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99-23239 RESO RESOLUTION NO. 99-23239 A RESOLUTION OF THE MAYOR AND CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA, DIRECTING THE ADMINISTRATION TO MAINTAIN THE SECTION 108 LOAN APPLICATION APPROVED PURSUANT TO RESOLUTION NO. 99-23147, TO APPLY TO PUBLIC IMPROVEMENTS IN THE NORTH BEACH TARGET AREAS OF THE CITY OF MIAMI BEACH. WHEREAS, the U.S. Department of Housing and Urban Development Section 108 Loan Program provides loans to eligible municipalities to undertake large scale projects that foster viable economic development in urban communities; and WHEREAS, local governments that borrow funds guaranteed by Section 108 loan, pledge their current and future Community Development Block Grant (CDBG) allocations (up to the loan amount) as security for the loan and the use ofCDBG funds to pay back the loan is acceptable to HUD;and WHEREAS, the City Commission on April 28, 1999 adopted Resolution No, 99-23147, authorizing the City Manager to submit an application to HUD for a $1,000,000 Economic Development Inititative (EDI) grant and a $4,000,000 Section 108 loan for projects that included streetscape improvements in the North Beach area and completion of the North Shore Community Center; and WHEREAS, during its discussion of this item, the Commission directed the Administration to explore similar sources of funding for projects in the South Beach area of Miami Beach; and WHEREAS, in discussions with HUD, it has been recommended that the City consider one Section 108 application for the proposed public improvements in North and South Beach; and WHEREAS, after review by the City Administration, it is recommended that the scope of the Section 108 loan application not be expanded not be expanded to include public improvements in South Beach.. NOW, THEREFORE, BE IT RESOLVED BY THE MAYOR AND CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA that the Mayor and City Commission direct the Administration to maintain the Section 108 Loan application approved pursuant to Resolution No. 99-23147, to apply only to public improvements in the North Beach target areas of the City of Miami Beach, PASSED AND ADOPTED THIS 7th day of July, 1999. ~J1 ATTEST: APPROVED AS TO FORM & LANGUAGE & FOR EXECUTION MAYOR _~r f ~LLUA CITY CLERK ~~./;Ii)q:1 City A1torn 0aIIII CITY OF MIAMI BEACH SITY HALL 1700 CONVENTION CENTER DRIVE MIAMI BEACH, FLORIDA 33139 http:\\ci.miami-beach.f1.us COMMISSION MEMORANDUM NO. 505- cr..9 TO: Mayor Neisen O. Kasdin and Members of the City C DATE: July 7,1999 FROM: Sergio Rodriguez ,I City Manager SUBJECT: A RESOL ION OF THE MAYOR AND CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA, DIRECTING THE ADMINISTRATION TO MAINTAIN THE SECTION 108 LOAN APPLICATION APPROVED PURSUANT TO RESOLUTION NO. 99-23147, TO APPLY TO PUBLIC IMPROVEMENTS IN THE NORTH BEACH TARGET AREAS OF THE CITY OF MIAMI BEACH. ADMINISTRATION RECOMMENDATION The Administration recommends that the Commission discuss the proposed amendment to Resolution No, 99-23147, as adopted by the City Commission on April 28, 1999, and direct the Administration to maintain the Section 108 loan application at the $4 million amount and applied to North Beach only, BACKGROUND The U.S, Department of Housing and Urban Development Section 108 Loan program provides loans to eligible municipalities to undertake large scale projects that foster viable economic development in urban communities. Typical Section 108 activities include economic development projects whose pay backs, in jobs or cash funds, are equal to or greater than the Section 108 loan pay back. Examples include bridge fInancing to projects for the fIrst six months to fIve years, when permanent financing sources can take over; and public facilities that have little or no pay back, but that have alternative collateral and income streams from which to pay the Section 108 loan. Historically, Section 108 loans have been used for economic development activities that include job creation with jobs retention for low and moderate income persons. The regulations were amended to include the acquisition, construction, reconstruction, rehabilitation or installation of public facilities, sidewalks, public utilities and other site improvements, Local governments that borrow funds through the Section 108 Loan Program, pledge their current and future Community Development Block Grant (CDBG) allocations (up to the loan amount) as security for the loan, To mitigate the impact on the CDBG funds, projects tend to either involve activities that directly generate a cash flow or involve third parties who become responsible for the pay back of loan funds, The use of CDBG funds as a repayment source for the loan is also acceptab Ie to HUD, AGENDA ITEM R1E:.. i-l- '1'1 DATE COMMISSION MEMORANDUM JULY 7, 1999 PAGE 2 As with the CDBG program, all projects and activities must meet one of the three national CDBG objectives, They must either: (a) principally benefit low and moderate income persons, (b) assist in the prevention or elimination of slum and blight conditions, or (c) meet other urgent community development needs. Section 108 financed projects and activities are also subject to the same rules and regulations that govern the CDBG program. When deciding on an application for a Section 108 loan, HUD requires that the City follow its Citizen Participation Plan. One ofthe requirements is that at least one public hearing takes place to obtain citizen comments on the City's Section 108 loan application. In addition to these federal requirements, the Administration wishes to receive specific direction from the City Commission that directly identifies projects to be undertaken with a Section 108 loan. Once the Commission has decided on these projects, the Administration will present the projects to the community at large at a publicly-advertised hearing, and return to the Commission with a report on the public comments for a final decision on the application. The application will be available for public comment during this period. Section 108 is an effective and important public investment tool that can allow the City of Miami Beach to leverage its annual $2.7 million entitlement into, for example, $13.8 million, the maximum amount the City could borrow. This kind of public investment involves financial risks, and could represent the loss of the CDBG entitlement, if the repayment provisions are not met. ANALYSIS The City Commission on April 28, 1999 adopted Resolution No. 99-23147, authorizing the City Manager to submit an application to HUD for a $1,000,000 EDI grant and a $4,000,000 Section 108 loan for projects that included streetscape improvements in the North Beach area and completion of the North Shore Community Center. The proposed project is a comprehensive streetscape improvement program and public facilities' improvements, including the renovation and construction of the North Shore Community Center, Of the funding, approximately $3,000,000 is needed for paving, sidewalks, drainage, curbs and gutters, storm drains, and landscaping in the Northern and Southern target areas; approximately $1,000,000 is needed to complete extensive improvements to expand construction of the North Shore Community Center. The $1,000,000 EDI grant, ifawarded, could serve to reduce the debt service requirements by approximately $100,000 per year for 10 years. Repayment terms for the Section 108 loan would be 10 years vs. the maximum of20 years permitted. During its discussion of this item, the Commission directed the Administration to explore similar sources of funding for projects in the South Beach area of Miami Beach. In discussions with HUD, it has been recommended that the City submit one Section 108 application for the proposed public improvements in North and South Beach. To that end, Resolution No. 99-23147 must be amended to expand the scope, and if necessary, the amount of the Section 108 loan application to be submitted, if the Commission decides to proceed with its directive of April 28th, COMMISSION MEMORANDUM JULY 7,1999 PAGE 3 On February 26, 1999, HUD solicited applications for grants under the Economic Development Initiatives (EDI) Program; such applications were due, and the City submitted a $1 million application, on June 11, 1999. (See attached Exhibit 1) The EDI program supports the viability of economic development activities that create revitalized urban environments by funding projects to create jobs, improve public facilities and/or infrastructure, and others. The EDI program enhances the viability of Section 108-funded projects by helping to reduce the risks associated with such large scale loans by providing additional cash flow, In implementing the directive of the Commission from their April 28, 1999 meeting, and as a result of the submission deadline for the EDI grant, the Administration expanded the scope of the application for the EDI grant to allow for the inclusion of streetscape and infrastructure renovations in both North Beach and South Beach, The resulting proposal to the EDI program was prepared with the expansion in the scope to include street improvements for eligible areas of South Beach. One of the conditions ofthe EDI program is that a Section 108 loan application must be submitted either concurrently, or within 60 days of an EDI grant. The City is preparing its submittal of a Section 108 loan application in accordance with Commission direction. The Administration's application for a $1,000,000 EDI grant is intended to cover the debt service on a proposed $4,000,000 Section 108 loan to provide public improvements. The EDI grant application was expanded, pursuant to Commission direction, to include streetscape improvements in the North and South Beach areas and to complete construction and renovations at the North Shore Community Center, at 501-72nd Street. In accordance with RUD's recommendation to submit one Section 108 loan application, the City must now decide whether the Section 108 loan application should be for $4 million, as originally approved or increased to provide additional funds for South Beach. The Administration proposes the City Commission consider two alternatives for a Section 108 loan application: Option A Maintain loan application at $4 million for North Beach Streetscape and Youth Center, as originally presented on April 28, 1999. Opiion B Increase the loan application to $5.2 million, allocating $4 million for North Beach and $1.2 million for South Beach. Increasing the Section 108 loan application to $5.2 million would provide full funding for both the North Beach and South Beach public improvements. COMMISSION MEMORANDUM JULY 7,1999 PAGE 4 Before making a recommendation or decision with respect to which option to pursue, the following information is important to consider: Loan Amount and Repayment Terms Option A OptionB Loan Amount $4,000,000 $5,200,000 CDBG Repayment $525,000 $682,000 CDBG Repayment ifEDI Grant is $425,000 $582,000 approved As presented on April 28, 1999, the Section 108 loan will be repaid from future CDBG allocations. The annual repayment requirement for the $4,000,000 was estimated to be $525,000 and if awarded the EDI grant, could be reduced to $425,000 annually. The repayment amount was based on a 10- year amortization schedule. Increasing the Section 108 loan to $5,200,000 would increase the repayment requirements to $682,000 or $582,000 if awarded the EDI grant. The proposed uses for funding under each option is as follows: Proposed..ID1proveD1~nts il...../..d.> J ......d__i >>.. > ...... F I" . ........ ... ........ ........ NORTH BEACH North Shore Community Center $1,000,000 $1,000,000 Tatum Waterwayl77th $163,000 $163,000 Marseille Drive $600,000 $600,000 77th Street $600,000 $600,000 Bay Drive and Biarritz $1,000,000 $1,000,000 Other North Beach Improvements $637,000 $637,000 SOUTH BEACH Bay Road South of Lincoln Road $0 $425,000 Cultural Campus Streetscape $0 $775,000 Total Section 108 Loan $4,000,000 $5,200,000 COMMISSION MEMORANDUM JULY 7,1999 PAGE 5 The City has just completed its 25th year One-Year Action Plan and the recommendations for awards are presented at today's Commission meeting. In the City's funding recommendations, $200,000 for initial repayment requirements for the Section 108 loan is included. As a result of the initial $200,000 allocation for the Section 108 loan, organizations such as NBDC and MBCDC were impacted by the reduced funding availability for their projects, Said reduction caused concern among the local community-based organizations. Subsequent years will require a higher funding allocation (ranging from $425,000 to $525,000) to repay the Section 108 loan, as previously described, and will therefore reduce funding availability to the other non-public service activities. Therefore, the Administration is concerned with any significant increase to the proposed Section 108 loan application, as is proposed in Option B, that would further the reduction in funding availability for these and other organizations. Next year's (26th year) funding allocations must include full funding for the Section 108 loan and therefore, NBDC, MBCDC, and other community organizations will receive reduced funding allocations, which impacts their continued delivery of services to the community. During this year's funding allocation process, NBDC and MBCDC expressed serious concerns over the proposed and future reductions in CDBG funding and, therefore the Administration is striving to maintain an equitable distribution of funding from CDBG in the proposed Section 108 loan recommendation. Additionally, City staff is conferring with HUD on the possibility of amending the EDI application to increase the amount to $2,000,000 million. Albeit, HUD recommended and supported a $1,000,000 application in light of the City's proposed $4 million loan request. The annual entitlement ofCDBG funds appropriated to the City of Miami Beach is not sufficient to address many ofthe urgent needs in the community, Therefore it is important to identify the priority needs ofthe community and continue to support the vital services provided by the local community- based organizations, The City has identified other potential sources of funding for the proposed South Beach Improvements, including future CDBG entitlement allocations, General Obligation Bond, Road Impact Fees or Tax Increment funding or bonds. North Beach has been identified as the top priority and therefore, Option A, to maintain the Section 108 loan application at its original $4 million amount, is recommended. Because the City Commission will recess during the month of August, and the Administration desires to submit the Section 108 loan application to HUD as soon as possible, the Administration requests that the City Commission approve the submittal of a $4 million application for a Section 108 loan. CONCLUSION The Administration recommends that the Mayor and City Commission discuss the proposed amendment to Resolution No. 99-23147, as adopted by the City COnlmission on Apn128, 1999, and direct the Administration to maintain the Section 108 loan application at the $4 million amount and applied to North Beach only. r ".J..- 1V" SR/CMC/RM/JR/lrc T:\AGENDA \ 1999\JUL0799\REGULARISECTI 08A,COM