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RESOLUTION 92-20582 • RESOLUTION NO. 92-20582 A RESOLUTION OF THE CITY OF MIAMI BEACH, FLORIDA, AUTHORIZING THE ISSUANCE OF NOT TO EXCEED $65,000,000 IN AGGREGATE PRINCIPAL AMOUNT OF GENERAL OBLIGATION REFUNDING BONDS, SERIES 1992, OF THE CITY FOR THE PURPOSE OF REFUNDING ALL OR A PORTION OF THE CITY' S GENERAL OBLIGATION REFUNDING BONDS, SERIES 1986, DATED AUGUST 1, 1986 AND THE CITY'S GENERAL OBLIGATION REFUNDING BONDS, SERIES 1987A DATED MARC?, 1, 1987 ; PROVIDING THAT SUCH GENERAL OBLIGATION REFUNDING BONDS SHALL CONSTITUTE GENERAL OBLIGATIONS OF THE CITY AND THAT THE FULL FAITH, CREDIT AND TAXING POWER OF TEE CITY SHALL BE IRREVO- CABLY PLEDGED FOR THE PAYMENT OF THE PRIN- CIPAL OF AND THE INTEREST ON SUCH GENERAL OBLIGATION REFUNDING BONDS; MAKING CERTAIN COVENANTS AND AGREEMENTS IN CONNECTION THEREWITH; PROVIDING CERTAIN DETAILS OF THE BONDS; DELEGATING CERTAIN MATTERS IN CONNEC- TION WITH THE ISSUANCE OF THE BONDS TO THE MAYOR; AUTHORIZING THE NEGOTIATED SALE OF THE BONDS; APPOINTING A PAYING AGENT, A BOND REGISTRAR AND AN ESCROW AGENT; APPROVING THE FORM AND EXECUTION OF A BOND PURCHASE AGREE- MENT AND AN ESCROW DEPOSIT AGREEMENT; APPROVING THE EXECUTION OF A DTC AGREEMENT; PROVIDING FOR A PRELIMINARY OFFICIAL STATE- MENT AND AUTHORIZING THE EXECUTION OF AN OFFICIAL STATEMENT; AUTHORIZING OBTAINING A BOND INSURANCE POLICY AND ANY NECESSARY COVENANTS WITH RESPECT THERETO; AUTHORIZING CERTAIN OFFICIALS AND EMPLOYEES OF THE CITY TO TAKE ALL ACTIONS REQUIRED IN CONNECTION WITH THE ISSUANCE OF SAID BONDS; AND PROVID- ING AN EFFECTIVE DATE. WHEREAS, the City of Miami Beach, Florida (the "City") has heretofore issued its General Obligation Refunding Bonds, Series 1986 (the "1986 Bonds") originally issued in the aggregate principal amount of $25, 115, 000 and currently outstanding in the amount of $20, 705, 000, and its General Obligation Refunding Bonds, Series 1987A (the "1987A Bonds") originally issued in the aggregate principal amount of $37 , 395, 000 and currently outstanding in the amount of $28, 935, 000 ; and WHEREAS, the City desires to advance refund all or a portion of the 1986 Bonds and the 1987A Bonds (such bonds to be so refunded, the "Refunded Bonds") by issuing its General Obligation Refunding Bonds, Series 1992 , in an aggregate principal amount not i 1 tion, the City shall select another securities depository or discontinue such book-entry-only system. If the City does not replace DTC, the Bond Registrar will register and deliver to the Beneficial Owners replacement Bonds in the form of fully registered Bonds in authorized denominations hereunder, in accordance with instructions from Cede & Co. C. The Bonds shall be issued as fully registered bonds in the denomination of $5, 000 each or any integral multiple thereof. Prior to the issuance of the Bonds the Mayor shall execute the Mayor' s Certificate, upon the recommendations of the Financial Advisor, setting forth certain terms of the Bonds including, but not limited to: the dated date of the Bonds, interest payment dates, maturities and sinking fund installments, if any, and redemption provisions. The Mayor' s Certificate may also provide for any Bond Insurance Policy to be procured in connection with the issuance of the Bonds, based upon the recommendations of the Financial Advisor, and covenants of the City in connection therewith, which covenants shall have the same effect as if included in this Resolution. D. The Bonds shall be executed in the name of the City by the Mayor and the seal of the City shall be imprinted, reproduced or lithographed on the Bonds and attested to and countersigned by the City Clerk. The signatures of the Mayor and the City Clerk on the Bonds may be by facsimile. If any officer whose signature appears on the Bonds ceases to hold office before the delivery of the Bonds, his signature shall nevertheless be valid and sufficient for all purposes. In addition, any Bond may bear the signature of, or may be signed by, such persons as at the actual time of execu- tion xecu- tion of such Bond shall be the proper officers to sign such Bond although at the date of such Bond or the date of delivery thereof such persons may not have been such officers. Only such of the Bonds as shall have endorsed thereon a certi- ficate of authentication substantially in the form hereinafter set forth in Section 6 .K hereof, duly manually executed by the Bond Registrar, shall be entitled to any right or benefit under this Resolution. No Bond shall be valid or obligatory for any purpose unless and until such certificate of authentication shall have been duly executed by the Bond Registrar, and such certificate of the Bond Registrar upon any such Bond shall be conclusive evidence that such Bond has been duly authenticated and delivered under this Resolution. The Bond Registrar's certificate of authentication on any Bond shall be deemed to have been duly executed if signed by an authorized officer of the Bond Registrar, but it shall not be necessary that the same officer sign the certificate of authenti- cation on all of the Bonds that may be issued hereunder at any one time. - 12 - r ' i to exceed $65, 000, 000 (the "Bonds") in order to restructure the debt service payments required for the payment thereof; and WHEREAS, the City Commission of the City (the "Commission") has determined that it is in the best interest of the City to delegate the determination of various terms of the Bonds, the award of the Bonds, including execution of a Bond Purchase Contract, and all other actions necessary or desirable in connection with the issuance of the Bonds, subject to the limitations herein; and WHEREAS, for reasons more fully set forth herein, the Commission finds and determines it to be in the best interest of the City to authorize the sale of the Bonds on the basis of a negotiated sale rather than a public sale by competitive bid; NOW THEREFORE, BE IT RESOLVED BY THE CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA: SECTION 1. DEFINITIONS. As used herein, unless the context otherwise requires: "Act" means the Charter of the City of Miami Beach, but only to the extent not inconsistent with and not repealed by the provisions of Section 166. 021, Florida Statutes; Chapter 166, Florida Statutes; Sections 132 . 33 -- 132 . 47 , Florida Statutes; the Constitution of the State of Florida, including, but not limited to, Article VII, Section 12 thereof; and other applicable provi- sions of law. "Authorized Depository" means any bank, trust company, national banking association, savings and loan association, savings bank or other banking association selected by the City as a depos- itory, which is authorized under Florida law to be a depository of municipal funds and which has complied with all applicable state and federal requirements concerning the receipt of City funds. "Bond" or "Bonds" mean the City of Miami Beach, Florida General Obligation Refunding Bonds, Series 1992 issued from time to time hereunder in an aggregate principal amount not to exceed $65, 000, 000. "Bond Insurance Policy" means if so provided by the Mayor in the Mayor' s Certificate, the municipal bond new issue insurance policy issued by a municipal bond insurance company in respect of the Bonds. "Bond Purchase Agreement" means the Bond Purchase Agreement substantially in the form attached hereto as Exhibit A to be entered into between the City and the Original Purchasers of the Bonds providing for the terms of the sale of the Bonds to such Original Purchasers. - 2 - "Bondholder" or "registered owner" means the person in whose name any Bond is registered on the registration book maintained by the Bond Registrar. "Bond Registrar" means Barnett Banks Trust Company, N.A. , Jacksonville, Florida, and any other agent designated from time to time by the City, by resolution, to maintain the registration book for the Bonds issued hereunder or to perform other duties with respect to registering the transfer of the Bonds. "City" means the City of Miami Beach, Florida. "City Attorney" means the City Attorney of the City or any designated Assistant City Attorney. "City Clerk" means the City Clerk or any acting City Clerk of the City. "City Manager" means the City Manager or any Acting City Manager of the City. "Code" means the Internal Revenue Code of 1986, as amended, and all temporary, proposed or permanent implementing regulations promulgated or applicable thereunder. "Escrow Agent" means Barnett Banks Trust Company, N.A. , Jacksonville, Florida. "Escrow Deposit Agreement" means the Escrow Deposit Agreement substantially in the form attached to this Resolution as Exhibit "B" to be entered into between the City and the Escrow Agent, pursuant to which a portion of the proceeds of the Bonds, together with investments and investment earnings thereon, will be held in irrevocable escrow for the payment of the principal of, redemption premium, if any, and interest on the Refunded Bonds. "Finance Director" means the Finance Director of the City or his designee or the officer succeeding to his principal functions. "Financial Advisor" means Raymond James & Associates, Inc. , the financial advisor to the City in connection with the issuance of the Bonds. "Fiscal Year" means the period commencing on October 1 of each year and ending on the succeeding September 30, or such other consecutive 12-month period as may hereafter be designated as the fiscal year of the City. "Governing Body" means the City Commission of the City. - 3 - f / " "Government Obligations" means: (a) direct obligations of, or obligations guaranteed as to timely payment by, the United States of America; (b) Any bonds or other obligations of any state of the United States of America or of any agency, instrumentality or local governmental unit of any such state (i) which are not callable prior to maturity or as to which irrevocable instruc- tions have been given to the trustee of such bonds or other obligations by the obligor to give due notice of redemption and to call such bonds for redemption on the date or dates specified in such instructions, (ii) which are secured as to principal and interest and redemption premium, if any, by a fund consisting only of cash or obligations of the character described in clause (a) hereof which fund may be applied only to the payment of such principal of and interest and redemp- tion premium, if any, on such bonds or other obligations on the maturity date or dates thereof or the redemption date or dates specified in the irrevocable instructions referred to in subclause (i) of this clause (b) , as appropriate, and (iii) as to which the principal of and interest on the obliga- tions of the character described in clause (a) hereof which have been deposited in such fund along with any cash on deposit in such fund are sufficient to pay principal of and interest and redemption premium, if any, on the bonds or other obligations described in this clause (b) on the maturity date or dates thereof or on the redemption date or dates specified in the irrevocable instructions referred to in subclause (i) of this clause (b) , as appropriate; (c) Evidences of indebtedness issued by the Federal Home Loan Banks, Federal Home Loan Mortgage Corporation (including participation certificates) , Federal Financing Banks, or any other agency or instrumentality of the United States of America created by an act of Congress provided that the obligations of such agency or instrumentality are unconditionally guaranteed as to timely payment by the United States of America or any other agency or instrumentality of the United States of America or of any corporation wholly- owned by the United States of America; and (d) Evidences of ownership of proportionate interests in future interest and principal payments on obligations described in (a) held by a bank or trust company as custodian. "Mayor" means the Mayor of the City or in his absence or inability to perform, the Vice Mayor of the City. "Mayor' s Certificate" means the Certificate to be executed by the Mayor prior to or at the time of the execution of the Bond - 4 - ir r ' , i s a Purchase Agreement, which certificate shall provide certain details of the Bonds as required under this Resolution. "Official Statement" means that certain Official Statement with respect to the issuance of the Bonds, as such Official Statement shall be approved by the Mayor and the City Manager in accordance with the provisions of this Resolution. "Original Purchasers" means Kidder Peabody & Co. Incorporated, Shearson Lehman Brothers Inc. , Howard Gary & Company, William R. Hough & Co. and AIBC Investment Services Corp. , the original purchasers of the Bonds. "Outstanding" or "Bonds outstanding" means all Bonds which have been issued pursuant to this Resolution except: (a) Bonds cancelled after purchase in the open market or because of payment at or redemption prior to maturity; (b) Bonds for the payment or redemption of which cash funds or Government Obligations or any combination thereof shall have been theretofore irrevocably set aside in a special account with the Paying Agent or other Authorized Depository, whether upon or prior to the maturity or redemption date of any such Bond, in an amount which, together with earnings on such Government Obligations, will be sufficient to pay the principal of and interest and redemption premium, if any, on such Bonds at maturity or upon their earlier redemption; provided that, if such Bonds are to be redeemed before the maturity thereof, notice of such redemption shall have been given according to the requirements of this Resolution or irrevocable instructions directing the timely giving of such notice and directing the payment of the principal of and interest on all Bonds at such redemption dates shall have been given to the Paying Agent; (c) Bonds which are deemed paid pursuant to Section 6G hereof; and (d) Bonds in exchange for or in lieu of which other Bonds have been authenticated and delivered pursuant to this Resolution. "Paying Agent" means Barnett Banks Trust Company, N.A. , Jacksonville, Florida, and any other agent which is an Authorized Depository, designated from time to time by the City, by resolu- tion, to serve as a Paying Agent for the Bonds issued hereunder that shall have agreed to arrange for the timely payment of the principal of, interest on and redemption premium, if any, with respect to the Bonds to the registered owners thereof, from funds - 5 - 1 t ► . f r f t / t t made available therefor by the City, and any successors designated pursuant to this Resolution. "Preliminary Official Statement" means the Preliminary Offi- cial Statement with respect to the issuance of the Bonds substantially in the form attached to this Resolution as Exhibit ',Cu . "Prior Bonds" means the City of Miami Beach, Florida Public Improvement Bonds (Series 1983) , dated March 1, 1983 , the City of Miami Beach, Florida General Obligation Bonds (Theater of the Performing Arts Project) , Series 1984, dated June 1, 1984 , and the City of Miami Beach, Florida General Obligation Bonds (South Pointe Redevelopment Project) , Series 1984 , dated April 1, 1985. "Refunded Bonds" means those 1986 Bonds and 19 8 7A Bonds to be refunded pursuant to this Resolution as set forth in the Mayor' s Certificate. "1986 Bonds" means the City of Miami Beach, Florida General Obligation Refunding Bonds, Series 1986, dated August 1, 1986, originally issued in the principal amount of $25, 115, 000 and currently outstanding in the principal amount of $20, 705, 000. "1987A Bonds" means the City of Miami Beach, Florida General Obligation Refunding Bonds, Series 1987A, dated April 1, 1987 , originally issued in the principal amount of $37 , 395, 000 and currently outstanding in the principal amount of $28, 935, 000. Words in this Resolution importing singular numbers shall include the plural number in each case and vice versa, and words importing persons shall include firms, corporations or other entities including governments or governmental bodies. Words of the masculine gender shall be deemed and construed to include correlative words of the feminine and neuter genders. SECTION 2 . FINDINGS AND DETERMINATIONS. It is hereby ascer- tained, determined and declared that: A. The Refunded Bonds were issued in 1986 and 1987 , and the full faith, credit and taxing power of the City are pledged to the payment of the principal of, redemption premium, if any, and interest on the Refunded Bonds. The Refunded Bonds were issued to provide funds to refund the Prior Bonds. B. It is in the best interest of the City, its citizens and taxpayers to take advantage of the existing favorable market conditions and the prevailing low interest rates in order to provide funds to refund the Refunded Bonds through the issuance of the Bonds. - 6 - 1 J 1 4 C. The City is authorized under the Act to issue refunding bonds and to deposit the proceeds thereof in escrow to provide for the payment when due of the principal of, interest on and redemption premium, if any, in connection with the Refunded Bonds. D. The Bonds shall only be issued at a lower net average interest cost rate than the net average interest cost rate of the Refunded Bonds, and the rate of interest borne by the Bonds shall not exceed the maximum interest rate established pursuant to the terms of Section 215.84, Florida Statutes. E. The principal amount of the Bonds shall not exceed an amount sufficient to pay the sum of the principal amount of the Refunded Bonds that are outstanding on the date of issuance of the Bonds, the aggregate amount of unmatured interest payable on the Refunded Bonds to and including either the applicable maturity date thereof or the date that they are called for redemption, the appli- cable ppli- cable redemption premium, if any, related to the Refunded Bonds that are called for redemption, and the costs of issuance of the Bonds, including, but not limited to, costs of bond insurance, if any, all in accordance with Section 132 . 35, Florida Statutes. F. The sum of the present value of the total payments of principal and interest to become due on the Bonds (excluding all such principal and interest payments as will be made with moneys held by the Escrow Agent under the Escrow Deposit Agreement) and the present value of costs of issuance of the Bonds, if any, not paid with proceeds of the Bonds, will be less than the present value of the principal and interest payments to become due at their stated maturities, or earlier mandatory redemption dates, on the Refunded Bonds. G. The estimated present value of the total debt service savings anticipated as a result of the issuance of the Bonds and the refunding of the Refunded Bonds, computed in accordance with Section 132 . 35 (2) , Florida Statutes, is $1. 00. H. The Bonds shall in no event mature later than forty (40) years from the date of issuance of the Prior Bonds. I. The first installment of principal of the Bonds shall mature or be subject to mandatory redemption not later than the first stated maturity of the Refunded Bonds next occurring after the issuance of the Bonds. J. The Bonds shall not be issued until such time as the Finance Director of the City shall have filed a certificate with the Governing Body setting forth the present value of the total debt service savings which will result from the issuance of the Bonds to refund the Refunded Bonds, computed in accordance with the terms of Section 132 . 35, Florida Statutes, and demonstrating - 7 - f f r " r mathematically that the Bonds are issued at a lower net average in- terest cost rate than the net average interest cost rate borne by the Refunded Bonds. K. Due to the character of the Bonds, the complexity struc- turing an issue of refunding bonds, prevailing market conditions, and the recommendation of the Financial Advisor that the sale of the Bonds be by negotiation, the sale of the Bonds on the basis of negotiated sale rather than a public sale by competitive bid is found to be in the best interest of the City and is hereby authorized. L. The Bonds are payable from and secured by the full faith, credit and taxing power of the City. The City believes that the full faith, credit and taxing power of the City will be sufficient to repay the Bonds and therefore does not anticipate the use of other moneys of the City to make such payment. SECTION 3. CONTRACT. In consideration of the acceptance of the Bonds authorized to be issued hereunder by those who shall hold the same from time to time, this Resolution shall be deemed to be and shall constitute a contract between the City, the Bondholders and the provider of any Bond Insurance Policy. The covenants and agreements herein set forth to be performed by the City shall be for the equal benefit, protection and security of the Bondholders and the provider of any Bond Insurance Policy, and all Bonds shall be of equal rank and without preference, priority or distinction over any other thereof, except as expressly provided herein. SECTION 4 . AUTHORITY FOR REFUNDING OF REFUNDED BONDS AND ISSUANCE OF BONDS; AUTHORIZATION OF ESCROW DEPOSIT AGREEMENT. The refunding of the Refunded Bonds is hereby authorized. Subject and pursuant to the provisions hereof, Bonds to be known as "City of Miami Beach, Florida, General Obligation Refunding Bonds, Series 1992" are hereby authorized to be issued at one time or as needed in one or more series in an aggregate principal amount of not exceeding Sixty-Five Million Dollars ($65, 000, 000) , as shall be approved by the Mayor, for the purpose of refunding the Refunded Bonds and to pay certain costs of issuance of the Bonds. The Mayor, upon the recommendation of the Financial Advisor, shall determine the aggregate principal amount of the Bonds to be issued and may determine to issue the Bonds in more than one series, such determinations to be evidenced in the Mayor' s Certificate. The City hereby further authorizes (i) the execution by the Mayor of the Escrow Deposit Agreement with the Escrow Agent, (ii) the determination by the Mayor, based upon the recommendations of the Financial Advisor, of which of the 1986 Bonds and the 1987A Bonds shall constitute the Refunded Bonds, as evidenced in the Mayor' s Certificate, (iii) the deposit and pledge of a portion of the proceeds of the Bonds in an amount which, together with - 8 - interest earnings thereon, and certain other funds of the City, if necessary, shall be sufficient to pay the principal of, redemption premium, if any, and interest on the Refunded Bonds, (iv) the investment and reinvestment of a portion of the proceeds from the sale of Bonds in obligations permitted under the resolutions of the City providing for the issuance of the Refunded Bonds and Section 132 .42 , Florida Statutes, for the purpose of effecting the defeas- ance of the Refunded Bonds, and (v) the determination by the Mayor, based upon the recommendations of the Financial Advisor, of the Refunded Bonds to be called for redemption prior to their dates of maturity as evidenced by the Mayor' s Certificate. SECTION 5. SALE AND AWARD OF BONDS; TERMS, REDEMPTION AND FORM OF BONDS. A. The Commission hereby approves the form of the Bond Purchase Agreement for the purchase of the Bonds by the Original Purchasers, a copy of which form is attached hereto as Exhibit A. Upon compliance by the Original Purchasers with the requirements of Florida Statutes, Section 218 . 385, the Mayor is hereby authorized to execute the Bond Purchase Agreement in connection with the sale of the Bonds to the Original Purchasers, in substantially the form attached hereto, subject to such changes, insertions and omissions and such filling-in of blanks therein as may be necessary to evidence the terms of the Bonds and such additional changes as may be approved by the Mayor. The underwriting discount for the Bonds shall be determined by the Mayor in consultation with the Financial Advisor but shall not be more than 2% of the principal amount of the Bonds. The execution and delivery by the Mayor of the Bond Purchase Agreement for and on behalf of the City shall be conclusive evidence of the approval of such officer and the City of any such changes, insertions, omissions or filling-in of blanks. B. The Bonds shall be numbered consecutively from 1 upward preceded by the letter "R" prefixed to the number. The principal of and redemption premium, if any, on the Bonds shall be payable upon presentation and surrender at the principal office of the Paying Agent. Interest on the Bonds shall be paid by check or draft drawn upon the Paying Agent and mailed to the registered owners of the Bonds at the addresses as they appear on the regis- tration books maintained by the Bond Registrar at the close of business on the 15th day (whether or not a business day) of the month next preceding the interest payment date (the "Record Date") , irrespective of any transfer or exchange of such Bonds subsequent to such Record Date and prior to such interest payment date, unless the City shall be in default in payment of interest due on such in- terest payment date; provided, however, that (i) if ownership of Bonds is maintained in a book-entry only system by a securities depository, such payment may be made by automatic funds transfer (wire) to such securities depository or its nominee or (ii) if such - 9 - a ' Bonds are not maintained in a book-entry only system by a securi- ties depository, upon written request of the holder of $1, 000, 000 or more in principal amount of Bonds, such payments may be made by wire transfer to the bank and bank account specified in writing by such holder (such bank being a bank within the continental United States) , if such holder has advanced to the Paying Agent the amount necessary to pay the cost of such wire transfer or authorized the Paying Agent to deduct the cost of such wire transfer from the payment due such holder. In the event of any default in the pay- ment of interest, such defaulted interest shall be payable to the persons in whose names such Bonds are registered at the close of business on a special record date for the payment of such defaulted interest as established by notice deposited in the U.S. mails, postage prepaid, by the Paying Agent to the registered owners of the Bonds not less than fifteen (15) days preceding such special record date. Such notice shall be mailed to the persons in whose names the Bonds are registered at the close of business on the fifth day (whether or not a business day) preceding the date of mailing. The registration of any Bond may be transferred upon the registration books upon delivery thereof to the principal office of the Bond Registrar accompanied by a written instrument or instruments of transfer in form and with guaranty of signature satisfactory to the Bond Registrar, duly executed by the Bondholder or his attorney-in-fact or legal representative, containing written instructions as to the details of the transfer of such Bond, along with the social security number or federal employer identification number of such transferee. In all cases of a transfer of a Bond, the Bond Registrar shall at the earliest practical time in accor- dance with the terms hereof enter the transfer of ownership in the registration books and shall deliver in the name of the new trans- feree or transferees a new fully registered Bond or Bonds of the same maturity and of authorized denomination or denominations, for the same aggregate principal amount and payable from the same source of funds. Bonds may be exchanged at the office of the Bond Registrar for a like aggregate principal amount of Bonds, of other authorized denominations of the same series and maturity. The City and the Bond Registrar may charge the Bondholder for the regis- tration of every transfer or exchange of a Bond an amount suffi- cient uffi- cient to reimburse them for any tax, fee or any other governmental charge required (other than by the City) to be paid with respect to the registration of such transfer or exchange, and may require that such amounts be paid before any such new Bond shall be delivered. The City, the Bond Registrar, and the Paying Agent may deem and treat the registered owner of any Bond as the absolute owner of such Bond for the purpose of receiving payment of the principal thereof and the interest and redemption premium, if any, thereon. - 10 - • Notwithstanding anything in this Section 5B to the contrary, so long as the City shall maintain a book-entry-only system with respect to the Bonds, the following provisions shall apply: The Bonds shall initially be issued in the name of Cede & Co. as nominee for The Depository Trust Company ("DTC") , which will act as securities depository for the Bonds and so long as the Bonds are held in book-entry- only form, Cede & Co. shall be considered the registered owner for all purposes hereof. On original issue, the Bonds shall be deposited with DTC, which shall be responsible for maintaining a book-entry-only system for recording the ownership interests of its participants ("DTC Participants") , and other institutions who clear through or maintain a custodial relationship with DTC Participants ("Indirect Participants") . The DTC Parti- cipants and Indirect Participants will be responsible for maintaining records with respect to the beneficial owner- ship interests of individual purchasers of the Bonds ("Beneficial Owners") . Principal and interest shall be payable directly to Cede & Co. in care of DTC. Disbursal of such amounts to DTC Participants shall be the responsibility of DTC. Payments to Indirect Participants shall be the respon- sibility of DTC Participants, and payments by DTC Participants and Indirect Participants to Beneficial Owners shall be the responsibility of DTC Participants and Indirect Participants and not of DTC, the Paying Agent or the City. The Bonds shall initially be issued in the form of one fully registered Bond for each maturity and shall be held in such form until maturity. Individuals may purchase beneficial interests in book-entry-only form, without certificated Bonds, through the DTC Participants and Indirect Participants. During the period for which Cede & Co. is registered owner of the bonds, any notice to be provided to any registered owner will be provided to Cede & Co. DTC shall be responsible for notice to DTC participants and DTC participants shall be responsible for notice to indirect participants, and DTC participants and indirect participants shall be responsible for notice to indiv- idual purchasers of beneficial interests. The City shall enter into a letter of represen- tations with DTC providing for such a book-entry-only system. Such agreement may be terminated at any time by either DTC or the City. In the event of such termina- - 11 - • registered at the close of business on a special record date for the payment of such defaulted interest as established by notice by deposit in the U.S. mails, postage prepaid, by the Bond Registrar to the Registered Owners of Bonds not less than fifteen (15) days preceding such special record date. Such notice shall be mailed to the persons in whose names the Bonds are registered at the close of business on the fifth (5th) day (whether or not a business day) preceding the date of mailing. This Bond is one of an authorized issue of bonds in the aggregate principal amount of $ (the "Bonds") of like date, tenor and effect, except as to number, maturity and interest rate, issued to provide for the refunding of [all] [a portion of] of the City' s General Obligation Refunding Bonds, Series 1986, dated as of August 1, 1986 and its General Obligation Refunding Bonds, Series 1987A, dated as of March 1, 1987 (the "Refunded Bonds") , pursuant to the authority of and in full compliance with the Constitution and laws of the State of Florida, including particularly Article VII, Section 12 of the Constitution, the Charter of the City (but only to the extent not repealed by the provisions of Section 166. 021, Florida Statutes) , Chapter 166, Florida Statutes, Sections 132 . 33 -- 132 . 47 , Florida Statutes, Resolution No. 92- duly adopted by the City on September 2 , 1992 (the "Resolution") , and other applicable provisions of law. This Bond is subject to all the terms and conditions of the Reso- lution, and capitalized terms not otherwise defined herein shall have the same meanings ascribed to them in the Resolution. Subject to the provisions of the next succeeding paragraph, the full faith, credit and taxing power of the City are pledged to the punctual payment of the principal of and interest on the Bonds, as the same shall become due and payable. Reference is made to the Resolution for the provisions, among others, relating to the terms, lien and security for the Bonds, the custody and application of the proceeds of the Bonds, the rights and remedies of the holders of the Bonds, and the extent of and limitations on the City' s rights, duties and obligations, to all of which provisions the registered owner hereof assents by acceptance hereof. The Refunded Bonds were issued to refund the City' s Public Improvement Bonds (Series 1983) , General Obligation Bonds (Theater of the Performing Arts Project) , Series 1984 , and General Obliga- tion Bonds (South Pointe Redevelopment Project) , Series 1984 , (collectively, the "Prior Bonds") . The proceeds of the Refunded Bonds were deposited with Southeast Bank, N.A. , as escrow agent for the Prior Bonds under escrow agreements. The funds deposited therein and the investment earnings thereon were, on the date of such deposit, sufficient to provide for the full and timely payment of the principal of and redemption premium, if any, and interest on the Prior Bonds when due. So long as the funds on deposit under such escrow agreements, together with investment earnings thereon, - 18 - are sufficient for the full and timely payment of the Prior Bonds, the full faith, credit and taxing power of the City are irrevocably pledged for the prompt payment of the principal of and interest on this Bond. However, if at any time, the funds on deposit under the escrow agreements, together with investment earnings thereon, shall be inadequate to fully satisfy all of the principal, interest and redemption premium, if any, requirements of the Prior Bonds when due upon maturity or earlier redemption, the Prior Bonds, to the extent of any such deficiency, are secured by and payable from the full faith, credit and taxing power of the City and, to the extent such payment of the Prior Bonds must be made by the City from such source, this Bond shall no longer be entitled to payment from, or the benefit and security of, the pledge of the full faith, credit and taxing power of the City. In the event that the funds avail- able for payment of the Prior Bonds under the escrow agreements are inadequate to fully satisfy the City's obligations in respect of the Prior Bonds, the registered owner hereof agrees that, to the extent of such deficit, it shall have no rights whatsoever to demand, enforce or receive payment on account of this Bond from the City. The Bonds maturing 1, are subject to mandatory redemption prior to maturity, in part and selected by lot, at a redemption price of 100% of the principal amount thereof on 1, and on each 1 thereafter in the following principal amounts Date Principal Amount The Bonds scheduled to mature on of the years to shall be further subject to redemption prior to their maturity, at the option of the City on or after as a whole at any time, or in part on any interest payment date (selected by the City among maturities and by lot within a maturity) , at the redemption prices (expressed as percentages of principal amount) set forth in the following table, plus accrued interest from the most recent interest payment date to the redemption date: Redemption Periods Redemption (Dates Inclusive) Prices - 19 - R f r Notice of call for redemption is to be given by mailing a copy of the redemption notice by registered or certified mail at least thirty (30) but not more than sixty (60) days prior to the date fixed for redemption to the registered owner of each Bond to be redeemed at the address shown on the registration books maintained by the Bond Registrar, or any successor Bond Registrar appointed by the City pursuant to the Resolution hereinafter referred to. Failure to give such notice by mailing to any Bondholder, or any defect therein, shall not affect the validity of the proceedings for the redemption of any Bond or portion thereof with respect to which no such failure or defect has occurred. All such Bonds called for redemption and for the retirement of which funds are duly provided will cease to bear interest on such redemption date. This Bond may be transferred upon the registration books of the City upon delivery thereof to the principal office of the Bond Registrar accompanied by a written instrument or instruments of transfer in form and with guaranty of signature satisfactory to the Bond Registrar, duly executed by the registered owner of this Bond or by his attorney-in-fact or legal representative, containing written instructions as to the details of transfer of this Bond, along with the social security number or federal employer identifi- cation number of such transferee. In all cases of a transfer of a Bond, the Bond Registrar shall at the earliest practical time in accordance with the provisions of the Resolution enter the transfer of ownership in the registration books and shall deliver in the name of the new transferee or transferees a new fully registered Bond or Bonds of the same maturity and of authorized denomination or denominations, for the same aggregate principal amount and payable from the same source of funds. Bonds may be exchanged at the office of the Bond Registrar for a like aggregate principal amount of Bonds, of authorized denominations of the same series and maturity. The City and the Bond Registrar may charge the owner of such Bond for the registration of every transfer or exchange of a Bond an amount sufficient to reimburse them for any tax, fee or any other governmental charge required (other than by the City) to be paid with respect to the registration of such transfer or exchange, and may require that such amounts be paid before any such new Bond shall be delivered. If the date for payment of the principal of, redemption pre- mium, if any, or interest on this Bond shall be a Saturday, Sunday, legal holiday or a day on which banking institutions in the city where the corporate trust office of the Paying Agent is located are authorized by law or executive order to close, then the date for such payment shall be the next succeeding day which is not a Saturday, Sunday, legal holiday or a day on which such banking institutions are authorized to close, and payment on such day shall have the same force and effect as if made on the nominal date of payment. - 20 - • It is hereby certified and recited that this Bond is autho- rized by and is issued in conformity with the requirements of the Constitution and statutes of the State of Florida; that all acts, conditions and things required to exist, to happen, and to be performed precedent to the issuance of this Bond exist, have happened and have been performed in regular and due form and time as required by the laws and Constitution of the State of Florida applicable hereto; that the issuance of the Bonds of this issue does not violate any constitutional or statutory limitation or provision; that, subject to the limitations contained herein, due provision has been made for the levy and collection of an annual tax, without limitation as to rate or amount, upon all taxable property within the corporate limits of the City (excluding exemptions as provided by applicable law) , in addition to all other taxes sufficient to pay the principal of and interest on the Bonds as the same shall become due and payable, which tax shall be assessed, levied and collected at the same time and in the same manner as other taxes are assessed, levied and collected within the corporate limits of the City; and that, subject to the limitations contained herein, the full faith, credit and taxing power of the City are pledged to the punctual payment of the principal of and interest on the Bonds, as the same shall become due and payable. This Bond shall not be valid or become obligatory for any purpose or be entitled to any security or benefit under the Resolution until the Certificate of Authentication endorsed hereon shall have been manually signed by the Bond Registrar. This Bond is and has all the qualities and incidents of, an investment security under the Uniform Commercial Code-Investment Securities Law of the State of Florida. IN WITNESS WHEREOF, the City of Miami Beach, Florida, has issued this Bond and has caused the same to be signed by its Mayor and attested and countersigned by its City Clerk, either manually or with their facsimile signatures, and its seal to be affixed hereto or a facsimile of its seal to be reproduced hereon, all as of the day of , 1992 . CITY OF MIAMI BEACH, FLORIDA (SEAL) By: Mayor ATTESTED AND COUNTERSIGNED: By• City Clerk - 21 - 1 1 + 1 CERTIFICATE OF AUTHENTICATION This Bond is one of the Bonds designated in and executed under the provisions of the within mentioned Resolution. Barnett Banks Trust Company, N.A. , as Bond Registrar By: Authorized Officer Date of Authentication: 22 - I t ■ ■ ASSIGNMENT FOR VALUE RECEIVED, the undersigned (the "Transferor") hereby sells, assigns and transfers unto (the "Transferee") PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING NUMBER OF TRANSFEREE the within Bond and all rights thereunder, and hereby irrevocably constitutes and appoints as attorney to register the transfer of the within Bond on the books kept for registration and registration of transfer thereof, with full power of substitution in the premises. Date: Signature Guaranteed: NOTICE: Signature (s) must be NOTICE: No transfer will be guaranteed by a member firm of registered and no new Bond will the New York Stock Exchange or be issued in the name of the a member firm of any other Transferee, unless the signa- recognized national securities tures) to this assignment cor- exchange or a commercial bank respond(s) with the name as it or a trust company. appears upon the face of the within Bond in every particu- lar, without alteration or en- largement or any change what- ever and the Social Security or Federal Employer Identification Number of the Transferee is supplied. [End of Form of Bond] - 23 - r E. If any Bond is mutilated, destroyed, stolen or lost, the City or its agent may, in its discretion (i) deliver a duplicate replacement Bond, or (ii) pay a Bond that has matured or is about to mature. A mutilated Bond shall be surrendered to and cancelled by the Bond Registrar. The Bondholder must furnish the City and the Bond Registrar proof of ownership of any destroyed, stolen or lost Bond; post satisfactory indemnity; comply with any reasonable conditions the City and the Bond Registrar may prescribe; and pay the City' s and the Bond Registrar' s reasonable expenses. Any such duplicate Bond shall constitute an original contrac- tual obligation on the part of the City whether or not the des- troyed, stolen or lost Bond be at any time found by anyone, and such duplicate Bond shall be entitled to equal and proportionate benefits and rights as to lien on, and source of payment of and security for payment from, the funds pledged to the payment of the Bond so mutilated, destroyed, or stolen or lost. F. The Bonds shall be subject to redemption prior to their maturity at such times and in such manner as set forth in the Mayor' s Certificate, based upon the recommendations of the Finan- cial Advisor. Notice of redemption shall be given by deposit in the U.S. mails of a copy of a redemption notice, postage prepaid, at least thirty (3 0) and not more than sixty (6 0) days before the redemption date to all registered owners of the Bonds or portions of the Bonds to be redeemed at their addresses as they appear on the registration books to be maintained in accordance with the provisions hereof. Failure to mail any such notice to a regis- tered owner of a Bond, or any defect therein, shall not affect the validity of the proceedings for redemption of any Bond or portion thereof with respect to which no failure or defect occurred. Such notice shall set forth the date fixed for redemption, the rate of interest borne by each Bond being redeemed, the date of publication, if any, of a notice of redemption, the name and address of the Bond Registrar and Paying Agent, the redemption price to be paid and, if less than all of the Bonds then outstand- ing shall be called for redemption, the distinctive numbers and letters, including CUSIP numbers, if any, of such Bonds to be redeemed and, in the case of Bonds to be redeemed in part only, the portion of the principal amount thereof to be redeemed. If any Bond is to be redeemed in part only, the notice of redemption which relates to such Bond shall also state that on or after the redemp- tion date, upon surrender of such Bond, a new Bond or Bonds in a principal amount equal to the unredeemed portion of such Bond will be issued. Any notice mailed as provided in this section shall be con- clusively presumed to have been duly given, whether or not the owner of such Bond receives such notice. - 13 - In addition to the mailing of the notice described above, each notice of redemption and payment of the redemption price shall meet the requirements set forth in subparagraphs (i) , (ii) and (iii) below; provided, however, that, notwithstanding any other provision of this Resolution to the contrary, failure to comply with the terms of this paragraph shall not in any manner defeat the effectiveness of a call for redemption if notice thereof is given as otherwise prescribed above in this Section 6F. (i) Each notice of redemption shall be sent at least thirty-five (3 5) days before the redemption date by registered or certified mail or overnight delivery service or telecopy to all registered securities depositories then in the busi- ness of holding substantial amounts of obligations of types comprising the Bonds (such depositories now being The Depository Trust Company, New York, New York, Midwest Securities Trust Company, Chicago, Illinois, Pacific Securities Depository Trust Company, San Francisco, California and Philadelphia Depository Trust Company, Philadelphia, Pennsylvania) and to one or more national information services that disseminate notices of redemption of obligations such as the Bonds. (ii) Each notice of redemption shall be published one time in The Bond Buyer, New York, New York or, if such publication is impractical or unlikely to reach a substantial number of the holders of the Bonds, in some other financial newspaper or journal which regularly carries notices of redemption of other obligations similar to the Bonds, such publication to be made at least thirty (3 0) days prior to the date fixed for redemption. (iii) Upon the payment of the redemption price of Bonds being redeemed, each check or other transfer of funds issued for such purpose shall bear the CUSIP number identifying, by issue and maturity, the Bonds being redeemed with the proceeds of such check or other transfer. The Bond Registrar shall not be required to transfer or exchange any Bond after the publication and mailing of a notice of redemption nor during the period of fifteen (15) days next preceding publication and mailing of a notice of redemption. G. Notice having been given in the manner and under the conditions hereinabove provided, the Bonds or portions of Bonds so called for redemption shall, on the redemption date designated in such notice, become and be due and payable at the redemption price provided for redemption for such Bonds or portions of Bonds on such date. On the date so designated for redemption, moneys for pay- ment of the redemption price being held in separate accounts by the Paying Agent or other Authorized Depository in trust for the - 14 - 1 l t 1 registered owners of the Bonds or portions thereof to be redeemed, all as provided in this Resolution, interest on the Bonds or portions of Bonds so called for redemption shall cease to accrue, such Bonds and portions of Bonds shall cease to be entitled to any lien, benefit or security under this Resolution and shall be deemed paid hereunder, and the registered owners of such Bonds or portions of Bonds shall have no right in respect thereof except to receive payment of the redemption price thereof and, to the extent provided in the next subsection, to receive Bonds for any unredeemed por- tions of the Bonds. H. In case part but not all of an outstanding fully regis- tered Bond shall be selected for redemption, the registered owners thereof shall present and surrender such Bond to the Paying Agent for payment of the principal amount thereof so called for redemp- tion, and the City shall execute and deliver to or upon the order of such registered owner, without charge therefor, for the un- redeemed balance of the principal amount of the Bonds so surren- dered, a Bond or Bonds fully registered as to principal and inter- est. I. Bonds or portions of Bonds that have been duly called for redemption under the provisions hereof, or as to which irrevocable instructions to call for redemption have been given by the City, and with respect to which amounts (including Government Obligations) sufficient to pay the principal of, redemption premium, if any, and interest to the date fixed for redemption shall be delivered to and held in separate trust accounts by an escrow agent, any Authorized Depository or the Paying Agent in trust for the registered owners thereof, as provided in this Resolution, shall not be deemed to be Outstanding under the provi- sions of this Resolution and shall cease to be entitled to any lien, benefit or security under this Resolution, except to receive the payment of the redemption price on or after the designated date of redemption from moneys deposited with or held by the escrow agent, Authorized Depository or Paying Agent, as the case may be, for such redemption of the Bonds and, to the extent provided in the preceding subsection, to receive Bonds for any unredeemed portion of the Bonds. J. If the date for payment of the principal of, redemption premium, if any, or interest on the Bonds shall be a Saturday, Sunday, legal holiday or a day on which banking institutions in the city where the corporate trust office of the Paying Agent is located are authorized by law or executive order to close, then the date for such payment shall be the next succeeding day which is not a Saturday, Sunday, legal holiday or a day on which such banking institutions are authorized to close, and payment on such day shall have the same force and effect as if made on the nominal date of payment. - 15 - K. The text of the Bonds, the authentication certificate to be endorsed thereon and the form of assignment for such Bonds shall be substantially in the following form, with such omissions, insertions and variations as may be necessary or desirable and authorized by this Resolution or as may be approved and made by the officers of the City executing the same, such execution to be conclusive evidence of such approval, including, without limita- tion, such changes as may be required for the issuance of uncertificated public obligations: - 16 - + r [Form of Bond] No. R- $ UNITED STATES OF AMERICA STATE OF FLORIDA CITY OF MIAMI BEACH, FLORIDA GENERAL OBLIGATION REFUNDING BOND, SERIES 1992 Interest Original Dated Rate: Maturity Date: Date: CUSIP NO: 1, , 1992 REGISTERED OWNER: PRINCIPAL AMOUNT: DOLLARS The City of Miami Beach, Florida (hereinafter called the "City") , for value received, hereby promises to pay to the Registered Owner identified above, or to registered assigns or legal representatives, to the extent and from the sources pledged therefor, as described herein, on the Maturity Date identified above (or earlier as hereinafter provided) , the Principal Amount identified above, upon presentation and surrender hereof at the principal office of Barnett Banks Trust Company, N.A. , Jacksonville, Florida, as the Paying Agent for the Bonds, or any successor Paying Agent appointed by the City pursuant to the Resolution hereinafter referred to, and to pay, to the extent and from the sources herein described, interest on the principal sum from the date hereof, or from the most recent interest payment date to which interest has been paid, at the Interest Rate per annum identified above, until payment of the Principal Amount, or until provision for the payment thereof has been duly provided for, such interest being payable semiannually on the first day of and the first day of of each year, commencing on , 199_. Interest will be paid by check or draft mailed to the Registered Owner hereof at his address as it appears on the registration books of the City maintained by Barnett Banks Trust Company, N.A. , Jacksonville, Florida, as the Bond Registrar for the Bonds, at the close of business on the fifteenth (15th) day (whether or not a business day) of the month next preceding the interest payment date (the "Record Date") , irrespective of any transfer or exchange of such Bond subsequent to each Record Date and prior to such interest payment date, unless the City shall be in default in payment of interest due on such interest payment date. In the event of any such default, such defaulted interest shall be payable to the person in whose name such Bond is - 17 - ' c SECTION 6. APPLICATION OF BOND PROCEEDS. The proceeds, in --.Kding accrued interest and premium, if any, received from the sa of the Bonds shall be applied by the City, simultaneously with delivery of the Bonds, as follows: A. Accrued interest, if any, shall be deposited in the account designated "City of Miami Beach 1992 General Obligation Bond Principal and Interest Account" (the "Principal and Interest Account") which is hereby established with the Paying Agent, who shall apply such moneys to pay interest on the Bonds as the same becomes due. B. An amount which, together with investment earnings thereon, is equal to the principal of and interest and redemption premium, if any, on the Refunded Bonds when due, in accordance with the schedules to be attached to the Escrow Deposit Agreement, shall be transferred to the Escrow Agent for deposit into the Escrow Deposit Trust Fund created and established pursuant to the Escrow Deposit Agreement and shall be used and applied pursuant to and in the manner described in the Escrow Deposit Agreement to pay the principal and interest on the Refunded Bonds and to pay redemption premiums and costs with respect thereto. C. The remainder of the proceeds shall be deposited in a separate account designated "City of Miami Beach 1992 General Obligation Bond Cost of Issuance Account" which is hereby estab- lished with the City and shall be disbursed (i) for payment of expenses incurred in issuing the Bonds (including payment of the expenses of the City) , and (ii) for the payment of the fees and expenses of the Escrow Agent. Any balance remaining after payment or provision for payment of such costs and expenses has been made shall be transferred to the Paying Agent for deposit in the Principal and Interest Account and used solely to pay principal of and interest on the Bonds. SECTION 7 . INVESTMENT OF PROCEEDS OF THE BONDS. All proceeds of the Bonds held by the Escrow Agent shall be invested only as provided by the Escrow Deposit Agreement and the Act. Proceeds of the Bonds representing accrued interest on the Bonds may be in- vested by the City in such investments as are permitted by applicable law. SECTION 8. LEVY OF AD VALOREM TAX; PAYMENT AND PLEDGE. In each Fiscal Year while any of the Bonds are Outstanding there shall be assessed, levied and collected a tax, without limitation as to rate or amount, on all taxable property within the corporate limits of the City (excluding exemptions as provided by applicable law) , in addition to all other taxes, sufficient in amount to pay the principal of and interest on the Bonds as the same shall become due; provided however, if at any time, the funds on deposit under the escrow agreements for the payment of the Prior Bonds, together - 24 - ' 0 4 r r r with investment earnings thereon, shall be inadequate to fully satisfy all of the principal, interest and redemption premium, if any, requirements of the Prior Bonds when due upon maturity or earlier redemption, the Prior Bonds, to the extent of any such deficiency, are secured by and payable from the full faith, credit and taxing power of the City and, in that event to the extent such payment of the Prior Bonds must be made by the City from such source, the holders of the Bonds shall no longer be entitled to payment from, or the benefit and security of, the pledge of the full faith, credit and taxing power of the City to such extent. In the event that the funds available for payment of the Prior Bonds under the escrow agreements are inadequate to fully satisfy the City' s obligations in respect of the Prior Bonds, to the extent of such deficit, the holders of the Bonds shall have no rights whatsoever to demand, enforce or receive payment from the City. The tax assessed, levied and collected for the security and payment of the Bonds shall be assessed, levied and collected in the same manner and at the same time as other taxes are assessed, levied and collected and the proceeds of said tax shall be applied, subject to the provisions of the preceding paragraph, solely to the payment of the principal of and interest on the Bonds. On or before each interest or principal payment date for the Bonds, the City shall transfer to the Paying Agent for deposit in the Principal and Interest Account an amount sufficient to pay the principal of, redemption premium, if any, and interest on the Bonds then due and payable and the Paying Agent is hereby authorized and directed to apply such funds to said payment. To the extent the Bonds are payable from tax revenues of the City as provided herein, the full faith, credit and taxing power of the City are hereby irrevocably pledged to the punctual payment of the principal of, interest on and redemption premium, if any, with respect to the Bonds as the same shall become due and payable. The City will diligently enforce its right to receive tax revenues and will diligently enforce and collect such taxes. The City will not take any action that will impair or adversely affect its rights to levy, collect and receive said taxes, or impair or adversely affect in any manner the pledge made herein or the rights of the Bondholders. SECTION 9. COMPLIANCE WITH TAX REQUIREMENTS. The City hereby covenants and agrees, for the benefit of the owners from time to time of the Bonds, to comply with the requirements applicable to it contained in the Code to the extent necessary to preserve the exclusion of interest on the Bonds from gross income for federal income tax purposes. Specifically, without intending to limit in any way the generality of the foregoing, the City covenants and agrees: - 25 - A. to pay to the United States of America from the funds and sources of revenues pledged to the payment of the Bonds, and from any other legally available funds, at the times required pur- suant to Section 148 (f) of the Code, the excess of the amount earned on all nonpurpose investments (as defined in Section 148 (f) (6) of the Code) over the amount which would have been earned if such non-purpose investments were invested at a rate equal to the yield on the Bonds, plus any income attributable to such excess (the "Rebate Amount") ; B. to maintain and retain all records pertaining to and to be responsible for making or causing to be made all determinations and calculations of the Rebate Amount and required payments of the Rebate Amount as shall be necessary to comply with the Code; C. to refrain from using proceeds from the Bonds in a manner that would cause the Bonds or any of them, to be classified as private activity bonds under Section 141 (a) of the Code; and D. to refrain from taking any action that would cause the Bonds, or any of them, to become arbitrage bonds under Section 148 of the Code. The City understands that the foregoing covenants impose continuing obligations on the City to comply with the requirements of the Code so long as such requirements are applicable. SECTION 10. APPROVAL OF FORM OF ESCROW DEPOSIT AGREEMENT. The form of the Escrow Deposit Agreement attached hereto as Exhibit "B" is hereby approved, subject to such changes, insertions and omissions and filling of blanks therein as may be approved and made in such form of Escrow Deposit Agreement by the officers of the City executing the same, in a manner consistent with the provisions of this Resolution, such execution to be conclusive evidence of such approval. SECTION 11. APPOINTMENT OF PAYING AGENT, BOND REGISTRAR AND ESCROW AGENT. Barnett Banks Trust Company, N.A. , Jacksonville, Florida, is hereby appointed the Paying Agent and Bond Registrar for the Bonds. Barnett Banks Trust Company, N.A. , Jacksonville, Florida, is hereby appointed to act as Escrow Agent pursuant to the terms of the Escrow Deposit Agreement. SECTION 12 . PRELIMINARY OFFICIAL STATEMENT; OFFICIAL STATE- MENT. The use of a Preliminary Official Statement in connection with the marketing of the Bonds is hereby authorized. The form of the Preliminary Official Statement attached hereto as "Exhibit C" is hereby approved with such changes, insertions or deletions as may be approved by the Mayor. The Mayor and the City Manager are hereby authorized to approve and execute, on behalf of the City, an Official Statement relating to the Bonds substantially in the - 26 - a form of the Preliminary Official Statement, with such changes from the Preliminary Official Statement, as the Mayor and the City Manager, in their sole discretion, may approve, such execution to be conclusive evidence of such approval . The City Manager is hereby authorized to deem the Preliminary Official Statement final for the purposes of Rule 15c2-12 of the Securities and Exchange Commission. SECTION 13. PUBLICATION OF NOTICE OF REFUNDING. Within 30 days after the delivery of the Bonds, the City will, and hereby authorizes and directs the Escrow Agent to, cause to be published one time in a newspaper published and of general circulation in Dade County, Florida, and a financial journal of general circula- tion in the Borough of Manhattan, County and State of New York, a notice of refunding of the Refunded Bonds and the call schedule with respect thereto as set forth in the Escrow Deposit Agreement. The Escrow Agent is hereby further authorized and directed, in the name of the City, to cause notice of such call for redemption to be given as required by law and by the terms of the Refunded Bonds. SECTION 14. FURTHER AUTHORIZATIONS. The Mayor, the City Manager, the Finance Director, the City Attorney and the City Clerk, or any of them and such other officers and employees of the City as may be designated by the Mayor or the City Manager are each designated as agents of the City in connection with the issuance and delivery of the Bonds and the refunding of the Refunded Bonds and are authorized and empowered, collectively or individually, to take all actions and steps and to execute all instruments, documents and contracts on behalf of the City, including, but not limited to, the procurement of the Bond Insurance Policy to secure payment of the principal of an interest on the Bonds, if any, that are necessary or desirable in connection with the execution and delivery of the Bonds, and which are specifically authorized or are not inconsistent with the terms and provisions of this Resolution or any action relating to the Bonds heretofore taken by the City. Such officers and those so designated are hereby charged with the responsibility for the issuance of the Bonds. SECTION 15. MODIFICATION OR AMENDMENT. This Resolution may be modified and amended and all appropriate blanks appearing herein may be completed by the City from time to time prior to the issu- ance of the Bonds. Thereafter, no modification or amendment of this Resolution or of any resolution or ordinance amendatory hereof or supplemental hereto materially adverse to the Bondholders may be made without the consent in writing of the owners of not less than a majority in aggregate principal amount of the Outstanding Bonds, but no modification or amendment shall permit a change (a) in the maturity of the Bonds or a reduction in the rate of interest thereon, (b) in the amount of the principal obligation of any Bond, (c) that would affect the unconditional promise of the City to levy and collect taxes as herein provided, or (d) that would reduce such - 27 - r , percentage of holders of the Bonds required above for such modifi- cations or amendments, without the consent of all of the Bond- holders. For the purpose of Bondholders ' voting rights or con- sents, (i) the Bonds owned by or held for the account of the City, directly or indirectly, shall not be counted and (ii) the provider of any Bond Insurance Policy shall, so long as it has not defaulted in its obligations thereunder, be deemed the owner of all the Bonds insured by such Bond Insurance Policy in lieu of the Bondholders. SECTION 16. DEFEASANCE AND RELEASE. If, at any time after the date of issuance of the Bonds (a) all Bonds secured hereby or any maturity thereof shall have become due and payable in accordance with their terms or otherwise as provided in this Resolution, or shall have been duly called for redemption, or the City shall have given irrevocable instructions directing the payment of the principal of, redemption premium, if any, and in- terest on such Bonds at maturity or at any earlier redemption date scheduled by the City, or any combination thereof, (b) the full amount of the principal , redemption premium, if any, and the interest so due and payable upon all of such Bonds then Outstand- ing or any portion of such Bonds, at maturity or upon redemption, shall be paid, or sufficient moneys or Government Obligations maturing not later than the maturity or redemption dates of such principal, redemption premium, if any, and interest, which, together with the income realized on such investments, shall be sufficient to pay all such principal, redemption premium, if any, and interest on said Bonds at the maturity thereof or the date upon which such Bonds are to be called for redemption prior to mat- urity, shall be held by an escrow agent who shall be an Authorized Depository or the Paying Agent in irrevocable trust for the benefit of such Bondholders (whether or not in any accounts created hereby) , and (c) provision shall also be made for paying all other sums payable hereunder by the City, then and in that case the right, title and interest of such Bondholders hereunder shall thereupon cease, determine and become void; otherwise, this Resolution shall be, continue and remain in full force and effect. Notwithstanding anything in this Section 16 to the contrary, however, the obligations of the City under Section 9 hereof shall remain in full force and effect until such time as such obligations are fully satisfied. SECTION 17 . CONCERNING THE BOND INSURANCE POLICY. The provider of any Bond Insurance Policy shall, so long as it has not defaulted in its obligations thereunder, be entitled to exercise all rights granted the Bondholders (i) in the event of a default by the City hereunder or (ii) in connection with the modification or amendment of this Resolution, in lieu of the Bondholders whose Bonds are insured by the Bond Insurance Policy. - 28 - • r 1 I I a SECTION 18. SEVERABILITY. If any one or more of the cove- nants, agreements or provisions of this Resolution shall be held contrary to any express provisions of law or contrary to the policy of express law, though not expressly prohibited, or against public policy, or shall for any reason whatsoever be held invalid, then such covenants, agreements or provisions shall be null and void and shall be deemed separate from the remaining covenants, agreements or provisions of this Resolution or of the Bonds issued hereunder. SECTION 19. NO THIRD PARTY BENEFICIARIES. Except as herein otherwise expressly provided, nothing in this Resolution expressed or implied is intended or shall be construed to confer upon any person, firm or corporation other than the City, the owners and holders of the Bonds issued under and secured by this Resolution and the provider of any Bond Insurance Policy, any right, remedy or claim, legal or equitable, under or by reason of this Resolution or any provision hereof, this Resolution and all its provisions being intended to be and being for the sole and exclusive benefit of the City, the owners and holders from time to time of the Bonds issued hereunder and the provider of any Bond Insurance Policy. SECTION 20. CONTROLLING LAW; MEMBERS OF GOVERNING BODY OF CITY NOT LIABLE. All covenants, stipulations, obligations and agreements of the City contained in this Resolution shall be deemed to be covenants, stipulations, obligations and agreements of the City to the full extent authorized by the Act and provided by the Constitution and laws of the State of Florida. No covenant, stipulation, obligation or agreement contained herein shall be deemed to be a covenant, stipulation, obligation or agreement of any present or future member, agent or employee of the Governing Body or the City in his individual capacity, and neither the members of the Governing Body nor any official executing the Bonds shall be liable personally on the Bonds or this Resolution or shall be subject to any personal liability or accountability by reason of the issuance or the execution by the Governing Body or such mem- bers thereof. SECTION 21. QUALIFICATION FOR THE DEPOSITORY TRUST COMPANY. Notwithstanding any other provision hereof, the City, the Bond Registrar and the Paying Agent are hereby authorized to take such actions as may be necessary to qualify the Bonds for deposit with DTC, including but not limited to those actions as may be set forth in a letter agreement (the "DTC Agreement") to be entered into by and between the City and DTC, wire transfers of interest and prin- cipal payments with respect to the Bonds, utilization of electronic book entry data received from DTC in place of actual delivery of Bonds and provisions of notices with respect to Bonds registered by DTC (or any of its designees identified to the City, the Bond Registrar or the Paying Agent) by overnight delivery, courier service, telegram, telecopy or other similar means of communica- - 29 - r R 1 a r • • tion. The Mayor or City Manager are hereby authorized to execute and deliver the DTC Agreement on behalf of the City. SECTION 22 . EFFECTIVE DATE. This Resolution shall be effec- tive immediately upon its adoption. i( ADOPTED this the 2nd day of Septemqer, 1992 . Mayor ATTEST: City Clerk y� Form Approved: Greenberg, Traurig, Hoffman, Lipoff, Rosen & Quentel, P.A. , Bond Counsel By. Lu' Reiter - 30 - ' w CITY OF MIAMI BEACH CITY HALL 1700 CONVENTION CENTER DRIVE MIAMI BEACH FLORIDA 33139 OFFICE OF THE CITY MANAGER TELEPHONE: (305) 673-7010 FAX: (305) 673-7782 COMMISSION MEMORANDUM NO. 2 DATE: September 2, 1992 TO: Mayor Seymour Gelber and Members of the City Commission FROM: Roger M. Carlton City Manager SUBJECT: Resolution Authorizing the Advance Refunding of General Obligation Bonds and Approving the Form of Associated Documents Administrative Recommendation The Administration recommends that the City Commission approve the attached Resolution authorizing the advance refunding of the City's General Obligation Bonded Debt and to approve the form of the draft bond purchase agreement, draft official statement and draft escrow agreement. Background The Finance Committee has previously ask the Administration to explore the savings that might be achieved from an advance refunding of the City's general obligation bonded debt. The Administration has reviewed the transaction and while not feasible due to interest rates at the present time, substantial savings may be achieved in an advance refunding if the interest rates move lower. In addition to any savings that may be achieved, the City has an opportunity to restructure its maturity schedule on the bonds and may be able to achieve substantial savings in the property tax levy needed to support these bonds on their life. Such savings could be in excess of $1 million annually if the final maturity is extended by only two years. Analysis The interest rates need to move lower by only one quarter of one percent for the City to be able to undertake this transaction and achieve savings and restructure debt service costs of $1 million annually for the next ten years. Such savings will reduce by one quarter of one mill the property tax levy necessary to fund the general obligations of the City. Such a savings will reduce the upward pressure on property taxes that is the goal of both the Administration and the City Commission. - 1 AGENDA ITEM DATE I ' t ` Conclusion While Hurricane Andrew has caused the supporting documents to be in still a rough draft form, the interest rate market may move at any time and the Administration recommends that the Bond Resolution be adopted and the form of the supporting documents be authorized in spite of the fact that they may be slightly modified in their final form. Any changes will be reviewed by both the City Manager and City Attorney for their appropriateness prior to finalization. Should major changes be necessary, we will return to the Commission for approval. "32 3 t e , r r GTH DRAFT 8/27/92 CITY OF MIAMI BEACH, FLORIDA and BARNETT BANKS TRUST COMPANY, N.A. , as Escrow Agent ESCROW DEPOSIT AGREEMENT DATED AS OF 1, 1992 i J ' • ESCROW DEPOSIT AGREEMENT THIS ESCROW DEPOSIT AGREEMENT (the "Agreement") made and entered into as of 1, 1992 , by and between the CITY OF MIAMI BEACH, FLORIDA (the "City") , and BARNETT BANKS TRUST COMPANY, N.A. , as Escrow Agent (the "Escrow Agent") . WITNESSET H: WHEREAS, pursuant to the Constitution and the laws of the State of Florida, in particular Chapter 166, Florida Statutes, and Sections 132 . 33 - 132 .47 , Florida Statutes, each as amended from time to time, and the Charter of the City of Miami Beach, as amended (collectively, the "Act") , the City of Miami Beach, Florida (the "City") issued its General Obligation Refunding Bonds, Series 1986 (the "1986 Refunded Bonds") and its General Obligation Refunding Bonds, Series 1987A (the "1987A Refunded Bonds") more particularly identified on Schedule A hereto (collectively, the "Refunded Bonds") ; WHEREAS, the City desires to refund and defease the Refunded Bonds; and WHEREAS, on September 2 , 1992 , the City Commission, (the "Commission") , of the City adopted Resolution No. 92- (the "Bond Resolution") , which authorized the issuance of not more than $ in aggregate principal amount of the City' s General Obligation Refunding Bonds, Series 1992 (the "Bonds") , to advance refund the Refunded Bonds; and WHEREAS, a portion of the proceeds derived from the sale of the Bonds will be applied to the purchase of Government Obligations (as such term is hereinafter defined) , which principal amount of Government Obligations will mature and produce investment income and earnings at such times and in such amounts as will be sufficient, to pay upon maturity or earlier redemption, as hereinafter provided, all of the unpaid principal of and redemption premium, if any, on the Refunded Bonds, together with interest thereon until the dates of such maturity or redemption; and WHEREAS, in order to provide for the proper and timely application of the moneys deposited hereunder, the maturing principal amount of the Government Obligations purchased therewith, and investment income and earnings derived therefrom to the payment of the Refunded Bonds, it is necessary for the City to enter into this Agreement with the Escrow Agent; NOW, THEREFORE, the City, in consideration of the foregoing and the mutual covenants herein set forth and in order to secure the payment of the principal of, redemption premium, if any, and interest on all of the Refunded Bonds according to their tenor and effect, does by these presents hereby grant, warrant, demise, • r r • • release, convey, assign, transfer, alien, pledge, set over and confirm, unto the Escrow Agent and to its successors in the trust hereby created, and to it and its assigns forever, all and singular the property hereinafter described, to wit: DIVISION I All right, title and interest in and to $ deposited with the Escrow Agent and derived from the proceeds of the Bonds upon issuance and delivery of the Bonds. DIVISION II All right, title and interest in and to the Government Obliga- tions described in Schedule B attached hereto and made a part here- of, together with the income and earnings thereon. DIVISION III Any and all other property of every kind and nature from time to time hereafter, by delivery or by writing of any kind, conveyed, pledged, assigned or transferred as and for additional security hereunder by the City or by anyone in its behalf to the Escrow Agent for the benefit of the Refunded Bonds. DIVISION IV All property which is by the express provisions of this Agree- ment required to be subject to the pledge hereof and any additional property that may, from time to time hereafter, by delivery or by writing of any kind, by the City or by anyone in its behalf, be subject to the pledge hereof. TO HAVE AND TO HOLD, all and singular, the Trust Estate (as such term is hereinafter defined) , including all additional prop- erty which by the terms hereof has or may become subject to the encumbrances of this Agreement, unto the Escrow Agent, and its successors and assigns, forever in trust, however, for the benefit and security of the holders from time to time of the Refunded Bonds, but if the principal of, redemption premium, if any, and interest on all of the Refunded Bonds shall be fully and promptly paid when due, prior to and upon the maturity or redemption thereof, in accordance with the terms thereof, then this Agreement shall be and become void and of no further force and effect; otherwise the same shall remain in full force and effect, and upon the trusts and subject to the covenants and conditions hereinafter set forth. - 2 - ARTICLE 1 DEFINITIONS Section 1. 1 Definitions. In addition to words and terms elsewhere defined in this Agreement, including the recitals hereto, the following words and terms as used in this Agreement shall have the following meanings, unless some other meaning is plainly intended. Capitalized terms not otherwise defined in this Agreement shall have the meanings set forth in the Bond Resolution. "Government Obligations" shall mean direct obligations of the United States of America and obligations the timely payment of principal of and interest on which are fully guaranteed by the United States of America, none of which are callable at the option of the obligor. "Trust Estate" , "trust estate" or "pledged property" shall mean the property, rights and interests described or referred to under Divisions I, II, III and IV, above. Words of the masculine gender shall be deemed and construed to include correlative words of the feminine and neuter genders. Words importing the singular number shall include the plural number and vice versa unless the context shall otherwise indicate. The word "person" shall include corporations, associations, natural persons and public bodies unless the context shall otherwise indicate. Reference to a person other than a natural person shall include its successors. ARTICLE 2 ESTABLISHMENT OF ESCROW DEPOSIT TRUST FUND; FLOW OF FUNDS Section 2 . 1 Creation of Escrow Deposit Trust Fund and Deposit of Moneys. There is hereby created and established with the Escrow Agent a special and irrevocable trust fund designated the Escrow Deposit Trust Fund (the "Escrow Deposit Trust Fund") , to be held by the Escrow Agent and accounted for separate and apart from other funds of the City and of the Escrow Agent. Concurrently with the delivery of this Agreement, the City herewith deposits or causes to be deposited with the Escrow Agent and the Escrow Agent acknowledges receipt of immediately available moneys for deposit in the Escrow Deposit Trust Fund in the amount of $ from the proceeds of the Bonds which, when invested in Government Obligations as provided herein, will provide moneys sufficient to pay, when due and payable, the principal of, redemption premium, if any, and interest on the Refunded Bonds as - 3 - r 1 more particularly described in Section 2 . 6 hereof and Schedule C attached hereto and made a part hereof. Section 2 . 2 Payment of Refunded Bonds. The Bond proceeds will be sufficient to purchase $ principal amount of Government Obligations, all as listed in Schedule B attached hereto and made a part hereof, which will mature in principal amounts and earn income at such times, all as described in Schedule B, so that sufficient moneys will be available to pay, as the same become due upon maturity or redemption, all principal of, redemption premium, if any and interest on the Refunded Bonds in accordance with Section 2 . 6 hereof and Schedule C attached hereto. Notwithstanding the foregoing, if the amounts deposited in the Escrow Deposit Trust Fund are insufficient to make said payments of principal, redemption premium, if any, and interest, the City shall deposit into the Escrow Deposit Trust Fund the amount of any deficiency immediately upon notice from the Escrow Agent. Section 2 . 3 Irrevocable Trust Created. The deposit of moneys and Government Obligations or other property hereunder in the Escrow Deposit Trust Fund shall constitute an irrevocable deposit of said moneys and Government Obligations and other property hereunder for the benefit of the holders of the Refunded Bonds, subject to the provisions of this Agreement. The holders of the Refunded Bonds shall, subject to the provisions of this Agreement, have an express lien on all moneys and principal of and earnings on the Government Obligations and other property in the Escrow Deposit Trust Fund. The moneys deposited in the Escrow Deposit Trust Fund and the matured principal of the Government Obligations and other property hereunder and the interest thereon shall be held in trust by the Escrow Agent, and shall be transferred in the necessary amounts as hereinafter set forth, for the payment, as the same becomes payable, of the principal of, redemption premium, if any, and interest on the Refunded Bonds as specifically set forth in Schedule C hereto. Section 2 . 4 Purchase of Government Obligations. The Escrow Agent is hereby directed immediately to purchase the Government Obligations listed on Schedule B. The Escrow Agent shall purchase the Government Obligations solely from the moneys deposited in the Escrow Deposit Trust Fund as provided in Section 2 . 2 hereof. The Escrow Agent shall apply the moneys deposited in the Escrow Deposit Trust Fund and the Government Obligations purchased therewith, together with all income or earnings thereon, in accordance with the provisions hereof. The Escrow Agent is hereby directed to hold $ of the moneys deposited in the Escrow Deposit Trust Fund as uninvested cash. The Escrow Agent shall have no power or duty to invest any moneys held hereunder or to make substitutions of the Government Obligations held hereunder or to sell, transfer or otherwise dispose of the Government Obligations held hereunder except as provided in this Agreement, nor shall the Escrow Agent - 4 - , have any liability with respect to such investments, including, without limitation, any losses or taxes thereon. Section 2 . 5 Substitution of Certain Government Obligations. 2 . 5. 1 If so directed in writing by the City on the date hereof, the Escrow Agent shall accept in substitution for all or a portion of the Government Obligations listed in Schedule B, Government Obligations (the "Substituted Securities") , the princi- pal of and interest on which, together with any Government Obliga- tions listed in Schedule B for which no substitution is made, will meet the requirements of payment of all principal of, redemption premium, if any, and interest on the Refunded Bonds as set forth in Schedule C hereof. The foregoing notwithstanding, the substitution of Substituted Securities for any of the Government Obligations listed in Schedule B may be effected only upon compliance with Section 2 . 5. 2 (a) and (b) below. 2 . 5. 2 If so directed by the City at any time during the term of this Agreement, the Escrow Agent shall, upon receipt of the opinion and verification required by (a) and (b) respec- tively, below, sell, transfer, exchange or otherwise dispose of, or request the redemption of, all or a portion of the Government Obligations then held in the Escrow Deposit Trust Fund and shall substitute for such Government Obligations other Government Obli- gations, designated by the City, and acquired by the Escrow Agent with the proceeds derived from the sale, transfer, disposition or redemption of or by the exchange of, such Government Obligations held in the Escrow Deposit Trust Fund: (a) The Escrow Agent shall have received an opinion of nationally recognized counsel in the field of law relating to municipal bonds stating that such substitution will not adversely affect the exclusion from gross income for federal income tax purposes of interest on the Refunded Bonds and the Bonds and is not inconsistent with the statutes and regula- tions applicable to the Refunded Bonds and the Bonds; and (b) The Escrow Agent shall have received verification from an independent certified public accountant stating that the principal of and interest on the substituted Government Obligations, together with any Government Obligations and a stated dollar amount of cash remaining in the Escrow Deposit Trust Fund, if any, will be sufficient without reinvestment, to pay the remaining principal of, redemption premium, if any, and interest on the Refunded Bonds as set forth in Schedule C hereof. Any moneys resulting from the sale, transfer, disposition or redemption of the Government Obligations held hereunder and the substitution therefor of other Government Obligations not necessary for the payment of principal of, redemption premium, if any, and - 5 - • interest on the Refunded Bonds shall be returned to the City to be used to pay the principal and interest on the Bonds. Section 2 . 6 Transfers from Escrow Deposit Trust Fund. As the principal of the Government Obligations set forth in Schedule B shall mature and be paid, and the investment income and earnings thereon are paid, the Escrow Agent shall, no later than the pay- ment date for the Refunded Bonds, as specified in Schedule C hereof, transfer to First Union National Bank of Florida (successor in interest to Southeast Bank, N.A. ) , as paying agent for the Refunded Bonds, from the Escrow Deposit Trust Fund amounts suf- ficient to pay the principal of, redemption premium, if any, and interest on the Refunded Bonds coming due, as specified below and in Schedule C hereof. The 1986 Refunded Bonds maturing on or prior to September 1, , shall be paid on their respective maturity dates and the 1986 Refunded Bonds maturing after September 1, , shall be called for redemption on September 1, at a redemption price of % . The 1987 Refunded Bonds maturing on or prior to September 1, shall be paid on their respective maturity dates and the 1987 Refunded Bonds maturing after September 1, , shall be called for redemption on September 1, at a redemption price of %. The City and the Escrow Agent agree to cause the registrar for the Refunded Bonds to send notice of redemption with respect to the Refunded Bonds to be redeemed prior to maturity in accordance with the provisions of the City resolutions under which the Refunded Bonds were issued. Section 2 . 7 Escrow Deposit Trust Fund Constitutes Trust Fund. The Escrow Deposit Trust Fund created and established pursuant to this Agreement shall be and constitutes a trust fund for the purposes provided in this Agreement and shall be kept separate and distinct from all other funds of the City and of the Escrow Agent and used only for the purposes and in the manner provided in this Agreement. Section 2 . 8 Transfer of Funds After All Payments Required by this Agreement are Made. After all of the transfers by the Escrow Agent for payment of the principal of, redemption premium, if any, and interest on the Refunded Bonds provided in Schedule C have been made, all remaining moneys and securities, together with any income and interest thereon, in the Escrow Deposit Trust Fund shall be returned to the City and used to pay the principal of and interest on the Bonds; provided, however, that no such transfers (except transfers made in accordance with Section 2 . 5 hereof) shall be made until all of the principal of and interest on the Refunded Bonds have been paid. - 6 - ARTICLE 3 CONCERNING THE ESCROW AGENT Section 3 . 1 Duties of Escrow Agent. The Escrow Agent shall have no duties or responsibilities whatsoever except such duties and responsibilities as are specifically set forth in this Agreement, and no covenant or obligation shall be implied in this Agreement against the Escrow Agent. Section 3 . 2 Liability of Escrow Agent. 3 . 2 . 1 The Escrow Agent shall not be liable for the accuracy of the calculations as to the sufficiency of moneys and of the principal amount of the securities and the earnings thereon to pay the Refunded Bonds. So long as the Escrow Agent applies any moneys, securities and interest earnings therefrom to pay the Refunded Bonds when and as provided herein, and complies fully with the terms of this Agreement, the Escrow Agent shall not be liable for any deficiencies in the amounts necessary to pay the Refunded Bonds caused by such calculations. 3 . 2 . 2 The Escrow Agent shall have no lien, security interest or right of set-off whatsoever upon any of the moneys or investments in the Escrow Deposit Trust Fund for the payment of fees or expenses for services rendered by the Escrow Agent under this Agreement. 3 . 2 . 3 The Escrow Agent shall not be liable for any loss or damage in tort, contract or otherwise, including counsel fees and expenses, resulting from or in connection with the execu- tion and delivery of this Agreement, the establishment of the Escrow Deposit Trust Fund, the retention of the Government Obliga- tions or the proceeds thereof or any payment, transfer or other application of moneys by the Escrow Agent in accordance with the provisions of this Agreement or by reason of any other action, omission or error hereunder, except for any loss or damage arising out of its own bad faith, gross negligence or willful misconduct. Without limiting the generality of the foregoing, the Escrow Agent shall not be liable for any action taken or omitted in reliance on any notice, direction, consent, certificate, affidavit, statement, designation or other paper or document reasonably believed by it to be genuine and to have been duly and properly signed or pre- sented to it by the City. 3 . 2 . 4 Notwithstanding any other provision elsewhere contained in this Agreement, the Escrow Agent is acting solely as agent of the City and does not assume any obligation or relation- ship of agency or trust for or with any owners or holders of Bonds. - 7 - I 1 Section 3 . 3 Fees, Expenses and Indemnification. 3 . 3 . 1 The City shall pay to the Escrow Agent for its performance hereunder: (a) such compensation as may mutually be agreed upon in writing; and (b) its reasonable out-of-pocket expenses (including counsel fees and expenses) incurred in connec- tion with this Agreement as may mutually be agreed upon in writing. 3 . 3 . 2 To the extent permitted by law, the City shall indemnify and exonerate, save and hold harmless the Escrow Agent from and against any and all claims, demands, expenses (including counsel fees and expenses) and liabilities of any and every nature which the Escrow Agent may sustain or incur or which may be asserted against the Escrow Agent as a result of any action taken or omitted by the Escrow Agent hereunder without bad faith, gross negligence or willful misconduct. At any time, the Escrow Agent may apply to the City for written instructions with respect to any matter arising under this Agreement and shall be fully protected in acting in accordance with such instructions. In addition, the Escrow Agent may, as reasonably necessary and with prior written notice to the City, consult counsel to the City or its own counsel, at the expense of the City, and shall be fully protected with respect to any action taken or omitted in good faith in accordance with such advice or opinion of counsel to the City or its own counsel . Section 3 . 4 Permitted Acts. The Escrow Agent and its affiliates may become the owner of or may deal in the Bonds as fully and with the same rights as if it were not the Escrow Agent. ARTICLE 4 MISCELLANEOUS Section 4 . 1 Amendments to this Agreement. This Agreement is made for the benefit of the City and the holders from time to time of the Refunded Bonds and it shall not be repealed, revoked, altered or amended without the written consent of all such holders, the Escrow Agent and the City; provided, however, that the City and the Escrow Agent may, without the consent of, or notice to, such holders, enter into such agreements supplemental to this Agreement as shall not adversely affect the rights of such holders and shall not be inconsistent with the terms and provisions of this Agree- ment, for any one or more of the following purposes: (a) to cure any ambiguity or formal defect or omission in this Agreement; and (b) to grant to or confer upon the Escrow Agent for the benefit of the holders of the Refunded Bonds any additional - 8 - rights, remedies or powers that may lawfully be granted to or conferred upon the Escrow Agent. The Escrow Agent shall be entitled to rely upon an unqualified opinion of a nationally recognized counsel in the field of law relating to municipal bonds with respect to compliance with this Section. Section 4 . 2 Severability. If any one or more of the covenants or agreements provided in this Agreement on the part of the City or the Escrow Agent to be performed should be determined by a court of competent jurisdiction to be contrary to law, such covenant or agreement shall be deemed and construed to be severable from the remaining covenants and agreements herein contained and shall in no way affect the validity of the remaining provisions of this Agreement. Section 4 . 3 Agreement Binding. All the covenants, promises and agreements in this Agreement contained by or on behalf of the City or by or on behalf of the Escrow Agent shall bind and inure to the benefit of their respective successors and assigns, whether so expressed or not. Section 4 . 4 Termination, Resignation and Removal of Escrow Agent. 4 . 4 . 1 This Agreement shall terminate when all transfers and payments required to be made by the Escrow Agent under the provisions hereof shall have been made. The provisions of Sections 3 . 2 and 3 . 3 of this Agreement shall survive the termination of this Agreement. 4 . 4 . 2 The Escrow Agent may evidence its intent to resign by giving written notice to the City. Such resignation shall take effect only upon delivery of the Trust Estate to a successor Escrow Agent designated in writing by the City, and the Escrow Agent shall thereupon be discharged from all obligations under this Agreement and shall have no further duties or responsibilities in connection herewith. The Escrow Agent shall deliver the Trust Estate without unreasonable delay after receiving the City' s designation of a successor Escrow Agent and upon payment of all of its fees and expenses. 4 . 4 . 3 The City may evidence its intent to remove the Escrow Agent by giving written notice to the Escrow Agent. Such removal shall take effect only upon delivery of the Trust Estate to a successor Escrow Agent designated in writing by the City, and the Escrow Agent shall thereupon be discharged from all obligations under this Agreement and shall have no further duties or responsibilities in connection herewith. The Escrow Agent shall deliver the Trust Estate without unreasonable delay after receiving - 9 - the City' s designation of a successor Escrow Agent and upon payment of all of its fees and expenses. 4 . 4 . 4 If after thirty (3 0) days from the date of delivery of its written notice of intent to resign or of the City' s notice of intent to remove, the Escrow Agent has not received a written designation of a successor Escrow Agent, the Escrow Agent' s sole responsibility shall be in its sole discretion either to retain custody of the Trust Estate and apply the Trust Estate in accordance with this Agreement without any obligation to reinvest any part of the Trust Estate until it receives such designation, or to apply to a court of competent jurisdiction for the appointment of a successor Escrow Agent and after such appointment to have no further duties or responsibilities in connection herewith. Section 4 . 5 Execution by Counterparts. This Agreement may be executed in several counterparts, all or any of which shall be regarded for all purposes as one original and shall constitute and be but one and the same instrument. Section 4 . 6 Notices. Any notice, instruction, request for instructions or other instrument in writing authorized or required by this Agreement to be given to either party shall be deemed given if addressed and mailed certified mail to it at its offices at the address set forth below, or at such other place as such party may from time to time designate in writing: (a) if to the City, at: City of Miami Beach, Florida 1700 Convention Center Drive Miami Beach, Florida 33139 Attention: Finance Director (b) if to the Escrow Agent, at: Section 4 . 7 Publication of Notice of Refunding. The Escrow Agent shall, as soon hereafter as practicable, but in any event within thirty (3 0) days after delivery of the Bonds, cause a copy of the notice attached hereto as Schedule D to be published, at the expense of the City, one time in a financial journal or newspaper of national circulation published in the Borough of Manhattan, City of New York, New York, and in a newspaper of general circulation in Dade County, Florida. The City shall cause a copy of such no- tice to be mailed, first class postage prepaid by the registrar for the Refunded Bonds to the registered owners of the Refunded Bonds at their addresses on the registration books of such registrar. - 10 - • a Section 4 . 8 Governing Law. This Agreement shall be governed by, and construed in accordance with, the laws of the State of Florida. IN WITNESS WHEREOF, each of the parties hereto has caused this Agreement to be executed by its duly authorized officers and its corporate seal to be hereunto affixed and attested as of the date first above written. (SEAL) CITY OF MIAMI BEACH, FLORIDA ATTEST: By: Mayor City Clerk (SEAL) ATTEST: BARNETT BANKS TRUST COMPANY, N.A. , as Escrow Agent By: Title Title - 11 - t • I STATE OF FLORIDA ) SS: COUNTY OF DADE ) On the day of , in the year 1992 , before me per- sonally came Seymour Gelber, to me known, who, being by me duly sworn, did depose and say that he resides in the City of Miami Beach, Dade County, Florida; that he is the Mayor of the City of Miami Beach, Florida; that he knows the seal thereof; that the seal affixed to said instrument is the seal of said City; that it was so affixed by order of City Commission of said City; and that he signed his name thereto by like order. NOTARY PUBLIC, STATE OF FLORIDA NOTARY PUBLIC SEAL OF OFFICE: (Name of Notary Public, Print, Stamp or Type as Commissioned.) ❑ Personally known to me, or ❑ Produced identification: (Type of Identifi- cation Produced) ❑ DID take an oath, or 0 DID NOT take an oath. — 12 - I d STATE OF FLORIDA ) SS: COUNTY OF DADE ) On the day of , in the year 1992 , before me personally came , to me known, who, being by me duly sworn, did depose and say that [he] [she] resides in , Florida; that [he] [she] is a of Barnett Banks Trust Company, N.A. , the banking corporation described in and which executed the above instrument; that [he] [she] knows the seal of said corporation; that the seal affixed to said instrument is the corporate seal of said corporation; that it was so affixed by commission of the Board of Directors of said corporation; and that [he] [she] signed [his] [her] name thereto by like commission. NOTARY PUBLIC, STATE OF FLORIDA NOTARY PUBLIC SEAL OF OFFICE: (Name of Notary Public, Print, Stamp or Type as Commissioned.) ❑ Personally known to me, or ❑ Produced identification: (Type of Identifi- cation Produced) ❑ DID take an oath, or ❑ DID NOT take an oath. - 13 - SCHEDULE A REFUNDED BONDS City of Miami Beach, Florida, General Obligation Refunding Bonds, Series 1986. Principal Interest Maturity Amount Rate Date City of Miami Beach, Florida, General Obligation Refunding Bonds, Series 1987A. Principal Interest Maturity Amount Rate Date A - 1 T - agpu agpQ aoT.zd .unouty saTgT.znoaS gsaJaqui Agt,zngPyl asptgoand TEdzouz.zd •h,AOD 'S'11 SQSSOO2Id U&OB dO INaWJISaAMI ?rims HOS r . • r r SCHEDULE C SCHEDULE OF PAYMENTS ON REFUNDED BONDS City of Miami Beach, Florida, General Obligation Refunding Bonds, Series 1986. Principal Call Payment Amount Interest Premium Date City of Miami Beach, Florida, General Obligation Refunding Bonds, Series 1987A. Principal Call Payment Amount Interest Premium Date C - 1 1 SCHEDULE D NOTICE OF REFUNDING City of Miami Beach, Florida, General Obligation Refunding Bonds, Series 19 . Dated 1, 19 Maturing on September 1 in the years through NOTICE IS HEREBY GIVEN to the holders of the outstanding General Obligation Refunding Bonds, Series 19 , maturing on September 1 of the years through of City of Miami Beach, Florida that said bonds in the aggregate outstanding principal amount of $ have been legally defeased by depositing in irrevocable escrow securities the principal of and interest on which will be sufficient to pay the principal of and interest on such Bonds up to September 1, and to pay the principal of, interest on and redemption premium with respect to such Bonds maturing after September 1, upon the optional redemption thereof on September 1, This notice does not constitute a notice of redemption and no bonds should be delivered to the City of Miami Beach, Florida or its paying agents as a result of this publication. Dated this day of , 1992 . CITY OF MIAMI BEACH, FLORIDA By: Barnett Banks Trust Company, N.A. , as Escrow Agent By: 08/27/92\JLO\MBCTY.EDA D - 1 r c , EXHIBIT "A" FORM OF BOND PURCHASE AGREEMENT A-1 t 1 r 1 f EXHIBIT "B" FORM OF ESCROW DEPOSIT AGREEMENT B-1 V , r 4 # t • EXHIBIT "C" FORM OF PRELIMINARY OFFICIAL STATEMENT 08/27/92\JLO\NBCH92GO.RSO C-1 MAYOR' S CERTIFICATE I, ABE RESNICK, Vice Mayor of the City of Miami Beach, Florida (the "City" ) , DO HEREBY CERTIFY that: 1 . On September 2 , 1992, the City Commission (the "Commission" ) of the City adopted Resolution No. 92-20582 (the "Resolution" ) authorizing the issuance of the City' s General Obligation Refunding Bonds, Series 1992 in an aggregate principal amount not to exceed $65, 000 , 000 (the "Bonds" ) for the purposes set forth therein, providing certain details with respect to the Bonds and delegating, based upon the recommendations of the Financial Advisor (as defined in the Resolution) and subject to the limita- tions contained in the Resolution, certain matters to the Mayor, or in his absence or inability to perform, the Vice Mayor, in connec- tion with the issuance of the Bonds as evidenced by a Mayor' s Certificate. 2 . All terms used herein in capitalized form and not defined are as defined in the Resolution. 3 . Pursuant to the authorization contained in the Resolution and the recommendations of the Financial Advisor, the Bonds are hereby directed to be issued by the City and awarded to the Ori- ginal Purchasers upon compliance with the conditions contained the Resolution and the Bond Purchase Agreement and payment of the pur- chase price thereof. 4 . The Bonds shall be issued in the aggregate principal amount of $54, 360, 000, shall be dated as of January 1, 1993 , shall be numbered R-1 and upwards, shall bear interest from their dated date payable semiannually on March 1 and September 1 of each year, commencing March 1, 1993 , and shall consist of serial Bonds maturing on September 1 of the years and bearing interest at the rates set forth in Schedule A attached hereto. 5 . The Bonds shall not be subject to redemption prior to maturity. 6 . Payment of the principal of and interest on the Bonds shall be guaranteed by a municipal bond new issue insurance policy (the "Bond Insurance Policy" ) to be issued by Financial Guaranty Insurance Company (the "Bond Insurer" ) and the City is hereby authorized to pay the premium and all other costs due in connection with the issuance of the Bond Insurance Policy by the Bond Insurer and to execute any and all documents necessary for the issuance of the Bond Insurance Policy by the Bond Insurer. 7 . The Refunded Bonds shall consist of the 1986 Bonds maturing in the years 1993 through 1999 aggregating $20, 705, 000 in principal amount (the "1986 Refunded Bonds" ) and the 1987A Bonds CTN\Rf1MIL\81937.1\01/14/93 maturing in the years 1993 through 2002 (the "1987A Refunded Bonds" ) aggregating $28, 935, 000 in principal amount . The 1986 Refunded Bonds maturing on and after September 1, 1996 shall be called for optional redemption prior to maturity on September 1, 1995 at a redemption price of 102'5 of the principal amount thereof plus accrued interest to such date and the 1987A Refunded Bonds maturing on and after September 1, 1997 shall be called for optional redemption prior to maturity on September 1, 1996 at a redemption price of 102 of the principal amount thereof plus accrued interest to such date. 8 . The purchase price to be paid by the Original Purchasers for the Bonds to the City shall be $53, 769 , 181.55 (consisting of $54, 360, 000 principal amount of Bonds less original issue discount of $251, 068 .45 and underwriting discount of $339, 750) plus accrued interest from January 1, 1993 . The purchase price on the Bonds shall be paid in the manner provided in the Bond Purchase Agreement at closing. 9 . The underwriting discount for the Bonds is 0 . 625 . WITNESS MY HAND and the official seal of the City this 15th day of January, 1993 . 62E-1- [SEAL] ABE RESNICK, VICE MAYOR CITY OF MIAMI BEACH, FLORIDA FORM APPROVED LE iL DEPT. -400" Date GTH\REITERL\11937.1\01/14/93 r SCHEDULE A MATURITY DATE PRINCIPAL INTEREST SEPTEMBER 1, AMOUNT RATE 1993 $3 , 005, 000 3 .30% 1994 2 , 815, 000 3 . 30 1995 3 , 985, 000 4 . 00 1996 4, 620, 000 4 .25 1997 5, 430, 000 4 .50 1998 7, 620, 000 4 . 75 1999 7, 660, 000 5 . 00 2000 5, 890, 000 5 . 00 2001 4, 450, 000 5 . 10 2002 2 , 545, 000 5 .25 2003 6, 340, 000 5 . 30 C7Mf.Ef!'[£iS'l\Y'137.lti0:f f�,/93 $54 , 360, 000 CITY OF MIAMI BEACH, FLORIDA GENERAL OBLIGATION REFUNDING BONDS SERIES 1992 BOND PURCHASE AGREEMENT January 15, 1993 City of Miami Beach, Florida c/o City Commission Commissioners: Kidder Peabody & Co. , Incorporated (the "Managing Underwriter" and "Representative") , AIBC Investment Services Corp. , Howard Gary & Company, William R. Hough & Co. , and Shearson Lehman Brothers, Inc. (collectively, the "Underwriters") hereby offer to enter into the following agreement with you (the "City") , which, upon acceptance of this offer by the City, will be binding upon the City and the Underwriters. This offer is made subject to acceptance by the City by execution of this Bond Purchase Agreement and its delivery to the Underwriters prior to 5: 00 P.M. , Eastern Standard Time, on the date hereof, and if not so accepted, will be subject to withdrawal by the Underwriters upon notice to the City at any time prior to acceptance hereof by the City. All capitalized terms used in this Bond Purchase Agreement and not otherwise defined herein shall, except as otherwise stated herein, have the meanings ascribed to such terms in the Bond Resolution defined below. 1. PURCHASE AND SALE OF BONDS. (a) Subject to the terms and conditions and upon the basis of the representations, warranties and covenants hereinafter set forth, the Underwriters hereby agree to purchase from the City, and the City hereby agrees to sell to the Underwriters, all (but not less than all) of the City's $54, 360, 000 aggregate principal amount of General Obligation Refunding Bonds, Series 1992 , (the "Bonds") dated as of January 1, 1993 , at the aggregate purchase price of $53 ,769, 181. 55 (which includes Original Issue Discount of $251, 068 . 45 and Underwriters' Discount of $339,750. 00) plus accrued interest on the Bonds from January 1, 1993 to the Closing Date (as hereinafter defined) . (b) The Bonds shall be secured by and shall be as described in a resolution of the City adopted September 2 , 1992 (the "Bond Resolution") . • The Bonds shall have the maturities and bear interest at the rates set forth in Exhibit C attached hereto. The Bonds shall not be subject to redemption prior to maturity. The City hereby ratifies the use by the Underwriters of the Preliminary Official Statement dated January 14, 1993 (the "Preliminary Official Statement") in the sale of the Bonds and hereby authorizes the use by the Underwriters of (i) the Bond Resolution and (ii) an Official Statement, to be dated the date hereof, relating to the sale of the Bonds (the "Official Statement") , the form of which shall be substantially in the form of the Preliminary Official Statement with such changes therein as the Mayor (or in his absence, the Vice Mayor) shall have approved in accordance with the provisions of the Bond Resolution. The financial disclosure required to be provided to the City pursuant to Section 218 . 385, Florida Statutes, is attached hereto as Exhibit B. (c) At the time of the City's acceptance of this Bond Purchase Agreement (or as soon as reasonably practicable thereafter but no later than the Closing) , the City shall deliver to the Underwriters (i) a certified copy of the Bond Resolution, and (ii) a copy of the Official Statement manually signed on behalf of the City by the Mayor and City Manager of the City. Upon receipt by the Underwriters of this Bond Purchase Agreement, duly executed and delivered by the City, the Underwriters agree to make a bona fide public offering of the Bonds at the initial offering prices set forth on the cover page of the Official Statement. (d) The City agrees not to supplement or amend or cause to be supplemented or amended the Bond Resolution or the Official Statement, at any time prior to the Closing Date, without the consent of the Underwriters. (e) The City agrees to deliver to the Underwriters, in form reasonably satisfactory to the Underwriters, such reasonable quantities of the Official Statement and the Bond Resolution as the Underwriters may request for use in connection with the offering and sale of the Bonds and to permit the Underwriters to comply with Rule 15c2-12 of the Securities and Exchange Commission (the "Rule") under the Securities Exchange Act of 1934, as amended, and the rules of the Municipal Securities Rulemaking Board. The City hereby deems the Preliminary Official Statement final as of its date for purposes of the Rule. The Underwriters agree to file the Official Statement with at least two Nationally Recognized Municipal Securities Information Repositories ("NRMSIR") which have been so designated by the Securities and Exchange Commission pursuant to the Rule not later than two business days after the Closing (as hereinafter defined) , and will furnish a list of the names and addresses of each NRMSIR receiving a copy to the City. The filing of the Official Statement with each NRMSIR shall be in -2- accordance with the terms and conditions applicable to such NRMSIR. The City hereby agrees and covenants to furnish ongoing reports and information to the Underwriters as are or may become customary in the industry for municipal obligations similar to the Bonds, and specifically to furnish to the Underwriters a copy of the City's audited financial statements. The City further hereby agrees and covenants to furnish to the Underwriters such other information as becomes available from time to time as would have been included in the Official Statement had the information been known at the time of the preparation thereof or if the event from which the information arises had occurred. The obligations of the City contained in this paragraph shall terminate 25 days after the notice described in the following paragraph is received by the City, but in no event later than 90 days after the Closing Date. The Underwriters shall give notice to the City on the date which is one day after the "end of the underwriting period, " as such term is defined in the Rule that such period has ended, and the date after which the Underwriters no longer remain obligated to deliver Official Statements pursuant to paragraph (b) (4) of the Rule. (f) If, prior to the end of the underwriting period as described above, any event known to the City relating to or affecting the City, the Bond Resolution, or the Bonds shall occur which might affect the correctness or completeness of any statement of a material fact contained in the Official Statement, the City will promptly notify the Underwriters in writing of the circumstances and details of such event. If, as a result of such event or any other event, it is necessary, in the opinion of Bond Counsel or Counsel to the Underwriters, to amend or supplement the Official Statement in order to state any material fact necessary in order to make the statements made therein, in light of the circumstances under which they were made, not misleading and any such Counsel shall have so advised the City, the City will forthwith prepare and furnish to the Underwriters a reasonable number of copies of an amendment of or a supplement to such Official Statement, in form and substance satisfactory to the Underwriters, which will so amend or supplement such Official Statement so that, as amended or supplemented, it will not contain any untrue statement of a material fact or omit to state any material fact necessary in order to make the statements made therein, in light of the circumstances under which they were made, not misleading. (g) The Managing Underwriter has been duly authorized to execute this Bond Purchase Agreement on behalf of all the Underwriters. -3- 2 . GOOD FAITH DEPOSIT. The City hereby acknowledges receipt of check in the amount of $500, 000, and the City agrees to hold the check uncashed as security for the performance by the Underwriters of their obligation to accept and pay for the Bonds at the Closing in accordance with the provisions of this Bond Purchase Agreement. Upon compliance by the Underwriters with such obligation, such check shall be returned to the Underwriters at the Closing. No interest shall be payable by the City to the Underwriters on such amount. If the City does not accept this offer, such check shall be immediately returned to the Underwriters. In the event of the City's failure to deliver the Bonds at the Closing, or if the City shall be unable at or prior to the Closing to satisfy the conditions to the obligations of the Underwriters contained herein, or if the obligations of the Underwriters shall be terminated for any reason permitted by this Bond Purchase Agreement, such check shall be immediately returned to the Underwriters. If the Underwriters fail (other than for a reason permitted hereunder) to accept and pay for the Bonds upon tender thereof by the City at the Closing as herein provided, such check may be cashed and the proceeds shall be retained by the City as and for full liquidated damages for such failure and for any and all defaults hereunder on the part of the Underwriters, and the retention of such funds shall constitute a full release and discharge of all claims, rights and damages for such failure and for any and all such defaults. 3 . CLOSING. Before 12: 00 Noon, Eastern Standard Time, on January 26, 1993, or at such other time or on such earlier or later date as shall have been mutually agreed upon by the City and the Underwriters, the City will deliver, or cause to be delivered, to The Depository Trust Company, New York, New York ("DTC") on behalf of the Underwriters, the Bonds, duly executed and authenticated on the City's behalf, and to the Underwriters the other documents hereinafter mentioned; and the Underwriters will accept such delivery and pay the purchase price of the Bonds (plus accrued interest) as set forth in Section 1 hereof in immediately available funds. Simultaneously with the delivery of the Bonds, the City shall return the good faith check described in Section 2 hereof to the Underwriters. Payment for and delivery of the Bonds as aforesaid shall be made at such place as shall be agreed upon between the City and the Underwriters. Such payment and delivery is herein called the "Closing" and the date of the Closing is herein called the "Closing Date. " Upon the issuance of the Bonds, one registered Bond without coupons for each maturity of the Bonds will be registered in the name of Cede & Co. , as nominee for DTC. 4 . REPRESENTATIONS, WARRANTIES AND COVENANTS OF THE CITY. The City by its acceptance hereof, represents, warrants and covenants to each of the Underwriters that: -4- (a) The City is and will be on the Closing Date a political subdivision of the State of Florida duly organized and validly existing under the Constitution and laws of the State of Florida. (b) The City has the full right, power and authority to levy and collect an ad valorem tax without limitation as to rate or amount, on all taxable property within the corporate limits of the City, in accordance with, and subject to the limitations of, the Bond Resolution, and to pledge the full faith, credit and taxing power of the City to the punctual payment of the principal of, interest on and redemption premium, if any, with respect to the Bonds in the manner described in, and subject to the limitations of, the Bond Resolution. (c) The City has and had, as the case may be, full legal right, power and authority (i) to adopt the Bond Resolution, (ii) to execute and deliver this Bond Purchase Agreement, (iii) to issue, sell and deliver the Bonds to the Underwriters as provided in this Bond Purchase Agreement, and (iv) to carry out and consummate all other transactions contemplated by the aforesaid instruments, and the City has complied or will have complied as of the Closing Date with all provisions of applicable law in all matters relating to such transactions. (d) The City has duly authorized, approved, adopted and enacted, as the case may be, (i) the Bond Resolution, (ii) the execution, delivery and performance of this Bond Purchase Agreement and the Bonds (iii) the execution, delivery and distribution of the Official Statement, and (iv) the taking of any and all such action as may be required on the part of the City to carry out, give effect to and consummate the transactions contemplated by the aforesaid instruments. (e) The Bond Resolution and this Bond Purchase Agreement, when executed and delivered by the parties hereto, will constitute the legal, valid and binding obligations of the City enforceable against the City in accordance with their respective terms, except as the enforcement thereof may be limited by bankruptcy, insolvency, moratorium or other laws affecting creditors' rights and by judicial application of general principles of equity. (f) The City will at the Closing be in compliance in all respects with the Bond Resolution. (g) When delivered to and paid for by the Underwriters at the Closing in accordance with the provisions of this Bond Purchase Agreement, the Bonds will be duly authorized, executed, issued and delivered and will constitute legal, valid and binding obligations of the City enforceable against the City -5- in accordance with their terms and the terms of the Bond Resolution, except as the enforcement thereof may be limited by bankruptcy, insolvency, moratorium or other laws affecting creditors' rights and by judicial application of general principles of equity. (h) At the Closing, all approvals, consents and orders of and filings with any governmental authority or agency which would constitute a condition precedent to the issuance of the Bonds or the execution and delivery of or the performance by the City of its obligations under the Bond Resolution, this Bond Purchase Agreement, the Escrow Deposit Agreement, dated as of January 1, 1993 (the "Escrow Deposit Agreement") , by and between the City and Barnett Banks Trust Company, N.A. , Jacksonville, Florida (the "Escrow Agent") , or the Bonds will have been obtained or made, and any consents, approvals and orders so received or filings so made will be in full force and effect; provided, however, that no representation is made concerning compliance with the registration requirements of the federal securities laws or the securities or Blue Sky laws of the various states. (i) The City is not in material breach or material default under any applicable constitutional provision, law or administrative regulation of the State of Florida or the United States or any applicable judgment or material resolution, material agreement, or other material instrument to which the City is a party or to which the City or any of its property or assets are otherwise subject, and no event has occurred and is continuing which with the passage of time or the giving of notice, or both, would constitute a default or event of default under any such instrument; and the adoption and performance by the City of the Bond Resolution, and the authorization, execution, delivery and performance of this Bond Purchase Agreement, the Escrow Deposit Agreement, the Bonds and any other agreement or instrument to which the City is a party, used or contemplated for use in consummation of the transactions contemplated hereby or by the Official Statement, and compliance with the provisions of each such instrument, do not and will not conflict with, or constitute or result in a violation or breach of or a default under, the Constitution of the State of Florida, or, to the best knowledge of the City, any existing law, administrative regulation, rule, decree or order, state or federal, or material provision of any agreement, indenture, mortgage, lease, note or other instrument to which the City or its properties or any of the officers of the City as such is subject or, to the best knowledge of the City, result in the creation or imposition of any prohibited lien, charge or encumbrance of any nature whatsoever upon any of the revenues, property or assets of the City under the terms of the Constitution of the State of Florida or any law, instrument or agreement. -6- • (j ) Since December 31, 1975, the City has never been in default as to principal or interest with respect to any obligation it has issued or guaranteed. (k) The description of the Bonds and the Bond Resolution in the Official Statement conform in all material respects to the Bonds and the Bond Resolution. (1) As of the date thereof, the Preliminary Official Statement did not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements therein, in light of the circumstances under which they were made, not misleading. (m) The Official Statement does not contain any untrue statement of a material fact or omit to state any material fact necessary in order to make the statements made therein, in light of the circumstances under which they were made, not misleading; provided, however, that the City makes no representations or warranties as to information contained in or omitted from the Official Statement or any amendment or supplement thereto in reliance upon information furnished to the City in writing by or on behalf of the Underwriters or Financial Guaranty Insurance Company (the "Insurer") expressly for use in connection with the preparation thereof. (n) Between the time of the acceptance hereof by the City and the Closing, except as reflected in or contemplated by the Official Statement, there will not have been any adverse change of a material nature in the financial position of the City. (o) If the Official Statement is supplemented or amended, at the time of each supplement or amendment thereto and (unless subsequently again supplemented or amended to such paragraph) at all time subsequent thereto up to and including the Closing Date, the Official Statement as so supplemented or amended will not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements therein, in the light of the circumstances in which they were made, not misleading. (p) The City will diligently cooperate with the Underwriters, at the Underwriters' expense, to qualify the Bonds for offer and sale and to determine the eligibility of the Bonds for investment under the laws of such states as the Underwriters may request; provided that in no event shall the City be obligated to take any action which could subject it to general service of process in any state where it is not now so subject. It is understood that the City is not responsible for compliance with or the consequences of failure to comply with applicable Blue Sky laws. -7- (q) Other than as described in the Official Statement, as of the date hereof, there is no action, suit, proceeding, inquiry or investigation, at law or in equity, or before or by any court, public board or body pending against or, to the best knowledge of the City, either threatened against or affecting the City (or to the best knowledge of the City any basis therefor) or any of the officers of the City in their respective capacities as such, wherein an unfavorable decision, ruling or finding could, in any way, materially adversely affect (i) the transactions contemplated by this Bond Purchase Agreement or by the Official Statement, or (ii) the validity or enforceability of the Bonds, the Bond Resolution, this Bond Purchase Agreement, the Escrow Deposit Agreement, or any other agreement or instrument to which the City is a party, used or contemplated for use in consummation of the transactions contemplated hereby, or (iii) the exclusion from gross income for federal income taxation purposes of the interest on the Bonds. (r) The City will not take or omit to take any action which action or omission would adversely affect the exclusion from gross income for purposes of taxation of the interest on the Bonds under the Internal Revenue Code of 1986, as amended. (s) Any certificate signed by any official of the City and delivered to the Underwriters shall be deemed to be a representation and warranty by the City to each of the Underwriters as to the statements made therein. 5. CONDITIONS OF CLOSING. The obligations of the Underwriters hereunder shall be subject to the performance by the City of its obligations to be performed hereunder at or prior to the Closing, to the accuracy of and compliance with the representations, warranties and covenants of the City herein, in each case as of the time of delivery of this Bond Purchase Agreement and as of the Closing, and are also subject, in the discretion of the Underwriters, to the following further conditions: (a) At the Closing, (i) the Bond Resolution shall be in full force and effect and shall not have been amended, modified or supplemented, except as may have been agreed to in writing by the Underwriters, and the City shall have executed and there shall be in full force and effect such additional agreements, and there shall have been taken in connection with the issuance of the Bonds all such action as shall, in the opinion of Bond Counsel and Counsel to the Underwriters, be necessary in connection with the transactions contemplated hereby, (ii) the Bonds shall have been duly authorized, executed, authenticated, and delivered, (iii) the Official Statement shall not have been amended, modified or supplemented, except as may have been agreed to by the Underwriters, and (iv) -8- the City shall perform or have performed all of its obligations under or specified in this Bond Purchase Agreement and the Bond Resolution to be performed at or prior to the Closing. (b) At the Closing, the Underwriters shall receive the opinion of the City Attorney, dated the Closing Date, in substantially the form attached hereto as Exhibit "A" . (c) At the Closing, the Underwriters shall receive the final unqualified approving opinion of Greenberg, Traurig, Hoffman, Lipoff, Rosen & Quentel, P.A. , Bond Counsel, dated the Closing Date, in substantially the form attached to the Official Statement as Appendix D, together with a letter of such counsel, dated the Closing Date and addressed to the Underwriters to the effect that said opinion addressed to the City may be relied upon by the Underwriters to the same extent as if such opinion were addressed to them. (d) At the Closing, the Underwriters shall receive the opinion of Steel Hector & Davis, Counsel to the Underwriters, dated the Closing Date, to the effect that, (i) with respect to the information in the Official Statement and based upon said firm's participation in the preparation of the Official Statement as Counsel to the Underwriters, and without having undertaken to determine independently the accuracy or completeness of the contents of the Official Statement, said firm has no reason to believe that the Official Statement (except for the financial and statistical data contained therein, as well as the information relating to the Insurer, as to which no view need be expressed) contains an untrue statement of a material fact or omits to state a material fact required to be stated therein or necessary to make the statements made therein, in light of the circumstances under which they were made, not misleading, and (ii) the Bonds are exempt from registration under the Securities Act of 1933 , as amended and (iii) the Bond Resolution is exempt from qualification under the Trust Indenture Act of 1939 , as amended. (e) At the Closing, the Underwriters shall receive a certificate, dated the Closing Date, signed by the Mayor or Vice Mayor of the City on behalf of the City to the effect that, to the best of his or her knowledge and belief, no litigation or other proceedings are pending or threatened in any court or other tribunal, state or federal, (i) restraining or enjoining or seeking to restrain or enjoin the issuance, sale, execution or delivery of any of the Bonds, or (ii) in any way questioning or affecting the validity of any provision of the Bonds, the Bond Resolution, the Escrow Deposit Agreement, or this Bond Purchase Agreement, or (iii) in any way questioning or affecting the validity of any of the proceedings or authority for the authorization, sale, execution or delivery of the Bonds, or of any provision, program, or transactions made or authorized for their payment, or (iv) questioning or affecting the organization or existence of the City or the title of any of its officers to their respective offices. -9- (f) At the Closing, the Underwriters shall receive a certificate, dated the Closing Date, signed by the Mayor or Vice Mayor of the City on behalf of the City, to the effect that to the best of his or her knowledge and belief, (i) the representations and warranties of the City herein contained are true and accurate as of the Closing Date, (ii) the City is presently in compliance with all agreements and has satisfied all conditions on its part to be observed or satisfied hereunder and under the Bond Resolution, at or prior to the Closing, (iii) since the date as of which information is given in the Official Statement and except as set forth therein, there has not been any material adverse change in the condition, financial or other, of the City, and (iv) the City has no knowledge or reason to believe that the Official Statement as of its date and as of the Closing Date makes any untrue statement of a material fact or omits to state a material fact necessary in order to make the statements made therein, in light of the circumstances under which they were made, not misleading. (g) At the Closing, the Underwriters shall receive a certificate dated the Closing Date, signed by the Mayor or Vice Mayor of the City on behalf of the City that, except as disclosed in the Official Statement, as of both January 15, 1993 , and the date of Closing, neither the City of Miami Beach nor any "guarantor" of any obligations of the City of Miami Beach (within the meaning of Section 517 . 021, Florida Statutes) are or ever have been since December 31, 1975 in default as to the principal and interest with respect to (i) any obligation issued by the City of Miami Beach which was guaranteed by the guarantor or any successor to the guarantor or (ii) any obligation issued by the City of Miami Beach pledging revenues of the City of Miami Beach. (h) At the Closing, the Underwriters shall receive letters of Fitch Investors Service, Inc. , Moody's Investors Service, Inc. and of Standard & Poor's Corporation, to the effect that the Bonds have been assigned ratings no less favorable than "AAA" , "Aaa" and "AAA", respectively, which ratings shall be in effect as of the Closing Date. (i) At the Closing, the City shall have received the municipal bond insurance policy to be issued by the Insurer as described in the Official Statement. (j ) At the Closing, the Underwriters shall receive such additional legal opinions, certificates (including such certificates as may be required by regulations of the Internal Revenue Service in order to establish the tax exempt character of the Bonds, which certificates shall be satisfactory in form and substance to Greenberg, Traurig, Hoffman, Lipo f f, Rosen & Quentel, P.A. , as Bond Counsel) and other evidence as the Underwriters or Bond Counsel or Counsel to the Underwriters -10- may reasonably deem necessary to evidence the truth or accuracy as of the Closing of the representations and warranties of the City herein contained and of the Official Statement and the due performance and satisfaction by the City at or prior to such time of all agreements then to be performed and all conditions then to be satisfied by it. (k) At the Closing, the Underwriters shall receive a consent letter from Deloitte & Touche, Certified Public Accountants, regarding the financial statements appearing in the appendices of the Official Statement. (1) At the Closing, the Underwriters shall receive the opinion of counsel to the Insurer as to the validity and due authorization of the insurance policy. The opinions and certificates and other evidence referred to above shall be in form and substance reasonably satisfactory to the Underwriters. If the City shall be unable to satisfy the conditions to the obligations of the Underwriters contained in this Bond Purchase Agreement, or if the obligations of the Underwriters shall be terminated for any reason permitted by this Bond Purchase Agreement, this Bond Purchase Agreement shall terminate and neither the Underwriters nor the City shall be under any further obligation hereunder, except as provided in Section 7 hereof and except that the check referred to in Section 2 hereof shall be returned to the Underwriters by the City. 6. TERMINATION OF AGREEMENT. The Underwriters may terminate this Bond Purchase Agreement, without liability therefor, by notification to the City, if at any time subsequent to the date of this Bond Purchase Agreement and at or prior to the Closing; (a) Legislation shall be enacted by the Congress of the United States, or a bill introduced (by amendment or otherwise) or favorably reported or passed by either the House of Representatives or the Senate of the Congress of the United States or any committee of the House or Senate, or a conference committee of such House and Senate makes a report (or takes any other action) , or a decision by a court of the United States or the Tax Court of the United States shall be rendered, or a ruling, regulation or fiscal action shall be issued or proposed by or on behalf of the Treasury Department of the United States, the Internal Revenue Service or other governmental agency with respect to or having the purpose or effect of changing directly or indirectly the federal income tax consequences of interest on the Bonds in the hands of the holders thereof (including imposition of a minimum federal tax which includes tax-exempt interest in the calculation of such tax) , which adversely affects the market price or the marketability of the Bonds. -11- (b) Any legislation, rule or regulation shall be introduced in, or be enacted by any department or agency in the State of Florida, or a decision by any court of competent jurisdiction within the State of Florida shall be rendered which materially affects the market for the Bonds or the sale, at the contemplated offering prices, by the Underwriters of the Bonds to be purchased by them. (c) Any amendment to the Official Statement is proposed by the City or deemed necessary by Bond Counsel or Counsel to the Underwriters pursuant to Section 1 (f) hereof which materially adversely affects the market for the Bonds or the sale, at the contemplated offering prices, by the Underwriters of the Bonds to be purchased by them. (d) Any fact shall exist or any event shall have occurred which makes the Official Statement, in the form as originally approved by the Mayor (or in his absence, the Vice Mayor) and City Manager of the City, contain an untrue statement of a material fact or omit to state a material fact necessary in order to make the statements made therein, in light of the circumstances under which they were made, not misleading. (e) There shall have occurred any outbreak or escalation of hostilities or any national or international calamity or crisis, financial or otherwise, including a general suspension of trading on any national securities exchange which materially adversely affects the market for the Bonds or the sale, at the contemplated offering prices, by the Underwriters of the Bonds to be purchased by them. (f) Legislation shall be enacted or any action shall be taken by, or on behalf of, the Securities and Exchange Commission which has the effect of requiring the contemplated distribution of the Bonds to be registered under the Securities Act of 1933, or any laws analogous thereto relating to governmental bodies, and compliance therewith cannot be accomplished prior to the Closing. (g) A general banking moratorium shall have been declared by the United States, New York or Florida authorities which materially adversely affects the market for the Bonds or the sale, at the contemplated offering prices, by the Underwriters of the Bonds to be purchased by them. (h) Any national securities exchange, or any governmental authority, shall impose, as to the Bonds or obligations of the general character of the Bonds, any material restrictions not now in force, or increase materially those now in force, with respect to the extension of credit by, or the charge to the net capital requirements of, the Underwriters. -12- • • (i) Any rating of the Bonds shall have been downgraded or withdrawn by a national rating service, which in the opinion of the Underwriters materially adversely affects the market for the Bonds or the sale, at the contemplated offering prices, by the Underwriters of the Bonds to be purchased by them; or any proceeding shall be pending or threatened by the Securities and Exchange Commission against the City. (j ) The Insurer shall inform the City or the Underwriters that it will not insure payment of the principal of or interest on the Bonds as described in the Official Statement. 7 . EXPENSES. (a) The City agrees to pay all expenses incident to the performance of its obligations hereunder, including but not limited to (i) the cost of the preparation, printing or other reproduction of a reasonable number of copies of the Preliminary Official Statement and the Official Statement, (ii) charges made by rating agencies for the rating of the Bonds, (iii) the cost of printing and signing the Bonds, (iv) the fees and disbursements of Bond Counsel, and of any other experts or consultants retained by the City, (v) the fees and expenses of the personnel and staff of the City designated to cooperate in the issuance and sale of the Bonds, (vi) reasonable fees and expenses of the Registrar and Paying Agent and their counsel and (vii) costs relating to the municipal bond insurance policy issued by the Insurer. (b) The Underwriters shall pay (i) the cost of delivering the Bonds from New York, New York, to the purchasers thereof, (ii) costs incurred in connection with the transfer of fed funds, and (iii) all other expenses incurred by them or any of them in connection with their offering and distribution of the Bonds, including the fees and disbursements of Counsel to the Underwriters. (c) In the event that either the City or the Underwriters shall have paid obligations of the other as set forth in this Section 7 , adjustment shall be made to each party at Closing. 8 . ESCROW AGREEMENT. The Representative hereby agrees to sell the Federal Securities identified on Exhibit "D" attached hereto (the "Original Federal Securities") to the Escrow Agent for the account of the City, for settlement delivery on the Closing Date, and for deposit with the Escrow Agent under the Escrow Deposit Agreement. -13- s s a If the Representative is unable to deliver any or all of the Original Federal Securities, the Representative may deliver, and the City shall accept, or shall direct the Escrow Agent to accept in substitution for any or all of the Original Federal Securities an equal or greater principal amount of an earlier maturity of Federal Securities which provide payments of principal and interest to be received at the same time or earlier and in amounts equal to or greater than the corresponding payments that would have been received on the Original Federal Securities for which the substitution is made (the "Substitute Securities") , the principal of and interest on which, together with the principal and interest on the other Original Federal Securities delivered, if any, and any cash balance to be held by the Escrow Agent under the Escrow Deposit Agreement, will meet the requirements for payment of all principal of, premium, and interest on the Refunded Bonds when due in accordance with the terms of the Bond Resolution and the Escrow Deposit Agreement. 9 . TRUTH IN BONDING. This paragraph is undertaken in compliance with Section 218. 385, Florida Statutes (1992) . The City is proposing to issue $54, 360, 000 in aggregate principal amount of the Bonds for the purposes described in the Official Statement. This debt is expected to be repaid over a period of 11 years at a true interest rate of 5. 12%, and total interest paid over the life of the bonds will be $16,211, 169. 17 . The source of repayment or security for the Bonds is the City's ad valorem tax revenues. The authorization of the Bonds will result in approximately $70, 571, 169. 17 of the City's tax revenues not being available to finance the other services of the City each year for 11 years. 10. MISCELLANEOUS. (a) All notices, demands and formal actions hereunder shall be in writing and mailed, telegraphed or delivered to: The Underwriters: Kidder Peabody & Co. , Incorporated 1221 Brickell Avenue, Suite 1030 Miami, Florida 33131 Attention: Richard Montalbano AIBC Investment Services Corp. 80 S.W. Eighth Street, #2120 Miami, Florida 33130 Attention: Wifredo Gort -14- ' , r Howard Gary & Company 3050 Biscayne Boulevard, Suite 603 Miami, Florida 33137 Attention: Hector J. Montes William R. Hough & Co. 100 Second Avenue South, Suite 800 St. Petersburg, Florida 33705 Attention: Marianne Edmonds Shearson Lehman Brothers, Inc. 501 Brickell Key Drive, Suite 400 Miami, Florida 33131 Attention: Jose R. Pagan The City: City of Miami Beach 1700 Convention Center Drive, Third Floor Miami Beach, Florida 33334 Attention: Robert J. Nachlinger (b) This Bond Purchase Agreement will inure to the benefit of and be binding upon the parties and their successors and assigns and will not and does not confer any rights upon any other person. The terms "successors" and "assigns" shall not include any purchaser of any of the Bonds from the Underwriters merely because of such purchase. (c) All the representations, warranties, covenants and agreements of the City in this Bond Purchase Agreement shall remain operative and in full force and effect, regardless of (i) any investigation made by or on behalf of any of the Underwriters or (ii) delivery of and any payment for the Bonds hereunder. (d) Section headings have been inserted in this Bond Purchase Agreement as a matter of convenience of reference only, and it is agreed that such section headings are not a part of this Bond Purchase Agreement and will not be used in the interpretation of any provisions of this Bond Purchase Agreement. (e) If any provision of this Bond Purchase Agreement shall be held or deemed to be or shall, in fact, be invalid, inoperative or unenforceable as applied in any particular case in any jurisdiction or jurisdictions, or in all jurisdictions because it conflicts with any provisions of any Constitution, statute or rule of public policy, or for any other reason, such circumstances shall not have the effect of rendering the provision in question invalid, inoperative or -15- • 1 1 unenforceable in any other case or circumstances, or of rendering any other provision or provisions of this Bond Purchase Agreement invalid, inoperative or unenforceable to any extent whatever. (f) This Bond Purchase Agreement may be executed in counterparts, each of which shall be regarded as an original and all of which shall constitute one and the same document. (g) This Bond Purchase Agreement shall become effective upon the execution by the appropriate City officials of the acceptance hereof by the City and shall be valid and enforceable at the time of such acceptance. KIDDER PEABODY & CO. , INCORPORATED AIBC INVESTMENT SERVICES CORP. HOWARD GARY & COMPANY WILLIAM R. HOUGH & CO. SHEARSON LEHMAN BROTHERS INC. By: KIDDER PEABODY & CO. , INCORPORATED, as Managing Underwriter By: Richard Montalbano Senior Vice President Accepted as of the date first above written: FORM APPROVED CITY OF MIAMI BEACH, FLORIDA LE L DEPT. By: B Abe Resnick � `1/4-Z Vice Mayor Date ATTEST: -L o,.\A - Richard E. Brown City Clerk JFE/10 8 3 -16- EXHIBIT A to Bond Purchase Agreement Form of City Attorney's Opinion • EXHIBIT A [Letterhead of City of Miami Beach Attorney) [Closing Date] Kidder Peabody & Co. , Incorporated 1221 Brickell Avenue, Suite 1030 Miami, Florida 33131 Attention: Richard Montalbano AIBC Investment Services Corp. 80 S.W. Eighth Street, #2120 Miami, Florida 33130 Attention: Wifredo Gort Howard Gary & Company 3050 Biscayne Boulevard, Suite 603 Miami, Florida 33137 Attention: Hector J. Montes William R. Hough & Co. 100 Second Avenue South, Suite 800 St. Petersburg, Florida 33705 Attention: Marianne Edmonds Shearson Lehman Brothers, Inc. 501 Brickell Key Drive, Suite 400 Miami, Florida 33131 Attention: Jose R. Pagan Ladies and Gentlemen: This letter shall serve as the opinion of the City Attorney of the City of Miami Beach, Florida (the "City") pursuant to Section 5 (b) of the Bond Purchase Agreement by and between the City and the Underwriters named above dated January 15, 1993 (the "Purchase Agreement") . In connection with the issuance by the City of $54 , 360, 000 aggregate principal amount of its General Obligation Refunding Bonds, Series 1992 (the "Bonds") , I have participated in various proceedings in connection therewith. All terms not otherwise defined herein shall have the meanings ascribed thereto in the Purchase Agreement. I am of the opinion that: • . (a) The City is a city and political subdivision of the State of Florida duly created and validly existing under the Constitution and laws of the State of Florida, and has full legal right, power and authority to adopt and perform its obligations under the Bond Resolution, to execute and deliver the Official Statement, and to execute and deliver and perform its obligations under the Purchase Agreement and the Bonds, and the other instruments to be executed and delivered at the Closing by the City or any official thereof; (b) The City has duly adopted the Bond Resolution and issued the Bonds and the other instruments to be executed and, delivered at the Closing by the City or any official thereof; (c) The Bonds and the Bond Resolution are legal and valid obligations of the City which are binding and enforceable against the City in accordance with their terms and, assuming, the due authorization, execution and delivery of the Purchase Agreement and the Escrow Deposit Agreement by the other parties thereto, such instruments will constitute legal and valid obligations of the City which are binding and enforceable against the City in accordance with their respective terms; provided, however, that, the binding effect and enforceability thereof may be subject to bankruptcy, insolvency, reorganization, moratorium and other laws in effect from time to time affecting the rights of creditors and except to the extent that the enforceability thereof may be limited by the application of general principles of equity; (d) With respect to the information in the Official Statement and based upon my participation in the preparation of the Official Statement as City Attorney and without having undertaken to determine independently the accuracy or completeness of the contents of the Official Statement, I have no reason to believe that the Official Statement, as of its date and as of the date hereof (except for the financial and statistical data contained therein and information contained in the section entitled "UNDERWRITING" and "MUNICIPAL BOND INSURANCE" or the price of and yield on the Bonds appearing on the cover page, as to which no opinion is expressed) contains an untrue statement of a material fact or omits to state a material fact required to be stated therein or necessary to make the statements made therein, in light of the circumstances under which they were made, not misleading; (e) The Official Statement has been duly authorized, executed and delivered by the City, and the City has consented to the use thereof by the Underwriters; (f) The adoption of the Bond Resolution and the authorization, execution and delivery of the Purchase Agreement, the Escrow Deposit Agreement and the Bonds, and compliance with the provisions thereof, will not, to the best of my knowledge, -2- conflict with or constitute a breach of or default under any law, administrative regulation, consent decree, ordinance, resolution or any agreement or other instrument to which the City was or is subject, as the case may be, nor will such enactment, adoption, execution, delivery, authorization or compliance result, to the best of my knowledge, in the creation or imposition of any lien, charge or other security interest or encumbrance of any nature whatsoever upon any of the property or assets of the City, or under the terms of any law, administrative regulation, ordinance, resolution or instrument, except as expressly provided by the Bond Resolution; (g) To the best of my knowledge, the execution and delivery of the Purchase Agreement and the Bonds, and compliance with the provisions thereof are not subject to any approvals, consents, authorizations and orders of any governmental authority or agency having jurisdiction in any matter which would constitute a condition precedent to the performance by the City of its obligations set forth therein which have not been obtained; however, no representation is made regarding compliance with the registration requirements of state and federal securities laws; and (h) Except as disclosed in the Official Statement, as of the date of such opinion, there is no action, suit, proceeding, inquiry or investigation, at law or in equity, before or by any court, government agency, public board or body, pending or, to the best of my knowledge, threatened against the City, affecting or seeking to prohibit, restrain or enjoin the sale, issuance or delivery of the Bonds or contesting or affecting, as to the City, the legality, validity, binding effect or enforceability of the Bond Resolution, the Purchase Agreement, the Escrow Deposit Agreement or the Bonds, or contesting the federal income tax status of interest on the Bonds, or contesting the completeness or accuracy of the Official Statement or any supplement or amendment thereto, or any litigation which if decided adversely to the City, would materially impair the City's legal or financial ability to perform its obligations under the Bond Resolution, the Bonds or the Purchase Agreement. Respectfully submitted, Laurence Feingold, Esquire Miami Beach City Attorney -3- EXHIBIT B to Bond Purchase Agreement Underwriters' Disclosure • January 15, 1993 City of Miami Beach, Florida c/o City Commission Miami Beach, Florida $54 , 360, 000 City of Miami Beach, Florida General Obligation Refunding Bonds Series 1992 Commissioners: As managing underwriter for the above bonds, Kidder Peabody & Co. , Incorporated submits this disclosure statement to you pursuant to the requirements of Section 218 . 385 (4) , Florida Statutes: 1. An itemized list of the nature and estimated amounts of expenses to be incurred by the underwriters in connection with the issuance of the bonds is attached as Schedule I. 2 . There are no "finders", as defined in Section 218 . 386, Florida Statutes, connected with the issuance of the bonds. 3 . The amount of the Underwriters' spread expected to be realized is $339,750. 00 ( . 625% of the principal amount of the bonds) . 4 . The management fee charged by the underwriters is $0. 00 (0% of the principal amount of the bonds) and is a component of, and not in addition to, the underwriting spread set forth in paragraph 3 above. 5. No other fee, bonus or compensation has been or will be paid by the Underwriters to any person not regularly employed or retained by the Underwriters in connection with the issuance of the bonds. 6. The names and addresses of the Underwriters engaged in underwriting the bonds are: Kidder Peabody & Co. , Incorporated 1221 Brickell Avenue, Suite 1030 Miami, Florida 33131 Attention: Richard Montalbano AIBC Investment Services Corp. 80 S.W. Eighth Street, #2120 Miami, Florida 33130 Attention: Wifredo Gort Howard Gary & Company 3050 Biscayne Boulevard, Suite 603 Miami, Florida 33137 Attention: Hector J. Montes William R. Hough & Co. 100 Second Avenue South, Suite 800 St. Petersburg, Florida 33705 Attention: Marianne Edmonds Shearson Lehman Brothers, Inc. 501 Brickell Key Drive, Suite 400 Miami, Florida 33131 Attention: Jose R. Pagan 7 . You have not required or requested any other disclosure. KIDDER PEABODY & CO. , INCORPORATED By: 1 Richard Montalbano Senior Vice President JFE/10 83 -2- R , SCHEDULE I $54, 360, 000 City of Miami Beach, Florida General Obligation Refunding Bonds, Series 1992 Underwriter's Discount $/Bond $ Amount Management Fee 0. 00 0. 00 Underwriter's Risk 0. 00 0. 00 Average Takedown 5. 15 279 , 954 . 00 Expenses 1. 10 59, 796. 00 Total Underwriter's Discount 6. 25 339, 750 . 00* Detail of Underwriter's Expenses Underwriter's Counsel 0. 68 36, 965. 00 Travel 0. 10 5, 436. 00 Clearance 0. 05 2 , 718 . 00 Computer 0. 05 2 , 718 . 00 Fed Funds 0. 11 5, 979 . 60 Communications 0. 03 1, 630. 80 PSA, MSRB, DTC 0. 07 3 , 805 . 00 CUSIP 0. 01 543 . 60 Total Underwriter's Expenses 1. 10 59 , 796. 00 *Does not include original issue discount of $251, 068 . 45 . JFE/1083 EXHIBIT C to Bond Purchase Agreement Bond Maturity Schedule JFE/108 3 s . . MATURITIES, AMOUNTS, INTEREST RATES AND PRICES $54,360,000 Serial Bonds Maturity Amount Rate Price 1993 $3,005,000 3.300% 100.469 1994 2,815,000 3.300% 100.000 1995 3,985,000 4.000% 100.000 1996 4,620,000 4.250% 99.831 1997 5,430,000 4.500% 99.585 1998 7,620,000 4.750% 99.510 1999 7,660,000 5.000% 100.000 2000 5,890,000 5.000% 99.371 2001 4,450,000 5.100% 99.308 2002 2,545,000 5.250% 98.882 2003 6,340,000 5.300% 98.404 • EXHIBIT D to Bond Purchase Agreement Description of Original Federal Securities JFE/l08 3 • ESCROW COST City of Miami leach, Florida Proposed Refunding Bonds (Assuming Final Maturity in 2003) Type of Maturity Par Accrued Total Security Date Amount Rate Yield Price Cost Interest Cost Global Proceeds Escrow: TNote 08/31/1993 2,540,000 6.375% 3.229% 101.824 2,586,329.60 66,201.38 2,652,530.98 TNote 08/31/1994 3,260,000 4.250% 4.059% 100.289 3,269,421.40 56,644.75 3,326,066.15 TNote 08/15/1995 13,955,000 8.500% 4.734% 108.957 15,204,949.35 528,621.47 15,733,570.82 TNote 08/31/1996 23,505,000 7.250% 5.339% 106.163 24,953,613.15 696,708.98 25,650,322.13 TSTRIP 08/15/1995 6,790,000 - 4.785% 88.623 6,017,501.70 - 6,017,501.70 50,050,000 52,031,815.20 1,348,176.58 53,379,991.78 Purchase Cost of Cash Total Adjusted Date Securities Deposit Escrow Cost Yield Yield Global Proceeds Escrow: 01/26/1993 53,379,991.78 2,970.00 53,382,961.78 5.047222% 5.063779% 53,379,991.78 2,970.00 53,382,961.78 14-Jan-93 5:14 pm Prepared by Kidder, Peabody 8 Co. Page 11 ORIGINAL RESOLUTION NO. 92-•20582 Authorizing the issuance of not to exceed $65,000,000 in aggregate principal ,amount of general obligation refunding bonds, series 1992, of the City for the • purpose of refunding all or a portion of the City's General Obligation Refunding• /(.1 Bonds, Series 1986, dated August 1, 1986 and the . . . . . . . • • 41 1011111* .