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Resolution 2023-32636 RESOLUTION NO. 2023-32636 A RESOLUTION OF THE MAYOR AND CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA, APPROVING AND AUTHORIZING THE CITY MANAGER TO: (1) ALLOCATE FY 23/24 STATE HOUSING INITIATIVES PARTNERSHIP (SHIP) FUNDS, IN THE AMOUNT OF $612,688.00, AS FOLLOWS: (I) TO THE FIRST TIME HOMEBUYER PROGRAM AND HOMEOWNER REHABILITATION PROGRAM IN THE AMOUNT OF $398,247.20; (II) TO A RENTAL DEVELOPMENT REHABILIATION PROJECT IN THE AMOUNT OF $153,172.00; AND (III) TO THE SHIP PROGRAM ADMINISTRATIVE COSTS IN THE AMOUNT OF $61,268.80; AND (2) ISSUE A REQUEST FOR APPLICATIONS (RFA) TO SELECT AN ELIGIBLE RENTAL DEVELOPMENT REHABILITATION PROJECT; AND FURTHER AUTHORIZING THE CITY MANAGER AND CITY CLERK TO EXECUTE CITY INTERDEPARTMENTAL AGREEMENTS AND OTHER AGREEMENTS WITH SUB-RECIPIENTS OF SHIP FUNDS. WHEREAS, the City receives funding from the Florida Housing Finance Corporation (FHFC)for the State Housing Initiatives Program (SHIP); and WHEREAS, State Housing Initiatives Partnership (SHIP) Act, §420.907-420.9079, Florida Statutes (1992), and Rule Chapter 67-37, Florida Administrative Code, requires local governments to develop a one- to three-year Local Housing Assistance Plan (LHAP) outlining how funds will be used; and WHEREAS, on June 22, 2022, the Mayor and City Commission approved the 2022- 2025 LHAP via Resolution No. 2022-32187; and WHEREAS, FHFC notified the City of the FY 23 allocation, in the amount of $612,688.00, that will become available after October and will be disbursed in multiple payments over the course of several months; and WHEREAS, the Administration recommends allocating funds to the following approved activities: (1) $398,247.20 toward purchase assistance with rehabilitation program and the homeowner rehabilitation program; (2) $153,172.00 toward a rental development rehabilitation project; and (3) $61,268.80 toward administration; and WHEREAS, the City will publish a public notice on June 11, 2023, with a public comment period from June 12 through July 15, 2023; and WHEREAS, the Administration recommends authorizing a Request for Applications (RFA) to receive applications for funding towards an affordable housing rental development for $153,172.00; and WHEREAS, the Administration recommends authorizing of the City Manager to execute all documents related to the selection and disbursement of SHIP funds to sub-recipient(s) selected for the City's rental development rehabilitation project. NOW, THEREFORE, BE IT RESOLVED BY THE MAYOR AND CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA, that the Mayor and City Commission hereby authorize the City Manager to: (1) allocate FY 23/24 State Housing Initiative Partnership (SHIP) funds, in the amount of $612,688.00, as follows: (i) $398,247.20 to the First Time Homebuyer Program and Homeowner Rehabilitation Program; (ii) $153,172 to an eligible Rental Development Rehabilitation Project; and (iii) $61,268.80 to the SHIP Program Administration costs; and (2) issue a Request for Applications (RFA) to select an eligible Rental Development Rehabilitation Project; and further authorize the City Manager and City Clerk to execute City interdepartmental agreements and other agreements with sub-recipients of SHIP funds. PASSED and ADOPTED this di, day of Li kt , 2023. ATTEST: DAN GELBER, MAYOR 7-ed JUL - 5 2023 =�PM�'g, ,�'' RAFAEL E. GRANADO, CITY CLERK U CORPTORATE0) N"26 APPROVED AS TO • FORM Et LANGUAGE Er FOR EXECUTION 6-5 1,3 - City At ey Date Resolutions-C7 I. MIAMI BEACH COMMISSION MEMORANDUM TO: Honorable Mayor and Members of the City Commission FROM: Aline T.Hudak,City Manager DATE: June 28,2023 SUBJECT:A RESOLUTION OF THE MAYOR AND CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA, APPROVING AND AUTHORIZING THE CITY MANAGER TO: (1) ALLOCATE FY 23/24 STATE HOUSING INITIATIVES PARTNERSHIP (SHIP) FUNDS, IN THE AMOUNT OF $612,688.00,AS FOLLOWS: (I)TO THE FIRST TIME HOMEBUYER PROGRAM AND HOMEOWNER REHABILITATION PROGRAM IN THE AMOUNT OF $398,247.20; (II) TO A RENTAL DEVELOPMENT REHABILITATION PROJECT IN THE AMOUNT OF $153,172.00;AND (III)TO THE SHIP PROGRAM ADMINISTRATIVE COSTS IN THE AMOUNT OF$61,268.80; AND(2)ISSUE A REQUEST FOR APPLICATIONS(RFA)TO SELECT AN ELIGIBLE RENTAL DEVELOPMENT REHABILITATION PROJECT;AND FURTHER AUTHORIZING THE CITY MANAGER AND CITY CLERK TO EXECUTE CITY INTERDEPARTMENTAL AGREEMENTS AND OTHER AGREEMENTS WITH SUB- RECIPIENTS OF SHIP FUNDS. RECOMMENDATION The Administration recommends approving the Resolution. BACKGROUND/HISTORY The State Housing Initiatives Partnership(SHIP)Program,administered through the Florida Housing Finance Corporation(FHFC), was established in 1992 by the William E. Sadowski Affordable Housing Act to stimulate the production of affordable housing statewide.SHIP Program funds are derived from documentary stamp levies on real estate transactions and held in the SHIP Program Trust Fund.Annually,FHFC allocates SHIP program funds among participating jurisdictions on a formula basis.SHIP program funds serve to increase access to affordable housing for income-eligible participants. Entitlement communities receiving SHIP funds must produce and file a Local Housing Assistance Plan(LHAP),which governs each community's use of SHIP funds.On June 22,2022,the Mayor and Commission approved the FY 2022-2025 LHAP via Resolution • 2022-32187. The Cit 's 2022-2025 Local Housing Assistance Plan determines the housing activities that can be funded with all funding allocations. In the past five(5)years,the Administration has recommended funding allocations for down payment assistance with rehabilitation costs for first-time homebuyers,homeowner rehabilitation assistance,and rehabilitation of multi-family housing rental projects. The SHIP Program is governed by Florida Statute 420.9075.There are several programmatic set-asides that must be met with each funding allocation: •At least 65 percent of the funds must be reserved for homeownership for eligible persons; •At least 75 percent of the funds must be reserved for construction,rehabilitation,or emergency repair of affordable,eligible housing; •At least 30 percent of the funds deposited into the local housing assistance trust fund must be reserved for awards to very- low-income persons(up to 50%area median income(AMI));at least an additional 30 percent of the funds deposited into the local housing assistance trust fund must be reserved for awards to low-income persons(up to 80%AMI): •A minimum of 20 percent of the SHIP allocation must be used to serve persons with special needs as defined in 420.0004 Florida Statutes;and • Up to 25 percent of allocation can be reserved for rental assistance or development SHIP funds can be combined with HOME Investment Partnership Programs(HOME)funds to maximize funding gaps as identified. For example,during the pandemic,the City expended all available SHIP funds through the first-time homebuyer program and created a waitlist On March 29,2023,Senate Bill(SB)102,or Live Local Act,was signed into law.SB 102 continues the historically high funding for the State Apartment Incentive Loan(SAIL)and SHIP Programs,maintaining statutory language prohibiting sweeping these funds to general revenue.Based on the current documentary stamp estimate,$252 million is appropriated to the SHIP program statewide. Based on a population-based formula, SHIP funds are distributed on an entitlement basis to all 67 counties and 55 Community Development Block Grant entitlement cities in Florida.On May 24, 2023,the FHFC notified the City of its estimated SHIP 2023- 2024 funding allocation of$612,688,which will be available in July 2023. Page 362 of 1808 ANALYSIS The Administration reviews applications for first-time homebuyer and homeowner rehabilitation programs on a first come,first qualified basis.According to available funding sources,it determines the award amount based on need and income level.The HOME Program can only assist households earning up to 80%AMI with up to$40,000,while the SHIP Program can help households earning up to 120%AMI.Income-eligible households may receive between$40,000 to$150,000 in down payment assistance,depending on their household income and contingent upon funding availability. Funds are provided to eligible residents as a deferred forgivable loan secured by a lien and restrictive covenant on the property.If a homeowner sells,rents,or refinances his/her property or the property is no longer the primary residence prior to the 15-year affordability period, he/she must repay the City the value of the assistance as defined in the City's restrictive covenant,promissory note,program agreement,and mortgage agreement. As of May 2023,there are 127 households on a waitlist interested in completing an application and income certification for the first- time homebuyer program, and there are 14 households interested in completing an income certification and application for the homeowner rehabilitation program. The Administration continues to work with prospective buyers and homeowners to assess their income qualification and program eligibility.Once an applicant is approved,those funds are encumbered for a minimum of 120 days, and an extension can be provided if the applicant remains income eligible. There are currently eight (8)applications for first-time homebuyers in the queue,with an expected assistance of up to$400,000. The Administration recommends the following allocation for FY 2023-2024 SHIP funds: FY 2023-2024 SHIP Allocation $612,688.00 ACTIVITY/PROJECT AMOUNT Rental Development-TBA $153,172.00 Purchase Assistance with Rehabilitation and Homeowner $398,247.20 Rehabilitation Administration(10%of allocation) $61,268.80 The Administration will release a Request for Application (RFA)to receive applications for funding towards an affordable housing rental development for$153,172.The remaining funding will be allocated to assist prospective homebuyers and homeowners seeking assistance with down-payment or home repairs,respectively. To meet funding set-asides,the City recommends the following allocations for income-eligible households: Very-Low Income Moderate Income Units(up to 50% Units(up to 120% Strategies AMI) Low-Income Units(up to 80%AMI) AMI) 1 1 2 Purchase Assistance with Rehabilitation (up to$90,000 per unit) (up to$60,000 per unit) (up to$50,000 per unit) 2 Owner-Occupied Rehabilitation (up to$50,000 per unit) 3 Rental Development (up to$40,000 per unit) Public notice of this RFA and Notice of Funding Availability is scheduled to be advertised from June 11,2023,with a public comment period of June 12, 2023, through July 15, 2023. In addition,the Administration will present the allocation recommendation to the Affordable Housing Advisory Committee (AHAC)at its meeting on June 20, 2023. The Administration will also advertise its RFA process on the City's social media and various community newsletters. SUPPORTING SURVEY DATA The Mayor and City Commission identified the need for workforce and affordable housing as a key objective in the City's 2019 Strategic Plan Through the Lens of Resilience.The City's 2040 Comprehensive Plan prioritizes affordable housing,with the express goal"to encourage redevelopment that provides workforce and affordable housing"within the City." FINANCIAL INFORMATION • The$612,688 in funding would be derived from the FY 2023-2024 SHIP allocation. CONCLUSION The Administration recommends approval of the FY 2023-2024 SHIP funding allocation. Applicable Area Not Applicable Is this a"Residents Right Does this item utilize G.O,. to Know"item.pursuant to Bond Funds? City Code Section 2-14? No No Page 363 of 1808 Strategic Connection Mobility-Support affordable,compatible workforce housing. Legislative Tracking Housing and Community Services ATTACHMENTS: Description o Resolution Page 364 of 1808