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2011-27783 Reso RESOLUTION NO. 2011 -27783 A RESOLUTION OF THE CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA, AUTHORIZING THE ISSUANCE OF NOT TO EXCEED $67,000,000 IN AGGREGATE PRINCIPAL AMOUNT OF CITY OF MIAMI BEACH, FLORIDA GENERAL OBLIGATION REFUNDING BONDS, SERIES 2011, FOR THE PURPOSE OF REFUNDING ALL OR A PORTION OF THE CITY'S OUTSTANDING SERIES 2000 GENERAL OBLIGATION BONDS AND /OR ALL OR A PORTION OF THE CITY'S OUTSTANDING GENERAL OBLIGATION BONDS, SERIES 2003; PROVIDING THAT SUCH GENERAL OBLIGATION REFUNDING BONDS SHALL CONSTITUTE GENERAL OBLIGATIONS OF THE CITY AND THAT THE FULL FAITH, CREDIT AND TAXING POWER OF THE CITY SHALL BE IRREVOCABLY PLEDGED FOR THE PAYMENT OF THE PRINCIPAL OF AND THE INTEREST ON SUCH GENERAL OBLIGATION REFUNDING BONDS; MAKING CERTAIN COVENANTS AND AGREEMENTS IN CONNECTION THEREWITH; PROVIDING CERTAIN DETAILS OF THE BONDS; DELEGATING CERTAIN MATTERS IN CONNECTION WITH THE ISSUANCE OF THE BONDS TO THE MAYOR; AUTHORIZING THE NEGOTIATED SALE OF THE BONDS TO THE UNDERWRITERS; APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION AND DELIVERY OF A BOND PURCHASE AGREEMENT; AUTHORIZING THE REFUNDING, DEFEASANCE, PREPAYMENT AND REDEMPTION, AS APPLICABLE, OF THE REFUNDED BONDS; APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION AND DELIVERY OF AN ESCROW DEPOSIT AGREEMENT AND APPOINTING AN ESCROW AGENT; APPOINTING A PAYING AGENT AND A BOND REGISTRAR; PROVIDING FOR A PRELIMINARY OFFICIAL STATEMENT AND AUTHORIZING THE EXECUTION OF AN OFFICIAL STATEMENT; COVENANTING TO PROVIDE CONTINUING DISCLOSURE IN CONNECTION WITH THE BONDS IN ACCORDANCE WITH SECURITIES AND EXCHANGE COMMISSION RULE 15c2 -12 AND APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION AND DELIVERY OF A DISCLOSURE DISSEMINATION AGENT AGREEMENT WITH RESPECT THERETO AND APPOINTING A DISCLOSURE DISSEMINATION AGENT THEREUNDER; APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION AND DELIVERY OF GULF BREEZE LOAN AMENDMENTS; AUTHORIZING A BOOK -ENTRY REGISTRATION SYSTEM FOR THE BONDS; AUTHORIZING CERTAIN OFFICIALS AND EMPLOYEES OF THE CITY TO TAKE ALL ACTIONS REQUIRED IN CONNECTION WITH THE ISSUANCE OF SAID BONDS; AND PROVIDING AN EFFECTIVE DATE. WHEREAS, on September 17, 1999, the Mayor and City Commission (collectively, the "Commission ") of the City of Miami Beach, Florida (the "City ") adopted Resolution No. 99- 23299 calling for a special election on November 2, 1999 to submit to the electorate of the City a MIAMI /4271069.2 bond referendum to decide whether the City should be authorized to issue not exceeding $9,720,000 in principal amount of general obligation bonds (the "Fire Safety General Obligation Bonds ") to renovate, expand and improve fire stations and related facilities located in the City and acquire and equip fire trucks; and WHEREAS, on September 17, 1999, the Commission also adopted Resolution No. 99- 23300 calling for a special election on November 2, 1999 to submit to the electorate of the City a bond referendum to decide whether the City should be authorized to issue not exceeding $24,830,000 in principal amount of general obligation bonds (the "Parks and Beaches General Obligation Bonds ") to improve recreational facilities and equipment, access, security and related maintenance facilities for parks and beaches located in the City; and WHEREAS, on September 17, 1999, the Commission further adopted Resolution No. 99- 23301 calling for a special election on November 2, 1999 to submit to the electorate of the City a bond referendum to decide wither the City should be authorized to issue not exceeding $57,915,000 in principal amount of general obligation bonds (the "Neighborhood General Obligation Bonds" and, together with the Fire Safety General Obligation Bonds and the Parks and Beaches General Obligation Bonds, the "General Obligation Bonds ") to improve neighborhood infrastructure in the City, consisting of streetscapes and traffic calming measures, shoreline stabilization and related maintenance facilities; and WHEREAS, at such special elections on November 2, 1999, the issuance of the General Obligation Bonds was approved by the electorate of the City in accordance with the applicable laws of the State of Florida; and WHEREAS, on July 3, 2000, the City issued $30,000,000 in aggregate principal amount of the General Obligation Bonds consisting of (i) $9,030,000 in principal amount of the Fire Safety General Obligation Bonds, (ii) $230,000 in principal amount of the Parks and Beaches General Obligation Bonds, and (iii) $11,740,000 in principal amount of the Neighborhood General Obligation Bonds, currently outstanding in the aggregate principal amount of $18,710,000 (collectively, the "Series 2000 General Obligation Bonds "), by borrowing funds from the loan pool program established by the City of Gulf Breeze, Florida ( "Gulf Breeze ") pursuant to two loans made by Gulf Breeze to the City thereunder (each, a "Gulf Breeze Loan" and collectively, the "Gulf Breeze Loans "), as more particularly described in the related Loan Agreements and Governmental Unit Notes; and WHEREAS, on July 22, 2003, the City issued $62,465,000 in aggregate principal amount of the General Obligation Bonds consisting of (i) $690,000 in principal amount of the Fire Safety General Obligation Bonds, (ii) $15,600,000 in principal amount of the Parks and Beaches General Obligation Bonds, and (iii) $46,175,000 in principal amount of the Neighborhood General Obligation Bonds, designated "City of Miami Beach, Florida General Obligation Bonds, Series 2003," currently outstanding in the aggregate principal amount of $49,570,000 (collectively, the "Series 2003 General Obligation Bonds "); and WHEREAS, the Commission has determined that as a result of the current low interest rate environment, it is financially beneficial to authorize refunding all or a portion of the Series 2000 General Obligation Bonds and /or all or a portion of the Series 2003 General Obligation MIAMI /4271069.2 2 Bonds, as shall be determined by the Mayor in accordance with the provisions contained herein; and WHEREAS, the Commission has determined that it is desirable, subject to the provisions of this Resolution, to authorize the issuance by the City of its General Obligation Refunding Bonds, Series 2011, in an aggregate principal amount not to exceed $67,000,000 (the "Bonds "), for the purpose of refunding all or a portion of the Series 2000 General Obligation Bonds and /or all or a portion of the Series 2003 General Obligation Bonds; and WHEREAS, the Commission has further determined that it is in the best interest of the City to delegate as provided herein the determination of various terms of the Bonds, the final award of the Bonds, including the execution of a Bond Purchase Agreement, the determination of which Series 2000 General Obligation Bonds and /or Series 2003 General Obligation Bonds will be refunded and other actions in connection with the issuance of the Bonds and the refunding of such Series 2000 General Obligation Bonds and/or Series 2003 General Obligation Bonds, whether to obtain bond insurance with respect to the Bonds and all other actions necessary or desirable in connection with the issuance of the Bonds, subject to the limitations contained herein; and WHEREAS, for reasons more fully set forth herein, the Commission finds and determines it to be in the best interest of the City to authorize the sale of the Bonds on the basis of a negotiated sale rather than a public sale by competitive bid. NOW, THEREFORE, BE IT RESOLVED BY THE MAYOR AND CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA: SECTION 1. DEFINITIONS. In addition to the terms elsewhere defined in this Resolution, unless the context otherwise requires, the following terms as used in this Resolution shall have the following meanings: "Act" means the Constitution and laws of the State of Florida, including without limitation, Article VII, Section 12 of the Constitution, Chapter 166, Florida Statutes, as amended, and Sections 132.33 - 132.47, Florida Statutes, as amended, and the City of Miami Beach Charter, as amended. "Authorized Depository" means any bank, trust company, national banking association, savings and loan association, savings bank or other banking association selected by the City as a depository, which is authorized under Florida law to be a depository of municipal funds and which has complied with all applicable state and federal requirements concerning the receipt of City funds. "Bond" or "Bonds" mean the City of Miami Beach, Florida General Obligation Refunding Bonds, Series 2011, issued hereunder in an aggregate principal amount not to exceed $67,000,000. "Bondholder ", "holder" or "registered owner" means the person in whose name any Bond is registered on the registration book maintained by the Bond Registrar. MIAMI/4271069.2 3 "Bond Purchase Agreement" means the Bond Purchase Agreement to be entered into between the City and the Underwriters providing for the terms of the sale of the Bonds to the Underwriters. "Bond Registrar" means U.S. Bank National Association, and any other agent designated from time to time by the City, by resolution, to maintain the registration books for the Bonds issued hereunder or to perform other duties with respect to registering the transfer of the Bonds. "Chief Financial Officer" means the Chief Financial Officer of the City or his or her designee or the officer succeeding to his or her principal functions. "City" means the City of Miami Beach, Florida. "City Attorney" means the City Attorney of the City or his or her designee. "City Clerk" means the City Clerk or his or her designee or the officer succeeding to his or her principal functions. "City Manager" means the City Manager or his or her designee or the officer succeeding to his or her principal functions. "Code" means the Internal Revenue Code of 1986, as amended, and all temporary, proposed or permanent implementing regulations promulgated or applicable thereunder. "Commission" means the Mayor and City Commission of the City. "Continuing Disclosure Agreement" means the Disclosure Dissemination Agent Agreement to be entered into between the City and the Disclosure Dissemination Agent in connection with the Bonds. "Disclosure Dissemination Agent" means Digital Assurance Certification, L.L.C. "DTC" means The Depository Trust Company, New York, New York, its successors and assigns. "Escrow Agent" means U.S. Bank National Association. "Escrow Deposit Agreement" means the Escrow Deposit Agreement to be entered into between the City and the Escrow Agent, pursuant to which a portion of the proceeds of the Bonds, together with investment earnings thereon and any other moneys, will be held by the Escrow Agent in irrevocable escrow for the payment of the principal of and interest on the Series 2003 General Obligation Bonds constituting Refunded Bonds. "Financial Advisor" means RBC Capital Markets, LLC, the financial advisor to the City in connection with the issuance of the Bonds. "Fiscal Year" means the period commencing on October 1 of each year and ending on the succeeding September 30 g p or such other consecutive 12 -month period as may hereafter be designated as the fiscal year of the City. MIAMI /4271069.2 4 "Government Obligations" means: (a) direct obligations of, or obligations guaranteed as to timely payment by, the United States of America; (b) Any bonds or other obligations of any state of the United States of America or of any agency, instrumentality or local governmental unit of any such state (i) maturity i which are not callable prior to maturit or as to which irrevocable instructions have c o P been given to the trustee of such bonds or other obligations by the obligor to give due notice of redemption and to call such bonds for redemption on the date or dates specified in such instructions, (ii) which are secured as to principal and interest and redemption premium, if any, by a fund consisting only of cash or obligations of the character described in clause (a) hereof which fund may be applied only to the payment of such principal of and interest and redemption premium, if any, on such bonds or other obligations on the maturity date or dates thereof or the redemption date or dates specified in the irrevocable instructions referred to in subclause (i) of this clause (b), as appropriate, and (iii) as to which the principal of and interest on the obligations of the character described in clause (a) hereof which have been deposited in such fund along with any cash on deposit in such fund are sufficient to pay principal of and interest and redemption premium, if any, on the bonds or other obligations described in this clause (b) on the maturity date or dates thereof or on the redemption date or dates specified in the irrevocable instructions referred to in subclause (i) of this clause (b), as appropriate; (c) Evidences of indebtedness issued by the Federal Home Loan Banks, Federal Home Loan Mortgage Corporation (including participation certificates), Federal Financing Banks, or any other agency or instrumentality of the United States of America created by an act of Congress provided that the obligations of such agency or instrumentality are unconditionally guaranteed as to timely payment by the United States of America or any other agency or instrumentality of the United States of America or of any corporation wholly -owned by the United States of America; and (d) Evidences of ownership of proportionate interests in future interest and principal payments on obligations described in (a) held by a bank or trust company as custodian. "Gulf Breeze Loan Amendments" means, collectively, (i) the First Supplemental Loan Agreement to be entered into among Gulf Breeze, U.S. Bank National Association, as Trustee, and the City, relating to the $15,910,000 in original aggregate principal amount Gulf Breeze Loan, and (ii) the First Supplemental Loan Agreement to be entered into among Gulf Breeze, U.S. Bank National Association, as Trustee, and the City, relating to the $14,090,000 in original aggregate principal amount Gulf Breeze Loan. "Mayor" means the Mayor of the City or the officer succeeding to his or her principal functions. "Mayor's Certificate" means the Certificate to be executed by the Mayor prior to or at the time of the execution of the Bond Purchase Agreement, which certificate shall provide certain details of the Bonds and the refunding of the Refunded Bonds as required under this Resolution. MIAMI/4271069.2 5 "Official Statement" means that certain Official Statement with respect to the issuance of the Bonds, as such Official Statement shall be approved by the Mayor and the City Manager in accordance with the provisions of this Resolution. "Outstanding" or "Bonds outstanding" means all Bonds which have been issued pursuant to this Resolution except: (a) Bonds cancelled after purchase in the open market or because of payment at or redemption prior to maturity; (b) Bonds for the payment or redemption of which cash funds or Government Obligations or any combination thereof shall have been theretofore irrevocably set aside in a special account with the Paying Agent or other Authorized Depository, whether upon or prior to the maturity or redemption date of any such Bond, in an amount which, together with earnings on such Government Obligations, will be sufficient to pay the principal of and interest and redemption premium, if any, on such Bonds at maturity or upon their earlier redemption; provided that, if such Bonds are to be redeemed before the maturity thereof, notice of such redemption shall have been given according to the requirements of this Resolution or irrevocable instructions directing the timely giving of such notice and directing the payment of the principal of and interest on all Bonds at such redemption dates shall have been given to the Paying Agent; (c) Bonds which are deemed paid pursuant to Section 5.G hereof; and (d) Bonds in exchange for or in lieu of which other Bonds have been authenticated and delivered pursuant to this Resolution. "Paying Agent" means U.S. Bank National Association, and any other agent which is an Authorized Depository, designated from time to time by the City, by resolution, to serve as a Paying Agent for the Bonds issued hereunder that shall have agreed to arrange for the timely payment of the principal of, interest on and redemption premium, if any, with respect to the Bonds to the registered owners thereof, from funds made available therefor by the City. "Preliminary Official Statement" means the Preliminary Official Statement with respect to the issuance of the Bonds. "Refunded Bonds" means the portion of the Series 2000 General Obligation Bonds and /or the Series 2003 General Obligation Bonds to be refunded in accordance with the provisions of this Resolution. "Resolution" means this resolution authorizing the issuance of the Bonds, as amended from time to time to the extent permitted hereby. "Underwriters" means Morgan Keegan & Company, Inc., Estrada, Hinojosa & Company, Inc. and First Southwest Company. Words in this Resolution importing singular numbers shall include the plural number in each case and vice versa, and words importing persons shall include firms, corporations or other MIAMI /4271069.2 6 entities including governments or governmental bodies. Words of the masculine gender shall be deemed and construed to include correlative words of the feminine and neuter genders. SECTION 2. FINDINGS AND DETERMINATIONS. It is hereby ascertained, determined and declared that: A. The recitals to this Resolution are hereby incorporated herein as findings and determinations. B. The City is authorized under the Act to issue general obligation refunding bonds to provide for the payment of the principal of and interest on the Refunded Bonds. C. The principal amount of the Bonds shall not exceed an amount sufficient to pay the sum of the principal amount of the Refunded Bonds, the aggregate amount of unmatured interest payable on the Refunded Bonds to and including the date that they mature, are prepaid or are called for redemption, as applicable, and the costs of issuance of the Bonds, all in accordance with Section 132.35, Florida Statutes. D. The sum of the present value of the total payments of principal and interest to become due on the Bonds (excluding all such principal and interest payments, if any, as will be made with moneys held by the Escrow Agent under the Escrow Deposit Agreement) and the present value of costs of issuance of the Bonds, if any, not paid with proceeds of the Bonds, will be less than the present value of the principal and interest payments to become due at their stated maturities, or earlier mandatory redemption dates, on the Refunded Bonds. E. The Bonds shall be issued at a lower net average interest cost rate than the net average interest cost rate of the Refunded Bonds, and the rate of interest borne by the Bonds shall not exceed the maximum interest rate established pursuant to the terms of Section 215.84, Florida Statutes. It is estimated that the present value of the total debt service savings anticipated to accrue to the City from the issuance of the Bonds and the refunding of the Refunded Bonds, calculated in accordance with Section 132.35(2), Florida Statutes, shall be at least three percent (3.00 %). F. The Bonds shall in no event mature later than September 1, 2033, which is not later than forty (40) years after the date of issuance of either the Series 2000 General Obligation Bonds or the Series 2003 General Obligation Bonds. G. The first installment of principal of the Bonds shall mature, or be subject to mandatory redemption, not later than the date of the first stated maturity of the Refunded Bonds next following the date of issuance of the Bonds. H. The Bonds shall not be issued until such time as the Chief Financial Officer shall have filed a certificate with the Commission setting forth the present value of the total debt service savings which will result from the issuance of the Bonds to refund the Refunded Bonds, computed in accordance with the terms of Section 132.35, Florida Statutes, and demonstrating mathematically that the Bonds are issued at a lower net average interest cost rate than the net average interest cost rate borne by the Refunded Bonds. MIAMI/4271069.2 7 I. Neither the execution and delivery of an escrow deposit agreement nor the appointment of an escrow agent is required in connection with the refunding of the Series 2000 General Obligation Bonds constituting Refunded Bonds since the Gulf Breeze Loans will be prepaid on the date of issuance of the Bonds. J. The execution and delivery by Mayor Mayor's the Ma or of the Ma or's Certificate and the Escrow Deposit Agreement shall be conclusive evidence of the City's approval of all matters delegated to the Mayor under this Resolution. K. Due to current favorable market conditions, the uncertainty inherent in a competitive bidding process and the recommendations of the Financial Advisor, the sale of the Bonds on the basis of negotiated sale rather than a sale by competitive bid is found to be in the best interest of the City and is hereby authorized. SECTION 3. CONTRACT. In consideration of the acceptance of the Bonds authorized to be issued hereunder by those who shall hold the same from time to time, this Resolution shall be deemed to be and shall constitute a contract between the City, the Bondholders, the Paying Agent and the Bond Registrar. The covenants and agreements herein set forth to be performed by the City shall be for the equal benefit, protection and security of the Bondholders, and all Bonds shall be of equal rank and without preference, priority or distinction over any other thereof, except as expressly provided herein. SECTION 4. AUTHORIZATION OF THE BONDS; SALE AND AWARD OF THE BONDS. A. Subject and pursuant to the provisions hereof, general obligation refunding bonds of the City to be known as "City of Miami Beach, Florida, General Obligation Refunding Bonds, Series 2011" are hereby authorized to be issued in an aggregate principal amount not to exceed Sixty Seven Million Dollars ($67,000,000) for the purpose of refunding the Refunded Bonds and paying the costs of issuance of the Bonds. The Mayor, upon the recommendations of the Chief Financial Officer and the Financial Advisor, shall determine the aggregate principal amount of the Bonds to be issued and may determine to issue the Bonds at one time or as needed, such determinations to be evidenced in the Mayor's Certificate. The Bonds shall not be issued unless the issuance thereof and the refunding of the Refunded Bonds results in a total present value debt service savings on the Refunded Bonds of at least three percent (3.00 %). B. Upon compliance by the Underwriters with the requirements of Florida Statutes, Section 218.385, the Mayor is hereby authorized, after consultation with the Chief Financial Officer and the Financial Advisor, to award the Bonds to the Underwriters and the Mayor to execute and deliver the Bond Purchase Agreement, in substantially the form presented at the meeting at which this Resolution was considered, subject to such changes, insertions and omissions and such filling -in of blanks therein as may be necessary to evidence the terms of the Bonds and such additional changes as may be approved by the Mayor, after consultation with the Chief Financial Officer and the City Attorney. The underwriting discount (which does not include original issue discount) for the Bonds shall be determined by the Mayor, after consultation with the Chief Financial Officer and the Financial Advisor, but shall not be more than 1% of the principal amount of the Bonds. The execution and delivery of the Bond Purchase Agreement by the Mayor, for and on behalf of the City, shall be conclusive evidence of the MIAMI /4271069.2 8 approval of such officer and the City of any such changes, insertions, omissions or filling -in of blanks. SECTION 5. TERMS, REDEMPTION AND FORM OF BONDS. A. The Bonds shall be issued as fully registered bonds in the denomination of $5,000 each or any integral multiple thereof and shall be numbered consecutively from 1 upward preceded by the letter "R ". The principal of and redemption premium, if any, on the Bonds shall be payable upon presentation and surrender at the designated corporate trust office of the Paying Agent. Interest on the Bonds shall be paid by check or draft drawn upon the Paying Agent and mailed to the registered owners of the Bonds at the addresses as they appear on the registration books maintained by the Bond Registrar at the close of business on the 15th day (whether or not a business day) of the month next preceding the interest payment date (the "Record Date "), irrespective of any transfer or exchange of such Bonds subsequent to such Record Date and prior to such interest payment date, unless the City shall be in default in payment of interest due on such interest payment date; provided, however, that (i) if ownership of Bonds is maintained in a book -entry only system by a securities depository, such payment may be made by automatic funds transfer (wire) to such securities depository or its nominee or (ii) if such Bonds are not maintained in a book -entry only system by a securities depository, upon written request of the holder of $1,000,000 or more in principal amount of Bonds, such payments may be made by wire transfer to the bank and bank account specified in writing by such holder on or prior to the Record Date (such bank being a bank within the continental United States), if such holder has advanced to the Paying Agent the amount necessary to pay the cost of such wire transfer or authorized the Paying Agent to deduct the cost of such wire transfer from the payment due such holder. In the event of any default in the payment of interest, such defaulted interest shall be payable to the persons in whose names such Bonds are registered at the close of business on a special record date for the payment of such defaulted interest as established by notice deposited in the U.S. mails, postage prepaid, by the Paying Agent to the registered owners of the Bonds not less than fifteen (15) days preceding such special record date. Such notice shall be mailed to the persons in whose names the Bonds are registered at the close of business on the fifth (5th) day (whether or not a business day) preceding the date of mailing. B. Prior to the issuance of the Bonds the Mayor shall execute the Mayor's Certificate, after consultation with the Chief Financial Officer and the Financial Advisor, setting forth certain terms of the Bonds including, but not limited to: the dated date of the Bonds, interest payment dates, interest rates, maturities, but not later than September 1, 2033, sinking fund installments, if any, and any redemption provisions. C. The Bonds shall be executed in the name of the City by the Mayor and the seal of the City shall be imprinted, reproduced or lithographed on the Bonds and attested to by the City Clerk. The signatures of the Mayor and the City Clerk on the Bonds may be by facsimile. If any officer whose signature appears on the Bonds ceases to hold office before the delivery of the Bonds, his or her signature shall nevertheless be valid and sufficient for all purposes. In addition, any Bond may bear the signature of, or may be signed by, such persons as at the actual time of execution of such Bond shall be the proper officers to sign such Bond although at the date of such Bond or the date of delivery thereof such persons may not have been such officers. MIAMI/4271069.2 9 Only such of the Bonds as shall have endorsed thereon a certificate of authentication substantially in the form hereinafter set forth in Section S.K. hereof, duly manually executed by the Bond Registrar, shall be entitled to any right or benefit under this Resolution. No Bond shall be valid or obligatory for any purpose unless and until such certificate of authentication shall have been duly executed by the Bond Registrar, and such certificate of the Bond Registrar upon any such Bond shall be conclusive evidence that such Bond has been duly authenticated and delivered under this Resolution. The Bond Registrar's certificate of authentication on any Bond shall be deemed to have been duly executed if signed by an authorized officer of the Bond Registrar, but it shall not be necessary that the same officer sign the certificate of authentication on all of the Bonds that may be issued hereunder at any one time. D. Any Bond may be transferred upon the registration books maintained by the Bond Registrar upon delivery thereof to the designated corporate trust office of the Bond Registrar accompanied by a written instrument or instruments of transfer in form and with guaranty of signature satisfactory to the Bond Registrar, duly executed by the Bondholder or his attorney -in- fact or legal representative, containing written instructions as to the details of the transfer of such Bond, along with the social security number or federal employer identification number of such transferee. In all cases of a transfer of a Bond, the Bond Registrar shall at the earliest practical time in accordance with the terms hereof enter the transfer of ownership in the registration books and shall deliver in the name of the new transferee or transferees a new fully registered Bond or Bonds of the same maturity and of authorized denomination or denominations, for the same aggregate principal amount and payable from the same source of funds. Bonds may be exchanged at the office of the Bond Registrar for a like aggregate principal amount of Bonds, of other authorized denominations of the same maturity. The City and the Bond Registrar may charge the Bondholder for the registration of every transfer or exchange of a Bond an amount sufficient to reimburse them for any tax, fee or any other governmental charge required (other than by the City) to be paid with respect to the registration of such transfer or exchange, and may require that such amounts be paid before any such new Bond shall be delivered. The City, the Paying Agent and the Bond Registrar may deem and treat the registered owner of any Bond as the absolute owner of such Bond for the purpose of receiving payment of the principal thereof and the interest and redemption premium, if any, thereon. E. If any Bond is mutilated, destroyed, stolen or lost, the City or its agent may, in its discretion (i) deliver a duplicate replacement Bond, or (ii) pay a Bond that has matured or is about to mature. A mutilated Bond shall be surrendered to and cancelled by the Bond Registrar. The Bondholder must furnish the City and the Bond Registrar proof of ownership of any destroyed, stolen or lost Bond; post satisfactory indemnity; comply with any reasonable conditions the City and the Bond Registrar may prescribe; and pay the City's and the Bond Registrar's reasonable expenses. Any such duplicate Bond shall constitute an original contractual obligation on the part of the City whether or not the destroyed, stolen or lost Bond be at any time found by anyone, and such duplicate Bond shall be entitled to equal and proportionate benefits and rights as to lien on, and source of payment of and security for payment from, the funds pledged to the payment of the Bond so mutilated, destroyed, or stolen or lost. MIAMI/4271069.2 10 F. The Bonds shall be subject to redemption prior to their maturity at such times and in such manner as may be set forth in the Mayor's Certificate. Notice of redemption shall be given by deposit in the U.S. mails of a copy of a redemption notice, postage prepaid, at least thirty (30) and not more than sixty (60) days before the redemption date to all registered owners of the Bonds or portions of the Bonds to be redeemed at their addresses as they appear on the registration books to be maintained in accordance with the provisions hereof. Failure to mail any such notice to a registered owner of a Bond, or any defect therein, shall not affect the validity of the proceedings for redemption of any Bond or portion thereof with respect to which no failure or defect occurred. Such notice shall set forth the date fixed for redemption, the rate of interest borne by each Bond being redeemed, the name and address of the Paying Agent and the Bond Registrar, the redemption price to be paid and, if less than all of the Bonds then outstanding shall be called for redemption, the distinctive numbers and letters, including CUSIP numbers, if any, of such Bonds to be redeemed and, in the case of Bonds to be redeemed in part only, the portion of the principal amount thereof to be redeemed. If any Bond is to be redeemed in part only, the notice of redemption which relates to such Bond shall also state that on or after the redemption date, upon surrender of such Bond, a new Bond or Bonds in a principal amount equal to the unredeemed portion of such Bond will be issued. If the optional redemption of any of the Bonds is conditioned upon the receipt of sufficient moneys, the notice of redemption which relates to such Bonds shall also state that the redemption is so conditioned. Any notice mailed as provided in this section shall be conclusively presumed to have been duly given, whether or not the owner of such Bond receives such notice. The Bond Registrar shall not be required to transfer or exchange any Bond after the mailing of a notice of redemption nor during the period of fifteen (15) days next preceding mailing of a notice of redemption. G. Notice having been given in the manner and under the conditions provided in the first three paragraphs of Section S.F. above, the Bonds or portions of Bonds so called for redemption shall, on the redemption date designated in such notice, become and be due and payable at the redemption price provided for redemption for such Bonds or portions of Bonds on such date; provided, however, that Bonds or portions of Bonds called for optional redemption and which redemption is conditioned upon the receipt of sufficient moneys, shall not become due and payable on the redemption date if sufficient moneys to pay the redemption price of such Bonds or portions of such Bonds have not been received by the Paying Agent on or prior to the redemption date. On the date so designated for redemption, moneys for payment of the redemption price being held in separate accounts by the Paying Agent or other Authorized Depository in trust for the registered owners of the Bonds or portions thereof to be redeemed, all as provided in this Resolution, interest on the Bonds or portions of Bonds so called for redemption shall cease to accrue, such Bonds and portions of Bonds shall cease to be entitled to any lien, benefit or security under this Resolution and shall be deemed paid hereunder, and the registered owners of such Bonds or portions of Bonds shall have no right in respect thereof except to receive payment of the redemption price thereof and, to the extent provided in the next subsection, to receive Bonds for any unredeemed portions of the Bonds. MIAMI/4271069 2 11 H. In case part but not all of an outstanding fully registered Bond shall be selected for redemption, the registered owners thereof shall present and surrender such Bond to the Paying Agent for payment of the principal amount thereof so called for redemption, and the City shall execute and deliver to or upon the order of such registered owner, without charge therefor, for the unredeemed balance of the principal amount of the Bonds so surrendered, a Bond or Bonds fully registered as to principal and interest. I. Bonds or portions of Bonds that have been duly called for redemption under the provisions hereof, or as to which irrevocable instructions to call for redemption have been given by the City, and with respect to which amounts (including Government Obligations) sufficient to pay the principal of, redemption premium, if any, and interest to the date fixed for redemption shall be delivered to and held in separate trust accounts by an escrow agent, any Authorized Depository or the Pain Agent in trust for the registered owners thereof, as provided in this P rY Paying g g � p Resolution, shall not be deemed to be Outstanding under the provisions of this Resolution and shall cease to be entitled to any lien, benefit or security under this Resolution, except to receive the payment of the redemption price on or after the designated date of redemption from moneys deposited with or held by the escrow agent, Authorized Depository or Paying Agent, as the case may be, for such redemption of the Bonds and, to the extent provided in the preceding subsection, to receive Bonds for any unredeemed portion of the Bonds. J. If the date for payment of the principal of, redemption premium, if any, or interest on the Bonds shall be a Saturday, Sunday, legal holiday or a day on which banking institutions in the city where the corporate trust office of the Paying Agent is located are authorized by law or executive order to close, then the date for such payment shall be the next succeeding day which is not a Saturday, Sunday, legal holiday or a day on which such banking institutions are authorized to close, and payment on such day shall have the same force and effect as if made on the nominal date of payment. K. The text of the Bonds, the authentication certificate to be endorsed thereon and the form of assignment for such Bonds shall be substantially in the following form, with such omissions, insertions and variations as may be necessary or desirable and authorized by this Resolution or as may be approved and made by the officers of the City executing the same, such execution to be conclusive evidence of such approval, including, without limitation, such changes as may be required for the issuance of uncertificated public obligations: MIAMI /4271069.2 12 [Form of Bond] No. R- $ UNITED STATES OF AMERICA STATE OF FLORIDA • CITY OF MIAMI BEACH, FLORIDA GENERAL OBLIGATION REFUNDING BOND, SERIES 2011 Interest Rate: Maturity Date: Original Dated Date: CUSIP NO: 1, , 2011 REGISTERED OWNER: PRINCIPAL AMOUNT: DOLLARS The City of Miami Beach, Florida 1 c o da cal ed the "City"), for value received, � Y )> > hereby promises to pay to the Registered Owner identified above, or to registered assigns or legal representatives, to the extent and from the sources provided therefor, as described herein, on the Maturity Date identified above (or earlier as hereinafter provided), the Principal Amount identified above, upon presentation and surrender hereof at the designated corporate trust office of U.S. Bank National Association, in Miami, Florida, as the Paying Agent for the Bonds, or any successor Paying Agent appointed by the City pursuant to the Resolution hereinafter referred to, and to pay, to the extent and from the sources herein described, interest on the principal sum from the date hereof, or from the most recent interest payment date to which interest has been paid, at the Interest Rate per annum identified above, until payment of the Principal Amount, or until provision for the payment thereof has been duly provided for, such interest being payable semiannually on the first day of and the first day of of each year, commencing on 1, . Interest will be paid by check or draft mailed to the Registered Owner hereof at his address as it appears on the registration books of the City maintained by U.S. Bank National Association, as the Bond Registrar for the Bonds, at the close of business on the fifteenth (15th) day (whether or not a business day) of the month next preceding the interest payment date (the "Record Date "), irrespective of any transfer or exchange of such Bond subsequent to each Record Date and prior to such interest payment date, unless the City shall be in default in payment of interest due on such interest payment date. In the event of any such default, such defaulted interest shall be payable to the person in whose name such Bond is registered at the close of business on a special record date for the payment of such defaulted interest as established by notice by deposit in the U.S. mails, postage prepaid, by the Bond Registrar to the Registered Owners of Bonds not less than fifteen (15) days preceding such special record date. Such notice shall be mailed to the persons in whose names the Bonds are registered at the close of business on the fifth (5th) day (whether or not a business day) preceding the date of mailing. This Bond is one of an authorized issue of bonds in the aggregate principal amount of $ (the "Bonds ") of like date, tenor and effect, except as to number, maturity and interest rate, issued to provide for the refunding of [$ principal amount of Series MIAMI/4271069.2 13 2000 General Obligation Bonds and $ principal amount of Series 2003 General Obligation Bonds (as such terms are defined in the Resolution)], pursuant to the authority of and in full compliance with the Constitution and laws of the State of Florida, including particularly Article VII, Section 12 of the Constitution, Chapter 166, Florida Statutes, as amended, Sections 132.33 — 132.47, Florida Statutes, as amended, and the Charter of the City, as amended, and Resolution No. duly adopted by the City Commission of the City on , 2011 (the "Resolution "), and other applicable provisions of law. This Bond is subject to all the terms and conditions of the Resolution, and capitalized terms not otherwise defined herein shall have the same meanings ascribed to them in the Resolution. The full faith, credit and taxing power of the City are irrevocably pledged to the punctual payment of the principal of and interest on the Bonds, as the same shall become due and payable. Reference is made to the Resolution for the provisions, among others, relating to the terms, lien and security for the Bonds, the custody and application of the proceeds of the Bonds, the rights and remedies of the holders of the Bonds, and the extent of and limitations on the City's rights, duties and obligations, to all of which provisions the registered owner hereof assents by acceptance hereof. The Bonds maturing 1, 20 are subject to mandatory redemption prior to g J Y p P maturity, in part and selected by lot, at a redemption price of 100% of the principal amount thereof on 1, and on each 1 thereafter in the following principal amounts: Date Principal Amount * * Maturity. The Bonds maturing on or after , 20 shall be further subject to redemption prior to their maturity, at the option of the City, on or after , 20, as a whole or in part at any time, and if in part as selected by the City among maturities and by lot within a maturity, at a redemption price of 100% of the principal amount thereof plus accrued interest from the most recent interest payment date to the redemption date. Notice of call for redemption is to be given by mailing a copy of the redemption notice by U.S. mail at least thirty (30) but not more than sixty (60) days prior to the date fixed for redemption to the registered owner of each Bond to be redeemed at the address shown on the registration books maintained by the Bond Registrar, or any successor Bond Registrar appointed by the City, as more specifically provided in the Resolution. Failure to give such notice by mailing to any Bondholder, or any defect therein, shall not affect the validity of the proceedings for the redemption of any Bond or portion thereof with respect to which no such failure or defect has occurred. All such Bonds called for redemption and for the retirement of which funds are duly provided will cease to bear interest on such redemption date. MIAM1/4271069.2 14 This Bond may be transferred upon the registration books of the City upon delivery thereof to the designated corporate trust office of the Bond Registrar accompanied by a written instrument or instruments of transfer in form and with guaranty of signature satisfactory to the Bond Registrar, duly executed by the registered owner of this Bond or by his attorney -in -fact or legal representative, containing written instructions as to the details of transfer of this Bond, along with the social security number or federal employer identification number of such transferee. In all cases of a transfer of a Bond, the Bond Registrar shall at the earliest practical time in accordance with the provisions of the Resolution enter the transfer of ownership in the registration books and shall deliver in the name of the new transferee or transferees a new fully registered Bond or Bonds of the same maturity and of authorized denomination or denominations, for the same aggregate principal amount and payable from the same source of funds. Bonds may be exchanged at the office of the Bond Registrar for a like aggregate principal amount of Bonds, of authorized denominations of the same series and maturity. The City and the Bond Registrar may charge the owner of such Bond for the registration of every transfer or exchange of a Bond an amount sufficient to reimburse them for any tax, fee or any other governmental charge required (other than by the City) to be paid with respect to the registration of such transfer or exchange, and may require that such amounts be paid before any such new Bond shall be delivered. If the date for payment of the principal of, redemption premium, if any, or interest on this Bond shall be a Saturday, Sunday, legal holiday or a day on which banking institutions in the city where the corporate trust office of the Paying Agent is located are authorized by law or executive order to close, then the date for such payment shall be the next succeeding day which is not a Saturday, Sunday, legal holiday or a day on which such banking institutions are authorized to close, and payment on such day shall have the same force and effect as if made on the nominal date of payment. It is hereby certified and recited that this Bond is authorized by and is issued in conformity with the requirements of the Constitution and statutes of the State of Florida; that all acts, conditions and things required to exist, to happen, and to be performed precedent to the issuance of this Bond exist, have happened and have been performed in regular and due form and time as required by the laws and Constitution of the State of Florida applicable hereto; that the issuance of the Bonds of this issue does not violate any constitutional or statutory limitation or provision; that due provision has been made for the levy and collection of an annual tax, without limitation as to rate or amount, in addition to all other taxes, upon all taxable property within the corporate limits of the City (excluding exemptions as provided by applicable law), sufficient to pay the principal of and interest on the Bonds as the same shall become due and payable, which tax shall be assessed, levied and collected at the same time and in the same manner as other taxes are assessed, levied and collected within the corporate limits of the City; and that the full faith, credit and taxing power of the City are pledged to the punctual payment of the principal of and interest on the Bonds, as the same shall become due and payable. This Bond shall not be valid or become obligatory for any purpose or be entitled to any security or benefit under the Resolution until the Certificate of Authentication endorsed hereon shall have been manually signed by the Bond Registrar. MIAMI /4271069.2 15 IN WITNESS WHEREOF, the City of Miami Beach, Florida, has issued this Bond and has caused the same to be signed by its Mayor and attested by its City Clerk, either manually or with their facsimile signatures, and its seal to be affixed hereto or a facsimile of its seal to be reproduced hereon. CITY OF MIAMI BEACH, FLORIDA (SEAL) By: Mayor ATTEST: By: City Clerk MIAMI /4271069.2 16 CERTIFICATE OF AUTHENTICATION This Bond is one of the Bonds designated in and executed under the provisions of the within mentioned Resolution. U.S. BANK NATIONAL ASSOCIATION, As Bond Registrar By: Authorized Signatory Date of Authentication: MIAMI /4271069.2 17 ASSIGNMENT FOR VALUE RECEIVED, the undersigned (the "Transferor ") hereby sells, assigns and transfers unto (the "Transferee ") PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING NUMBER OF TRANSFEREE the within Bond and all rights thereunder, and hereby irrevocably constitutes and appoints as attorney to register the transfer of the within Bond on the books kept for registration and registration of transfer thereof, with full power of substitution P g g � P in the premises. Date: Signature Guaranteed: NOTICE: Signature(s) must be guaranteed NOTICE: No transfer will be registered and by a member firm of the New York Stock no new Bond will be issued in the name of the Exchange or a member firm of any other Transferee, unless the signature(s) to this recognized national securities exchange or a assignment correspond(s) with the name as it commercial bank or a trust company. appears upon the face of the within Bond in every particular, without alteration or enlargement or any change whatever and the Social Security or Federal Employer Identification Number of the Transferee is supplied. [End of Form of Bond] MIAMI /4271069.2 18 SECTION 6. APPLICATION OF BOND PROCEEDS. The proceeds, including premium, if any, received from the sale of the Bonds shall be applied by the City, simultaneously with delivery of the Bonds, as follows: A. An amount, which together with any other available moneys, is equal to the principal of and accrued interest on the Series 2000 General Obligation Bonds constituting Refunded Bonds, shall be paid to, or for the account of, Gulf Breeze and used to prepay the outstanding principal of and interest on the Gulf Breeze Loans on the date of delivery of the Bonds. B. An amount which, together with investment earnings thereon and any other available moneys, is equal to the principal of and interest on the Series 2003 General Obligation Bonds constituting Refunded Bonds when due, in accordance with the schedules to be attached to the Escrow Deposit Agreement, shall be transferred to the Escrow Agent for deposit into the Escrow Deposit Trust Fund established pursuant to the Escrow Deposit Agreement and shall be used and applied pursuant to and in the manner described in the Escrow Deposit Agreement to pay the principal of and interest on the Series 2003 General Obligation Bonds constituting Refunded Bonds. C. The remainder of the proceeds shall be deposited in a separate account designated "City of Miami Beach 2011 General Obligation Refunding Bonds Cost of Issuance Account" which is hereby established with the City in an Authorized Depository and shall be disbursed for payment of expenses incurred in issuing the Bonds and refunding the Refunded Bonds. Any balance remaining after payment or provision for payment of such expenses has been made shall be transferred to the Paying Agent for deposit in the account designated "City of Miami Beach 2011 General Obligation Refunding Bonds Principal and Interest Account" (the "Principal and Interest Account ") and used solely to pay principal of and interest on the Bonds. SECTION 7. INVESTMENT OF BOND PROCEEDS AND OTHER MONEYS. All proceeds of the Bonds applied to the refunding of the Series 2003 General Obligation Bonds constituting Refunded Bonds and other moneys held by the Escrow Agent shall be invested as provided by the Escrow Deposit Agreement. Proceeds of the Bonds held by the City pursuant to the provisions of Section 6 above may be invested by the City in such investments as are permitted by applicable law. SECTION 8. LEVY OF AD VALOREM TAX; PAYMENT AND PLEDGE. In each Fiscal Year while any of the Bonds are Outstanding there shall be assessed, levied and collected a tax, without limitation as to rate or amount, in addition to all other taxes, on all taxable property within the corporate limits of the City (excluding exemptions as provided by applicable law), sufficient in amount to pay the principal of and interest on the Bonds as the same shall become due. The tax assessed, levied and collected for the security and payment of the Bonds shall be assessed, levied and collected in the same manner and at the same time as other taxes are assessed, levied and collected and the proceeds of said tax shall be applied solely to the payment of the principal of and interest on the Bonds. On or before each interest or principal payment date for the Bonds, the City shall transfer to the Paying Agent for deposit in the Principal and Interest Account an amount sufficient to pay the principal of, redemption premium, if any, and MIAMI /4271069.2 19 interest on the Bonds then due and payable and the Paying Agent is hereby authorized and directed to apply such funds to said payment. The full faith, credit and taxing power of the City are hereby irrevocably pledged to the punctual payment of the principal of and interest with respect to the Bonds as the same shall become due and payable. SECTION 9. COMPLIANCE WITH TAX REQUIREMENTS. The City hereby covenants and agrees, for the benefit of the holders from time to time of the Bonds, to comply with the requirements applicable to it contained in the Code to the extent necessary to preserve the exclusion of interest on the Bonds from gross income for federal income tax purposes. Specifically, without intending to limit in any way the generality of the foregoing, the City covenants and agrees: A. To pay to the United States of America, if required, from any legally available funds, at the times required pursuant to Section 148(f) of the Code, any rebate amount ( "Rebate Amount ") determined pursuant to Section 148(f) of the Code; B. To maintain and retain all records pertaining to and to be responsible for making or causing to be made all determinations and calculations of the Rebate Amount and required payments of the Rebate Amount as shall be necessary to comply with the Code; C. To refrain from using proceeds from the Bonds in a manner that would cause the Bonds or any of them, to be classified as private activity bonds under Section 141(a) of the Code; and D. To refrain from taking any action that would cause the Bonds, or any of them, to become arbitrage bonds under Section 148 of the Code. The City understands that the foregoing covenants impose continuing obligations on the City to comply with the requirements of the Code so long as such requirements are applicable. SECTION 10. REFUNDING OF REFUNDED BONDS; ESCROW DEPOSIT AGREEMENT; APPOINTMENT OF ESCROW AGENT. A. The refunding and prepayment on the date of issuance of the Bonds of the Series 2000 General Obligation Bonds constituting Refunded Bonds is hereby authorized and approved. The Mayor, after consultation with the Chief Financial Officer and the Financial Advisor, is hereby authorized to determine the Series 2000 General Obligation which shall constitute Refunded Bonds. B. The refunding, defeasance and, as applicable, redemption of the Series 2003 General Obligation Bonds constituting Refunded Bonds is hereby authorized and approved. The City hereby irrevocably determines to optionally redeem the Series 2003 General Obligation Bonds constituting Refunded Bonds which are subject to optional redemption prior to maturity in accordance with the provisions of Resolution No. 2003 -25240 adopted by the Commission on June 11, 2003 and the Escrow Deposit Agreement. The Mayor, after consultation with the Chief Financial Officer and the Financial Advisor, is hereby authorized to determine the Series 2003 MIAMI/4271069.2 20 General Obligation Bonds which shall constitute Refunded Bonds and the date of redemption of such Refunded Bonds which are subject to optional redemption prior to maturity. In order to provide for the defeasance, payment and, as applicable, redemption of the Series 2003 General Obligation Bonds constituting Refunded Bonds, the Mayor and the City Clerk are hereby authorized and directed, in the name and on behalf of the City, to execute and deliver the Escrow Deposit Agreement, in substantially the form presented at the meeting at which this Resolution was considered, subject to such changes, modifications, insertions and omissions and such filling -in of blanks therein as may be approved by the Mayor, after consultation with the Chief Financial Officer and the City Attorney. The investment of a portion of the proceeds of the Bonds and any other available moneys in order to provide for the defeasance, payment and, as applicable, redemption of the Series 2003 General Obligation Bonds constituting Refunded Bonds in accordance with the provisions of the Escrow Deposit Agreement is hereby authorized and approved. The execution of the Escrow Deposit Agreement by the Mayor and City Clerk, for and on behalf of the City, shall be conclusive evidence of the City's approval of the Series 2003 General Obligation Bonds constituting Refunded Bonds, the date of redemption of the Series 2003 General Obligation Bonds constituting Refunded Bonds which are subject to optional redemption prior to maturity, the Escrow Deposit Agreement and the investment of a portion of the proceeds of the Bonds and any other available moneys thereunder. U.S. Bank National Association is hereby appointed the Escrow Agent under the Escrow Deposit Agreement. SECTION 11. APPOINTMENT OF PAYING AGENT AND BOND REGISTRAR. A. U.S. Bank National Association, is hereby appointed the Paying Agent and Bond Registrar for the Bonds. The Chief Financial Officer, after consultation with the City Attorney, is hereby authorized to enter into any necessary agreements in connection with the appointment of the Paying Agent and the Bond Registrar. B. The recitals of facts contained herein and in the Bonds shall be taken as the statements of the City and neither the Paying Agent nor the Bond Registrar assumes any responsibility for the correctness of the same. Neither the Paying Agent nor the Bond Registrar makes any representation as to the validity or sufficiency of this Resolution or of any Bonds issued thereunder or as to the security afforded by this Resolution, and neither shall incur any liability in respect thereof. The Bond Registrar shall, however, be responsible for its representation contained in its certificate of authentication of the Bonds. The Paying Agent shall be entitled to rely upon the directions of the Chief Financial Officer in the investment of proceeds of the Bonds and other moneys under this Resolution and neither the Paying Agent nor the Bond Registrar shall be responsible with respect to the application of money paid by it in accordance with the provisions of this Resolution. Neither the Paying Agent nor the Bond Registrar shall be under any obligation or duty to take any action constituting enforcement of the covenants of the City under this Resolution, which would involve it in expense or liability, or to institute or defend any suit in respect thereof, or to advance any of its own moneys, unless properly indemnified. Neither the Paying Agent nor the Bond Registrar shall be liable in connection with the performance of its duties hereunder except for its own negligence, misconduct or default. MIAMI/4271069 2 21 C. The City shall agree to pay the Paying Agent and the Bond Registrar reasonable compensation for all services rendered by each of them under this Resolution, and also all reasonable expenses, charges, counsel fees and other disbursements, including those of its attorneys, agents and employees, incurred in and about the performance of their powers and duties under this Resolution. SECTION 12. PRELIMINARY OFFICIAL STATEMENT; OFFICIAL STATEMENT. The use of the Preliminary Official Statement in connection with the issuance of the Bonds is hereby authorized. The Preliminary Official Statement in substantially the form presented at the meeting at which this Resolution was considered is hereby approved with such changes, modifications, insertions and omissions and such filling -in of blanks therein as may be approved by the Mayor, after consultation with the Chief Financial Officer and the City Attorney. The Mayor and the City Manager are hereby authorized to approve and execute, on behalf of the City, the Official Statement relating to the Bonds substantially in the form of the Preliminary Official Statement, with such changes from the Preliminary Official Statement, as the Mayor and the Chief Financial Officer, after consultation with the City Attorney, may approve, such execution to be conclusive evidence of such approval. The Mayor or her designee, after consultation with the Chief Financial Officer and the City Attorney, is hereby authorized to make any necessary certifications regarding a near final or deemed final Preliminary Official Statement if and to the extent required by Rule 15c2 -12 of the Securities and Exchange Commission (the "Rule "). SECTION 13. CONTINUING DISCLOSURE. For the benefit of the registered owners and beneficial owners from time to time of the Bonds, the City agrees, in accordance with and as the only obligated person with respect to the Bonds under the Rule, to provide or cause to be provided certain financial information and operating data, financial statements and notices, in such manner, as may be required for purposes of paragraph (b)(5) of the Rule. In order to describe and specify the terms of the City's continuing disclosure agreement, including provisions for enforcement, amendment and termination, the Chief Financial Officer is hereby authorized and directed to execute and deliver, in the name and on behalf of the City, the Continuing Disclosure Agreement, in substantially the form presented at the meeting at which this Resolution was considered, with such changes, modifications, insertions and omissions and such filling -in of blanks therein as may be approved by the Chief Financial Officer, after consultation with the City Attorney. Digital Assurance Certification, L.L.C., is hereby appointed as the Disclosure Dissemination Agent under the Continuing Disclosure Agreement. The execution of the Continuing Disclosure Agreement by the Mayor, for and on behalf of the City, shall be conclusive evidence of the City's approval of the Continuing Disclosure Agreement. Notwithstanding any other provisions of this Resolution, any failure by the City to comply with any provisions of the Continuing Disclosure Agreement or this Section 13 shall not constitute a default under this Resolution and the remedies therefor shall be solely as provided in the Continuing Disclosure Agreement. The Chief Financial Officer is further authorized to establish procedures in order to ensure compliance by the City with the Continuing Disclosure Agreement, including the timely provision of information and notices. Prior to making any filing in accordance with such agreement, the Chief Financial Officer may consult with the City Attorney. The Chief Financial MIAMI/4271069.2 22 Officer actin g City, the name and on behalf of the Cit , shall be entitled to rely upon any legal advice provided by the City Attorney in determining whether a filing should be made. SECTION 14. GULF BREEZE LOAN AMENDMENTS. In connection with the refunding of the Series 2000 General Obligation Bonds to be refunded and the prepayment of the Gulf Breeze Loans, the Mayor and the City Clerk are hereby authorized and directed, in the name and on behalf of the City, to execute and deliver the Gulf Breeze Loan Amendments, in substantially the forms presented at the meeting at which this Resolution was considered, subject to such changes, modifications, insertions and omissions and such filling -in of blanks therein as may be approved by the Mayor, after consultation with the Chief Financial Officer and the City Attorney. The execution of the Gulf Breeze Loan Amendments by the Mayor and the City Clerk, for and on behalf of the City, shall be conclusive evidence of the City's approval of the Gulf Breeze Loan Amendments. SECTION 15. FURTHER AUTHORIZATIONS. The Mayor, the Chief Financial Officer, the City Attorney and the City Clerk, or any of them and such other officers and employees of the City as may be designated by the Mayor are each designated as agents of the City in connection with the issuance and delivery of the Bonds and the refunding of the Refunded Bonds and are authorized and empowered, collectively or individually, to take all actions and steps and to execute all instruments, documents and contracts on behalf of the City that are necessary or desirable in connection with the execution and delivery of the Bonds and the refunding of the Refunded Bonds, and which are specifically authorized or are not inconsistent with the terms and provisions of this Resolution or any action relating to the Bonds heretofore taken by the City. Such officers and those so designated are hereby charged with the responsibility for the issuance of the Bonds and the refunding of the Refunded Bonds. SECTION 16. MODIFICATION OR AMENDMENT. After the issuance of the Bonds, no modification or amendment of this Resolution or of any resolution amendatory hereof or supplemental hereto materially adverse to the Bondholders may be made without the consent in writing of the registered owners of not less than a majority in aggregate principal amount of the Outstanding Bonds, but no modification or amendment shall permit a change (a) in the maturity of the Bonds or a reduction in the rate of interest thereon, (b) in the amount of the principal obligation of any Bond, (c) that would affect the unconditional promise of the City to levy and collect taxes as herein provided, or (d) that would reduce such percentage of registered owners of the Bonds required above for such modifications or amendments, without the consent of all of the Bondholders. For the purpose of Bondholders' voting rights or consents, the Bonds owned by or held for the account of the City, directly or indirectly, shall not be counted. SECTION 17. DEFEASANCE AND RELEASE. If, at any time after the date of issuance of the Bonds (a) all Bonds secured hereby or any maturity thereof shall have become due and payable in accordance with their terms or otherwise as provided in this Resolution, or shall have been duly called for redemption, or the City shall have given irrevocable instructions directing the payment of the principal of, redemption premium, if any, and interest on such Bonds at maturity or at any earlier redemption date scheduled by the City, or any combination thereof, (b) the full amount of the principal, redemption premium, if any, and the interest so due and payable upon all of such Bonds then Outstanding or any portion of such Bonds, at maturity or upon redemption, shall be paid, or sufficient moneys or Government Obligations maturing not later than the maturity or redemption dates of such principal, redemption premium, if any, and MIAMI /4271069.2 23 interest, which, together with the income realized on such investments, shall be sufficient to pay all such principal, redemption premium, if any, and interest on said Bonds at the maturity thereof or the date upon which such Bonds are to be called for redemption prior to maturity, shall be held by an escrow agent who shall be an Authorized Depository or the Paying Agent in irrevocable trust for the benefit of such Bondholders (whether or not in any accounts created hereby), and (c) provision shall also be made for paying all other sums payable hereunder by the City, including compensation due the Paying Agent and the Bond Registrar, then and in that case the right, title and interest of such Bondholders hereunder shall thereupon cease, determine and become void; otherwise, this Resolution shall be, continue and remain in full force and effect. Notwithstanding anything in this Section 17 to the contrary, however, the obligations of the City under Section 9 hereof shall remain in full force and effect until such time as such obligations are fully satisfied. SECTION 18. SEVERABILITY. If any one or more of the covenants, agreements or provisions of this Resolution shall be held contrary to any express provisions of law or contrary to the policy of express law, though not expressly prohibited, or against public policy, or shall for any reason whatsoever be held invalid, then such covenants, agreements or provisions shall be null and void and shall be deemed separate from the remaining covenants, agreements or provisions of this Resolution or of the Bonds issued hereunder. SECTION 19. NO THIRD PARTY BENEFICIARIES. Except as herein otherwise expressly provided, nothing in this Resolution expressed or implied is intended or shall be construed to confer upon any person, firm or corporation other than the City, the registered owners of the Bonds, the Paying Agent and the Bond Registrar, any right, remedy or claim, legal or equitable, under or by reason of this Resolution or any provision hereof, this Resolution and all its provisions being intended to be and being for the sole and exclusive benefit of the City, the registered owners from time to time of the Bonds, the Paying Agent and the Bond Registrar. SECTION 20. CONTROLLING LAW; MEMBERS OF COMMISSION OR CITY NOT LIABLE. This Resolution shall be governed by and construed in accordance with the laws of the State of Florida and all covenants, stipulations, obligations and agreements of the City contained herein shall be deemed to be covenants, stipulations, obligations and agreements of the City to the full extent authorized by the Act. No covenant, stipulation, obligation or agreement contained herein shall be deemed to be a covenant, stipulation, obligation or agreement of any present or future member, agent, independent contractor or employee of the Commission or the City in his individual capacity, and neither the members of the Commission nor any official executing the Bonds shall be liable personally on the Bonds or this Resolution or shall be subject to any personal liability or accountability by reason of the issuance or the execution by the Commission or such members thereof. SECTION 21. QUALIFICATION FOR THE DEPOSITORY TRUST COMPANY. Notwithstanding any other provision hereof, the City, the Paying Agent and the Bond Registrar are hereby authorized to take such actions as may be necessary to qualify the Bonds for deposit with DTC, including but not limited to those actions as may be set forth in a letter agreement entered into by and between the City and DTC, wire transfers of interest and principal payments with respect to the Bonds, utilization of electronic book entry data received from DTC in place of actual delivery of Bonds and provisions of notices with respect to Bonds registered by DTC (or any of its designees identified to the City, the Paying Agent or the Bond Registrar) by MIAMI /4271069.2 24 ao //- 2 7783 • overnight delivery, courier service, telegram, telecopy or other similar means of communication. The Mayor, the City Manager and the Chief Financial Officer is each hereby authorized to execute and deliver any necessary agreement or other documents with DTC on behalf of the City. SECTION 22. EFFECTIVE DATE. This Resolution shall be effective immediately upon its adoption. PASSED AND ADOPTED sis 19th day of October , 2011. „..VN` 641■1444, � tl/t �•• ..... (SEAL) * , 74e, ,Z ���, _�. INCORP ORATED' s ayor ATTEST: ° c Fo 41 114 414 * x r-, ‘ ,.,, tu"df kii,„ mi. City Clerk APPROVED AS TO FORM & LANGUAGE & FOR EXECUTION / J ilT,r' 9 /1:6' Date r ii I MIAMI /4271069.2 25 COMMISSION ITEM SUMMARY Condensed Title: A RESOLUTION OF THE CITY COMMISSION OF THE CITY OF MIAMI BEACH,FLORIDA, AUTHORIZING THE ISSUANCE OF NOT TO EXCEED $67,000,000 IN AGGREGATE PRINCIPAL AMOUNT OF CITY OF MIAMI BEACH, FLORIDA GENERAL OBLIGATION REFUNDING BONDS, SERIES 2011, FOR THE PURPOSE OF REFUNDING ALL OR A PORTION OF THE CITY'S OUTSTANDING SERIES 2000 GENERAL OBLIGATION BONDS AND /OR ALL OR A PORTION OF THE CITY'S OUTSTANDING GENERAL OBLIGATION BONDS, SERIES 2003; PROVIDING THAT SUCH GENERAL OBLIGATION REFUNDING BONDS SHALL CONSTITUTE GENERAL OBLIGATIONS OF THE CITY AND THAT THE FULL FAITH, CREDIT AND TAXING POWER OF THE CITY SHALL BE IRREVOCABLY PLEDGED FOR THE PAYMENT OF THE PRINCIPAL OF AND THE INTEREST ON SUCH GENERAL OBLIGATION REFUNDING BONDS; MAKING CERTAIN COVENANTS AND AGREEMENTS IN CONNECTION THEREWITH; PROVIDING CERTAIN DETAILS OF THE BONDS; DELEGATING CERTAIN MATTERS IN CONNECTION WITH THE ISSUANCE OF THE BONDS TO THE MAYOR; AUTHORIZING THE NEGOTIATED SALE OF THE BONDS TO THE UNDERWRITERS; APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION AND DELIVERY OF A BOND PURCHASE AGREEMENT; AUTHORIZING THE REFUNDING, DEFEASANCE, PREPAYMENT AND REDEMPTION, AS APPLICABLE, OF THE REFUNDED BONDS; APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION AND DELIVERY OF AN ESCROW DEPOSIT AGREEMENT AND APPOINTING AN ESCROW AGENT; APPOINTING A PAYING AGENT AND A BOND REGISTRAR; PROVIDING FOR A PRELIMINARY OFFICIAL STATEMENT AND AUTHORIZING THE EXECUTION OF AN OFFICIAL STATEMENT; COVENANTING TO PROVIDE CONTINUING DISCLOSURE IN CONNECTION WITH THE BONDS IN ACCORDANCE WITH SECURITIES AND EXCHANGE COMMISSION RULE 15c2 -12 AND APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION AND DELIVERY OF A DISCLOSURE DISSEMINATION AGENT AGREEMENT WITH RESPECT THERETO AND APPOINTING A DISCLOSURE DISSEMINATION AGENT THEREUNDER; APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION AND DELIVERY OF GULF BREEZE LOAN AMENDMENTS; AUTHORIZING A BOOK -ENTRY REGISTRATION SYSTEM FOR THE BONDS; AUTHORIZING CERTAIN OFFICIALS AND EMPLOYEES OF THE CITY TO TAKE ALL ACTIONS REQUIRED IN CONNECTION WITH THE ISSUANCE OF SAID BONDS; AND PROVIDING AN EFFECTIVE DATE. Key Intended Outcome Supported: Improve the City's overall financial health and maintain overall bond rating. Supporting Data (Surveys, Environmental Scan, etc.): N/A Issue: Should the City Commission approve the resolution which allows for the refunding of both GO Bonds Series 2000 and Series 2003? Item Summary /Recommendation: The City's Financial Advisor has determined that the City has the capacity to refinance the Series 2000 General Obligation Bonds as well as to advance refund a portion of the Series 2003 General Obligation Bonds, and that both of these refinancing may provide, as of September 26, 2011, a present value savings of approximately $3.3 million or approximately 9.25 %. The City intends to refinance all of the outstanding Series 2000 bonds of $17,250,000 on December 1, 2011, and up to $49,570,000 will be used to advance refund the Series 2003 bonds. The total amount for both refunding will not exceed $67 million which will also include such costs as cost of issuance, premiums and /or discounts, and underwriter's discounts. The actual refunding amount of the Series 2003 bonds will be determined at the pricing date which will take into account the prevailing market conditions at that time. Advisory Board Recommendation: Finance and Citywide Projects Committee on September 26, 2011 approved the refunding the GO Bonds Series 2000 and Series 2003. Financial Information: Amount Account Approved Source of Funds: Principal & Interest payments to be OBPI appropriated from Ad Valorem Taxes Total City Clerk's Office Legislative Tracking: Patricia Walker, Chief Financial Officer Sign -Offs: Department Director A nt City Manager City Manager PDW J MG -r T:\AGENDA \2011 \October 19 \Regular\ GO Bonds 2011 Summary Memo.docx \ IBEACH AGENDA ITEM R-7 e _ DATE Io I Rc-f/ m MIAMIBEACH City of Miami Beach, 1700 Convention Center Drive, Miami Beach, Florida 33139, www.miamibeachfl.gov COMMISSION MEMORANDUM TO: Mayor Matti Herrera Bower and Members of the City Commission FROM: Jorge M. Gonzalez, City Manager DATE: October 19, 2011 SUBJECT: A RESOLUTION OF THE CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA, AUTHORIZING THE ISSUANCE OF NOT TO EXCEED $67,000,000 IN AGGREGATE PRINCIPAL AMOUNT OF CITY OF MIAMI BEACH, FLORIDA GENERAL OBLIGATION REFUNDING BONDS, SERIES 2011, FOR THE PURPOSE OF REFUNDING ALL OR A PORTION OF THE CITY'S OUTSTANDING SERIES 2000 GENERAL OBLIGATION BONDS AND /OR ALL OR A PORTION OF THE CITY'S OUTSTANDING GENERAL OBLIGATION BONDS, SERIES 2003; PROVIDING THAT SUCH GENERAL OBLIGATION REFUNDING BONDS SHALL CONSTITUTE GENERAL OBLIGATIONS OF THE CITY AND THAT THE FULL FAITH, CREDIT AND TAXING POWER OF THE CITY SHALL BE IRREVOCABLY PLEDGED FOR THE PAYMENT OF THE PRINCIPAL OF AND THE INTEREST ON SUCH GENERAL OBLIGATION REFUNDING BONDS; MAKING CERTAIN COVENANTS AND AGREEMENTS IN CONNECTION THEREWITH; PROVIDING CERTAIN DETAILS OF THE BONDS; DELEGATING CERTAIN MATTERS IN CONNECTION WITH THE ISSUANCE OF THE BONDS TO THE MAYOR; AUTHORIZING THE NEGOTIATED SALE OF THE BONDS TO THE UNDERWRITERS; APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION AND DELIVERY OF A BOND PURCHASE AGREEMENT; AUTHORIZING THE REFUNDING, DEFEASANCE, PREPAYMENT AND REDEMPTION, AS APPLICABLE, OF THE REFUNDED BONDS; APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION AND DELIVERY OF AN ESCROW DEPOSIT AGREEMENT AND APPOINTING AN ESCROW AGENT; APPOINTING A PAYING AGENT AND A BOND REGISTRAR; PROVIDING FOR A PRELIMINARY OFFICIAL STATEMENT AND AUTHORIZING THE EXECUTION OF AN OFFICIAL STATEMENT; COVENANTING TO PROVIDE CONTINUING DISCLOSURE IN CONNECTION WITH THE BONDS IN ACCORDANCE WITH SECURITIES AND EXCHANGE COMMISSION RULE 15c2 -12 AND APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION AND DELIVERY OF A DISCLOSURE DISSEMINATION AGENT AGREEMENT WITH RESPECT THERETO AND APPOINTING A DISCLOSURE DISSEMINATION AGENT THEREUNDER; APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION AND DELIVERY OF GULF BREEZE LOAN AMENDMENTS; AUTHORIZING A BOOK -ENTRY REGISTRATION SYSTEM FOR THE BONDS; AUTHORIZING CERTAIN OFFICIALS AND EMPLOYEES OF THE CITY TO Commission Memorandum - October 19, 2011 General Obligation Bonds, Series 2011 Page 2 of 4 TAKE ALL ACTIONS REQUIRED IN CONNECTION WITH THE ISSUANCE OF SAID BONDS; AND PROVIDING AN EFFECTIVE DATE. ADMINISTRATION RECOMENDATION Approve the Resolution. BACKGROUND On September 17, 1999, the Mayor and City Commission adopted Resolutions #99- 23299, #99- 23300, and #99 -23301 that called for a special election on November 2, 1999 that submitted to the electorate of the City a bond referendum that decided whether the City should be authorized to issue an aggregate of $92,465,000 in principal amount of general obligation bonds. The purpose of these general obligation bonds was threefold: (1) to renovate, expand and improve fire stations and related facilities located in the City and acquire and equip fire trucks ( "Fire Safety General Obligations "), (2) to improve recreational facilities and equipment, access, security and related maintenance facilities for parks and beaches located in the City ( "Parks and Beaches General Obligations "), and (3) to improve neighborhood infrastructure in the City, consisting of streetscapes and traffic calming measures, shoreline stabilization and related maintenance facilities ( "Neighborhood General Obligations "). On November 2, 1999, the issuance of the General Obligations was approved by the electorate 9 pp Y of the City in accordance with the applicable laws of the State of Florida. On June 23, 2000, the City Commission passed Resolution 2000 -23966 authorizing the issuance of $30 million of General Obligations (the first of two bond issuances) by borrowing funds from the Gulf Breeze Government Loan Pool. This issuance consisted of $9,030,000 for the Fire Safety General Obligations, $9,230,000 for the Parks and Beaches General Obligations, and $11,740,000 for Neighborhood General Obligations. On June 11, 2003, the City Commission passed Resolution 2003 -25240 authorizing the issuance of $62,465,000 of General Obligation (the second of the two bond issuances). This issuance consisted of $690,000 for the Fire Safety General Obligations, $15,600,000 for the Parks and Beaches General Obligations, and $46,175,000 for Neighborhood General Obligations. ANALYSIS As of today, the City has approximately $18,710,000 outstanding on the Series 2000 General Obligation bonds, which has a scheduled principal payment of $1,460,000 on December 1, 2011 leaving an outstanding principal balance at that time of $17,250,000. In addition, the City has $49,570,000 outstanding on the Series 2003 General Obligation bonds. The City intends to refinance all of the outstanding Series 2000 bonds of $17,250,000 on December 1, 2011, and up to $49,570,000 will be used to advance refund the Series 2003 bonds. Commission Memorandum - October 19, 2011 General Obligation Bonds, Series 2011 Page 3 of 4 The total amount for both refunding will not exceed $67 million which will also include such costs as cost of issuance, premiums and /or discounts, and underwriter's discounts. The actual refunding amount of the Series 2003 bonds will be determined at the pricing date which will take into account the prevailing market conditions at that time. The City's proposed refunding of both Series of General Obligation bonds is the result of the Administration's continuous review of opportunities to refund outstanding bonds to ensure the City is paying the lowest possible rate within statutory and tax requirements. The City's Financial Advisor has determined that the City has the capacity to refinance the Series 2000 General Obligation Bonds as well as to advance refund a portion of the Series 2003 General Obligation Bonds, and that both of these refinancing may provide, as of October 10, 2011, a present value savings of approximately $3.3 million or approximately 9.25 %. The refunding of these bonds does not extend the term of the bonds beyond their original maturity date. According to the loan agreements with Gulf Breeze, the City can refinance the outstanding Series 2000 General Obligation Bonds on the next redemption date which falls on December 1, 2011. The original call /redemption date for the Series 2000 bonds was on December 1, 2010, however, at that time the City would have had to pay a premium of approximately $187,100 to call the bonds. The reason the City is calling the bonds as of December 1, 2011 is because they are callable at par in addition to the fact that interest rates today are about 70 basis points lower for a AA rated General Obligation issue than it was at December 2010. As for the Series 2003 General Obligation Bonds to be advance refunded, the City will seek, with the advice of the City's Financial Advisors, the best opportunity in the near future to determine when market conditions are optimal to achieve the most savings for the City. The bonds are paid through the assessment, levy and collection of ad valorem tax on all taxable property within the City and the full faith, credit and taxing power of the City will be pledged to the payment of the principal and interest of the bonds. Any additional costs and expenses are paid from non -ad valorem revenues. In November 2007, the Mayor and City Commission approved Ordinance 2007 -3582 which amended the procedures that the City followed in connection with the approval of a bond issue and added Section 2 -278 to Chapter 2 of the Miami Beach City Code. However, according to Section 2- 278(d) the provision of this section shall not apply to the issuance of any bonds to refund or refinance outstanding bonds which is precisely what is being done with the issuance of the Series 2011 General Obligation Refunding Bonds. At the September 26, 2011, meeting of the Finance and Citywide Projects Committee, the Committee voted to recommend approval of the proposed refinancing of the outstanding Series 2000 General Obligation Bonds, and to advance refund all or a portion of the Series 2003 General Obligation Bonds based on market conditions. Because of the character of the proposed refinancing of the Series 2000 and Series 2003 General Obligation Bonds, the prevailing market conditions, the complexity of structuring a refunding and the recommendations of the Financial Advisor, it was further determined that the sale of the new refinanced General Obligation Bonds on the basis of a negotiated sale rather than a public sale by competitive bid is in the best interest of the City. Commission Memorandum - October 19, 2011 General Obligation Bonds, Series 2011 Page 4 of 4 The Resolution for the issuance of the Series 2011 General Obligation Bonds will delegate to the Mayor, relying upon the recommendation of the Chief Financial Officer and RBC Capital Markets (the City's Financial Advisor), the determination of various terms of the Series 2011 Bonds, including whether to secure one or more Credit Facilities and /or Reserve Account Insurance Policies with respect to the Series 2011 Bonds, the final award of the Series 2011 Bonds, the dates of redemption of the Prior Bonds to be redeemed prior to maturity, the payment of all related costs and expenses in connection with the issuance of the Bonds and all other actions necessary or desirable in connection with the issuance of the Series 2011 Bonds and the refunding of the Prior Bonds. CONCLUSION The Administration recommends that the Mayor and City Commission of the City of Miami Beach, Florida, approve the resolution which authorizes the administration to refinance all of the General Obligation Bonds, Series 2000 of $17,250,000, and advance refund all or a portion of the outstanding $49,570,000 General Obligation Bonds, Series 2003. JMG /PDVV Attachmen's: Bond Purchase Agreement Escrow Deposit Agreement e os t ree p 9 Preliminary Official Statement Disclosure Dissemination Agent Agreement First Supplemental Loan Agreement (Gulf Breeze Series 1985B) First Supplemental Loan Agreement (Gulf Breeze Series 1985E) T:\Agenda /2011 /October 19 /Regular /GO Bonds Series 2011 -Comm Memo BOND PURCHASE AGREEMENT $ [PRINCIPAL AMOUNT] CITY OF MIAMI BEACH, FLORIDA General Obligation Refunding Bonds Series 2011 This Bond Purchase Agreement dated , 2011 ( "Bond Purchase Agreement ") is entered into by and among the following parties (hereinafter individually called a "Party ") and collectively called the "Parties "): CITY OF MIAMI BEACH, FLORIDA, a validly existing municipal corporation in the State of Florida (the "City "); and MORGAN KEEGAN & COMPANY, INC. (the "Managing Underwriter ") and ESTRADA HINOJOSA & COMPANY, INC. and FIRST SOUTHWEST COMPANY (collectively with the Managing Underwriter, the "Underwriters "). MIA 182,168, 756v2 9 -29 -11 TABLE OF CONTENTS ARTICLE I DEFINITIONS SECTION 1.1. Participants 1 SECTION 1.2. Contracts, Instruments and Documents 1 SECTION 1.3. Legal Authorities 2 SECTION 1.4. Events, Dates and Places 3 SECTION 1.5. Other Definitions 3 ARTICLE II REPRESENTATIONS AND COVENANTS SECTION 2.1. Representations and Covenants of City 3 ARTICLE III AGREEMENT TO PURCHASE SERIES 2011 BONDS SECTION 3.1. Delivery of Documents to Underwriters 7 SECTION 3.2. Agreement to Sell and Purchase Series 2011 Bonds 8 SECTION 3.3. Public Offering of Series 2011 Bonds 8 SECTION 3.4. Good Faith Check 8 ARTICLE IV CLOSING CONDITIONS SECTION 4.1. Performance of Obligations 9 SECTION 4.2. Delivery of Closing Papers 9 SECTION 4.3. Form of Closing Papers; Waiver of Conditions 11 ARTICLE V TERMINATION; PAYMENT OF EXPENSES SECTION 5.1. Termination 11 SECTION 5.2. Payment of Expenses 13 ARTICLE VI MISCELLANEOUS SECTION 6.1. Parties In Interest; Survival of Representations 13 SECTION 6.2. Notices 14 SECTION 6.3. Amendment 14 SECTION 6.4. Governing Law 14 SECTION 6.5. Captions 14 SECTION 6.6. Counterparts 14 SECTION 6.7. Severability 14 SECTION 6.8 Rights of Managing Underwriter 15 SECTION 6.9. Effective Time of this Bond Purchase Agreement 15 MIA 182,168,756v2 9 -29 -11 * * * * * * * * ** EXHIBIT A Maturities, Amounts, Interest Rates and Price or Yields A -1 EXHIBIT B Opinion of Bond Counsel B -1 EXHIBIT C Opinion of City Attorney C -1 EXHIBIT D Opinion of Underwriter's Counsel D -1 EXHIBIT E Underwriter's Truth -in- Bonding and Disclosure Statement E -1 11 MIA 182,168,756v2 9 -29 -11 ARTICLE I DEFINITIONS SECTION 1.1.Participants. In addition to the Parties, various persons and firms will participate in the financing to which this Bond Purchase Agreement relates. Among them are those identified below (hereinafter collectively called the "Participants "): Authorized Party: The persons duly authorized and legally empowered to execute documents on behalf of the City. Bond Counsel: Squire, Sanders & Dempsey (US) LLP, Miami, Florida Bond Registrar and Paying U.S. Bank National Association Agent: Certified Public Accountant: McGladrey & Pullen, LLP City Attorney: Jose Smith, Esq. City's Governing Body: Mayor and City Commission Financial Advisor: RBC Capital Markets, LLC, St. Petersburg, Florida Underwriters' Counsel: Greenberg Traurig, P.A., Miami, Florida SECTION 1.2.Contracts, Instruments and Documents. Various contracts, instruments and documents are involved in the financing to which this Bond Purchase Agreement relates. Among them are those identified below: Basic Documents: This Bond Purchase Agreement, the Disclosure Dissemination Agent Agreement and the Escrow Deposit Agreement Arbitrage Certificate: The certificate of the City setting forth its reasonable expectations regarding the use of the proceeds of the Series 2011 Bonds, among other matters. Closing Papers: Collectively, the certificates, opinions, instruments and other documents described in Section 4.2 of this Bond Purchase Agreement. MIA 182,168,756v2 9 -29 -11 Disclosure Dissemination The Disclosure Dissemination Agent Agreement Agent Agreement between the City and Digital Assurance Certification, L.L.C. relating to the Series 2011 Bonds. Escrow Deposit Agreement The Escrow Deposit Agreement between the City and U.S. Bank National Association, as Escrow Agent, relating to the refunded Series 2003 General Obligation Bonds Financial Statements: The audited purpose eneral financial statements of the g City in the Preliminary Official Statement and Official Statement as Appendix B. Official Statement: The Official Statement (including the Appendices thereto), dated the date hereof, summarizing the terms of the Series 2011 Bonds and other related matters. Preliminary Official The Preliminary Official Statement (including the e Y Y ( g Statement: Appendices thereto), dated , 2011 summarizing the terms of the Series 2011 Bonds and related matters. Series 2011 Bonds: The City's $[PRINCIPAL AMOUNT] General Obligation Refunding Bonds, Series 2011. SECTION 1.3.Legal Authorities. Various legal authorities are involved in the financing to which this Bond Purchase Agreement relates. Among them are those identified below: Bond Resolution: Resolution No. 2011- adopted by the City's Governing Body on October 19, 2011. Code: The Internal Revenue Code of 1986, as amended through and including the Closing Date and, to the extent applicable, the regulations issued or proposed pursuant thereto. Mayor's Certificate: The Certificate of the Mayor of the City dated the Closing Date, providing for among other matters, the fixing of the amount of the Series 2011 Bonds and the maturities, amortization installments, interest rates, and redemption provisions of the Series 2011 Bonds, and fixing other details of the Series 2011 Bonds and the refundings of the Refunded Bonds. 2 MIA 182,168,756v2 9 -29 -11 SECTION 1.4.Events, Dates and Places. Various dates and places are significant in the financing to which this Bond Purchase Agreement relates. Among them are those identified below: Closing: The consummation of the transaction at which the Series 2011 Bonds are delivered by the City to the Underwriters, and paid for by the Underwriters, pursuant to this Bond Purchase Agreement. Closing Date: , 2011 or such other date as the Parties may agree. Closing Time: 9:00 a.m. Eastern Time or such other time as the Parties may agree. Place of Closing: Squire, Sanders & Dempsey (US) LLP 200 S. Biscayne Blvd., Suite 4100 Miami, FL 33131 SECTION 1.5.Other Definitions. All capitalized terms used and not otherwise defined herein shall have the meanings ascribed thereto in the Bond Resolution. ARTICLE II REPRESENTATIONS AND COVENANTS SECTION 2.1. Representations and Covenants of City. As an inducement to the other Parties to enter into this Bond Purchase Agreement, the City makes the following representations and covenants, each of which representations shall be true and correct on the date hereof and on the Closing Date as if such representations were made again at the Closing Time: (a) The City is a validly existing municipal corporation in the State of Florida. (b) The Bond Resolution was adopted by the City's Governing Body at a meeting duly called and held in open session upon requisite prior public notice pursuant to the laws of the State of Florida and the standing resolutions and rules of procedure of the City's Governing Body. The City has full right, power and authority to adopt the Bond Resolution. On the date hereof, the Bond Resolution is, and, at the Closing it shall be, in full force and effect, and no portions thereof have been or shall have been supplemented, repealed, rescinded or revoked. The Bond Resolution constitutes the legal, valid and binding obligation of the City, enforceable in accordance with its terms. The Bond Resolution creates a valid pledge of the full, faith credit and taxing power of the City for the payment of the Series 2011 Bonds. 3 MIA 182,168,756v2 9 -29 -11 (c) The City has full right, power and authority to enter into, execute and deliver the Official Statement, the Basic Documents and the Series 2011 Bonds, and to perform its obligations under the Basic Documents and as contemplated by the Official Statement. All permits, consents or licenses, if any, and all notices to or filings necessary to accomplish the foregoing have been obtained or made. When executed and delivered, the Basic Documents and the Series 2011 Bonds shall constitute legal, valid and binding obligations of the City enforceable in accordance with their respective terms and all conditions and requirements of the Bond Resolution relating to the issuance of the Series 2011 Bonds will have been complied with or fulfilled. (d) The Authorized Party executing the Basic Documents and Official Statement on behalf of the City is authorized for and in the name of the City to execute, deliver and perform the obligations of the City under the Basic Documents and as contemplated by the Official Statement and to execute, deliver, file or record such other incidental papers, documents and instruments as shall be necessary to carry out the intention and purposes of the Basic Documents, the Series 2011 Bonds and the Bond Resolution. On the Closing Date the Series 2011 Bonds will be duly executed and delivered by the City in accordance with the Bond Resolution and will be entitled to all the benefits and security thereof. Any certificate signed by the Authorized Party shall be deemed a representation and covenant by the City to the Underwriters as to the statements made therein. (e) No authorization, approval, consent or license of any governmental body or authority, not already obtained, is required for the valid and lawful adoption, execution and delivery, as applicable, by the City of the Series 2011 Bonds, the Basic Documents, the Official Statement and the Bond Resolution and the performance of its obligations thereunder or as contemplated thereby; provided, however, that no representation is made concerning compliance with the registration requirements of the federal securities laws or the securities or Blue Sky laws of the various states. (f) The adoption, execution and delivery, as applicable, by the City of the Series 2011 Bonds, the Basic Documents, the Official Statement and the Bond Resolution and the performance by the City thereunder or as contemplated thereby is permitted by, and will not conflict with or constitute a breach of or default under, any existing law, court or administrative regulation, decree or order or any commitment, indenture, mortgage, lease, contract, agreement or instrument to which the City is a party, or by which it or any of its properties are bound or subject. No event has occurred which, with the lapse of time or the giving of notice or both, would constitute an event of default under any of the Basic Documents or the Bond Resolution. (g) The Series 2011 Bonds and the Bond Resolution conform to the descriptions thereof set forth in the Official Statement. (h) There is no litigation, administrative proceeding, inquiry or investigation pending (nor, to the knowledge of the City, is any such action threatened), at law or in equity, or before or by any court, public board or body, which in any way affects, contests, questions or seeks to restrain or enjoin any of the following: (i) the powers or 4 MIA 182,168,756v2 9 -29 -11 valid existence of the City or the titles of the members of the City's Governing Body or its other officers to their respective offices; (ii) any of the proceedings had or actions taken leading up to the sale, issuance and delivery of the Series 2011 Bonds or the execution, delivery or performance of this Bond Purchase Agreement; (iii) the delivery, validity or enforceability of the Series 2011 Bonds or any of the Basic Documents or contesting the power of the City to consummate the transactions contemplated therein and in the Official Statement; (iv) contesting in any way the completeness or accuracy of the Official Statement; (v) wherein an unfavorable decision, ruling or finding would materially and adversely affect the validity or enforceability of the Series 2011 Bonds, the Bond Resolution or the Basic Documents; or (vi) which would have a material adverse effect upon the levy and collection of the ad valorem taxes pledged to the payment of the Series 2011 Bonds. (i) To the knowledge of the City, the City is not on the date hereof, and will not be on the Closing Date, in default under any instrument to which the City is subject or by which it or its properties are or may be bound or subject, which default would (i) have a material adverse effect on the condition of the City, financial or otherwise (other than as disclosed in the Official Statement) or (ii) otherwise materially affect its ability to perform its obligations under the Series 2011 Bonds, the Basic Documents or the Bond Resolution. (j) The City has not been advised by the Commissioner, any District Director or any other official of the Internal Revenue Service that certifications by the City with respect to arbitrage may not be relied upon. (k) The City shall apply the proceeds of the sale of the Series 2011 Bonds in the manner described in the Official Statement and the Arbitrage Certificate and will not take or omit to take any action that will in any way cause or result in the proceeds of the sale of the Series 2011 Bonds to be applied in a manner other than as described in same. (1) The Financial Statements have been prepared in accordance with generally accepted accounting principles applied on a consistent basis with that of the audited combined financial statements of the City and fairly present the financial condition and results of the operations of the City at the dates and for the periods indicated. (m) There has been no material adverse change in the business, properties or financial condition of the City from that shown in the Financial Statements. (n) Between the date hereof and the Closing Date (i) the City will not, without the prior written consent of the Underwriters, issue any bonds, notes or other obligations, (ii) the City will not incur any material liabilities, direct or contingent, other than those in the ordinary course of business, and (iii) there will not have been any adverse change of a material nature in the City's financial position. (o) Appendices A and B to the Preliminary Official Statement and the Official Statement and the statements relating to the City, the Series 2011 Bonds, including the application of proceeds thereof, and the Bond Resolution set forth in the Preliminary 5 MIA 182,168, 756v2 9 -29 -11 Official Statement and the Official Statement and the Appendices thereto did not on the respective dates of the Preliminary Official Statement and the Official Statement and do not on the date hereof, contain any untrue statement of a material fact or omit to state any material fact necessary to make the statements therein not misleading. Nothing has come to the City's attention that would lead it to believe that the Preliminary Official Statement and Official Statement and the Appendices to such documents contains any untrue statement of a material fact or omits to state any material fact necessary to make the statement therein, in the light of the circumstances under which they were made, not misleading. The City has consented to the use of the Preliminary Official Statement and the Official Statement by the Underwriters in connection with the public offering of the Series 2011 Bonds. (p) The City will furnish such information, execute such instruments and take such other action in cooperation with the Underwriters as the Underwriters may reasonably request in order to qualify the Series 2011 Bonds for offer and sale under the Blue Sky or other securities laws or regulations of such states and other jurisdictions of the United States as the Underwriters may designate and to determine the eligibility of the Series 2011 Bonds for investment under the laws of such states and jurisdictions, and will undertake its best efforts to continue such qualifications in effect as long as required for the distribution of any Series 2011 Bonds, provided that the City will not be required to qualify to do business, or be subject to service of process in or subject itself to the jurisdiction of, any state other than the State of Florida. (q) The City has not, since December 31, 1975, been in default in the payment of principal of, premium, if any, or interest on, or otherwise been in default with respect to, any bonds, notes, lease purchase arrangements or other obligations which it has issued, assumed or guaranteed as to payment of principal, premium, if any, or interest, nor has any other person been in default with respect to payment of principal of, premium, if any, or interest on any bonds, notes or other obligations which the City has issued, except, in both cases, as described in the Preliminary Official Statement and the Official Statement and certain conduit issues which in the opinion of the City would not be considered material by a reasonable investor and therefore do not have to be disclosed in the Official Statement under Rule 69W- 400.003, Rules of Government Securities, promulgated under Section 517.051(1), Florida Statutes. (r) If between the date hereof and the earlier of: (i) ninety (90) days from the end of the "Underwriting Period" as defined in Securities and Exchange Commission Rule 15c2 -12 (17 CFR 240.15c2 -12) ( "Rule 15c2 -12 "); or (ii) the time when the Official Statement is available to any person from a nationally recognized municipal securities information repository (but in no event less than twenty -five (25) days following the end of the Underwriting Period), any event shall occur which would or might cause the information contained in the Official Statement, as then supplemented or amended, to contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading, the City shall notify the Underwriters thereof, and if in the reasonable opinion of the Underwriters such event requires the preparation and publication of a supplement or amendment to the Official Statement, the City will at its 6 MIA 182,168,756v2 9 -29 -11 expense supplement or amend the Official Statement in a form and in a manner approved by the Underwriters. The end of the "Underwriting Period" for all purposes of Rule 15c2 -12 and this Bond Purchase Agreement is the Closing Date. This covenant shall survive the Closing. (s) The City shall deliver, or cause to be delivered, to the Managing Underwriter copies of the Official Statement dated the date hereof relating to the Series 2011 Bonds, and shall cause copies of the Official Statement, in sufficient quantity for the Underwriters to comply with Rule G -32 and all other applicable rules of the Municipal Securities Rulemaking Board ( "MSRB ") and Rule 15c2 -12, to be available to the Underwriters within seven (7) business days of the execution of this Bond Purchase Agreement (but in no event later than the Closing Date) and in sufficient time to accompany any confirmation that requests payment from any customer of the Underwriters. Delivery of such copies of the Official Statement as provided above shall constitute the City's representation that such Official Statement is complete as of the date of its delivery. The City agrees to deliver to the Underwriters such reasonable quantities of the Preliminary Official Statement and Official Statement as the Underwriters may reasonably request for use in connection with the offering and sale of the Series 2011 Bonds. On or before the Closing Date, the Underwriters shall file, or cause to be filed, the Official Statement with the MSRB through its Electronic Municipal Market Access System ( "EMMA "). (t) The City acknowledges and agrees that (i) the purchase and sale of the Series 2011 Bonds pursuant to this Bond Purchase Agreement is an arm's- length commercial transaction between the City and the Underwriters, (ii) in connection therewith and with the discussions, undertakings, and procedures leading up to the consummation of this transaction, the Underwriters are and have been acting solely as principals and are not acting as agents or fiduciaries of the City, (iii) the Underwriters have not assumed an advisory or fiduciary responsibility in favor of the City with respect to the offering contemplated hereby or the discussions, undertakings, and procedures leading thereto (regardless of whether the Underwriters have provided other services or are currently providing other services to the City on other matters) and the Underwriters have no obligation to the City with respect to the offering contemplated hereby except the obligations expressly set forth in this Bond Purchase Agreement, and (iv) the City has consulted its own legal, financial, and other advisors to the extent it has deemed appropriate. ARTICLE III AGREEMENT TO PURCHASE SERIES 2011 BONDS SECTION 3.1. Delivery of Documents to Underwriters. Prior to or simultaneously with the execution and delivery of this Bond Purchase Agreement, the Underwriters shall have delivered the Underwriters' Truth -in- Bonding and Disclosure Statement required by law, as set forth in Exhibit E. As soon as practicable after the date hereof, and in any event within seven (7) 7 MIA 182,168,756v2 9 -29 -11 business days of the date hereof, as required by paragraph (b) (3) of Rule 15(c)2 -12 of the Securities and Exchange Commission ( "SEC ") or the rules of the Municipal Securities Rulemaking Board ( "MSRB "), the City shall deliver or cause to be delivered to the Managing Underwriter copies of the Official Statement, dated the date hereof, relating to the Series 2011 Bonds, in sufficient quantities to allow the Underwriters to comply with paragraph (b) (4) of Rule 15(c)2 -12 of the SEC and the rules of the MSRB, in substantially the form of the Preliminary Official Statement with only such changes therein as shall have been approved by the City and the Managing Underwriter. References to the Official Statement shall include the cover page and all exhibits, appendices, reports and statements included with or attached to it and any amendments and supplements that may be authorized by the City and to which the Managing Underwriter does not reasonably object, and any amendments and supplements which may be reasonably required by the Managing Underwriter for use with respect to the Series 2011 Bonds. The Official Statement shall be executed on behalf of the City by duly authorized officers thereof. The City approves the Preliminary Official Statement, and consents to the use of the Preliminary Official Statement and the Official Statement and the information contained therein by the Underwriters in connection with the offering and sale of the Series 2011 Bonds. The City deems final the Preliminary Official Statement, as of its date, for purposes of Rule 15(c)(2) -12, with certain omissions therein in connection with the pricing of the Series 2011 Bonds. SECTION 3.2.Agreement to Sell and Purchase Series 2011 Bonds. The Series 2011 Bonds shall have the terms specified in the Official Statement, including maturities, amounts, interest rates, p rices or yields and redemption provisions, and such terms as are required to be set forth herein by the Bond Resolution, all as described on Exhibit A annexed hereto. Upon the basis of the representations and upon the terms and conditions set forth in this Bond Purchase Agreement, the Underwriters agree to purchase, and the City agrees to issue, sell and deliver to the Underwriters, all (but not less than all) of Series 2011 Bonds for the aggregate purchase price of $[PURCHASE PRICE] (representing the $[PRINCIPAL AMOUNT] original principal amount of the Series 2011 Bonds, [plus $ of net original issue premium] and less $ of Underwriters' discount) (the "Purchase Price "). Payment of the Purchase Price shall be made by the Underwriters to the order of the City at the Closing Time in federal or other immediately available funds. One fully registered Series 2011 Bond for each maturity, duly executed and authenticated, shall be delivered to or upon the order of the Underwriters, together with the other documents hereinafter mentioned, and subject to the terms and conditions hereof, the Underwriters will accept such delivery and pay the Purchase Price. The Series 2011 Bonds shall be registered in the name of Cede & Co. SECTION 3.3. Public Offering of Series 2011 Bonds. The Underwriters agree to make a bona fide public offering of the Series 2011 Bonds, solely pursuant to the Official Statement, at the initial offering prices or yields set forth in the Official Statement, reserving, however, the rights to (i) change such initial offering prices or yields as the Managing Underwriter shall deem necessary in connection with the marketing of the Series 2011 Bonds and (ii) offer and sell the Series 2011 Bonds to certain dealers (including dealers depositing the Series 2011 Bonds into investment trusts) at concessions to be determined by the Managing Underwriter. The Underwriters also reserve the right to over -allot or effect transactions that stabilize or maintain 8 MIA 182,168,756v2 9 -29 -11 the market prices of the Series 2011 Bonds at levels above that which might otherwise prevail in the open market and to discontinue such stabilizing, if commenced, at any time. SECTION 3.4. Good Faith Check. The City hereby acknowledges receipt of a corporate check payable to the City in an amount equal to $ (the "Good Faith Check ") as security for the performance by the Underwriters of their obligation to accept and pay for the Series 2011 Bonds at the Closing in accordance with the provisions of this Bond Purchase Agreement. The City shall retain the check, uncashed, except under the circumstances hereinafter set forth. In the event the City fails to deliver the Series 2011 Bonds at the Closing, or if City shall be unable to satisfy the conditions to the obligations of the Underwriters contained in this Bond Purchase Agreement or if such obligations shall be terminated for any reason permitted by this Bond Purchase Agreement, the City shall be obligated to immediately return the uncashed Good Faith check to the Underwriters. In the event the Underwriters accept and pay for the Series 2011 Bonds at Closing, the uncashed Good Faith Check shall be returned to the Underwriters at Closing. In the event the Underwriters fail (other than for a reason permitted under this Bond Purchase Agreement) to accept and pay for the Series 2011 Bonds at Closing, the Good Faith Check may be cashed and the proceeds thereof shall be retained by the City as and for full liquidated damages for such failure, and not as a penalty, and for any and all defaults hereunder on the part of the Underwriters, and thereupon, all claims and rights hereunder against the Underwriters shall be fully released and discharged, it being understood by the City and the Underwriters that actual damages in such circumstances may be difficult or impossible to compute. ARTICLE IV CLOSING CONDITIONS SECTION 4.1.Performance of Obligations. The obligations and agreements of the Underwriters under this Bond Purchase Agreement are expressly made subject to the due performance by the City at or prior to the Closing Time of its respective obligations and undertakings pursuant to this Bond Purchase Agreement. SECTION 4.2. Delivery of Closing Papers. The obligations and agreements of the Underwriters under this Bond Purchase Agreement are expressly made subject to the condition that, at or prior to the Closing Time, there shall have been delivered to the Underwriters each of the following which the City agrees to do: (a) Basic Documents; Miscellaneous Documents: (i) One executed copy of each of the Basic Documents, in the respective form thereof delivered to the Underwriters pursuant to Sections 2.1(s) and 3.1 of this Bond Purchase Agreement, which documents shall be in full force and effect, with only such revisions therein or additions thereto as shall have been required to incorporate terms specified in this Bond Purchase Agreement or as shall be satisfactory to the Managing Underwriter. (ii) copies of the Official Statement. 9 MIA 182,168,756v2 9 -29 -11 (b) Closing Papers to be Furnished by the City: (i) One copy of the Bond Resolution certified by the appropriate City official to be true and correct copies thereof as adopted and approved. (ii) One fully executed Mayor's Certificate. (iii) One executed copy of a certificate or certificates of an Authorized Party on behalf of the City, dated the Closing Date, (A) confirming that each of i n fined in Section 2.1 of this Bond Purchase the representations of the City contained Agreement was true and accurate in all material respects on the date when made, has been true and accurate in all material respects at all times since, and continues to be true and accurate in all material respects on the Closing Date as if such representations were made on the Closing Date, (B) stating that there has been no material adverse change in the business or financial condition of the City from that shown in the Financial Statements, (C) stating that to its best knowledge no event affecting the City has occurred since the date of the Preliminary Official Statement which should be disclosed in the Official Statement for the purpose for which it is used or which it is necessary to disclose therein in order to make the statements and information therein not misleading in any material respect as of the Closing Date; (D) certifying that the Bond Resolution has not been supplemented, modified, amended or repealed; and (E) demonstrating that the Bonds comply with applicable requirements of the Advance Refunding Law, Sections 132.33 through 132.47, Florida Statutes, as amended. (iv) One executed original of a customary incumbency and no- litigation certificate, in form prepared by and reasonably acceptable to Bond Counsel, the City Attorney and Underwriters' Counsel, dated the Closing Date and signed by an authorized member of the City's Governing Body. (v) One executed copy of the Arbitrage Certificate, in form satisfactory to Bond Counsel, dated the Closing Date, signed by an Authorized Party on behalf of the City. (vi) (a) One executed copy of the final opinion of Bond Counsel, in substantially the form contained in an Appendix to the Official Statement; (b) one executed copy of the supplemental legal opinion of Bond Counsel, dated the Closing Date, in the form as set forth in Exhibit B hereto; and (c) one executed copy of a legal opinion of Bond Counsel, dated the Closing Date and in form and substance satisfactory to the Underwriters and their counsel to the effect that the refunded Series 2003 General Obligation Bonds shall no longer be deemed to be outstanding under the provisions of the resolution pursuant to which they were issued and shall cease to be entitled to any lien, benefit or security under such resolution, but shall thereafter be secured solely by the amounts and securities credited to the Escrow Deposit Trust Fund. 10 MIA 182,168,756v2 9 -29 -11 (vii) One executed copy of the opinion of the City Attorney in the form as set forth in Exhibit C hereto. (viii) One executed copy of the opinion of Underwriters' Counsel in the form as set forth in the attached Exhibit D. (ix) One executed copy of a customary authorization and incumbency certificate, and a standard closing certificate, both dated the Closing Date, signed by authorized officers of the Bond Registrar, the Paying Agent, and the Escrow Agent, both in form and substance satisfactory to the Underwriters. (x) Letters of confirmation with respect to the ratings of the Series 2011 Bonds from Moody's Investors Services, Inc. and Standard & Poor's Rating Services of " " and " ", respectively. (xi) One executed copy of a Blanket Letter of Representation to The Depository Trust Company by the City. (xii) One executed copy of a the verification report of Causey Demgen & Moore, Inc. with respect to the refunded Series 2003 General Obligation Bonds. (xiii) Evidence satisfactory to the Underwriters and their counsel provided by that the refunded Series 2000 General Obligation Bonds have been paid. (c) Other Assurances: Such additional opinions, certificates, proceedings, instruments and other documents as the Underwriters, Underwriters' Counsel or Bond Counsel may reasonably request to verify or evidence (i) compliance by the Parties with applicable legal requirements, (ii) the truth and accuracy of the representations or opinions of the Parties contained in this Bond Purchase Agreement or in any Closing Paper, or (iii) the due performance of all agreements and the satisfaction of all conditions required to be performed or satisfied at or prior to the Closing Time. SECTION 4.3. Form of Closing Papers; Waiver of Conditions. The Closing Papers to be delivered to the Underwriters pursuant to this Bond Purchase Agreement shall be deemed to be in compliance with the conditions of this Bond Purchase Agreement if, but only if, in the reasonable judgment of the Underwriters, they are satisfactory in form and substance. The legal opinions and certificates described in Section 4.2 shall be addressed to the Underwriters or a reliance letter with respect thereto shall be addressed to the Underwriters. No condition hereof shall be deemed to have been waived by the Underwriters unless expressed specifically in a writing signed by the Underwriters. 11 MIA 182,168,756v2 9 -29 -11 ARTICLE V TERMINATION; PAYMENT OF EXPENSES SECTION 5.1.Termination. This Bond Purchase Agreement may be terminated by the Underwriters without liability on the part of the Underwriters, if, at or prior to the Closing Time: (a) The Bond Resolution, the Mayor's Certificate or this Bond Purchase Agreement shall not be in full force and effect or shall have been supplemented, modified, amended or repealed, without the prior written consent of the Underwriters; (b) Any representation of the City contained in this Bond Purchase Agreement or in any Closing Paper shall prove to be or to have been false in any material respect; (c) There shall be a material failure of any one or more of the conditions set forth in Sections 4.1, 4.2 or 4.3 of this Bond Purchase Agreement; (d) Litigation or an administrative proceeding or investigation shall be pending or threatened affecting, contesting, questioning or seeking to restrain or enjoin (i) the powers or the valid existence of the City or the titles of its officers to their respective offices or (ii) contesting the validity or affecting the enforceability of the Series 2011 Bonds, the Bond Resolution, the Mayor's Certificate, or the Basic Documents or contesting the power or the City to execute and deliver such documents or to consummate the transactions contemplated therein or in the Official Statement or apply the proceeds of the Series 2011 Bonds as contemplated therein, or (iii) contesting in any way the completeness or accuracy of the Official Statement, or (iv) wherein an unfavorable decision, ruling or finding would, in the judgment of the Underwriters, materially and adversely affect the validity or enforceability of the Series 2011 Bonds, the Bond Resolution, the Mayor's Certificate or the Basic Documents; (e) Legislation (other than the American Jobs Act of 2011 or the Debt Reduction Act of 2011 in the form recommended to Congress by the President of the United States in September 2011) shall have been introduced in or enacted by the Congress of the United States or enacted by the State, or legislation pending in the Congress of the United States shall have been amended, or legislation shall have been recommended to the Congress of the United States or otherwise endorsed for passage (by press release, other form of notice or otherwise) by the President of the United States, the Treasury Department of the United States, the Internal Revenue Service or the Chairman or ranking minority member of the Committee on Finance of the United States Senate or the Committee on Ways and Means of the United States House of Representatives, or legislation shall have been proposed for consideration by either such committee, by any member thereof, or legislation shall have been favorably reported for passage to either House of Congress of the United States by a committee of such House to which such legislation has been referred for consideration, or a decision shall have been rendered by a court of the United States or the State, including the Tax Court of the United States, or a ruling shall have been made or a regulation shall have been proposed or made or a press release or other form of notice shall have been issued by the Treasury Department of the 12 MIA 182,168,756v2 9 -29 -11 United States, or the Internal Revenue Service or other federal or State authority, with respect to federal or State taxation upon revenues or other income of the general character to be derived by the City or by any similar body, or upon interest on obligations of the general character of the Series 2011 Bonds, which may have the purpose or effect, directly or indirectly, of materially and adversely affecting the City, its property or income, its securities (including the Series 2011 Bonds) or the interest thereon, or any tax exemption granted or authorized by the State or, which in the opinion of the Underwriter, affects materially and adversely the market for the Series 2011 Bonds, or the market price generally of obligations of the general character of the Series 2011 Bonds; (f) Any action by or on behalf of the Securities and Exchange Commission or a court shall occur which would require registration of any Series 2011 Bonds under the Securities Act of 1933, as amended, or the qualification of the Bond Resolution under the Trust Indenture Act of 1939, as amended; (g) Any material restriction not presently in force on trading in securities generally, or any banking moratorium shall occur, which, in the judgment of the Managing Underwriter, substantially impairs the marketability of the Series 2011 Bonds; (h) The outbreak or escalation of war or hostilities involving the United States or any national or international calamity or crisis, financial or otherwise, including a general suspension of trading on any national securities exchange, which shall occur, if the effect of any such event, in the judgment of the Managing Underwriter, materially and adversely affects the public offering or the delivery of the Series 2011 Bonds; (i) There shall occur any adverse change in the operations, properties or financial condition of the City from that described in the Official Statement, which, in the reasonable judgment of the Underwriters, is material and makes it inadvisable to proceed with the sale of the Series 2011 Bonds; or (j) Any event or condition shall exist or occur which, in the judgment of the Underwriters, renders untrue or incorrect, in any material respect as of the time to which the same purports to relate, the information contained in the Official Statement or which requires that information not reflected therein be included therein in order to make the statements and information contained therein not misleading in any material respect as of such time. (k) Any national securities exchange, or any governmental authority shall impose, as to the Series 2011 Bonds, any material restrictions not now in force, with respect to the extension of credit by, or the charge to the net capital requirements of, the Underwriters. SECTION 5.2. Payment of Expenses. The following costs and expenses relating to the Y p g P g transactions contemplated or described in this Bond Purchase Agreement shall be borne and paid by the City regardless of whether the transactions herein contemplated shall close: printing of Series 2011 Bonds; printing or copying of Closing Papers (including the Preliminary Official Statement and the Official Statement) in such reasonable quantities as the Underwriters may 13 MIA 182,168,756v2 9 -29 -11 request; fees and disbursements of Bond Counsel; fees and disbursements of the City's Financial Advisor, the Certified Public Accountant, the Bond Registrar, Paying Agent and Escrow Agent, fees of the verification agent; fees and expenses of the City of Gulf Breeze loan pool, its advisors and its counsel, and fees of the rating agencies. The Underwriters shall pay (i) the fees and disbursements of Underwriters' Counsel; (ii) all advertising expenses in connection with the public offering of the Series 2011 Bonds; and (iii) all other expenses incurred by them in connection with their public offering and distribution of the Series 2011 Bonds. Except as otherwise provided above, the City and the Underwriters shall each bear the costs and expenses incident to the performance of their respective obligations under this Bond Purchase Agreement. ARTICLE VI MISCELLANEOUS SECTION 6.1. Parties In Interest; Survival of Representations. This Bond Purchase Agreement is made solely for the benefit of the City and the Underwriters, and no other person, partnership, association or corporation, including but not limited to owners of the Series 2011 Bonds or beneficial interests therein, shall acquire or have any rights hereunder or by virtue hereof. All representations and agreements in this Bond Purchase Agreement shall remain operative and in full force and effect regardless of any investigation made by or on behalf of any Party and shall survive the delivery of and payment for the Series 2011 Bonds. SECTION 6.2. Notices. All notices, demands, certificates or other communications (other than the Closing Papers) under this Bond Purchase Agreement shall be sufficiently given and shall be deemed given when hand delivered or when mailed by certified or registered mail, re aid, or prepaid telegram, or electronic communications with the original postage p P by p P g by forwarded by certified or registered mail, postage prepaid, with proper address as indicated below: To the City: City of Miami Beach 1700 Convention Center Drive Miami Beach, Florida 33139 Attention: Chief Financial Officer cc: City Attorney Phone: (305) 673 -7466 Fax: (305) 673 -7795 E -Mail: twalker a miamibeachfl.gov To the Underwriters: Morgan Keegan & Company, Inc. 2800 Ponce de Leon Blvd., Suite 1300 Coral Gables, FL 33134 Attention: Percy R. Aguila, Jr., Managing Director Phone: (305) 460 -2752 Fax: (306) 446 -6688 Email: percy.aguila@morgankeegan.com 14 MIA 182,168,756v2 9 -29 -11 SECTION 6.3. Amendment. No modification, alteration or amendment to this Bond Purchase Agreement shall be binding upon any Party until such modification, alteration or amendment is reduced to writing and executed by all Parties. SECTION 6.4. Governing Law. The laws of the State of Florida shall govern this Bond Purchase Agreement. SECTION 6.5. Captions. The captions or headings in this Bond Purchase Agreement are for convenience only and in no way define, limit or describe the scope or intent of any of the provisions of this Bond Purchase Agreement. SECTION 6.6. Counterparts. This Bond Purchase Agreement may be signed in any number of counterparts with the same effect as if the signatures thereto and hereto were upon the same instrument. SECTION 6.7. Severability. If any provisions of this Bond Purchase Agreement shall be held or deemed to be or shall, in fact, be inoperative or unenforceable as applied in any particular case in any jurisdiction or jurisdictions or in all jurisdictions, or in all cases because it conflicts with any other provision or provisions hereof or any constitution or statute or rule of public policy, or for any other reason, such circumstance shall not have the effect of rendering the provision in question inoperative or unenforceable in any other case or circumstance, or of rendering any other provision or provisions herein contained invalid, inoperative, or unenforceable to any extent whatever. The invalidity of any one or more phrases, sentences, clauses or sections in this Bond Purchase Agreement contained, shall not affect the remaining portions of this Bond Purchase Agreement, or any part thereof. SECTION 6.8 Rights of Managing Underwriter. The Managing Underwriter, on behalf of the Underwriters, being duly authorized so to do, shall have the power to enter into this Bond Purchase Agreement, to consent to any amendments hereto, to agree to the interpretation of the provisions hereof and to waive any preconditions to Closing hereunder. SECTION 6.9. Effective Time of this Bond Purchase Agreement. This Bond Purchase Agreement shall be effective and binding upon its execution and delivery. IN WITNESS WHEREOF, the parties hereto have executed this Bond Purchase Agreement as of the day and year set forth beneath each signature. The City: CITY OF MIAMI BEACH, FLORIDA By: Matti Herrera Bower, Mayor 15 MIA 182,168,756v2 9 -29 -11 The Underwriters: MORGAN KEEGAN & COMPANY, INC. on behalf of itself and the Underwriters By: Percy R. Aguila, Jr., Managing Director 16 MIA 182,168,756v2 9 -29 -11 EXHIBIT A MATURITIES, AMOUNTS, INTEREST RATES AND YIELDS $ Series 2011 Serial Bonds Maturity Date Principal Interest Yield (September 1) Amount Rate $ % Term Bonds maturing September 1, 20 Yield $ % Term Bonds maturing September 1, 20 - Yield $ % Term Bonds maturing September 1, 20_ - Yield % A -1 MIA 182,168,756v2 9 -29 -11 REDEMPTION PROVISIONS Optional Redemption [The Series 2011 Bonds maturing September 1, 20_ and thereafter shall be subject to redemption prior to their maturity, at the option of the City, on or after September 1, 20, as a whole or in part at any time, and if in part as selected by the City among maturities and by lot within a maturity, at a redemption price of 100% of the principal amount thereof, plus accrued interest from the most recent interest payment date to the redemption date, without premium.] Mandatory Sinking Fund Redemption The Series 2011 Bonds maturing September 1, 20 are subject to mandatory sinking fund redemption prior to maturity, in part and selected by lot, at a redemption price of 100% of the principal amount thereof, on September 1, 20_ and on each September 1 as set forth below in the following principal amounts: Redemption Date Principal cSeptember 1) Amount * * Maturity The Series 2011 Bonds maturing September 1, 20 are subject to mandatory sinking fund redemption prior to maturity, in part and selected by lot, at a redemption price of 100% of the principal amount thereof, on September 1, 20 and on each September 1 as set forth below in the following principal amounts: Redemption Date Principal (September 1) Amount * * Maturity The Series 2011 Bonds maturing September 1, 20_ are subject to mandatory sinking fund redemption prior to maturity, in part and selected by lot, at a redemption price of 100% of the principal amount thereof, on September 1, 20_ and on each September 1 as set forth below in the following principal amounts: A -2 MIA 182,168, 756v2 9 -29 -11 Redemption Date Principal (September 1) Amount * * Maturity A -3 MIA 182,168,756v2 9 -29 -11 EXHIBIT B , 2011 To: Morg an Keegan & Company, Inc. as Representative of the Underwriters Coral Gables, Florida Re: $ City of Miami Beach, Florida General Obligation Refunding Bonds, Series 2011 We have served as bond counsel to our client City of Miami Beach, Florida (the "City ") and not as counsel to any other person in connection with the issuance by the City of its $ City of Miami Beach, Florida General Obligation Refunding Bonds, Series 2011 (the "Series 2011 Bonds "), dated the date of this letter. We have rendered on this date our legal opinion as bond counsel concerning the Series 2011 Bonds (the "Legal Opinion "). This supplemental opinion letter is rendered pursuant to Section 4.2(vi)(b) of the Bond Purchase Agreement, dated 2011 (the "Purchase Agreement "), among the City and Morgan Keegan & Company, Inc., on its own behalf and on behalf of the other underwriters (collectively, the "Underwriters "). Capitalized terms not otherwise defined in this letter are used as defined in the Purchase Agreement. In our capacity as bond counsel, we have examined the transcript of proceedings relating to the issuance of the Series 2011 Bonds, the Bond Resolution and such other documents, matters and law as we deem necessary to render the opinions and advice set forth in this letter. The Underwriters may rely on the Legal Opinion as if addressed to them. Based on that examination and subject to the limitations stated below, we are of the opinion that under existing law, the Series 2011 Bonds are exempt from registration under the Securities Act of 1933, as amended, and the Bond Resolution is exempt from qualification under the Trust Indenture Act of 1939, as amended. We also advise you that the statements in the Official Statement under the captions "INTRODUCTION," "PLAN OF REFUNDING," "THE BONDS" (other than the information under the caption "Book -Entry Only System "), "SECURITY FOR THE BONDS" and "CONTINUING DISCLOSURE," insofar as such statements describe certain provisions of the Bond Resolution, the Series 2011 Bonds and the Disclosure Dissemination Agent Agreement, and the statements under the caption "TAX MATTERS," are accurate and fairly present the information purported to be shown. The opinions and advice stated above are based on an analysis of existing laws, regulations, rulings and court decisions and cover certain matters not directly addressed by such B -1 MIA 182,168,756v2 9 -29 -11 Morgan Keegan & Company, Inc., as representative , 2011 Page 2 authorities. In rendering all such opinions, we assume, without independent verification, and rely upon: (i) the accuracy of the factual matters represented, warranted or certified in the proceedings and documents we have examined, and (ii) the due and legal authorization, execution and delivery of those documents by, and the valid, binding and enforceable nature of those documents upon, any parties other than the City. This letter is furnished to the Underwriters solely for their benefit in their capacity as Underwriters in connection with the original issuance of the Series 2011 Bonds and may not be relied upon for any other purpose or by any other person, including the holders, owners or beneficial owners of the Series 2011 Bonds. The opinions and advice in this letter are stated only as of this date, and no other opinion or advice shall be implied or inferred as a result of anything contained in or omitted from this letter. Our engagement as bond counsel with respect to the Series 2011 Bonds has concluded on this date. Respectfully submitted, B -2 MIA 182,168,756v2 9 -29 -11 • EXHIBIT C , 2003 Morgan Keegan & Company, Inc., as Representative of the Underwrites Coral Gables, Florida Re: $ City of Miami Beach, Florida General Obligation Refunding Bonds, Series 2011 Ladies and Gentlemen: I am the City Attorney for the City of Miami Beach, Florida and have served in such capacity in connection with the issuance of the above - captioned bonds (the "Bonds ") and related transactions. This opinion is furnished pursuant to the Bond Purchase Agreement dated July 11, 2003 (the "Bond Purchase Agreement ") among the City of Miami Beach, Florida (the "City'), and Morgan Keegan & Company, Inc., on its own behalf and on behalf of the other underwriters named therein (collectively, the "Underwriters "). All capitalized terms not otherwise defined herein shall have the meanings ascribed thereto in the Bond Purchase Agreement. I have reviewed such documents and instruments as I deemed necessary to render the requested opinion. Based upon examination of such documents and matters of law as I have determined relevant for the purposes of rendering this opinion, and subject to the reservations set forth herein, I am of the opinion that: 1. The City is a municipal corporation in the State of Florida, duly organized and validly existing under the constitution and laws of the State of Florida. 2. The City is authorized by the laws of the State of Florida to execute and deliver the Bonds, the Basic Documents and the Official Statement and to perform its obligations thereunder or as described therein. 3. The Bond Resolution has been duly adopted and the execution and delivery by the City of the Bonds, the Basic Documents and the Official Statement, and the performance of its obligations thereunder or as described therein, for and in the name of the City, have been duly authorized by the City. 4. The City has duly authorized the distribution of the Preliminary Official Statement by the Underwriters, has duly approved and executed the Official Statement and has duly authorized the distribution thereof by the Underwriters in connection with the public offering of the Bonds. C -1 MIA 182,168,756v2 9 -29 -11 5. The Bonds and the Basic Documents have been duly executed and delivered by r ins the City and constitute valid and legally binding obligations of the City enforceable against the City in accordance with their respective terms. Y p 6. To the best of my knowledge, no authorization, approval, consent, license or other action of any court or public or governmental or regulatory authority having jurisdiction over the City that has not been obtained is or will be required for the issuance and sale of the Bonds or the valid and lawful authorization, execution and delivery of, or consummation by the City of the other transactions contemplated b the Basic Documents and the Official Statement; however, p Y� no opinion is given regarding compliance with the registration requirements of state and federal securities laws. 7. The adoption by the City of the Bond Resolution and the execution and delivery by the City of the Bonds, the Basic Documents and the Official Statement and compliance on the City's part with the provisions contained or described therein, will not conflict with, violate or constitute a breach of or a default under (a) any existing law, court or administrative regulation, order or decree, or (b) any commitment, mortgage, lease, indenture, agreement, contract or instrument to which the City is a party or by which it or any of its properties is bound. 8. There is no action, suit, proceeding, inquiry or investigation, at law or in equity, before or by any court, governmental agency, public board or body pending or, to the best of my knowledge, threatened against the City affecting, contesting, questioning or seeking to restrain or enjoin any of the following: (i) the powers or the valid existence of the City or the titles of its officers to their respective offices, or (ii) any of the proceedings had or actions taken leading up to the sale, issuance and delivery of the Series 2011 Bonds or the execution, delivery or performance of the Bond Purchase Agreement, or (iii) the delivery, validity or enforceability of the Bonds or the Basic Documents or contesting the power of the City to execute and deliver such documents (to the extent applicable) or to consummate the transactions contemplated therein or in the Official Statement, or (iv) contesting in any way the completeness or accuracy of the Official Statement, or (v) wherein an unfavorable decision, ruling or finding would materially and adversely affect the validity or enforceability of the Bonds, the Bond Resolution or the Basic Documents; or (vi) which would have a material adverse effect upon the levy and collection of the ad valorem taxes pledged to the payment of the Series 2011 Bonds. 9. Without having undertaken to determine independently the accuracy or completeness of the information in the Official Statement, the statements and information relating to the City, the Basic Documents and the Bonds, including the application of the proceeds thereof, set forth in the Official Statement (except for the financial statements and other financial and statistical data included therein, the information contained in the sections entitled "THE BONDS — Book -Entry Only System" and "UNDERWRITING" or the price of or yield on the Series 2011 Bonds appearing on the cover page, as to which no opinion is expressed) did not on the date of the Official Statement, and do not on the date hereof, contain any untrue statement of material fact or omit to state any material fact necessary to make the statements therein, in light of the circumstances under which they were made, not misleading. The foregoing is based solely on facts and laws existing on the date hereof and no opinion is expressed as of any other date. The only opinions contained herein shall be those C -2 MIA 182,168,756v2 9 -29 -11 • expressly stated as such, and no opinion shall be implied or inferred as a result of anything contained herein or omitted herefrom. I am an attorney admitted to practice in the State of Florida and my opinion is limited to matters of Florida law and Federal law. All opinions as to the enforceability of the legal obligations of the City set forth herein are subject to and limited by bankruptcy, insolvency, reorganization, moratorium, and similar laws in each case relating to or affecting the enforcement of creditors' rights generally, and subject to the enforceability thereof, to the exercise of judicial discretion, in accordance with the general principles of equity. This opinion has been rendered for the benefit solely of the addressees hereof and may not be used, circulated, quoted or otherwise referred to or relied upon by any other person for any purpose, except that reference to it may be made in the list of closing documents prepared in connection with the Bonds. Very truly yours, Jose Smith City Attorney C -3 MIA 182,168, 756v2 9 -29 -11 EXHIBIT D , 2003 Morgan Keegan & Company, Inc., as Representative of the Underwrites Coral Gables, Florida Re: $ City of Miami Beach, Florida General Obligation Refunding Bonds, Series 2011 Ladies and Gentlemen: We have acted as counsel to the Underwriters in connection with the purchase by Morgan Keegan & Company, Inc., on its own behalf and on behalf of the other underwriters (collectively, the "Underwriters ") of the above - captioned bonds (the "Series 2011 Bonds ") identified in the Bond Purchase Agreement dated November 16, 2011 (the "Bond Purchase Agreement ") between the Underwriters and the City of Miami Beach, Florida. In that capacity, we hereby following opinions. deliver the followin o inions Capitalized terms not defined herein shall have the p meanings ascribed to them in the Bond Purchase Agreement. We are of the opinion that the Series 2011 Bonds constitute exempt securities within the meaning of Section 3(a)(2) of the Securities Act of 1933, as amended (the "1933 Act "), and it is not necessary in connection with the sale of the Series 2011 Bonds to the public to register the Series 2011 Bonds under the 1933 Act, or to qualify the Bond Resolution under the Trust Indenture Act of 1939, as amended. In our capacity as counsel to the Underwriters, we participated in the preparation of the Official Statement dated October 21, 2011 (the "Official Statement ") relating to the Series 2011 Bonds. Although we do not express an opinion, and do not assume responsibility for, the accuracy, completeness or fairness of the statements contained in the Official Statement, based upon the information made available to us as counsel for the Underwriters in the course of our participation in the preparation of the Official Statement, and without having undertaken to determine independently the accuracy, completeness or fairness of the statements contained in the Official Statement, nothing has come to our attention that would cause us to believe that the Official Statement (except for the information under the caption "THE BONDS - Book -Entry Only System" and the statistical and financial data included in the Official Statement, including the appendices thereto, as to which no opinion is expressed), as of its date, or as of the date hereof, contained or contains any untrue statement of material fact or omitted or omits to state a material fact required to be stated therein or necessary to make the statements made therein, in light of the circumstances under which they were made, not misleading. We are also of the opinion that the Disclosure Dissemination Agent Agreement satisfies, in all material respects, the requirements set forth in Rule 15c2- 12(b)(5)(i) of the Securities and Exchange Commission, which requires an undertaking for the benefit of the holders, including beneficial owners of the Series 2011 Bonds, to provide certain annual financial information and event notices to various information repositories at the time and in the manner required by such Rule. D -1 MIA 182,168,756v2 9 -29 -11 -- r Morgan Keegan & Co., Inc., as representative , 2011 Page 2 The opinions set forth herein are expressly limited to, and we opine only with respect to, the laws of the State of Florida and the United States of America. No one, other than the addressees named above, is entitled to rely upon the statements made, and conclusions expressed, within this opinion. Respectfully submitted, GREENBERG TRAURIG, P.A. D -2 MIA 182,168,756v2 9 -29 -11 EXHIBIT E UNDERWRITERS' TRUTH -IN- BONDING AND DISCLOSURE STATEMENT , 2011 City of Miami Beach, Florida Miami Beach, Florida Re: $ City of Miami Beach, Florida General Obligation Refunding Bonds, Series 2011 The City of Miami Beach, Florida (the "City ") is proposing to issue its $ General Obligation Refunding Bonds, Series 2011 ( "Bonds ") for the purposes described in the Official Statement. The Bonds are expected to be repaid over a period of approximately years. At a forecasted true interest rate of %, total interest paid over the life of the Bonds will be $ The source of repayment for the Bonds is ad valorem taxes to be levied and collected solely for the payment of the Bonds. The voted millage to be used to pay the Bonds would not be available to pay for other projects or services in the City. In addition, pursuant to the provisions of Sections 218.385(6), Florida Statutes, the following disclosure is made: (a) The nature and estimated amounts of expenses to be incurred by Morgan Keegan & Company, Inc., Estrada Hinojosa & Company, Inc. and First Southwest Company (collectively, the "Underwriters ") in connection with the purchase and re- offering of the Bonds are set forth in Schedule A attached hereto. (b) No person has entered into an understanding with Morgan Keegan & Co, Inc., or to the knowledge of Morgan Keegan & Company, Inc., with the City, for any paid or promised compensation or valuable consideration, directly or indirectly, expressly or implied, to act solely as an intermediary between the City and Morgan Keegan & Company, Inc., for the purpose of influencing any transaction in the purchase of the Bonds. Exhibit A to this Statement sets forth separate similar representations by Estrada Hinojosa & Company, Inc. and First Southwest Company. (c) The underwriting spread (i.e., the difference between the price at which the Bonds will be initially offered to the public by the Underwriters and the price to be paid to the City for the Bonds) will be $ or % of the principal amount of the Bonds. E -1 MIA 182,168,756v2 9 -29 -11 City of Miami Beach, Florida , 2011 Page 2 (d) The underwriting spread set forth in paragraph (c) above includes a takedown/concession of $ ($ /$1,000 of Bonds) and Underwriters' expenses of $ ($ /$1,000 of Bonds). [The underwriting spread includes a management fee of $ ($ /$1,000 of Bonds).] [The underwriting spread does not include a management fee.] (e) No other fee, bonus or other compensation is estimated to be paid by the Underwriters in connection with the issuance of the Bonds to any person not regularly employed or retained by the Underwriters (including any "finder" as defined in Section 218.386 (1) (a), Florida Statutes), except as specifically enumerated as expenses to be incurred by the Underwriters as set forth in Schedule A. (0 The name and address of each of the Underwriters is: Morgan Keegan & Company, Inc. 2800 Ponce de Leon Blvd., Suite 1300 Coral Gables, FL 33134 Estrada Hinojosa & Company, Inc. 2937 SW 27th Avenue, Suite 200B Miami, FL 33133 First Southwest 18851 NE 29th Avenue, Suite 520 Aventura, FL 33180 We understand that you do not require any further disclosure from the Underwriters pursuant to Section 218.385(6), Florida Statutes. Very truly yours, MORGAN KEEGAN & COMPANY, INC., Representative of the Underwriters By: Percy R. Aguila, Jr., Managing Director E -2 MIA 182,168,756v2 9 -29 -11 Schedule A $ City of Miami Beach, Florida General Obligation Refunding Bonds, Series 2011 Underwriters' Expenses $ Per Bond $ Amount Underwriter's Counsel SIFMA Dalcomp DTC CUSIP Day Loan Travel and out -of- pocket Total Underwriters Expenses MIA 182,168,756v2 9 -29 -11 Exhibit A $ City of Miami Beach, Florida General Obligation Refunding Bonds, Series 2011 CERTIFICATE OF CO- UNDERWRITER The undersigned, a duly authorized representative of , does hereby certify to the City of Miami Beach, Florida (the "City ") that: 1. No person has entered into an understanding with , or to the knowledge of , with the City, for any paid or promised compensation or valuable consideration, directly or indirectly, expressly or implied, to act solely as an intermediary between the City and for the purpose of influencing any transaction in the purchase of the Bonds. Terms used herein in capitalized form and not otherwise defined herein shall have the meaning ascribed thereto in said Bond Purchase Agreement, dated November 16, 2011. IN WITNESS WHEREOF, the undersigned has hereunto set their hands for and on behalf of the as of this day of , 2011. [CO- UNDERWRITER] By: MIA 182,168,756v29 -29 -11 MIA 182,168,756v2 9 -29 -11 - - r PRELIMINARY OFFICIAL_ STATEMENT DA FED . 201 I NEW ISSUE — BOOK ENTRY -ONLY RATINGS: Moody's: " " Standard & Poor's: " " In the opinion of Squire, Sanders & Dempsey (US) LLP, Bond Counsel, under existing law (i) assuming continuing compliance with certain covenants and the accuracy of certain representations, interest on the Bonds is excluded from gross income for federal income tax purposes and is not an item of tax preference for purposes of the federal alternative minimum tax imposed on individuals and corporations, and (ii) the Bonds and the income thereon are exempt from taxation under the laws of the State of Florida, except estate taxes imposed by Chapter 198, Florida Statutes, as amended, and net income and franchise taxes imposed by Chapter 220, Florida Statutes, as amended. Interest on the Bonds may be subject to certain federal taxes imposed only on certain corporations, including the corporate alternative minimum tax on a portion of that interest. For a more complete discussion of the tax aspects, see "TAX MATTERS" herein. S CITY OF MIAMI BEACH, FLORIDA General Obligation Refunding Bonds, Series 2011 Dated: Date of Delivery Due: September 1, as shown below The City of Miami Beach, Florida General Obligation Refunding Bonds, Series 2011 (the "Bonds "), will be initially delivered in book -entry form, registered in the name of Cede & Co., as nominee of The Depository Trust Company, New York, New York, which will act as securities depository for the Bonds. Purchasers will not receive certificates representing their ownership interest in the Bonds purchased. Interest on the Bonds will accrue from the date of their issuance and delivery and is payable semiannually on March 1, 2012 and each September 1 and March 1 thereafter. See "The Bonds — Book -Entry Only System." U.S. Bank National Association, with a designated corporate trust office in Miami, Florida, is acting as Paying Agent and Bond Registrar for the Bonds. The Bonds are being issued to provide funds to (i) pay the costs of refunding certain outstanding obligations of the City, and (ii) pay the costs of issuance of the Bonds. In each year in which the Bonds are outstanding there shall be assessed, levied and collected a tax, without limitation as to rate or amount, on all taxable property within the City (excluding exemptions as provided by applicable law) sufficient in amount to pay the principal of and interest on the Bonds as the same become due. Such tax shall be assessed, levied and collected in the same manner and at the same time as other City taxes are assessed, levied and collected. THE FULL FAITH, CREDIT AND TAXING POWER OF THE CITY HAVE BEEN PLEDGED FOR THE PAYMENT OF THE PRINCIPAL OF AND INTEREST ON THE BONDS. The Bonds are subject to redemption as provided in this Official Statement. See "The Bonds Redemption Provisions." MATURITIES, AMOUNTS, INTEREST RATES, YIELDS* $ Serial Bonds Maturity Principal Interest Price or Initial (September 1) Amount Rate Yield CUSIP No. 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 $ % Term Bonds due September 1, 2033 Yield This cover page contains certain information for quick reference only. It is not a summary of the issue. Investors must read the entire Official Statement to obtain information essential to making an informed investment decision. The Bonds are offered when, as and if issued and accepted by the Underwriters subject to the opinions on certain legal matters relating to their issuance of Squire, Sanders & Dempsey (US) LLP, Miami, Florida, Bond Counsel. Certain legal matters will be passed upon for the City by Jose Smith, City Attorney and for the Underwriters by Greenberg Traurig, P.A., Miami, Florida. RBC Capital Markets, LLC has served as Financial Advisor to the City in connection with the issuance of the Bonds. It is expected that the Bonds, in book -entry form, will be available for delivery in book -entry form through the facilities of DTC in New York, New York on or about , 2011. Morgan Keegan Estrada Hinojosa & Company, Inc. First Southwest Company Dated , 2011 'Preliminary, subject to change MIA 182,168,744v5 CITY OF MIAMI BEACH MAYOR Matti Herrera Bower VICE MAYOR Edward L. Tobin CITY COMMISSION Jorge Exposito Michael Gongora Jonah Wolfson Jerry rn Libbin Deede Weitho CITY MANAGER CITY ATTORNEY Jorge M. Gonzalez Jose Smith CHIEF FINANCIAL OFFICER CITY CLERK Patricia Walker Robert E. Parcher FINANCIAL ADVISOR RBC Capital Markets, LLC BOND COUNSEL Squire, Sanders & Dempsey (US) LLP MIA 182,168,744v5 NO DEALER, BROKER, SALESMAN OR OTHER PERSON HAS BEEN AUTHORIZED BY THE CITY OR THE UNDERWRITERS TO GIVE ANY INFORMATION OR TO MAKE ANY REPRESENTATIONS OTHER THAN THOSE CONTAINED IN THIS OFFICIAL STATEMENT, AND IF GIVEN OR MADE, SUCH OTHER INFORMATION OR REPRESENTATIONS MUST NOT BE RELIED UPON AS HAVING BEEN AUTHORIZED BY ANY OF THE FOREGOING. THIS OFFICIAL STATEMENT IS NOT TO BE CONSTRUED AS A CONTRACT WITH THE PURCHASERS OF THE BONDS. THIS OFFICIAL STATEMENT DOES NOT CONSTITUTE AN OFFER TO SELL OR THE SOLICITATION OF AN OFFER TO BUY, NOR SHALL THERE BE ANY SALE OF THE BONDS BY ANY PERSON IN ANY STATE IN WHICH IT IS UNLAWFUL FOR SUCH PERSON TO MAKE SUCH OFFER, SOLICITATION OR SALE. THE INFORMATION SET FORTH HEREIN HAS BEEN OBTAINED FROM THE CITY AND OTHER SOURCES WHICH ARE BELIEVED TO BE RELIABLE, BUT IS NOT GUARANTEED AS TO ACCURACY OR COMPLETENESS BY, AND IS NOT TO BE CONSTRUED AS A REPRESENTATION OF, THE UNDERWRITERS OR, AS TO INFORMATION FROM OTHER SOURCES, THE CITY. THE INFORMATION AND EXPRESSIONS OF OPINION HEREIN ARE SUBJECT TO CHANGE WITHOUT NOTICE AND NEITHER THE DELIVERY OF THIS OFFICIAL STATEMENT NOR ANY SALE MADE HEREUNDER SHALL, UNDER ANY CIRCUMSTANCES, CREATE ANY IMPLICATION THAT THERE HAS BEEN NO CHANGE IN THE AFFAIRS OF THE CITY SINCE THE DATE HEREOF OR THE EARLIEST DATE AS OF WHICH SUCH INFORMATION IS GIVEN. THE UNDERWRITERS HAVE PROVIDED THE FOLLOWING SENTENCE FOR INCLUSION IN THIS OFFICIAL STATEMENT. THE UNDERWRITERS HAVE REVIEWED THE INFORMATION IN THIS OFFICIAL STATEMENT PURSUANT TO THEIR RESPONSIBILITIES TO INVESTORS UNDER THE FEDERAL SECURITIES LAWS, BUT THE UNDERWRITERS DO NOT GUARANTEE THE ACCURACY OR COMPLETENESS OF SUCH INFORMATION. THE BONDS HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED OR ANY STATE SECURITIES LAW NOR HAS THE RESOLUTION BEEN QUALIFIED UNDER THE TRUST INDENTURE ACT OF 1939, IN RELIANCE UPON EXEMPTIONS CONTAINED IN SUCH ACTS. IN MAKING AN INVESTMENT DECISION, INVESTORS MUST RELY ON THEIR OWN EXAMINATION OF THE CITY AND THE TERMS OF THIS OFFERING, INCLUDING THE MERITS AND RISKS INVOLVED. NEITHER THE SECURITIES AND EXCHANGE COMMISSION NOR ANY OTHER FEDERAL, STATE OR GOVERNMENTAL ENTITY OR AGENCY WILL HAVE PASSED UPON THE ACCURACY OR ADEQUACY OF THIS OFFICIAL STATEMENT OR APPROVED OR RECOMMENDED THE BONDS FOR SALE. ANY REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE. THIS OFFICIAL STATEMENT IS BEING PROVIDED TO PROSPECTIVE PURCHASERS EITHER IN BOUND PRINTED FORM ( "ORIGINAL BOUND FORMAT ") OR IN ELECTRONIC FORMAT ON THE FOLLOWING WEBSITE: WWW.MUNIOS.COM. THIS OFFICIAL STATEMENT MAY BE RELIED UPON ONLY IF IT IS IN ITS ORIGINAL BOUND FORMAT OR AS PRINTED IN ITS ENTIRETY DIRECTLY FROM SUCH WEBSITE. MIA 182,168,744v5 THIS OFFICIAL STATEMENT CONTAINS CERTAIN "FORWARD- LOOKING STATEMENTS ". THESE STATEMENTS ARE BASED UPON A NUMBER OF ASSUMPTIONS AND ESTIMATES WHICH ARE SUBJECT TO SIGNIFICANT UNCERTAINTIES, MANY OF WHICH ARE BEYOND THE CONTROL OF THE CITY. THE WORDS "MAY," "WOULD," "COULD," "WILL," "EXPECT," "ANTICIPATE," "BELIEVE," "INTEND," "PLAN," "ESTIMATE" AND SIMILAR EXPRESSIONS ARE MEANT TO IDENTIFY THESE FORWARD- LOOKING STATEMENTS. ACTUAL RESULTS MAY DIFFER MATERIALLY FROM THOSE EXPRESSED OR IMPLIED BY THESE FORWARD - LOOKING STATEMENTS. [REMAINDER OF PAGE INTENTIONALLY BLANK] MIA 182,168,744v5 TABLE OF CONTENTS Page INTRODUCTION 1 PLAN OF REFUNDING 2 ESTIMATED SOURCES AND USES OF FUNDS 3 THE BONDS 4 Description of the Bonds 4 Redemption Provisions 4 Book -Entry Only System 5 Registration, Transfer and Exchange 8 SECURITY FOR THE BONDS 8 AD VALOREM TAXATION 9 General 9 Property Assessment Procedures 9 Levy of Ad Valorem Taxes 10 Recent Property Tax Reform 11 Proposed Amendments 11 Voter Approved Debt 12 Millage Rates 14 Tax Collection 15 DEBT SERVICE REQUIREMENTS 20 FUTURE BOND SALES 20 LITIGATION 20 TAX MATTERS 21 Original Issue Discount and Original Issue Premium 23 UNDERWRITING 24 FINANCIAL ADVISOR 24 RATINGS 24 LEGAL MATTERS 25 CONTINUING DISCLOSURE 25 CONTINGENT FEES 26 VERIFICATION OF MATHEMATICAL COMPUTATIONS 26 DISCLOSURE REQUIRED BY FLORIDA BLUE SKY REGULATIONS 26 MISCELLANEOUS 26 CERTIFICATE CONCERNING THE OFFICIAL STATEMENT 26 ill MIA 182,168,744v5 APPENDIX A - GENERAL INFORMATION REGARDING THE CITY OF MIAMI BEACH AND MIAMI -DADE COUNTY, FLORIDA A -1 APPENDIX B - GENERAL PURPOSE FINANCIAL STATEMENTS FOR FISCAL YEAR ENDED SEPTEMBER 30, 2010 B -1 APPENDIX C - THE RESOLUTION C -1 APPENDIX D - FORM OF DISCLOSURE DISSEMINATION AGENT AGREEMENT D -1 APPENDIX E - FORM OF OPINION OF BOND COUNSEL E -1 iv MIA 182,168,744v5 OFFICIAL STATEMENT RELATING TO CITY OF MIAMI BEACH, FLORIDA General Obligation Refunding Bonds, Series 2011 INTRODUCTION The purpose of this Official Statement, including the cover page and all appendices, is to furnish information with respect to the issuance and sale by the City of Miami Beach, Florida (the "City ") of $ * aggregate principal amount of General Obligation Refunding Bonds, Series 2011 (the "Bonds "). The Bonds are being issued pursuant to Resolution No. 2011- adopted by the Mayor and City Commission of the City (the "Commission ") on , 2011 (the "Resolution ") and the Constitution and laws of the State of Florida, including, without limitation, Article VII, Section 12 of the Constitution, Chapters 166, Florida Statutes, as amended, Sections 132.33 - 132.47, Florida Statutes, as amended, and the City of Miami Beach Charter, as amended (the "Act "). On September 17, 1999, the Commission adopted (i) Resolution No. 99 -23299 calling for a special election on November 2, 1999, to submit to the electorate of the City a bond referendum to decide whether the City should be authorized to issue not exceeding $9,720,000 in principal amount of general obligation bonds (the "Fire Safety General Obligation Bonds ") to renovate, expand and improve fire stations and related facilities located in the City and acquire and equip fire trucks; (ii) Resolution No. 99 -23300 calling for a special election on November 2, 1999 to submit to the electorate of the City a bond referendum to decide whether the City should be authorized to issue not exceeding $24,830,000 in principal amount of general obligation bonds (the "Parks and Beaches General Obligation Bonds ") to improve recreational facilities and equipment, access, security and related maintenance facilities for parks and beaches located in the City; and (iii) Resolution No. 99 -23301 calling for a special election on November 2, 1999 to submit to the electorate of the City a bond referendum to decide whether the City should be authorized to issue not exceeding $57,915,000 in principal amount of general obligation bonds (the "Neighborhood General Obligation Bonds" and, together with the Fire Safety General Obligation Bonds and the Parks and Beaches General Obligation Bonds, the "General Obligation Bonds ") to improve neighborhood infrastructure in the City, consisting of streetscapes and traffic calming measures, shoreline stabilization and related maintenance facilities. At such special elections on November 2, 1999, the issuance of the General Obligation Bonds was approved by the electorate of the City in accordance with the applicable laws of the State of Florida. * Preliminary, subject to change. 1 MIA 182,168,744v5 On July 3, 2000, the City issued $30,000,000 in aggregate principal amount of the General Obligation Bonds consisting of (i) $9,030,000 in principal amount of the Fire Safety General Obligation Bonds, (ii) $230,000 in principal amount of the Parks and Beaches General Obligation Bonds, and (iii) $11,740,000 in principal amount of the Neighborhood General Obligation Bonds, currently outstanding in the aggregate principal amount of $18,710,000 (collectively, the "Series 2000 General Obligation Bonds "), by borrowing funds from the loan pool program established by the City of Gulf Breeze, Florida ( "Gulf Breeze ") pursuant to two loans made by Gulf Breeze to the City thereunder (each, a "Gulf Breeze Loan" and collectively, the "Gulf Breeze Loans "), as more particularly described in the related loan agreements and governmental unit notes. On July 22, 2003, the City issued $62,465,000 in aggregate principal amount of the General Obligation Bonds consisting of (i) $690,000 in principal amount of the Fire Safety General Obligation Bonds, (ii) $15,600,000 in principal amount of the Parks and Beaches General Obligation Bonds, and (iii) $46,175,000 in principal amount of the Neighborhood General Obligation Bonds, designated "City of Miami Beach, Florida General Obligation Bonds, Series 2003," currently outstanding in the aggregate principal amount of $49,570,000 (collectively, the "Series 2003 General Obligation Bonds "). The City is issuing the Bonds for the purposes of: (i) refunding all or a portion of the Series 2000 General Obligation Bonds and /or all or a portion of the Series 2003 General Obligation Bonds; and (ii) pay the costs of issuance of the Bonds. In this Official Statement, the Series 2000 General Obligation Bonds to be refunded are referred to as the Refunded Series 2000 General Obligation Bonds and the Series 2003 General Obligation Bonds to be refunded are referred to as the Refunded Series 2003 General Obligation Bonds. The Bonds will be payable from ad valorem taxes assessed, levied and collected, without limitation as to rate or amount, on all taxable property within the corporate limits of the City (excluding exemptions as provided by applicable law). Such taxes shall be in addition to all other taxes collected and shall be in an amount sufficient to p ay the principal rinci al of and interest on the Bonds as the same shall become due. The full faith, credit and taxing power of the City have been irrevocably pledged to the punctual payment of the principal of and interest on the Bonds as the same shall become due and payable. See "AD VALOREM TAXES" herein. For a complete description of the terms and conditions of the Bonds, reference is made to the proceedings authorizing the issuance of the Bonds. The description of the Bonds and of the documents authorizing and securing the same contained herein constitute summaries of certain provisions thereof, and do not purport to be comprehensive or complete. Reference is made to the Resolution, a copy of which is attached hereto as Appendix C, and to such other documents, copies of which are on file at the offices of the City, for a more complete description of such provisions. PLAN OF REFUNDING On the date of original issuance and delivery of the Bonds, the City will deposit a portion of the proceeds of the Bonds with U.S. Bank National Association, as Escrow Agent (the "Escrow Agent ") for deposit to the credit of a special and irrevocable trust fund (the "Escrow 2 MIA 182,168,744v5 I I Deposit Trust Fund ") established pursuant to the Escrow Deposit Agreement dated as of 1, 2011 (the "Escrow Agreement ") between the City and the Escrow Agent with respect to the refunding, defeasance and redemption of the Refunded Series 2003 General Obligation Bonds. These proceeds will be invested in United States Treasury obligations (the "Government Obligations, until applied, together with any proceeds remaining uninvested to pay the principal of and interest on the Refunded Series 2003 General Obligation Bonds to their redemption date, September 1, 2013, as required under the Escrow Agreement. Upon the deposit of such proceeds in the Escrow Deposit Trust Fund and the direction to give certain notices of defeasance and redemption in connection with the refunding of the Refunded Series 2003 General Obligation Bonds, in the opinion of Bond Counsel, rendered in reliance upon the verification report of Causey Demgen & Moore, Inc. described under "VERIFICATION OF MATHEMATICAL COMPUTATIONS" herein, the Refunded Series 2003 General Obligation Bonds shall no longer be deemed to be outstanding under the provisions of the resolution pursuant to which they were issued (the "2003 Resolution ") and shall cease to be entitled to any lien, benefit or security under the 2003 Resolution, but shall thereafter be secured solely by the amounts and securities credited to the Escrow Deposit Trust Fund. On the date of original issuance and delivery of the Bonds, the City will pay a portion of the proceeds of the Bonds to, or for the account of, Gulf Breeze, which proceeds will be used to prepay the outstanding principal of and interest on the Refunded Series 2000 General Obligation Bonds on such date. ESTIMATED SOURCES AND USES OF FUNDS The following table sets forth the estimated sources and uses of funds from the proceeds of the Bonds: Sources of Funds Principal Amount of Bonds Net Original Issue Premium/Discount Total Estimated Sources of Funds Uses of Funds Deposit to Escrow Deposit Trust Fund for Refunded Series 2003 General Obligation Bonds Prepayment of Refunded Series 2000 General Obligation Bonds Cost of Issuance, including Underwriters' Discount Total Estimated Uses of Funds 3 MIA 182,168,744v5 THE BONDS Description of the Bonds The Bonds will bear interest at the rates and mature in the amounts and on the dates as set forth on the cover page of this Official Statement. The Bonds will be dated the date of their original issuance and delivery and will bear interest therefrom payable semi - annually on March 1 and September 1 of each year, commencing March 1, 2012, until maturity. U.S. Bank National Association, with a designated corporate trust office in Miami, Florida, is acting as Paying Agent and Bond Registrar for the Bonds. Interest on the Bonds shall be paid by check or draft drawn upon the Paying Agent and mailed to the registered owners of the Bonds at the addresses as they appear on the registration books maintained by the Bond Registrar at the close of business on the 15th day (whether or not a business day) of the month next preceding the interest payment date (the "Record Date "), irrespective of any transfer or exchange of such Bonds subsequent to such Record Date and prior to such interest payment date, unless the City shall be in default in payment of interest due on such interest payment date; provided, however, that (i) if ownership of Bonds is maintained in a book -entry only system by a securities depository, such payment may be made by automatic funds transfer (wire) to such securities depository or its nominee or (ii) if such Bonds are not maintained in a book -entry only system by a securities depository, upon written request of the holder of $1,000,000 or more in principal amount of Bonds, such payments may be made by wire transfer to the bank and bank account specified in writing by such holder on or prior to the Record Date (such bank being a bank within the continental United States), if such holder has advanced to the Paying Agent the amount necessary to pay the cost of such wire transfer or authorized the Paying Agent to deduct the cost of such wire transfer from the payment due such holder. In the event of any default in the payment of interest, such defaulted interest shall be payable to the persons in whose names such Bonds are registered at the close of business on a special record date for the payment of such defaulted interest as established by notice deposited in the U.S. mails, postage prepaid, by the Paying Agent to the registered owners of the Bonds not less than fifteen (15) days preceding such special record date. Such notice shall be mailed to the persons in whose names the Bonds are registered at the close of business on the fifth (5th) day (whether or not a business day) preceding the date of mailing. Redemption Provisions Optional Redemption. The Bonds maturing on or prior to September 1, 20 shall not be subject to redemption prior to their maturity. The Bonds maturing on or after September 1, 20 and thereafter shall be subject to redemption prior to their maturity, at the option of the City, on or after September 1, 20, as a whole or in part at any time, and if in part as selected by the City among maturities and by lot within a maturity, at a redemption price of 100% of the principal amount thereof plus accrued interest from the most recent interest payment date to the redemption date. Mandatory Redemption. The term Bonds maturing on September 1, 2033 are subject to mandatory sinking fund redemption prior to maturity, in part and selected by lot, at a redemption 4 MIA 182,168,744v5 price of 100% of the principal amount thereof, on September 1 in each of the following years and principal amounts: Date (September 1) Principal Amount 2026 2027 2028 2029 2030 2031 2032 2033* *Maturity. Notice of call redemption is to be given by mailing a copy of the redemption notice by deposit in the U.S. mails at least thirty days (30) but not more than sixty (60) days prior to the redemption date to all registered owners of the Bonds or portions of the Bonds to be redeemed at their addresses shown on the registration books maintained by the Bond Registrar, or any successor Bond Registrar appointed by the City pursuant to the Resolution. Failure to mail any such notice to a registered owner of a Bond, or any defect therein, shall not affect the validity of the proceedings for the redemption of any Bond or portion thereof with respect to which no failure or defect occurred. All such Bonds called for redemption and for the retirement of which funds are duly provided will cease to bear interest on such redemption date. Book -Entry Only System THE INFORMATION IN THIS SECTION CONCERNING DTC AND DTC'S BOOK - ENTRY SYSTEM HAS BEEN OBTAINED FROM SOURCES THAT THE CITY BELIEVES TO BE RELIABLE, BUT THE CITY DOES NOT TAKE ANY RESPONSIBILITY FOR THE ACCURACY THEREOF. The Depository Trust Company ( "DTC "), New York, New York, will act as securities depository for the Bonds. The Bonds will be issued as fully- registered securities registered in the name of Cede & Co. (DTC's partnership nominee) or such other name as may be requested by an authorized representative of DTC. One fully- registered bond will be issued for each maturity of the Bonds, as set forth on the cover page hereof, and will be deposited with DTC. DTC, the world's largest depository, is a limited - purpose trust company organized under the New York Banking Law, a "banking organization" within the meaning of the New York Banking Law, a member of the Federal Reserve System, a "clearing corporation" within the meaning of the New York Uniform Commercial Code, and a "clearing agency" registered pursuant to the provisions of Section 17A of the Securities Exchange Act of 1934. DTC holds and provides asset servicing for over 3.5 million issues of U.S. and non -U.S. equity, corporate and municipal debt issues, and money market instruments (from over 100 countries) that DTC's participants ( "Direct Participants ") deposit with DTC. DTC also facilitates the post -trade 5 MIA 162,168,744v5 settlement among Direct Participants of sales and other securities transactions in deposited securities through electronic computerized book -entry transfers and pledges between Direct Participants' accounts. This eliminates the need for physical movement of securities certificates. Direct Participants include both U.S. and non -U.S. securities brokers and dealers, banks, trust companies, clearing corporations, and certain other organizations. DTC is a wholly -owned subsidiary of The Depository Trust & Clearing Corporation ( "DTCC "). DTCC is the holding company for DTC, National Securities Clearing Corporation and Fixed Income Clearing Corporation, all of which are registered clearing agencies. DTCC is owned by the users of its regulated subsidiaries. Access to the DTC system is also available to others such as both U.S. and non -U.S. securities brokers and dealers, banks, trust companies, and clearing corporations that clear through or maintain a custodial relationship with a Direct Participant, either directly or indirectly ( "Indirect Participants "). DTC has a Standard & Poor's rating of AA +. The DTC rules applicable to its Participants are on file with the Securities and Exchange Commission. More information about DTC can be found at www.dtcc.com. Purchases of Bonds under the DTC system must be made by or through Direct Participants, which will receive a credit for the Bonds on DTC's records. The ownership interest of each actual purchaser of Bonds ( "Beneficial Owner ") is in turn to be recorded on the Direct and Indirect Participants' records. Beneficial Owners will not receive written confirmation from DTC of their purchase. Beneficial Owners are, however, expected to receive written confirmations providing details of the transaction, as well as periodic statements of their holdings, from the Direct or Indirect Participant through which the Beneficial Owner entered into the transaction. Transfers of ownership interests in the Bonds are to be accomplished by entries made on the books of Direct and Indirect Participants acting on behalf of Beneficial Owners. Beneficial Owners will not receive bond certificates representing their ownership interests in Bonds, except in the event that use of the book -entry system for the Bonds is discontinued. To facilitate subsequent transfers, all Bonds deposited by Direct Participants with DTC are registered in the name of DTC's partnership nominee, Cede & Co., or such other name as may be requested by an authorized representative of DTC. The deposit of the Bonds with DTC and their registration in the name of Cede & Co. or such other DTC nominee do not effect any change in beneficial ownership. DTC has no knowledge of the actual Beneficial Owners of the Bonds; DTC's records reflect only the identity of the Direct Participants to whose accounts such Bonds are credited, which may or may not be the Beneficial Owners. The Direct and Indirect Participants will remain responsible for keeping account of their holdings on behalf of their customers. Conveyance of notices and other communications by DTC to Direct Participants, by Direct Participants to Indirect Participants, and by Direct Participants and Indirect Participants to Beneficial Owners will be governed by arrangements among them, subject to any statutory or regulatory requirements as may be in effect from time to time. Beneficial Owners of Bonds may wish to take certain steps to augment the transmission to them of notices of significant events with respect to the Bonds, such as redemptions, defaults, and proposed amendments to the Bond Resolution. For example, Beneficial Owners of Bonds may wish to ascertain that the nominee holding the Bonds for their benefit has agreed to obtain and transmit notices to Beneficial Owners. In the alternative, Beneficial Owners may wish to provide their names and addresses to the Bond Registrar and request that copies of notices be provided directly to them. 6 MIA 182,168,744v5 Redemption notices shall be sent by the City and /or the Bond Registrar to DTC. If less than all of the Bonds of a maturity are being redeemed, DTC's practice is to determine by lot the amount of the interest of each Direct Participant in such maturity to be redeemed. Neither DTC nor Cede & Co. (nor any other DTC nominee) will consent or vote with respect to Bonds unless authorized by a Direct Participant in accordance with DTC's MMI Procedures. Under its usual procedures, DTC mails an Omnibus Proxy to the City as soon as possible after the record date. The Omnibus Proxy assigns Cede & Co.'s consenting or voting rights to those Direct Participants to whose accounts Bonds are credited on the record date (identified in a listing attached to the Omnibus Proxy). The City and /or the Paying Agent will make payments of principal and interest on the Bonds to Cede & Co. or to such other nominee as may be requested by an authorized representative of DTC. DTC's practice is to credit Direct Participants' accounts upon DTC's receipt of funds and corresponding detail information from the City and /or the Paying Agent, on payable date in accordance with their respective holdings shown on DTC's records. Payments by Participants to Beneficial Owners will be governed by standing instructions and customary practices, as is the case with securities held for the accounts of customers in bearer form or registered in treet name," and will be the responsibility of such Participant and not of DTC nor s p y p its nominee, the Paying Agent, or the City, subject to any statutory or regulatory requirements as may be in effect from time to time. Payment of principal, redemption price and interest to Cede & Co. (or such other nominee as may be requested by an authorized representative of DTC) is the responsibility of the City and /or the Paying Agent, disbursement of such payments to Direct Participants will be the responsibility of DTC, and disbursement of such payments to the Beneficial Owners will be the responsibility of Direct and Indirect Participants. DTC may discontinue providing its services as securities depository with respect to the Bonds at any time by giving reasonable notice to the City. Under such circumstances, in the event that a successor securities depository is not obtained, bond certificates representing the Bonds are required to be printed and delivered. The City may decide to discontinue use of the system of book -entry transfers through DTC (or any successor securities depository). In that event, bond certificates representing the Bonds will be printed and delivered. THE CITY, THE PAYING AGENT AND THE BOND REGISTRAR WILL HAVE NO RESPONSIBILITY OR OBLIGATION TO THE BENEFICIAL OWNERS, DTC PARTICIPANTS OR THE PERSONS FOR WHOM DTC PARTICIPANTS ACT AS NOMINEES WITH RESPECT TO THE BONDS IN RESPECT OF THE ACCURACY OF ANY RECORDS MAINTAINED BY DTC OR ANY DTC PARTICIPANT, THE PAYMENT BY DTC OR ANY DTC PARTICIPANT OF ANY AMOUNT IN RESPECT OF THE PRINCIPAL OR INTEREST ON THE BONDS, ANY NOTICE WHICH IS PERMITTED OR REQUIRED TO BE GIVEN TO BONDHOLDERS UNDER THE BOND RESOLUTION, OR ANY CONSENT GIVEN OR ACTION TAKEN BY DTC AS BONDHOLDER. SO LONG AS CEDE & CO, IS THE REGISTERED OWNER OF THE BONDS, AS NOMINEE OF DTC, THE BENEFICIAL OWNERS WILL NOT RECEIVE PHYSICAL CERTIFICATES REPRESENTING THEIR INTERESTS IN THE BONDS, AND REFERENCES HEREIN TO 7 MIA 182,168,744v5 BONDHOLDERS OR REGISTERED HOLDERS OF SUCH BONDS SHALL MEAN CEDE & CO. AND SHALL NOT MEAN THE BENEFICIAL OWNERS OF SUCH BONDS. For every transfer and exchange of beneficial interests in the Bonds, the Beneficial Owner may be charged a sum sufficient to cover any tax, fee or other government charge that may be imposed in relation thereto. Registration, Transfer and Exchange So long as the Book -Entry Only system is in place for the Bonds, the registered owner of the Bonds for all purposes will be Cede & Co. See "Book -Entry Only System" herein. In the event that the Book -Entry Only system is discontinued, any Bond may be transferred upon the registration books maintained by the Bond Registrar upon delivery thereof to the designated corporate trust office of the Bond Registrar accompanied by a written instrument or instruments of transfer in form and with guaranty of signature satisfactory to the Bond Registrar, duly executed by the Bondholder or his attorney -in -fact or legal representative, containing written instructions as to the details of the transfer of such Bond, along with the social security number or federal employer identification number of such transferee. In all cases of a transfer of a Bond, the Bond Registrar shall at the earliest practical time in accordance with the terms hereof enter the transfer of ownership in the registration books and shall deliver in the name of the new transferee or transferees a new fully registered Bond or Bonds of the same maturity and of authorized denomination or denominations, for the same aggregate principal amount and payable from the same source of funds. Bonds may be exchanged at the office of the Bond Registrar for a like aggregate principal amount of Bonds, of other authorized denominations of the same maturity. The City and the Bond Registrar may charge the Bondholder for the registration of every transfer or exchange of a Bond an amount sufficient to reimburse them for any tax, fee or any other governmental charge required (other than by the City) to be paid with respect to the registration of such transfer or exchange, and may require that such amounts be paid before any such new Bond shall be delivered. The City, the Paying Agent and the Bond Registrar may deem and treat the registered owner of any Bond as the absolute owner of such Bond for the purpose of receiving payment of the principal thereof and the interest thereon. SECURITY FOR THE BONDS The Bonds are payable from ad valorem taxes assessed, levied and collected on all taxable property in the City (excluding exemptions as provided by applicable law) without limitation as to rate or amount. The direct annual property tax provided to pay the Bonds is required to be levied upon all taxable property within the corporate limits of the City, except property of such nature as may be exempt from taxation under the provisions of the Constitution and laws of the State of Florida (the "State "). The taxes so levied and collected shall be in addition to all other taxes so collected, shall be in an amount sufficient to pay the principal of and interest on the Bonds as the same shall become due and shall be assessed, levied and collected in the same manner and at the same time as other taxes. The proceeds of such tax shall be applied solely to the payment of the principal of and interest on the Bonds. See "AD VALOREM TAXATION" herein. 8 MIA 182,168,744v5 The full faith, credit and taxing power of the City are irrevocably pledged to the punctual payment of the principal of and interest on the Bonds as the same shall become due and payable. AD VALOREM TAXATION General The Bonds are general obligation bonds and are secured by the proceeds of a direct annual tax levied upon all taxable property within the City. Under Florida law, the assessment of all properties and the collection of all county, school board, special taxing district, and municipal property taxes are consolidated in the offices of the county property appraiser and county tax collector. The Florida Constitution limits the aggregate rate of ad valorem taxes that may be levied on real and personal property. The limitation, except as noted below, is ten mills each for all county and municipal purposes. A mill is equal to one -tenth of one cent of one dollar or $1.00 for every $1,000 of assessed value. There is no limitation as to rate or amount of ad valorem taxes approved by referendum for payment of indebtedness such as the case with the Bonds. Each respective millage rate, except as limited by law, is set on the basis of estimates of revenue needs and total taxable property valuations within the taxing authority's respective jurisdiction. Ad valorem taxes are not levied in excess of actual budget requirements. In setting millage rates, the applicable governmental unit is required by state law to assume a 95% tax collection rate. In 1973, the State of Florida enacted legislation to encourage public awareness of spending and taxing decisions made by local elected officials. This legislation was amended in 1980 by the "TRIM BILL" (Truth in Millage), now codified as Section 200.065, Florida Statutes. That legislation provides that, if the tax rate established by the governing board exceeds the rolled -back tax rate, the taxing authority shall publish notice of the proposed tax increase prior to the public hearing required to be held for the adoption of the final budget and millage rate. Under Section 200.065, a "rolled back tax rate" is defined as the millage rate that would produce the same amount of ad valorem taxes in each current year as were levied in the prior year, exclusive of any increase in assessments resulting from new construction and geographic boundary changes. Property Assessment Procedures Real and personal property valuations in Miami -Dade County, Florida (the "County "), are determined each year as of January 1 by the County Property Appraiser's Office. The assessment roll is prepared between each January 1 and July 1, with each taxpayer given notice of the proposed assessed value of his or her property in August. The property owner has the right to file an appeal with the Value Adjustment Board, which considers petitions relating to assessments and exemptions. The Value Adjustment Board certifies the assessment roll upon completion of the hearing of all appeals. Millage rates are then computed by the various taxing authorities and certified to the Property Appraiser, who applies 9 MIA 182,168,744v5 the millage rates to the assessment roll. This procedure creates the tax roll that is then annually turned over to the county tax collector on or about the first Monday in October. Levy of Ad Valorem Taxes A notice is mailed to each property owner on the tax roll for the taxes levied by counties, school boards, municipalities and other taxing authorities. Taxes may be paid upon receipt of such notice with discounts at the rate of 4 %, if paid in the month of November; 3 %, if paid in the month of December; 2 %, if paid in the month of January; and 1%, if paid in the month of February. Taxes paid on real and personal property become delinquent on April 1 of the year following the year in which the taxes were levied. All taxes are due and payable on November 1 of each year or as soon thereafter as the certified tax roll is received by the county tax collector. Taxes become delinquent on April 1 following the year in which they are assessed or 60 days after mailing of the original tax notice, whichever is later. If the delinquency date for ad valorem taxes is later than April 1 of the year following the year in which taxes are assessed, all dates or time periods specified in the Florida Statutes relative to the collection of, or administrative procedures regarding, delinquent taxes shall be extended a like number of days. Except as noted below under the subheading "Recent Property Tax Reform," exemptions from the ad valorem tax include the first $25,000 of assessed value for a permanent residence (herein, "Homestead Property "); property owned by certain permanently and totally disabled persons; renewable energy sources improvements; inventory; property used by hospitals, nursing homes, homes for special services and property used by nonprofit homes for the aged; education property; property owned by certain charitable, literary, religious or scientific organizations; property owned by not - for - profit sewer and water companies; and the first $500 of property of every widow, blind person or disabled person. An additional homestead exemption of up to $50,000 of assessed value may be granted by a city or county for persons 65 or older subject to certain income limitations. By voter referendum held on November 2, 1992, Article VII, Section 4 of the Florida Constitution was amended by adding thereto a subsection which, in effect, limits the increases in assessed just value of homestead property to the lesser of (1) three percent of the assessment for the prior year or (2) the percentage change in the Consumer Price Index, as further defined therein. This Amendment is commonly referred to as "Save Our Homes Amendment." Further, such amendment provides that (1) no assessment shall exceed just value, (2) after any change of ownership of homestead property or upon termination of homestead status such property shall be reassessed at just value as of January 1 of the year following the year of sale or change of status, (3) new homestead property shall be assessed at just value as of January 1 of the year following the establishment of the homestead, and (4) changes, additions, reductions or improvements to homestead shall initially be assessed as provided for by general law, and thereafter as provided in the amendment. 10 MIA 182,168, 744v5 Recent Property Tax Reform Effective January 1, 2008, changes to Florida's property tax laws created a new formula for calculating assessed value of Homestead Property. "Assessed value" is the official value upon which real properties may be taxed in Florida. Under the new formula, if an owner of a Homestead Property purchases a new Homestead Property for greater value, the assessed value of the new Homestead Property would equal the purchase price of the new Homestead Property minus the difference between the purchase price of the previous Homestead Property and the assessed value of the previous Homestead Property, or $500,000, whichever is less. For Homestead Property owners already receiving a property tax exemption of $25,000 on the assessed value of their homes, the new law creates an additional $25,000 exemption on the assessed value of Homestead Property greater than $50,000 for all property tax levies except school taxes. Also, the first $25,000 of tangible personal property will be exempt from taxation. In the November 4, 2008 general election, the voters approved amendments to the Florida Constitution which, among other things: (a) allow the Florida Legislature, by general law, to exempt from assessed value of residential homes, improvements made to protect property from wind damage and installation of a new renewable energy source device; (b) assess specified working waterfront properties based on current use rather than highest and best use; (c) beginning in 2010, provide property tax exemption for real property that is perpetually used for conservation, and, for land not perpetually encumbered, require the Florida Legislature to provide classification and assessment of land use for conservation purposes solely on the basis of character or use. At this time, the extent to which these amendments may affect the ad valorem tax collections of the City in future years is not currently known. Additionally, effective January 1, 2009, increases in annual assessments on certain non- Homestead Property will be capped at 10% annually for all tangible personal property tax levies. The cap on annual increases is effective for a ten (10) year period, subject to extension by an affirmative vote of the Florida electorate. The limitation on increases in assessed value of non- homestead property does not apply however to school district taxes. The impact of these changes to property tax receipts cannot yet be determined. In May 2009, the Florida Legislature adopted HB 833, allowing an additional homestead exemption for deployed military personnel. The exemption was approved by Florida voters in the November 2010 general election, and took effect January 1, 2011. The exemption is equal to the percentage of days during the prior calendar year that the military homeowner was deployed outside of the United States in support of military operations designated by the Florida Legislature. Proposed Amendments HB 381, adopted by the Florida Legislature in 2011, proposes a reduction from 10% to 5% on the limitation on annual ad valorem assessment increases applicable to non - homestead property and provides for a first -time homestead exemption equal to 50% of the property's value, up to the median value for homestead property in the City, and declining by 20% per year over five (5) years, which would be available to each person who has not received a homestead exemption in the last three (3) years. 11 MIA 182,168,744v5 The proposed amendment will only take effect if at least 60% of the persons voting in the election approve the amendments. The City has not yet completed an analysis of the impact of these proposals on the level of ad valorem taxes that the County will collect. Voter Approved Debt The City has the authority to increase it millage levy for debt supported by unlimited ad valorem taxes, including the Bonds, and any limitations, exemptions or adjustments pertaining to millage rates otherwise provided in State law do not affect the ability of the City to levy and collect ad valorem taxes in amounts sufficient to pay principal of, and interest on, the Bonds. The following schedule reflects the total assessed value and total taxable value for operating millage of the City's taxable property in each of the past ten years. [REMAINDER OF PAGE INTENTIONALLY BLANK] 12 MIA 182,168,744v5 CITY OF MIAMI BEACH, FLORIDA ASSESSED VALUE AND ACTUAL VALUE OF TAXABLE PROPERTY, LAST TEN FISCAL YEARS (in thousands of dollars) Fiscal Year Less: Total Total Ended Tax- Taxable Direct September Residential Commercial Industrial Other Exempt Assessed Tax 30, Property Property Property Property Property Value Rate 2001 $ $ $ $ $ $ 8.555 2002 ) 8.376 2003 8.322 2004 12,131,669 2,366,866 214,344 1,562,860 1,405,322 14,870,417 8.173 2005 13,757,424 3,266,081 44,880 1,612,480 1,327,774 17,353,091 8.173 2006 17,465,682 4,337,034 51,091 2,508,681 1,764,463 22,598,025 8.073 2007 21,045,428 4,779,204 52,250 2,767,838 2,000,993 26,643,727 7.673 2008 21,027,850 5 ,290,322 51,426 2,795,713 2,008,285 27,157,026 5.898 2009 18,911,637 5,265,399 51,025 2,528,317 1,703,041 25,053,337 5.893 2010 16,794,033 5,735,610 35,601 1,512,322 1,668,428 22,409,138 5.913 Source: 2010 Tax Roll for Miami -Dade County Note: Property in the city is reassessed each year. Property is assessed at actual value; therefore, the assessed values are equal to actual value. Tax rates are per $1,000 of assessed value. (1) Data not available in individual property categories for this year. [REMAINDER OF PAGE INTENTIONALLY BLANK] 13 MIA 182,168,744v5 Millage Rates The County assesses and collects all ad valorem taxes within the County. While only one tax bill per property owner emanates from the County, the bill represents ad valorem taxes levied by the County and other taxing authorities within or coterminous with the County, which includes the City. The following table shows the tax millage rates for the fiscal years 2001 - 2010 within the City. CITY OF MIAMI BEACH, FLORIDA DIRECT AND OVERLAPPING PROPERTY TAX RATES, LAST TEN FISCAL YEARS (rate per $1,000 of assessed value) City of Miami Beach Direct Rates Overlapping Rates' Fiscal Year Debt Total School Ended Operating Service Direct District County State September 30, Millage Millage Millage Millage Millage Millage Total 2001 7.399 1.156 8.555 9.617 6.754 0.738 25.664 2002 7.299 1.077 8.376 9.376 6.716 0.736 25.204 2003 7.299 1.023 8.322 9.252 6.765 0.736 25.075 2004 7.299 0.874 8.173 9.100 7.240 0.736 25.249 2005 7.425 0.748 8.173 8.687 7.150 0.736 24.746 2006 7.481 0.592 8.073 8.438 7.035 0.736 24.281 2007 7.374 0.299 7.673 8.105 6.808 0.736 23.322 2008 5.656 0.242 5.898 7.948 5.671 0.659 20.175 2009 5.656 0.238 5.893 7.797 5.926 0.659 20.275 2010 5.656 0.257 5.913 7.995 6.005 0.659 20.572 Source: Miami -Dade County, Florida; Department of Property Appraisal 2010 Millage Table Note: The city's basic property tax rate may be increased only by a majority vote of the city's residents. Rates for debt service are set based on each year's requirement. (1) Overlapping rates are those of local and county governments that apply to owners within the City. Not all overlapping rates apply to all City property owners. 14 MIA 182,168,744v5 Tax Collection All ad valorem taxes become due and payable on November 1, and become delinquent on the following April 1, at which time they bear interest at not more than 18% per annum until a tax certificate is sold with respect to real property taxes and until paid with respect to personal property taxes. Discounts are allowed for early payment of 4% if paid in November, 3% if paid in December, 2% if paid in January, and 1% if paid in February. All taxes collected are distributed by the Tax Collector to the applicable taxing units. It is the Tax Collector's duty on or before June 1 of each year to advertise and sell tax certificates on real property tax delinquencies extending from the previous April 1. Delinquent taxes may be paid by the property owner prior to sale of tax certificates upon payment of all costs, delinquent taxes and interest at the rate of not more than 18% per annum. The tax certificates must be for an amount not less than the taxes due, plus interest from April 1 to the date of sale at not more than 18% per annum, together with the cost of advertising and expense of the sale. Each tax certificate is awarded to the bidder paying the above amounts and who accepts the lowest interest to be borne by the tax certificate after its sale. If there are no bidders, the County must hold, but not pay for, such tax certificates. Thereafter, the County may sell such tax certificates to the public at any time at the principal amount thereof plus interest at not more than 18% per annum and a fee. With respect to personal property tax delinquencies, such delinquent taxes must be advertised within 45 days after delinquency and, after May 1, the property is subject to warrant, levy, seizure and sale. The proceeds of the sale of the tax certificates are distributed to the respective taxing agencies. Tax certificates held by persons other than the County may be redeemed and cancelled by any person prior to the time a tax deed is issued upon payment of the face amount of the tax certificate plus interest, costs and other charges. Holders of tax certificates, other than the County, which have not been redeemed may, at any time after two years but prior to seven years from date of issuance, file an application for a tax deed with the Tax Collector upon payment of all other outstanding tax certificates on such property plus interest, any omitted taxes plus interest, and delinquent taxes plus interest covering the real property. Thereafter, the property is advertised for public sale at auction to the highest bidder, subject to certain minimum bids. If there are no other bidders, the holder of the tax certificate receives title to the land. If the tax certificate is held by the County and the County has not succeeded in selling it within two years, the County applies for a tax deed upon payment of all applicable costs and fees but not any amount to redeem the tax certificate. Such property is then also advertised for public sale to the highest bidder, subject to certain minimum bids. If there are no other bidders, the County may purchase the land for the minimum bid. In the case of unsold lands, after seven years the County will take title to such lands. [REMAINDER OF PAGE INTENTIONALLY BLANK] 15 MIA 182,168,744v5 City of Miami Beach, Florida Property Tax Levies and Collections Fiscal Years 2000 — 2009 Collected within the Fiscal year of the Levy Tax Total Amount Percentage Year(I Tax Levy of Levy 2000 67,851,578 68,603,879 101.1 2001 74,551,3 84 75,205,177 100.9 2002 83,590,412 80,460,485 96.3 2003 93,492,337 90,447,232 96.7 2004 109,298,076 107,543,916 98.4 2005 133,573,759 131,074,911 98.1 2006 164,807,822 161,325,469 97.9 2007 146,418,406 143,531,846 98.0 2008 144,907,833 139,669,839 96.4 2009 129,758,839 123,107,891 94.9 Source: City of Miami Beach, Comprehensive Annual Financial Report 2010 (1) Assessments as of January 1 of the year listed; bills mailed in October of that year; taxes become delinquent at the end of April of the subsequent year. (2) Breakdown between current and delinquent collections not available. Collections represent total of current and delinquent collection received during the year. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] 16 MIA 182,168,744v5 The table below shows ad valorem tax rates and ad valorem tax levies for general government operations and debt service. City of Miami Beach, Florida Statement of Tax Levies and Tax Rates Fiscal Years 2001 through 2010 Fiscal General Fund Debt Service Fund Total Year Tax Levy Millage Tax Levy Millage Tax Levy Millage 2001 $58,683,089 7.399 $9,168,489 1.156 $67,851,578 8.555 2002 64,965,443 7.299 9,585,941 1.077 74,551,384 8.376 2003 73,314,878 7.299 10,275,534 1.023 83,590,412 8.322 2004 83,494,502 7.299 9,997,835 0.874 93,492,337 8.173 2005 99,295,022 7.425 10,003,054 0.748 109,298,076 8.173 2006 123,778,681 7.481 9,795,078 0.592 133,573,759 8.073 2007 158,385,622 7.374 6,422,200 0.299 164,807,822 7.673 2008 140,410,733 5.656 6,007,673 0.242 146,418,406 5.898 2009 139,080,045 5.656 5,827,788 0.237 144,907,833 5.893 2010 124,119,059 5.656 5,639,780 0.257 129,758,839 5.913 Source: City of Miami Beach, Florida Comprehensive Annual Financial Report 2010 and City of Miami Beach Finance Department. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] 17 MIA 182,168,744v5 CITY OF MIAMI BEACH, FLORIDA COMPUTATION OF DIRECT AND OVERLAPPING BONDED DEBT SEPTEMBER 30, 2010 DIRECT DEBT $70,195,935 General obligation indebtedness Public improvement bonds (net of amount available) Non-self-supporting indebtedness: 1 pp g ( ) Gulf Breeze Government Loan Program 22,243,058 Pension Obligation Bonds 40,055,000 Tax Increment Revenue Bonds 79,485,000 141,783,058 Less: Reserve funds 7,330,289 Total non - self - supporting indebtedness $134,452,769 Total direct indebtedness $204,648,704 OVERLAPPING DEBT (2) Miami -Dade County Total general obligation indebtedness $881,276,000 Percent applicable to City - 10.4415% (3) 92,018,434 Total school district obligation indebtedness 348,100,000 Percent applicable to City - 10.4415% (3) 36,346,862 Total net non - self - supporting indebtedness 2,308,901,786 Percent applicable to City - 10.4415% (3) 241,083,980 Total overlapping debt 369,449,276 TOTAL DIRECT AND OVERLAPPING DEBT $574,097,980 Source: City of Miami Beach, Florida Comprehensive Annual Financial Report 2010. (1) Excludes self - supporting debt obligations. (2) All debt listed as Overlapping Debt is secured either solely from a tax source or from a combination of self - supporting revenues and a tax source. (3) Based upon 2010 assessed valuation figures for the City and Miami -Dade County. 18 MIA 182,168,744v5 City of Miami Beach, Florida Summary of Direct and Overlapping Debt As of September 30, 2010 Financial Parameters Population (2009) 92,833 Total Assessed Valuation — City of Miami Beach (Tax Year 2009) $24,694,916,494 Total Taxable Valuation — City of Miami Beach (Excluding Homestead) (Tax Year 2009) $23,102,387,589 SOURCE: City of Miami Beach, Florida, Finance Department. (Unaudited) Financial Ratios 2010 Percent of Percent of Assessed Taxable Per Valuation Valuation Capita DIRECT DEBT Ad Valorem 0.28% 0.30% $ 756 Non - self - supporting 0.54 0.58 1,448 Total Direct Debt 0.83 0.89 2,204 Total Overlapping Debt 1.50 1.60 3,980 Total Direct and Overlapping Debt 2.32 2.49 6,184 VALUATION Total Assessed Valuation $266,014 Total Taxable Valuation $248,860 SOURCE: City of Miami Beach, Florida, Finance Department. (Unaudited) [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] 19 MIA 182,168,744v5 DEBT SERVICE REQUIREMENTS The table below shows the debt service payable on the Bonds and the City's outstanding general obligation bonds. Fiscal Outstanding The Bonds Total Year Debt Service Principal Interest Total Debt Service 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 TOTAL SOURCE: City of Miami Beach, Florida, Finance Department FUTURE BOND SALES The City currently has no plans to issue additional general obligation bonds. Depending on market conditions, the City expects to issue approximately $54 million in aggregate principal amount of its Stormwater Revenue Bonds, Series 2011A, and $28 million in aggregate principal amount of its Stormwater Revenue Refunding Bonds, Series 2011B by the end of the current calendar year. This debt would be payable from the net revenues of the City's Stormwater Utility System. LITIGATION There is no litigation or other proceedings, of any nature now pending with regard to which the City has received service of process or, to the actual knowledge of the City, threatened against the City, with regard to which an unfavorable decision, ruling or finding (i) would materially and adversely affect the validity or enforceability of the Bonds, or (ii) would have a material adverse effect on the levy and collection of the ad valorem taxes pledged to the payment of the Bonds. 20 MIA 182,168,744v5 TAX MATTERS In the opinion of Squire, Sanders & Dempsey (US) LLP, Bond Counsel, under existing law: (i) interest on the Bonds is excluded from gross income for federal income tax purposes under Section 103 of the Internal Revenue Code of 1986, as amended (the "Code "), and is not an item of tax preference for purposes of the federal alternative minimum tax imposed on individuals and corporations; and (ii) the Bonds and the income thereon are exempt from taxation under the laws of the State of Florida, except estate taxes imposed by Chapter 198, Florida Statutes, as amended, and net income and franchise taxes imposed by Chapter 220, Florida Statutes, as amended. Bond Counsel expresses no opinion as to any other tax consequences regarding the Bonds. The opinion on tax matters will be based on and will assume the accuracy of certain representations and certifications, and continuing compliance with certain covenants, of the City contained in the transcript of proceedings and that are intended to evidence and assure the foregoing, including that the Bonds are and will remain obligations the interest on which is excluded from gross income for federal income tax purposes. Bond Counsel will not independently verify the accuracy of the City's representations and certifications or the continuing compliance with the City's covenants. The opinion of Bond Counsel is based on current legal authority and covers certain matters not directly addressed by such authority. It represents Bond Counsel's legal judgment as to exclusion of interest on the Bonds from gross income for federal income tax purposes but is not a guaranty of that conclusion. The opinion is not binding on the Internal Revenue Service ( "IRS ") or any court. Bond Counsel expresses no opinion about (i) the effect of future changes in the Code and the applicable regulations under the Code or (ii) the interpretation and the pP re g enforcement of the Code or those regulations by the IRS. The Code prescribes a number of qualifications and conditions for the interest on state and local government obligations to be and to remain excluded from gross income for federal income tax purposes, some of which require future or continued compliance after issuance of the obligations. Noncompliance with these requirements by the City may cause loss of such status and result in the interest on the Bonds being included in gross income for federal income tax purposes retroactively to the date of issuance of the Bonds. The City has covenanted to take the actions required of it for the interest on the Bonds to be and to remain excluded from gross income for federal income tax purposes, and not to take any actions that would adversely affect that exclusion. After the date of issuance of the Bonds, Bond Counsel will not undertake to determine (or to so inform any person) whether any actions taken or not taken, or any events occurring or not occurring, or any other matters coming to Bond Counsel's attention, may adversely affect the exclusion from gross income for federal income tax purposes of interest on the Bonds or the market value of the Bonds. A portion of the interest on the Bonds earned by certain corporations may be subject to a federal corporate alternative minimum tax. In addition, interest on the Bonds may be subject to a federal branch profits tax imposed on certain foreign corporations doing business in the United States and to a federal tax imposed on excess net passive income of certain S corporations. Under the Code, the exclusion of interest from gross income for federal income tax purposes 21 MIA 182,168,744v5 may have certain adverse federal income tax consequences on items of income, deduction or credit for certain taxpayers, including financial institutions, certain insurance companies, recipients of Social Security and Railroad Retirement benefits, those that are deemed to incur or continue indebtedness to acquire or carry tax - exempt obligations, and individuals otherwise eligible for the earned income tax credit. The applicability and extent of these and other tax consequences will depend upon the particular tax status or other tax items of the owner of the Bonds. Bond Counsel will express no opinion regarding those consequences. Payments of interest on tax - exempt obligations, including the Bonds, are generally subject to IRS Form 1099 -INT information reporting requirements. If a Bond owner is subject to backup withholding under those requirements, then payments of interest will also be subject to backup withholding. Those requirements do not affect the exclusion of such interest from gross income for federal income tax purposes. Legislation affecting tax - exempt obligations is regularly considered by the United States Congress and may also be considered by the State legislature. Court proceedings may also be filed the outcome of which could modify the tax treatment of obligations such as the Bonds. There can be no assurance that legislation enacted or proposed, or actions by a court, after the date of issuance of the Bonds will not have an adverse effect on the tax status of interest on the Bonds or the market value of the Bonds. These adverse effects could result, for example, from changes to federal or state income tax rates, changes in the structure of federal or state income taxes (including replacement with another type of tax), or repeal (or reduction in the benefit) of the exclusion of interest on the Bonds from gross income for federal or state income tax purposes for all or certain taxpayers. For example, on September 12, 2011, President Obama's administration announced a legislative proposal it called the American Jobs Act that could, among other things, result in additional federal income tax for tax years beginning after 2012 on taxpayers that own tax - exempt bonds, including the Bonds, if they have incomes above certain thresholds. Prospective purchasers of the Bonds should consult their own tax advisers regarding pending or proposed federal and state tax legislation and court proceedings, and prospective purchasers of the Bonds at other than their original issuance at the respective prices indicated on the cover of this Official Statement should also consult their own tax advisers regarding other tax considerations such as the consequences of market discount, as to all of which Bond Counsel expresses no opinion. Bond Counsel's engagement with respect to the Bonds ends with the issuance of the Bonds, and, unless separately engaged, Bond Counsel is not obligated to defend the City or the owners of the Bonds regarding the tax status of interest thereon in the event of an audit examination by the IRS. The IRS has a program to audit tax - exempt obligations to determine whether the interest thereon is includible in gross income for federal income tax purposes. If the IRS does audit the Bonds, under current IRS procedures, the IRS will treat the City as the taxpayer and the beneficial owners of the Bonds will have only limited rights, if any, to obtain and participate in judicial review of such audit. Any action of the IRS, including but not limited to selection of the Bonds for audit, or the course or result of such audit, or an audit of other obligations presenting similar tax issues, may affect the market value of the Bonds. 22 MIA 182,168,744v5 Original Issue Discount and Original Issue Premium g g Certain of the Bonds ( "Discount Bonds ") as indicated on the cover of this Official Statement were offered and sold to the public at an original issue discount ( "OID "). OID is the excess of the stated redemption price at maturity (the principal amount) over the "issue price" of a Discount Bond. The issue price of a Discount Bond is the initial offering price to the public (other than to bond houses, brokers or similar persons acting in the capacity of underwriters or wholesalers) at which a substantial amount of the Discount Bonds of the same maturity is sold pursuant to that offering. For federal income tax purposes, OID accrues to the owner of a Discount Bond over the period to maturity based on the constant yield method, compounded semiannually (or over a shorter permitted compounding interval selected by the owner). The portion of OID that accrues during the period of ownership of a Discount Bond (i) is interest excluded from the owner's gross income for federal income tax purposes to the same extent, and subject to the same considerations discussed above, as other interest on the Bonds, and (ii) is added to the owner's tax basis for purposes of determining gain or loss on the maturity, redemption, prior sale or other disposition of that Discount Bond. A purchaser of a Discount Bond in the initial public offering at the price for that Discount Bond stated on the cover of this Official Statement who holds that Discount Bond to maturity will realize no gain or loss upon the retirement of that Discount Bond. Certain of the Bonds ( "Premium Bonds ") as indicated on the cover of this Official Statement were offered and sold to the public at a price in excess of their stated redemption price (the principal amount) at maturity. That excess constitutes bond premium. For federal income tax purposes, bond premium is amortized over the period to maturity of a Premium Bond, based on the yield to maturity of that Premium Bond (or, in the case of a Premium Bond callable prior to its stated maturity, the amortization period and yield may be required to be determined on the basis of an earlier call date that results in the lowest yield on that Premium Bond), compounded semiannually. No portion of that bond premium is deductible by the owner of a Premium Bond. For purposes of determining the owner's gain or loss on the sale, redemption (including redemption at maturity) or other disposition of a Premium Bond, the owner's tax basis in the Premium Bond is reduced by the amount of bond premium that is amortized during the period of ownership. As a result, an owner may realize taxable gain for federal income tax purposes from the sale or other disposition of a Premium Bond for an amount equal to or less than the amount paid by the owner for that Premium Bond. A purchaser of a Premium Bond in the initial public offering at the price for that Premium Bond stated on the cover of this Official Statement who holds that Premium Bond to maturity (or, in the case of a callable Premium Bond, to its earlier call date that results in the lowest yield on that Premium Bond) will realize no gain or loss upon the retirement of that Premium Bond. Owners of Discount Bonds and Premium Bonds should consult their own tax advisers as to the determination for federal income tax purposes of the amount of OID or bond premium properly accruable or amortizable in any period with respect to the Discount Bonds or Premium Bonds and as to other federal tax consequences and the treatment of OID and bond premium for purposes of state and local taxes on, or based on, income. 23 MIA 182,168,744v5 UNDERWRITING The Bonds are being purchased by the Underwriters, subject to certain terms and conditions set forth in the purchase contract between the City and the Underwriters, including the delivery of opinions on certain legal matters related to the issuance of the Bonds by Bond Counsel and the existence of no material adverse change in the condition of the City from that set forth in the Official Statement. The Bonds are being purchased at a purchase price of $ (representing a principal amount of $ plus net original issue premium of $ and less an underwriters' discount of $ ). The Bonds are offered for sale to the public at the yields set forth on the cover page of this Official Statement. The Bonds may be offered and sold to certain dealers at prices lower than such offering prices, and such public offering prices may be changed from time to time by the Underwriters. FINANCIAL ADVISOR RBC Capital Markets, LLC, Miami, Florida is serving as financial advisor to the City and has acted in such capacity with respect to the sale and issuance of the Bonds. The Financial Advisor assisted in the preparation of this Official Statement and in other matters relating to the planning, structuring and issuance of the Bonds. RBC Capital Markets, LLC did not engage in any underwriting activities with regard to the issuance and sale of the Bonds. The Financial Advisor is not obligated to undertake and has not undertaken to make an independent verification or to assume responsibility for the accuracy, completeness or fairness of the information contained in this Official Statement and is not obligated to review or ensure compliance with the undertaking by the City to provide continuing secondary market disclosure. [RBC Capital Markets, LLC may assist the City in bidding certain investments on behalf of the City which may result in additional fees being paid to RBC Capital Markets, LLC.] RATINGS Moody's Investors Services, Inc. ( "Moody's ") and Standard & Poor's Rating Services ( "S &P ") have assigned ratings of and " " respectively, to the City's unenhanced general obligation debt. Such ratings reflect only the views of such organizations and any desired explanation of the significance of such ratings should be obtained from the rating agency furnishing the same, at the following addresses: Moody's Investors Services, Inc., 7 World Trade Center at 250 Greenwich Street, New York, New York 10007 and Standard & Poor's Rating Services, 55 Water Street, New York, New York 10041. Generally, a rating agency bases its rating on the information and materials furnished to it and on investigations, studies and assumptions of its own. There is no assurance that any such ratings will continue for any given period of time or that such ratings will not be revised downward or withdrawn entirely by the rating agency concerned, if in the judgment of such rating agency, circumstances so warrant. Any such downward revision or withdrawal of any such ratings may have an adverse effect on the market price of the Bonds. 24 MIA 182,168,744v5 LEGAL MATTERS Certain legal matters incident to the issuance of the Bonds are subject to the legal opinion of Squire, Sanders & Dempsey (US) LLP, Miami, Florida, Bond Counsel, whose legal opinion will be available at the time of delivery of the Bonds. The proposed form of such opinion is attached hereto as Appendix E. Certain legal matters will be passed upon for the City by Jose Smith, City Attorney, and for the Underwriters by Greenberg Traurig, P.A., Miami, Florida, Counsel to the Underwriters. The actual legal opinion to be delivered by Bond Counsel may vary from the text of Appendix E, if necessary, to reflect facts and law on the date of delivery of the Bonds. The opinion will speak only as of its date and subsequent distribution of it by recirculation of this Official Statement or otherwise shall not create any implication subsequent lication that subse uent to the date of the opinion Bond Counsel has affirmed its opinion. The legal opinion of Bond Counsel will be limited to the matters stated therein and will make no statement regarding the accuracy and completeness of this Official Statement. The legal opinion of Bond Counsel is based on existing law, which is subject to change. Such opinion is further based on factual representations made to Bond Counsel as of the date thereof Bond Counsel assumes no duty to update or supplement its opinion to reflect any facts or circumstances, including changes in law that may thereafter occur or become effective. The legal opinions to be delivered concurrently with the delivery of the Bonds express the professional judgment of the attorneys rendering the opinions regarding the legal issues expressly addressed therein. By rendering a legal opinion, the attorneys providing such opinion do not become insurers or guarantors of the result indicated by that expression of professional judgment, of the transaction on which the opinion is rendered, or of the future performance of parties to the transaction. Nor does the rendering of an opinion guarantee the outcome of any legal dispute that may arise out of the transaction. CONTINUING DISCLOSURE The City will covenant for the benefit of Bondholders to provide certain financial information and operating data relating to the City and the ad valorem taxes not later than 240 days following the end of each Fiscal Year ending on or after September 30, 2011 (the "Annual Report"), and to provide, or cause to be provided, notices of the occurrence of certain enumerated events. The Annual Report and notices of events will be filed with the Municipal Securities Rulemaking Board. Digital Assurance Certification, L.L.C. will act as disclosure dissemination agent for the City. The specific nature of the information to be contained in the Annual Report and the notices of events is contained in "APPENDIX D — Form of Disclosure Dissemination Agent Agreement." These covenants have been made in order to assist the Underwriters in complying with S.E.C. Rule 15c2- 12(b)(5). During the past five years, the City has complied in all material respects with its existing undertakings pursuant to Rule 15c2- 12(b)(5). 25 MIA 182,168,744v5 CONTINGENT FEES The City has retained Bond Counsel and the Financial Advisor in connection with the issuance of the Bonds. Payment of the fees of such professionals and the fees of Underwriters and their counsel are each contingent upon the issuance of the Bonds. VERIFICATION OF MATHEMATICAL COMPUTATIONS The arithmetical accuracy of certain computations included in the schedules provided by the Financial Advisor relating to the forecasted receipts of principal of and interest on the Government Obligations to pay the principal of and interest on the Refunded Series 2003 General Obligation Bonds through and including their redemption date, and supporting the conclusion of Bond Counsel that the Bonds do not constitute "arbitrage bonds" under Section 148 of the Code, was examined by Causey Demgen & Moore, Inc. Such computations were based solely upon assumptions and information supplied by the Financial Advisor. Causey Demgen & Moore, Inc. has restricted its procedures to examining the arithmetical accuracy of certain computations and has not made any study or evaluation of the assumptions and information upon which the computations are based and, accordingly, has not expressed an opinion on the data used, the reasonableness of the assumptions, or the achievability of the forecasted outcome. DISCLOSURE REQUIRED BY FLORIDA BLUE SKY REGULATIONS Florida law requires that the City make a full and fair disclosure of any bonds or other debt obligations which it has issued or guaranteed and which are or have been in default as to principal or interest at any time after December 31, 1975 (including bonds or other debt obligations for which it has served as a conduit issuer). The City has not defaulted on the payment of principal or interest with respect to bonds or other debt obligations issued by the City at any time after December 31, 1975. MISCELLANEOUS All of the summaries or portions of the Resolution, the Act and any other documents described herein are made subject to all of the detailed provisions of such acts or documents, to which reference is hereby made for further information. The foregoing summaries do not purport to be complete statements of any of the provisions of such acts or documents. CERTIFICATE CONCERNING THE OFFICIAL STATEMENT Concurrently with the delivery of the Bonds, the City will furnish its certificate, executed by the Mayor and City Manager, to the effect that, to the best of their knowledge, this Official Statement as of its date and as of the date of the delivery of the Bonds, does not contain an untrue statement of a material fact and does not omit any material fact which should be included therein for the purpose for which the Official Statement is to be used, or which is necessary to make the statements contained therein, in light of the circumstances under which they were made, not misleading. 26 MIA 182,168,744v5 This Official Statement has been duly executed and delivered by the Mayor and the City Manager of the City of Miami Beach, Florida. CITY OF MIAMI BEACH, FLORIDA By Mayor By City Manager 27 MIA 182,168,744v5 APPENDIX A GENERAL INFORMATION REGARDING THE CITY OF MIAMI BEACH, FLORIDA AND MIAMI -DADE COUNTY, FLORIDA MIA 182,168,744v5 APPENDIX A GENERAL INFORMATION REGARDING THE CITY OF MIAMI BEACH AND MIAMI -DADE COUNTY, FLORIDA The following information pertaining to the City of Miami Beach, Florida (the "City ") and Miami -Dade County, Florida (the "County ") is set forth for purposes of background only. The Series 2011 General Obligation Bonds (the "Bonds ") are payable only from ad valorem taxes assessed in an amount sufficient to pay the principal of and interest on the Bonds as they become due, as described in this Official Statement. The full faith, credit, and taxing power of the City have been irrevocably pledged to the punctual payment of the principal and interest as they become due and payable. INTRODUCTION The City comprises seven square miles of land area and ten square miles of Biscayne Bay. The climate is tropical with an average annual temperature of 75 degrees Fahrenheit, 24 degrees Celsius. The City is the home of the Art Deco Historic District, consisting of one of the greatest concentrations of this style of architecture in the United States. Within this Historic District is the world famous Ocean Drive, which has been called the "Riviera" of Florida. The economy of the area is based on tourism. For fiscal year 2010, room rents, food and beverage sales accounted for an estimated $1.8 billion in sales within the City. The population demographics of the City have drastically changed over the last thirty years. In the 1980 Census, the average age of the population was 65.3 years old. In the 2000 Census the average age had declined to 43.7 years old, and the 2010 Census placed it at 40.3 years old. The City is a group of islands between Biscayne Bay and the Atlantic Ocean and is connected to the mainland by four causeways. The County is the largest county in the southeastern United States in terms of population and one of the largest in terms of land area. The County consists of 2,042 square miles of land area. The population is clustered mainly along the coast, with the western area of the County comprising a part of the Everglades. There are numerous incorporated municipalities in the County, which include Miami, Hialeah and Coral Gables, as well as the City. POPULATION The U.S. Bureau of the Census estimated the population of the City to be 87,779 in 2010. According to estimates of Miami -Dade County Department of Planning and Zoning, the City's population is expected to be 98,028 by the year 2020 and the County's population is estimated to be 2,496,435 for 2010, and the County estimates growth to 2,885,439 by 2020. A -1 MIA 182,168,744v5 Population, City of Miami Beach and Miami -Dade County 1980 — 2010 City of Miami Miami -Dade Year Beach Percent Change County Percent Change 1980 96,298 10.6% 1,625,598 28.2% 1990 92,639 (3.8) 1,937,094 19.2 2000 87,933 (5.3) 2,260,000 16.7 2010 87,779 (0.1) 2,496,435 10.5 Source: U.S. Census Population Breakdown City of Miami Beach, 1990 -2010 Age Group 1990 2000 2010 Under 18 14.2% 13.4% 12.8% 18 and over 85.8 86.6 87.2 21 and over 83.1 84.1 84.9 65 and over 23.4 19.2 16.2 Median Age: 44.5 39 40 Source: State of Florida Statistical Abstract. GOVERNMENT The City of Miami Beach is organized under the Commission -City Manager form of government. The governing body is an elected City Commission of six members and an elected Mayor. The City Commission sets policy for the administration of the City and appoints a City Manager and a City Attorney. The City Attorney appoints his staff and the City Manager is responsible for the appointment of the balance of the employees of the City. The City Commissioners are elected to staggered four year terms and the Mayor is elected every two years. Both the City Attorney and the City Manager serve at the pleasure of the City Commission. The City Manager carries out the policies of the City Commission, directs the operations of the City and, with the exception of the City Attorney's Office, has the power to appoint or remove all heads of the various Departments. The Mayor of the City is presently Matti Herrera Bower, whose term expires in November 2011. The current members of the City Commission and the expiration of their current terms of office are: A -2 MIA 182,168,744v5 r City Commission Members Expiration of Current Term Edward L. Tobin, Vice Mayor November, 2011 Deede Weithorn November, 2011 Jonah Wolfson November, 2011 e Jor g Exposito osito Novembe r 2013 Michael Gongora November, 2013 Jerry Libbin November, 2013 CERTAIN CITY STAFF MEMBERS Jorge M. Gonzalez, City Manager Jorge M. Gonzalez was selected on June 7, 2000 to serve as the City Manager of the City and began serving the City on August 21, 2000. Prior to his appointment as the City Manager, Mr. Gonzalez served as Senior Assistant Chief Administrative Officer in Montgomery County, Maryland. From 1995 -1999, he served as an Assistant County Manager in Arlington County, Virginia. Prior to that post, he served as the Assistant Director of Administration for the Center for the Fine Arts in Miami -Dade County and as the Management Consultant for the Audit and Management Services Department in Miami -Dade County. Mr. Gonzalez received both his Bachelor of Arts degree in Politics and Public Affairs and his Masters degree in Public Administration from the University of Miami. Patricia D. Walker, Chief Financial Officer Patricia D. Walker was appointed Chief Financial Officer for the City of Miami Beach in March 1997. Prior to that appointment, she served as Director of Airports for Broward County, Florida from 1994 -1997, and in other Broward County Aviation Department positions from 1991 -1994, as Director of Finance of the Broward County Aviation Department in 1992, as Executive Assistant to the Aviation Director of the Broward County Aviation Department from 1991 -1992, in various Dade County Aviation Department positions from 1978 -1990, and at Price Waterhouse & Co. from 1973 -1978. Ms. Walker has a B.S. in Accounting from Florida State University and an M.S.M in Accounting from Florida International University. She has been a Certified Public Accountant in Florida since 1974. A -3 MIA 182,168,744v5 __ r SCOPE OF SERVICES The City provides a full range of municipal services, including police and fire protection, recreational activities, parks, cultural events, sanitation services, water, sewer and storm water services, community services, and the construction of and maintenance of streets and infrastructure. ECONOMIC AND DEMOGRAPHIC DATA INCOME The mean family income for Miami Beach increased by 8.6 percent; from $69,980 in 2000 to $76,029 in 2009. This compares to growth rates experienced by Miami-Dade County, which experienced a mean family growth rate of approximately 20 percent during the same period. The mean family income for Miami Beach exceeded that of Miami-Dade County by approximately 33 percent in 2000 and 20 percent in 2009. Mean Family Incomes 2000-2009 2000 2009 `)/0 CHANGE Miami Beach $69,980 $76,029 8.6% Miami-Dade County 52,753 63,299 20.0 Source: U.S. Bureau of Census. Per Capita Personal Income (Current Dollars) 2004-2009 Miami-Dade County (1) Florida (2) United States (2) Current Year Dollars % of U.S. Current Dollars % of U.S. Current Dollars 2004 $29,817 88.0% $33,540 98.9% $33,881 2005 32,025 90.4 34,798 100.5 34,757 2006 33.712 89.9 38,161 100.2 36,714 2007 35,368 93.8 39,036 99.0 39,392 2008 35,887 89.3 39,064 91.2 40,166 2009 22,619 77.9 26,503 91.2 29,050 Source: (1) Miami Dade County Planning & Zoning Department; Florida Legislature Office of Economic Sz, Demographic Research (2) U.S. Department of Commerce-Bureau of Economic Analysis A-4 MIA 182,168,744v5 Ten Largest Public and Private Employers e g Located in Miami -Dade County Public Employers Private Employers Miami -Dade County Public 16,000 Schools 48,571 University of Miami Miami -Dade County 29,000 Baptist Health South Florida 13,376 Federal Government 19,500 Publix Supermarkets 10,800 Florida State Government 17,100 American Airlines 9,000 Jackson Health System 12,571 Precision Response Corporation 5,000 Florida International University 8,000 Florida Power & Light Co. 3,840 Miami -Dade College 6,200 Carnival Cruise Lines 3,500 City of Miami 4,309 Winn -Dixie Stores 3,400 Homestead Air Force Base 2,700 BellSouth/AT &T 3,100 VA Medical Center 2,385 Mount Sinai Health Center 3,000 Source: City of Miami Beach, Comprehensive Annual Financial Report 2010; Beacon Council BUILDING PERMITS The following is a calculation of the total value of the Building Permits issued by the City during the past 10 years. [REMAINDER OF PAGE INTENTIONALLY BLANK] A -6 MIA 182,168,744v5 City of Miami Beach, Florida Value of Building Permits Issued Fiscal Years 2000 -2009 Fiscal Year Number of Permits Total Value 2000 9,209 $610,692,664 2001 9,764 576,222,306 2002 10,651 622,602,436 2003 11,134 938,906,800 2004 11,368 577,575,403 2005 12,837 1,235,909,151 2006 12,226 1,177,266,348 2007 12,729 1,165,346,1 18 2008 11,056 1,109,923,131 2009 10,277 567,660,721 2010 10,196 292,923,784 Source: City of Miami Beach, Florida DIRECT AND OVERLAPPING TAX RATES The following table summarizes the direct and overlapping tax (millage) rates for the past ten years. As shown in the following table, the City has reduced its tax rates over the past 10 years. [REMAINDER OF PAGE INTENTIONALLY BLANK] A -7 MIA 182,168,744v5 City of Miami Beach, Florida Direct and Overlapping Tax Rates (rate per $1,000 of Assessed Value) For Last Ten Fiscal Years City of Miami Beach Direct Rates Overlapping Rates Fiscal Year Debt Total School Ended Operating Service Direct District County State September 30 Millage Millage Millage Millage Millage Millage _ _ Total 2001 7.399 1.156 8.555 9.617 6.754 0.738 25.664 2002 7.299 1.077 8.376 9.376 6.716 0.736 25.204 2003 7.299 1.023 8.322 9.252 6.765 0.736 25.075 2004 7.299 0.874 8.173 9.100 7.240 0.736 25.249 2005 7.425 0.748 8.173 8.687 7.150 0.736 24.746 2006 7.481 0.592 8.073 8.438 7.035 0.736 24.281 2007 7.374 0.299 7.673 8.105 6.808 0.736 23.322 2008 5.656 0.242 5.898 7.948 5.671 0.659 20.175 2009 5.656 0.238 5.893 7.797 5.926 0.659 20.275 2010 5.656 0.257 5.913 7.995 6.005 0.659 20.572 Source: City of Miami Beach, Comprehensive Annual Financial Report 2010; Miami -Dade County, Florida Department of Property Appraisal 2010 Millage Table [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK.] A -8 MIA 182,168,744v5 City of Miami Beach, Florida Property Tax Levies and Collections Fiscal Years 2000 — 2009 Collected within the Fiscal year of the Levy Tax Total Amount Percentage Year Tax Levy of Levy 2000 67,851,578 68,603,879 101.1 2001 74,551,3 84 75,205,177 100.9 2002 83,590,412 80,460,485 96.3 2003 93,492,337 90,447,232 96.7 2004 109,298,076 1 07,543,916 98.4 2005 133,573,759 131,074,911 98.1 2006 164,807,822 161,325,469 97.9 2007 146,418,406 143,531,846 98.0 2008 144,907,833 139,669,839 96.4 2009 129,758,839 123,107,891 94.9 Source: City of Miami Beach, Comprehensive Annual Financial Report 2010 (1) Assessments as of January 1 of the year listed; bills mailed in October of that year; taxes become delinquent at the end of April of the subsequent year. (2) Breakdown between current and delinquent collections not available. Collections represent total of current and delinquent collection received during the year. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A -9 MIA 182,168,744v5 City of Miami Beach Ten Largest Taxpayers 2010 Percentage of Certified Taxable Assessed Taxable Owner Type of Property Value Assessed Value MB Redev. Inc. /Loews Hotel Hotel $280,000,000 1.13% MCZ /Centrum Flamingo III LLC Apartments 172,183,094 0.70 Fontainebleau Florida Hotel Hotel LLC 136,229,487 0.55 Di Lido Beach Hotel Corp. Hotel 130,000,000 0.53 MCZ /Centrum Flamingo II Apartments LLC 93,000,000 0.38 Philips South Beach LLC Hotel 83,435,043 0.34 Sandy Lane Residential LLC Apartments 79,519,415 0.32 Royal Palm Hotel Prop LLC Apartments 79,385,373 0.32 City National Bank of Apartments Florida 78,252,750 0.32 2201 Collins Fee LLC Apartments 68,727,288 0.28 TOTAL $1,200,732,450 4.87% Source: 2010 Miami -Dade County, Florida Ad Valorem Assessment Roll for the City of Miami Beach; City of Miami Beach, Comprehensive Annual Financial Report 2010 FILM AND PRINT INDUSTRY The film and print industry has become an important part of the Miami Beach economy. Many international talent and model agencies have located in the City. In 2010, this industry spent an approximate of $173 million in Miami -Dade County for the production of movies and photographs. [REMAINDER OF PAGE INTENTIONALLY BLANK] A -10 MIA 182,168,744v5 Film and Print Industry Permits Issued and Production Budgets For the Fiscal Years 2006 -2010 Fiscal Permits Production Year Issued Budgets (1) 2006 1,280 $55,000,293 2007 1,563 60,760,315 2008 1,232 30,706,390 25,962,720 2009 1150 2010 1236 173,669,669 Source: City of Miami Beach Comprehensive Financial Report 2010; City of Miami Beach, Florida Department of Tourism and Cultural Development (1) Estimates as reported on City of Miami Beach Permit Applications CONVENTION AND MEETING ACTIVITY Miami -Dade County and the Miami Beach Convention Center host a large number of conventions each year. Number of Number of Room Year Delegates Nights Total Expenditures 2000 943,740 2,581,948 $1,034,134,428 2001 955,500 2,711,045 1,085,841,149 2002 907,725 2,575,493 1 ,140,133,206 2003 925,880 2,614,125 1,197,139,867 2004 900,881 2,543,544 1,245,025,461 2005 945,925 2,670,721 1,307,276,734 2006 927,006 2,617,307 1,372,640,571 2007 1,005,802 2,839,778 1,441,272,600 2008 905,222 2,555,800 1,354,796,244 2009 932,378 2,632,474 1,395,440,131 2010 995,000 2,750,935 1,500,098,141 Source: City of Miami Beach, Florida [REMAINDER OF PAGE INTENTIONALLY BLANK] A -11 MIA 182,168,744v5 TOURISM AND VISITOR ACTIVITY DOMESTIC AND INTERNATIONAL OVERNIGHT VISITORS MIAMI -DADE COUNTY 2007 -2009 (000'S) Origin 2007 2008 2009 South America: 2,324.1 2,480.1 2,549.5 Caribbean: 683.4 702.1 682.1 Central America: 511.1 540.0 517.3 Europe: 1,294.0 1,360.6 1,279.0 Canada: 556.0 573.5 537.7 Other International: 124.3 130.9 118.8 Total International 5,492.9 5,787.2 5,684.4 Total Domestic 6,473.0 6,341.4 6,251.5 Total Overnight 11,965.9 12,128.6 11,935.9 Expenditures (1) Domestic $ 7,145.9 $ 6,556.9 $ 5,954.1 International 10,759.3 10,774.6 11,156.5 Total Expenditures 17,905.2 17,331.5 23,064.7 Source: Greater Miami Convention and Visitors Bureau (1) Average Daily Expenditures Overnight Visitors by Region 2007 2008 2009 Miami Beach 40.9% 40.1% 45.1% Downtown Miami 16.6 19.2 17.6 N. Miami - Dade /Sunny 13.2 12.7 12.5 Isle Airport Area 10.5 9.8 11.4 Grove /Gables /Biscayne 12.5 13.1 10.2 S. Miami -Dade 6.3 5.9 3.9 Source: Greater Miami Convention and Visitors Bureau A -12 MIA 182,168,744v5 TRANSPORTATION Miami -Dade County has a comprehensive transportation network designed to meet the needs of residents, travelers and area businesses. The County's internal transportation system includes Metrorail, a 22.4 mile above - ground system connecting South Miami -Dade and the City of Hialeah with the Downtown and Civic Center areas. Metromover, a 4.4 mile automated loop, carries passengers around downtown Miami, Brickell Avenue and the Omni shopping center areas. Miami -Dade County's Metrobus operating over 32.6 million miles per year and over 115 million passenger trips annually. The County also provides para- transit services to qualified riders in the amount of 1.6 million passenger trips annually. Cargo rail service is available from both Miami International Airport and the Port of Miami, and Amtrak has a passenger station in the City of Miami. Tri -Rail, a 72 -mile train system, links West Palm Beach, Boca Raton, Fort Lauderdale, Hollywood and Miami International Airport. Miami International Airport. Miami International Airport is one of the busiest airports in the world for both passengers and cargo traffic. It ranks twelfth in the nation and twenty -fifth in the world in passenger traffic through the airport. The airport ranks third in the nation and eleventh in the world in tonnage of domestic and international cargo movement. In 2009 over 33 million air travelers were serviced by Miami International Airport, and approximately 2.08 million tons of cargo was handled. More than 88 airlines serve Miami International Airport, flying passengers to more than 150 destinations around the globe. Port of Miami. The Port of Miami, known as the "cruise capital of the world," is operated by the Seaport Department of Miami -Dade County. In fiscal year 2009, approximately 4.1 million passengers sailed from the Port of Miami aboard one of the eight cruise companies who operate out of Miami. The Port of Miami is also a hub for Caribbean and Latin American commerce. These countries account for over half of the 7.4 million tons of cargo transferred through the Port of Miami in 2008. The Port of Miami is also reaching out to the global community where trade with Asian countries accounted for almost 23% of the total cargo handled at the Port of Miami. The Port of Miami is also important to the U.S. economy, contributing in excess of $17 billion annually. RECREATION There are numerous parks and playgrounds in the City of Miami Beach. Each park provides different amenities, from tennis and bocce courts to swimming pools and tot lots, to Vita courses and barbecue pits. There are four Vita courses, two swimming pools, and numerous tennis courts, including the Holtz Tennis Stadium which houses championship, professional and amateur tournaments. Offshore, the Gulf Stream provides a variety of game fish, while the Miami Beach Marina provides an abundance of space to house boats as well as direct access to the Atlantic Ocean and Gulf Stream. The Marina is a private development on City owned bay front land in the South Pointe area. Renovation has increased the number of boat slips to 388 making the Marina the largest in the area and a first class facility. A -13 MIA 182,168, 744v5 In the north part of the City, the public can enjoy a leisurely sail in the quiet waters of Biscayne Bay from the Miami Beach Sailport. The facility, though open to all ages, was specially designed to teach young adults the basic art of sailing on small prams. The City owns two championship golf courses and one Par 3 course that are open to the public. The two championship courses, Miami Beach Golf Course and Normandy, offer a clubhouse complete with a restaurant, lounge and pro shop. [REMAINDER OF PAGE INTENTIONALLY BLANK] A -14 MIA 182, 168, 744v5 APPENDIX B GENERAL PURPOSE FINANCIAL STATEMENTS FOR FISCAL YEAR ENDED SEPTEMBER 30, 2010 MIA 182,168,744v5 APPENDIX C THE RESOLUTION MIA 182,168,744v5 APPENDIX D CONTINUING DISCLOSURE COMMITMENT MIA 182,168,744v5 1 APPENDIX E FORM OF APPROVING OPINION OF BOND COUNSEL MIA 182,168,744v5 CITY OF MIAMI BEACH, FLORIDA and U.S. BANK NATIONAL ASSOCIATION, as Escrow Agent ESCROW DEPOSIT AGREEMENT Relating to GENERAL OBLIGATION BONDS, SERIES 2003 DATED AS OF , 2011 MIAMI /4271190.1 r