Loading...
150-94 RDA RESOLUTION NO. 150-94 A RESOLUTION OF THE MIAMI BEACH REDEVELOPMENT AGENCY AUTHORIZING THE ISSUANCE OF NOT MORE THAN $25,000,000 IN PRINCIPAL AMOUNT OF MIAMI BEACH REDEVELOPMENT AGENCY TAX INCREMENT REV- ENUE BONDS, SERIES 1993 (CITY CENTER/HISTORIC CONVENTION VILLAGE), FOR THE PURPOSE OF FINANCING THE ACQUISITION, CLEARING AND/OR REHABILITATION OF CERTAIN PROPERTY AND THE CONSTRUCTION OF CERTAIN PUBLIC IMPROVEMENTS; PLEDGING THE PLEDGED FUNDS TO THE PAYMENT OF SAID BONDS; PROVIDING FOR THE ISSUANCE OF ADDITIONAL BONDS ON A PARITY THEREWITH; PROVIDING FOR THE RIGHTS AND SECURITY OF ALL BONDS ISSUED PURSUANT TO THIS RESOLUTION; PROVIDING CERTAIN DETAILS OF THE SERIES 1993 BONDS; DELEGATING CERTAIN MATTERS IN CONNEC- TION WITH THE ISSUANCE OF THE SERIES 1993 BONDS TO THE CHAIRMAN OF THE AGENCY; APPROVING THE FORM AND EXECUTION OF THE BOND PURCHASE AGREEMENT FOR THE SERIES 1993 BONDS; APPROVING THE FORM OF THE PRELIMINARY OFFICIAL STATEMENT FOR THE SERIES 1993 BONDS AND AUTHORIZING EXECUTION OF THE FINAL OFFICIAL STATEMENT FOR THE SERIES 1993 BONDS; AUTHORIZING OFFICIALS OF THE AGENCY TO TAKE ALL NECESSARY ACTIONS IN CONNECTION WITH THE ISSUANCE OF THE SERIES 1993 BONDS; AND PROVIDING FOR AN EFFECTIVE DATE. WHEREAS, the Miami Beach Redevelopment Agency (the "Agency"), a public body corporate and politic, has been duly created and established to transact business and exercise powers under and pursuant to the Florida Community Redevelopment Act, Chapter 163, Part III, Florida Statutes (together with other applicable pro- visions of law, the "Act"), including the issuance of revenue bonds, in ,order to achieve the purposes of redevelopment as set forth in the Act; WHEREAS, all the requirements of law have been complied with in the creation of the Agency, the adoption of a redevelopment plan (the "Redevelopment Plan") under the Act for that portion of the City of Miami Beach (the "City") described in the Redevelopment Plan and known as the "City Center/Historic Convention Village Redevelopment and Revitalization Area" (the "Redevelopment Area") and the creation and funding of the City Center/Historic Convention Village Redevelopment and Revitalization Trust Fund (the "Trust Fund") in accordance with the Act; WHEREAS, the Agency now desires to finance the acquisition, clearing and/or rehabilitation of certain property and the con- struction of certain public improvements in accordance with the Redevelopment Plan (the "Series 1993 Redevelopment proj ect") by issuing its Tax Increment Revenue Bonds, Series 1993 (City Center/ Historic Convention village) (the "Series 1993 Bonds"); WHEREAS, the Agency also desires to set forth the provisions pursuant to which it may issue bonds on a parity with the Series 1993 Bonds and to make provision for the rights and security of the Holders of all bonds issued hereunder; and WHEREAS, the Board of Commissioners of the Agency (the "Commission") has determined that it is in the best interest of the Agency to delegate to the Chairman of the Agency the determination of various terms of the Series 1993 Bonds, the award of the Series 1993 Bonds, including execution of a bond purchase agreement for the Series 1993 Bonds, and all other actions necessary or desirable in connection with the issuance of the Series 1993 Bonds, subject to the limitations herein; and GTlj\~lIH/.I( \ 164R12, S\Ol!Ol/q<l WHEREAS, for reasons more fully set forth herein, the Agency finds and determines it to be in the best interests of the Agency to authorize the sale of the Series 1993 Bonds on the basis of a negotiated sale rather than a public sale by competitive bid; NOW THEREFORE, BE IT DULY RESOLVED BY THE BOARD OF COMMIS- SIONERS OF THE MIAMI BEACH REDEVELOPMENT AGENCY: ARTICLE I DEFINITIONS, AUTHORITY AND FINDINGS; RESOLUTION CONSTITUTES A CONTRACT SECTION 101. DEFINITIONS. In addition to the terms defined elsewhere in this Resolution, as used in this Resolution, the following terms shall have the following meanings: "Accreted Value" shall mean, as of any date of computation with respect to any Capital Appreciation Bond, an amount equal to the principal amount of such Capital Appreciation Bond (the prin- cipal amount at its initial offering) plus the interest accrued on such Capital Appreciation Bond from the date of delivery to the original purchasers thereof to the Interest Payment Date next pre- ceding the date of computation or the date of computation if an Interest Payment Date, such interest to accrue at a rate not exceeding the legal rate as set forth in the resolution of the Commission providing for the issuance of such Bonds, compounded periodically, plus, with respect to payment upon redemption of the Capital Appreciation Bonds, if such date of computation shall not be an Interest Payment Date, a portion of the difference between the Accreted Value as of the immediately preceding Interest Payment Date (or the date of original issuance if the date of computation is prior to the first Interest Payment Date succeeding the date of original issuance) and the Accreted Value as of the immediately succeeding Interest Payment Date, calculated based on the assump- tion that Accreted Value accrues in equal daily amounts on the basis of a year of twelve 30-day months. "Act" shall mean the Florida Community Redevelopment Act, Chapter 163, Part III, Florida Statutes, as amended, and other applicable provisions of law. "Agency" shall mean the Miami Beach Redevelopment Agency, a body corporate and politic, created pursuant to the Act. "Amortization Requirements" shall mean such moneys required to be deposited in the Bond Redemption Account for the purpose of the mandatory redemption or payment at maturity of any Term Bonds, the specific amounts of such deposits to be determined by the Chairman in the Chairman's Certificate with respect to the Series 1993 Bonds and pursuant to any resolution authorizing any other Series of Bonds with respect to such other Series of Bonds. "Appreciated Value" shall mean (i) as of any date of compu- tation with respect to any Capital Appreciation and Income Bond up to the Interest Commencement Date set forth in the resolution of the Commission providing for the issuance of such Bond, an amount equal to the principal amount of such Bond (the principal amount at its initial offering) plus the interest accrued on such Capital Appreciation and Income Bond from the date of delivery to the original purchasers thereof to the Interest Payment Date next preceding the date of computation or the date of computation if an Interest Payment Date, such interest to accrue at a rate not exceeding the legal rate as set forth in the resolution of the Commission providing for the issuance of such Bonds, compounded periodically, plus, with respect to the payment upon redemption of the Capital Appreciation and Income Bonds, if such date of computa- tion shall not be an Interest Payment Date, a portion of the difference between the Appreciated Value as of the immediately GTH\IU IHRl \ 164972. 5\01/07/q4 2 preceding Interest Payment Date (or the date of original issuance if the date of computation is prior to the first Interest Payment Date succeeding the date of original issuance) and the Appreciated Value as of the immediately succeeding Interest Payment Date cal- culated based upon an assumption that Appreciated Value accrues in equal daily amounts on the basis of a year of twelve 30-day months and (ii) as of any date of computation on and after the Interest Commencement Date, the Appreciated Value on the Interest Commence- ment Date. "Average Annual Debt Service" shall mean, at any time and with respect to all of the Bonds or any particular Series of Bonds (as appropriate), the sum of the Debt Service Requirements for the then current and every succeeding Fiscal Year divided by the number of such Fiscal Years. "Bonds" shall mean the Series 1993 Bonds, authorized to be issued pursuant to this Resolution, together with any additional parity Bonds hereafter issued pursuant to this Resolution. "Bondholder", "Holder", "Holder of Bonds" or "Owner" or any similar term, shall mean any person, who shall be the registered owner of any Outstanding Bond or Bonds. "Capital Appreciation Bonds" shall mean any Bonds issued under this Resolution as to which interest is compounded periodically on each of the applicable periodic dates designated for compounding and payable in an amount equal to the then current. Accreted Value only at the maturity, earlier redemption or other payment date therefor, all as so designated by subsequent proceedings of the Commission relating to the issuance thereof, and which may be either Serial Bonds or Term Bonds. "Capital Appreciation and Income Bonds" shall mean any Bonos issued under this Resolution as to which accruing interest is not paid prior to the Interest Commencement Date specified in the resolution authorizing such Bonds and the Appreciated Value for such Bonds is compounded periodically on certain designated dates prior to the Interest Commencement Date for such Series of Capital Appreciation and Income Bonds, all as so designated by subsequent proceedings of the Commission relating to the issuance thereof and which may be either Serial Bonds or Term Bonds. "Chairman" shall mean the Chairman of the Agency or in the absence or disability of the Chairman, the Vice Chairman of the Agency or the officers succeeding to their principal functions. "Chairman's Certificate" shall mean the Certificate to be executed by the Chairman prior to or at the time of the execution of the Bond Purchase Agreement (as defined in Section 201 hereof) , which Certificate shall provide the details of the Series 1993 Bonds. "City" shall mean the City of Miami Beach, Florida. "Code" shall mean the Internal Revenue Code of 1986, as amended from time to time, and the regulations promulgated there- under and applicable regulations promulgated under the Internal Revenue Code of 1954, as amended. "Commission" shall mean the Board of Commissioners of the Agency. "County" shall mean Dade County, Florida. "Credit Facility" shall mean an irrevocable letter of credit, policy of municipal bond insurance, guaranty, purchase agreement, credit agreement or similar facility in which the entity providing such facility irrevocably agrees to provide funds to make payment of the principal of, premium, if any and interest on Bonds and GTl4\R[ IHRt \ 164872.5\01/07/94 3 which entity is rated on the date of delivery of such facility, in the case of a policy of municipal bond insurance, in the highest rating categories of Moody's Investors Service, Inc. or any successors thereof and Standard & Poor's Corporation or any successors thereof and, in the case of any other such facility, in any of the two highest rating categories of Moody's Investors Service, Inc. or any successors thereof and Standard & Poor's Corporation or any successors thereof. "Debt Service Requirement" for any period, as applied to all of the Bonds or all of the Bonds of any Series (as appropriate), shall mean the respective amounts which are needed to provide: (a) for paying the interest on all Bonds or all Bonds of such Series (as appropriate) then Outstanding which is payable on each Interest Payment Date in such period, (b) for paying the principal of all Serial Bonds or all Serial Bonds of such Series (as appropriate) then Outstanding which is payable upon the maturity of such Serial Bonds in such period, and (c) the Amortization Requirements, if any, for all Term Bonds or the Term Bonds of such Series (as appropriate) for such period. The following rules shall apply in determining the amount of the Debt Service Requirement for any period: (a) In the case of Extendible Maturity Bonds, the Bonds shall be deemed to mature on the later of the stated maturity date or the date to which such stated maturity date has been extended; (b) In the case of Capital Appreciation Bonds, the prin- cipal and interest portions of the Accreted Value of Capital Appreciation Bonds becoming due at maturity or by virtue of an Amortization Requirement shall be included in the calculations of accrued and unpaid Debt Service Requirements in the year in which said principal and interest portions are due and pay- able; (c) In the case of Capital Appreciation and Income Bonds, the principal and interest portions of the Appreciated Value of Capital Appreciation and Income Bonds shall be included in the calculations of accrued and unpaid Debt Service Requirements in the year in which said principal and interest portions are due and payable; (d) If all or a portion of the principal of (including, without limitation, Amortization Requirements) or interest on a Series of Bonds is payable from funds irrevocably set aside or deposited for such purpose, together with projected earn- ings thereon to the extent such earnings are projected to be from Permitted Investments which are rated, or the provider of which Permitted Investments is rated, at the time of the investment of such funds therein, at least "Baa" by Moody's Investors Service, Inc. or any successors thereof and "BBB" by Standard & Poor's Corporation or any successors thereof, such principal or interest shall not be included in determining Debt Service Requirements if such funds and/or Permitted Investments will provide moneys which shall be sufficient to pay when due such principal or interest. "Defeasance Obligations" shall mean to the extent permitted by law: (a) Direct general obligations of, or obligations the timely payment of the principal of and the interest on which is unconditionally guaranteed by, the United States of America; and 4 GfH\RE IURt\ Ib4BJ2 .5\01/07/94 (b) Evidences of indebtedness issued by the Bank for Cooperatives, Federal Home Loan Banks, Federal Home Loan Mortgage Corporation (including participation certificates), Federal Land Banks, Federal Financing Banks, or any other agency or instrumentality of the United States of America created by an act of Congress which is substantially similar to the foregoing in its legal relationship to the United States of America; provided that the obligations of such agency or instrumentality are unconditionally guaranteed by the United States of America or any other agency or instru- mentality of the United States of America; and (c) Evidences of ownership of proportionate interests in future interest and principal payments on specified obliga- tions described in (a) above held by a bank or trust company as custodian, under which the owner of the investment is the real party in interest and has the right to proceed directly and individually against the obligor on the underlying obliga- tions described in (a) above, and which underlying obligations are not available to satisfy any claim of the custodian or any person claiming through the custodian or to whom the custodian may be obligated; and (d) Obligations described in Section 103(a) of the Code which do not permit redemption prior to maturity at the option of the obligor and provision for the payment of the principal of, premium, if any, and interest on which shall have been made by the irrevocable deposit with a bank or trust company acting as a trustee or escrow agent for the holders of such obligations, securities described in clauses (a) or (b) above, the maturing principal of and interest on which, when due and payable, will provide sufficient monies to pay when due the principal of, premium if any, and interest on such obliga- tions, and which securities described in clauses (a) or (b) above are not available to satisfy any other claim, including any claim of the trustee or escrow agent or of any person claiming through the trustee or escrow agent or to whom the trustee or escrow agent may be obligated, including in the event of the insolvency of the trustee or escrow agent or proceedings arising out of such insolvency. "Executive Director" shall mean the Executive Director of the Agency. "Extendible Maturity Bonds" shall mean Bonds the maturities of which, by their terms, may be extended by and at the option of the Agency. "Fiduciaries" shall mean the Paying Agent, the Registrar and the Trustee appointed and acting under this Resolution. "Fiscal Year" shall mean that period commencing on October I, and continuing to and including the next succeeding September 3D, or such other annual period as may be prescribed by law or 'by the Agency in accordance with law. "Interest Commencement Date" shall mean, with respect to any particular Capital Appreciation and Income Bonds, the date speci- fied in the resolution providing for the issuance of such Bonds, (which date must be prior to the maturity date for such Bonds) after which interest accruing on such Bonds shall be payable semi-annually or otherwise on a periodic basis prior to maturity, with the first such payment date being the applicable Interest Payment Date immediately succeeding such Interest Commencement Date. "Interest Payment Date" shall mean for each Series of Bonds such dates on which interest on the Bonds is payable on such Bonds that are Outstanding, as set forth in the proceedings of the Agency providing for the issuance of such Series of Bonds. 5 GTH\RE I TlRl \ 164flJ2. !)\Ol /07/94 "Liquidity Facility" shall mean a letter of credit, line of credi t, policy of municipal bond insurance, guaranty, purchase agreement or similar facility in which the entity providing such facility agrees to provide funds to pay the purchase price of Put Bonds upon their tender by the Holders of Put Bonds and which entity is rated on the date of delivery of such facility, in the case of a policy of municipal bond insurance, in the highest rating categories of Moody's Investors Service, Inc. or any successors thereof and Standard & Poor's Corporation or any successors thereof and, in the case of any other such facility, in any of the two highest rating categories of Moody's Investors Service, Inc. or any successors thereof and Standard & Poor's Corporation or any successors thereof. "Maximum Annual Debt Service" shall mean, at any time and with respect to all of the Bonds or any particular Series of the Bonds (as appropriate), the greatest Debt Service Requirement in the then current or any succeeding Fiscal Year. "Net Trust Fund Revenues" shall mean the Trust Fund Revenues after deducting $500,000 therefrom in each Fiscal Year for the payment of the Agency's current operating expenses relating to the Redevelopment Plan (not including Debt Service Requirements on the Bonds) . "Outstanding" when used with reference to the Bonds, shall mean, as of any date of determination, all Bonds theretofore authenticated and delivered except: (a) Bonds theretofore cancelled by the Registrar or delivered to the Registrar for cancellation; (b) Bonds which are deemed paid and no longer Out- standing as provided herein; (c) Bonds in lieu of which other Bonds have been issued pursuant to the provisions hereof relating to Bonds destroyed, stolen or lost, unless evidence satisfactory to the Registrar has been received that any such Bond is held by a bona fide purchaser; and (d) For purposes of any consent or other action to be taken hereunder by the Holders of a specified percentage of principal amount of Bonds, Bonds held by or for the account of the Agency. "Paying Agent" shall mean any bank or trust company or any successor bank or trust company appointed by the Agency to act as Paying Agent hereunder. "Permitted Investments" shall mean and include such obliga- tions as shall be permitted to be legal investments of the Agency by the laws of the State. "Pledged Funds" shall mean, collectively, (i) the Net Trust Fund Revenues, (ii) for so long as the City is obligated to transfer Supplemental Revenues to the Trustee for deposit under Section 304 (D) of this Resolution pursuant to the Supplemental Revenues Resolution, the Supplemental Revenues received by the Trustee, and (iii) except for moneys, securities and instruments in the Rebate Fund, all moneys, securities and instruments held in the Funds and Accounts created and established by this Resolution. "Put Bonds" shall mean the Bonds which by their terms may be tendered by and at the option of the owner thereof for payment by the Agency prior to the stated maturity thereof. "Purchasers" shall mean Clayton Brown & Associates, Inc., Morgan Stanley & Co. Incorporated and AIBC Investment Services Corporation. 6 GTH\Rll TfRI \ 164872.5\0 I/O' /94 "Redevelopment Area" shall mean the "City Center/Historic Convention Village Redevelopment and Revitalization Area" located within the City and found by the City to be a "blighted area" within the meaning of the Act and described in the Redevelopment Plan, as the geographic boundaries of such area may be changed from time to time as permitted under the Act. "Redevelopment Plan" shall mean the redevelopment plan for the Redevelopment Area adopted by the Agency by Resolution No. 128-93 adopted on February 12, 1993 and approved by the City by Resolution No. 93-20721 adopted on February 12, 1993 and by the County by Resolution~No. 317-93 adopted on March 30, 1993, as the same may be amended from time to time. "Redevelopment Projects" shall mean the particular community redevelopment projects undertaken by the Agency pursuant to the Redevelopment Plan within the Redevelopment Area in accordance with the Act, including the Series 1993 Redevelopment Project. "Registrar" shall mean the officer of the Agency or a bank or trust company appointed by the Agency, located within or without the State of Florida, who or which shall maintain the registration books of the Agency and be responsible for the transfer and exchange of the Bonds, and who or which may also be the Paying Agent and the Trustee for the Bonds. "Reserve Account Insurance Policy" shall mean the insurance policy, surety bond or other acceptable evidence of insurance, if any, deposited in the Debt Service Reserve Account in lieu of or in partial substitution for cash or securities on deposit therein. The issuer providing such insurance shall be a municipal bond insurer rated, at the time of deposit in the Debt Service Reserve Account, in the highest rating categories of Moody's Investors Service, Inc. or any successors thereof and Standard Poor's Corpo- ration or any successors thereof. "Reserve Account Letter of Credit" shall mean the irrevocable, transferable letter of credit, if any, deposited in the Debt Service Reserve Account in lieu of or in partial substitution for cash or securities on deposit therein. The issuer providing such letter of credit shall be a banking association, bank or trust company or branch thereof rated, at the time of deposit into the Debt Service Reserve Account, in any of the two highest rating categories of Moody's Investors Service, Inc. or any successors thereof and Standard Poor's Corporation or any successors thereof. "Reserve Account Requirement" shall mean the lesser of (i) Maximum Annual Debt Service on all Bonds Outstanding, (ii) 125% of Average Annual Debt Service on all Bonds Outstanding, or (iii) 10% of the proceeds of the Bonds within the meaning of the Code. "Resolution" shall mean this Resolution as the same may from time to time be amended and supplemented in accordance with the terms hereof. "Resort Tax" shall mean the municipal resort tax imposed, levied and collected by the City pursuant to Chapter 67-930, Laws of Florida, Acts of 1967, as amended, Chapter 166, Florida Statutes, as amended, the City Charter, as amended, and Chapter 41, Article V of the City Code, as amended. "Resort Tax Revenues" shall mean the proceeds of the Resort Tax. "Serial Bonds" shall mean the Bonds of any Series which shall be stated to mature in annual installments but not including Term Bonds. "Series" shall mean all of the Bonds authenticated and delivered on original issuance and pursuant to this Resolution or 7 GTH\RE lHRl \ 164972 .5\01/07/94 any supplemental resolution authorizing such Bonds as a separate Series of Bonds, or any Bonds thereafter authenticated and deliv- ered in lieu of or in substitution for such Bonds pursuant to Article II hereof, regardless of variations in maturity, interest rate or other provisions. "Series 1993 Bonds" shall mean the Tax Increment Revenue Bonds, Series 1993 (City Center/Historic Convention Village), authorized to be issued under this Resolution in the aggregate principal amount not to exceed $25,000,000. "Series 1993 Redevelopment Project" shall mean the acquisi- tion, clearing and/or rehabilitation of certain property and the construction of certain public improvements within the Redevelop- ment Area being financed with the proceeds of the Series 1993 Bonds. "State" shall mean the State of Florida. "Supplemental Revenues" shall mean the portion of the Resort Tax Revenues pledged by the City for the benefit of the Holders of the Bonds under the provisions of the Supplemental Revenues Resolu- tion. "Supplemental Revenues Bonds" shall mean any and all bonds issued by the City or other obligations incurred by the City (other than the payment obligations under Section 5 of the Supplemental Revenues Resolution), from time to time, which are payable from, and are secured by a pledge and lien upon, the Supplemental Revenues on a parity with the City's payment obligations under Section 5 of the Supplemental Revenues Resolution and the pledge and lien granted under Section 6 of the Supplemental Revenues Resolution. "Supplemental Revenues Resolution" shall mean the resolution adopted by the City on January 5, 1994 pledging the Supplemental Revenues for the benefit of the Holders of the Bonds. "Term Bonds" shall mean the Bonds of any Series which shall be stated to mature on one date and for the amortization of which payments are required to be made into the Bond Redemption Account in the Sinking Fund. "Trust Fund" shall mean the City Center/Historic Convention Village Redevelopment and Revitalization Trust Fund established by Ordinance No. 93-2836 adopted by the City on February 24, 1993 and by Ordinance No. 93-28 enacted by the County on April 27, 1993 in accordance with the Act. "Trust Fund Revenues" shall mean the revenues derived from the Redevelopment Area and received by the Agency for deposit in the Trust Fund pursuant to Section 163.387, Florida Statutes, as amended, Ordinance No. 93-28 enacted by the County on April 27, 1993, as amended from time to time, and Ordinance No. 93-2836 adopted by the City on February 24, 1993, as amended from time to time. "Trustee" shall mean any bank or trust company or any successor bank or trust company appointed by the Agency to act as Trustee hereunder, and which may also be the Paying Agent and Registrar for the Bonds. Words importing singular number shall include the plural number in each case and vice versa, and words importing persons shall include firms and corporations. Words defined in Section 101 hereof that appear in this Resolution in lower case form shall have the meanings ascribed to them in the definitions in Section 101 unless the context shall otherwise indicate. The words "Bond", "Owner", "Holder" and "person" shall include the plural as well as the singular number unless the context shall otherwise indicate. GTli\Rf IHRL \164872.5\01/07/94 8 The word "person" shall include corporations and associations, including public bodies, as well as natural persons, unless the context shall otherwise indicate. The word "Bond" or "Bonds" and the words "revenue bond" or "revenue bonds" shall mean any Bond or Bonds or all of the Bonds, as the case may be, issued under the provisions of this Resolution. The word "Resolution" shall include this Resolution and each resolution supplemental hereto. SECTION 1.02. AUTHORITY FOR THIS RESOLUTION. This resolution is adopted pursuant to the provisions of the Act. SECTION 1.03. and declared: FINDINGS. It is hereby ascertained, determined (a) That the Agency is authorized to receive, deposit and apply the Trust Fund Revenues and Supplemented Revenues pursuant to the Act. (b) It is necessary and desirable to issue the Series 1993 Bonds in order to finance the Series 1993 Redevelopment Project. (c) The principal of and interest on the Bonds and all required sinking fund, reserve and other payments shall be payable solely from the Pledged Funds. None of the City, the County, or the State of Florida or any political subdivision thereof or governmental authority or body therein shall ever be required to levy ad valorem taxes to pay the principal of or interest on the Bonds or to make any of the sinking fund, reserve or other payments required by this Resolution or the Bonds, and the Bonds shall not constitute indebtedness of the Agency, the City, the County, the State or any political subdivision thereof within the meaning of any constitutional, statutory or other provision or limitation or a lien upon any property owned by or situated within the corporate territory of the Agency or the City, except as provided herein with respect to the Pledged Funds. (d) Due to the character of the Series 1993 Bonds, the complexity of structuring an issue of bonds secured by the Trust Fund Revenues, prevailing market conditions, and the recommendation of the financial advisor to the Agency that the sale of the Series 1993 Bonds be by negotiation, the sale of the Series 1993 Bonds on the basis of negotiated sale rather than a public sale by competitive bid is in the best interest of the Agency and is hereby authorized. SECTION 1.04. RESOLUTION CONSTITUTES CONTRACT. In conside- ration of the acceptance of the Bonds authorized to be issued hereunder by those who shall own the same from time to time, this Resolution shall be deemed to be and shall constitute a contract between the Agency and such Bondholders, and the covenants and agreements herein set forth to be performed by the Agency shall be for the equal benefit, protection and security of the owners of any and all of such Bonds, all of which shall be of equal rank and without preference, priority, or distinction of any of the Bonds over any other thereof except as expressly provided therein and herein. [END OF ARTICLE I] GTH\RE HERL \ 164872.5\0 I /07 /94 9 ARTICLE II AUTHORIZATION, TERMS, EXECUTION AND REGISTRATION OF BONDS SECTION 201. AUTHORIZATION OF THE SERIES 1993 BONDS. Sub- ject and pursuant to the provisions of this Resolution, Bonds of the Agency to be known as Tax Increment Revenue Bonds, Series 1993 (City Center/Historic Convention Village) (the "Series 1993 Bonds"), are hereby authorized to be issued in an aggregate principal amount not to exceed Twenty Five Million Dollars ($25,000,000), for the purpose of providing funds, together with certain other available moneys, to finance the Series 1993 Redevel- opment Project, to fund the Debt Service Reserve Account and to pay costs of issuance of the Series 1993 Bonds, which Bonds may be issued all at one time or from time to time in Series, and if in Series, may be dated, numbered, and designated as to Series, all as shall be determined in the Chairman's Certificate. The financing of the Series 1993 Redevelopment Project and its acquisition is hereby authorized. Subject to the limitations contained herein, the Series 1993 Bonds shall be issued in such aggregate amount, shall be dated, shall mature on such dates and in such years, but not later than December 31, 2022, and in such amounts, shall be in the form of Serial Bonds or Term Bonds or a combination thereof, shall have such Interest Payment Dates in each year, shall bear interest at such rates not to exceed 8%, shall have such Amortization Require- ments, if any, and shall be subject to redemption at such times and at such prices, all as shall be set forth in the Chairman's Certificate. The Commission hereby appoints First Union National Bank of Florida, Miami, Florida, as Trustee, Registrar and Paying Agent hereunder. The Commission hereby approves the distribution of copies of the Preliminary Official Statement with respect to the Series 1993 Bonds (the "Preliminary Official Statement") in substantially the form presented at this meeting with such changes as may be approved by the Chairman. The Chairman or his designee is hereby authorized to deem the Preliminary Official Statement "final" for purposes of Securities and Exchange Commission Rule l5c2-l2 and to execute any certificates in connection with such finding. The Chairman and the Executive Director or his designee, are hereby authorized to execute the Official Statement with respect to the Series 1993 Bonds (the "Official Statement") on behalf of. the Agency, in substantially the form of the draft of the Preliminary Official Statement presented at this meeting with such changes therein as shall be necessary to evidence the terms of the Series 1993 Bonds and such additional changes as may be approved by the Chairman, with such execution to constitute conclusive evidence of such officer's approval and the Agency's approval of any change therein. The use of the Preliminary Official Statement and the final Official Statement in the marketing and sale of the Series 1993 Bonds is hereby approved. The Commission hereby approves the form of the Bond Purchase Agreement (the "Bond Purchase Agreement") for the purchase of the Series 1993 Bonds by the Purchasers, a copy of which draft form of Bond Purchase Agreement has been presented at this meeting. In connection with the sale of the Series 1993 Bonds, the Chairman is hereby authorized to execute the Bond Purchase Agreement, upon compliance by the Purchasers with any and all requirements of Florida Statutes, Section 218.385 (4), in substantially the form presented at this meeting, subject to such changes, insertions and omissions and such filling-in of blanks therein as may be necessary to evidence the terms of the Series 1993 Bonds and such additional changes as may be approved by the Chairman. The purchase price at which the Series 1993 Bonds shall be awarded to the Purchasers G rH\Rf. I THll \ 164872.5\01/07/94 10 shall be determined by the Chairman in consul tation with the financial advisor of the City and Agency but shall not be less than 98% of the principal amount of the Series 1993 Bonds (not including original issue discount). The execution and delivery by the Chairman of the Bond Purchase Agreement for and on behalf of the Agency shall be conclusive evidence of the approval of such officer and the Agency of any such changes, insertions, omissions or filling-in of blanks. SECTION 202. DESCRIPTION OF BONDS. Unless otherwise speci- fied by the Agency in subsequent proceedings, any Bonds issued pursuant to this Resolution shall be issued in fully registered form and, if the Registrar issues notice of the availability of exchanging registered Bonds for coupon Bonds, in coupon form. If the Registrar receives an opinion of counsel of recognized standing in the field of law relating to municipal bonds to the effect that the issuance of any of the Bonds in coupon form will not adversely affect the exclusion from gross income for Federal income tax purposes of the interest on any of the Bonds, the Registrar may, at the written direction of the Agency, mail notice to the registered owners of the Bonds of the availability of exchanging registered Bonds for coupon Bonds. Registered Bonds may then be exchanged for an equal aggregate principal amount of coupon Bonds of the same Series and maturity of any authorized denomination and coupon Bonds may be exchanged for an equal aggregate principal amount in the manner provided in this Resolution. Unless otherwise specified by the Agency in subsequent pro- ceedings, the Bonds of a Series shall be dated as determined in a Chairman's Certificate as to the Series 1993 Bonds and pursuant to subsequent resolution of the Agency as to the issuance of any other Series of Bonds; shall be payable in any coin or currency of the United States of America that is legal tender at the time of such payment; shall bear interest from their date at a fixed rate not exceeding the legal rate per annum,' with interest paid to the registered Holder thereof on each Interest Payment Date by the Paying Agent at the address shown on the registration books of the Agency (held by the Registrar) at the close of business on the 15th day of the calendar month preceding an Interest Payment Date or any other date with respect to any Series of Bonds as may be determined pursuant to subsequent resolution of the Agency (in each case a IIRegular Record Datell), except for (i) Capital Appreciation Bonds which shall bear interest as described under the defined term Accreted Value, payable only upon redemption or maturity thereof and (ii) Capital Appreciation and Income Bonds which shall bear interest as described under the defined term Appreciated Value, payable on the amount due at maturity but only from and after the Interest Commencement Date; shall be lettered and shall be numbered in such manner as determined in a Chairman's Certificate as to the Series 1993 Bonds and pursuant to subsequent resolution of the Agency relating to the issuance of any other Series of Bonds; shall be in denominations of $5,000 or any integral multiples thereof as to the Series 1993 Bonds and as determined pursuant to subsequent resolution of the Agency relating to the issuance of any' other Series of Bonds; and shall mature on such dates, in such years and in such amounts, as determined in a Chairman's Certificate as to the Series 1993 Bonds and as provided for pursuant to subsequent resolution of the Agency relating to any other Series of Bonds. Notwithstanding anything in this paragraph to the contrary, any interest not punctually paid on an Interest Payment Date shall forthwith cease to be payable to the registered Holder on the Regular Record Date and may be paid to the registered Holder as of the close of business on a special record date for the payment of such defaulted interest to be fixed by the Paying Agent, notice of which shall be given not less than 10 days prior to such special record date to the registered Holders. The principal of and redemption premium, if any, on the Bonds shall be payable upon presentation and surrender at the principal GTH\RE I TERl \ 164872.5\0 I /07/94 11 office of the Paying Agent. Interest on the Bonds shall be paid by check or draft drawn upon the Paying Agent and mailed to the registered owners of the Bonds on each Interest Payment Date; provided, however, that (i) if ownership of Bonds is maintained in a book-entry only system by a securities depository, such payment may be made by automatic funds transfer to the securities depository or its nominee or (ii) if such Bonds are not maintained in a book- entry only system by a securities depository, upon written request of the Holder of $1,000,000 or more in principal amount of Bonds, such payments may be made by wire transfer to the bank and bank account specified in writing by such Holder (such bank being a bank within the continental United States), if such Holder has advanced to the Paying Agent the amount necessary to pay the cost of such wire transfer or authorized the Paying Agent to deduct the cost of such wire transfer from the payment due to such Holder. The Bonds issued hereunder may be Serial Bonds or Term Bonds and may be Capital Appreciation Bonds, Capital Appreciation and Income Bonds, Extendible Maturity Bonds, Put Bonds and such other types of bonds as may be marketable from time to time, including, without limitation, taxable Bonds and Bonds issued in book entry form, as determined hereunder or by subsequent proceedings of the Agency. SECTION 203. REDEMPTION PROVISIONS. The Bonds of each Series, other than the Series 1993 Bonds, may be subj ect to redemption prior to maturity at such times, at such redemption prices and upon such terms in addition to the terms contained in this Resolution as may be determined pursuant to subsequent resolutions of the Agency, which subsequent resolutions may contain different redemption notice provisions than those contained in this Resolution. The redemption provisions for the Series 1993 Bonds shall be established in the manner described in the second para- graph of Section 201 of this Resolution. Notice of redemption for Bonds being redeemed shall be given by deposit in the U.S. mails of a copy of a redemption notice, postage prepaid, at least thirty (3D) and not more than sixty (60) days before the redemption date to all registered owners of the Bonds or portions of the Bonds to be redeemed at their addresses as they appear on the registration books to be maintained in accord- ance with the provisions hereof. Failure to mail any such notice to a registered owner of a Bond, or any defect therein, shall not affect the validity of the proceedings for redemption of any Bond or portion thereof with respect to which no failure or defect occurred. Such notice shall set forth the date fixed for redemp- tion, the rate of interest borne by each Bond being redeemed, the date of publication, if any, of a notice of redemption, the name and address of the Registrar and Paying Agent, the redemption price to be paid and, if less than all of the Bonds then outstanding shall be called for redemption, the distinctive numbers and letters, including CUSIP numbers, if any, of such Bonds to be redeemed and, in the case of Bonds to be redeemed in part only, the portion of the principal amount thereof to be redeemed. If any Bond is to be redeemed in part only, the notice of redemption which relates to such Bond shall also state that on or after the redemp- tion date, upon surrender of such Bond, a new Bond or Bonds in a principal amount equal to the unredeemed portion of such Bond will be issued. Any notice mailed as provided in this section shall be conclusively presumed to have been duly given, whether or not the owner of such Bond receives such notice. In addition to the redemption notice described above, the Agency shall give notice of redemption for Bonds being redeemed to registered securities depositories and to national information services that disseminate redemption notices at least 2 business days in advance of the notice mailed to Holders of Bonds by sending notice to depositories such as Depository Trust Company of New York, New York, Midwest Securities Trust Company of Chicago, GTH\Rf nun \lb4811. 5\01/07 194 12 Illinois, Pacific Securities Depository Trust Company of San Francisco, California, and Philadelphia Depository Trust Company of Philadelphia, Pennsylvania and to national information services such as Financial Information Inc.'s Daily Called Bond Service, Interactive Data Corporation's Bond Service, Kenny Information Service's Called Bond Service, Moody's Municipal and Government News Reports and Standard and Poor's Called Bond Record. In addition, the Paying Agent shall publish notice of redemp- tion one time in The Bond Buyer of New York, New York or if the Paying Agent believes that such publication is impractical or unlikely to reach a substantial number of owners of the Bonds to be redeemed, in some other financial newspaper or journal which regu- larly carries notices of redemption of other obligations similar to the Bonds, such publication to be made at least 30 days prior to the date fixed for redemption. Notice having been given in the manner and under the condi- tions described in the second paragraph of this Section 203, the Bonds or portions of Bonds so called for redemption shall, on the redemption date designated in such notice, become and be due and payable at the redemption price provided for redemption for such Bonds or portions of Bonds on such date. On the date so designated for redemption, moneys for payment of the redemption price being held in separate accounts by the Paying Agent in trust for the registered owners of the Bonds or portions thereof to be redeemed, all as provided in this Resolution, interest on the Bonds or portions of Bonds so called for redemption shall cease to accrue, such Bonds and portions of Bonds shall cease to be entitled to any lien, benefit or security under this Resolution and shall be deemed paid hereunder, and the registered owners of such Bonds or portions of Bonds shall have no right in respect thereof except to receive payment of the redemption price thereof and to receive Bonds for any unredeemed portions of the Bonds. Notwithstanding the foregoing, notice of redemption in connection with an optional redemption of Bonds shall not be given by the Agency unless on the date of giving of such notice of redemption the Agency has on deposit with the Paying Agent sufficient moneys to provide for such redemption. SECTION 204. EXECUTION OF BONDS. The Bonds shall be exe- cuted in the name of the Agency by the Chairman, and the seal of the Agency or a facsimile thereof shall be affixed thereto or imprinted or reproduced thereon and attested by the Executive Director, either manually or with their facsimile signatures. In case anyone or more of the officers who shall have signed or sealed any of the Bonds shall cease to be such officer before the Bonds so signed and sealed shall have been actually sold an delivered, such Bonds may nevertheless be sold and delivered as herein provided and may be issued as if the person who signed and sealed such Bonds had not ceased to hold such office. Any Bond may be signed and sealed on behalf of the Agency by such person as at the actual time of the execution of such Bond shall hold the proper office, although at the date of such Bonds such person may not have held such office or may not have been so authorized. The Bonds of each Series shall bear thereon a certificate of authentication, in the form set forth in Exhibit A hereto, executed manually by the Registrar. Only such Bonds as shall bear thereon such certificate of authentication shall be entitled to any right or benefit under this Resolution and no Bond shall be valid or obligatory for any purpose until such certificate of authentication shall have been duly executed by the Registrar. Such certificate of the Registrar upon any Bond executed on behalf of the Agency shall be conclusive evidence that the Bond so authenticated has been duly authenticated and delivered under this Resolution and that the Holder thereof is entitled to the benefits of this Resolution. If the Bonds of a Series have been validated, the validation certificate on each of the Bonds of such Series shall be GTH\Rll HRL \ 164872.5\01/07/94 13 signed with the facsimile signatures of the present or any future Chairman, and the Agency may adopt and use for that purpose the facsimile signature of any person who shall have been such Chairman at any time on or after the date of the Bonds, notwithstanding that he may have ceased to be such Chairman at the time when said Bonds shall be actually delivered. SECTION 205. NEGOTIABILITY, REGISTRATION AND CANCELLATION. At the option of the registered Holder thereof and upon surrender thereof at the principal corporate trust office of the Registrar with a written instrument of transfer satisfactory to the Registrar duly executed by the registered Holder or his duly authorized attorney and upon payment by such Holder of any charges which the Registrar or the Agency may make as provided in this Section, the Bonds may be exchanged for Bonds of the same aggregate principal amount of the same Series and maturity of any other authorized denominations. The Registrar shall keep books for the registration of Bonds and for the registration of transfers of Bonds. The Bonds shall be transferable by the Holder thereof in person or by his attorney duly authorized in writing only upon the books of the Agency kept by the Registrar and only upon surrender thereof together with a written instrument of transfer satisfactory to the Registrar duly executed by the Holder or his duly authorized attorney. Upon the transfer of any such Bond, the Agency shall cause to be issued in the name of the transferee a new Bond or Bonds. The Agency, the Trustee, the Paying Agent and the Registrar may deem and treat the person in whose name any Bond shall be registered upon the books kept by the Registrar as the absolute Holder of such Bond, whether such Bond shall be overdue or not, for the purpose of receiving payment of, or on account of, the prin- cipal of, premium, if any, and interest on such Bond as the same becomes due and for all other purposes. All such payments so made to any such Holder or upon his order shall be valid and effectual to satisfy and discharge the liability upon such Bond to the extent of the sum or sums so paid, and neither the Agency, the Trustee, the Paying Agent nor the Registrar shall be affected by any notice to the contrary. In all cases in which the privilege of exchanging Bonds or transferring Bonds is exercised, the Agency shall execute and the Registrar shall authenticate and deliver Bonds in accordance with the provisions of this Resolution. All Bonds surrendered in any such exchanges or transfers shall forthwith be delivered to the Registrar and cancelled by the Registrar in the manner provided in this Section. There shall be no charge for any such exchange or transfer of Bonds, but the Agency or the Registrar may require the payment of a sum sufficient to pay any tax, fee or other govern- mental charge required to be paid with respect to such exchange or transfer. Neither the Agency nor the Registrar shall be required (a) to transfer or exchange Bonds of any Series for a period of 15 days next preceding any selection of Bonds of such Series to be redeemed or thereafter until after the mailing of any notice of redemption; or (b) to transfer or exchange any Bonds of any Series called for redemption. Except as may otherwise be provided with respect to Put Bonds in the proceedings of the Agency providing for the issuance there- of, all Bonds paid or redeemed, either at or before maturity shall be delivered to the Trustee when such payment or redemption is made, and such Bonds, together with all Bonds purchased by the Agency, shall thereupon be promptly cancelled. Bonds so cancelled may at any time be destroyed by the Trustee, who shall execute a certification of destruction in duplicate by the signature of one of its authorized officers describing the Bonds so destroyed, and one executed certificate shall be filed with the Agency and the other executed certificate shall be retained by the Trustee. GTH\IU IHRl. \ 164872.5\01/07/94 14 SECTION 206. BONDS MUTILATED, DESTROYED, STOLEN OR LOST. In case any Bond shall become mutilated, destroyed, stolen or lost, the Agency may execute and the Registrar shall authenticate and deliver a new Bond of like Series, date, maturity, denomination and interest rate as the Bond so mutilated, destroyed, stolen or lost; provided that, in the case of any mutilated Bond, such mutilated Bond shall first be surrendered to the Agency and, in the case of any lost, stolen or destroyed Bond, there shall first be furnished to the Agency and the Registrar evidence of such loss, theft, or destruction satisfactory to the Agency and the Registrar, together with indemnity satisfactory to them. In the event any such Bond shall be about to mature or have matured or have been called for redemption, instead of issuing a duplicate Bond, the Agency may direct the Paying Agent to pay the same without surrender thereof. The Agency and Registrar may charge the Holder of such Bonds their reasonable fees and expenses in connection with this transaction. Any Bond surrendered for replacement shall be cancelled in the same manner as provided in Section 205 hereof. Any such duplicate Bonds issued pursuant to this Section shall constitute additional contractual obligations on the part of the Agency, whether or not the lost, stolen or destroyed Bonds be at any time found by anyone, and such duplicate Bonds shall be entitled to equal and proportionate benefits and rights as to lien on and source and security for payment .from the Pledged Funds, with all other Bonds issued hereunder. SECTION 207. PREPARATION OF DEFINITIVE BONDS; TEMPORARY BONDS. Unless otherwise specified by the Agency in subsequent proceedings, the definitive Bonds of each Series shall be litho- graphed, printed or typewritten. Until the definitive Bonds are prepared, the Chairman and Executive Director may execute and the Registrar may authenticate, in the same manner as is provided in Section 204, and deliver, in lieu of definitive Bonds, but subject to the same provisions, limitations and conditions as the defini- tive Bonds, one or more printed, lithographed or typewritten tempo- rary fully registered Bonds, substantially of the tenor of the definitive Bonds in lieu of which such temporary Bond or Bonds are issued, in authorized denominations or any whole multiples thereof, and with such omissions, insertions and variations as may be appro- priate to such temporary Bonds. The Agency at its own expense shall prepare, execute and, upon the surrender at the corporate trust office of the Registrar of such temporary Bonds for which no payment or only partial payment has been provided, the Registrar shall authenticate and, without charge to the Holder thereof, deliver in exchange therefor, at the principal corporate trust office of the Registrar, definitive Bonds of the same aggregate principal amount, Series and maturity as the temporary Bonds sur- rendered. Until so exchanged, the temporary Bonds shall in all respects be entitled to the same benefits and security as defini- tive Bonds issued pursuant to this Resolution. SECTION 208. FORM OF BONDS. The text of the Bonds shall be of the tenor set forth in Exhibit A to this Resolution, with such omissions, insertions and variations as may be necessary and desirable and authorized or permitted by this Resolution or a Chairman's Certificate. SECTION 209. BOOK-ENTRY ONLY SYSTEM FOR THE BONDS; QUALIFI- CATION FOR THE DEPOSITORY TRUST COMPANY. The Bonds may be issued as uncertificated securities through the book-entry only system maintained by The Depository Trust Company of New York ("DTC") or such other securities depository as may be selected by the Agency. The Agency, the Trustee, the Registrar and the Paying Agent are hereby authorized to take such actions as may be necessary to qualify the Bonds for deposit with DTC, including but not limited to those actions as may be set forth in a letter agreement (the "DTC Agreement") to be entered into by and among the Agency, the Fiduciaries and DTC, the execution and delivery of which with respect to the Series 1993 Bonds by the Chairman or Executive GTH\JU I TfRl \ 164812. S\Ol/Ol/<J4 15 Director of the Agency is hereby authorized, wire transfers of interest and principal payments with respect to the Bonds, utiliz- ation of electronic book entry data received from DTC in place of actual delivery of Bonds and provisions of notices with respect to Bonds registered by DTC (or any of its designees identified to the Agency, the Trustee, the Registrar or the Paying Agent) by over- night delivery, courier service, telegram, telecopy or other similar means of communication. [END OF ARTICLE II] GTH\R[ ITfRl \ IM8J2. 5\01/07/94 16 ARTICLE III COVENANTS, FUNDS AND APPLICATION THEREOF SECTION 301. BONDS NOT TO BE INDEBTEDNESS OF THE AGENCY OR THE CITY. The Bonds shall not be and shall not constitute an indebtedness of the Agency, the City, the County, the State or any political subdivision thereof, within the meaning of any consti- tutional, statutory or charter provisions or limitations, or a pledge of the faith and credit of the Agency, the City, the County, the State or any political subdivision thereof, but shall be pay- able solely, as provided in this Resolution, from the Pledged Funds. No Holder or Holders of any Bonds issued hereunder shall ever have the right to compel the exercise of the ad valorem taxing power of the City, the County, the State or any political subdi- vision thereof or taxation in any form of any real or personal property therein, or the application of any funds of the Agency or the City, the County, the State or any political subdivision thereof to pay the Bonds or the interest thereon or the making of any sinking fund or reserve payments provided for herein other than the Pledged Funds as provided in this Resolution. SECTION 302. BONDS SECURED BY PLEDGE OF PLEDGED FUNDS. The payment of the principal of, interest and premium, if any, on all of the Bonds issued hereunder and any additional parity Bonds hereafter issued, as provided herein, shall be secured forthwith equally and ratably by a first lien on and pledge of the Pledged Funds. The Pledged Funds in an amount sufficient to pay the principal of and interest on the Bonds herein authorized and to make the payments into the Sinking Fund (hereinafter created and established) and all other payments provided for in this Resolu- tion, as well as moneys held in the funds and accounts created under this Resolution (other than the Rebate Fund), are hereby irrevocably pledged to the payment of the principal of and interest on the Bonds authorized herein, and other payments provided for herein, as the same become due and payable. Pursuant to the provi- sions of the Supplemental Revenues Resolution and subject to the limitations and conditions therein contained, the City has pledged the Supplemental Revenues as security for the payment of the prin- cipal of and interest on the Bonds, such Supplemental Revenues being part of the Pledged Funds hereunder upon receipt of the same by the Trustee. The Bonds and the obligation evidenced thereby shall not con- stitute a lien upon any property owned by or situated within the corporate territory of the Agency or the City, but shall constitute a lien only on the Pledged Funds all in the manner provided in this Resolution. SECTION 303. APPLICATION OF BOND PROCEEDS; ACQUISITION AND CONSTRUCTION FUND. (a) All moneys received by the Agency from the sale of the Series 1993 Bonds issued pursuant to this Resolution, unless 'other- wise provided in the. Chairman's Certificate shall be simultaneously disbursed as follows: (1) Proceeds derived from the sale of the Series 1993 Bonds equal to the accrued interest on the Series 1993 Bonds shall be deposited in the Interest Account, hereinafter created and established, and used for the purpose of paying interest on the Series 1993 Bonds as the same becomes due and payable. (2) Proceeds derived from the sale of the Series 1993 Bonds, together with other moneys lawfully available therefor, if any, shall be deposited in a "Miami Beach Redevelopment Agency Cost of Issuance Fund (City Center/Historic Convention Village)" (hereinafter referred to as the "Cost of Issuance Fund") which is hereby created and established to be held by GTH\RE IHRl \ 164872.5\0 I/O 7/94 17 the Agency and used for the purpose of paying such costs of issuance of the Series 1993 Bonds as the Agency shall deter- mine are appropriate. (3) Proceeds derived from the sale of the Series 1993 Bonds in an amount equal to the Reserve Account Requirement shall be deposited in the Debt Service Reserve Account, here- inafter created and established. (4) The balance of the proceeds derived from the sale of the Series 1993 Bonds, together with other moneys lawfully available therefor, if any, shall be deposited in an account designated "Series 1993 Account II of a special fund hereby created, established and designated as the "Miami Beach Redevelopment Agency Acquisition and Construction Fund (City Center/Historic Convention Village) II (hereinafter referred to as the "Acquisition and Construction Fund II ) to be held and administered by the Trustee. Such proceeds and other avail- able moneys shall be applied by the Trustee as set forth in Section 303(c) below. (b) All moneys received by the Agency from the sale of any Series of Bonds, other than the Series 1993 Bonds, authorized and issued pursuant to this Resolution, unless otherwise provided by subsequent proceedings of the Agency authorizing such Series of Bonds, shall be simultaneously disbursed as follows: (1) The accrued interest, if any, derived from the sale of Bonds shall be deposited in the Interest Account and for the purpose of paying interest on the Bonds as the same becomes due and payable. (2) Proceeds derived from the sale of Bonds, together with other moneys lawfully available therefor, if any, shall be deposited in the Cost of Issuance Fund and used for the purpose of paying such costs of issuance of such Bonds as the Agency shall determine are appropriate. (3) Proceeds of the sale of such Bonds, together with other moneys lawfully available therefor, if any, shall be deposited in the Debt Service Reserve Account in an amount sufficient to make the amount in the Debt Service Reserve Account equal to the Reserve Account Requirement on the Bonds Outstanding under the Resolution; provided, however, that the Agency may elect to fund any increase in the Reserve Account Requirement as a result of the sale of the Bonds by the deposit of a Reserve Account Insurance Policy or Reserve Account Letter of Credit as provided in Section 304(D) hereof. (4) The balance of the proceeds derived from the sale of such Bonds, other than Bonds issued to refund Outstanding Bonds, together wi th other moneys lawfully available therefor, if any, shall be deposited in an account of the Acquisition and Construction Fund designated with the Series of Bonds applicable thereto. Such proceeds and other available moneys shall be applied by the Trustee as set forth in Section 303(c) below. (5) The balance of the proceeds derived from the sale of such Bonds issued to refund Outstanding Bonds shall be applied to provide for the refunding of such Outstanding Bonds to be refunded in accordance with a resolution adopted by the Commission prior to the issuance of such Bonds. (c) Proceeds and other moneys on deposit in the Acquisition and Construction Fund shall be disbursed by the Trustee in accor- dance with the provisions of this subsection (c). Withdrawals may be made by the Agency from the Acquisition and Construction Fund upon receipt by the Trustee of a written requisition executed by a duly authorized official of the Agency, specifying the purpose for Grn\~[IHRl \ 164872.5\01/07/94 18 which such withdrawal is to be made, including reimbursement to the Agency or the City for funds advanced by them, as applicable, in connection with a Redevelopment Project, and certifying that such purpose is included within the scope of the Redevelopment Project for which the applicable Series of Bonds was issued. In addition, (i) in the case of the Series 1993 Bonds, an authorized official of the Agency shall deliver to the Trustee with each such requisition a certificate in the form of Exhibit B, attached hereto and made a part hereof and (ii) in the case of any other Series of Bonds, an authorized official of the Agency shall deliver to the Trustee with each such requisition such other certificates as may be provided for in a resolution of the Agency authorizing such Series of Bonds. If for any reason the moneys in the Acquisition and Construction Fund, or any part thereof including any investment earnings on deposit therein, are not necessary for, or are not applied to the purposes provided for the applicable Series of Bonds, then such unapplied proceeds, upon certification of a duly authorized offi- cial of the Agency that such surplus proceeds are not needed for such purposes, shall be applied to the redemption or purchase or payment of principal of Outstanding Bonds. Moneys on deposit in the Acquisition and Construction Fund may be invested and reinvested at the direction of the Agency to the fullest extent practicable in Permitted Investments maturing not later than such date or dates on which such moneys shall be needed for the purposes of the Acquisition and Construction Fund. The earnings and investment income derived from the moneys and invest- ments on deposit in the Acquisition and Construction Fund shall be deposited and maintained in the applicable account within the Acquisition and Construction Fund and used for the purposes there- of. (d) The proceeds of the sale of the Bonds shall be and con- stitute trust funds for the purposes hereinabove provided and there is hereby created a lien upon such moneys, until so applied, in favor of the Holders of said Bonds. SECTION 304. COVENANTS OF THE AGENCY. The Agency hereby covenants and agrees with the Holders of any and all of the Bonds issued pursuant to this Resolution as follows: A. TAX COVENANTS. (1) The Agency will not take any action or omit to take any action, which action or omission, if reasonably exp~cted on the date of initial issuance and delivery of the Bonds, would result in the failure to exclude interest on the Bonds from gross income for Federal income tax purposes under Section l03(a) of the Code. Par- ticularly, the Agency will not take any action or omit to take any action, which action or omission, if reasonably expected on the date of the initial issuance and delivery of the Bonds, would have caused any of the Bonds to be "arbitrage bonds" within the meaning of Section 148 of the Code. (2) The Agency shall comply with the arbitrage rebate covenants as provided in Section 304(E) hereof. B. REDEVELOPMENT PLAN. The Agency will carry out the pur- poses of the Redevelopment Plan within the Redevelopment Area all in accordance with the Act and will take all such actions as are required to carry out the full intent of the Redevelopment Plan. C. TRUST FUND. As soon as the same are received by the Agency, all of the Trust Fund Revenues shall be forthwith deposited into the Trust Fund. The Trust Fund shall constitute a trust fund for the purposes provided in this Resolution, shall be held by the Agency and shall be maintained separate and distinct from all other funds of the Agency and used only for the purposes and in the manner provided in this Resolution and the Act. G rH\~( I TUH \ 1648/2 .5,\01/07/94 19 D. DISPOSITION OF TRUST FUND REVENUES; SUPPLEMENTAL REV- ENUES. There is hereby created and established a special fund designated the "Miami Beach Redevelopment Agency Sinking Fund (City Center/Historic Convention Village)" (hereinafter referred to as the "Sinking Fund"). There are also hereby created four (4) sep- arate accounts in the Sinking Fund to be known as the "Interest Account", the "Principal Account", the "Bond Redemption Account" and the "Debt Service Reserve Account". The Sinking Fund and the accounts therein shall be held and administered by the Trustee. In each Fiscal Year, the first $500,000 in Trust Fund Revenues deposited in the Trust Fund during such Fiscal Year shall be set aside and retained by the Agency for the payment of the Agency's current operating expenses relating to the Redevelopment Plan (not including Debt Service Requirements on the Bonds). Thereafter, all Net Trust Fund Revenues deposited in the Trust Fund during such Fiscal Year shall be disposed of by the Agency only in the following manner: (1) Net Trust Fund Revenues shall first be used, to the full extent required, for deposit with the Trustee into the Interest Account in the Sinking Fund, immediately upon receipt of such Net Trust Fund Revenues, of such sums as shall be sufficient to pay the interest becoming due on the Bonds during the current calendar year (or if such Net Trust Fund Revenues are deposited in the Trust Fund during the first quarter of such Fiscal Year, to pay the interest becoming due on the Bonds through the end of the next succeeding calendar year) ; provided, however, that such deposit for interest shall not be required to be made into the Interest Account to the extent that money on deposit therein is sufficient for such purpose. The Trustee shall, on each Interest Payment Date, trans- fer to the Paying Agent moneys in an amount equal to the interest due on such Interest Payment Date or shall advise the Paying Agent of the amount of any deficiency in the amount on deposit in the Interest Account so that the Paying Agent may give appropriate notice required to provide for the payment of such deficiency from any Reserve Account Insurance Policy or Reserve Account Letter of Credit on deposit in the Debt Service Reserve Account. (2) (a) Net Trust Fund Revenues shall next be used, to the full extent required, for deposit with the Trustee into the Principal Account in the Sinking Fund, immediately upon receipt of such Net Trust Fund Revenues, of such sums as shall be sufficient to pay the principal amount of Serial Bonds which will mature during the current calendar year (or if such Net Trust Revenues are deposited in the Trust Fund during the first quarter of such Fiscal Year, to pay the principal amount of Serial Bonds which will mature through the end of the next succeeding calendar year); provided, however, that such deposit for principal shall not be required to be made into the Principal Account to the extent that money ,on deposit therein is sufficient for such purpose. The Trustee shall, on the business day prior to each principal payment date, transfer to the Paying Agent moneys in an amount equal to the principal due on such principal payment date or shall advise the Paying Agent of the amount of any deficiency in the amount on deposit in the Principal Account so that the Paying Agent may give appropriate notice required to provide for the payment of such deficiency from any Reserve Account Insurance Policy or Reserve Account Letter of Credit on deposit in the Debt Service Reserve Account. (b) Net Trust Fund Revenues shall next be used, to the full extent required, for deposit with the Trustee into the Bond Redemption Account in the Sinking Fund, immediately G TH\Rf ITElU \ 164872.5\01/07/94 20 upon receipt of such Net Trust Fund Revenues, of such Amorti- zation Requirements as may be required for the payment of the Term Bonds payable from the Bond Redemption Account during the current calendar year (or if such Net Trust Fund Revenues are deposited in the Trust Fund during the first quarter of such Fiscal Year, for the payment of the Term Bonds payable from the Bond Redemption Account through the end of the next succeeding calendar year) . The moneys in the Bond Redemption Account shall be used solely for the purchase or redemption of the Term Bonds payable therefrom. The Agency may at any time purchase any of said Term Bonds at prices not greater than the then redemption price of said Term Bonds. If the Term Bonds are not then redeemable, the Agency may purchase said Term Bonds at prices not greater than the redemption price of such Term Bonds on the next ensuing redemption date. The Agency shall be manda- torily obligated to use any moneys in the Bond Redemption Account for the redemption prior to maturity of such Term Bonds at such times as the same are subj ect to mandatory redemption. If, by the application of moneys in the Bond Redemption Account, however, the Agency shall purchase or call for redemption in any year Term Bonds in excess of the Amortization Requirements for such year, such excess of Term Bonds so purchased or redeemed shall be credited in such manner and at such times as the Executive Director shall determine over the remaining payment dates. (3) Net Trust Fund Revenues shall next be used, to the full extent required, for deposit with the Trustee into the Debt Service Reserve Account, immediately upon receipt of such Net Trust Fund Revenues, of the difference between the amount on deposit in the Debt Service Reserve Account (including any Reserve Account Insurance Policy or Reserve Account Letter of Credit) and the Reserve Account Requirement for the Bonds Outstanding, and, provided, further, that no payments shall be required to be made into the Debt Service Reserve Account whenever and as long as the amount deposited therein (includ- ing any Reserve Account Insurance Policy or Reserve Account Letter of Credit) shall be equal to the Reserve Account Requirement for the Bonds Outstanding. Moneys in Debt Service Reserve Account shall be used only for the purpose of making payments of principal of and interest on the Bonds when the moneys in the Funds and Accounts held pursuant to this Resolution and available for such purpose are insufficient therefor. Any moneys in the Debt Service Reserve Account in excess of the Reserve Account Requirement for the Bonds Outstanding may, in the discretion of the Agency, be transferred to and deposited in the Interest Account, the Principal Account or the Bond Redemption Account as the Agency at its option may determine. Notwithstanding the foregoing provisions, in lieu of or in substitute for the required deposits (including existing deposits therein) into the Debt Service Reserve Account, the Agency may, with the consent of any issuer of any Credit Facility in respect of the Bonds, cause to be deposited into the Debt Service Reserve Account a Reserve Account Insurance Policy or a Reserve Account Letter of Credit for the benefit of the Holders of the Bonds Outstanding, which Reserve Account Insurance Policy or Reserve Account Letter of Credit shall be payable or available to be drawn upon, as the case may be, (upon the giving of notice as required thereunder) on any Interest Payment Date on which a deficiency exists which cannot be cured by moneys in any other Fund or Account held pursuant to this Resolution and available for such purpose. If any such Reserve Account Insurance Policy or Reserve GTH\IU IURl \ 164812 .!.t\OI/OJ /q4 21 Account Letter of Credit is substituted for moneys on deposit in the Debt Service Reserve Account, the excess moneys in the Debt Service Reserve Account shall be transferred to and deposited in the Interest Account, the Principal Account or the Bond Redemption Account as the Agency at its option may determine. If a disbursement is made under the Reserve Account Insurance Policy or the Reserve Account Letter of Credit, the Agency shall be obligated to either reinstate the maximum limits of such Reserve Account Insurance Policy or Reserve Account Letter of Credit following such disbursement or to deposit into the Debt Service Reserve Account from the Net Trust Fund Revenues, as herein provided, funds in the amount of the disbursements made under such Reserve Account Insurance Policy or Reserve Account Letter of Credit, or a combination of such alternatives as shall equal the Reserve Account Requirement for the Bonds Outstanding. In the event that upon the occurrence of any deficiency in the Interest Account, the Principal Account or the Bond Redemption Account, the Debt Service Reserve Account is then funded with one or more Reserve Account Insurance Policies and/or Reserve Account Letters of Credit, the Agency or the Paying Agent, as applicable, shall, on an interest or prin- cipal payment date or mandatory redemption date to which such deficiency relates, draw upon or cause to be paid under such facilities, on a pro-rata basis thereunder, an amount sufficient to remedy such deficiency, in accordance with the terms and provisions of such facilities and any corresponding reimbursement or other agreement governing such facilities; provided however, that if at the time of such deficiency the Debt Service Reserve Account is only partially funded with one or more Reserve Account Insurance Policies and/or Reserve Account Letters of Credit, prior to drawing on such facilities or causing payments to be made thereunder, the Trustee shall first apply any cash and securities on deposit in the Debt Service Reserve Account to remedy the deficiency and, if after such application a deficiency still exists, the Agency or the Paying Agent, as applicable, shall make up the balance of the deficiency by drawing on such facilities or causing payments to be made thereunder, as provided in this paragraph. Amounts drawn or paid under a Reserve Account Insurance Policy or Reserve Account Letter of Credit shall be applied as set forth in the second paragraph of this Sect,ion 304 (d) (3) . Any amounts drawn or paid under a Reserve Account Insurance Policy or Reserve Account Letter of Credit shall be reimbursed to the issuer thereof in accordance with the terms and provisions of the reimbursement or other agreement governing such facility. The Debt Service Reserve Account shall be valued on the first day in each Fiscal Year and the value of securities on deposit therein shall be the lower of par, or if purchased at other than par, amortized value. Amortized value, when used with respect to securities purchased at a premium above or a discount below par, shall mean the value at any given date obtained by dividing the total premium or discount at which such securities were purchased by the number of interest payment dates remaining to maturity on such securities after such purchase and by multiplying the amount so calculated by the number of interest payment dates having passed since the date of purchase; and (i) in the case of securities purchased at a premium, by deducting the product thus obtained from the purchase price, and (ii) in the case of securities purchased at a discount, by adding the product thus obtained to the purchase price. (4) Net Trust Fund Revenues shall next be used for the payment of any subordinated obligations hereafter issued by the Agency in accordance with Section 304(G) of this Resolu- tion, which subordinate obligations shall have such lien on the Net Trust Fund Revenues as the Agency shall determine in CTl-I\R[ I TERl \ 164872.5\01/07/94 22 the proceedings authorizing the issuance of such subordinated obligations. (5) Thereafter, the balance of any Net Trust Fund Reven- ues remaining in said Trust Fund shall, subj ect to Section 304(A), be used by the Agency for any lawful purposes, includ- ing payment of any fees and expenses of the Fiduciaries; pro- vided, however, that none of such Net Trust Fund Revenues shall ever be used for the purposes provided in this paragraph (5) unless all payments required in paragraphs (1) through (4) above, including any deficiencies for prior payments and any amounts due to the issuer of any Reserve Account Insurance Policy or Reserve Account Letter of Credit, have been made in full to the date of such use. If on the first (1st) day of February in each Fiscal Year the amounts on deposit in any of the accounts established in the Sinking Fund are less than the amounts required to be on deposit therein under clauses (1), (2) and (3) of this Section 304(D) for the payment of interest on and principal (including Amortization Requirements) of the Bonds during the current calendar year and to cause the amounts on deposit in the Debt Service Reserve Account to equal the Reserve Account Requirement, the Trustee shall immedi- ately notify the City of the deficiency in any of such accounts and the City shall be obligated, in accordance with the provisions of the Supplemental Revenues Resolution, to transfer to the Trustee for deposit in the applicable accounts in the Sinking Fund Supple- mental Revenues in an amount which, after all such required transfers are completed as provided under the Supplemental Revenues Resolution, shall be sufficient, together with the amounts then on deposit in each of the accounts in the Sinking Fund, to pay all interest and principal (including Amortization Requirements) payable on the Bonds during the then current calendar year, as the same is due and payable, and to fund such deficiency in the Debt Service Reserve Account by the last day of such calendar year. The Trustee shall, immediately upon receipt thereof, deposit the Supplemental Revenues in the applicable accounts in the Sinking Fund and apply the same as provided in clauses (1), (2) and (3) of this Section 304(D). Notwithstanding anything to the contrary contained in this Resolution, the City's obligation to transfer Supplemental Revenues to the Trustee pursuant to the Supplemental Revenues Resolution shall terminate and the pledge of and lien on the Supplemental Revenues hereunder and under the Supplemental Revenues Resolution shall be released and extinguished upon the happening of the following events and conditions: (1) the Net Trust Fund Revenues (not including any portion thereof which may be attributable to investment earnings) for each of the immediately preceding two Fiscal Years, as certified by a certified public accountant in a certificate delivered to the Trustee, shall have been at least equal to one hundred seventy-five percent (175%) of the Maximum Annual Debt Service on all Bonds then Outstanding; and (2) the Agency shall have caused notice to the effect that the lien upon and pledge of the Supplemental Revenues to secure payment of the Bonds has been released and extinguished to be mailed to the Registered Owners of the Bonds, to each rating agency maintaining a rating on the Bonds and the issuer of any Credit Facility or Liquidity Facility. Notwithstanding anything in Section 304(D) (1) and (2) to the contrary, failure to make the scheduled payments specified therein shall not constitute a breach of the Agency's obligations under this Resolution so long as, on the date that any interest or prin- cipal payment is due on the Bonds, monies sufficient to make such payment are on deposit in the Interest Account, Principal Account or the Bond Redemption Account, as the case may be. GTH\IU ITUll \ 164812 .5\01/07/94 23 Notwithstanding the foregoing or any other provision herein to the contrary, if any amount applied to the payment of principal of and premium, if any, and interest on the Bonds that would have been paid from an account in the Sinking Fund, is paid instead under a Credit Facility or a Liquidity Facility, amounts deposited in such relevant account may be paid, to the extent required, to the issuer of the Credit Facility or Liquidity Facility having therefore made said corresponding payment. E. REBATE FUND. There is hereby created and established the "Miami Beach Redevelopment Agency Rebate Fund (City Center/Historic Convention Village) II which fund shall be maintained with the Trustee separate and apart from all other funds and accounts of the Trustee or the Agency. Notwithstanding anything in this Resolution to the contrary, the Agency shall transfer or cause to be trans- ferred from Pledged Funds the amounts required to be transferred in order to comply with the arbitrage rebate covenants contained in a certificate to be executed and delivered by the Agency in connec- tion with the issuance of each Series of Bonds. The Agency shall cause the Trustee to make payments from the Rebate Fund of amounts required to be deposited therein to the United States of America in the amounts and at the times required by such arbitrage rebate covenants. The Agency covenants for the benefit of the Bondholders that it will comply with the requirements of the arbitrage rebate covenants. There shall be excluded from the pledge and lien of this Resolution the Rebate Fund, together with all moneys and securities from time to time held therein and all investment earnings derived therefrom. The Agency shall not be required to comply with the requirements of this Section 304(E) in the event that the Agency obtains an opinion of nationally recognized bond counsel that (1) such compliance is not required in order to maintain the exclusion from gross income for Federal income tax purposes of interest on the Bonds and/or (ii) compliance with some other requirement is necessary to maintain the exclusion from gross income for Federal income tax purposes of interest on the Bonds. F. INVESTMENT OF FUNDS. The Trust Fund, the Sinking Fund, including the Interest Account, Principal Account, Bond Redemption Account and Debt Service Reserve Account and the Cost of Issuance Fund and all other special funds (other than the Rebate Fund) created and established by this Resolution shall constitute trust funds in favor of the Bondholders and shall be invested at the direction of the Agency as provided in this Section 304(F). Moneys on deposit in the Trust Fund, Interest Account, Prin- cipal Account, Bond Redemption Account and Cost of Issuance Fund may be invested at the direction of the Agency in Permitted Investments maturing not later than the dates on which such moneys will be needed for the purposes of such fund or account. Moneys on deposit in the Debt Service Reserve Account may be invested at the direction of the Agency in Permitted Investments maturing not later than the final maturity of any of the Bonds. All income and earnings received from the investment and reinvestment of moneys in the Interest Account, the Principal Account and the Bond Redemption Account in the Sinking Fund shall be retained in the respective accounts and applied as a credit against the obligation of the Agency to transfer moneys to such accounts pursuant to Section 304 (D) (1) and Section 304 (D) (2) (a) and Section 304 (D) (2) (b) of this Resolution, respectively, and the obligation of the City to transfer moneys to such accounts pursuant to the Supplemental Revenues Resolution. All income and earnings received from the investment and reinvestment of moneys in the Debt Service Reserve Account in the Sinking Fund shall be retained in the Debt Service Reserve Account and applied as a credit against the obligation of the Agency and the City to transfer moneys to such account, unless the amount in such account shall exceed the Reserve Account Requirement, in which GTH\Rf I HRl \ 164672.5\0 I/Ol/Q4 24 event such excess may be applied in the manner set forth for excess amounts in the Debt Service Reserve Account, as described in Section 304 (D) (3) . All income and earnings received from the investment and rein- vestment of moneys in the Cost of Issuance Fund shall be trans- ferred to the Trust Fund. For the purpose of investing or reinvesting, the Agency and the Trustee may commingle moneys in the funds and accounts created and established hereunder (other than the Rebate Fund) in order to achieve greater investment income; provided that the Agency and the Trustee shall separately account for the amounts so commingled. The amounts required to be accounted for in each of the funds and accounts designated herein (other than the Rebate Fund) may be deposited in a single bank account provided that adequate account- ing procedures are maintained to reflect and control the restricted allocations of the amounts on deposit therein for the various purposes of such funds and accounts as herein provided. G. ISSUANCE OF OTHER OBLIGATIONS PAYABLE OUT OF PLEDGED FUNDS. Except upon the conditions and in the manner provided herein, the Agency will not issue any other obligations payable from the Pledged Funds, nor voluntarily create or cause to be created any debt, lien, pledge, assignment, encumbrance or an other charge having priority to or being on a parity with the lien of the Bonds issued pursuant to this Resolution and the interest thereon, upon any of the Pledged Funds; provided that the Agency may enter into agreements with issuers of Credit Facilities and Liquidity Facilities which involve liens on Pledged Funds on a parity with that of the Series of Bonds or portion thereof which is supported by such Credit Facilities or Liquidity Facilities solely with respect to any reimbursement obligations due such issuers which evidence amounts equal to the scheduled stated principal (includ- ing, without limitation, Amortization Requirements) and interest due on the Series of Bonds or portion thereof which is supported by such Credit Facilities or Liquidity Facilities. Any other obliga- tions, in addition to the Bonds authorized by this Resolution or additional parity Bonds issued under the terms, restrictions and conditions contained in this Resolution and obligations to issuers of Credit Facilities and Liquidity Facilities as described above, shall provide that such obligations are junior, inferior and subordinate in all respects to the Bonds issued pursuant to this Resolution as to lien on and source and security for payment from the Pledged Funds and in all other respects. Nothing in this Resolution shall be deemed to prohibit the Agency from entering into currency swaps or other arrangements for hedging interest rates on any indebtedness provided that, while either Moody's Investors Service, Inc. or Standard & Poor's Corporation, or their respective successors, shall maintain ratings on any of the Bonds, the Agency shall not enter into any such currency swaps or other arrangements with respect to Bonds without obtaining the prior written consent of such rating agencies with respect thereto. Not- withstanding the foregoing, the City may issue bonds or incur other obligations payable from the Supplemental Revenues, including Sup- plemental Revenues Bonds, and create or cause to be created debts, liens, pledges, assignments, encumbrances and other charges upon the Supplemental Revenues to the extent provided in the Supple- mental Revenues Resolution. H. ISSUANCE OF ADDITIONAL PARITY BONDS. No additional parity Bonds, as in this subsection defined, payable on a parity with Bonds issued pursuant to this Resolution out of Pledged Funds, including, without limitation, Net Trust Fund Revenues, shall be issued after the issuance of any Bonds pursuant to this Resolution unless the following, among other conditions, are complied with: (1) The Agency must be current in all deposits into the various funds and accounts and all payments theretofore required to have been deposited or made by it under the provi- GTH\R[ IT[Rl \ 164672.5\01/07/94 25 sions of this Resolution and the Agency must be currently in compliance with the covenants and provisions of this Reso- lution and any supplemental resolution hereafter adopted for the issuance of additional parity Bonds; unless upon the issu- ance of such additional parity Bonds the Agency will be in compliance with all such covenants and provisions. (2) The aggregate of the Net Trust Fund Revenues (not including any portion thereof which may be attributable to investment earnings) received by the Agency and the Supple- mental Revenues received by the City, each during the immedi- ately preceding Fiscal Year, as certified by an independent certified public accountant, were at least equal to one hundred seventy-five percent (175%) of the Maximum Annual Debt Service on (1) the Bonds originally issued pursuant to this Resolution and then Outstanding, (2) any additional parity Bonds theretofore issued and then Outstanding, (3) the additional parity Bonds then proposed to be issued, and (4) in accordance with the next succeeding paragraph, any Supple- mental Revenues Bonds issued and then Outstanding; provided, however, that upon the release of the lien and pledge of the Supplemental Revenues as provided by Section 304(D) herein, (A) the phrase "one hundred seventy-five percent (175%)" above will be replaced with the phrase "one hundred fifty percent (150%)" and (B) the foregoing calculations will (i) be based solely upon the Net Trust Fund Revenues and (ii) not include (4) above. (3) The Agency need not comply with subparagraph (2) of this paragraph in the issuance of additional parity Bonds if and to the extent the Bonds to be issued are refunding Bonds, that is, delivered in lieu of or in substitution for Bonds originally issued under this Resolution or previously issued additional parity Bonds, if the Agency shall cause to be delivered to the Trustee a certificate of the Executive Director of the Agency setting forth (i) the Maximum Annual Debt Service (A) with respect to the Bonds of all Series and, in accordance with the next succeeding paragraph, the Supple- mental Revenues Bonds, in each case Outstanding immediately prior to the date of authentication and delivery of such refunding Bonds, and (B) with respect to the Bonds of all Series and, in accordance with the next succeeding paragraph, the Supplemental Revenues Bonds, in each case to be Outstand- ing immediately thereafter, and (ii) that the Maximum Annual Debt Service set forth pursuant to (B) above is no greater than that set forth pursuant to (A) above; provided, however, that upon the release of the lien and pledge of the Supple- mental Revenues as provided in Section 304 (D) herein, the foregoing calculations will not include the Supplemental Revenues Bonds. For purposes of subparagraphs (2) and (3) above, Supplemental Revenues Bonds shall be deemed "Outstanding" and shall be included in "Debt Service Requirement" and "Maximum Annual Debt Service" therein based upon the same rules applicable to Bonds nereunder. Simultaneously with the delivery of any Bonds issued pursuant to Sections (2) and (3) above for the purpose of refunding any Bonds issued under this Resolution, the Agency may withdraw from the Sinking Fund amounts theretofore deposited which are allocable to the Bonds being refunded and shall transfer said amounts in accordance with the resolution providing for the issuance of the refunding Bonds, provided that after such withdrawal the Agency shall be in compliance with the provisions of this Resolution. The term "additional parity Bonds" as used in this Resolution shall be deemed to mean additional obligations evidenced by Bonds issued upon the provisions and within the limitations of this subsection to finance Redevelopment proj ects payable from the Pledged Funds on a parity with Bonds originally authorized and GTH\R[J TERl \ 164812.5\01/07/94 26 issued pursuant to this Resolution. Such Bonds shall be deemed to have been issued pursuant to this Resolution the same as the Bonds originally authorized and issued pursuant to this Resolution and all of the covenants and other provisions of this Resolution (except as to details of such Bonds evidencing such additional parity obligations inconsistent therewith), shall be for the equal benefit, protection and security of the Holders of any Bonds originally authorized and issued pursuant to this Resolution and the Holders of any Bonds evidencing additional obligations subsequently issued within the limitations of and in compliance with this subsection. All of such Bonds, regardless of the time or times of their issuance shall rank equally with respect to their lien on the Pledged Funds and their sources and security for payment therefrom without preference of any Bonds over any other. The term "additional parity Bonds" as used in this Resolution shall not be deemed to include bonds, notes, certificates or other obligations subsequently issued in accordance with this Resolution, the lien of which on the Pledged Funds is subject to the prior and superior lien on the Pledged Funds of Bonds and the Agency shall not issue any obligations whatsoever payable from the Pledged Funds, which rank equally as to lien and source and security for their payment from such Pledged Funds with Bonds except in the manner and under the conditions provided in subsection (G) above and this subsection. I. BOOKS AND RECORDS. The Agency will keep separately identifiable accounting records for the receipt of the Trust Fund Revenues by the use of a fund established in accordance with gener- ally accepted accounting principles, and any Holder of a Bond or Bonds issued pursuant to this Resolution, shall have the right at all reasonable times to inspect all records, accounts and data of the Agency relating thereto. The Agency shall promptly after the close of each Fiscal Year cause the books, records and accounts relating to the Trust Fund Revenues for such Fiscal Year to be properly audited by a qualified, recognized and nationally known independent firm of certified public accountants and shall file the report of such certified public accountants in the office of the Executive Director, and shall mail upon request, and make available generally, said report, or a reasonable summary thereof, to any Holder or Holders of Bonds issued pursuant to this Resolution. Such audited books, records and accounts shall contain the statements required by generally accepted accounting principles applicable to governmental entities, and a certificate of such certified public accountants disclosing any breach on the part of the Agency of any covenant herein. J. NO IMPAIRMENT OF CONTRACT. The Agency has full power and authority to irrevocably pledge the Pledged Funds to the payment of the principal of and interest on the Bonds. Except as provided in Section 304 (D) with respect to the Supplemental Revenues, the pledge of such Pledged Funds, in the manner provided herein, shall not be subject to repeal, modification or impairment by any sub- sequent resolution, ordinance or other proceedings of the Agency so long as any Bonds are Outstanding hereunder. The Agency shall take all actions necessary and pursue such legal remedies which may be available to it either in law or in equity to prevent or cure any impairment by any entity other than the Agency within the meaning of this subsection. K. REMEDIES. Any Holder of Bonds issued under the pro- visions of this Resolution or the Trustee acting for such Bond- holders, may either at law or in equity, by suit, action, mandamus or other proceedings in any court of competent jurisdiction, pro- tect and enforce any and all rights under the laws of the State or granted and contained in this Resolution, and may enforce and compel the performance of all duties required by this Resolution or G TH\RF ITERl \ 164872.5\0 ljOljQ4 27 by any applicable statutes, including the Act, to be performed by the Agency or by any officer thereof. Nothing herein, however, shall be construed to grant any Holder of such Bonds any lien on any property of the Agency, except as provided herein. No Holder of Bonds, however, shall have any right in any manner whatever to affect adversely, or prejudice the security of this Resolution or to express any right hereunder except in the manner herein pro- vided, and all proceedings at law or in equity shall be instituted and maintained for the benefit of all Holders of Bonds. The Holder or Holders of Bonds in an aggregate principal amount of more than twenty-five per centum (25%) of Bonds issued under this Resolution then Outstanding may by a duly executed certificate in writing request the Trustee to represent such Bond- holders in any legal proceedings for the enforcement and protection of the rights of such Bondholders. Such certificate shall be executed by such Bondholders or their duly authorized attorneys or representatives, and shall be filed in the office of the Executive Director. L. ENFORCEMENT OF COLLECTIONS. The Agency will diligently enforce and collect the Trust Fund Revenues and take all actions within its control to cause the City to transfer Supplemental Revenues as required hereunder and under the Supplemental Revenues Resolution and will take all steps, actions and proceedings for the enforcement and collection of such Trust Fund Revenues and transfer of Supplemental Revenues to the full extent permitted or authorized by applicable laws, including the Act. All Net Trust Fund Revenues and Supplemental Revenues shall, as collected and transferred, respectively, be held in trust to be applied as herein provided and not otherwise. M. DISCHARGE AND SATISFACTION OF BONDS. The covenants, liens and pledges entered into, created or imposed pursuant to this Resolution may be fully discharged and satisfied with respect to all or a portion of the Bonds in anyone or more of the following ways: (1) by paying the principal of and interest on such Bonds when the same shall become due and payable; or (2) by depositing in the Interest Account, the Principal Account and the Bond Redemption Account and/or in such other accounts which are irrevocably pledged to the payment of Bonds as the Agency may hereafter create and establish by resolu- tion, certain moneys which together with other moneys lawfully available therefor, if any, shall be sufficient at the time of such deposit to pay when due the principal, redemption premium, if any, and interest due and to become due on said Bonds on or prior to the redemption date or maturity date thereof; or (3) by depositing in the Interest Account, the Principal Accost and the Bond Redemption Account and/or such other accounts which are irrevocably pledged to the payment of Bonds as the Agency may hereafter create and establish by resolu- tion, moneys which together with other moneys lawfully avail- able therefor when invested in such Defeasance Obligations which shall not be subj ect to redemption prior to their maturity other than at the option of the Holder thereof, will provide moneys which shall be sufficient to pay when due the principal, redemption premium, if any, and interest due and to become due on said Bonds on or prior to the redemption date or maturity date thereof. Upon such payment or deposit in the amount and manner provided in this Section 304(M), Bonds shall be deemed to be paid and shall no longer be deemed to be Outstanding for the purposes of this Resolution and all liability of the Agency with respect to said Bonds shall cease, terminate and be com- GTli\Rf nun \ 164872.5\0 I /07/94 28 pletely discharged and extinguished, and the Holders thereof shall be entitled for payment solely out of the moneys or securities so deposited; provided that (i) in connection with any discharge and satisfaction pursuant to subsection (2) or (3) above, the Agency shall concurrently with such deposit deliver (A) an opinion of nationally recognized bond counsel to the effect that interest on the Bonds being discharged will not, by reason of such discharge, become includable in gross income for federal income tax purposes and that such Bonds have been discharged in accordance with the provisions of this Section, and (B) an accountant's verification report showing the sufficiency of such moneys and/or Defeasance Obligations to provide for the payment of said Bonds, and (ii) in the event said Bonds do not mature and are not to be redeemed within the next succeeding sixty (60) 'days, the Agency shall have given the Registrar irrevocable instructions to give, as soon as practicable, a notice to the Holders of said Bonds by first-class mail, postage prepaid, stating that the deposit of said moneys or Defeasance Obligations has been made with an appropriate fiduciary institution acting as escrow agent solely for the Holders of said Bond and other Bonds being defeased, and that said Bonds are deemed to have been paid in accordance with this Section and stating such maturity or redemption date upon which moneys are to be available for the payment of the principal of and premium, if any, and interest on said Bonds. (4) Notwithstanding any of the provisions of this Resolution to the contrary, Put Bonds and Extendible Maturity Bonds may only be fully discharged and satisfied either pursuant to subsection (1) above or by depositing in the Interest Account, the Principal Account and the Bond Redemp- tion Account, or in such other accounts which are irrevocably pledged to the payment of the Put Bonds or Extendible Maturity Bonds as the Agency may hereafter create and establish by resolution, moneys which together with moneys lawfully avail- able therefor, if any, shall be sufficient at the time of such deposit to pay when due the maximum amount of principal of and redemption premium, if any, and interest on such Put Bonds and Extendible Maturity Bonds which could become payable to the Holders of such Bonds upon the exercise of any options pro- vided to the Holders of such Bonds or the Agency; provided however, that if, at the time a deposit is made pursuant to this subsection (4), the options originally exercisable by the Holder of a Put Bond or Extendible Maturity Bond or the Agency are no longer exercisable, such Bond shall not be considered a Put Bond or Extendible Maturity Bond for purposes of this subsection (4). (5) Notwithstanding the foregoing, all references to the discharge and satisfaction of Bonds shall include the dis- charge and satisfaction of any issue of Bonds, any portion of an issue of Bonds, any maturity or maturities of an issue of Bonds, any portion of a maturity of an issue of Bonds 'or any combination thereof, provided that the provisions of this subsection (5) shall not affect the requirements regarding Put Bonds and Extendible Maturity Bonds set forth in subsection (4) . (6) If any portion of the moneys deposited for the pay- ment of the principal of and redemption premium, if any, and interest on any portion of Bonds is not required for such pur- pose, the Agency may use the amount of such excess free and clear of any trust, lien, security interest, pledge or assign- ment securing said Bonds or otherwise existing under this Resolution. In the event that the principal and redemption price, if applicable, and interest due on the Bonds shall be paid by the issuer of a Credit Facility or Liquidity Facility pursuant to G fH\RE IHRl \ 164872.5\01/07/94 29 the terms thereof, the assignment and pledge created hereunder and all covenants, agreements and other obligations of the Agency to the Bondholders shall continue to exist and the issuer of such Credit Facility or Liquidity Facility shall be subrogated to the rights of such Bondholders. N. CONCERNING THE RESERVE ACCOUNT INSURANCE POLICY, THE RESERVE ACCOUNT LETTER OF CREDIT, CREDIT FACILITY AND/OR LIQUIDITY FACILITY. As long as the Agency shall have a Reserve Account Insurance Policy and/or a Reserve Account Letter of Credit on deposit in the Debt Service Reserve Account, the Agency covenants that it will comply with the provisions of the Reserve Account Insurance Policy and/or Reserve Account Letter of Credit and any reimbursement or similar agreement with respect to any such Reserve Account Insurance Policy and/or Reserve Account Letter of Credit. As long as any Series of Bonds of the Agency are secured by a Credit Facility or Liquidity Facility, (i) the Agency covenants to comply with the requirements and conditions imposed on the Agency by the issuer of the Credit Facility or Liquidity Facility and (ii) all rights hereunder granted to the Holders of Bonds so secured shall be exercisable by the issuer of such Credit Facility or Liquidity Facility in lieu of the Holders of such Bonds. Notwithstanding anything in this Resolution to the contrary, the rights of any issuer of a Credit Facility or Liquidity Facility created under this Resolution shall remain in full force and effect only so long as the applicable Credit Facility or Liquidity Facility shall remain in effect and the issuer of such Credit Facility or Liquidity Facility shall not be in default in its payment obligations to the Holders of Bonds secured by such facility. [END OF ARTICLE III] Gni\~llnRl\I64812.S\OI/OlI94 30 ARTICLE IV CONCERNING THE FIDUCIARIES SECTION 401. ADDITIONAL PAYING AGENTS; APPOINTMENT AND ACCEPTANCE OF DUTIES. The Agency may at any time or from time to time appoint one or more other Paying Agents having the quali- fications set forth in this Article IV for a successor Paying Agent; provided that nothing herein shall prevent the Agency from appointing itself as the Paying Agent hereunder. Each Paying Agent shall signify its acceptance of the duties and obligations imposed upon it by this Resolution by executing and delivering to the Agency a written acceptance thereof. SECTION 402. RESPONSIBILITIES OF FIDUCIARIES. The recitals of facts herein and in the Bonds contained shall be taken as the statements of the Agency and no Fiduciary assumes any responsi- bility for the correctness of the same. No Fiduciary makes any representation as to the validity or sufficiency of this Resolution or of any Bonds issued thereunder or as to the security afforded by this Resolution, and no Fiduciary shall incur any liability in respect thereof. The Registrar shall, however, be responsible for its representation contained in its certificate of authentication of the Bonds. No Fiduciary shall be under any responsibility or duty with respect to the application of any moneys paid by such Fiduciary in accordance with the provisions of this Resolution to or upon the order of the Agency or any other Fiduciary. No Fiduciary shall be under any obligation or duty to perform any act which would involve it in expense or liability or to institute or defend any suit in respect thereof, or to advance any of its own moneys, unless properly indemnified. No Fiduciary shall be liable in connection with the performance of its duties hereunder except for its own negligence, misconduct or default. SECTION 403. EVIDENCE ON WHICH FIDUCIARIES MAY ACT. (a) Each Fiduciary, upon receipt of any notice, resolution, request, consent, order, certificate, report, opinion, bond, or other paper or document furnished to it pursuant to any provision of this Resolution, shall examine such instrument to determine whether it conforms to the requirements of this Resolution and shall be protected in acting upon any such instrument believed by it to be genuine and to have been signed or presented by the proper party or parties. Each Fiduciary may reasonably consul t with counsel, who mayor may not be of counsel to the Agency, and the opinion of such counsel shall be full and complete authorization and protection in respect of any action taken or suffered by it under this Resolution in good faith and in accordance therewith. (b) Whenever any Fiduciary shall deem it necessary or desirable that a matter be proved or established prior to taking or suffering any action under this Resolution, such matter (unless other evidence in respect thereof be therein specifically prescribed) may be deemed to be conclusively proved and established by a certificate of the Chairman, Executive Director or his designee, and such certificate shall be full warrant for any action taken or suffered in good faith under the provisions of this Reso- lution upon the faith thereof; but in its discretion the Fiduciary may in lieu thereof accept other evidence of such fact or matter or may require such further or additional evidence as it may deem reasonable. (c) Except as otherwise expressly provided in this Resolu- tion, any request, order, notice or other direction required or permitted to be furnished pursuant to any provision thereof by the Agency to any Fiduciary shall be sufficiently executed in the name of the Agency by the Chairman, Executive Director or designee of either of them. GTH\IU ITun \ 1648n .5\01/07/94 31 SECTION 404. COMPENSATION. The Agency may agree with any Fiduciary to pay to such Fiduciary from time to time reasonable compensation for all services rendered under this Resolution, and also all reasonable expenses, charges, counsel fees and other disbursements, including those of its attorneys, agents and employees, incurred in and about the performance of their powers and duties under this Resolution. The Agency may also agree with any Fiduciary to indemnify any Fiduciary for any and all of its reasonable fees, costs and expenses resulting from any claim, liability or the like incurred in and about the performance of its powers and duties under this Resolution. SECTION 405. CERTAIN PERMITTED ACTS. Any Fiduciary, indi- vidually or otherwise, may become the owner of any Bonds, with the same rights it would have if it were not a Fiduciary. To the extent permitted by law, any Fiduciary may act as depositary for, and permit any of its officers or directors to act as a member of, or in any other capacity with respect to, any committee formed to protect the rights of Bondholders or to effect or aid in any reorganization growing out of the enforcement of the Bonds or this Resolution, whether or not any such committee shall represent Holders of a majority in principal amount of the Bonds then Out- standing. SECTION 406. MERGER OR CONSOLIDATION. Any entity into which any Fiduciary may be merged or converted or with which it may be consolidated or any entity resulting from any merger, conversion or consolidation to which it shall be a party or any entity to which any Fiduciary may sell or transfer all or substantially all of its corporate trust business shall be a successor Fiduciary hereunder provided such entity shall be a bank or trust company organized under the laws of any state of the United States or a national banking association or shall be a successor entity to the Agency, if the Agency is acting as Fiduciary hereunder, shall be authorized by law to perform all duties imposed upon it by this Resolution, and shall be such successor without the execution or filing of any paper or the performance of any further act. SECTION 407. ADOPTION OF AUTHENTICATION. In case any of the Bonds contemplated to be issued under this Resolution shall have been authenticated but not delivered, any successor Registrar may adopt the certificate of authentication of any predecessor Registrar so authenticating such Bonds and deliver such Bonds so authenticated; and in case any of the said Bonds shall not have been authenticated, any successor Registrar may authenticate such Bonds in the name of the predecessor Registrar, or in the name of the successor Registrar, and in all such cases such certificate shall be fully effective. SECTION 408. RESIGNATION OR REMOVAL OF FIDUCIARY AND APPOINTMENT OF SUCCESSOR. Any Fiduciary may at any time resign an be discharged of the duties and obligations created by this Resolution by giving at least 60 days' written notice to the issuer of a Credit Facility or Liquidity Facility, the Agency, and the other Fiduciaries. Any Fiduciary may be removed at any. time by an instrument filed with such Fiduciary and the issuer of each Credit Facility or Liquidity Facility and signed by the Chairman, Executive Director or his designee. Any successor Fiduciary shall be appointed by the Agency and shall be, if other than the Agency or its successor entity, a bank or trust company organized under the laws of any state of the United States or a national banking association, willing and able to accept the office on reasonable and customary terms and authorized by law to perform all the duties imposed upon it by this Resolution. The Agency shall notify the issuer of each Credit Facility or Liquidity Facility of the appointment of any successor Fiduciary. In the event of the resignation or removal of any Fiduciary, such Fiduciary shall pay over, assign and deliver any moneys held by it as Fiduciary to its successor. GTH\R[ ITUH \ 164872 . ~\O 1/07 /c)4 32 SECTION 409. VACANCY. If at any time hereafter any Fidu- ciary shall resign, be removed, be dissolved, or otherwise become incapable of acting, or if the bank or trust company acting as any Fiduciary shall be taken over by any governmental official, agency, department or board, the position of Fiduciary shall thereupon become vacant. If the position of such Fiduciary shall become vacant for any of the foregoing reasons or for any other reasons, the Agency shall appoint a successor Fiduciary and shall publish notice of any such appointment by it made once in each week for two (2) successive weeks in a daily newspaper of general circulation or a financial journal published in the Borough of Manhattan, City and State of New York. At any time within one year after any such vacancy shall have occurred, the Holders of a majority in aggregate principal amount of the Bonds hereby secured and then Outstanding, by an instrument or concurrent instruments in writing, executed by such Bondholders or their attorneys in fact or legal representatives and filed with the Agency, may appoint a successor Fiduciary which shall supersede such Fiduciary theretofore appointed by the Agency. Photostatic copies of each such instrument shall be delivered promptly by the Agency to the predecessor Fiduciary and to the Fiduciary so appointed by the Bondholders. If no appointment of a successor Fiduciary shall be made pursuant to the foregoing provisions of this Section, the Holder of any Bond Outstanding hereunder or any retiring Fiduciary may apply to any court of competent jurisdiction to appoint a successor Fiduciary. Such court may thereupon, after such notice, if any, as such court may deem proper and prescribe, appoint a successor Fiduciary. Any Fiduciary hereafter appointed, if not the Agency or its successor entity, shall be a bank or trust company authorized by law to exercise corporate trust powers and subject to examination by federal or state authority, of good standing and having at the time of its appointment a combined capital and surplus aggregate not less than Fifty Million Dollars ($50,000,000). [END OF ARTICLE IV] 33 GTH\~E I TERL \ 164872.5\0 I/OJ 194 ARTICLE V EXECUTION OF INSTRUMENTS BY BONDHOLDERS AND PROOF OF OWNERSHIP OF BONDS SECTION 501. PROOF OF EXECUTION OF DOCUMENTS AND OWNERSHIP. (a) Any request, direction, consent or other instrument in writing required by this Resolution to be signed or executed by Bondholders may be in any number of concurrent instruments of similar tenor and may be signed or executed by such Bondholders in person or by their attorneys or legal representatives appointed by an instrument in writing. Proof of the execution of any such instrument and of the ownership of Bonds shall be sufficient for any purpose of this Resolution and shall be conclusive in favor of the Fiduciary with regard to any action taken by it under such instrument if made in the following manner: (1) The fact and date of the execution by any person of any such instrument may be proved by the verification of any officer in any jurisdiction who, by the laws thereof, has power to take affidavits within such jurisdiction, to the effect that such instrument was subscribed and sworn to before him, or by an affidavit of a witness to such execution. Where such execution is in behalf of a person other than an individ- ual, such verification shall also constitute sufficient approval of the authority of the signor thereof. (2) The ownership of Bonds shall be proved by the registration books required to be maintained pursuant to the provisions of this Resolution. Nothing contained in this Article shall be construed as limiting the Fiduciary to such proof, it being intended that the Fiduciary may accept any other evidence of the matters herein stated which it may deem sufficient. (b) If the Agency shall solicit from the Holders any request, direction, consent or other instrument in writing required or permitted by this Resolution to be signed or executed by the Holders, the Agency may, at its option, fix in advance a record date for determination of Holders entitled to give each request, direction, consent or other instrument, but the Authority shall have no obligation to do so. If such a record date is fixed, such request, direction, consent or other instrument may be given before or after such record date, but only the Holders of record at the close of business on such record date shall be deemed to be Holders for the purposes of determining whether Holders of the requisite proportion of Bonds have authorized or agreed or consented to such request, direction, consent or other instrument, and for that purpose the Bonds shall be computed as of such record date. (c) Any request or consent of the Holder of any Bond shall bind every future Holder of the same Bond in respect of anything done by the Agency or any Fiduciary in pursuance of such request or consent. [END OF ARTICLE V] GTH\RE IlERl \ 164812.5\01/01 /<J4 34 ARTICLE VI MISCELLANEOUS PROVISIONS SECTION 601. MODIFICATION OR AMENDMENT. Except as otherwise provided in the second paragraph hereof, no adverse material modification or amendment of this Resolution, or of any resolution amendatory hereof or supplemental hereto, may be made without the consent in writing of (i) the Holders of more than fifty per centum (50%) in aggregate principal amount of the Bonds then Outstanding or (ii) in case less than all of the several Series of Bonds then Outstanding are affected by the modification or amendment, the Holders of more than fifty per centum (50%) in aggregate principal amount of the Bonds of each Series so affected and Outstanding at the time such consent is given; provided, however, that no modifi- cation or amendment shall permit a change in the maturity of such Bonds or a reduction in the rate of interest thereon, or affecting the promise of the Agency to pay the principal of and interest on the Bonds, as the same mature or become due, from the Pledged Funds, or reduce the percentage of Holders of Bonds required above for such modification or amendment, without the consent of the Holders of all the Bonds. For the purposes of this Section 601, to the extent any Series of Bonds is secured by a Credit Facility or Liquidity Facility, then the consent of the issuer of the Credit Facility or Liquidity Facility shall constitute the consent of the Holders of such Series. This Resolution may be amended, changed, modified and altered without the consent of the Holders of Bonds or any Credit Facility or Liquidity Facility: (a) to cure any ambiguity or formal defect or omission in this Resolution or in any supplemental resolutions or to correct or supplement any provision contained herein which may be defective or inconsistent with any other provisions contained herein; or (b) to grant to or confer upon the Bondholders any additional rights, remedies, powers, authority or security that may lawfully be granted to or conferred upon the Bond- holders or (c) to add to the conditions, limitations and restric- tions on the issuance of Bonds under the provisions of this Resolution, other conditions, limitations and restrictions thereafter to be observed; or (d) to add to the covenants and agreements of the Agency in this Resolution other covenants and agreements thereafter to be observed by the Agency or to surrender any right or power herein reserved to or conferred upon the Agency; or (e) to permit the issuance of Bonds, the interest on which is intended to be excludable from gross income for Federal income tax purposes under the Code to the Holders thereof in coupon form, if as a condition precedent to the adoption of such supplemental resolution, there shall be delivered to the Agency an opinion of counsel of recognized standing relating to municipal bonds to the effect that the issuance of Bonds in coupon form is then permitted by law and that the issuance of such Bonds in coupon form would not cause interest on such Bonds to be included in gross income for Federal income tax purposes under the Code to the Holders thereof; or (f) to permit the Agency to issue Bonds the interest on which is not excludable from gross income for Federal income tax purposes under the Code to the Holders thereof; or 35 GTH\R[ IT[JU \ 164872 .5\01 107/94 (g) to qualify the Bonds or any of the Bonds for registration under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended; or (h) to qualify this Resolution as an "indenture" under the Trust Indenture Act of 1939, as amended; or (i) to make such changes as may be necessary to adjust the terms hereof, including the provisions of Section 304(D), so as to facilitate the issuance of Capital Appreciation Bonds, Capital Appreciation and Income Bonds, Put Bonds, Extendible Maturity Bonds and such other Bonds as may be marketable from time to time; or (j) to permit Bonds to be issued in book entry form with or without physical bonds; or (k) to make such changes as may be necessary to comply with the provisions of the Code relating to the exclusion of interest on the Bonds from gross income thereunder; or (1) to make such changes as may evidence the interest herein of an issuer of a Credit Facility or a Liquidity Facility that secures any Series of Bonds. If at any time the Agency shall so request the Trustee, the Trustee shall cause a notice of a proposed supplemental resolution requiring the consent of Bondholders to be mailed, postage prepaid, to all Holders of Bonds then Outstanding at their addresses as they appear on the registration books. Such notice shall briefly set forth the nature of the proposed supplemental resolution and shall state that a copy thereof is on file at the principal corporate trust office of the Trustee for inspection by all Bondholders. The Trustee shall not, however, be subject to any liability to any Bondholder by reason of its failure to mail the notice required by this Section, and any such failure shall not affect the validity of such supplemental resolution when consented to or approved as provided in this Section. Whenever, at any time after the date of the mailing of such notice, the Agency shall deliver to the Trustee an instrument or instruments purporting to be executed by the Holders of at least a maj ori ty in aggregate principal amount of the Bonds then Out- standing, which instrument or instruments shall refer to the proposed supplemental resolutions described in such notice and shall specifically consent to and approve the adoption thereof, and the Agency shall deliver to the Trustee a certificate signed by the Chairman that the Holders of such required percentage of Bonds have filed such consents, the Agency may adopt such supplemental resolu- tions in substantially such form without liability or responsibil- ity to any Holder of any Bond, whether or not such Holder shall have consented thereto. It shall not be necessary for the consent of the Holders to approve the particular form of any proposed supplemental resolution, but it shall be sufficient if such consent shall approve the substance thereof. If the Holders of more than fifty per centum (50%) in aggre- gate principal amount of the Bonds of each Series as affected and Outstanding at the time of the adoption of such supplemental resolution shall have consented to and approved the adoption thereof as herein provided, no Holder shall have any right to obj ect to the adoption of such supplemental resolution, or to object to any of the terms and provisions therein contained, or the operation thereof, or in any manner to question the propriety of the adoption thereof, or to enjoin or restrain the Agency from adopting the same or from taking any action pursuant to the pro- visions thereof. The consent of the Holders of any additional Series of Bonds to be issued hereunder shall be deemed given if the underwriters or CTH\IU I TERl \ 164972.5\01/07/94 36 initial purchasers for resale consent in writing to such sup- plemental resolution and the nature of the amendment effected by such supplemental resolution is disclosed in the official statement or other offering document pursuant to which such additional Series of Bonds is offered and sold to the public. SECTION 602. SEVERABILITY OF INVALID PROVISIONS. If anyone or more of the covenants, agreements or provisions of this Resolution should be held contrary to any express provision of law or contrary to the policy of express law, though not expressly prohibited, or against public policy, or shall for any reason whatsoever be held invalid, then such covenants, agreements or provisions shall be null and void and shall be deemed separate from the remaining covenants, agreements or provisions, and shall in no way affect the validity of any of the other provisions of this Resolution or of the Bonds issued hereunder. SECTION 603. SALE OF BONDS. Except as otherwise provided in Section 201 with respect to the Series 1993 Bonds, the Bonds shall be issued and sold at one time or from time to time and at such price or prices consistent with the provisions of the Act and the requirements of this Resolution as the Agency shall hereafter determine by resolution. SECTION 604. CAPITAL APPRECIATION BONDS; CAPITAL APPRE- CIATION AND INCOME BONDS. (a) For the purposes of (i) receiving payment of the redemption price if a Capital Appreciation Bond is redeemed prior to maturity, or (ii) computing the amount of Bonds held by the registered owner of a Capital Appreciation Bond in giving to the Agency any notice, consent, request or demand pursuant to this Resolution for any purpose whatsoever, the principal amount of a Capital Appreciation Bond shall be deemed to be its Accreted Value. (b) For the purpose of (i) receiving payment of the redemp- tion price if a Capital Appreciation and Income Bond is redeemed prior to maturity, or (ii) computing the amount of Bonds held by the registered owner of a Capital Appreciation and Income Bond in giving to the Agency any notice, consent, request or demand pur- suant to this Resolution for any purpose whatsoever, the principal amount of a Capital Appreciation and Income Bond shall be deemed to be its Appreciated Value. SECTION 605. UNCLAIMED MONEY. Notwithstanding any pro- visions of this Resolution, any money held by any Fiduciary for the payment of the principal or redemption price of, or interest on, any Bonds and remaining unclaimed for five (5) years after the principal of all of the Bonds has become due and payable (whether at maturity or upon call for redemption), if such money were so held at such date, or five (5) years after the date of deposit of such money if deposited after such date when all of the Bonds became due and payable, shall be repaid to the Agency free from the provisions of this Resolution, and all liability of the Fiduciary with respect to such money shall thereupon cease; provided, however, that before the repayment of such money to the Agency as aforesaid, the Agency shall first publish at least once in a financial newspaper or journal published and/or of general circulation in New York, New York, a notice, in such form as may be deemed appropriate by the Agency with respect to the Bonds so payable and not presented, and with respect to the provisions relating to the repayment to the Issuer of the money held for the payment thereof. SECTION 606. PAYMENTS DUE ON SATURDAYS, SUNDAYS AND HOLIDAYS. In any case where the date of maturity of interest on or principal of the Bonds or the date fixed for redemption of any Bonds shall be a Saturday, Sunday or a day on which any Paying Agent is required, or authorized or not prohibited, by law (including executive orders) to close and is closed, then payment of such interest or principal and any redemption premium need not G TH\RlIHRI \ J 6487<'. ~\O I/07;Q" 37 be paid by the Paying Agent on such date but may be paid on the next succeeding business day on which the Paying Agent is open for business with the same force and effect as if paid on the date of maturity or the date fixed for redemption, and no interest shall accrue for the period after such date of maturity. SECTION 607. CONTROLLING LAW; MEMBERS OF GOVERNING BODY OF AGENCY NOT LIABLE. The provisions of this Resolution shall be governed by, and interpreted in accordance with, the laws of the State. All covenants, stipulations, obligations and agreements of the Agency contained in this Resolution shall be deemed to be covenants, stipulations, obligations and agreements of'the Agency to the full extent authorized by the Act and provided by the Constitution and laws of the State. No covenant, stipulation, obligation or agreement contained herein shall be deemed to be a covenant, stipulation, obligation or agreement of any present or future member, agent or employee of the Board or the Agency in his individual capacity, and neither the members of the Board nor any official executing the Bonds shall be liable personally on the Bonds or this Resolution or shall be subj ect to any personal liability or accountability by reason of the issuance or the execu- tion by the Board or such members thereof. SECTION 608. FURTHER AUTHORIZATIONS. The Chairman, the Executive Director and such other officers, employees and staff members of the Agency as may be designated by the Chairman and the Executive Director or either of them are each designated as agents of the Agency in connection with the issuance and delivery of the Bonds and are authorized and empowered, collectively or individu- ally, to take all action and steps and to execute all instruments, documents and contracts on behalf of the Agency, that are necessary or desirable in connection with the execution and delivery of the Bonds, and which are not inconsistent with the terms and provisions of this Resolution. SECTION 609. HEADINGS FOR CONVENIENCE ONLY. Any headings preceding the texts of the several articles and sections hereof shall be solely for convenience of reference and shall not constitute a part of this Resolution, nor shall they affect its meaning, construction or effect. SECTION 610. TIME OF TAKING EFFECT. This Resolution shall take effect immediately upon its adoption. PASSED AND ADOPTED this ~ day '-- ( SEAL) Attest: ,/'--v? I 'S' :-K . t-\(/\AJiv '...L~ C '<:7Y'(v\/vv-- 3e~:cetary GTli\IU I TERl \ 164872.5\01/07/94 38 EXHIBIT A BOND FORM (Face of Bond) $ No. R- UNITED STATES OF AMERICA STATE OF FLORIDA MIAMI BEACH REDEVELOPMENT AGENCY TAX INCREMENT REVENUE BONDS, SERIES (CITY CENTER/HISTORIC CONVENTION VILLAGE) Interest Rate Maturity Date Date of Original Issuance CUSIP REGISTERED OWNER: PRINCIPAL AMOUNT: DOLLARS KNOW ALL MEN BY THESE PRESENTS that the Miami Beach Redevelopment Agency (the "Agency"), for value received, hereby promises to pay to the registered owner specified above, or registered assigns, on the date specified above, but solely from the sources hereinafter mentioned, upon presentation and surrender hereof at the principal corporate trust office of First Union National Bank of Florida, Miami, Florida, as paying agent (said bank and/or any bank or trust company to become successor paying agent being herein called the "Paying Agent"), the principal sum specified above with interest thereon at the rate per annum specified above, payable on the first day of and of each year, commencing on Principal of this Bond is payable at the office of the Paying Agent in lawful money of the United States of America. Interest on this Bond is payable by check or draft of the Paying Agent made payable to the registered owner as its name and address shall appear on the registry books of First Union National Bank of Florida, Miami, Florida, as Registrar (said bank and any successor Registrar being herein called the "Registrar") at the close of business on the fifteenth day of the calendar month preceding each interest payment date (the "Regular Record Date"); provided, however, that (i) if ownership of the Bonds is maintained in a book-entry only system by a securities depository, such payment may be made by automatic funds transfer (wire) to such securities depository of its nominee or (ii) if such Bonds are not maintained in a book- entry only system by a securities depository, upon written request of the Holder of $1,000,000 or more in principal amount of Bonds, such payments may be made by wire transfer to the bank and bank account specified in writing by such Holder (such bank being a bank within the continental United States), if such Holder has advanced to the Paying Agent the amount necessary to pay the cost of such wire transfer or authorized the Paying Agent to deduct the cost of such wire transfer from the payment due such Holder. Any interest not punctually paid on an interest payment date shall forthwith cease to be payable to the registered owner on the Regular Record Date and may be paid to the registered owner as of the close of business on a special record date for the payment of such defaulted interest GTH\RE ITfRL \ 164872.5\0 1!07/Q4 A-I to be fixed by the Paying Agent, notice whereof shall be given not less than 10 days prior to such special record date to the registered owners. Such interest shall be payable from the most recent interest payment date next preceding the date of authentication to which interest has been paid, unless the date of authentication is an 1 or 1 to which interest has been paid, in which case from the date of authentication, or unless the date of authentication is prior to , 19 , in which case from , 19 , or unless the date of -authentication is between a Regular RecorClDate and the next succeeding interest payment date, in which case from such interest payment date. This Bond is one of an authorized issue of Bonds of the Agency designated as its "Tax Increment Revenue Bonds, Series _ (City Center/Historic Convention Village)" (herein called the "Bonds"), in the aggregate principal amount of Dollars ($ ) of like date, tenor, and effect, except as to number, date of maturity and interest rate, issued for the purpose of under the authority of and in full compliance with the Constitution and Statutes of the State of Florida, including particularly Chapter 163, Part III, Florida Statutes, as amended from time to time, and other applicable provisions of law, and a resolution duly adopted by the Agency on , 1993 (hereinafter referred to as the "Resolution") and is subject to all the terms and conditions of the Resolution. REFERENCE IS HEREBY MADE TO THE FURTHER PROVISIONS OF THIS BOND SET PORT ON THE REVERSE SIDE HEREOF AND SUCH FURTHER PROVI- SIONS SHALL FOR ALL PURPOSES HAVE THE SAME EFFECT AS IF SET FORTH ON THE FRONT SIDE HEREOF. It is hereby certified and recited that all acts, conditions and things require to exist, to happen, and to be performed, precedent to and in the issuance of this Bond exist, have happened and have been performed in regular and due form and time as required by the Laws and Constitution of the State of Florida applicable thereto, and that the issuance of this Bond, and of the issue of Bonds of which this Bond is one, is in full compliance with all constitutional, statutory or charter limitations or provisions. IN WITNESS WHEREOF, the Miami Beach Redevelopment Agency has caused this Bond to be signed by its Chairman, either manually or with his facsimile signature, and the seal of the Miami Beach Redevelopment Agency or a facsimile thereof to be affixed hereto or imprinted or reproduced hereon, and attested by the Executive Director, either manually or with his facsimile signature. MIAMI BEACH REDEVELOPMENT AGENCY CHAIRMAN ( SEAL) Attest: EXECUTIVE DIRECTOR GTH\RE I TUIL \ 164872.5\01/0//94 A-2 FORM OF CERTIFICATE OF AUTHENTICATION This Bond is one of the Bonds delivered pursuant to the within mentioned Resolution. Date of Authentication: FIRST UNION NATIONAL BANK OF FLORIDA, as'Registrar By: Authorized Officer G TH\R[ IHRL \ IM872. 5\0 1/01/94 A-3 [Back of Bond] This Bond is payable solely from and secured by a first lien on and pledge of the Net Trust Fund Revenues (as defined in the Resolution) collected by the Agency pursuant to Section 163.387, Florida Statutes, as amended, the Supplemental Revenues (as defined in the Resolution) received by First Union National Bank of Florida, Miami, Florida, as trustee (said bank and any suCcessor trustee being herein called the "Trustee") for so long as the City of Miami Beach, Florida (the "City") is obligated to transfer Supplemental Revenues to the Trustee as described in the Resolution and all moneys held in certain funds and accounts established under the Resolution (collectively, the "Pledged Funds"), all in the manner provided in the Resolution. Neither the Agency, the City, Dade County, Florida (the "County"), the State of Florida (the "State") nor any of its political subdivisions is obligated to pay this Bond or the interest hereon except from the Pledged Funds pledged thereto and neither the faith and credit nor the taxing power of the City, the County, the State or any of its political subdivisions is pledged to the payment of the principal of, or the interest on, this Bond. This Bond does not constitute an indebtedness of the Agency, the City, the County, the State or any political subdivision thereof within the meaning of any constitutional, statutory or other provision or limitation and it is expressly agreed by the Holder of this Bond that such Holder shall never have the right to require or compel the exercise of the ad valorem taxing power of the City, the County, the State or any political subdivision thereof or taxation in any form on any real or personal property therein, for the payment of the principal of and interest on this Bond and other payments provided for in the Resolution. It is further agreed between the Agency and the Holder of this Bond that this Bond and the obligation evidenced thereby shall not constitute a lien upon property owned by or situated within the corporate territory of the Agency or the City, but shall constitute a lien only on the Pledged Funds, all in the manner provided in the Resolution. Under the provisions of Section 163.387, Florida Statutes, as amended, the City and the County have established the City Center/Historic Convention village Redevelopment and Revitalization Trust Fund into which the County and the City have agreed to deposit on an annual basis their respective portions of the Trust Fund Revenues (as defined in the Resolution) for so long as the Bonds are outstanding. In addition, the City has covenanted to transfer to the Trustee the Supplenlental Revenues as required for payment of the principal of and interest on the Bonds and to make the required deposits to the Debt Service Reserve Account; provided, however, that the lien on and pledge of the Supplemental Revenues for the benefit of the owners of the Bonds TIlaY be released and extinguished under the terms and conditions specified in the Resolution. The Agency in the Resolution has established with the Trustee the Miami Beach Redevelopment Agency Sinking Fund (City Center/Historic Convention Village) and certain accounts therein and covenanted to deposit into sa.id Sinking Fund and accounts therein solely from the Pledged Funds moneys to provide for the timely payment of principal of and interest on the Bonds and to create a reserve therefor, all to the extent and in the manner provided in the Resolution. Reference is hereby made to the Resolution for the specific provisions governing the Bonds. [Redemption Provisions] Additional parity bonds may be issued by the Agency from time to time upon the conditions and within the limitations and in the manner provided in the Resolution. c.rn\Rf IURl \16487'2.5\01/07/94 A-4 .... The original registered owner, and each successive registered owner of this Bond shall be conclusively deemed to have agreed and consented to the following terms and conditions: 1. The Registrar shall keep books for the registration of Bonds and for the registration of transfers of Bonds as provided in the Resolution. The Bonds shall be transferable by the registered owner thereof in person or by his attorney duly authorized in writing only upon the books of the Agency kept by the Registrar and only upon surrender hereof together with a written instrument of transfer satisfactory to the Registrar duly executed by the registered owner or his duly authorized attorney. Upon the transfer of any such Bond, the Agency shall issue in the name of the transferee a new Bond or Bonds. 2. The Agency, the Trustee, the Registrar and the Paying Agent may deem and treat the person in whose name any Bond shall be registered upon the books kept by the Registrar as the absolute owner of such Bond, whether such Bond shall be overdue or not, for the purpose of receiving payment of, or on account of, the principal of and interest on such Bond as the same becomes due, and for all other purposes. All such payments so made to any such registered owner or upon his order shall be valid and effectual to satisfy and discharge the liability upon such Bond to the extent of the sum or sums so paid, and neither the Agency, the Trustee, the Paying Agent, nor the Registrar shall be affected by any notice to the contrary. 3. At the option of the registered owner thereof and upon surrender hereof at the principal corporate trust office of the Registrar with a written instrument of transfer satisfactory to the Registrar duly executed by the registered owner or his duly authorized attorney and upon payment by such registered owner of any charges which the Registrar or the Agency may make as provided in the Resolution, the Bonds may be exchanged for Bonds of the same series and maturity of any other authorized denominations. 4. Tn all cases in which the privilege of exchanging Bonds or transferring Bonds is exercised, the Agency shall execute and the Registrar shall authenticate and deliver Bonds in accordance with the provisions of the Resolution. There shall be no charge for any such exchange or transfer of Bonds, but the Agency or the Registrar may require payment of a sum sufficient to pay any tax, fee or other governmental charge required to be paid with respect to such exchange or transfer. Neither the Agency nor the Registrar shall be required (a) to transfer or exchange Bonds for a period of 15 days next preceding an interest payment date on such Bonds or next preceding any selection of Bonds to be redeemed or thereafter until after the mailing of any notice of redemption; or (b) to transfer or exchange any Bonds called for redemption. GTH\R{ 11 [IH \ 164872.5\01/0//94 A-S [FORM OF ABBREVIATIONS FOR BONDS] The following abbreviations, when used in the inscription on the face of the within Bond, shall be construed as though they were written out in full according to applicable laws or regulations. TEN COM - as tenants in common TEN ENT - as tenants by the entireties JT TEN - as joint tenants with the right of survivor- ship and not as tenants in common UNIFORM GIFT MIN ACT - Custodian (Minor) (Cus t) under Uniform Gifts to Minors Act (State) Additional abbreviations may also be used though not in the above list. [FORM OF ASSIGNMENT FOR BONDS] For value received, the undersigned hereby sells, assigns and transfers unto the within Bond, and all rights thereunder, an hereby irrevocably constitutes and appoints , attorney to transfer the said Bond on the bond register, with full power of substitution in the premises. Dated: Please insert Social Security or other identifying number of transferee: Signature guaranteed: NOTICE: The transferor's signature to this Assignment must correspond with the name as it appears on the face of the within Bond in every particular without alteration or any change whatever. GTH\Rf ITfRl \ 164872.5\01/07/94 A-6 EXHIBIT B AGENCY CERTIFICATE First Union National Bank of Florida, as Trustee Miami, Florida The undersigned authorized official of the Miami Beach Redevelopment Agency hereby certifies that payment of the amounts specified in the requisition to which this Certificate is attached, when added to all other payments made, from proceeds of the Miami Beach Redevelopment Agency Tax Increment Revenue Bonds, Series 1993 (City Center/Historic Convention Village) (the "Series 1993 Bonds") will not result in less than 95 percent of the net proceeds of the Series 1993 Bonds and the investment earnings thereon or attributable thereto being used for "redevelopment purposes" within the meaning of Section 144(c) of the Internal Revenue Code of 1986, as amended. Dated: MIAMI BEACH REDEVELOPMENT AGENCY By: Authorized Official B-1 G1H\f~[ I HRl \ 1648 72.5\01/07/<14 Miami Beach Redevelopment Agency 1700 Convention Center Drive Miami Beach, Florida 33139 Telephone: (305) 673-7193 Fax: (305) 673-7772 lQ REDEVELOPMENT AGENCY MEMORANDUM NO. 94-02 January 5, 1994 To: Chairman and Members of the Board of the Redevelopment Agency From: Roger M. Carlton Executive Director Subject: Resolution Pledging the Tax Increment as the Primary Source for the Recurring Repayment of a $25 million Tax Increment Revenue Bond Issue for Financing Convention Hotel(s) Development and other Projects in the City Center Redevelopment Area. Administrative Recommendation The Administration recommends that the Board adopt a resolution pledging the Tax Increment as a primary source of repayment for a $25 million Tax Increment Revenue Bond to be issued by the City Center Redevelopment Agency. Backliround As was discussed in the November 4, 1993 Special Meeting of the Redevelopment Agency and the City Commission, the City Center Redevelopment Agency has determined to issue bonds to fund the land assemblage for a convention center hotel(s) as well as other projects in the redevelopment area. The redevelopment area was created with an inception date of January 1, 1992, as its base year for valuation purposes. The resultant growth in value of the property tax value, while impressive at 28 percent in its initial year, provides $1.2 million, $700,000 of which is available for debt service. This amount is currently insufficient to service the cost of the bonds necessary to acquire the property and other projects (see attached updated charts originally presented on November 4, 1993). As can be seen on the charts, even with a low growth rate of 3 percent annually, the increment will be sufficient to pay the debt service costs of these bonds by the end of three years. During this three year period, it will be necessary for the Resort Tax to fund the shortfall in increment revenues for debt service. It is anticipated that Resort Tax will have to fund approximately $1.950 million over the three years until the tax increment is sufficient to fully fund the annual debt service. 1 ~()UTt1 I)()I~ l?edevel{)pment UlitrlCt CI-o' CI:~l? l?edevel{)pment UI~ct 4 This transaction will provide the funds necessary to acquire the land for a convention hotel(s) site which meets the criteria identified by the City's consultants as necessary for the project to be successful. These criteria include a site on the water within walking distance from the convention center and which has. the capacity to build 800 rooms. This study was originally prepared by Laventhol & Horwath and later confirmed and expanded by Kenneth Laventhol & Co. The acquisition of this property, which will total approximately 5.3 acres, is a significant step in the Agency achieving its goal of a convention quality hotel(s) close to the convention center. The City has retained six firms on rotation to provide investment banking servIces for a two year period beginning March, 1993. These six firms have ~een assigned into two teams which will alternate transactions over that period. The team assigned to this transaction includes Clayton, Brown & Co., Morgan Stanley and AIBC Investment Services (Hispanic owned firm). In addition to these firms, the City has employed the firm of Bear, Steams & Co. to serve as financial advisor to the City for a two year period concurrent with the investment bankers. This firm was selected due to its hotel financing experience. The Redevelopment Agency has decided to employ the same team of consultants previously employed by the City for this transaction. The Redevelopment Agency has employed the firm of Arthur Anderson to assist in the marketing and evaluation effort for the development of the hotel. Analysis The effect of the pledge of the Tax Increment to the repayment of the $25 million Tax Increment Revenue Bonds is a commitment by the Redevelopment Agency to allocate $1.8 million over the next twenty-nine years for the repayment of the bonds. Depending on the growth rate of the valuation in the district (see attached charts), there also is a commitment of the City's Resort Tax to the Tax Increment Bonds on a secondary basis. This commitment, which we anticipate to total $1.950 million, represents 5 to 8 percent of the estimated $25.5 million in collections of the Resort Tax over the next three years. The bond resolution willbe approved by the City Commission along with its pledge of the Resort Tax after action on this resolution. The bond resolution provides for several factors which affect the Resort Tax and the ability to provide additional financing from this source. These factors are: o The City Center Redevelopment Agency tax increment revenues, after a reduction of up to $500,000 for operations of the City Center Redevelopment Agency, areipledged as a first lien for the repayment of the $25 million Tax Increment Revenue Bonds. 2 5 o The pledge of the tax increment revenues runs concurrently with the life of the redevelopment area (29 years) in a similar fashion to tax increment bonds issued by the South Pointe Redevelopment Agency. o The secondary pledge of the resort tax will fund any shortfall in the tax increment revenues for annual debt service. This requirement is ex~ted to be needed for three years. o This secondary pledge of the resort tax collapses after the tax increment revenues reach and remain at 1.75 times the annual debt service on the bonds for two years. This level is expected to occur in four to five years. However, the tax increment revenues should be sufficient for debt service in three years. o Until such time as the secondary pledge of the resort tax is released, additional bonds payable from resort tax for future segments of the hotel(s) inducement or other purposes may be issued provided that the debt service payable from resort tax on the additional bonds combined with the net debt service cost of the existing tax increment bonds is less than or equal to 1.75 times the resort tax revenue. The anticipated coverage level after the issuance of the tax increment bonds is 4.75 times, fully three times in excess of the minimum requirement. This means that the City of Miami Beach will have the capacity to issue additional resort tax bonds when needed for funding the inducement for its projects which result from the Request for Proposal and the Combined Negotiation Process. o After the release of the resort tax pledge, additional resort tax bonds may be issued if the debt service from the existing senior lien bonds and the parity bonds to be issued is less than or equal to 1.5 times the resort tax revenues for the senior lien pledge. o After the release of the resort tax secondary pledge, additional tax increment bonds may be issued to the extent that the annual debt service from the existing bonds and the bonds to be issued is less than or equal to 1.5 times the tax increment revenues. o A cash reserve equal to one years annual debt servIce is to be funded from the proceeds of the initial tax increment bonds. These provisions affect the City's ability to provide additional financing for a hotel(s) project. The anticipated point at which the tax increment revenues equal 1.75 times annual debt service is $3 million. With a high (8%) growth rate (see attached) the two years at 1. 75 times coverage will occur in years four and five (Fiscal Years 96\97 and 97\98). At the expected growth rate (5 %) the release point will be in years five and six (Fiscal Years 97\98 and 98\99). If the growth' rate in the district is low (3 %) the resort tax secondary pledge will not be released until years six and seven (Fiscal Years 98/99 and 99/(0). 3 6 Additionally, the Redevelopment Agency's ability to issue additional Tax Increment Revenue Bonds willbe limited by this Resolution to the extent of the growth in the annual increment revenues. The limitation on the additional bonds is that total debt service for these bonds and any additional bonds must be less than or equal to two-thirds of the tax increment revenues. With a moderate (5 percent) growth in the property value in the District, the increment revenue will equal $5 million in five years. This would allow the Agency to issue an additional $20 million in Tax Increment Revenue Bonds. Even with the secondary pledge of the resort tax in place, the ability of the City to issue additional bonds secured by the resort tax is not precluded. Based on the Fiscal Year 92\93 revenues of $7,889,953 ($3,944,977 net to the City after payment to the VCA and the GMCVB), the total debt service payment that the City could make would be $4,235,000 annually. As the net revenues used for the tax increment bonds is anticipated to be $845,000 in this year, the net debt service capacity of the resort tax would be $3,390,000 annually which would currently finance approximately $40 million in bonds. This amount would grow to approximately $55 million upon the commencement of the collection of the third cent of the resort tax upon the signing of a development agreement for a new hotel. When the new hotel(s) opens, assuming the same number of rooms as the Fontainebleau, the ability to issue bonds payable from resort tax should grow to $85 million. The City had originally anticipated issuing the tax increment bonds with municipal bond insurance which would have increased the rating on the bonds to" AAA" from both Moody's and Standard & Poor's based on the credit quality of the insurer. However, the bond insurers cited concerns of the redevelopment process in Florida and the risk to an individual city from a hurricane. Two of the three major insurers would provide insurance but with unacceptable conditions and extremely high premium rates. One of the insurers would not let the resort tax secondary pledge collapse and would require that the total amount of the debt service on the tax increment bonds be applied to the additional bonds test without any credit for the tax increment. The other insurer would allow the secondary pledge to be released after three years of 2 times coverage from the tax increment but they wanted a premium rate of 1.25 % of the total principal and interest cost over the life of the issue. This would amount to a premium of $750,000 on these bonds. The Administration determined, due to the cost and excessive restrictions of the private insurers, to seek a rating from Moody's and Standard & Poor's. The ratings are based on the covenants and provisions referenced above. These agencies have rated the bonds "Baa" and "BBB" respectively, both of which are investment grade. We anticipate that the bonds will be sold at rates ranging from 3.75 percent in the early years to 6 percent in the later years with a true interest cost, factoring original issue discounts in the calculation, of approximately 5.9 percent. The attached Resolution delegates to the Chairman of the Redevelopment Agency power to approve award of the bonds subject to maximum interest rates, maturity schedules and other limitations which parallels the process previously established for negotiated bond sales. 4 7 The bonds will be sold at a negotiated sale and the recommendation regarding interest rates and structure will be made to the City Center Redevelopment Agency Chairman by the financial advisor and underwriters on the date set for the sale of the bonds currently anticipated to be January 26, 1994. The interest rates and ratings can be compared with the tax increment that the South Pointe Redevelopment Agency issued in January, 1990. Those bonds were rejected by the private bond insurers and were not rated and privately placed with a tax exempt mutual fund at an :interest rate of 9.125 percent. There are very few tax increment bond issues sold in this state for comparative information; however, these anticipated rates compare favorably to the current market environment for similarly rated bonds for a thirty year' term. Conclusion The Administration recommends approval of the Resolution committing the pledge of the tax increment as the primary source of the repayment of the proposed tax increment bonds. It is clear that the acquisition of the site for the convention center hotel(s) project has generated substantial developer interest in the project thereby greatly increasing the potential for success. The proposed structure of the transaction IS conservative, does not excessively limit future financings, and capitalizes on current low interest rates. Therefor, it is imperative that the funds be made available as soon as possible to complete the land acquisition process. attachments RMC/RJN/me 5 8 Attachment -A- ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ g g ~ ~ ,,- ~ ~ ~ ~ ti - ~! ... .. ~, It : 0) ~ , ' ., , , . '. , ~ \' . ~ " i . Q) , 1. . , . . c:: C) . \ .' CO , , ~ ~ " . - . . : , - , , , 1- 0) CD 0) > . . [ . . . Q: ~ c:: . , . , . 0 . . . . ' . . . 1- ~ CO ..... . , . . C . : .' c:: 0) .: .: Q) .: . .' " Q) . 'i ~ ~ . :>- > . ~Q). e c . . . ~ f@. LL. 0 . , \ . . e u . . 1~1 ~ . ... (.) . " at) . CJ . '. ~~. I- . : . '- . , . .s ~ 0 . ',' I ~ ~ . .' . .... ~.III U) -J@' ~ ~ I- .: I' ~ :I: . , . . , 1:::: . .. ~ 0) , I' Q) ~ , .. . :>- ..... . ., ~ C : . " LL. Q) : , , ~ ~ : , . U . CJ; CJ ~ ' . , ,.. .CD 1- ~ u 0' .. .. I a: . ~ . ~ ~ ~ ~ ~ ~ ~ i~ M Q) I Q) .. 0 ~ 0 0 ~ g ~ en 8 8 8 S ,,- ~ ~ ~ ~ ~ -. .. I ... ... ID 2 ~ 2 u I I 91 . -- -~-'li',_~~- _ ~~~'_ "~"'" .;..~ to ,.. .,' , . I -c......'.~ __ , , ;' Attachment "B" ~ g c g g ~ ~ c c ~ C C ~ ~ g ~ 8 8 to-: to II") ~ ti N ..- a ~ ~ ~ ... ~ ~ '- ., ~ , ~ , , (1) , :, ..... Q) , , , . , ..Q C) ,: , , , , .! co , , co ~ - , . , ~ - ~ , If .- 0) . ..... > ~ ~ , .: c:: , . , c:: , , , ,. I 0 0 ,: . ~ , . . CO .- I , ' ~ ~ I c:: , ,. ~ , !, ~co. Q) , . : ..... !:!:: : , ~ :X:~I > :, ,: I =:3 ~ c:: , ~ ~ 1~1 0 , , , ~@; c:: u , . .c:: ' i. , CD 0 ' ! . ~ .... ,! . ! ~ ' .- " I c:: .... , , -J~f (1) 0 , . I , , l a: .0 ~ .111\ I U) a.q ~ .- I: ~ ~ ~ ::r: =-- 'i c! CD c:: 1:: .I! .... " : CI) e Q) .: Q) ~ , ,: , .,: e c: , I': Lt) Q) . . ~ ' . e ~ u \t ~ ~ ' . ~ U ,.. .- '4. .s U .. ... :, ~ '. ~ :. II ~ Q~ CO') g 8 g g c c ~ en C 8 .. en C C .- ~ ~ g g g ~ ~ ~ c to-: ~ ~ ~ &t ~ - ... ~ .,.. a:l 2 ~ 2 10 u ( Attachment "e" g ~ 0 ~ 0 g ~ ~ ~ g & ~ It) ~ ~ ~ - - a .. .. .. ~ ~ ~ t 0 Q) ~ Cl co ~ Q::~ - t-;;: - .- 0) > ~ ~c:: c:: CD 0 0 ~Ql .- ....., ~ . c:: ..... i~. C1>!:!:: Q) ~ J::CQ). > . a:~ c:: ~ - I 0 ,', j~. u , @, '- ' . ~~ CJ ,', ! ~ . .- , ~ , . ~"O .s . . , I -J~1fI . , 11 . en . ~.~ I r: e .- ., , ,'~ :I: . f , OJ! o ..... 1:: , . , U ~ : , , S . , , CD 0- f · , c:: : , . CI) CD Q) . ~ . . "- a:: u -;. ; ~ 0 ~ . :. ~ ,. , . . ..- " . ~ U I ,. r: I. , :',' ~ I' ~ 0 II II e ~ ~ ~ ~ ~ a~ M en ~ en .- ~ ~ ~ ~ g a; ~ ~ ~ ~ - ...." .- "" "" CD ~ 0 - 1.1 CD ~ U '- ~ ~ q: CI) c:: ~ Cb ::s ~ C::IJJ Q) ~ tn Q) c:: a::~ ~ t! c:: Q) e& e-o (.) c: .s ca ~ Q) ~ .~ Cb ~ ..... . Q) -QU) !!~ . ...... ..Q ~ Q) q:Q - - :> c: o .- .... c Q) > c: o () o .- '- o .... en .- J: i:: Q) ..... c: Q) U ~ .- o g Q g Q ~ Q) en C'O Attachment -D- Q g ~ - tit a .c:~ l(Q) . :!~ E&n ~@ ~ [J 0) ~ ~ ~C\') .....(Q) IITTI1 LillillJ ~ ~ ~ ~ ~ C"') a 0) 8 0) 8 8 .- (;) ~ ~ ~ ~ .- CD ~ 'l ~ :2 i :2 12u I CI) cu ~ c:: ~ 0) cu ~ ct:: co ~ 0) t-: ~ 1:: .e o ~ ~ ~ ct:: ~ b ~ .s u. u CD .~ e a.. m ~ CD m >- u. ('I')('I')O~ 0- - 'OI:f0 'OI:f ~~ ~ CO. 'OI:f. ~ ~N t; CD m - '" m >- LL. NOON N~ '" ON N riLfi CO "'- CD ('1')('1') CO ~N ~ '" ~ >- LL. N~ON CD CO '" '" ~Lfi m -~ ~ ~N i ~ ~ m >- LL. O~OO ~C5 ~ ~g ~ m- 0 tiN i ~~O~ NeD CO "'co ('I') co- CO ~-- ~ It) ~ ~ >- LL. ~ m >- LL. - en _ - - i85 ~ .tN-"et- ~ii! o .... .... 0 ~'t:'t:LL ~oo> ~ en en t: OQ)Q)CQ U)a:a:o Attachment "E" 8080888 8 8 g~si \,() N N~ W __ W i8gOg ~~ ~" - M 8080888 g 8- g~si ~ N NCS M __ M i8S08 ~~ ~ ... M 8080888 ~ ~ g~g w __ tit i8808 sig g &is,,, N.. ... M ~0~0~8~ ~ ~ g~~ tit __ tit i88~~ ~~~~ 80~0888 ~ ~ g~g M __ tit 8~8~~ ~~~~~ tit - ~ ~20'Ol:f'Ol:f cscs ~&1 ~~ ~l M __ tit ('I') M 8888888 888gg~g ~NN mm_ - tit ~~~5 &O\,()..._ ...... ('I') co NN'OI:fCO ---N'OI:f M IItM ... tit iOi~ It) ~ '" &l ~ E Q) ~ i i! fi l.a e ~ ssi~ ~~ ~~~ ~Q)!-I~= ~-li -- -I JI ~ i ~.~ ~ ~ ~ ~ i=! a. ! ~ g~~~j~~;~w~~~~~~~~~t- '" a 'C:: ~ ! en .~ 5i en &t -5 .c en a: en " > _ en ~_O oenz -Q)~> CQ)O ONC,CQO~~~ !~~~O &O~ =~mQc~CQ~ ~~!en~ ~~= ~~u~oo~= IICQO~U ~o! ~OOen>XLL.O u~xmu CXO ('I') o 'OI:f &0 ~ N M N N o ri N '- ~ N co '" 'OI:f - m. - M CO '" co as ~ ... tit ... '" It) ... ... It) tit ~ 'OI:f ri M - .. u '= I) Q ~ :s e. :s en 13 , {J Q) Q) u e a.. )( ~ 0) t ~ 0 CO ~ 0) >- a:: u... 't.. ,e 0 ~ ~ . .... ~ =-- .... CY) .Q 0) ~ >- . ..... ~ u... q: -0 ! u CD .~ e a.. Attachment -F- 8 g <:) ~ 8 g <:) ~ 8 ~ ~ <:) 8 g <:) - .. 8 g &i 8 g <:) &t a ~ .-,S! !::J 0'0 D - l 11 ~ I . J9 ~ -8 ~~ ~ . Cl ~ ~ ~ ~ ~ ~ g ~ ~ a M ~ ~ ... Q ~ ~ ~ ~ ~ - ~ 8 ~ ~ It') ~ rr) &i - ... .. .. .. OJ ~ Q OJ ~ u 14