C7A-Set Public Hearing Revocable Permit Request By Lincoln Centurion Retail LLCCOMMISSION ITEM SUMMARY
Condensed Title:
A Resolution Of The Mayor And City Commission Of The City Of Miami Beach, Florida, Setting A Public
Hearing To Consider A Revocable Permit Request By Lincoln Centurion Retail, LLC., (A Delaware
Limited Liability Company For Lincoln Road), Located At 643-657 Lincoln Road, To Permit A Proposed
Awning That Projects Over The Public Right-Of-Way, With Dimensions Not To Exceed One Hundred
Feet By Nine Feet (100'X 9') Along The Sidewalk.
lntended Outcome
Data (Su Environmental Scan, etc.): N/A
PublicWorks received an application fora Revocable Permitfrom Centurion Retail, LLC., owners of the
property located at 643-657 Lincoln Road (the "Property") to remove an existing awning extending into
the City's right of way, and replace it with a cellular type cantilever awning.
At its July 8, 2014, the Historic Preservation Board (HPB) granted a Certificate of Appropriateness for
the demolition of the existing structure and the replacement of a newer design. The awning projection
over the sidewalk will not exceed one hundred feet in length by nine feet in width (100' x 9').
Per City Code Section 82-94, following the submittal of the application for a Revocable Permit to the
Public Works Department, the Administration shall review the request and prepare a recommendation,
and the Commission shall consider setting a public hearing for consideration of the proposed Revocable
Permit.
THE ADMINISTRATION REGOMMENDS THAT THE CITY COMMISSION ADOPT THE RESOLUTION
SETTING A PUBLIC HEARING TO CONSIDER APPROVING THE REVOCABLE PERMIT.
Financial lnformation :
Source of
Funds:
Amount Account
1
2
OBPI Total
Financial lmpact Summary:
Clerk's Office
AGENDA IIEiI
-
Agenda ltem
Date& MIAMIBEACH
ble Permit. Summary.docx
c7A@R23
g MIAMIBEACH
City of Miomi Beoch, 1700 Convenlion Cenler Drive, Miomi Beoch, Florido 33139, www.miomibeochfl.gov
COMMISS
Mayor Philip Levine and Members of City
Jimmy L. Morales, City Manager
September 30, 2015
A RESOLUTION OF THE MAYOR
BEACH, FLORIDA, SETTING A HEARING TO CONSIDER A REVOCABLE
PERMIT REQUEST BY LTNCOLN CENTURTON RETA|L, LLC., (A DELAWARE
LTMTTED LIABILITY COMPANY FOR LTNCOLN ROAD), LOCATED AT 643-657
LINCOLN ROAD, TO PERMIT A PROPOSED AWNING THAT PROJECTS OVER
THE PUBLIC RIGHT-OF.WAY, WITH DIMENSIONS NOT TO EXCEED ONE
HUNDRED FEET BY NINE FEET (100'X g',) ALONG THE SIDEWALK.
ADMINISTRATION RECOMMEN DATION
The Administration recommends that the City Commission adopt the Resolution setting a public
hearing to consider the revocable permit.
BACKGROUND
Public Works received an application for a Revocable Permitfrom Centurion Retail, LLC., owners of
the property located at 643-657 Lincoln Road (the "Property") to remove an existing awning
extending into the City's right of way, and replace it with a cellular type cantilever awning.
At its July 8,2014, the Historic Preservation Board (HPB) granted a Certificate of Appropriateness
for the demolition of the existing structure and the replacement of a newer design. The awning
projection over the sidewalk will not exceed one hundred feet in length by nine feet in width (100' x
g',).
Per City Code Section 82-94, following the submittal of the application for a Revocable Permit to the
Public Works Department, the Administration shall review the request and prepare a
recommendation, and the Commission shall consider setting a public hearing for consideration of
the proposed Revocable Permit.
ANALYSIS
Pursuant to the criteria established under section 82-94 of the City Code for the granting/denying of
Revocable Permits, the City has concluded the following:
(1) That the applicant's need is substantial:
Satisfied. The Historic Preservation Board required the Applicant to submit a Revocable Permit
EMORANDUM
TO:
FROM:
DATE:
SUBJECT:CITY COMMISSION OF THE CITY OF MIAMI
24
Commission Memorandum - 643-657 Lincoln Road Revocable Permit
September 30, 2015
Page 2 of 3
application to the City of Miami Beach (ATTACHMENT A). Replacing the existing awning with a
new design will enhance the fagade of the commercial property, and harmoniously blend with
the surrounding properties.
(2) That the applicant holds title to an abutting property.
Satisfied. The applicant has provided copies of the title policy (ATTACHMENT B) and boundary
survey (ATTACHMENT C) for the property.
(3) That the proposed improvements comply with the applicable codes, ordinances, regulations,
neighborhood plans and laws;
Satisfied. The applicant has obtained approvalfrom the City of Miami Beach Historic Preservation
Board (File #7439, July 2014), and a building permit (Permit #81500230) for the proposed
improvements.
(4) That the grant of such application will have no adverse effect on governmenUutility easements
and uses on the property;
Satisfied. Granting the request for a revocable permit will not have adverse effect on easements or
uses of the property.
(5) Alternatively:
a. That an unnecessary hardship exists that deprives the applicant of a reasonable use of land,
structure or building for which the revocable permit is sought arising out of special
circumstances and conditions that exist and were not self-created and are peculiar to the land,
structures or building involved and are not generally applicable to other lands, structures, or
buildings in the same zoning district and the grant of the application is the minimum that will
allow reasonable use of the land, structures or building; or;
b. That the grant of the revocable permit will enhance the neighborhood and/or community by
such amenities as, for example, enhanced landscaping, improved drainage, improved lighting,
and improved security.
(6) The granting the revocable permit requested will not confer on the applicant any special privilege
that is denied by this article to other owner of land, structures or buildings subject to similar
conditions located in the same zoning district.
Satisfied. Granting the revocable permit will not confer on the applicant any special privilege that is
denied to other owner of land, structures, or buildings subject to similar conditions located within the
same zoning district. ln fact, failure to grant the revocable permit may deprive the applicant of the
ability to develop the property in a manner consistent with similarly situated properties in the
zoning district.
(7) That granting the revocable permit will be in harmony with the general intent and purpose of this
article, and that such revocable permit will not be injuries to surrounding properties, the
neighborhood, or othenrvise detrimental to the public welfare.
Satisfied. Granting the revocable permit will be in harmony with the general intent and purpose of
the Code of Ordinances, and will not be injurious to surrounding properties, the neighborhood, or
25
Commission Memorandum - 643-657 Lincoln Road Revocable Permit
September 30, 2015
Page 3 of 3
othenruise detrimental to the public welfare. The land development regulations encourage the
implementation of effective and equitable policies with respect to property owners. The proposed
improvements of the property will accomplish this goal by allowing a quality development, which
may encourage a greater number of patrons to this iconic Lincoln Road area.
The Administration's analysis above shows that the above criteria established under Section 82-94
of the City Code are satisfied. This application is also supported by the fact that the awning is part
of the design that was approved by the HPB. The HPB considered the awning to be part of the best
design solution for this project and to be consistent with preserving the architectural theme of the
Lincoln Road design.
CONCLUS!ON
The Administration recommends that the City Commission adopt the attached resolution to schedule
a public hearing to consider approving the Revocable Permit.
Attachments:
A. Letter of lntent
B. Opinion of Title and Policy
C. Survey Sketch and Legal Description
D, Existing and Proposed Awning Design
E. Proposed Plans
.ln/lrerCU@anrrr
26
Attachment - A
Lincoln Centurion Retail LLC
512 Seventh Avenue,.38th Floor
New York, NY 10018
(212)204-3450
June 15,2015
Via Hand Delivery
City of Miami Beach City Commission
1700 Convention Genter Drive
Miami Beach, Florida 33139
Re: 64Y657 Lincoln Road- Miami Beacn, FL esT41
Gentlemen and Ladies:
This letter is a request for your approval of a revocable permit for a new canopy structure at the Lincoln
Road fagade of the referenced property, which will replace an existing canopy siructure.
Based on the requirements listed in Section 82-94 ol the City of Miami Beach Code of Ordinances
"criteria for granting/denying revocable permits", the Applicant shall demonstrate:
(1) Thatthe applicant's need is substantial;
The applicant is replacing an existing awning structure with a new canopy structure that will enhance
the Lincoln Road fagade of the commercial property. Granting of the revocable permit will allow for
the continued development of an urban neighborhood, and harmoniously blend with the surrounding
properties.
(2) That the applicant holds title to an abutting property;
The applicant has provided copies of the title policy and boundary survey for the property.
(3) That . the proposed improvements comply with applicable codes, ordinances, regulations,
neighborhood plans and laws;
The appllcant has obtained approval from the Clty of Miami Beach Historic Preservation Board (File #
7439, July 2014), and a building permit (Permit# 81500230) forthe proposed improvements.
(4) That the grant of such application will have no adverse effect on governmenUutility easements and
uses on the propefi;
Granting the request for a revocable permit will not have adverse effect on easements or uses of the
property.
(5) Alternatively:
a. That an unnecessary hardship exists that deprives the applicant of a reasonable use of the land,' stt'ucture or building for which the revocable permit is sought arising out of special circumstances
and conditions that exist and were not self-created and are peculiar to the land, structures or
building involved and are not generally applicable to other lands, structures or buildings in the
same zoning district and the grant of the application is the minimum that will allow reasonlble use
of the land, structures or building; or;b. That th.e grant of the revocable permit will enhance the neighborhood and/or community by such
amenities as, for example, enhanced landscaping, improved drainage, improved liglitina,, and
improved security.
Not Applicable
27
Lincoln Centurion Retail LLC
512 Seventh Avenue, 38th Floor
New York, NY toote
(212) 204-3450
June 15, 2015
City of Miami Beach City Commission
Re: 643-657 Lincoln Road, Miami Beach, FL 33139
Page2
(6) That granting the revocable permit requested will not confer on the applicant any special privilege that
is denied by this article to other owner of land, structures or buildings subject to similar conditions
Granting the revoeable permit will not confer on the applicant any special privilege that is denied to
other owner of land, structures or buildings subject to simllar conditions located within the same
zoning district. ln fact, failure to grant the revocable permit may deprive the applicant of the ability to
develop the property in a manner consistent with similarly situated properties in the zoning district.
l
(7) That granting the revocable permit will be in harmony with the general intent and purpose of this' article, and that such revocable permit will not be injurious to sunounding properties, the
i nelghborhood, or otherwise detrimental to the public welfare.
Granting the revocable permit will be in harmony with the general intent and purpose of the Code of
Ordinances, and will not be injurious to surrounding properties, the neighborhood, or othenvise
detrimental to the public welfare. The land development regulations encourage the implementatlon of
effective and equitable policies with respect to property owners. The proposed improvements of the
property will accomplish this goal by allowing a quality development, which may encourage a greater
number of patrons to this iconic Lincoln Road area.
Your kind consideration would be greatly appreciated.
Respectfully,
rQTnc
Albert M. Cohen
Member
Lincoln Centurion Retail LLC
28
Senace/LlPSFry, rl
Value A ddcd Lawyerhrg'ffi
Attachment - B
BntAN LOUTA L|PBHY, Esq.
Atto AoMttr:b tN WAsHlt{stoN D G
DtnEcT NUMBEFT 66 t .590.0660 X 2(,z'
e mer lr llprlry@rl,hw,cour
June ll,20l5
City of Miami Boach
OIIice ofthe Cig Attorney
1700 Convention Center Drive,4s Floor
Miami Beach, Florida 33139
RE: Pubtis Works Permit Application of Lincoln Centurion Retail, LLC, a
Delaware limited liability company for Lincoln Road.
Gentlemen:
We render this opinion as counsel to Lincoln Centurion Retail, LLC, a Delaware limited
liability company, (hereinafter "LgB') in connection with an examination of title with respect to
that certain real property descdbed as;
See Exhibit'.A" (the "EfgDeIS")
which is located in the City of Miami Beach. Florida togethor with that portion of Lincoln
Road which is abutting the Property and which is the subject matter of.LCR's Public Works
Permit Application (the "eLtLEIqp4").
In rendering the opinion hereinafter set forthr we have examined, among other things,
deeds and other instuments filed of record in the Oflicial Records of Miami-Dade County,
Florida,
Except to the extent expressly set forth herein, we have not undertaken any independent
investlgations nor have we conducted a physical inspectlon of the Property or the City Property
to determine the existence or absence of facts relating to the following matters which could affect
title to the Property, including;
20I N.E. Fint Avenue 'Delny Bcach, Florlda 33444.561.330.0660. Fnelmllc 561,330.0610 . wunrr,sl-law.com
29
$6p164/t IpsFry, rl
lhlue ttddcd Lawyeringw
Cityof Miami Beach
Office of the City Attomey
June ll,2015
Page 2
l. Problems of parties in possession (such as adverse possession).2. Unresorded easemenls, reservations, licenses or other agreements or options.3. Unrocorded leases.4, Unfiled mechanic's lions.5. Access to the Property from public or private roads.6, Water availability or rights.7. Navigability of adJacent or included waters.8, Existence or characteristics of particular kinds of improvements.9. Zoning or other exorcise of governmental police power.
Accordingly, no inference 0s to our knowledge of the existence or absence of facts
pertaining to such matters should be drawn from our opinlon
Based upon and subject to the foregoing and to the qualifieations, limitations and
exoeptions oontained below, it is our opinion that:
i) Fee simple title to the Property ls vested in LCR by virtue of that certain special
wamnty deed dated January 13,2014, filed for record in Official Recods Book 28991, at page
3378 of the Public Records of Miami Dade County, Florida.
ti) Tille to the City Property is vested in the City of Miami Bsach by virtue of:
A. Dedications appearing on the following plats:
I ffffiiil;;tB1;fi:tl#:";ffi;f; iT;,f'ff.J:,xxJliliH,ts1tr
County. Florida.2, Plat of Pine Ridge Subdivision of the Alton Beach Company, according to
the Plat thereo(, as recorded in Plat Book 6, at Page 34 of the Public
Records of Miami-Dade County, Florida.3. Second Comrnercial Subdivision of the Alton Beach Company. according
to the Plat thereofl as recorded in Plat Book 5, at Page 33 of the Public
Records of Miami"Dade County, Florida4, Lincoln Road Subdivision, according to the Plat thereof;, as recorded in
Plat Book 34, at Page 66 of the Public Records of Miami0ade County,
30
SnnncalllPSFry, ru
tal a c,,! d ded Laaye ri ngn
City of Miami Beach
Office of the Ciry Attornoy
June 11,2015
Page 3
Florida"5. Amended Plat of Golf Course Subdivision of ths Alton Beach Realty
Company, according to the Plat thereof, as recorded in Plat Book 6, at
Page 26 of thePublic Records of Miami-Dade County, Florida.6. Alton Beach Company's Plat of Block Forty-Six, according to the Plat
thercof;, as recorded in Plat Book 4, at Page 102 of the Public Records of
Miami-Dade County, Flori da.7, Alton Boach Company's Plat of Subdivision of West Half of Blocks 17,
40 and 45, according to tho Plat thereof, as reoorded in Plat Book 4, at
Pago 102 of the Public Records of Miami-Dade County, Florida.8. First Addition to Commercial Subdivision of the Alton Beach Company,
according to the Plat thereof, as recorded in Plat Book 6, at Page 30 of the
Public Records of Miami-Dade County, Florida. Commercial Subdivision
of the Alton Beach Company, according to the Plat thereoi as resorded in
Plat Book 6. at Page 5 of the Public Records of Miami-Dade County,
Florida.9. Alton Beach Company's PIat of Subdivision of Block Forty-Four of Alton
Beach Bay Front. according to the Plat thereot, as rccorded in plat Book 6,
at Page t66 of the Fublic Records of Miami-Dade County, Florida.10. Alton Beach Company's PIat of Alton Beach Bay Front, according to the
Plat theroof, as recorded in Plat Book 4, at Page 125 of the Public Records
of Miami-Dade County, Florida.
The foregoing dedications were formatly accepted by Miami-Dade County (formerly
known as Dade County) on January 12,1960 by Dade County Resolution 4406 file for record in
Oflicial Records Book 1884, at Page 501 of the Public Records of Miami.Dade County, Florida,
Even assurning for the moment that Miami-Dade County was not the proper govornmentalentity
(gven that the City of Miami Beach was incorporated in March, I9l5), the dedications should bL
deemed completed based upon tho following:
ii) As stated by the Florida Supreme Court,
"When the owner of a tract of land makes a town plat thereof, laying the same out
into blocks and lots, with lntervening streets, clearly indicated upon the plat,
separating the blocks, and conveys lots with reference to such plat, he thereby
31
Saneca/LlPSHy, rr
Yalw,{ddcd Lawlwingu
City of Miami Beach
Office of the City Attomey
June Il,20l5
Page 4
evinces an intention to dedicate the streets to public use as such; and his grnntees,
as against him and those claiming undor him, acquire the right to have such streets
kept open. This constitutes a complete dedication, and the streets cannot be closed
up or obstructed, unless in pursuance of legal authority." .See Price,v* Sr$gpn, 45
F|a.535.33 So" 644 (1903)
ii). Florida Statute $ 95.361 (2) whioh provides that whers a road has becn
constructed and it cannot be determined who consEucted the road, and when such road
has been regularly maintained or repaired for the immediate post 7 years by o
municipality, suoh road shall be desmed to be dedicated to the public to the extent of the
width that actually has been maintained or repaired for the prescribed period, whe0er or
not the road has been formally established as a public hfighway. The dodication shall vesr
all dghts, title, easement, and appurtenances in and to the mad in the municipality, if it is
a municipal sheet or road.
B. That certain Wananty Deed dated June 17, 1930 filed for record in Deed
Book 1388, at Page 155 of the Public Recorids of Miami-Dade County, Florida, as
affected by that certain Order dated August 13, 2004 filed for record in Official Records
Book 22615, at Page 3014 of the Public Records of Miami-Dade County, Florida.
We advise you that in addition to the aforementioned exclusions, this opinion as to the
Property ls subject to the following matters:
l, All matters appearing in Chicago Title lnsurance Company Owner's Policy of Title
Insurance Folicy Number 36137-l-084132-010500AU4.7430609-90567931, a copy of which is
attached hereto and incorporated herein.
2. 2015 Real Estate Taxes which became a lien as of January l, 2015 and which are not yet
due orpayable
Our opinion is strictly limlted to matters govemed by the laws of thc State of Florida, and
we express no opinion concernlng the laws of other jurisdiction or compliance therewith by any
party. This opinion is issued as of the date hereof with an effective date of and is necessarily
32
Snneca/LtPSlrY, rr,
To I u c't d d cd L a wy e i t gln
City of Miami Beach
Office of the City Attorney
June I 1, 2015
Page 5
trlmited to laws now In effect and hcts and circumstances brought to our attention. Our opinion
is provided for your benefit and may not be quoted or relled upon by, nor copies dclivered to, eny
party other than you or LCR, nor used for any other purposes wilhout our prior rvritten sonsent.
BLLjp
33
Exhlbit "A'
Lot one (l) of Block one (l), of LINCOLN ROAD SUBDMSION nA", of The Alton
Beach Redty Compann as the same is shown, marked and designated on a plat of said
subdivision, recorded in PIat Book No. 34, at Page 66 in the Office of the Clerk of the
Cirsuit Court in and for Miami-Dado County, Florida; AISO those lands lrr Miami-Dade
County, Floridq desoibed I s follows:
From a @ncrete monument located at the intersection of the West llrre of Jefferson
Avenue and the North line-on-Lineoln-Road; as said,monument is-shown-on a-plnr,
entitled "Amended Plat of Golf Course Subdivision", as the same is recorded in Plat
Book 6, Page 26 of the Public Records of Miami - Dade Counry, Florida, more
particularly doscribod as being 1350' East and 270 feet North of the Southwest comer
of the NW 1/4 of Section 34, Township 53 South, Range 42 East, run Easterly along
the North line of Lincoln Road a distance of 794,20 feet to the Point of Beginning of
the parcel of land hcrein described; from snid Point of Beginning run Northerly along
a line porpendicularto lhe last mentioned courss adistance of 105 feet to a point,said
polnt being 20 feet South of the Southerly line of the Municipal Oolf Course, in the
Ctty of Miami Bcach, Florida; thence run Easterly along a line parallel with the North
line qf Lincoln Road a distance of 50 feet to a point, thencE run Southerly along a line
perpendicular to the North line of Lincoln Road, a distance of 105 feet to a polnt;
thence run Westerly along the North line of Lincoln Road a distanoe of 50 feet to the
Point of Beginning of the parcel of land herein described,
34
CIIICAOOTITLE
INSURANCE COMT^NY
POLICY NO: t6ltZ.l.0S4l!2,010500.20t4.2430609-90162931
OTIUNER'S POUCY OF TITLE INSURAIICE
lsgued by
Chloago Illla lnsuranoe Compa[y
Any notloeolaliln and anyothornotlco otshtenenlln wrlllng rcqulredto![glvento thofionpeny underlhtt Pollcynuilbeglvw
to he Compeny. al llre addrrsc shwtn ln fiecfion lt of W Condltlong,
GOUEEEOf,IS'G
SUEJECT TO THE DGLIEIoNS FROM COVERAGE,IHE EX0EPTIoNS FROM 0OVERAoE COt{TAti,lED tN SCHEoU| E 8, Aflo ru @ilDfTpHs, oHtCAco
TII[E ltSUMt{OE COTPNY, s Nolnodta orporallon, (ltts 'Compsnf} hame, ao ol Dah d Pollcf, agdnst los6 or damagc, nd clccadhg tha Amount ol
lnrurarc, slCdn€d q ln$nsd by hp tnurod by rreson ol
L mh belng wsld oher hrn rr abted lo Sclndule A
2, Any ddod ln q len or cnamUanoe on he IIth, Ihh Cowrod Flst hdudee but lc nol lmflod lo huanoc rgrlnsl hcr fom
(a) A&lacth0rolllls oarrlod by
(l) frgory,lraud, undre hlluence, dunrr, lnompebncy, lncaparity, orlnpernna[on;
(ll) fd[B o, any pcnon or Enllly h hat aulhorted r lrershr gr @oveymca:
(lt[ r doonrnt afledhg Ills not propody croahd, erocdd, wllneued, geahd, ailnowledged, notadzed, ot dehnred;
(lv) frlhra h peftrm lhoao arts osco83ory b cr€do a doomool by eholronlo meanc aulhorEod by lml
(v) a donnnsnt axeaftd under a fabllhd, ar@, a othoMsc hvalb pouor olilrnoy;
(vl) a docunenl noi pmpedy flhd, tuoot{od, or hdrrad h lht PuUh Recode lndtdhg lallur h peilom lhor r1e by rholrcnb mrans adhodzed by
lau or
(vll) o dgledvr Fdldal or admlnlgfifrve pmcsldhe.
(b) Ihe lan ol rcoleglate laxer or aanusmontr lrnporad on he IIUo by e goemmsntC auhdly dm or payable, hrt unpd.
(c) Any mooafimnl eurmbranc!, vloh[on, valdlon, or adrreme clrcumstanco #ecllng llro llllc llral wiuld be dlaoldaed by an acnrrslr fid comilda
hd suruey ol he Land, Itr lnm 'rnco*hmcnf lnfudu snomachmettlr o, uldne lmpmvofioflto l0cal6d on th6 L.fld ohto ad1ohhg lild, End
oncmadrmoilto olto lhe Lsnd d erlrtlng lryrovommlr hodod on djolnlrU hnd.
3, Uman(ol&hlltle.
4. tlo fthlol*cesl b andlmm lhe Lard.
5, Tha vlolatbn or enhrcement ol uy law, odlnarce, pomll ol gowmmoilal regulrlbn (hdudlng tosc r€lslhg lo hrfidlng ard zonhg) rtrUlothg, ngdalhg,
pmhlbllno ormlatlng to
(a) fic ooo4ancy, ure, or enlqlment ol ho LEndi
0) fio tltoroffi, dmen$nr, or hcrtlor ol any lmpwemont croobd on lho Land;
(o) $eubdMrhollmdtor(0 crwlmnrunhlpmlecllon
ll a rcUco, dascdbhg uy pad ol 0ts [m4 h rrooded ln llr Publlo Rscords e o0ng lorh hc vlolarUcr or hhnUon b errlorcq but only to [re erhnt ol lhe
vlolalhn a mforceme[l rohrod h ln ftrl nohE
0. An Enturcsmonl aolhn bsssd m lhs uerclce ol a gwrmmcntal pdlcc po+lor not covend by Cornod Brk 6 ll a nollco ol !r enlommnl adbn, dosctlng
ary pqrt ol lhc L]d, h nordod ln hE Publlc Recods, but only h lhe ertenl of llts enhfi0oent |Blollrd b ln that notce.
7. 'lhe uodsa of Un fihtr ol enfisnt &mih lf o nollor of lho axor&0, doaodblp rny pril ol lia [erd, la rscodod h lhE Puhh Becor&.
0. Any taHng by a gowmmonlal body hsl [aB odnsd and lr bhdhg on he dghlo of a purho80r tor ystjg Yrlulout Knowlsdgo.
& IIUo bolng waled ohm han u sbtod h S$BilXo A or bdq dofodve
(a) ae a meult ol he s_tloldame h wltolo or ln parl, or llom e mufl ader pmv$hg m alanrhru nmedl of a burrlu ol rll ol ary pzt ol lhr [b to or any
lnlomst h 0E Lond ocumlng ptu to lho tutladlon ulsttq llllo CI clroun ln Sdndtrh A bacausg llut plor lmnsl[rr aonrllUlsd a lruduhnl or
ptdorunfid ltsnslor undsrHsral banknrybL rlata hsotvanoy, orulmllu uedlbr'dghts lswE; or
ALTA OinlG/a Pobsy [6t'l7r00l
-0uEseurygrCopyrlgtr(Anrrlmul.andTltlaAsoclrllon.All rlghBruervrrt, llrourcofthlrformhre*lculloALT llaerucrndAt,'tAuranlrcrhgood *:'i'j:
slanding orof 0wdutaofurc. All olhu ums uoprohibM. [,cprlnlcd urdcr liccnt from lhc Amcilcrn.tand Tillo Asoobtlon F,I
35
(b) bocauso lho hr0umsnt of ltanrlel vollng Ilth as fiorin ln Sctudulo A coneilutot a prolerenUal lmnsler undol faderul bsnkruplry, rtrtc tnrolwnoy, or
slnfr crtdlor*' &hh llra by roeson of fi e lalum ol lls Bcordhg ln he POlh Reor&
(ll to h 0meh or
(ll) to lmpert notlco d lts exlohnco lo e purdra*u lor vdw 0r to I tudgmonl u hn uEdflor,
1 0, Any dilEd h or lbt ot sncumbrflGi o0 lno nb or diar mdler hddod ln Covtred Rhh I trouuh g tlul iBB ba€ll cr8olEd or alhded or lus beon llhd or
mtnrdd lnlhs PubhRtoordrsuhoquentlo Dalsol Poflcf uld plor to lhr mcordhg oftn daad orolhrrhslrumsnlottm*rh lhe Pub{o Reardrllntraedt
tlue as ehorn h ScheduhA
TlwComparywlllahopayfte oostr. altomryd foet, Etd expenmr lnoned h delonreof arryma[erhund agaMbytt{afufioy,butonlybh0 utoiloto'ddod
ln tp CondlUona.
ln VtlilnoaaWharrll,CHl0,AcOImE NSUMNCE COMPAI,IY, har caueod lhh pollcy lo be $ned *rd rsalsd 6s oI Deb ol PolU rhovm ln S$uduh A, Oe
pofloy lo bcocne rdld whon counlrrlgncd by an eulholted clgliatoryol0tc Comp-ary,_ _
cRrcAGo TlTt.P lt{suMt{cE cotrrFAilu
llr
Counlodgmd:
36l37FL 084132.010500
Orlcago Tlilc lnsuramo Compony
13800 Nw t{rh st., suirs t90
Sunrige, FL 33323
Tc1: (7861228-3900
Foxr PsO 22E-3912
149!9"""
Co[y}l8hl Am.rhrn Lfid Tllh Arroch(o* All rlghlr rBrrvcd Tln uso olthtr lform lr r0tlrlolod lo ALTA licsrucrs ord AIJfA nomDer In good
3tlndkrgar of 0rl ftlo oftrr, All olhcr un! ur pohbiled.Itcprfucd rn&r llccnro fnont ho Amdorn lard T1ilo Agoohtion.
*lfu,ufo,+,
,,2
36
EXCtt SDI{S tnor CoVER 0E
The fohn{ng mabra arc erpumly excludod Imm lho owaga ol lHo
polcy, and he Company wll nol pay bor or damage, oogte, aflorneys' boq
or eryenrer lhrt tilu byream of:
l. (a) Arrylm,wdhunco,ptmll orgovemmanhlmgubflon(lnolutrng
thore mldng l0 fu[dhg and zonlng) rceldoftrg, mguffi, prcfi&ffi, or
mlahgb
(l) heooorymcy, uae, orcnfoymanlol$e tatdi
(ll) hc dmm&r, dmandoq or locadon ol ily lmprcv?mont
embd on tltt landi I
(lll) lhaurMMCorrollurd;or {'
(lyl emlmrmuM protodlmi
- -orOeofiootdarry.vfolabnolthase l6rrs,qdhancos,or - - -- ----
gowrunedd ngddbnr. Thlr Excluslon l(a) doet notmodlforltrr!
lhe ovcngr po{&d undor Corrercd RIak 6.
S) Any govsmmentil polco poflor. Tth Ercturbo 1(b) dooe nol mdfi
orllmlltrcooungc provldrd udrr0owrud Rt{t0, [.
2" Egrb ol crnhod donah, Ihls Erdurlon does not nod[y or tlrdt lh
cororagc pruildcd ul|ds co,E 0d Rhk 7 or 8.
3. Deled$ hns, enombrancas, adu€rB0 ddme, or ohermaflam
c0il0moil8
1, DEFII{TPIOFTERilI8
lho folurlng hrmE when ued ln fir pllcl meanl
(al 'Anunt ol lnrunnca'r Tho etautnt alalad ln Sdredrlo A, ar may ba
hcraared ordacBard by endmamenl h lhb polcy, lnoreased by
Secton C(b), or dorearod by Seo0onr l0 ard I 1 ol [rsss
Condtbns.
(b) taE ol Pollqft llm date dodgnated &r '00b of Polc/ h S&€dris
A.
(o) tnlltf: A cupcaton prhershh, hag llmlled hbllty corpary, or
ohcr sln{arlegalonUU,
(d) 'lceuod': Ihs lnrurd named ln Schdulc A
([ IIebm'lnaund'rbohftdea
(A) auoereorto[ro Tlileof $e hsurd by opona0on olla*
el dr(ngthed liom puruhars, hdrrdlng ftdm, devlroer,
suwlvora, pwrond npmsenldvoo, or nexl of lln;
lB) oucce$olt to u lmumd by dlarolulbn, morgor,
conrolUdon, dlatlrulhn, or morganlzrUon;
(Q emrron b an lnund by lb conwnlm b uofiar ldnd
ofEntty;
(D) agutreol an hsuud trdre deod dehrudwllhui
pryncnt of dnl vdu&h conrlhrofuo comrylru hs
Iide
(1) fhe rlo*, rhanr, rumbenhfr, orotwlryly
htende of ha grantee em whollpornod by lhe
nunod lnumd,
I lho gnntoo wholly ome lhc namd lnand, m
lf h0 0rantee ls $Jholponned by an ambhd En0y d tt
he narnBd lnrund, povl&d lhe af,llrled Enllty ard 17
lhe namc, lnsured am botr wholrcwned by ltn
rame pamon u€nUty, a
llhe grantee lr a tust€€ rbondlclEry da lruat
cnaEd byawlten hsfumsil ostrblbtrcd by tln
(a) coalsd, cuftrad, a*umd, or egned b [ 0n lnaund Clafinurl
0) not [,mrn to lhr Gompony, nol rscotdd h tre Rrblh Recods al
DahdPdlcy, hltl(nom b fio lnsrad Clslnatt sd mtdlsd$sd
In flrflru t0 tllo Conpany by tho luurud Cldmanl prblo tho drls
tho lnaumd Oatnfil b6cdn6 sn lruurud undcr hb potrul:
(ol Esulhg h m bw or damage lo lhe hsrmd Odmilli
(d) ailadlng or cnated nrbrequenl b Dale of Polcy; or
(e) oeulhg h brg s dEnage lhd muld not hwa bcsn wsldned I he
Lrsu,sd Odmmt had paldvaho furhe Tlh.
Anychtrr, by rouon 0f $0 opsralhn dledeml ba{uufty, etate
hmhunry, or dmlla crdllorJ rlg[E hu l|rt ho fanaaoilon watlng fto
nUo oe d$,rn ln Solrdrrlo A, h
(a) afoiuduFntconwyanmufrarfrr-lln{h-nUcl,or - ----
(b) 0 ptrfomlhl transtr hl 6[yr0ason not shled h 0ouord Rlet( 0 ol
lhb pollsy.
fuy llen on [n Ttt ftn Eal cchb laxor or a;sersmnls hposod by
gorunrnlrl afioily and ceabd u otaohhg botlleen mb d Poftil
and he dale of mcodhe orfiod60d or0h6r h3trum6ntoltu8l6rh lho
PubhRecode halwetrTltlc u rhown ln Sds&h A
ln$rod namod h Sdtduh A h €sftto ptru{tq
pllp080e.
(ll) tltfflt rogald l0 (A), (Bl, (Q, ad lD) reeuvitg, lro*0v6r, sll/ohls
snd dslenrs $ b any rucceseor that UE Compenf gould ifiE
hd agahcl any prcdccaaoor lnaursd,
(e) 'ln$Ed Glalmanfl An hsurod oldmlng looe r drn4o,(0 'ltnf,ledgo' or'Krfrm'i Actd tnoilledgo, notcoodlrctlw
hnotl€dgB or nolholhal nny be lnputcd h ar hamd I msorr ol
lhe PuHlo Rcoordg or aty o$r ncode hd hnpelt ooolrudbs
(0)
0)
oo0ceof riatm affsothg [rs'n[e.
'Land': ThE land dsrtrlbsd h SchduhA, ard rlBcd tpmnmonlr
lhatby hw conrUiuto malpmpdy. Thrlcn'l.rrrtr dossrrol hdrde
ery Fope rV laydrd hc [mr ol hr ma d*slbcd h Sdedub A,
na my dghl UIo, [{snrt eglds. r o$0m€0t ln abutttg 0t00ls,
made, annuel, sllep,laru, r8y€, orualuuays, but llrb doeo nol
modfiy orlmltltr ulmtMadghl orrooossloand lmm$o La{d la
hgumdW0bpoky.
'Modggod: ilotbage, desd of Uuct lrust dsgd, or oUBr B€srlly
hetum€n[ lnfilhg one ovldonod by dcclrufih m6EnB auhofid
bylaw,
'Prhllo Roordsl Rocot$ Bdabll$od mdor rlrb alrfutm rl Dat, o,
Potuy for llte gupss o, hpartry cfiuhrdtto no[ce ol mn&rs
nlrlhg lo rod poparty lo pumesotr fuvrlue rnd tlnut
Knowledge, Vlllh rupcctb Covmd Rbk fld), ?uHo &crdr' $o[
obo lndde mlonmanlnl pmlec[m lbns fihd tn lhs rc60rds ol lfie*il of lha Unltcd Statre D{sild 0ouilhrlhe dl$ldtrlpo lho Land
lchosM.
Tlto'r The odato o lntomst dssslbod h Sdrcduh A"
'thmailclablc llth': Illls dbdld by an allcgrd or appurnl mater
hal wouH pemft a pospeoilvr purfiasrr or lurce ofllro ll[e or
lendaron fie lllh b ie rclcasrd lrom th obigaUon b ptrfiEsr,
leam, or land ll Uroro la s confactud condUon ,e$Idng tr dellrnry
ol marksleHe lllla.
(21
(0)
(41
0 016
Copyrlght Arrurlcro Lrnd Tllla Asod.tlo] All rlghB r.rcrrcd. 'Ilp llr of llb Pom lr rslrlotrd to ALTA llcmeor lnd ALTA nrcmDco h good
rbnding as of 0w &to olruq All o{rcr uscs m pohlbitcd. Roprintd urdor ticoruc from tfu Amcllcan lard Tith Asohtim.
37
2, ComfiuATt0t{0Ftt{sunAilcE O. DUW OF IIISURM OLAIIIATIT IO GOOPERATE
IIF qpmSo of hh_ polby *all oonhue lo loroo as ol Dile ol Pollcy ln (a) ln all mee r whsm trlc pollcy pomb or Bqulms h6 Comp6ny lo
!pt{,*}ry,Ulbutonlyrobngashohsmdrtlshsanollab'or
" pmearleuprovldstilhedotenreolsnyocflotrorpmtlot{ns*rd
htor$l ln 0n [ud' r holle anobflgafion eocuud by e pwdruo m0n6y any eppolls,
'trts
lnsumd shd smum to Url Compan[ he rlSil-b m
ftlorlgape. gSn bya putclruer liwn ho lnsurod, or inly ao long ar he
-
nr6soarto oi pmtrtCe defenss h ho ac0qr or pn,i.qit,,s, hi nrrg
lneurod EhdlhavB[lmlQyrepn olwananhr h anytat*ror ltrertgtrtt uie, etlb opuon, fte nanoolthe inursd fdU,r p,,p"t
oonveyanceolhelllh. Ttbp[cy rhal noiondnus lnlorce h faru ol llfroriaarnquartU li ttre'Oaryary,lhc lnsued, iltn Oinprfl!'.
Stty putttpot tt-u11 fts lnurEd oltl0er ([ an orlalo or !!nal h he orpanse, atrafl ghn 0riCorryrrryal iiaomue ali 0 rr reorring
'
Lan6 ot (ll) at obfgaflon seored by a pndram monoy Mortgage gfirn lo errfuoncq obtaihg rdhoodE, piosroUtru or OEsndhg ri6-;d;n or
h0 ln$rrod. pmruadtrq, w efreafrg aeUdth[ and (lil t a"i ottt""tartuti* titr. noucE oF orAru ro BE crvEl By rNouREo crArnAr{r Li!! ffi,llT#l}Hil:i9,flfrji$.f;ilfl il,#m}, orle lnumd il{ notlly-he 0ompaty pmmplly h wrlErg (l) h aarc of rny pnMhtd by lro lafrri d Ua hsJrgd t0 tmbh ha Equtrut
llerho ao ratlottt h Eocton 6la) d llteffi Condlflonr, (l) h orco coopotrbn,'lho 0oflparfr o0llSalloni t0 ilro Insumd uirder tu
-KnowbdgcCtellometocllnedr8dhomndorof enydalmol0lhor - - poflsy$rlltB'mh0lo;hfidngmymmyoroUltgaflonf ffiud, - -
htoBst ul8[ ls sduolto to oo Tllh, c hsutd, and hat fiUht oaur lors pmsrflb, or conUrus any m6bi sm rogarU to-trs mlilor or
-
or drnrgr fu$rlch he Company rnay be llabts by vltue C ttrtr po[cy. or outbn rwultro rmtr mipsrdon
(fi) I hr TEo, aa hamd, lr ntoled aB LtmafialilIr Tlth I hd (b) Ttr Compfory may nuonittr nquln 0re lnsund Chlmmt h cubmtt
Companyb paFdhgd by he ldlwc olllre lnaured 0ldmaillo povlde b ormrlda[onunikoalh by-rny inilnrEcd oonsenlafivsof Uepmmtnolct,Smcompan/oXaUllytolholnsurudOalmiltundsrlhe Companyand5pmduooftt'sxtnalon hspidon,andoglng,at
pollry $d b0 Fducsd lo lho erlcnt of lhe fludloo. rudr naionaHe ihree ad phoe or may to itod$ilid Uy fti ''
4. pnooForuooo ffiHffi,ffi11ffio1llt:?1ffilA:fiffi;ltff,fffi,
h tht o$uttto Compoy lo unablc h dchntrc trc orunl ol loos or oottogpondencr, Bport, cntallr, dlrtc, trpcr, ard vlileor $rellni
damrg6,lh Companymry, atlb opuon, rquln ao acondlhn ol beulng adah bchn orrllrrorto olpotley, trd naoraltypst€h
papnntfiatfto lmuod Cl&nant tumbh a slgnsd ffiollors.Iho b [ts lorrqdamage, Fuilfter,lf nquorbd byany uhorLid
gool{lce muatdcs.ilUo ho deh4 !hn, enarmbiancc, orollprmstls ltpusanldho olhe Company,lhc hstmd0dmantrhal fmtllr
haurod agehd hy itlc Poficyttalcmcfiutrotrs basbof hao or dailage tsfltfulffi, tnuilttg, fbr my aulhortad Bflwonbfi,! ot6o
end shdl st&, lo lno extenl poeihb, he basb of caloddng ttre amuint ComPary lo ixffilnc, lnryod, sld op al of lhess rplodr h hc
of ho bee ot &mage. otlody ot conbol ol t lhid pady hat iirmn&ly pedah to tlro loes
r. DEFEr{BEAnDpR0sEcuTro*oFAsno.rB $jffifl;#flfi}Hffiffi,fi.Hfl#lit$}'X,ffiffi
(a) t$ur wliilon rcquest by lho hours4 and aublsst to 0re oolbnr bo dadomd b olhan unlesr, h ta ruarooablo ldgnronl ol lla
cmbtud ln Eoilhr Z bf hess Condl1onc, ttri Comparry, a nr own $ompmy, ltle necauary h Urrdmlnhlrdon oi 0ri dalm. Fallun ot
6t ild s,fihout uroa$nsble dd8y, *ei provue t{r ttii &ronm o, ho lnwrud Oalnad lo r6m[ &r srmhdon undrroall! pioduos
an lmurBd h ll[g.Um h whhh any htd paity aosortr a d*n any noomHy mquoded Infomotst, or grul pcm*slm to acaro
oovemd W iS iOlcy adwrac b 6c hajrod: nh o6lhah6 lE raaonaIy necleeoty ltlomollon frorn irLd parUer a qulrd h trb
[nnad b irfy liore itatsd camr of adhn dhgft1g m-st3{B ln$nd at$stcton, unlerr pro}rblted by law or gnnmmonhl mgrhton, sltsll
agatut by [ft poflry. Iho Cornpsrry lha! have lis-,lght to $hd temhrlr uy llatllty ol ho Compony un&r hlo pollcy o-r b lhrl
coumol ot lh clnbd (autfecl b !E rlghl ol thE 1ncu,6 b obtot for da[n.
rueon*lo p!a) to. repreaent the lntured ar to hors sbqd ryy t, omoilg ro pAy oR oTHERtItsE o6rrtE glAttrts; TER6p{AI101oladbn.ll rhsl mlbe labls hrsnd wltlnotpeylhefeeo ot my oher "
Oi i;ililrn
hqrndtylp lnrund ln ho rhfenss of llpsecrurc of actbn hat ln.caoo o[ adalm unduhls pdcy,lu 0ompffirsteflhsrrstu hhuhg
dogo mflco not lneuod sgdnBt by hlr poflcy, 0ddh08t optoncl
(b) Ihc Conpsry $o[ han he dght, tn addl0or b UB 0pufiu
coobhed h Sscfrn ? ol lh6s0 0ondl8on!, at lll gu,n @st, b lmllhile
and pmcoia ary aollon or plocordlng or b do my olhsr rc.l thd ln
lh flnloo mry bc ncoasary or deuhotrle to ertabloh te TUa, as
ln$rBd, u t0 prEUEnl or rdue bsc oi dunage to lho lnaurud, Ite
Coqany mey hka a,U BeproprlBb asthn undEr hs tsfme 0l lhlg
polsy, $hollD. or not I sh8ll b6 ltibls l0 lhs lnoured. Ths orordso ol
filro,l0hl0 0h0ll nol bt an admlsabn ol lhillty or walmt of my
prot{sbn of iltb polluy. ll tro 0omparry exuclrer [r rlghtr undsr llde
urbuctlm, I murldo ro dlllgenlly,
(c) t/tlhenewr he compmy brlngr Et xton or asccr{r o doGnso a
rcquted or pmlttd by 0rb pdby, llB Company may pumn fie
trdgaflon to a fnrl dekmlnaflon by o ou( of compohnt lrldlclbn,
and i eryrcooly nosvec fie dghl, h b sole dbuutm, lo sppd rny
advotro Jrdgmsnt or ordor.
(a) To PtJ ot Tender Popenl ol lhe Anmunt of lnrunncs. Io pay or
bndcr prymoil of llr Amount of lntummo undu trh pllcy loplher
wl0 any oorlr, domoyo'lgea, and gxperroc lnarmd bytre lnsrnd
Clalmmt lltal wen auhoilaed by hc &rrpary up to he hto of
paym$l gr lindat ol paprcnt and lhal lhe Company lo obfiehd to
pEy,
Upon lho ererlse by he Oompany ol trh opll4 ell MOy nd
obfia0ono ollho Coryarrylo0E hsund undrlile polby, ohei
lian b mdo lho paymontrEulfd ln [dssutrcolbq ahiltrnnhato,
hdudhg ony lhbltlty or oblgaUon b dofefl( pm$fltr, or oonhuo
ilyll0galbn,
0) Io Pay or Ohswlse Se[le Wh Puusc 0herlhur lhe hsuad or
Wh 0re lnsund Olalmart
I l) lo pay or o0nnrlre ssltfe wlh othgr puth! lu or ln 0B nsmr ol
at luumd Odmmt any dalm lnE{nd Odnal udor hlt pollcl,
ln sdilllon, he 0ompany wlll pey try wrb, alhmeyr' fsn, td
Copy..rEhl Aplte.re Llo|Tllh Arsorhdcn All rlrhh rsrrvril '[lro uo otlhlr Form lr to*dcld to ALTA llgcru or lnd ALTA ncrnbos h good
rtrndlry u ol0n doh ofuro, All olhor urs olr p.ohlbito( ttcphtcd undrr lhcrso ltom lhc Arncrhm !-rnd Tltlo Aqoohtion
38
10.
erpensot lnarnod I lhe lnrurod Clalmail thatrwra eilmrterl
by hc Company up lo lhr tlru ol poymcnt ud ttral he
Company k obflgatod lo pay; or
(ll| b pry orofi omkc retla nllh tlre lmurod Cldmont the loga or
dunqa prwlded lu undor lHo pflry, hgelhu sl[r any mtr,
0t0m0yC hot, md orpeneor lrumd by fie lnrund Cldmrnt
lhat wcn uhodzrd by hr Company up to lho llme ol payneot
ad lhet lhe Company l* obfueted lo pry.
Upm lhc tror& bylhe Conpary ololhoroflho opllonaprovlded
br ln ateeotbnr (b[] or ($. lhe 0orpen/a oHlgrhne b hr
ftlrtled u]dsr lhlr polry lor fte dslmod lora c dmogo, o[nr lhan!r geymenlr ruqulrud b be made, shd lemfiab,lnchdlng any
labllly or obfrdon lo delend, proseurh, or conllnw any llllgallon.
DqTERfi rilAngil AI{D_EnEII-qF L!4q[._ry
Ihb pokry b a oootml ol hdrmnlty sg&st rctual monelay bae or
damqe rurHncd or lnaurod by llto lmurd Clalmanl who hu suffersd
hor r dam4a by nuon ol msllen lnurcd agdnst by hls polloy.
(a) TIF €xhnlol ffilliy of lhc Gompany lor looa or damage under 0rls
polloy rhall nol crcrcd llro lcuar ot
0 lie Amuntof lnruranco;of(ll) he dlilannm betwsen the valus of the Tlle as hsured md lho
vrlue ol ho ll[c subJcol to lha dek lnurod agdrut by thb
pdry,
(b) tl he CompEry puuar k tlghto under Sssthn 6 ol lioee Cudl0olu
and b urmcc*lul h ulabtrohhg 0te Tlllo, u hured,
(0 0n Amunt d hruuo dull be hcnmsd by 1016, rld([) h0 hsur8d Cl*nant rhdl hsvs [n dghtb hsv, lie loEs 0r
duttsgtd0bqln6d dllrt atol0edatehcdlm wu nradeby[r lnrurud Clahant or ar ol thc drb lt lr *illed end pal4
(c) ln addllhn h fis 0xlflt o, lmfrU undEr (s) snd pL Oe Gompury wll
&o pay ttror orb aflomcyr' lo*, and rponrer harod ln
accodance wlh Secllone 5 8nd 7 of ham Condlons.
LIf,]TATIOII OF LIABILITY
(o) llln Compnny erlobtrhoe llw Tlle, or nmouBe Ure dloged delecl,
hn, or enqmbrance, or ctmr lhe l6dt ol a d$t ol rocoas h or fiom
Oe [ad, of o|Jtss hc clakn ol Unmnrhtablo Tlh, dl as lnsumd, ln a
oasonably dllgent manner ty any nnlhod, lnotrtrg llfurlhn and tlu
colpbllon ol ury rppeats, lt ohall har tully portrmod llr obllgalhnr
wllh mspcc'l b Oat maltor sod rhd not bc llaUc ftr rny loer or
dan4e caurcd lo hc lngu,sd,
(b) ln lhe ewnl olany llhallon,lncludhg Ilhal|on !y lht Comprn or
ttlh fie Cunpenyt conesnl, lhs Company rhall han no llablllty lor
loar o damago unill lhsre hsl b0r0 a llnal dotormhathn by a coul
olcompelsntlukdhUon, md dlrporlthnol a[ sppeab, aiwselo
fie Tlle, ao luurd.
(c) Ihr Corpany $d not h llrHr lor loos or dornsgo to lho lnrund hr
IBII voirlaily asrumed I llr lmurcd h millq any clatn or tuft
llflhout0p fiqf $dhn onsent0f lrr Compary,
REDUCTOI{ 0PaNsUiAt[E; REI]UCT|Oi| oR TERltlllATt0]l 0F
LIAEITTY
Atr poymenb udw lhls polluy, excopt paymonb rnado hr ooElE, rtlomeye'
bo$ snd sxpsfltog, shdl ,odlre fie Arnount of lnunr,ms bf lhs ilnouil
olfie peymen[
Il. LlAEtUtY [O[oUm,tATtVE
Tho Amount ol lnsufiBnoc ghall b0 rtduoad by any rmounl lro Cfirpany
payo under ary pllcy lnouhg e l,lctgage to rftkfi acopllon ls tdrsn hgdlrdulc E 0r l0 tvhhlr hc lnq,rud har g$rod, asflmod, or hlcn
6ubF4 ortrthft le erurhd by rn kroursd afur 0ato ol Pdcy and whlcfr
b a ohaqa r lbn on hc T[lE, ord fio anunt m pld alri! tr &0m6d a
pay,mlfl h lhe lnsurcd undel lhlc po&y.
le PAYIEt{toFl.o88
lltan hbll[ rnd lhe utent of lm or damqs haw beu ddhllBly trod
h acmrdmc0 ttlllr 5es€ Co0dlfloris, lhe palnrsil rhd be mds flltih t
doys.
II. RIC}TT8 OF RECo1'ERY UPO}I PAYTEI{I OR EEITLETEI{I
- (a) -Wtnnovu 0ro Company *dl have gstbd urd peld r delm undsr
llrh ptcy, lt ohdt be aubmgatsd and onffied lo lhe dghb of lhe
lnoud Clalmut ln lhe lltle ad oll olhol rlghls ard ronxdlo h
raspd lo [p ddm hat 0s hsurnd Cldnanl har Ednst &typmn
0rpmpoaty, b lhc crlonl ol he ffiounlolay loes, coslr, othmeys'
laeq and orprnser Dald by [t0 compary, ll mqu6$cd by lio
Comgany, tu lnrund Clalmsnl shal uaouts documenls h evlftnco
Ua fanclor lo lho Company ol Oeue fihlr urd mmedles, 'lln
lnamd Clalnant rlull pamt Un Compuy b euc, ccrpofidte, of
rotUc h 0e namo of Uro lnc$Bd Clslmfit rnd b uce he name ol tho
lnsmd Chlnant ln any lranradhn or [SrUon lnwtvhg [rm rfih,tr
and amedEs,
ll r palmanl on acounl oI a olatn doel nol fr{y cow lic hei ol Ura
lnund 0lalmml, ilrc Compary $a[&lerlho erenha oltsdghtb
mconr unlll trr tho lngursd Chlmgnt ilall halr nowrd [r losa(bl fio Oompanfe,ldtl of lubroealon hdudcr lrt dgila ot 0re lnrund
h lndsmnffs$, guil€n&l, o0rer po[olor ol lneuanca, or bonds,
not*lhrlrndfu alrylemc orondllh$ ccrhlnod ln thocc
hrlrumsntc lltal ddorr rubmgollon dglls.
1{. ARE]IRANOil
Unhsr poldUhd by applcSh hw. atfiratlon punuaot to the Ttdo
lnturancc Adlnlhn Rulsr ol ltn Arn.hm Aillralloo Araoch0on may be
dorrurdod Iqrurd to by boh lECuqenyad he lnau.drt$c ftDof
a contowny or d*n &tfoablc mdtw may hoMe, bul an not lmlled
lo, ary oonlowryorffin batrBen lho Cornpany ad 0r humd alelng
out ol a nlalhg to Ufr polcy. ad soilco ol lho Colrp$y ln orrnodlon
wlh lb bsrflro o ho bnuh d r polcy pmvlCon or olhu otfraUon.
&blroUon punuanl to hb po&ry ad uilder lh6 Ruhs ln dool on tho drto
ln demrd lor atllahn b modr or, at 0re ophn ol lho lmuod, ho
Rulu ln rfiocl al Dalr olPoltcy Crdl h blndlng uport h pil{os, Ths
euad may lndude rfiornepr leec onty ll lha lnrs ol tlu alah h trhbh llro
Lurd h locdcd pemlt a cil,i l0 sfrad atomcye'foct to r pruvdlng
pcty. Judgmcnt upon ltrc awanl nndond by he &bflnto(cl msy bo
ontend h ary currt hn'trg Midktron llurooL
Ihe hr ol Oc alhu ol lho land ahrll apply lo m arblbrUon undcr ths I0c
lnuranot futilrdon Ruler. A copy o, tlr Rulet moy be obtahod froflt [16
ComD6[y upm ,lquBrl
AltA o*rroa Pdlcl (Ut7lq6)/-2$!ts**.-....*. .--*...6.e1f - ."*** . _ ","._."_ IuurHqld.tlodtFJgB[
Copyrftl Antrliln l,rodTllh Asoclrlkn. All rlghk rcrcncd. Tho usc of thB Form h rostrlctod lo ALTA llccnrcG3 r[d AITA lntmbcf' h good i.Uffi
slonding or ofhc doh oturo, All ollrr tuol on pohiHtod. Rcprlntod un&t licclrsc from llo ltmcrlgrn land Titlo Agociothn.#
39
ll.LIABI.IW UMTED TO IHIS POI.ICYI POLICY EffflRE COITRACT
(a) Thb plbl l4olhErrrlti allendonoments, ll fiy, alladred tb lt by lho
Company b 0r odm pollcy and mnlnct behryeen lhe lruulod rd
ho Crnpeny. ln hlarpo[ng ary prcrlslon ol lhla pollcy, thh plry
dull h corutucd a,g a tvhde,
Anydah olbaoordamage lralarbor oulotlh6 $tus ollheTilh
or by ony a&n arsoilh! ildl drlm Yrlchff 0r mt bascd 0n
ncdsnop drdl bo mattbd b lhlr pollcy.
Ary umndmertolorrndqrmml b Ole polhymuolbe hul[ng
drd auhanflcdod ry at alhortad poruoq or upnraly hoorpordd
by Scnadulc A ol tt& poloy,
Emi crdotssrrEnt h 0rh pdlcy hewd d any llma ls nede a put ol
thb polcl and lt rubfecl h dl d lr lermo and mlblons, Erccpt os
lie endonemnl aryeady ahteo, il dogs not (l) modfy sny ol lho
(b)
(o)
(0
{a
tr.
_ _ _ tomo ad pg{alpl ollro pSiloy, (0) Ud[ 1ny pdqr q{olpqqnl
(i0 orilsnd lila DCird Fbncy,r(h) lnsiaectio Arrronlo{ -
lnsuf,ncc.
SEVERABIIIY
In 0tc ovenl uy pmlCon ottb po[c1, ln lJhok or h pgt, ls hold hwlld
orunanhrcaailc unda applloa0lc lar, lhc pollcy ahall bs deemed nd to
hoMe OatpovlCm or euoh put hold tp De tnrdE, but sl drr
wvhlona ohatr rom*r ln ful lorco and eflao
cHorcE0FtArui Forut
(a) Chohr ol Law: Iha lmurod ackmilledgBs lio oompa0y hat
undenrfim he dgkr covemd by thlg polloy and detem{ned lho
prcmhmdarycd lhcltforln r.l8flcc upon lhB l6t, aflodng hb]Bils
h md pmpeily and applbabh b ta hleryreHon, dghb, luardbr,
or onlotoment ol po[sbs of tllls hcusno ol tlte tudsdlollon uhen
lho [urd ls loctbd,
(b) IlrrBlom, [E cold or u ublhabr rhall apply 0r hr ol lhe
p&dlcllur nhm llr lard ls bcatod b delemlne 0te valdltyol
dalmragahdttcltc hdam dwueblhe lnsumd and lo
lnhrprul ard edorce ho bmr of OJe po[riy. ln nelller oru rhsll tho
oolil r arbhnlor appty llr conllklr ol btv ptlrrclplcr b Otcnnlne hE
apClcrble latr.
(o) Chobc ot Forumr A,ty [,lh[un or olhar poceedlng Dought by ths
hrund agolntt tr Company must be fled only ln a etsle or lodsral
c00il rJilhln lho Unlhd Stabs ol Arn$ha or lls tordlorhs h6,lng
apmpdoto jurldlclho,
NOT|CEE,WHEfiE 8Et{T
Any noUo ol dalm and any olte nofta w atatrment h wrltng nqullad to
b60h00 btE Company underl{e ffi mustbo glvdt h tii Ompany
at Chhago Il[c lnumno Company, Abu Clalme Daparlmenl, P.0. Box
45023, Ja*ronvlle, FL 3282.S023.
It
AtT g1f,qrrpofic,(ttfl,0C,
Copy. rlgbt Aanrlcu bnd Tllh Arrorlrllor. Allrlglrlr.rcronrrl ltc uro ofihk Ionn b rustrlotcd b ALTA lhlrurlr rnd ALTA mmbar ln geoa i:ii:ll:rludlng or of tlc dero of usa All othcr uscr orc prohibnd, R pdnlcd undcr llcsuo fom tho Arnodoorr hnd Tlllo Ar,roolulo"
J"
40
Q fttcego n{c lnrmane Gomproy
POIJCY OF TITLE INSURANCE
SCHEDULE A
Chlcago Tltle Insurance Company
Pollcy Numben 7430509-90567931 Order t{umbon 4640396
Customer Refsrenae ; 084f 32-010500
Amount ot InourlncEs f 33,0001000.00Addrrs Rclercnes -643 Uncoln Road- - premtdmrlgTz;3zs.0o
Mlilnl Eeach, FL 33139
(for Informatlonal purpoceg onlyl
Dats ol Pollcyr January 15, 2014 at 4:30:lg p,M.
1, Name of [nsured:
Uncoln Conturlon Retall LLC, a Delaware llmlted ltabtllty company
2, The estate or Interest ln the Land that ts lnsured by thts pottcy ls!
Feo Slmple
3. Tlile lr vested ln:
Uncoln Centurlon Retall LtC, a Delaware llmlted llablllty company by vtrtue of that certaln Speclal WananW
Deed racorded lanuary 15f 2ot.l, ln olllclal Rccords Book 28991, Page 3378, of the Publlc iecords of Mlarirl-
Dade county, Florlda,
4. Thc land reErred to ln thls pollcy ls descrlbed ln Exhlblt'Ar attached hereto and made paft hercof.
THIII POLICY VALID ONLY IF SC}IEDULE B IS ATTACHED
*ggq.9,?..', !.----#::::;------.-.-r .. ::; ."-.- - r qf l -
*tlofltfl';#i%f3#ffiL"Eoiiiiiiffiailiffion. diri[ffirGfir.rid; +'r il;r
The use of Utls Form ls resfhEd to AtTA llcensees and ALTA membcrs ln good stardlng as of tha date of use. i;,',:,'i';i
Nl other uses are prohlblted, Reprlnted under llcerre from the Amerlon Land Tltle AssodaUon. &
41
Q*,."go lilh lrrurancc Compsny
Pollcy No.: 7430609-90567931
Oder No,l 4640338
Cuetamer Rcfcruncs: 084132-010500
EXHIEIT OA"
Lot one (r) of Block one (l), of uNcoLN RoAD suBDIvIsIoN "Ao, of The Alton Beach Realty company, as
the aame ls shown, marked and daslgnated on a plat of sald subdlvlslon, recorded ln Plat Book No. 34, at
Page 66 ln the Offlce of the Clerk of the Clrcult Court ln and for MlamFDade County, Florlda; ALSO those
lands ln MlamFDade County, Florlda, descrlbed as follows:
From a concr€te monument located at the lntersectlon of the West llnE of Jefferson Avenue and the North
llne on Llnsoln Road; as sald monument 16 shown on a plat entltled "Amended Plat of Golf Cource
Subdlvlslonr, as the same ls recorded ln Plat Book 6, Page 26 of the Publlc Records of Mlaml . Dods
Countyi Florldo; more partlcularly descrlbed as belng 1350'-East-and 270 feet North of-th€ Southwest-
corner of the NW tl4 of Sectlon 34, Townuhlp 53 South, Range 42 East, run Easterly elong the North llne
of Uncoln Road a dlstance o1794,2A feet to the Polnt of Beglnnlng of the parcel of land hercln descrlbedi
from sald Polnt of Beglnnlng run Norlherly along a llne perpendlcular to ths last mentloned course a
dtstansE of 105 feet to a polni, sald polnt belng 20 feet South of the Southerly llne of the Munlclpal Golf
Course, ln the Clty of Mlaml Eeach, Florldai thence run Ecsterly along a llne parallel wtth the North llne of
Llncoln Road a dtstance of 50 feet to a polnt, thence run Southerly along a llne perpendlcular to the Noth
llne of Llncoln Road, a dlstance of 105 feet to a polnU thence run Westerly along the North llne of Uncoln
Road a dlstance of 50 feet to the Polnt of Beglnnlng of the parcel of land hereln descrlbed,
ALTA Ownc/c Pollcy (6/f206)
905q9--.- ?-ef-3 .- - - - - (wlth Florlda ilodlfl-ct=!!ry1
c;iryfrgEim;il(tnffi-d-friiomlimii'fr . df iiiiiii rcre
Thi irse of tHs Form ls restrlded to AUIA [censees ana Atm members ln good sbndlng as of the datr of uaa, All llflal,lll
other uscs sre prchlblted. Rsprinted under llcangs Fom 0ro Amarlcon tano TtUc AcgoclaUon. *
42
@ctlcago Tllle lruurancc Compaty Poltc? Noi : 7430509-90567931
ordor I{o.l 4640396
CuEbmor ltsferunce: 084132-0f 0500
Exc E prr8fi 5 ??3H 8"rE RA6 E
Thls pollcy does not lnsure agalnst loss or damage, and the Company wlll not pay costsr aRorneyst fees, otr
exponses that arlse by reason of;
I. Taxeg and asEessments for the year 2014 and subsequent yearc, whlch are not yet due and
payable,
2; Dedlcatlonron the platof Lln'coln Road Subdlvlslon nA' of the'Alton Bsaeh REalW ConTatIy fecotd€d
ln Ftlat Book 34, Page 66.
3. Restrlctlons common to the subdlvlsion contalned ln the Werranty Deed ttom The Alton Eeach
[lgttf"company recorded ln Deed Book 1631, Page 442, as may be relmposed by the deeds tn
offlclal Racords Book 9730, Page 1084 and tn offldal Records Book ri07b, page izO.
4, Partles ln possesslon under unrecorded lease as set forth In Exhlblt ,,8.',
5. Mortgage. frorn Uncoln Centurlon Retall LLC, a Delaware llmlted llablllV company, Hortgagor, to
643.57 Llnooln Road, Inc,1 a Florlda corpomtlon, Mortgagae, dated January 13, ,014, recirded
Japuary15, 2014, ln Offldal Records Book 28991, Page 3381, ln the amotint of g24,0oo,ooo.oo, a$
recorded ln the Pubflc Records of Mlaml-Dade County, Flortda.
NOTEI Wlth rupect to any Exceptlon ln Schedule B recltlng covenEntE and restrtctlons sald Excepuon(s)
omlts any covenant or restrlctlon based on race, color, rellglon, sex, handlcap, famlllal status or nauodai
orlgln unless and only to the extent that satd covenant (a) ts exempt under Chapter 42, Secuon 9607 of
the Unltod States Code or (b) relates to handlcap but does not dlscrlmtnate against haridlcapped p6nrons.
NOTE: All recordlng references ln thls commltment/pollcy shatl rufer to the publlc records of Mlamt-Dade
County, Florlda, unless othenvlse noted.
NOTEr In tccordanc€ wlth Florlda Statutes sectlon 627,4L9L, please be advlsed that the lnsured her€under
may present lnqulrles, obtaln lnformatlon about coverage, or rocelve asslgtance ln resqlvlng complalnts, by
contactlng Chlca go Tltle Insurance Company, Telephone t-800-669-7450,
AUfA Owney'c Pollcu (6/1206)
30509
Gopyrlght Tltlc AccoclcUon All
The gse ol hls Fonn ]c rsblst€d b ALTA lloensrss and ALTA members In gpod otandlng as ol ha dat€ d use, All -hotfier usEs arc prohlbtted. Roprlnted under llcsnre from ths Amerlcan Lrnd nue As:oclaUon.
43
l.
DXEIBIT XBX
Idrses
Leass oxeoutcd bctwoon 643-57 Lincoln Road, Ino,, as Lpndlord and Lorrislaoa Connoction, Ltd,,
d/b/o Prsnch Conneotiol, no Tonnnt exeouted on Denemhr 27, 201 l.
kaso exeoutod between 643-57 Llncoln Road, Inc, as tandord end Riclry's 643 Unmln Bod,
L[,C, ar Tonail, cxgcuted on Sepembor 23. 2011, ns amonded by lho Commercisl lrn$
Modificntion Agrcoment datcd SepEmber 23, 201l, as furthu smended by dro First Amsndmsnl to
loase Agrcomont daled Septomber 23, 201 t.
Lsssc exsoutod botweon 643-57 Linmln Road, lno., us Lurdlod and Runway Clothirg; Inc. d/Ur
Rttrrvmy Swimwear, acTsnant, exeouted on Juno 4,2009.
Ipsso e,teoutcd botwcon 643-57 Llncoln Roa4 Ino., as landlord and Yuth and Knot, Ino., I FlorHu
oorpomlion, as Tcnant, exccutad on Mnrch zqZJW, ns arnondcd by lho Imeo Addcndum: loam
Modlfication of 2009 dated June 15,2009.
44
@ $tcego nilc Insmnce Compooy
ENDORSEMENT
Attuched to and made E pErt of pollcy Numbcr: 7480709,9036193,2
nThe Company hereby acknowledges the lands descrlbed ln Schedule A are the same lands
descrlbed ln the suryey prepared by Campanlle & Assoclates, under ProJect Ns. 5009 dated
December 20, 2013; howeverl the Company does not lngure the accuracy oicompleteness of sald
suruey."
Th.e t6tallltElllty of-llte Comirany 0nder-s6al-potlcl4 brindei oFcommliment-and undeitnE anilanf
prlor endors€m€nts thereto shall not exceed, ln the aggregate, the amount of llabtllty stated on thi
face of sald pollcy, blnder or commltment, as the same may be speclflcally amdnded tn dollar
amount by_thls or any prlor endorsemenb and the costs whlch the Compani ls obllgated to pay
under the C.ondltlons and SUpulotlonE of the pollcy.
Thls endorcement ls made a part of sald pollcy, blnder or commltment and ls subJact to all the
terms and provlslons thereof, except as modlfled by the provlslons hereof,
Nothlng hereln contalned shall be construed as extendlng or changlng the effecflve dat6 of the
albresald pollcyl blnder or comrnltment unless othenrlse expressly stited.
IN WIINESS WHEREOF, the Company has caused thls endorsement to be lssued and valtd when
slgned Urap authorlzed offlcer or llcensEd agent of the Company.
{t/*@hq.,,:::*
Authorlzed Offlcer or Ucensed Ag6nt
Endorsement Suney
45
Attachment - C
il
lilt
I
IWAP OF BOUNDARV AruD
TOPCGRAPHIC SURYEY
,,i-
\lTi3lr>rjrl/
E it;l/
L:
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.rr "'' "*!i;';xt' \ f
uh ot e'aM' Brac' nffitD'('EFD)
'.\1'
-l Er- o"';'n"f t J i lE rv r-rrvcolN LANE
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I I " '"'rg':8" Yr'-4"''' -li o" li
"'f'''ffi'filJ"r'"I l{""'' 'l';*J^*""F+l//j!"
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at E lEi i t;i ilEi e*;ir BE; illa
eh i= uH i EEI il;Ei I iFii tti ' d;il' =:_ =i :i
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ngd I 3HB
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. .iT:i?.*1 [- *0,
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f!-o.ofSllAqqREss j
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trAr,r ;iAcP, Ti tltf,!
cERr.!flE?Jg:
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P:SIDiNT AL, i!C
B;! r-i Ii!{5L
u.D/,IrD :lrRvr:t 06,/t t,/15Jo!/ r50[21662
LEGAL DESCRIPTION:
ll "i-,'," 1r Ji,. r ,*" , r,..r na, L'mJr.'.LsutsDt\,rsr,N;,;;n*1",;;
lr:,1i,lr(.,.,fP..n\, {r.\r.,.rr:c.til.t.l5,rnjr.,Jn.ir. l,.f.r,d ridr\...,il.
iii,:I;llJl'::;;,1ll:
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ril\:r,,ou.r5,rl,iIr:ro,r'n\l;.-.ur."is,]nftt._t.np..lrt,.,6.p.,r(:,ortbcl"rtil,:n(.,rtsl
I u nr '.. t.{, tr, [,. r( \i..r., .,.tr ilc:: i.r,. .:. l".in! ! :-r, I o.t 1I,t ,7.r 1,..1 |
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,,.r,1-.1,tn...rri.r\tur,.,piltC,,ilc,il,jjru,tr.c,r,,,rlri,,nin,.-,,r,-l
t,,l-i.1,,1 .,",,',,1':,:.1'.'\J,trahJLrnr,,rn.r..j..xJ.rrx,,,,r\,1 ..o[h,"...rr_.,.-.,n1
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FLOOD ZONE INFORMATION:rcm-inE-?Lm- NaGiNcE BATE MAp oi rHr FEoERAL iuERctircy
UANAGEMENT AGENCY RIVISED AN Og/11,/Og ANO I]O[I MAP PEUiiO OIi O!1]i/OiIts- '.caPFlC^LLw FtC'FO d,r,D'\Cfs, i,tom .{t trr: v^o C- : r.rF, t r,r,ilNzoNE 4E EASE FLOOD €LEVATION { COM[lUNtta ilAUE & ilUMBli aty o: rrllrafA(x_l2ls5_ vt/ & p6Nrl NLUFTq r?rfE^r.J._ -u.it\ L
suRvEvoR s ilo7Es:iliEffi -wlffiwN REFER To 1929 NATIoNAL i:oDE-tc vtRnclL DAnlr(Ncvo 1929). 2. No ATEMPT wAs MADE To LoitAIE foclNcs,/aouNoa toNs, oRUNDERGRoUND unuTrES uNLEss onrrfiwse rrorrD. J. rHE Lrr6s iron-iine6rirrAvE Nor BEEN ABsrRAcrEo [] REcaRD:r ro MAITERS or rrgar:si gv oiiii;pARnEs, sucH As e^sEuENTs. RroiE cF wAys. nrsrnvrt ori, eic 'ciirii
pLAITED EISEUENE aRE sloh_ 4. rHrs suklai wr.s oaepeiir,-riri 'ar_ii
CERII'tD rO aE oARtlt:S\ tND'r_rtrD rrFLO! Ar,L q NO) ,,n"r-rr,e,.f ,iASSIr,IABIL 5. ![ EOU\OAPl L.r/'t t.:tC ,ORS laT ARI ,raMr I n. ii;: ,.HE BoJlDAqy Lrvtrs st!BLsHcD :t rr. suptr rqi'e^;.i,ioi'ir_ irciotscRrpTlqN pFovtoEo By cuENr oR js c:ppEserrrrlvq z -iru:i ow-rrillii;Not-DEIRMNEo. a. AcDrnoNS m DELEnoNs ro suavev r,ups bn_ ncpiinri_-gvouER frAN frE slclrNG ,^Rry cn pARriEs r: pnoria irc ri+,oir_i 'iinir#l
qoNSqlI q! rH€ srcNrNG pAFry oR pARTrEs. s eeanrlcs wqr i; i,m rni i6AN AssulrEo uESrDtAN, rfE toRfr LfiE oa uNCoLr RoAD ras ercr rsstL[iio iEEARNrj oF N Ba26ro" E
ijAfa 0F..;UPVE)':
t4,/2 L/201 4
it)3,i i.1i47!)Stts
rtLi: l: C-'14)'/a)
tit i\ i(t,): USACOAT
;i:Frt 1 a, t
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r AiREBY C'RiIF'I IHAT IHS SURWY !S TRUE AND COfiIEC'I ]C IHE BEST Or MY (NOWII
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