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194-95 RDA RESOLUTION NO. 194-95 A RESOLUTION OF THE MIAMI BEACH REDEVELOPMENT AGENCY AUTHORIZING THE CHAIRMAN AND SECRETARY TO EXECUTE THE ATTACHED PROMISSORY NOTE PROVIDING FOR A LOAN FROM THE CITY OF MIAMI BEACH, FLORIDA TO THE MIAMI BEACH REDEVELOPMENT AGENCY IN THE AMOUNT OF $12,000,000.00 TO PAY CERTAIN EXPENSES TO BE INCURRED BY THE AGENCY WITH RESPECT TO THE ACQUISITION OF THE ROYAL PALM AND SHORECREST HOTELS, WHICH ARE REDEVELOPMENT PROJECTS WITHIN THE CITY LIMITS. WHEREAS, in connection with the acquisition by the Miami Beach Redevelopment Agency ("Agency") of certain property described as the Royal Palm and Shorecrest Hotels, which are redevelopment projects within the geographic limits of the City of Miami Beach (the "City"), the Agency may incur expenses for which the Agency requires the City to lend the Agency funds ; and WHEREAS, the Agency intends to repay this loan not later than January 18, 1996 as provided in the promissory note attached hereto as Exhibit "A" NOW, THEREFORE, BE IT DULY RESOLVED BY THE MIAMI BEACH REDEVELOPMENT AGENCY that the Chairman and Secretary are authorized to execute the promissory note attached hereto as Exhibit "A" providing for a loan from the City of Miami Beach to the Miami Beach Redevelopment Agency in the amount of $12,000,000,00 to pay certain expenses to be incurred by the Agency with respect to the acquisition of the Royal Palm and Shorecrest Hotels, which are redevelopment projects within the City limits. ,_.\ ( 'I PASSED and ADOPTED THIS 18th day of Janl\lary 1995. !) / Ii, I .V,,-,Q \_, ~./ 1\ : '/ . ,v ------ ~.j . ,~:: .''"'-- '-CHAIRMAN ATTEST: /-:lc I i ~ 12 ( J-~ C~ Cu'\./o ~ , \)-V~ SECRETARY c:\wpwl,,60\wpdocs\rda\loan,rso FORM APPROVED REDE..V;JELOPM GENCY~ GENER SEL BY" /'7"-; -b dY l 1;2 96" Date Miami Beach Redevelopment Agency 1700 Convention Center Drive Miami Beach, Florida 33139 Telephone: (305) 673-7193 Fax: (305) 673-7772 REDEVELOPMENT AGENCY MEMORANDUM NO. 95-06 January 18, 1995 To: Chairman and Members of the Board of the Miami Beach Redevelopment Agency From: Roger M. Carlton (\ A I . II J Executive Directo~~ Subject: Loan of up to $12 Million from the City of Miami Beach to Acquire the Sheraton/HCF Hotel Site Administrative Recommendation The Administration recommends that the Board of Directors approve a resolution authorizing the Chairman to enter into the loan agreement with the City. Background The initial issuance of Tax Increment Revenue Bonds for the Redevelopment Agency provided the funds necessary for the acquisition of the site for the Loews Hotel site. As negotiations have continue for both the Loews hotel and for the Sheraton/HCF hotel it has become apparent that the City should gain site control over the second hotel site as well, The Redevelopment Agency could issue, with the concurrence of the City and the County, another series of Tax Increment Bonds to finance this acquisition and subsequently issue a third series of bonds for the amount necessary to fund the negotiated amount resulting from the hotel negotiations. The downside of issuing three series instead of borrowing the funds from the City and repaying the City from the Tax Increment Bonds which will be issued for the final negotiated amount plus the City loan is that the costs incurred by the Agency in issuing multiple series of bonds would be disproportionately high. Even with the interest to be paid to the City on the loan, the total costs to be incurred by the Agency will be less by borrowing the funds than it would be in issuing a third series of bonds. S()UTt1 I)()I~ Vedevel()pment UI~tr1ct CIfl" CI:~V Vedevel()pment UlitI1ct AGENDA ITEM 3-A January 18, 1995 Analysis The loan agreement with the City will call for interest to be charged to the Agency at the prime lending rate, reset monthly, on the amount of funds advanced by the City, The payments to the City will be interest only monthly until the loan is repaid or, at the option of the Agency, no payment will be made and the interest will be capitalized into the permanent financing expected in approximately nine months. This option to capitalize interest costs is necessary as the Agency is anticipated to have net revenue, after payments on the first series of Tax Increment Revenue Bonds, of approximately $550,000 for operations for the year. The total interest costs of this loan are anticipated to be approximately $500,000 for this year and the Agency would not be able to function if payments were mandated monthly. Conclusion Since the loan from the City will provide the funds necessary to acquire the site of the Sheraton/HCF hotel on a timely basis and a lower net cost than the issuance of additional series of Tax Increment Bonds, the Board of Directors should approve the loan of up to $12 million from the City. RMC/RJN/cp PROMISSORY NOTE $12,000,000.00 MIAMI BEACH, FLORIDA ']"u...~0',1.'~ , 1995 FOR VALUE RECEIVED, the undersigned, the Miami Beach Redevelopment Agency, a Florida municipal corporation ("Maker"), promises to pay to the order of the City of Miami Beach, a Florida municipal corporation ("Payee"), at its offices at 1700 Convention Center Drive, Miami Beacn, Florida or at such other address in the United States of America as may be specified in writing from time to time by holder hereof, the principal sum of TWELVE MILLION AND NOll 00 DOLLARS ($12,000,000,00) (the "Loan"), or such lesser principal amount as is outstanding, payable together with interest thereon from the date hereof at the rate of PRIME per annum upon the unpaid balance from time to time outstanding until maturity, same being payable, in lawful money of the United States of America, as follows: The entire principal balance of the Loan together with all accrued and unpaid interest on the Loan shall be due and payable in full on January 18, 1996. The rate of PRIME per annum, as referenced above, shall be adjusted each month and shall be the PRIME rate as of the first business day of the month, The principal of this Note may be prepaid in whole or in part at any time and from time to time without penalty or premium, By virtue of this Note and subject to the conditions of this Note, Payee is creating a line of credit in favor of Maker and Maker may draw upon this line of credit as often as it chooses as long as the outstanding principal balance under this Note does not exceed Twelve Million and NOll 00 Dollars ($12,000,000.00) at any given time, If default is made under this Note which default continues for a period of thirty (30) days following written notice to the Maker, then at the option of the holder hereof, the entire outstanding principal sum, together with all accrued and unpaid interest shall become immediately due and payable. Presentment for payment, demand, notice of dishonor, protest and notice of protest are hereby waived by all makers and endorsers hereof, together with all other requirements to hold each of them liable as Makers and endorsers, BY: T AGENCY, ATTEST: '/~k,c~ t . (~o--- Richard Brown, Secretary c:\wpwin60lwpdocs\rdalnotc. pro FORM APPROVED REDEVELOP . T AGENCY ~... . GENER C01J1\JSEL ( By att.-thL(' . ~ I / /) Ie; '(/ . Date