Resolution 2021-31840RESOLUTION NO. 2021-31840
A RESOLUTION OF THE MAYOR AND CITY COMMISSION OF THE CITY
OF MIAMI BEACH, FLORIDA, ACCEPTING THE RECOMMENDATION OF
THE CITY MANAGER, PURSUANT TO REQUEST FOR QUALIFICATIONS
(RFQ) 2021 -090 -KB FOR VARIOUS BANKING SERVICES; AUTHORIZING
THE. ADMINISTRATION TO ENTER INTO NEGOTIATIONS WITH JP
MORGAN CHASE BANK, NA, AS THE TOP RANKED PROPOSER;
FURTHER, IF THE ADMINISTRATION IS NOT SUCCESSFUL IN
NEGOTIATING AN AGREEMENT WITH JP MORGAN CHASE BANK, NA,
AUTHORIZING THE ADMINISTRATION TO ENTER INTO NEGOTIATIONS
WITH TRUIST BANK F/K/A SUNTRUST BANK, AS THE SECOND RANKED
PROPOSER; FURTHER, IF THE ADMINISTRATION IS NOT SUCCESSFUL
IN NEGOTIATING AN AGREEMENT WITH TRUIST BANK, AUTHORIZING
THE ADMINISTRATION TO ENTER INTO NEGOTIATIONS WITH WELLS
FARGO BANK, N.A., AS THE THIRD RANKED PROPOSER; FURTHER
AUTHORIZING THE CITY MANAGER AND CITY CLERK TO EXECUTE AN
AGREEMENT UPON CONCLUSION OF SUCCESSFUL NEGOTIATIONS BY
THE ADMINISTRATION; AND FURTHER, AUTHORIZING THE MONTH TO
MONTH EXTENSION OF THE CURRENT AGREEMENT WITH TRUIST
BANK, UNTIL SUCH TIME AS A NEW AGREEMENT CAN BE EXECUTED
AND THE BANKING SERVICES HAVE BEEN TRANSITIONED TO THE NEW
SERVICE PROVIDER.
WHEREAS, on November 14, 2012, the Mayor and City Commission approved the
award of an agreement with Truist Bank (formally SunTrust Bank) for five (5) years, with five (5)
one (1) year renewal options, for various banking services; and
WHEREAS, on February 10, 2021, the Mayor and City Commission approved the
issuance of Request for Qualifications (RFQ) 2021 -090 -KB for Various Banking Services with a
due date of April 23, 2021.; and
WHEREAS, the City received proposals from the following three (3) firms: JP Morgan
Chase Bank, N.A. ("JP Morgan"), Truist Bank ("Truist"), and Wells Fargo Bank, N.A. ("Wells
Fargo"); and
WHEREAS, on June 11, 2021, pursuant to LTC No. 242-2021, the City Manager
appointed an Evaluation Committee ("the Committee") comprised of Evelyn Giles, Revenue
Manager, Finance Department; Tameka Otto -Stewart, Director, Office of Management and
Budget; Sara Patino, Treasury Manager, Finance Department; and Frank Quintana, Deputy
Chief Information Officer, Information Technology Operation; and
WHEREAS, on July 8, 2021, the Committee convened to consider the proposals
received; and
WHEREAS, the Committee was provided an overview of the project, information relative
to the City's Cone of Silence Ordinance and the Government Sunshine Law; and
WHEREAS, the Committee was also provided with general information on the scope of
services, and a copy of each proposal and was further instructed to score and rank each
proposal pursuant to the evaluation criteria established in the RFQ; and
I
WHEREAS, the evaluation process resulted in the proposers being ranked by ithe
Evaluation Committee in the following order:
1St JP Morgan Chase Bank, N.A.
2nd SunTrust now Truist
3rd Wells Fargo Bank N.A.
WHEREAS, after reviewing all of the submissions and the results of the Evaluation
Committee process, the City Manager concurs with the Committee's recommendations, and
further requests authority to extend the agreement with the current provider, Truist, to ensure
the continuation of services until a new agreement is in effect.
I
NOW, THEREFORE, BE IT DULY RESOLVED BY THE MAYOR AND CITY
COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA, that the Mayor and City
Commission hereby accept the recommendation of the City Manager, pursuant to Request' for
Qualifications (RFQ) 2021 -090 -KB Various for Banking Services; authorize the Administration to
enter into negotiations with JP Morgan Chase Bank, NA, as the top ranked proposer; further, if
the Administration is not successful in negotiating an agreement with JP Morgan Chase Bank,
NA, authorize the Administration to enter into negotiations with Truist Bank f/k/a SunTrust Bank,
as the second ranked proposer; further, if the Administration is not successful in negotiating an
agreement with Truist Bank, authorize the Administration to enter into negotiations with Wells
Fargo Bank, NA, as the third ranked proposer; further authorize the City Manager and City Clerk
to execute an agreement upon conclusion of successful negotiations by the Administration; and
further, authorize the month to month extension of the current agreement with Truist Bank, until
such time as a new agreement can be executed and the banking services have been
transitioned to the new service provider.
PASSED and ADOPTED this I7 day of gt1404e1r2021.
ATTEST:
SEP 2-'2 .INCORP ORATE
RAFA L E. GRANADO, CITY CLERK
APPROVED AS TO
FORM & LANGUAGE
& FOR EXECUTION
LBER, MAYOR
City Attorney PA D®
Resolutions - C7 I
MIAAAI BEACH
COMMISSION MEMORANDUM
TO: Honorable Mayor and Members of the City Commission
FROM: Alina T. Hudak, City Manager
DATE: September 17, 2021
SUBJECT.A RESOLUTION OF THE MAYOR AND CITY COMMISSION OF THE CITY
OF MIAMI BEACH, FLORIDA, ACCEPTING THE RECOMMENDATION OF
THE CITY MANAGER, PURSUANT TO REQUEST FOR QUALIFICATIONS
(RFQ) 2021 -090 -KB FOR VARIOUS BANKING SERVICES; AUTHORIZING
THE ADMINISTRATION TO ENTER INTO NEGOTIATIONS WITH JP
MORGAN CHASE BANK, NA, AS THE TOP RANKED PROPOSER;
FURTHER, IF THE ADMINISTRATION IS NOT SUCCESSFUL IN
NEGOTIATING AN AGREEMENT WITH JP MORGAN CHASE BANK, NA,
AUTHORIZING THE ADMINISTRATION TO ENTER INTO NEGOTIATIONS
WITH TRUIST BANK F/K/A SUNTRUST BANK, AS THE SECOND RANKED
PROPOSER; FURTHER, IF THE ADMINISTRATION IS NOT SUCCESSFUL
IN NEGOTIATING AN AGREEMENT WITH TRUIST BANK, AUTHORIZING
THE ADMINISTRATION TO ENTER INTO NEGOTIATIONS WITH WELLS
FARGO BANK, N.A., AS THE THIRD RANKED PROPOSER; FURTHER
AUTHORIZING THE CITY MANAGER AND CITY CLERK TO EXECUTE AN
AGREEMENT UPON CONCLUSION OF SUCCESSFUL NEGOTIATIONS BY
THE ADMINISTRATION; AND FURTHER, AUTHORIZING THE MONTH-TO-
MONTH EXTENSION OF THE CURRENT AGREEMENT WITH TRUIST
BANK, UNTIL SUCH TIME AS A NEW AGREEMENT CAN BE EXECUTED
AND THE BANKING SERVICES HAVE BEEN TRANSITIONED TO THE
NEW SERVICE PROVIDER.
It is recommended that the Mayor and City Commission approve the Resolution authorizing the
Administration to negotiate an agreement for banking services with JP Morgan Chase Bank,
N.A., as the top ranked proposer to the RFP. If the Administration is not successful in
negotiating an agreement with the first -ranked proposer, the Resolution authorizes the
Administration to negotiate with Truist Bank, as the second ranked proposer. If the
Administration is not successful in negotiating an agreement with the second -ranked proposer,
the Resolution authorizes the Administration to negotiate with Wells Fargo Bank, N.A., as the
third ranked proposer. The Resolution also authorizes the City Manager and City Clerk to
execute an Agreement upon conclusion of successful negotiations by the Administration and the
City Attorney's Office. Further, the Resolution authorizes a month-to-month extension of the
current agreement with Truist Bank, until such time as a new agreement can be executed and
Page 377 of 1657
the banking services have been transitioned to the new service provider.
BACKGROUNDIHISTORY
On November 14, 2012, the Mayor and City Commission approved the award of an agreement
with Suntrust Bank for five (5) years, with five (5) one (1) year renewal options, for various
banking services. Suntrust Bank has merged with BB&T Bank and is now known as Truist Bank.
The current agreement expires December 2021.
Through the RFQ, the City sought proposals for a subsequent agreement.
ANALYSIS
On February 10, 2021, the Mayor and City Commission approved the issuance of Request for
Qualifications (RFQ) 2021 -090 -KB for Various Banking Services. RFQ responses were due
and received on April 23, 2021. The City received proposals from the following three (3) firms:
J P Morgan Chase Bank, Truist Bank, and Wells Fargo Bank.
On July 8, 2021, the Evaluation Committee appointed by the Interim City Manager convened to
consider the proposals received. The Committee was comprised of Evelyn Giles, Revenue
Manager, Finance Department; Tameka Otto -Stewart, Director, Office of Management and
Budget; Sara Patino, Treasury Manager, Finance Department; and Frank Quintana, Interim
Chief Information Officer, Information Technology Department. The Committee was provided
an overview of the project, information relative to the City s Cone of Silence Ordinance and the
Government Sunshine Law. The Committee was also provided with general information on the
scope of services and a copy of each proposal. The Committee was instructed to score and
rank each proposal pursuant to the evaluation criteria established in the RFQ.
The evaluation process resulted in the proposers being ranked by the Evaluation Committee in
the following order (See Attachment A):
1 st ranked - JP Morgan Chase Bank
2nd ranked - Truist Bank
3rd ranked - Wells Fargo Bank
Below is a brief summary of the proposals based on information provided by each firm:
Summary of J P Morgan Chase Bank
J.P. Morgan Chase has the scope and scale necessary to provide leading treasury solutions to
the City. J.P. Morgan has provided comprehensive depository, disbursement, payable, and cash
management services for more than 200 years and are precisely positioned to delivering value
and industry leading practices to the City. With more than 1,880 government clients, the firm is
one of the world's most capable providers of treasury management services while providing
local coverage, government expertise and dedicated client service.
J.P. Morgan Chase is proud to have provided various financial services to the City for over 10
years. J.P. Morgan Chase understands that careful attention to quality and client service is the
key difference in maintaining a strong relationship with our clients. The firm believes this critical
component is what differentiates it from the competition and has made it a market leader in
providing treasury services to public sector clients. The firm believes the City can be confident
that it will be supported by an experienced and accessible team with a consultative approach
Page 378 of 1657
and a strong commitment to understanding its needs and delivering solutions that exceed
expectations.
J.P. Morgan Chase commercial card services solution provides a streamlined means to pay,
authorize, track, and most importantly reconcile the City s purchases while eliminating costly
manual processing on low value and high frequency purchase transactions. Further, in 2020,
J.P. Morgan's technology spend budget was $12 billion on investments in technology with a
focus on electronic payments, cyber -security, and fraud protection.
J.P. Morgan Chase differentiates itself through excellent implementation and project
management, as well as exemplary client service. These are critical components for the
successful implementation of the banking services. From the time the business relationship is
initiated, through the implementation of our products and ongoing support, the City will
experience consistent and responsive service that is provided with personal attention.
Finally, J.P. Morgan Chase's corporate citizenship initiatives in Florida help build and sustain a
strong community. As a financial services provider to both consumers and businesses Florida,,
the firm takes corporate and civic responsibility seriously, and understand that its commitment to
local communities extends directly to its constituents as. In 2019, J.P. Morgan Chase
contributed over $4.9 million to nonprofits in Miami -Dade County. In addition, J.P. Morgan
Chase employees in Miami -Dade County donated 1,700 volunteer hours to local nonprofit
organizations.
Summary of Truist Bank
On Feb. 7, 2019, SunTrust Bank, Inc. and Branch Bank & Trust Corp. (BB&T) announced a
"merger of equals" to create Twist Bank. Truist Bank is a purpose -driven company dedicated to
building a better future for its clients, teammates and communities and is now the sixth largest
U.S. bank holding company, serving more than 10 million U.S. households. Building on 275
years of combined history and culture, Truist will offer additional size and scale, redefine the
client experience through innovative technology, and create meaningful change in its
communities. The merger officially closed on Dec. 6, 2019. The direct value this brings to the
City's banking services requested in the RFQ is a community minded bank that over the life of
the proposed contract will undergo enhancements to its online banking capabilities and
technology to best serve the City.
Truist Bank offers a unique blend: it provides a local market-based relationship team that
understands the City's business and has product expertise, stringent quality control, and
knowledgeable customer service and on-call consultative specialists. These factors combine to
provide added value for each banking dollar spent. The firm's aim is to provide the perfect client
experience. This added value, coupled with our financial strength and stability, makes Truist a
solid solution to all banking needs.
The bank's principle of "Client First' and its "One Team" approach are the driving values that
enable it to service its clients with a dedicated team, focused on providing quality service and
proactive account management. The local team will continue to be led by Dane Sheldon, as
government banking relationship manager, Maria Roman, as the treasury consultant, Kaivon
Rad, as the commercial card relationship manager, and Mercedes Villaverde, as the dedicated
client support representative. Truist Bank aims to listen closely and build relationships based on
the City's goals and needs and deliver tailored solutions via a single integrated team.
Page 379 of 1657
Summary of Wells Fargo Bank. N.A.
Wells Fargo has made a significant commitment to serving Florida municipalities, school
districts, the State and its agencies, and other governmental entities with a broad range of
products and services that include treasury management, depository, merchant services, and
credit card solutions. Wells Fargo's commitment is supported by the breadth of its market
presence, capital strength, and a Community Reinvestment Act (CRA) rating of "Outstanding" in
the State of Florida. Wells Fargo places a premium on customer service and customer
relationships and have continually relied upon this in building our government banking
relationships. The firm believes it can deliver a complete scope of financial solutions that speak
to the City's needs, as outlined in the RFQ. Wells Fargo's Government Banking team work's
with approximately 4,000 customers across its footprint of 39 states and the District of
Columbia, including the State of Florida. Stephen Lenehan, the relationship manager, and
Jackie Kobialko, the treasury management consultant, have more than 41 years of combined
government finance experience. They will be available for onsite problem resolution and
consultation throughout your relationship with Wells Fargo.
Wells Fargo is committed to having sufficient resources available every day to service the City's
needs. Wells Fargo works with many local governments in the State of Florida and pledges to
continue working closely with the appropriate areas of the City to bring ideas and maintain a
strong partnership. Wells Fargo understands the scope of services to be performed and
commit to performing these services to the City's satisfaction on a timely basis. Wells Fargo
recognizes that, in order to be successful, it must not only offer the correct products to meet the
City's needs, but also provide high-quality service. Wells Fargo is committed to the City to
provide superior customer service and progressive technological interaction. Wells Fargo
understands the scope of services to be performed and commit to strive to perform these
services to the satisfaction of the City on a timely basis.
SUPPORTING SURVEY DATA
Not Applicable.
FINANCIAL INFORMATION
Amount(s)/Account(s):
Grant funding will not be utilized for this project.
This is not a budgeted expense. Fees are netted against revenues derived from interest income It is
rare, but possible, that if interest rates are low, earning credits are low, and bank balance is low, we
will have to pay.
If the City is required to make payment to the awarded firm, the account to be used is 011-8000-
361111-00-309-353-00-00-00- ( Invest/Operating Fees). This is a revenue account.
CONCLUSION
After reviewing all of the submissions and the results of the Evaluation Committee process, 11
concur with the Evaluation Committee and find J P Morgan Chase Bank to be the best -qualified
firm to provide the banking services required by the City.
Some of the highlights of J P Morgan Chase Bank, N.A. experience and qualifications include:
J P Morgan Chase Bank has vast experience in banking services with government entities.
Page 380 of 1657
such as West Palm Beach, State of Florida Department of Financial Services, City of St.
Petersburg, and Osceola County Tax Collector.
JP Morgan Chase Bank's has robust fraud program that includes the use of artificial
intelligence to detect changes in patterns of transactions.
JP Morgan Chase Bank's 12 -billion -dollar investment in technology and cybersecurity is
impressive.
I also find Truist Bank, the second -ranked proposer, and Wells Fargo Bank, the third -ranked
proposer, to be well qualified and viable options in the event that negotiations with JP Morgan
Chase Bank are not successful.
Accordingly, I recommend that the Mayor and City Commission approve the Resolution
authorizing the Administration to enter into negotiations with JP Morgan Chase Bank, N.A., as
the top ranked proposer, and, if the Administration is not successful in negotiating an agreement
with JP Morgan Chase Bank, N.A., authorizing the Administration to enter into negotiations with
Truist Bank, as the second ranked proposer, and, if the Administration is not successful in
negotiating an agreement with Truist Bank, authorizing the Administration to enter into
negotiations with Wells Fargo Bank, N.A., as the third ranked proposer. The Resolution also
authorizes the City Manager and City Cleric to execute an agreement, upon conclusion of
successful negotiations by the Administration, as well as the month-to-month extension of the
current agreement with Truist Bank until such time as a new agreement can be executed and the
banking services have been transitioned to the new service provider.
Applicable Area
Not Applicable
Is this a "Residents Right
to Know" item, pursuant to
City Code Section 2-14?
No
Legislative Tracking
Finance/Procurement
ATTACHMENTS:
Description
❑ Attachment A
❑ Resolution
Does this item utilize G.O.
Bond Funds?
No
Page 381 of 1657
Evaluation Coma) the Pursuant Request
CDtfls,
Lowfor
Qualification (RFQ) 2021.090•KO
Evelyn Giles
Tamake Otto -Stewart
Sara Patino
Ouy Macias
re ate
g oaqotabQualitative
Venous Rankin® Services
12 °°
Quantativo Quantitative Subtotal
Qualltativs
Quantitative
Subtotal
Qualitative
Quantitative
SubtotalJPMorgan
Quantitative Subtotal
Chase Bank, N.A.
95
0
95 2
92 0 92
2
90
0
90
2
80
0
807SunTruslnowTruist
90
0
90 3
96 0 96
1
100
0
100
1
65
0
65
8
2
Wells Fargo Bank, N.A
100
0
100 1
91 0 91
3
80
0
80
3
78
0
78
9
3
q ._ 4� ,, 4. n a I t ai
T.4.1 Qp.MAW.
Pmpm.r V.,—.. Pohit. (V*..,.)
JPMorgan Chase Bank, NA. 0 0
SunTrust now Truist 0 0
Wells Faro Bank, N.A. 0 0
FOR DISPLAY PURPOSES ONLY. FINAL RANKING DOES NOT CONSTITUTE AN AWARD RECOMMENDATION.