LTC 459-2020 (Revised) Emergency Small Business Reimbursement Grant ProgramDocuSign Envelope ID: 6542B4C5-DDE3-4B24-9EAF-E69E81D77E25
OFFICE OF THE CITY MANAGER
NO. LTC# 459-2020 LETTER TO COMMISSION
TO: Mayor Dan Gelber and Members of the City Commission
FROM: Raul J. Aguila, Interim City Manager
DATE: December 18, 2020
SUBJECT: Emergency Small Business Reimbursement Grant Program
The purpose of this Letter to Commission (LTC) is to provide information regarding
implementation of the Emergency Small Business Reimbursement Grant Program funded
through Community Development Block Grant – Coronavirus (CDBG-CV).
On October 28, 2020, the City Commission voted unanimously to deliver $600,000 in grant
funds to assist small businesses adversely impacted by the COVID-19 pandemic. Eligible small
businesses/microenterprises may apply for grants of up to $20,000 as reimbursement for
normal business expenses including but not limited to rent, mortgage, utilities, payroll, operating
supplies and COVID-19 related expenses. At least thirty (30) businesses will receive assistance
under this Program.
The principal goal of the Program is to support and promote business longevity by retaining or
creating jobs. The need for additional resources is evident as businesses in the city continue to
shutter. Funding for small business assistance is necessary to provide support for existing
businesses and to encourage the growth of businesses during the recovery phase.
For a 12-month period after receiving the grant award, the small business must retain or create
one job filled by a Miami Beach resident of low-to-moderate income or the business must be
owned by a low-to-moderate income wage earner. Eligible microenterprises include those with
five or fewer employees including the business owner. Eligible small businesses include those
with ten or fewer employees including the business owner. Businesses must show evidence of
Miami Beach business tax receipts for 2020 and 2021. Grantees are required to provide federal
income tax returns, bank statements, payroll documents, invoices, proof of payment for eligible
expenses and a duplication of benefits affidavit.
The grant will be administered and awarded on a first-come, first-qualified, first-served basis
through an online application. Interested applicants should visit
https://miamibeachfl.gosmart.org to review program guidelines and login or create a new profile
to preview the application. The application will be available for advance viewing for a one week
period beginning on Monday, December 28, 2020. Applications will be accepted beginning on
Wednesday, January 6, 2021. The application will remain open until all funds are exhausted.
Detailed Program guidelines are attached. Please direct any questions on the foregoing to Eric
Carpenter, Assistant City Manager or Rickelle Williams, Economic Development Director.
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EMERGENCY SMALL BUSINESS REIMBURSEMENT GRANT PROGRAM GUIDELINES
I. Overview
The City of Miami Beach Emergency Small Business Grant Program will reimburse
participating small businesses up to $20,000 in relief from the economic distress
caused by COVID-19. Pursuant to the CARES Act, the Community Development
Block Grant-Corona Virus (CDBG-CV) program funding is intended to “avoid job loss
caused by business closures related to social distancing, by providing short-term
working capital assistance to small businesses, to enable retention of jobs held by low-
and moderate-income (LMI) persons.” The goal of the Program is to support and
promote business longevity by retaining or creating jobs.
II. Purpose and intent
• These guidelines are intended to facilitate the efficient, effective, and consistent
implementation of the Miami Beach Emergency Small Business Reimbursement Grant
Program.
III. Eligible businesses
Category A Criteria: Microenterprise
• Microenterprise located within the City of Miami Beach.
• Business must have 5 employees or less - a microenterprise is defined as a
commercial enterprise that has five or fewer employees, one or more of whom owns
the enterprise.
• Owner of the microenterprise business earns at or below 80% AMI.
• Owner does not need to be paid as an employee or be included in the payroll register.
---- OR ----
Category B Criteria: Job Creation/Retention
• Small Business located within the City of Miami Beach.
• Small Business must have 10 employees or less – a small business is defined as a
commercial enterprise that has ten or fewer employees.
• Ability to retain/create one fulltime job, for a minimum of 12 months, for an employee
that resides in a Miami Beach household earning no more than 80% area median
income (AMI).
• The retained or created fulltime job may be a combination of multiple part-time jobs.
*Please see Program Terms below for explanation of 80% AMI.
-Before applying under Category A - Microenterprise, the business owner MUST verify
that the business owner meets the income requirement.
-Before applying under Category B - Job Creation/Retention, the business owner
MUST verify that it has an employee, or is reasonably able to hire an employee, whose
household meets this income requirement.
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• Demonstrated Need: Applicants are required to describe the negative impact the
COVID-19 pandemic has had on the business (including employees laid off,
reduction of employee hours, business revenue/loss, etc.).
IV. Ineligible businesses
• Category A - Businesses with more than 5 employees
• Category B - Businesses with more than 10 employees
• Businesses with outstanding code violation(s)
V. Requirements
• Applicable City of Miami Beach/Miami-Dade County/State of Florida licenses must be
up to date
• Miami Beach 2021 Business Tax Receipt must be in paid status (with consideration of
the new BTR payment options)
• Applicant must be a business that was or became operational prior to October 1, 2019
(as evidenced by a 2020 City of Miami Beach Certificate of Use or Business Tax
Receipt).
• Business owner/operator/applicant shall have no outstanding code liens, fines or
violations, pending litigation with the City of Miami Beach or any unpaid ad valorem
property taxes (if owner of the property).
• Regardless of reimbursement amount being requested (up to $20,000), only one grant
application per business is allowed.
• Grant application must be signed by the president/general manager/majority owner of
the business.
• Applicants may not submit multiple applications using different partners, family
members or other persons.
• An applicant (including the applicant’s spouse, parents or children) may only submit
one application for a single business for which the applicant (including his or her
spouse, parent or children) holds a “controlling interest.” The term “controlling interest”
shall mean either (i) the power to direct the management and decisions (both major
decisions and day-to-day operational decisions) of any business, whether the business
is held through a corporation, partnership, trust or any other type of entity, or (ii) a
majority ownership of the outstanding capital stock of any such entity.
• Accordingly, if an applicant (including his or her spouse, parent or children) holds a
controlling interest in more than one eligible business, only one of those businesses
may apply for and receive funding through the Program, even if the business has more
than one owner. To be considered, applications must be completed in full, signed and
submitted via the designated e-mail/online platform. Applications may not be hand-
delivered by the applicant.
• To receive the reimbursement payment, the business must be “open and in business”
as determined by the City of Miami Beach, in its sole discretion.
VI. Additional Requirements and Documents
• Business federal income tax return for the most recent fiscal year. If business has filed
an IRS extension request for the current year, applicant must submit the most recent
year’s filed tax return and evidence of filing extension request
• Bank statements, annuity statements, or other documentation demonstrating business
assets
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• Copy of business payroll registry upon date of application. Subsequent payroll
documentation will be required at the time of initial expense reimbursement and on a
quarterly basis, in order to verify creation or retention of qualified employee.
• Duplication of Benefits Affidavit
• Prior to payment of grant reimbursement, the business must register for and submit
(1) Duns & Bradstreet (D&B) identification number and (2) System for Award
Management (Sam.gov) registration.
• IRS W-9 Form and City of Miami Beach Vendor Registration
• Additional documentation may be required by the City, in its sole discretion.
VII. Duplication of Benefits
• The Program is intended to assist businesses in need. Businesses which have
received or are anticipated to receive other federal assistance must demonstrate
additional need beyond the federal funding received
• The applicant must report all federal assistance received and show proof that federal
assistance has been expended for eligible costs incurred.
• If total expenses do not exceed amount of federal funding assistance received, the
applicant is ineligible for the Emergency Small Business Reimbursement Grant
Program.
VIII. Program Terms
a. Upon selection as a grantee, businesses may request reimbursement for
“qualified business expenses” in amounts up to $20,000, by submitting detailed
expense records and the required documentation.
b. Participants may submit multiple receipts for reimbursement, up to an amount of
$20,000 for Qualified business expenses including any operational costs such
as payroll, utilities, rents, mortgage, or mortgage interest (for business accounts
in existence prior to October 1, 2020), etc. and/or COVID-related expenditures.
c. Upon verification that the business is qualified, and the expenses are eligible for
reimbursement, the City will issue payment to the business. Program participants
may continue to submit receipts for reimbursement, up to an amount of $20,000.
d. In exchange for the grant award:
• Under Category A – Microenterprise, the business MUST, for a
period of 12 months, maintain a qualified business owner (owner of
the microenterprise business earning at or under 80% AMI).
• Under Category B - Job Creation/Retention, the business MUST,
for a period of 12 months, retain or create one (1) “qualified
employee”:
Qualified employee: an employee that (a) resides in Miami Beach and
(b) whose household earns at or under 80% AMI.
“Employee” is considered a full-time equivalent position retained at 40
hours per week, or any combination of part-time positions combining
for 40 hours per week. Independent Contractors (1099) are not
considered employees.
Maximum Household Income for Qualified Employee (AMI)
Household Size 1-Person 2- Person 3- Person 4- Person 5- Person 6- Person 7- Person 8- Person
(80%) AMI $51,200 $58,500 $65,800 $73,100 $78,950 $84,800 $90,650 $96,500
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e. If the business (under Category B) already employs a qualified employee at the
time of expense reimbursement, the business must submit required employee
documentation with the request for reimbursement. Otherwise, within three (3)
months following reimbursement, the business must create a job for a qualified
employee and submit the required employee documentation. The 12-month period
begins only upon the City’s verification of employment of the qualified employee.
f. On a quarterly basis the business must re-submit payroll documentation to verify
the qualified employee’s employment throughout the previous 3 months. For those
businesses that hire a qualified employee within three months of expense
reimbursement, the 12-month period commences only upon verification by the City
that a qualified employee was hired.
g. After grant award, the grantee must submit the following documents for the
qualified owner or employee(s):
Category A – Microenterprise
• Owner Income Certification Form
Category B – Job Creation and Retention
• Employee Income Certification Form
• Proof of Miami Beach residency, e.g. driver’s license or lease agreement
IX. Eligible expenses for reimbursement
• Grant recipients may be reimbursed for eligible expenses as expenses are incurred
and documentation is submitted. The maximum total reimbursement per grantee is
$20,000.
• The grant may reimburse the following expenses incurred between October 1, 2020
and December 31, 2020:
• Rent/Lease
• Mortgage
• Equipment Lease
• The grant may reimburse the following expenses incurred beginning on January 1,
2021 through December 31, 2021.
• Rent/Lease
• Mortgage
• Equipment Lease
• Payroll
• Utilities
• Licenses and Insurance
• Personal Protective Equipment (PPE)
• COVID-19 related cleaning and sanitation equipment and services
• Operating supplies and equipment
X. Proof of payment for reimbursement - to be reimbursed, businesses must
provide the following:
• Appropriate invoice(s), bank statements and proof of payment with back-up
documentation acceptable to the City of Miami Beach.
• A copy of the paid invoice and a receipt which should clearly identify the business, the
business address and a description of the services that were obtained by the business
with a statement or stamp that says PAID.
• A copy of the method of payment:
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- If paid by check, a copy of both sides of the cancelled check.
- If paid by credit card, a copy of the credit card receipt to confirm payment for
the invoice was made to the vendor/service provider; credit card statement
showing the cost incurred; and cancelled check(s) or other proof of payment of
the credit card bill.
- If paid by cash, a copy of the cash receipt which must note CASH paid in full
with the signature of the vendor/service provider.
XI. Grant application window
• Application available for viewing on Monday, December 28, 2020 at 9:00 AM.
• Applications may be submitted beginning on Wednesday, January 6, 2021 at 9:00
AM.
• To apply, visit https://miamibeachfl.gosmart.org to review program guidelines and login
or create a new profile to submit the application.
• Applications evaluated and processed on a first-come, first-qualified, first-served basis.
• Application open until funds are exhausted.
- Interested parties may contact the City of Miami Beach Economic Development Department
via mbbiz@miamibeachfl.gov for more information or clarification related to the Miami Beach
Emergency Small Business Reimbursement Grant Program.
- Applicant should thoroughly review application guidelines to ensure eligibility. Eligibility will be
determined by city staff.
- The City of Miami Beach reserves the right to deny any submitted application if it is
determined such application does not meet the intent, criteria or requirements of the program.