RESOLUTION 91-20328 RESOLUTION NO. 91-20328
A RESOLUTION OF THE CITY COMMISSION
OF THE CITY OF MIAMI BEACH, FLORIDA,
EXTENDING THE MANAGED MEDICAL, HMO
AND MEDICARE SUPPLEMENT PLANS WITH
HUMANA HEALTH CARE PLANS FOR FISCAL
YEAR 1991/92 AND AUTHORIZING THE
MAYOR AND THE CITY CLERK TO EXECUTE
A SERVICE AGREEMENT BETWEEN THE CITY
OF MIAMI BEACH AND HUMANA HEALTH
CARE PLANS.
WHEREAS, Invitation to Bid No. 122-88/93 was awarded to Humana
Health Care Plans for a one year period on July 26, 1989, with the
option to renew for up to four additional one year periods; and
WHEREAS, the City Administration recommends the extension for
a third one year period commencing October 1, 1991, with cost
increases in premiums not to exceed 4 . 9% for the Managed Care (PPO
Plan 660) , 10. 0% for the HMO (Option 4) and 25% (estimated) for the
Medicare Supplement Plans; and
WHEREAS, Humana' s proposed cost increases have been evaluated
by TPF&C of Florida, Inc. , the City' s Benefit Consultant, and found
to be reasonable.
WHEREAS, the Group Insurance Board, at its July 3 , 1991
meeting, voted to recommend acceptance of Humana ' s renewal offers
for the PPO Plan 660 and the HMO Option 4 .
NOW, THEREFORE, BE IT DULY RESOLVED BY THE CITY COMMISSION OF
THE CITY OF MIAMI BEACH as follows:
1) The City Commission hereby extends the Managed Care
Medical (PPO Plan 660) , HMO (Option 4) and Medicare
Supplement Plans with Humana Health Care Plans for the
Fiscal Year 1991/92 .
2) The Mayor and City Clerk are hereby authorized to execute
a Service Agreement between the City of Miami Beach and
Humana Health Care Plans, a copy of which is attached
hereto.
ADOPTED this 10th day of July , 1991.
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MAYOR
ATTEST:
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F\Ar eeN FLOR 1 D A 3 3 1 3
I* INCORPii ORATED]*1 o e V A CA TIONL A NLa U. S. A.
OFFICE OF THE CITY MANAGER CITY HALL
1700 CONVENTION CENTER DRIVE
TELEPHONE: 673-7010
COMMISSION MEMORANDUM NO. ?"1/
July 10, 1991
DATE:
TO: Mayor Alex Daoud and
Members of the City Commission
FROM: Carla Bernabei Talarico AIM%
City Manager
SUBJECT: RESOLUTION APPROVING THE EXTENSION OF MANAGED CARE
MEDICAL, HMO AND MEDICARE SUPPLEMENT PLANS WITH HUMANA
HEALTH CARE PLANS FOR FISCAL YEAR 1991/92 AND AUTHORIZING
THE MAYOR AND THE CITY CLERK TO EXECUTE A SERVICE
AGREEMENT WITH HUMANA HEALTH CARE PLANS
LAST CONTRACT:
Invitation to Bid No. 122-88/93 was awarded to Humana Health
Care Plans for a one year period on July 26, 1989, with the
option to renew for up to four additional one year periods.
The City Administration recommends the extension for a third
one year period commencing October 1, 1991, with cost
increases in premiums not to exceed 4 .9% for the Managed Care
(PPO Plan 660) , 10.0% for the HMO (Option 4) and 25%
(estimated) for the Medicare Supplement Plans.
Humana's proposed cost increases have been evaluated by TPF&C
of Florida, Inc. , the City's Benefit Consultant, and found to
be reasonable.
The Group Insurance Board, at its July 3 , 1991 meeting, voted
to recommend acceptance of Humana ' s renewal offers for the PPO
Plan 660 and the HMO Option 4 . The presidents of the American
Federation of State, County and Municipal Employees (AFSCME)
and the Miami Beach Employees Benevolent Association (MBEBA)
are members of the Group Insurance Board, and voted on behalf
of their respective bargaining units.
Please be advised that a withdrawal by either of the two
participating bargaining units from the City-sponsored Humana
medical plans to a self-insured trust would result in Humana ' s
revaluation of the remaining members ' demographic composition
at the time of withdrawal. Humana may then request changes in
premium rates for the remaining group members for the balance
of the Plan Year.
A Service Agreement between the City of Miami Beach and Humana
Health Care Plans has been developed to set forth performance
standards for the Humana contracts.
Representatives from Humana Health Care Plans, the City' s
Benefit Consultant, TPF&C, and the City' s Agent of Record are
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BID AMOUNT:
$ 5, 506, 280. Cost in Fiscal Year 1990/91 for
Managed Care (PPO) , HMO and Medicare
Supplement Plans with Humana Health
Care Plans
$ 438, 303 . Estimated cost increase in Fiscal
Year 1991/92 .
$ 5, 944, 583 . Estimated annual cost to be shared
equally between City and
Employee/Retiree contributions.
FUNDING:
City contributions are budgeted in the appropriate departments
to provide funding for the anticipated costs.
ADMINISTRATION RECOMMENDATION:
That the City Commission approve the resolution approving the
extension for a third one year period of the existing Bid
Award No. 122-88/93 at an increased cost in premiums not to
exceed 4 .9% for Managed Care (PPO Plan 660) , 10. 0o for HMO
(Option 4) and 25% (estimated) for Medicare Supplement Plans
with Humana Health Care Plans and authorizing the Mayor and
the City Clerk to execute a Service Agreement with Humana
Health Care Plans.
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Tampa, FL 336024495
813 22.E-1686
Facsimiles 813 223-2S70
C. William Sharon
Vice President
TPF&C
a Towers Perrin company
July 2, 1991
Ms. Lyn Schuler
Employee Benefits Coordinator
city of Miami Beach
1700 Convention Center Drive
Miami Beach, Florida 33139
Em_ Li e e= t nsurance Renewals •r lulal_tg
9/30/92 Pla Year
Dear Lyn:
have thoroughly reviewed the life insurance and dental
plan rate renewals from Prudential and the medical plan
renewals from Humana. The following are my comments and
recommendations.
1® to ?lar1 - Prudential ' s renewal calculation
results in a necessary rate increase of 14 . 4%.
However, this increase is subject to a maximum of
8%, per their proposal effective 10/1/90. In my
opinion an 8% rate increase is fair and
reasonable and I recommend that the City accept
the increase.
2 . Arte Insurance/Amp - Prudential ' s renewal
calculation results in a 9. 2% increase in the
basic life rate and a 5% increase in the pooled
life rate. There is no increase in the AD&D
rate. The rate increase is due to the fact that
the average age of the city's employees is older
than several years ago. In my opinion the
rate increase is reasonable. However, I
proposed
recommend that the City accept the increase only
if Prudential agrees to guarantee the rate for
two years, i.e. until 9/30/93 .
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..'A_.T.Tty4i.3etr1. .:I'sv...♦..r•+..•...f'.a ....Fi'JY.:f%.•..+. ...s..
Ms. Lyn Schuler
July 2 , 1991
Page 2 .
a 9. 3� increase for the
MMINIMMIMMEM
3 . �„Q - Humana is proposingt�.ve3.
lan (OptiOn 4} . Alterna Y,
current HMO p co a their Option 5 plan ($10copay,
Humana offers5 plan is a
hospital copay) • The Option
$2.00 p 's HMO
s,ncrease. The City's experience for the
6.8% not beengood. The. net
twelve months has
past a 1991 is 93 .4% . The
paid loss ratio through May,would be higher than the
City' s rate increase solely on
9.3% if the increase proposed was basedcammut�xt e, The City benefits
the City' s claims experience.
Y -rated. As a
because the rates are community-rated.
with
that the City con
result, I recommend crease of
accept Option 4 and the proposed rate in
9 .3%.
a osed an 8.
4 . ,�,�,�, Humana Pr 4% increase for the p renewal letter.
PPOplan in their June 21, 1991.
i s too high, given
In my opinion, this increase
the favorable net paid loss ratio for the period
78 .7%. At the June 25, • 1991
6/90 to 5/91 of
I recommended that the City
Board meeting,
negotiate with Humana in an effort to lower thesul.ted
• increase. These negotiations re
projected plan
revised PPO increase
in a for the current P
660) of 4 .9% . This rev�.sed renewal
(Plansavings to the City. In my
represents a $100, 000 •
P revised renewal is fair and
opinion, this
reasonable and I recommend the City accept it.
ifY au have any questions about this letter, please call.
Very t ttly yours,
` 1
C. 'Wil. am Sharon
cWs/dmd
cc: Mr. Ernie Barham
SERVICE AGREEMENT BETWEEN
CITY OF MIAMI BEACH AND
HUMANA MEDICAL PLAN, INC. &
HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC.
FOR MEDICAL BENEFITS COVERING
CITY OF MIAMI BEACH EMPLOYEES, RETIREES AND DEPENDENTS
This is an agreement, made and entered into this 1st day of
October , 1991, by and between: The City of Miami Beach ("City")
AND
Humana Medical Plan, Inc. , and Humana Health Insurance Company of
Florida, Inc. , their successors and assigns hereinafter referred to
as "Humana" .
WITNESSETH, in consideration of the City renewing Humana for a one
(1) year term and the mutual terms, conditions, promises, covenants
and payments hereinafter set forth, the City and Humana agree as
follows:
I. PROVISIONS OF AGREEMENT
1. Open Enrollment/Educational Sessions
The City will schedule the annual Open Enrollment
sessions at various locations and times, and will notify
Humana Account Services at least two weeks prior to the
first sessions. From one to three other times during the
plan year, educational sessions will be conducted again
at various locations and times, as agreed by the City and
Humana.
2 . HMO and PPO Plans Packets
Humana will prepare and distribute by U.S. mail HMO and
PPO Plans packets at least two weeks in advance of the
commencement of the City's annual Open Enrollment. The
City administration will assist in the development of an
Open Enrollment announcement to be included in each
packet, and review information to be included in the
packets in advance of printing and distribution. Mailing
labels will be provided by the City. Any packets
returned for incorrect address will be given to the City
administration to send to the employee or retiree.
3 . Provider Directories
In addition to the HMO and PPO provider directories
distributed at Open Enrollment, Humana shall mail to each
1
member a new directory or a list of changes to the
previous directory not less than once each calendar
quarter. Humana will also notify the City administration
in writing of additions, changes or deletions which occur
in the interim. Humana must honor all claims for deleted
providers until the next directory or list of changes is
mailed to the members.
Each calendar quarter, Humana shall provide a list of
providers such as home health care, extended care
facilities, durable medical equipment, hospice and other
such providers contracted with Humana.
Each calendar quarter, Humana shall identify the
contracted providers for anesthesiology, pathology,
radiology, and emergency physician group at each
contracted PPO hospital in South Florida Service Area.
4 . Identification Cards
For new enrollees and members with plan or coverage
changes, including Open Enrollment, Humana will process
the enrollment or change no later than three weeks upon
receipt by the Humana Billing office in Louisville,
Kentucky. The member is responsible for informing the
City group insurance section of the Personnel Department.
If Humana fails to do so, Humana Account Services must
contact providers to arrange for coverage of medical care
required. The Account Services representative will be
responsible for having the identification card(s)
produced and sent to the member.
5. PPO Plan Late Entrants
Employees and/or dependent(s) requesting enrollment in
the Humana PPO Plan after Open Enrollment has ended or
after the 30 day eligibility period will complete the
appropriate Enrollment or Change Form, including the
Medical Statement. The completed form will be sent by
the City to the Humana Billing office for handling. If
additional information is required from Humana, Humana
will send a written request for any additional
information postmarked within two weeks of the
application's receipt by the Humana underwriting
department as logged in their computer data base. The
applicant will have a minimum of six weeks from the date
of Humana's request to the date postmarked on the
envelope returning the information to Humana. Humana
Account Services is to keep the City administration
advised of the status of late entrant applicants.
2
6. Claims and Correspondence Responses
Humana agrees to correspond directly with PPO and HMO
members regarding the status of any claims submitted
which have not been resolved within 30 days of the date
of receipt by Humana. The City administration shall
notify Humana of post-30 day claims via claims
transmittal forms and copies of claims, or the member may
provide notice to Humana in writing with a copy of the
claim in question attached. Humana shall respond in
writing, or verbally with a follow-up in writing, to the
member (or the City administration, if the member can not
be contacted) . Information will include the status of
the claims, reasons for any delays, and the name and
telephone number for a Humana contact person to receive
additional information. Responses shall be received by
the member (or the City administration, if the member can
not be contacted) within 14 calendar days (which includes
return mail time) of Humana ' s receipt of the request.
FAILURE TO COMPLY WILL RESULT IN A $100 PER CALENDAR DAY
PENALTY TO BE PAID BY HUMANA UPON WRITTEN NOTIFICATION BY
THE CITY TO HUMANA. THE AFFECTED MEMBER WILL RECEIVE
ONE-HALF OF THE PENALTY, to be applied by the City to the
member's healthcare plan premium deduction. This penalty
may be waived only by mutual agreement between the City
and Humana.
7 . "Threatening Letter" Responses
Any time a PPO or HMO member receives a letter from a PPO
or non-PPO provider threatening legal action, referral to
a collection agency or other negative action which could
jeopardize the member's credit standing because of
Humana 's delay or failure to pay claims, Humana shall
respond, in writing or verbally with a follow-up in
writing, to the member and the City administration with
an explanation of the status of any claims submitted
within the past 30 days. The City administration shall
notify Humana of threatening letter via claims
transmittal form and copy of all relevant information
available. Humana's response shall include the status
of the claims, reason for any delays, and the name and
telephone number for a Humana contact person to received
additional information. Responses shall be received by
the member (or the City administration, if the member can
not be contacted) within 14 calendar days (which includes
return mail time) of Humana ' s receipt of the request.
FAILURE TO COMPLY WILL RESULT IN A $100 PER CALENDAR DAY
PENALTY TO BE PAID BY HUMANA UPON WRITTEN NOTIFICATION BY
THE CITY TO HUMANA. THE AFFECTED MEMBER WILL RECEIVE
ONE-HALF OF THE PENALTY, to be applied by the City to the
member's healthcare plan premium deduction. This penalty
3
may be waived only on a case-by-case basis, by mutual
agreement in writing between the City and Humana.
8 . Dedicated Services in Humana
Effective October 1, 1991.
a. Humana agrees to process PPO Plan claims
for City of Miami Beach members, both
employees and retirees, in a claims processing
unit dedicated exclusively to 'special '
(including Service Agreement) accounts.
Humana will maintain experienced staffing in
this claims processing unit to insure timely
and accurate processing according to plan
benefits.
b. Humana agrees to place a Service
Representative within the City of Miami Beach
Personnel Department office on a full-time
basis. The representative will be authorized
to resolve PPO and HMO problems brought to the
Representative to handle. Also, the
Representative will have a computer terminal
on-line with Humana to provide information
upon request regarding claims, enrollment and
billing.
c. Humana agrees to provide ready access to a
Utilization Specialist to assist HMO and PPO
members with medical issues including PPO
prior authorizations, PPO pre-admission
certifications, PPO length of stay issues and
discharge planning; HMO referrals, access to
HMO primary care physicians, and obtaining
authorizations for emergency and outpatient
care. Access for employees and retirees will
be via the in-house Service Representative.
9 . HMO and PPO Plans - Changes in Benefits
When Humana changes a plan benefit, the City
administration shall be notified at least 60 days prior
to the proposed effective date of the change. All
changes must be agreed to by the City administration at
least 30 days prior to the actual implementation date.
All plan members must be notified by announcement mailed
to their home addresses at least 15 days prior to
implementation, once such change has been agreed to by
the City administration. FAILURE TO COMPLY WILL RESULT
IN A $100 PENALTY PER MEMBER ADVERSELY AFFECTED, TO BE
PAID BY HUMANA UPON WRITTEN NOTIFICATION BY THE CITY TO
4
HUMANA. EACH AFFECTED MEMBER WILL RECEIVE ONE-HALF OF
THE PENALTY, to be applied by the City to the member's
healthcare plan premium deduction. ALSO, AN EXCEPTION
WILL BE REQUESTED AND APPROVED TO PROVIDE THE BENEFflI _AT
THE PREVIOUS LEVEL UNTIL THE CHANGE IS APPROVED BY THE
CITY ADMINISTRATION AND NOTIFICATION PROVIDED TO THE PLAN
MEMBERS.
10. HMO Plan Physician Appointments
Humana guarantees that all "emergency" medical care
required by covered City members will be available within
24 hours of notification by the covered member or his
representative (i.e. family member, friend, hospital or
other provider) to one of the following Humana offices:
Preadmission Review/Prior Authorization in Louisville,
Kentucky at (800) 523-0023 ; Customer Services at Miami,
Florida at (800) 521-4882 or (305) 623-2400; or the
member's primary care physician office or, if after
office hours, the physician's answering service.
Further, Humana guarantees that each covered City member
requiring "urgent" medical care due to illness or injury
(but not considered an "emergency") will be able to
secure an appointment and have treatment provided by a
Primary Care Physician or, if deemed medically necessary
(andauthorized by the patient's HMO Center) , a
specialist within 72 hours (including weekends and/or
observed Federal holidays) of notification by the covered
member or his representative (i. e. family member, friend,
or a City Group Insurance representative) . Notification
shall be to the member's Humana primary care Physician ' s
office or, if after hours, the physician' s answering
service; or Customer Services in Miami, Florida at (800)
521-4882 or (305) 623-2400.
FAILURE TO COMPLY WILL RESULT IN A $100 PER CALENDAR DAY
PENALTY TO BE PAID BY HUMANA UPON WRITTEN NOTIFICATION BY
THE CITY TO HUMANA. THE AFFECTED MEMBER WILL RECEIVE
ONE-HALF OF THE PENALTY, to be applied by the City to the
member's healthcare plan premium deduction. ALSO, AN
EXCEPTION WILL BE REQUESTED BY THE CITY AND APPROVED BY
HUMANA TO PROVIDE PLAN BENEFITS FOR THE FOLLOWING:
(a) ONE EMERGENCY ROOM OR OFFICE VISIT
(INCLUDING MEDICALLY NECESSARY
SERVICES SUCH AS TESTS AND/OR
PROCEDURES) FOR "EMERGENCY" SERVICES
INCURRED BY THE MEMBER IF
"EMERGENCY" SERVICES WERE NOT
AVAILABLE BY THE END OF THE 24 HOUR
5
PERIOD. HUMANA'S PENALTY WOULD BE
LIMITED TO $100 (ONE [1] CALENDAR
DAY) .
(b) ONE OFFICE VISIT FOR "URGENT"
SERVICES (INCLUDING MEDICALLY
NECESSARY SERVICES SUCH AS TESTS
AND/OR PROCEDURES) INCURRED BY THE
MEMBER IF "URGENT" SERVICES WERE NOT
PROVIDED BY THE END OF THE 72 HOUR
PERIOD. HUMANA'S PENALTY WOULD BE
LIMITED TO $100 (ONE [1] CALENDAR
DAY) .
Humana agrees that any covered City member requiring
specialty care shall be referred to an appropriate
specialist and have treatment provided within two (2)
weeks of the Primary Care Physician visit if the
patient's health and well-being would be compromised by
a delay in specialty care beyond the two (2) week period.
Otherwise, specialty care shall be provided within four
(4) weeks of the Primary Care Physician visit. If an
appropriate specialist is not contracted by the patient' s
HMO Center, Humana shall arrange for treatment to be
provided within the timeframes and guidelines set forth
above in this paragraph. FAILURE TO COMPLY WILL RESULT
IN A $100 PER CALENDAR DAY PENALTY (UNTIL IN COMPLIANCE
OR AS NOTED BELOW) , TO BE PAID BY HUMANA UPON WRITTEN
NOTIFICATION BY THE CITY TO HUMANA. THE AFFECTED MEMBER
WILL RECEIVE ONE-HALF OF THE PENALTY, to be applied by
the City to the member's healthcare plan premium
deduction. ALSO, AN EXCEPTION WILL BE REQUESTED BY THE
CITY AND APPROVED BY HUMANA TO PROVIDE PLAN BENEFITS FOR
THE FOLLOWING:
(a) ONE OFFICE VISIT FOR SPECIALTY
SERVICES (INCLUDING MEDICALLY
NECESSARY SERVICES SUCH AS TESTS
AND/OR PROCEDURES) INCURRED BY THE
MEMBER IF SPECIALTY SERVICES WERE
NOT PROVIDED BY THE END OF THE TWO
(2) WEEK PERIOD, IF THE PATIENT'S
HEALTH AND WELL-BEING WOULD BE
COMPROMISED BY A FURTHER DELAY.
HUMANA'S PENALTY WOULD BE LIMITED
TO $100 TIMES THE NUMBER OF CALENDAR
DAYS FROM THE END OF THE TWO (2)
WEEK PERIOD UNTIL THE DATE OF THE
SPECIALTY VISIT.
(b) ONE OFFICE VISIT FOR SPECIALTY
SERVICES (INCLUDING MEDICALLY
6
NECESSARY SERVICES SUCH AS TESTS
AND/OR PROCEDURES) INCURRED BY THE
MEMBER IF SPECIALTY SERVICES WERE
NOT PROVIDED BY THE END OF THE FOUR
(4) WEEK PERIOD. HUMANA'S PENALTY
WOULD BE LIMITED TO $100 TIMES THE
NUMBER OF CALENDAR DAYS FROM THE END
OF THE FOUR (4) WEEK PERIOD UNTIL
THE DATE OF THE SPECIALTY VISIT.
II. TERM OF AGREEMENT
This Agreement shall commence on October 1, 1991 and terminate
September 30, 1992. The City administration and Humana have the
option to renew this Agreement annually upon mutual consent.
III. PERFORMANCE OF SERVICE NOTIFICATION
Humana shall receive notices regarding performance of service
addressed to the following:
Debra Rollins, Account Services Manager
Humana Health Care Plans
1505 N.W. 167th Street
Miami, Florida 33169
Telephone: (305) 623-5664
The City administration shall receive notices regarding performance
of service addressed to the following:
Lyn Schuler, Employee Benefits Coordinator
Personnel Department
City of Miami Beach
1700 Convention Center Drive
Miami Beach, FL 33139
Telephone: (305) 673-7526
IV. PAYMENT OF PENALTIES
Any time penalties are incurred by Humana pursuant to the terms of
the Agreement, the City administration will submit a written
invoice to Humana detailing the dates, City member names,
identification numbers and alleged performance failures.
Humana must agree to or dispute these penalties within 20 days of
receipt. If Humana agrees that the penalty is justified, Humana
7
will acknowledge the penalty and inform the City administration in
writing within 10 days of the decision. Humana will pay these
agreed-to penalty amounts to the City administration within the
following 30 days.
If Humana does not agree that the penalty is justified, Humana will
inform the City administration in writing within 10 days of the
decision. A meeting between the City administration and Humana
will be held within 30 days to resolve the alleged penalty through
negotiations.
V. ENTIRE AGREEMENT
All provisions contained within this Agreement, the City of Miami
Beach Invitation to Bid No. 122-88/93, Humana's Bid Response, and
renewal negotiations for October 1, 1990, represent all the terms
and conditions agreed to by the City administration and Humana. In
the event of a discrepancy between these documents, the order of
priority of the documents shall be as follows:
This Agreement
Correspondence related to 10/1/90 and 10/1/91 Plan
Renewal
Humana's Bid Response
City of Miami Beach Invitation to Bid No. 122-88/93
The City administration and Humana recognize that in order to
comply with applicable state laws that Humana must file a document
with the State of Florida Department of Insurance setting forth the
benefits and coverage to be provided by Humana under the terms of
this Agreement, Humana's Bid Response and City of Miami Beach
Invitation to Bid No. 122-88/93 . The City administration and
Humana acknowledge that the document to be provided to the state is
not a full and accurate representation of the terms and conditions
as set forth in this Agreement, City of Miami Beach Invitation to
Bid No. 122-88/93 and Humana's Bid Response.
8
IN WITNESS WHEREOF, the parties have made and executed this.
Agreement on the respective dates under each signature:
CITY OF MIAMI BEACH
7`
BY: ALJ
or
CITY OF MIAMI BEACH
Attest:
Kikc4ACtCity Clerk -I/5M
Approved as to form by the
City Attorney's Office
9,/,'
BY:
7- -q1
HUMANA HEALTH CARE PLANS
HUMANA • - TH INSURANCE COMPANY OF FL, INC.
(CORPORATE SEAL)
BY. ri
Name 7d P"'tle
DATE: 7 /'I/
HUMANA ME I I CAL PLAN, INC.
(CORPORATE SEAL)
BY: :'.0
_ - Z''
Name and • 1 e
DATE: - �L
l
9
ORIGINAL
GI__NAL
RESOLUTION NO. 91-20328
Extending the managed medical HMO and
medicare supplement plans with Humana
Health Care Plans for fiscal year 1991/92
and authorizing the Mayor and the City
Clerk to execute a service agreement
between the City of Miami Beach and Humana
Health Care Plans.