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R5F-Amend Chapter 62 Domestic Partnerships - Employment Benefits -Gongora-COMMISSION ITEM SUMMARY Condensed Title: An Ordinance Amending The Code Of The City Of Miami Beach By Amending Chapter 62, Entitled "Human Relations," By Amending Article Ill, Entitled "Domestic Partnerships," By Amending Sec 62-128 To Add Sec. 62- 128(d) To Provide Tax Equity To City Employees With Domestic Partners Enrolled In The City's Health And Dental Plans Who Currently Bear A Disproportionate Tax Burden Over That Of Their Married Counterparts. Ke Intended Outcome Su orted: Attract and maintain a workforce of excellence. Promote and celebrate our City's diversity. Supporting Data (Surveys, Environmental Scan, etc.): ~3.8% of employees agree or strongly agree that they would recommend the City as a place to work. 93% of ~mployees agree or strongly agree that they are proud to be a City employee. The City has 68 employees who ~re registered with the City's Human Resources Department as having a domestic partner. Of these registered ~omestic partners, only 19 have elected to enroll in the City's medical and/or dental coverage or in the IAFF Health Trust Plan. Item Summary/Recommendation: FIRST READING PUBLIC HEARING The City offers health benefits to all general employees and their legal dependents through a self funded insurance plan and also contributes to both, the International Association of Fire Fighters (IAFF) Health Trust and the Fraternal Order of Police (FOP) Health Trust plans. Currently, the FOP Health Trust does not provide coverage for registered domestic partners. Under current Internal Revenue Service (IRS) guidelines, employees who provide medical and dental coverage for their registered domestic partner are not eligible to take advantage of before-tax payroll contributions for their premium share of their domestic partners coverage and are responsible to report, as additional earnings, the value of the premium cost paid for this coverage by their employer. To correct this tax inequality, the City could increase the employee's pay an amount equal to the tax liability incurred by the employee for the domestic partner's medical and dental coverage. Adviso Board Recommendatioo: At their April 25, 2013 meeting, the Finance and Citywide Projects Committee (FCWPC) recommended the reimbursement of the federal income tax liability for those employees with registered domestic partners who have elected coverage under the City's medical and dental plans; and the notification to all employees of the City's reimbursement, effective for the Fiscal Year 2013/14. In addition, the FCWPC directed the Administration to work with the FOP Health Trust to encoura e the inclusion of re istered domestic artners. Financial Information: Source of ·~----r-------------~------------------------------------------, Amount Account Funds: 1 $80,000 TO Be Determined in the FY 2013/14 Budget Process c·~ r:::---2--+---------=-:::-::-:::-=----t-------------l OBPI Total $80,000 Financial Impact Summary: Based on a current analysis of the total annual fiscal impact for refunding this additional tax liability at current enrollment levels and premium costs is $53,850.36. It is estimated that the enrollment for domestic partner health care coverage could increase by 40 percent with the change, resulting in an annual cost to the Cit of a roximatel $80,000 City Clerk's Office Legislative Tracking: [ ----------------------------------------------~ Si n-Offs: Assistant City Manager --------------+---~~~~~----------~r-~--~~--7r---------· Jimmy L. Moral s • MIAMI BEACH 392 City Manager AGENDA iTEM DATE MIAMI BEACH City of Miami Beach, 1700 Convention Center Drive, Miami Beach, Florida 33139, \IIIWW.miamibeochfLgov COMMISSION MEMORANDUM First Reading TO: Mayor Matti Herrera Bower and M mbers of tt~t:ommission FROM: Jimmy L. Morales, City Manager DATE: May 8, 2013 SUBJECT: AN ORDINANCE AMENDING T E CODE OF THE CITY OF MIAMI BEACH BY AMENDING CHAPTER 62, EN ITLED "HUMAN RELATIONS," BY AMENDING ARTICLE Ill, ENTITLED "DOMESTIC PARTNERSHIPS," BY AMENDING SEC 62- 128 TO ADD SEC. 62-128(D) TO PROVIDE TAX EQUITY TO CITY EMPLOYEES WITH DOMESTIC PARTNERS ENROLLED IN THE CITY'S HEALTH AND DENTAL PLANS WHO CURRENTLY BEAR A DISPROPORTIONATE TAX BURDEN OVER THAT OF THEIR MARRIED COUNTERPARTS. BACKGROUND At its June 12, 2012 meeting, the Miami Beach Gay, Lesbian, Bisexual and Transgender Business Enhancement Committee ("BEC") held a discussion regarding the heavier tax burden for City of Miami Beach employees with registered domestic partners that elect to enroll their domestic partner in the City's medical and dental health plans, over that of their married counterparts. A motion was passed by the BEC recommending the City to reimburse the additional income tax liability to these employees who bare a heavier tax burden for enrolling their registered domestic partner in the City's sponsored health plans. This additional federal income tax liability is not incurred by employees that have the right to marry who participate in a medical plan sponsored by the City. Mayor Matti Herrera Bower referred the matter to the FCWPC on March 13, 2013, for discussion and on November 30, 2012, a similar referral to the FCWPC was made by Commissioner Michael Gongora. This item was heard at the April 25, 2013 FCWPC meeting. The item was introduced and an explanation of the additional tax liability incurred by employees providing health and dental coverage for their registered domestic partners was provided. The item was then discussed by the FCWPC who agreed the additional tax liability created tax inequities between employees providing health and dental coverage for their legal spouse versus coverage provided by and employee for their registered domestic partner. The members of the FCWPC unanimously approved the Administration's suggested remedy, correcting an inequality imposed by the Federal Government, by providing reimbursement of the additional tax liability to those employees providing medical and/or dental coverage to their registered domestic partner. By passing such an ordinance, the City would be correcting an inequality imposed by the Federal Government, enhancing our City's message of embracing and welcoming equality, diversity and no tolerance for discrimination. In addition, Employers who offer the reimbursement also do so to attract the most talented labor pool for their workforce. 393 City Commission Meeting May 8, 2013 Domestic Partnership Tax Credit Page 2 of 7 ANALYSIS Exclusions from taxable compensation for benefit costs provided by an employer are governed by the Internal Revenue Service (IRS) Code. These requirements provide that, to be excluded from paying federal income taxes on insurance benefits, the benefits must be provided to the employee and their qualified tax dependent(s), as defined by IRS. Qualified tax dependents include the employee's legal spouse and/or dependent children. For federal tax purposes, domestic partners, both same or opposite sex, are not included in the IRS definition of a "spouse", therefore tax benefits at the federal level do not exist for domestic partners (except in rare instances where the domestic partner might also qualify as the employee's dependent). Unless the domestic partner is the employee's qualified tax dependent, the premium paid by an employer for domestic partner health care benefits is considered as income to the employee and must be included as taxable income to the employee. The City offers health benefits to all general employees and their legal dependents through a self funded insurance plan. In addition, the City also contributes to both, the International Association of Fire Fighters (IAFF) Health Trust and the Fraternal Order of Police (FOP) Health Trust plans. The City provides health benefits coverage for an employee's registered domestic partner, either same or opposite sex. In addition, the IAFF Health Trust also provides healthcare coverage to registered domestic partners; however, the FOP Health Trust does not provide for this benefit. In accordance with IRS code, the employer's share of the premium cost for healthcare coverage provided to a domestic partner is considered income and is therefore, subject to Federal Income tax and Medicare tax withholdings. This cost is considered imputed income and is reported on the employee's annual W-2 earnings statement. In addition, since the domestic partner is not considered a qualified tax dependent under the IRS code, the employee's premium contributions for the coverage provided to a domestic partner is deducted from their payroll check as a post-tax contribution. An employee who enrolls his/her domestic partner for health benefits has two (2) medical deductions, one for the employee's pre-tax premium payment equivalent to the premium cost of "Employee Only" coverage and a second, post-tax deduction for the domestic partner's post-tax premium payment, equivalent to the difference between the "Employee Only" contribution rate and the contribution rate for 'Family" coverage. This post-tax premium payment for the domestic partner's healthcare coverage is in addition to the employee's federal tax liability for the City's premium payment for the domestic partner's coverage. The City provides a premium subsidy for all medical plans including the Self-Funded Health Plan and the International Association of Fire Fighters (lAFF) Health Trust plan and the Fraternal Order of Police (FOP) Health Trust plan. The attached spreadsheet ("Attachment A") provides a summary of the City's current monthly premium costs and the monthly and annual additional taxable income charged to an employee who has elected domestic partner healthcare coverage for the Self-Funded Health plan and the IAFF Health Trust plan which, both provide for registered domestic partnership healthcare coverage. This same formula is applicable to dental insurance, as also referenced in the table. This taxable income is referred to as imputed income and is equal to the difference between the City's premium contribution for "Employee Only" coverage and the City's premium contribution for "Family" coverage. 394 City Commission Meeting May 8, 2013 Domestic Partnership Tax Credit Page 3 of 7 ADMINISTRATION DUE DILIGENCE To provide financial relief for the additional federal income tax liability for the coverage of a domestic partner, the City could increase the employee's pay in an amount equal to the tax liability incurred by the employee for the domestic partner healthcare coverage. Because the employee's tax liability for the benefit is mandated by the IRS, the Administration wanted to be certain that the City and the employee would not incur any legal or financial consequences for providing a refund to the employee for this additional tax liability. To that end, the Administration sought advice from its benefit plan consultant, Gallagher Benefit Services (GBS). The benefits attorney for GBS has advised the Administration that adjusting an employee's earnings to offset the additional tax liability is lawful because the City would still be in compliance with the IRS code, as the employee would continue to incur the tax liability for the value of the coverage for their domestic partner's healthcare coverage which would continue to be reported on the employee's annual W2. The City's reimbursement of the tax liability would be considered additional income to the employee and this additional income would be subject to federal tax withholdings. The reimbursement offered to the employee by the City is considered a taxable adjustment to the employee's pay -it is not a refund. Since the employee's tax liability is a fixed bi-weekly cost based on their selected medical and/or dental insurance pian, the tax liability can be calculated on a dollar-to-dollar basis to determine the City's reimbursement. FINANCIAL IMPACT As of January 17, 2012, the City has 1 ,938 active full-time and part-time employees, 68 employees who are registered with the City's Human Resources Department as having a domestic partner. Of the 68 registered employees, eleven (11) active and two (2) retirees have elected to enroll in the City's medical and/or dental coverage and six (6) have elected coverage in the IAFF Health Trust plan. The attached schedule (Attachment "B") calculates the fiscal impact of implementing a bi-weekly tax reimbursement to each of the aforementioned City employees with domestic partners enrolled in their health benefits plan. Based on the attached analysis, the City's total annual fiscal impact for refunding the employee's additional tax liability for domestic partner coverage is $53,850.36. By order of magnitude, if enrollment for domestic partner healthcare coverage increased by forty-percent (40%), the City's annual cost for the reimbursement is estimated to be less than $80,000, (based on current medical and dental premium costs). GOVERNMENT AGENCIES THAT ARE GROSSING UP 1 Three (3) other known municipalities offer reimbursement of the employee's income tax liability for domestic partner coverage; San Francisco, California; Cambridge, Massachusetts; and the 1 Gross up means to increase a net amount to include deductions, such as taxes, that would be incurred by the receiver. 395 City Commission Meeting May 8, 2013 Domestic Partnership Tax Credit Page 4 of 7 City of Hallandale Beach, Florida. Additionally, the Palm Beach County Property Appraiser's Office enacted a "grossing up" policy, making it the first known county agency in Florida to adopt such a policy. Their adopted policies are as follows: CAMBRIDGE, MA Effective July 1, 2011, employees for the City of Cambridge, Massachusetts, who have same- sex spouses, received an additional payment to cover federal taxation of the benefits coverage the city provides those spouses. The Cambridge action was in response to a January 10, 2011, City Council resolution ordering a study of how the federal tax treatment of spousal benefits affects the benefits that the city provides its employees and their spouses. It also ordered that the city find a way to ameliorate the effect of the differential tax treatment for city employees with same-sex spouses. On May 23, 2011, Cambridge City Manager, Robert W. Healy issued a letter stating that the city's remedy for the disparity was to provide a quarterly stipend that is equal to twenty percent (20%) of reported taxable income imputed to the employee for health and dental coverage. This program began July 1, 2011, for non-union and management employees; for employees who belong to unions, the city could implement the stipend as part of new contracts when they are negotiated. CITY OF HALLANDALE BEACH. FLORIDA At its November 7, 2012, City of Hallandale Beach Commission meeting, a resolution was adopted by the Mayor and City Commission, approving a tax equity reimbursement program for domestic partnerships, authorizing the City Manager to take the necessary action to implement the program. The tax equity solution offers City of Hallandale Beach employees who enroll their domestic partners under the City's health insurance plan with a $500 tax equity reimbursement to mitigate the impact of the additional imputed income tax. A tax equity reimbursement application is required to be filed with its Human Resources Department on May 1st of every year that that the additional tax was deducted. City of Hallandale Beach was the first city in the State of Florida to implement a tax equity reimbursement program. PALM BEACH COUNTY PROPERTY APPRAISER GARY R. NIKOLITS. FLORIDA The Palm Beach County Property Appraiser's Office implemented a policy to offset the additional taxes paid by employees who elect to provide health insurance to their domestic partners. The action was taken upon the request of the Palm Beach County Human Rights Council. The policy, which went into effect in January 2013, provides employees who elect to insure their domestic partners with a tax equity reimbursement of twenty dollars ($20) on a bi-weekly basis, aimed at mitigating the impact of the additional imputed income tax. Palm Beach County Property Appraiser Gary R. Nikolits is the first elected constitutional officer in Florida to implement a tax equity program. His office has offered domestic partnership health insurance since 2004. 396 City Commission Meeting May 8, 2013 Domestic Partnership Tax Credit Page 5 of 7 Currently no state agencies offer grossing up. However, two (2) other Florida government agencies are in the process of implementing grossing up polices including, the City of West Palm Beach and the Palm Beach County Tax Collector's Office. PRIVATE SECTOR POLICIES As of December 2012, TD Bank announced that it will begin offsetting the tax burden that its employees pay for domestic partner benefits. Other private employers who have implemented similar programs include: American Express, Apple, Bank of America Corp., Cisco Systems Inc, Corning, Biogen Corp., Facebook, Goldman Sachs, Google, Kimpton Hotels, Microsoft, Morgan Stanley and Yahoo!. It is important to note, in discussion with each of the entities who have enacted a reimbursement program to their employees providing health care coverage for a domestic partner, none have experienced a significant increase in the number of employees enrolling their domestic partner in health care coverage. COMPUTING THE GROSS UP AMOUNT In processing the tax reimbursement for an employee providing medical coverage for their registered domestic partner, the Administration deliberated how it could determine the appropriate reimbursement in order to make the employee financially whole. In other words, Administration calculated the difference in Federal Income taxes paid by an employee who is legally married and purchasing the City's medical and/or dental plan coverage for their spouse; and, an employee purchasing the City's medical and dental plan for their registered domestic partner. In order to determine this liability, multiple scenarios were processed within the payroll database for each employee whose domestic partner was enrolled in the City's medical and/or dental plans as follows: • Scenario One (1) - A sample employee's enrollment was processed as if they were electing medical and dental coverage for their legally married spouse; providing them with "Family Medical" coverage. As the spouse is considered a tax dependent by the IRS, there is no additional tax liability to the employee for the spouse's coverage. In this scenario, the employee's bi-weekly contribution is pre-tax. Therefore, an employee's tax liability is reduced because their pre-tax premiums reduce their taxable wages. • Scenario Two (2) - A sample employee's enrollment was processed as if they were electing medical and dental coverage for their registered domestic partner. Pre-tax contributions were taken for "Employee Only" coverage and post-tax deductions were taken for the difference of "Employee Only" coverage and "Family" coverage for the registered domestic partner. Furthermore, the additional tax liability, or "Imputed Income" incurred by the employee for the City's cost for the registered domestic partner's coverage (this cost is equal to the difference between the City's costs for Employee Only" and "Family" coverage) was included in the employee's earnings as imputed income. The employee's tax liability was determined by subtracting the employee's net pay as described in Scenario Two (2), from their net pay in Scenario One (1 ). It is important to note that the Administration made no changes in the employee's W2 election, the only difference is the change in enrollment from domestic partner to spouse. Using this method provides the 397 City Commission Meeting May 8, 2013 Domestic Partnership Tax Credit Page 6 of 7 employees with the most accurate determination of the actual extra tax liability. An example of this payroll process can be viewed in Attachment "C". The sample employee depicted in Attachment "C" would receive a bi-weekly reimbursement of $142.92, which is the total federal income tax liability for electing medical and dental coverage for their registered domestic partner. Grossing-up the Gross-up It is important to note, the bi-weekly reimbursement amount, or the gross-up, is subject to federal income tax, as well. In an effort to make the employee whole, the gross-up amount should be grossed-up to consider the additional tax liability to the employee. To determine this additional tax liability, each employee whose domestic partner was enrolled in City medical coverage would have their payroll processed under a third scenario. • Scenario Three (3) - A sample employee's enrollment was processed providing coverage for their registered domestic partner; pre-tax contributions were taken for "Employee Only" coverage and post-tax deductions were taken for the difference of "Employee Only" coverage and "Family" coverage for the registered domestic partner. The previously determined additional tax liability was included in the employee's earnings as imputed income as well as the gross-up amount determined by subtracting the employee's federal income tax liability under Scenario One (1) from their federal income tax liability under Scenario Two (2). The new gross-up of the gross-up amount would be determined by subtracting the employee's federal income tax liability under Scenario Two (2) from their federal tax liability under Scenario Three (3). This additional federal income tax liability of $37.80 would be added to the tax liability from the difference of Scenario One (1) and Two (2) to create the total gross-up amount of $180.72 to be reimbursed. A copy of this payroll process can be found in Attachment "C". CONCLUSION As recommended by the Administration, the FCWPC further recommends the resulting gross-up of the gross-up amount in the three (3) scenarios referenced above be refunded on a bi-weekly basis to employees who have elected medical coverage for their registered domestic partner. This amount would be determined on an annual basis, beginning with the employee's first payroll check of the City's Fiscal Year, which begins on October 1st of each calendar year. Said reimbursement would remain unchanged until a new fiscal year begins. The estimated annual fiscal impact of grossing up is $80,000 based on current enrollment and insurance premium costs. If approved, the Administration will notify all employees of the City's reimbursement of the cost of providing coverage for their domestic partner during the City's annual open enrollment and prior to the beginning of the City's fiscal year. In addition, at the request of the FCWPC, the Administration will work with the FOP Health Trust to encourage them to provide medical coverage to their members with registered domestic partners. JLM//KGB/CMG/SR/CD T:\AGENDA\2013\May 8\Domestic Parnter Tax Credit Memo.docx 398 "Attachment A" Determination of Imputed Income 399 Determination of lnputed Income Exludes FOP H~alth Trust as they cvrreot!y do not provide health benefits for domestic partners Medical Plan. Medical Plan Standard HMO Premium HMO. Standard PPO Premium PPO POS IAFF Health Trust* Standard HMO Premium HMO Standard PPO Premium PPO POS lAf'F Health Trust;~ Dental PPO OHMO PPO DHMO Employee Only Coverage Total Monthly Employee City Premium PaYs Pays $464.56 $1.34.72 $329.84 $7!33.48 $381.74 $381.74 $902.42 $261.70 $640.72 $1,527,13() $763,.90 $763.90 $850.12 $4Z5.06 $425.06 $522.02 $40.00 $482.02 Employee's Taxable Monthly Imputed Income The difference of the City's cost for Family coverage vs Employee Only Coverage family Coveage less Equals lmpvted Employee Only coveage Income $679.60-$329.84"" $349.76 $946.40-$3£;11 .74::: $564.66 $1,306.64-4640.72"' $665,92 $1,874.46-$763.90"" $1 '110.56 $1,054.86-$425.06 :;;> $629.80 $1,174,15.$482.02"' $692.13 Standard HMO Premium HMO Standard PPO Premium PPO POS fAFF Health Trust" Monthly Annual Imputed Imputed lncom~;t fncoma Taxed as Taxed as Earnings Earnings $349.76 $4,197.12 $564.66 $6,175.92 $665.92 $7,9f;1.04 $1,110.56 $13,326,72 $629.80 $7,557.60 $692.13 $8,305.56 Dental Plan Employe& Only Coverage Total Monthly Employee. City Premium Pays Pays $20.08 $10.04 $10.04 PPO $7.38 $3.69 $3.69 OHMO Employee's Taxable Monthly Imputed Income The difference of the City's cost for F;:~mily coverage vs Employee Only Coverage Mt:mthly Annt~ai Imputed Imputed fncome Income EmplOyee + 1 coverage less t:quals Imputed Taxed as Taxed as Employee Only coveage income Earnings Earnln~s $19 .. 35 •. $10.04 = $9.31 $9.31 $111.72 $6.45.$3.69 "'$2.76 $:2.76 $33.12 Family Coverage Total Monthly Employee City Premium Pays Pays $1,151.86 $472.26 $679,60 $1,892.80 $946.40 $946.40 $2.214.134 $908.00 $1,306.64 $3,748.B2 $1,874.46 $1,874.46 $2,109.72 $1,054.86 $1,054.86 $1,248.65 $74.50 $1,174.15 Employee + 1 Cov~rage T ota! E ! Ct'+t' Monlh!y mp oyee ,, Premium Pays Pays $3/UO $19.35 $19.:35 $12.90 $6.45 $6A5 "Includes premium Gost for dentaL The IAFF Health Trust medica1 and dental benefits are bundled ln one plan. 400 &I Attachment 8" Computing the Gross up Amount Spreadsheet 401 ~ 0 f\) Computing the Gross up Scenarlo2 Sceenario3 · Additional Federallncome and Medicare Additional income tax paid paid by the Scenarto 1 Tax liability for employees providing employee for the total amount Federal tncome and Medicare Tax medical coverage for a registered reimbursed for their additlonal.Federal liability for married employees domestic partner Income and Medicare Tall Difference Difference Difference Federal Federal Scenario 2 · .. Federal Scenario 3 Scenario 3 tncom:eTax Medicare l{)tal Withholding Medicare Total over . WithhOlding Medica rtf Tota~ over over Employee f'aii.f Tax Paid Withholding Tax Paid Tax Paid Withholding Scenario 1* 1 TaxPaid ' Tax Paid Witllhotding Scenario 2** Scenario 1 ,...., 1 $506.33 $46.91 $553.24 $1141.41 $54.75 $696.16 $142.9:! $677.14 $55.'82 $7:i3.96 $37.80 2 $81.06 $19,5.5 $100.61 $159.16 $27.10 $186.26 $85.65 $172 . .Cl1 $28.35 $200.36 $14.10 3 $21.9.41 $26.63 $256.04 $359.59 $34.18 $393,77 $137.73 $394.0Z. $36.18 $430;20 $36.43 4 $274.37 $33.24 $307.61 $405.23 $40.83 $446.06 $138.45 $439.85 $42:84 $482li9 $36.63 5 $1,317.99 $63.84 $1,381.83 $1,469.29 $71.67 $1,540.96 $159.13 $1,513.85 $73.98 $1.587JB $46.87 6 $200.17 $24.75 $224.92 $30335 $32.30 $335.65 $110.73 $364.78 $34.29 $399.01 $63.42 7 $934.05 $59.48 $1,003.53 $941.87 $fi9.89 $1.1.111. 76 $8.23 $944.18 $70,00 $1;014.18 $2A2 8 $111.75 $19.S9 $151;'64 $H2.99 $20.01 $153.00 $1.36 $133.20 $20.1)3 $153.23. $0.23 9 $169.97 $2.4.34 $194.31 $174.16 $24.75 $198.91 $4.60 $174.!)4 $24~81 $199.65 $0.74 10 $895.79 $78.78 $975.57 $905.47 $79.22 $984.69 $9.12 $908.03 $79:36 $987.39 $2.70 11 $33.91 $3V:l9 $£5.80 $55.54 $34.00 $89.54 $23.74 $5£1:10 $34.35 $93.45 $3.91 12 $776.11 $63.67 $839.78 $816.89 $65,78 $882.67 $42.8.9 .$828.90 $66.41 $895.31 $12.64 13 $753.14 $59.66 $812.80 $869.20 $65.67 $934.87 $122.07 $903,38 $67.44 $970.82 $35.95 14 $751..£6 $64.84 $816.50 $79:t44 $66.95 $859,39 $42.89 $804.44 .$67;58 $872.02 $12.63 1.5 $1,096.98 $85.89 $11132..87 $1,319.76 $97.42 $1,417.18 $234.31 $1,385.37 $100.82 $1,48!5.19 $69.01 15 $227.01 $26.56 $25359 $357.:w $34.11 $39131 $137.72 $391.63 .$36.10 $4:27,73 $36.42. 17 $2.36.05 $27.47 $263.52 $368.98 $35.15 $404.13 $14'0.61 $404,14 $37;22 $441:36·· $37.23 18 $212.19 $51.03 $2.63.22 $315.32. $57.04 $372.36 $109.14 $343.23 $58.63 $401.86 $29.50 19 $434.45 $0;00 $434.45 $616.60 $0.00 $616.60 $182.15 $662.14 $0.00 .$6$2.14 $45.54 Bi-Weekly Total $1,833A4 $524.17 Annual Total $.44,002. 51 $12.580.13 -----~-·-·-------····-···-·-··---------~-----------·----~· '"This difference represents the additional Federal Income and Medicare Taxes paid bi·weekly by the employee providing coverage for thelr registered domestic partner versus the Federal lncome and Merlkare Taxes paid by employees providing medical coverage for the legal spouse, The Administration recommendes the reimb1,1rsement of thls additional cost to the employee. .$180.72 $99.75 $174.16 $175.1)8 $206.00 $174.15 $10.65 $1.59 $5.34 $11.82 $27.65 $55.53 $158.02 $55.52 $30332 $174.14 $177.84 $138.64 $221.69 $2,351.61 $53,850.36 *'Thls difference represents the additlonallncome tax paid paicj by the employee for the total amount reimbursed for the federal Income and Medkare Tax. The Administration recommendes the reimbursement of this additional cost to the employee. *"*Thls difference represents the total additional ferlerallncome and Medicare Tax paid by the employee providing coverage for their registered domestic partner. This reimbursement indudes the total amount of additional Federal Income and Medlcare Ta>tes paid pa!d by the employee for the domestic partner coverage, plus the amount of additional feder.ai Income and Medicare Taxes paid by the employee for the amount r-eimbursed. Thls is the total bi-weekly amount the Administration recommends to he reimbursed to employee's providing health care coverage fur their registered domestic partner; an annual co5t to the City .of $51,118.08 l "Attachment C" Sample Employee•s Payroll Processing Worksheets 403 ~ 0 ~ Sample Employee Scenario 1 EARNlNGS SECTION Payroll Processing Report CITY Of MIAMl BEACH 1/14/2013 to ·1{2712013-1 Cycle bw DEDUCTIONS SECTION Type Hours/units Rate Amount Src Plan ~ ~~iol"!. BenefitfCont -----------Emp# ~ 1-"os # hol ltd reg SUN Appoint Tqtals: Home Dept; hoi ltd reg :S!lf\1 Totals 8.00 ~0.00 n.oo 80.{)0 80.00 8.00 80.00 72.00 80.00 80.00 349.03 0 3,490}}4 349.08 3,1190.84 p D p f>vt medcr rlppn2 loll moe mbmp mberp2 natwid bas'icl dep!f4 fmlfue Sa!<~ry: 3,490 . .84 Hourly: 43.():355 2,8t1tt27 3,235.36 3,49tL84 3,49tU34 3,490.84 Employees: 1 basic! dep!f4 dppn2 fmlfee fwt !Qchmoc rnberp. mbarp2 tnedcr natwld .2,8813,27 :;\,490.84 3,490.84 3,235.36 3.490.84 500.33 46.91 19.35 235.13 279.27 69.82 0.00 3.41 2.00 0.00 1 '163.22 3.41 2.00 19.35 506.33 236.13 279.27 ss.s<r 46.91 1,163.22 0.00 4$.!H !9.35 33!:Ul0 (H)Q 0.00 0.00 3.56 0,00 i.49 •HU1 3.56 Hl35 1.49 339.80 46:91 411.11 Page: 1 Status: .Active En1pluyees LEAVE SECTiON LvP!an Accrued Taken Banked ----s.~!JQn v.,.:gen 3.69 5.23 Lust C_ G~~~ ~:~~~:~ -------------_j S_.9Uil v_gen 3.69 5.23 r ----Gr~s$; 3,490.84 I Net 2,327.62 << No Errors I No Warnings >> ...._ _________________ ,. -------------------------------Page:1 ~ 0 CJ1 Type Ernp# Pos # demd dornrn hol ltd re.g serv Appoint Totals: Sample Employee Scenario 2 EARNINGS SECTIOfl! Hoursfunlts ---·---0.00 8.00 80.00 72.00 80.00 80.00 R<"lte Home Dept: dumd 0.00 domm 0.00 hol 8.00 ltd 80.00 reg 72.00 serv 80.00 Totals f.HlOO Amount Src p p 349.08 I) p D p -3A90J34 349.08 3,400.84 Payroll Processing Report CITY OF MIAMI BEACH 1/14/2013 to '1/27/2013w1 Cycle bw DEOUCTlONS SECTION Page: 2 Status: Active Employees LEAVE SECTION Plan 6aseWag.es Deduction Benefit!Cont LvPlan Accrued Taken Banked Lost fwl medcr dppo1 !ohmcc mberp mberp2 natwid basic! dep1f4 dpdppo dplhmo fm!fee Snlary: 3,490.84 Hourly: •1:3.6355 3,426.62 3,1'75.7'! 3,490.84 3,490.84 3,490.84 Employees: 1 basic! dep!f4 <Jpdppo dp!hmo tippo\ fm!lee fwt !ohmoc mberp mberp2 meacr na!>vid 3.426.62 3.490.84 3.4~10.84 3,775.71 3.490.84 641.41 54.75 10.04 67.36 279.2.7 69.82 0.00 3.41 2.00 9.31 Hm.n 0.00 1,306.14 3.41 2.00 9.31 1StL77 10.04 &HAi 137.3£ 7.79.21' 69.82 54.75 1,306.14 0.00 54.75 HHl4 164.92 0.00 0.00 0.00 3.56 0.00 !l31 174.S8 1.49 418,95 s_gen V,j}en 3.69 5.23 [ -----····· -~:;~~ ~:~:~:~6 .... HHH •• I 3.56 s_gen 3.69 5.2$ 9.31 i74J38 10.04 1.49 164.~12 54./'!.i 418.95 v_gen I Gross: 3,490.84 I Net: 2.;Hl4.70 << Nq Errors !No Warnings >> --------·------·----------------------Page: 2 ORDINANCE NO. AN ORDINANCE OF THE MAYOR AND CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA, AMENDING THE CODE OF THE CITY OF MIAMI BEACH BY AMENDING CHAPTER 62, ENTITLED "HUMAN RELATIONS," BY AMENDING ARTICLE III, ENTITLED "DOMESTIC PARTNERSHIPS," BY AMENDING SECTION 62-128, ENTITLED "EMPLOYMENT BENEFITS" TO ADD SECTION 62-128(d) TO PROVIDE TAX EQUITY TO CITY EMPLOYEES WITH DOMESTIC PARTNERS ENROLLED IN THE CITY'S HEALTH AND DENTAL PLANS WHO CURRENTLY BEAR A DISPROPORTIONATE TAX BURDEN OVER THAT OF THEIR MARRIED COUNTERPARTS. WHEREAS, the City provides health and dental coverage to all its general employees, their legal dependents and registered domestic partners through a self-funded insurance plan; and WHEREAS, the City contributes a portion of the cost of this coverage; and WHEREAS, the City also contributes to health plans for both the Fraternal Order of Police (FOP) and International Association of Fire Fighters (IAFF); and WHEREAS, only the legal spouse of an employee is recognized as a legal tax dependent by the Internal Revenue Service (IRS); WHEREAS, current federal tax law does not require employers, including the City, to tax the employer and employee contributions to spousal health insurance coverage; and WHERAS, registered domestic partners are not considered a legal spouse by the IRS; and WHEREAS, current federal tax law require employers, including the City, to tax the value of the employer cost of health and or dental coverage and the employee contributions for health and or dental coverage for a registered domestic partner; and WHEREAS, an unfair tax burden is thereby imposed upon City employees providing medical and or dental coverage for their registered domestic partner; and WHERAS, employees providing health and or dental coverage for their registered domestic partner must pay more federal taxes than employees providing health or dental coverage for their legal spouse for the same health insurance coverage; and WHEREAS, effective October I, 2013, to provide tax equality to those employees providing health and or dental coverage to their registered domestic partner the City will determine an amount equal to the difference of the tax liability incurred by an employee providing health and or dental coverage for their registered domestic partner of that of an employee providing health and or dental coverage for their legal spouse; and 406 WHEREAS, this difference will be reimbursed to the employee via their bi-weekly payroll check until such time as registered domestic partners are recognized as a legal dependent by the IRS, the employee terminates health and or dental coverage for their registered domestic partner, or he employee marries; and NOW, THEREFORE, BE IT DULY ORDAINED BY THE MAYOR AND CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA AS FOLLOWS: SECTION 1. That Section 62-128 of Chapter 62 of the City Code is hereby amended as follows: Chapter 62 HUMAN RELATIONS * * * Article III. Domestic Partnerships * * * Sec. 62-128.-Employment benefits. (a) Employees shall be granted bereavement leave with pay for the death of a domestic partner or family member of a domestic partner as set forth in the union contracts governing city employees, Ordinance Nos. 1335 and 1613, and the city's administrative policies. As to employees governed by union contracts, this benefit is contingent upon approval of the benefit by the unions to the extent such approval is necessary. (b) Employees shall be granted sick leave, family medical leave, or leave without pay to care for a domestic partner as set forth in Ordinance Nos. 1335 and 1613 and the city's family medical leave policy. (c) Employees' domestic partners shall be allowed to be members of the city health plan as set forth in the union contracts governing city employees, ordinances and the city's administrative policies. As to employees governed by union contracts, this benefit is contingent upon approval of the benefit by the unions to the extent such approval is necessary. (d) For so long a period as the federal tax code imposes a heavier tax burden upon city employees who elect to provide health and or dental coverage for their registered domestic partner, the city administration is authorized and directed to reimburse these employees their total additional tax liability for said coverage. As to employees governed by union contracts, this reimbursement is contingent upon the inclusion of coverage for same and opposite sex domestic partners by the individual health plans. SECTION 2. CODIFICATION. 407 It is the intention of the City Commission, and it is hereby ordained that the provisions of this ordinance shall become and be made part of the Code of the City of Miami Beach as amended; that the sections of this ordinance may be renumbered or re-lettered to accomplish such intention; and that the word "ordinance" may be changed to "section'1 or other appropriate word. SECTION 3. REPEALER. All ordinances or parts of ordinances and all sections and parts of sections in conflict herewith are hereby repealed. SECTION 4. SEVERABILITY. If any section, subsection, clause or provision of this Ordinance is held invalid, the remainder shall not be affected by such invalidity. SECTION 5. EFFECTIVE DATE The effective date of this ordinance is October 1, 2013. PASSED AND ADOPTED this __ day of ________ ,, 2013. ATTEST: Rafael E. Granado, City Clerk Matti Herrera Bower Mayor F:\ATTO\ROSR\RFR CMB\Gay Committee\Domestic Partner Tax Credit Ordinance (4-29-13).docx 408 APPROVED AS TO FORM& LANGUAGE &FOR EXECUTION THIS PAGE INTENTIONALLY LEFT BLANK 409