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2010-27506 Reso( -_.~ RESOLUTION NO.I 2010-27506 A RESOLUTION OF THE MAYOR AND CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA, ADOPTING: 1) THE FINAL AD VALOREM MILEAGE OF 6.2155 MILLS FOR GENERAL OPERATING PURPOSES, - -WHICH IS ZERO POINT TWO PERCENT (0.2%) MORE THAN THE "ROLLED-BACK" RATE OF 6.2030 MILLS; AND 2) THE DEBT SERVICE MILEAGE RATE OF 0.2870 MILLS FOR FISCAL YEAR (FY) 2010/11. WHEREAS, on July- 14, 2010, the City Commission following a duly noticed public hearing., adopted Resolution No. 2010-27449, which set the proposed general operating millage rates at 6.4143 mills (excluding debt service) for an increase of 0.7588 from. the prior year millage for general operating purposes, and 0.2870 mills for debt service; and WHEREAS, on August 25, 2010, at the Finance and Citywide Project Committee meeting, the City Commission voted to further adjust the operating millage to 6.2155, an increase of 0.56 from the prior year millage by identifying $3.6 million that can be transferred from the prior year surplus in the Parking Operating Fund; and WHEREAS, this. is the first time we have recommended a modest increase to the general operating millage since property values began:. an unprecedented and steep decline over the last several years; and WHEREAS, Since their peak in FY 2007/08, property values have declined more than $4.7 billion, approximately 18 percent, despite almost $3 billion in new construction added to the roll; and without the new construction, the decline in values would be even greater, at 28 percent; and WHEREAS, Outside the City Center RDA, which impacts General Fund Property Tax revenues, the decline in values is even more significant at 20 percent, even after new construction, and as a result, property tax revenues to the General Fund would be $38 million (27 percent) below FY 2006/07 peak property tax revenue levels; and WHEREAS, even with the modest .proposed increase in millage, total General Fund property tax revenues will still be approximately $28 million below FY 2006/07 levels; WHEREAS, it is estimated that approximately 40 percent of homesteaded properties would. either have no impact or could actually experience a savings, due to offsetting declines in property values and an additional 50 percent of homeowners are estimated to have their taxes increase less than $300; and WHEREAS, as a result, approximately 90 percent of homesteaded properties will have less than a $300 per year ($25 per month) impact; and WHEREAS, on September 15, 2010 the Mayor and City Commission tentatively adopted the operating millage rate 6.2155 mills for general operating purposes, and 0.2870 mills for debt . service; and WHEREAS, Section 200.065, Florida Statutes, requires that at the conclusion of the second public hearing on the City's proposed tax rate and budget, the City Commission: 1) adopt the ad valorem millage rate for FY 2010/11 operating .purposes;. and 2) the required Debt Service millage rate; this is accomplished by publicly announcing the .:name of the taxing authority, the "Rolled-back" .rate, the percentage increase of the "Rolled-back" rate and the millage rates before adoption of the millage levy resolution;. and . NOW THEREFORE, BE IT .DULY RESOLVED BY THE MAYOR AND THE CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA, that pursuant to Section 200.065, Florida Statutes, there is hereby levied a tax for the Fiscal Year (FY) 2010/11, on all taxable and non-exempt real. and personal property located within the corporate limits of the City of Miami .Beach, Florida, as follows: {a) For the purpose of operating the government of the City, the rate assigned ~. amounts to 6.2155 mills: Also included are appropriate reserves and contingencies, which are not limited to reserves for tax discounts and abatements of uncollected taxes. The millage rate reflected is zero point two percent (0.2%) more than the "Rolled-back" rate of 6:2030 mills. (b) For the purpose of providing payment on the principal and interest portions of the General Obligation Bond Debt outstanding, the rate assigned amounts to 0.2870 mills. PASSED and ADOPTED this 20th day of September, 2010. r MA OR ATTEST: . ~-~~ °: CITY CLERK APPROVED AS TO FORM & LANGUAGE & FnN EXECUTION . - t rn ~` -Date Condensed Title: COMMISSION ITEM SUMMARY I~ A RESOLUTION OF THE MAYOR AND CITY ,COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA, ADOPTING: 1) THE FINAL AD VALOREM MILEAGE OF 6.2155 MILLS FOR GENERAL OPERATING PURPOSES, WHICH IS ZERO POINT TWO PERCENT (0.2%) MORE THAN THE "ROLLED-BACK" RATE OF 6.2030 MILLS; AND 2) THE DEBT SERVICE MILEAGE RATE OF 0.2870 MILLS. Ke Intended Outcome. Supported: Minimize taxes; Improve the City's overall financial health and maintain overall bond rating; Increase communif satisfaction with cit services Supporting Data (Surveys, Environmental Scan, etc.): In the 2009 survey, 65% of residents and 55% of businesses rated the value of city services for tax dollars paid as excellent or good, and higher (73.5% excellent or good) among those residents understanding that only a portion of their property tax bill goes to fund city services. Resident ratings improved 19% compared to 2007 and 15% when compared to 2005. Business ratings remain steady compared to 2007, but improved by 14% compared to 2005. Over the last several years, the City of Miami Beach has adopted budgets that provided tax and fee relief while at the same time providing improving services that address community priorities. However, these objectives have become increasingly challenging -- in the last three years alone, the General Fund has absorbed almost $43 million in reductions (and almost $50 million and 240 positions across all funds). The July 1, 2010 Certification of Taxable Value from the Miami-Dade County Property Appraiser reflects a 10.5 -percent decline in Citywide property tax values from the July 1, 2009 tax roll certification to the July 1, 2010 tax roll certification. Values of existing properties declined even further (12.7 percent), but this decline was offset by a 2.2 percent in new construction ($556 million). Given that the City Center RDA decline was only "4.2 percent, the decline outside the Cit Center RDA, which im acts the Cit 's General Fund revenues, was neater, at 11.8 ercent. Issue: Shall the Mayor and City Commission adopt the resolution? Item Summa /Recommendation: The total operating millage is 6.2155 mills, including a general operating millage rate of 6.1072 and a General Fund Capital Renewal and Replacement millage of 0.1083. The voted debt service millage rate is increased from 0.2568 to 0.2870, however, the combined millage rate overall remains approximately 2.2 mills lower than itwas in FY 1999/00. In addition, the millage rate is approximately 1.2 mills lower than it was in FY 2006/07, when property values were similar to the July 1, 2010 certified values. In FY 2007/08 alone, the property tax rate declined by approximately 1.8 mills, with savings to the average homesteaded property of over $400. It is importarit to note that this is the first time we have recommended a modest increase to the millage since property values began an unprecedented and steep decline over the last several years. Since their peak in FY 2007/08, property values have declined more than $4.7 billion, approximately 18 percent, despite almost $3 billion in new construction added to the roll. Without the new construction, the decline in values would be even greater, at 28 percent. Outside the City Center RDA, which impacts General Fund Property Tax revenues, the decline in values is even more significant at 20 percent, even after new construction. As a result, property tax revenues to the General Fund would be $38 million (27 percent) below FY 2006/07 peak property tax revenue levels.. Even with the modest proposed increase in millage, total General Fund property tax revenues will still be approximately $28 million below FY 2006/07 levels. Adviso Board Recommendation: The Finance and Citywide Projects Committee endorsed the proposed millage increase on 8/25/10. Financial Information:' Source of Amount Account > -- - _ Funds: 1 . 0 2 OBPI Total Financial Impact Summary: The adopted millage rate for FY 2010/11 partially offsets $13.7 million in property tax revenue declines in the General Fund since the adoption of the FY 2009/10 budget. The adjustment to the millage rate provides approximately $10.1 million towards a General Fund operating budget gap of $29 million. Employee givebacks targeted at $15.3 million over 2 years are critical to addressing the gap. Other approaches include efficiencies, minimal service im acts, and ro osed .new revenue sources. City Clerk's.. Office Legislative Trackin De artment Director Assistant Cit Manager 't .Manager, A aA rr~ 1a~7 A 1 DATE ~'-2~- Iy a? ,'V~!AP~~BEACH m MIAMIBEACH City of Miami Beach, 1700 Convention Center Drive, Miami Beach, Florida 33139, www.miamibeachfl.gov COMMISSION MEMORANDUM TO: Mayor Matti Herrera Bower and Members of the City Commission FROM: Jorge M. Gonzalez, City Manager ~~~ DATE: September 20, 2010 SUBJECT: A RESOLUTION OF THE MAYOR AND CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA, ADOPTING: 1) THE FINAL AD VALOREM MILEAGE OF 6.2155 MILLS FOR GENERAL OPERATING PURPOSES, WHICH IS ZERO POINT TWO PERCENT (0.2%) MORE THAN THE "ROLLED-BACK" RATE OF 6.2030 MILLS; AND 2) THE DEBT SERVICE MILEAGE RATE OF 0.2870 MILLS FOR FISCAL YEAR (FY) 2010/11. ADMINISTRATION RECOMMENDATION The Administration recommends that the City Commission adopt the attached Resolution which sets the following: 1) Final adopted millage rates for Fiscal Year (FY) 2010/11 General Operating 6.1072 mills Capital Renewal & Replacement 0.1083 mills Sub-Total Operating Millage 6.2155 mills (5.6555 last year, 9.9°/o increase) Debt Service 0.2870 mills (0.2568 last year, 11.8°/o increase) Total 6.5025 mills (5.9123 last year, 10.0% increase) 2) The final adopted combined millage rate of 6.5025 mills is 0.5902 mills more than the 5.9123 combined millage rate for FY 2009/10. The final adopted operating millage rate for FY 2010/11 is 6.2155 mills. The final adopted operating millage for FY 2010/11 is 0.0125 mills more than the roll-back rate of 6.2030, and thus, the City is required to publish a Notice of Tax Increase. This notice was duly published in the Miami Herald on Saturday, September 18, 2010 in accordance with Florida Statues 200.005. The first public hearing on the tentative millage rates and budgets for FY 2010/11 was held on Wednesday, September 15, 2010. The millage rates presented herein are those which were tentatively adopted at the end of that first public hearing. The rollback rate is the millage rate required to produce the same level of property tax revenues in FY 2010/11 as collected in FY 2009/10. The rollback rate is calculated by dividing the prior year property tax revenues by the current year property values, after new construction, major improvements, annexations, deletions and tax increment districts are removed from current year property values. Under the recently enacted State legislation, the City may elect to approve millage FY 2010/11 Final Millage Adoption September 20, 2010 Page 2 rates above the roll-back rate up to the constitutional cap of 10 mills subject to an extraordinary vote by the Commission or referendum: Option I: Millage up to 7.9137 (equivalent to 98.11 % of prior year maximum ad valorem proceeds allowed by a majority vote, net of the impact of the Tax Increment Districts) requires majority of the approval of the Commission. The adjustment of 98.11 % reflects the statewide per capital personal income decline for the prior year Option II: Millage up to 8.7051 (equivalent to a 10% increase in the ad valorem revenues above Option I) requires atwo-thirds approval (5 of 7 votes) of the Commission Option III: Millage above 8.7051 requires unanimous approval of the Commission or referendum up to the 10 mill cap PROCEDURE Florida Statutes 200.065 requires that at the conclusion of the second public hearing on the proposed tax rate and budget, the City Commission proceed in the following specific manner: Adopt an ad valorem millage rate for FY 201.0/11 operating purposes and debt service. The statute requires the name of the taxing authority, the "Rolled-back" .rate, the percentage increase over the "Rolled-back" rate, and the millage rates be publicly announced before adoption of the millage levy resolution.. State statute requires that only the title be read aloud. 2. Adopt a general operating budget for FY 2010/11. Also included, are budgets for the Enterprise and Internal Service Funds. This is accomplished by adopting a companion Resolution. (See accompanying General Fund Budget Agenda Item). SUMMARY The Administration is recommending a total combined millage rate for the City of Miami Beach of 6.5025. The total proposed operating millage is 6.2155 mills, including a general operating millage rate of 6.1072 and a General Fund Capital Reriewal and Replacement millage of 0.1083. The proposed voted debt service millage rate is increased from 0.2568 to 0.2870, an increase of 0.0302 mills. Further, the combined millage rate overall remains approximately 2.2 mills lowerthan itwas in FY 1999/00. In addition, the millage rate is almost 1.2 mills (16 percent) lower than it was in FY 2006/07, when property values were similar to the July 1, 2010 certified values. The proposed millage rate reflects an increase to partially offset property tax revenue declines in the General Fund that have occurred since the adoption of the FY 2009/10 budget, both through continued declines in the market, as well as the continued impacts of appeals and adjustments to the tax roll by the Property Appraiser. Increasing the millage to offset property tax declines ensures that service levels will not decline as a result of the decline in property values. It is important to note that this is the first time we have recommended a modest increase to the millage since property values began an unprecedented and steep decline over the last several years. Since their peak in FY 2007/08, property values have declined more than $4.7 billion, approximately 18 percent, despite almost $3 billion in new construction added to the roll. Without the new construction, the decline in values would be even greater, at 28 percent. Outside the City FY 2010/11 Final Millage Adoption September 20, 2010 Page 3 Center RDA, which impacts General Fund Property Tax revenues, the decline in values is even more significant at 20 percent, even after new construction. As a result, property tax revenues to the General Fund would be $38 million (27 percent) below FY 2006/07 peak property tax revenue levels. Even with the modest proposed increase in millage, total General Fund property tax revenues will still be approximately $28 million below FY 2006/07 levels. 250 30 o ~ 200 a 150 20 100 10 `~ 50 s~ o ~ 0 0 '07 '08 '09 '10 '11 o Property Values --Tax Levy including Debt OVERVIEW On July 14, 2010, the Mayor and City Commission adopted the proposed general operating millage (excluding debt service) for FY 2010/11 in the amount of 6.4143, an increase of 0.7588 from the prior year millage. However, through the identification of $3.6 million that can be transferred from the prior year surplus in the Parking Operating Fund, on August 25, 2010 at the Finance and Citywide Project Committee meeting, the Commission voted to further adjust the operating millage to be set at 6.2155 for FY 2010/11, an increase of 0.56 from the prior year millage, resulting on a "recurring" revenue stream to offset property value declines. While impacts to homesteaded versus non-homesteaded properties are not available from the Property Appraiser at this time, overall single family and condominium values declined by 13.7 percent, and existing single family and condominium properties (net of new construction) declined by almost 17 percent. The median value of homesteaded property in Miami Beach for 2009 was $133,110, and the average $288,709. If homesteaded properties similarly declined by 17 percent, the impact of the combined millage increase would be an annual savings of $68 for the median value property, and $149 for the average value property. For the same values, homesteaded properties that do not decline in value and .maybe adjusted by the Property Appraiser if below market value by the 2.7 percent CPI adjustment, these properties may have an increase ranging from $78 to $221. Further, it is estimated that approximately 40 percent could either have no impact or could actually experience a savings, due to offsetting declines in property values. Further, an additional 50 percent of homeowners are estimated to have their taxes increase less than $300. As a result, approximately 90 percent of homesteaded properties will have less than a $300 per year ($25 per month) impact, FY 2010/11 Final Millage Adoption September 20, 2010 Page 4 It is important to remember that in prior years, the City of Miami Beach significantly reduced tax rates as property values declined. Between FY 1999/00 and FY 2009/10, property tax rates declined approximately 2.8 mills. In FY 2007/08 alone, the property tax rate declined by approximately 1.8 mills, with savings to the average homesteaded property of over $400. In addition, in FY 2005/06 and FY 2006/07 the City provided "homeowner dividends" of $200 and $300, respectively, to all homesteaded property owners in the City of Miami Beach. Further, Miami Beach continues to provide more direct value for tax dollars paid than many other taxing jurisdictions. For example, in FY 2009/10, the homesteaded property, owner of a average value homesteaded property would have paid approximately $1,700 in property taxes to the City; as compared to approximately $4,000 to the County, the school board and other local taxing jurisdictions; approximately $2,400 in sales taxes to the state; and approximately $7,000 in income taxes to the Federal government. The adjustment to the millage rate provides approximately $10.1 million towards addressing the General Fund operating budget gap resulting from declines in property values and increases in pension costs, primarily due to declines in pension investment returns. Early in the budget development process, it was discussed that such a significant gap could not be addressed through one means alone. Rather a combination of approaches would be needed. Critical to the approaches were employee givebacks, and the Commission identified a target of $15.3 million in employee givebacks to be achieved between FY 2009/10 and FY 2010/11. Other approaches, in addition to tax rate adjustments, included, once again, efficiencies, and tweaks to service levels to achieve reductions with minimal service impacts, as well as use of surplus from prior years, increased use of resort taxes, and as evaluating potential new revenue sources. On September 15, 2010, the City Commission approved the tentative millage of 6.2155 for operating and 0.2870 for debt service. ANALYSIS OF PROPERTY VALUES IN MIAMI BEACH On July 1, 2010, the City received the "2010 Certification of Taxable Value" from the Property Appraiser's Office stating that the taxable value for the City of Miami Beach is $22,104,742,947 including $556,626,578 in new construction. The preliminary 2010 value represents a decrease of $2.59 billion or 10.5 percent less than the 2009's July 1 Certification of Taxable Value of $24.695 billion, and a decline of 12.7 percent, excluding new construction. The comparative assessed values for the Miami Beach Redevelopment Agency City Center redevelopment district decreased from $3,446,724,524, to $3,404,963,718, adecrease of $0.0418, billion or a 1.2 percent decrease in values over 2009 certified values. In addition, assessed values within the geographic area formerly known as the South Pointe redevelopment district decreased from $3,559,454,762, to $3,324,165,654, adecrease of $0.2353 billion, or a 6.6 percent decrease in values over 2009 certified values. As a result, taxable values in the areas outside the City Center RDA/South Pointe area decreased by 13.1 percent, from $17.6887 billion to 15.3756 billion, a decrease of $2.3 billion. FY 2010/11 Final Millage Adoption September 20, 2010 Page 5 COMPARATIVE ASSESSED VALUES (in billions) an. Value (in Change from 2009 Jan. 1 2009 Value (in billions) billions) Value (Budget) s o u y evise s o u y 2009 Value (For 2010 (For FY FY Change in (For % Change 2009/10 2009/10 2009 2010/11 $ from Final Budget) Projection) Values Budget) (in billions) % Value RDA -City Ctr $ 3.4467 $ 3.4461 $ (0.0007) $ 3.4050 $ (0.0418) _1 2% -l 2% South Pointe 3.5595 3.5499 (0.0095) 3.3242 $ (0.2353) _b.b% -6.4% General Fund 17.6887 16.1064 (1.5824) 15.3756 $ (2.3131) -13.1 % -4.5% Total Citywide $24.6949 $ 23.1024 $ (1.5925) $ 22.1047. $ (2.5902) -10.5% -4.3% Further, the following table shows that while property values Citywide are similar to FY 2006/07 levels Citywide, they are more than $1 billion lower outside the City Center RDA than in FY 2006/07. It should also be noted that since their peak in FY 2007/08, property values have declined more than $4.7 billion, approximately 18 percent, despite almost $3 billion in new construction added to the roll. Without the new construction, the decline in values would be even greater, at 28 percent. Outside the City Center RDA, which impacts General Fund Property Tax revenues, the decline in values is even more significant at 20 percent, even after new construction. As a result, property tax revenues to the General Fund would be $38 million (27 percent) below FY 2006/07 peak property tax revenue levels. Jan.1 2006 Jan. 1 2007 Jan. 1 2009 Jan. 1 2010 Value (in Value (in Value (in Value (in Change from 2007 billions) billions) billions) billions) Value (Budget) so Juy so uy so Juy 1 2006 2007 2009 As of July 1 (For FY (For FY (For FY 2010 2006/07. 2007/08 2009/10 (For 2010/11 $ Budget) Budget) Budget) Budget) (in billions) RDA -City Ctr $ 3.0036 $ 3.5853 $ 3.4467 $ 3.4050 $(0.1803) -5.0% South Pointe 2.9057 3.4232 3.5595 3.3242 (0.0990) _2.9% General Fund 16.8307 19.8416 17.6887 15.3756 (4.4659) -22.5% Total. Citywide $ 22.740 $ 26.850 $ 24.6949 $ 22.1047 $(4.7453) -17.7% Citywide Net of Ci Ctr $ 19.7364 $ 23.2648 $ 21.2482 $ 18.6998 $(4.5650) -19.6% DETERMINING THE OPERATING MILEAGE LEVY The first building block in developing a municipal budget is the establishment of the value of one mill of taxation, wherein the mill is defined as $1.00 of ad valorem tax for each $1,000 of property FY 2010/11 Final Millage Adoption September 20, 2010 Page 6 value. For the City of Miami Beach, this value for each mill is determined by the 2010 Certification of Taxable Value and has been set at $22,104,743. Florida Statutes permit a discount of up to five percent for early payment discounts, delinquencies, etc. Therefore, the 95 percent value of the mill is $20,999,506. The 95 percent value of 1 mill outside the City Center RDA/South Pointe area is $14,941,432, and $17.8 million outside the City Center RDA. Impacts of Decline in Property Values In FY 2009/10, the operating millage rate for general City operations was adopted at 5.6555. Based on the July 1, 2010 Certification of Taxable Value, 5.6555 mills would generate approximately $118,762,706 million in tax revenues, a decrease of $13,916,285 over current year budgeted property tax revenues Citywide (General Fund, City Center RDA and the South Pointe area). The General Fund property tax revenues will decrease by $13.7 million, unless the millage rate is adjusted to offset the decline in property values. The rollback rate is the millage rate required to produce the same level of Citywide property tax revenues in FY 2010/11 as collected in FY 2009/10, thereby forgoing any revenues associated with growth in assessed values. The rollback rate is calculated by dividing the prior year property tax revenues by the current year property values, after new construction, major improvements, annexations, deletions, and tax increment districts are removed from current year property values. For FY 2010/11, the resulting Roll-Back Rate is 6.2030, 0.5475 mills more than the millage rate adopted for FY 2009/10. However, because most of the decline in values occurred outside the City Center RDA, an increase millage of 0.7588 is required to recapture the revenue loss to the General Fund. The recommended increase of 0.56 mills will only partially recapture the General Fund impact of the property value declines. GENERAL OBLIGATION DEBT SERVICE FUND The general obligation debt service payment for FY 2010/11 is approximately $6.03 million, reflecting an increase of $2,286. Based on the July 1, 2010 Certified Taxable Value from the Property Appraiser, these bonds would require the levy of a voted debt service millage of 0.2870 mills. This represents an increase of 0.0302 mills. Despite this increase, the debt service millage remains significantly below historic levels. TOTAL COMBINED CITY OF MIAMI BEACH MILEAGE RATES Illustrated below is a comparison of the combined millage rates and ad valorem revenues to the City of Miami Beach for FY 2009/10 (final) and FY 2010/11 (preliminary) including RDA. It is recommended that in the General Fund, 0.1083 mills of the total operating millage continue to be dedicated to renewal and replacement, resulting in approximately $1.77 million in renewal and replacement funding. ~w~~ ~~~_a % Incl(Dec) From FY From FY City of Miami Beach Millage Rates rFY 06107 - FY 09110 FY 10111 -------~ Incl(Dec) 09110 06107 Operating 7.1920 5.5472 ~ 6.1072 0.5600 _ _ Capital Renewal & Replacement ~ 0.1820 _ 0.1083 0.1083 0.0000 Sub-total 0 eratin Milla a P g 7.3740 5.6555 6.2155 0.5600 9.9% ~ -16% ~ Debt Service ~ ~ 0.2990 _ 0.2568 1 0.2870 0.0302 Total ; 7.6730 5.9123 1 6.5025 1; 0.5902 10.0% ~ -15% FY 2010/11 Final Millage Adoption September 20, 2010 Page 7 If these recommended millage rates are tentatively adopted, then the City of Miami Beach's total operating millage will be adjusted by 0.5600 as compared to the current year, and the voted debt service millage will be adjusted by 0.0302 mills, however, still 1.2 mills below the FY 2006/07 millage rate when property values were similar to today. The following table reflects the resulting property tax levy for FY 2010/11 based on these tax rates and provides historical trends for both taxable values based on the July 1 Certified Taxable Values each year, and the resulting tax levy. CITY OF MIAMI BEACH MILEAGE LEVY IMPACT ON MIAMI BEACH PROPERTY OWNERS Homesteaded Properties The impact of the millage change to homesteaded properties will vary significantly based on how much below market value the property is assessed and the taxable value of the property. In addition for those properties significantly below market value will like be impacted by the CPI adjustment to assessed values. Amendment 10 to the State Constitution took effect on January 1, 1995 and limited the increase in assessed value of homesteaded property to the percentage increase in the consumer price index (CPI) or three percent (3%), whichever is less. For 2009, the CPI has been determined to be 2.7 percent and therefore, the increase is capped at 2.7% for increased values as of January 1, 2010. Overall, based on an analysis of the homesteaded properties in the 2009 tax roll, approximately one-third of homesteaded properties in Miami Beach were assessed at market value for 2009, and therefore will likely decline in taxable value similar to the overall decline. Further, an additional 16 percent of properties were assessed between 0 and 20 percent of market value, and may decline to offset the increased millage rate. FY 2010/11 Final Millage Adoption September 20, 2010 Page 8 As importantly, based on information from the Miami-Dade County Property Appraiser, the median value of homesteaded property in Miami Beach for 2009 was $133,110, and the average $288,709. The following chart shows the distribution of 2009 property values as of February, 2010. 2009 Taxable Value of Homesteaded Properties to>1M ~% 300K to >5001t 11% 1 K to >130K 43% 30K to >300K 27% While impacts to homesteaded versus non-homesteaded properties are not available from the Property Appraiser at this time, overall single family and condominium values declined by 13.7 percent, and existing single family and condominium properties (net of new construction) declined by almost 17 percent. If homesteaded properties similarly declined by 17 percent, the impact of the millage increase would be an annual savings of $68 for the median value property, and $149 for the average value property. Even with no decline or with the 2.7 percent CPI adjustment, these properties would only experience annual increases between $78 and $221, as shown in the following chart. Homesteaded Properties FY 2009110 (as of FY 2010/li (as of January 12 010) January 1 2009)* with 17% Decline with no change with 2.7% CPI Median Average Median Average Median Average Median Average Taxable Value $ 133,110 $ 288,709 $ 110,481 $ 239,628 $ 133,110 $ 288,709 $ 136,704 $ 296,504 City of Miami Beach Taxes Operating Voted Debt $ 753 $ 1,633 34 74 $ 687 $ 1,489 32 69 $ 827 $ 1,794 38 83 $ 850 $ 1,843 39 85 Total Miami Beach $ 787 $ 1,707 $ 719 $ 1,558 $ 865 $ 1,877 $ 889 $ 1,928 $ Change in Taxes Operating Voted Debt $ (66) $ (144) (2) (5) $ 74 $ 161 4 9 $ 97 $ 210 5 11 Total Miami Beach $ (68) $ (149) $ 78 $ 170 $ 102 $ 221 * Source: Miami-Dade County Property Appraiser File as of 2117/10 over 2M 0 ~°~ 1 M to >2M FY 2010/11 Final Millage Adoption September 20, 2010 Page 9 Applying the decline to the market value of all existing homesteaded properties from the 2009 tax roll, and the 2.7 percent CPI adjustment, the impact of the millage rate adjustment to homesteaded properties would be as shown in the following table. Further, it is estimated that approximately 40 percent could either have no impact or could actually experience a savings, due to offsetting declines in property values. Further, approximately 50 percent more homeowners are estimated to have their taxes increase less than $300. As a result, approximately 90 percent of homesteaded properties will have less than a $300 per year ($25 per month) impact. This was confirmed with the latest information provided by the property appraiser. CUMULATIVE PRECENT PERCENT Greater than $5,000 in savings 0.0% 0.0% $3,001- $5,000 savings 0.1% 0.1% $2,001 - $3,000 savings 0.3% 0.5% $1,001- $2,000 savings 1.3% 1.8% $501- $1,000 savings 3.0% 4.8% $301- $500 savings 4.1% 8.9% $251- $300 savings 2.1% 11.0% $201 - $250 savings 3.7% 14.7% $101- $200 savings 8.4% 23.1% $1 - $100 savings 9.7% 32.8% $0 impact 5.4% 38.2% $1- $100 increase 33.2% 71.4% $101 - $200 increase 13.9% 85.4% $201- $250 increase 3.3% 88.7% $251 - $300 increase 2.2% 90.9% $301 - $500 increase 4.5% 95.4% $501 - $1,000 increase 2.9% 98.3% $1,001- $2,000 increase 1.2% 99.5% $2,001- $3,000 increase 0.2% 99.8% $3,001- $5,000 increase 0.2% 100.0% Greater than $5,000 increase 0.1% 100.1% Non-Homesteaded Properties It is anticipated that, the increased millage rate for commercial properties, would, on average be offset by the decline in property values, although individual properties could vary significantly. Historical Perspective It is important to remember that in prior years, the City of Miami Beach significantly reduced tax rates as property values declined. Between FY 1999/00 and FY 2009/10, property tax rates declined approximately 2.8 mills. In FY 2007/08 alone, the property tax rate declined by approximately 1.8 mills, with annual savings to the average homesteaded property of over $400. In addition, in FY 2005/06 and FY 2006/07, the City funded $200 and $300 homeowner dividends paid to homesteaded property owners in the City. Even with the modest millage rate increase proposed for FY 2010/11, the proposed taxes for an average value property, is approximately $330 less than it would have been with the FY 2006/07 millage rate. FY 2010/11 Final Millage Adoption September 20, 2010 Page 10 Millage Rates Tax Levy (in millions) Impact to a average value property with CPI adjustment to assessed value udget Year Taxable Property Values (billions) otal Citywide General Fund/RDA Millage Total including Debt General Fund Total (including S. Pointe, and Renewal & Replacement) nnual umulative FY1997/98 $ 6.46 9.2100 7.4990 $ 57.45 $ 46.78 FY1998/99 $ 6.97 8.9830 7.4990 $ 60.37 $ 44.66 FY1999/00 $ 7.66 8.6980 7.4990 $ 64.29 $ 47.36 FY2000/O1 $ 8.37 8.5550 7.3990 $ 69.08 $ 49.75 FY2001/02 $ 9.40 8.3760 7.2990 $ 75.97 $ 54.37 FY2002/03 $ 10.56 8.3220 7.2990 $ 84.81 $ 61.05 FY2003/04 $ 12.09 8.1730 7.2990 $ 95.39 $ .68.17 $13.15 $13.15 FY2004/05 $ 14.04 8.1730 7.4250 $ 110.74 $ 79.38 $31.05 $44.20 FY2005/06 $ 17.45 8.0730 7.4810 $ 135.91 $ 111.69 $35.63 $79.83 FY2006/07 $ 22.74 7.6730 7.3740 $ 168.38 $ 140.31 .($30.75) $49.08 FY2007/08 $ 26.85 5.8970 5.6555 $ 150.42 $ 125.33 ($436.00) ($386.92) FY2008/09 $ 26.90 5.8930 . 5.6555 $ 150.59 $ 125.94 ($86.00) ($472.92) FY2009/10 $ 24.70 5.9123 5.6555 $ 138.70 $ 115.73 ($80.00) ($552.92) FY2010/11 $ 22.10 6.5025 6.2155 $ 136.55 $ 112.04 $221.00 ($331.92) Even with the modest proposed increase in millage, total General Fund property tax revenues will still be approximately $28 million below FY 2006/07 levels. Further, Miami Beach continues to provide more tangible value for tax dollars paid than many other taxing jurisdictions. For example, in FY 2009/10, it is estimated that the homesteaded property owner of an average value homesteaded property would have paid approximately $1,700 in property taxes to the City as compared to over $4,000 to the County, the school board and other local taxing jurisdictions, approximately $2,400 in sales taxes to the state, and approximately $7,000 in income taxes to the Federal government. COMBINING JURISDICTIONAL OPERATING AND DEBT SERVICE MILEAGE LEVIES City of Miami Beach property owners must also pay property taxes to Miami-Dade County, the Miami-Dade County School Board, the Children's Trust, the South Florida Water Management District, and the Florida Inland Navigation District. Based on the FY 2010/11 Proposed Budget for Miami-Dade County released on July 7, 2010, the countywide tax rate is proposed to increase from 4.8379 mills to 5.4275 mills; the library tax rate is proposed to decrease from 0.3822 mills to 0.3500 mills; and the debt service millage is proposed to increase from 0.2850 to 0.4450. The proposed tax rate for the Miami-Dade School District is 8.2490 which is 0.254 mills greater than the prior year millage of 7.995. The Children's Trust millage is maintained at 0.5 mills. Using tax rates known at this time, the changes in tax rates are estimated in the following table FY 2010/11 Final Millage Adoption September 20, 2010 Page 11 OVERLAPPING TAX MILEAGE FY 06/07 FY 09/10 FY 10111 Variance from 09/10 % of Total City of Miami Beach Millage Rates Operating 7.1920 5.5472 6.1072 0.5600 Capital Renewal & Replacement 0.1820 0.1083 0.1083 0.0000 Subtotal0 eratin Milla a 7.3740 5.6555 6.2155 0.5600 Voted Debt Service 0.2990 0.2568 0.2870 0.0302 Total 7.6730 5.9123 6.5025 0.5902 29% Miami Dade Coun Count ide 5.6150 4.8379 5.4275 0.5896 Libra 0.4860 0.3822 0.3500 -0.0322 Debt Service 0.2850 0.2850 0.4450 0.1600 Subtotal 6.3860 5.5051 6.2225 0.7174 28% School Board 8.1050 7.9950 8.2490 0.2540 39% Children's Trust 0.4220 0.5000 0.5000 0.0000 2% Other 0.7360 0.6585 0.6585 0.0000 3% Total 23.3220 20.5709 22.1325 1.5616 100% With the recommended millage rates for FY 2010/11, the Miami Beach portion of the FY 2010/11 tax bill is anticipated to be 29 percent of the total bill based on tax rates known at this time. Of note, it appears that the millage rates proposed by the other taxing jurisdictions, brings them up to virtually the same millage rates as they had in FY 2006/07. The significant difference in the total overlapping millage rate is a direct result of the City's effort to keep the millage rates as low as possible. In spite of the modest recommended adjustment, the City's efforts will result in an overlapping millage rate that is still 1.2 mills lower than what it was in FY 2006/07. Property Tax Changes The following table provides examples of changes in property taxes for homesteaded properties as a result of these declines in values. usina the proposed tax rates. FY 2009/10 (as of January FY 2010/11 (as of January 1 2010) 1 2009)* with 17% D ecline with no change with 2.7% CPI Median Average Median Average Median Average Median Avera e 2009 Taxable Value $ 133,110 $ 288,709 $ 110,481 $ 239,628 $ 133,110 $ 288,709 $ 136,704 $ 296,504 City of Miami Beach Operating $ 753 $ 1,633 $ 687 $ 1,489 $ 827 $ 1,794 $ 850 $ 1,843 Voted Debt $ 34 $ 74 $ 32 $ 69 $ 38 $ 83 $ 39 $ 85 Total Miami Beach $ 787 $ 1,707 $ 719 $ 1,558 $ 865 $ 1,877 $ 889 $ 1,928 Miami Dade County $ 733 $ 1,589 $ 687 $ 1,491 $ 828 $ 1,796 $ 851 $ 1,845 Schools $ 1,064 $ 2,308 $ 911 $ 1,977 $ 1,098 $ 2,382 $ 1,128 $ 2,446 Other $ 154 $ 144 $ 128 $ 120 $ 154 $ 144 $ 158 $ 148 Total $ 2,738 $ 5,748 $ 2,445 $ 5,146 $ 2,945 $ 6,199 $ 3,026 $ 6,367 Change in Taxes City of Miami Beach Operating $ (66) $ (144) $ 74 $ 161 $ 97 $ 210 Voted Debt $ 2) $ 5 $ 4 $ 9 $ 5 $ 11 Total Miami Beach $ (68) $ (149) $ 78 $ 170 $ 102 $ 221 Miami Dade County $ (46) $ (98) $ 95 $ 207 $ 118 $ 256 Schools $ (153) $ (331) $ 34 $ 74 $ 64 $ 138 Other $ (26) $ 24 $ - $ - $ 4 $ 4 Total $ 293 $ 602 $ 207 $ 451 $ 288 $ 619 FY 2010/11 Final Millage Adoption September 20, 2010 Page 12 As with the City of Miami Beach millage rates, impacts of the combined jurisdictional millage rates for non-.homesteaded properties will likely be offset by declines in property values, although individual properties may vary. CONCLUSION The Administration recommends adoption of the attached Resolution which sets both final operating and debt service millage rates for FY 2010/11. JMG: GB:J