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Juan Rojas Resume Phone 305 - 613 - 1699 Fax 866 - 891 - 9932 E - mail jr@juaners.com Juan E. Rojas Education Florida International University (1996) Miami, FL Bachelor of Business Administration, Finance Bachelor of Business Administration, International Business Certific ations Certified NFCC Consumer Credit Counselor, HUD Approved Housing Counselor, Certified HQS Inspector /Specific Training HUD Courses: Homebuyer Education - Train The Trainer, Loss Mitigation Training Neighborhood Reinvestment Training Institute Courses: Advanced Foreclosure Prevention, Delivering an Effective Homeownership Program, Compliance With State & Federal Regulations, Fundamentals of Residential Lending, Affordable Housing Strategies in Hot Markets Other: Setting Up Your Homebuyers’ Club, Fair H ousing, Compliance 101 - Multifamily Programs including HOME Investment Partnership Program , State Apartment Incentive Loan Program (SAIL) , State Housing Initiatives Partnership (SHIP) , Tax Credit, SHIP Income Certification, Developing Successful Grants , Go ld Coast Mortgage Broker Class Professional 2007 - Present Gibraltar Private Bank & Trust, Coral Gables, FL Vice President - Director of Community Development/CRA Officer experience Earned ‘Outstanding’ Rating on CRA Performance Evaluatio n for 2 years ending  12/31/09 Lead person in achieving bank’s CRA plan  Implement policies, programs and activities within the bank’s assessment areas  Originate loans to low to moderate income persons  Serve on boards of various community organizations and B oards  Helped bank achieve Outstanding CRA Rating from OTS in the 2007 – 2010 CRA  Performance Evaluation 2005 – 2007 HSBC Mortgage Corporation (USA) Miami, FL Retail Mortgage Loan Consultant Originate loans in the South Florida market  Apply for and coordina te subsidies for low - income buyers  Counsel first time homebuyers and assist with affordability studies  Present First Time Homebuyer Seminars in partnership with non - profits  1999 - 2005 Miami Beach CDC Miami Beach, FL Housing Officer Qual ify and process 1st time homebuyers for Community Lending loan products and  prepare comparative market analyses and offers for prospective homebuyers Coordinate rehabilitation lenders, owners, and contractors  Prepare market analysis for real estate acquisi tion, contracts for multi - family projects  Responsible for obtaining pre - development and permanent financing for multi - family  projects, Fundraising Coordinate & Present English and Spanish Language First - Time Home Buyer Seminars  Grant writing and follow - up reporting on grants  Providing continuing education to counselors in Housing Counseling  Pre - purchase, Delinquent/Default and Reverse Mortgage Counseling  Manage community partnerships with lenders  1998 – 1999 Consumer Credit Counseling Service Miami, FL Hou sing Support Counselor Prepare prospective homebuyers for mortgage qualification  Coordinate & Present English and Spanish Language First - Time Home Buyer Seminars  Grant writing and follow - up reporting on grants  Designed and implemented reporting methods usi ng MS Access and MS Excel  Providing continuing education to counselors in Housing Counseling  Pre - purchase, Delinquent/Default and Reverse Mortgage Counseling  Manage all community partnerships with lenders, non - profits and government agencies  Provide techni cal assistance to Community Development Corporations and other new  starting agencies/partnerships 1997 – 1998 Consumer Credit Counseling Service Miami, FL Credit Counselor Provide face to face and telephone credit counseling  Assist clients in planning, g oal setting and budgeting for financial success  Establish Debt Management Accounts for clients  Provided delinquent/default and reverse mortgage counseling assisting clients with mortgage  delinquencies by negotiating with both clients and lenders. Board Af filiations 2008 – Present HOMES Inc., Ft. Lauderdale, FL 2008 – Present Broward Alliance for Neighborhood Development (BAND), Broward County, FL 2008 – Present South Florida Community Development Coalition, Miami - Dade County, FL 2002 – 2009 City of Miami Beach Committee on the Homeless, Miami Beach, FL 2006 – Present City of South Miami Affordable Housing Advisory Board, South Miami, FL 2006 – 2008 Little Haiti Housing Association, Miami, FL 2007 – 2008 NANAY Inc & NANAY Housing Reso urce Center, N. Miami, FL References Available upon request