227-2001 LTC
CITY OF
MIAMI BEACH
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CITY HALL 1700 CONVENTION CENTER DRIVE MIAMI BEACH FLORIDA 33139
OFFICE OF THE CITY MANAGER
TELEPHONE: (305) 673-7010
FAX: (305) 673-n82
L. T .C. NO. 227
LETTER TO THE COMMISSION
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TO:
Mayor Neisen Kasdin and
Members of the City Commission
DATE: October 10, 2001
FROM:
Jorge M. Gonzalez ~ ~
City Manager 0
SUBJECT:
COMMUNITY RATING SYSTEM (CRS)
It is my pleasure to report to the Commission that the City of Miami Beach's rating in the
Community Rating System (CRS) of the National Flood Insurance Program (NFIP) has been
upgraded from a Class 8 to a Class 7 and approved by the Federal Emergency Management Agency
(FEMA). As a result, the City of Miami Beach property owners are entitled to a 15% discount on
flood insurance policies issued or renewed on or after October 1, 2001. This translates into
approximately $1,531,500 annual premium discounts for 35,733 current flood insurance policy
holders within the City of Miami Beach. The upgraded rating will remain valid for a period of five
(5) years until the next verification visit by FEMA. The savings on flood insurance premiums for the
residents of Miami Beach would total far over $7,650,000 for this rating period, considering the
addition of new flood insurance policies for all new developments that have not been completed.
Attached please find a copy of the letter from the Federal Emergency Management Agency notifying
the City of Miami Beach of its new increased rating in the Community Rating System of the National
Flood Insurance Program.
Please join me in commending the staff at the Building and the Public Works Departments for their
consistent and valuable efforts on behalf of the residents of this community.
JMG:CMC:PA:HD
F: IBuilIDillHamid
cc: Christina Cuervo, Assistant City Manager
Robert Middaugh, Assistant City ~ager
Phillip Azan, Building Director B
Fred Beckman, Public Works Director
Federal Emergency Management Agency
Washington, D.C. 20472
SEP 2 6 2001
Mr. Jorge Gonzales
City Manager
City of Miami Beach
1700 Convention Center Drive
Miami Beach, FL 33139
Dear Mr. Gonzales:
Congratulations! Based on the field verification of your five-year cyCle application (report enclosed), I
have determined that City of Miami Beach will increase to a Class 7 in the National Flood Insurance
Program's (NFIP) Community Rating System (CRS). This means that NFIP policies issued or renewed
for properties in the Special Flood Hazard Areas (SFHAs) beginning October 1, 2001, will receive a 15
percent premium discount.
These continued savings are a tangible result of the voluntary aciivities your community has
implemented. It should be noted that reduced rate Preferred Risk Policies are available for eligible
properties in B, C, and X zones; and all policies in AR and A99 zones, already receive premium
reductions in the base rate. Therefore. with the exception of Class 1-6 communities, these zones are
limited to a 5 percent CRS discount. However, policyholders in Class 1-6 communities will receive a 10
% discount in these zones. All discounts are applied before the addition of certain fixed fees.
Provided that there are no NFIP compliance actions, th.e rating will be automatic<rt~rrenewed yearly (no
letter will be sent) as long as your community continues to implement the activities to which you annually
certify each October. If no additional modifications or new activities are added, your community will not
receive another verification for five years. Meanwhile, we will periodically send you updated information
to keep your community informed on the CRS.
You are encouraged to add new activities yearly to reach an even better CRS classification. Each
improvement in CRS Class brings higher flood insurance premium savings and brings your community
closer to being disaster resistant and a truly "sustainable community". If you have any questions
regarding your classification or desire more information on the enclosed scoring, please contact our
FEMA regional office within 30 days of this notification. However, if the request involves a change in
points that does not change your overall CRS class, then due to resource constraints the request for
reconsideration will not be reviewed, and should be included as a modification to your next application.
Once again, I applaud your community for the CRS activities you've undertaken.
Ro ert F. Sh .
Acting Administrator, Federal Insurance
and Mitigation Administration
Enclosure
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