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HomeMy WebLinkAbout2003-25131 Reso RESOLUTION NO. 2003-2_5131 A RESOLUTION OF THE MAYOR AND CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA, AUTHORIZING THE MAYOR AND CITY CLERK TO EXECUTE A SUBORDINATION AGREEMENT IN FAVOR OF CITIBANK, F.S.B. FOR THAT CERTAIN HOME PROGRAM AGREEMENT, DATED MAY 12, 1994, BETWEEN THE CITY AND THE MIAMI BEACH COMMUNITY DEVELOPMENT CORPORATION (MBCDC) FOR THE ACQUISITION AND REHABILITATION OF UNIT 502 AT THE BAYVlEW GARDENS CONDOMINIUM, LOCATED AT 1673 BAY ROAD, MIAMI BEACH. WHEREAS, on May 12, 1994, the City entered into a HOME Program Agreement with the Miami Beach Community Development Corporation (MBCDC) for the acquisition and rehabilitation of a unit located at Bayview Gardens Condominium, 1673 Bay Road, Unit 502, Miami Beach; and WHEREAS, on March 28, 1995, the City entered into a second HOME Program Agreement with MBCDC for the acquisition and rehabilitation of an additional unit located at Victory Condominium, 734 Meridian Avenue, Unit 1, Miami Beach; and WHEREAS, MBCDC is securing a seven-year loan from Citibank, F.S.B. in the amount of $100,000 to repay the Community Reinvestment Group for a loan in the same amount which is now due; and WHEREAS, MBCDC is requesting that the City subordinate for seven years its Restrictive Covenant to Citibank's loan and take a second position on it in the amount of $100,000 regarding the unit located at 1673 Bay Road, Unit 502; and WHEREAS, in order to fully cover the City's investment a cross- collateralization clause has been included in the Subordination Agreement pertaining to the unit located at the Victory Condominium, 734 Meridian Avenue, Unit 1; and WHEREAS, in accordance with both the Bayview and Victory HOME Program Agreements, if MBCDC uses one of these agreements as security or collateral for any loan, it will be deemed an assignment of the agreement and require the prior written consent of the Mayor and City Commission; and NOW, THEREFORE, BE IT DULY RESOLVED BY THE MAYOR AND CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA, that the Mayor and City Clerk are authorized to execute a Subordination Agreement in favor of Citibank, F.S.B. for that certain HOME Program Agreement, dated May 12, 1994, between the City and the Miami Beach Community Development Corporation (MBCDC) for the acquisition and rehabilitation of unit 502 at the Bayview Gardens Condominium, located at 1673 Bay Road, Miami Beach. PASSED AND ADOPTED this 26th day of February ,2003. ATTEST: CI'fy~CEEFfK Subordination Agreement 1673 Bay Road_Reso.doc APPROVED AS TO FORM & LANGUAGE & FOR EXECUTION -- Date CITY OF MIAMI BEACH COMMISSION ITEM SUMMARY Condensed Title: IA resolution authorizing the Mayor and City Clerk to execute a Subordination Agreement in favor of Citibank, F.S.B. for that certain HOME Program Agreement, dated May 12, 1994, between the City and the Miami Beach Community Development Corporation (MBCDC) for the acquisition and rehabilitation of unit 502 at the Bayview Gardens Condominium, located at 1673 Bay Road, Miami Beach. Issue: Shall the City Commission authorize the Mayor and City Clerk to execute a Subordination Agreement in favor of Citibank, F.S.B. on the property owned by MBCDC located at 1673 Bay Road, Unit 502, Miami Beach. Item Summary/Recommendation: ICurrently, MBCDC is securing a seven-year loan from Citibank, F.S.B. in the amount of $100,000. MBCDC intends to use this loan to repay the Community Reinvestment Group for a loan in the same amount which is now due. Therefore, MBCDC is requesting that the City subordinate for seven years its Restrictive Covenant to Citibank's $100,000 loan and take a second position on the unit located at 1673 Bay Road, Unit 502. In this manner, MBCDC would satisfy the bank's collateral requirement by using their two properties to secure the new loan. Advisory Board Recommendation: Financial Information: Source of Amount Account Approved Funds: I N/A 2 3 I 4 Finance Dept. Total N/A City Clerk's Office Legislative Tracking: I Vivian P. Guzm~.n Sign-Offs: Department Director ..... ity Manager City Manager DATE CITY OF MIAMI BEACH CITY HALL 1700 CONVENTION CENTER DRIVE MIAMI BEACH, FLORIDA 33139 COMMISSION MEMORANDUM To: From: Subject: Mayor David Dermer and Date: February 26, 2003 Members of the City Commission Jorge M. Gonzalez ~, .A,~'''/ · City Manager A RESOLUTION OR AND CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA, AUTHORIZING THE MAYOR AND CITY CLERK TO EXECUTE A SUBORDINATION AGREEMENT IN FAVOR OF CITIBANK, F.S.B. FOR THAT CERTAIN HOME PROGRAM AGREEMENT, DATED MAY 12, 1994, BETWEEN THE CITY AND THE MIAMI BEACH COMMUNITY DEVELOPMENT CORPORATION (MBCDC) FOR THE ACQUISITION AND REHABILITATION OF UNIT 502 AT THE BAYVIEW GARDENS CONDOMINIUM, LOCATED AT 1673 BAY ROAD, MIAMI BEACH. ADMINISTRATION RECOMMENDATION Adopt the Resolution. ANALYSIS Over the last decade, the City has funded a scattered-site rental housing program utilizing funds from the HOME Investment Partnerships (HOME) Program to provide rental units for income-eligible participants. Under this program, the City entered into two HOME Program Agreements with the Miami Beach Community Development Corporation (MBCDC) for the acquisition and rehabilitation of a unit located at Bayview Gardens Condominium, 1673 Bay Road, Unit 502, Miami Beach, and second unit located at Victory Condominium, 734 Meridian Avenue, Unit 1, Miami Beach. The City recorded a Restrictive Covenant on each property to secure total investment of $123,644 of HOME Program funds provided by the City to MBCDC towards these units. Currently, MBCDC is securing a seven-year loan from Citibank, F.S.B. in the amount of $100,000. MBCDC intends to use this loan to repay the Community Reinvestment Group for a loan in the same amount which is now due. Over the years, MBCDC utilized the loan from the Community Reinvestment Group to make advance payments and for working capital. Therefore, MBCDC is requesting that the City subordinate for seven years its Restrictive Covenant to Citibank's $100,000 loan and take a second position on the unit located at 1673 Bay Road, Unit 502. In this manner, MBCDC would satisfy the bank's collateral requirement by using their two properties to secure the new loan. The combined Commission Memorandum February 26, 2003 Subordination Agreement, 1673 Bay Road, Unit 502 Page 2 current value of both units has been appraised at $245,000. Consequently, the City's investment is fully covered by a cross-collateralization clause in the Subordination Agreement pertaining to the unit located at 734 Meridian Avenue, Unit 1. In accordance with both the Bayview and Victory HOME Program Agreements, if MBCDC uses one of these agreements as security or collateral for any loan, it will be deemed an assignment of the agreement and require the prior written consent of the Mayor and City Commission. The Administration recommends that the City Commission approve the Resolution and authorize the Mayor and City Clerk to execute a Subordinate Agreement in favor of Citibank, F.S.B. for that certain HOME Program Agreement, dated May 12, 1994, between the City and the Miami Beach Community Development Corporation (MBCDC) for the acquisition and rehabilitation of unit 502 at the Bayview Gardens Condominium, located at 1637 Bay Road, Miami Beach. JMGIRCM/V~MDC/SSL F:~NEIG~HOUSING\MIGUELL~MEMORANDUIVASUBOROINATION AGREEMENT 1673 BAY ROAD_MEMO.DOC This Instrument Was Prepared By, Record and Return to: Raul J. Aguila, Esq. Office of the City Attorney City of Miami Beach 1700 Convention Center Drive Miami Beach, Florida 33139 SUBORDINATION AGREEMENT THIS SUBORDINATION AGREEMENT, is made and entered into this 2~-th day of February, 200B, by and between the following parties: CITY OF MIAMI BEACH, a political subdivision of the State of Florida ("Prior Lienor"), whose address is 1700 Convention Center Drive, Miami Beach, Florida, 33139; CITIBANK, F.S.B., ("Senior Lender") whose address is ~qa"o ~a;,nt- ~';~. ~ 34,~'n,t~ ~ '9-~ ~"~' ; and MIAMI BEACH COMMUNITY DEVELOPMENT CORPORATION, f/k/a Miami Beach Development Corporation, Inc., a not-for-profit Florida corporation ("Borrower"), whose address is 945 Pennsylvania Avenue, 2'~a Floor, Miami Beach, Florida 33139, the owner of the Property. RECITALS 1. This Agreement covers the following real property (the "Property"): BAYVIEW GARDENS CONDOMINIUM, UNIT 502, and an undivided 4.99% interest in the Common Elements, recorded in O.R. Book 10874, Page 1285 of the Public Records of Miami-Dade County, Florida, Property Address: 1673 Bay Road, Unit 502, Miami Beach, FL 33139 ("Parcel 1"); and VICTORY CONDOMINIUM, UNIT No. 1, undivided 11.00% interest in Common Elements, Clerk's File 73R-67064, Property Address: 734 Meridian Avenue, Unit 1, Miami Beach, FL 33139 ("Parcel 2"). 2. The Prior Lienor is the owner and holder of a Lien encumbering Parcel 1 evidenced by the following document (hereinafter referred to as the "Prior Bayview Lien"): That certain Restrictive Covenant dated 07/15/94, recorded on 08/14/94, in Official Records Book 16463, at Page 4176 of the Public Records of Miami-Dade County, Florida ("Bayview Restrictive Covenant"). 3. The Senior Lender will be the owner and holder of a loan to Borrower (the "Senior Loan") evidenced by the following documents (hereinafter collectively referred to as the "Senior Loan Documents") encumbering Parcel 1: That certain Promissory Note, in the original principal amount of $100,000.00, secured by a Mortgage and Security Agreement, an Assignment of Leases and Rents, a UCC-1 Financing Statement, and other loan-related documents, in favor of Senior Lender, all dated and recorded at Clerk's file No through , of the Public Records of Miami-Dade County, Florida. The Senior Loan Documents encumbering Parcel 1 will be filed after the execution of this Agreement, with the recording information thereof inserted hereinabove simultaneously with the filing of this document the Public Records of Miami-Dade County, Florida. 4. The Senior Lender will not make the Senior Loan unless it is secured by a first mortgage lien senior in priority to the Bayview Restrictive Covenant. The Senior Lender has requested the Prior Lienor to subordinate the Prior Bayview Lien to the Senior Loan Documents and the Prior Lienor has consented to do so. 5. The Prior Lienor is also the owner and holder of a Lien encumbering Parcel 2 evidenced by the following document (hereinafter referred to as the "Prior Victory Lien"): That certain Restrictive Covenant dated 03/27/95, recorded on 05/31/95, in Official Records Book 16799, at Page 2946 of the Public Records of Miami-Dade County, Florida ("Victory Restrictive Covenant"). AGREEMENT NOW, THEREFORE, in consideration of the sum of Ten Dollars ($10.00) and other good and valuable consideration paid by each party to the other, the receipt and sufficiency of which are hereby acknowledged, it is mutually agreed as follows: 6. Recitals. The foregoing recitals are tree and correct and are hereby incorporated into this Agreement. A. SUBORDINATION AGREEMENT FOR PARCEL 1 7. Subordination. The Prior Bayview Lien, and any lien, encumbrance, security interest, benefit, covenant and restriction created pursuant thereto, and all debt evidenced or secured thereby including principal, interest, costs and expenses, other payments by lender, and any and all extensions, modifications, amendments, enlargements or renewals thereof, are hereby expressly made subordinate and inferior to the Senior Loan Documents and to all debt evidenced or secured thereby including principal, interest, costs and expenses, other payments by lender, and any and all extensions, modifications, amendments, enlargements or renewals thereof. The terms, and the Prior Lienor's rights and remedies, contained in the Prior Lien, are hereby expressly made subordinate and inferior to the terms, and the Senior Lender's rights and remedies contained in, the Senior Loan Documents. 8. Representations. The Prior Lienor represents and warrants to the Senior Lender that: 8.1 The Prior Lienor is the sole owner and holder of the Prior Bayview Lien. 8.2 The execution and delivery of this Agreement by the Prior Lienor has been duly authorized by all municipal action required by all applicable laws, ordinances, rules, regulations and resolution, and the individual executing this Agreement on behalf of the Prior Lienor has been duly authorized to do so; and 8.3 As of the date hereof, there is no default or event which by notice or the passage of time would constitute an event of default under the Prior Bayview Lien. B. CROSS-DEFAULT AGREEMENT 9. Cross Default. In consideration for the Prior Lienor granting the above referenced subordination, Borrower agrees that any default by Borrower of the terms, conditions and covenants contained in the Bayview Restrictive Covenant shall automatically constitute a default in, to and under the Victory Restrictive Covenant, and likewise a default by Borrower of the terms, conditions and covenants contained in the Victory Restrictive Covenant shall automatically constitute a default in, to and under the Bayview Restrictive Covenant. Except as provided herein, the Bayview and Victory Restrictive Covenant shall respectively remain in full force and effect according to their respective terms. 10. Attomeys' Fees and Costs. In connection with any litigation (including all appeals) involving the parties to this Agreement, arising out of this instrument, the prevailing party shall be entitled to recover all costs incurred, including reasonable attorneys' fees. 11. Construction. This Agreement shall be interpreted and construed without reference to any rule requiring that it be interpreted or construed against the party causing it to be drafted. 12. Cooperation. The parties to this Agreement shall fully cooperate with each other, and shall comply with all reasonable requests for necessary disclosure or documentation. 13. Corporate Authority. If any party hereto is a corporation, all its respective officers, representatives and agents, by their signature and execution of this Agreement, specifically represent that their corporation is in good standing, duly organized under the laws of the state of incorporation and duly authorized to transact business in the State of Florida and that they are acting within the scope of their corporate authority and in furtherance of corporate business. 14. Persons Bound. The benefits and obligations of this Agreement shall inure to and bind the respective heirs, personal representatives, successors and assigns of the parties hereto. Whenever used, the singular shall include the plural, the plural the singular, and the use of any gender shall include all genders. 15. Waiver of Jury Trial. NEITHER SENIOR LENDER, PRIOR LIENOR, BORROWER NOR ANY OTHER PERSON LIABLE FOR THE OBLIGATIONS, COVENANTS, WARRANTIES AND REPRESENTATIONS HEREiN, NOR ANY ASSIGNEE, SUCCESSOR, HEIR OR PERSONAL REPRESENTATIVE OF SENIOR LENDER, PRIOR LIENOR, BORROWER OR ANY SUCH OTHER PERSON OR ENTITY SHALL SEEK A JURY TRIAL iN ANY LAWSUIT, PROCEEDING, COUNTERCLAIM OR ANY OTHER LITIGATION PROCEDURE BASED UPON OR ARISING OUT OF THIS AGREEMENT, OR THE DEALINGS OR THE RELATIONSHIP BETWEEN OR AMONG SUCH PERSONS OR ENTITIES, OR ANY OF THEM. NEITHER SENIOR LENDER, PRIOR LIENOR, BORROWER NOR ANY SUCH PERSON OR ENTITY WILL SEEK TO CONSOLIDATE ANY SUCH ACTION IN WHICH A JURY TRIAL HAS BEEN WAIVED, WITH ANY OTHER ACTION IN WHICH A JURY TRIAL CANNOT BE OR HAS NOT BEEN WAWED. THE PROVISIONS OF THIS PARAGRAPH HAVE BEEN FULLY DISCUSSED BY THE PARTIES HERETO AND THE PROVISIONS HEREOF SHALL BE SUBJECT TO NO EXCEPTIONS. NO PARTY HAS AGREED WITH OR REPRESENTED TO ANY OTHER PARTY THAT THE PROVISIONS OF THIS PARAGRAPH WILL NOT BE FULLY ENFORCED IN ALL INSTANCES. iN WITNESS WHEREOF, this Agreement was executed on the day and year above mentioned. Wimesses: (Print name) (Print name) PRIOR. LIENOR CITAf ~3F ,MIAMI BEACH, A POLITICAL ;DI~. OF THE STATE OF FLORIDA /By: //a~/L~ ._ a~ Deemer, Mayor Attest: ~_~/ ~0,A~ Robert Parcher, City Clerk STATE OF FLORIDA COUNTY 0~iIAMI-DADE On this/_O_day of~, 20g the foregoing instnunent was acknowledged before me by ~ td ~0f~ ~ ~ , the duly appointed representative of the CITY OF M~I BEACH on behalf of THE CITY OF M~I BEACH. ST~P: [ ,/ cl..G,4 NO, DDI~ e of Florida Personally ~own ~ or Produced identification T~e of Identification APPROVED A~ TO FORM & LANGUAGE & FOR EXECUTION OFI°ICIAL NfYI'ARY $FsAL tiLl.lAN BEAUCHAMP NOTARY PUBLIC b'FATE OF FLORIDA COMMISSION NO. DD109289 MY COMMISSION EXP. APR. 292006 Aug-21-2003 12:10pm F rom-PECKAR AND ABRAhISON This Instrument Was Prepared By, Record and Return to: Raul J. Aguila, Esq. Office of the City Attorney Cily of Miami Beach 1700 Convention Center Drive Miami Beach, Florida 33139 3053750328 T-182 P.002/006 F-05g 21 :"LI p§088.2 SUBORDINATION AGREEMENT THIS SUBORDINATION ACREEM. RNT, ia made and entered into this 261:h day of February, 200~, by and between the tbllowing parties: CITY OF MIAMI BEACH, a political subdivision of the State of Florida ("Prior Lienor"), whose address is 1700 Convention Center Drive, Mianti Beach, Florida, 33139; CITIBANK, F.S.B., ("Senior Lender") whose address is 00750 Z~,e~,.-_ ~'~,, ,~'.q,a'mL r~- ~3,'7,~ ; and MIAMI BEACH COMMUNITY DEVELOPMENT CORPORATION, f/k/a Miami Beach Deve]opntent Coqaoration, [ne., a not-for-profit Florida cozporation ("Borrower"), whose address is 945 Pennsylvania Avenue, 2"a Floor, Miami Beach, Florida 33139, the owner of the Property. I. This Agreement covers the following re'al property (the "Property"): BAYVIEW GARDENS CONDOM/NIUM, UNIT 502, and an Undivided 4.99% interest in the Common Elentents, recorded in O.R. Book 10874, Page 1285 of the Public Records of Miami-Doric County, Florida, Property Address: 1673 Bay Road, Unit 502, Miami Beach, FL 33139 ("Parcel 1"); and VICTORY CONDOMIN/UM, UNIT No. 1, undivided 11.00% interest in Common Elements, Clerk's File 73R-67064, Property Address: 734 Meddian Avenue, Unit 1, Miami Beach, FL 33139 ("Parcel 2"). 2. The Prior Lienor is the owner and holder of a Lien encumbering Parcel 1 evidenced by the following document {hereinafter referred to as the "Prior Bayview Liex~"): That certain Restrictive Covena~at dated 07/15/94, recorded on 08/14/94, in Official Records Book 16463, at Page 4176 of the Public Records of Miami-Doric County, Florida ("Bayview Restrictive Covenant")_ T-1B2 P.003/005 F-059 3. The Senior Lender will be the owner and holder of a loan to Borrower (the "Senior Loan") evidenced by the following documents (hereinafter collectively referred to as the "Senior Loan Documents") encumbering Parcel 1: That certain Promissory Note, in thc original principal amount of $100,000.00, secured by a Mortgage and Security Agreemem, all Assignment of Leases and RenI& a UCC-I Financing Statement, and other loan-related documents, i.n, favor of Senior Lender. all dated n~4~k'l~ ~ ~"/.~,~p,o..3, ~d recorded at Clerk s ale No l~)~ ,~ ! ~ q / l~'Z/t- through " .... of the Public Records of Miami-Dare County, Flotilla.' The Sen~0r Loan Documents encumbering Parcel I will be filed after the execution of this Agreement, with the recording information thereof inserted hereinabove simultaneously with the fffing of this document the Public Records of Miami-Dare County, Florida_ 4. Thc Senior Lender will not make the Senior Loan unless it is secured by a flint mortgage lien senior in priority to the Bayview Restrictive Covenant. The Senior Lender has requested the Prior l.ienor to subordinate the Prior Bayvicw Lien to the Senior Loan Documents and the Prior Lienor has consented to do so. 5. The Prior Lienor is also thc owner and holder of a Lien encumbering Parcel 2 evidenced by the lbllowing document (hereinafter referred to as the "Prior Victory Lien"): That certain Restrictive Covenant dated 03/27/95, recorded on 05/31/95, in Official Records Book 16799, at Page 2946 of the Public Records of Miami-Dude County, Florida ("Viclory Reatrictive Covenant"). AGREEMENT NOW, THEREFORE, in consideration of thc sum ofTen Dollars ($10.00) and other good and valuable consideration paid by each party to thc other, the receipt and sufficiency of which are hereby acknowledged, it is mutually agreed as follows: 6. Recitals. The foregoing recitals are truc and correct and are hereby incorporated into this Agreement. A. SUBORDINATION AGREEMENT FOR PARCEL 1 7. Subordilaatipn. Thc Prior Bayview Lien, and any lien, encumbrance, security interest, benefit, covenant and restriction created pursuant thereto, and all debt evidenced or secured thereby including principal, interest, costs and expenses, other payments by lender, and any and all extensions, modifications, amendments, enlargements or renewals thereof, are hereby expressly made subordinate and inferior to the Senior Loan Documents and to all debt evidenced or secured thereby including principal, interest, costs and expenses, other payments by lender, and any and all extensions, modifications, amendments, enlargements or renewals theTeof. The terms, and the Prior Lienor's rights and remedies, contained in the Prior Lien, are hereby Au¢-Zl-2003 12:10pm From-PECKAR AND ABRAU$OH 3053?50328 2i it i PrOBB'Li T-182 P.004/006 F-059 expressly made subordinate and inferior to the terms, and the Smior Lender's rights and remedies contained in, the Senior Loan Documents. Representations. The Prior Lienor represents and warrants to the Senior Lender that: 8.1 The Prior Lienor is the sole owner and holder of the Prior Bayview Lien. 8.2 The execution and delivery of this Agreement by [he Prior Lienor has been duly authorized by all municipal action required by all applicable laws, ordinances, roles, regulations and resolution, and the individual executing this Agreement on behalf of the Prior Lienor has been duly authorized to do so; and 8.3 As of the date hereof, there is no default or event which by notice or the passage of time would constitute an event of default under the Prior Bayview Lien. B. CROSS~DlgFAUI~T AGREEMENT 9, Cross Default. 1~ consideration for the Prior Lienor granting the above referenced subordination, Borrower agrees that any default by Borrower of the terms, conditions and covenants contained in the Bayview Restrictive Covenant shall automatically constitute a default in, to and under the Victory Restrictive Covenant, and likewise a de~ault by Borrower of the terms, conditions and covenants contained in the Victory Restrictive Covenant shall automatically constitute a default in, to and under the Bayview R.estrictive Covenant. Except as provided herein, the Bayview and Victory Restrictive Covenant shall respectively remain in full force and effect according to their respective tm-ms. 10_ Attorneys' Fees and Costs. In connection with any litigation (including all appeals) involving the parties to this Agreement, arising out of this instrument, the prevailing party shall be entitled to recover all costs incurred, including reasonable attorneys' fees. 11. Construction. This Agreement shall be interpreted and construed without reference to any rule requiring that it be interpreted or construed against the party causing it to be drafted. 12. _Cooperafioo_ The parties to this Agreement shall fully cooperate with each other, and shall comply with all reasonable requests for necessary disclosure or documentation. 13. Corporate Amhor~ty. If any party hereto is a corporation, all its respective officers, representatives and agents, by their signature and execution of this Agreement, specifically represent ~ their corporation is in good standing, duly organized under the laws of the state of incorporation and duly authorized to transact business in the Stale of Florida and that they are acting within the scope of their corporate authority and in furtherance of corporate bushless_ 14. Persons Bound. The benefits and obligations of this Agreemertt shall inure to and bind the respective heirs, personal representatives, successors and assigns of the parties hereto_ Whenever used, the singular shall include the plural, the plural the singular, and the use of any gender shall include all genders. Aug-21-2003 12:10pm From-PECKAR AND ABRAMSON 3053?50326 ' tli'k itt~ I~. ' ;' :S I 1'21 P606..66 %182 P.005/006 F-059 15. ~W_aiver of Jury_Trial. NEITHER SENIOR LENDER, PRIOR LIENOR, BORROWER NOR ANY OTHER PERSON LIABLE FOR TIKE OBLIGATIONS, COVENANTS, WARRANTIES AND REPRESENTATIONS HEREIN, NOR ANY ASSIGNEE, SUCCESSOR, HEIR OR PERSONAL REPRESENTATIVE OF SENIOR LENDER, PRIOR LIENOR, BORROWER OR ANY SUCH OTHER PERSON OR ENTITY SHALL SEEK A JURY TRIAL IN ANY LAWSUIT, PROCEEDING, COUNTERCLAIM OR ANY OTHER LITIGATION PROCEDUR. E BASED UPON OR ARISING OUT OF THIS AGREEMENT, OR THE DEALINGS OR THE RELATIONSHIP BETWEEN OR AMONG SUCH PERSONS OR ENTITLES, OR ANY OF THEM. NEITHER SENIOR LENDER, PRIOR LIENOR, BORROWER NOR ANY SUCH PERSON OR ENTITY WILL SEEK TO CONSOLIDATE ANY -qUCH ACTION IN WHICH A JURY TRIAL HAS BEEN WAIVED, WITH ANY OTHER ACTION IN WHICH A JURY TRIAL CANNOT BE OR HAS NOT BEEN WAIVED. THE PROVISIONS OF THIS PARAGRAPH HAVE BEEN FULLY DISCUSSED BY THE PARTIES HERETO AND THE PROVISIONS HEREOF SHALL BE SUBJECT TO NO EXCEPTIONS. NO PARTY HAS AGREED WITH OR REPRESENTED TO ANY OTHER PARTY THAT THE PROVISIONS OF THIS PARAGRAPH WILL NOT BE FULLY ENFORCED 1N ALL INSTANCES. IN WITNESS WHEREOF, this Agreement was executed on the day ;md yBat above mentioned. STATE OF FLORIDA COUNTY _~IAMI-DADE ' OF M~I BEACH o~_b~h~lfofTHE CITY ~F / P~onally bo~ ~or Produc~ identification ) ) ,200t~, the foregoing immanent was acknowledged before me , the duly appointed representative of the CITY ~~~ BEACH. , NoT~-y Public Sta~e of Florida Type of Identification APPROVED A8 TO FORM & LANGUAGE & FOR EXECUTK)N ^u~-Z1-ZO03 12:11pm Wituesses: From-PECKAR AND ABRAMSON 3053750326 T-182 P.006/006 CITIBANK F.S.B. F-OSg STATE OF FLORIDA ) CO[YNTY OF MIAMI-DADE ) On this CITIBANK F.S-B., on beh~alf of CITIBANK F.S.B. I ~ c ~~ I Person~ly kno~ '~Or ProdUced identification. day of /~ 4 ~c~ ,2002, the foregoing iuslrument was acknowledged before me the duly appointed_ representative of ~lic orida _ Type of Identification Wimcsses: BO~d~OWER MIAMI BEACH COMMUNITY DEVELOPMENT CORPORATION STATE OF FLORIDA ) COUNTY OF MIAMI-DADE ) o. ~i~.~ day or 7~'" ,20oZ ~e roregoins ~=~men~ w~ ~o~g~a ~o~ m~ b~ ~~ ~~ , ~e' duly appointed r~res~iafive of MI~I BEAC~ ~OMM~ITY DE~LOP~ CO.OPTION, on b~lf of M~I BEACH CO~TY DEVE~OP~ ~ORPO~TION ~,.~ . ~ bhc Sm~c o~onda ~sonally ~o~ ~or Produc~ idenfifica~on T~e Wimesses: (Print name)~ SENIOR LENDER ~iyi~l~'.(..../71B~_~ STATE OF FLORIDA COUNTY OF MIAMI-DADE fi_ day of /'~ atc~ ) ) ,2002, the foregoing instnunent was acknowledged before me On tl~s the duly appointed representative of CITIBANK F.S .B., on behalf o~ CITIBANK F.S.B. · omo^~ ~r~¥s~ ' [ STAMP: I NOTARY PUBLIC SI'ATE OF FLORIDA / COMMISSION NO. DDllS205 i ~No{ary Publi'c Start(of Florida " L ,t co,uumoN m'. 6;,0 I Personally known ~_'or Produced identification Type of Identification Witnesses: BORROWER MIAMI BEACH COMMUNITY DEVELOPMENT CORPORATION By: ~ Attest: STATE OF FLORIDA ) COUNTY OF MIAMI-DADE ) ~ . ~49f~A__ oaa? ,h~ f,~reeoin~ instrument was acknowledged before me On this -~ clay oI ;-, o~,~., ..,.v.~, ...- -~ o ¥ . ' IAMI by ~ ~t~;P--xSL , the duly appointed representative of M BEACH~OMMUNITY DEVELOPMENT CORPORATION, on behalf of MIAMI BEACH COMMUNITY DEVELOPMENT CORPORA ~TION ~, I ukb~^ ~CDO~^r~O I ..~-~ ~ ~t~t~L / '7 coc~, 0 - STAMP: [Nor~¥m~ucsr^~o~ morro^ ]' ,,~',"~_?h.a.n~ c,~ ,t of Florida ! ¢OMMF~S~OIq NO.C~ Personally known ~ or Produced identification Type"of Identification