LTC 632-2018 City of Miami Beach Community Rating System (CRS) VerificationMIAMI BEACH
OFFICE OF THE CITY MANAGER
NO. LTC # LETTER TO COMMISSION
832-2018
TO: Mayor Dan Gelber and Members
FROM: Jimmy L. Morales, City Manager
DATE: December 11, 2018
SUBJECT: City of Miami Beach Community Rating System (CRS) Verification
I am very pleased to share a recent notification letter with the preliminary results of the
City's Community Rating Score audit. The vigorous and detailed audit took place in-
person August of 2017, and has taken nearly a year-and-a-half of review by ISO
(Insurance Services Office) Specialists.
Miami Beach participates in Community Rating System of the National Flood Insurance
Program and has pursued an aggressive goal to improve our ranking from a Class 6 to a
Class 5. In addition to implementing activities that reduce flood risk, this
accomplishment will save residents and businesses money on their flood insurance
premiums. Our new score is an improvement from Class 6 to Class 5, increasing
savings from 20% to 25% citywide. This brings our estimated savings from $6.6 million
to $8.3 million annually.
The CRS rating improvement is the result of the hard work of Building, Resilience,
Environmental and Sustainability, Emergency Management, Planning, and Public Works
over the past three-years.
I look forward to sharing more information when I receive the formal letter from FEMA
and when the results of the verification become effective May 1, 2019.
Attachments
JLM/SMT/AK
OISO INSURANCE SERVICES OFFICE, INC.
December 5, 2018
CRAIG CARPENTER, CFM 672 HARTFORD DR. NW, PORT CHARLOTTE, FLORIDA 33952
PHONE (404) 825-3003 EMAIL: ccarpenter@verisk.com
Mr. Moshen Jarahpour
City of Miami Beach
1700 Convention Center Drive
Miami Beach, Florida 33139
Dear Mr. Jarahpour:
Enclosed are the preliminary results regarding credits for the City of Miami Beach
Community Rating System (CRS) verification.
At the present time, I have verified 2508 credit points for the City of Miami Beach.
This results in a class improvement from a CRS Class 6 to a CRS Class 5. Attached
are a draft verification report and a draft credit calculations worksheet AW-720 which
contains an overall point summary. The information provided is subject to
acceptance by DHS/FEMA. The results of this verification will become effective
May 1, 2019.
Thank you for your cooperation during my visit. If you have any questions or when I
can be of future assistance, please do not hesitate to contact me.
Respectfully yours,
Craig Carpenter, CFM
ISO/CRS Specialist
enc.
cc: Jimmy L. Morales, City Manager
Steve Martin, State NFIP Coordinator
Janice Mitchell, FEMA Region IV
Roy McClure, FEMA Region IV
COMMUNITY
RATING
SYSTEM
City of Miami Beach, FL
NFIP Number: 120651
Date of Verification Visit: July 20, 2017
This Verification Report is provided to explain the reco
Services Office, Inc. (ISO) to DHS/FEMA concerning
Rating System (CRS) for the above named comm
A total of 2508 credit points are verified which
community improve from a CRS Class 6 to
Class 5 prerequisite with a Building Code E
Classification of 2/2. The following is a summa
credit points for each activity listed · arenthesis:
Activit 310 -Elevation Certifica
certificates for new and substantially 1
certificates are made av · upon re
VERIFICATION
REPORT
Verified Class 5
Cycle
ns of Insurance
the Community
that the
as met the
ng Schedule EGS)
ings with the total CRS
ent maintains elevation
· s of elevation
it is provided for furnishing inquirers
Ac
includ
hurricane
the repetitiv
provided for h
having a Progra
disseminated by st
unity's latest Flood Insurance Rate
munity furnishing additional FIRM
non the FIRM, flood depth data,
storica formation, and natural floodplain
· 'zed annually and records are maintained. (90 points)
o Credit is provided for informational material that
uide , eneral outreach projects that include newsletters,
ets, and priority audience messages that include a letter to
se projects are disseminated annually. Credit is also
od plan for public information. Credit is enhanced by
ic Information (PPI), and by having the information
olders outside the local government. (350 points)
Activity 340 -Hazard Disclosure: Credit is provided for state regulations requiring
disclosure of flood hazards. Real estate agents provide a brochure advising
prospective buyers about insurance and checking property flood hazards. Credit is
enhanced by having a PPI. (17 points)
City of Miami Beach, FL
Page 2
NFIP #: 120651
Activity 350 -Flood Protection Information: Documents relating to floodplain
management are available in the reference section of the Miami Dade County Library.
Credit is also provided for floodplain information displayed on the community's website.
(92 points)
Activity 360 -Flood Protection Assistance: Credit is provi
one advice regarding property protection and making site v·
Credit is also provided for advisor training at appropriate
or offering one-on-
fore providing advice.
rses. Credit is
enhanced by having a PPI. (74 points)
Activity 370 -Flood Insurance Promotion: Cr
community's current level of flood insurance c
Credit is also provided for development an ·
plan. Credit for implementing a coverage im
essing the
comings.
provement
ving a
PPI and stakeholder involvement. (90 points)
stormwater manag
quality. (200 points)
ided for preserving
(SFHA) as open space.
vided for enforcing
, freeboard for new and substantial
ial improvement, and local drainage
ement of building codes, a BCEGS
mandated regulatory standards, and
ance: Credit is provided for maintaining and using
ay agement of the floodplain. Credit is also provided
Ing a system of benchmarks and maintaining copies of all
surance Study Reports. (170 points)
r Mana ement: The community enforces regulations for
t, low impact development, soil and erosion control, and water
Section 502 -Repetitive Loss Category: Based on the updates made to the NFIP
Report of Repetitive Losses as of January 31, 2017, the City of City of Miami Beach, FL
has 74 repetitive loss properties and is a Category C community for CRS purposes.
The community is required to submit either a Repetitive Loss Area Analysis or
Floodplain Management Plan. (No credit points are applicable to this section)
City of Miami Beach, FL
Page 3
NFIP #: 120651
Activity 510 -Floodplain Management Planning: Credit is provided for the adoption
and implementation of the Miami Dade County Local Mitigation Strategy, adopted
December 15, 2015. A progress report must be submitted on an annual basis. An
update to the credited plan will be due by October 1, 2020. (207 points)
Activity 540 -Drainage System Maintenance: All of the co
system is inspected regularly throughout the year and mai
needed. Credit is also provided for listing problem sites
frequently, and for implementing an ongoing Capital I
enforces a regulation prohibiting dumping in the dr ·
publicizes the regulation and has appropriate si
nity's drainage
ce is performed as
·nspected more
The community
d annually
hanced by
having a PPI. (310 points)
Activit 710 -Count
the growth rate of the
Miami Dade County
vided for a p m that
seminates warnings to
ponse activities. Credit is
unity by the National
00 series is multiplied by
The growth rate for
eet that lists the verified credit points for
RS Coordinator Name I Address:
Mohsen Jarahpour, CFM
Floodplain Manager
1700 Convention Center Drive
Miami Beach, Florida 33139
Community : City of Miami Beach, FL NFIP Number: 120651
720 COMMUNITY CREDIT CALCULATIONS (Cycle):
CALCULATION SECTION:
Verified Activity Calculations:
c310 38
c320 90
c330 350
c340 17
c350 92
c360 74
c370 90
c410 xCGA =
c420 290 xCGA =
c430 247 xCGA
c440 157 xCGA
c450 185 xCGA
c510 207
c520
c530
c540
c610
c620
c630
Co
cT =
n (from Table 110-1 ): Class=
Jim L. Morales
City Manager
1700 Convention Center Drive
Miami Beach, Florida 33139
CRS Coordinator Name/Address:
Mohsen Jarahpour, CFM
Floodplain Manager
1700 Convention Center Drive
Miami Beach, Florida 33139
Date Report Prepared: December 2, 2018
AW-720
Credit
38
90
350
17
92
74
90
313
267
170
200
207
310
290
2508
5