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R7E-Issue Tax Increment Resort Tax And Parking Revenue BondsGondensed Title: lntended Outcome Su COMMISSION ITEM SUMMARY FIRST READING / PUBLIC HEARING A.ENDA ,r.u Rl E A RESOLUTION OF THE MAYOR AND ACH, FLORIDA AUTHORIZING THE ISSUANCE BY THE MIAMI BEACH REDEVELOPMENT AGENCY OF NOT TO EXCEED $430,000,000 rN AGGREGATE pRtNCtPAL OF TAX TNCREMENT REVENUE BONDS (CrrY CENTER/HTSTORIC CoNVENTION VTLLAGE), tN ACCORDANCE W|TH THE REQUIREMENTS OF CHAPTER 153, PART lll, FLORIDA STATUTES, AS AMENDED; AUTHORIZING OFFICERS AND EMPLOYEES OF THE CITY TO TAKE ALL NECESSARY ACTIONS lN CONNECTION THEREWITH;AND PROVIDING FOR AN EFFECTIVE DATE. A RESOLUTION OF THE MAYOR AND CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA AUTHORIZING THE ISSUANCE OF NOT TO EXCEED $24O,OOO,OOO ]N AGGREGATE PRINCIPAL AMOUNT OF CITY OF MIAMI BEACH, FLORIDA RESORT TAX REVENUE BONDS, SERIES 2015 FOR THE PURPOSE OF FINANCING IMPROVEMENTS TO THE MIAMI BEACH CONVENTION CENTER; PROVIDING FOR THE ISSUANCE OF ADDITIONAL BONDS ON A PARITY THEREWITH; PROVIDING FOR THE SECURITY AND PAYMENT OF ALL BONDS ISSUED PURSUANT TO THIS RESOLUTION; PROVIDING CERTAIN DETAILS OF THE SERIES 2015 BONDS; DELEGATING CERTAIN MATTERS lN CONNECTION WITH THE ]SSUANCE OF THE SERIES 2015 BONDS TO THE CITY MANAGER, INCLUDING WHETHER THE SERIES 2015 BONDS SHALL NOT BE SECURED BY THE DEBT SERVICE RESERVE ACCOUNT AND WHETHER TO SECURE A CREDIT FACILITY AND/OR A RESERVE ACCOUNT INSURANCE POLICY, WITHIN THE LIMITATIONS AND RESTRICTIONS STATED HEREIN; APPOINTING UNDERWRITERS, PAYING AGENT, REGISTRAR AND DISCLOSURE DISSEMINATION AGENT; AUTHORIZING THE NEGOTIATED SALE OF THE SERIES 2015 BONDS AND APPROVING THE FORM AND AUTHORIZING EXECUTION OF THE BOND PURCHASE AGREEMENT FOR THE SERIES 2015 BONDS; APPROVING THE FORM OF PRELIMINARY OFFICIAL STATEMENT FOR THE SERIES 2015 BONDS AND AUTHORIZING EXECUTION OF THE FINAL OFFICIAL STATEMENT FOR THE SERIES 2015 BONDS; COVENANTING TO PROVIDE CONTINUING DISCLOSURE lN CONNECTION WITH THE SERIES 20,15 BONDS AND APPROVING THE FORM AND AUTHORIZING EXECUTION OF A CONTINUING DISCLOSURE AGREEMENT; AUTHORIZING OFFICERS AND EMPLOYEES OF THE CITY TO TAKE ALL NECESSARY ACTIONS IN CONNECTION WITH THE ISSUANCE OF THE SERIES 2015 BONDS;AND PROVIDING FOR AN EFFECTIVE DATE. A RESOLUTION OF THE MAYOR AND CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA AUTHORIZING THE ISSUANCE OF NOT TO EXCEED $8O,OOO,OOO IN AGGREGATE PRINC]PAL AMOUNT OF CITY OF MIAMI BEACH, FLORIDA PARKING REVENUE BONDS, SERIES 2015, FOR THE PRINCIPAL PURPOSE OF PAYING THE COST OF CERTAIN IMPROVEMENTS TO THE PARKING SYSTEM, PURSUANT TO SECTION 209 OF RESOLUTION NO. 2010-27491 ADOPTED BY THE CITY ON SEPTEMBER 20, 2O1O; PROVIDING THAT SAID SERIES 2015 BONDS AND INTEREST THEREON SHALL BE PAYABLE SOLELY AS PROVIDED IN SAID RESOLUTION NO. 2010-27491 AND THIS RESOLUTION; PROVIDING CERTAIN DETAILS OF THE SERIES 2015 BONDS; DELEGATING OTHER DETAILS AND MATTERS lN CONNECTION WITH THE ISSUANCE OF THE SERIES 2015 BONDS, INCLUDING WHETHER THE SERIES 2015 BONDS SHALL NOT BE SECURED BY THE RESERVE ACCOUNT AND WHETHER TO SECURE A CREDIT FACILITY AND/OR A RESERVE ACCOUNT INSURANCE POLICY, TO THE CITY MANAGER, WITHIN THE LIMITATIONS AND RESTRICTIONS STATED HEREIN; APPOINTING UNDERWRITERS, A BOND REGISTRAR AND A DISCLOSURE DISSEMINATION AGENT; AUTHORIZING THE NEGOTIATED SALE OF THE SERIES 2015 BONDS AND APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION OF A BOND PURCHASE AGREEMENT; AUTHOR]ZING AND DIRE9TING THE BOND REGISTRAR TO AUTHENTICATE AND DELIVER THE SERIES 2015 BONDS; APPROVING THE FORM OF AND DISTRIBUTION OF A PRELIMINARY OFFICIAL STATEMENT AND AN OFFICIAL STATEMENT AND AUTHORIZING THE EXECUTION OF THE OFFICIAL STATEMENT; PROVIDING FOR THE APPLICATION OF THE PROCEEDS OF THE SERIES 2015 BONDS AND CREATING CERTAIN FUNDS, ACCOUNTS AND SUBACCOUNTS; AUTHORIZING A BOOK-ENTRY REGISTRATION SYSTEM wlTH RESPECT TO THE SERIES 2015 BONDS; COVENANTING TO PROVIDE CONTINUING DISCLOSURE IN CONNECTION WITH THE SERIES 2015 BONDS AND APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION AND DELIVERY OF A CONTINUING DISCLOSURE AGREEMENT; AUTHORIZING OFFICERS AND EMPLOYEES OF THE CITY TO TAKE ALL NECESSARY RELATED ACTIONS; AND PROVIDING FOR AN EFFECTIVE DATE. . lmprove alliance with key business sectors, namely hospitality, arts, and international business with a focus on enhanced culture, entertainment, and tourismo Maximize the Miami Beach brand as a world-class destination Supporting Data (Surveys, Environmental Scan, etc.):o Environmental Scan - Convention Center Attendance: 54% increase since 2004o Community Survey - Average resident attends events at the Convention Center twice per year 0-t5E MIAMIBEACH DATE319 Item Summary/Recommendation: FIRST READING PUBLIC HEARING The City is planning to issue three different series of bonds for the financing of the Convention Center project in addition to the $55 million of the Miami-Dade County General Obligation Bonds funding provided by the County. Below is a summary of the sources and uses of the different types of funding sources for this project. Convention Genter Funding Plan Sources of Furds Addional RDA Prqiects 36,000,000 TotalRDA Bonds with Additional Projects re65[63i- County GO 1% ResortTax Bonds Parking Bonds RDA Bonds Total Gonvention Center Projecls Total Funding Sources Uses of Funds Convention Center Convention Center Parking Total Convention Center Cosl Additional RDA Projects Total Funding Usas $54.400,000 204,500,000 &t,811,756 272,667,631 596,379,387 $531.567,631 &t,811,756 596,379,387 Based on 8112115 budget. ln addition to the Convention Center Bonds, the RDA bonds will also finance the following projects within the RDA City Center district: . $3.75 million programmed for the second half of the funding for the Bass Museum lnterior Expansion Project;. $12 million programmed for the improvements to 1 7h Street and Connectors to Lincoln Road;o $20 million programmed for Lincoln Road lmprovements from Washington Avenue to Lenox Avenue, which will be based on the Lincoln Road Master Plan cunently undenray. ln addition to the above additional RDA projects, all of the outstanding RDA bonds will be refinanced. Cunently, outstanding bonds total $54,990,000 ($10 million for the Series 19984, $27,815,000 for the Series 2005A, and $17,175,000 for the Series 20058). The 1998A, 2005A & 20058 bonds are cunently projected to have a combined net present value refinancing savings of $3,268,002. The security for the repayment of these amounts will be the net revenues generated from the Parking System, the additional 1% Resort Tax, and the Tax lncrement Funds of the RDA. Financial lnformation: tr{^J \ourcc.of Funds: OBPI Amount Account Approved To be appropriated from the Convention Center Revenues and the Bonds Proceeds Total 320 g MIAMIBEACH City of Miomi Beqch, I 200 Convention Center Drive, Miomi Beoch, Florido 33,1 39, www.miomibeochfl.gov COMMISSI N MEMORANDUM Mayor Philip Levine and Members the City Jimmy L. Morales, City Manager September 30, 2015 A RESOLUTION OF THE MA AND CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA AUTHORIZING THE ISSUANCE BY THE MIAMI BEACH REDEVELOPMENT AGENCY OF NOT TO EXCEED $43O,OOO,OOO IN AGGREGATE PRINCIPAL OF TAX INCREMENT REVENUE BONDS (C!TY CENTER/HISTORIC CONVENTION VTLLAGE), !N ACCORDANCE WITH THE REQUIREMENTS OF CHAPTER 163, PART III, FLORIDA STATUTES, AS AMENDED; AUTHORIZING OFFICERS AND EMPLOYEES OF THE CITY TO TAKE ALL NECESSARY ACTIONS IN CONNECTION THEREWITH; AND PROVIDING FOR AN EFFECTIVE DATE. A RESOLUTION OF THE MAYOR AND CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA AUTHORIZING THE ISSUANCE OF NOT TO EXCEED $24O,OOO,OOO IN AGGREGATE PRINCIPAL AMOUNT OF CITY OF MIAMI BEACH, FLORIDA RESORT TAX REVENUE BONDS, SERIES 2015 FOR THE PURPOSE OF FINANCING IMPROVEMENTS TO THE MIAMI BEACH CONVENTION CENTER; PROVIDING FOR THE ISSUANCE OF ADDITIONAL BONDS ON A PARITY THEREWITH; PROVIDING FOR THE SECURITY AND PAYMENT OF ALL BONDS ISSUED PURSUANT TO THIS RESOLUTION; PROVIDING CERTAIN DETAILS OF THE SERIES 2015 BONDS; DELEGATING CERTAIN MATTERS lN CONNECTION WITH THE ISSUANCE OF THE SERIES 2015 BONDS TO THE GITY MANAGER, INCLUDING WHETHER THE SERIES 2015 BONDS SHALL NOT BE SECURED BY THE DEBT SERVICE RESERVE ACCOUNT AND WHETHER TO SECURE A CREDIT FACILITY AND/OR A RESERVE ACCOUNT INSURANCE POLICY, WITHIN THE LIMITATIONS AND RESTRICTIONS STATED HEREIN; APPOINTING UNDERWRITERS, PAYING AGENT, REGISTRAR AND DISCLOSURE DISSEMINATION AGENT; AUTHORIZING THE NEGOTIATED SALE OF THE SERIES 2015 BONDS AND APPROVING THE FORM AND AUTHORIZING EXECUTION OF THE BOND PURCHASE AGREEMENT FOR THE SERIES 2015 BONDS; APPROVING THE FORM OF PRELIMINARY OFFICIAL STATEMENT FOR THE SERIES 2015 BONDS AND AUTHORIZING EXECUTION OF THE FINAL OFFICIAL STATEMENT FOR THE SERIES 2015 BONDS; COVENANTING TO PROVIDE CONTINUING DISCLOSURE IN CONNECTION WITH THE SERIES 2015 BONDS AND APPROVING THE FORM AND AUTHORIZING EXECUTION TO: FROM: DATE: SUBJECT: SSION FIRST READING PUBLIC HEARING 321 Commission Memorandum Convention Center Bonds September 30, 2015 Page 2 of 9 OF A CONTINUING DISGLOSURE AGREEMENT; AUTHORIZING OFFICERS AND EMPLOYEES OF THE CIry TO TAKE ALL NECESSARY ACTIONS IN GONNECTION WITH THE ISSUANCE OF THE SERIES 2015 BONDS; AND PROVIDING FOR AN EFFECTIVE DATE. A RESOLUTION OF THE MAYOR AND CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA AUTHORIZING THE ISSUANCE OF NOT TO EXCEED $8O,OOO,OOO IN AGGREGATE PRINGIPAL AMOUNT OF CITY OF MIAMI BEACH, FLORIDA PARKING REVENUE BONDS, SERIES 2015, FOR THE PRINCIPAL PURPOSE OF PAYING THE COST OF CERTAIN IMPROVEMENTS TO THE PARKING SYSTEM, PURSUANT TO SECTION 209 OF RESOLUTION NO. 2010. 27491 ADOPTED BY THE CITY ON SEPTEMBER 20, 2010; PROVIDING THAT SAID SERIES 2015 BONDS AND INTEREST THEREON SHALL BE PAYABLE SOLELY AS PROVIDED IN SAID RESOLUTION NO. 2010.27491 AND THIS RESOLUTION; PROVIDING CERTAIN DETAILS OF THE SERIES 2015 BONDS; DELEGATING OTHER DETAILS AND MATTERS IN CONNECTION WITH THE ISSUANCE OF THE SERIES 2015 BONDS, INCLUDING WHETHER THE SERIES 2015 BONDS SHALL NOT BE SECURED BY THE RESERVE AGCOUNT AND WHETHER TO SECURE A CREDIT FACILITY AND/OR A RESERVE ACCOUNT INSURANCE POLICY, TO THE CIry MANAGER, WITHIN THE LIMITATIONS AND RESTRICTIONS STATED HEREIN; APPOINTING UNDERWRITERS, A BOND REGISTRAR AND A DISCLOSURE DISSEMINATION AGENT; AUTHORIZING THE NEGOTIATED SALE OF THE SERIES 2015 BONDS AND APPROVING THE FORM OF AND AUTHORIZING THE EXEGUTION OF A BOND PURCHASE AGREEMENT; AUTHORIZING AND DIRECTING THE BOND REGISTRAR TO AUTHENTICATE AND DELIVER THE SERIES 2015 BONDS; APPROVING THE FORM OF AND DISTRIBUTION OF A PRELIMINARY OFFICIAL STATEMENT AND AN OFFICIAL STATEMENT AND AUTHORIZING THE EXECUTION OF THE OFFICIAL STATEMENT; PROVIDING FOR THE APPLIGATION OF THE PROCEEDS OF THE SERIES 2015 BONDS AND CREATING CERTAIN FUNDS, ACCOUNTS AND SUBACCOUNTS; AUTHORIZING A BOOK-ENTRY REGISTRATION SYSTEM WITH RESPECT TO THE SERIES 2015 BONDS; COVENANTING TO PROVIDE CONTINUING DISCLOSURE IN CONNECTION WITH THE SERIES 2015 BONDS AND APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION AND DELIVERY OF A CONTINUING DISCLOSURE AGREEMENT; AUTHORIZING OFFICERS AND EMPLOYEES OF THE CITY TO TAKE ALL NECESSARY RELATED ACTIONS; AND PROVIDING FOR AN EFFECTIVE DATE. BACKGROUND Spanning four city blocks and located in the heart of South Beach, the Miami Beach Convention Center (MBCC) currently accommodates meetings, conventions, tradeshows and consumer shows. The Convention Center originally opened in 1957 and received a major expansion and facelift in 1989, doubling it in size. Currently the MBCC boasts over 1,000,000 square feet of 322 Commission Memorandum Convention Center Bonds September 30, 2015 Page 3 of 9 flexible space, including over 500,000 square feet of exhibit space, and over 100,000 square feet of versatile pre-function area space and 70 meeting rooms comprised of 127,0Q0 square feet. The expansion and renovation of the Miami Beach Convention Center project will transform the building to "Class A" standards which shall include Silver LEED certification upgrades and enhanced technology. The design modifications will include the re-orientation of the exhibit halls, fagade upgrades, site improvements along the canal, and along all roadways, the addition of a grand ballroom, junior ballrooms and meeting rooms, and two levels of rooftop parking. The interior renovation work focuses on the redistributed division of the four main exhibition hall spaces, and the additional programming of more flexible arrangements of private meeting rooms and additional indoor/outdoor versatile exhibition spaces. Currently, the four main exhibit halls are divided into quadrants-two accessible solely from Washington Avenue (Halls A and B) and the other two solely accessed from Convention Center Drive (Halls C and D). The new Convention Center re-orients the halls in an EastMest direction with the primary access from Convention Center Drive leading into a new grand, open double height entry lobby. Washington Avenue will serve as a secondary means of pedestrian entry. The project will also include substantial improvements to the north of the property. The new addition at the northern portion of the property features an enclosed ground floor parking area and truck loading and delivery arca. Above this, a 60,000 square foot grand ballroom is proposed offering vistas of the beautified 2lstStreet Park that will span along Collins Canal and feature the to-be-restored Historic Cad Fisher Clubhouse. This addition will create a new internalized loading area and will include two helix ramping entrance accesses to the roof level parking. The Washington Avenue elevation will become predominately pedestrian in nature with the elimination of the visitor drop-otf and cab cueing areas. The streetscape modifications will include a green edge along the avenue with native shade trees to promote a more pedestrian friendly experience. Convention Center Drive will in turn become the main access point for vehicular access and for the visitors' drop-off area. Modifications will include a new median along Convention Center Drive and 19th Street creating a more sophisticated streetscape and a more celebrated boulevard experience. The Canal walk will be substantially improved and will create a softer northern edge to the MBCC. The project also includes the demolition of the existing Recreation Center along Washington Avenue and the creation of a neighborhood park. Another architectural feature of the project is the proposed rooftop indoor and outdoor meeting space located in the southwestern corner of the roof. This will offer the patrons expansive views out onto the new Civic Park proposed to replace the surface parking lot. ln association with the renovations to the Miami Beach Convention Center, a new urban park, dining pavilion and Veterans Plaza is being created to replace a surface parking lot that currently contains spaces for approximately 800 vehicles. Convention Center Park has been envisioned as a neighborhood park. The park includes a series of six clustered 'shaded edges' that will line the perimeter of the 6-acre park and surround an internal great flexible lawn. 323 Commission Memorandum Convention Center Bonds September 30, 2015 Page 4 of 9 ANALYSIS ln November 2007, the Mayor and City Commission approved Ordinance 2007-3582 which amended the procedures that the City followed in connection with the approval of a bond issue and added the following Section to Chapter 2 of the Miami Beach City Code, entitled "Administration"; Article V entitled "Finance"; Sec. 2-278, entitled "Procedures governing the issuance of bonds. Sec. 2-278. Procedures governing the issuance of bonds. (a) Prior to the adoption by the city commission of the final resolution approving the rssuance of any bonds by the city, the following requiremenfs sha// be complied with: (1) ln order for the city commrsslon and the public to be fully informed on all matters relating to the proposed rssuance of bonds, the city manager shall prepare, or cause to be prepared, a fiscal analysis of the economic impact of the proposed bond issuance using the following criteria: a) The estimafed cosf of the project or projects on account of which such bonds are to be issued; b) The estimated annual revenues, if any, to be generated by such project or projects; and c) The estimated annual cost of maintaining, repairing and operating such project or projects. (2) Upon completion of the fiscal analysis ln subsection (a)(1), the proposed issuance of bonds shall be first considered and reviewed by the city's finance and citywide projects committee. (3) The city commission shall hold two public hearings, each advertised nof /ess than 15 days prior to the hearing, in order to obtain citizen input into the proposed bond issuance. At the August 28, 2015, meeting of the Finance and Citywide Projects Committee, the Committee voted to recommend approval of the issuance of these three bonds to finance the construction of the Convention Center project in accordance with Sec. 2-278(aX2). lf approved by you today, in accordance with Sec.2-278(aX3), a second public hearing will be held for these proposed bond issues on October 14,2015, and will be advertised at least fifteen (15) days prior to the public hearing date. FINANCING PLAN The City is planning to issue three different series of bonds for the financing of the Convention Center project in addition to the $55 million of the Miami-Dade County General Obligation Bonds funding provided by the County. Below is a summary of the sources and uses of the different types of funding sources for this project. 324 Commission Memorandum Convention Center Bonds September 30, 20't5 Page 5 of 9 Convention Center Funding Plan Sources of Funds Addional RDA Projects 36,000,000 Total RDA Bonds with Additional Projects re66?S-57 s632,379,387 County GO 1% ResortTax Bonds Parking Bonds RDA Bonds Total Convention Center Projects Total Fundlng Sources Uees of Funds Convention Center Convention Center Parking Total Convention Center Cost Additional RDA Projects Total Fundlng Usee Based on 8112115 budget. s54,400,000 204,500,000 64,811,756 272,667,631 596,379,387 $531,567,631 64,81't,756 596,379,387 RDA Bonds The RDA Bonds will be issued in a par amount of approximately $359 million based on current market conditions to produce project proceeds of approximately $309 million which will include the $36 million of ancillary projects as well as a funded debt service reserve. The RDA bonds will provide proceeds for the renovation of the Convention Center and creation of the park but will also provide for other RDA prolects in the City's adopted Construction lmprovement Plan. These projects are the following:. $3.75 million programmed for the second half of the funding for the Bass Museum lnterior Expansion Project;. $12 million programmed for the improvements to 17th Street and Connectors to Lincoln Road;. $20 million programmed for Lincoln Road lmprovements from Washington Avenue to Lenox Avenue, which will be based on the Lincoln Road Master Plan currently underway. The City intends to develop a six-acre surface parking lot at the front door of the Convention Center into a park amenity for both convention center users and local residents. Following the trend of convention centers in Boston, Houston, Chicago, Washington DC, Orlando and Atlanta, the City plans to develop the park as an extension of the convention center into the outdoors. The park area is planned to be used for convention opening night gatherings and local social events, as well as a place for local residents to enjoy. The park at the convention center is envisioned to include an open lawn, shaded areas, meandering paths, and plaza spaces. The park is also planned to include a Veterans Plaza and a restaurant pavilion in the theme of Tavern on the Green in New York City or The Grove in Houston's Discovery Green Park. The park will have the necessary underground utilities to accommodate the needs of virtually any type of event. Construction costs for the park are 325 Commission Memorandum Convention Center Bonds September 30, 2015 Page 6 of 9 estimated to be approximately $14 million and are included in the costs above. ln addition to the Convention Center Project and the additional RDA projects, all of the outstanding RDA bonds will be refinanced. Currently, outstanding bonds total $54,990,000 ($10 million for the Series 1998A, $27,815,000 for the Series 2005A, and $17,175,000 for the Series 20058). The 19984,2005A & 20058 bonds are currently projected to have a combined net present value refinancing savings of $3,268,002. (Exhibit A) The County and the City have negotiated and agreed to establish that from FY 2014-15 through FY 2021-22, any operating RDA funding not used for debt service and operating expenses will go into a fund to be used for shortfalls and eventually prepayment of debt. The County and the City have also agreed that from FY 2022-23 until FY 2043-44, the County will receive a refund of City Center (RDA) operating expenses based on its pro rata share of revenues contributed to the Trust Fund, and that any remaining funding will be used to extinguish debt early. Please see attached Exhibit B City Center CRA Revenue Projection and Funds Flow Schedule and preliminary RDA bond analysis Exhibit A. Resort Tax Bonds The Resort Tax Bonds proceeds will be issued in an amount of approximately $205 million. Although it is planned to pay debt service from only the additional one cent, all Resort Taxes will be pledged in an effort to strengthen the credit and resulting market reception to these bonds. The Resort Tax Bonds will require the implementation of the additional 1o/o tax on hotel beds before the bonds can be issued and will be pledged as the funding source to pay these bonds. The implementation of the additional 1% tax will require two readings before the City Commission following the approval of the Guaranteed Maximum Price (GMP). The first reading is scheduled for October 21't and the second reading is scheduled for October 28, 2015. Please see Exhibit D for Resort Tax Bond Analysis. Parkins Bonds The Parking Bonds proceeds will be issued in an amount of approximately $65 million. The Parking Bonds will finance the building of the parking garage as a component of the renovated Convention Center. The 802-space Parking garage will have an estimated operating revenue from FY 2019 through FY 2023 of approximately $3.4 million annually. Operating expenses are expected to be $853,400 in FY 2019 and increase about 2.5o/o €nnually until FY 2023. The net operating income of the garage will be approximately $2.5 million each year from FY 2019 through FY 2023. See Exhibit C for Parking Bond Analysis. The security for the repayment of the Parking Bonds will be the net revenues generated from the Parking System. 326 Commission Memorandum Convention Center Bonds September 30, 2015 Page 7 of 9 Countv GO Bonds ln the 2004 Amendment to the lnterlocal Agreement (CDT), the County agreed to provide the City with a $55 million grant to fund a ballroom in the Convention Center. From this amount, the City has already spent approximately $g.A million in the design phase of the Convention Center, leaving approximately $44.6 for the construction phase of this project. Proiect Fiscal Analvsis The total cost of the Convention Center project is estimated to be $596.4 million, and will take approximately 30 months to complete. ln accordance with the provisions of Section 2-278 Procedures governing the issuance of bonds, the Administration prepared the required fiscal analysis which included the following breakdown of the proposed Convention Center Bond issue. ln response to Sec. 2-278 (a)1(a): the estimated cost of the project on account of which such bonds are to be issued. The total Convention Center project is estimated to cost $596.4 million. (Exhibit E) ln response to Sec. 2-278 (a)1(b): the estimated revenues fo be generated by the projects.o The projected revenue to be received by the RDA in Tax lncrement Revenues will be $40 million in FY2016 up to $54 million inFY 2023. (Exhibit B). Upon the completion of the project, the projected gross event revenues in the first five years of operation will be approximately $104 million which will include revenue generated from trade shows, conventions, consumer shows, banquets, meetings and special events. However, the Convention Center is expecting to generate an average net operating loss for the first five year after the renovation of approximately $3.8 million per year. (Exhibit F)o The Park revenue expected to be generated in the first five years of operation is approximately $774,000. (Exhibit F)o The estimated revenue from the parking spaces is $2.5 million each year from FY 2019 through FY2023. (Exhibit G)o The additional one cent of resort tax is expected to generate approximately $12 million in year one and grow by 3% annually. (Exhibit H) Additionally we have provided a schedule of estimated revenue coverage of Debt Service for Convention Center Project financing. (Exhibit J) ln response to Sec. 2-278 (a)1(c): the estimated annual cosf of maintaining, repairing and operating such projects.o The County and the City have agreed that the RDA will provide for an ongoing adequate operating and maintenance subsidy for the Convention Center, in addition to the existing $4.5 million per year and annual year-end revenue sharing that the City currently receives from Convention Development Taxes through 2048. The Third Amendment to the Convention Development Tax (CDT) lnterlocalAgreement will allow for an additional annual operating and maintenance subsidy starting at $1 million in 2017 and increasing 327 Commission Memorandum Convention Center Bonds September 30, 2015 Page 8 of 9 each year by $750,000 until it equals $4 million by 2021 and remain at $4 million until 2025, or a total of $8.5 million. lt will then escalate at 4 percent or Consumer Price lndex (CPl) annually (whichever is less) startingin 2026 over the life of the Convention Center, funded either through RDA funds or through Convention Development Taxes, depending on the availability of the latter. That funding will remain in place until 2048. (Exhibit B & l)o The Park operating expenses is expected to be $2.9 million on the average each year for the first five years. (Exhibit F). The estimated operating expense of the Parking spaces will be approximately $853,400 in FY 2019 and increasing about 2.5o/o each year until FY 2023. (Exhibit G)o The additional one cent Resort Tax will be used for debt service. The Commission may approve by resolution other improvements as part of the Series 2015 Project in addition to and/or in lieu of one or more of the above improvements. The security for the repayment of these amounts will be the net revenues generated from the Parking System, the additional 1o/o Resort Tax, and the Tax lncrement Funds of the RDA. Because of the character of these three bonds, the current favorable market conditions, the uncertainty inherent in a competitive bidding process and the recommendations of the Financial Advisor, it is in the best interest of the City and the RDA to authorize the negotiated sale of these Series 2015 Bonds. Debt Compliance The attached Resolutions delegates to the City Manager and Executive Director of the RDA, relying upon the recommendation of the Chief Financial Officer and RBC Capital Markets (the City's and RDA's Financial Advisor), the determination of various terms of these Series 2015 Bonds, including whether to secure one or more Credit Facilities and/or Reserve Account lnsurance Policies with respect to these Series 2015 Bonds, the final award of these Series 2015 Bonds, and certain other actions in connection with the issuance of the Series 2015 Bonds and the refunding of the Outstanding Prior Bonds, all as provided and subject to the limitations contained herein. The Chief Financial Officer is further authorized to establish procedures in order to ensure compliance by the City and by the RDA with these Series 2015 Continuing Disclosure Agreements, including the timely provision of information and notices. Prior to making any filing in accordance with such agreements, the Chief Financial Officer may consult with, as appropriate, the City Attorney or Bond Counsel. The Chief Financial Officer, acting in the name and on behalf of the City and the RDA, shall be entitled to rely upon any legal advice provided by the City Attorney or Bond Counsel in determining whether a filing should be made. ln order to describe and specify the terms of the City's and RDA's continuing disclosure agreement, the Chief Financial Officer is hereby authorized and directed to enter into and deliver, in the name and on behalf of the City and RDA, a Disclosure Dissemination Agent Agreement (the "Series 2015 Continuing Disclosure Agreements"), with Digital Assurance Certification, L.L.C. (.DAC'), which is hereby appointed as disclosure dissemination agent with 328 Commission Memorandum Convention Center Bonds September 30, 2015 Page 9 of 9 respect to these Series 2015 Bonds, in substantially the form presented at the meeting at which these Series Resolutions were considered, subject to such changes, modifications, insertions and omissions and such filling-in of blanks therein as may be determined and approved by the Chief Financial Officer, after consultation with the City Attorney. The execution of these Series 2015 Continuing Disclosure Agreements, for and on behalf of the City and RDA by the Chief Financial Officer, shall be deemed conclusive evidence of the City's and RDA's approval of the Series 201 5 Continuing Disclosure Agreements. U.S. Bank National Association is hereby appointed as Bond Registrar for these Series 2015 Bonds. The officers, agents and employees of the City and RDA, the Bond Registrar and DAC are hereby authorized and directed to do all acts and things and execute and deliver all documents, agreements and certificates required of them by the provisions of these Series 2015 Bonds, the Bond Resolutions, the Series 2015 Bond Purchase Agreements, the Series 2015 Continuing Disclosure Agreements and these Series Resolutions, for the full, punctual and complete performance of all the terms, covenants, provisions and agreements of these Series 2015 Bonds, the Bond Resolutions, the Series 2015 Bond Purchase Agreements, the Series 2015 Continuing Disclosure Agreements and these Series Resolutions. Conclusion The Administration recommends that the Mayor and City Commission of the City of Miami Beach, Florida, approve the resolution on first reading and schedule a second reading public hearing on October 14,2015. JLM/JWjr(@ Attachments (presented in draft form): Preliminary Official Statement-RDA Bond Purchase Agreement-RDA Disclosure Dissemination Agreement-RDA Escrow Deposit Agreements-RDA Preliminary Official Statement-Resort Tax Bond Purchase Agreement-Resort Tax Disclosure Dissemination Agreement-Resort Tax Prelim inary Official Statement-Parking Bond Purchase Agreement-Parking Disclosure Dissemination Agreement-Parking 329 EXHIBITS Toble of Conients EXHIBIT A RDA Bonds Anolysis EXHIBIT B RDA PreFormo EXHIBIT C Porking Bonds Anolysis EXHIBIT D Resort Tox Bonds Anolysis EXHIBIT E Convention Center Proiect Budget EXHIBIT F Convention Center 8-Yeor ProFormo EXHIBIT G Porking 802 - Spoce ProFormo EXHIBIT H Resort Tox Collections History EXHIBIT I Convention Center ond Pork Operoting Proiections EXHIBIT J Convention Center Finoncing Debt Service Coveroge 330 -E-r--rre I ?15 . 20]5 &A$&&A$ffiffi&fl*e*Glw\*ffif v\*ffituP%%ffi ffi 331 4ng 25, 2015 7 t42 pm Prepared by Morgan Stanley / ALC EXHIBIT A pug. t SOIIRCES AND USES OF FI.]NDS Miami Beach City CenterRDA Combined 2015 Financings Dated Date Delivery Date t2/t012015 tzlt0t20t5 RDA Convention Center Financing, Series 2015 (New Money) Series 2015 Taxable Refunding of Series 19984 Non-Callables Series 2015 Taxable Refunding of Series 2005A Series 2015 Tax-Exempt Current Reflrnding of Series 20058 Total Bond Pncceeds: Par Amounl Premium 308,765,000.00 25,813,867.05 9,970,000.00 25,650,000.00 l4,l 10,000.00 1,354,705.20 358,495,000.00 27,t68,572.25 334,578,867,05 9,970,000.00 25,650,000,00 15,464,705.20 395,663,572.25 RDA Convention Center Financing, Series 2015 (New Money) Series 2015 Taxable Refunding of Series 1998,4 Non-Callables Serix 2015 Taxable Refunding of Series 20054 Series 2015 Tax-Exempt Current Refunding of Series 20058 Total Project Fund Deposits: Project Fund Refiuding Esorow Deposits : Cash Deposit SLGS Purchases Other Fund Deposits: Debt Service Reserve Fund Delivery Date Expenses: Cost oflssuance Underwriter's Discount Other Uses ofFunds: Additional Proceeds 10.23 9,896,968.00 9,896,978.23 308,667,63 1.00 308,667,631.00 40,835,030,23 9,896,968.00 50,731,998.23 23,748,375.00 25,470,010,00 15,365,010.00 25,470,010.00 15,365,010.00 23,748,375.00 617,530,00 19,940.00 5 1,300.00 28,220.00 716,990,00 1,543,825.00 49,850.00 128,250.00 70,550.00 1,792,475.00 2,161,355.00 69,',790.00 98,770.00 2,509,465,00 925.20 6,103.02 179,550.00 440.00t,506.0s 3,231.77 334,578,867.05 9,970,000.00 25,650,000.00 15,464,705.20 395,663,572.25 Morgan$tantey 332 >aa C(s cra G' C'Tog EXHIBIT A \o \c \f6\o6iGl6loF- oO!qn Ni \,od .. >r oI 'rii $ 3o'*e E6S EH \ovln €\oN m o in6o\€o\ No m \o oo c\t+ 6 Foo-t G! oso\4caho6atctoo€o6mN d- o €o\ ooo\ \o o6*: hFoeq\qc'l\o:oho6r+Nvle'l .+ 6 HM \o \o \o \o6\ 6\ O\ O\Oa-oolC-€\O€qc'.lqqme.loN ooooooeooooooooooooo h600\of-hrts6EH €o\h<o drm ir b EEH E$fi€N6.-E bo6Fc.l tr.9 o o'E .E H H.E$rr&.:loOP E.r.i'E.:iE€,tri g gob55EEe&a {**troxxx'5dddEFFF<E===Xooor'iddN {riOOo HOOOfrv)u)o s$ * oo> br)EEb0 .=ofz4 >.Eoo Hi; tq o oboatr Ei5 H A$O b'E EEz ts H 5,e 'l iD i aO>{V Uii rt 9R E IIi rd oO g.E EH-o o5 .EE A2 H,q: s" a ar) o oa, 6lobl)d UJ o tr6 ln Ebo o ,o 't,l) do.o pr Eo. c.l\f F ooil 6l h0a 333 Aug 25, 2015 7 :42 pm Prepared by Morgan Stanley / ALC EXHIBIT A pue"r BOND ST]MMARY STATISTICS Miami Beach City CenterRDA Combined 2015 Financings Dated Date Delivery Date First Coupon Last Mahtrity Arbitrage Yield True Interest Cost @C) Net Interest Cost(NIC) All-In TIC Averago Coupon Average Life (years) Weighted Average Maturity (years) Duration of Issue (years) ParAmount Bond Proceeds Total Interest Net Interfft Total Debt Service Maximum Annual Debt Service Average Annual Debt Service Under$,ritefs Fees (per $1000) Average Takodown OtherFee Total Underwrircds Discount Bid Price 5.000000 107.078508 Average Average MaturityLife Date wrcno$ tut0l2015 06latD016 t2l0tD043 2.672t64% 4.3t9196% 4.546324% 4.335531% 4.9485190/o 17.500 17.563 I 1.698 3s8,495,000.00 38s,663,s72.25 312221,510.60 286,845,413.35 670,716,5t0.60 21,748,375.00 23,975,55',1.85 5.000000 Bond Component Par Value Price Average Coupon PVoflbp change Serial Bonds (Taxable) Serial Bonds (Tax-ExempQ Term Bond 1 (Tax-Exempt) Term Bond 2 (Iax-Exempt) 35,620,000.00 100,000 166,28s,000.00 110.721 90,430,000.00 106.212 66,160,000:00 105.628 4.068 0V03t2020$1n 09119n029 23.075 01106DA39 27.008 12J72DO42 2.939% 4.989o/o 5.000% 5.000% 3.826 3.867 14.214 15.423 t3,213.60 137,834.s5 7s,96120 s4,912.80 358,49s,000.00 281.922.15 TlC AII-In TIC Arbitage Yield Par Value + Accrued Interest + Premium (Discount) - Undenrrite/s Discount - Cost oflssuance Expense - Other Amounh Target Value Target Date Yield 358,495,000.00 27,t68,572.25 (1,792A7s.00) 3s8,495,000.00 27,168,572.25 (1,792,47s.00) (716,990.00) 49,730,000.00 1,354,705.20 383,871,097.2s 1ArcDot5 4.1191960/o 383,154,107.25 12110D015 4.335531% 51,084,705.20 lut0D015 2.672164% MorEanStantey 334 EXHIBIT A Page 4hq 25, 2Ol 5 7 :42 pm Prepared by Morgan Stanley / ALC BONDPNCING Miami Beach CitY Center RDA Combined 20 I S-Finanoiugs Manrity ElEt€Yiold Yicld to Prioe Maturity CsI Datc Call Prcmim Pricc (Dismrmt) Bond Componenl Rao Scrial Bonds (Iax-Exeryt): nlon016 la0v2017 12l0ln0'l la0ln0D 12101n020 nntnozt laolno22 1a01n023 lu01lz024 1210112025 1210112026 9l01nvn ,2filn028 Dlgln029 nnt2030 l2lotlz03r la|ln$z Dl0lnB3pnln$4 1210112035 TmBond I (fu-ExemPt): Dl0ln$6 Dnv2037 nl0ln068 lUotn$g 72l0ll7M0 Tm Bond 2 Cfa-Ex€EPt): ra0u204l nnw042 la0tD04r n|01n044 Srial Bonds (IuablQ: la01D016 lzJ01D0l7 lu01n0l8 l2J0ll20l9 Dl\1nu20 laiv202l pl0ln022 1,795,000 z.00vh 1,t40,000 3.0wh 1,905,000 4.00v4 1,990,000 4.000% 2,090,000 5.000% 2,190,000 5.000% 2,300,000 5.00u/o 8,520,000 5.000% 8,960,000 5.000% 9,415,000 5.000p/o 9,900,000 5.00v/" 10,410,000 5.000% 10,940,000 5.000% 11,505,000 5.000% 12,095,000 5.000% 12,715,000 5.000% 13,365,000 5.000% 14,050,000 5.00aoa 14,'.t70,000 5.000% t5,530,000 5.Q0V/o 166r85,000 16,325,000 5.000% 17,160,000 5.000% 1E,040,000 5.000Yo 1E,965,000 5.ooo% 19,940,000 5.000yo 90,430,000 20,960,000 5.000n/o 22P35PO0 5.0000/6 23,165,m0 5.000% 5.000%-- 66166,000 t0t.319 103.541 t07,247 t08.5?2 ll3.833 114.631 l 15.081 tt5.625 I 15.633 I 15.544 n3.892 C 3.167% u2.358 C 3.1120/o llt.ll3 c 3.9No/o 110.,t96 C 43ll'/o 109.884 C 4.110% 109.363 C 4.190% 10t.930 c 4.2560/o 108.500 c 1,3150/o t0t.l57 c 1.363% 107.816 C 4.407% 23,676.05 66,994.40 i38,055.35 I69,587.80 2E9,109.70 320,418.90 346,863.00 1,331,250.00 1,400,716.80 1,463,467.60 t00.000 1,375,308.00 100.000 1p85,467.80 t00.000 1,215,762.20 100.000 1,207,564.80 100.000 1,195,469.E0 100.000 1,190,505.45 100.000 1,193,494.50 t00.000 1,194,250.00 100.000 1,704,788.90 100.000 1.213,824.80 17,827,575.85 0.ill% 1,110o/o 1.s00% 1.770% 2.060% 2.160% 2.6200/o 2.800% 3.000% 3.1700/o 1.3s0% 3.52OYo 3.660Yo 3.730o/o 3.800% 3,8600/o 3.9t0% 3.%0% 4.00@/o 4.040% 4.?3,0% 123,0% 4.230% 4.2!0% 4.2300/. 4.300% 4.3N% 4.300n/o 4.30o0/o tuttn0z5 taitD025 tv01n0z5 ta$ln025 tu0ln025 tuiln025 taDlt2025 tuiln025 laoLn025 tu0Ln0z5 LO62IL C 4.580% luolr2ozs t00.000 1,014'109'00 ioa:n c 4.580% tzfilnozs 100.000 1,065'979'20 tos,ztz c 4.580% luoLt?oz' 100.000 1,120'644'E0 1o6i.2lz c 4.580% luolnozs 100.000 1'17t,105'80 loe.ztz c 4.580% Lzntnozs 100.000 1'238'572'80 5.617,5 1l'60 10s,628 C 4.64s% tu01tD25 105.628 C 4.645% lu|lnozs 105.628 C 1.6450/o l2l0ln025 105.628 C 4.645% la0ln025 100.000 1,179,628.t0 ro0.00o 1,240,129.E0 100.000 1303J2620 l00.0oo _ 3,123,484.80 4,765,000 4,845,000 4,945,000 5,065,000 5230,000 5185,000 5.485,000 35,620,000 1.426% t.576yo 2-114o/o '2.693% 2.913% 3.332% 3.sEZ% 1.426Vo 100.0001.s76% 100.0002.tr4% 100.0002.693% 100.000 2.943% 100.000 3.332o/o 100.000 3.582% 100.000 27,t68,572.2s 358,495,000 Dated Date Dolivery Date FiBt CouPon PuAmout Premim Production Undffiit€ds Di$outrt Purchsc Prie Accrued lnt Gt Nct Procceds lafiD0ls laL0D0l5 06n1D0L6 35E,495,000.00 nJ68,572.25 385,663,5T2.25 107.578508% (1Je2fi5,00) (0.s00ooo7o) 383,87 1,097 25 107.078308% 3E3,871,097.25 MorganStanteY 335 Atg25,2015 7:42 pm Prepared by Morgan Stanley i ALC EXHIBIT A pue.s SUMMARY OF REFUNDING REST]LTS Miami Beach City CenterRDA Combined 2015 Financings Dated Date Delivery Date Arbitrage yield Esorow yield Value of Negative Arbitage Bond ParAmount True Interest Cost Net lnterost Cost Average Coupon Average Life Par amount ofrefuaded bonds Average coupon ofrefunded bonds Average life of refunded bonds PV of prior debt1o lal0/2015 @2.672164% NetPV Savings Percentage savings of refunded bonds Percentage savings of refunding bonds t2n0l20ls t2/10t2015 2.6721640/o 1.1802380/o 398,985.10 49,730,000.00 2.8009460/o 2.8s9322% 3.4031010/o 4.090 49,355,000.00 5.258257% 4,195 54,348,110.79 3,268,002.56 6.621421% 6.s71491% MorganStantey 336 Aug 25, 2015 7 :42 pm Prepared by Morgan Stanley / ALC EXHIBIT A Page 6 Date SAVINGS Mi:ami Beach City Center RDA Combined 2015 Financings Prior Refunding Debt Service Debt Service Savings Present Value to l2ll0l20l5 @ 2.6721641% 09t30/2016 09130/2017 09R012018 09t3012019 0913012020 098012021 09R012022 a9/3012023 1,261,649.65 8,400,323;75 8,403,379.75 8,409,722.50 8,418,064.00 8,443,743.00 8,451,948.50 E,467,67$.00 706,67s.04 7,995,707.21 8,003,004.16 8,011,856.91 8,018,488.03 8,046,278,35 1,929,270.80 7,940,736.35 555,024,61 404,616.54 400,31s,59 397,865.59 399,575.97 397,464.65 s22,677;10 526,941.6s 547,426.05 388,364.39 375,484.58 364,452.13 357,465.98 346,956.54 445,377.85 437,878.08 60,256,509.15 56,651,966.85 3,604,5A30 3,263,405.59 Savines Summary PV ofsavings from cash flow Plus: Refunding funds on hand Net PV Savings 3,263,405.59 4,596.97 3,268,002.56 MorganStantey 337 4ru425,2015 7:42 pm Prepared by Morgan Stanley /ALC EXHIBIT A rug"z BOND DEBT SERVICE Miami Beach City Center RDA Combined 201 5 Financings Period Bnding Dated Date 1211012015 Delivery Date l2ll0l20l5 Principal Coupon Debt Service 09t30/20t6 09R0/2017 09130/2018 09/30120t9 09t30t2020 09/30/2021 w/30/2022 09/3012023 09/30/2024 09/3012025 09t30t2026 09/30DA27 09/30t2028 09/30/2029 09R0/2030 09/30/2031 09R0t2032 09R0t2033 09RA12034 09R0/2035 09n0D036 09t3012037 09/3012038 09/30/2039 09t3012040 0913012041 09/30/2042 09t30t2043 09B0/2044 6,560,000 6,685,000 6,950,000 2055,000 7,320,000 7,47s,000 7,785,000 8,520,000 8,960,000 9,415,000 9,900,000 10,410,000 10,940,000 I 1,505,000 12,095,000 12,715,000 13,365,000 I4,050,000 14,770,000 15,530,000 16,325,000 17,160,000 18,040,000 18,965,000 19,940,000 20,960,000 22,035,000 23,165,400 ** o/to ** o/o ** o/o ** Yo ** o/o ** o/o ** o/o 5.000% 5.000% 5.000% 5.0000/o 5.0000/o 5.000o/o 5.000% 5.000% 5.0000/o 5.000% 5.000% 5.000% 5.000% 5.000% 5.000% 5.000o/o 5.000% 5.000% s.000% 5.000% 5.000Yo 8,039,793.79 16,8'.13,9s7.21 16,756,254.16 16,600,106.91 16,401,738.03 16,164,528.35 15,892,520.80 15,593,986.35 t5,225,250.00 14,788,250.00 14,328,875.00 13,846,000.00 13,338,250.00 12,804,500.00 12,243,375.00 11,653,375.00 I 1,033,125.00 10,381,125.00 9,695,750.00 8,975,250.00 8,217,750.00 7,421,375.04 6,584,250,00 5,704,250.00 4,179,12s.00 3,806,500.00 2,784,000.00 1,709,125.00 519,125.00 8,019,793.79 23,433,957.21 23,441,254.16 23,450,106.91 23,456,738.03 23,484,528.35 23,367,520,80 23,378,986.35 23,745,250.00 23,748,250.00 23,143,875.00 23,746,000,00 23,748,250.00 23,144,500.00 23,748,375,00 23,148,375.00 23,148,125.00 23,746,125.00 23,145,150.00 23,745,250,00 23,747,750.00 23,146,375.00 23,',|44,250.00 23,144,250.00 23,744,125,00 23,746,500.00 23,744,000.00 23,744,125.00 23,144,125.00 358,495,000 312,221,510.60 670,716,510.60 MorganStantey 338 Aug25, 2015 1:42pmPreparedbyMorganStanlev/AlC - EXHIBIT A PageS NBTDEBTSERVICE Miami Beach CitY Center RDA Combined 2015 Financings Total Debt Service Net principal Interest Debt service Reserve Fund Debt service Period Ending 0913012016 09/3012017 09R012018 09/3012019 09130/2020 09/30n021 09i3012022 0913012023 098012024 091301202s 09t30D026 09l30D0z7 09130t2028 0913012029 0913012030 09t3012a31 098012032 0913012033 0913012034 0913012035 09t30/2036 0913012037 09130/2038 09130/2039 0913012040 0913012041 0913012042 0913012043 09l30l204/ 6,560,000 6,685,000 6,850,000 7,055,000 7,320,000 7,475,000 7,785,000 8,520,000 8,960,000 9,415,000 9,900,000 l0y'lo,o0o 10,940,000 1 1,505,000 12,095,000 12J15,000 13,365,000 14,050,000 14,770,000 15,530,000 16,325,000 17,160,000 I 8,040,000 1E,965,000 19,940,000 20,960,000 22,035,000 23,165,000 8,039,793.79 16,873,957.21 16,756,254.16 16,600,106.91 16,401,738.03 76,164,528.35 15,892,520.80 15,593,986.35 15,225,250.00 14,788,250.00 14,328,875.00 13,846,000.00 13,338,250.00 12,804,500,00 12,243,375.00 11,653,375.00 1 1,033,125.00 10,381,125,00 9,695,750.00 8,975,250.00 8,217,750.00 7,421,375.00 6,584,250.00 5,704,250.00 4,779,125,00 3,806,500.00 2,784,000.00 1,709,125.00 579,125.00 8,039,793.79 23,433,957.21 23,441,254.16. 23,450,106.91 23,456,738.03 23,484,528.35 23,367,520.80 23,378,986.35 23,145,250.00 23,148,25A.00 23,743,875.00 23,746,000.00 23,748,250.00 23,144,500.00 23,748,375.00 23,748,375.00 23,',148,125.00 23,746,125.00 23,745,750.00 23,745,250,00 23,',141,150.00 23,746,375,00 23,144,250.00 23,144,250.00 23,744,725.00 23,746,500.00 23,744,000.00 23,744,125.00 23,144,125.00 112,804.78 237A83.76 231,483.76 237,4E3.76 237,483J6 237,483.76 237,483.76 237,483.76 237,483.76 237,483.76 237,4E3.76 237,483.76 237,483.76 231,483.76 237,483.76 237,483.76 237,483,76 237,483.76 237,483.76 237,483.76 237,483.76 237,483.16 237,483.76 237,483.76 237,483.76 237,483.76 237,483,76 237,483,76 23,867,116.88 7,926,989.ol 23,196,473.45 23,203,170.40 23,212,623.15 23,219254.27 23,247,044.59 23,130,037.04 23,141,502.59 23,507,766.24 23,510,766.24 23,506,391.24 23,508,516.24 23,510,766.24 23,507,016.24 23,510,891.24 23,510,891.24 23,510,641.24 23,508,641.24 23,508,266.24 23,507,766.24 23,510,266.24 23,508,891.24 23,5A6,766.24 23,506,166.24 23,506,641.24 23,509,016.24 23,506,516.24 23,506,641.24 (122,991.88) 358,495,000 312,22|,5fi.60 670,716,5|0.60 30,391,983.18 640,324'527.42 MorganStanteY 339 Aug 25, 2015 7:42 pm Prepared by Morgan Stanley / ALC EXHIBIT A pug.e Period Ending RDA Convention Center Financing, Series 2015 (New Money) AGGREGAIE DEBT SERVICE Miami Beach City CenterRDA Combined 2015 Financings Series 2015 Taxable Series 2015 Refunding of Taxable Series 19984 Refimding of Non-Callables Series 2005A Series 2015 Tax-Exempt Cunent Refunding of Aggregate Series20058 DebtService 09130/2016 09t30/2011 09t30t2018 09/3012019 09/30/2020 09/30/2021 09/30/2022 0913012023 09t3012024 09/30D025 09R0t2026 09R0t2027 09/30t2028 a9R0/2029 09/30D$A 09/30/2031 0913012032 09/30/2033 09130/2034 09BADA35 0913012036 09/3012037 09130/2038 09t30/2039 0913012040 09130/2041 09t30/2042 09t30D043 09130/2044 7,333,t68.75 15,438,250.00 15,438,250.00 15,438,250.00 15,438,250.00 15,438,250.00 15,438,250.00 15,438,250.00 23,745250.00 23,148250.00 23,743,87s.00 23,746,000.00 23,748,250.00 23,744,500.00 23,748,37s.00 23,748,375.00 23,748,t25.00 23,746,125.00 23,145,750.00 23,745,250.00 23,747,?50.00 23,746,315.00 23,'144,250.00 23,744,250.00 23;144,125.00 23,746,500.00 23,744,000.00 23,744,125.00 23,744,175.00 100,563.30 2,222273.95 2,226,602.94 2,233,120.25 2226,920.65 1,653,985.45 332,549.24 3,420,483.26 3,424,001,26 3,427,036.66 3,432,76',1.38 4,025,542.90 5,569,520.80 5,583,236.35 273,552.50 L3s2,9s0.00 2,352,400.00 a351,700.00 2,358,800.00 2,366,750.00 2,359,750.00 2,357,500.00 8,039,793.79 23,433,957.27 23,441,254.16 23,450,L06.9L 23,456,738.03 23,484,528,35 23,367,520.80 23,378,986.35 23,745,250.00 23,748,250.00 23,743,875.00 23,',|46,000.00 23,748,250.00 23,744,500.40 23,748,375.00 23,748,375.00 23,748,125.00 23,746,125.00 23,745,750.00 23,745,250.00 23,747,750.00 23,746,375.00 23,744,250.00 23,744,250.00 23,744,125.00 23,746,500.00 23,744,000.00 23,744,125.A0 23,744,125.00 614,064,543.75 14,663,466.50 29,215,097,85 16,773,402.50 610,716,510.6A 340 Ang 25, 201 5 7 :42 pm Prepared by Morgan Stanley / ALC EXHIBIT A pase to ESCROW STATISflCS Miani Beach CitY CenterRDA Combined 2015 Financings Modificd Yicldto Yicldto Pcrf€ot Veluoof Total Dration PY of t bp Rreipt Disbmemt Estrow Negtive CGt of Esmw Esmwcost (yrm) cbmgt Daie Dste cost Arbiragc DcadTimo Scries 2015 Tuable Rofinding of S*im 198A Noa-Callable, Global Proeeds Esaowg,8g6,n5.23 2.7s3 2,751.32 l.l8O23S% 1.1802360/o 9,491991.84 39E985.10 r'29 Serics 2015 Tmble Refiudingof Srics 2005d Global Ptoecds Esmw: 25,470,010.00 Sorics 2015 Tu-ExmptCurdtRefimding ofSriee 20058, Global Proffids Escrow: 15J65,010.00 25370,010.00 15365,010.00 5033t898,3 2J53.32 50J33,011.84 398,98r.10 l.z9 Delivery dats ArbiEaga leld Corupositc Modified Dmtion lu101201s 2.612164/o 2.783 Morqan$tantey 341 Alg 25, 2015 7 :42 pm Prepared by Morgan Stanley / A.LC EXHIBIT APage l1 SOURCES AND USES OF FUNDS Miami Beach City Center RDA RDA Convention Center Financing, Series 2015 (New Money) Dated Date l2ll0l20t5 Delivery Date 12/10/2015 Souroes: Bond Proceeds: Par Amount Premium 308,765,000.00 25,813,867.0s 334,578,867.05 Pmject Fund Deposits: . Project Fund Other Fund Deposits: Debt Service Reserve Fund Delivery Date Expenses: Cost oflssuance Underwriter's Discount Other Uses ofFunds: Additional Proceeds 308,667,63 1.00 23,748,375.00 6 17,530.00 1,543,825.00 2161.355.00 1,506.05 334,578,867.05 MorganStail[ey 342 Atg25,2015 1:4lpmPreparedbyMorganStanlev/AlC EXHIBIT A Pagel2 BOND SUMMARY STATISTICS Miami Beach CitY Center RDA RDA Convention Center Financing, Series 2015 (NewMoney) Dated Date Delivery Date First Coupon L,ast Maturity Arbihage Yield True Interest Cost(flC) Net Interest Cost (NIC) All-InTIC Average Coupon Average Life (years) Weighted Average Maturity (years) Drnation of Issue (Years) ParAmount Bond Proceeds Total Intorest Net IntEr€st Totat Deh Service Ma:<imum Annual Debt Sewice Average Annual Debt Service Underwrite/s Fees (per $1000) Average Takedown Other Fee Total Underwritef s Discount Bid Price ta$n0$ tul0D0t5 06rcrn0rc r2to1t2M3 3.969624o/o 4.t86144% 4.6025210/o 4.400978% 5.000000% t9.776 19.615 12.791 308,765,000.00 334578,867.05 30s299,s43:7s 281p29,501.70 6t4p64,543.75 23:748,375.00 21950,475.20 5.000000 5.000000 I07.860360 Average Average Average MaturitY Coupon Life Date Par Value Price Duration PVof 1bp chango Bond Compotent Serial Bonds (Tax-ExemPt) Term Bond I (Ia,x-ExemPt) Term Bond 2 (Iax-ExemPt) 152,175,000.00 90y'30,000.00 66,160,000.00 1 10.825 106.212 105.628 5.000P/o 5.000% 5.000% 10.693 14214 (s.423 111,972.90 7s,961.20 54,912.80 14.670 08/112030 23.O75 0tn6r2$9 27.008 la0n042 308J65p00.00 19'776 262,846'90 JUOr ' UJrvw'vv TIC fubitrage Yield All-In TIC Par Value + Accrued Int€rest + Premium (Discount) - Underwritet's Discount - Cost oflssuance ExPense - Other Amouts Target Value TargotMe Yield 308,765,000.00 25,813,867.05 (1,543,82s.00) 308,%5,000.00 25,813,867.05 (1,543,82s.00) (617,s30.00) 308,765,000.00 25,813,867.05 333,035,042.05 l2lt0a0l5 4.3861M% 332117,512.05 1211012015 4.4009780/o 334,578,867.05 turcnols 3.969624% MorgarrStantey 343 Au925,2015 7:42pm Prepared by Morgan Stanley / ALC EXHIBIT APage 13 Bond Componeat Matuity Dete BONDPNCING Miami Beach City Center RDA RDA Convention Center Finansing, Series 2015 (New Money) Amout Rat€ Yicld to Cdl Yiold Prie Manrity Dsto cdl Price Pramim (-Digcormt) Serial Bonds (Iu-Exempt): L2t01DA3 t2l0t/2vt4 tu$tnizs t210112026 tzl|w0z7 12/01t2028 12t0u2029 0t0tn$0 t2l0v203t ruov2032 1210112033 12t0y2034 12t0y2035 TmBond I (fu-Excmpt): 12t0tD0r6 nntn$7 1210112038 tzt01t2039 ,u01t2040 Term Bond 2 (fu-Exempt): t2l0ln0/.l w0tnuz 1210112043 12101D044 8,s20,000 s.wo% 8,960,000 5.@00/o 9,415,000 5.000% 9,900,000. 5.000% 10,410,000 5.000% 10,940,000 5.000% 11,505,000 5.N0% 12,095,000 5.000% 12,715,000 5.000o/o 13,365,000 5.0000/o 14,050,000 5.000% v,n0,000 5.000% 15,530,000 5.000% 152,175,000 15,325,000 17,160,000 18,040,000 18,955,000 19,940,000 90,430,000 1t5.62s I 15.633 I 15.5,14 113.892 C 3.16?0/o 112.358 C 3.7t2% l1l.Il3 c 3900% 110.4 C 4.0t1% 109.884 C 4.1100/. 109.363 C 4.190% 108.930 C 4.2s6% 108.500 c 4.31s% 108.157 c 4.363% 107.816 c 4_407% t06.212 C 4,580% tM.2L2 C 4,5800/0 106.212 C 4.580% t05.212 C 4.s80% 106.212. C 4s80% 1,331,250.00 1,400,716.80 1,463,467.60 100.000 137s,308.00 100.000 1,u6,46?.801oo.oo0 t215,762.20 100.000 1,207,564.80 100,000 1,195,469.80 100.000 1,190,505.4t 100.000 1,193,494.50 100.000 1,194,250.00 100.000 12!4,78890 100.000 1,213,824.80 16,472,870,65 100,000 1,014,109.00 100.000 1,065,979.20 100.000 1,120,6{4.80 100.000 1,178,105,80 100.000 ____121$za!q 5,617,5 I 1.60 100.000 1,t79,628.80 100.000 1,240,129.80 100.000 1,303,726.20 100.000 _ 3,723,4E4,80 20,960,000 5,0000/o 22,035,000 5.0000/0 23,165,000 5.Q000/o 5.000% 66,160,000 105.628 C 4.615% 1U0112025 105.628 C 4.6450/o 1210112025 105.628 C 4.645% t2l0ll20L5 105.628 C 4.645o/o 1210112025 5.000% 5,000% 5.000% 5.000% 5-000o/o 2.800o/o 3.000P/o 3.t70% 3.350% 3.520% 3.660% 3.730% 3.800% 3.860% 3.914% 3.960% 4.0000/o 4.040% 4.230% 4230o/o 4.230% 4230% 4.230% 43000A 4.300% 4.300% 4.3000/. 1?/01D025 tzl0u202s tvgu202s ta0w02s 1?,0V2025 t?r'0u2025 r2t0w02s ta0uz025 QJ0tno25 1A0tn02s ta0v2025 0mnlzs ta0U2025 taal2025 ta0y2025 308,765,000 2s,813,867.0s Daled DatE Delivery Date Fint Coupoo PtrAmout Promim Production Undq*rilols Discormt Puchse hice Accrued IntgrEst Net Pmecds 12fi0120t5 12n0D01s 06n1n016 308,765,000.00 25,8t3,867.05 334,578,867.0s 108.360360% (1;543,825.00) (0.50000090) 333,035,042.05 107.8603600/o 333,035,042.05 Morgan$tantey 344 Avg25,2015 7:42pm Prepared by Morgan Stanley LtrLC EXHIBIT A Paset4 BOND DEBT SERVICE Miami Beach City Center RDA RDA Convention Center Financing, Series 2015 (New Money) Dat€d Date L211012015 Delivery Datc laL0n0l5 Pcriod Anntat Ending Priucipal Coupon tutores Debt Swice Debt Swi€ 06t0v2016 09/30n016 t2t0tD0t6 06101n017 09/30n017 nlotn0n 06ntn0r8 09t30D018 t2t0lt20l8 06t01D0t9 0980n019 w0lno9 06t01D020 09R0n020 tu1v2020 06ntn021 09a,0t2021 D/0v2021 06nv2022 09/3,012022 w0tn022 06n1n023 09^.0n023Dn1n023 8,520,000 5.000% 7J19,125.00 16,239,125.00 06fi1?024 0980t2024 7.506.125,00 7,505.125.00 12t01t2024 8,960,000 5.000% 7,s06,125.00 16,466,t25.00 7_282,t25.00 7282,125.00 wo1n02s 9,415,000 5.000% 7282,125.00 16,697,125.00 06t0t/2026 09n0/2026 7,046,750.00 7,046,750.00 Dn|no26 9.900,000 5.000% 7,046,750.00 16,946,750.00 6,799,2so.00 6,7992s0.00 12t0112027 i0,410,000 5.000% 6i99,250.00 17,209,?50.00 6.539,000.00 6,539,000.00 L2ntn028 10,940,000 5.000% 6J39,000.00 17,479,000.00 6265,500.00 6265,500.00 12t0v2029 11,505,000 5.000% 6265,500.00 17,770,500.00 7333,168.15 7,333,16E.7s 7,333,168;t5 7:7t9,125.00 7J19,125.00 7JL9,l2s.o0 7J19,r25.00 15,438,250.00 7J19,t25.00 7J19,125.00 7J19,12s.00 7,719,12s.00 15,138,250.00 7:7r9,r2s.oo 7:719,125.00 7,7t9,175.00 7,719,125.00 15,138,250.00 7,7t9,t25.00 1,719,12s.00 7,719,175.00 1,719,125.00 I5,{38,250.00 7,719,125.00 7,719,125.00 7,719,125.00 7,719,125.00 15,138,250.00 7,719,125.00 7319,12s.00 7'719'125.'00 7'719'125.00 15,138,250.00 7 ,7t9 ,r25 .00 7 3 19 ,125 .00 1,719,125.00 7,719,125.00 1s,t38,250.00 5.977.E75.00 5,977,875.00 23,7452s0.00 23,748,250.00 23,743,875.00 2?,746,0W.00 23,7482s0.00 21J44,500.00 23,748,375.00 06t0v2025 09t30/2025 06/0v202'l 0913012027 06t01t2028 0913012v)8 06101nu29 09BUZAzg 06/0tn030 09/3A12030tuotna3a 12,095,000 5.000% 59'77,t7s.00 18,072,t75.00 o6lolao3t 5,675,500.00 5,675,500.00 ogl3o/2031 23,74E'37s'oo Dlotn$t 12.715,000 5.000% 5,675,500.00 1t,390,500.00 06/0v2032 5,3s7,625.00 s357,625.00 og5on$z 23748'125'00 LUOtn$2 13,36s,000 5.000% 53s7,62s.00 18,722,625.00 o6/otn0f.3 5,023,500.00 5,023,500.00 09/3012013 23,746'125'00 t2t0y2033 14,050,000 5.000% 5,023,500.00 19,073,500.00 0610112034 4,672250,00 4,6722s0.00 osBonlB4 23,145,750.00 12t01t2034 14,?70,000 s.000% 4,672,250.00 19,142,250.00 06101t2035 4,303,000.00 4,303,000.00 ogtsolzo3s 23'745'250'00 ,2rctno3s 15,530,000 5.000% 4,303,000.00 19,833,000.00 0610112036 3,914,750.00 3,914,?s0.00 09t30t2036 23,747,750-00 nrctn$o 16,325,000 5.000% 3,914,750.00 20,239,750.00 06t01t203? 3,s06,625.00 3,506,625.00 og\on$1 23,146,375.00 nrclnfs1 17,160,000 5.000% 3,506,625.00 20,666,6?,5.00 o6tov2o38 3,077,625.00 3,077,62s.00 og31nfr,8 23,744,250.00 t2t0v2038 18,040,000 5.000% 3,077 ,625.00 2r,111,625.00 0610117039 2,626,62s.00 2,626,62s.00 Morganstantey 345 Av925,2015 7:42 pm Prepared by Morgan Stanley /ALC EXHIBIT APag" 1s BOND DEBT SERVICE Miami Beach City Center RDA RDA Convention Center Financing Series 2015 (New Money) Period Auu8l Ending hincipal Coupon Intcrcst Dcbt Seryioe Dcbt Sryi€ 09B0nB9 23,7&.250.00 1210112039 18,955,000 5.000% 2,625,625.00 21,591,625.00 06to1n040 2,152,500.00 2,152,500.0009R0D010 23,744,t2s.00lu0ln040 19,940,000 5,000% 2,152,500.00 22,092,5a0,00 0610In04r 1,654,000.00 1,654,000,0009l30l2ul 23,746,500.00la0LD04L 20,960,000 5.000% 1,654,000.00 22,614,000.00 06101D042 1,130,000.00 1,130,000.0009R0DUZ 23,714,000.00ta0tD042 22p35,000 5.000% 1,130,000.00 23,165,000.0006101f2043 579,125.00 579,125.0009t30D043 23,744,t25.00pl01n0$ 23,165,000 5.000./. 579,125.00 23,744,125.W09t30D044 23,744,t25.00 308,765,000 305299,s43.75 614,064,s43.7s 614,064,543,75 MorganStantey 346 A:ulg 25, 201 5 7 :42 pm Prepared by Morgan Stanley / ALC EXHIBIT A page 16 Period Ending NETDEBTSERVICE Miami Beach City Center RDA RDA Convention Center Financing, Series 2015 (NewMoney) Total DebtService Net Principal Interest Debt Service Reserve Fund Debt Service 09t30t20t6 09t3012017 09B0n0t8 09/30n019 09130D020 0913012021 09/30D022 0913012023 09/30t2024 09130D02s 09R0t2026 09R0/2027 09/3012028 09/3012029 09i30n030 09t30D03t 09/30n$2 098012C33 09B0n034 09130/2035 09/30t2035 09130t2037 09130/2038 09R012039 09t30/2040 09t30D041 09130/2042 0980n043 0913012044 8,520,000 g,960,0oo 9,415,000 9,900,000 10,410,000 10,940,000 I 1,505,000 12,095,000 12,715,000 13,365,000 14,050,000 14,770,000 15,530,000 16,325,000 17,160,000 18,040,000 l 8,965,000 19,940,000 20,960,000 22,035,000 23,165,000 7,333,168.75 15,438,250.00 15,438,250.00 15,438,250.00 15,438,250.00 15,438,250.00 15,438,250.00 15,438,250.00 15,225,250.00 14,788,250.00 14,328,875.00 13,846,000.00 13,338,250.00 12,804,500.00 12,243,375.00 I 1,653,375.00 I 1,033,125.00 10,381,125.00 9,695,750.00 8,975,250,00 8,217,750.00 7,421,375.00 6,584,250.00 5,704,250.00 4,779,125.00 3,806,500.00 2,?84,000.00 1,709,125.00 579,125.00 7,333,168.75 15,438,250.00 15,43E,250.00 15,438,250.00 15J38,250.00 15,438,250.00 15,438,250,00 15,43E,250.00 23,745250.00 23,748,2s0,00 2i,743,875.00 23,746,000.00 23,74E,2s0.00 23,744,500.00 23,748,375.00 23,748,37s.00 23,748,125.00 23,746,125.00 23,745,750.00 23,745,250.00 23,747,750,00 23,746,375.00 23,744,250.00 23,744,250.00 23,744,125.00 23,746,500.00 23,744,000.00 23,744,125,00 23,744,125.00 112,804.78 237,483.76 237,483.76 237,483.76 237,483.76 237,483.76 237,483.76 237,483.76 231,483.76 231,483.76 237,483.76 237,4E3.76 237,483.76 237,483.76 237,483.16 237,483.76 237,483:16 237,483.76 237,483,76 237,483.76 237,483.76 237,483.76 231,483,76 237,483,76 237,483.76 237,483;t6 237,483.76 237,483,76 23,867,1 15.88 7,220,363.97 15,20tr,,766.24 t5,200,766,24 t5,2W,766.24 15,200,766.24 15,2N,766.24 15,20p',766.24 15,200,766.24 23,507,766.24 23,510,766.24 23,506,391.24 23,508,516,24 23,510,766.24 23,507,016.24 23,510,891.24 23,510,E91.24 23,510,641.24 23,508,641.24 23,508,266.24 x,507,766.24 23,510,266.24 23,508,891.24 23,506,766,24 23,5m,'.166.24 23,506,641.24 23,509,016.24 23,506,516.24 23,506,641.24 (122,991.88) 308,765,000 305,299,543.75 614,064,543.75 30,391,983.18 583,672,560.57 fVlorganrStanley 347 Attg25,20l5 7:42pm ?repared by Morgan Stanley /ALC EXHIBIT Arugeu SOURCES AND USES OF FT]NDS Miami Beach City Center RDA Series 2015 Taxable Refuading ofSeries 1998A Non-Callables Dated Date tafit20t5 Delivery Date lArcl2}ls Bond Proceeds: Par Amount 9,970,000.00 9,970,000.00 Refunding Escrow Deposits: Cash Deposit SLGS Purchases Delivery Date Expenses: Cost oflssuance Underwritet's Discount Other Uses ofFunds: Additional Proceeds 10.23 9,896,968.00 9,896,978.23 19,940.00 49,850.00 69,790.00 3,231.77 9,970,000.00 MorEanStantey 348 Aug 25, 2015 7 :42 pm Prepared by Morgan Stanley / ALC EXHIBIT A page t8 BOND SUMMARY STATISTICS Miami Beaoh City Center RDA Series 2015 Ta:<able Refunding of Series 19984 Non'Callables Dated Date Delivery Date First Coupon last Maturity Arbitrage Yield True Interest Cost (TIC) Net Interest Cost (MC) All-tn TIC Average Coupon Average Life (years) rileighted Average Maturity (years) Duration of Issue (years) Par Amount Bond Proceeds Total Interest Net Interest Total Debt Service ' Maximum Annual Debt Service Average Annual Debt Service Underwriter's Fees (per $1000) Average Takedown Other Fee Total Underwritet's Discount Bid Price 5.000000 99.500000 Average Average Average Matudty Coupon Life Dat€ wrcno$ turcn'$ 06l0tD0l6 lonlD020 2.672164% 2.s67680% 2.566634% 2.640289% 2.394505% 2.n5 2.N5 2.808 9,970,000.00 9,970,000.00 69r,166.s0 743,316.50 10,663,456.s0 2233,120.2s 2,t43,4t0.35 5.000000 Bond Component Par Value Price PVof 1bp change Serial Bonds (faxable)9,970,000.00 100.000 2.39s% 2905 luc/.n}lS 2,708.35 9,970,000.00 2.905 2,708.35 All-In TIC fubirage Yield Par Value + Accruod lnterest + Premium (Dscount) - Underwrite/s Discouat - Cost oflssuance Expense - Other Amounts Target Value Target Date Yield 9,970,000.00 (49,8s0.00) 9970,000.00 (49,8s0.00) (19,e40.00) 9,970,000.00 9,920,150.00 t2ll0D0l5 2.567680% 9,900210.00 tarcnlls 2.640289% 9,970p00.00 taL0D0l5 2.6721640/o 349 Avg 25, 2015 7:42 pm Prepared by Morgan Stanley / AIC EXHIBIT APage le BONDPRICING Miami Beach City Center RDA Series 2015 Taxable Refunding of Series 1998A Non-Callables Maturity Bond Component Date Amount Rate Yield Price Serial Bonds (Taxable): 1u0y2016 2,025,000 1.426% 1.426% 100.000lA01D0l7 2,060,000 1.576% 1.5760/o 100.000luotn}fi 2,105,000 2.t14% 2.114% 100.000lU0lfz0lg 2,150,000 2.693% 2.6930/o 100.000lu0tn020 I,630,000 2.9430/o 2.943% 100,000 9,970,000 Dated Date Delivery Date First Coupon Par Amount Original Issue Discount Production Underwriter's Discount Putchase Price Accrued Interest Net Proceeds D/rcn0$ tarcD0l5 06/01D016 9,970,000.00 9,970,000.00 100.000000% (49,850.00) (0.5000000/0) 9,920,150.00 99.500000% 9,920.150.00 Morgan$tantey 350 Atg 25, 201 5 7 :42 pm Prepared by Morgan Sanley / ALC EXHIBIT A Pase2o SUMMARY OF REFI.]NDING RESTJLTS Miami Beach City Center RDA Series 2015 Ta,rable Refirnding of Series 19984 Non{allables Dated Date Delivery Date Arbitage yield Escrow yield Value of Negative Arbitrage Bond Par Amount True lnt€rest Cost Net Interest Cost Average Coupon Average Life Par amount ofrefunded bonds Average coupon ofr€funded bonds Average life of refunded bonds PV of prior debtto l2ll0l20l5 @2.6721640/o Net PV Savings Percentage savings of refunded bonds Percentage slvings of refunding bonds lu10l20l5 tztr0l20l5 2.6721640/o 1.180238% 398,985.10 9,970,000.00 2.567680% 2.566634% 2.3945050/o 2.905 E,520,000.00 6.680000% 2,979 9,497,983.08 (390,259.47) (4.580510o/o) (3.914338Y,) lvlorgan stantey 351 Aug 25, 2015 7:42pm Prepared by Morgan Stanley / ALC EXHIBIT APage2r SAVINGS Miami Beach City Center RDA Series 2015 Taxable Refunding of Series 19984 Non-Callables Present Value Prior Refunding to l2/l020t5 Date Debt Service Debt Service Savings @ 2,67216410/o 09130120t6 284,568,00 100,563.30 184,004.70 181,699.20 09130D017 2,101,t97.00 2,222,273.95 (121,076.95) (1t9,784.96) 0913012018 2,101,645.00 2,226,602.90 (124,957.90',) (l19,824.65) 09130D019 2,109,2M.00 2,233,120.25 (123,876.25) (115,2t6.74) 096012020 2,103,660.00 2,226,920.65 (123,260.65) (1n,219.33) 09/304,021 1,529,432.00 1,653885.45 (124,553.45) (109,144.76) 10,229,746.00 10,663,466.50 (433,720.50) (393,49t_24) Savinss Summarv PV ofsavings fiom cash flow Plus: Refunding funds on hand Net PV Savings (393,491.24) 3,231.77 (390259.4',1\ MorganStantey 352 Aug25,2015 7:42pm Prepared by Morgan Stanley / ALC EXHIBIT A page21 Period Ending BONDDEBTSERYICE Miami Beach City Center RDA Series 2015 Taxable Refunding of Series 1998A Non-Callables Dated Date 1U1012015 Delivery Date l?fiD0ls Principal Coupon Debt Service Ailual Debt Service 06t0tn0t6 09r012016 t2t0t/2016 06101n0fl 09/30120L7 ta0v2011 06/01n018 09B0t20t8 t2t0t/2018 06/0t/2019 09t30120t9 t2t0tD0t9 0610u2020 09130/2020 12/01D020 0913012021 2,025,000 2,060,000 2,105,000 2,l50,ooo l,63o,ooo 1.4260/o 1.576o/o 2.1140/o 2.6930/o 2.9430/o 100,563.30 105,856.10 91417.85 91,417.85 75,185.05 75,185.05 5293s.20 52,935,20 23,985.45 23,985.45 100,563.30 2,130,856. l0 91,417.85 2,15t,471.85 75,185.05 2,180,185.05 52,935.20 2,202,935.20 23,985,45 1,653,985.45 100,563.30 2,222273.95 2,226,602.90 2,233,120.25 2,226,920.65 1,653,985.45 9,970,000 693,466.50 t0,663,466.50 10,663y'66.50 [norganStantey 353 Aug 25, 2015 7:42 pm Prepared by Morgan Stanley I N-C EXHIBIT A,Iaeezt Period Ending NET DEBT SERVICE Miami Beach City Center RDA Series 2015 Taxable Refunding of Series l998ANon-Callables Total Net Principal Interest Debt Service Debt Service 09R0/20t6 09/3012017 09t30t20t8 09R0D019 09/3012020 09/3012021 2,025,000 2,060,000 2,105,000 2,150,000 1,630,000 I 00,563.30 197,273.95 166,602.90 128,120.25 76,920.65 23,985.45 I00,563.30 2,222273,95 2,226,602.90 2,233,120.25 2,226,920.65 1,653,9E5.45 100,563.30 2,222,273.95 2,226,602.90 2,233,120.25 2,226,920.6s 1,653,985.45 9,970,000 693,466.50 10,663,466.50 10,663,466.50 MorEan$tanley 354 Attg25,20l5 1:42pm Prepared by Morgan Stadey / ALC EXHIBIT A Page24 SUMMARY OT BONDS REFUNDED Miami Beach City Center RDA Series 2015 Taxable Reftnding of Series 1998A Non-Callables Call Prioe Par Call Amormt Date Maturity [nterestDate Rate Series 1998 (Taxable), 1998:BON'D lu0ll20l6 lU0u2017 tu0u20t8 t2t0u20t9 tu07r2v20 6.6800/" 6.68V/o 6.68V/o 6.680% 6.6800/o 1,585,000.00 1,695,000.00 I,820,000.00 1,940,000.00 1,480,000.00 8,520,000.00 MorgarrStanley 355 Aug 25, 2015 7:42pm Prepared by Morgan Stanley / ALC EXHIBIT Aragezs SOI]RCES ANDUSES OF FLINDS Miami Beach City CefterRDA Series 2015 Taxable Refunding ofSeries 2005A Dated Date l2ll0/2015 Delivery Date l2/l0D0l5 Bond Proceeds: ParAmount 2s,650,000.00 25,650,000.00 Uses: Refunding Escrow Deposits: Cash Deposit 25,470,010.00 Delivery Date Expenses: Costoflssuanoe 51,300.00 Underuriter's Discount 128,250.00 1?9J50J0 Other Uses ofFunds: AdditionalProceeds 440.00 25,650,000.00 MorganStantey 356 Aug25,2015 7:42pm PreparedbyMorganStanley/AlC EXHIBIT A Page26 BOND SUMMARY STATISTICS Miami Beach City Center RDA Series 2015 Taxable Refunding ofSeries 2005A Bond Component Dated Date Delivery Date First Coupon l,ast MEturity Arbibage Yield True Interest Cost (TIC) Net Interest Cost (NIC) All-InTIC Average Coupon Average Life $ears) Weighted Average Maturity (years) Duration of Issue $ears) Par Amount Bond Proceeds Total Interest Net Interest Total Debt Service Ma<imum Annual Debt Service Avemge Amual Debt Service Underwrite/s Fees (per $1000) Average Takedown Other Fee Total Underwrite/s Discount Bid Price wrcn0ls t2ll0D0l5 06rc1n0rc Qntn022 2.672164% 3.181152% 3.185r91% 32296650/o 3.074586o/o 4.527 4.521 4.2t5 25,650,000.00 25,650,000.00 3,565,097.85 3,693,347.85 29,215,097.85 s,s81,236.35 4,188,544.49 5.000000 s.000000 99.500000 Average Average MatudtyLife Date Par Value Price Average Coupon PV of1 bp change Serial Bonds (Taxable)25,650,000.00 100.000 3.075%4.s21 061fin020 10,505.25 25,650,000.00 10,505.25 TIC All-In TIC A6itrage Yield Par Value + Accrued Interest + Premitrm @iscount) - Underwrite/s Discount - Cost oflssuance Expense - Other Amounts Target Value 2s,650,000.00 (1282s0.00) 2s,6s0p00.00 (128,250.00) (51,300.00) 25,650,000.00 Target Date Yield 25,52tJ50.0O Qlrcn015 3.t&tr52% 25,4701s0.N 12t10D015 3.229665% 25,650,000.00 '2llaa,l'2.672164% MorganStantey 357 Ang 25, 2015 7:42 pm Prepared by Morgan Stanley / ALC EXHIBIT Aragezt BONDPRICING Miami Beach City Center RDA Series 2015 Taxable Refunding ofSeries 2005A Maturity Bond Component Date Amount Rat€ Yield Price Serial Bonds (Ta:<able): ta0tnw6 2,740,000 t.426% 1.426% 100.000 lAMD|lT 2,785,000 1.5760/o 1.576% 100.0001u0u2018 2,840,000 2.1140/o 2.114% 100.000tuuaatg 2,915,000 2.693a/o 2.693% 100.000lU0],n020 3,600,000 2.943% 2.943o/o 100.000l2l0l202l 5,285,000 3332o/o 3.332% 100.000tu0tD022 5,485,000 3.582% 3.582% 100.000 25,650,000 Dated Date Delivery Daie First Coupon ParAmount Original Issue Discount Production Underwriter's Discount tut0t20t5 12n0D015 06mDat6 25,650,000.00 25,650,000.00 100.000000% (128,250.00) (0.50000070) Purchase Price 25,527,750.00 99.500000% Accrued Interest Net Proceeds 25,52t,750.00 MorganStantey 358 Atg25, 2015 7 :42 pm Prepared by Morgan Stanley / ALC EXHIBIT A page2l SUMMARY OF REII'I.]NDING RESIJLTS Miarni Beach City Center RDA Series 2015 Taxable Refunding ofSeries 20054 Dated Date Delivery Date Arbihage yield Esorow yield Value of Negative Arbihage Bond Par Amount True Interest Cost Net Interest Cost Average Coupon Average Life Par amount ofrefirnded bonds Average coupon ofrefunded bonds Average life ofrefunded bonds PV of prior debtta lUrcn075 @2.6721640/o Net PV Savings Percentage savings of refunded bonds Percentage savings of refunding bonds tafiD0l5 ranDot5 2.6721640/o 0.000000% 25,650,000.00 3.181152% 3.l85l9lo/o 3.074s86% 4.52t 25,470,000.00 5.1E93770/o 4.618 28,206,309.11 2,138,208,20 8.3950070/o E.3360940/o MorEanStantey 359 4n9 25, 201 5'l :42 pm Prepared by Morgan Stanley / ALC EXHIBIT Aruge2e SAVINGS Miami Beach City Center RDA Series 2015 Taxable Refunding ofSeries 2005A Prior Rofunding Debt Service Debt Service Present Value to 1211012015 Savings @ 2.67216410/o 09/30r20rc o9t30D0r7 09B0DALg wt30D0t9 wl30/2020 wt30D02t 09/30n022 09R0Dox 623,087.90 3,7L6,001.75 3,120234.75 3,720,479.50 3,726,279.00 4,322,061.00 5,865,698.50 5,879,553.00 332,509.24 3,420,483.26 3,424,001.26 3,A7,036.66 3,432,767.39 4,025,542.90 5,569,520.90 5,583,236.35 290,578.66 295,518.49 296,233.49 293,441.84 293,511.62 296,518.10 296,177.70 296,3t6.65 286,526.94 2E4,568.15 278,130,9s 268,944,35 262,379.61 258,623.88 252,161.05 246,233.27 37,573,394.4A 29,215,097.85 2,358,296.55 2,137,768.20 Savinss Summary PV ofsavings from cash flow Plus: Refunding fimds on hand Net PV Savings 2,137,768.20 440.00 2,138,208.20 MorganStanley 360 Aug25, 2075 7 :42 pm Prepared by Morgan Stanley / ALC EXHIBIT A Page3o BONDDEBTSERVICE Miami Beach City Center RDA Series 2015 Ta:<able Refrmding of Series 20054 Pcriod Ending Dated Date Delivory Date Principal Coupon ADnual Debt Service Debt Service tu10D0t5 tut0/20t5 Inter€st 06/07t2076 w/3012016 tila1nu6 06/a1D0t7 09B0nofi l2t0rD0t7 a6/0tDa18 a9B0D07E t2l0t/2;018 0610rno19 09R012019 ta0u20t9 06/otD020 09/30n020 tu0t/2020 06/0tD02t 09/3012021 tuoU202L 06/01n022 09/3012u)2 lu0u2022 09/30/2023 2,740,000 2,785,404 2,940,000 2,915,000 3,600,000 5,295,000 5,485,000 1.426% 1.576% 2.114% 2.693% 2.943% 3.3320/" 3.582o/o 332,509.24 350,009.73 330,473.53 330,473.53 308,527.73 308,527.73 278,508.93 278,508.93 239,258.45 239,25E.45 186,284.45 186,284.4s 98,236.35 98,236.35 33\509.24 3,090,009.73 330473.53 3,115,473.5? 308,527.73 3,148,527.73 n8,508.93 3,193,508.93 239258.4s 3,839,258,45 186284.4s 5,471,2E4.45 98,236.35 5,583,236.35 332,509.24 3,424,483.26 3,424,047.26 3,427,036.66 3,432,767.38 4,025,542.90 5,569,520.80 5,583,236.35 25,650,000 3,565,097.85 29,215,097.85 29,2L5,497.85 MorganStantey 361 Aug 25, 2015 1:42 pm Prepared by Morgan Stanley / ALC EXHIBIT A?age lt Period Ending NETDEBTSERVICE Miami Beaoh City Center RDA Series 2015 Ta,rable Refunding of Series 2005A Total Net Principal Interest Debt Service Debt Service 09t30D016 09/30D0t7 a9R0D0t8 09R0D019 09R0n020 09/30n021 09R0r2022 09/3012023 2,740,000 2,785,000 2,940,000 2,915,000 3,600,000 5,295,000 5,4g5,ooo 332,509.24 680,483.26 639,00r.26 587,436.66 517 ,767.38 425,54290 284,520.80 98,236.35 332,509.24 3,42018326 3,424,001.26 3,427,036.66 3,432,767.38 4,025,542.90 5,569,520.80 5,s83236.3s 332,509.24 3,420,483.26 3,424,001.26 3,427,036.66 3,432,767.38 4,025,s42.90 5,569,520.80 5,583,236.35 25,650,000 3,565,097.85 29,215,097.85 29,215,097.85 MorganStantey 362 Aug 25, 2015 7:42 pm Prepared by Morgan $renlsy / ALQ EXHIBIT A page3z SI]MMARY OF BONDS REFT]NDED Miami Beaoh City CenterRDA Series 2015 Taxable Refunding ofSeries 2005A Bond Maturity Interest Par Date Rate Amount Call Price Call Date Series 20054 (Taxable), 2005A_TXBOND tu0tn0l6 tu0u20t7 l2l0tD0t8 lu07n0t9 1210y2020IERM tA0y202r 1A0t/2022 4.930% 5.010o/o 5.||ff/o 5.170% 5.200% 5.220% 5.2200/o 2,465,000.00 2,595,000.00 2,730,000.00 2,880,000.00 3,645,000.00 5,425,000.00 5,730,000.00 tut0l20t5 1211012015 t21rcn015 1211012015 tarcn0$ tarcDots tafin015 100.000 100.000 100.000 100.000 r00.000 100,000 100.000 25,470,000.00 MorganStantey 363 Aug 25, 2015 7:42 pm Prepared by Morgan Stanley / ALC EXHIBIT Apage:l SOURCES AND USES OF FTJNDS Miami Beach City Center RDA Series 2015 Tax-Exempt CunentRefunding of Series 20058 Dated Date lafiD0t5 Delivery Date 1Ul0l20l5 Bond Procesds: Par Amount Premium l4,l 10,000.00 1,354,705.20 15,464,705.20 Refunding Escrow Deposits: Cash Deposit Delivery Date Experses: Cost oflssuance Underwriter's Discount Other Uses ofFunds: Additional Proceeds I 5,365,010.00 28,220.00 70,550.00 98,770.00 E25.20 15,464,705.20 Morgan$tantey 364 Au925,2015 7:42 pm Prepared by Morgan Stanley / ALC EXHlBlr A Page34 BOND SUMMARY STATISTICS Miami Beach City Center RDA Series 2015 Tax-Exempt Cunent Refunding ofSeries 2005B Bond Component Daled Date Delivery Dale First Coupon Last Maturity ArbitageYield Tnre Interest Cost (fIC) Netlnterest Cost(NIQ All-InTIC Average Coupon Average Life (years) Weighted Average Maturity (yea$) Duration of Issue (yoars) Par Amount Bond Proceeds Total Interest Net Interest Total Debt Service Ma,ximum Annual Debt Service Average Annual Debt Service Underqriter's Fees $er $1000) Average Takedown Other Fee Totd Underwritels Discount Bid Price Par Value Price Dn0n0t5 nlrctzot5 06rc1narc 12101D022 2.6721640/o 2.2082560/o 2.3s8202% 2.2s6304% 4.5538170/o 4.145 4.235 3.862 14,1 l 0,000.00 15.464,705.20 2,663,402.50 1,3'.19,247.30 rc,n3,402.s0 2,366 j50.00 2404,788.89 5.000000 5.000000 109.101029 Average Average MaturityLife Date Avemge Coupon Duration PVofl bp change Serial Bonds (fax-Exempt)14,110,000.00 109.601 4.5540/o 4.145 0U3V2020 3.86?5,861.65 14,1 10,000.00 4.145 5,851.65 TIC All-In TIC &titrage Yield Par Yalue + Accrued lnterest + Premium (Discount) - Underwriter's Discount - Cost oflssuance Expense - OtherAmounts Target Value Target Date Yield 14,1 10,000.00 1,354,705.20 (70,s50.00) 14,1 10,000.00 1,3s4:705.20 (70Js0.00) Q8220.00) l4,t 10,000.00 t,354,705.20 t5,394,155.20 ta$12015 2.208256% 15,36s935.20 nlrcn0$ 2.256304% 15,464,70s.20 r2^0D015 2.6721640/o MorganStantey 365 Atg25,2015 7:42 pm Prepared by Morgan Stanley / ALC Bond Compionent EXHIBIT Arage3s BONDPRICING Miami Beach City CenterRDA Series 2015 Tax-Exempt Cunent Refuuding ofSeries 20058 Maturity Date Amount Rate Yield Price Premium GDiscount) Serial Bonds (Tax.Exempt): tu0tn0rc tu0tzatT 1u01t2018 ra$tno$ 1u01n020 tu0tD02t 1210U2022 1,795,000 2.000% 1,840,000 3.000o/o 1,905,000 4.0000/o 1,990,000 4.000% 2,090,000 5.000% 2,190,000 5.000% 2,300,000 5.000% 0.640% 1.1300/o 1.5000/o 1.770o/o 2.060% 2.3600/o 2.620% 101.3 19 t03.641 107.247 10E.522 I 13.833 114.631 I 15.081 23,676.05 66,994.40 138,055.35 169,587.80 289,109.70 320,418.90 346,863.00 14,110,000 1,354,705.20 Dated Date Delivery Date First Coupon Par Amount Premium Produotion Underwrite/s Discount Purohase Price Accrued Interest Net Proceeds tut0t20ts t2n0t20t5 06/0U2016 14,1 10,000.00 1,354,70520 15A64,705.20 109.6010290/o (70,5s0,00) (0.5000007") 15,394,155.20 109.t01029% 15,394,155.20 MorEan$tantey 366 Aug 25,2015 7 :42 pm Prepared by Morgan Stanley / ALC EXHIBIT A page36 SUMMARY OF REFUNDING RESTJLTS Miarni Beach City Center RDA Series 2015 Tax-Exempt Cunent Refimding ofSeries 20058 Dated Date Delivery Date Arbihage yield Escrow yield Value of Negative fubinage Bond Par Amount True Interest Cost Netlnterest Cost Average Coupon Average Life Par amount ofrefunded bonds Average coupon ofrefunded bonds Average life of refundedbonds PV of prior debt to l2ll0l20l5 @2.6721640/, Net PV Savings Percentage savings of refunded bonds Percentage savings of reftrnding bonds turcrzus tafil20t5 2.672t640/o 0.000000P/o 14,110,000.00 2.2082560/o 2.3582020/o 4.s53817% 4.t45 15,365,000.00 4.E213670/o 4.169 16,643,818.60 1,520,053.83 9.8929630/o 10.7728830/" MorgarrStantey 367 Aug 25, 2015 7 :42 pm Prepared by Morgan Stanley / ALC EXHIBIT Apaee:z SAVINGS Miami Beaoh City Center RDA Series 2015 Tax-Exempt Cunent Refunding of Series 20058 Prior RefundingDate Debt Service Debt Service Present Value to l?l0l2015 Savings @ 2.67216410/o 09/30t2016 09130/2017 09130t20t8 a9B0t20t9 09/30D020 09/30D02t 09130D022 09/3AD023 3s3,993.75 2,583,12s.00 2,581,500.00 2,580,000.00 2,589,125.00 2,592,250.00 2,586,25A.00 2588,125.00 273,552.50 2,352,950.00 2,352"400.00 2,351,700.00 e358,800.00 2,366,?50.00 2,359,7s4.00 2,357,500.00 80,441.2s 234,n5.00 229,100.00 228,300.00 229,325.00 225,500.00 226,500.00 230,625.00 79,199.91 223,581.20 216,978.28 210,724.52 206,305.70 t97,477 .41 193,216.80 191,644.8r 18,453,368.75 16,773,402.50 1,679,966.25 1,579,129.63 Savings Summary PV ofmvings from cash flow Plus: Refunding funds on hand NetPV Savings 1,5r9,128.63 92520 1,520,053.83 MorganStantey 368 Aug 25, 201,5 ? :42 pm Prepared by Morgan Stanley / ALC EXHIBIT A page38 Period Ending BONDDEBTSERVICE Miami Beach City CenterRDA Series 2015 Tax-Exempt Cunent Reflrnding ofSeries 20058 Dated Date l2y'l0l20l5 DeliveryDate L?/rc12015 Principal Coupon Debt Service Antrual Debt Service a6l0ll20t6 09130D016 ta0tD0t6 06t0U2017 0913012017 tu0U20l7 0610U2018 09t30t20r8 t2t0U20t8 06101/2019 09t30t2019 12t0u20L9 06t0u2020 09130/2020 t2l0t/2020 06/01/202r 09130/2021 tuau202t 06/01t2022 09/30n022 tuot/2022 0913012023 1J95,m0 1,840,000 1,905,000 l,ggo,ooo 2,090,000 2,190,000 2,300,000 2.000% 4.040% 4.000% 5.000% 5.000% 5.0400/o 273,552.50 287,950.00 270,000.00 270,000.00 242,400.00 242,4A0.00 204,300.00 204,300.00 164,500.00 164,500.00 112,250.00 112,250.00 57,500.00 57,500.00 n3,552.50 2,082,950.00 270,000.00 2,110,000,00 242,&0.00 2,147,4f,0.00 204,300.00 2,194,300.00 164,500.00 2,254,500.00 112,250.00 2,302,250.00 57,500,00 2,357,500,00 273,552.50 2,352,950.40 2,352,400.00 2,351,700.00 2,358,800.00 2,366,750.00 2,359,750.00 2,357,500.00 l4,l 10,000 2,663,402.50 16,7n,4m50 16,773,402.50 Morgan$tantey 369 4u925,2015 7:42 pm Prepared by Morgan Staaley / ALC EXHIBIT Aragese NETDEBTSERYICE Miami Beach City Center RDA Series 2015 Tax-Exempt Current Refunding ofSeries 20058 Period Ending Principal Total Net Intercst Debt Servioe Debt Service 09/3012016 09RADI|7 a9B0l20t8 09R0D019 09/30t2020 09/30D021 09/30/2022 09/30D023 1,795,000 1,840,000 1,905,000 1,990,000 2,090,000 2,190,000 2,3oo,ooo 273,552,50 557,950.00 512,400.00 446,700.00 368,800.00 276,750.00 169,750.00 57,500.00 273,552.50 2,352,950.00 2,352400.00 2,351,700.00 2,358,800.00 2,366,750.00 2,3s9,7s0.00 2,357,500.00 273,552.50 2,352,950.00 2,352,400.04 2,351,700.00 2,358,800.00 2,366,7s0.00 2,359,750.00 2,35?,500.00 14,110,000 2,663,402.50 16,773,402.50 16,773,402.5A MorganStantey 370 Lug25, 2015 7 :42 pm Prepared by Morgan Stanley / ALC EXHIBIT A page4o zuMMARY OF BONDS REFUNDED Miami Beaoh City Center RDA Series 2015 Tax-Exempt Cunent Refunding ofSeries 20058 Bond Maturity Dats Interest Rate Par CalI Amount Date cdl Price Series 20058 @xempt), 20058:BOND lA0lD0t6 t2t01n0t7 12101/2018. tzlolaotg tu0tt2020 0l0tn02t wotn022 5.000% 5.000% 5.000% 5.000o/o 4.000% 5.000% 5.000% r,885,000.00 1,980,000.00 2,080,000.00 2,195,000.00 2,300,000.00 2J00,000.00 2,525,000.00 tarct2ol5 tarcr20$ 12n0D015 turcr20t5 tarcn01s rufir20t5 rufin01s 100.000 100.000 100.000 100.000 100.000 r00.000 100.000 15,365,000.00 MorganStantey 371 ooollo 660llo 8P8 PIR,jdb;l; 'l 3 oo F66dooooNNooNo66Nooo@ts, 6-66Eb66++6N6od66ai@@-oNNNts@o@@o<- +-i+@66d664d66o@tsN@o6oo@roo@o@-@lx- ci ri d ro_ o' 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Morgan Securities LLC TABLEOF CONTENTS City ofMiami Beach, Florida Parking Revenuo Bonds, Series 2015A r**PRtrI IMINAIIY AND SI.]BJECT TO CII{NGEI'II Sources and Uses oflunds Bond Summary Statistics Bond Pricing Disclaimer Bond Debt Service Bond Solution 374 Prepared by J.P. Morgan Securities LLC EXHIBIT C Page 1 SOI]RCES AND USES OF FT]NDS City ofMiami Beaclq Florida Parking Revenue Bonds, Series 2015A +i*PREIJMINARY AND SUBJECT TO CIIINGE++i' Bond Proceeds: ParAmomt Premium 64285,000.00 5,R6,486.00 71,021,486.00 ProjectFund Deposie: Deposit to Construction Fund Other Fund Deposits: Deposit to Reserve Account Delivery Date Erpenses: Cost oflssuance Undorwrite/s Discount OtherUses ofFunds: Additional Proceeds 64,8 1 1,7s6.00 sJ6s,M8.s3 121,425.00 321Azs.00 642.850.00 1,831.47 7r,021,486.00 Note: Assumes rates as ofAueust 24, 2015 375 Prepared by J.P. Morgan Securities LLC EXHIBIT C PageZ BOND SUMMARY STATISTICS City of Miami Beach, Florida Parking Revenue Bonds, Series 2015A +**PRELIMINAIIY AND SI'BJECI TO C}IANGE'I* Dated Date Delivery Date Last Maturity Arbirage Yield True Interest Cost (fIC) Net Interest Cost (NIC) All-In TIC Average Coupon Average Life (years) Duration of Issue (years) ParAmount Bond Proceeds Total Interest Net Interest Total Debt Servic'e Maximum Annual Debt Service Average Annual Debt Service Underwritels Fees (per $1000) Average Takedown Other Fee Total Underwriteds Discount Bid Price s.000000 109.979095 Average AverageCoupon Life 12n7D015 12n7Dols 09101D045 3.634663% 4-2428090/o 4.5238v% 4.217950o/o 4.995330o/o 21.165 13.2s6 64285,000.00 71,021,486.00 67,96s,286.67 61,ss0225.67 1322s0,286.67 6,455,000.00 4r452,038.83 5.000000 Bond Componont Par Value Price PVofl bp change Serial Bonds 2040 Tcrm Bond 2M5 Term Bond 24,120,000.00 112.294 12,225,000.00 109.'tM 27,940,000.00 109.234 4.979% 5.000% 5.000% t2.645 22.801 27.803 t8:167.2s I 0,5 I 3.50 23,749_00 64285,000.00 s3929.7s All-In TIC Arbitage Yield Par Value + Accrued Intorest + Premium @iscount) - Underrritels Discount - Cost oflssuance Expense - OtherAmouats TargetValue TaryetDate Yield 64285,000.00 6,736,486.00 -321,425.00 64285,000.00 6,736,486.N -321,425.N -32142s.N 5428s,000.00 6,736,486.00 70,700,061.00 12/17D015 4.242809% 70,378,636.N tul7Dlts 4.2719500/o '1t,021,486.00 I2n7n015 3.634663% Not€: Assumes rates as ofAugust 24, 20 15 376 oq€ a.I F I ooo €at E EXHIBIT G o oooooto oooooloq +OQt€lO e-throl€ ^i ..i d; di !o'ril+ {, vi ri o oiloi6 s+h+Flo FNahollf-dl d).h^r:+--{ol qo"qe^*Jol h hEFqNli \ootorloo FN6*Pl6 EOdtElfo a.tc.ldalNlH r+thhhlh ..i I'-i ldll ooooo oooooooooo oooaoooooo ooooooodoo ooooooooeo "939: hhh6hhhhhh hhhhh hhhhrnddN6iddNdNd ddddN NdNolN6oooci--ocia ooooo ooooo{{{s{{{{{{ eaQea Eqe{s HiH:aaQQQaaaQa QQeeQ eaeaaoioiooi60i0ioioioi o\oi60ioi 666q6oocooooooo ooooo ooooo ssssssssss sssss sssssNrh!nF-nNiro NNNc,ld F-r.r-r-r-i6E6iddrNr hhhhh 6r666N{h€€6OO;H nO6OO =!+.+tt+di.i di didiri ++++ +"+$++ .+++++ SSSSSSSSSSSSSSS:essss SSSNS SsSsSooooooooooooo6000000 00000 00000€Hh6Hor6d\oF9+=6FalF.i<i. 6cnq6o hhhhhv! e.r! v1 6 c.l \t e F q a-.: c!.q qa v'l n \q \q \ \ \ c: \ o9 e aq oC oq d-i J -.: -i ci ei r.i oi ci ri o a m q fl eo o m qri di s ai o s G o o ssssssssssssssssssss sssss sssssoooooooooooooooooooo ooooo oaQaaoooooooooooooooooooo ooooo oooooqqqqqqqqqqqqqqqqcqqq qqqcq qqqqq d6+thhhhhhhhnrinhhhhh hhh-hb h66hh ooooolo ooooooooolo ooooooooolo ooooohooo16 hohhHN<961N hrrh c.|. 6. {- n- €Jc-l o^ cI vf B" dNd.,lNlN \ahnhtH II I ooooooooooooooooooooooooooooooooooooooo.o.o" o.o"o"o"o^ o"a" o"a" a^q o-qo^o"o^hoooraoohhohhohonooo -N6m6S€rO6hdOrhmNii- - ol'-i,oIc\n*"vf h"s^qoqo:o- iitofl E F 3cl olat mlrl d1 "l ooo 3 ooooooooooooooooooooooooooooooooooooooooaoooo oooonoohooohooohoooaoni99drd@<roho@€tsoo..o oi od.i ci oi ci + a 6i ..i ui + + vi € € oi6el J c{ e € o + o 6 6H € dr \o9 d € Nq o- 1 6t e" €^ L o^ e^ o. q €. q o- o. o. \ a{ oI**6 F @ O O O 6 g F F- 66 6 F6C.l9N -rd<6od- FHdN -dddc{c.lc'lNalNc.lN (JOUOO()U(JOQ ()U()O() ()O()UC) cI (n h F- 6oc.l 6 c{ cl @H r9 \o Fo ro o + !+ t + t} *.!t.+ !t.+_FhH6Oh$NrF€FhdH-f OGO <St++ 6OOmOoooe@t-hv6ooNqqqvlq\qo!g \q\\r: atc'!ol.lc! -.i(i F.od r; + vi \D \or. eri < ri ricic.i-i..i -i oioioioi oi 66 6o aoooo HFtsH ooooo ooooo EF\€qOiN6$hAra6O-Olmtn 91..@O\c' FNm$\ONNNdNdddNd66666m ooo6+ -f$$<f$oooooooooooooooooooo ooeoo ooooot:eq{QeaqeqEqEqEaeaa{ qaqEa QcEQ{ oooooooooooooooooooo ooooo ooooe 64q6qq666666d6dd6666 q6q66 q6qqqooc)<>oooooooooooooooo ooooo ooooo Etrola EI Fo oa{ E o Fq d oo Ei63Etr'oo9EE J Et 6d()o * o\b *Eo4' 5g ht dEq)EN''t aE 2 r.EH fB H{iEx esE e gHa !ra ?,9t *6r*J€aa*d cxp: cao E b EE E oo Eooacoq oUdA oI o'a.E uo0 E bo o i >rDoo Ho A 377 EXHIBIT C r+o50do. aq \ooooF-or s 6o6F-q 6o oq soooF-oF ssho60oo66C-o oo ooqq @Nt< NNoo F E a7{a oo608''!i 'E g €c-9 rq o€-E s; E9A E9 -ts€.9 tF PrPE H5 5 IE]oz qi lC.EUrflaE.qF PEE EE.h tr ht!1 XXX 9EZ €?H SSH r$B e"EB -TO }B ^ CEAU H OH 6 > E<rq H br:&H ESE b€AIp tui* €s -o;i 9 tr =H B 5dr.i sEE;; i EAd.,i EE b€ tso hb. ood!+edo BE la o .lE6Odo BE EEg9 EE Eg-x oJ.I .9 h ooc o0 o { ! Eo 6A 378 Prepared by J.P. Morgan Securities LLC EXHIBIT C Page 5 Period Ending BONDDEBTSERVICE City of Miami Beach, Florida Parking Revenue Bonds, Series 2015A **IPRFI IMTTJARY AND SUBJECT TO CIIANGE+++ Principal Coupon Interest Debt Service 09/30n0rc 09130D017 09/30n0fi 09/30n0t9 09/30n020 0913012021 09/30DA22 09130/2023 0913012024 09i3012025 09t3012026 09t30D0n 09,30n028 09,30t2029 09R0D030 09130D031 09t30t2032 09/30n$3 09130D034 09/302A35 09t30D036 0980D037 09130n03| 09R0D039 09RODMO 09/30n041 09n0n042 09/30D443 09/30D044 09130D045 2,415,000 120,000 130,000 130,000 135,000 140,000 260,000 1,t75,000 123s,000 1290,000 1,355,000 1,425,000 1,500,000 iJ7s,000 1,6s0,000 1,735,000 1,820,000 1,910,000 2,010,000 2,1 10,000 2210,000 232s,000 2,440,000 2,550,000 2,690,000 5,0s5,000 s310,000 5,575,000 5,855,000 6,145,000 4,628,186.67 3208J00.00 3114,900.00 3,209,700.00 3,209,500.00 3,207,750.00 3,320Js0.00 42?2Js0.00 4224904.00 4,2t72s0.00 4217,7s0.O0 4220,0W.00 4223,750.00 4223,'150.00 4220,0W.O0 4222,sW.00 4220,7sO.00 1219,'t50.00 4224250.00 4223J50.00 42182s0.00 4,222,750.00 42215c0.00 4119J00.00 4,221,500.00 6,452,000.00 6,4s42s0.00 6,4s3Js0.00 6,455,000.00 6,4s22s0.00 2.000% 2213,186.67 3.000% 3,088,s00.00 4.@0o/o 3,084,900.00 4.@0% 3,079,700.00 5.000% 3,074,500.00 5.000% 3p67Js0.00 s.o00% 3,060,750.00 5.0No/o 3,047,750.00 5.000% 2,989,000.00 5.000% 2,92',7250.N s.000% 2,862,750.00 5.000% 2,795,000.00 5.@0% 2,n3,7s0.00 5.000% 2,u8,'150.00 5.000% 2,570,000.00 5.000% 2,487,500.00 s.000% 2,400Js0.ffi 5.000% a309J50.005.000% 2,214250.00 5.000% 2,113,750.00 5.000% 2,008rs0.00 s.000% 1,89us0.00 s.000% 1,78u00.00 5.000% 1,6s9J00.00 s.a00% 1,53u00.00 5.000% 1,397,000.00 s.000% 1,r442s0.005.000% 878,750.005.000% 600,000.005.000% 307250.00 64285,000 67,965286.67 t32,250,286.67 Note: Assumes rates as ofAugust 24,2015 379 Prepared by J.P. Morgan Securities LLC EXHIBIT C Page6 BONDSOLUNON City ofMami Beaclq Florida Parking Revenue Bonds, Series 2015A +..PRELIMINARY AND SUBJECT TO CHAIJGE*** Period Ending Proposed Proposed Principal DebtService B.isting Total Adj DebtService DebtService Revenue Constaints Unused Debtserv Revenues Coverage 09R0D016 09R0r20fl 09R0D018 wR0n0D 09n0n020 0980n021 09/30n022 09R012023 09/30D024 09130D025 09R0D026 09R0r2027 09i3,0D028 09/30n029 09130D0t0 09BOaA3l 09B0nB2 09B0n$3 09130D034 09i3012035 0913012036 09/3012037 09n0r2a38 0913012039 09t3012040 0913012041 09B0nM2 09130DM3 09t30D044 09/30n045 2y'1s,000 r20,000 130,000 130,000 135,0@ 140,000 260,000 1,175,000 1235,000 1290,000 1,3ss,000 1,42s,000 1,s00,000 1,575,000 1,650,000 1,735,000 1,820,000 1,910,000 2,010,000 2,1 10,000 22r0,000 2,325,000 2,440,000 2,560,000 2,690,000 5p5s,000 5,310,000 s,575,000 5,855,000 5.t45,000 4,628,18',1 3,208,500 3214,900 3209,700 3,209,500 3207:ts0 1,320Js0 4,272:750 4224.I00 4,2172s0 4217Js0 4,220,000 42233s0 4,223,750 4,220,ffio 4,222,500 4220,7s0 4219,7s0 4,?242s0 4223,750 42182s0 4222,7s0 4221,500 4219,s00 422r,s00 6,452,000 6,454250 6,453,?50 6,455,000 6,452,250 1243,463 3,244,863 3,239,t13 324s513 3244,rt3 3,242,863 3,13236t 2,230J63 2,23t,163 2233,663 2234919 2,23337s 2,230419 2,230,150 2,232,338 223tJs0 2,2332s0 2,2312s0 2230Js0 2231,s00 2,2332s0 2,230,,50 2,234,000 2232,500 2,23r250 7,871,649 6,4s3353 6,454,013 6,4ss213 6,453,613 6,450,613 6,453, r l3 6,453,513 6,4ss,t6t 6,450,913 6.4s1,769 6,453,375 6A54,169 6,453,900 6,452,338 6As42s0 6,454,000 6,45r,000 6,455,000 6,4ss2s0 6,451500 6,453,500 6,455,500 6,452,000 6,452,750 5,452,000 6,4s42s0 6,4s3:1s0 6,455,000 6,452,250 13,079,779 13,079,779 13,079,779 t3,079,779 13,079,779 13,079,779 13,079,779 13,vtg:179 13,0?9,779 13,079J79 13,079,779 13,079:r79 13,079,n9 t3,079,n9 t3,w9J79 13,079,779 t3,079,779 13,079,779 13,079,779 13,079,779 13,479,n9 13,079,n9 t3,0'19,779 13,079,n9 t3,079fig 13,079,7'.19 t3,079,179 11,079,179 11,079,779 13,079,779 5208,r30 166.16313% 6,626,417 2A.68161% 6,625,767 202.66120% 6,624,567 202.62352% 6526,167 202,67376% 6,629,16'1 202,768V2% 6$26,667 202.68946% 6,626,267 2U.6769A% 6,624,617 202.62509% 6,628,867 202.t5859% 6,628,010 202.73168% 6,626,4M 202.68122% 6,625,610 202.6s629% 6,62s,879 202.664'13% 6,627,4A 202.713810/o 6,625,529 2A2.65374% 6,625,779 202.66159% 6,628,779 202.75584% 6,624:779 202.61019% 6,624,529 ?i2.6?23s% 5,628279 202.74012% 6,626279 202.67729% 6,624279 202.61450% 6,627,779 202:72441% 6,527,029 202.70085% 6,6n,779 202.72441% 5,525,s29 202.65374% 6,626,029 202.669M% 6,624,n9 202.63019% 6,527,529 202.?1656% 6428s,ooo r322s0287 62J68,425 195,018,712 392,193,370 197,374,658 Notes: Assumes rates as ofAugust 24, 20 15 Revenue assumption provided by RBC. 380 Prepared by J.P. Morgan Securities LLC EXHIBIT G PageT DISCI.AIMER City of Miami Beach, Florida Parking Revenue Bonds, Series 2015A i*IPRELIMINARY AND SUBJECT TO CII.ANGE+II This presentation was prepared exctusively for the benefit and intemal use of the J.P. Morgan olient to whom it is directly addressed and delivered (including such clienis affliates, the 'Clienf ) in order to assist the Client in evaluatin& on a preliminar basis, tlre feasibility of possible tansaotions referenced herein. The materials have been provided to the Client for informdional purposes only and may not be relied upon by the Client in evaluating the merits ofpursuing tansaotions described herein No assurance can be given that any transaction mentioned herein could in fact be executed. Information has been obtained ftom sowces believed to be reliable but J.P. Morgan does not 1mnant its completeness or accurBcy. Opinions and ostimates oonstifitte ourjudgrnent as ofthe date ofthis material and are subject to chango without notice. Past perfonnance is not indicative offuture resulb. Any finanoial products discussed uray fluctuate in price or value. This presontation does not constituts a commitrnent by any I.P. Morgal entity to underwrito, subscribe for or place any securitios or to oxtend or arrange credit or to provide any other services. J.P. Morganrs presentation is delivered to you forthe purpose ofbeing engaged as an underwriter, not as an advisor, (including without limitation, a Municipal Advisor ( as such term is defned in Section 975(e) of dre Dodd-Frank Wall Sreet Reform and Consumer Protection Act)). The role of an underwriter and its rolationship to an issuer ofdebt is not equivalent to the role ofan indeperdent finsnoial advisor. 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Noie: Assumes rates as ofAugust 24, 2015 381 BankofAm efica* Merilt Lynch EXHIBIT D TABLE OF CONTENTS CITY OF MIAMI BEACH, FLORIDA Resort Tax Revenue Bonds, Series 20L5 Preliminary Numbers Sources and Uses of Funds Bond Summary Bond Pricing Debt Service Reserve Fund Bond Debt SeMce Annual Debt Service Form 8038 Statistics Au925,2015 6:16 pm Prepared by Bank of America Merrill Lynch 382 Bankoflme*z* Merrill Lynch EXHIBIT D SOURCES AND USES OF FUNDS CITY OF MIAMI BEACH, FLORIDA Resort Tax Revenue Bonds, Series 2015 Preliminary Numbers Dated Date L2lt7l20ts Delivery Date 72h7/2075 Sources: Bond Proceeds: ParAmount Premium 197,420,000.00 22,034,606.90 279,454,606.90 Project Fund Deposits: Project Fund 204,500,000.00 Other Fund Deposits: Debrt Service Reserve Fund !2,846,250,00 Delivery Date Expenses: Cost of lssuance 350,000.00 Underwriter's Discount 987,100.00 Bond lnsurance @ 20 bps 769,476.08 2,L06,576,08 Other Uses of Funds: Additional Proceeds L,780.82 219,454606.90 Notes: Structured based on a fixed project amount of 5204500,000, assumes no earnlngs; level annual debt servlce. Cash funded DSRF, assumes no earnings. Assumes ratings of A/A. AuE 25, 2015 5:15 pm Prepared by Bank ofAmerica Merrill Lynch Page 1 383 BankofAm efica* Meruill Lynch EXHIBIT D BOND SU M MARY STATISTICS CITY OF MIAMI BEACH, FLORIDA ResortTax Revenue Bonds, Series 2015 Preliminary Nurnbers Bond Component ParValue Price Fr'oflbp change Oated Date Dellvery Date Flrst Coupon Last Maturtty &birageYield True lnterest Cost fncl Net hterest Cost (NlC) All-ln TIC Average Coupon Average Llfe (yearsl Duratlon of lssue (years) ParAmount Bond Prcceeds Total lnterest Net lnterest Total Debt Service Maximum Annual DebtSerYice AY€rage Annual Debt Seruice Underurlter's fees (per $1000) AverageTakedown other Fee Total Underwrher's Dlscount 8ld Pric€ 72177120t5 Lzl7illots o5l0l'/2016 72101/2c/.5 3.394725% 4.L349U96 4.435406X 4.L7754r'.% 4.99685696 18.989 le$6 192420,0m.00 219,4s4,606.90 187,31&038.89 tffi,27O,531..99 384,738,038.89 L2,84-6,250.00 x2,843,628.89 5.000000 5.000000 110.661284 Average Average Coupon life Bond Component Term Bond 2040 Term Bond 2045 9&240,000.00 113.112 43,575,000.00 109.520 55,605,000.00 109.001 4.990% 12.055 5.000% 23.053 5.000% 28.053 75,275.sO 37,910.25 47,820.30 194420,000.00 152,006.05 All-ln IC Arblfiage Yield Par Value + Accrued lnterest + Premium (oiscount) - underuriter's Discount - Cost of lssuance Expense - Other Amounts Target Value Target Oate Yleld 192420,000.00 22,034,60690 -982100.00 192420,000.00 22,O34,606.90 -982100.00 -350,000.00 -769,476.08 197,420,000.00 22,034506.90 -769,476.08 21&467,506.90 plLTln$ 4.73r'.984% LuL7lz|Ls 4.177544% L21L712075 3.59472s% zfi34a,$O.82 218,685,130.82 Notes: structured based on a ffred project amount of$204,500,0@, assumes no earnlngs; level annual debt service. cash funded DsRF, assumes no €arnin8s. AJsumes ratings of A./A. Aug 25, 2015 6:16 prn Prepared by Bank of America Merrill Lynch Page 2 384 BankofAmenca* Merill Lynch EXHIBIT D BOND PRIC]NG CITYOF MIAMI BEACH, FLORIDA Resort Tax Revenue Bonds, Series 2015 Bmd ComponeDt Maturltyoate Amount Rate Prelimina[Numbers Yleldto C.ll Yleld Prlce Maturlty Dat€ call Premlum Price (-Dlrcount) Bmd Component: Term Bond 20'0: Tem Eood 2045: - 65B2950 - 179,991.00 - 345,167.s0 - 450,7n.& - 528,684.50 - s87,737.65 - 542,510.80 - 7LO,14O.20 - 767,854.90 - 874,402.@ 100.0m T17,933.20 100.0m Tls,N4.85 r@.om r ,895.10100.0m T12,256.901m.0m 768,227.90 1@.0o 762,426.60 r@.om T17,117.35 100.0@ T19,540.70 100.0@ 793,22!.N m0.0m 813,333.00 12,88r,260.85 100.0m 750,652.00 100.000 788,256.00 100.0m 827,764.N100.000 869,176.00 100.0(n 912,492.00 4148340.00 72i/OU2076 2,92tm0 3.000yo7uO!2017 3,150,000 4.000%140t/2078 3,27s,m0 s.00096t2l0tlzo79 3,440,000 5.00096tal'Llzc,z0 3,610,0m s.000%t2l0il2o2l 3,79s,0m s.ooo%t2l1tl2o22 3B8O,OOO s.ooo% 721Oil2O23 4180,0m s.000,6 1210,/2024 439O,00O 5.000%12l0y2u?s 4610,0m 5.000967210il2q26 4840,0@ s.00or6t2lo1l2o27 5,085,000 5.00096ruouzozB 5,33s,000 s.0oo/6L2lou2029 s,6os,o0o s.000?6 LZlO1l2030 5,88s,000 5.000%lzlotlzo3r. 6,180,000 5.000t6 t2loLlz037 6,48s,000 s.000x r2loLl2033 - 6,810,000 5.000% L2lOLlZ034 21s0,000 s.000%tzlu4a3s 2510,@0 s.ooo% 98,240,000 7?l0Ll2O36 288s,000 s.000%t2loll2037 8,280000 s.0o0/ot2loLl2038 8,695,000 5.00Gt 72lOLl2O3s 9,130,000 s.OOOr6 tuoLl20q 9,s85,000 5.000r 43,575,O00 t2lo{2041 10,06s,000 5.000%Dl,rlzMz 10,565p00 5.ooo%tzlotlz@.3 11,09s,000 s.000%LzlorlzN4 11,5s0,000 s.000%LzlOtlZUS 12,230,dr0 5.000% s5.605,000 102.254 L05.714 110570 113.104 t14.ils t75.487 116.146 116.989 Lt7.491 177.666 115.073 C 3.24s% t401n02s !1s.241 C 3.435% t:2l0ilz02s 114.s06 C 3.590% '2lOu2O25LJ3.n8 C 3.72s% 72lOtlzOE 113.0s4 C 3.U4% ,jilOTlZO2s L72.337 C 3.950% 1210712025 111.891 C 4.0U% L2lo7n02s 77r.447 C 4.@3% taO!2O25 111.09t C 4.149% tu0tn025 110.830 C 4.t93% r2l0tlz0z' 1o9.s2o c 4.37fi6 72lott20B 1o9.s2o c 4.370% 7il0tn0u r09.s20 c 4.370% t40tn02s 109.520 C 4.370% 7zl0tl208 109.520 C 4.370% L2l0ltri025 0.63016 1.040?6 1.340% 1,570% 1.8!10% 2.27Wr 2.45cf* 2.670& 7.740% 29,4096 3.ILVA 320016 3280% 3.360% 3.440,6 3.520,6 3.57@5 3.52096 3.660,6 3.69096 3.840% 3.84096 3.840% 3.840% 3.840% 3.900r 3.900% 3.90096 3.900% 3.900% 109.001 C 4.4s3% t2l0rl202s 100.000 90s,9s0.6s 109.001 c 4.453% la0ll2025 100.000 950,95s.6s 109.001 c 4.453% 72/Otl2O25 100.000 998,56O.9s 109.001 c 4.453% tuOThOzS 100.000 1,048,616.50 109.001 c 4.4s3% tu0u2025 100.000 1,100,822.30 5.005,006.05 797,4?:0,O0O 22,O34,@6.90 Dated Date Delivery Date Flrst Coupon ParAmount Premium Productlon Underwriter's Di$ount Purchase Price Accrued lntsst Net Proceeds fihlnoLs t2lt7l2O7S cf,la7nofi 197,420,000.00 22,034,605.90 211454605.90 tL7.L6t2E4x -982100.00 {.soomo% 2L8,467,505.90 fi0.661284% 2L8,467,506.90 Notes: Structured based on a lxed proj€d amount of52@1,500,000, assumer no earnings; level annual debt service. Cash funded DSRF, assumes no earnlngs, Asumes raungs of A,/4. AuE 25, 20t5 6:t6 pm Prepared by Bank of America Menill Lynch Page 3 385 BankofAm efica* Merill Lynch EXHIBIT D BOND DEBT SERVICE CITY OF MIAMI BEACH, FLORIDA Resort Tax Revenue Bonds, Series 2015 Prelimlnary Numbers Dated Date Delivery Date Prlnclpal Coupon lnterest Debt Service L2/L7l2o1s t2/7712015 Period Ending ]-210u20L6 L2/0U20t7 t2/0u20L8 L2l0t/2OL9 r210712020 72/0L17021 L2/0712022 72101/2023 L2/otl2o24 12107/202s 7210u2026 L210L12027 7210t/2028 1210712029 72/07/2030 t2l0t/203L 7210L12032 72/01"/2033 tzl0t/2034 7210L/203s t2/0L/2036 7210L12037 t2/0L/2038 t2/07/2039 !2/0L/2040 72/0L1204L 72/0L/2042 tuou2043 L2/0U2044 72/0u204s 2,925,400 3,150,000 3,275,000 3,440,000 3,610,000 3,795,000 3,980,000 4,180,000 4,390,000 4610,000 4,840,000 5,085,000 5,335,000 5,605,000 5,885,000 6,180,000 6,495,000 6,810,000 7,150,000 7,510,000 7,885,000 8,280,000 8,695,000 9,130,000 9,585,000 10,065,000 10,s65,000 11,095,000 11,550 000 12,230,000 3.000% 4.OO0% 5.000% 5.000% 5.000% 5.000% 5.000% 5.000% 5.000% 5.000% 5.000% 5.000% s.000% 5.000% 5.000% 5.000% 5.000% 5.000% 5.000% 5.000% 5.000% 5.000% 5,000% 5.OO0% 5,000% 5.000% s.000% 5.000% 5.000% 5.000% 9,345,288.89 9,693,250.00 9,567,250.N 9,403,500.00 9,231,500.00 9,051,000.00 8,861,250.00 8,652,250.00 8,453,250,00 8,233,750.00 8,003,250.00 7,76t,250.00 7,507,000.00 7,240,250.00 5,960,000.00 6,665,7s0.00 6,356,750,00 5,032,500.00 5,692,000.00 5,334,500.00 4,959,000.00 4,564,750.O0 4,150,750,00 3,716,000.00 3,259,500.00 2,780,250.00 2,277,0ffi.00 1,748,75O.00 1,194,0@.00 611,500.00 72,27t,288.89 72,U3,25'0.00 72,U2,?50.04 12,843,500.00 12,841,500.00 12,846,000.00 12,841,250.00 t2,842,250.00 12,843,250.00 72,843,750.00 12,843,250.00 L2,846,250.00 12,842,000.00 L2,845,250.00 12,845,000.00 12,845,750.00 12,84L,750.00 12,842,500.00 12,842,000.00 12,844,500.00 12,844,000.00 12,844,750.00 72,845,750.00 12,846,000,00 12,844,500.00 12,845,250.00 12,842,O40.N 12,843,750,00 12,844,000.00 12,841,500.00 797,420,0A0 187,318,038.89 384,738,038.89 Notes: Structured based on a fixed project amount of $204,500,000, assumes no earnings; Ievel annual debt service. Cash funded DSRF, assumes no earnings. Assumes ratings of VA. Aug 25, 2015 6:16 pm Prepared by Bank of America Merrill Lynch Page 4 386 BankofAmerica'* Merrill Lynch EXHIBIT D Date DEBT SERVICE RESERVE FUND CIW OF MIAMI BEACH, FLORIDA Resort Tax Revenue Bonds, Series 2015 Prelimlnary Numbers Deposit lnterest Principal DebtService Balance 7217712075 12,846,2s0 72l07l2o4s -- ,r,ror,rri -rr,rou,rri L2'846'2so L2,846,25O O 72,846,250 -72,846,250 Arbitrage Yield: 3.5947246% Value of Negative Arbitage: 8,427,773.40 Notes: Structured based on a fixed proJect amount of $204500,000, assumes no earnings; level annual debt service. Cash funded DSRF, assumes no earnings. Assumes ratings ofA/A. Aug25, 2015 6:16pm Prepared by BankofAmerica Merrill Lynch Page 5 387 BankofAm ertca'Z Merrill Lynch EXHIBIT D Date ANNUAL DEBT SERVICE COVERAGE .CITY OF MIAMI BEACH, FLORIDA Resort Tax Revenue Bonds, Series 2015 Preliminary Numbers Debt Service Revenues Coverage tzl0112016 tuotl20:.7 72/OLl2078 tzl0L/201e LzIOLl2020 t2llll202t t210L12022 L210u2023 1^2/oL/2024 LLllll202s tzloll2026 :.210]^lZO27 tzl0Ll2O28 Lzl0L/2029 L2/o].l2o3o 1210u2031 L2l1tl2032 ]-210]-12033 7210L12034 12l0tl2o3s 72lltl2036 tzlo]^l2037 L210L12038 !2/ALl2O3e t2/0L12O40 t2/0t/2041 L2/0t12042 L2/01/2043 L2101/2044 Lzll]-l204s 72,27t,288.89 1e843,250.00 L2,842,25O.W 12,843,500.00 12,841,500.00 12,846,000,00 12,841,250.00 12,842,250.00 12,843,250.00 12,843,750.00 12,843,250.00 12,846,250.00 12,842,000.00 L2,845,250.00 12,845,000.00 12,845,750.00 L2,84L,750.00 12,842,50O.00 12,842,000.00 12,844,500.00 12,844,000.00 t2,844,750.OO 12,845,750.00 12,845,000.00 L2,844,500.00 12,845,250.00 12,842,000.00 12,843,750.00 12,844,000.00 12,841,500,00 74,666,965.N 74,666,965.00 74,656,965.00 74,666,965.N 74,666,965.W 74,666,965.00 74,666,965.00 74,666,965.N 74,666,965.00 74,566,965,00 74,656,965,00 74,556,965.00 74,666,965.00 74,6ffi,965.00 74,666,955,00 74,666,965.00 74,666,965.00 74,655,955.00 74,565,965.00 74,666,965.00 74666,965.00 74,666,965.OO 74,666,965.00 74,666,95s.00 74,666,955.00 74,666,965.00 74,666,965.00 74,666,965.00 74666,965,00 74,666,963.@ 608.469% 58!.37L% 581.417% 581".360P4 581.450% 58L.247% 58L.462% 581.477% 581.?77% 58t.349% 581.371/. 581.235Yo 58t.428% 581.281% 587.292% 581.2s8% 581.439% 581.40s% 58t.428% 581.315% 58L.337% 581.303% 58L.258% 581.247% 581.315% 58t.28t% 587.428% 581.349% 58L.337% s87.450% 384,738,038.89 2,240,008,950.00 Notes: Structured based on a fixed project amount of5204,500,000, assumes no earnings; level annual debt service, Cash funded DSRF, assumes no earnings. Assumes ratings ofA/A. Aug 25, 2015 6:15 prn Prepared by Bank of America Merrill Lynch Page 6 388 BankofArnefica?z Merrill Lynch EXHIBIT D FORM 8038 STATISTICS CITY OF MIAMI BEACH, FLORIDA ResortTax Revenue Bonds, Series 2015 Prelimihary Numbers Bond Component Date Dated Date Oelfuery Date Prlnclpal r2l77kits 1217712O7s Coupon Price RedemPtlon lssue Prlce at Maturlty gond Component: T€rm Bond 2(N0: Term Bond 2045: 1:u0ltz0t6 2,925,000.00u,lotlz}t7 3,1s0,000.00 1210U2018 3,271000.0072fiLn0L9 3/440,000.00 72lOil2A2O 3,610,000007ztoilZ'zr 3,79'0OO.OO r210il2o22 3,980,000.00 r2t0712023 4,180000.00 1210!2024 4190.000.00 721011202s 4610,{t00.00 7210712Ot6 4840,000.00 7210712027 1085,000.@!u0!2028 s,33s,000.00 t210u2079 5,605000.00tu0!2030 5,881000.00 7210L1203t 6,180,000.mt2l0!2032 5.485,000.0{rt2l0u2o3t 6,810,000.mtzlolzor[ 7,1s0,mo.oo 1210u2035 2s10,mo.00 7210il2036 7,88s,000.00 7210112037 8,280,000.00 7210712038 8,C's,000.00ul0rl2039 9,80.000.0072hil2o40 9,s81ffi).fi) tz.1ot1zo+t 10,065,000.00 L2|OU2042 10,5610@.00 L2l07l?:04,3 11,09i000.00L2lltlzul 11,650,000.00t2l0!20/.5 12,230,000.00 3.0@% L02.2s4 4.000,6 105.714 5.000,% 110.570 5.00096 113,104 5.O0r/J6 tt4.64s 5.000% t75.497 5.OoCP/6 116.145 5.000% u6.989 5.OW6 L17.491, 5.00016 117.666 5.00096 115.073 5.0006 tts.z4l 5.000'/6 114.506 5.000% 1t3.778 5.000% 113.054 5.000?6 LtL337 5,U'Or6 11L891 5.mD6 tLl-447 5.000% ll,-oglt 5.000% 110.830 5.00016 109.s20 5.000% 109.520 5.000% 10!1.520 5.000% 109.520 5.00016 109.001 5.000,4 109.001 5.OOOr rOg.OOr 5.00096 109.001 5.000% 109,001 2,990,929.50 4925,000.00 3,329,991.00 3,150,000.q, 3,627,167.50 3,271000.m 3,890,7n.@ 3,440,000.m 413&684.s0 3,61O,U'0,&' 43a2,79r.65 3,795,0m.@ 4,622,610.80 3,980,0qr.00 489O,74o.7O 4,180,m0.U' 5,1s28s4.90 4:190,000.00 s,424,102.@ 4610,000.@ 5,6t7,931.7O 4840,m0.0o t86O,004.85 1(B5,000.(x' 6,108,895.10 5,335,0@.00 6,3?7,2s6.90 5505,0@.q' 6,553,227.90 5881000.@ 6,942,426.60 6180,000.00 7,256131.35 5,/81000.00 7,589,5q.70 6,810,0@.00 7,943,22t.00 Zuo,ooo.oo 8,323,333.00 Zs10,00o.oo 8,635,652.00 7,885,0@.oO 9,068,256.00 8,280,0@,oo 9,522,764.00 8,695,000.00 9,999,176.00 9,130,000.00 70,497,492.00 9"585,0m.00 19970,950.65 10,065000.00 1r"515,955.55 10,555,000.00 12,093,660.9s 11,095000.00 12,698,615.50 11,650,000.00 13,3:t0,822.30 12,230,000.00 ,i12420,0m.00 279A51,606.90 42420,000.00 Maturlty Date lnterest Rate SHed welghtedlssue Redemption AveraEePrice at Maturity Maturlty Yleld Flnal Maturlty Entirc lssue r2l0u2o4s 5.000% 13,330,822.30 12,2:i0,000.00- 219,454,506,90 197,420,0m.00 18.8639 3l'947% Proceeds used for accrued lnter$t Proc€eds used for bond issuance costs (lncluding underwrlters' dlscount) Proceeds used for credlt enhancement Proceeds allocated to reasonably requlred reserve or replacement fund Notes: structured biled on a fixed proiect amouft of5204,500,000, assums no earnlngs; level annual debt service. cash funded DSRF, assumes no eamlngr. Assumes ratings ofA/A. 0.00 1,337,100.00 769,476.08 12,u6,250.0O Aug25,2015 5:15 pm Prepared by Bankof America Merrill Lynch PageT 389 BankofAm efica* Itlerrill Lynch EXHIBIT D DISCTAIMER CITY OF MIAMI BEACH, FLORIDA Resort Tax Revenue Bonds, Series 2015 Preliminary Numbers BofAML lS NOT YOUR MUNICIPAI ADVISOR OR FIDUCIARY. Bank of America Menill Lynch ('BofAML') Is providing the information contained herein for discussion purposes only either as an underwriter or in anticipation of being engaged to serve as an undenivriter. By providing the information contained herein pursuant to the participation by an independent registered municipal advisor exemption provided under SEC Rule 158a1-1(dX3Xvi), BofAML is not acting as your 'municipal advisor' within the meaning of Section 158 of the Securities Exchange Act of 1934, as amended (the 'Act'), and does not owe a fiduciary duty to you pursuant to the Act with respect to the information and material contained in this communication. BofAML is elther serving as an underwriter or is seeking to serve as an underwriter on a future transaction and not as a financial advisor or municipal advisor. The primary role of BofAMI. as an underwriter, is to purchase securities with a view to distribution in an arm's-length commercial transaction between you and BofAML and BofAML has financial and other interests that differ from yours. BofAML is acting for its own interests. You should discuss any information and material contained in this communication with any and all of your own internal or external municipal and/or financial, legal, .accounting, tax and other advisors and experts, as applicable, to the extent you deem appropriate before acting on this information or material, This material has been prepared by the Public Finance Group and ls not a research report and ls not a product ofthe ffxed income research department of BofAML. This material is for information purposes only, is intended solely for your use, and may not be reproduced, disseminated, quoted or referred to in whole or ln part, wlthout our written consent. Thls materlal does not constltute an offer or solicitatlon to sell or purchase any securities and is not a commitment by BofAML or any of its affiliates to provide or arrange any financing for any transaction or to purchase any security in connection therewith. The calculations contained herein are based upon assumptions and information that elther you or your advisors provided to BofAM L or which EofAML deems in its sole discretion to be appropriate. BofAML makes no representation or warranty as to the accuracy or completeness of this material or these calculations and any and all liability to you or any third parties relating to this material or the calculations is expressly disclaimed. The material and calculations made available to you may not be similar to the information generated by BofAML's or lts affiliates proprietary models or valuations that are used for its own purposes or to the models or valuations available from other sources including from other dealers. BofAML assumes no obligation to update or otherwise revise these materials. Values generated by the data or calculations may not reflect actual prices or values that can be obtained in the market at that time and the calculations should not be relied upon for any tax, accounting, legal or other purpose. Notes: Structured based on a fixed project amount of $204,500,000, assumes no earnings; level annual debt service. Cash funded DSRF, assumes no earnings. Assumes ratings of A/A. Aug 25, 2015 5:16 pm Prepared by Bank of America Merrill Lynch Page 8 390 - I I I,?1 5 . 2015 ffi#e=&&$ffiffi&ffih4 391 Miami Beach Convention Renovation & Expansion August 2!, ?O15 Center Budget EXHIBIT E % Convention Center Parking o/o at Total Total 88.996% S44s,284,051 11.004% s55,0s9,247 -'ss00,343,307 83.90%Total Contractor Costs Owner's Costs Design Fees (Fentress Achitects) Project Oversight Art in Public Places (AIPP) FF&E Other Owner Costs Subtotal Owner's Contingency TOIAT 23,527,528 5,639,794 5,784,72L 6,830,945 4,459,769 49,.,526,818 40,040,813 $s31,s87,631 2,909,L72 697,359 7Ls,279 0 55i,449 59,932,506 4879,2s0 564,8u,755 26,436,700 4A3% 6,337,153 L,A6% 6,500,000 a.09% 6,830,945 L.Ls% 5,07L,219 A.g% s5t,459,324 92.47% 44,920,063 7.53Yo 9598,379,387 Loo.oo% F:\cmgr\$ALL\Conventlon CenteABudgets -Bonds\CMr Budget 2A15 08 21 (FCWC) 392 r-- t9t5 * 20]5 ffi$&&e$ffiffi&ffiM 393 z o* E{ RE E{33 o6ag oooo 8X 3oY oqig d e 6E 6o: o6-9 d' ooQ N oo do Aq do ni oo .i 00 qi di d!q NO .{ oo q6- ie^* oi9.ii oB=oguo9q .coiaCCE:Is*E}nBgE-!l-9t6qeE3ss 5 E ; Ecc c Eod o =E;" 2 g 5 i H;H lr EITxlll $il Flsil iilgluil fl,|uil -sh l$il Ets tHll^lu [fl tl:l;il Illlfl ils l$fl flltfl qH luil d6_.1.1o-9iotss o! a^ q.1 q_6FaOO oo$60 r-{6-{-!qd{6so o: oisd q 6- d! E-,ry rl'' .i fi {oh49 96€tsN n{r\s.or 6ooo-rt alo-G-\o- doE6i N r€h6€ n!.o-ull:q q. oo- 6 ri !d F' fr! s E * sEa { q r qr* E - Sts!o^ HS E E * IrS E - $ [$!r gS * B H Hrs * ' SHFiFi ES r E H ars $ * H i *' !o' 99 ! o I o xd d o- d o-tS E . EXE'e' i t a :ris s s*TE? 6 ;E6-6uuA .d>oEz EEi S H * $tS E il 'Ho 99qH 3 FSEE B H* AE B.co $o !6 =o:>6 3oz @ coI 68 g_I j o o_a a ao€o90 60aoco6D c aooo .q o t q oIco oE 66o a. @ 6o.l o F{ Eo oac0 oeg e. lsfi e lsfin Ifl I lB'f,'11 11 x?eOU o9Eio^ o!kErggEaBgE =5;-Egg sE c ? IEog co co, oI oFo60 {df60Nts9Fq EP'aB X X gel$IEH S * EflEdi o > lrl dl NluIu :' o g 16iE - I<l E E g,= g = € r E *gggi;ggisEEs;E joq 6No>>-& @r6, aoN -dO0 E, F,l :N>ii>su*l -tvl6o:: !iN;&>;-LcXGo'= co6i <>suO*ccA a[do" ;do,=>>E** 394 T - ,@ 1915.20t5 ffi$&M$ffiffi&ffiM 395 Eo ;>.; 8EE O?'E EEF :C'i5 tj-oi;n;'?sL EOo 6gD E5- 6cI Ps-0 b5 : *; a Oo\E Glr.,: >Gi 5, *-6 o .=Ec (J"9p sgE Ec s Es6 a6 c3 gbe E EarGo ox(I, & ,r'*E c, Eg .Lxlrl too(, dl 'e .g =o z(-) garfp.9 E et-86C2ood 9gi',ccooo=d9dETXU) (f,o @_ @c{s- e{e, oo €o- rOrrl- (\t0 ooryIF.s- c{@ oo (o o,v- 6t@ oot- F. lr) Ne o Eo(, E l,,tr ll, oao oz (')oo.tlOOo@oN o- aI-F$(t, o) cr)a sroooloooootloo,F-(?, o)oa FOO(\tooo@(oNotof'- O,af) @ (e)6 cooNOOO@lt-6{o$F- a*(o€o ca)e crrooFOOctortGloc) l.- !r)o@oe, ooo6,={)tr.troo>o-oxd. tiltr, E" t'#r! a!LLoocaoo E$t-r-CItrO6!*-COe&*ol =t-dg €o(J .\ hixm6 ttrc{E35 qq ON ssgsl ON isSooo6l 396 r - I 915 . 20.I5 &A$&&_4$ffiffi&trffi_--ffig\/\ f; && d\r& g ffiqm ffi& & tr*$$ V \B/ \d V q$ H;# -*-.P%% ffi $ .^I" 397 EXHIBIT H City of Mlami Beach - Resort Tar Collections Flscal Year 2004/ 05 Fiscsl Year 2005/ 06 Monlh Oclober November December January February March April May June July August $1,999,389 September $1,816,888 $393,668 $2,393,057 27,2o/o s355,619 $2,172,507 21.90h - - 1% TOTAL % Ghange $'r,023,191 $176,510 $1,199,701 -?0.7%, $1,296,943 $2,116,578 $346,933 $2,463,511 q0.0% $1,866,4ri6 $1,821,416 $325,713 $2,147,129_. 4.9o/o $2,861,412 $458,399 $3,319,811 37.9% $?,4e3,004 8626,247 S3,119,251 -8.5% $2,270,831 $67E,385 $2,949,216 ,15.90/0 $3,299,088 $776,7A5 $4,075,793 70.0oh $2,634,768 $603,435 $3,238,203 26,0%, $2,332,536 $489,004 $2,821,540 8._f'lg- $1,694,261 $320,174 $2,014,435 31.3o/o % Change $259.418 $1,556,361 29.70/0 $346,298 $2,212,764 -10.2% $2,581,985 $4s1,377 $9,033,362 41.3% $2,m5,695 $451,992 $2,477,687 -25.4% $3,446,229 $712,275 $4,158,504 - q3,3% $2,403,120 $640,e40 $3,04q,469, 3.2% $3,711,918 $847,346 $4,559,294 11.9% $2,704,679 $599,465 $3,304,144 2.A% $2,430,195 $520,978 $2,951,173 4.6Y0 $1,782,1s9 $33r,629 $2,113,788 4.9r/o $1,986,192 $391,505 $2,377,697 -6.00/6 $1,794,572 $360,288 $2,154,860 {0.0% - $26,363,362 $5,550,792 $31,9.t4,154 13.2o/o 928,030,183 $5,912,911 $33,S43,094 A,4olo Fiscal Year 2006/ 07 Flscal Year 2007/ 08 Monlh October November Decernber January February March April May Juno July August September Total 7o Change $11585,179 $279,66r $1,864,840 1?.80/0 $1,819,808 $337,161 $2,156,969 -2.5o/o $2,262,s44 $466,589 $2,72s,5q - -10.0% 92,873,829 $614,395 $3,488,224 40.8% $2,696,949 $619,977 $3,310,926 -20.2% $3,425,538 y77,829 $4,303,307 41.4o/o $3,856,462 $899,734 $4,756,196 4.30/0 $2,992,e37 $679,852 $3,672,889 11.2% $2,359,376 S506,281 $2,865,657 -2.9o/o s1 ,876,003 $345,944 $2,221,s47 5.1% $2:102,142 $3e4,904 $2,497,016 5.0% $2,033,437 $406,448 $2,439,885 13.2o/o - $29,884,604 $6,428,875 $36,313,479 7.Oolo 1%TOTAL $1,829,8,14 $330,052 $2,159,896 2%% Change 15.8% $2.100.723 $431 ,941 $2,532,664 17.40/o $2,296,419 $454,3e8 $2,750,817 $3,072r2s9. $708,906 $3,781,165 8.4% $3,080,283 . S675,769 $3,756,052 ,13.2L g!07s,85s $nL1.4? , $3,851,ee6 .10.570 $3,791,216 $870,738 S4,661,954 ,, 3,.9y" $2,869,106 $630,117 $q,499r223 4.7% $2,729,506 $607,357 $3,336,863 16.40/0 $2,031,099 $425,685 $2,4s6,784 10.6% $2,219,104 $472,125 $2,691,229 7.8% $2,181,947 $543,478 $2,?25,425 11.7% - $31,281,359 $6,922,709 $38,204,068 5.2o/o Page 5 398 EXHIBIT H Clty of Miami Beach - Resort Tax Collsctlone (Contlnued) Fiscal Year 2008/ 09 Fiscal Yoar 2009/10 Month Oclober November December January February March Aprll May June July August September Total % Change, $1,650,504 9335,195 $1,9e1,69e _ -7.8% $2,063,757 $443,620 $2,507,377 -1.0% $2,219,742. $4s7,644 $2,717,286 -1.2o/o $2,870,626 $687,949 $3,558,575 -5.9o/o $3,'148,530 $686,022 $3,834,552 2.1oh $2,e39,e2p $6q0,769 $3,620,6e7, 6.Ooto $3,711,667 , $763,621 $4,475,288 ,+# $2,859,207 $818,497 $3,507,104 ., '!3%$2,7,34,368 $529,969- $3,264,337 -2.2% 82,022,1!6,_ - $3p8,6r : $4,411,173 -1.*/o $2,3',15,U7 $468,862 S2,783,909 3.40/a s2,252,399 $431,324 $2,6E3,723 -1.50/0 s1,765,446 $328,525 $2,093,971 % ChsIEe 10.0% w,170,21? $415-178 .$2,58s,491 - $2,317,036 $461,510 S2,778,546 $3,3s7,290 $7s9,806 $4,117,096 3.10h 15.70/o $3,250,359 S713,871 $3,964,230 $3,775,971 $944,317 94,720,288 30,4% $4,070,923 $913,934 $4,984,857 11.4Yo $3,357,s02 $755,673 $4,113,175 17.3Y0 $2,903,423 $603,611 $3f07,034 7.4o/o s2,388,952 $471,129 $2,86q,081 18,6% $2,566,142, $533,217, . $.3,0P.9,3qe U.!o/o $2,315,409 $571,430 $2,886,839 7.60/0 $30,794,291 S6,562,029 $37,356,320 -2.2oiD $34,238,666 $7,472,331 $41,710,997 11.?a/o Flscal Year2010/11 Fiscsl Year 2011/12 Month October November Dec€mber January February Mardr April May Jme July August September Total 1o/o Yo_Change $2,054,670 $452,348 S2,507,018 19.7% $2,638,/m1 $513,505 $3,151,986 21.9L $2,805,785 $574,685 $3,380,480- . 21.70h $3,5dt,774 $816,088 $4,383.E62 $3,43?,156 .$Je1,466 , V,223,622 6.5% $3,928,800 $899,098 $4,827,898 2.3Ya $4,627,466 $1,225,0A4 $5,852,530 17.4% $4,112p76 $1,004,483 $5,117,359 24.4% $3,430,841 $744,410 $4,175,251 19.1% $2,869,923 $574,463 $3,4,14,386 2},4oh $3,180,371 $684,03S $3,864,40s 2!.7a/a $2,866,740 $704,502 $3,571,242 23.70h -- - s39,515,893 $8,984,150 $48,500,043 16.3% 10/o TOTAI oi Change 22.1%$2,549,797 -9518,492 $3,068,289 $3,177,928 $6e2,053 $3,86e,s81 _ $3,883,614 $719,320 $4,636,s34 . $4,073,108_ $920,856 $4,993,96-4- $4,176,08e $e01,957 $5,13q,046 - $4,328,808 $J.,0sf,2.95 $5,37e,013 $5,217,135 $1,206,673, S6,423,808 $4,262,94A $1,065,982 $5,328,930 36.goi6 13.9% $3,524,675 $764,045 V,288,724 2.70h . $3,146,098 9826,q4.8- . $3,772,946 $3,249,797 $696,925 $3,946,722 $2,856,346 $632,700 $3,489,046 21.7% 11.4% 4,10h 2.10/o -2.3% s44,446,343 $9,880,058 $54,326,399 '.t2.0% Page 6 399 EXHIBIT H Glty of Miaml Beach - Resort Tax Collectlons (Contlnued) Fiscal Year 2012/13 Flscal Year 2013/14 Month October November January February March Aprll May June July August 1%% Change 1o/o TOTAL % Change $718,097 $3,874,449 -16.3% $4,689,304 $1 ,162,1 18 95,851 ,422 17 .2o/o $4,602,257 S1,154,788 $5,757,045 12.0o/o $4,577,102 $1,175,961 $5,753,063, 7.0o/o $6,117,09: $1,538,525 $7,713,619 20j% $4,446,827 $1,074,U7 $5,521,674 3.60/o 4.0o/o $2,616,517 $539,538 $3,156,055 .1,lYo $4,960,680 $1,207,754 $6,168,434, $4,855,831 $1,221,242 $6,077,073 $4,894,856 $1,230,527 ,$8,125,385 $5,7e2,950 $1,458,889- $7,251,p36 $4,969,113 S1,238,578 $8,207,691 13.10/o $3.324,909 $719,939 $4,044,848 0.7% $3,359,942 $729.712 $4,089,654 0.6% $3,559,359 $794,085 $4;353,4,14 $2,679,387 $510,674 $3,337,959 $728,884 s3,190,061 $4,066,843 5.1o/o Decembet $3,156,352 12.4o/o 5.40/o 6.5o/o 12.4o/o $3,644,952 $803,413 $4.448,365 3.7% $4,098,848 $934,442 $5,033,2S0 $3,329,498 $685,451 $4,014,949 $3,473,040 $781,4',12 $4,265,052 7.8%$3,592,203 $803,447 $4,395,650 3,30/o September $3,421,072 $761,341 $4,182,413 19.9% $3,709,511 $835,052 $4,544,563 8.70/o $47,535,444 $1 I,0S3,51 1 $58,628,955 7.*/o $49,7U,721 $11,71i2a2 $61,447,923 4.Aoh PageT 400 r@ E-- I915.20]5 ffi.$effi$ffiffi&ffih4 401 -F-E--Ixul E(l LT o-4) .6 {tE fiEsE EBE sfI OEs !D - Esi ostr HEh 6'59 EEo o6E dxE gg E E$ 6 .FO3 Oop oH,o ql=[ 3$-& 848d g8l E h.BbE EPA6 eES = =!gl .$=ESctESIxa=-rfr EEEEE g$EEE { sts'*Il !r E-ai Buao>6o Eco$ 5EE56;t o()(E() x d e { Lll[ eg F UJi>o&.v{"r oU': ^ffiki r. sl-=r^ail Lld 402 I ,@ --- I?15.20I5 ffi$ee&$ffiffi&ffiM 403 ;oo o2 6 J3c c!ot @ oEol-{ro Eo e_ El9Uo oEB .EE EE ot o oaxq E .g oqoo g o€oIE I o s, o JqQ5 f>6 .0 5 0 --a!:I cqgoao.,.EEiH9Etss!zoi;t 9 PEioo=r -!{PC=@EYc-=5 6 >o c; u9 0 Ff=cj]o =Ls:^!;;S5ts€ EJ=9GE '---6D-c:l-aEooo;!=:6dI3€ i o oE! 6 <! f,=nit-.9* 5 L tr q c P ri E g 6f, 9X-q B6==-qc9!9rit =.=l,co@E..,yoocrb:Eodsq^ofcEg:X5E> E !- l6tESx&;X98-pE!.^-E=e3i:"'-tB =NNgo=IEEEt!giLr!<Z: : H Slra s h oooF(oo rnord oF {7) rYig)f,t N C)ao do)r.. 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A RESOLUTION OF THE MAYOR AND CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA AUTHORIZING THE ISSUANCE BY THE MIAMI BEACH REDEVELOPMENT AGENCY OF NOT TO EXCEED $43O,OOO,OOO IN AGGREGATE PRINCIPAL OF TAX INCREMENT REVENUE BONDS (CITY CENTER/HISTORIC CONVENTION VILLAGE), IN ACCORDANCE WITH THE REQUIREMENTS OF CHAPTER 163, PART III, FLORIDA STATUTES, AS AMENDED; AUTHORIZING OFFICERS AND EMPLOYEES OF THE CITY TO TAKE ALL NECESSARY ACTIONS IN CONNECTION THE,REWITH; AND PROVIDING FOR AN EFFECTIVE DATE. WHEREAS, the Miami Beach Redevelopment Agency (the "Agency") has heretofore issued its (i) $29,105,000 Miami Beach Redevelopment Agency Tax Increment Revenue Bonds, Taxable Series 1998,4. (City Center/Historic Convention Village), currently outstanding in the principal amount of $10,000,000, (ii) $51,440,000 Miami Beach Redevelopment Agency Tax Increment Revenue Refunding Bonds, Taxable Series 20054 (City Center/Historic Convention Village), currently outstanding in the principal amount of $27,815,000, and (iii) $29,930,000 Miami Beach Redevelopment Agency Tax Increment Revenue Refunding Bonds, Series 20058 (City Center/Historic Convention Village), currently outstanding in the principal amount of $17,175,000 (collectively, the "Outstanding Prior Bonds"), pursuant to Resolution No. 150-94, adopted by the Board of Commissioners of the Agency (the "Agency Commission") on January 5,1994, as supplemented, to finance or refinance certain redevelopment projects in an area of the City of Miami Beach, Florida (the "City") known as the "City Center/Historic Convention Village Redevelopment and Revitalization Area," all in accordance with a redevelopment plan adopted by the Agency under Chapter 163, Part III, Florida Statutes, as amended (the "Act"), and approved by the City pursuant to Resolution No. 93-20721 adopted by the Mayor and City Commission of the City (collectively, the "City Commission") on February 12, 1993, as amended; and 003-4430-479313/AM ER r CAS 406 WHEREAS, the Agency now intends to issue its Tax Increment Revenue Bonds (City Center/Historic Convention Village), in one or more series (the "Series 2015 Bonds"), in the principal amount not to exceed $430,000,000, for the primary purpose of providing funds, together with any other available moneys, to refund all of the Outstanding Prior Bonds and to finance the Series 2015 Redevelopment Project (as defined in the Bond Resolution hereinafter defined) pursuant to a resolution adopted by the Agency Commission on October 14,2015 (the "Bond Resolution"), a copy of which Bond Resolution is attached hereto as Exhibit A and made aparthereof; and WHEREAS, in accordance with the requirements of the Act, the City desires to authorize and approve the issuance of the Series 2015 Bonds by the Agency; and WHEREAS, in connection with the issuance of the Series 2015 Bonds, the requirements of Ordinance No. 2007-3582, adopted by the City Commission on November 27,2007, including the holding of two public hearings, have been complied with prior to the adoption of the Bond Resolution and this Resolution; NOW, THEREFORE, BE IT DULY RESOLVED BY THE MAYOR AND CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA: Section l. The above recitals are incorporated herein as findings. Section 2. This Resolution is adopted pursuant to the Act and other applicable provisions of law. Section 3. In accordance with the requirements of Sections 163.358(3) and 163.385(1) and (3) of the Act, the issuance by the Agency of the Series 2015 Bonds, in the principal amount not to exceed $430,000,000, under the provisions of the Bond Resolution is hereby authorized and approved by the City Commission. 003-4430-4193 l3 lAM ERTCAS 407 Section 4. The officers and employees of the City are hereby authorized and directed to take all other necessary actions and execute all necessary documents to carry out the provisions of this Resolution and provide for the issuance of the Series 201 5 Bonds by the Agency. Section 5. This Resolution shall take effect immediately upon its adoption. PASSED AND ADOPTED this _ day of _,2015. Mayor (sEAL) ATTEST: City Clerk APPROVEDASTO FORM & I.ANGUAGE E FOR DGCIJTION ^#mh-d# o03-4430-4793 / 3 /AM ERTCAS 408 EXHIRIT A BOND RESOLUTION A-1 003-4430-47 93 / 3 IAM ERTCAS 409 RI]SOLUTION NO, A RESOLUTION OF TI]E CHAIRPERSON AND MEMBERS OF THE MIAMI BEACH REDEVELOPMENT AGENCY AUTHORIZING THE ISSUANCE OF NOT MORE THAN $43O,OOO,OOO IN AGGREGATE PRINCIPAL AMOLINT OF MIAMI BEACH REDEVELOPMENT AGENCY TAX TNCRE,MENT REVENUE BONDS (CITY CENTEzuHISTORIC CONVENTION VILLAGE) (THE "SERIES 2015 BONDS"), FOR TI-IE PURPOSE OF REFLNDING THE AGENCY'S OUTSTANDING PRIOR BONDS AND FINANCING CERTAIN PUBLIC IMPROVEMENTS; PROVIDING FOR THE ISSUANCE OF ADDITIONAL BONDS ON A PARITY THEREWITH; PROVIDING FOR THE SECURITY AND PAYMENT OF ALL BONDS ISSUED PURSUANT TO THIS RESOLUTION; PROViDING CERTAIN DE,TAILS OF THE SERIES 20 I 5 BONDS; DELEGATiNG CERTAIN MATTERS IN CONNECTION WITH THE ISSUANCE OF THE SERIES 2015 BONDS TO THE EXECUTIVE DIRECTOR OF THE AGENCY, INCLUDTNG WHETHER TO SECURE A CREDIT FACILITY AND/OR A RESERVE ACCOUNT INSURANCE POLICY, WITHIN THE LIMITATIONS AND RESTRICTIONS STATED HEREIN; APPOINTING UNDERWRITERS, PAYING AGENT, REGISTRAR, ESCROW AGENT AND DISCLOSURE DISSEMINATION AGENT; APPROVING THE FORM OF TI-IE, PRELIMINARY OFFICIAL STATEMENT FOR THE SERIES 20 I5 BONDS AND AUTHORIZING EXECUTION OF THE FINAL OFFICIAL STATEMENT FOR THE SERIES 2OI5 BONDS; AUTHORIZING THE NEGOTIATE,D SALE OF THE SERIES 2015 BONDS AND APPROVING THE FORM AND AUTHORIZING EXE,CUTION OF THE BOND PURCHASE AGREEMENT FOR THE SEzuES 201,5 BONDS; APPROVING THE FORMS AND AUTHORIZING EXECUTION OF ESCROW DEPOSIT AGRE,EMENTS FOR THE OUTSTANDING PzuOR BONDS; COVENANTING TO PROVIDE CONTINUING DISCLOSURE iN CONNECTION WITH THE SERIES 2OI5 BONDS AND APPROVING THE FORM AND AUTHORIZING EXECUTION OF A CONTINUING DISCLOSURE AGREEMENT; AUTHORIZING OFFICERS AND EMPLOYEES OF THE AGENCY TO TAKE ALL NECESSARY ACTIONS IN CONNECTION WITH THE ISSUANCE OF THE SERIES 2015 BONDS; AND PROVIDING FOR AN EFFECTIVE DATE. WHEREAS, the Miami Beach Redevelopment Agency (the "Agency"), & public body corporate and politic, has been duly created and established to transact business and exercise powers under and pursuant to the Florida Community Redevelopment Act, Chapter 163, Part ili, Florida Statutes, as amended (together with other applicable provisions of law, the "Act"), including the issuance of revenue bonds, in order to achieve the purposes of redevelopment as set forth in the Act; and WHEREAS, all the requirements of larv have been complied r,vith in the creation of the Agency, the adoption and amendment of a redevelopment plan (the "Redevelopment Plan") under the Act for that portion of the City of Miami Beach described in the Redevelopment Plan and known as the "City Center/Historic Convention Village Redevelopment and Revitalization 003-4430 4551/4/AMERtCAS 410 Area" (the "Redevelopment Area") and the creation and tunding ol the City Center/Flistoric Convention Village Redevelopment and Revitalization Trust Fund (the "Trtlst Fund") in accordance with the Act; and WHEREAS. in connection with the Redevelopment Plan, the Agency has heretofore issued multiple series of bonds, of which the fbllowing are currently outstanding: (i) $29,105,000 Miami Beach Redevelopment Agency Tax Increment Revenue Bonds, Taxable Series 1998,{ (City Center/Historic Convention Village), or,rtstanding in the principal amount of $10,000,000 (the "Outstanding Series 1998A Bonds"), (ii) $51,440,000 Miami Beach Redevelopment Agency Tax Increment Revenue Refunding Bonds, Taxable Series 2005A (City Center/Historic Convention Village), or.rtstanding in the principal amolrnt of $27,815,000 (the "Outstanding Series 2005A Bonds"), and (iii) $29,930,000 Miami Beach Redevelopment Agency Tax Increment Revenue Refunding Bonds, Series 20058 (City Center/Historic Convention Village), or.rtstanding in the principal amount of $17,175,000 (the "Outstanding Series 20058 Bonds" and, together with the Outstanding Series 1998A Bonds and the Outstanding Series 2005A Bonds, the "Outstanding Prior Bonds"), pursuant to Resolution No. 150-94, adopted by the Board of Commissioners of the Agency (the "Commission") on January 5, 7994, as supplemented (the "Prior Bond Resolution"); and WHEREAS, the Agency desires to finance certain public improvements in accordance r,vith the Reclevelopment Plan, as more particularly described in Exhibit A attached hereto and made a part hereof (collectively, the "series 2015 Redevelopment Project"); and WHEREAS, pursuant to that certain Third Amendment to Interlocal Agreement dated January 20,2015, among Miami-Dade County, Florida, the City of Miami Beach, Florida, (the "City") and the Agency, entered into in connection with the financing of the Series 2015 Redevelopment Project, it is necessary to refund the Outstanding Prior Bonds; and WHEREAS, in order to refund the Outstanding Prior Bonds and finance the Series 2015 Redevelopment Project, the Agency desires to issue its Tax Increment Revenue Bonds, as more particularly described in this Resolution (the "Series 2015 Bonds"); and V/HEREAS, the Agency also desires to set forth the provisions pursuant to which it may issue bonds on a parity with the Series 2015 Bonds and to make provision for the rights and security of the Holders of all bonds issued hereunder; and WHEREAS, the Commission has determined that it is in the best interest of the Agency to delegate to the Executive Director of the Agency, who shall rely upon the recommendations of the Chief Financial Officer of the City (the "Chief Financial Officer") and RBC Capital Markets, LLC, the Agency's financial advisor (the "Financial Advisor"), the determination of various terms of the Series 2015 Bonds, whether to secure a Credit Facility and/or Reserve Account Insurance Policy (as such terms are hereinafter del-rned) with respect to the Series 2015 Bonds, the flnal award of the Series 2015 Bonds, and certain other actions in connection with the issuance of the Series 2015 Bonds and the refunding of the Outstanding Prior Bonds, all as provided and subject to the limitations contained herein; and oo3-4410-4561/ 4l AMERI CAS 411 WHEREAS. the Agency has determined that due to the character of the Series 2015 Bonds, current favorable market conditions, the uncertainty inherent in a competitive bidding process and the recommendations of the Financial Advisor, it is in the best interest of the Agency to authorize the negotiated sale of the Series 2015 Bonds; and WHEREAS. in connection with the issuance of the Series 2015 Bonds, the requirements of Ordinance No. 2007-3582, adopted by the Mayor and City Commission of the City on November 21,2007 , including the holding of two public hearings, have been complied with prior to the adoption of this Resolution; NOW. THEREFORE, BE IT DULY RESOLVED BY THE CHAIRPERSON AND MEMBERS OF THE MIAMI BEACH REDEVELOPMENT AGENCY: ARTiCLE I DEFINITIONS, AUTHORITY AND FINDINGS; RESOLUTION CONSTITUTES A CONTRACT SECTION 101. DEFINITIONS. In addition to the terms defined elsewhere in this Resolution, as used in this Resolution, the fbllowing terms shall have the following meanings: "Act" shall mean the Florida Comn-runity Redevelopment Act, Chapter 163, Part III, Florida Statutes, as amended, and other applicable provisions of law. "A-eency" shall mean the Miami Beach Redevelopment Agency, a body corporate and politic, created pursuant to the Act. "Arnortization Requirements" sl-rall mean such moneys required to be deposited in the Bond Redemption Account for the purpose of the mandatory redemption or payment at maturity of any Term Bonds, the specific amounts of such deposits to be determined by the Chairperson in the Chairperson's Certificate with respect to the Series 2015 Bonds and pursuant to any resolution authorizing any other Series of Bonds with respect to such other Series of Bonds. "Average Annual Debt Service" shall mean, at any time and with respect to all of the Bonds or any particular Series of Bonds (as appropriate), the sum of the Debt Service Requirements tbr the then current and every succeeding Fiscal Year divided by the number of such Fiscal Years. 'oBonds" shall mean the Series 2015 Bonds, authorized to be issued pursuant to this Resolution, together with any additional parity Bonds hereafter issued pursuant to this Resolution. "Bondholder", ''Holder", "Holder ol Bonds" or "Owner" or any similar term, shall mean any person, lvho shali be the registered owner of any Outstanding Bond or Bonds. "Chairperson" shall mean the Chairperson of the Agency or in the absence or disability of the Chairperson, the Vice Chairperson of the Agency or the offlcers succeeding to their principal functions. 003 -4430-4s6 L / 4 /AM ERICAS 412 "Chairperson's Certificate" shall mean the Certitrcate to be executed by the Chairperson on or prior to the date of initial issuance of tl-re Series 2015 Bonds, which Certiflrcate shall provide the details of the Series 2015 Bonds. "City" shall mean the City of Miami Beach, Florida. ''Code" shall mean the Internal Revenue Code of 1986, as amended from time to time, and the regulations promulgated thereunder and applicable regulations promulgated under the Intemal Revenue Code of 1954, as amended. "Commission" shall mean the Board of Commissioners of the Agency, being the Chairperson and members of the Agency. "Corrnty" shall mean Miami-Dade County, Florida. "Credit Facility" shall mean an irrevocable letter of credit, policy of municipal bond instuance, guaranty, purchase agreement, credit agreement or similar facility in which the entity providing such facility irrevocably agrees to provide funds to make payment of the principal of and interest on Bonds. ''Debt Service Requirement" for any period, as applied to all of the Bonds or all of the Bonds of any Series (as appropriate), shall mean the respective amounts which are needed to provide: (a) for paying the interest on all Bonds or all Bonds of such Series (as appropriate) then Outstanding which is payable on each lnterest Payment Date in such period, (b) for paying the principal of all Serial Bonds or all Serial Bonds of such Series (as appropriate) then Outstanding which is payable upon the maturity of such Serial Bonds in such period, and (c) the Amortization Requirements, if any, for all Term Bonds or the Term Bonds of such Series (as appropriate) for such period. If all or a portion of the principal of (including, r,vithout limitation, Amortization Requirernents) or interest on a Series of Bonds is payable from tirnds irrevocably set aside or deposited for such pllrpose, together with projected earnings thereon to the extent such earnings are projected to be from Permitted Investments, such principal or interest shall not be included in determining Debt Service Requirements if such tunds and/or Permitted Investments will provide moneys which shall be sufficient to pay when due such principal or interest. oo3-443o-45671 4/ AME RTCAS 413 "Defeasance Obligations" shall mean to the extent permitted by law: (a) Direct general obligations of, or obligations the timely payment of the principal of and the interest on which is r"rnconditionally guaranteed by, the United States of America; and (b) Evidences of indebtedness issued by the Bank for Cooperatives, Federal Home Loan Banks, Federal Home Loan Mortgage Corporation (including participation cerlificates), Federal Land Banks, Federal Financing Banks, or any other agency or instrumentality ol the United States of America created by an act of Congress which is sr-rbstantially sirnilar to the foregoing in its legal relationship to the United States of America; provided that the obligations of such agency or instrumentality are r.rnconditionally guaranteed by the United States of America or any other agency or instrumentality of the United States of America; and (c) Evidences of ownership of proportionate interests in future interest and principal payments on specified obligations described in (a) above held by a bank or trust company as custodian, under which the or,vner of the investment is the real party in interest and has the right to proceed ciirectly and individr"rally against the obligor on the underlying obligations described in (a) above, and which underlying obligations are not available to satisfy any claim of the custodian or any person claiming through the custodian or to whom the custodian may be obligated; and (d) Obligations described in Section 103(a) of the Code which do not permit redemption prior to maturity at the option of the obligor and provision for the payment of the principal of, premium, if any, and interest on r,vhich shall have been made by the irrevocable deposit with a bank or trust company acting as a trustee or escrow agent for the holders of such obligations, direct general obligations of the United States of America, the maturing principal of and interest on which, when due and payable, will provide sufficient monies to pay when due the principal of, premium if any, and interest on such obligations, and which direct general obligations of the United States of America are not available to satisfy any other claim, including any claim of the trustee or escrow agent or of any person claiming through the trustee or escrow agent or to whom the trustee or escrow agent may be obligated, including in the event of the insolvency of the trustee or escro\,' agent or proceedings arising out of such insolvency. "Executive Director" shall mean the Executive Director of the Agency. "General Counsel" shall mean the General Counsel of the Agency, currently the City Attorney ol the City. "Fiduciaries" shall mean the Paying Agent and the Registrar appointed and acting under this Resolution. "Fiscal Year" shall mean that period commencing on October 1, and continuing to and including the next succeeding September 30, or such other annual period as may be prescribed by lar.v or by the Agency in accordance with law. 003-443O-456 1/4/AME R rCAS 414 "lnterest Payment Date" shall mean fbr each Series of Bonds such dates on which interest on the Bonds is payable on snch Bonds that are Outstanding, as set fbrth in the proceedings of the Agency providing fbr the issuance of sr"rch Series of Bonds. "Maximum Annual Debt Service" shall mean, at any time and with respect to all of the Bonds or any particular Series of the Bonds (as appropriate), the greatest Debt Service Requirement in the then current or any succeeding Fiscal Year. "Outstanding" r,vhen used with reference to the Bonds, shall mean, as of any date of determination, all Bonds theretofore authenticated and delivered except: (a) Bonds theretofore cancelled by the Registrar or delivered to the Registrar for canceliation; (b) Bonds which are deemed paid and no longer Outstanding as provided hereinl (c) Bonds in lieu of r,vhich other Bonds have been issued pursuant to the provisions hereof relating to Bonds destroyed, stolen or lost, unless evidence satisfactory to the Registrar has been received that any such Bond is held by a bona fide purchaser; and (d) For purposes of any consent or other action to be taken hereunder by the Holders of a specified percentage of principal amor.rnt of Bonds, Bonds held by or for the account of the Agency. "Paying Agent" shall mean any bank or trust company or any successor bank or trust company appointed by the Agency to act as Paying Agent hereunder. "Permitted Investments" shall mean and include such obligations as shall be permitted to be legal investments of the Agency by the lar,vs of the State. "Pledged Funds" shall mean, collectively, (i) the Trust Fund Revenues, and (ii) except for moneys, securities and instruments in the Rebate Fund, all moneys, securities and instruments held in the funds and accounts created and established by this Resolution. "Redevelopment Area" shall mean the "City Center/Historic Convention Village Redevelopment and Revitalization Area" located within the City and found by the City to be a "blighted area" within the meaning of the Act and described in the Redevelopment Plan, as the geographic boundaries of such area may be changed from time to time as permitted r-rnder the Act. "Redevelopment Plan" shall mean the redevelopment plan for the Redevelopment Area originally adopted by the A-eency by Resolr"rtion No. 128-93 adopted on February 12, 1993 and approved by the City by Resolution No. 93-20721 adopted on February 12, 1993 and by the Cor.rnty by Resolution No. 317-93 adopted on March 30, 1993, as the same has been and may be amended from time to time. 6 003-4430-4s6 1/4/A M ERTCAS 415 "Redevelopment Projects" shall mean the particular community redevelopment projects undertaken by the Agency pllrsLlant to the Redevelopment Plan within the Redevelopment Area in accordance with the Act. inclr"rding the Series 2015 Redevelopment Project. "Registrar" shall mean the officer of the Agency or a bank or trust company appointed by the Agency, located within or withor.rt the State of Florida, who or which shall maintain the registration books of the Agency and be responsible fbr the transf-er and exchange of the Bonds. "Reserve Account Insurance Policy" shall mean the insurance policy, surety bond or other acceptable evidence of insurance, if any, deposited in the Debt Service Reserve Account in lieu of or in partial substitr-rtion for cash or securities on deposit therein. The issuer providing such insurance shall be rated, at the time of deposit in the Debt Service Reserve Account, in one of the two highest rating categories of Fitch Ratings Inc. or any sLlccessors thereof, Moody's Investors Service, Inc. or any successors thereof or Standard & Poor's Ratings Services or any sLrccessors thereol-. "Reserve Account Letter of Credit" shall mean the irrevocable, transferable letter of credit, if any, depositecl in the Debt Service Reserve Account in lieu of or in partial sr.rbstitr-rtiqn tbr cash or securities on deposit therein. The issuer providing such letter of credit shall be rated, at the time of deposit into the Debt Service Reserve Account, in one of the two highest rating categories of Fitch Ratings Inc. or any sLlccessors thereot Moody's Investors Service, Inc. or any sLlccessors thereof or Standard & Poor's Ratings Services or any sLlccessors thereof. "Reserve Account Requirement" shall mean the least of (i) Maximum Annual Debt Service on all Bonds Outstanding, (ii) 125% of Average Annual Debt Service on all Bonds Outstanding, or (iii) 10% of the proceeds of the Bonds within the meaning of the Code. "Resolution" shall mean this Resolution as the same may from time to time be amended and supplemented in accordance with the terms hereof. "Secretary" shall mean the Secretary of the Agency. "serial Bonds" shall mean the Bonds of any Series w'hich shall be stated to mature in annual installments br-rt not inch-rding Term Bonds. "series" shall mean all of the Bonds authenticated and delivered on original issuance and pursuant to this Resolution or any supplemental resolution authorizing such Bonds as a separate Series of Bonds, or any Bonds thereafter authenticated and delivered in lieu of or in substitution for such Bonds pursuant to Article Ii hereof, regardless of variations in maturity, interest rate or other provisions. "series 2015 Bonds" shall mean the Bonds authorized to be issued urnder Section 201 of this Resolution. "series 2015 Redevelopment Project" shall mean the construction of certain public improvements rvithin the Redevelopment Area being flnanced w'ith proceeds of the Series 2015 Bonds and more particularly described in Exhibit A hereto. 00 t-4430 4561/4iAMERraAS 416 "State" sl-rall mean the State of Florida. "Taxable Bonds" shall mean Bonds the interest on which is not intended at the time of issuance thereof to be exclr.rded from gross income of the holders thereof for f'ederal income tax purposes. "Tax-Exempt Bonds" shall mean Bonds the interest on which is excludable from gross income of the holders thereof for federal income tax ptuposes. "Term Bonds" shall mean the Bonds of any Series which shall be stated to matllre on one date and tbr the amortization of r,vhich payments are reqllired to be made into the Bond Redemption Account in the Sinking Fund. ''Trust Fund" shall mean the City Center/Historic Convention Village Redevelopment and Revitalization Trust Fund established by Ordinance No. 93-2836 adopted by the City on Febrtrary 24, 1993 and by Ordinance No. 93-28 enacted by the County on April 27,1993 tn accordance with the Act. "Trust Fund Revenlres" shall mean the revenues derived from the Redevelopment Area and received by the Agency lbr deposit in the Trust Fund pLlrsuant to Section 163.387, Florida Statutes, as amended, Ordinance No. 93-2836 adopted by the City on February 24, 7993, as amended from time to time, including Ordinance No. 2014-3901 adopted by the City on November 8,2014, and Ordinance No. 93-28 enacted by the County on April 27, 1993, as amended tiom time to time, including Ordinance No. 14-133 enacted by the County on December 16,2014. "Underwriters" shall mean Morgan Stanley & Co. LLC, Wells Fargo Bank, National Association, Merrill Lynch, Pierce, Fenner & Smith Incorporated, Raymond James &. Associates, Inc. and Loop Capital Markets LLC. Words importing singular number shall include the plural number in each case and vice versa, and words importing persons shall include firms and corporations. Words that appear in this Resolution in lower case tbrm shall have the meanings ascribed to them in the definitions unless the context shall otherwise indicate. The'uvords "Bond", "Owner", "Holder" and "person" shall inch-rde the ph-rral as well as the singr.rlar number unless the context shall otherwise indicate. SECTION 102. AUTHORITY FOR THIS RESOLUTION. This Resolution is adopted pursuant to the provisions of the Act. SECTION 103. FINDINGS. The recitals to this Resolution are incorporated herein as findings. In addition, it is hereby ascertained, determined and declared that: (a) The Agency is authorized to receive, deposit and apply the Trust Fund Revenues pursuant to the Act. (b) It is necessary and desirable to issr:e the Series 2015 Bonds in order to refund the Outstanding Prior Bonds and finance the Series 2015 Redevelopment Project. 003 4430-4567/ 4 /AMERICAS 417 (c) The principal of and interest on the Bonds and all required sinking fi,rnd, reserve and other payments shall be payable solely from the Pledged Fr.rnds. None of the City, the County, or the State of Florida or any political sr,rbdivision thereof or goverrunental authority or body therein shall ever be required to levy ad valorem taxes to pay the principal of or interest on the Bonds or to make any of the sinking fund, reserve or other payments required by this Resolution or the Bonds, and the Bonds shall not constitute indebtedness of the Agency, the City, the Cor.rnty, the State or any political subdivision thereof r,vithin the meaning of any constitutional, statutory or other provision or limitation or a lien upon any property owned by or situated within the corporate territory of the Agency or the City, except as provided herein with respect to the Pledged F unds. SECTION 104. RESOLUTION CONSTITUTES CONTRACT. In consideration of the acceptance of the Bonds authorized to be issued hereunder by those who shall own the same tiom time to time, this Resolr.rtion shall be deemed to be and shall constitute a contract between the Agency and such Bondholders, and the covenants and agreements herein set forth to be performed by the Agency shall be fbr the equal benefit, protection and security of the owners of any and all of such Bonds, all of which shall be of equal rank and r,vithout preference, priority, or distinction of any of the Bonds over any other thereof except as expressly provided therein and herein. IEND OF ARTICLE I] oo3 -4 430 -4 55 | / 4 /AM E R rCAS 418 ARTICLE II AUTHORIZATION, TERMS, EXECUTION AND REGISTRATION OF BONDS SECTION 201. AUTHORIZATION OF THE SEzuES 2015 BONDS. Subject and plrrsllant to the provisions of this Resolr"rtion, one or more Series of Bonds of the Agency to be knor,vn as Tax Increment Revenue Bonds, Series (City Center/Historic Convention Village) (the "Series 2015 Bonds"), or such other designation as shall be set forth in the Chairperson's Certiflcate, are hereby authorized to be issued in an aggregate principal amount not to exceed Four Hundred Thirty Million Dollars (S430,000,000), for the purpose of providing funds, together with any other available moneys, to retund the Outstanding Prior Bonds, to flnance the Series 2015 Redevelopment Project, to tirnd the Debt Service Reserve Account and to pay costs of issuance of the Series 2015 Bonds, which Bonds may be issued all at one time or from time to time, and designated as to Series, as shall be determined by the Executive Director, after consultation with the Chief Financial Otficer and the Financial Advisor, and set forlh in the Chairperson's Cerliflcate. The retirnding of the Outstanding Prior Bonds and the financing of the Series 2015 Redevelopment Project and its accluisition is hereby authorized. Subject to the limitations contained herein, the Series 2015 Bonds shall be issued in such aggregate principal amolrnt, shall be dated, shall mature on such dates and in such years, but not later than March 31, 2044, and in such amounts, shall be issr.red as Tax-Exempt Bonds or Taxable Bonds or a combination thereot, shall be in the form of Serial Bonds or Term Bonds or a combination thereof, shall have such Interest Payment Dates, shall bear interest at such f-rxed rates not to exceed the maximum rate permitted by law, shall have such Amortization Requirements, if any, and shall be subject to redemption at such times and at such prices, all as shall be determined by the Executive Director, after consultation with the Chief Financial Officer and the Financial Advisor, and set forth in the Chairperson's Certificate. The Commission hereby appoints U.S. Bank National Association as Registrar and Paying Agent for the Series 2015 Bonds. If the Executive Director determines, in reliance upon the recommendations of the Chief Financial Officer and the Financial Advisor. that there is an economic benefit to the Agency to secLlre and pay for a Credit Facility and/or a Reserve Account Insurance Policy with respect to all or a porlion of the Series 2015 Bonds, the Executive Director is authorized to secure a Credit Facility and/or a Reserve Account Insurance Policy with respect to all or a portion of the Series 2015 Bonds. The Executive Director is authorized to provide for the payment of any premiums fbr such Credit Facility and/or Reserve Account lnsurance Policy from the proceeds of the Series 2015 Bonds. The Chairperson is authorized, afler consultation with the General Counsel. to enter into, exectite and deliver such agreements as may be necessary to secure such Credit Facility and/or Reserve Account Insurance Policy, the execution and delivery by the Chairperson of any such agreements for and on behalf of the Agency to be conclusive evidence of the Agency's approval of securing such Credit Facility and/or Reserve Account Insurance Policy and of sr,rch agreements. Any agreements with any providers of a Credit Facility and/or Reserve Account Insurance Policy shall supplement and be in addition to the provisions of this Resolution. oo3-443o-4s6tt 4 I AM ERTCAS l0 419 The Commission hereby approves the distribution of copies of the Preliminary Olhcial Statement with respect to the Series 2015 Bonds (the "Preliminary Official Statement") in substantiaily the form presented at this meeting, subject to such changes, modihcations. insertions and omissions and such filling-in of blanks therein as may be approved by the Executive Director, after consultation with the Chiel Financial Officer and the General Counsel. The Chairperson or his designee, after consultation with the Chief Financial Officer and the General Counsel, is hereby authorized to deem the Preliminary Official Statement "final" for pLuposes of Securities and Exchange Commission RLrle 1 5c2-12 (the "Rule") and to execute any certificates in connection with such finding. The Chairperson and the Executive Director are hereby authorized to execute the Offlcial Statement r,vith respect to the Series 2015 Bonds (the "Of1-rcial Statement") on behalf of the Agency, in substantially the form of the Preliminary Official Statement presented at this meeting with such changes, modifications, insertions and omissions and such filling-in of blanks therein as shall be necessary to evidence the terms of the Series 2015 Bonds or as may be approved by the Executive Director, with sr,rch execution to constitute conclusive evidence of the Agency's approval of the Preliminary Official Statement and the Offlcial Statement. The use of the Preliminary Official Statement and the Official Statement in the marketing and sale of the Series 2015 Bonds is hereby approved. For the reasons stated in the recitals to this Resolution, the negotiated sale of the Series 2015 Bonds to the Underwriters is hereby authorized at a purchase price (not including original issue premium or original issue discount) of not less than99oh of the aggregate principal amount of the Series 2015 Bonds (the "Minimum Purchase Price") and at a true interest cost rate ("TIC") not to exceed 6.50% (the "Maximum TIC"). The Executive Director, after consultation with the Chief Financial Offlcer and the Financial Advisor, is hereby authorized to award the Series 2015 Bonds to the Underwriters at a purchase price of not less than the Minimum Purchase Price and at a TIC not in excess of the Maximum TIC. The Chairperson is hereby authorized to execute the Bond Purchase Agreement (the "Bond Purchase Agreement") for the purchase of the Series 2015 Bonds by the Underwriters, upon compliance by the Underwriters with any and all requirements of Florida Statutes, Section 218.385, in substantially the tbrm presented at this meeting, subject to such changes, modifications, insertions and omissions and such fiilin-e-in of blanks therein as may be necessary to evidence the terms of the Series 2015 Bonds or as may be approved by the Executive Director, after consultation with the Chief Financial Officer and the General Counsel. The execution and delivery of the Bond Purchase Agreement by the Chairyerson for and on behalf of the Agency shall be conclusive evidence of the Agency's acceptance of the Underwriters proposal to purchase the Series 2015 Bonds and approval of the Bond Purchase Agreement. The Chairperson is hereby authorized to execute and deliver two Escrow Deposit Agreements to provide for the defeasance, payment and, as applicable, redemption of the Or.rtstanding Prior Bonds (collectively, the "Escro'uv Deposit Agreements"), each with U.S. Bank National Association, 'uvhich is hereby appointed escro\,v agent thereunder (the "Escrow Agent"), in substantially the forms presented at this meeting, subject to such changes, modifications, insertions and omissions and such filling-in of blanks therein as may be determined and approved by the Executive Director, after consultation with the Chief Financial Officer and the General Counsel. To the extent provided in the E,scrow Deposit Agreements, the purchase of Defeasance Obligations (as defined in the Prior Bond Resolution) trom the proceeds of the Series 11 003-4430-456r/4/ AME R r CAS 420 2015 Bonds and any other available moneys in order to provide fbr the clet'easance, payment and, as applicable, redemption of the Outstanding Prior Bonds is hereby authorized and approved. The execution and delivery of the E,scrow Deposit Agreements by the Chairperson fbr and on behalf of the Agency shall be conclusive evidence of the Agency's approval of the redemption prior to maturity of any Outstanding Prior Bonds, the Escrow Deposit Agreements and the purchase of any such Defeasance Obligations. In accordance with the provisions of the Prior Bond Resolution, there is created pursuant to each of the Escrow Deposit Agreements a separate Escrow Deposit Trust Fund (as defined in each of the Escrow Deposit Agreements) to be held by the Escror,v Agent. for the deposit of proceeds of each such Series of Series 2015 Bonds and any other available moneys to be applied as provided in each of the Escrow Deposit Agreements. For the benefit of the holders and beneficial or,vners fiom time to time of the Series 2015 Bonds, the Agency agrees, in accordance with the Rule, to provide or calrse to be provided such annual financial information and operating data, frnancial statements and notices, in such manner, as may be required for purposes of paragraph (b)(5) of the Rule. In order to describe and specify cefiain terms of the Agency's continuing disclosure agreement, the Executive Director is hereby authorized and directed to enter into, execute and deliver, in the name and on behalf of the Agency, a Disclosure Dissemination Agent Agreement (the "Continuing Disclosure Agreement") with Digital Assurance Cerlification, L.L.C., i,vhich is hereby appointed as disclosure dissemination agent with respect to the Series 2015 Bonds, in substantially the form presented at this meeting, subject to such changes, modifications, insertions and omissions and such filling-in of blanks therein as may be determined and approved by the Executive Director, after consultation with the General Counsel. The execution and delivery of the Continuing Disclosure Agreement by the Executive Director for and on behalf of the Agency shall be conclusive evidence of the Agency's approval of the Continuing Disclosure Agreement. Notwithstanding any other provisions of this Resolution, any failure by the Agency or the City to comply with any provisions of the Continuing Disclosure Agreement shall not constitute a default under this Resolution and the remedies therefor shall be solely as provided in the Continuing Disclosure Agreement. The Executive Director is further authorized and directed to establish, or cause to be established, procedures in order to ensure compliance by the Agency with the Continuing Disclosure Agreement, including the timely provision of information and notices. Prior to making any filing in accordance with snch agreement, the Executive Director may consult with, as appropriate, the General Counsel or the Agency's disclosure counsel. The Executive Director, acting in the name and on behalf of the Agency, shall be entitled to rely upon any legal advice provided by General Counsel of the Agency or the Agency's disclosure counsel in determining whether a filing should be made. SECTION 202. DESCRIPTION OF BONDS. Unless otherwise specified by the Agency in subsequent proceedings, any Bonds issued pursuant to this Resolution shall be issued in fully registered tbrm and, if the Registrar issues notice of the availability of exchanging registered Bonds fbr coupon Bonds, in coupon fbrm. If the Registrar receives an opinion of counsel of recognized standing in the t-reld of la'uv relating to municipal bonds to the effect that the issuance of any of the Bonds in coupon form will not adversely affect the exclusion from gross income for 003-443o-4s6u 4/AM E RICAS 12 421 f'ederal income tax plrrposes of the interest on any Tax-Exempt Bonds, the Registrar may, at the r.vritten direction of the Agency, mail notice to the registered ovvners of the Bonds of the availability o1'exchanging registered Bonds fbr cor.rpon Bonds. Registered Bonds may then be exchanged for an equal aggregate principai amount of coupon Bonds of the same Series and maturity of any authorized denomination and coupon Bonds may be exchanged for an equal aggregate principal amoLrnt in the manner provided in this Resolution. Unless otherwise specified by the Agency in subsequent proceedings, the Bonds of a Series shall be dated as set forth in a Chairperson's Cerlificate as to the Series 2015 Bonds and pursuant to subsequent resoh-rtion of the Agency as to the issuance of any other Series of Bonds; shall be payable in any coin or currency of the United States of America that is legal tender at the time of such payment; shall bear interest from their date at a fixed rate not exceeding the legal rate per annrrm. with interest paid to the registered Holder thereof on each Interest Payment Date by the Paying Agent at the address shor,vn on the registration books of the Agency (held by the Registrar) at the close of business on the 15th day of the calendar month preceding an Interest Payment Date or any other clate with respect to any Series of Bonds as may be determined pursuant to subsequent resolution of the Agency (in each case a "Regular Record Date"); shall be in denominations of $5,000 or any ir-rtegral multiples thereof as to the Series 2015 Bonds and as determined pursuant to subsequent resolution of the Agency relating to the issuance of any other Series of Bonds; and shail mature on such dates, in such years and in such amounts, as set forlh in a Chairperson's Certificate as to the Series 2015 Bonds and as provided for pursuant to subsequent resolution of the Agency relating to any other Series of Bonds. Notwithstanding anything in this paragraph to the contrary, any interest not punctually paid on an Interest Payment Date shall forthwith cease to be payable to the registered Holder on the Regular Record Date and may be paid to the registered Holder as of the close of business on a special record date for the payment of such defaulted interest to be fixed by the Paying Agent, notice of which shall be given not less than 10 days prior to such special record date to the registered Holders. The principal of and redemption premium, if any, on the Bonds shall be payable upon presentation and stirrender at the designated office of the Paying Agent. Interest on the Bonds shall be paid by check or drafi drawn upon the Paying Agent and mailed to the registered owners of the Bonds on each Interest Payment Date: provided, however, that (i) if ownership of Bonds is maintained in a book-entry only system by a securities depository, such payment may be made by automatic funds transfer to the securities depository or its nominee or (ii) if such Bonds are not maintained in a book-entry only system by a securities depository, upon written recluest of the Holder of $ 1,000,000 or more in principal amount of Bonds, such payments may be made by r,vire transfer to the bank and bank account specified in r.vriting by such Holder (such bank being a bank lvithin the continental United States), if such Holder has advanced to the Paying Agent the amount necessary to pay the cost of such r,vire transfer or authorized the Paying Agent to deduct the cost of sr-rch wire transfer from the payment due to such Holder. SECTION 203. REDEMPTION PROVISIONS. The Bonds of each Series, other than the Series 2015 Bonds, may be subject to redemption prior to maturity at such times, at such redemption prices and upon such terms in addition to the terms contained in this Resolution as may be determined pursuant to subsequent resolutions of the Agency, which subsecluent resolutions may contain dilferent redemption notice provisions than those contained in this t3 003-4 410-4561- / 4 lA M ERTCAS 422 Resohrtion. The reclemption provisions lor the Series 2015 Bonds shall be established in the manner described in the second paragraph of Section 201 of this Resolution. Notice of redemption for Bonds being redeemed shall be given by deposit in the U.S. mails of a copy of a redemption notice, postage prepaid, at least thirty (30) and not more than sixty (60) days before the redemption date to all registered owners of the Bonds or portions of the Bonds to be redeemed at their addresses as they appear on the registration books to be maintained in accordance with the provisions hereof'. Failure to mail any such notice to a registered owner of a Bond, or any defect therein, shall not affect the validity of the proceedings fbr redemption of any Bond or portion thereof with respect to which no failure or defect occurred. Such notice shall set forth the date fixed fbr redemption, the rate of interest borne by each Bond being redeemed, the date of publication, if any, ol a notice of redemption, the name and address of tl-re Registrar and Paying Agent, the redemption price to be paid and, if less than all of the Bonds then outstanding shall be called for redemption, the distinctive numbers and letters, inclr.rding CUSIP numbers, if any, of such Bonds to be redeemed and, in the case of Bonds to be redeemed in part only, the portion of the principal arnount thereof to be redeemed. If any Bond is to be redeemed in pafi only, the notice of redemption which relates to such Bond shall also state tl-rat on or atter the redemption date, upon slrrrender of such Bond, a new Bond or Bonds in a principal amount equal to the unredeemed portion of such Bond will be issued. Any notice mailed as provided in this Section shall be conclusively presumed to have been duly given, whether or not the owner of such Bond receives such notice. In the case of an optional redemption of Bonds, the redemption notice may state that (a) it is conditioned upon the deposit of moneys with the Paying Agent or with a bank, trust company or other appropriate fidr.rciary institution acting as escrow agent (the "escrow agent"), in amounts necessary to effect the redemption, no later than the redemption date, or (b) the Agency retains the right to rescind such notice on or prior to the schedr-rled redemption date (in either case, a "Conditional Redemption"), and such notice and optional redemption shall be of no effect if such moneys are not so deposited or if the notice is rescinded as described in this Section. Any such notice of Conditional Redemption shall be captioned "Conditional Notice of Redemption." Any Conditional Redemption may be rescinded at any time prior to the redemption date if the Agency delivers a written direction to the Registrar directing the Registrar to rescind the redemption notice. The Registrar shall give prompt notice of such rescission to the affected Bondholders. Any Bonds subject to Conditional Redemption where redemption has been rescinded shall remain Outstanding, and neither the rescission nor the failure by the Agency to make such moneys available shall constitute a default under this Resolution. Notice having been given in the manner and under the conditions described in this Section, and'uvith respect to a Conditional Redemption, the Conditional Redemption not having been rescinded, the Bonds or portions of Bonds so called for redemption shall, on the redemption date designated in such notice, become and be due and payable at the redemption price provided lor redemption for such Bonds or portions of Bonds on such date. On the date so designated for redemption, moneys for payment of the redemption price being held in separate accounts by the Paying Agent in trust for the registered owners of the Bonds or portions thereof to be redeemed, all as provided in this Resolution, interest on the Bonds or portions of Bonds so called for redemption shall cease to accrue, such Bonds and portions of Bonds shall cease to be entitled to any lien, benefit or security under this Resolution and shall be deemed paid hereunder, and the o03,4430-4s61/ 4 / AME Rr CAS 14 423 registered o\,vners of such Bonds or portions of Bonds shall have no right in respect thereof except to receive payment of the redemption price thereof and to receive Bonds for any unredeemed portions of the Bonds. SECTION 204. EXECUTION OF BONDS. The Bonds shall be executed in the name of the Agency by the Chairperson, and the seal of the Agency or a facsimile thereof shall be affixed thereto or imprinted or reproduced thereon and attested by the Secretary, either manually or with their facsimile signatures. In case any one or more of the officers who shall have signed or sealed any of the Bonds shall cease to be such officer before the Bonds so signed and sealed shall have been actually sold and delivered, sr-rch Bonds may nevertheless be sold and delivered as herein provided and may be issued as if the person who signed and sealed such Bonds had not ceased to hold sr-rch off-rce. Any Bond may be signed and sealed on behalf of the Agency by such person as at the actual time of the execution of such Bond shall hold the proper office, although at the date of such Bonds such person may' not have held such office or may not have been so authorized. The Bonds of each Series shall bear thereon a certificate of authentication, in the form set forth in Exhibit B hereto, executed manually by the Registrar. Only such Bonds as shall bear thereon such certif-rcate of authentication shall be entitled to any right or benefit under this Resolution and no Bond shall be valid or obligatory for any pllrpose until such certificate of authentication shall have been duly executed by the Registrar. Such certificate of the Registrar upon any Bond executed on behalf of the Agency shali be conclusive evidence that the Bond so authenticated has been duly authenticated and delivered under this Resolution and that the Holder thereof is entitled to the benefits of this Resolution. If the Bonds of a Series have been validated, the validation certificate on each of the Bonds of such Series shall be signed with the manual or facsimile signatures of the present or any future Chairperson, and the Agency may adopt and use for that pLlryose the manual or facsimile signature of any person who shall have been such Chairperson at any time on or after the date of the Bonds, notwithstanding that he may have ceased to be such Chairperson at the time when said Bonds shall be actually delivered. SECTION 205, NEGOTIABILITY, REGISTRATION AND CANCELLATION. At thc option of the registered Holder thereof and upon surrender thereof at the designated corporate trust oft-rce of the Registrarwith awritten instrument of transler satisfactory to the Registrar duly executed by the Holder or his duly authorized attorney and Lrpon payment by such Holder of any charges r.vhich the Registrar or the Agency may make as provided in this Section, the Bonds may be exchanged fbr Bonds of the same aggregate principal amount of the same Series and maturity of any other authorized denominations. The Registrar shall keep books for the registration of Bonds and for the registration of transfers of Bonds. The Bonds shall be transferable by the Holder thereof in person or by his attorney duly authorized in r.vriting only upon the books of the Agency kept by the Registrar and only upon surrender thereof together with a written instrument of transfer satisfactory to the Registrar duly executed by the Holder or his duly authorized attorney. Upon the transfer of any such Bond, the Agency shall cause to be issued in the name of the transferee a new Bond or Bonds. 003-4430-456 ri 4/AMER rCAS l5 424 The Agency, the Paying Agent and the Registrar may deem and treat the person in r,vhose name any Bond shall be registered Lrpon the books kept by the Registrar as the absolute Holder of such Bond, whether such Bond shall be overdue or not, for the pLlrpose of receiving payment ot, or on account ol the principal of, premium, if any, and interest on such Bond as the same becomes due and fbr all other purposes. All such payments so made to any such Holder or upon his order shall be valid and effectual to satisfy and discharge the liability npon such Bond to the extent of the sum or sllms so paid, and neither the Agency, the Paying Agent nor the Registrar shall be aff'ected by any notice to the contrary. In all cases in w'hich the privilege of exchanging Bonds or transferring Bonds is exercised, tl-re Agency shall execute and the Registrar shall authenticate and deliver Bor-rds in accordance r,vith the provisions of this Resolurtion. All Bonds surrendered in any such exchanges or transfers shall forthwith be delivered to the Registrar and cancelled by the Registrar in the manner provided in this Section. There shall be no charge for any such exchange or transfer of Bonds, br-rt the Agency or the Registrar may require the payment of a slrm sufficient to pay any tax, fee or other governmental charge required to be paid r,vith respect to such exchange or transf'er. Neither the Agency nor the Registrar shall be required (a) to transfer or exchange Bonds of any Series for a period of 15 days next preceding any selection of Bonds of such Series to be redeemed or thereafter urntil after the mailing of any notice of redemption; or (b) to transfer or exchange any Bonds of any Series called for redemption. All Bonds paid or redeemed, either at or before maturity shall be delivered to the Paying Agent when such payment or redemption is made, and such Bonds, together with all Bonds purchased by the Agency, shall thereupon be promptly cancelled. Bonds so cancelled may at any time be destroyed by the Paying Agent, r.vho shall execute a certification of destruction in duplicate by the signature of one of its authorized offlcers describing the Bonds so destroyed, and one executed certif-rcate shall be filed with the Agency and the other executed certificate shall be retained by the Paying Agent. SECTION 206. BONDS MUTILATED, DESTROYED, STOLEN OR LOST. In case any Bond shall become mutilated, destroyed, stolen or lost, the Agency may execute and the Registrar shall authenticate and deliver a ne\,v Bond of like Series, date, maturity, denomination and interest rate as the Bond so mutilated, destroyed, stolen or lost; provided that, in the case of any mutilated Bond, such mutilated Bond shall first be surrendered to the Agency and, in the case of any lost, stolen or destroyed Bond, there shall first be furnished to the Agency and the Registrar el,idence of such loss, theft. or destruction satisfactory to the Agency and the Registrar, together r,vith indemnity satisfactory to them. In the event any such Bond shall be about to mature or have matured or have been called for redemption, instead of issuing a duplicate Bond, the Agency may direct the Paying Agent to pay the same without surrender thereof. The Agency and Registrar may charge the Holder of such Bonds their reasonable fees and expenses in connection r,vith this transaction. Any Bond surrendered for replacement shall be cancelled in the same manner as provided in Section 205 hereof. Any such duplicate Bonds issued pursuant to this Section shall constitute additional contractnal obligations on the part of the Agency, whether or not the lost. stolen or destroyed Bonds be at an-v time found by anyone, and such duplicate Bonds shall be entitled to equal and oo3-4430-4561/ 4/ AM ERTCAS 16 425 proportionate benef-rts and rights as to lien on and source and security for payment from the Pledged Funds, with ali other Bonds issued hereunder. SECTION 207. PREPARATION OF DEFINITIVE BONDS; TEMPORARY BONDS. Unless otherwise specified by the Agency in subsequent proceedings, the definitive Bonds of each Series shall be lithographed, printed or typewritten. Until the definitive Bonds are prepared, the Chairperson and Executive Director may execute and the Registrar may authenticate, in the same manner as is provided in Section 204 hereof, and deliver, in lieu of definitive Bonds, br"rt subject to the same provisions, limitations and conditions as the definitive Bonds, one or more printed, lithographed or typer,vritten temporary fr"rlly registered Bonds, sr,rbstantially of the tenor of the definitive Bonds in lieu of r,vhich such temporary Bond or Bonds are issued, in ar.rthorized denominations or any whole mr.rltiples thereof, and with such omissions, inserlions and variations as may be appropriate to such temporary Bonds. The Agency at its own expense shall prepare, execnte and, upon the sunender at the designated corporate trust office of the Registrar of such temporary Bonds for which no payment or only partial payment has been provided, the Registrar shall authenticate and, without charge to the Holder thereof, deliver in exchange therefor, at the designated corporate trust office of the Registrar, dehnitive Bonds of the same aggregate principal amount, Series and maturity as the temporary Bonds surrendered. Until so exchanged, the temporary Bonds shall in all respects be entitled to the same benefits and security as definitive Bonds issued pursuant to this Resolution. SECTION 208. FORM OF BONDS. The text of the Bonds shall be of the tenor set forth in Exhibit B to this Resolr,rtion, with such omissions, insertions and variations as may be necessary and desirable and authorized or permitted by this Resolution or a Chairperson's Certiticate. SECTION 209. BOOK-ENTRY ONLY SYSTEM FOR THE BONDS; QUALIFICATION FOR THE DEPOSITORY TRUST COMPANY. The Series 2015 Bonds shall be issued, and any future Series of Bonds may be issued, as uncertificated securities throtrgh the book-entry only system maintained by The Depository Trust Company, New York, New York ("DTC") or, lvith respect to any Series of Bonds other than the Series 2015 Bonds, such other securities depository as may be selected by the Agency. The Agency, the Registrar and the Paying Agent are hereby authorized to take such actions as may be necessary to qualify the Bonds fbr deposit with DTC, including but not limited to those actions as may be set forth in a letter of representations with DTC, the execution and delivery of which with respect to the Series 2015 Bonds by the Chairperson or Executive Director of the Agency is hereby authorized. IEND OF ARTICLE II] 003-4430-4s6 ii 4/AM E RrCAS 17 426 ARTICLE III COVENANTS, FUNDS AND APPLICATION THEREOF SECTION 301. BONDS NOT TO BE INDEBTEDNESS OF THE AGENCY OR THE CITY. The Bonds shall not be and shall not constitute an indebtedness of the Agency, the City, the County, the State or any political subdivision thereof, within the meaning of any constitutional, statutory or charter provisions or limitations, or a pledge of the faith and credit of the Agency. the City, the Cor-rnty. the State or any political subdivision thereof, but shall be payable solely, as provided in this Resolr-rtion, fiom the Pledged Funds. No Holder or Holders of any Bonds issued hereunder shall ever have the right to compel the exercise of the ad valorem taxing po\,ver of the City, the Cor-rnty. the State or any political subdivision thereof or taxation in any form of any real or personal property therein, or the application of any funds of the Agency or the City, the County, the State or any political subdivision thereof to pay the Bonds or the interest thereon or the making of any sinking fund or reserve payments provided fbr herein other than the Pledged Funds as provided in this Resolution. SECTION 302. BONDS SECURED BY PLEDGE OF PLEDGED FUNDS. The payment of the principal of, interest and premium, if any, on all of the Bonds issued hereunder and any additional parity Bonds hereafter issued, as provided herein, shall be secured forthwith equally and ratably by a first lien on and pledge of the Pledged Funds. The Pledged Funds in an amount sufficient to pay the principal of and interest on the Bonds herein authorized and to make the payments into the Sinking Fund (hereinafter created and established) and all other payments provided for in this Resolution, as well as moneys held in the funds and accounts created under this Resolution (other than the Rebate Fund), are hereby irrevocably pledged to the payment of the principal of and interest on the Bonds authorized herein, and other payments provided for herein, as the same become due and payable. The Bonds and the obligation evidenced thereby shall not constitute a lien Ltpon any property owned by or situated within the corporate territory of the Agency or the City, but shall constitute a lien only on the Pledged Funds all in the manner provided in this Resolution. SECTION 303. APPLICATION OF BOND PROCEEDS; CONSTRUCTION FUND. (a) All moneys received by the Agency from the sale of the Series 2015 Bonds shall be disbr.rrsed as provided in a cerlificate of the Executive Director executed on the date of delivery of the Series 2015 Bonds, (b) All moneys received by the Agency from the sale of any Series of Bonds, other than the Series 2015 Bonds. shall be disbursed in accordance with the provisions of a subsequent resolution of the Agency relating to such Series of Bonds. (c) There is hereby created and established a special fund designated the "Miami Beach Redevelopment Agency Construction Fund (City Center/Historic Convention Village)" (hereinafter referred to as the "Construction Fund") to be held and administered by the Agency. There shall be created separate accounts within the Construction Fund for the deposit of proceeds of eacl, Series of Bonds and other available moneys to firnd Redevelopment Projects being 003 4430-456r/4/AMERTCAS l8 427 Iunded from proceecls of such Series of Bonds and other available moneys. Proceeds and other moneys on deposit in the Construction Fund shall be disbursed by the Agency to pay costs of the Redevelopment Project lor ',vhich the applicable Series of Bonds was issued. If for any reason the moneys in the Construction Fund, or any part thereof including any investment earnings on deposit therein, are not necessary for, or are not applied to the purposes provided for the applicable Series of Bonds, then such unapplied proceeds, upon certification of a duly ar-rthorized official of the Agency that such surplus proceeds are not needed for such purposes, shall be applied to the redemption or purchase or payment of principal of Outstanding Bonds. Moneys on deposit in the Construction Fund may be invested and reinvested by the Agency to the fullest extent practicable in Permitted Investments maturing not later than such date or dates on which such moneys shall be needed fbr the pLnposes of the Construction Fund. fhe earnings and investment income derived from the moneys and investments on deposit in the Construction Fund shall be deposited and maintained in the applicable account within the Construction Fund and used for the pllrposes thereof-. (d) Thc proceeds of the sale of the Bonds shall be and constitute trust funds for the purposes hereinabove provided and there is hereby created a lien upon such moneys, until so applied, in favor of the Holders of said Bonds. SECTION 304. COVENANTS OF THE AGENCY. The Agency hereby covenants and agrees with the Holders of any and all of the Bonds issuedpursuant to this Resolution as follows: A. TAX COVENANTS. (1) The Agency will not take any action or omit to take any action, which action or omission r,vould result in interest on the Tax-Exempt Bonds being includable in gross income of the holders thereof for t'ederal income tax purposes under the Code. Particularly, the Agency will not take any action or omit to take any action which would have caused any of the Tax-Exempt Bonds to be "arbitrage bonds" within the meaning of Section 148 of the Code. (2) The Agency shall comply'"vith the arbitrage rebate covenants as provided in Section 304(E) hereof, B. REDEVELOPMENT PLAN. The Agency r,vill carry out the purposes of the Redevelopment Plan r,vithin the Redevelopment Area all in accordance with the Act and r,vill take all such actions as are reqr-rired to carry out the full intent of the Redevelopment Plan. C. TRUST FLTND. As soon as the same are received by the Agency, all of the Trust Fund Revenues shall be forthr.vith deposited into the Trust Fund. The Trust Fund shall constitute a trust tund lor the purposes provided in this Resolution, shall be held by the Agency and shall be maintained separate and distinct from all other funds of the Agency and used only for the purposes and in the manner provided in this Resolttion and the Act. D. DISPOSITION OF TRUST FLND REVENUES. There is hereby created and established a special flind designated the ''Miami Beach Redevelopment Agency Sinking Fund (City Center/Historic Convention Village)" (hereinafter referred to as the "Sinking Fund"). 00 l-4430-4 56 r/4/AME R rCAS t9 428 There are also hereby created four (4) separate accoLlnts in the Sinking Fund to be known as the "lnterest AccoLrnt", the "Principal Account," the "Bond Redemption Account" and the "Debt Service Reserve Account". The Sinking Fund and the accounts therein shall be held and administered by the Agency. In each Fiscal Year, all Trust Fund Revenues deposited in the Trust Fund during such Fiscal Year shall be disposed of by the Agency only in the following manner: (1) Trust Fund Revenues shall first be used, to the full extent required, for deposit into the Interest Account in the Sinking Fund, immediately upon receipt of such Trust Fund Revenues, of such slrms as shall be suff-rcient to pay the interest becoming due on the Bonds during the current calendar year (or if such Trust Fund Revenues are deposited in the Trust Fund during the first quarter of such Fiscal Year, to pay the interest becoming due on the Bonds thror-rgh the end of the next succeeding calendar year); provided, however, that such deposit fbr interest shall not be required to be made into the Interest Account to the extent that money on deposit therein is sufficient for such purpose. The Agency shall, on the business day prior to each Interest Payment Date, transfer to the Paying Agent moneys in an amount equal to the interest due on such Interest Payment Date or shall advise the Paying Agent of the amount of any deficiency in the amount on deposit in the Interest Account so that the Paying Agent may give appropriate notice required to provide for the payment of such deficiency from any Reserve Account Insurance Policy or Reserve Account Letter of Credit on deposit in the Debt Service Reserve Account. (2) (a) Trust Fund Revenues shall next be used, to the full extent required. for deposit into the Principal Account in the Sinking Fund, immediately upon receipt of such Trust Fund Revenues, of such sums as shall be sufficient to pay the principal amount of Serial Bonds r,vhich will mature during the current calendar year (or if such Trust Fund Revenues are deposited in the Trust Fund during the first cluafter of such Fiscal Year, to pay the principai amount of Serial Bonds which will matr"rre through the end of the next sr-rcceeding calendar year); provided, however, that such deposit for principal shall not be required to be made into the Principal Account to the extent that money on deposit therein is sufficient for sr.tch pLlrpose. The Agency shall, on the business day prior to each principal payment date, transf'er to the Paying Agent moneys in an amount equal to the principal due on such principal payment date or shall advise the Paying Agent of the amount of any deficiency in the amount on deposit in the Principal Account so that the Paying Agent may give appropriate notice required to provide fbr the payment of such deficiency from any Reserve Account Insurance Policy or Reserve Account Letter of Credit on deposit in the Debt Service Reserve Account. (b) Trust Fund Revenues shall next be used, to the full extent required, for deposit into the Bond Redemption Account in the Sinking Fund, immediately upon receipt of such Trust Fund Revenues, of such Amortization Requirements as may be 003-4430-4561/4/AMERICAS 20 429 reqllired fbr the payment of the Term Bonds payable from the Bond Redemption Account during tire current calendar year (or if such Trr.rst Fund Revenues are deposited in the Trust Fund dr-rring the first quarter of such Fiscal Year, for the payment of the Term Bonds payable from the Bond Redemption Account through the end of the next succeeding calendar year). The moneys in the Bond Redemption Accotmt shall be used solely for the purchase or redemption of the Term Bonds payable therefrom. The Agency may at any time purchase any of said Term Bonds at prices not greater than the then redemption price of said Term Bonds. If the Term Bonds are not then redeemable, the Agency may purchase said Term Bonds at prices not greater than the redemption price of such Term Bonds on the next ensuing redemption date. The Agency shall be mandatorily obligated to use any moneys in the Bond Redemption Account for the redemption prior to maturity of such Terrn Bonds at such times as the same are subject to mandatory redemption. If, by the application of moneys in the Bond Redemptior-r Account, however, the Agency shall purchase or call for redemption in any year Term Bonds in excess of the Amortization Requirements for such year, such excess of Term Bonds so purchased or redeemed shall be credited in such manner and at such times as the Executive Director shall determine over the remaining payment dates. (3) Trust Fund Revenues shall next be used, to the full extent required, for deposit into the Debt Service Reserve Account, immediately Lrpon receipt of such Trust Fund Revenues, of the diff-erence between the amount on deposit in the Debt Service Reserve Account (including any Reserve Account Insurance Policy or Reserve Account Letter of Credit) and the Reserve Account Requirement for the Bonds Outstanding, and, provided further, that no payments shall be required to be made into the Debt Service Reserve Account w'henever and as long as the amount deposited therein (including any Reserve Account Insurance Policy or Reserve Account Letter of Credit) shall be equal to the Reserve Account Requirement fbr the Bonds Outstanding. Moneys in the Debt Service Reserve Account shall be used only for the purpose of making payments of principal of and interest on the Bonds when the moneys in the Fr-rnds and Accounts held pursuant to this Resolution and available for such pr-rrpose are insufhcient therefor. Any moneys in the Debt Service Reserve Account in excess of the Reserve Account Requirement for the Bonds Outstanding may, in the discretion of the Agency. be transferred to and deposited in the Interest Account, the Principal Account or the Bond Redemption Account as the Agency at its option may determine. Notw'ithstanding the tbregoing provisions, in lieu of or in substitute fbr the required deposits (including existing deposits therein) into the Debt Service Reserve Account, the Agency may cause to be deposited into the Debt Service Reserve Account a Reserve Account Insurance Policy or a Reserve Account Letter of Credit fbr the benefit of the Holders of the Bonds Outstanding, which Reserve Account Insurance Policy or Reserve Account Letter of Credit shall be payable or available to be drawn upon, as the case may be (upon the giving of notice as required thereunder). on any Interest Payment 003-4430-4561/4/AMERTCAS 21 430 Date on r,vhich a deficiency exists which cannot be cured by moneys in any other Fund or Account held pursuant to this Resolr.rtion and available for such purpose. If any such Reserve Account Insurance Policy or Reserve Account Letter of Credit is substituted for moneys on deposit in the Debt Service Reserve Account, the excess moneys in the Debt Service Reserve Account shall be transferred to and deposited in the Interest Account, the Principal Account or the Bond Redemption Acconnt as the Agency at its option may determine. If a disbursement is made under the Reserve Account Insurance Policy or the Reserve Account Letter of Credit, the Agency shall be obligated to either reinstate the maximum limits of such Reserve Account Insurance Policy or Reserve Account Letter of Credit following such disbursement or to deposit into the Debt Service Reserve Account tiom the Trust Fund Revenues, as herein provicled, funds in the amount of the disbursements made under such Reserve Account Insurance Policy or Reserve Account Letter of Credit, or a combination of such alternatives as shall equal the Reserve Account Requirement for the Bonds Outstanding. In the event tl-rat upon the occurrence of any deficiency in the Interest Account, the Principal Acconnt or the Bond Redemption Account, the Debt Service Reserve Account is then funded with one or more Reserve Account Insurance Policies and/or Reserve Account Letters of Credit, the Agency or the Paying Agent, as applicable, shall, on an interest or principal payment date or mandatory redemption date to which such deficiency relates, draw upon or caLlse to be paid under such facilities, on a pro-rata basis thereunder, an amount sufficient to remedy such deficiency, in accordance with the terms and provisions of such facilities and any corresponding reimbursement or other agreement governing such facilities; provided however, that if at the time of such deficiency the Debt Service Reserve Account is only partially funded with one or more Reserve Account Insurance Policies and/or Reserve Account Letters of Credit, prior to drawing on such facilities or causing payrnents to be made thereunder, the Agency shall first apply any cash and securities on deposit in the Debt Service Reserve Account to remedy the deficiency and, if after such application a deficiency still exists, the Agency or the Paying Agent, as applicable, shall make up the balance of the deficiency by drawing on such facilities or causing payments to be made thereunder, as provided in this paragraph. Amounts drawn or paid under a Reserve Account Insurance Policy or Reserve Account Letter of Credit shall be applied as set forth in the second paragraph of this Section 304(D)(3). Any amounts drawn or paid under a Reserve Account Insurance Policy or Reserve Account Letter of Credit shall be reimbursed to the issuer thereof in accordance ',vith the terms and provisions of the reimbursement or other agreement governing such tacility. The Debt Service Reserve Account shall be valued on the first day in each Fiscal Year and the value of securities on deposit therein shall be the lower of par, or if purchased at other than par, amortized value. Amortized value, r,vhen used with respect to securities purchased at a premium above or a discount below par, shall mean the value at any given date obtained by dividing the total premium or discount at r,vhich such securities r.vere purchased by the number of interest payment dates remaining to maturity on such securities after such purchase and by multiplying the amount so calculated by the number of interest payment dates having passed since the date of purchase; and (i) in the case of securities purchased at a premium, by dedr"rcting the product thus obtained from 003-4430-4561i4/AMERICAS 22 431 the purchase price, and (ii) in the case of securities purchased at a discot-tnt, by adding the product thus obtained to the purchase price. (4) Trust Fund Revenues shall next be used for the payment of any subordinated obligations hereafter issued by the Agency in accordance with Section 304(G) of this Resolution, which subordinate obligations shall have such lien on the Trust Fund Revenues as the Agency shall determine in the proceedings authorizing the issuance of such subordinated obligations. (5) Thereafter, the balance of any Trust Fund Revenues remaining in said Trust Fr"rnd shall, sr.rbject to Section 304(,4.), be used by the Agency fbr any lawful purposes, including payment of any f'ees and expenses of the Fiduciaries; provided, however, that none of such Trust Fund Revennes shall ever be r"rsed for the purposes provided in this paragraph (5) unless all payments required in paragraphs (1) tkough (4) above, including any deficiencies for prior payments and any amollnts due to the issuer of any Reserve Account Insurance Policy or Reserve Account Letter of Credit. have been made in fi.rll to the date of such use. Notwithstanding any.thing in Section 304(DXl) and (2) to the contrary, failure to make the scheduled payments specitied therein shall not constitute a breach of the Agency's obligations under this Resolution so long as, on the date that any interest or principal payment is due on the Bonds, monies sufficient to make such payment are on deposit in the Interest Account, Principal Account or the Bond Redemption Account, as the case may be. Notwithstanding the fbregoing or any other provision herein to the contrary, if any amount applied to the payment of principal of and premium, if any, and interest on the Bonds that i,vould have been paid [r'om an account in the Sinking Fund, is paid instead under a Credit Facility, amounts deposited in such relevant account may be paid, to the extent required, to the issuer of the Credit Facility having theretofore made said corresponding payment. E. REBATE FL[\D. There is hereby created and established the "Miami Beach Redevelopment Agency Rebate Fund (City Center/Historic Convention Village)" which fund shall be maintained by the Agency separate and aparl fiom all other funds and accounts of the Agency. Notwithstanding anlthing in this Resolution to the contrary, the Agency shall transfer or caLlse to be transferred from Pledged Funds to the Rebate Fund the amounts required to be transt-erred in order to comply with the arbitrage rebate covenants contained in a tax compliance certificate to be executed and delivered by the Agency in connection with the issuance of each Series of Tax-Exempt Bonds. 'I'he Agency shall make payments from the Rebate Fund of amounts required to be deposited therein to the United States of America in the amounts and at the times required by such arbitrage rebate covenants. The Agency covenants for the benefit of the Bondholders that it r,vill comply with the requirements of the arbitrage rebate covenants. There shall be excluded from the pledge and lien of this Resolution the Rebate Fund, together r.vith all moneys and securities from time to time held therein and all investment earnings derived therefrom. The Agency shall not be required to comply with the requirements of this Section 304(E) in the event that the Agency obtains an opinion of nationally recognized bond counsel that (i) such compliance is not required in order to maintain the exclusion from gross income for t'ederal income tax purposes of interest on Tax-Exempt Bonds and/or (ii) compliance r.vith some oo 3-44 30-456 r/4/AM E R ICA S 23 432 other requirement is necessary to maintain the exclusion from gross income lor federal income tax purposes of interest on Tax-Exempt Bonds. F. INVESTMENT OF FLTNDS. The Trust Fund, the Sinking Fund, including the Interest Account, Principal Account, Bond Redemption Account and Debt Service Reserve Account, and ail other special funds (other than the Rebate Fund) created and established by, or pursuant to, this Resolution shall constitute trust funds in favor of the Bondholders and shall be invested at the direction of the Agency as provided in this Section 304(F). Moneys on deposit in the Trust Fr-rnd, Interest Account, Principal Account and Bond Redemption Accolu-rt may' be invested at the direction of the Agency in Permitted Investments maturing not later than the dates on which such moneys r,vill be needed for the pllrposes of such firnd or account. Moneys on deposit in the Debt Service Reserve Account may be invested at the direction of the Agency in Permitted Investments maturing not later than the final maturity of any of the Bonds. All income and earnings received from the investment and reinvestment of moneys in the Interest Account, the Principal Account and the Bond Redemption Account in the Sinking Fund shall be retained in the respective accollnts and applied as a credit against the obligation of the Agency to transfer moneys to such accollnts pursuant to Section 304(DXl) and Section 304(DX2Xa) and Section 304(DX2Xb) of this Resolution, respectively. All income and earnings received from the investment and reinvestment of moneys in the Debt Service Reserve Account in the Sinking Fund shall be retained in the Debt Service Reserve Account and applied as a credit against the obligation of the Agency and the City to transfer moneys to such accolrnt, unless the amount in such accolrnt shall exceed the Reserve Account Requirement. in i,vhich event such excess may be applied in the manner set forth for excess amounts in the Debt Service Reserve Account, as described in Section 30a@)(3). For the pllrpose of investing or reinvesting, the Agency may commingle moneys in the funds and accounts created and established hereunder (other than the Rebate Fund) in order to achieve greater investment income; provided that the Agency shall separately account lor the amounts so commingled. The amounts required to be accounted fbr in each of the funds and accounts designated herein (other than the Rebate Fund) may be deposited in a single bank account provided that adeqr-rate accounting procedures are maintained to reflect and control the restricted allocations of the amounts on deposit therein for the various purposes of such fr.rnds and accounts as herein provided. G. ISSUANCE OF OTFIER OBLIGATIONS PAYABLE OUT OF PLEDGED FLINDS. Except upon the conditions and in the manner provided herein, the Agency '"vill not issue any other obligations payable from the Pledged Funds, nor voluntarily create or cause to be created any debt, lien, pledge, assignment, encumbrance or any other charge having priority to or being on a parity with the lien of the Bonds issued pursuant to this Resolution and the interest thereon, upon any of the Pledged Funds; provided that the Agency may enter into agreements r,vith issuers of Credit Facilities which involve liens on Pledged Funds on a parity with that of the 001 44 l0-456 r/4/AMERtCAS 24 433 Series of Bonds or portiorr thereof which is supporled by such Credit Facilities solely with respect to any reimbursement obligations due such issuers which evidence amoLrnts equai to the scheduled stated principal (including, without limitation, Amortization Requirements) and interest due on the Series of Bonds or portion thereof r,vhich is supported by such Credit Facilities. Any other obligations, in addition to the Bonds authorized by this Resolution or additional parity Bonds issued under the terms, restrictions and conditions contained in this Resolution and obligations to issuers of Credit Facilities as described above, shall provide that sr.rch obligations are junior, inferior and subordinate in all respects to the Bonds issued pursuant to this Resolution as to lien on and sollrce and security for payment from the Pledged Funds and in all other respects. Nothing in this Resolution shall be deemed to prohibit the Agency from entering into cLlrrency swaps or other arrangements fbr hedging interest rates on any indebtedness. H. ISSUANCE OF ADDITIONAL PARITY BONDS. No additional parity Bonds, as in this subsection defined, payable on a parity r,vith Bonds issued pursuant to this Resolution out of Pledged Funds, including, without limitation, Trust Fund Revenues, shall be issued after the issuance of any Bonds pursuant to this Resolution unless the follor,ving, among other conditions, are complied with: (1) The Agency must be current in all deposits into the various funds and accorints and all payments theretofore required to have been deposited or made by it under the provisions of this Resolution and the Agency must be currently in compliance with the covenants and provisions of this Resolution and any supplemental resolution hereafter adopted for the issuance of additional parity Bonds; unless upon the issuance of such additional parity Bonds the Agency r,vill be in compliance with all such covenants and provisions. (2) The aggregate of the Trust Fund Revenues (not including any porlion thereof which may be attributable to investment earnings) received by the Agency during the immediately preceding Fiscal Year were at least equal to one hundred fifty percent (150%) of the Maximum Annual Debt Service on (1) the Bonds originally issued plrrsllant to this Resolution and then Outstanding, (2) any additional parity Bonds theretofbre issued and then Outstanding, and (3) the additional parity Bonds then proposed to be issued. (3) The Agency need not comply with subparagraph (2) of this paragraph in the issuance of additional parity Bonds if and to the extent the Bonds to be issued are refunding Bonds, that is, delivered in lieu of or in substitution for Bonds originally issued under this Resolution or previously issued additional parity Bonds, if the Agency shall callse to be delil'ered a cerlit-rcate of the Executive Director of the Agency setting forth (i) the Maximum Annual Debt Service (A) r.vith respect to the Bonds of all Series Outstanding immediately prior to the date of authentication and delivery of such refunding Bonds. and (B) with respect to the Bonds of all Series to be Outstanding immediately thereafter, and (ii) that the Maximum Annual Debt Service set fbrth pLlrsLlant to (B) above is no greater than that set fbrth pursuant to (A) above. 001-44 l0-4 56 r/4/AM ER rCAS 25 434 Simr"rltaneously with the delivery of any Bonds issued pursuant to subparagraphs (2) and (3) above for the plrlpose of retundin-q any Bonds issued under this Resolution, the Agency may withdraw from the Sinking Fund amounts theretofore deposited which are allocable to the Bonds being refunded and shall transfer said amounts in accordance with the resolution providing tbr the issuance of the retunding Bonds, provided that after sr-rch withdrar.val the Agency shall be in compliance with the provisions of this Resolution. The term "additional parity Bonds" as used in this Resolr.rtion shall be deemed to mean additional obligations evidenced by Bonds issued upon the provisions and within the limitations of this sr"rbsection to flnance Redevelopment Projects payable from the Pledged Funds on a parity with Bonds originally authorized and issued purslrant to this Resolution. Such Bonds shall be deerned to have been issued pursuant to this Resolution the same as the Bonds originally ar-rthorized and issued pllrsLrant to this Resolution and all of the covenants and other provisions of this Resoh-rtion (except as to details of sr.rch Bonds evidencing such additional parity obligations inconsistent therer,vith) shall be tbr the equal beneflt, protection and security of the Holders of any Bonds originally authorized and issued pursuant to this Resolution and the Holders of any Bonds evidencing additional obligations subsequently issued within the limitations of and in compliance with this subsection. All of such Bonds, regardless of the time or times of their issuance shall rank equally with respect to their lien on the Pledged Funds and their sources and security for payment therefiom r,vithout preference of any Bonds over any other. The term "additional parity Bonds" as used in this Resolution shall not be deemed to include bonds, notes, certificates or other obligations subsequently issued in accordance with this Resolution, the lien of which on the Pledged Funds is subject to the prior and superior lien on the Pledged Fr-rnds of Bonds and the Agency shall not issue any obligations lvhatsoever payable from the Pledged Funds. which rank equally as to lien and solrrce and security for their payment from such Pledged Funds with Bonds except in the manner and under the conditions provided in subsection (G) above and this subsection. I. BOOKS AND RECORDS. The Agency will keep separately identifiable accor,rnting records for the receipt of the Trust Fund Revenues by the use of a fund established in accordance ,uvith generally accepted accounting principles, and any Holder of a Bond or Bonds issued pursuant to this Resolution, shall have the right at all reasonable times to inspect all records, accounts and data of the Agency relating thereto. The Agency shall promptly after the close of each Fiscal Year callse the books, records and accounts relating to the Trust Fund Revenues for such Fiscal Year to be properly audited by a qualified, recognized and nationally knor,vn independent firm of certitled public accountants and shall file the report of such certifled public accountants in the oft'ice of the Executive Director, and shall mail upon reqllest, and make available generally, said report, or a reasonable slrmmary thereof, to any Holder or Holders of Bonds issued plrrsllant to this Resolution. Such audited books, records and accolrnts shall contain the statements required by generally accepted accounting principles applicable to governmental entities, and a certificate of such certified public accountants disclosing any breach on the pafi of the Agency of any covenant herein. 00 3-44 30-4 56 1/4 /AME R rCAS 26 435 J. NO IMPAIRMEN'| OF CONTRACT. The Agency has full po\,ver and authority to irrevocably pleclge the Pleclgecl Fr,rncls to the payment of the principal of and interest on the Bonds. The pledge of sr-rch Pledged Funds, in the manner provided herein. shall not be subject to repeal, modification or in-rpairrnent by any subsequent resolution, ordinance or other proceedings of the Agency so long as any Bonds are Outstanding hereunder. The Agency shall take all actions necessary and pursue such legal remedies which may be available to it either in lar,v or in eqLrity to prevent or cure any impairment by any entity other than the Agency r.vithin the meaning o f this subsection. K. REMEDIES. Any Holder of Bonds issued under the provisions of this Resolution may either at lar,v or in eqr-rity, by suit, action, mandamus or other proceedings in any court of competent jurisdiction, protect and entbrce any and all rights under the laws of the State or granted and contained in this Resolution, and may enfbrce and compel the performance of all dr"rties required by this Resolution or by any applicable statr-rtes, including the Act, to be performed by the Agency or by any ofllcer thereot-. Nothing herein, however, shall be construed to grant any Holder of such Bonds any lien on any property of the Agency, except as provided herein. No Holder of Bonds, holvever, shall have any right in any manner r,vhatever to affect adversely, or prejr.rdice the security of this Resolution or to express any right hereunder except in the manner herein provided. and all proceedings at law or in equity shall be instituted and maintained for the benefit of all Holders ol Bonds. L. ENFORCEMENT OF COLLECTIONS. The Agency will diligently enforce and collect the Trust Fr.rnd Revenues and will take all steps, actions and proceedings for the enforcement and collection of such Trust Furnd Revenues to the full extent permitted or authorized by applicable laws, including the Act. All Trust Fund Revenues shall as collected be held in trust to be applied as herein provided and not otherwise. M. DISCHARGE AND SATISFACTION OF BONDS. The covenants, liens and pledges entered into, created or imposed pursuant to this Resolution may be fully discharged and satisfied with respect to all or a portion of the Bonds in any one or more of the following ways: (1) by paying the principal of and interest on such Bonds when the same shall become due and payable; or (2) by depositing in the Interest Account, the Principal Account and the Bond Redemption Account and/or in such other accounts which are irrevocably pledged to the payment of Bonds as the Agency may hereafter create and establish, cefiain moneys r,vhich together with other moneys lawfully available therefor, if any, shall be sufficient at the time of such deposit to pay when due the principal, redemption premium, if any, and interest due and to become due on said Bonds on or prior to the redemption date or maturity date thereof; or (3) by depositing in the Interest Account, the Principal Account and the Bond Redemption Account and/or such other accounts r,vhich are irrevocably pledged to the payment of Bonds as the Agency may hereafter create and establish, moneys which together with other moneys lawtully available therefor when invested in such Defeasance Obligations rvhich shall not be sr"rbject to redemption prior to their maturity other than at 003-4430-456 1/4/AlvlERlCAS 27 436 the option of the Holder thereof, will provide moneys which shall be sr"rffrcient to pay 'uvhen due the principal, redemption premium, if any, and interest due and to become due on said Bonds on or prior to the redernption date or maturity date thereof. Upon such payment or deposit in the amount and manner provided in this Section 304(M), Bonds shall be deemed to be paid and shall no longer be deemed to be Outstanding for the purposes of this Resolr,rtion and all liability of the Agency with respect to said Bonds shall cease, terminate and be completely discharged and extinguished, and the Holders thereof shali be entitled to payment solely out of the moneys or securities so deposited; provided that (i) in connection with any discharge and satisfaction pllrsLrant to subsection (2) or (3) above, the Agency shall concurrently with such deposit deliver (A) an opinion of nationally recognized bond counsel to the effect that interest on the Bonds being discharged will not, by reason of such discharge, become inclr.rdable in gross income tbr federal income tax purposes and that such Bonds have been discharged in accordance r,vith the provisior-rs of this Section, and (B) an accountant's veriflcation report showing the sr.rfficiency of such moneys and/or Defeasance Obligations to provide tbr the payment of said Bonds, and (ii) in the event said Bonds do not mature and are not to be redeemed within the next succeeding sixty (60) days, the Agency shall have given the Registrar irrevocable instructions to give, as soon as practicable, a notice to the Holders of said Bonds by first-class mail, postage prepaid, stating that the deposit of said moneys or Defeasance Obligations has been made with an appropriate fidr.rciary institution acting as escrow agent solely for the Holders of said Bond and other Bonds being defeased, and that said Bonds are deemed to have been paid in accordance with this Section and stating such maturity or redemption date upon r.vhich moneys are to be available fbr the payment of the principal of and premium, if any, and interest on said Bonds. (4) Notwithstanding the foregoing, all references to the discharge and satisfaction of Bonds shall include the discharge and satisfaction of any issue of Bonds, any portion of an issue of Bonds, any maturity or maturities of an issue of Bonds, any portion of a maturity of an issue of Bonds or any combination thereof. (5) If any portion of the moneys deposited fbr the payment of the principal of and redemption premium, if any, and interest on any portion of Bonds is not required for such purpose, the Agency may use the amount of such excess free and clear of any trust, lien, security interest, pledge or assignment securing said Bonds or otherwise existing under this Resolution. In the event that the principal and redemption price, if applicable, and interest due on the Bonds shall be paid by the issuer of a Credit Facility pursuant to the terms thereof, the assignment and pledge created hereunder and all covenants, agreements and other obligations of the Agency to the Bondholders shall continue to exist and the issuer of such Credit Facility shall be subrogated to the rights of such Bondholders. N. CONCERNING THE RESERVE ACCOL]NT INSURANCE POLICY, THE RESERVE ACCOUNT LETTER OF CREDIT AND/OR CREDIT FACILITY. As long as the Agency shall have a Reserve Account lnsurance Policy and/or a Reserl'e Account Letter of 00 3-4430-4 56 1/4/AM ERI CAS 28 437 Credit on deposit in the Debt Service Reserve Account, the Agency covenants that it wili comply with the provisions of the Reserve Account Insurance Policy and/or Reserve Account Letter of Credit and any reimbtusement or similar agreement with respect to any such Reserve Account Insurance Policy and/or Reserve Account Letter of Credit. As long as any Series of Bonds of the Agency are secured by a Credit Facility, (i) the Agency covenants to comply ',vith the requirements and conditions imposed on the Agency by the issuer of the Credit Facility and (ii) all rights hereunder gtanted to the Flolders of Bonds so secured shall be exercisable by the issuer of such Credit Facility in lier.r of the Holders of such Bonds. Notwithstanding anything in this Resolution to the contrary, the rights of any issuer of a Credit Facility created under this Resolution shall remain in full force and effect only so long as the applicable Credit Facility shall remain in efI'ect and the issuer of such Credit Facility shall not be in default in its payment obligations to the Holders of Bonds secured by such facility. IEND OF ARTICLE III] 001-4430-4s6u4/AMERTCAS 29 438 ARTICLE IV CONCITI{NING 1'l-lE FIDUCIARIES SECTION 401. ADDITIONAL PAYING AGENTS; APPOINTMENT AND ACCEPTANCE OF DUTIES. The Agency may at any time or from time to time appoint one or more other Paying Agents having the qualifications set tbrth in this Article IV for a successor Paying Agent; provided that nothing herein sl-rall prevent the Agency from appointing itself as the Paying Agent hereunder. Each Paying Agent shall signify its acceptance of the duties and obligations imposed upon it by this Resolution by executing and delivering to the Agency a written acceptance thereof. SECTION 402. RESPONSIBILITIES OF FIDUCIARIES. The recitals of facts herein and in the Bonds contained shall be taken as the statements of the Agency and no Fiduciary assumes any responsibility for the correctness of the same. No Fiduciary makes any representation as to the validity or suft-rciency of this Resolution or of any Bonds issued thereunder or as to the security afforded by this Resolution, and no Fiduciary shall incur any liability in respect thereof. The Registrar shall, hor,vever, be responsible for its representation contained in its certit-rcate of authentication of the Bonds. No Fiduciary shall be under any responsibility or duty' with respect to the application of any moneys paid by such Fiduciary in accordance with the provisions of this Resolution to or upon the order of the Agency or any other Fidr.rciary. No Fiduciary shall be under any obligation or duty to perform any act which would involve it in expense or liability or to institute or defend any suit in respect thereof, or to advance any of its own moneys, tmless properly indemnif-ied. No Fiduciary shall be liable in connection with the performance of its duties hereunder except for its o,uvn negligence, misconduct or default. SECTION 403. EVIDENCE ON WHICH FIDUCIARIES MAY ACT. (a) Each Fiduciary, upon receipt of any notice, resolution, request, consent, order, certificate, report, opinion, bond, or other paper or document furnished to it pursuant to any provision of this Resolution, shall examine such instrument to determine whether it conforms to the requirements of this Resoh-rtion and shall be protected in acting Llpon any such instrument believed by it to be genuine and to have been signed or presented by the proper party or parties. Each Fiduciary may reasonably consult with counsel, who may or may not be of counsel to the Agency, and the opinion of such counsel shall be full and complete authorization and protection in respect of any action taken or sr.rffered by it under this Resolution in good faith and in accordance therewith. (b) Whenever any Fiduciary shall deem it necessary or desirable that a matter be proved or established prior to taking or sr-rff'ering any action under this Resolution, such matter (unless other er,'idence in respect thereof be therein specifically prescribed) may be deemed to be conclusively proved and established by a certificate of the Chairperson, Executive Director or his designee, and such certihcate shall be full wanant for any action taken or suf-fered in good faith under the provisions of this Resolr.rtion upon the faith thereof; but in its discretion the Fiduciary may in lieu thereof accept other evidence of such fact or matter or may require such further or additional evidence as it mav deem reasonable. 30 003-4430-4s6 1/4/AM E RrCAS 439 (c) Except as otherwise expressly provided in this ResolLrtion, any reqLlest, order, notice or other direction required or permitted to be furnished pursuant to any provision thereof by the Agency to any F'idr-rciary shall be sufflciently executed in the name of the Agency by the Chairperson, Executive Director or designee of either of them. SECTION 404. COMPENSATION. 'Ihe Agency may agree with any Fiduciary to pay to such FidLrciary fiom time to time reasonable compensation for all services rendered r"rnder this Resolution, and also all reasonable expenses, charges, counsel lees and other disbursements, including those of its attorneys, agents and employees, incurred in and about the performance of their powers and duties under this Resolution. The Agency may also agree with any Fidr.rciary to indemnify any Fiduciary for any and all of its reasonable fees, costs and expenses resulting from any claim, liability or the like incurred in and about the performance of its powers and duties under this Resolution. SECTION 405. CERTAIN PERMITTED ACTS. Any Fiduciary, individually or otherwise, may become the owner of any Bonds, with the same rights it would have if it were not a Fiduciary. To the extent permitted by law, any Fiduciary may act as depositary for, and permit any of its olficers or directors to act as a member of, or in any other capacity with respect to, any committee fbrmed to protect the rights of Bondholders or to eff'ect or aid in any reorganization growing out of the enforcement of the Bonds or this Resolution, whether or not any such committee shall represent Holders of a majority in principal amount of the Bonds then Outstanding. SECTION 406. MERGER OR CONSOLIDATION. Any entity into which any Fiduciary may be merged or converled or with which it may be consolidated or any entity resulting from any merger, conversion or consolidation to r,vhich it shall be a party or any entity to which any Fidr"rciary may sell or transfer all or substantially all of its corporate trust business shall be a successor Fiduciary hereunder provided such entity shall be a bank or trust company organized under the laws of any state of the United States or a national banking association or shall be a successor entity to the Agency, if the Agency is acting as Fiduciary hereunder, shall be authorized by law to perform all duties imposed upon it by this Resolution, and shall be such sllccessor ',vithout the execution or filing of any paper or the performance of any further act. SECTION 407. ADOPTION OF AUTHENTICATION. In case any of the Bonds contemplated to be issued under this Resolution shall have been authenticated but not delivered, any sllccessor Registrar may adopt the certifrcate of authentication of any predecessor Registrar so authenticating such Bonds and deliver such Bonds so authenticated; and in case any of the said Bonds shall not have been authenticated, any successor Registrar may authenticate such Bonds in the name of the predecessor Registrar, or in the name of the successor Registrar, and in all such cases such certificate shall be fully effective. SECTION 408. RESIGNATION OR REMOVAL OF FIDUCIARY AND APPOINTMENT OF SUCCESSOR. Any Fidr.rciary may at any time resign and be discharged of the dr"rties and obligations created by this Resolution by giving at least 60 days' written notice to the issuer of a Credit Facility, the Agency', and the other Fiduciaries. Any Fiduciary may be removed at any time by an instrument fiied with such Fiduciary and the issuer of each Credit Facility and signed by the Chairperson, Executive Director or his designee. Any successor 00r-4430-456 1/4i ArvlER rCAS 31 440 Fidr:ciary shall be appointed by the Agency and shall be, if other than the Agency or its sllccessor entity, a bank or trust company organized under the laws of any state of the United States or a national banking association, r,villing and able to accept the ofllce on reasonable and customary terms and authorized by law to perform all the duties imposed upon it by this Resolution. The Agency shail notify the issuer of each Credit Facility of the appointment of any successor Fiduciary. In the event of the resignation or removal of any Fidr.rciary, such Fiduciary shall pay over, assign and deliver any moneys held by it as Fiduciary to its successor. SECTION 409. VACANCY. If at any time hereafter any Fiduciary shall resign, be removed, be dissolved, or otherlvise become incapable of acting, or if the bank or trust company acting as any Fiduciary shall be taken over by any governmental off-rcial, agency, department or board, the position of Fiduciary shall thereupon become vacant. If the position of such Fiduciary shall become vacant for any of the foregoing reasons or for any other reasons, the Agency shall appoint a successor Fiduciary. If no appointment of a successor Fiduciary shall be made pursuant to the foregoing provisions of this Section, the Holder of any Bond Outstanding hereunder or any retiring Fiduciary may apply to any court of competent jurisdiction to appoint a successor Fiduciary. Such court may thereupon, after such notice, if any, as such court may deem proper and prescribe, appoint a sllccessor Fiduciary. Any Fiduciary hereafter appointed, if not the Agency or its successor entity, shall be a bank or trust company authorized by law to exercise corporate trust powers and subject to examination by federal or state authority of good standing and having at the time of its appointment a combined capital and surplus aggregate not less than Fifty Million Dollars ($5o,ooo,ooo). IEND OF ARTICLE IV] 003,4430-4561/4i AM E RICAS 32 441 ARTICLE V EXECU'IION OF INSI'RUMENTS BY BONDHOLDERS AND PROOF OI-- OWNERSHIP OF BONDS SECTION 501. PROOF OF EXECUTION OF DOCUMENTS AND OWNERSHIP. (a) Any request, direction, consent or other instrument in writing required by this Resolr.rtion to be signed or executed by Bondholders may be in any number of concurrent instmments of similar tenor and may be signed or executed by such Bondholders in person or by their attorneys or le-eal representatives appointed by an instrument in writing. Proof of the execution of any sr"rch instrument and of the ownership of Bonds shall be suff,rcient for any purpose of this Resolution and shall be conclusive in favor of the Fiduciary with regard to any action taken by it under such instrument if made in the following manner: (l) The fact and date of the execution by any person of any such instrument may be proved by the verification of any officer in any jurisdiction who, by the laws thereof, has power to take affidavits within such jurisdiction, to the effect that such instrument was subscribed and sworn to before him, or by an affidavit of a r,vitness to such execution. Where such execution is in behalf of a person other than an individual, such verif-rcation shall also constitute sufficient approval of the authority of the signor thereof. (2) The ownership of Bonds shall be proved by the registration books required to be maintained pursuant to the provisions of this Resolution. Nothing contained in this Article shall be construed as limiting the Fiduciary to such proof-, it being intended that the Fiduciary may accept any other evidence of the matters herein stated which it may deem stifficient. (b) If the Agency shall solicit from the Holders any request, direction, consent or other instrument in writing required or permitted by this Resolution to be signed or executed by the Holders, the Agency may, at its option, fix in advance a record date tbr determination of Holders entitled to give each request, direction, consent or other instrument, but the Authority shall have no obligation to do so. If such a record date is fixed, such request, direction, consent or other instrument may be given before or after such record date, but only the Holders of record at the close of business on such record date shall be deemed to be Holders fbr the purposes of determining whether Holders of the requisite proportion of Bonds have authorized or agreed or consented to such request, direction, consent or other instrument, and for that purpose the Bonds shall be computed as of such record date. (c) Any request or consent of the Holder of any Bond shall bind every fr"rture Holder of the same Bond in respect of anything done by the Agency or any Fiduciary in pursuance of such request or consent. IEND OF ARTICLE V] oo3-4430-456 ri 4i AM E RICAS JJ 442 ARTICLE VI MISCELLANEOUS PROVISIONS SECTION601. MODII'ICATION OR AMENDMENT. Except as otherwise provided in the second paragraph hereof, no adverse material modiflcation or amendment of this Resolution, or of any resolution amendatory hereof or supplemental hereto, may be made without the consent in writing of (i) the Holders of more than fifty per centum (50%) in aggregate principal amount of the Bonds then Outstanding or (ii) in case less than all of the several Series of Bonds then Outstanding are aff'ected by the modification or amendment, the Holders of more than fifty per centum (50%) in aggregate principal amount of the Bonds of each Series so affected and Outstanding at the time such consent is given; provided, however, that no modification or amendment shall permit a change in the maturity of such Bonds or a reduction in the rate of interest thereon, or affecting the promise of the Agency to pay the principal of and interest on the Bonds, as the same mature or become due, from the Pledged Funds, or reduce the percentage of Holders of Bonds recl"rired above for such modification or amendment, withor-rt the consent of the Holders of allthe Bonds. For the pllrposes of this Section 601, to the extent any Series of Bonds is secured by a Credit Facility, then the consent of the issuer of the Credit Facility shall constitute the consent of the Holders of such Series. This Resolution may be amended, changed, modified and altered r,vithout the consent of the Holders of Bonds or any Credit Facility: (a) to cure any ambiguity or formal det-ect or omission in this Resolution or in any supplemental resolutions or to correct or supplement any provision contained herein which may be defective or inconsistent with any other provisions contained herein; or (b) to grant to or confer Lrpon the Bondholders any additional rights, remedies, powers, authority or security that may lawfully be granted to or conferred upon the Bondholders; or (c) to add to the conditions, limitations and restrictions on the issuance of Bonds under the provisions of this Resolution, other conditions, limitations and restrictions thereafter to be observed; or (d) to add to the covenants and agreements of the Agency in this Resolution other covenants and agreements thereafter to be observed by the Agency or to sttrrender any right or power herein reserved to or conferred upon the Agency; or (e) to qualify the Bonds or any of the Bonds for registration r.rnder the Securities Act of 1933. as amended, or the Securities Exchange Act of 1934, as amended; or (D to qualify this Resolution as an "indenture" under the Trust Indentr.rre Act of 1939. as amended; or 003-4430-4561/4/AMERTCAS 34 443 (g) to make such changes as n'ray be necessary to comply with the provisions of the Code relating to the exclusion of interest on Tax-Exempt Bonds from gross income thereunder: or (h) to make such changes as may evidence the interest herein of an issuer of a Credit Facility that secures any Series of Bonds. The Agency shall caLrse a notice of a proposed supplemental resolr"rtion requiring the consent of Bondholders to be mailed, postage prepaid, to all Holders of Bonds then Outstanding at their addresses as they appear on the registration books. Such notice shall briefly set forth the nature of the proposed supplemental resolr-rtion and shall state that a copy thereof is on file at the office of the Agency for inspection by all Bondholders. The Agency shall not, however, be subject to any liability to any Bondholder by reason of its failure to mail the notice recluired by this Section, and any such failure shall not affect the validity of such supplemental resolution when consented to or approved as provided in this Section. Whenever, at any time after the date of the maiiing of such notice, the Agency shall deliver to the Executive Director an instrument or instruments purporting to be executed by the Holders of at least a majority in aggregate principal amount of the Bonds then Outstanding, which instrument or instruments shall ref'er to the proposed supplemental resolutions described in such notice and shall specifically consent to and approve the adoption thereof, the Agency may adopt such supplemental resolutions in substantially such form without liability or responsibility to any Holder of any Bond, whether or not such Holder shall have consented thereto. It shall not be necessary for the consent of the Holders to approve the particular form of any proposed supplemental resolution, but it shall be suff-rcient if such consent shall approve the substance thereof . If the Holders of more than fifty per centum (50%) in aggregate principal amount of the Bonds of all Series afTected and Outstanding at the time of the adoption of such supplemental resolution shall have consented to and approved the adoption thereof as herein provided, no Holder shall have any right to object to the adoption of such supplemental resolution, or to object to any of the terms and provisions therein contained, or the operation thereof, or in any manner to cluestion the propriety of the adoption thereof, or to enjoin or restrain the Agency from adopting the same or from taking any action pursuant to the provisions thereof. The consent of the Holders of any additional Series of Bonds to be issued hereunder shall be deerned given if the undenvriters or initial Underwriters for resale consent in w'riting to such supplemental resolution and the nature of the amendment effected by such supplemental resolution is disclosed in the official statement or other offering document pursuant to which such additional Series of Bonds is otl'ered and sold to the public. SECTION 602. SEVERABILITY OF INVALID PROVISIONS. If any one or more of the covenants, agreements or provisions of this Resolution should be held contrary to any express provision of lar.v or contrary to the policy of express law, though not expressly prohibited, or against public policy, or shall for any reason r,vhatsoever be held invalid, then such covenants, agreements or provisions shall be null and void and shall be deemed separate from the 003-4430-4561/4/AMERtCAS 35 444 remaining covenants, agreements or provisions, and shall in no way aft'ect the validity of any of the other provisions of this Resolr"rtion or of the Bonds issued hereunder. SECTION 603. LNCLAIMED MONEY. Notwithstanding any provisions of this Resolution, any money held by any Fidr.rciary for the payment of the principal or redemption price of, or interest on, any Bonds and remaining unclaimed for five (5) years after the principal of all of the Bonds has become due and payable (whether at maturity or upon call for redemption), if such money were so held at such date, or five (5) years after the date of deposit of sr.rch money if deposited after such date when all of the Bonds became due and payable, shall be repaid to the Agency free from the provisions of this Resolution, and all liability of the Fiduciary with respect to such money shall thereupon cease. SECTION 604. PAYMENTS DUE ON SATURDAYS, SLTNDAYS AND HOLiDAYS. In any case r,vhere the date of maturity of interest on or principal of the Bonds or the date fixed for redemption of any Bonds shall be a Saturday, Sunday or a day on which any Paying Agent is required, or authorized or not prohibited, by lar,v (including executive orders) to close and is closed, then payn-rent of such interest or principal and any redemption premium need not be paid by the Paying Agent on such date but may be paid on the next succeeding business day on which the Paying Agent is open for business with the same force and effect as if paid on the date of maturity or the date fixed for redemption, and no interest shall accrue for the period after such date of maturity or redemption. SECTION 605. CONTROLLING LAW; MEMBERS OF GOVERNING BODY OF AGENCY NOT LIABLE. The provisions of this Resolution shall be governed by, and interpreted in accordance with, the lar,vs of the State, All covenants, stipulations, obligations and agreements of the Agency contained in this Resolution shall be deemed to be covenants, stipulations, obligations and agreements of the Agency to the full extent authorized by the Act and provided by the Constitution and laws of the State. No covenant, stipulation, obligation or agreement contained herein shall be deemed to be a covenant, stipulation, obligation or agreement of any present or future member, agent or employee of the Commission or the Agency in his individual capacity, and neither the members of the Commission nor any official executing the Bonds shall be liable personally on the Bonds or this Resolution or shall be subject to any personal liability or accountability by reason of the issuance or the execution by the Commission or such members thereof-. SECTION 606. FURTHER AUTHORIZATIONS. The Chairperson, the Executive Director and such other officers, employees and stafT members of the Agency as may be designated by the Chairperson and the Executive Director or either of them are each designated as agents of the Agency in connection with the issuance and delivery of the Bonds and are authorized and emporvered, collectively or individually, to take all action and steps and to execlite all instruments, documents and contracts on behalf of the Agency. that are necessarv or desirable in connection with the execution and delivery of the Bonds, and which are not inconsistent vl'ith the terms and provisions of this Resolution. SECTION 607. HEADINGS FOR CONVENIENCE ONLY. Any headings preceding the texts of the several articles and sections hereof shall be solely for convenience of reference 003-4430-456 i/4/ArvlE Rr CA5 36 445 and shall not constitute a part of this Resolution, nor shall they affect its meaning, construction or eft'ect. SECTION 608. TIME OF TAKING EFFECT. This Resolr-rtion shall take effect immediately upon its adoption. PASSED AND ADOPTED this _ day ,2015. Chairperson Attest: Secretary APPROVED AS TO FORM & LANGUAGE (__\ .& FBR EXECUTTON @1bz[5 Recjevelopment Aoreeiier.,i 6oi,ny.in", AAf Dote 003-4430-456 1/4/AM ERr CAS 1n)t 446 EXHIBIT A SERIES 2015 REDEVELOPMENT PROJECT L Renovation and expansion of the Miami Beach Convention Center to modernize and r-rpgrade the Convention Center facility and areas in the vicinity of the Convention Center. including but not limited to creation of a ner,v public park and related facilities, restoration of the Carl Fisher Clubhouse and Collins Canal seawall, and streetscape. landscape and other infrastructr-rre improvements. 2. Renovation of the Bass Museum to increase programmable space at the facility. 3. Improvements to 17tl' Street, Drexel Avenue, Pennsylvania Avenue and Meridian Avenue to enhance the pedestrian experience betr,veen the Miami Beach Convention Center and Lincoln Road. 4. Improvements to Lincoln Road from Washington Avenue to Lenox Avenue. 003-443D-4s6rl 4 IAMERTCAS A-1 447 EXHIBIT B BOND FORM No. R- LINITED STATES OF AMERICA STATE OF FLORIDA MIAMI BEACH REDEVELOPMENT AGENCY TAX INCREME,NT REVENUE BOND. SERIES (CITY CENTEzuFIISTORIC CONVENTION VILLAGE) Date of Interest Rate Maturity Date Oriqinal Issuance CUSIP REGISTERED OWNER: PRINCIPAL AMOT.TNT:DOLLARS KNOW ALL MEN BY THESE PRESENTS that the Miami Beach Redevelopment Agency (the "Agency"), for value received, hereby promises to pay to the registered owner specified above, or registered assigns, on the date specitied above, but solely from the solrrces hereinafter mentioned, upon presentation and surrender hereof at the designated corporate trust office of _ , as paying agent (said bank and/or any bank or trust company to become slrccessor paying agent being herein called the "Paying Agent"), the principal sum specified above i,vith interest thereon at the rate per annum specified above, payable on the first day of and of each year, commencing on Principal of this Bond is payable at the office of the Paying Agent in lawtul money of the United States of America. Interest on this Bond is payable by check or draft of the Paying Agent made payable to the registered owner as its name and address shall appear on the registry books of Registrar (said bank and any sLiccessor Registrar being herein called the "Registrar") at the close of business on the fifteenth day of the calendar month preceding each interest payment date (the "Regular Record Date"); provided, hor,vever, that (i) if or,vnership of the Bonds is maintained in a book-entry only s,vstem by' a securities depository, such payment may be made by automatic firnds transfer (wire) to such securities depository of its nominee or (ii) if such Bonds are not maintained in a book-entry only system by a securities depository, upon r,vritten request of the Holder of $1,000,000 or more in principal amount of Bonds, such payments may be made by r,vire transfer to the bank and bank account specified in r,vriting by such Holder (sr.rch bank being a bank r,vithin the continental United States), if such Holder has advanced to the Paying Agent the amount necessary to pay the cost of such r.vire transfer or authorized the Paying Agent to deduct the cost of such wire transfer from the payment due such Holder. Any interest not 00 3-4430-4 56 1/4/AMER rCAS B-l 448 pllnctLrally paid on an interest payment date shall forthrvith cease to be payable to the registered owner on the Regular Record Date ancl may be paid to the registerecl owner as of the close of business on a special record date tbr the payment of such defaulted interest to be fixed by the Paying Agent, notice'uvhereof shall be given not less than 10 days prior to such special record date to the registered owners. Sr"rch interest shall be payable from the most recent interest payment date next preceding the date of authentication to lvhich interest has been paid, unless the date of authentication is an lor 1 to ,,vhich interest has been paid, in which case from the date of authentication, or unless the date of authentication is prior to ,20- in which case from ,20 , or unless the date of authentication is between a Regular Record Date and the next succeeding interest payment date, in which case tiom such interest payment date. This Bond is one of an authorized issue of Bonds of the Increment Revenue Bonds, Series _ (City Center/Historic Agency designated as its "Tax Convention Village)" (herein Dollarscalled the "Bonds"), in the aggregate principal amount of ($ ) of like date, tenor, and effect, except as to number, date of maturity and interest rate, issued lor the purpose of under the authority of and in full compliance r,vith the Constitution and Statutes of the State of Florida, including particr-rlarly Chapter 163, Part III, Florida Statutes, as amended from time to time, and other applicable provisions ol lar,v, and a resolution duly adopted by the Agency on ,2015 thereinafter referred to as the "Resolution") and is subject to all the terms and conditions of the Resoh.rtion. This Bond is payable solely from and secured by a first lien on and pledge of the Trust Fund Revenues (as defined in the Resolution) collected by the Agency pllrsLrant to Section 163.387, Florida Statutes, as amended, and all moneys held in certain funds and accounts established under the Resolution (collectively, the "Pledged Funds"), all in the manner provided in the Resolution. Neither the Agency, the City, Miami-Dade County, Florida (the "County"), the State of Florida (the "State") nor any of its political subdivisions is obligated to pay this Bond or the interest hereon except from the Pledged Funds pledged thereto and neither the faith and credit nor the taxing power of the City, the County, the State or any of its political subdivisions is pledged to the payment of the principal of, or the interest on, this Bond. This Bond does not constitute an indebtedness of the Agency, the City, the County, the State or any political subdivision thereof within the meaning of any constitutional, statutory or other provision or limitation and it is expressly agreed by the Holder of this Bond that such Holder shall never have the right to require or compel the exercise of the ad valorem taxing power of the City, the County, the State or any political subdivision thereof or taxation in any form on any real or personal property therein, fbr the payment of the principal of and interest on this Bond and other payments provided for in the Resolurtion. It is fr-rrther agreed betrveen the Agency and the Holder of this Bond that this Bond and the obligation evidenced thereby shall not constitute a lien Llpon property owned by or situated r,vithin the corporate territory of the Agency or the City, but shall constitute a lien only on the Pledged Funds, all in the manner provided in the Resolution. Under the provisions of Section 163.387, Florida Statutes, as amended, the City and the County have established the City Center/Historic Convention Village Redevelopment and B-2 003-4430 4561/4/AMERTCAS 449 Revitalization Trust Fund into which the Cor.inty and the City have agreed to deposit on an annual basis their respective portior-rs of the Trust Fund Revenues (as defined in the Resolution) for so long as the Bonds are or.rtstanding. The Agency in the Resolution has established the Miami Beach Redevelopment Agency Sinking Fund (City Center/Historic Convention Village) and certain accounts therein and covenanted to deposit into said Sinking Fr"rnd and accounts therein solely from the Pledged Funds moneys to provide for the timely payment of principal of and interest on the Bonds and to create a reserve therefor, all to the extent and in the manner provided in the Resolution. Reference is hereby made to the Resolution for the specific provisions governing the Bonds. [nsert Redemption Provisions] Additional parity bonds may be issued by the Agency frorn time to time upon the conditions and within the limitations and in the manner provided in the Resolution. The original registered owner, and each successive registered owner of this Bond shall be conclusively deemed to have agreed and consented to the tbllorving terms and conditions: l. The Registrar shall keep books for the registration of Bonds and for the registration of transfers of Bonds as provided in the Resolution. The Bonds shall be transferable by the registered owner thereof in person or by his attorney duly authorized in writing only upon the books of the Agency kept by the Registrar and only upon surrender hereof together with a written instrument of transfer satisfactory to the Registrar duly executed by the registered or,vner or his duly authorized attorney. Upon the transfer of any such Bond, the Agency shall issue in the name of the transferee a new Bond or Bonds. 2. The Agency, the Registrar and the Paying Agent may deem and treat the person in whose name any Bond shall be registered upon the books kept by the Registrar as the absolute owner of such Bond, whether such Bond shall be overdue or not, for the pLlrpose of receiving payment of, or on account of, the principal of and interest on such Bond as the same becomes due, and for all other purposes. All such payments so made to any such registered owner or upon his order shall be valid and effectual to satisfy and discharge the liability upon such Bond to the extent of the sum or sums so paid, and neither the Agency, the Paying Agent, nor the Registrar shall be affected by any notice to the contrary. 3. At the option of the registered owner thereof and upon surrender hereof at the designated corporate trust office of the Registrar r,vith a written instrument of transfer satisfactory to the Registrar duly executed by the registered owner or his dr"rly authorized attorney and upon payment by such registered o\,vner of an,'- charges which the Registrar or the Agency may make as provided in the Resolr-rtion, the Bonds may be exchanged for Bonds of the same series and rnaturity of any other authorized denominations. 4. In all cases in which the privilege of exchanging Bonds or transferring Bonds is exercised, the Agency shall execute and the Registrar shall authenticate and deliver Bonds in accordance with the provisions of the Resolution. There shall be no charge for any such exchange or transfer of Bonds, but the Agency or the Registrar may require payment of a sum sufficient to pay any tax, fee or other governmental charge required to be paid with respect to B-3 003-4430-4561/4/AM E R rCAS 450 sLrch exchange or transf-er. Neither the Agency nor the Registrar shall be reqr"rired (a) to transfer or exchange Bonds fbr a period of 15 days next preceding an interest payment date on such Bonds or next preceding any selection of Bonds to be redeemed or thereafter until afier the mailing of any notice of reclemption; or (b) to transfer or exchange any Bonds called for redemption. It is hereby certified and recited that all acts, conditions and things required to exist, to happen, and to be performed, precedent to and in the issuance of this Bond exist, have happened and have been performed in regular and due form and time as required by the laws and Constitution of the State of Florida applicable thereto, and that the issuance of this Bond, and of the issue of Bonds of rvhich this Bond is one, is in full compliance r,vith all constitutional, statutory or charter limitations or provisions. IN WITNESS WHEREOF, the Miami Beach Redevelopment Agency has caused this Bond to be signed by its Chairperson, either manually or with his facsirnile signature, and the seal of the Miami Beach Redevelopment Agency or a f-acsimile thereof to be affixed hereto or imprinted or reproduced hereon, and attested by its Secretary, either manually or r,vith his facsimile signature. MIAMI BEACH REDEVELOPMENT AGENCY (sEAL) Attest: Chairperson Secretary By: 003-4430-4 56r./4/AMERICAS B-4 451 CER-IIF'ICATE OF AUTHENTI CATION This Bond is one of the Bonds clelivered plrrsllant to the within mentioned Resolution. Date o1' Ar.rthentication : as Registrar Authorized Signatory By: 003-4430-45 61/4/AMERICAS B-5 452 ABBREVIAl-IONS The following abbreviations, when used in the inscription on the face of the within Bond, shall be construed as though they were r,vritten out in full according to applicable laws, or regulations. TEN COM as tenants in common TEN ENT as tenants by the entireties iT TEN as joint tenants lvith the right of survivorship and not as tenants in common TINIFORM GIFT MIN ACT Custodian tbr (C,"t) (,\4*"r) under Uniform Gifts to Minors (State) Additional abbreviations may also be used though not in the above list. ASSIGNMENT For value received, the undersigned hereby sells, assigns and transfers unto the within Bond, and all rights thereunder, and hereby irrevocably constitutes and appoints attornev to transfer the said Bond on the bond register, with full power of substitution in the premises. Dated: Please insert Social Security or other identifying number of transferee: Signature guaranteed: NOTICE: The transferor's signature to this Assignment must correspond r,vith the name as it appears on the face of the within Bond in every particular without alteration or any change whatever. B-6 003-4430 4561/4/AMERICAS 453 SEB DRAFT - O9l2Il15 PRELIMINARY OFFICIAL STATEMENT DATED NOVEMBER -, 2OI5 NEW ISSUE - Book-Entry-Only Ratings: See "RATINGS" herein In the opinion of Squire Patton Boggs (US) LLP, Bond Connsel, tmder existing law, the Series 2015A Bonds and the income thereon are exemptfrom taxation under the laws of theitate of Florida, except estate taxes imposed by Chapter 198, Florida Statutes, as amended, and net income andfranchise taxes imposed by Chapter 220, Florida Statutes, as amended. NO ATTEM?T HAS BEEN MADE TO PROVIDE THAT INTEREST ON THE ^SERIE,S 20]54 BONDS IS EXCLUDED FROM GROSS INCOME OF THE HOLDERS THEfuEOF FOR FEDERAL INCOME TAX PURPOSES. For a more complete discttssion of the tax aspects relating to the Series 2015A Bonds, see the discussion under the heiding "TAX MATTERS" herein. In the opinion of Squire Patton Boggs (US) LLP, Boncl Counsel, under existing law (i) assuming contirudng compliance with certain covenants and the accuracy of certain representations, interest on the Series 20158 Bonds is excludedfrom gross incomeforfederal income taxpurposes and is not an item of tax preference for purposes of the federal alternative minimttm tax imposed on individnals and corporations and (ii) the Series 20158 Bonds and the income thereon are exemptfrom taxation tmder the laws of the State of Florida, except estate taxes imposed by Chapter 198, Ftorida Statntes, as amended, and net income andfranchise taxes imposed by Chapter 220, Florida Statutes, as amended. Interest on the Series 20158 Bonds may be subject to certainfederal taxes imposed only on certuin corporations, including the corporate alternative minimum tax on a portion of that interest. For a more complete discttssion of the tax aspects relating to the Series 20158 Bonds, see the discttssion ttnder the heidtng "TAX MATTERS" herein. s360,000,000* MIAMI BEACII REDEVELOPMENT AGENCYs--* Tax Increment Revenue and Revenue Refunding Bonds, Taxable Series 20lSA (City Center/Historic Convention Village) Dated: Date of Delivery The Miami Beach Redevelopment Agency Tax Increment Revenue and Revenue Refunding Bonds, Taxable Series 2015,A (City Center,tlistoric Convention Village) (the "series 20154 Bonds,') and the Miami Beach Redevelopment Agency Tax Increment Revenue and Revenue Refunding Bonds, Series 20158 (Cify Center/Historic Convention Village) (the "series 20158 Bonds" and, collectively with the Series 20154 Bonds, the "series 2015 Bonds") are being issued by the Miami Beach Redevelopment Agency (the "Agency") as fully registered bonds, without coupons, in denominations of $5,000 o. uny integral multiple thereof. When issued, the Series 2015 Bonds will be registered in the name of Cede & Co., as nominee of The Depository Trust Company, New York, New York ("DTC"), which will act as securities depository for the Series 2015 Bonds. Purchasers will not receive certificates representing their ownership interests in the Series 2015 Bonds purchased. See "DESCRIPTION OF THE SERIES 2015 BONDS - Book-Entry Only System" herein. Interest on the Series 2015 Bonds will accrue from their date Tax Increment Revenue and Revenue Refunding Bonds, Series 20158 (City Center/Historic Convention Village) Due: March 1, as shown on inside cover page 454 of delivery and will be payable on March 1, 2016 and semiannually on each September I and March l thereafter. U.S. Bank National Association, Jacksonville, Florida, will serve as the initial bond registrar and paying agent (the "Paying Agent") for the Series 2015 Bonds. While the Series 2015 Bonds are registered through the DTC book-entry only system, principal of and interest on the Series 2015 Bondswill be payable by the Paying Agent to DTC. The proceeds of the Series 2015A Bonds will be used, together with certain other legally available moneys of the Agency, to (i) provide for the advance refunding of all of the Agency's Tax Increment Revenue Bonds, Taxable Series 1998A (City CenterA{istoric Convention Village), cunently outstanding in the aggregate principal amount of $10,000,000 (the "Outstanding Series 19984 Bonds,,j; (ii) provide for the current refunding of all of the Agency's Tax Increment Revenue Refunding Bonds, Taxable Series 2005A (City Center,rHistoric Convention Village), currently outstanding in the aggregate principal amount of $27,815,000 (the "outstanding Series 20054 Bonds"); (iii) make a deposit to tle beUiservice Reserve Account (including the cost of any Reserve Account Insurance Policy or Reserve Account Letter of Credit determined by the Agency to be advisable) to satisfy the Reserve Account Requirement relating to the Series 2015A Bonds (as such terms are hereinafter defined); (iv) finance certain costs of acquiring and constructing renovations to the Convention Center and related improvements which constitute a portion of the Series 2015 Redevelopment Project (as such terms are hereinafter defined); and (v) pay costs of issuance of the Series 20154 Bonds and refunding the Outstanding Series 19984 Bonds and the Outstanding Series 20054 Bonds, including the portion of the premium allocable to the Series 2015A Bonds for any municipal bond insurance policy that may be obtained in connection with the issuance of the Series 2015 Bonds. See "INTRODUCTION,,herein. The proceeds of the Series 20158 Bonds will be used, together with cefiain orher legally available moneys of the Agency, to (i) provide for the current refunding of all of the Agency's Tax Increment Revenue Refunding Bonds, Series 2005B (City Center,/Historic Convention Village), cuirently outstanding in the aggregate principal amount of $17,175,000 (the "Outstanding Series 200JB Bonds,'j; (ii) make a deposit to the Debt Service Reserve Account (including the cost of any Reserve Account Insurance policy or Reserve Account Letter of Credit determined by the Agency to be advisable) to satisfli the ReservL Account Requirement relating to the Series 20158 Bonds; (iii) finance certain costs of acquiring and constructing public renovations to the Convention Center and related public improvements which constitute a portion of the Series 2015 Redevelopment Project; and (iv) pay costs of issuance of the Series 20158 Bonds and refunding the Outstanding Series 20058 Bonds, including the portion of the premium allocable to the Series 20158 Bonds for any municipal bond insurance policy that may be obtained in connection with the issuance of the Series 2015 Bonds. See "NTRoDUCTION,,herein. The Series 2015 Bonds are solely payable from and secured by a ptedge ofand first lien on the Pledged Funds derived by the Agency from (i) Trust Fund Revenues; and (ii) ull -or"yr, securities and instruments held in the funds and accounts created under the Bond Resolution, except the Rebate Fund (as such terms are hereinafter defined), on a parity with any additional Bonds that may be issued under the Bond Resolution. See "SECURITY AND souRCES oF PAYMENT,,herein. The Series 2015 Bonds are subject to optional and mandatory sinking fund redemption prior to maturity as described herein. THE SERIES 2OI5 BONDS SHALL NOT BE AND SHALL NOT BE DEEMED TO CONSTITUTE A DEBT, LIABILITY OR OBLIGATION OF THE AGENCY, THE CITY OF MIAMI BEACH, FLORIDA (THE "CITY"), MIAMI-DADE COLINTY, FLORIDA ("THE COLINTY"), THE STATE OF FLORIDA OR ANY POLITICAL SUBDIVISION THEREOF WITHIN THE MEANING OFANY CONSTITUTIONAL, STATUTORY OR CHARTER PROVISIONS OR LIMITATIONS. OR A 455 PLEDGE OF THE FAITH AND CREDIT OF THE AGENCY, THE CITY, THE COUNTY, THE STATE OF FLORIDA OR ANY POLITICAL SUBDIVISION THEREOF BUT SHALL BE PAYABLE SOLELY FROM THE PLEDGED FLINDS, AS PROVIDED IN THE BOND RESOLUTION. THE SERIES 2015 BONDS AND THE OBLIGATIONS EVIDENCED THEREBY SHALL NOT CONSTITUTE A LIEN UPON ANY PROPERTY OWNED BY OR SITUATED WITHIN THE CORPORATE TERzuTORY OF THE AGENCY OR THE CITY, BUT SHALL CONSTITUTE A LIEN ONLY ON THE PLEDGED FUNDS, ALL IN THE MANNER PROVIDED IN THE BOND RESOLUTION. The Agency may elect to purchase a municipal bond insurance policy to be delivered by a municipal bond insurance provider concurrently with the delivery of the Series 2015 Bonds to guarantee timely payment of the principal of and interest on the Series 2015 Bonds, or one or more maturities of the Series 2015 Bonds, and may elect to satisfy the Reserve Account Requirement, or any portion thereof, upon issuance of the Series 2015 Bonds with a Reserve Account Insurance Policy or Reserve Account Letter of Credit. This cover page contains certain information for quick reference only. It is not a summary of this issue. Investors must read the entire Official Statement to obtain information essential to the making of an informed investment decision. The Series 2015 Bonds are offered when, as and if issued by the Agency, stbject to the opinion on certain legal matters relating to their issuance of Squire Patton Boggs (US) LLP, Miami, Florida, Bond Cottnsel to the Agency, and certain other conditions. Certain legal matters will be passed upon for the Agency by Raul J. Agtrila, Esquire, Miami Beach, Florida, General Counsel to the Agency, and certain legal matters relating to disclosure will be passed upon for the Agency by the Law Offices of Steve E. Bullock, P.A., Miami, Florida, Disclosure Counsel to the Agency. Greenberg Trattrig, P.A., Miami, Florida, is serving as Counsel to the Underwriters and kBC Capital Markets, LLC, St. petersburg, Florida, is serving as Financial Advisor to the Agency in connection with the issttance of the Series 20 t 5 Bonds. It is expected that the Series 20I5 Bonds will be available for delivery through DTC in New york, New York on or about December , 2015. Morgan Stanley Wells Fargo Securities Raymond James & Associates, Inc. BofA Merrill Lynch Loop Capital Markets Dated: November _,2015 * Preliminary, subject to change. 456 Red herring: This Preliminary OJJicial Statement and the informqtion contuined herein are subject to amendment and completion w,ithout notice. The Series 201 5 Bonds ma)) not be sold and of/brs to bLty may not be accepted prior to the time the Offic'ial Stqtement is delivered in final .form. (Jnder no circttmstances shall this Preliminary O/ficial Statement constitute an r{Jbr to sell or the solicitation of an o/fer to buy, nor shall there be any sale of the Series 2015 Bonds in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification tmder the securities laws of any strc:h jurisdiction. 457 MATURITIES, PRINCIPAL AMOUNTS, INTEREST RATES, PRICES, YIELDS AND INITIAL CUSIP NUMBERS*t $ Principal Amount lnterest Rate Price Series 2015A Serial Bonds Due (March l) 2016 2017 201 8 20t9 2020 2021 2022 2023 2024 2025 2026 2027 2028 Yield o//o Initial CUSIP Number 593237 _ 593237 _ 593237 _ 593237 _ 593237 _ 593237 _ 593237 _ 593237 _ 593237 _ 593237 _ 593237 _ 593237 _ 593237 $_ _% Series 20154 Term Bonds Due March 1,20-- price: / yield: % Initial CUSIP Number: 59323i 458 $ Principal Amount s Interest Rate Price Series 20158 Serial Bonds Due (March 1) 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 2034 2035 2036 2037 2038 2039 2040 2041 2042 2043 2044 Initial CUSIP NumberYield o//oo//o s93237 _ 593237 _ 593237 _ 593237 _ 593237 _ 593237 _ 593237 _ 593237 _ 593237 _ 593237 _ 593237 _ 593237 _ 593237 _ 593237 _ 593237 _ 593237 _ 593237 _ 593237 _ s93237 _ 593237 _ 593237 _ 593237 _ s93237 _ 593237 _ 593237 _ 593237 _ 593237 _ 593237 _ 593237 % Series 20158 Term Bonds Due March 1,20- - Initial GUSIP Number: 593231 459 + Preliminary, subject to change. t Neither the Ciry nor the Underwtiters is responsible for the use of CUSIP Numbers, nor is any representation made as to their correctness. The CUSIP Numbers are included solely for the convenience of the readers of this Official Statement. 460 MIAMI BEACH REDEVELOPMENT AGENCY(I) CHAIRMAN PhiliP Levinet2) VICE CHAIRMAN Edward L. Tobine) MEMBERS Joy Malakoff, Member Jonah Wolfs or^, MemberQ) ADMINISTRATION Michael Grieco, Member Deede Weithorn, M e mb erQ) Executive Director Jimmy L. Morales, Esquire Interim Chief Financial Ofjicer John Woodruff Bond Counsel Squire Patton Boggs (US) LLP Miami, Florida Financial Advisor RBC Capital Markets, LLC St. Petersburg, Florida Micky Steinberg, Member Bruno A. Barreiro, Member General Counsel Raul J. Aguila, Esquire Secretary Rafael E. Granado, Esquire Disclosure Counsel Law Offices of Steve E. Bullock, P.A, Miami, Florida Independent Auditors Crowe Horwath LLP Fort Lauderdale, Florida Assistant Executive Director Kathie G. Brooks CONSULTANTS (1) The Mayor and each of the members of the City Commission of the City serve as the Chairman and members of the Agency, respectively, with the City Commissioner appointed as Vice Mayor serving as the Vice Chairman of the Agency. In addition, pursuant to the Third Amendment to the Interlocal Cooperation Agreement dated January 20,2015 among the Agency, the Cify and the County, the County Commissioner of District 5 on the Board of County Commissioners of Miami-Dade County, Florida also serves as a member of the Agency. Commissioner Bruno A. Barreiro currently serves in such capacity. (2) The Mayor is running against a single opponent in the general election of the City to be held on November 3, 201 5. In addition, a new commissioner will be elected in such general election for the City Commission seat for Districts IV, V and VI or, if required because a candidate did not receive more than fifty percent (50%) of the votes cast in the general election, in a run-off election. If required, the run-off election will be held on November 17,2015. The results of the election are expected to be certified by the current Mayor and City Commission in a meeting to be held sometime after the general election or, if a run-offelection is held, after the run-off election. The current Mayor and Ciry Commission are expected to serve until newly elected members have been seated. 461 UNSERT MAP OF MIAMIBEACH REDEVELOPMENT AGENCY SHOWING EACH OF THE AGENCY'S REDEVELOPMENT AREAS] 462 No dealer, broker, salesman or other person has been authorized by the Agency or the Underwriters to make any representations, other than those contained in this Official Statement, in connection with the offering contained herein, and if given or made, such other information or representations must not be relied upon as having been authorized.by any of the foregoing. This Official Statement does not constitute an offer to sell or the solicitation of an offer to buy nor shall there be any sale of the Series 2015 Bonds by any person in any jurisdiction in which it is unlawful for such person to make such offer, solicitation or sale. The information contained in this Official Statement has been obtained from public documents, records and other sources considered to be reliable and, while not guaranteed as to completeness or accuracy, is believed to be correct. Any statement in this Official Statement involving estimates, assumptions and opinions, whether or not so expressly stated, are intended as such and are not to be construed as representations of fact, and the Underwriters and the Agency expressly make no representation that such estimates, assumptions and opinions will be realized orfulfilled. Any information, estimates, assumptions and matters of opinion contained in this Official Statement are subject to change without notice, and neither the delivery of this Official Statement, nor any sale hereunder, shall, under any circumstances, create any implication that there has been no change in the affairs of the Agency since the date hereof. The Underwriters have provided the following sentence for inclusion in this Official Statement. The Underwriters have reviewed the information in this Official Statement in accordance with, and as part of, their responsibilities to investors under the federal securities laws as applied to the facts and circumstances of this transaction, but the (lnderwriters do not guarantee the accuracy or completeness of such information. The order and placement of materials in this Official Statement, including the Appendices, are not to be deemed a determination of relevance, materiality or importance, and this Official Statement, including the Appendices, must be considered in its entirety. The captions and headings in this Official Statement are for convenience only and in no way define, limit or describe the scope or intent, or affect the meaning or construction, of any provisions or sections in this Official Statement. The offerins of the Series 2015 Bonds is made only by means of this entire official Statement. References to website addresses presented in this Official Statement are for informational purposes only and may be in the form of a hyperlink solely for the reader's convenience. Unless rp..ifi.d otherwise, such websites and the information or links contained therein are not incorporated into, and are not part of, this Official Statement. Certain statements included or incorporated by reference in this Official Statement constitute "forward-looking statements." Such statements generally are identifiable by the terminology used, such as "plan," "expect," "estimate," "project," "forecast," "budget" or other similar words. The achievement of certain results or other expectations contained in such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause actual results, performance or achievements described to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements. The Agency does not plan to issue any updates or revisions to those forward-looking statements if or when its expectations or events, conditions or circumstances on which such statements are based occur. THE SERIES 20 I 5 BONDS HAVE NOT BEEN REGISTERED LINDER THE SECURITIES ACT OF 1933, AS AMENDED, OR ANY STATE SECURITIES LAW, NOR HAS THE RESOLUTION BEEN QUALIFIED LINDER THE TRUST INDENTURE ACT OF 1939, AS AMENDED, IN RELIANCE UPON EXEMPTIONS CONTAINED IN SUCH ACTS. THE EXEMPTION OF THE SERIES 2OI5 BONDS 463 FROM REGISTRATION OR QUALIFICATION IN CERTAIN STATES CANNOT BE REGARDED ASA RECOMMENDATION THEREOF. IN MAKING AN INVESTMENT DECISION, INVESTORS MUST RELY ON THEIR OWN EXAMINATION OF THE AGENCY AND THE TERMS OF THIS OFFERING, INCLUDING THE MERITS AND RISKS INVOLVED. NEITHER THE SECURITIES AND EXCHANGE COMMISSION NOR ANY OTHER FEDERAL, STATE OR GOVERNMENTAL ENTITY OR AGENCY WIL HAVE PASSED UPON THE ACCURACY OR ADEQUACY OF THIS OFFICIAL STATEMENT OR APPROVED OR RECOMMENDED THE SERIES 2015 BONDS FOR SALE. ANY REPRESENTATION TO THE CONTRARY MAY BE A CRIMINAL OFFENSE. IN CONNECTION WITH THIS OFFERING, THE LINDERWRITERS MAY OVERALLOT OR EFFECT TRANSACTIONS WHICH STABiLZE OR MAINTAIN THE MARKET PRICE OF THE SERIES 2015 BONDS AT A LEVEL ABOVE THAT WHICH MIGHT OTHERWISE PREVAIL IN THE OPEN MARKET, AND SUCH STABILTZING, IF COMMENCED, MAY BE DISCONTINUED AT ANY TIME. THE LINDERWRITERS MAY OFFER AND SELL THE SERIES 2015 BONDS TO CERTAIN DEALERS AND OTHERS AT PRICES LOWER THAN THE PUBLIC OFFERING PRICES STATED ON THE INSIDE COVER PAGE OF THIS OFFICIAL STATEMENT, AND SUCH PI-IBLIC OFFERING PRICES MAY BE CHANGED FROM TIME TO TIME BY THE LINDERWRITERS. THIS OFFICIAL STATEMENT SHALL NOT CONSTITUTE A CONTRACT BETWEEN THE AGENCY OR THE UNDERWRITERS AND ANY ONE OR MORE HOLDERS OF THE SERIES 2015 BONDS. THIS OFFICIAL STATEMENT IS BEING PROVIDED TO PROSPECTIVE PURCHASERS EITHER IN BOLTND PRINTED FORM ("ORIGINAL BOLTND FORMAT') OR IN ELECTRONIC FORMAT ON THE WEBSITE: WWW.MUNIOS.COM. THIS OFFICIAL STATEMENT MAY BE RELIED UPON ONLY IF IT IS IN ITS ORIGINAL BOTIND FORMAT OR IF IT IS PRINTED IN FULL DIRECTLY FROM SUCH V/EBSITE. THIS PRELIMINARY OFFICIAL STATEMENT IS IN A FORM DEEMED FINAL BY THE AGENCY FOR PURPOSES OF RULE 15c2-12 UNDER THE SECIIRITIES EXCI{ANGE ACT OF 1934, AS AMENDED, EXCEPT FOR CERTAIN FINANCIAL INFORMATION PERMITTED TO BE OMITTED PURSUANT TO RULE 1sc2-12(b)(t). 464 TABLE OF CONTENTS Page INTRODUCTION. I PURPOSE OF THE ISSUE. 3 General. ....... 3 Plan of Refunding. 3 Series 2015 Redevelopment Project. 4 ESTIMATED SOURCES AND USES OF FL]NDS. 7 THE SERIES 2015 BONDS. 7 General. ....... 7 Redemption Provisions. 8 Book-Entry-Only System i0 SECURITY AND SOURCES OF PAYMENT. 12 PtedgedFunds. . .. ... . 12 Flowof Funds. ... .... 15 Debt Service Reserve Account. 17 Additional Bonds. 18 OtherObligations SecuredbyPledgedFunds. ....... 19 Limitedliability. .....20 Modifications or SupplementstoBondResolution... ....... 20 MUNICIPALBONDINSURANCE..... ......21 DEBT SERVICE SCHEDULE ... 22 THE AGENCY. .. .. ... . 22 General. .......22 Creation of Agency and Redevelopment Areas.. . . . . . 23 RDAlnterlocalAgreement.... ......24 Powers. .......26 EminentDomainlegislation. ........2'7 Personnel. .....28 TRUSTFLINDREVENUES .....31 HistoricalTrustFundRevenues. .....31 HistoricalDebtServiceCoverage. ....39 RISKFACTORS.. ......39 LimitedObligationofAgency. .......40 TaxlncrementFinancing ......40 PENSION AND OTHERPOST EMPLOYMENT BENEFITS. . . . ... . 42 DefinedBenefitPlans.. ....." 42 OtherPostEmploymentBenefits.. ....42 LEGALMATTERS. .."".43 LITIGATION..... ......44 ENFORCEABILITYOFREMEDIES... ...."".44 TAXMATTERS.. ....".45 Series20l5ABonds.. ........45 Series20l5BBonds. .." 45 CONTINUINGDISCLOSURE.. .......48 FINANCIALSTATEMENTS.... ......49 RATINGS. ......49 FINANCIALADVISOR. .....".50 t1l 465 LINDERWRITING.. VERIFICATION OF MATHEMATICAL COMPUTATIONS. CONTINGENT FEES. DISCLOSURE REQUIRED BY FLORIDA BLUE SKY REGULATIONS. AUTHORTZATION CONCERNING OFFICIAL STATEMENT. . . . CONCLUDING STATEMENT. 50 5l 51 52 52 52 APPENDICES APPENDIX A APPENDX B APPENDIX C APPENDIX D APPENDIX E APPENDX F APPENDX G [APPENDIX H General Information and Economic Data Regarding the CityofMiami Beach, FloridaandMiami-Dade County, Florida. . . . . . . . A-1 Excerpts frorn Comprehensive Annual Financial Report of the City of Miami Beach, Florida for the Fiscal Year Ended September 30,2014. . . B-1 Financial Report of the Miami Beach Redevelopment Agency (A ComponentUnit of the City of Miami Beach, Florida) for the Fiscal Year Ended September 30,2014.. . . C-lTheBondResolution.. .... D-l Proposed Form of Opinion of Bond Counsel. . . . . E-l ProposedFormofOpinionofDisclosure Counsel.... .... F-l Form of Disclosure Dissemination Agent Agreement. . . . G-l Specimen Municipal Bond Insurance Policy. . . . . H-11 1V 466 OFFICIAL STATEMENT relating to $360,000,000* MIAMI BEACH REDEVELOPMENT AGENCY Tax Increment Revenue and Revenue Refunding Bonds, Taxable Series 2015A (City Center/Historic Convention Village) Tax Increment Revenue and Revenue Refunding Bonds, Series 20158 (City Center/Historic Convention Village) INTRODUCTION The purpose of this Official Statement, including the cover page and all appendices, is to set forth certain information relating to the Miami Beach Redevelopment Agency (the "Agency") and the issuance by the Agency of its $_* in aggregate principal amount of Tax Increment Revenue and Revenue Refunding Bonds, Taxable Series 2015,A. (City Center/Historic Convention Village) (the "series 2015A Bonds") and its $_* in aggregate principal amount of Tax Increment Revenue and Revenue Refunding Bonds, Series 20158 (City Center/Flistoric Convention Village) (the "series 20158 Bonds" and, collectivelywith the Series 2015A Bonds, the "Series 2015 Bonds"). The Series 2015 Bonds are being issued pursuant to and under the authority of the Constitution and laws of the State of Florida (the "State"), including particularly the Community Redevelopment Act of 1.969, as amended, being Chapter 163, Part III, Florida Statutes, as amended, and other applicable provisions of law (the "Act") and Resolution No. _-2015 adopted by the Chairman and members of the Agency (collectively, the "Commission") on October _, 2015 (the "Bond Resolution"). See "APPENDIX D - The Bond Resolution." Issuance of the Series 2015 Bonds has been approved by the Mayor and City Commission of the City of Miami Beach, Florida (collectively, the "City Commission") by Resolution No. 2015-- adopted by the City Commission on October _,2015. Issuance of the Series 2015 Bonds was further approved by the Agency pursuant to Resolution No. 607-2014 adopted by the Commission on November 19, 2014, by the City of Miami Beach, Florida (the "City") pursuant to Resolution No. 2014-28835 adopted by the City Commission on November 19, 2014 and by Miami-Dade County, Florida (the "County") pursuant to Resolution No. R-l 1 10-14 adopted by the Board of County Commissioners of the County on December 16, 2014, each authorizing the execution and delivery of the Third Amendment to the Interlocal Cooperation Agreement dated January 20,2015 among the Agency, the City and the County. See "THE AGENCY - RDA Interlocal Agreement" herein. The Series 2015 Bonds will be issued in book-entry only form and purchasers of the Series 2015 Bonds will not receive certificates representing their interest in the Series 2015 Bonds purchased. The Series 2015 Bonds will contain such other terms and provisions, including provisions regarding redemption, as described in "DESCRIPTION OF THE SERIES 2015 BONDS" herein. To finance and refinance projects in the Redevelopment Area in accordance with the Redevelopment PIan (as such terms are hereinafter defined), the Agency has heretofore issued multiple series of Bonds pursuant to Resolution No. 150-94, adopted by the Commission on January 5, 1994, as * Preliminary, subject to change. 467 supplemented (the "Prior Bond Resolution"). Frorn its prior issuances, the Agency has outstanding (i) the $29, 105,000 Miami Beach Redevelopment Agency Tax Increment Revenue Bonds, Taxable Series 1998A (City Center/Historic Convention Village), which are currently outsranding in the aggregate principal amount of $10,000,000 (the "Outstanding Series 1998A Bonds"); (ii) the $51,440,000 Miami Beach Redevelopment Agency Tax Increment Revenue Refunding Bonds, Taxable Series 20054 (City CenterAlistoric Convention Village), which are currently outstanding in the aggregate principal amount of $27,815,000 (the "Outstanding Series 20054 Bonds"); and (iii) the $29,930,000 Miami Beach Redevelopment Agency Tax Increment Revenue Refunding Bonds, Series 20058 (City Center/Historic Convention Village), which are currently outstanding in the aggregate principal amount of $17,175,000 (the "Outstanding Series 2005B Bonds" and, together with the Outstanding Series 1998A Bonds and the Outstanding Series 20054 Bonds, the "Outstanding Prior Bonds"). Proceeds of the Series 2015 Bonds will be used, together with certain other legally available moneys of the Agency, to (i) refund all of the Outstanding Prior Bonds; (ii) make a deposit to the Debt Service Reserve Account, including the cost of any Reserve Account Insurance Policy or Reserve Account Letter of Credit determined by the Agency to be advisable, to satisfy the Reserve Account Requirement relating to the Series 2015 Bonds (as such terms are defined in the Bond Resolution); (iii) finance certain costs of acquiring and constructing renovations to the Convention Center and related improvements which constitute a portion of the Series 2015 Redevelopment Project (as such terms are hereinafter defined); and (iv) pay costs of issuance of the Series 2015 Bonds and refunding the Outstanding Prior Bonds, including the premium for any municipal bond insurance policy that may be obtained in connection with the issuance of the Series 2015 Bonds. See "PURPOSE OF THE ISSUE" herein. The Series 2015 Bonds are solely payable from and secured by a pledge ofand first lien on the Pledged Funds derived by the Agency from (i) Trust Fund Revenues (as described herein); and (ii) except for moneys, securities and instruments in the Rebate Fund, all moneys, securities and instruments held in the funds and accounts established under the Bond Resolution. Additional Bonds may be issued, on a parity with the Series 2015 Bonds, upon satisfaction of the conditions described in the Bond Resolution. See "SECURITY AND SOURCES OF PAYMENT Additional Bonds" herein. The Series 2015 Bonds and any additional Bonds hereafter issued are collectively referred to herein as the "Bonds." The Series 2015 Bonds shall not be and shall not be deemed to constitute a debt, liability or obligation of the Agency, the City the County, the State or any political subdivision thereof within the meaning of any constitutional, statutory or charter provisions or limitations, or a pledge of the faith and credit of the Agency, the City, the County, the State or any political subdivision thereof but shall be payable solely from the Pledged Funds, and the obligations evidenced thereby shall not constitute a lien upon any properfy owned by or situated within the corporate territory of the Agency or the City, but shall constitute a lien only on the Pledged Funds, all in the manner provided in the Bond Resolution. See "SECURITY AND SOURCES OF PAYMENT - Limited Liability,,herein. The Agency may elect to purchase a municipal bond insurance policy (the 'oBond fnsurance Policy") to be delivered by a municipal bond insurance provider (the 'oBond Insurer") concurrently with the delivery of the Series 2015 Bonds to guarantee timely payment of the principal of and interest on the Series 2015 Bonds, or one or more maturities of the Series 2015 Bonds, and may elect to satisfy the Reserve Account Requirement, or any portion thereof, upon issuance of the Series 2015 Bonds with a Reserve Account Insurance Policy or Reserve Account Letter of Credit. This introduction is intended to serve as a brief description of this Official Statement and is expressly qualified by reference to this Official Statement as a whole. A full review should be made of 468 this entire Official Statement, as well as the documents and reports summarized or described herein. The description of the Series 2015 Bonds, the documents authorizing and securing the same, including, without limitation, the Bond Resolution, and the information from various reports contained herein are not comprehensive or de{initive. All references herein to such documents and reports are qualified by the entire, actual content of such documents and reports. Copies of such documents and reports may be obtained from the Agency by contacting the Agency's Interim Chief Financial Officer, 1700 Convention Center Drive, Miami Beach, Florida 33139, Telephone number: (305) 673-1466. Capitalized terms used but not defined in this Official Statement shall have the meanings ascribed to such terms in the Bond Resolution. See "APPENDIX D - The Bond Resolution." PURPOSE OF THE ISSUE General The Series 2015A Bonds are being issued by the Agency for the purpose of providing funds that will be used, together with certain other legally available moneys of the Agency, to (i) provide for the advance refunding of ail of the Outstanding Series 1998A Bonds; (ii) provide for the current refunding of all of the Outstanding Series 2005A Bonds; (iii) make a deposit to the Debt Service Reserve Account (including the cost of any Reserve Account Insurance Policy or Reserve Account Letter of Credit determined by the Agency to be advisable) to satis$r the Reserve Account Requirement reiating to the Series 20154 Bonds; (iv) finance certain costs of acquiring and constructing renovations to the Miami Beach Convention Center (the "Convention Center") and related improvements, as more particularly described below in "PURPOSE OF THE ISSUE - Series 2015 Redevelopment Project" (collectively, the "Series 2015 Redevelopment Project"); and (v) pay costs of issuance of the Series 2015A Bonds and refunding the Outstanding Series 1998A Bonds and the Outstanding Series 2005A Bonds, including the portion of the premium allocable to the Series 2015A Bonds for any municipal bond insurance policy that may be obtained in connection with the issuance of the Series 2015 Bonds. The proceeds of the Series 2015B Bonds will be used, together with certain other legally available moneys of the Agency, to (i) provide for the current refunding of all of the Outstanding Series 20058 Bonds; (ii) make a deposit to the Debt Service Reserve Account (including the cost of any Reserve Account lnsurance Policy or Reserve Account Letter of Credit determined by the Agency to be advisable) to satisf,i the Reserve Account Requirement relating to the Series 20158 Bonds; (iii) finance certain costs of acquiring and constructing public renovations to the Convention Center and related public improvements which constitute aportion of the Series 2015 Redevelopment Project; and (iv) pay costs of issuance of the Series 20158 Bonds and refunding the Outstanding Series 20058 Bonds, including the portion of the premium allocable to the Series 20158 Bonds for any municipal bond insurance policy that may be obtained in comection with the issuance of the Series 2015 Bonds. Plan of Refunding A portion of the proceeds of the Series 201 5.A. Bonds, together with certain other legally available moneys of the Agency, will be used to provide for the advance refunding of the Outstanding Series 19984. Bonds and for the current refunding of the Outstanding Series 20054 Bonds. A portion of the proceeds of the Series 20158 Bonds, together with certain other legally available moneys of the Agency, will be used to provide for the current refunding of the Outstanding Series 20058 Bonds. The Agency will call all of the Outstanding Series 20054 Bonds and all of the Outstanding Series 20058 Bonds for redemption on January _, 2016 at a redemption price equal to 100% of the outstanding principal amount of such 469 Bonds, without premium. The Outstanding Series 1998A Bonds are not subject to optional redemption. Such Bonds shall be defeased upon issuance ofthe Series 2015A Bonds, as described herein. To effect the advance refunding of the Outstanding Series 1 998A Bonds and the current refunding of the Outstanding Series 20054 Bonds, the Agency will enter into an Escrow Deposit Agreement (the "Taxable Bonds Escrow Agreement") on or prior to the delivery of the Series 2015A Bonds with U.S. Bank National Association, Jacksonville, Florida (the "Escrow Agent"). Pursuant to the terms of the Taxable Bonds Escrow Agreement, the Agency will deposit a portion of the proceeds of the Series 2015A Bonds, together with other legally available moneys of the Agency, into an escrow deposit trust fund to be maintained by the Escrow Agent (the "Taxable Bonds Escrow Deposit Trust Fund"). A portion of such proceeds and moneys will be applied on the date of delivery of the Series 2015A Bonds to the purchase of Government Obligations (as defined in the Taxable Bonds Escrow Agreement) maturing at such times and in such amounts so that the maturing principal, together with the interest income thereon and cash held uninvested in the Taxable Bonds Escrow Deposit Trust Fund, will be sufficient to pay the principal of and interest due on (i) the Outstanding Series 19984 Bonds on their scheduled dates ioi payment, until final maturity on December 1,2020, and (ii) the Outstanding Series 20054 Bonds to and including January _,2076, on which date the outstanding Series 2005A Bonds will be redeemed. To effect the current refunding of the Outstanding Series 20058 Bonds, the Agency will enter into an Escrow Deposit Agreement (the "Tax-Exempt Bonds Escrow Agreement") on or prior to the delivery of the Series 20158 Bonds with the Escrow Agent. Pursuant to the terms of the Tax-Exempt Bonds Escrow Agreement, the Agency will deposit a portion of the proceeds of the Series 20 l58 Bonds, together with other legally available moneys of the Agency, into an escrow deposit trust fund to be maintainea Uy the Escrow Agent (the "Tax-Exempt Bonds Escrow Deposit Trust Fund"). A portion of such proceeds and moneys will be applied on the date of delivery of the Series 20158 Bonds to the purchase of Government Obligations (as defined in the Tax-Exempt Bonds Escrow Agreement) maturing at such times and in such amounts so that the maturing principal, together with the interest income thereon and cash held uninvested in the Tax-Exempt Bonds Escrow Deposit Trust Fund, will be sufficient to pay the principal of and interest due on the Outstanding Series 20058 Bonds to and including January _ , 2016, on which date the Outstanding Series 20058 Bonds will be redeemed. Subsequent to the deposit of moneys into the Taxable Bonds Escrow Deposit Trust Fund and the Tax-Exempt Bonds Escrow Deposit Trust Fund and the investment of such moneys as described in the preceding paragraphs, all of the Outstanding Prior Bonds, in the opinion of Bond Counsel, rendered in reliance upon schedules verified as to accuracy by Integrity Public Finance Consulting LLC, Jacksonville, Florida (the "Verification Agent"), will no longer be Outstanding under the provisions of the prior Bond Resolution. See "vERIFICATION oF MATHEMATICAL CoMpuTATIoNS,, herein. The maturing principal of and interest on the Govemment Obligations and cash held uninvested in the Taxable Bonds Escrow Deposit Trust Fund and the Tax-Exempt Bonds Escrow Deposit Trust Fund will not be available to pay principal of and interest on the Series 2015 Bonds. Series 2015 Redevelopment Project Spanning four (4) city blocks and located in the heart of the South Beach area of the City, the Convention Center currently accommodates meetings, conventions, trade shows and consumer shows. The facility originally opened in 1957 and received a major expansion and renovation in 1989, doubling its original size. Currently the Convention Center encompasses over 1,000,000 square feet of flexible space, 470 including; over 500,000 square feet ofexhibit space and over 100,000 square feet ofversatile, pre-function area space. It currently has seventy (70) meeting rooms comprised of 127,000 square feet. The Series 2015 Redevelopment Project includes a major renovation and expansion of the Convention Center to transform the building to "Class A" standards, including Silver LEED certification upgrades and enhanced technology. The design modifications will include reorientation of the exhibit halls, facade upgrades, site improvements along the canal and roadways adjacent to the development, the addition of a grand ballroom, junior ballrooms and meeting rooms. The newly renovated Convention Center will be a L4 million square foot, state-of-the-art event facility, with new ballrooms, meeting rooms, versatile indoor/outdoor public spaces and a new 5.8 acre public park containing a flexible lawn area, a food pavilion and a public plazato honor the City's veterans. Such renovations and improvements related to the Convention Center upgrade are currently scheduled to be completed during Fiscal Year 2018 at a total cost of approximately $596 million, including the portion of $uch renovations and improvements which constitute the Series 2015 Redevelopment Project. The Series 2015 Redevelopment Project wiil consist of the Convention Center interior renovations, which will include the redistributed division of the four (4) main exhibition hall spaces and the additional programming of more flexible arrangements of private meeting rooms and additional indoor/outdoor versatile exhibition spaces. Currently, the four (4) main exhibit halls are divided into quadrants, two (2) accessible solely from Washington Avenue and the other two (2) accessible solely from Convention Center Drive. The new Convention Center will reorient the halls in an East/West direction, with the primary access from Convention Center Drive leading into a new grand, fully open, double story entry lobby. Washington Avenue will serve as a secondary means of pedestrian entry. The Series 2015 Redevelopment Project includes substantial improvements to the north of the Convention Center. Above a new enclosed ground floor parking area that will be separately financed will be a 60,000 square foot grand ballroom, offering vistas of the upgraded 21$ Street Park located along Collins Canal, featuring the to-be-restored, historic Carl Fisher Clubhouse, the oldest public structure in the City. ln addition, Convention Center Drive will become the main access point for vehicular access. Modifications will include a new median along Convention Center Drive and 19ft Street, increasing the attractiveness of the streetscape and creating a more sophisticated boulevard experience. The Canal walkway will undergo a significant upgrade to create a more attractive northern portion of the Convention Center properry. The Series 2015 Redevelopment Project also includes the demolition of the existing recreation center along Washington Avenue and replacement of an existing 800 vehicle surface parking lot with the new, 5.8 acre urban park, dining pavilion and VeteransPlaza. In addition to the renovations to the Convention Center and related improvements on the Convention Center property described above, certain ancillary projects related to the Convention Center improvements are also included in the Series 2015 Redevelopment Project. Set forth below is a brief description of such ancillary projects and the estimated cost of each project. $20,000,000 Lincoln Road improvements from Washington Avenue to Lenox Avenue The project will consist of refurbishment of Lincoln Road pedestrian mall, including new lighting, refurbishingpedestrian surfaces, street furnishings, healthy tree fertilization systems, milling and resurfacing pavement surfaces and cross walk enhancements. 471 $12,000,000 Improvements to lTth Street and connectors to Lincoln Roqd The Project will consist of enhancement of pedestrian experience from the Convention Center to Lincoln Road along Drexel Avenue, Pennsylvania Avenue and Meridian Avenue, including new lighting, sidewalk and road reconstruction, street furnishings, landscaping, healthy tree fertilization systems, irrigation and cross walk enhancements. $ 3,750,000 Bass Museum Interior Expansion Project The project will consist of improvements to increase programmable space by forty-seven percent (47 %). The Commission may determine by resolution to undertake other capttal improvements to the Convention Center property or related ancillary projects in addition to and/or in lieu of the improvements or any portion of the improvements described above; provided, however, that such other capital improvements are authorized under the Third Amendment to the Interlocal Cooperation Agreement dated January 20,2015 among the Agency, the City and the County. See "THE AGENCY - RDA Interlocal Agreement" herein. IREMAINDER OF PAGE INTENTIONALLY LEFT BLANK] 472 ESTIMATED SOURCES AND USES OF FTNDS The following table sets forth the estimated sources and uses of funds in connection with the issuance ofthe Series 2015 Bonds: Sources of Funds Series 2015,A. Series 20158 Bonds Bonds Total Par Amount of Series 2015 Bonds Net Original Issue Discount/Premium Other Legally Available Money5(r) Total Estimated Sources of Funds Uses of Funds Deposit to Taxable Bonds Escrow Deposit Trust Fund(2) Deposit to Tax-Exempt Bonds Escrow Deposit Trust Fund(2) Deposit to Series 2015 Construction Account(3) Deposit to Debt Service Reserve Account Cost of Issuance Deposit(a) Underwriters' Discount Total Estimated Uses of Funds (l) Constitutes amount held in the funds and accounts under the Prior Bond Resolution for the benefit of the Outstanding Prior Bonds. (2) See "PURPOSE OF THE ISSUE - Plan of Retunding" herein. (3) See "PURPOSE OF THE ISSUE - Series 2015 Redevelopment Project" herein. (4) To pay certain costs of issuance of the Series 2015 Bonds, including, without limitation, printing costs, bond counsel fees, disclosure counsel fees, fees ofthe financial advisor and any premium paid to the Bond Insurer for issuance ofthe Bond Insurance Policy and the Reserve Account Insurance Policy or Reserve Account Letter of Credit. DESCRIPTION OF THE SERIES 2015 BONDS General The Series 2015 Bonds will be dated the date of their delivery, will be issued in denominations of $5,000 or integral multiples thereof and will bear interest at the rates and mature on the dates and in the amounts set forth on the inside cover page of this Official Statement. lnterest on the Series 2015 Bonds is payable on March 1,2016 and semiannually thereafter on each September 1 and March I until maturity or earlier redemption. Such interest shall be calculated on the basis of a 360 day year consisting of twelve 30-day months. The Agency has appointed U.S. Bank National Association, Jacksonville, Florida, as the Paying Agent for the Series 2015 Bonds (the "Paying Agent") and as the registrar for the Series 2015 Bonds (the "Registrar"). 473 In any case where the maturity date of, or the date for the payment of the principal of or interest on the Series 2015 Bonds, or the date fixed for redemption of any Series 2015 Bonds shall be a Saturday, Sunday or a day on which any Paying Agent is required, or authorized or not prohibited, by law (including executive orders) to close and is closed, then payment of such interest or principal need not be paid by the Paying Agent on such date but may be paid on the next succeeding business day on which the Paying Agent is open for business with the same force and effect as if paid on the date of maturity or date fixed for redemption, and no interest shall accrue for the penod after such date of maturity or date fixed for redemption. The Series 2015 Bonds will be registered in the name of Cede & Co., as registered owner and nominee of The Depository Trust Company, New York, New York ("DTC"). Purchases of beneficial interests in the Series 2015 Bonds will be made in book-entry-only form, without certificates. Unless a securities depository other than DTC is selected by the Agency, so long as the Series 2015 Bonds shall be in book-entry-only form, the principal of and interest on the Series 20i5 Bonds will be payable to Cede & Co. (or such other nominee selected by DTC), as registered owner thereof, and will be distributed by DTC and the DTC Participants to the Beneficial Owners (as such terms are hereinafter defined). See "DESCRIPTION oF THE SERIES 2015 BONDS - Book-Entry only System" herein. Redemption Provisions Optional Redemption The Series 2015 Bonds maturing on or before March 1,20_are not subject to redemption prior to maturity. The Series 2015 Bonds maturing on or after March 1,20_are subject to redemption prior to maturity, at the option of the Agency, on or after 1,20- in whole or in part at any time, in any order of maturity selected by the Agency and by lot or by such other manner as the Registrar shall deem appropriate within a maturity, at a redemption price equal to one hundred percent (100%) of the principal amount of the Series 20i5 Bonds to be redeemed, together with accrued interest to the date fixed for redemption. Mandatory Sinking Fund Redemption The Series 2015 Bonds maturing on March 1,20- are subject to mandatory sinking fund redemption in part prior to maturity, by lot or by such other manner as the Registrar shall deem appropriate, through the application of Amortization Requirements, at a redemptionprice equal to one hundred percent (100%) of the principal amount thereof, plus accrued interest to the redemption date, on March 1 of each year in the following amounts and in the years specified: Due (March l) * Amortization Requirement $ x Final maturify. Moneys in the Bond Redemption Account shall be used solely for the purchase, redemption or payment at maturity of the Term Bonds payable therefrom at such times as the same are subject to 474 mandatory redemption or payment. However, the Agency may at any time use money held in the Bond Redemption Account for the payment of Amortization Requirements to purchase any Series 2015 Bonds that are Term Bonds at prices not greater than the then redemption price of said Term Bonds. If the Term Bonds are not then redeemable, the Agency may purchase said Term Bonds at prices not greater than the redemption price of such Term Bonds on the next ensuing redemption date. If, by the application of moneys in the Bond Redemption Account, the Agency shall purchase or call for redemption in any year Term Bonds in excess of the Amortization Requirements for such year, such excess of Term Bonds so purchased or redeemed shall be credited in such manner and at such times as the Executive Director shall determine over the remaining payment dates. Notice of Redemption Mailing of Notice of Redemption. Notice of redemption shall be given by deposit in the U.S. mails of a copy of a redemption notice, postage prepaid, at least thirty (30) and not more than sixty (60) days before the redemption date to all registered owners of the Series 20 I 5 Bonds or portions of the Series 2015 Bonds to be redeemed at their addresses as they appear on the registration books to be maintained in accordance with the provisions of the Bond Resolution. Failure to mail any such notice to a registered owner of a Series 2015 Bond, or any defect therein, shall not affect the validity of the proceedings for redemption of any Series 201 5 Bond or portion thereof with respect to which no failure or defect occurred. Such notice shall set forth the date fixed for redemption, the rate ofinterest borne by each Series 2015 Bond being redeemed, the date of publication, if any, of a notice of redemption, the name and address of the Registrar and the Paying Agent, the redemption price to be paid and, if less than all of the Series 2015 Bonds then Outstanding shall be called for redemption, the distinctive numbers and letters, including CUSIP numbers, if any, of such Series 2015 Bonds to be redeemed and, in the case of Series 2015 Bonds to be redeemed in part only, the portion of the principal amount thereof to be redeemed. If any Series 201 5 Bond is to be redeemed in part only, the notice of redemption which relates to such Series 201 5 Bond shall also state that on or after the redemption date, upon surrender of such Series 2015 Bond, a new Series 2015 Bond or Series 2015 Bonds in a principal amount equal to the unredeemed portion of such Series 2015 Bond will be issued. Any notice of redemption that is mailed in accordance with the provisions of the Bond Resolution shall be conclusively presumed to have been duly given, whether or not the owner of the Series 2015 Bond called for redemption receives such notice. ln the case of an optional redemption of Series 2015 Bonds, the redemption notice may state that (a) it is conditioned upon the deposit of moneys with the Paying Agent or with a bank, trust company or other appropriate fiduciary institution acting as escrow agent (the "escrow agent"), in amounts necessary to effect the redemption, no later than the redemption date, or (b) the Agency retains the right to rescind such notice on or prior to the scheduled redemption date (in either case, a "Conditional Redemption"), and such notice and optional redemption shall be of no effect if such moneys are not so deposited or if the notice is rescinded as described in this paragraph. Any such notice of Conditional Redemption shall be captioned "Conditional Notice of Redemption." Any Conditional Redemption may be rescinded at any time prior to the redemption date if the Agency delivers a written direction to the Registrar directing the Registrar to rescind the redemption notice. The Registrar shall give prompt notice of such rescission to the affected Bondholders. Any Bonds subject to Conditional Redemption where redemption has been rescinded shall remain Outstanding, and neither the rescission nor the failure by the Agency to make such moneys available shall constitute a default under the Bond Resolution. Effect of Redemptian. Notice having been given in the manner and under the conditions described above, and with respect to a Conditional Redemption, the Conditional Redemption not having been 475 rescinded, the Series 2015 Bonds or portions of Series 2015 Bonds so called for redemption shall, on the redemption date designated in such notice, become and be due and payable at the redemption price provided for redemption of such Series 2015 Bonds or portions of Series 2015 Bonds on such date. On the date so designated for redemption, moneys for payment of the redemption price being held in separate accounts by the Paying Agent in trust for the registered owners of the Series 2015 Bonds or portions thereof to be redeemed, all as provided in the Bond Resolution, interest on the Series 2015 Bonds or portions of Series 201 5 Bonds so called for redemption shall cease to accrue, such Series 20 I 5 Bonds and portions of Series 2015 Bonds shall cease to be entitled to any lien, benefit or security under the Bond Resolution and shall be deemed paid thereunder, and the registered owners of such Series 2015 Bonds or portions of Series 2015 Bonds shall have no right in respect thereof except to receive payment of the redemption price thereof and to receive Series 20 1 5 Bonds for any unredeemed portions of the Series 20 1 5 Bonds. Book-Entry-0nly System DTC will act as securities depository for the Series 2015 Bonds. The Series 2015 Bonds will be issued as fully-registered securities registered in the name of Cede & Co., as DTC's partnership nominee, or such other name as may be requested by an authorized representative of DTC. One fulIy-registered Series 2015 Bond certificate will be issued for each maturity of the Series 2015 Bonds, as set forth on the inside cover page of this Official Statement, each in the aggregate principal amount of such maturity, and will be deposited with DTC. DTC, the world's largest depository, is a limited-purpose trust company organized under the New York Banking Law, a "banking organization" within the meaning of the New York Banking Law, a member of the Federal Reserve System, a "clearing corporation" within the meaning of the New York Uniform Commercial Code, and a "clearing agency" registered pursuant to the provisions of Section 17A of the Securities Exchange Act of 1934. DTC holds and provides asset servicing for over 3.5 million issues of U.S. and non-U.S. equity issues, corporate and municipal debt issues, and money market instruments from over one hundred (100) countries that its participants ("Direct Participants") deposit with DTC. DTC also facilitates the post-trade settlement among Direct Participants of sales and other securities transactions in deposited securities, through electronic computerized book-entry transfers and pledges between Direct Participants' accounts, thereby eliminating the need for physical movement of securities certificates. Direct Participants include both U.S. and non-U.S. securities brokers and dealers, banks, ffust companies, clearing corporations, and certain other organizations. DTC is a wholly-owned subsidiary of The Depository Trust & Clearing Corporation ("DTCC"). DTCC is the holding company for DTC, National Securities Clearing Corporation and Fixed lncome Clearing Corporation, all of which are registered clearing agencies. DTCC is owned by the users of its regulated subsidiaries. Access to the DTC system is also available to others such as both U.S. and non-U.S. securities brokers and dealers, banks, trust companies and clearing corporations that clear through or maintain a custodial relationship with a Direct Participant, either directly or indirectly ("Indirect Participants" and, together with Direct Participants, "DTC Participants"). DTC has Standard & Poor's rating of AA+. The DTC rules applicable to the DTC Participants are on file with the Securities and Exchange Commission. More information about DTC can be found at www,d1cq.cq14 and www.dtc.org. Purchases of Series 2015 Bonds under the DTC system must be made by or through Direct Participants, which will receive a credit for the Series 2015 Bonds on DTC's records. The ownership interest of each actual purchaser of each Series 2015 Bond ("Beneficial Owner") is in turn to be recorded on the DTC Participants' records. Beneficial Owners will not receive written confirmation from DTC of their purchase but Beneficial Owners are expected to receive written confirmations providing details of l0 476 the transaction, as weil as periodic statements of their hoidings, from the DTC Participant through which the Beneficial Owner entered into the transaction. Transfers of ownership interests in the Series 2015 Bonds are to be accomplished by entries made on the books of DTC Participants acting on behalf of Beneficiai Owners. Beneficial Owners will not receive certificates representing their ownership interests in Series 2015 Bonds, except in the event that use of the book-entry system for the Series 2015 Bonds is discontinued. To facilitate subsequent transfers, all Series 2015 Bonds deposited by Direct Participants with DTC are registered in the name of DTC's partnership nominee, Cede & Co, or such other name as may be requested by an authorized representative of DTC" The deposit of Series 2015 Bonds with DTC and their registration in the name of Cede & Co., or such other DTC nominee, will not effect any change in beneficial ownership of the Series 2015 Bonds. DTC has no knowledge of the actual Beneficial Owners of the Series 2015 Bonds; DTC's records reflect only the identity of the Direct Participants to whose accounts such Series 2015 Bonds are credited, which may or may not be the Beneficial Owners. The DTC Participants will remain responsible for keeping account of their holdings on behalf of their customers. Conveyance of notices and other communications by DTC to Direct Participants, by Direct Participants to lndirect Participants, and by DTC Participants to Beneficial Owners, will be governed by arrangements among them, subject to any statutory or regulatory requirements as may be in effect from time to time. Beneficial Owners of the Series 2015 Bonds may wish to take certain steps to augment the transmission to them of notices of significant events with respect to the Series 2015 Bonds, such as redemptions, defaults and proposed amendments to the documents securing the Series 2015 Bonds. For example, Beneficial Owners of the Series 2015 Bonds may wish to ascertain that the nominee holding the Series 2015 Bonds for their benefit has agreed to obtain and transmit notices to Beneficial Owners. In the alternative, Beneficial Owners may wish to provide their names and addresses to the Registrar and request that copies of notices are provided directly to them. Redemption notices shall be sent by the Registrar to DTC. If less than all of the Series 2015 Bonds within an issue are being redeemed, DTC's practice is to determine by lot the amount of the interest of each Direct Participant in such issue to be redeemed. Neither DTC nor Cede & Co. (nor any other DTC nominee) will consent or vote with respect to Series 2015 Bonds unless authorized by a Direct Participant in accordance with DTC's Procedures. Under its usual procedures, DTC mails an Omnibus Proxy to the Agency as soon as possible after the record date. The Omnibus Proxy assigns Cede & Co.'s consenting or voting rights to those Direct Participants to whose accounts the Series 2015 Bonds are credited on the record date (identified in a listing attached to the Omnibus Proxy). Principal and interest payments on the Series 2015 Bonds will be made to Cede & Co., or to such other nominee as may be requested by an authorized representative of DTC. DTC's practice is to credit Direct Participants' accounts upon DTC's receipt of funds and corresponding detail information from the Agency or the Paying Agent on the payable date in accordance with their respective holdings shown on DTC's records. Payments by DTC Parlicipants to Beneficial Owners will be governed by standing instructions and customary practices, as is the case with securities held for the accounts of customers in bearer form or registered in "street name," and will be the responsibility of such Participant and not of DTC, its nominee, the Paying Agent or the Agency, subject to any statutory or regulatory requirements as may be in effect from time to time. Payment of principal and interest to Cede & Co. (or such other nominee as may be requested by an authorized representative of DTC) is the responsibility of the Agency or the Paying Agent, disbursement of such payments to Direct Participants shall be the responsibility of 1l 477 DTC, and disbursement of such payments to the Beneficial Owners shall be the responsibility of DTC Participants. When reference is made to any action which is required or permitted to be taken by the Beneficial Owners, such reference shall only relate to those permitted to act (by statute, regulation or otherwise) on behaif of such Beneficial Owners for such purposes. When notices are given, they shall be sent by the Agency only to DTC. DTC may discontinue providing its services as securities depository with respect to the Series 201 5 Bonds at any time by giving reasonable notice to the Agency or the Paying Agent. Under such circumstances, in the event that a successor securities depository is not obtained, bond certificates representing the Series 2015 Bonds are required to be printed and delivered. The Agency may decide to discontinue use ofthe system ofbook-entry transfers through DTC (or a successor securities depository). ln that event, bond certificates representing the Series 2015 Bonds will be printed and delivered. Thereafter, Series 2015 Bond certificates may be transferred and exchanged as described in the Bond Resolution. See "APPENDIX D - The Bond Resolution." SO LONG AS CEDE & CO., AS NOMINEE FOR DTC, IS THE SOLE REGISTERED OWNER OF TIIE SERIES 2015 BONDS, THE AGENCY, THE REGISTRARAND THE PAYING AGENT SHALL TREAT CEDE & CO. AS THE ONLY OWNER OF THE SERIES 2015 BONDS FOR ALL PURPOSES UNDER THE BOND RESOLUTION, INCLUDING RECEIPT OF ALL PRINCIPAL OF AND INTEREST ON THE SERIES 2015 BONDS, RECEIPT OF NOTICES, VOTING AND REQUESTING OR DIRECTING TIIE AGENCY, THE REGISTRAR AND TITE PAYING AGENT TO TAKE OR NOT TO TAKE, OR CONSENTING TO, CERTAIN ACTIONS IINDER THE BOND RESOLUTION. THE AGENCY, TIIE REGISTRAR AND THE PAYING AGENT HAVE NO RESPONSIBILITY OR OBLIGATION TO THE DTC PARTICIPANTS OR THE BENEFICIAL OWNERS WITH RESPECT TO (A) THE ACCURACY OF ANY RECORDS MAINTAINED BY DTC OR ANY DTC PARTICIPANT; (B) THE PAYMENT BY ANY DTC PARTICIPANT OF ANY AMOTINT DUE TO ANY BENEFICIAL OWNER IN RESPECT OF TIIE PRINCIPAL OF AND INTEREST ON THE SERIES 2015 BONDS; (C) TIIE DELIVERY OR TIMELINESS OF DELIVERY BY ANY DTC PARTICIPANT OF ANY NOTICE TO ANY BENEFICIAL OWNERWHICIIIS REQUIRED ORPERMITTED UNDERTHE TERMS OF TIIE BOND RESOLUTION TO BE GMN TO BONDHOLDERS; OR (D) OTHER ACTION TAKEN BY DTC OR CEDE & CO., AS THE REGISTERED OWNER OF THE SERIES 2015 BONDS. The information in this section concerning DTC and DTC's book-entry system has been obtained from sources that the Agency believes to be reliable, but the Agency and the Underwriters take no responsibility for the accuracy of such information. SECURITY AND SOURCES OF PAYMENT Pledged Funds The payment of the principal of, redemption premium, if any, and interest on all Bonds are secured equally and ratably by a first lien on and pledge of the Pledged Funds, which consist of (i) the Trust Fund Revenues and (ii) except for moneys, securities and instruments in the Rebate Fund, all moneys, securities and instruments held in the funds and accounts established under the Bond Resolution. "Trust Fund Revenues" means the revenues derived from the Redevelopment Area and received by the Agency for deposit into the Trust Fund pursuant to Section 163.387, Florida Statutes, as amended, and Ordinances of 12 478 the City and the County establishing the Trust Fund and providing for the deposit therein of tax increment revenues from each "taxing authority," in accordance with the provisions of the Act. Pursuant to such provisions of the Act and Ordinances of the City and the County, as of the issuance of the Series 2015 Bonds, "taxing authority" shall mean the City and the County. See "THE AGENCY - Creation of Agency and Redevelopment Areas" herein. "Redevelopment Area" means the "City Center/Ilistoric Convention Village Redevelopment and Revitalization Area" located within the City and found by the City to be a "blighted area" within the meaning of the Act and as described in the Redevelopment Plan, as the geographic boundaries of such area may be changed from time to time, as permitted under the Act. See "THE AGENCY - Creation of Agency and Redevelopment Areas" herein. Trust Fand. In accordance with Section 163.387 of the Act, annual funding of the Trust Fund must be in an amount not less than that increment in the income, proceeds, revenues and funds of each taxing authority derived from or held in connection with the undertaking or carrying out of the Redevelopment Plan. The increment is an amount equal to ninety-five percent (95%) of the difference between: (i) The amount of ad valorem taxes levied each year by each taxing authority, exclusive of any amount from any debt service millage, on taxable real property contained within the geographic boundaries of the Redevelopment Area; and (ii) The amount of ad valorem taxes which would have been produced by the rate upon which the tax is levied each year by or for each taxing authority, exclusive of any debt service millage, upon the total of the assessed value of the taxable real property in the Redevelopment Area, as shown on the most recent assessment roll used in connection with the taxation of such properfy by each taxing authority prior to the effective date of the ordinance establishing the Trust Fund (the "Base Year"). The Base Year for the Redevelopment Area is 1992. Each taxing authority must, by January I of each year, appropriate to the Trust Fund for so long as any Bonds are Outstanding a sum which is no less than the increment defined in the Act accruing to such taxing authority. Any taxing authority that does not pay the increment to the Trust Fund by January I must pay an amount equal to five percent (5%) of the amount of the increment and must pay interest on the amount of the increment equal to one percent (1%) for each month the increment is outstanding; provided, however, that the Agency may waive such penalty payments in whole or in part. The increment is used to measure the amount of the contribution which must be appropriated and contributed by each taxing authority that is required to make payments. The taxing authorities are not required and cannot be compelled to levy ad valorem taxes to generate any such increment to make such payments. The statutory obligation of a taxing authority to make the required payments to a community redevelopment trust fund continues for so long as a community redevelopment agency has indebtedness outstanding pledging tax increment revenues to the payment thereof, but not to exceed thirty (30) fiscal years from the date tax increment revenues were first deposited into the redevelopment trust fund or the fiscal year in which the redevelopment plan is subsequently amended and in no event later than sixty (60) years after the fiscal year in which the redevelopment plan was initially approved or adopted. Additionally, the obligation of the governing body which established a community redevelopment agency to fund the community redevelopment trust fund annually continues until all loans, advances and 13 479 indebtedness, if any, and interest thereon, of a community redevelopment agency incurred as a result of redevelopment in a community redevelopment area have been paid. The original Redevelopment Plan was adopted by the Agency and approved by the City on February 12,1993 and by the County on March 30, 1993. The Redevelopment Plan has been amended by the Agency since its original adoption. The Redevelopment Plan was most recently amended on November 19, 2014 to, among other things, extend the time period for the existence of the Agency from the Fiscal Year ending September 30, 2023 to the earlier of (i) the date no indebtedness pledging tax increment revenues of the Agency remains outstanding or (ii) March 30, 2044. Such amendment was approved by the Agency and the City on November 19,2014 and by the County on December 14,2074. See "THE AGENCY - Creation of Agency and Redevelopment Areas and - RDA Interlocal Agreement" herein- Exemptions from Trust Fund. Notwithstanding the foregoing description of the requirements imposed on each taxing authority to deposit tax increment revenues into the Trust Fund, Section 163.387(2)(c) of the Act exempts frompayment of the tax increment described above the following: (i) A special district that levies ad valorem taxes on taxable real property in more than one county; (ii) A special district for which, at the time the ordinance providing for the funding of the redevelopment trust fund is adopted, the sole available source of revenue such district has the authority to levy is ad valorem taxes; or any revenues or aid of such special district that may be dispensed or appropriated to a mosquito control district at the discretion of an entity other than such district; (iii) A library district, unless the community redevelopment agency had validated bonds as of April 30,1984; (iv) A neighborhood improvement district created by the laws of the State under the Safe Neighborhoods Act; (") A metropolitan transportation authority; or (vi) A water management district created under Section373.069, Florida Statutes. None of the taxing authorities of the Agency are exempt from the payment of tax increment pursuant to Section 163.387(2)(c) of the Act. In addition to the exemptions provided in Section 163.387(2)(c) of the Act, Section 163.387(2Xd) of the Act provides that the City may exempt from payment of the tax increment described above special districts that levy ad valorem taxes within the community redevelopment area of the Agency, either in the City's sole discretion or in response to a request from a special district. The Agency has entered into several lnterlocal Agreements relating to the use of Trust Fund Revenues. The most recent of such agreements is the Third Amendment to the Interlocal Cooperation Agreement dated January 20, 2015 (the "Third Amendment") among the Agency, the City and the County. The three (3) taxing authorities in the Redevelopment Area are the City, the County and The Children's Trust. However, pursuant to the terms of the Third Amendment, upon the refunding of all of the Outstanding Prior Bonds, The Children's Trust shall become exempt from the requirement to deposit tax increment revenues into the Trust Fund. As a 14 480 result of the Third Amendment, upon issuance of the Series 20i5 Bonds, The Children's Trust shall constitute a taxing authority that shall be exempt pursuant to Section 163.387(2Xd) of the Act. Each of the other provisions under the Third Amendment which have an impact on Trust Fund Revenues are obligations that are subordinate to the requirement to make deposits into the funds and accounts under the Bond Resolution to satisfy the Debt Service Requirement and the Reserve Account Requirement. See "SECURITY AND SOURCES OF PAYMENT - Flow of Funds" herein. Flow of Funds Creation of Funds and Accounls. Pursuant to the Act, the City and the County created the Trust Fund and established the Redevelopment Area. See "THE AGENCY - Creation of Agency and Redevelopment Areas" herein. The Bond Resolution created the "Miami Beach Redevelopment Agency Sinking Fund (City CenterAlistoric Convention Village)" (the "sinking Fund") and established four (4) separate accounts therein for the benefit of the Holders of all Outstanding Bonds. The accounts created in the Sinking Fund are the "Interest Account," the "Principal Account," the "Bond Redemption Account" and the "Debt Service Reserve Account." The Bond Resolution also created the "Miami Beach Redevelopment Agency Rebate Fund (City Center/flistoric Convention Village)" (the "Rebate Fund"), which fund shall be maintained by the Agency separate and apart from all other funds and accounts of the Agency and which fund shall not be subject to the lien of the Bond Resolution in favor of Holders of the Bonds. The Agency shall deposit pledged Funds into the Rebate Fund in the amounts required to be paid to the United States of America to satisfy the arbitrage rebate covenants made by the Agency in connection with the issuance of Tax-Exempt Bonds. In addition, the Bond Resolution created the "Miami Beach Redevelopment Agency Construction Fund (Ciry Center,rllistoric Convention Village)" (the "Construction Fund"). Separate accounts within the Construction Fund shall be created for the deposit of proceeds of each Series of Bonds and other available moneys to fund Redevelopment Projects being funded from proceeds of such Series of Bonds and other available moneys. Proceeds and other moneys on deposit in the Construction Fund shall be disbursed by the Agency to pay costs of the Redevelopment Project for which the applicable Series of Bonds was issued. If for any reason moneys in the Construction Fund, or any part thereol including any investment earnings on deposit therein, are not necessary for, or are not applied to the purposes provided for the applicable Series ofBonds, then such unappliedproceeds, upon certification ofa duly authorized official of the Agency that such surplus proceeds are not needed for such pu{poses, shall be applied to the redemption or purchase or payment of principal of Outstanding Bonds. Each of the funds and accounts created in the Bond Resolution shall be held and administered by the Agency. Such funds and accounts shall constitute trust funds (except for the Rebate Fund) held solely for the purposes provided in the Bond Resolution. Deposit and Use of Trust Fund Revenaes. As soon as the same are received by the Agency, all Trust Fund Revenues shall be deposited into the Trust Fund. The Trust Fund shall constitute a trust fund for the purposes provided in the Bond Resolution, shall be held by the Agency and shall be maintained separate and distinct from all other funds of the Agency and used only for the purposes and in the manner provided in the Bond Resolution and the Act. In each Fiscal Year, all Trust Fund Revenues deposited in the Trust Fund during such Fiscal Year shall be disposed of by the Agency only in the following manner: 15 481 (1) Trust Fund Revenues shall first be used, to the fuil extent required, for deposit into the lnterest Account in the Sinking Fund, immediately upon receipt of such Trust Fund Revenues, of such sums as shall be sufficient to pay the interest becoming due on the Bonds during the current calendar year (or if such Trust Fund Revenues are deposited in the Trust Fund during the first quarter of such Fiscal Year, to pay the interest becoming due on the Bonds through the end of the next succeeding calendar year); provided, however, that such deposit for interest shall not be required to be made into the Interest Account to the extent that money on deposit therein is sufficient for such purpose. The Agency shall, on the business day prior to each Interest Payment Date, transfer to the Paying Agent moneys in an amount equal to the interest due on such lnterest Payment Date or shall advise the Paying Agent of the amount of any deficiency in the amount on deposit in the Interest Account so that the Paying Agent may give appropriate notice required to provide for the payment of such deficiency from any Reserve Account Insurance Policy or Reserve Account Letter of Credit on deposit in the Debt Service Reserve Account. (2) (a) Trust Fund Revenues shall next be used, to the full extent required, for deposit into the Principal Account in the Sinking Fund, immediately upon receipt of such Trust Fund Revenues, of such sums as shall be sufficient to pay the principal amount of Serial Bonds which will mature during the current calendar year (or if such Trust Fund Revenues are deposited in the Trust Fund during the first quarter of such Fiscal Year, to pay the principal amount of Seria1 Bonds which will mature through the end of the next succeeding calendar year); provided, however, that such deposit for principal shall not be required to be made into the Principal Account to the extent that money on deposit therein is sufficient for such purpose. The Agency shall, on the business day prior to each principal payment date, transfer to the Paying Agent moneys in an amount equal to the principal due on such principal payment date or shall advise the Paying Agent of the amount of any deficiency in the amount on deposit in the Principal Account so that the Paying Agent may give appropriate notice required to provide for the payment of such deficiency from any Reserve Account lnsurance Policy or Reserve Account Letter of Credit on deposit in the Debt Service Reserve Account. (b) Trust Fund Revenues shall next be used, to the full extent required, for deposit into the Bond Redemption Account in the Sinking Fund, immediately upon receipt of such Trust Fund Revenues, of such Amortization Requirements as may be required for the payment of the Term Bonds payable from the Bond Redemption Account during the current calendar year (or if such Trust Fund Revenues are deposited in the Trust Fund during the first quarter of such Fiscal Year, for the payment of the Term Bonds payable from the Bond Redemption Account through the end ofthe next succeeding calendar year). (3) Trust Fund Revenues shall next be used, to the fuIl extent required, for deposit into the Debt Service Reserve Account, immediately upon receipt of such Trust Fund Revenues, of the difference between the amount on deposit in the Debt Service Reserve Account (including any Reserve Account Insurance Policy or Reserve Account Letter of Credit) and the Reserve Account Requirement for the Bonds Outstanding, and, provided further, that no payments shall be required to be made into the Debt Service Reserve Account whenever and as long as the amount deposited therein (including any Reserve Account Insurance Policy or Reserve Account Letter of Credit) shall be equal to the Reserve Account Requirement for the Bonds Outstanding. t6 482 (4) Trust Fund Revenues shall next be used for the payment of any subordinated obligations issued by the Agency under the Bond Resolution, which subordinate obligations shall have such lien on the Trust Fund Revenues as the Agency shall determine in the proceedings authorizing the issuance of such subordinated obligations. (5) Thereafter, the balance of any Trust Fund Revenues remaining in the Trust Fund shall, subject to the requirement to deposit moneys into the Rebate Fund, be used by the Agency for any lawful purposes, including payment ofany fees and expenses ofthe Fiduciaries; provided, however, that none of such Trust Fund Revenues shall ever be used for the purposes provided in this paragraph (5) unless all payments required in paragraphs (1) through (4) above, including any deficiencies for prior payments and any amounts due to the issuer of any Reserve Account Insurance Policy or Reserve Account Letter of Credit, have been made in full to the date of such use. Notwithstanding anything in the preceding paragraphs (1) and (2) to the contrary, failure to make the scheduled payments specified therein shall not constitute a breach of the Agency's obligations under the Bond Resolution so long as, on the date that any interest or principal payment is due on the Bonds, monies sufficient to make such payment are on deposit in the lnterest Account, Principal Account or the Bond Redemption Account, as the case may be. ln addition, if any amount applied to the payment of principal of, premium, if any, and interest on the Bonds that would have been paid from an account in the Sinking Fund, is paid instead under a Credit Facility, amounts deposited in such relevant account may be paid, to the extent required, to the issuer of the Credit Facility having therefore made said corresponding payment. Debt Service Reserve Account The Bond Resolution established the Debt Service Reserve Account for the benefit of the Bonds and requires that the amount held therein equal the Reserve Account Requirement. "Reserve Account Requirement" means the least of (i) the Maximum Annual Debt Service on all Bonds Outstanding, (ii) 125% of the Average Annual Debt Service on all Bonds Outstanding, or (iii) 10% of the proceeds of the Bonds within the meaning of the Code. Moneys in the Debt Service Reserve Account shall be used only for the purpose of making payments of principal of and interest on the Bonds when the moneys in the Funds and Accounts held pursuant to the Bond Resolution and available for such purpose are insufficient therefor. Any moneys in ih. p"bt Service Reserve Account in excess of the Reserve Account Requirement for the Bonds Outstanding may, in the discretion of the Agency, be transferred to and deposited in the Interest Account, the Principal Account or the Bond Redemption Account as the Agency at its option may determine' Notwithstanding the foregoing provisions, in lieu of or in substitute for the required deposits (including existing deposits therein) into the Debt Service Reserve Account, the Agency may cause to be deposited into the Debt Service Reserve Account a Reserve Account lnsurance Policy or a Reserve Account Letter of Credit for the benefit of the Holders of the Bonds Outstanding, which Reserve Account Insurance Policy or Reserve Account Letter of Credit shall be payable or available to be drawn upon, as the case may be (upon the giving of notice as required thereunder), on any Interest Payment Date on which a deficiency exists which cannot be cured by moneys in any other Fund or Account held pursuant to the Bond Resolution and available for such purpose. t1 483 If any such Reserve Account Insurance Policy or Reserve Account Letter of Credit is substituted for moneys on deposit in the Debt Service Reserve Account, the excess moneys in the Debt Service Reserve Account shall be transferred to and deposited in the Interest Account, the Principal Account or the Bond Redemption Account as the Agency at its option may determine. If a disbursement is made under the Reserve Account Insurance Policy or the Reserve Account Letter of Credit, the Agency shall be obligated to either reinstate the maximum limits of such Reserve Account Insurance Policy or Reserye Account Letter of Credit following such disbursement or to deposit into the Debt Service Reserve Account from the Trust Fund Revenues funds in the amount of the disbursements made under such Reserve Account Insurance Policy or Reserve Account Letter of Credit, or a combination of such alternatives as shall equal the Reserve Account Requirement for the Bonds Outstanding. In the event that upon the occurrence of any deficiency in the lnterest Account, the Principal Account or the Bond Redemption Account, the Debt Service Reserve Account is then funded with one or more Reserve Account Insurance Policies and,lor Reserve Account Letters of Credit, the Agency or the Paying Agent, as applicable, shall, on an interest or principal payment date or mandatory redemption date to which such deficiency relates, draw upon or cause to be paid under such facilities, on a pro-rata basis thereunder, an amount sufficient to remedy such deficiency, in accordance with the terms and provisions of such facilities and any corresponding reimbursement or other agreement governing such facilities; provided however, that if at the time of such deficiency the Debt Service Reserve Account is only partially funded with one or more Reserve Account Insurance Policies and/or Reserve Account Letters of Credit, prior to drawing on such facilities or causing payments to be made thereunder, the Agency shall first apply any cash and securities on deposit in the Debt Service Reserve Account to remedy the deficiency and, if after such application a deficiency still exists, the Agency or the Paying Agent, as applicable, shall make up the balance of the deficiency by drawing on such facilities or causing payments to be made thereunder. Amounts drawn or paid under a Reserve Account lnsurance Policy or Reserve Account Letter of Credit shall be applied only for the purpose of making payments of principal of and interest on the Bonds when the moneys in the Funds and Accounts held pursuant to the Bond Resolution and available for such purpose are insufficient therefor. Any amounts drawn or paid under a Reserve Account lnsurance Policy or Reserve Account Letter of Credit shall be reimbursed to the issuer thereof in accordance with the terms and provisions of the reimbursement or other agreement governing such facility. [The Agency will, on the date of issuance of the Series 2015 Bonds, deposit into the Reserve Account from proceeds of the Series 2015 Bonds an amount equal to the Reserve Account Requirement for the Series 2015 Bonds or, in lieu of such a deposit or any portion thereof, wili deposit a Reserve Account Insurance Policy and/or Reserve Account Letter of Credit.l Additional Bonds Pursuant to the Bond Resolution, no additional Bonds, payable out of the Pledged Funds, including, without limitation, Trust Fund Revenues, on a parity with the Series 2015 Bonds shall be issued unless certain conditions set forth in the Bond Resolution are met, including: (i) The Agency must be current in all deposits and payments required under the Bond Resolution and the Agency must be currently in compliance with the covenants and provisions of the Bond Resolution and any supplemental resolution hereafter adopted for the issuance of additional parity Bonds, unless upon the issuance of such additional parity Bonds the Agency will be in compliance with all such covenants and provisions, 18 484 (iD The aggregate of the Trust Fund Revenues (not including any portion thereof which may be attributable to investment earnings) received by the Agency during the immediateiy preceding Fiscal Year were at least equal to one hundred fifty percent (150%) of the Maximum Annual Debt Service on (a) the Bonds originally issued pursuant to the Bond Resolution and then Outstanding, (b) any additional parity Bonds theretofore issued and then Outstanding, and (c) the additional parity Bonds then proposed to be issued. The Agency need not comply with the requirement described in subparagraph (ii) above in the issuance of additional parity Bonds if and to the extent the Bonds to be issued are refunding Bonds delivered in lieu of or in substitution for Bonds originally issued under the Bond Resolution or previously issued additional parity Bonds, if the Agency shall cause to be delivered a certificate of the Executive Director of the Agency setting forth (1) the Maximum Annual Debt Service (a) with respect to the Bonds of all Series Outstanding immediately prior to the date of authentication and delivery of such refunding Bonds, and (b) with respect to the Bonds of all Series to be Outstanding immediately thereafter, and (2) that the Maximum Annual Debt Service set forth pursuant to (b) above is no greater than that set forth pursuant to (a) above. The term "additional parity Bonds" shall be deemed to mean additional obligations evidenced by Bonds issued under the provisions and within the limitations set forth in the Bond Resolution, as generally described herein, to finance Redevelopment Projects payable from the Pledged Funds on a parity with Bonds originally authorized and issued pursuant to the Bond Resolution. Such Bonds shall be deemed to have been issued pursuant to the Bond Resolution the same as the Bonds originally authorized and issued pursuant to the Bond Resolution and all of the covenants and other provisions of the Bond Resolution (except as to details of such Bonds evidencing such additional parity obligations inconsistent therewith) shall be for the equal benefit, protection and security of the Holders of any Bonds originally authorized and issued pursuant to the Bond Resolution and the Holders of any Bonds evidencing additional obligations subsequently issued within the limitations of and in compliance with the provisions herein describing the issuance of additional parity Bonds. All of such Bonds, regardless of the time or times of their issuance, shall rank equally with respect to their lien on the Pledged Funds and their sources and security for payment therefrom, without preference of any Bonds over any other Bonds. The term "additional parity Bonds" shall not be deemed to include bonds, notes, certificates or other obligations subsequently issued in accordance with the Bond Resolution, the lien of which on the Pledged Funds is subject to the prior and superior lien on the Pledged Funds of the Bonds. The Agency has covenanted in the Bond Resolution that it shall not issue any obligations whatsoever payable from the Pledged Funds which rank prior to or equally as to lien and source and security for their payment from the Pledged Funds with the Bonds, except in the manner and under the conditions provided in the Bond Resolution for the issuance of additional parity Bonds or pursuant to the provisions of the Bond Resolution relating to the issuance of other obligations thereunder. Also, see "THE AGENCY - RDA Interlocal Agreement" for a description of certain additional restrictions relating to the issuance of additional parity Bonds. Other Obligations Secured by Pledged Funds Except upon the conditions and in the manner provided in the Bond Resolution, the Agency has covenanted that it will not issue any other obligations payable from the Pledged Funds, nor voluntarily create or cause to be created any debt, lien, pledge, assignment, encumbrance or any other charge having priority to or being on a parity with the lien of the Bonds on the Pledged Funds; provided, however, that 19 485 the Agency may (i) enter into agreements with issuers of Credit Facilities which involve liens on the Pledged Funds on a parity with that of the Series of Bonds or portion thereof which is supported by such Credit Facilities solely with respect to any reimbursement obligations due such issuers which evidence amounts equal to the scheduled statedprincipal (including, without limitation, Amortization Requirements) and interest due on the Series of Bonds or portion thereof which is supported by such Credit Facilities. Any other obligations, in addition to the Bonds authorized by the Bond Resolution or additional parity Bonds issued under the terms, restrictions and conditions contained in the Bond Resolution, and obligations to issuers ofCredit Facilities as described above, shall provide that such obligations arejunior, inferior and subordinate in all respects to the Bonds issued pursuant to the Bond Resolution as to lien on and source and security for payment from the Pledged Funds and in all other respects. However, nothing in the Bond Resolution shall be deemed to prohibit the Agency from entering into currency swaps or other arrangements for hedging interest rates on any indebtedness. Also, see "THE AGENCY - RDA Interlocal Agreement" for a description of certain additional restrictions relating to the issuance of obligations payable from the Pledged Funds. Limited Liability The Series 2015 Bonds shall not be and shall not be deemed to constitute a debt, Iiability or obligation of the Agency, the City, the County, the State or any political subdivision thereof within the meaning of any constitutional, statutory or charter provisions or limitations, or a pledge of the faith and credit of the Agency, the City, the County, the State or any political subdivision thereof, but shall be payable solely from the Pledged Funds. No Holder or Holders of any Series 2015 Bonds shall ever have the right to compel the exercise of the ad valorem taxing power of the City, the County, the State or any political subdivision thereof, or taxation in any form of any real or personal property therein, or the application of any funds of the Agency, the City, the County, the State or any political subdivision thereof to pay the Series 2015 Bonds or the interest thereon or the making of any sinking fund or reserve payments provided for in the Bond Resolution, other than the Pledged Funds. The Series 2015 Bonds and the obligations evidenced thereby shall not constitute a lien upon any property owned by or siluated within the corporate territory of the Agency or the City, but shall constitute a lien only on the Pledged Funds, to the extent, in the manner, and with the priority of application provided in the Bond Resolution. See "APPENDIX D - The Bond Resolution." Modifications or Supplements to Bond Resolution No adverse material modification or amendment may be made to the Bond Resolution without the consent in writing of (a) the Holders of more than fifty percent (50%) in aggregate principal amount of the Bonds then Outstanding or (b) in case less than all of the several Series of Bonds then Outstanding are affected by the modification or amendment, the Holders of more than fifty percent (50%) in aggregate principal amount of the Bonds of each Series so affected and Outstanding at the time such consent is given. However, no modification or amendment shall permit (i) a change in the maturity of any of the Bonds or a reduction in the rate of interest thereon, (ii) a change in the promise of the Agency to pay the principal of and interest on any Bonds, as the same mature or become due, from the Pledged Funds, or (iii) a reduction in the required percentage of Holders of the Bonds, as described above, for modifications or amendments, without the consent of all of the Holders of the Bonds outstanding. For the purpose of Bondholders' voting rights or consents authorized by the Bond Resolution, the consent of the Holders of any additional Series of Bonds shall be deemed given if the underwriters or initial purchasers for resale consent in writing to such supplemental resolution and the nature of the 20 486 amendment effected by such supplemental resolution is disclosed in the official statement or other offering document pursuant to which such additional Series of Bonds is offered and sold to the public. In addition, for purposes of providing the written consent of the Holders of any Series of Bonds to any supplemental resolution modi$zing or amending any term or provision of the Bond Resolution, to the extent any Series of Bonds is secured by a Credit Facility, the consent of the issuer the Credit Facility for such Series of Bonds shall constitute the consent of the Holders of such Bonds. Notwithstanding the foregoing, the Agency may, from time to time, without the consent of the Holders of any Series of Bonds, amend, change, modiSr or alter the Bond Resolution for any of the specifically authorized reasons set forth in Sections 601(a) through (h) of the Bond Resolution. See "APPENDX D - The Bond Resolution." MT]NICIPAL BOND INSURANCE TO COME, IF NEEDED IREMAINDER OF PAGE INTENTIONALLY LEFT BLANK] 2t 487 DEBT SERVICE SCHEDULE The following table sets forth the Debt Service Requirement 2015 Bonds. for each Fiscal Year for the Series Total Outstanding Bonds Series 20 I 5A Bonds Series 20158 BondsFiscal Year 2016 2017 201 8 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 2034 2035 2036 2037 2038 2039 2040 204t 2042 2043 2044 Total Principal Interest $$ Principal Interest $$$ Total $ Total $: $: $- $: THE AGENCY s_$_ General The Agency is a public body corporate and politic, and a public instrumentality, created by the City in 1976 pursuant to the Act in order to pursue a program of community redevelopment within designated portions of the City, as permitted by the Act. The primary objective of the Agency is to formulate and implement a workable program for utilizing appropriate private and public resources to eliminate and prevent the development and spread of blighted conditions in the designated redevelopment areas. 22 488 The funding required to accomplish the objectives of the Agency may involve a variety of sources, but emphasis for such funding is placed primarily on tax increment revenue financings. Tax increment revenue financing provides a mechanism for tax revenues generated by properties within sium and blighted areas to effectively pay for redevelopment in the area, without reducing the amount of tax revenues received by taxing authorities in the area when the redevelopment trust fund is created. See "SECURITY AND SOURCES OF PAYMENT - Pledged Funds" herein. Creation of Agency and Redevelopment Areas On January 26, 1993, the Board of County Commissioners of Miami-Dade County, Florida (the "County Commission") adopted Resolution No. R-14-93, which among other things (i) found the area in the City bounded on the East by the Atlantic Ocean, on the North by 24th Street, on the West by West Avenue and on the South by 14th Lane (the "Redevelopment Area") to be a "blighted area," within the meaning of Section 163.340(8) of the Act, (ii) determined that the Redevelopment Area was in need of rehabilitation, conservation, redevelopment, or a combination of such activities and (iii) delegated to the City, pursuant to Section 163.410 of the Act, the power to (a) make findings and determine the Redevelopment Area to be a slum and/or blighted area, (b) make findings of necessity as to the rehabilitation, conservation, and/or redevelopment of the Redevelopment Area, (c) create a community redevelopment agency and delegate powers to the agency, or declare itself as the agency with the power to exercise such powers assigned to the agency, and (d) initiate, prepare and adopt a plan of redevelopment and any amendments thereto, subject to the review and approval of the County Commission. In response to the findings in Resolution No. R-14-93, on February 3, 1993 the City Commission adopted Resolution No. 93-20709, which among other things (i) declared the Redevelopment Area, known as the "City Center/llistoric Convention Village Redevelopment and Revitalization Area," to be a "blighted area," (ii) determined that the Redevelopment Area was in need of rehabilitation, conservation, redevelopment, or a combination of such activities, (iii) declared that the City's existing community redevelopment agency would serve as the community redevelopment agency for the Redevelopment Area, with all of the powers permitted a community redevelopment agency under the Act, and with the City Commission serving as the members of the Agency, and (iv) directed the initiation, preparation and adoption of a redevelopment plan for the Redevelopment Area. On February 3, 1993, the Agency adopted Resolution No. 126-93 accepting the findings and delegations of the City in Resolution No. 93-20709. As directed, the Agency caused the Redevelopment Plan to be prepared. The Redevelopment Plan provided for initiatives and objectives to revitalize the area surrounding the Convention Center and Lincoln Road and foster the development of a convention hotel and necessary linkages to the Convention Center. Pursuant to Resolution No. 93-2072 adopted by the City Commission on February 12, 1993, the City approved the Redeveiopment Plan and directed its implementation. The Redevelopment Plan and the Interlocal Cooperation Agreement between the City and the County, dated and executed on November 16, 1993 (the "RDA lnterlocal Agreement") providing for certain responsibilities related to operations in the Redevelopment Area, were approved by the County pursuant to Resolution No. R-317-93 adopted by the County Commission on March 30, 1993. ln accordance with Section 163.387 of the Act, on February 24,1993 the City Commission enacted Ordinance No. 93-2836 to create the Trust Fund. On April 27, 1993 the County Commission enacted Ordinance No. 93-28 approving the creation of the Trust Fund. Ordinance No. 93-2836 was amended by the City Commission's enactment of Ordinance No. 2014-3901 on November 8,2074 and Ordinance No. 93-28 was amended by the County Commission's enactment of Ordinance No. l4-133 on December 16, 20i4 Such amending Ordinances approved on behalf of the City and the County, respectively, amendments z-) 489 to the Trust Fund to provide for (i) extension of the Trust Fund to the earlier of March 31,2044 or the date the Agency lndebtedness is no longer outstanding and (ii) exemption of The Children's Trust from the obligation to deposit tax increment into the Trust Fund upon the earlier of March 31,2023 or the date the Outstanding Prior Bonds are no longer outstanding. The Redevelopment Area is located partly within and partly adjacent to the City's Art Deco District, and covers approximately fifty (50) city blocks, containing approximately three hundred thirty-t'wo (332) acres of land, [of which approximately twenty-nine percent (29%) is currently occupied by public space and approximately seventy-one percent (71%) by private use.l The Redevelopment Area includes the Lincoln Road Mall, the Convention Center, the Fillmore Miami Beach at the Jackie Gleason Theater, the Loews Miami Beach Hotel, the Royal Palm Crowne Plaza Resort Hotel and the Collins Park Cultural Center. The Redevelopment Area is the second area within the City to be designated for redevelopment by the Agency. The first of such areas included the redevelopment of South Shore, which is the area of the City South of Sixth Street. Such redevelopment area is known as the South Pointe Redevelopment District. As of September 30, 2005, the South Pointe Redevelopment District ceased to be a redevelopment area of the Agency. RDA Interlocal Agreement To provide for responsibilities and operations of the Agency and certain uses of Trust Fund Revenues, the City and the County have entered into various agreements, including amendments to the RDA Interlocal Agreement. The most recent of such agreements is the Third Amendment entered into by the Agency, the City and the County, which became effective on January 20,2015. Among other things, the Third Amendment provided for the following: (l) approval for the issuance of tax increment revenue bonds bythe Agency in one or more series in an aggregate principal amount not to exceed $430 million, maturing not later than March 37, 2044, for the purpose of: (a) refunding all of the Outstanding Prior Bonds (see "PIIRPOSE OF THE ISSUE - PIan of Refunding" herein); (b) providing approximately $275 million of proceeds to fund a portion of the estimated $582 million of the cost of the design, development and construction of renovations to the Convention Center (see "PURPOSE OF THE ISSUE - Series 2015 Redevelopment Proj ect" herein) ; (c) providing approximately $36 million of proceeds to fund the estimated cost of the design, development and construction of certain ancillary projects related to the renovations to be provided to the Convention Center (see "PURPOSE OF THE ISSUE - Series 2015 Redevelopment Project" herein); and (d) paying all costs of issuance and debt service reserves associated with the Series 2015 Bonds (see "ESTIMATED SOURCES AND USES OF FLINDS" herein); (2) extension of the period of time taxing authorities are required to deposit tax increment revenues into the Trust Fund pursuant to the Act to the earlier of March 31,2044 or ,,1 ^ 490 the date when all indebtedness secured by Trust Fund Revenues (hereinafter referred to as "Agency lndebtedness") is no longer outstanding; (3) after issuance of the Series 2015 Bonds, no additional Agency Indebtedness will be issued unless and until such issuance has been authorized by the County Commission; (4) upon the earlier of March 31,2023 or payment or defeasance of all of the Outstanding Prior Bonds, The Children's Trust shall become exempt from the requirement to deposit tax increment revenues into the Trust Fund (see "SECURITY AND SOURCES OF PAYMENT - Pledged Funds - Exemptions from Trust Fund" herein); (5) after the Outstanding Prior Bonds have been refunded or are no longer outstanding (see "PI-IRPOSE OF THE ISSUE - Plan of Refunding" herein), Trust Fund Revenues shall be distributed annually only as provided in the Third Amendment and in the following order of priority: (a) to pay debt service, reserve deposits and other costs and obligations associated with the 2015 Bonds and any other Agency lndebtedness; (see "SECURITY AND SOURCES OF PAYMENT - Flow of Funds" herein); (b) to remit to the City an operation and maintenance subsidy, to be used solely to fund operating and maintenance costs of the Convention Center, in an amount which shall equal $l million, beginning in the Fiscal Year ending September 30, 2018, increasing by $750,000 annually to equal $4 million in the Fiscal Year ending September 30,2022 through the Fiscal Year ending September 30,2025, and thereafter (until the earlier of the termination or expiration of the obligation to deposit Trust Fund Revenues or the date that the Convention Center is no longer in operation as a publicly owned convention center), the prior year's annual subsidy for such purpose, adjusted by the lesser of the consumer price index for the Miami urban area or four percent (4%r),which amount may be reduced in any year by the amount of convention development tax revenue received by the Agency or the City from the County for the purpose of funding operating and maintenance costs of the Convention Center; (c) to grant to the County by March 31 of each year (beginning in the Fiscal Year ending September 30,2024 and ending on the earlier of March 31,2044 or the date when all Agency Indebtedness is no longer outstanding), an amount equal to the County's proportionate share (based on the Trust Fund Revenues paid by the County divided by the total amount of Trust Fund Revenues deposited) of the total payments expended by the Agency in the prior fiscal year for Administration, Community Policing, and Capital Project Maintenance (as defined in the Third Amendment); (d) to pay expenses of the Agency for Administration, Community Policing, and Capital Project Maintenance up to $11.721 million for the Fiscal Year ended September 30,2015 and thereafter, up to an amount which shall not exceed the prior Fiscal Year's distribution for such expenses, adjusted by the lesser of the consumer price index for the Miami urban area or three percent (3%), plus an annual administrative fee (i) to the City of one and on-half percent (1 .5%) of Trust Fund Revenues paid by the City for such Fiscal Year and (ii) to the County of one and on-half percent (1.5%) of Trust Fund Revenues paid by the County for such Fiscal Year; 25 491 (e) to reimburse the City for the Bass Museum and Lincoln Road prior project costs of $1,286,464.26 for the Fiscal Year ending September 30,2016; and (0 within ninety (90) days of the end of each Fiscal Year, ending on the earlier of March 31,2023 or the termination or expiration of the obligation of taxing authorities to deposit tax increment revenues into the Trust Fund, deposit any unencumbered money held in the Trust Fund and all available revenues remaining after distribution of Trust Fund Revenues in the order, priority and amounts set forth in the immediately preceding subparagraphs (a) through (e), into a fund to be used to finance any shortfalls associated with the payment of the expenses described in subparagraph (d) of this Section (provided, however, that the deposit into the fund described in this subparagraph (f) shall only be made if it will not negatively affect the exclusion from gross income, for federal income tax purposes of interest on any tax-exempt Agency Indebtedness), with any amount remaining after payment of the expenses described in subparagraph (d) of this Section being used (beginning in the Fiscal Year ending September 30,2024) to extinguish Agency lndebtedness prior to maturity, to the extent such Agency lndebtedness is subject to prepayment or redemption prior to maturily at such time or, if such Agency Indebtedness is not then subject to prepayment or redemption prior to maturity, to establish an escrow for the prepayment or redemption prior to maturity of such Agency Indebtedness at such time as the Agency Indebtedness is subject to prepayment or redemption prior to maturity (provided, however, that such escrow shall only be established if it will not negatively affect the exclusion from gross income, for federal tax purposes, of interest on any tax-exempt Agency lndebtedness; and, provided further that, if the Agency lndebtedness is not subject to repayment or redemption prior to maturity, and an escrow cannot be established, then the Agency shall distribute annually any revenues remaining on deposit in the Trust Fund after the distributions descnbed in the immediately preceding subparagraphs (a) through (e), to the taxing authorities in the proportionate amount that the Trust Fund Revenues for such Fiscal Year were deposited into the Trust Fund; and (6) the County Commission shall appoint, in its sole and absolute discretion, the member of the County Commission that represents District 5 to serve as one of the members of the Agency. On November 19,2014, the Commission adopted Resolution No. 607-2014 approving execution and delivery by the Agency of the Third Amendment and the City Commission adopted Resolution No. 2014-28835 approving execution and delivery by the City of the Third Amendment. On December 16, 2014 the County Commission adopted Resolution No. R-11 10-14 approving execution and delivery by the County of the Third Amendment. Such Resolutions also approved amendments to the Redevelopment Plan on behalf of the Agency, the City and the County, respectively, to extend the Redevelopment Plan until the earlier of March 31,2044 or the date the Agency lndebtedness is no longer outstanding. Powers Pursuant to the Act, the Agency possesses certain powers that are necessary or convenient to carry out and effectuate redevelopment within its redevelopment areas, including, without limitation, the power: 26 492 (i) to acquire, dispose of, mortgage, pledge or otherwise encumber real property, subject to the iimitation that the acquisition of such property must be by purchase, lease, option, gift, grant, bequest, devise or other voluntary method of acquisition; (ii) to demolish or remove buildings or improvements or to carry out plans for the voluntary or compulsory repair or rehabilitation of buildings or improvements; (iii) to install, construct or reconstruct streets, utilities, parks, playgrounds or other improvements necessary for carrying out the community redevelopment objectives of the Agency; (iv) to provide, arrange or contract for the furnishing of services, privileges, works, streets, roads, public utilities or other facilities in connection with community redevelopment; (v) to borrow or invest money or to accept advances, loans, grants, contributions or other forms of financial assistance and to give such security as may be required therewith; and (ui) to prepare plans for and assist in the relocation of persons or entities displaced from the community redevelopment area and to make relocation payments to such persons or entities. Eminent Domain Legislation During the 2006 legislative session, the State legislature enacted Chapter 2006-11, Laws of Florida, among other things, which places certain limitations on the eminent domain power of governmental entities and agencies in the State. Specifically, Chapter 2006-11: (i) revised the Act to prohibit deiegation of the power of eminent domain from counties and municipalities to community redevelopment agencies; (ii) revised the Act to establish that the prevention or elimination of a slum or blighted area, as defined in the Act, and the preservation or enhancement of the tax base are not public uses or purposes for which private property may be taken by eminent domain; (iii) created Section 73.013, Florida Statutes, to provide that the power of eminent domain may not be exercised in the State to convey ownership or control of such property to any nafural person or private entity unless such property (a) will be limited to certain specifically enumerated purely public uses, such as providing: (l) common carrier services or systems, (2) road or other right-of-way access to the public for transportation, (3) public or private utility services or systems like electricity, natural gas, water and sewer or telephone, or (4) public infrastructure or an incidental part of a properry or facility that provides goods or services to the public, or (b) is the subject of a competitive bidding process, after notice to the public and certain rights have been granted to the person or entity owning the property prior to the institution of the eminent domain proceedings; and (i") created Section 73.014, Florida Statutes, to provide that the power of eminent domain may not be exercised to take private property for purpose of abating or eliminating a public nuisance or any slum or blight condition. 27 493 Personnel Originally created in 1976, the Agency was reorganized in 1983. Since its reorganization, the members of the City Commission have constituted the members of the Agency. Pursuant to the Third Amendment, the District 5 member of the County Commission also serves as a member of the Agency. In addition, the Mayor serves as the Chairman of the Agency, with the Vice Mayor serving as the Vice Chairman, the City Manager serves as the Executive Director of the Agency, with the Assistant City Manager in charge of Housing and Community Development serving as the Assistant Executive Director, the City's Chief Financial Officer serves as the Chief Financial Officer of the Agency, the City Attorney serves as the General Counsel of the Agency and the Clerk of the City serves as the Secretary of the Agency. Set forth below is a list which contains the current members of the Agency and the expiration of their respective terms of office: Miami Beach Redevelopment Agency Aqency Members Philip Levine, Chairman Edward L. Tobin, Vice Chairman Michael Grieco Joy Malakoff Micky Steinberg Deede Weithorn Jonah Wolfson Bruno A. Barreirox Date Term Ends November 2015 November 2015 November 2017 November 2017 November 2017 November 2015 November 2015 November 2016 * Serves as the District 5 member of the County Commission. Pursuant to the terms of the Third Amendment, such member of the Counly Commission also serves as a member of the Agency. The next general election of the City will be held on November 3, 2015. The Mayor is running against a single opponent in the upcoming election, as are two (2) of the three (3) City Commissioners. No City Commissioner whose term is expiring in November 2015 is running for reelection. In addition, if noone running for the seat that has more than two (2) candidates on the ballot receives more than fifty percent (50%) of the votes cast in the general election, a run-off election will be held to determine the winner of that race. If required, the run-off election will be held on November 17,2075. The results of the election are expected to be certified by the current Mayor and City Commission in a meeting to be held sometime after the general election or, if a run-off election is held, after the run-off election. The current Mayor and City Commission are expected to serve until newly eiected members have been seated. The Executive Director serves as the chief operating officer of the Agency, responsible for, among other things, the day-to-day administrative activities of the Agency, effectuation of its policies and programs and all other activities of the Agency. [Pursuant to an Interlocal Agreement entered into on by and between the City and the Agency, the City has agreed to make staff members available to provide to the Agency, as needed, general administrative and coordination services, 28 494 engineering services, financing services and pianning services, and the Agency has agreed to pay the City for the services provided by City employees.l On September 10, 2015 the Chief Financial Officer of the Agency and the Assistant Finance Director for the City resigned from their respective positions. The Chief Financial Officer had served in her position for eighteen (18) years and the Assistant Finance Director had been an employee of the City for seventeen (17) years. No explanations were provided by either employee in connection with the submittal of their resignations. However, the City Manager has stated that his decision to accept their resignations had nothing to do with the performance of the City's Finance Department nor the financial status of the City. Each position has been filled by the City Manager's appointment of experienced City employees who will serve in the position of Interim Chief Financial Officer and Interim Assistant Finance Director, respectively, until permanent replacements are selected. Set forth below is a description of certain management officials of the City who are responsible for the day-to-day operation of the Agency: Jimmy L. Morales, Esq., Executive Director. Mr. Morales became the Executive Director of the Agency when he was appointed City Manager for the City of Miami Beach, Florida in April 2013. Prior to accepting his position as City Manager, Mr. Morales was a shareholder and member of the Board of Directors of the law firm, Stearns Weaver Miller Weissler Alhadeff & Sitterson, P.A. from 2000-2013. Mr Morales also served as City Attorney for the City of Doral, Florida from 2009-2013 and as City Attorney for the City of Marathon, Florida from 2005-2009. In addition, Mr. Morales served as a member of the Board of County Commissioners of Miami-Dade County, Florida from1996-2004. He has received numerous professional awards, honors and recognitions, including the Greater Miami Chamber of Commerce Bill Colson Leadership Award for Outstanding Leadership and Superior Ability in 2000, the SAVE Dade Champion of Equality award in2006, and induction into the Miami Beach High School Hall of Fame in2004. He was selected as one of the Top Lawyers in South Florida by the Sottth Florida Legal Guide in2008-2009 and2011 and as one of the Florida Super Lawyers in 2006-2010. Mr. Morales received his Bachelor of Arts, Magna Cum Laude, from Harvard University and his Juris Doctorate, Magna Cum Laude, from Harvard Law School. John Woodruff, Interim Chief Financial Officer. Mr. Woodruff became the lnterim Chief Financial Officer of the Agency when he was appointed lnterim Chief Financial Officer for the City of Miami Beach, Florida in September 2015. Prior to accepting his position as lnterim Chief Financial Officer, Mr. Woodruff served as Director of the Office of Budget and Performance Improvement for the City from June 2013 to September 2015. Prior to joining the City, Mr. Woodruff served as co-owner of Panama Realtor Property Management Services from August 2012 to June 2013. He also served in various capacities for Pinellas County, Florida, including serving as Director of the Pinellas County Office of Management and Budget from April 2007 to July 2012 and as a Manager in such office from April2002 to April 2007 . Pior to employment in Florida, Mr. Woodruff served in various positions for the City of San Antonio, Texas, including serving as a Senior Budget and Management Analyst in the Office of Management and Budget for the City of San Antonio from February 2000 to April 2002 and as a Budget and Management Analyst in such office from January 1998 to February 2000. He also intemed with the U.S. Department of Commerce, the Intemational Affairs Department for the City of San Antonio and the Mayor's Office for the City of San Antonio. Mr. Woodruff received a Masters in Business Administration, in International Business, from the University of Texas at San Antonio and a Bachelor of Arts in History from the University of Texas at Austin. 29 495 Kathie G. Brooks, Assistant Executive Director. Ms. Brooks became the Assistant Executive Director of the Agency when he was appointed the Assistant City Manager in charge of the department responsible for community development within the City. Ms. Brooks was appointed Assistant City Manager of the City of Miami Beach, Florida in April 2013. She also served the City as its interim City Manager from July 2012 to April 2013 . Prior to accepting her position in the office of the City Manager, Ms. Brooks served as the City's Budget and Performance Improvement Director from 2004-2012. Pior to joining the City, Ms. Brooks served in various capacities and senior level positions for Miami-Dade County, Florida for two decades, including in the Miami-Dade County Budget Department from 2003- 2004, the Miami-Dade County Manager's Office of Performance lmprovement from 2001-2003, the Miami-Dade County Solid Waste Department from 1989-2001 and in the Miami-Dade County Transit Department from 1984-1989. Prior to her service in government, Ms. Brooks was a transportation planner for the firm of Schimpeler Corradino and Associates from 1980-1983. Ms. Brooks received her Bachelor and Master of Arts in Geography from the University of Miami. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] 30 496 TRUST FUND REVENUES [THIS SECTION WILL BE UPDATED UPON RECEIPT OF ADDITIONAL INFORMATION] Ilistorical Trust Fund Revenues Upon issuance of the Series 2015 Bonds, the City and the County are the only two (2) taxing authorities that shall be required to make payments of tax increment into the Trust Fund. The Children's Trust is the other taxing authority that would be required under the Act to make payments of tax increment into the Trust Fund. However, The Children's Trust shall be exempt from such requirement upon issuance of the Series 2015 Bonds. See "THE AGENCY - Creation of Agency and Redevelopment Areas and - RDA Interlocal Agreement" herein. Set forth below is a table that shows the Trust Fund Revenues collected from the City and the County for the past ten (10) years. For more detailed information relating to the City and the County, see "APPENDIX A - General lnformation and Economic Data Regarding the City of Miami Beach, Florida and Miami-Dade County, Florida." Historical Trust Fund Revenues Tax Roll Fiscal Year Year As of Ended City of January 1 September 30 Miami Beach 200s 2006 $ 2006 2007 2007 2008 2008 2009 2009 2010 2010 20tt 20tt 2012 2012 2013 2013 2014 2014 2015 Source: City of Miami Beach Finance Department. Miami-Dade County $ Percentage Increase or Decrease Over Prior Year o//o Dollar Increase or Decrease Over Prior Year $ Total IREMAINDER OF PAGE INTENTIONALLY LEFT BLANK] 3l 497 Set forth below is a table that shows the assessed value of the taxable real property in Redevelopment Area that provided the basis for the amount of Trust Fund Revenues collected from City and the County for the past ten (10) years. Historical City Center/Historic Convention Village Real Property Assessed Values the the Tax Roll Year As of January 1 2005 2006 2007 2008 2009 2010 2011 2012 20r3 2014 Fiscal Year Ended September 30 2006 2007 2008 2009 2010 20tt 2012 2013 20t4 2015 A Final Gross Taxable Value Percentage Increase or Decrease Over Prior Year B Base Year Taxable Value(r) $292,572,271 292,572,271 292,572,271 292,572,271 292,572,271 292,572,271 292,572,271 292,572,271 292,572,2',71 292,572,271 =A-B Incremental Value (2) Percentage lncrease or Decrease Over Prior Year Dollar Increase or Decrease Over Prior Year $o/oo//o Source: City of Miami Beach Finance Department. ( I ) Represents taxable value of real property in the Redevelopment Area for the tax roll year as of January I, 7992, Fiscal Year ended September 30, 1993. See "SECURITY AND SOIIRCES OF PAYMENT - Pledged Funds - Trust Fund" herein.(2) Incremental Value equals the Final Gross Taxable Value minus the Base Year Taxable Value. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] 32 498 Set forth below is a table that shows the taxable value of all new construction in the Redevelopment Area for the past five (5) years. The taxable value set forth in the table below was included in the final gross taxable value used in each year to determine the amount of Trust Fund Revenues collected from the city and the county for deposit into the Trust Fund. Ilistorical City Center/Historic Convention Village New Construction Taxable Values Tax Roll Fiscal New Construction Year Year lncrease or As of Ended (Decrease) in January 1 September 30 Taxable Value 2010 201r 2011 2012 2012 2013 2013 2014 2014 20ls Source: Ciry of Miami Beach Finance Department. IREMAINDER OF PAGE INTENTIONALLY LEFT BLANK] 33 499 Set forth below is a table that shows the top ten (10) principal taxpayers in the Redevelopment Area for Fiscal Year 2014, the taxable vaiue attributable to such taxpayers, the percentage of such value to the gross taxable value of all taxable properly in the Redevelopment Area and the type of property use attributed to each taxpayer. City Center/Historic Convention Village Principal Taxpayers Name of Taxpaver Use of Property Taxable Value $ Percentage of Fiscal Year 2014 Gross Taxable Value o//tl TOTAL Source: City of Miami Beach Finance Department and the Miami-Dade County Property Appraiser's Offrce. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] o/-/o: 34 500 Set forth below is a table that shows the top ten Redevelopment Area for Fiscal Year 2074, based on the the percentage of the taxable value of such property or taxable property in the Redevelopment Area and the development. (10) properties or developments located in the taxable value of such property or development, deveiopment to the gross taxable value of all fype of use attributed to each properfy or Name of Development City Center/Historic Convention Village Principal Developments Use of Property Taxable Value (r) $ Percentage of Fiscal Year 2014 Gross Taxable Value % TOTAL 7o Source: Cify of Miami Beach Finance Department and the Miami-Dade County Property Appraiser's Office. (l) Taxable value represents the value for the entire development and not the taxable value attributable to any individual taxpayer (e.g., taxable value for condominiums is for entire complex, not any individual condominium owner or group of owners). [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] 35 501 Set forth below is a table that shows the operating millage rates levied during the past ten (10) years by the City and the County in the Redevelopment Area. Historical Millage Rates Tax Roll Year as of January I 2005 2006 2001 2008 2009 201 0 2011 2012 2013 2014 Fiscal Year Ended September 30 2006 2007 2008 2009 20r0 2011 2012 2013 2014 20t5 City of Miami Beach 7.4810 7.3740 5.6555 5.6555 5.6555 6.2155 6.1 655 6.0909 5.8634 Miami-Dade Countv 5.8350 4.5615 4.5796 4.8379 4.8379 5.4275 4.8050 4.703s 4.7035 Source: City of Miami Beach Finance Department. Set forth on the following page is a table that expenditures for the Redevelopment Area, the amount such amounts for the past five (5) Fiscal Years. reflects the historical statement of revenues and held in the Trust Fund and the annual changes in [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] 36 502 City Center/Historic Convention Village Statement of Revenues, Expenditures and Changes in Fund Balances Revenues Tax Increment City of Miami Beach Miami-Dade County Total Tax Increment Miscellaneous Resort Tax(r) Rents and Leases Interest Other Miscellaneous Revenues Total Miscellaneous Total Revenues Expenditures Debt Service(2) Debt Service Coverage Operations General Government Public Safety Economic Environment Transportation Culrural and Recreation Capital Outlay Total Operations Total Expenditures Sale of Capital Assets Transfers In Transfers Out Net Change in Fund Balances Fund Balances - Beginning Fund Balances Ending For the Fiscal Year Ended September 30, 2010 2011 20t2 2013 2014 $$$$$ $_s_$$ Source: City of Miami Beach Finance Department. )t 503 Footnotes below provided for table on immediately preceding page. (1) Footnote to be added. (2) Represents the Debt Service Requirement on the Outstanding Prior Bonds. See "INTRODUCTION,'and "PLAN OF REFLINDING" herein. Set forth below is a table that shows the rate of growth of taxable values and tax increment in City CenterAlistoric Convention Village for the past five (5) Fiscal years. City Center/Historic Convention Village Tax Increment Revenues and Growth For lhe Fiscal Year Ended September 30. 2010 2011 2rl2 2013 2014 Increase (Decrease) in Existing Value % % % % % Existing Value New Construction Final Gross Taxable Value Base Year Taxable Value lncremental Taxable Value (292.s7 2.27 1) (292.s7 2.27 t\ (292.57 2.27 1) (292,57 2.27 1\ (292,57 2 "27 t) $_$$_$$ City of Miami Beach* Millage Rate (City) 5,6555 6.2155 6.1655 6.0909 6.8634 GrosslncrementalRevenue $ $ $ $ $ Statutory Reduction (5.0%) (5.0%) (5.0%) (5.0%\ (5.0%\ City Tax Incremental Revenue Miami-Dade County* Millage Rate (county) 4.8379 5.4275 4.8050 4.7035 4.7035 Gross Incremental Revenue Statutory Reduction (5.0%) (5.0%) (S.O%\ (5.0%) (5.0%) County Tax Incremental Revenue Total Tax Incremental Revenue $_ $$_$$_ Source: City of Miami Beach Finance Department. * See "SECURITY AND SOURCES OF PAYMENT - Pledged Funds" for a description of the requirements imposed on each taxing authority for the determination of tax increment revenues. 38 504 Historical Debt Service Coverage. Set forth below is a table that shows the Trust Fund Revenues, debt service on the Outstanding Prior Bonds and the debt service coverage provided by the Trust Fund Revenues generated for the past five (5) Fiscal Years. Trust Fund Revenues, Debt Service on Bonds and Debt Service Coverage Fiscal Year 2010 2011 2012 2013 2014 Trust Fund Revenues $ Debt Service on Outstanding Prior Bonds $8,393,267 8,393,254 8,393,916 8,397,766 8,403,739 Debt Service Coverage on Outstanding Prior Bonds x Maximum Annual Debt Service on Series 2015 Bonds(t) s23,748,2s0 23,748,250 23,749,250 23,748,259 23,748,250 Coverage on MaximumAnnual Debt Service for Series 2015 Bonds(r) Source: City of Miami Beach Finance Department. (1) Represents the Maximum Annual Debt Service on the Series 2015 Bonds, assuming an aggregate principal amount of $358,495,000, a final maturity of March 1,2044, and a true interest cost of 4.319%. The assumed Maximum Annual Debt Service on the Series 2015 Bonds is included solely for purposes of showing the amount ofcoverage that would have been available ifthe Series 2015 Bonds had been issued prior to Fiscal Year 2010. The assumed Maximum Annual Debt Service on the Series 2015 Bonds occurs in Fiscal years 2025 and2028. All amounts are preliminary, subject to change. RISK FACTORS The following discussion provides information relating to certain risks that could affect payments of the principal of, redemption premium, if any, and interest on the Bonds. The order in which the following information is presented is not intended to reflect the relative importance of the risks discussed. The following information is not, and is not intended to be, exhaustive and should be read in conjunction with all of the other sections of this Official Statement, including its appendices. prospective purchasers of the Series 2015 Bonds should analyze carefully the information contained in this Official Statement, including its appendices (and including the additional information contained in the form of the complete documents referenced or summarized herein), for a more complete description of the investment considerations relevant to purchasing the Series 2015 Bonds. Copies of any documents referenced or summarized in this Official Statement are available from the Agency or the City. See "INTRODUCTION,' herein. 39 505 Limited Obligation of Agency Paymentfrom Pledged Funds Only. The ability of the Agency to make timely payments of the principal of, redemption premium, if any, and interest on the Bonds depends upon the ability of the Agency to collect Trust Fund Revenues which, together with earnings thereon and on amounts held in the funds and accounts created under the Bond Resolution, will be adequate to make such payments. The Bonds are not general obligations supported by the fulI faith and credit of the City, the Agency, the County or the State or any political subdivision ofthe foregoing, but are payable solely from the Pledged Funds. Neither the State, the County or the City, or any other political subdivision of the State has any obligation or power under the Bond Resolution or under Florida law to levy any taxes in order to pay debt service on the Bonds or to avail or cure any default in any such payments. The Agency does not have the power to lelry taxes. Limited Replenishment Of De/iciencies. Except for the Debt Service Reserve Account, there is no fund or account under the Bond Resolution which is required to contain amounts to make up for any deficiencies in the event of one or more defaults by the Agency in making payments of debt service on the Bonds. There is no source from which the Sinking Fund will be replenished, except the Trust Fund Revenues and investment income on moneys in the funds and accounts held under the Bond Resolution. There can be no representation or assurance that the Agency will realize sufficient Trust Fund Revenues to pay, when due, all required payments of debt service on the Bonds. Tax Increment Financing Concentration of Revenues. A significant portion of the Trust Fund Revenues received by the Agency are from large residential developments and commercial developments in the Redevelopment Area. See "TRUST FUND REVENUES - Historical Trust Fund Revenues" herein. The occurrence of any event that has a major negative impact on such developments, including, without limitation, natural disasters (such as hurricanes and other major tropical storms to which South Florida is generally subject), could significantly reduce the Trust Fund Revenues that can be collected by the Agency which could, in turn, have a material adverse impact on the ability of the Agency to pay debt service on the Bonds. Competition from Comparable Development Projects. The current growth strategy for the Redevelopment Area is in competition with other communities located outside the Redevelopment Area whose growth will not generate Trust Fund Revenues. The growth strategy for the Redevelopment Area is heavily dependent upon the development of commercial projects. In the event that a large number of commercial projects are constructed in the City outside the Redevelopment Area, the demand for commercial space within the Redevelopment Area could be reduced, thereby leading to a possible reduction in future development in the Redevelopment Area and a reduction in the collection of Trust Fund Revenues. Millage Rates. The addition of significant numbers of new taxpayers or an increase of property values outside the Redevelopment Area could result in an environment favorable to the reduction of the County and/or the City millage rate. The County and/or the City could determine that its millage rates should be reduced for other reasons as well. Any reduction in millage rates by the County or the City could reduce the amount of Trust Fund Revenues payable by the County and/or the City which, in turn, could negatively impact the ability of the Agency to pay debt service on the Bonds. Decreuses in Property Values. The amount of Trust Fund Revenues collected historically and expected to be collected in the future to pay debt service on the Bonds is dependent upon the strength of 40 506 the taxable value of real property in the Redevelopment Area. Such value has actually decreased in recent years as a result of the general downturn in the economy and specifically, in the real estate market throughout the State. Numerous events could occur that might further reduce or cause an extended stagnation in the value of real property within the Redevelopment Area, including, without limitation, natural disasters (such as hurricanes and other major tropical storms to which South Florida is generally subject), public acquisition of property within the Redevelopment Area by the State or political subdivisions exercising their respective rights of eminent domain, or social, economic or demographic factors (or adverse public perceptions related thereto) beyond the control of the Agency, the City or the taxpayers in the Redevelopment Area. Any or all of such events could materially, adversely affect the realization and collection of Trust Fund Revenues. State, Nationul and International Economic and Politicul Factors. Certain economic or political developments, such as new downturns in the State, national or international economy or an inability to recover fully from the most recent economic downturn, increased national or international barriers to tourism or trade or international currency fluctuations, could all materially, adversely affect the continued development of the Redevelopment Area, its attraction to businesses and investors and, as a result, its ability to produce sufficient Trust Fund Revenues to pay debt service on the Bonds. Appeals of Assessmenfs. The amount of Trust Fund Revenues collected annually is dependent upon the assessed value of taxable property in the Redevelopment Area.. See "SECURITY AND SOURCES OF PAYMENT - Pledged Funds" herein. State law allows taxpayers to dispute assessment valuations. Any successful appeals of assessment valuations will result in less Trust Fund Revenues being collected annually than is currently contemplated. If such appeals resulted in a significant reduction in the overall assessed value of the taxable propeffy in the Redevelopment Area, they could have a material adverse impact on the ability of the Agency to pay debt service on the Bonds. Adverse Legislative, Judicial or Administrative Action. The State legislature, the courts or an administrative agency with jurisdiction in the matter could enact new laws or regulations or interpret, amend, alter, change or modify the laws or regulations governing the collection, distribution, definition or accumulation of ad valorem tax revenues generally, or tax increment revenues specifically, in a fashion that would materially, adversely affect the ability of the Agency to receive Trust Fund Revenues in an amount sufficient to pay debt service on the Bonds. No Feasibility Consultanl. This Official Statement provides historical information to demonstrate that the Redevelopment Area generates sufficient Trust Fund Revenues to pay debt service on the Series 2015 Bonds. In connection with the issuance of the Series 2015 Bonds, the Agency determined that it would not engage an independent feasibility consultant to provide an analysis of projected growth in the Redevelopment Area or to calculate projected Trust Fund Revenues. As a result, while the Agency reasonably believes Trust Fund Revenues will be sufficient to meet Debt Service Requirements, no forecasts or projections of Trust Fund Revenues to pay debt service on the Bonds are included in this Official Statement. Requirement of Interlocal Agreement to Redeem Bonds. The Third Amendment establishes a requirement that excess Trust Fund Revenues be (i) held in escrow and (ii) beginning in the Fiscal Year ending September 30, 2024 or in any later year when such outstanding Agency Indebtedness can be redeemed, if redemption is not available during Fiscal Year 2024,used for the purpose of prepaying or redeeming outstanding Agency Indebtedness; provided such use of funds does not negatively affect the exclusion from gross income for federal income tax purposes of interest on any tax-exempt Agency lndebtedness. See "THE AGENCY - RDA lnterlocal Agreement" herein. The requirement use excess 41 507 Trust Fund Revenues to redeem Agency Indebtedness prior to maturity may make the optional redemption of the Series 2015 Bonds on the earliest date when the Series 2015 Bonds can be redeemed more likely than would be the case if such requirement did not exist. PENSION AND OTHER POST EMPLOYMENT BENEFITS Defined Benefit Plans AII of the employees providing services to the Agency are also employees of the City. The following is a brief description of the Agency employees' participation in the Miami Beach Employees' Retirement Plan and the City's Pension Fund for Firefighters and Police (the "Plans"). Pursuant to Modification 29 of the Florida State Social Security Agreement, effective January 1, 1955, the City does not participate in the federal Old-Age and Survivors lnsurance System embodied in the U.S. Social Security Act. Instead, it provides eligible employees a comprehensive defined benefit pension. The City does participate in the hospital insurance tax, also known as Medicare, and withholds taxes accordingly. All full-time employees of the City who work more than thirty (30) hours per week and hold classified or unclassified positions, except for policemen and firemen, are covered by the Miami Beach Employees' Retirement Plan (the "Employee Plan"). The Employee Plan provides retirement benefits as well as death and disability benefits at two (2) different tiers of employees, depending on when the employees entered the Employee Plan. All first tier employees who participate are required to contribute twelve percent (12%) of their salary to the Employee Plan. All second tier employees are required to contribute ten percent (10%) of their salary to the Employee Plan. The Employee Plan's funding policy provides for periodic employer contributions at actuarially determined rates that, expressed as percentages of annual covered payroll, are sufficient to accumulate sufficient assets to pay benefits when due. The City's Pension Fund for Police and Firefighters (the "Police and Firefighters' Plan) is a defined benefit pension plan covering substantially all police officers and firefighters of the City. Members of the Police and Firefighters'Plan contribute ten percent (10%) of their salary. The City is required to contribute an actuarially determined amount that, when combined with members' contributions, will fully provide for all benefits as they become payable. Based on a percentage of budgeted salary by position per department, the Agency is allocated a proportionate share of contributions by the City and hence contributes annually to the Plans. Contributions for 2014 were $946,000. At September 30, 2014 the Agency did not have a net pension obligation or a net pension asset. For more detailed information concerning the Plans, see "APPENDIX B - Excerpts from the Comprehensive Annual Financial Report of the City of Miami Beach, Florida for the Fiscal Year ended September 30,2014" and, in particular, Note IV of such Financial Report. Other Post Employment Benefits ln accordance with Section 112.0801, Florida Statutes, the City is required to permit eligible retirees and their eligible dependents to participate in the City's health insurance program at a cost to the retirees that is no greater than the cost at which coverage is available for active employees. Such requirement extends to employees of the City who provide services to the Agency. Although not required by law, the City pays a portion of such cost of participation for its retirees. The City also provides life insurance to the retirees. As with all governmental entities providing similar plans, the City is required 42 508 to comply with the Governmental Accounting Standard's Board Statement No. 45 - Accounting and Financial Reporting by Employers for Postemployment Benefits Other than Pensions ("GASB 45"). GASB 45 applies accounting methodology similar to that used for pension liabilities to other post employment benefits ("OPEB") and attempts to more fully reveal the costs of employment by requiring governmental units to include future OPEB costs in their financial statements. While GASB 45 requires recognition and disclosure of the unfunded OPEB liability, there is no requirement that the liability of such plan be funded. The City has the authority to establish and amend its OPEB funding policy. The annual cost of the City's OPEB PIan is calculated based on the annual required contribution (the "ARC"), an amount actuarially determined in accordance with the parameters of GASB 45. The ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover the normal cost each year and amortize any unfunded actuarial liability over a period not to exceed thirty (30) years. As of September 30, 2008, the City established an OPEB Trust (the "OPEB Trust") and began funding its OPEB obligation. The Agency's ARC to the OPEB Trust for the Fiscal Year ended September 30,2014 was based on an actuarially determined amount for the City. The Agency was allocated its equitable share of the ARC, based on its covered payroll. The Agency contributed $197,318 to the OPEB Trust. At September 30, 2014, the Agency did not have a net OPEB obligation or a net OPEB asset. For more detailed information concerning OPEB, see "APPENDIX B - Excerpts from the Comprehensive Annual Financial Report of the City of Miami Beach, Florida for the Fiscal Year ended September 30,2014" and, in particular, Note IV(f; of such Financial Report. LEGAL MATTERS Certain legal matters incident to the issuance of the Series 2015 Bonds and with regard to the tax- exempt status of the interest on the Series 2015 Bonds (see "TAX MATTERS" herein) are subject to the legal opinion of Squire Patton Boggs (US) LLP, Bond Counsel to the Agency. The signed legal opinion of Bond Counsel, substantially in the form attached hereto as APPENDIX E, dated and premised on law in effect as of the date of issuance of the Series 2015 Bonds, will be delivered on the date of issuance of the Series 2015 Bonds. The actual legal opinion to be delivered may vary from the form attached hereto to reflect facts and law on the date of delivery. The opinion will speak only as of its date, and subsequent distribution of it by recirculation of this Official Statement or otherwise shall create no implication that Bond Counsel has reviewed or expresses any opinion concerning any of the matters referenced in the opinion subsequent to its date of issuance. While Bond Counsel has participated in the preparation of certain portions of this Official Statement, it has not been engaged by the Agency to confirm or verify such information. Except as may be set forth in an opinion of Bond Counsel delivered to the Underwriters, Bond Counsel expresses and will express no opinion as to the accuracy, completeness or fairness of any statements in this Official Statement, or in any other reports, financial information, offering or disclosure documents or other information pertaining to the Agency or the Series 2015 Bonds that may be prepared or made available by the Agency, the Underwriters or others to the Holders of the Series 2015 Bonds or other parties. Certain legal matters incident to the issuance of the Series 2015 Bonds relating to disclosure will be passed on for the Agency by the Law Offices of Steve E. Bullock, P.A., Miami, Florida, whose legal services as Disclosure Counsel have been retained by the Agency. The signed legal opinion, dated and 43 509 premised on law in effect as of the date of original delivery of the Series 2015 Bonds, wiil be delivered to the Agency by Disclosure Counsel at the time of original delivery of the Series 2015 Bonds. The proposed text of the form of the legal opinion of Disclosure Counsel is set forth as APPENDX F to this Official Statement. The actual legal opinion to be delivered may vary from that text if necessary to reflect facts and law on the date of delivery. The opinion will speak only as of its date, and subsequent distribution of it by recirculation of this Official Statement or otherwise shall create no implication that Disclosure Counsel has reviewed or expresses any opinion concerning any of the matters referenced in the opinion subsequent to its date of issuance. Certain legal matters will be passed on for the Agency by Raul J. Aguila, Esquire, Miami Beach, Florida, General Counsel to the Agency, and for the Underwriters by their counsel, Greenberg Traurig,, P.A., Miami, Florida. The legal opinions and other letters of counsel to be delivered concurrently with the delivery of the Series 2015 Bonds express the professional judgment of the attorneys rendering the opinions or advice regarding the legal issues and other matters expressly addressed therein. By rendering a legal opinion or advice, the giver ofsuch opinion or advice does not become an insurer or guarantor ofthe result indicated by that opinion, or the transaction on which the opinion or advice is rendered, or of the future performance of parties to the transaction. Nor does the rendering of an opinion guarantee the outcome of any legal dispute that may arise out of the transaction. LITIGATION There is no litigation pending that seeks to restrain or enjoin the issuance or delivery of the Series 2015 Bonds or contesting the proceedings or authority under which they are to be issued or the creation, organization or existence of the Agency or, if determined adversely to the Agency, would have a material adverse impact on the ability of the Redevelopment Area to generate sufficient Trust Fund Revenues to pay debt service on the Series 2015 Bonds. The Agency experiences routine litigation and claims incidental to the conduct of its affairs. In the opinion of General Counsel to the Agency, there are no lawsuits presently pending or, to the best of his knowledge, threatened, the adverse outcome of which would impair the Agency's ability to perform its obligations to the owners of the Series 2015 Bonds. ENFORCEABILITY OF REMEDIES The remedies available to the owners of the Series 2015 Bonds upon the occurrence of a default under the Bond Resolution are in many respects dependent upon judicial actions which are often subject to discretion and delay. Under existing constitutional and statutory law and judicial decisions, the remedies specified by the Bond Resolution and the Series 2015 Bonds may not be readily available or may be limited. The various legal opinions to be delivered concurrently with the delivery of the Series 2015 Bonds (including Bond Counsel's approving opinion) wiil be qualified, as to the enforceability of the various legal instruments, by limitations imposed by bankruptcy, reorganization, insolvency or other similar laws affecting the rights of creditors enacted before or after such delivery and to general principles of equity (whether sought in a court of law or equity). 44 510 TAX MATTERS Series 2005A Bonds General. NO ATTEMPT HAS BEEN MADE TO PROVIDE THAT INTEREST ON THE SERIES 2OI'ABONDS IS EXCLUDED FROM GROSS INCOME OF THE HOLDERS THEREOF FOR FEDERAL INCOME TAX PURPOSES. NO OPINION IS RENDERED WITH RESPECT TO THE FEDERAL TAX CONSEQUENCES OF OWNERSHIP OF THE SERIES 20154 BONDS AND EACH PITRCHASER SHOULD CONSULT ITS OWN TAX ADVISOR TO DETERMINE THE FEDERAL TAX CONSEQUENCES OF OWNTNG THE SERIES 2015A BONDS. Payments of principal of and interest on the Series 20154 Bonds may be subject to "backup withholding tax" under Section 3406 of the Internal Revenue Code of 1986, as amended (the "Code"), at a rate of twenty-eight percent (28%) if recipients of such payments (other than foreign investors who have properly provided required certifications) fail to properly provide to the payor certain information, including their taxpayer identification numbers, or otherwise fail to establish an exemption from such tax. Any amounts deducted and withheld from a payment to a recipient are allowed as a credit against the federal income tax of such recipient. Furthermore, certain penalties may be imposed by the lntemal Revenue Service on a recipient of payments who is required to supply information but does not do so in the proper manner. In the opinion of Sanders Patton Boggs (US) LLP, Bond Counsel, under existing law, the Series 2015A Bonds and the income thereon are exempt from taxation under the laws of the State of Florida, except estate taxes imposed by Chapter 198, Florida Statutes, as amended, and net income and franchise taxes imposed by Chapter 220,Florida Statues as amended. Bond Counsel will express no opinion as to any other federal or state tax consequences regarding the Series 2015A' Bonds. Series 20158 Bonds General. ln the opinion of Squire Patton Boggs (uS) LLP, Bond Counsel, under existing law: (i) interest on the Series 20158 Bonds is excluded from gross income for federal income tax pu{poses under Section 103 of the Intemal Revenue Code of 1986, as amended (the "Code"), and is not an item of tax preference for purposes of the federal alternative minimum tax imposed on individuals and corporations; and (ii) the Series 20158 Bonds and the income thereon are exempt from taxation under the laws of the State of Florida, except estate taxes imposed by Chapter 198, Florida Statutes, as amended, and net income and franchise taxes imposed by Chapter 22),Florida Statutes, as amended. Bond Counsel expresses no opinion as to any other tax consequences regarding the Series 20158 Bonds. The opinion on tax matters will be based on and will assume the accuracy of certain representations and certifications, and continuing compliance with certain covenants, of the Agency contained in the transcript of proceedings and that are intended to evidence and assure the foregoing, including that the Series 20158 Bonds are and will remain obligations the interest on which is excluded from gross income for federal income tax purposes. Bond Counsel will not independently verify the accuracy of the Agency's representations and certifications or the continuing compliance with the Agency's covenants. The opinion of Bond Counsel is based on current legal authority and covers certain matters not directly addressed by such authority. It represents Bond Counsel's legal judgment as to exclusion of interest on the Series 20158 Bonds from gross income for federal income tax purposes but is not a 45 511 guaranty of that conclusion. The opinion is not binding on the lnternal Revenue Service ("IRS") or any court. Bond Counsel expresses no opinion about (i) the effect of future changes in the Code and the applicable regulations under the Code or (ii) the interpretation and the enforcement of the Code or those regulations by the IRS. The Code prescribes a number of qualifications and conditions for the interest on state and local government obligations to be and to remain excluded from gross income for federal income tax purposes, some of which require future or continued compliance after issuance of the obligations. Noncompliance with these requirements by the Agency may cause loss of such status and result in the interest on the Series 20158 Bonds being included in gross income for federal income tax purposes retroactively to the date of issuance of the Series 20 15B Bonds. The Agency has covenanted to take the actions required of it for the interest on the Series 20158 Bonds to be and to remain excluded from gross income for federal income tax purposes, and not to take any actions that would adversely affect that exclusion. After the date of issuance of the Series 20158 Bonds, Bond Counsel will not undertake to determine (or to so inform any person) whether any actions taken or not taken, or any events occurring or not occurring, or any other matters coming to Bond Counsel's attention, may adversely affect the exclusion from gross income for federal income tax purposes of interest on the Series 20158 Bonds or the market value of the Series 20158 Bonds. A portion of the interest on the Series 20 158 Bonds earned by certain corporations may be subject to a federal corporate alternative minimum tax. In addition, interest on the Series 20158 Bonds *uy b. subject to a federal branch profits tax imposed on certain foreign corporations doing business in the United States and to a federal tax imposed on excess net passive income of certain S corporations. Under the Code, the exclusion of interest from gross income for federal income tax purposes may have certain adverse federal income tax consequences on items of income, deduction or credit for certain taxpayers, including financial institutions, certain insurance companies, recipients of Social Security and Railroad Retirement benefits, those that are deemed to incur or continue indebtedness to acquire or carry tax-exempt obligations, and individuals otherwise eligible for the earned income tax credit. The applicability and extent of these and other tax consequences will depend upon the particular tax status or other tax items of the owner of the Series 20158 Bonds. Bond Counsel will express no opinion regarding those consequences. Payments of interest on tax-exempt obligations, including the Series 20158 Bonds, are generally subject to IRS Form 1099-INT information reporting requirements. If a Series 20158 Bond owner is subject to backup withholding under those requirements, then payments of interest will also be subject to backup withholding. Those requirements do not affect the exclusion of such interest from gross income for federal income tax purposes. Bond Counsel's engagement with respect to the Series 20158 Bonds ends with the issuance of the Series 201 58 Bonds, and, unless separately engaged, Bond Counsel is not obligated to defend the Agency or the owners of the Series 2015B Bonds regarding the tax status of interest thereon in the event of an audit examination by the IRS. The IRS has a program to audit tax-exempt obligations to determine whether the interest thereon is includible in gross income for federal income tax purposes. If the IRS does audit the Series 20158 Bonds, under current IRS procedures, the IRS will treat the Agency as the taxpayer and the beneficial owners of the Series 20158 Bonds will have only limited rights, if any, to obtain and participate in judicial review of such audit. Any action of the IRS, including but not limited to selection of the Series 20 I 58 Bonds for audit, or the course or result of such audit, or an audit of other obligations presenting similar tax issues, may affect the market value of the Series 2015Ei Bonds. 46 512 Prospective purchasers of the Series 20158 Bonds upon their original issuance at prices other than the respective prices indicated on the inside cover of this Official Statement, and prospective purchasers of the Series 20158 Bonds at other than their original issuance, should consult their own tax advisers regarding other tax considerations such as the consequences of market discount, as to all of which Bond Counsel expresses no opinion. Risk of Future Legislative Changes and/or Court Decisiazs. Legislation affecting tax-exempt obligations is regularly considered by the United States Congress and may also be considered by the State legislature. Court proceedings may also be filed, the outcome of which could modify the tax treatment of obligations such as the Series 20158 Bonds. There can be no assurance that legislation enacted or proposed, or actions by a court, after the date of issuance of the Series 2015B Bonds will not have an adverse effect on the tax status of interest on the Series 20158 Bonds or the market value or marketability of the Series 20158 Bonds. These adverse effects could result, for example, from changes to federal or state income tax rates, changes in the structure of federal or state income taxes (including replacement with another type of tax), or repeal (or reduction in the benefit) of the exclusion of interest on the Series 20158 Bonds from gross income for federal or state income tax purposes for all or certain taxpayers. For example, recent presidential and legislative proposals would eliminate, reduce or otherwise alter the tax benefits currently provided to certain owners of state and local government bonds, including proposals that would result in additional federal income tax on taxpayers that own tax-exempt obligations if their incomes exceed certain thresholds. Investors in the Series 201 58 Bonds should be aware that any such future legislative actions (including federal income tax reform) may retroactively change the treatment of all or a portion of the interest on the Series 20158 Bonds for federal income tax purposes for all or certain taxpayers. In such event, the market value of the Series 20158 Bonds may be adversely affected and the ability of holders to sell their Series 20158 Bonds in the secondary market may be reduced. The Series 20158 Bonds are not subject to special mandatory redemption, and the interest rates on the Series 20158 Bonds are not subject to adjustment in the event of any such change. Investors should consult their own financial and tax advisers to analyze the importance of these risks. Original Issue Discount and Original Issue Premium. Certain of the Series 20158 Bonds ("Discount Bonds") as indicated on the inside cover page of this Official Statement were offered and soid to the public at an original issue discount ("OID"). OID is the excess of the stated redemption price at maturity (the principal amount) over the "issue price" of a Discount Bond. The issue price of a Discount Bond is the initial offering price to the public (other than to bond houses, brokers or similar persons acting in the capacity of underwriters or wholesalers) at which a substantial amount of the Discount Bonds of the same maturify is sold pursuant to that offering. For federal income tax purposes, OID accrues to the owner of a Discount Bond over the period to maturity based on the constant yield method, compounded semiannually (or over a shorter permitted compounding interval selected by the owner). The portion of OID that accrues during the period of ownership of a Discount Bond (i) is interest excluded from the owrer's gross income for federal income tax purposes to the same extent, and subject to the same considerations discussed above, as other interest on the Series 20158 Bonds, and (ii) is added to the owner's tax basis for purposes of determining gain or loss on the maturity, redemption, prior sale or other disposition of that Discount Bond. The amount of OID that accrues each year to a corporate owner of a Discount Bond is taken into account in computing the corporation's liability for federal alternative minimum tax. A purchaser of a Discount Bond in the initial public offering at the price for that Discount Bond stated on the inside cover page of this Official Statement who holds that Discount Bond to maturity will realize no gain or loss upon the retirement of that Discount Bond. 47 513 Certain of the Series 20158 Bonds ("PremiumBonds") as indicated on the inside coverpage of this Official Statement were offered and sold to the pubiic at a price in excess of their stated redemption price at maturity (the principal amount). That excess constitutes bond premium. For federal income tax purposes, bond premium is amortized over the period to maturity of a Premium Bond, based on the yield to maturity of that Premium Bond (or, in the case of a Premium Bond callable prior to its stated maturity, the amortization period and yield may be required to be determined on the basis of an earlier call date that results in the lowest yield on that Premium Bond), compounded semiannually. No portion of that bond premium is deductible by the owner of a Premium Bond. For purposes of determining the owner's gain or loss on the sale, redemption (including redemption at maturity) or other disposition of a Premium Bond, the owner's tax basis in the Premium Bond is reduced by the amount of bond premium that is amortized during the period of ownership. As a result, an owner may reaLize taxable gain for federal income tax purposes from the sale or other disposition of a Premium Bond for an amount equal to or less than the amount paid by the owner for that Premium Bond. A purchaser of a Premium Bond in the initial public offering at the price for that Premium Bond stated on the inside cover page of this Official Statement who holds that Premium Bond to maturity (or, in the case of a callable Premium Bond, to its earlier call date that results in the lowest yield on that Premium Bond) will realize no gain or loss upon the retirement of that Premium Bond. Owners of Discount Bonds and Premium Bonds should consult their own tax advisers as to the determination for federal income tax purposes of the amount of OID or bond premium properly accruoble or amortizable in any period with respect to the Discount Bonds or Premiam Bonds and as to other federal tux consequences and the treatment of OID and bond premiam for purposes of state and local toxes on, or based on, income. CONTINUING DISCLOSURE The Agency will covenant for the benefit of the holders of the Series 2015 Bonds to provide certain financial information and operating data relating to the Agency and the Trust Fund not later than rwo hundred torty (240) days following the end of each Fiscal Year, commencing with the Fiscal Year ended September 30, 2015 (the "Annual Report"), and to provide, or cause to be provided, notices of the occurrence of certain enumerated events. The Annual Report and notices of events will be filed with the Municipal Securities Rulemaking Board (the "MSRB"). Digital Assurance Certification,L.L.C. ("DAC") will act as the initial disclosure dissemination agent for the City. The specific nature of the information to be contained in the Annual Report and the notices of events is contained in "APPENDIX G - Form of Disclosure Dissemination Agent Agreement." These covenants have been made in order to assist the Underwriters in complying with Rule 15c2-12 of the Securities and Exchange Commission. On July 28,2014 Standard & Poor's Ratings Services ("S&P") announced that it had raised its rating on the City's general obligation debt trvo (2) notches to "AA+" from "AA-." The disclosure agreements entered into by the City in connection with the issuance of various series of bonds (the "Disclosure Agreements") require the City to provide, among other things, notice of rating changes affecting such series of bonds. Notice of the ratings increase announced by S&P on July 28,2014 was not provided by the City within the time periods established in the Disclosure Agreements. Such notice was filed by DAC, on behalf of the City, with the MSRB on April 29,2015. On April 4, 2011 S&P announced that it had raised its rating on the tax increment debt of the Agency by one (l) notch, to "A*" from "A." The disclosure agreements entered into by the City and the Agency in connection with the issuance of various series of tax increment bonds by the Agency (the "Tax lncrement Bonds Disclosure Agreements") require the Agency to provide, among other things, notice of 48 514 rating changes affecting such series of bonds. Notice of the ratings increase announced by S&P on April 4,2011 was not provided by the Agency in the manner set forth in the Tax Increment Bonds Disclosure Agreements. Documents required to be filed pursuant to the Disclosure Agreements are currently on file and availableelectronicallyfromtheMSRBathttp://emma.msrb.org/. InformationregardingtheSeries20l5 Bonds and other bonds previously issued by the Agency or the City may be found at the DAC internet site,"http//www.dacbon ." FINANCIAL STATEMENTS Excerpts from the Comprehensive Annual Financial Report of the City of Miami Beach, Florida for the Fiscal Year ended September 30, 2014 and the report of Crowe Horwath LLP, independent certified public accountants ("Crowe Horwath"), in connection therewith, dated March 30, 2015, arc included in APPENDIX B to this Official Statement as part of the public records of the City. In addition, the Financial Report of the Miami Beach Redevelopment Agency (A Component Unit of the City of Miami Beach, Florida) for the Fiscal Year ended September 30, 2014 and the report of Crowe Horwath in connection therewith, dated March 30, 2015, 2015, are included in APPENDD( C to this Official Statement as part of the public records of the Agency. Such financial statements and reports contain information relating to the City and the Agency. The consent of Crowe Horwath was not requested for the reproduction of its audit reports in this Official Statement. The auditor has performed no services in connection with the preparation of this Official Statement and is not associated with the offering of the Series 2015 Bonds. RATINGS [Moody's Investors Service, Inc. ("Moody's") and S&P are expected to assign ratings of "_,"witha..outIook,',and..,''witha..-outlook,',respectively,totheSeries20l5 Bonds insured by the Bond lnsurance Policy, with the understanding that upon delivery of such Series 2015 Bonds the Bond Insurance Policy insuring the payments, when due, of the principal of and interest on such Series 2015 Bonds will be issued by the Bond Insurer. See "MLTNICIPAL BOND INSURANCE" herein. In addition, Moody's has assigned to the Series 2015 Bonds a rating of "_," with a..-out1ook,,,andS&Phasassignedaratingof..-,,,witha..-out1ook,,,each without regard to the issuance of the Bond Insurance Policy.l Such ratings and outlooks reflect the view of such organizations. An explanation of the significance of such ratings and outlooks may be obtained only from Moody's and S&P, respectively. An explanation of the rating and outlook assigned by Moody's may be obtained from Moody's at 7 World Trade Center, 250 Greenwich Street, 23'd Floor, New york, New York 10007, (212) 553-0300. An explanation of the rating and outlook assigned by S&P may be obtained from S&P at 55 Water Street, 38h Floor, New York, New York 10041, (212) 438-2124. There is no assurance that the rating and outlook provided by Moody's and S&P, respectively, will continue for any given period of time or that they will not be revised downward or withdrawn entirely by such rating agencies if, in their judgment, circumstances so warrant. Any such downward revision or withdrawal of such ratings or outlooks may have an adverse effect on the market price of the Series 2015 Bonds. 49 515 FINANCIAL ADVISOR RBC Capital Markets, LLC, St. Petersburg, Florida, is serving as Financial Advisor to the City and has acted in such capacity with respect to the sale and issuance of the Series 2015 Bonds. The Financial Advisor is not obligated to undertake, and has not undertaken to make, an independent verification or to assume responsibility for the accuracy, completeness or fairness of the information in this Official Statement. RBC Capital Markets, LLC did not engage in any underwriting activities with regard to the issuance and sale of the Series 2015 Bonds. IINDERWRITING The Series 2015 Bonds are being purchased by Morgan Stanley & Co.LLC, Wells Fargo Bank, National Association, Merrill Lynch, Pierce, Fenner & Smith Incorporated, Raymond James & Associates, Inc. and Loop Capital Markets LLC (collectively, the "Underwriters"), subject to certain terms and conditions set forth in the purchase contract between the Agency and the Underwriters, including the delivery of opinions on certain legal matters relating to the issuance of the Series 2015 Bonds by Bond Counsel and the existence of no material adverse change in the condition of the Agency from that set forth in the Official Statement. The Series 2015 Bonds are being purchased at a purchase price of$(which represents the $principal amount of the Series 2015 Bonds, [plus / minus a net original issue premium / discount of $,] minus an Underwriters' discount of $ ). The Series 2015 Bonds are offered for sale to the public at the prices and yields setforthontheinsidecoverpageofthisOfficialStatement. TheSeries2015Bondsmaybeofferedand sold to certain dealers at prices lower than or yields higher than such offering prices and yields. After the initial public offering, such public offering prices and yields may be changed, from time to time, by the Underwriters. Morgan Stanley, parent company of Morgan Stanley & Co. LLC, the senior managing underwriter of the Series 2015 Bonds, has entered into a retail distribution arrangement with its affiliate Morgan Stanley Smith Bamey LLC. As part of the distribution arrangement, Morgan Stanley & Co. LLC may distribute municipal securities to retail investors through the financial advisor network of Morgan Stanley Smith Barney LLC. As part of this arrangement, Morgan Stanley & Co. LLC may compensate Morgan Stanley Smith Barney LLC for its selling efforts with respect to the Series 2015 Bonds. Wells Fargo Securities is the trade name for certain securities-related capital markets and investment banking services of Wells Fargo & Company and its subsidiaries, including Wells Fargo Bank, National Association. Wells Fargo Bank, National Association ("WFBNA"), one of the underwriters of the Series 2015 Bonds, has entered into an agreement (the "Distribution Agreement") with its affiliate, Wells Fargo Advisors, LLC ("WFA"), for the distribution of certain municipal securities offerings, including the Series 2015 Bonds. Pursuant to the Distribution Agreement, WFBNA will share a portion of its underwriting or remarketing agent compensation, as applicable, with respect to the Series 2015 Bonds with WFA. WFBNA also utilizes the distribution capabilities of its affiliate, Wells Fargo Securities, LLC ("WFSLLC"), for the distribution of municipal securities offerings, including the Series 2015 Bonds. ln connection with utilizing the distribution capabilities of WFSLLC, WFBNA pays a portion of WFSLLC's expenses based on its municipal securities transactions. WI'BNA, WFSLLC and WFA are each wholly-owned subsidiaries of Wells Fargo & Company. Certain subsidiaries of Wells Fargo & Company (parent company of Wells Fargo Bank, National Association), have provided, from time to time, investment banking services, commercial banking services or advisory services to the Agency, for 50 516 which they have received customary compensation. Wells Fargo & Company or its subsidiaries may, from time to time, engage in transactions with and perform services for the Agency in the ordinary course of their respective businesses. The Underwriters and their respective affrliates are full service financial institutions engaged in various activities, which may include sales and trading, commercial and investment banking, advisory, investment management, investment research, principal investment, hedging, market making, brokerage and other financial and non-financial activities and services. Il the course of their various business activities, the Underwriters and their respective affiliates, officers, directors and employees may purchase, sell or hold a broad array of investments and actively trade securities, derivativ"r, louor, commodities, currencies, credit default swaps and other financial instruments for their own account and for the accounts of their customers, and such investment and trading activities may involve or relate to assets, securities and/or instruments of the Agency (directly, as collateral securing other obligations or otherwise) and/or persons and entities with relationships with the Agency. The Underwriters and their respective affiliates may also communicate independent investment recommendations, market color or trading ideas and/or publish or express independent research views in respect of such assets, securities or instruments and may at any time hold, or recommend to clients that they should acquire, long and/or short positions in such assets, securities and instruments. The Underwriters, respectively, may have entered into agreements with other broker- dealers (that have not been designated by the City as Underwriters) for the distribution of the Series 2015 Bonds at the original issue prices. Such agreements generally provide that the relevant Underwriter will share a portion of its underwriting compensation or selling concession with such broker-dealers. VERIFICATION OF MATHEMATICAL COMPUTATIONS The arithmetical accuracy of certain computations included in the schedules provided by Morgan Stanley & Co. LLC relating to the computation of forecasted receipts of principal and interest on ih" Government Obligations and uninvested cash to pay and redeem the Outstanding prior Bonds and supporting the conclusion of Bond Counsel that the Series 2015 Bonds do not constitute "arbitrage bonds,' under Section 148 of the Internal Revenue Code of 1986, as amended, was verified by Integritypublic Finance Consulting LLC, Jacksonville, Florida, as the Verification Agent. Such computations were based solely upon assumptions and information supplied by Morgan Staniey & co. LLC The Verification Agent has restricted its procedures to examining the arithmetical accuracy of certain computations included in the schedules provided by Morgan Stanley & Co.LLC. The Verification Agent has not made any study or evaluation of the assumptions and information upon which the computations are based and, accordingly, has not expressed an opinion on the data used, the reasonableness of the assumptions, or the achievability of the forecasted results. CONTINGENT FEES The City has retained Bond Counsel, Disclosure Counsel and the Financial Advisor with respect to the authorization, sale, execution and delivery of the Series 2015 Bonds. Payment of the fees of such professionals and an underwriting discount to the Underwriters (including the fees of Underwriters, counsel) are each contingent upon the issuance of the Series 20r5 Bonds. 51 517 DISCLOSURE REQUIRED BY FLORIDA BLUE SKY REGULATIONS Section 517.051, Florida Statutes, and Rule 3E400.003, Florida Administrative Code, requires the Agency to disclose each and every default as to payment of principal and interest after December 3l , 197 5 with respect to obligations issued or guaranteed by the Agency. Rule 3E400.003 further provides, however, that if the Agency in good faith believes that such disclosure would not be considered material by reasonable investors, such disclosure may be omitted. The Agency is not in default and has not been in default since Decemb er 31, l9'75 in the payment of principal or interest with respect to any obligations issued or guaranteed by the Agency that would be considered material to a reasonable investor. AUTHORTZATION CONCERNING OFFICIAL STATEMENT The delivery of this Official Statement has been duly authorizedby the members of the Agency. At the time of the delivery of the Series 2015 Bonds, the Chairman of the Agency and the Executive Director of the Agency will furnish a certificate to the effect that nothing has come to their attention which would lead them to believe that this Official Statement, as of its date and as of the date of delivery of the Series 2015 Bonds, contains an untrue statement of a material fact or omits to state a material fact which should be included therein for the purpose for which this Official Statement is intended to be used, or which is necessary to make the statements contained herein, in the light of the circumstances under which they were made, not misleading. A limited number of copies of the final Official Statement will be provided, at the Agency's expense, on a timely basis. CONCLUDING STATEMENT All information included in this Official Statement has been provided by the Agency, except where attributed to other sources. The summaries of and references to all documents, statutes, reports, and other instruments referred to herein do not purpo( to be complete, comprehensive or definitive, and each such reference or summary is qualified in its entirety by reference to each such document, statute, report or other instrument. The information in this Official Statement has been compiled from official and other sources and, while not guaranteed by the Agency, is believed to be correct. To the extent that any statements made in this Official Statement and the appendices attached hereto involve matters of opinion or of estimates, whether or not expressly stated, they are set forth as such and not as representations of fact, and no representation is made that any of the estimates will be realized. This Official Statement has been duly executed and delivered by the Chairman and the Executive Director of the Miami Beach Redevelopment Agency. MIAMI BEACH REDEVELOPMENT AGENCY PHILIP LEVINE, Charrman 52 JIMMY L. MORALES, Executive Director 518 APPENDIXA General Information and Economic Data Regarding the City of Miami Beach, Florida and Miami-Dade County, Florida 519 GENERAL INFORMATION REGARDING THE CITY OF MIAMI BEACH AND MIAMI.DADE COUNTY, FLORIDA The following information pertaining to the City of Miami Beach, Florida (the "City") and Miami- Dade County, Florida (the "County") is set forth for purposes of providing background information only. The Senes 2015 Bonds are payable only from the Trust Fund Revenues and other amounts constituting Pledged Funds, as defined in this Official Statement. The Series 2015 Bonds do not constitute a debt, liability or obligation or a pledge of the faith, credit or taxing power of the City, the County, the State of Florida, or any political subdivision thereof. INTRODUCTION The City The City is located on a barrier island surrounded by the Atlantic Ocean to the east and Biscayne Bay to the west. The City comprises seven (7) square miles of land area and ten (10) square miles of Biscayne Bay. The City is connected to the mainland by four (4) causeways. The climate of the City is tropical, with an average annual temperature of 75 degrees Fahrenheit, 24 degrees Celsius. The City is the home of the Art Deco Historic District, consisting of one of the greatest concentrations of Art Deco architecture in the United States. Within the Art Deco Historic District is the world famous Ocean Drive, which has been called the "Riviera" of Florida. The economy of the area is based on tourism. For Fiscal Year 2014, hotel, food and beverage sales accounted for an estimated $2.2 billion in sales within the City. The demographics of the City have drastically changed over the last thirty-five (35) years. In the 1980 Census, the average age of the City's population was 65.3 years old. That average declined to 43.7 years of age by the 2000 Census and to 40.3 years of age by the 2010 Census. After the significant changes between 1980 and 2010, the City's demographics are beginning to stabilize with a younger, more affluent population. Based on information provided by the U.S. Census Bureau for 2013 (the most recent year for which City estimates are currently available from the U.S. Census Bureau), the median age in the City was estimated to be 39.3 years of age and the median family income was estimated to be $52,576. The County The County is the largest county in the southeastern United States in terms of population and one of the largest in terms of land area. The County consists of 2,209 square miles of land area. The population of the County is clustered mainly along the coastal, eastem areas, with the western area of the County comprising a part of the Florida Everglades. The County was created on January 18, 1836 under the Territorial Act of the United States. It included the land area now forming Palm Beach and Broward Counties, together with the land area of the present Miami-Dade County. In 1909, Palm Beach County was established from the northem portion of what was then Dade County. In 1915, Palm Beach County and then Dade County contributed nearly equal portions of land to create what is now Broward County. There have been no significant boundary changes to the County since 1915. There are thirty-five (35) incorporated municipalities in the County and the County serves as a municipal government for its unincorporated areas. In addition to the City, the municipalities in the County include the cities of Miami, Hialeah and Coral Gables. A-1 520 POPULATION The U.S. Census Bureau estimated the population of the City and of the County to be 91,026 and 2,641,866, respectively, in 2013. For 2014, the population in the County is estimated to be 2,662,874. The U.S. Census Bureau population estimates for the City for 2014have not been released. Projections by the Nielsen Company, a leading provider of demographic and economic data, provide for the City's population to grow to 96,484 by the year 2020. Set forth below are general population statistics for the City and the County and age data relating to the City's population growth. Population, City of Miami Beach and Miami-Dade County 1980 - 2014 City of Miami-Dade Calendat Year MTeSLBpASb Percent Change Countv Percent Change 1980 1990 2000 2010 2013* 20t4* 96,298 92,639 87,933 87,779 91,026 N/A 10.6% (3.8) (s.3) (0.1) 0.4 1,625,598 1,937,094 2,260,000 2,496,435 2,641,866 2,662,874 28.2% t9.2 16.7 10.5 5.8 6.7 Source: U.S. Department of Commerce, Bureau of Census. * Estimated as of July l, 2013 for City population and as of July 1, 2014 for County population. Population estimates for the City for 2014 are not yet available. Population Breakdown City of Miami Beach, 1990 - 2013 Age Group 1990 2000 2010 2013* Under 18 18 and over 21 and over 65 and over Median Age: 14.2% 85.8 83. 1 23.4 44.5 t3/% 86.6 84.1 19.2 39.0 123% 87.2 84.9 16.2 40.3 15.6% 84.4 82.1 16.0 39.3 Source: U.S. Department of Commerce, Bureau of Census. * 2013 is the most recent vear for which information is available. A-2 521 GOVERNMENT The City was incorporated as a municipal corporation on March 26, 1915. The City operates under a Commission/City Manager form of government. The City Commission consists of the Mayor and six (6) Commissioners who serve as the policy-making body of the City. Authority is vested in the City Commission to enact ordinances, hold public hearings, approve contracts, establish the City's budget and tax assessments, and authorize construction of all public improvements. The Mayor and City Commission are elected on a citywide, nonpartisan basis. Elections are held in odd numbered years, with the Mayor elected to serve two-year terms with a limit of three (3) consecutive terms. Commissioners are elected to serve four-year terms with a limit of two (2) consecutive terms. City Commission terms are staggered so that not all Commissioners are up for re-election at the same time. On a rotating basis, the City Commission selects one (1) of its members to serve as Vice Mayor for a three-month term. The Mayor, who is the presiding officer at City Commission meetings, may vote on all matters that come before the City Commission, but has no power of veto. The City Commission appoints the City Manager, the City Attorney and the City Clerk. All other department heads are appointed by the City Manager, with the consent of the City Commission. The City Manager is vested with the responsibility to ensure that policies, directives, resolutions, and ordinances adopted by the City Commission are enforced and implemented. As the City's Chief Executive Officer, the City Manager is responsible for providing executive level leadership, vision and guidance to the organization, providing recommendations to the City Commission and implementing policy directives in an efficient and effective manner. In addition, the City Manager is responsible for the daily operations of the City, preparing and administering the budget, planning the development of the City, supervising City employees, interacting with citizen groups and other units of government, and is otherwise responsible for the health, safety, and welfare of the residents of and visitors to the City. With the exception of the City Attomey's Office and the City Clerk's Office, the City Manager has the power to appoint or remove all heads of the various departments of the City. SCOPE OF SERVICES The City provides a full range of municipal services, including police and fire protection, recreational activities, parks, cultural events, sanitation services, water, sewer and storm water services, neighborhood and community services, and the construction and maintenance of streets and infrastrucfure. ECONOMIC AND DEMOGRAPHIC DATA Family Income The estimated median family income for the City has been consistently higher than the median family income for the County. During the last five years, the median family income for the City has ranged from being 9.6%higher than the median family income for the County in 2010 to being 20.7% higher in 2011. IREMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A-3 522 Calendar Year City of Miami Beach Estimated Median Family Incomes, 2009 - 2013(t) Miami-Dade Percent Chanse Countv Percent Chanse 2009 2010 2011 2012 20t3Q) $54,643 50,758 57,318 56,457 52,576 Miami-Dade County % of U.S. State of Florida % of U.S. United States 2.3% (7.r) t2.9 (1.s) (6.e) $47,697 46,126 46,577 47,382 46,904 (7.8)% (3.3 ) 1.0 1.7 (1.0) Source: U.S. Department of Commerce, Bureau of Census. (1) Amounts are presented in dollars, adjusted for inflation.(2) 2013 is the most recent year for which information is available. Per Capita Personal Income Between 2009 and2073,the estimated per capita personal income for the County increased by 12.9 percent, from $35,329 in 2009 to $39,880 in 2013. Such increase is slightly higher than the rate of growth in the State of Florida, which experienced a per capita personal income growth rate of approximately I 1 . I percent during the same period, and generally consistent with the rate of growth in the United States, which experienced aper capitapersonal income growth rate of approximately 13.7 percent during the same period. Per Capita Personal Income, 2009 - 2013(t) Year@) 2009 2010 2011 2012 2013(3) $35,329 36,592 38,242 39,461 39,880 89.7% 91.2 90.3 89.3 89. I $37,350 38,478 40,215 44,041 4\,497 94.8% 9s.8 95.0 92.9 92.7 $39,379 40,144 L1 ?7) 44,200 44,7 65 Source: U.S. Department of Commerce, Bureau of Economic AnalysislRegional Economic Information System. ( 1) Information provided as of the last available update, dated Novemb er 20, 2014. (2) Estimates for 2013 are new estimates. Amounts for 2009 through 2012 are revised from estimates previously provided for such years. (3) 2013 is the most recent year for which information is available. A-4 523 EMPLOYMENT The following tables provide information relating to the City's labor force and the principal employers in the County for the fiscal year ended September 30, 2014 and comparative data for the fiscal year ended September 30,2005. City of Miami Beach Employment2009 - 2014* Labor Force 2009 2010 2011 2012 2011 2014 Labor Force Employed Labor Force Unemployed Total Labor Force Unemployment Rate 42,44',1 4,315 46,762 9.2% 44,129 4,099 48,217 8.s% 46,295 1)7'7 49,532 6.5% 46,992 3,042 50,034 6.r% 47,630 49,191 2,477 2,344 50,107 51,535 4.9% 4.5% Source: U.S. Department of Labor, Bureau of Labor Statistics. * Data provided for December of each year. Data for years 2010 to 2014 represents provisional data, which is subject to change. IREMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A-5 524 Miami-Dade County Ten Largest Public Employers 2014 2005 Emplovers Miami-Dade County Public Schools Miami-Dade County Federal Government Florida State Government Jackson Health System City of Miami Florida lnternational University Homestead Air Force Base Miami VA Medical Center Miami-Dade College City of Miami Beach TOTAL Percentage of Total County Rank Employment | 2.74% 2 2.08 3 1.57 4 t.40 5 0.80 6 0.33 7 0.29 8 0.27 9 0.20 10 0.20 Emplovees Rank 54,387 I 32,265 2 20,100 3 18,900 4 1 1,700 5 3,954 8 5,000 7 2,018 9 7,500 6 1,839 10 t57.633 Employees 33,477 25,502 19,200 17,100 9,797 3,997 3,534 3,250 2,500 2,390 t20J_u_9.88% Source: City of Miami Beach Comprehensive Annual Financial Report for the Fiscal Year ended September 30,2014. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A-6 525 Miami-Dade County Ten Largest Private Employers 2014 2005 Employers University of Miami Baptist Health South Florida American Airlines Carnival Cruise Lines Miami Children's Hospital Mount Sinai Medical Center Florida Power & Light Co. Royal Caribbean lnternational Wells Fargo Bank Bank of America Menill Lynch United Parcel Service Bellsouth Winn-Dixie Stores Precision Response Corporation Publix Super Markets Burdines-Macy's TOTAL Employees 12,818 1 1,353 1 1,031 3,500 3,500 3,321 3,011 2,ggg 2,050 2,000 Percentage of Total County Employment 1.05% 0.93 0.90 0.29 0.29 0.27 0.25 0.24 0.17 0.16 Employees 9,079 10,300 9,000 3,665 5,000 4,900 4,616 4,196 4,000 3,368 53p24 Rank I 2 J 4 5 6 7 8 9 l0 Rank 2 I 3 9 4 5 6 7 8 l0 fi73 4t5% Source: City of Miami Beach Comprehensive Annual Financial Report for the Fiscal Year ended September 30,2014. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A-7 526 BUILDING PERMITS The following is a calculation of the total value of the Building Permits issued by the City during the past ten (10) years. City of Miami Beach, Florida Value of Building Permits Issued Fiscal Years 2005 - 2014 Fiscal Year Ended Septqmber 30, Number of Permits Total Value 2005 2006 2007 2008 2009 2010 2011 20t2 2013 2014 12,837 12,226 12,729 i 1,056 10,277 10,188 I 1,159 12,580 13,898 13,972 $ 1,235,909,151 1,177,266,349 1,165,346,179 1,109,923,131 567,660,721 299,508,079 3',73,852,763 417,811,132 506,646,472 818,831,235 Source: City of Miami Beach Building Department. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A-8 527 PROPERTY TAXES The following table summarizes the direct and overlapping tax (millage) rates for the past ten (10) years. The table reflects the fact that, except during the years when millage rates needed to increase in response to the significant reduction in assessed values experienced throughout Florida and the United States during the economic downturn, millage rates in the City have generally decreased during the past ten (10) years. City of Miami Beach, Florida Direct and Overlapping Tax Rates ($1 per $1,000 of Assessed Value) Fiscal Years 2005 - 2014 City of Miami Beach Direct Rates Overlappins Rates Tax Roll Year as of Fiscal Year Ended Debt Service School District Total Direc Millae County State Mil Milla Mil 8.0730 8.4380 7.0348 0.7355 24.28t3 7.6730 8.1050 6.8083 0.7355 233218 5.8970 7.9480 5.6711 0.6585 20.1746 5.8930 7 .7970 5.9263 0.6585 20.2748 5.9123 7.99s0 6.0051 0.6585 20.5709 6.s025 8.2490 6.6s65 0.6s85 22.066s 6.4s39 8.00s0 s.7695 0.4708 20.6992 6.3477 7.9980 5.6610 0.4634 20.4701 6.1163 7.9770 5.7980 0.4455 20.3368 6.0237 7.9740 5.9009 0.4187 20.31't3 Januarv I 200s 2006 2007 2008 2009 2010 2011 20t2 2013 2014 2006 2007 2008 2009 2010 20tt 2012 20t3 2014 2015 7.48t0 7.3740 5.6555 s.6555 5.65s5 6.2155 6.16s5 6.0909 5.8634 5.7942 Mi 0.5920 0.2990 0.2415 0.2375 0.2568 0.2870 0.2884 0.2568 0.2529 0.229s Source: City of Miami Beach Comprehensive Annual Financial Report for the Fiscal Year ended September 30,2014 and Miami-Dade County Property Appraiser's Millage Tables. IREMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A-9 528 The following table summarizes the tax levies and collections in the City for the past ten (10) years. Tax Roll Year as of Fiscal Year Ended Taxes Levied for Fiscal Year Percentage Collections in Subsequent Years City of Miami Beach, Florida Property Tax Levies and Collections Fiscal Years 2005 - 2014 Collected within Fiscal Year of Lew Total Collections to Date Percentage Januarv I 2004 2005 2006 2007 2008 2009 2010 20tt 2012 2013 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 $110,739,153 135,910,295 165,759,439 1 50,41 9,073 150,599,329 138,703,567 136,549,296 134,753,401 139,133,369 143,266,670 ofLe $ 97,731,071 99.25% $1,096,1g3 132,487,342 97.49 7,974,064 163,120,494 gg.4t 2,145,935 145,433,239 96.69 4,646,716 144,321,499 95.94 4,633,049 131,355,903 94.70 3,550,990 128,719,932 94.27 290,254 129,572,373 96.16 125,152 134,849,797 95.62 3,403,910 741,551,552 97.53 N/A ofLe $ 98,817,254 89.23% 134,301,406 gg.g2 165,266,319 99.70 150,079,954 gg.7g 148,954,548 98.92 134,906,993 97.26 129,010,196 94.49 129,697,525 96.25 138,252,697 99.37 t41,551.552 98.80 Source: City of Miami Beach Comprehensive Annual Financial Report for the Fiscal year ended September 30, 2014 and Miami-Dade County Properfy Appraiser,s Office. IREMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A-10 529 The following tables summarize the ten (10) largest taxpayers in the City, the type of property owned by such taxpayers and the assessed value of such property for the Fiscal Year ended September 30,2014 and, for comparison, for the Fiscal Year ended September 30, 2005. City of Miami Beach Ten Largest Taxpayers Fiscal Year 2014 Taxpayer Fountainbleau Florida Hotel LLC MB Redevelopment lnc. / Loews Hotel 2201 Collins Fee LLC Florida Power & Light Company Di Lido Beach Hotel Corp. 2377 Collins Resort LP VCP Lincoln Road LLC Eden Roc LLP MCZ lCentrum Flamingo II LLC MCZ lCentrum Flamingo III LLC TOTAL Tvpe ofPropefi Hotel Hotel Apartments Industrial Hotel Hotel Retail Hotel Apartments Apartments Taxable Assessed Value $ 327,513,062 229,900,000 200,811,436 186,802,731 112,860,000 110,925,385 98,000,000 97,429,200 95,590,000 79,860,000 $lJ3%9].E-14 Percentage of City's Certified Taxable Assessed Value 1.33% 0.93 0.81 0.76 0.46 0.45 0.40 0.40 0.39 0.32 625% Source: 2013 Miami-Dade County, Florida Ad Valorem Assessment Roll for the City of Miami Beach and City of Miami Beach, Florida Comprehensive Annual Financial Report for the Fiscal Year Ended September 30,2014. IREMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A-11 530 Taxpaver Loews Miami Beach Hotel Morton Towers Fountainbleau Hotel Sandy Lane Residential LLC Di Lido Beach Hotel Corp. Eden Roc Acquisition LP Shore Club Morton Towers Expansion South Gate Apartments 2201 Collins Fee LLC City of Miami Beach Ten Largest Taxpayers Fiscal Year 2005 Type of Propertv Hotel Apartments Hotel Hotel Hotel Hotel Hotel Apartments Apartments Apartments Taxable Assessed Value $ 143,400,000 110,675,000 704,449,118 72,230,700 61,900,000 49,500,000 48,500,000 48,325,000 49,000,000 44,583,667 $23H53-48s Percentage of City's Certified Taxable Assessed Value r.02% 0.79 0.74 0.51 0.44 0.35 0.3s 0.34 0.34 0.32 5.20%TOTAL Source: 2004 Miami-Dade County, Florida Ad Valorem Assessment Roll for the Ciry of Miami Beach and City of Miami Beach, Florida Comprehensive Annual Financial Report for the Fiscal Year Ended Septembe; 30,2014. LOCAL ECONOMY Tourism is the largest sector of the City's economy, with over g2.2 billion in direct tourist spending on hotel, food and beverage, and constitutes a large portion of the City's $1 bilion retail marketplace. In Fiscal Year 2013, the City's hotels hosted more than 5 million overnight visitors, and approximately 7 million tourists visited South Beach and the Art Deco Historic district. Results reported for Fiscal Year 2014 evidence a continued upward trend. Hotel room sales in the City for Fiscal Year 2014 increased by 7o/o from Fiscal Year 2013, following the 9% increase a year earlier, demonstrating the continued strength of the City's lodging market and its major role in the robust tourist economy of South Florida. The City's hotel room occupancy rates remained stable in Fiscal Year 2014 at77Yo, as was the case in Fiscal Year 2013, reflecting continued absorption of an inventory of hotel rooms that has increased significantly in recent years, from 13,506 rooms at the beginning of 2008 to 17,751 in2014. This additional inventory has provided the City with additional hotel room resources and product that is expected to continue to attract future visitors to and investment in the City. Evidence of the strength of the local economy is the fact that, with the exception of a de minimis 1% decline in the first quarter of 2008, hotel room demand has increased every quarter from the third quarter of 2007 through the fourth quarter of 2014. A-12 531 The City is also a regional destination, with approximately 7 to 9 million day trips by residents of the surrounding area, making it one of the most popular destinations in Florida. However, in recent years, the City has diversified beyond its traditional tourism based economy to become a leading multi- industry business center, with entertainment, health care, culture, and professional services industries. The City serves as host for several major television shows, including Burn Notice (USA), Magic City (Starz) and Ballers (HBO), and has been the host for several recent feature productions, including Iron Man 3, Step Up Revolution, Pain & Gain and Ride Along 2. In addition, the City hosted the inaugural eMerge Americas Conference, showcasing the best and brightest technology innovators and entrepreneurs, including Rokk3rlabs, a tech hub that is based in the City. In December 2014, the world's most prestigious art fair, Art Basel, based in Switzerland, celebrated the thirteenth anniversary of its Miami Beach exhibition. Over 250 of the world's leading art galleries participate in Art Basel Miami Beach and an estimated 73,000 intemational visitors attended the 2014 event. Art Basel Miami Beach has increased in attendance and sales every year since inception. Retail tenants continue to open locations and expand in the City, joining established operations, such as Armani Exchange, Kenneth Cole, Urban Outfitters, Diesel, Nicole Miller, Forever 21, H&M and Gap, which recently opened its new two story location in the City. New retailers that joined the Miami Beach market in2014 included Athleta & Intermix, with Lululemon,Zadiqand Voltaire and Kiko Milano scheduledtojoinin20l5. AsofSeptember302014,ClassAofficespaceinprimelocationscontinues to generate interest, with a vacancy rate at the low level of approximately 9.9%. Such office space is anchored by corporate tenants, such as LNR Property Corporation, Terranova, and Benetton. Although there are factors beyond the City's control that have impacted the production of entertainment projects, the entertainment industry continues as an important part of the City's economy. The City remains a key location for the production of movies, fashion campaigns and television series. Many international talent and model agencies have established and continue operations in the City and the City continues to grow as an international destination for major events. ln addition to Art Basel Miami Beach, Design Miami, the South Beach Food and Wine Festival, the Miami Intemational Auto Show, the South Beach Comedy Festival, the Miami Beach lntemational Boat Show and the Winter Music Conference continue to provide a strong base for the special events, meeting and trade show segment of the City's economy. The City also remains a leader in the real estate industry, as the median price of homes and condominiums continued to stabilize through 2014. Development in the City continues to grow, specifically in North Beach, an area historically overlooked for significant projects by developers. GroMh management initiatives in the late 1990's resulted in more limited supply, somewhat reducing the exposure of excess new residential inventory that was experienced in some other cities. Since the end of 2008, as recessionary pressures eased on the economy, the City has experienced quarterly increases ofunits sold, and a decline in the number of condominium units for sale, from over 4,000 in early 2008, to 1,470 in December 2013. In 2014 however, due to rising prices and a strengthening dollar, the sales velocity of the market has eased, with the condo listing inventory increasing to 3,409 in2014 from record lows in 2013. MIAMI BEACH VISITOR AND CONVENTION ACTIVITY Miami-Dade County and the Miami Beach Convention Center host a large number of conventions and the City welcomes a large number of overnight visitors each year. Set forth below is information relating to convention center attendance and ovemight visitor activity. A-13 532 City of Miami Beach, Florida Convention Center Attendance and Overnight Visitors Fiscal Years 2005 - 2014 Convention Center Fiscal Year Attendance Overnight Visitors 5,300,000 5,143,740 4,894,053 4,863,569 5,383,091 5,558,408 5,539,010 5,841,672 5,697,053 6,967,200 Total Ovemight Visitor $ 7,200,000,000 7,889,609,756 7,344,719,992 7,468,633,914 7,524,151,559 8,t04,379,579 8,088,739,494 9,201,340,602 10,614,159,967 10,500,000,000 200s 2006 2007 2008 2009 2010 20r1 2012 2013 2014 N/A 649,671 707,133 889,695 632,700 708,875 661,625 661,327 589,663 737,954 Source: City of Miami Beach Finance Department. IREMAINDER OF PAGE INTENTIONALLY LEFT BLANK.] A-14 533 Tourism and Visitor Activity Domestic and International Overnight Visitors Miami-Dade County Fiscal Years 2010 - 2014 (in 000) Fiscal Year Ended September 30.Oriein 2010 20ll 20t2 2013 2014 Domestic Regions Northeast Southern Midwest Western Total Domestic Visitors International Regions South America Caribbean Central America Europe Canada Other Intemational Regions Total International Visitors Total Overnight Visitors Expenditures* Domestic Overnight Visitors International Overnight Visitors Total Expenditures 3,196.0 1,568.5 1,220.6 558.9 6,948.s 2,836.8 688.5 525.1 1,306.5 587.4 115.8 6,060.1 t2.604.1 $ 6,484.7 t2,428.6 $ 18.913.3 3,362.1 1,700.1 1,291"2 595.1 6,948.5 3,182.9 '702.8 537.6 1,324.7 62',/.9 I 19.8 6,495.7 J34442 $ 7,088.7 14,528.6 $L,6r1_3" ?4)7) 1,7 50.6 1,300.9 600.2 1,074.9 3,435.6 718.8 550.1 1,364.4 640.5 120.3 6,833.7 13.908-6 s 7,482.3 15,183.0 $2-565..3. 3,401.4 1,781.0 1,263.6 641.2 7,087.2 3,737.1 719.2 561.5 1,332.4 660.6 120.9 7 ,131.7 14.218.9 $ 7,839.9 15,954.1 $uJgL.g. 3,520.1 1,933.1 1,270.9 679.2 7.303.2 3,659.0 7 55.0 595.3 1,430.2 689.7 130.7 7,260.0 ./.J632 $ 8,206.3 16,528.2 $uJ345. Source: Greater Miami Convention and Visitors Bureau. * Average Daily Expenditures. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK.] A-15 534 Overnight Visitors by Region Fiscal Years 2010 - 2014* Fiscal Year Ended September 30.Resion 2010 2011 2012 2013 2014 Miami Beach Downtown Miami Airport Area North Miami-Dade/Sunny Isle South Miami-Dade Coral Gables Key Biscayne Coconut Grove Doral Total 44.1% 18.7 13.8 9.5 5.8 5.4 2.5 1.3 N/A 100% 41.2% 21.7 13.0 9.8 5.8 5.7 2.4 0.8 0.7 r00% 42.0% 17.6 17.2 10.0 5.0 4.9 2.7 0.9 0.7 100% 43.2% 18.1 16.5 10.8 4.7 4.2 1.3 0.5 0.9 100% 41.8% 19.2 12.8 8.8 3.9 3.9 1.5 1.5 J.J 100% Source: Greater Miami Convention and Visitors Bureau. * Numbers may not add, due to rounding. TRANSPORTATION Surface Transportation The County has a comprehensive transportation network designed to meet the needs of residents, travelers and area businesses. The County's intemal transportation system includes (i) Metrorail , a24.8 mile above-ground, electric rail system connecting South Miami-Dade and the City of Hiaieah with the downtown Miami and civic center areas; (ii) Metromover, a fully automated, 4.4 mile above-ground, electric rail, double-loop people mover system that carries passengers around downtown Miami's central business center, south to the Brickell Avenue business and international banking centers and north to the Andrienne Arsht Performing Arts Center and Omni shopping center areas; and (iii) the County's Metrobus system, which operates over approximately 29.3 million revenue miles per year and provides over 76.8 million passenger trips annually. The County also provides para-transit services to qualified elderly and handicapped riders. The County's para-transit services supply over 1.68 million passenger trips annually. In addition, cargo rail service is available from both Miami International Airport and the Port of Miami, and Amtrak has a passenger station in the City of Miami. Tri-Rail, a72-mi\e train system, links the City of West Palm Beach, the Town of Boca Raton, the City of Fort Lauderdale, the City of Hollywood and Miami International Airport. Miami International Airport Miami Intemational Airport is one of the busiest airports in the world for both passenger and cargo traffic. It ranks twelfth (12ft) in the nation and twenty-fifth (25t) in the world in passenger traffic and has A-16 535 the second highest intemational passenger traffic in the United States. The airport ranks third (3d) in the nation and eleventh (1 lh) in the world in tonnage of domestic and internationui "urgo movement. During Fiscal Year 2014 Miami International Airport handled 40,844,964 passengers and2,187,943 tons of air freight. More than 88 airlines serve Miami International Airport, flying passengers to more than 150 destinations around the globe. Port of Miami The Port of Miami, known as the "cruise capital of the world," is an island port that encompasses 649 acres of land. It is the world's largest multi-day cruise port and is operated by the Seaport Department of Miami-Dade County. Embarkations and debarkations on cruise ships totaled over 4.7 million passengers at the Port of Miami during Fiscal Year 2014. The Port of Miami is currently home to twenty-eight (28) cruise ships that operate throughout the year. Such ships, owned by eight (8) separate cruise ship companies, include some of the largest cruise ships in the world. The Port of Miami is also a hub for Caribbean and Latin American commerce. These countries accounted for over one-half of the 7.6 million tons of cargo transferred through the Port of Miami during Fiscal Year 2014. The Port of Miami has also expanded its relationships inthe global community. Ai a result, trade with the Far East, Asia and the Pacific coast accounted for almost 39% of the total cargo handled at the Port of Miami during Fiscal Year 2014. ln August 2014, access to the Port of Miami was increased by the opening of the PortMiami Tunnel. The PortfuIiarni Tunnel consist of two (2) parallel tunnels (one in each direction) that travel underneath Biscayne Bay connecting MacArthur Causeway on Watson Island with the port of Miami on Dodge Island. The PortMiani Tunnel provides direct access from highways I-95 and i-395, creating a highly desired additional entrance to the Port of Miami and a major improvement in traffic flow in downtown Miami. ThePorrJ.'Iiani Tunnel is expected to be a significant catalyst for future development at the Port of Miami and in the downtown Miami area. RECREATION There are numerous parks and playgrounds in the City. Each park provides different amenities, from tennis and bocce courts to swimming pools and tot lots, to Vita courses and barbecue pits. There are four (4) Vita courses, trvo (2) public swimming pools, and numerous tennis courts, including the Holtz Tennis Stadium, which hosts championship, professional and amateur tournaments. Offshore, the Gulf Stream provides a variety of game fish, while the Miami Beach Marina provides an abundance of space to house boats as well as direct access to the Atlantic Ocean and the Gulf Stream. The Marina is a private development on City owned, bay front land in the South Pointe area of the City. Renovation has increased the number of boat slips to 388, making the Marina a first class facility and the largest marina in the area. In the north part of the City, the public can enjoy a leisurely sail in the quiet waters of Biscayne Bay from the Miami Beach Sailport. The facility, though open to all ages, was specially designed to teach young adults the basic art of sailing on small prams. The City owns two (2) championship golf courses that are open to the public. The rwo (2) championship courses, Miami Beach Golf Course and Normandy, offer a clubhouse complete with a restaurant, lounge and pro shop. A-17 536 APPENDIX B Excerpts from Comprehensive Annual Financial Report of the City of Miami Beach, Florida for the Fiscal Year Ended September 30r2014 537 APPENDIX C Financial Report of the Miami Beach Redevelopment Agency (A Component Unit of the City of Miami Beach, Florida) for the Fiscal Year Ended September 30,2014 538 APPENDIX D The Bond Resolution 539 APPENDIX E Proposed Form of Opinion of Bond Counsel 540 APPENDIX F Proposed Form of Opinion of Disclosure Counsel 541 Board of Commissioners Miami Beach Redevelopment Agency 1700 Convention Center Drive Miami Beach, Florida 33139 Tax Increment Revenue and Revenue Refunding Bonds, Taxable Series 2015A (City Center/Ilistoric Convention Village) Ladies and Gentlemen: Date of Delivery Tax Increment R"u.^re ,nd Revenue Refunding Bonds, Series 20158 (City Centerillistoric Convention Village) MIAMI BEACII REDEVELOPMENT AGENCY $ We have served as Disclosure Counsel in connection with the issuance by the Miami Beach Redevelopment Agency (the "Agency") of its $in aggregate principal amount of Tax Increment Revenue and Revenue Refunding Bonds, Taxable Series 2015A (City Center/flistoric Convention Village) (the "Series 2015,{ Bonds") and $in aggregate principal amount of Tax Increment Revenue and Revenue Refunding Bonds, Series 20158 (City Center,lHistoric Convention Village) (the "Series 20158 Bonds" and, collectively with the Series 2015A Bonds, the "series 2015 Bonds"). The Series 2015 Bonds are being issued with the terms, for the purposes and subject to the conditions set forth in Resolution No. _-201 5 adopted by the Chairman and members of the Board of Commissioners of the Agency on October_, 2015 (the "Bond Resolution") and by Resolution No. 2015- adopted by the Mayor and City Commission of the City of Miami Beach, Florida on October _, 2015, as described in the Official Statement dated November _r 2015 relating to the Series 2015 Bonds (the "Official Statement"). All capitalized terms used in this opinion that are not defined herein and not normally capitalized shall have the meaning ascribed to such terms in the Official Statement. ln connection with the issuance and delivery of this opinion, we have considered such rnatters of law and fact and have relied upon such certificates and other information furnished to us as we have deemed appropriate. We are not expressing any opinion or views herein on the authorization, issuance, delivery or validity of the Series 2015 Bonds. To the extent that the opinions expressed herein relate to or are dependent upon the determination that the proceedings and actions related to the authorization, issuance and sale of the Series 2015 Bonds are lawful and valid under the laws of the State of Florida, or that the Series 201 5 Bonds are valid and binding obligations of the Agency enforceable in accordance with their terms, or that interest on the Series 20158 Bonds is excluded from the gross income of the owners thereof for federal income tax purposes or that the Series 2015 Bonds and the interest thereon are exempt from taxation under the laws of the State of Florida, we understand that you are relying upon the opinions delivered on the date hereof of Squire Patton Boggs (US) LLP and no opinion is expressed herein as to such matters. The scope of our engagement with respect to the issuance of the Series 2015 Bonds was not to establish factual matters and, because of the wholly or partially non-legal character of many of the determinations involved in the preparation of the Official Statement, we are not passing on and do not assume any responsibility for, except as set forth in the last sentence of this paragraph, the accuracy or F-1 542 Board of Commissioners Miami Beach Redevelopment Agency Date of Delivery Page 2 completeness of the contents of the Official Statement (including, without limitation, its appendices) and we make no representation that we have independently verified the accuracy, completeness or fairness of such statements. As your counsel, we have participated in the preparation of the Official Statement and in discussions and conferences with officials of the Agency, Bond Counsel for the Agency, the Financial Advisor for the Agency, the Underwriters and Greenberg Traurig, P.A., Miami, Florida, Counsel to the Underwriters, in which the contents of the Official Statement and related matters were discussed. Solely on the basis of our participation in the preparation of the Official Statement, our examination of certificates, documents, instruments and records relating to the Agency and the issuance of the Series 2015 Bonds and the above-mentioned discussions, nothing has come to our attention which would lead us to believe that the Official Statement (except for the financial, statistical and demographic data and information in the Official Statement, including, without limitation, the appendices thereto and the information relating to DTC, its operations and the book-entry only system, ai io which no opinionis expressed) contains an untrue statement of a material fact or omits to state a material fact that is necessary in order to make the statements therein, in light of the circumstances under which they were made, not misleading. We are also of the opinion that the continuing disclosure undertaking set forth in the Bond Resolution and in the Disclosure Dissemination Agent Agreement of the Agency dated as of December -,2015 and delivered at the closing for the Series 2015 Bonds, satisfies the requirements set forth in Rule l5c2-12(b)(5) of the United States Securities and Exchange Commission, as such requirements apply to the issuance of the Series 2015 Bonds. In reaching the conclusions expressed herein we have, with your concurrence, assumed and relied on the genuineness and authenticity of all signatures not witnessed by us, the authenticity of all documents, records, instruments and letters submitted to us as originals, the conformity with originals of all items submitted to us as certified or photostatic copies, the legal capacity and authority oi the persons who executed such items, the accuracy of all warranties, representations and statements of fact contained in the documents and instruments submitted to us, and the continuing accuracy on this date of any certificates or other items supplied to us regarding the matters addressed herein, which assumptions we have notverified. As to questions of fact material to our opinions, we have relied upon and assumed the correctness of the public records and certificates by, and representations of, public offrcials and other officers, and representatives of the parties to this transaction. We have no actuai knowledge of any factual information that would lead us to form a legal opinion that the public records or certifrcates which we have relied upon contain any untrue statement of a material fact. This opinion may be relied upon by the Agency only, and only in connection with the transaction to which reference is made above, and may not be used or relied upon by any other person for any purpose whatsoever without our express prior written consent. Respectfully submitted, LAW OFFICES OF STEVE E. BULLOCK, P.A. F-2 543 APPENDIX G Form of Disclosure Dissemination Agent Agreement 544 [APPENDIX H Form of Specimen Municipal Bond Insurance policyl 545 $ MIAMI BEACH REDEVELOPMENT AGENCY Tax lncrement Revenue Bonds, Series 2015 (City Center/Historic Convention Village) BOND PURCHASE AGREEMENT ,2075 Board of Commissioners of the Miami Beach Redevelopment Agency 1700 Convention Center Drive Miami Beach, Florida 33139 Ladies and Gentlemen: Morgan Stanley & Co. LLC (the "Senior Managing Underwriter"), acting on behalf of itself and Wells Fargo Bank, National Association, Merrill Lynch, Pierce, Fenner & Smith Incorporated, Raymond James & Associates, Inc. and Loop Capital Markets LLC (collectively, with the Senior Managing Underwriter, the "Underwriters"), offer to enter into this Bond Purchase Agreement (this "Purchase Agreement") with the Miami Beach Redevelopment Agency (the "Agency"), for the sale by the Agency and the purchase by the Underwriters of the Agency's $Tax Increment Revenue Bonds, Series 2015 (City Center,{Historic Convention Village) (the "Series 2015 Bonds"). This offer is made subject to acceptance by the Agency prior to 5:00 p.m. (Eastern Time) on the date hereof. Upon such acceptance, this Purchase Agreement wiil be in full force and effect in accordance with its terms and will be binding on the Agency and the Underwriters. If this offer is not so accepted, it is subject to withdrawal by the Underwriters upon written notice delivered to the Agency at any time prior to such acceptance. In conformance with Section 218.385, Florida Statutes, as amended, the Underwriters hereby deliver the Disclosure and Truth-in-Bonding Statement attached hereto as Exhibit "A." Capitalized terms used in this Purchase Agreement, but not defined, are used with the meanings ascribed to them in the Bond Resolution hereinafter described. The Senior Managing Underwriter represents that it is authorized on behalf of itself and the other Underwriters to enter into this Purchase Agreement and to take any other actions that may be required on behalf of the Underwriters. SECTION 1. (a) Upon the terms and conditions and upon the basis of the representations and warranties herein set forth, the Underwriters hereby agree to purchase from the Agency, and the Agency hereby agrees to sell to the Underwriters all (but not less 546 (b) than all) of the Series 2015 Bonds for a purchase price equal to $ (which purchase pdce is the aggregate principal amount of the Series 2015 Bonds of$, plus/minus a net original issue premium/discount of $_ and less an Underwriters' discount of $ ). The purchase price for the Series 2015 Bonds shall be payable to the Agency in immediately available funds. In connection with the execution of this Purchase Agreement, the Senior Managing Underwriter, on behalf of the Underwriters, has delivered to the Agency a wire transfer credited to the order of the Agency in immediately available federal funds in the aggregate amount of _Do1lars($-)(the..GoodFaithDeposit,'),whichisbeingdeliveredto the Agency on account of the purchase price of the Series 2015 Bonds and as security for the performance by the Underwriters of their obligation to accept and to pay for the Series 2015 Bonds. If the Agency does not accept this offer, the Good Faith Deposit shall be immediately returned to the Senior Managing Underwriter by wire transfer credited to the order of the Senior Managing Underwriter in the amount of the Good Faith Deposit, in federal funds to the Senior Managing Underwriter. In the event the hereinafter defined Closing takes place, the amount of the Good Faith Deposit shall be credited against the purchase price of the Series 2015 Bonds pursuant to Section 1(a). In the event of the Agency's failure to deliver the Series 2015 Bonds at the Closing, or if the Agency shall be unable at or prior to the Closing to satisfy the conditions to the obligations of the Underwriters contained in this Purchase Agreement (unless such conditions are waived by the Senior Managing Underwriter), or if the obligations of the Underwriters shall be terminated for any reason permitted by this Purchase Agreement, the Agency shail immediately wire to the Senior Managing Underwriter in federal funds the Good Faith Deposit without interest, and such wire shall constitute a full release and discharge of all claims by the Underwriters against the Agency arising out of the transactions contemplated by this Purchase Agreement. In the event that the Underwriters fail other than for a reason permitted under this Purchase Agreement to accept and pay for the Series 2015 Bonds upon their tender by the Agency at the Closing, the amount of the Good Faith Deposit shall be retained by the Agency and such retention shall represent full liquidated damages and not a penalty, for such failure and for any and all defaults on the part of the Underwriters and the retention of such funds shall constitute a full release and discharge of all claims, rights and damages for such failure and for any and all such defaults. It is understood by both the Agency and the Underwriters that actual damages in the circumstances as described in the preceding sentence may be difficult or impossible to compute; therefore, the funds represented by the Good Faith Deposit are a reasonable estimate of the liquidated damages in this type of situation. The Series 2015 Bonds will be issued pursuant to Chapter 163, Part iII, Florida Statutes, as amended, and other applicable provisions of law (collectively, the "Act"), and pursuant and subject to the terms and conditions of Resolution No. (c) 2015-adopted by the Board of Commissioners of the Agency (the 547 (d) "Commission") on , 2015 (the "Bond Resolution"). The Series 2015 Bonds will be secured as provided in the Bond Resolution. The Series 2015 Bonds shall mature and have such other terms and provisions as are described on Exhibit "B" hereto. Proceeds of the Series 2015 Bonds will provide funds, together with other available funds, to (i) pay the costs of certain public improvements in accordance with the Redevelopment Plan (as defined in the Bond Resolution) and as described in Exhibit "A" of the Bond Resolution (the "Series 2015 Redevelopment Project"), (ii) refund the Outstanding Prior Bonds, as described in the Bond Resolution, (iii) fund the Debt Service Reserve Account, and (iv) pay costs of issuance of the Series 2015 Bonds. It shall be a condition to the obligation of the Agency to sell and deliver the Series 2015 Bonds to the Underwriters, and to the obligation of the Underwriters to purchase and accept delivery of the Series 2015 Bonds, that the entire aggregate principal amount of the Series 2015 Bonds shall be soid and delivered by the Agency and accepted and paid for by the Underwriters at the Closing. The Underwriters agree to make a bona fide public offering of substantially all of the Series 2015 Bonds to the public at initial public offering prices not greater than (or yields not less than) the initial public offering prices (or yields) set forth in the Official Statement; provided, however, that the Underwriters reserve the right to make concessions to certain dealers, certain dealer banks and banks acting as agents and to change such initial public offering prices as the Underwriters shall deem necessary in connection with the marketing of the Series 201 5 Bonds. At the Closing, the Underwriters shall deliver to the Agency a certificate, in a form acceptable to Bond Counsel, stating the facts of the sale of the Series 2015 Bonds in a manner such that the issue price can reasonably be established. The Official Statement shall be provided for distribution, at the expense of the Agency, in such quantity as may be requested by the Underwriters no later than the earlier of (i) seven (7) business days after the date hereof, or (ii) one (l) business day prior to the Closing date, in order to permit the Underwriters to comply with Rule 15c2-12 (the "Rule") of the Securities and Exchange Commission ("SEC"), and the applicable rules of the Municipal Securities Rulemaking Board ("MSRB"), with respect to distribution of the Official Statement The Senior Managing Underwriter agrees to file the Official Statement with the Electronic Municipal Market Access system ("EMMA") (accompanied by a completed Form G-32) by the date of Closing. The filing of the Official Statement with EMMA shall be in accordance with the terms and conditions applicable to EMMA. From the date hereof until the earlier of (i) ninety days from the "end of the underwriting period" (as defined in the Rule), or (ii) the time when the Official Statement is available to any person from the MSRB (but in no case less than twenty-five (25) days following the end of the underwriting period), if any event (e) (0 548 occurs or a condition or circumstance exists which may make it necessary to amend or supplement the Official Statement in order to make the statements therein, in the light of the circumstances under which they were made, not misleading, the party discovering such event, condition or occurrence shall notify the other party and if, in the reasonable opinion of the Agency or the reasonable opinion of the Senior Managing Underwriter, such event requires the preparation and publication of an amendment or supplement to the Official Statement, the Agency, at its expense, will promptly prepare an appropriate amendment or supplement thereto, in a form and in a manner reasonably approved by the Senior Managing Underwriter (and file, or cause to be filed, the same with the MSRB, and mail such amendment or supplement to each record owner of the Series 2015 Bonds) so that the statements in the Official Statement, as so amended or supplemented, will not, in light of the circumstances under which they were made, be misleading. Each party will promptly notify the other parties of the occurrence of any event of which it has knowledge or the discovery of such conditions or circumstance, which, in its reasonable opinion, is an event described in the preceding sentence. Notwithstanding the foregoing, if prior to the Closing either the Agency or the Underwriters hereto does not in good faith approve the form and manner of such supplement or amendment, the other may terminate this Purchase Agreement. The parties agree to cooperate in good faith with regard to the form and manner of the supplement or amendment to the Official Statement. Unless the Agency is otherwise notified by the Underwriters in writing on or prior to the date of Closing, the end of the underwriting period for the Series 2015 Bonds for all purposes of the Ruie and this Purchase Agreement is the date of Closing. In the event the written notice described in the preceding sentence is given by the Underwriters to the Agency, such written notice shall specify the date after which no participating underwriter, as such term is defined in the Rule, remains obligated to deliver Official Statements pursuant to paragraph (b)(a) of the Rule. (g) The Agency hereby approves and authorizes the delivery and distribution of the Preliminary Official Statement and the execution, delivery and distribution of the Official Statement in substantially the form of the Preliminary Official Statement, together with such other changes, amendments or supplements as shall be made and approved in writing by the Senior Managing Underwriter and the Agency prior to the Closing in connection with the public offering and sale of the Series 20i5 Bonds. SECTION 2. The Agency represents and warrants to and agrees with the Underwriters as follows: (a) The Bond Resolution was adopted by the Commission at meetings duly called and held in open session upon requisite prior pubiic notice pursuant to the laws of the State of Florida and the standing resolutions and rules of procedure of the Commission. The Agency has full right, power and authority to adopt the Bond Resolution. On the date hereof, the Bond Resolution is, and, at the Closing shall 549 (b) be, in full force and effect, and no portions thereof have been or shall have been supplemented, repealed, rescinded or revoked. The Bond Resolution constitutes the legal, valid and binding obligation of the Agency, enforceable in accordance with its terms. The Bond Resolution creates a iien upon and pledge of Pledged Funds, for the payment of principal and interest on the Series 2015 Bonds. As of their respective dates and, with respect to the Official Statement, at the time of Closing, the statements and information contained in the Preliminary Official Statement and the Official Statement are and will be accurate in all material respects for the purposes for which their use is authorized, and do not and will not contain any untrue statement of a material fact or omit to state any material fact necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading. In addition, any amendments to the Preliminary Official Statement and the Official Statement prepared and furnished by the Agency pursuant hereto will not contain any untrue statement of a material fact or omit to state any material fact necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading. The Series 2015 Bonds, the Bond Resolution, the Escrow Deposit Agreements relatingto the refunding of the Prior outstanding Bonds (the "Escrow Deposit Agreements") and the Disclosure Dissemination Agent Agreement relating to the Series 2015 Bonds (the "Continuing Disclosure Agreement") conform to the descriptions thereof set forth in the Official Statement. The Agency is not in breach of or default under any applicable constitutional provision, law or administrative regulation of the State of Florida or the United States, or any agency or department of either, or any applicable judgment or decree or any loan agreement, indenture, bond, note, resolution, agreement or other instrument to which the Agency is a party or to which the Agency or any of its properties or other assets is otherwise subject, and no event has occurred and is continuing which, with the passage of time or the giving of notice, or both, would constitute a default or event of default under any such instrument, in any such case to the extent that the same would have a material and adverse effect upon the business or properties or financial condition of the Agency, including the Agency's receipts of the Trust Fund Revenues (as defined in the Bond Resolution) in the amount contemplated by the official Statement; and the execution and delivery of the Series 2015 Bonds, the Continuing Disclosure Agreement, the Escrow Deposit Agreements and this Purchase Contract and the adoption of the Bond Resolution, and compliance with the provisions on the Agency's part contained in each, will not conflict with or constitute a breach of or default under any constitutional provision, Iaw, administrative regulation, judgment, decree, loan agreement, indenture, bond, note, resolution, agreement or other instrument to which the Agency is a party or to which the Agency or any of its properties or other assets is otherwise subject, nor will any such execution, delivery, adoption or compliance result in the creation or imposition of any lien, charge or other security interest or encumbrance of any nature whatsoever upon any of the properties or the assets of the Agency under the terms of any such law, (c) 550 regulation or instrument, except as provided or permitted by the Series 2015 Bonds and the Bond Resolution. (d) As of its date, the Preliminary Official Statement was deemed "final" (except for permitted omissions) by the Agency for purposes of paragraph (bX1) of the Rule. (e) On the date hereof, the Commission is the governing body of the Agency and the Agency is, and will be on the date of the Closing, duly organized and validly existing as a community Redevelopment agency under the Act, with the power and authority set forth therein. (0 The Agency has full right, power and authority to issue, sell and deliver the Series 2015 Bonds to the Underwriters as described herein; to provide funds to finance the Series 2015 Redevelopment Project and to refinance the Outstanding Prior Bonds; to enter into this Purchase Agreement, the Escrow Deposit Agreements and the Continuing Disclosure Agreement (collectively, the "Bond Documents"), to issue and deliver the Series 2015 Bonds as provided in this Purchase Agreement and the Bond Resolution, to apply the proceeds of the sale of the Series 2015 Bonds for the purposes described herein and in the Official Statement, to execute and deliver the Bond Documents, and to carry out and consummate the transactions contemplated by the aforesaid documents. (g) At meetings of the Commission that were duly called and at which a quorum was present and acting throughout, the Commission approved the execution and delivery of the Series 2015 Bonds and the Bond Documents; authorized the execution and delivery of the Official Statement; and authorized the use of the Official Statement in connection with the public offering of the Series 2015 Bonds. The Agency represents that it will have no bonds or other indebtedness outstanding that are secured by the Pledged Funds, other than as described in the Official Statement. All conditions and requirements of the Bond Resolution relating to the issuance of the Series 2015 Bonds have been complied with or fulfilled, or will be complied with or fulfilled on the date of closing. (h) Since September 30, 2074, there has been no material adverse change in the financial position, results of operations or condition, financial or otherwise, of the Agency other than as disclosed in the Official Statement and the Agency has not incurred liabilities that would materially adversely affect its ability to discharge its obligations under the Bond Resolution or the Bond Documents, direct or contingent, other than as disclosed in the Official Statement. (i) No authorization, approval, consent or license of any governmental body or authority, not already obtained, is required for the valid and lawful execution and delivery by the Agency of the Series 2015 Bonds, the Bond Documents, the Official Statement, the adoption of the Bond Resolution, and the performance of its obligations thereunder or as contemplated thereby; provided, however, that no representation is made concerning compliance with the registration requirements 551 C) (k) of the federal securities laws or the securities or Blue Sky laws of the various states. The Agency is not and has not been in default on any bond issued since December 31, 197 5 that would be considered material by a reasonable investor. Except as disclosed in the official Statement, there is no claim, action, suit, proceeding, inquiry or investigation, at law or in equity, before or by any court, governmental agency, or public board or body, pending or, to the best of its knowledge, threatened: (i) contesting the corporate existence or powers of the Agency or the commission, or the titles of the officers of the Agency or the Commission to their respective offices; (ii) seeking to prohibit, restrain or enjoin the sale, issuance or delivery of the Series 2015 Bonds or the collection of the Trust Fund Revenues, pledged to pay the principal of and interest on the Series 2015 Bonds in the manner and to the extent provided in the Bond Resolution, or the application of the proceeds of the Series 2015 Bonds or in which an unfavorable decision, ruling or finding would materially adversely affect the financial position of the Agency or the validity or enforceability of the Series 2015 Bonds, the Bond Resolution or the Bond Documents; (iii) contesting in any way the completeness or accuracy of the Official Statement; (iv) adversely affect the exclusion of interest on the Series 2015 Bonds from gross income for federal income tax purposes; or (v) challenging the Agency's ownership or operation of the Series 2015 Redevelopment Project or any Redevelopment Projects, nor, to the best knowledge of the Agency, is there any basis therefor. When duly executed and delivered, the Series 2015 Bonds, and the Bond Documents will have been duly authorized, executed, issued and delivered and will constitute valid and binding obligations of the Agency, enforceable in accordance with their respective terms, except insofar as the enforcement thereof may be limited by bankruptcy, insolvency or similar laws relating to the enforcement of creditors' rights. The Agency will furnish such information, execute such instruments and take such other action in cooperation with the Senior Managing Underwriter as the Senior Managing Underwriter may reasonably request to: (i) qualify the Series 2015 Bonds for offer and sale under the "blue sky" or other securities laws and regulations of such states and other jurisdictions of the United States of America as the Senior Managing Underwriter may designate; (ii) determine the eligibility of the Series 2015 Bonds for investment under the laws of such states and other jurisdictions; and (iii) continue such qualifications in effect so long as required for the distribution of the Series 2015 Bonds; provided that the Agency will not be required to qualify to do business or submit to service of process in any such jurisdiction. The Agency has not been notified of any listing or the proposed listing of the Agency by the Internal Revenue Service as an issuer whose arbitrage certifications may not be relied upon. (t) (m) (n) 552 (o) (p) (q) (s) (t) (u) (v) Any cefiificate signed by any official of the Agency and delivered to the Underwriters will be deemed to be a representation by the Agency to the Underwriters as to the statements made therein. The Agency will undertake, pursuant to the Continuing Disclosure Agreement, to provide or cause to be provided to the MSRB certain annual financial information and certain notices of material events, as more fully set forth in the Continuing Disclosure Agreement. A description of the undertaking will be set forth in the Official Statement. The Financial Statements included in the Official Statement have been prepared in accordance with generally accepted accounting principles applied on a consistent basis with that of the audited combined financial statements of the Agency and fairly present the financial condition and results of the operations of the Agency at the dates and for the periods indicated. (r) The Agency will provide to the rating agencies rating the Series 2015 Bonds appropriate periodic credit information necessary for maintaining the ratings on the Series 2015 Bonds. Except as disclosed in the official Statement, within the last five (5) years, the Agency has not failed to comply in all material respects with any continuing disclosure undertaking made by it pursuant to the Rule in connection with outstanding bond issues for which the Agency has agreed to undertake continuing disclosure obligations. At the time of Closing, the Agency will be in compliance in all respects with the covenants and agreements contained in the Bond Resolution and no Event of Default, nor an event which, with the lapse of time or giving of notice, or both, would constitute an Event of Default under the Bond Resolution will have occurred or be continuing. The Agency will not take or omit to take any action which action or omission will in any way cause the proceeds from the sale of the Series 2015 Bonds to be applied in a manner contrary to that provided for or permitted in the Bond Resolution and as described in the Official Statement. No representation or warranty by the Agency in this Purchase Agreement, nor any statement, certificate, document or exhibit furnished to or to be furnished by the Agency pursuant to this Purchase Agreement contains, or will contain on the Closing date, any untrue statement of material fact. Between the date of this Purchase Agreement and the date of Closing, the Agency will not, without the prior written consent of the Senior Managing Underwriter, offer or issue any bonds, notes or other obligations for borrowed money, and the Agency will not incur any material liabilities, direct or contingent, nor will there be any adverse change of a material nature in the financial position, results of (w) 553 operations or condition, financial or otherwise, of the Agency, other than (i) as contemplated by the Official Statement, or (ii) in the ordinary course of business. SECTION 3. On or before the acceptance by the Agency of this Purchase Agreement, the Underwriters shall receive from the Agency certified copies of the Bond Resolution. SECTION 4. At 10:00 a,m. (Eastem Time) on ,2015, or at such earlier or later time or date as the parties hereto mutually agree upon (the "Closing"), the Agency will cause to be delivered to the Underwriters, at the offices of Squire Patton Boggs (US) LLP ("Bond Counsel"), in the Agency of Miami, Florida or at such other place upon which the parties hereto may agree, the documents mentioned in Section 5(b) of this Purchase Agreement and shall release the Series 2015 Bonds, in the form of one typewritten, fully registered bond with a CUSIP identification number thereon for each maturity of the Series 2015 Bonds. duly executed and authenticated and registered in the name of Cede & Co., as nominee for DTC, through the DTC FAST System to the Underwriters. At the Closing, the Underwriters shall evidence their acceptance of delivery of the Series 2015 Bonds and pay the purchase price of the Series 2015 Bonds as set forth in Section 1(a) of this Purchase Agreement. SECTION 5. The Underwriters have entered into this Purchase Agreement in reliance upon the representations and agreements of the Agency herein and the performance by the Agency of its obligations hereunder, both as of the date hereof and as of the date of Closing. The Agency's and the Underwriters' obligations under this Purchase Agreement are and will be subject to the following further conditions : (a) at the time of Closing: (i) the Bond Resolution and the Bond Documents will be in full force and effect and will not have been amended, modified or supplemented, except as may have been agreed to in writing by the Senior Managing Underwriter; (ii) the proceeds of the sale of the Series 20i5 Bonds shall be applied as described in the Official Statement; and (iii) the Commission shall have duly adopted and there shall be in full force and effect, resolutions as, in the opinion of Bond Counsel, shall be necessary in connection with the transactions contemplated hereby; (b) at or prior to the Closing, the Underwriters shall receive the following documents: (i) the opinion of Bond Counsel with respect to the Series 2015 Bonds, dated the date of Closing, substantially in the form attached to the Official Statement as Appendi* _, either addressed to the Underwriters and the Agency or accompanied by a letter addressed to the Underwriters indicating that it may rely on said opinion as if it were addressed to them; 554 (ii) a supplemental opinion of Bond Counsel, dated the date of the Closing and addressed to the Underwriters to the effect that: (A) they have reviewed the statements in the Official Statement under the captions I',INTRODUCTION", ,,PURPOSE OF THE SERIES 2015 BONDS", "THE SERIES 2015 BONDS" (except for information under the subheading "Book-Entry Only System"), and "SECURITY FOR THE SERIES 2015 BONDS" (except for the information under the subheading "RESERVE ACCOUNT"),] and believe that, insofar as such statements purport to summarize certain provisions of the Series 2015 Bonds and the Bond Resolution, such statements present an accurate summary of such provisions; (B) they have reviewed the statements in the Official Statement under the caption "TAX MATTERS" and believe that such statements are accurate; and (C) the Series 2015 Bonds are exempt from the registration requirements of the Securities Act of 1933, as amended (the "1933 Act") and the Bond Resolution is exempt from qualification under the Trust Indenture Act of 1939, as amended (the "1939 Act"); (iii) the opinion of the Law Offices of Steve E. Bullock, P,A., Disclosure Counsel to the Agency, dated the date of Closing and either addressed to the Underwriters and the Agency or accompanied by a letter addressed to the Underwriters indicating that it may rely on said opinion as if it were addressed to them, in form and substance acceptable to the Agency and the Underwriters, (i) to the effect that nothing has come to its attention which leads it to believe that the Official Statement contains any untrue statement of a material fact or omits to state a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances under which they were made, not misleading, (ii) the Continuing Disclosure Agreement complies, in all material respects, with the requirements of Rule l5(c)2-12(b)(5), and (iii) the Series 2015 Bonds are exempt from the registration requirements of the 1933 Act and the Bond Resolution is exempt from qualification under the 1939 Act; (iv) the opinion of Raul Aguila, Esq., Counsel to the Agency, dated the date of Closing and addressed to the Underwriters and the Agency, to the effect that: (A) the Commission is the governing body of the Agency and the Agency is validly existing as a public agency created under the Act, with all corporate power necessary to conduct the operations described in the Official Statement and to cary out the transactions contemplated by this Purchase Agreement; (B) the Agency has obtained all governmental consents, approvals and authorizations necessary for execution and delivery of the Bond Documents, for issuance of the Series 2015 Bonds and for execution and delivery of the Official Statement and consummation of the transactions contemplated thereby and hereby; (C) the Agency has full legal right, power and authority to pledge and grant a lien on the Trust Fund Revenues, for the security of the Series 2015 Bonds on parity and equal status with any other Bonds issued pursuant to the l0 555 (v) Bond Resolution; (D) the Agency has duly adopted the Bond Resolution and approved the form, execution, distribution and delivery of the official statement and the other Bond Documents; (E) the Series 2015 Bonds and the Bond Documents have each been duly authorized, executed and delivered by the Agency and, assuming due authorization, execution and delivery thereof by the other parties thereto, if any, each constitutes a valid and binding agreement of the Agency, enforceable in accordance with its terms; (F) the information in the official Statement with respect to the Agency (excluding financial, statistical and demographic information and information relating to DTC, as to which no opinion need be expressed) is, to the best knowledge of such counsel after due inquiry with respect thereto, correct in all material respects and does not omit any matter necessary in order to make the statements made therein regarding such matters, in light of the circumstances under which such statements are made, not misleading, and, based on its participation as counsel to the Agency, such counsel has no reason to believe that the official Statement (excluding financial, statistical and demographic information (and information reiating to DTC) contained as of its date or contains any untrue statement of a material fact or omitted or omits to state any material fact necessary to make the statements therein, in light of the circumstances under which they were made, not misleading; (G) except as disclosed in the Official Statement under the caption "LITIGATION," there is no action, suit, proceeding or investigation at law or in equity before or by any court, public board or body pending or, to the best of knowledge of such counsel, threatened, against or affecting the Commission or the Agency challenging the validity of the Series 2015 Bonds, the Bond Resolution, the Bond Documents, or any of the transactions contemplated thereby or by the official Statement, or challenging the existence of the Agency or the respective powers of the several offices of the offrcials of the Agency or the titles of the officials holding their respective offices, or challenging the Agency's ownership or operation of the Redevelopment Projects or the pledge of the Trust Fund Revenues for the payment of the Series 2015 Bonds in the manner and to the extent provided in the Bond Resolution, nor is there any basis therefor; (H) the execution and delivery of the Bond Documents and the issuance of the Series 2015 Bonds, and compliance with the provisions thereof, under the circumstances contemplated thereby, do not and will not in any material respect conflict with or constitute on the part of the Agency a breach of or default under, or result in the creation of a lien on any property of the Agency (except as contemplated therein) pursuant to any note, mortgage, deed of trust, indenture, resolution or other agreement or instrument to which the Commission or the Agency is a party, or any existing law, regulation, court order or consent decree to which the Commission or the Agency is subject; a certificate, dated the date of Closing, signed on behalf of the Agency by the Chairman and Executive Director of the Agency, setting forth such 11 556 matters as the Senior Managing Underwriter may reasonably require, including that each of the representations of the Agency contained in Section 2 hereof were true and accurate in all material respects onthe date when made, has been true and accurate in all material respects at all times since, and continues to be true and accurate in all material respects on the date of Closing as if made on such date; and stating that to the best of their knowledge, flo event affecting the Agency, the Series 2015 Redevelopment Project or the Series 2015 Bonds has occurred since the date of the Official Statement which should be disclosed therein for the purpose for which it is used or which is necessary to disclose therein in order to make the statements and information therein not misleading in any material respect as of the date of Closing; (vi) a customary signature certificate, dated the date of Closing, signed on behalf of the Agency by the Secretary of the Agency: (vii) letters from Moody's Investors Service, Inc. ("Moody's") and Standard & Poor's Ratings Services ("S&P") addressed to the Agency, to the effect that the Series 2015 Bonds have been assigned ratings of"_" with a "_ outlook," respectively, which ratings effect as of the Closing date; (viii) a customary authorization and incumbency certificate, dated Closing, signed by authorized officers of the Bond Registrar; tt-" and shall be in the date of (ix) copies of the Blue Sky Survey and Legal Investment Survey, if any, prepared by Counsel to the Underwriters, indicating the jurisdictions in which the Series 2015 Bonds may be sold in compliance with the "blue sky" or securities laws of such jurisdictions; (x) such additional documents as may be required by the Bond Resolution to be delivered as a condition precedent to the issuance of the Series 2015 Bonds; (xi) such additional legal opinions, proceedings, instruments and other documents as the Senior Managing Underwriter, Underwriters' Counsel or Bond Counsel may reasonably request. All of the opinions, letters, certificates, instruments and other documents mentioned in this Purchase Agreement shall be deemed to be in compliance with the provisions of this Purchase Agreement if, but only if, in the reasonable judgment of the Senior Managing Underwriter and Underwriters' Counsel, they are satisfactory in form and substance. SECTION 6. If the Agency shali be unable to satisfy the conditions to the Underwriters' obligations contained in this Purchase Agreement or if the Underwriters' obligations are terminated for any reason permitted by this Purchase Agreement, this Purchase Agreement shall terminate and the t2 557 Underwriters and the Agency shall have no further obligation hereunder, except that the respective obligations of the parties hereto provided in Section 7 hereof shall continue in full force and effect and the Agency shall return the Good Faith Deposit as provided in Section l(b). SECTION 7. (a) The following costs and expenses relating to the transaction contemplated or described in this Purchase Agreement shall be borne and paid by the Agency regardless of whether the transaction contemplated herein shall close: printing of Series 2015 Bonds; printing or copying of closing documents (including the Preliminary Official Statement and the Official Statement) in such reasonable quantities as the Underwriters may request; fees and disbursements of Bond Counsel; fees and disbursements of the Financial Advisor; any accounting fees; the Bond Registrar fees; fees of the rating agencies; and any other fees as described in Schedule A-1 hereto. The Agency shall pay any expenses incurred by the Underwriters on behalf of the Agency and its staff in connection with the marketing, issuance and delivery of the Series 2015 Bonds, including, but not limited to, meals, transportation and lodging of the Agency's employees and representatives; the Agency's obligations in regard to these expenses survive even if the underlying transaction fails to close or consummate. (b) The Underwriters will pay: (i) the fees and disbursements of Underwriters' Counsel; (ii) all advertising expenses in connection with the public offering of the Series 2015 Bonds; and (iii) the cost of preparing, printing and distributing the Blue Sky and Legal Investment Surveys, if any, and the filing fees required by the "blue sky" laws of various jurisdictions. SECTION 8. The Agency acknowledges and agrees that: (i) the transactions contemplated by this Purchase Agreement are arm's length, commercial transactions between the Agency and the Underwriters in which the Underwriters are acting solely as a principal and are not acting as a municipal advisor, financial advisor or fiduciary to the Agency; (ii) the Underwriters have not assumed any advisory or fiduciary responsibility to the Agency with respect to the transactions contemplated hereby and the discr-rssions, undertakings and procedures leading thereto (inespective of whether the Underwriters or their affiliates have provided other services or are currently providing other services to the Agency on other matters); (iii) the only obligations the Underwriters have to the Agency with respect to the transaction contemplated hereby expressly are set forth in this Purchase Agreement; (iv) the Agency has consulted its own financial and/or municipal, legal, accounting, tax, and other advisors, as applicable, to the extent it has deemed appropriate and (v) the Underwriters have financial and other interests that differ from those of the Agency. The primary role of the Underwriters, is to purchase the Series 2015 Bonds, for resale to investors, in an arm's-length commercial transaction between the Agency and the Underwriters. 13 558 SECTION 9. The Underwriters shall have the right to cancel their obligations hereunder by if the Senior Managing Underwriter notifies the Agency in writing of their election to do so between the date hereof and the Closing if, at any time hereafter and on or prior to the Closing: (a) A committee of the House of Representatives or the Senate of the Congress of the United States shall have pending before it legislation, or a tentative decision with respect to legislation shall be reached by a committee of the House of Representatives or the Senate of the Congress of the United States of America, or legislation shall be favorably reported by such a committee or be introduced, by amendment or otherwise, in, or be passed by, the House of Representatives or the Senate, or recommended to the Congress of the United States of America for passage by the President of the United States of America, or be enacted by the Congress of the United States of America, or an announcement or a proposal for any such legislation shall be made by a member of the House of Representatives or the Senate of the Congress of the United States, or a decision by a court established under Article III of the Constitution of the United States of America or the Tax Court of the United States of America shall be rendered, or a ruling, regulation, or order of the Treasury Department of the United States of America or the Internal Revenue Service shall be made or proposed having the purpose or effect of imposing federal income taxation, or any other event shall have occurred which results in or proposes the imposition of federal income taxation, upon revenues or other income of the general character to be derived by the Agency, any of its affiliates, state and local governmental units or by any similar body or upon interest received on obligations of the general character of the Series 2015 Bonds which, in the Senior Managing Underwriter's opinion, materially and adversely affects the market price of the Series 2015 Bonds. (b) Any legislation, ordinance, rule, or regulation shall be introduced in or be enacted by any governmental body, department, or agency of the United States or of any state, or a decision by any court of competent jurisdiction within the United States or any state shall be rendered which, in the Senior Managing Underwriter's reasonable opinion, materially adversely affects the market price of the Series 2015 Bonds. (c) A stop order, ruling, regulation, or official statement by, or on behalf of, the SEC or any other governmental agency having jurisdiction of the subject matter shall be issued or made to the effect that the issuance, offering, or sale of obligations of the general character of the Series 2015 Bonds, or the issuance, offering, or sale of the Series 2015 Bonds, including all the underlying obligations, as contemplated hereby or by the Official Statement, is in violation or would be in violation of any provisions of the federal securities laws as amended and then in effect, including without limitation the registration provisions of the 1933 Act, or the registration provisions of the Securities Exchange Act of 1934 (the "1934 Act"), or the qualification provisions of the 1939 Act. 14 559 (d)Legislation shall be introduced by amendment or otherwise in, or be enacted by, the Congress of the United States of America, or a decision by a court of the United States of America shall be rendered to the effect that obligations of the general character of the Series 2015 Bonds, including aii the underlying obiigations, are not exempt from registration under or from other requirements of the 1933 Act or the 1934 Act, or with the purpose or effect of otherwise prohibiting the issuance, offering, or sale of obligations of the general character of the Series 2015 Bonds, as contemplated hereby or by the official Statement. Any event shall have occurred, or information shall have become known, which, in the Senior Managing Underwriter's reasonable opinion, makes untrue in any material respect any representation by or certificate of the Agency hereunder, or any statement or information furnished to the Underwriters by the Agency for use in connection with the marketing of the Series 2015 Bonds or any material statement or information contained in the Official Statement as originally circulated contains an untrue statement of a material fact or omits to state a material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading; provided, however, that the Agency shall be granted a reasonable amount of time in which to cure any such untrue or misleading statement or information. Additional material restrictions not in force as of the date hereof shall have been imposed upon trading in securities generally by any governmental authority or by any national securities exchange. The New York Stock Exchange or any other national securities exchange, or any governmental authority, shall impose, as to Series 2015 Bonds or obligations of the general character of the Series 2015 Bonds, any material restrictions not now in force, or increase materially those now in force, with respect to the extension of credit by, or a change to the net capital requirements of, the Underwriters. A general banking moratorium or suspension or limitation of banking services shall have been established by federal, Florida or New York authorities or a major financial crisis or material disruption in commercial banking or securities settlement or clearance services shall have occurred. Any proceeding shall be pending, or to the knowledge of the underwriters, threatened, to restrain, enjoin, or otherwise prohibit the issuance, sale, or delivery of the Series 2015 Bonds by the Agency or the purchase, offering, sale, or distribution of the Series 2015 Bonds by the Underwriters, or for any investigatory or other proceedings under any federal or state securities laws or the rules and regulations of the National Association of Securities Dealers, Inc. relating to the issuance, sale, or delivery of the Series 2015 Bonds by the Agency or the purchase, offering, sale, or distribution of the Series 2015 Bonds by the Underwriters. (e) (0 (g) (h) (i) 15 560 There shall have occurred any new outbreak or escalation of hostilities, any declaration by the United States of war or any national or intemational calamity or crisis, the effect of such outbreak, escalation, declaration, calamity or crisis being such as would cause a major disruption in the municipal bonds market and as, in the reasonable judgment of the Senior Managing Underwriter, would make it impracticable or inadvisable for the Underwriters to market the Series 2015 Bonds or to enforce contracts for the sale of the Series 2015 Bonds. Prior to Closing, any of the rating agencies which have rated the Series 2015 Bonds shall inform the Agency or the Underwriters that the Series 2015 Bonds will be rated lower than the respective rating published in the Official Statement or there shall have occurred or any notice shall have been given of any downgrading, suspension, withdrawal, or negative change of credit watch status by any national rating service to any Bonds. There shall have occurred, after the signing hereof, either a financial crisis with respect to the Agency or any agency or political subdivision thereof or proceedings under the bankruptcy laws of the United States or the State of Florida shall have been instituted by the Agency, in either case the effect of which, in the reasonable judgment of the Senior Managing Underwriter, is such as to materially and adversely affect the market price or the marketability of the Series 2015 Bonds or the ability of the Underwriters to enforce contracts of the sale of the Series 2015 Bonds. SECTION 10. Any notice or other communication to be given under this Purchase Agreement may be given by delivering the same in writing as follows: To the Agency at: Miami Beach Redevelopment Agency clo City of Miami Beach, Florida 1700 Convention Center Drive Miami Beach, FL 33139 Attention: John Woodruff, Interim Chief Financial Officer To the Underwriters (as the Senior Managing Underwriter, the representative on behalf of the Underwriters) at: Morgan Stanley & Co., LLC 1560 Sawgrass Corp Pkwy, Suite 479 Sunrise, Florida 33323 Attention: J.W. Howard 0) (k) (l) r6 561 SECTION 11. This Purchase Agreement is made solely for the benefit of the Agency and the Underwriters (including the successors or assigns of the Underwriters), and no other person, partnership, association or corporation shall acquire or have any right hereunder or by virtue hereof. SECTION 12. All the representations, warranties and agreements of the Underwriters and the Agency in this Purchase Agreement shall remain operative and in full force and effect and shall survive delivery of and payment for the Series 2015 Bonds hereunder regardless of any investigation made by or on behalf of the Underwriters. SECTION 13. This Purchase Agreement shall be governed by and construed in accordance with the laws of the State of Florida. SECTION 14. This Purchase Agreement may be executed in any number of counterparts, each of which shall be deemed an original, but all of which together shall constitute one and the same agreement; such counterparts may be delivered by facsimile transmission. [Signature Page to FollowJ t7 562 If the foregoing is acceptable to you, please sign below and this Purchase Agreement will become a binding agreement between the Agency and the underwriters. Very Truly Yours, MORGAN STANLEY &, CO. LLC, on behalf of itself and WELLS FARGO BANK, NATIONAL ASSOCIATION, MERRILL LYNCH, PIERCE, FENNER &, SMITH INCORPORATED, RAYMOND JAMES & ASSOCIATES, INC., and LOOP CAPITAL MARKETS LLC By: Name: Title: Accepted and confirmed as of the date first above written: MIAMI BEACH REDEVELOPMENT AGENCY By: Name: Title: APPROVED AS TO FORM & LANGUAGE & FOR EXECUTION Chairperson J-C''(- Redevelopment Agency Geneial Couniel 'y'13 i8 563 EXHIBIT A (Disclosure and Truth-in-Bonding Statement) (_ MIAMI BEACH REDEVELOPMENT AGENCY Tax Increment Revenue Bonds, Series 201 5 (City Center/Historic Convention Village) ,2015 Board of Commissioners of the Miami Beach Redevelopment Agency 1700 Convention Center Drive Miami Beach, Florida 33139 Ladies and Gentlemen: In connection with the proposed execution and delivery of the $Miami Beach Redevelopment Agency Tax Increment Revenue Bonds, Series 2015 (City Center/Historic Convention Viliage) (the "Series 2015 Bonds"), Morgan Stanley & Co. LLC (the "senior Managing Underwriter"), acting on behalf of itself Wells Fargo Bank, National Association, Merrill Lynch, Pierce, Fenner & Smith Incorporated, Raymond James & Associates, Inc., and Loop Capital Markets LLC (collectively, with the Senior Managing Underwriter, the "Underwriters"), has agreed to underwrite a public offering of the Series 2015 Bonds. Arrangements for underwriting the Series 2015 Bonds will include a Bond Purchase Agreement between the Miami Beach Redevelopment Agency (the "Agency") and the Underwriters which will embody the negotiations in respect thereof (the "Purchase Agreement"). The purpose of this letter is to furnish, pursuant to the provisions of Section 218.385, Florida Statutes, as amended, certain information in respect of the arrangements contemplated for the underwriting of the Series 2015 Bonds as follows: (a) The nature and estimated amounts of expenses to be incurred by the Underwriters in connection with the purchase and reoffering of the Series 2015 Bonds are set forth in schedule A-1 attached hereto. (b) No person has entered into an understanding with the Underwriters or, to the knowledge of the Underwriters, with the Agency for any paid or promised compensation or valuable consideration, directly or indirectly, expressly or impiied, to act solely as an intermediary between the Agency and the Underwriters or to exercise or attempt to exercise any influence to effect any transaction in connection with the purchase of the Series 2015 Bonds by the Underwriters. (c) The total underwriting spread is $($ Exhibit A-1 /$1,000 of Bonds). 564 (e) (f) (d) The Management Fee is $_ ($_/$1,000 of Bonds). The Underwriters' Expenses are $($-./$1,000 of Bonds). No other fee, bonus or other compensation has been or will be paid by the Underwriters in connection with the issuance of the Series 2015 Bonds to any person not regularly employed or retained by the Underwriters, except Underwriters' counsel, Greenberg Traurig, P.A., as shown on Schedule A-l hereto, including any "finder" as defined in Section 218.386(1)(a), Florida Statutes, as amended. The names and addresses of the Underwriters are: Morgan Stanley & Co. LLC 1560 Sawgrass Corp Pknry, Suite 479 Sunrise, Florida 33323 Attn: J.W. Howard Wells Fargo Bank, National Association 2363 Gulf-to-Bay Blvd, Suite 200 Clearwater, Florida 337 65 Attn: J. Michael Olliff Bank of America Merrill Lynch 355 Alhambra Circle, Suite 1360 Coral Gables, Florida 33134 Attn: Jose R. Pagan Raymond James & Associates, Inc. Attn: Loop Capital Markets LLC 111 West Jackson Blvd., Suite 1901 Chicago, Illinois 60604 Attn: Deborah Knox TheAgencyisproposingtoissue$-principalamountoftheSeries 2015 Bonds, as described in the Official Statement dated ,2015 relating to the Series 20i5 Bonds (the "Official Statement"). These obligations are expected to be repaid over a period of approximately _ years. At a true interest cost rate of -_-Yo,total interest paid over the life of the Series 2015 Bonds will be $_..----. Proceeds of the Series 2015 Bonds will provide funds, together with other available funds, to (i) pay the costs of certain redevelopment projects, (ii) refinance the outstanding Prior Bonds, (iii) [fund required reserves, and (iv)] pay costs of issuance of the Series 2015 Bonds. (e) (h) Exhibit A-2 565 (i) The anticipated source of repayment or security for the Series 2015 Bonds is the Trust Fund Revenues (as defined in the Bond Resolution, which in turn is defined in the Purchase Agreement). Authorizing these obligations will result in an annual amount of approximately $_ (total debt service divided by _years) of the aforementioned funds not being available each year to finance the other services of the Agency over a period of approximatery _ years. fRemainder of page intentionally left blank] Exhibit A-3 566 We understand that you do not require any further disclosure from the Underwriters pursuant to Section 218.385, Florida Statutes, as amended. Very Truly Yours, MORGAN STANLEY &. CO. LLC, on behalf of itself and WELLS FARGO BANK, NATIONAL ASSOCIATION, MERRILL LYNCH, PIERCE, FENNER &, SMiTH INCORPORATED, RAYMOND JAMES & ASSOCIATES, INC., and LOOP CAPITAL MARKETS LLC By: Name: Title: Exhibit A-4 567 SCHEDULE "A-1" DETAILED BREAKDOWN OF UNDERWRITERS' DISCOUNT MIAMI BEACH REDEVELOPMENT AGENCY Tax Increment Revenue Bonds Series 201 5 (City Center / Historic Convention Village) Spread Breakdown Underwrite r/Takedown : Expenses: Total Expense Breakdown Total $/$ 1.000 $/$ 1.000 Amount Amount Schedule A-1 568 EXHIBIT B s-- MIAMI BEACH REDEVELOPMENT AGENCY Tax Increment Revenue Bonds, Series 2015 (City Center / Historic Convention Village) MATURITIES, PRINCIPAL AMOUNTS, INTEREST RATES, YIELDS AND PRICES $ Serial Bonds Maturity Principal( 1) Amount Interest Rate yield price $_ _% Term Bond Due -- l, _t yield _yq price _o/o$_ _% Term Bond Due _ l, _-t yield %; pri"r-yo [Insert Redemption Provisions] MIA 184716594v2 Exhibit B-1 569 DISCLOSURE DISSEMINATION AGENT AGREEMENT This Disclosure Dissemination Agent Agreement (the "Disclosure Agreement"), dated as of , 2075, is executed and delivered by the Miami Beach Redevelopment Agency (the "Issuer") and Digital Assurance Certification, L.L.C., as exclusive Disclosure Dissemination Agent (the "Disclosure Dissemination Agent" or "DAC") for the benefit of the Holders (hereinafter defined) of the Bonds (hereinafter defined) and in order to provide certain continuing disclosure with respect to the Bonds in accordance with Rule I 5c2-12 of the United States Securities and Exchange Commission under the Securities Exchange Act of 1934, as the same may be amended from time to time (the "Rule"). The services provided under this Disclosure Agreement solely relate to the execution of instructions received from the Issuer through use ofthe DAC system and do not constitute "advice" within the meaning of the Dodd-Frank Wall Street Reform and Consumer Protection Act (the "Act"). DAC will not provide any advice or recommendation to the Issuer or anyone on the Issuer's behalf regarding the "issuance of municipal securities" or any "municipal financial product" as defined in the Act and nothing in this Disclosure Agreement shall be interpreted to the contrary. SECTION 1. Definitions . Capitalized terms not otherwise defined in this Disclosure Agreement shall have the meaning assigned in the Rule or, to the extent not in conflict with the Rule, in the Official Statement (hereinafter defined). The capitalized terms shall have the following meanings: "Annual Filing Date" means the date, set in Sections 2(a) and 2(f), by which the Annual Report is to be filed with the MSRB. "Annual Financial Information" means annual financial information as such term is used in paragraph (bX5Xi) of the Rule and specified in Section 3(a) of this Disclosure Agreement. "Annual Report" means an Annual Report described in and consistent with Section 3 of this Disclosure Agreement. "Audited Financial Statements" means the financial statements (if any) of the Issuer for the prior Fiscal Year, certified by an independent auditor as prepared in accordance with generally accepted accounting principies or otherwise, as such term is used in paragraph (bX5Xi) of the Rule and specified in Section 3(b) of this Disclosure Agreement. "Bonds" means the bonds as listed on the attached Exhibit A, with the 9-digit CUSIP numbers relating thereto. "Certification" means a written certification of compliance signed by the Disclosure Representative stating that the Annual Report, Audited Financial Statements, Voluntary Report, Notice Event notice or Failure to File Event notice delivered to the Disclosure Dissemination Agent is the Annual Report, Audited Financial Statements, Voluntary Report, Notice Event notice or Failure to File Event notice required to be submitted to the MSRB under this Disclosure Agreement. A Certification shall accompany each such document submitted to the Disclosure Dissemination Agent by the Issuer and include the full name of the Bonds and the 9-digit CUSIP numbers for all Bonds to which the document applies. 003-4430-47 28 I 3 /AM ER rCAS 570 "Disclosure Dissemination Agent" means Digital Assurance Cerlification, L.L.C, acting in its capacity as Disclosure Dissemination Agent hereunder, or any successor Disclosure Dissemination Agent designated in writing by the Issuer pursuant to Section t hereof. "Disclosure Representative" means the Executive Director of the Issuer or his or her designee, or such other person as the Issuer shall designate in writing to the Disclosure Dissemination Agent from time to time as the person responsible for providing Information to the Disclosure Dissemination Agent. "Failure to File Event" means the Issuer's t'ailure to file an Annual Report on or before the Annual Filing Date. "Force Majeure Event" means: (i) acts of God, war, orterroristaction; (ii) failure or shut- down of the Electronic Municipal Market Access system maintained by the MSRB; or (iii) to the extent beyond the Disclosure Dissemination Agent's reasonable control, intemrptions in telecommunications or utilities services, failure, malfunction or error of any telecommunications, computer or other electrical, mechanical or technological application, service or system, computer virus, interruptions in Internet service or telephone service (including due to a virus, electrical delivery problem or similar occurrence) that affect Internet users generally, or in the local area in which the Disclosure Dissemination Agent or the MSRB is located, or acts of any government, regulatory or any other competent authority the effect of which is to prohibit the Disclosure Dissemination Agent from performance of its obligations under this Disclosure Agreement. "Hoider" means any person (a) having the power, directly or indirectly, to vote or consent with respect to, or to dispose of ownership of, any Bonds (including persons holding Bonds through nominees, depositories or other intermediaries) or (b) treated as the owner of any Bonds for federal income tax purposes. "lnformation" means the Annual Financial Information, the Audited Financial Statements (if any), the Notice Event notices, the Failure to File Event notices and the Voluntary Reports. "MSRB" means the Municipal Securities Rulemaking Board established pursuant to Section 158(bX1) of the Securities Exchange Act of 1934. "Notice Event" means any of the events enumerated in paragraph (bXsXiXC) of the Rule and listed in Section 4(a) of this Disclosure Agreement. "Obligated Person" means any person, including the Issuer, who is either generally or through an enterprise, fund, or account of such person committed by contract or other arrangement to support payment of all, or part of the obligations on the Bonds (other than providers of municipal bond insurance,letters of credit, or other liquidity facilities). "Official Statement" means that Official Statement prepared by the Issuer in connection with the Bonds. "Voluntary Report" means the information provided to the Disclosure Dissemination Agent by the issuer pursuant to Section 7. 003-4430-47 28 / 3 lAM ERTCAS 571 SECTION 2. Provision of Annual Reporls. (a) The issuer shall provide, annually, an electronic copy of the Annual Report and Certification to the Disclosure Dissemination Agent, not later than 30 days prior to the Annual Filing Date. Promptly upon receipt of an electronic copy of the Annual Report and the Certification, the Disclosure Dissemination Agent shall provide an Annual Report to the MSRB not later than two hundred forty (240) days after the end of each Fiscal Year, commencing with the Fiscal Year ended September 30,2015. Such date and each anniversary thereof is the Annual Filing Date. The Annual Report may be submitted as a single document or as separate documents comprising a package, and may cross-reference other information as provided in Section 3 of this Disclosure Agreement. (b) If on the fifteenth (15th) day prior to the Annual Filing Date, the Disclosure Dissemination Agent has not received a copy of the Annual Report and Certification, the Disclosure Dissemination Agent shall contact the Disclosure Representative by telephone and in writing (which may be by e-mail) to remind the Issuer of its undertaking to provide the Annual Report pursuant to Section 2(a). Upon such reminder, the Disclosure Representative shall either (i) provide the Disclosure Dissemination Agent with an electronic copy of the Annual Report and the Certification no later than two (2) business days prior to the Annual Filing Date, or (ii) instruct the Disclosure Dissemination Agent in writing that the Issuer will not be able to file the Annual Report within the time required under this Disclosure Agreement, state the date by which the Annual Report for such year will be provided and instruct the Disclosure Dissemination Agent that a Failure to File Event has occurred and to immediately send a notice to the MSRB in substantially the form attached as Exhibit B. (c) If the Disclosure Dissemination Agent has not received an Annual Report and Certification by 10:00 a.m. Eastern Time on the Annual Filing Date (or if such Annual Filing Date falls on a Saturday, Sunday or holiday, then the first business day thereafter) for the Annual Report, a Failure to File Event shall have occurred and the Issuer irrevocably directs the Disclosure Dissemination Agent to immediateiy send a notice to the MSRB in substantially the form attached as Exhibit B, without reference to the anticipated filing date for the Annual Report. (d) If Audited Financial Statements of the Issuer are prepared but not available prior to the Annual Filing Date, the Issuer may provide an electronic copy of its unaudited financial statements to the Disclosure Dissemination Agent and shall, when the Audited Financial Statements are available, provide in a timely manner an electronic copy of the Audited Financial Statements to the Disclosure Dissemination Agent, accompanied by a Certification, in each case for filing with the MSRB. (e) The Disclosure Dissemination Agent shall: (i) verify the filing specifications of the MSRB each year prior to the Annual Filing Date; (ii) upon receipt, promptly file each Annual Report received under Sections 2(a) and 2(b) with the MSRB; 003-4430-47 28 / 3 /AMERTCAS 572 (iii) upon receipt, promptly file each of the unaudited financial statements and each of the Audited Financial Statements received under Section 2(d) with the MSRB; (iv) upon receipt, promptly file the text of each Notice Event received under Sections 4(a) and 4(bxii) with the MSRB, identifying the Notice Event as instructed by the Issuer pursuant to Section 4(a) or 4(bxii) (being any of the categories set forth below) when filing pursuant to the Section of this Disclosure Agreement indicated: 1. "Principal and interest payment delinquencies," pursuant to Sections 4(c) and a(a)(1); 2. "Non-Payment related defaults, if material," pursuant to Sections 4(c) and a@)Q); 3. "Unscheduled draws on debt service reserves reflecting financial difficulties," pursuant to Sections 4(c) and a@)e); 4. "Unscheduled draws on credit enhancements reflecting financial difficulties," pursuant to Sections 4(c) and a@)(); 5. "Substitution of credit or liquidity providers, or their failure to perform," pursuant to Sections 4(c) and a(a)(5); 6. "Adverse tax opinions, the issuance by the internal Revenue Service of proposed or final determinations of taxability, Notices of Proposed Issue (lRS Form 5701-TEB) or other material notices or determinations with respect to the tax status of the security, or other material events affecting the tax status of the security," pursuant to Sections 4(c) and a@)$); 7 . "Modifications to rights of securities holders, if material," pursuant to Sections 4(c) and a@)Q); 8. "Bond calls, if material, and tender offers" pursuant to Sections 4(c) and a(a)(8); 9. "Defeasances," pursuant to Sections 4(c) and 4(a)(9); 10. "Release, substitution, or sale of property securing repayment of the securities, if material," pursuant to Sections 4(c) and 4(a)(10); 1 1 . "Rating changes," pursuant to Sections 4(c) and a(a)( I 1), 12. "Bankruptcy, insolvency, receivership or similar event of the obligated person," pursuant to Sections 4(c) and a@)Q2); I 3. "The consummation of a merger, consolidation, or acquisition involving an obligated person or the sale of all or substantially all of the assets of the obligated person, other than in the ordinary course of business, the entry into a definitive agreement to undertake such an action or the termination of a definitive 003-4430-4728/3/ AM ER rCAS 573 agreement relating to any such actions, other than pursuant to its terms, if material," pursuant to Sections 4(c) and 4(a)(13); and 14. "Appointment of a successor or additional trustee or the change of name of a trustee, if material," pursuant to Sections 4(c) and a@)Q$. (v) upon receipt (or irrevocable direction pursuant to Section 2(c) of this Disclosure Agreement, as applicable), promptly file a completed copy of Exhibit B to this Disclosure Agreement with the MSRB, identifying the filing as "Failure to provide annual information as required" when filing pursuant to Section 2(bxii) or Section 2(c) of this Disclosure Agreement; (vi) upon receipt, promptly file the text of each Voluntary Report received under Section 7 with the MSRB. (vii) provide the Issuer evidence of the filings of each of the above when made, which shall be by means of the DAC system, for so long as DAC is the Disclosure Dissemination Agent under this Disclosure Agreement. (0 The Issuer may adjust the Annual Filing Date upon change of its Fiscal Year by providing written notice of such change and the new Annual Filing Date to the Disclosure Dissemination Agent and the MSRB, provided that the period between the existing Annual Filing Date and new Annual Filing Date shall not exceed one year. (g) Any Information received by the Disclosure Dissemination Agent before 10:00 a.m. Eastern time on any business day that it is required to file with the MSRB pursuant to the terms of this Disclosure Agreement and that is accompanied by a Certification and all other information required by the terms of this Disclosure Agreement will be filed by the Disclosure Dissemination Agent with the MSRB no later than 1l:59 p.m. Eastern time on the same business day; provided, however, the Disclosure Dissemination Agent shall have no liability for any delay in filing with the MSRB if such delay is caused by a Force Majeure Event, provided that the Disclosure Dissemination Agent uses reasonable efforts to make any such filing as soon as possible. SECTION 3. Content of Annual Reports. (a) Each Annual Report shall contain the following Annual Financial Information for the prior Fiscal Year: the information in the Official Statement [in the table under the caption "HISTORICAL AND PROJECTED DEBT SERVICE COVERAGE" and in the table entitled "Miami Beach Redevelopment Agency Historical and Projected Taxable Real Property and Tax Increment Revenues City Center Historic Convention Village" and issuance of additional debt payable from the Pledged Fundsl. (b) Audited Financial Statements prepared in accordance with generally accepted accounting principles ("GAAP") will be included in the Annual Report, but may be provided in accordance with Section 2(d). Any or all of the items listed above may be included by specific reference to other documents, including official statements of debt issues with respect to which the Issuer is an 5 003-4430-4728/3/AM ER r CAS 574 Obligated Person, which have been previously filed with the Securities and Exchange Commission or available to the public on the MSRB Internet Website. if the document incorporated by reference is a final official statement, it must be available from the MSRB. The Issuer will clearly identify each such document so incorporated by reference. Any Annual Financial Information containing modified operatin g data or financial information is required to explain, in narrative form, the reasons for the modification and the impact of the change in the type of operating data or financial information being provided. SECTION 4. Reportins of Notice Events. (a) The occurrence of any of the following events with respect to the Bonds constitutes a Notice Event: 1. Principal and interest payment delinquencies; 2. Non-payment related defauits, if material; 3. Unscheduled draws on debt service reserves reflecting financial difficulties; 4. Unscheduled draws on credit enhancements relating to the Bonds refl ecting fi nancial diffi culties; 5. Substitution of credit or liquidity providers, or their failure to perform; 6. Adverse tax opinions, the issuance by the Internal Revenue Service of proposed or final determinations of taxability, Notices of Proposed Issue (IRS Form 5701-TEB) or other material notices or determinations with respect to the tax status of the security, or other material events affecting the tax status of the Bonds; 7. Modifications to rights of Bond holders, if material; 8. Bond calls, if material, and tender offers; 9. Defeasances; 10. Release, substitution, or sale of property securing repayment of the Bonds, if material; 1 1. Rating changes on the Bonds; 12. Bankruptcy, insolvency, receivership or similar event of the Obligated Person; Note: forthepurposesoftheeventidentifiedinthissubsection4(a)(12),theeventisconsideredto occur when any of the following occur: the appointment of a receiver, fiscal agent or similar fficer for an Obligated Person in a proceeding under the U.S. Bankruptcy Code or in any other proceeding under state orfederal law inwhich a court or governmental authority has assumed jurisdiction over substantiatty all of the assets or bttsiness of the Obligated Person, or if such jurisdiction has been assumed by leaving the existing governmentql body and fficials or fficers in possession but subject to the superuision and orders 6 0o3 - 443 0 - 47 28 / 3 /AM ER rCAS 575 of a court or governmental authority, or the entry of an order confirming a plan of reorganization, drrangement or liqttidation b1t a cottrt or governmental authority having supervision or jurisdiction over substantially all of the assets or business of the Obligated Person. 13. The consummation of a merger, consolidation, or acquisition involving an Obligated Person or the sale of all or substantially all of the assets of the Obligated Person, other than in the ordinary course of business, the entry into a definitive agreement to undertake such an action or the termination of a definitive agreement relating to any such actions, other than pursuant to its terms, if material; and 14. Appointment of a successor or additional trustee or the change of name of a trustee, if material. The Issuer shall, in atimely manner not in excess of ten (10) business days after its occurrence, notify the Disclosure Dissemination Agent in writing of the occurrence of a Notice Event. Such notice shall instruct the Disclosure Dissemination Agent to report the occurrence pursuant to subsection (c) and shall be accompanied by a Certification. Such notice or Certification shall identify the Notice Event that has occurred (which shall be any of the categories set forth in Section 2(e)(iv) of this Disclosure Agreement), include the text of the disclosure that the Issuer desires to make, contain the written authorization of the Issuer for the Disclosure Dissemination Agent to disseminate such information, and identify the date the Issuer desires for the Disclosure Dissemination Agent to disseminate the information (provided that such date is not later than the tenth (l0th) business day after the occurrence of the Notice Event). (b) The Disclosure Dissemination Agent is under no obligation to notify the Issuer or the Disclosure Representative of an event that may constitute a Notice Event. In the event the Disclosure Dissemination Agent so notifies the Disclosure Representative, the Disclosure Representative will within two business days of receipt of such notice (but in any event not later than the tenth (10th) business day after the occuffence of the Notice Event, if the Issuer determines that a Notice Event has occurred), instruct the Disclosure Dissemination Agent that (i) a Notice Event has not occurred and no filing is to be made or (ii) a Notice Event has occurred and the Disclosure Dissemination Agent is to report the occurrence pursuant to Section 4(c), together with a Certification. Such notice or Certification shall identify the Notice Event that has occurred (which shall be any of the categories set forth in Section 2(e)(iv) of this Disclosure Agreement), include the text of the disclosure that the Issuer desires to make, contain the written authorization of the Issuer for the Disclosure Dissemination Agent to disseminate such information, and identify the date the Issuer desires for the Disclosure Dissemination Agent to disseminate the information (provided that such date is not later than the tenth (10th) business day after the occurrence of the Notice Event). (c) If the Disclosure Dissemination Agent has been instructed by the Issuer as prescribed in subsection (a) or (bxii) of this Section 4 to report the occurrence of a Notice Event, the Disclosure Dissemination Agent shall promptly file a notice of such occurrence with the MSRB in accordance with Section 2(e)(iv) hereof. SECTION 5. CUSIP Numbers. Whenever providing information to the Disclosure Dissemination Agent, including but not limited to Annual Reports, documents incorporated by reference to the Annual Reports, Audited Financial Statements, notices of Notice Events, Failure to File Events and Voluntary Reporls filed pursuant to Section 7(a), the Issuer shall indicate the 7 003-4 430 -41 28 / 3 /AM ERtCAS 576 full name of the Bonds and the 9-digit CUSIP numbers for the Bonds as to which the provided information relates. SECTION 6. Additional Disclosure Obligations. The Issuer acknowledges and understands that other state and federal laws, including but not limited to the Securities Act of 1933 and Rule 10b-5 promulgated under the Securities Exchange Act of 1934, may apply to the Issuer, and that the failure of the Disclosure Dissemination Agent to so advise the Issuer shall not constitute a breach by the Disclosure Dissemination Agent of any of its duties and responsibilities under this Disclosure Agreement. The Issuer acknowledges and understands that the duties of the Disclosure Dissemination Agent relate exclusively to execution of the mechanical tasks of disseminating information as described in this Disclosure Agreement. SECTION 7. Voluntary Reports. (a) The Issuer may instruct the Disclosure Dissemination Agent to file information with the MSRB, from time to time pursuant to a Certification of the Disclosure Representative accompanying such information (a "Voluntary Report"). (b) Nothing in this Disclosure Agreement shall be deemed to prevent the Issuer from disseminating any other information through the Disclosure Dissemination Agent using the means of dissemination set forth in this Disclosure Agreement or including any other information in any Annual Report, Audited Financial Statements, Voluntary Report, Notice Event notice or Failure to File Event notice, in addition to that required by this Disclosure Agreement. If the Issuer chooses to include any information in any Annual Report, Audited Financial Statements, Voluntary Report, Notice Event notice, or Failure to File Event notice in addition to that which is specifically required by this Disclosure Agreement, the Issuer shall have no obligation under this Disclosure Agreement to update such information or include it in any future Annual Report, Audited Financial Statements, Voluntary Report, Notice Event notice or Failure to File Event notice. SECTION 8. Termination of Reporting Obligation. The obligations of the Issuer and the Disclosure Dissemination Agent under this Disclosure Agreement shall terminate with respect to the Bonds upon the legal defeasance, prior redemption or payment in full of all of the Bonds, when the Issuer is no longer an Obligated Person with respect to the Bonds, or upon delivery by the Disclosure Representative to the Disclosure Dissemination Agent of an opinion of nationally recognized bond counsel to the effect that continuing disclosure is no longer required. SECTION 9. Disclosure Dissemination Agent. The Issuer has appointed Digital Assurance Certification, L.L.C. as exclusive Disclosure Dissemination Agent under this Disclosure Agreement. The Issuer may, upon thirty days written notice to the Disclosure Dissemination Agent, replace or appoint a successor Disclosure Dissemination Agent. Upon termination of DAC's services as Disclosure Dissemination Agent, whether by notice of the Issuer or DAC, the Issuer agrees to appoint a successor Disclosure Dissemination Agent or, aiternately, agrees to assume all responsibilities of Disclosure Dissemination Agent under this Disclosure Agreement for the benefit of the Holders of the Bonds. Notwithstanding any 003-4430-4728/3/ AM ER r CAs 577 replacement or appointment of a successor, the Issuer shall remain liable until payment in fr-rll for any and all sums owed and payable to the Disclosure Dissemination Agent. The Disclosure Dissemination Agent may resign al any time by providing thirty days' prior written notice to the Issuer. SECTION 10. Remedies in Event of Default. In the event of a failure of the issuer or the Disclosure Dissemination Agent to comply with any provision of this Disclosure Agreement, the Holders'rights to enforce the provisions of this Disclosure Agreement shall be limited solely to a right, by action in mandamus or for specific performance, to compel performance of the parties' obligation under this Disclosure Agreement. Any failure by a party to perform in accordance with this Disclosure Agreement shall not constitute a default on the Bonds or under any other document relating to the Bonds, including the Bond Resolution, and all rights and remedies shall be limited to those expressly stated herein. SECTION 1 1. Duties. Immunities and Liabilities of Disclosure Dissemination Aeent. (a) The Disclosure Dissemination Agent shall have only such duties as are specifically set forth in this Disclosure Agreement. The Disclosure Dissemination Agent's obligation to deliver the information at the times and with the contents described herein shall be limited to the extent the Issuer has provided such information to the Disclosure Dissemination Agent as required by this Disclosure Agreement. The Disclosure Dissemination Agent shall have no duty with respect to the content of any disclosures or notice made pursuant to the terms hereof. The Disclosure Dissemination Agent shall have no duty or obligation to review or verify any information or any other information, disclosures or notices provided to it by the Issuer and shall not be deemed to be acting in any fiduciary capacity for the Issuer, the Holders of the Bonds or any other party. The Disclosure Dissemination Agent shall have no responsibility for the Issuer's failure to report to the Disclosure Dissemination Agent a Notice Event or a duty to determine the materiality thereof. The Disclosure Dissemination Agent shall have no duty to determine, or liability for failing to determine, whether the Issuer has complied with this Disclosure Agreement. The Disclosure Dissemination Agent may conclusively rely upon certifications of the Issuer at all times. The obligations of the Issuer under this Section shall survive resignation or removal of the Disclosure Dissemination Agent and defeasance, redemption or payment of the Bonds. (b) The Disclosure Dissemination Agent may, from time to time, consult with legal counsel (either in-house or extemal) of its own choosing in the event of any disagreement or controversy, or question or doubt as to the construction of any of the provisions hereof or its respective duties hereunder, and shall not incur any liability and shall be fully protected in acting in good faith upon the advice of such legal counsel. The reasonable fees and expenses of such counsel shall be payable by the Issuer. (c) All documents, reports, notices, statements, information and other materials provided to the MSRB under this Disclosure Agreement shall be provided in an electronic format and accompanied by identifying information as prescribed by the MSRB. 003-4430-47 28 / 3 /AMERt CAS 578 SECTION 12. Amendment: Waiver. Notwithstanding any other provision of this Disclosure Agreement, the Issuer and the Disclosure Dissemination Agent may amend this Disclosure Agreement and any provision of this Disclosure Agreement may be waived, if such amendment or waiver is supported by an opinion of counsel expert in federal securities laws acceptable to both the Issuer and the Disclosure Dissemination Agent to the effect that such amendment or waiver does not materially impair the interests of Holders of the Bonds and would not, in and of itself, cause the undertakings herein to violate the Rule if such amendment or waiver had been effective on the date hereof but taking into account any subsequent change in or official interpretation of the Rule; provided neither the Issuer or the Disclosure Dissemination Agent shall be obligated to agree to any amendment modifying their respective duties or obligations without their consent thereto. Notwithstanding the preceding paragraph, the Disclosure Dissemination Agent shall have the right to adopt amendments to this Disclosure Agreement necessary to comply with modifications to and interpretations of the provisions of the Rule as announced by the Securities and Exchange Commission from time to time by giving not less than 20 days written notice of the intent to do so together with a copy of the proposed amendment to the Issuer. No such amendment shall become effective if the Issuer shall, within l0 days following the giving of such notice, send a notice to the Disclosure Dissemination Agent in writing that it objects to such amendment. SECTION 13. Sources of Paymentsl No Personal Liability. Notwithstanding anything to the contrary contained in this Disclosure Agreement, the Issuer shall be required to use only Trust Fund Revenues to pay any costs and expenses to be incurred in the performance of this Disclosure Agreement by it, and the performance of its obligations hereunder shall be subject to the availability of Trust Fund Revenues for that purpose. This Disclosure Agreement does not and shall not constitute a general obligation of the Issuer. No covenant, stipulation, obligation or agreement of the Issuer contained in this Disciosure Agreement shall be deemed to be a covenant, stipulation, obiigation or agreement of any present or future officer, agent or employee of the Issuer in other than that person's offrcial capacity. SECTION 14. Beneficiaries. This Disclosure Agreement shall inure solely to the benefit of the Issuer, the Disclosure Dissemination Agent, the Underwriters, and the Holders from time to time of the Bonds, and shall create no rights in any other person or entity. SECTION 15. Governins Law. This Disclosure Agreement shall be governed by the laws of the State of Florida. SECTION 16. Counterparts. This Disclosure Agreement may be executed in several counterparts, each of which shall be an original and all of which shall constitute but one and the same instrument. 003-4430-4728/31 AM ER rCAS l0 579 The Disclosure Dissemination Agreement to be executed, on the date authorized. Agent and the Issuer have first written above, by their caused this Disclosure respective officers duly DIGITAL AS SURANCE CERTIFICATION, L.L.C., as Disclosure Dissemination Agent By: Name: Title: MIAMI BEACH as Issuer REDEVELOPMENT AGENCY, By: Jimmy L. Morales Executive Director APFROVED AS TG FORM & LANGUAGE & FOR EXECUTTON P , C"t- Redeveloprnent Aoencv--G";;I;i couni"i'-ff t1 oo3-A430-4728/3/ AM E R rCAs 580 EXHIBIT A NAME AND CUSIP NUMBERS OF BONDS Name of Issuer: Miami Beach Redevelopment Agency Obligated Person: Miami Beach Redevelopment Agency Name of Bond Issue: Date of Issuance: Date of Official Statement: ,2075 20t5 CUSIP Numbers: A-1 o03 - 4 410 -47 28 / 3 / AM E R rCAS 581 EXHIBIT B NOTICE TO MSRB OF FAILURE TO FILE ANNUAL REPORT Issuer:Miami Beach Redevelopment Agency Obligated Person: Miami Beach Redevelopment Agency Name of Bond Issue: Date of Issuance: ,2015 NOTICE IS HEREBY GIVEN that the Issuer has not provided an Annual Report with respect to the above-named Bonds as required by the Disclosure Dissemination Agent Agreement, dated as of _, 2015, between the Issuer and Digital Assurance Certification, L.L.C., ut pit.lorr.. Oi*ination Agent. The Issuer has notified the Disclosure Dissemination Agent that it anticipates that the Annual Report will be hled by Dated: Digital Assurance Certification, L.L,C., as Disclosure Dissemination Agent, on behalf of the Issuer cc: Miami Beach Redevelopment Agency B-1 003-4430-4728/3/AM ER r CAS 582 MIAMI BEACH REDEVELOPMENT AGENCY and U.S. BANK NATIONAL ASSOCIATION, as Escrow Agent ESCROW DEPOSIT AGREEMENT Relating to TAX INCREMENT REVENUE BONDS, TAXABLE SERIES 19984 (CITY CENTER/HISTORIC CONVENTION VILLAGE) and TAX INCREMENT REVENUE REFLINDING BONDS, TAXABLE SERIES 2OO5A (CITY CENTEzuHISTORIC CONVENTION VILLAGE) DATED AS OF ,2015 003-4430-47 42 I 4 IAM ER rCAS 583 ESCROW DEPOSIT AGREEMENT ESCRow DEPoslr AGREEMENT (he "Agreement") made and entered into as , 2015, by and between the MIAMI BEACH REDEVELOPMENT AGENCY (the "Agency") and U.S. BANK NATIONAL ASSOCIATION, as Escrow Agent (the "Escrow Agent"). WITNESSETH: WHEREAS, the Agency has heretofore issued its (i) $29,105,000 aggregate principal amount of Miami Beach Redevelopment Agency Tax Increment Revenue Bonds, Taxabie Series 19984 (City Center/Historic Convention Village), dated as of July 29, 1998, presently outstanding in the principal amount of $10,000,000 (the "Outstanding Series 1998A Bonds"), and (ii) $51,440,000 aggregate principal amount of Miami Beach Redevelopment Agency Tax Increment Revenue Refunding Bonds, Taxable Series 20054 (City Center/Historic Convention Village), dated as of September 22, 2005, presently outstanding in the principal amount of $27,815,000 (the "Outstanding Series 20054 Bonds"), all pursuant to the provisions of Resolution No. 150-94 adopted by the Board of Commissioners of the Agency (the "Commission") on January 5,1994, as supplemented (collectively, the "Prior Bond Resolution"); and WHEREAS, the Agency desires to refund and defease (i) all of the Outstanding Series 19984 Bonds (the "Refunded Series 19984 Bonds"), and (ii) all of the Outstanding Series 2005A Bonds (the "Refunded Series 20054 Bonds," and together with the Refunded Series 1998,4 Bonds, the "Refunded Bonds"), ut more particularly described in Schedule A attached hereto and made apart hereof; and WHEREAS, the Agency has issued its $aggregate principal amount of Miami Beach Redevelopment Agency Tax Increment Revenue [and] Refunding Bonds, Series 2015- (City Center/Historic Convention Village) (the "Bonds"), pursuant to the provisions of Resoiution No. _-2015 adopted by the Commission on _,2075 (the "Bond Resolution"), a portion of the proceeds of which Bonds is to be deposited with the Escrow Agent to provide, with investment earnings thereon and certain other available moneys, for the refunding and defeasance of the Refunded Bonds; and WHEREAS, a portion of the proceeds derived from the sale of the Bonds, together with the other available moneys, will be applied to the purchase of Government Obligations (as such term is hereinafter defined), which will mature and produce investment income and eamings at such time and in such amount as will be sufficient, together with certain moneys remaining uninvested, to pay when due or upon the redemption thereof, the principal of and interest on the Refunded Bonds as more specifically set forth herein; and WHEREAS, in order to provide for the proper and timely application of the moneys deposited hereunder, the maturing principal amount of the Government Obligations purchased therewith, and investment income and earnings derived therefrom to the payment of the THIS of 003-4430-4742/4 lAM ER rCAS 584 Refunded Bonds, it is necessary for the Agency to enter into this Agreement with the Escrow Agent; NOW, THEREFORE, the Agency and the Escrow Agent, in consideration of the foregoing and the mutual covenants herein set forth and in order to secure the payment of the principal of and interest on all of the Refunded Bonds according to their tenor and effect, do hereby agree as follows: ARTICLE I CREATION AND CONVEYANCE OF TRUST ESTATE Section 1.01. Creation and Conveyance of Trust Estate. The Agency hereby grants, waffants, remises, releases, conveys, assigns, transfers, aliens, pledges, sets over and confirms unto the Escrow Agent and to its successors in the trust hereby created, and to it and its assigns forever, all and singular the property hereinafter described, to wit: DIViSION I Allright,titleandinterestinandto(i)$-inmoneysdepositeddirect1ywith the Escrow Agent and derived from the proceeds of the Bonds upon issuance and delivery of the Bonds and execution of and delivery of this Agreement, and (ii) $in moneys derived from the $ Account and allocable to the Refunded Series 19984 Bonds. and in moneys derived from the Account and allocable to the Refunded Series 20054 Bonds, each such account in the Sinking Fund created under the Prior Bond Resolution (such moneys described in (ii), the "Other Moneys"). DIVISION II All right, title and interest in and to the Government Obligations described in Schedule B attached hereto and made a part hereof, together with the income and earnings thereon. DIVISION III Any and all other property of every kind and nature from time to time hereafter, by delivery or by writing of any kind, conveyed, pledged, assigned or transferred as and for additional security hereunder by the Agency, or by anyone on behalf of the Agency to the Escrow Agent for the benefit of the Refunded Bonds. 003 -4 410 - 47 42 / 4 I AM ERTCAS 585 DIVISION IV All property which is by the express provisions of this Agreement required to be subject to the pledge hereof and any additional property that may, from time to time hereafter, by deiivery or by writing of any kind, by the Agency, or by anyone in its behalf, be subject to the pledge hereof. TO HAVE AND TO HOLD, all and singular, the Trust Estate (as such term is hereinafter defined), including all additional property which by the terms hereof has or may become subject to the encumbrances of this Agreement, unto the Escrow Agent, and its successors and assigns, forever in trust, however, for the sole benefit and security of the holders from time to time of the Refunded Bonds, but if the principal of and interest on all of the Refunded Bonds shall be fully and promptly paid when due, upon the maturity or redemption thereof, in accordance with the terms thereof, then this Agreement shall be and become void and of no further force and effect except as otherwise provided herein; otherwise the same shall remain in full force and effect, and upon the trusts and subject to the covenants and conditions hereinafter set forth. ARTICLE II DEFINITIONS Section2.01. Definitions. In addition to words and terms elsewhere defined in this Agreement, the following words and terms as used in this Agreement shall have the following meanings, unless some other meaning is plainly intended. Capitalized terms not otherwise defined in this Agreement shall have the meanings given to such terms in the Prior Bond Resolution. "Government Obligations" shall mean Defeasance Obligations (as defined in the Prior Bond Resolution with respect to the applicable Refunded Bonds) which are not subject to redemption prior to maturity. "Trust Estate," "trust estate" or "pledged properly" shall mean the property, rights and interests described or referred to under Divisions I, II, III and IV in Article I above. Words of the masculine gender shall be deemed and construed to include correlative words of the feminine and neuter genders. Words importing the singular number shall include the plural number and vice versa unless the context shall otherwise indicate. The word "person" shall include corporations, associations, natural persons and public bodies unless the context shall otherwise indicate. Reference to a person other than a natural person shall include its successors. ARTICLE III ESTABLISHMENT OF ESCROW DEPOSIT TRUST FUND; FLOW OF FLINDS Section 3.01. Creation of Escrow Deposit Trust Fund and Deposit of Moneys. There is hereby created and established with the Escrow Agent a special and irrevocable trust fund 003-4430-47 42 / 4 /AM ERTCAS 586 designated "Miami Beach Redevelopment Agency Tax Increment Revenue and Refunding Bonds, Series 19984 and Series 20054 (City Center/Historic Convention Village) Escrow Deposit Trust Fund" (the "Escrow Deposit Trust Fund"), to be held by the Escrow Agent for the sole benefit of the holders of the Refunded Bonds and accounted for separate and apart from the other funds of the Agency and, to the extent required by law, of the Escrow Agent. Concurrently with the delivery of this Agreement, the Agency herewith causes to be deposited with the Escrow Agent and the Escrow Agent acknowledges receipt of immediately availablemoneySfordepositintheEscrowDepositTrustFundintheamountof$-, consisting of $from the proceeds of the Bonds and $in Other Moneys, from the Otherall of which, when invested in Government Obligations (other than $ Moneys to be held uninvested), will provide moneys sufficient to pay the principal of and interest on the Refunded Bonds, upon the payment when due or upon redemption thereof, as more particularly described in Schedule C attached hereto and made a part hereof. Section 3.02. Payment of Refunded Bonds. The Bond proceeds and Other MoneysreceivedbytheEscrowAgentwillbesufficienttopurchase$-paramountof Government Obligations, all as listed in Schedule B attached hereto and made apart hereof, which will mature in principal amounts and earn income at such times so that sufficient moneys will be available to pay as the same are paid when due or redeemed all principal of and interest on the Refunded Bonds. Notwithstanding the foregoing, if the amounts deposited in the Escrow Deposit Trust Fund are insufficient to make said payments of principal and interest, the Agency shall cause to be deposited into the Escrow Deposit Trust Fund the amount of any deficiency immediately upon notice from the Escrow Agent. Section 3.03. Irrevocable Trust Created. The deposit of moneys and Government Obligations or other property hereunder in the Escrow Deposit Trust Fund shall constitute an irrevocable deposit of said moneys and Government Obligations and other property hereunder for the sole benefit of the holders of the Refunded Bonds, subject to the provisions of this Agreement. The holders of the Refunded Bonds, subject to the provisions of this Agreement, shall have an express lien on all moneys and principal of and earnings on the Government Obligations and other property in the Escrow Deposit Trust Fund. The moneys deposited in the Escrow Deposit Trust Fund and the matured principal of the Government Obligations and other properly hereunder and the interest thereon shall be held in trust by the Escrow Agent, and shall be applied for the payment of Refunded Bonds, as more specifically set forth in Schedule C hereto. Section 3.04. Purchase of Govemment Obliqations. The Escrow Agent is hereby directed immediately to purchase the Government Obligations listed in Schedule B from the proceeds of the Bonds and the Other Moneys described in Sections 3,01 and 3.02 hereof. The Escrow Agent shall purchase the Government Obligations solely from the moneys deposited in the Escrow Deposit Trust Fund as provided in this Agreement. The Escrow Agent shall apply the moneys deposited in the Escrow Deposit Trust Fund and the Government Obligations purchased therewith, together with all income or earnings thereon, in accordance with the provisions hereof. The Escrow Agent shall have no power or duty to invest any moneys held hereunder or to make substitutions of the Government 003 -4 430 -47 4 2 / 4 / AMERTC AS 587 Obligations held hereunder or to sell, transfer or otherwise dispose of the Govemment Obligations heid hereunder except as provided in this Agreement. The Escrow Agent is hereby directed not to invest $from the Other Moneys deposited in the Escrow Deposit Trust Fund simultaneously with the delivery of this Agreement. Section 3.05. Substitution of Certain Government Obligations. (a) If so directed in writing by the Agency on the date of delivery of this Agreement, the Escrow Agent shall accept in substitution for all or a portion of the Government Obligations listed in Schedule B, Government Obligations (the "substituted Securities"), the principal of and interest on which, together with any Govemment Obligations listed in Schedule B for which no substitution is made and moneys held uninvested by the Escrow Agent, will be sufficient to pay all principal of and interest of the Refunded Bonds as set forth in Schedule C hereof. The foregoing notwithstanding, the substitution of Substituted Securities for any of the Government Obligations listed in Schedule B may be effected only upon compliance with Section 3.05(bX1) and (2) below. (b) If so directed in writing by the Agency at any time during the term of this Agreement, the Escrow Agent shall sell, transfer, exchange or otherwise dispose of or request the redemption of, all or a portion of the Government Obligations then held in the Escrow Deposit Trust Fund and shall substitute for such Government Obligations other Government Obligations, designated by the Agency, and acquired by the Escrow Agent with the proceeds derived from the sale, transfer, disposition or redemption of or by the exchange of such Government Obligations held in the Escrow Deposit Trust Fund, but only upon the receipt by the Escrow Agent of: (1) an opinion of nationally recognized counsel in the field of law relating to municipal bonds stating that such substitution is not inconsistent with the statutes and regulations applicable to the Refunded Bonds and the Bonds; and (2) verification by a firm of independent certified public accountants stating that the principal of and interest on the substituted Govemment Obligations, together with any Government Obligations and any uninvested moneys remaining in the Escrow Deposit Trust Fund will be sufficient, without reinvestment, to pay the remaining principal of and interest on the Refunded Bonds as set forth in Schedule C hereof. Any moneys resulting from the sale, transfer, disposition or redemption of the Government Obligations held hereunder and the substitution therefor of other Government Obligations not required to be applied for the payment of such principal of and interest on the Refunded Bonds (as shown in the verification report described in Section 3.05(bX2) hereof delivered in connection with such substitution), shall be deposited in the Interest Account within the Sinking Fund established under the Bond Resolution. Upon any such substitution of Government Obligations pursuant to Section 3.05, Schedule B hereto shall be appropriately amended to refl ect such substitution. The Escrow Agent may rely on all specific directions in this Agreement providing for the investment or reinvestment of the Escrow Deposit Trust Fund. 003-443A-47421 4 IAM ERTCAS 588 Section 3.06. Transfers from Escrow Deposit Trust Fund. As the principal of the Government Obligations set forth in Schedule B shall mature and be paid, and the investment income and earnings thereon are paid, the Escrow Agent shall pay from such moneys to U.S. Bank National Association, in its capacity of Paying Agent with respect to the Refunded Bonds (as Trustee, Paying Agent and Registrar with respect to the Refunded Bonds, the "Refunded Bonds Trustee"), no later than the payment dates for the Refunded Bonds, as specified in Schedule C hereof, the amounts necessary to pay the principal of and interest on the Refunded Bonds, as specified in Schedule C hereof. The Agency hereby irrevocably determines, and instructs the Refunded Bonds Trustee and the Escrow Agent, to call for redemption prior to maturity, pursuant to their optional redemption provisions, the Refunded Series 2005A Bonds maturing December l, 2016 through and including Decemb er 1,2020 and December 1, 2022 on January _, 2076 at a redemption price of 100% of the principal amount thereof, in accordance with the Prior Bond Resolution. The Agency, the Refunded Bonds Trustee and the Escrow Agent shall perform the responsibilities, described in the Prior Bond Resolution, in connection with the redemption of such Refunded Bonds, including the giving of notice of redemption as required therein. The Agency shall mail, or cause to be mailed, a copy of such notice of redemption to National Public Finance Guarantee Corporation, as successor to MBIA Insurance Corporation ("NPFGC"). The Agency shall also file, or cause to be filed, a copy of such notice of redemption with the Municipal Securities Rulemaking Board (the "MSRB"). In addition, the Refunded Bonds Trustee shall publish such notice of redemption one time in The Bond Buyer, New York, New York, at least 30 days prior to January _,2076. Section 3.07. Investment of Certain Moneys Remaining in Escrow Deposit Trust Fund. Subject to the provisions of Section 3.04 of this Agreement, the Escrow Agent shall invest and reinvest, at the written direction of the Agency, in Government Obligations any moneys remaining from time to time in the Escrow Deposit Trust Fund until such time as they are needed. Such moneys shall be reinvested in such Government Obligations for such periods and at such interest rates, as the Escrow Agent shall be directed to invest by the Agency, which periods and interest rates shall be set forth in an opinion from nationally recognized counsel in the field of law relating to municipal bonds to the Agency and to the Escrow Agent, which opinion shall also be to the effect that such reinvestment of such moneys in such Government Obligations is not inconsistent with the statutes and regulations applicable to the Refunded Bonds and the Bonds. Any interest income resulting from reinvestment of moneys pursuant to this Section 3.07 not required to be applied for the payment of the principal of and interest on the Refunded Bonds shall be deposited in the Interest Account within the Sinking Fund established under the Bond Resolution. Section 3.08. Escrow Deposit Trust Fund Constitutes Trust Fund. The Escrow Deposit Trust Fund created and established pursuant to this Agreement shall be and constitute a trust fund for the purposes provided in this Agreement and shall be kept separate and distinct from all other funds of the Agency and, to the extent required by law, of the Escrow Agent and used only for the purposes and in the manner provided in this Agreement. Section 3.09. Transfer of Funds After All Pavments Required b), this Agreement are Made. After all of the transfers by the Escrow Agent to the payment of the principal of and interest on the Refunded Bonds provided in Schedule C have been made, all remaining moneys and securities, together with any income and interest thereon, in the Escrow Deposit Trust Fund 003-4430-4742/ 4 / AM ER rCAS 589 shall be deposited in the Interest Account within the Sinking Fund established under the Bond Resoiution; provided, however, that no such transfers (except transfers made in accordance with Sections 3.05 and 3.07 hereof) shall be made until all of the principal of, premium and interest on the Refunded Bonds have been paid. ARTICLE IV CONCERNING THE ESCROW AGENT Section4.01. Liability of Escrow Agent. The Escrow Agent shall not be liable in connection with the performance of its duties hereunder except for its own negligence, misconduct or default. The Escrow Agent shall not be liable for any loss resulting from any investments made pursuant to the terms of this Agreement. The Escrow Agent shall not be liable for the accuracy of the calculations as to the sufficiency of moneys and of the principal amount of the Govemment Obligations and the earnings thereon to pay the Refunded Bonds. So long as the Escrow Agent applies any moneys, Government Obligations and interest earnings therefrom to pay the Refunded Bonds as provided herein, and complies fully with the terms of this Agreement, the Escrow Agent shall not be liable for any deficiencies in the amounts necessary to pay the Refunded Bonds caused by such caiculations. The duties and obligations of the Escrow Agent shall be determined by the express provisions of this Agreement. The Escrow Agent may consult with counsel with respect to any matter reievant to this Agreement, who may or may not be counsel to the Agency, and be entitled to receive from the Agency reimbursement of the reasonable fees and expenses of such counsel, and in reliance upon the opinion of such counsel have full and complete authorization and protection in respect of any action taken, suffered or omitted by it in good faith in accordance therewith. Whenever the Escrow Agent shall deem it necessary or desirable that a matter be proved or established prior to taking, suffering or omitting any action under this Agreement, such matter may be deemed to be conclusively estabiished by a certificate signed by an authorized officer of the Agency and the Escrow Agent may in good faith conclusively rely upon such certificate. The Escrow Agent shall have no lien, security interest or right of set-off whatsoever upon any of the moneys or investments in the Escrow Deposit Trust Fund for the payment of fees or expenses for the services rendered by the Escrow Agent under this Agreement. Section 4.02. Permitted Acts. The Escrow Agent and its affiliates may become the owner of all or may deal in the Refunded Bonds as fully and with the same rights as if it were not the Escrow Agent. Section 4.03. Palzment to Escrow Aqent. The Agency shall pay to the Escrow Agent reasonable compensation for all services rendered by it hereunder and also its reasonable expenses incurred in and about the administration and execution of the trusts hereby created and the performance of its powers and duties hereunder, all as provided in Schedule D hereto. 003-4430-4742/4/AM ERTCAS 590 ARTICLE V MISCELLANEOUS Section 5.01. Amendments to this Agreement. This Agreement is made for the benefit of the holders from time to time of the Refunded Bonds and shall not be repealed, revoked, altered or amended without the written consent of all such holders of the Refunded Bonds, the Escrow Agent and the Agency; provided, however, that the Agency and the Escrow Agent may, without the consent of, or notice to, such holders enter into such agreements supplemental to this Agreement which shall not adversely affect the rights of such holders and shall not be inconsistent with the terms and provisions of this Agreement for any one or more of the following purposes: (a) to cure any ambiguity or formal defect or omission in this Agreement; or (b) to grant to or confer upon the Escrow Agent for the benefit of the holders of the Refunded Bonds any additional rights, remedies, powers or authority that may lawfully be granted to or conferred upon the Escrow Agent. The Escrow Agent shall be entitled to rely upon an unqualified opinion of a nationally recognized counsel in the field of law relating to municipal bonds with respect to compliance with this Section. Prior to any repeal, revocation, alteration or amendment of this Agreement, the Agency shall provide written notice of such proposed repeal, revocation, alteration or amendment to Standard & Poor's Ratings Services and Moody's Investors Service, Inc. at their addresses set forth below: Standard & Poor's Ratings Services 55 Water Street New York, New York 10041 Attn: Municipal Ratings Desk/Refunded Bonds Moody's Investors Service, Inc. 99 Church Street New York, New York 10007 Section 5.02. Severability. If any one or more of the covenants or agreements provided in this Agreement on the part of the Agency or the Escrow Agent to be performed should be determined by a court of competent jurisdiction to be contrary to law, such covenant or agreement shall be deemed and construed to be severable from the remaining covenants and agreements herein contained and shall in no way affect the validity of the remaining provisions of this Agreement. Section 5.03. Agreement Binding. All the covenants, proposals and agreements in this Agreement contained by or on behalf of the Agency or by or on behalf of the Escrow Agent shall bind and inure to the benefit of their respective successors and assigns, whether so expressed or not. 003-4430-47 42/ 4 IAMERTCAS 591 Section 5.04. Notices to Escrow Aeent and Aeency. Any notice, demand, direction, request or other instrument authorized or required by this Agreement to be given to or filed with the Escrow Agent or the Agency, shall be deemed to have been sufficiently given or filed for all purposes of this Agreement if personally deiivered and receipted for, or if sent by registered or certified United States mail, return receipt requested, addressed as follows: (a) As to the Agency - Miami Beach Redevelopment Agency 1700 Convention Center Drive Miami Beach, Florida 33 139 Attention: Executive Director (b) As to the Escrow Agent - U.S. Bank National Association 225 Water Street Suite 700 Jacksonville, Florida 32202 Attention: Corporate Trust Services Any party hereto may, by notice sent to the other parties hereto, designate a different or additional address to which notices under this Agreement are to be sent. Section 5.05. Termination. This Agreement shall terminate when all transfers and payments required to be made by the Escrow Agent under the provisions hereof shall have been made, Section 5.06. Execution by Countemarts. This Agreement may be executed in several counterparts, all or any of which shall be regarded for all purposes as one original and shall constitute and be but one and the same instrument. Section 5.07. Notice of Defeasance. The Agency hereby irrevocably instructs U.S. Bank National Association, in its capacity of Registrar with respect to the Refunded Bonds, to give to the Holders of the Refunded Bonds and NPFGC, by first class mail, postage prepaid, as soon as practicable, and to file with the MSRB, as soon as practicable, notice of the defeasance of the Refunded Bonds, substantially in the form attached hereto as Schedule E. Section 5.08. Governing Law. This Agreement shall be governed by the laws of the State of Florida. 003-4430-4742/4 /AM E RTCAS 592 IN WITNESS WHEREOF, each of the parties hereto has caused this Agreement to be executed by its duly authorized officers. MIAMI BEACH REDEVELOPMENT AGENCY By: Chairperson U.S. BANK NATIONAL ASSOCIATION, as Escrow Agent Assistant Vice President APPROVED AS TO FORM & LANGUAGE & FOR EXECUTION By: 3,"q-0r,F qlt 15 ReCe,.,'elonr^nent Actency Date r- ^- -.^ r a'^,.-.- ^l'-:- -_) .it irijLi j :: Et 003-4430-4742/4/AMER rCAS 10 593 Maturitlu Date 12101t2020 Maturi{z Date 12101t2016 12t0U20t7 12101120t8 1210112019 1210U2020 1210112022 SCHEDULE A REFLNDED SERIES 19984. BONDS Principal Amount $ 10,000,000 REFLINDED SERIES 2OO5A BONDS Principal Amount $ 2,465,000 2,595,000 2,730,000 2,990,000 3,645,000 11,155,000 Interest Rate 6.680% Interest Rate 4.930% 5.010 5.110 5.170 5.200 5.220 A-1 003-4410-47 42/ 4 /AMERTCAS 594 SCHEDULE B INVESTMENT OF BOND PROCEEDS AND OTHER MONEYS Type of Securit), Maturitlz Date Principal Amount Interest Rate $% B-1 003-4430-4742/4/ AM ER tCAS 595 SCHEDULE C SCHEDULE OF PAYMENTS ON REFTINDED BONDS PrincipalDate Principal Redeemed Interest Total c-1 003 -4 430-47 42 / 4 /AMERtCAS 596 (i) (ii) SCHEDULE D ESCROW AGENT FEES AND EXPENSES In consideration of the services to be rendered by the Escrow Agent under the Agreement, the Agency agrees to pay the Escrow Agent an annual fee of $_ payable on September 1 of each year until the Agreement has been terminated for all services to be incurred as Escrow Agent in connection with such services, and agrees to reimburse at cost all ordinary out-of-pocket expenses incurred by the Escrow Agent. The term "ordinary out-of-pocket expenses" means expenses of holding, investing and disbursing the Escrow Deposit Trust Fund as provided herein and includes, but is not lirnited to publication costs, postage and legal fees as incurred. The Agency also agrees to reimburse the Escrow Agent for any extraordinary expenses incurred by it in connection with the Agreement. The term "extraordinary expenses" includes (a) expenses arising out of the assertion of any third party to any interest in the Escrow Deposit Trust Fund or any challenge to the validity hereof, including reasonable attorneys' fees, (b) expenses relating to any substitution under Section 3.05 or reinvestment under Section 3.0J, and (c) expenses (other than ordinary expenses) not occasioned by the Escrow Agent's misconduct or negligence. The fees and expenses payable by the Agency under clause (i) or (ii) above shall not be paid from the Escrow Deposit Trust Fund, but shall be paid by the Agency from legally available funds of the Agency. (iii) 003-4430-474214 lAME Rr CA5 D-1 597 SCHEDULE E NOTICE OF DEFEASANCE Miami Beach Redevelopment Agency Tax Increment Revenue Bonds, Taxable Series 19984, (City Center/Flistoric Convention Village) Dated: July 29,1998 (the "Series 19984. Bonds") Maturity Date 12101/2020 Maturitv Date t2/01/2016 12/0112017 12/0112018 1210y2019 t2/0112020 t210112022 Principal Amount $ 10,000,000 Principal Amount $ 2,465,000 2,595,000 2,730,000 2,880,000 3,645,000 1 1,155,000 Interest Rate 6.680% Interest Rate 4.930%. 5.010 5.1t0 5.170 s.200 5.220 CUSIP Numbers. 593237CA6 CUSIP Numbers- s93237DM9 593237DN7 593237DPz s93237DQ0 593237DR8 593237D56 Miami Beach Redevelopment Agency Tax Increment Revenue Refunding Bonds, Taxable Series 20054 (City Center/Flistoric Convention Village) Dated: September 22, 2005 (the "Series 20054 Bonds") NOTICE IS HEREBY GIVEN that monies have been deposited with U.S. Bank National Association, as Escrow Agent, for the payment of the principal of and interest on the outstanding bonds identified above (collectively, the "Bonds"), and such monies, except to the extent maintained in cash, have been invested in direct obligations of the United States of America. U.S. Bank National Association, as Trustee, Paying Agent and Registrar for the Bonds, and the Escrow Agent have been irrevocably instructed to call for redemption prior to maturity, pursuant to their optional redemption provisions, the Series 2005A Bonds maturing December 1,2016 through and including December 1, 2020 and December l, 2022 on January _, 2016 at a redemption price of 100% of the principal amount thereof. The Series 19984, Bonds shall be paid on their maturity date. No representation is made as to the correctness of these CUSIP numbers either as printed on the Bonds or contained in this Notice. E-1 003-4430.47421 4 / AMERTCAS 598 The amount so deposited as aforesaid has been calculated to be adequate to pay, when due, the principal of and interest on the Bonds to and including their maturity or redemption date described above. The Bonds are therefore deemed to have been paid in accordance with Section 304(M) of Resolution No. 150-94 adopted by the Miami Beach Redevelopment Agency on January 5,1994. U.S. BANK NATIONAL ASSOCIATION, as Registrar Dated: _,2015 003-4430-4742/4/ AM ER tCAS E-2 599 MIAMI BEACH REDEVELOPMENT AGENCY and U.S. BANK NATIONAL ASSOCIATION, as Escrow Agent ESCROW DEPOSIT AGREEMENT Relating to TAX INCREMENT REVENUE REFLTNDING BONDS, SERIES 2OO5B (CITY CENTER/HISTORIC CONVENTION VILLAGE) DATED AS OF ,2015 003-4430-47 38 / 3 /AM ERTCAS 600 ESCROW DEPOSIT AGREEMENT THIS ESCROW DEPOSIT AGREEMENT (the "Agreement") made and entered into as of , 2015, by and between the MIAMI BEACH REDEVELOPMENT AGENCY (the "Agency") and U,S. BANK NATIONAL ASSOCIATION, as Escrow Agent (the "Escrow Agent"). WITNES$ETH: WHEREAS, the Agency has heretofore issued its $29,330,000 aggregate principal amount of Miami Beach Redevelopment Agency Tax Increment Revenue Refunding Bonds, Series 20058 (City Center/Historic Convention Village), dated as of September 22, 20A5, presently outstanding in the principal amount of $17,175,000 (the "Outstanding Series 20058 Bonds"), pLlrsuant to the provisions of Resolution No. 150-94 adopted by the Board of Commissioners of the Agency (collectively, the "Commission") on January 5, 1994, as supplemented (the "Prior Bond Resolution"); and WHEREAS, the Agency desires to refund and defease all of the Outstanding Series 20058 Bonds, as more particularly described in Schedule A attached hereto and made a part hereof (the "Refunded Bonds"); and WHEREAS, the Agency has issued its $aggregate principal amount of Miami Beach Redevelopment Agency Tax Increment Revenue [and] Refunding Bonds, Series 2015- (City Center/Historic Convention Viilage) (the "Bonds"), pursuant to the provisions of Resolution No. _-2015 adopted by the Commission on _,2015 (the "Bond Resolution"), a portion of the proceeds of which Bonds is to be deposited with the Escrow Agent to provide, with investment eamings thereon and certain other available moneys, for the refunding and defeasance of the Refunded Bonds; and WHEREAS, a portion of the proceeds derived from the sale of the Bonds, together with the other available moneys, will be applied to the purchase of Government Obligations (as such term is hereinafter defined), which will mature and produce investment income and eamings at such time and in such amount as will be sufficient, together with certain moneys remaining uninvested, to pay upon the redemption thereof, the principal of and interest on the Refunded Bonds as more specifically set forth herein; and WHEREAS, in order to provide for the proper and timely application of the moneys deposited hereunder, the maturing principal amount of the Government Obligations purchased therewith, and investment income and earnings derived therefrom to the payment of the Refunded Bonds, it is necessary for the Agency to enter into this Agreement with the Escrow Agent; NOW, THEREFORE, the Agency and the Escrow Agent, in consideration of the foregoing and the mutual covenants herein set forth and in order to secure the palrnent of the principal of and interest on all of the Refunded Bonds according to their tenor and effect, do hereby agree as follows: 003-4430-4738/3/AMERTCAS 601 ARTICLE I CREATION AND CONVEYANCE OF TRUST ESTATE Section i.0i. Creation and Conveyance of Trust Estate. The Agency hereby grants, warrants, remises, releases, conveys, assigns, transfers, aliens, pledges, sets over and confirms unto the Escrow Agent and to its successors in the trust hereby created, and to it and its assigns forever, all and singular the property hereinafter described, to wit: DIVISION I All right, title and interest in and to (i) S_ in moneys deposited directly with the Escrow Agent and derived from the proceeds of the Bonds upon issuance and delivery of the Bonds and execution of and delivery of this Agreement, and (ii) $in moneys derived from the Account in the Sinking Fund created under the Prior Bond Resolution and allocable to the Refunded Bonds (such moneys described in (ii), the "Other Moneys"). DIVISION II All right, title and interest in and to the Government Obligations described in Schedule B attached hereto and made apart hereof, together with the income and earnings thereon. DIVISION III Any and all other property of every kind and nature from time to time hereafter, by delivery or by writing of any kind, conveyed, pledged, assigned or transferred as and for additional security hereunder by the Agency, or by anyone on behalf of the Agency to the Escrow Agent for the benefit of the Refunded Bonds. DIVISiON IV All property which is by the express provisions of this Agreement required to be subject to the pledge hereof and any additional property that may, from time to time hereafter, by delivery or by writing of any kind, by the Agency, or by anyone in its behalf, be subject to the pledge hereof. TO HAVE AND TO HOLD, all and singular, the Trust Estate (as such term is hereinafter defined), including all additional property which by the terms hereof has or may become subject to the encumbrances of this Agreement, unto the Escrow Agent, and its successors and assigns, forever in trust, however, for the sole benefit and security of the holders from time to time of the Refunded Bonds, but if the principal of and interest on all of the Refunded Bonds shall be fully and promptly paid upon the redemption thereof in accordance with the terms thereof then this Agreement shall be and become void and of no further force and effect except as otherwise provided herein; otherwise the same shall remain in full force and effect, and upon the trusts and subject to the covenants and conditions hereinafter set forth. 003-4430-41 38 / 3 /AMERTCAS 602 ARTICLE II DEFINITIONS Section2.01. Definitions. In addition to words and terms elsewhere defined in this Agreement, the following words and terms as used in this Agreement shall have the following meanings, unless some other meaning is plainly intended. Capitalized terms not otherwise defined in this Agreement shall have the meanings given to such terms in the Prior Bond Resolution. "Government Obligations" shall mean Defeasance Obligations which are not subject to redemption prior to maturity. "Trust Estate," "trust estate" or "piedged property" shall mean the property, rights and interests described or referred to under Divisions I, II, III and IV in Article I above. Words of the masculine gender shall be deemed and construed to include correlative words of the feminine and neuter genders. Words importing the singular number shall include the plural number and vice versa unless the context shall otherwise indicate. The word "person" shall include corporations, associations, natural persons and public bodies unless the context shall otherwise indicate. Reference to a person other than a natural person shall include its successors. ARTICLE III ESTABLISHMENT OF ESCROW DEPOSIT TRUST FUND: FLOW OF FTINDS Section 3.01. Creation of Escrow Deposit Trust Fund and Deposit of Monevs. There is hereby created and established with the Escrow Agent a special and irrevocable trust fund designated "Miami Beach Redeveiopment Agency Tax Increment Revenue Refunding Bonds, Series 20058 (City Center/Historic Convention Village) Escrow Deposit Trust Fund" (the "Escrow Deposit Trust Fund"), to be held by the Escrow Agent for the sole benefit of the holders of the Refunded Bonds and accounted for separate and apart from the other funds of the Agency and, to the extent required by law, of the Escrow Agent. Concurrently with the delivery of this Agreement, the Agency herewith causes to be deposited with the Escrow Agent and the Escrow Agent acknowledges receipt of immediately available moneys for deposit in the Escrow Deposit Trust Fund in the amount of $_, consisting of $from the proceeds of the Bonds and $in Other Moneys, from the Otherall of which, when invested in Government Obligations (other than $ Moneys to be held uninvested), will provide moneys sufficient to pay the principal of and interest on the Refunded Bonds, upon the payment upon redemption thereof as more particularly described in Schedule C attached hereto and made aparthereof. Section 3.02. Payment of Refunded Bonds. received by the Escrow Agent will be sufficient to Government Obligations, all as listed in Schedule B The Bond proceeds and purchase $ Other Moneys par amount of 003-4 430-4738 / 3 lAMERTCAS attached hereto and made a part hereof, 603 which will mature in principal amounts and earn income at such times so that sufficient moneys will be available to pay as the same are paid when redeemed ali principal of and interest on the Refunded Bonds as set forth in Schedule C hereof. Notwithstanding the foregoing, if the amounts deposited in the Escrow Deposit Trust Fund are insufficient to make said payments of principal and interest, the Agency shall cause to be deposited into the Escrow Deposit Trust Fund the amount of any deficiency immediately upon notice from the Escrow Agent. Section3.O3. Irrevocable Trust Created. The deposit of moneys and Government Obligations or other property hereunder in the Escrow Deposit Trust Fund shall constitute an irrevocable deposit of said moneys and Government Obligations and other property hereunder for the sole benefit of the holders of the Refunded Bonds, subject to the provisions of this Agreement. The holders of the Refunded Bonds, subject to the provisions of this Agreement, shall have an express lien on all moneys and principal of and earnings on the Government Obligations and other property in the Escrow Deposit Trust Fund. The moneys deposited in the Escrow Deposit Trust Fund and the matured principal of the Govemment Obligations and other property hereunder and the interest thereon shall be held in trust by the Escrow Agent, and shall be applied for the payment of Refunded Bonds, as more specifically set forth in Schedule C hereto. Section 3.04. Purchase of Government Obligations. The Escrow Agent is hereby directed immediately to purchase the Government Obligations listed in Schedule B from the proceeds of the Bonds and the Other Moneys described in Sections 3.01 and 3.02 hereof. The Escrow Agent shall purchase the Government Obligations solely from the moneys deposited in the Escrow Deposit Trust Fund as provided in this Agreement. The Escrow Agent shall apply the moneys deposited in the Escrow Deposit Trust Fund and the Government Obligations purchased therewith, together with all income or earnings thereon, in accordance with the provisions hereof. The Escrow Agent shall have no power or duty to invest any moneys held hereunder or to make substitutions of the Government Obligations held hereunder or to sell, transfer or otherwise dispose of the Government Obligations held hereunder except as provided in this Agreement. The Escrow Agent is hereby directed not to invest $from the Other Moneys deposited in the Escrow Deposit Trust Fund simultaneousiy with the delivery of this Agreement. The Agency covenants to take no action in the investment, reinvestment or security of the Escrow Deposit Trust Fund in violation of this Agreement and recognizes that any such action in contravention of this Agreement might cause the Refunded Bonds or the Bonds to be classified as "arbitrage bonds" under the Internal Revenue Code of 1986, as amended, and the regulations promulgated thereunder (the "Code"). Section 3.05. Substitution of Certain Government Obligations. (a) If so directed in writing by the Agency on the date of delivery of this Agreement, the Escrow Agent shall accept in substitution for all or a portion of the Government Obligations listed in Schedule B, Government Obligations (the "substituted Securities"), the principal of and interest on which, together with any Government Obligations listed in Schedule B for which no substitution is made and moneys held uninvested by the Escrow Agent, will be 003 -4430-47 38 I 3 /AM ER r CAS 604 sufficient to pay all principal of and interest of the Refunded Bonds as set forth in Schedule C hereof. The foregoing notwithstanding, the substitution of Substituted Securities for any of the Govemment Obligations listed in Schedule B may be effected only upon compliance with Section 3.05(b)(1) and (2) below. (b) If so directed in writing by the Agency at any time during the term of this Agreement, the Escrow Agent shall sell, transfer, exchange or otherwise dispose of, or request the redemption of, all or a portion of the Government Obligations then held in the Escrow Deposit Trust Fund and shall substitute for such Government Obligations other Government Obligations, designated by the Agency, and acquired by the Escrow Agent with the proceeds derived from the sale, transfer, disposition or redemption of or by the exchange of such Government Obligations held in the Escrow Deposit Trust Fund, but only upon the receipt by the Escrow Agent of: (1) an opinion of nationally recognized counsel in the field of law relating to municipal bonds stating that such substitution will not adversely affect the exciusion from gross income for federal income tax purposes of interest on the Refunded Bonds and the Bonds and is not inconsistent with the statutes and regulations applicable to the Refunded Bonds and the Bonds; and (2) verification by a firm of independent certified public accountants stating that the principal of and interest on the substituted Government Obligations, together with any Government Obligations and any uninvested moneys remaining in the Escrow Deposit Trust Fund will be sufficient, without reinvestment, to pay the remaining principal of and interest on the Refunded Bonds as set forth in Schedule C hereof. Any moneys resulting from the sale, transfer, disposition or redemption of the Government Obligations held hereunder and the substitution therefor of other Government Obligations not required to be applied for the payment of such principal of and interest on the Refunded Bonds (as shown in the verif,cation report described in Section 3.05(b)(2) hereof delivered in connection with such substitution), shall be deposited in the Interest Account within the Sinking Fund established under the Bond Resolution. Upon any such substitution of Government Obligations pursuant to Section 3.05, Schedule B hereto shall be appropriately amended to refl ect such substitution. The Escrow Agent shall be under no duty to inquire whether the Government Obligations as deposited in the Escrow Deposit Trust Fund are properly invested under the Code. The Escrow Agent may rely on all specific directions in this Agreement providing for the investment or reinvestment of the Escrow Deposit Trust Fund. Section 3.06. Transfers from Escrow Deposit Trust Fund. As the principal of the Government Obligations set forth in Schedule B shall mature and be paid, and the investment income and earnings thereon are paid, the Escrow Agent shall pay from such moneys to U.S. Bank National Association, in its capacity of Paying Agent with respect to the Refunded Bonds (as Trustee, Paying Agent and Registrar with respect to the Refunded Bonds, the "Refunded Bonds Trustee"), no later than the payment dates for the Refunded Bonds, as specified in Schedule C hereof, the amounts necessary to pay the principal of and interest on the Refunded 003-4430-47 38 I 3 /AM ERTCAS 605 Bonds, as specified in Schedule C hereof. The Agency hereby irrevocably determines, and instructs the Refunded Bonds Trustee and the Escrow Agent, to call for redemption prior to maturity the Refunded Bonds maturing December 1,2076 through and including December 1, 2022 on January _, 2076 at a redemption price of 100% of the principal amount thereof, in accordance with the Prior Bond Resolution. The Agency, the Refunded Bonds Trustee and the Escrow Agent shall perform the responsibilities, described in the Prior Bond Resolution, in connection with the redemption of such Refunded Bonds, including the giving of notice of redemption as required therein. The Agency shall mail, or cause to be mailed, a copy of such notice of redemption to National Public Finance Guarantee Corporation, as successor to MBIA Insurance Corporation ("NPFGC"). The Agency shall also file, or cause to be filed, a copy of such notice of redemption with the Municipal Securities Rulemaking Board (the "MSRB"). In addition, the Refunded Bonds Trustee shall publish such notice of redemption one time in The Bond Buyer, New York, New York, at least 30 days prior to January _,2016. Section 3.07. Investment of Certain Moneys Remaining in Escrow Deposit Trust Fund. Subject to the provisions of Section 3.04 of this Agreement, the Escrow Agent shall invest and reinvest, at the written direction of the Agency, in Government Obligations any moneys remaining from time to time in the Escrow Deposit Trust Fund until such time as they are needed. Such moneys shall be reinvested in such Govemment Obligations for such periods and at such interest rates, as the Escrow Agent shall be directed to invest by the Agency, which periods and interest rates shall be set forth in an opinion from nationally recognized counsel in the field of law relating to municipal bonds to the Agency and to the Escrow Agent, which opinion shall also be to the effect that such reinvestment of such moneys in such Government Obligations for such period and at such interest rates will not, under the statutes and regulations applicable to the Reftinded Bonds and the Bonds, cause the interest on the Refunded Bonds or the Bonds to be included in gross income for federal income tax purposes and that such investment is not inconsistent with the statutes and regulations applicable to the Refunded Bonds and the Bonds. Any interest income resulting from reinvestment of moneys pursuant to this Section 3.07 not required to be applied for the payment of the principal of and interest on the Refunded Bonds shall be deposited in the Interest Account within the Sinking Fund established under the Bond Resolution. Section 3.08. Escrow Deposit Trust Fund Constitutes Trust Fund. The Escrow Deposit Trust Fund created and established pursuant to this Agreement shall be and constitute a trust fund for the purposes provided in this Agreement and shall be kept separate and distinct from all other funds of the Agency and, to the extent required by law, of the Escrow Agent and used only for the purposes and in the manner provided in this Agreement. Section 3.09. Transfer of Funds After All Payments Required by this Aereement are Made. After all of the transfers by the Escrow Agent to the payment of the principal of and interest on the Refunded Bonds provided in Schedule C have been made, all remaining moneys and securities, together with any income and interest thereon, in the Escrow Deposit Trust Fund shall be deposited in the Interest Account within the Sinking Fund established under the Bond Resolution; provided, however, that no such transfers (except transfers made in accordance with Sections 3.05 and 3.07 hereof) shall be made until ail of the principal of and interest on the Refunded Bonds have been paid. 003-4430-473813/ AM E RrCAS 606 ARTICLE IV CONCERNING THE ESCROW AGENT Section4.01. Liabilitlz of Escrow Agent. The Escrow Agent shall not be liable in connection with the performance of its duties hereunder except for its own negligence, misconduct or defauit. The Escrow Agent shall not be liable for any loss resulting from any investments made pursuant to the terms of this Agreement. The Escrow Agent shall not be liable for the accuracy of the calculations as to the sufficiency of moneys and of the principal amount of the Government Obligations and the earnings thereon to pay the Refunded Bonds. So long as the Escrow Agent applies any moneys, Government Obligations and interest earnings therefrom to pay the Refunded Bonds as provided herein, and complies fully with the terms of this Agreement, the Escrow Agent shall not be liable for any deficiencies in the amounts necessary to pay the Refunded Bonds caused by such calculations. The duties and obligations of the Escrow Agent shall be determined by the express provisions of this Agreement. The Escrow Agent may consult with counsel with respect to any matter relevant to this Agreement, who may or may not be counsel to the Agency, and be entitled to receive from the Agency reimbursement of the reasonable fees and expenses of such counsel, and in reliance upon the opinion of such counsel have full and complete authorization and protection in respect of any action taken, suffered or omitted by it in good faith in accordance therewith. Whenever the Escrow Agent shall deem it necessary or desirable that a matter be proved or established prior to taking, suffering or omitting any action under this Agreement, such matter may be deemed to be conclusively established by a certificate signed by an authorized officer of the Agency and the Escrow Agent may in good faith conclusively rely upon such certificate. The Escrow Agent shall have no lien, security interest or right of set-off whatsoever upon any of the moneys or investments in the Escrow Deposit Trust Fund for the payment of fees or expenses for the services rendered by the Escrow Agent under this Agreement. Section 4.02. Permitted Acts. The Escrow Agent and its affiliates may become the owner of all or may deal in the Refunded Bonds as fully and with the same rights as if it were not the Escrow Agent. Section 4.03. Payment to Escrow Agent. The Agency shall pay to the Escrow Agent reasonable compensation for all services rendered by it hereunder and also its reasonable expenses incurred in and about the administration and execution of the trusts hereby created and the performance of its powers and duties hereunder, all as provided in Schedule D hereto. ARTICLE V MISCELLANEOUS Section 5.01. Amendments to this Agreement. This Agreement is made for the benefit of the holders from time to time of the Refunded Bonds and shall not be repealed, revoked, altered or amended without the written consent of all such holders of the Refunded Bonds, the oo3-4430-473813 / AM E R rCAS 607 Escrow Agent and the Agency; provided, however, that the Agency and the Escrow Agent may, without the consent of, or notice to, such holders enter into such agreements supplemental to this Agreement which shall not adversely affect the rights of such holders and shall not be inconsistent with the terms and provisions of this Agreement for any one or more of the following purposes: (a) to cure any ambiguity or formal defect or omission in this Agreement; or (b) to grant to or confer upon the Escrow Agent for the benefit of the holders of the Refunded Bonds any additional rights, remedies, powers or authority that may lawfully be granted to or conferred upon the Escrow Agent. The Escrow Agent shall be entitled to rely upon an unqualified opinion of a nationally recognized counsel in the field of law relating to municipal bonds with respect to compliance with this Section. Prior to any repeal, revocation, alteration or amendment of this Agreement, the Agency shail provide written notice of such proposed repeal, revocation, alteration or amendment to Standard & Poor's Ratings Services and Moody's Investors Service, Inc. at their addresses set forth below: Standard & Poor's Ratings Services 55 Water Street New York, New York 10041 Attn: Municipal Ratings Desk/Refunded Bonds Moody's Investors Service, Inc. 99 Church Street New York, New York 10007 Section 5.02. Severabilitlz. If any one or more of the covenants or agreements provided in this Agreement on the part of the Agency or the Escrow Agent to be performed should be determined by a court of competent jurisdiction to be contrary to law, such covenant or agreement shall be deemed and construed to be severable from the remaining covenants and agreements herein contained and shall in no way affect the validity of the remaining provisions of this Agreement. Section 5.03. Aereement Bindine. All the covenants, proposals and agreements in this Agreement contained by or on behalf of the Agency or by or on behalf of the Escrow Agent shall bind and inure to the benefit of their respective successors and assigns, whether so expressed or not. Section 5.04. Notices to Escrow Agent and Agency. Any notice, demand, direction, request or other instrument authorized or required by this Agreement to be given to or filed with the Escrow Agent or the Agency, shall be deemed to have been sufficiently given or filed for all purposes of this Agreement if personally delivered and receipted for, or if sent by registered or certified United States mail, return receipt requested, addressed as follows: 0o3-4430-4138 /3 /AM ERICAS 608 (a) As to the Agency - Miami Beach Redevelopment Agency 1700 Convention Center Drive Miami Beach, Florida 33139 Attention: Executive Director (b) As to the Escrow Agent - U.S. Bank National Association 225 Water Street Suite 700 Jacksonville, Florida 32202 Attention: Corporate Trust Services Any party hereto may, by notice sent to the other parties hereto, designate a different or additional address to which notices under this Agreement are to be sent. Section 5.05. Termination. This Agreement shall terminate when all transfers and payments required to be made by the Escrow Agent under the provisions hereof shall have been made. Section 5.06. Execution blz Counterparts. This Agreement may be executed in several counterparts, all or any of which shall be regarded for all purposes as one original and shall constitute and be but one and the same instrument. Section 5.07. Notice of Defeasance. The Agency hereby irrevocably instructs U.S. Bank National Association, in its capacity of Registrar with respect to the Refunded Bonds, to give to the Holders of the Refunded Bonds and NPFGC, by first class mail, postage prepaid, as soon as practicable, and to file with the MSRB, as soon as practicable, notice of the defeasance of the Refunded Bonds, substantially in the form attached hereto as Schedule E. Section 5.08. Governing Law. This Agreement shall be governed by the laws of the State of Florida. 003-4430-47 38 / 3 /AME RTCAS 609 IN WITNESS WHEREOF, each of the parties hereto has caused this Agreement to be executed by its duly authorized officers. MIAMI BEACH REDEVELOPMENT AGENCY Chairperson U.S. BANK NATIONAL ASSOCIATION, as Escrow Agent By: Assistant Vice President A.PFROVED AS TO FORM & LANGUAGE & FOR EXECUTION By: ?',1-C*,? Jbil| Redevelopment AgencY Date General Counsel 0o3-4430-4738/3/AM E R r CAs r0 610 Maturity Date 1210U2016 1210U2017 12t0U2018 1210U2019 r2t0U2020 t210U2021 1210U2022 SCHEDULE A REFLTNDED BONDS Principal Amount $ 1,885,000 1,990,000 2,090,000 2,195,000 2,300,000 2,400,000 2,525,000 Interest Rate 5.000% s.000 5.000 s.000 4.000 5.000 5.000 003-4430-47 18 / 3 /AM ERTCAS A-1 611 SCHEDULE B INVESTMENT OF BOND PROCEEDS AND OTHER MONEYS T)rpe of Securit), Maturity Date Principal Amount Interest Rate S% B-1 o03- 4 430- 47 38 I 3 lAM E RrCAS 612 SCHEDULE C SCHEDULE OF PAYMENTS ON REFL]NDED BONDS Principal Date Principal Redeemed Interest Total $$$$ 003-4430-47 38 / 3 /AM ERTCAS c-1 613 (i) (ii) (iii) SCHEDULE D ESCROW AGENT FEES AND EXPENSES In consideration of the services to be rendered by the Escrow Agent under the Agreement, the Agency agrees to pay the Escrow Agent a one time fee of $_ for all services to be incurred as Escrow Agent in connection with such services, and agrees to reimburse at cost all ordinary out-of-pocket expenses incurred by the Escrow Agent. The term "ordinary out-of-pocket expenses" means expenses of holding, investing and disbursing the Escrow Deposit Trust Fund as provided herein and includes, but is not limited to publication costs, postage and legal fees as incurred. The Agency also agrees to reimburse the Escrow Agent for any extraordinary expenses incurred by it in connection with the Agreement. The term "extraordinary expenses" includes (a) expenses arising out of the assertion of any third party to any interest in the Escrow Deposit Trust Fund or any challenge to the validity hereof, including reasonable attorneys'fees, (b) expenses relating to any substitution under Section 3.05 or reinvestment under Section 3.0J, and (c) expenses (other than ordinary expenses) not occasioned by the Escrow Agent's misconduct or negligence. The fees and expenses payable by the Agency under clause (i) or (ii) above shall not be paid from the Escrow Deposit Trust Fund, but shall be paid by the Agency from legally available funds of the Agency. D-l 003-4 430-47 38 / 3 /AM ERTCAS 614 SCHEDULE E NOTICE OF DEFEASANCE Miami Beach Redevelopment Agency Tax Increment Revenue Refunding Bonds, Series 20058 (City Center/Historic Convention Village) Dated: September 22, 2005 Maturity Date Principal Amount Interest Rate CUSIP Numbers- t2t01t2016 $1,885,000 5.000% 593237ED8t2l0t/2017 1,980,000 5.000 59323788612/01/20t8 2,080,000 5.000 5932378F31210U2019 2,195,000 5.000 593237EG11210U2020 2,300,000 4.000 5932378H9t2l0t/202t 2,400,000 5.000 5932378J51210U2022 2,525,000 5.000 5932378K2 NOTICE IS HEREBY GIVEN that monies have been deposited with U.S. Bank National Association, as Escrow Agent, for the payment of the principal of and interest on the outstanding bonds identihed above (the "Bonds"), and such monies, except to the extent maintained in cash, have been invested in direct obligations of the United States of America. U.S. Bank National Association, as Trustee, Paying Agent and Registrar for the Bonds, and the Escrow Agent have been irrevocably instructed to call for redemption prior to maturity the Bonds maturing December 1,2016 through and including December 1,2022 on January _,2016, at a redemption price of 100% of the principal amount thereof. The amount so deposited as aforesaid has been calculated to be adequate to pay, when due, the principal of and interest on the Bonds to and including their redemption date described above. The Bonds are therefore deemed to have been paid in accordance with Section 30a(M) of Resolution No. 150-94 adopted by the Miami Beach Redevelopment Agency on January 5,1994. U.S. BANK NATIONAL ASSOCIATION, as Registrar Dated: _,2015 No representation is made as to the correctness of these CUSIP numbers either as printed on the Bonds or contained in this Notice. E-1 003-4 430-47 38 / 3 /AM ERTCAS 615 RESOLUTION NO. A RESOLUTION OF THE MAYOR AND CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA AUTHORIZING THE ISSUANCE OF NOT TO EXCEED $24O,OOO,OOO IN AGGREGATE PRINCIPAL AMOLINT OF CITY OF MIAMI BEACH, FLORIDA RESORT TAX REVENUE BONDS, SERIES 2OI5 FOR THE PURPOSE OF FINANCING IMPROVEMENTS TO THE MIAMI BEACH CONVENTION CENTER; PROVIDING FOR THE ISSUANCE OF ADDITIONAL BONDS ON A PARITY THEREWITH; PROVIDING FOR THE SECURITY AND PAYMENT OF ALL BONDS ISSUED PURSUANT TO THIS RESOLUTION; PROVIDING CERTAIN DETAILS OF THE SERIES 2015 BONDS; DELEGATING CERTAIN MATTERS IN CONNECTION WITH THE ISSUANCE OF THE SERIES 2015 BONDS TO THE CITY MANAGE,R, INCLUDING WHETHER THE SERIES 2OI5 BONDS SHALL NOT BE SECURED BY THE DEBT SERVICE RESERVE ACCOUNT AND WHETHER TO SECURE A CREDIT FACILITY AND/OR A RESERVE ACCOUNT INSURANCE POLICY, WITHIN THE LIMITATIONS AND RESTRICTIONS STATED HEREIN; APPOINTING LINDERWRITERS, PAYING AGENT, REGISTRAR AND DISCLOSURE DISSEMINATION AGENT; AUTHORIZING THE NEGOTIATED SALE OF THE SERIES 2OI5 BONDS AND APPROVING THE FORM AND AUTHORIZING EXECUTION OF THE BOND PURCHASE AGREEMENT FOR THE SERIES 2015 BONDS; APPROVING THE FORM OF PRELIMINARY OFFICIAL STATEMENT FOR THE SERIES 2015 BONDS AND AUTHORIZING EXECUTION OF THE FINAL OFFICIAL STATEMENT FOR THE SERIES 2015 BONDS; COVENANTING TO PROVIDE CONTINUING DISCLOSURE IN CONNECTION WITH THE SERIES 2015 BONDS AND APPROVING THE FORM AND AUTHORIZING EXECUTION OF A CONTINUING DISCLOSURE AGREEMENT; AUTHORIZING OFFICERS AND EMPLOYEES OF THE CITY TO TAKE ALL NECESSARY ACTIONS IN CONNECTION WITH THE ISSUANCE OF THE SERIES 2015 BONDS; AND PROVIDING FOR AN EFFECTIVE DATE. WHEREAS, pursuant to the Constitution and the laws of the State of Florida, in particular Chapter 67 -930, Laws of Florida, Acts of 7967 , as amended, and Chapter 766, Florida Statutes, as amended from time to time, and pursuant to the Miami Beach City Charter, as amended, and Chapter 102, Article IV of the Miami Beach City Code, as amended, including as amended upon enactment by the Mayor and City Commission of the City of Miami Beach, Florida (the "Commission") of an ordinance levying an additional one percent (l%)tax approved by the electorate in a special election held on August 14,2012 and set forth in Section 5.03 of the Miami Beach City Charter, as amended (collectively, the "Act"), the City of Miami Beach, Florida (the "City") imposes, levies and collects a municipal resort tax upon the rent of every occupancy of a room or rooms in any hotel, motel, rooming house or apartment house, and upon the total sales price of all items of food, beverages, alcoholic beverages and wine sold at retail of any restaurant, as more particularly set forth in the Act (the "Resort Tax"); and 0L0-81-26-07 7 7 I 2 /AMERTCAS 616 WHEREAS, the City desires to issue its Resort Tax Revenue Bonds, Series 2015 (the "Series 2015 Bonds") for the primary purpose of financing certain public improvements to the Miami Beach Convention Center, as more particularly described in Exhibit A attached hereto and made a part hereof (the "Series 2015 Project"); and WHEREAS, the City also desires to set forth the provisions pursuant to which it may issue bonds on a parity with the Series 2015 Bonds and to make provision for the rights and security ofthe holders ofall bonds issued hereunder; and WHEREAS, the Commission has determined that it is in the best interest of the City to delegate to the City Manager (hereinafter defined), who shall rely upon the recommendations of the Chief Financial Officer (hereinafter defined) and RBC Capital Markets, LLC, the City's financial advisor (the "Financial Advisor"), the determination of various terms of the Series 2015 Bonds, whether the Series 2015 Bonds shall not be secured by the Debt Service Reserve Account, whether to secure a Credit Facility and/or Reserve Account Insurance Policy (as such terms are hereinafter defined) with respect to the Series 2015 Bonds, the final award of the Series 2015 Bonds, and certain other actions in connection with the issuance of the Series 2015 Bonds, all as provided and subject to the limitations contained herein; and WHEREAS, the City has determined that due to the character of the Series 2015 Bonds, current favorable market conditions, the uncertainty inherent in a competitive bidding process and the recommendations of the Financial Advisor, it is in the best interest of the City to authorize the negotiated sale of the Series 2015 Bonds; and WHEREAS, in connection with the issuance of the Series 2015 Bonds, the requirements of Ordinance No. 2007 -3582, adopted by the Commission on November 27, 2007 , including the holding of two public hearings, have been complied with prior to the adoption of this Resolution; NOW THEREFORE, BE IT DULY RESOLVED BY THE MAYOR AND CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA. ARTICLE I DEFINITIONS, AUTHORITY, FINDINGS, AND RESOLUTION CONSTITUTES A CONTRACT SECTION 101. DEFINITIONS. In addition to the terms defined elsewhere in this Resolution, as used in this Resolution, the following terms shall have the following meanings: "Accreted Value" shall mean, as of any date of computation with respect to any Capital Appreciation Bond, an amount equal to the principal amount of such Capital Appreciation Bond (the principal amount on the date of original issuance) plus the interest accrued on such Capital Appreciation Bond from the date of delivery to the original purchasers thereof to the Interest Payment Date next preceding the date of computation or the date of computation if an Interest Payment Date, such interest to accrue at a rate not exceeding the legal rate provided for in the resolution of the Commission providing for the issuance of such Bonds, compounded periodically at the times provided for in the resolution of the Commission providing for the issuance of such Bonds, plus, with respect to matters related to the payment upon redemption or acceleration of the Capital Appreciation Bonds, if such date of computation shall not be an ot0-8t26-0777 /2IAMERTCAS 617 Interest Payment Date, a portion of the difference between the Accreted Value as of the immediately preceding Interest Payment Date (or the date of original issuance if the date of computation is prior to the first Interest Payment Date succeeding the date of original issuance) and the Accreted Value as of the immediately succeeding Interest Payment Date, calculated based on the assumption that Accreted Value accrues in equal daily amounts on the basis of a year of twelve 30-day months. "Act" shall have the meaning ascribed to it in the recitals to this Resolution. "Amortization Requirements" shall mean such moneys required to be deposited in the Bond Redemption Account for the purpose of the mandatory redemption or payment at maturity of any Term Bonds, the specific amounts and times of such deposits to be determined in the Mayor's Certificate with respect to the Series 2015 Bonds or pursuant to a resolution of the Commission relating to any other Series of Bonds with respect to such Bonds. "Annual Debt Service Requirement" for any period, as applied to the Bonds of any Series, shall mean the respective amounts which are needed to provide: (a) for paying the interest on all Bonds of such Series then Outstanding which is payable on each Interest Payment Date in such period, (b) for paying the principal of all Serial Bonds of such Series then Outstanding which is payable upon the maturity of such Serial Bonds in such period, and (c) the Amortization Requirements, if any, for the Term Bonds of such Series for such period. For purposes of computing (a), (b) and (c) above, any principal, interest or Amortrzation Requirements due on October 1 in a Fiscal Year shall be deemed due in the preceding Fiscal Year. The following rules shall apply in determining the amount of the Annual Debt Service Requirement for any period: (a) With respect to Variable Rate Bonds, the interest rate shall be assumed to be the average rate of interest for all Variable Rate Bonds for the prior Fiscal Year or portion thereof while said Bonds were Outstanding or if there were no Variable Rate Bonds Outstanding during such prior Fiscal Year, then the lesser of (i) the initial rate of interest on such Variable Rate Bonds and (ii) the average rate of interest for the prior Fiscal Year under a published variable interest rate index selected by the then financial advisor to the City which is generally consistent with the rate of interest such Bonds shall bear; "average rate" with respect to Outstanding Variable Rate Bonds shall mean the rate determined by dividing the total annualized amount of interest paid on Variable Rate Bonds in such Fiscal Year or portion thereof by the average principal amount of Variable Rate Bonds Outstanding during such Fiscal Year or portion thereof. (b) In the case of Put Bonds, the "put" date or dates shall be ignored if the source for payment of said "put" is a Credit Facility or a Liquidity Facility and the stated dates for 0rc-8r26-07 7 7 / 2 /AMERTCAS 618 Amortization Requirements and principal payments shall be used, and in the case of Bonds secured by a Credit Facility or a Liquidity Facility, the terms of the reimbursement obligation to the issuers thereof shall be ignored and the stated dates for Amortization Requirements for Term Bonds and principal payments shall be used; provided, however, that during any period of time after the issuer of a Credit Facility or a Liquidity Facility has advanced funds thereunder, the reimbursement obligation of which is payable from and secured on a parity with the Bonds and before such amount is repaid, Annual Debt Service Requirements shall include the principal amount so advanced and interest thereon, in accordance with the principal repayment schedule and, interest rate or rates specified in the Credit Facility or Liquidity Facility, in lieu of the stated principal of and Amortization Requirements and interest on such Bonds; (c) In the case of Extendible Maturity Bonds, the Bonds shall be deemed to mature on the later of the stated maturity date or the date to which such stated maturity date has been extended; (d) In the case of Capital Appreciation Bonds, the principal and interest portions of the Accreted Value of Capital Appreciation Bonds becoming due at maturity or by virtue of an Amortization Requirement shall be included in the calculations of accrued and unpaid Annual Debt Service Requirements in the year in which said principal and interest portions are due and payable; (e) In the case of Capital Appreciation and Income Bonds, the principal and interest portions of the Appreciated Value of Capital Appreciation and Income Bonds shall be included in the calculations of accrued and unpaid Annual Debt Service Requirements in the year in which said principal and interest portions are due and payable; (f) In the case of Balloon Bonds or Interim Bonds, the debt service requirements of the Balloon Bonds or Interim Bonds may be excluded and in lieu thereof the Balloon Bonds or Interim Bonds shall be viewed, for purposes of the computation of Annual Debt Service Requirements, as debt securities having a comparable Federal tax status as such Balloon Bonds or Interim Bonds, hypothetically maturing in substantially equal annual payments of principal and interest over a period of not more than 30 years from the date of issuance thereof, bearing interest at a fixed rate per annum equal to the average interest rate per annum for such debt securities on the date of issuance of the Balloon Bonds or Interim Bonds and issued by issuers having a credit rating, issued by Moody's Investors Services, Inc. or any successors thereto or Standard & Poor's Ratings Services or any successors thereto comparable to that of the City, as shown by a certificate of an underwriting or investment banking firm experienced in marketing such securities; and (g) to the extent that the City has entered into an Interest Rate Swap with respect to any Bonds and notwithstanding the provisions of clauses (a) through (f) above, while the Interest Rate Swap is in effect and the Counterparty has not defaulted thereunder, the interest rate with respect to the principal amount of such Bonds equal to the "notional" amount specified in the Interest Rate Swap shall be assumed to be (i) if the City's payment obligations under the Interest Rate Swap are computed based upon a fixed rate of interest, the actual rate of interest upon which the City's payment obligations are computed under such Interest Rate Swap and (ii) if the City's payment obligations under the Interest Rate Swap are computed based upon a variable rate 070-8126-017 7 / 2 IAM ERTCAS 619 of interest, the average rate of interest for the City's payment obligations under the Interest Rate Swap for the prior Fiscal Year or portion thereof while the Interest Rate Swap was in effect or if the Interest Rate Swap was not in effect during such prior Fiscal Year, then the lesser of (x) the initial rate of interest for the City's payment obligations under the Interest Rate Swap and (y) the average rate of interest for the prior Fiscal Year under a published variable interest rate index agreed upon by the City and the Counterparty which is generally consistent with the formula which shall be used to determine the City's payment obligations; "average rate" with respect to the City's payment obligations for the prior Fiscal Year shall mean the rate determined by dividing the total annualized amount paid by the City under the Interest Rate Swap in such Fiscal Year or portion thereof by the "notional" amount specified in the Interest Rate Swap for such Fiscal Year; (h) If all or a portion of the principal of or interest on a Series of Bonds is payable from funds irrevocably set aside or deposited for such purpose, together with projected earnings thereon to the extent such earnings are projected to be from Permitted Investments, such principal or interest shall not be included in determining Annual Debt Service Requirements. "Appreciated Value" shall mean (i) as of any date of computation with respect to any Capital Appreciation and Income Bond up to the Interest Commencement Date provided for in the resolution of the Commission providing for the issuance of such Bond, an amount equal to the principal amount of such Bond (the principal amount at its initial offering) plus the interest accrued on such Capital Appreciation and Income Bond from the date of delivery to the original purchasers thereof to the Interest Payment Date next preceding the date of computation or the date of computation if an Interest Payment Date, .such interest to accrue at a rate not exceeding the legal rate provided for in the resolution of the Commission providing for the issuance of such Bonds, compounded periodically, plus, with respect to the payment upon redemption or acceleration of the Capital Appreciation and Income Bonds, if such date of computation shall not be an Interest Payment Date, a portion of the difference between the Appreciated Value as of the immediately preceding Interest Payment Date (or the date of original issuance if the date of computation is prior to the first Interest Payment Date succeeding the date of original issuance) and the Appreciated Value as of the immediately succeeding Interest Payment Date calculated based upon an assumption that Appreciated Value accrues in equal daily amounts on the basis of ayear of twelve 30-day months and (ii) as of any date of computation on and after the Interest Commencement Date, the Appreciated Value on the Interest Commencement Date. "Balloon Bonds" shall mean any Bonds issued under this Resolution, interest on which is payable periodically and twenty five percent (25%) or more of the original principal amount of which matures during any one Fiscal Year and for which maturing principal amount Amortization Requirements have not been designated in the resolution of the Commission authorizing the issuance of such Bonds. "Bond Counsel" shall mean Squire Patton Boggs (US) firm selected by the City of favorable national reputation for exempt municipal bonds. LLP, or another lawyer or law skill in matters relating to tax- 010-8126-077 7 / 2 IAM E RICAS 620 "Bonds" shall mean the Series 2015 Bonds, authorized to be issued pursuant to this Resolution, together with any additional parity Bonds hereafter issued pursuant to this Resolution. "Bondholder", "Holder", "Holder of Bonds" or "Owner" or any similar term, shall mean any person, who shall be the registered owner of any Outstanding Bond or Bonds. "Capital Appreciation Bonds" shall mean any Bonds issued under this Resolution as to which interest is compounded periodically on each of the applicable periodic dates designated for compounding and payable in an amount equal to the then current Accreted Value only at the maturity, earlier redemption or other payment date therefor, all as so provided for by subsequent proceedings of the Commission relating to the issuance thereof, and which may be either Serial Bonds or Term Bonds. "Capital Appreciation and Income Bonds" shall mean any Bonds issued under this Resolution as to which accruing interest is not paid prior to the Interest Commencement Date provided for in the resolution authorizing such Bonds and the Appreciated Value for such Bonds is compounded periodically on certain designated dates prior to the Interest Commencement Date for such Series of Capital Appreciation and Income Bonds, all as so provided for by subsequent proceedings of the Commission relating to the issuance thereof and which may be either Serial Bonds or Term Bonds. "Chief Financial Officer" shall mean the Chief Financial Officer of the City or his or her designee or the officer succeeding to his or her principal functions. "City" shall mean the City of Miami Beach, Florida, a municipal corporation duly organized and existing under the Constitution and laws of the State of Florida, and any successor thereto. "City Attorney" shall mean the City Attorney of the City, his or her designated assistant or the officer succeeding to his or her principal functions. "City Clerk" shall mean the Clerk of the City or his or her designee or the officer succeeding to his or her principal functions. "City Manager" shall mean the City Manager of the City or his or her designee or the officer succeeding to his or her principal functions. "Code" shall mean the Internal Revenue Code of 1986, as amended from time to time, and the regulations promulgated thereunder and applicable regulations promulgated under the Internal Revenue Code of 1954, as amended. "County" shall mean Miami-Dade County, Florida, a political subdivision of the State of Florida, and any successor thereto. "Credit Facility" shall mean an irrevocable letter of credit, policy of municipal bond insurance, guaranty, purchase agreement, credit agreement or similar facility in which the entity 0 t0-8L26-07 7 7 I 2 lA M E R I CAS 621 providing such facility irrevocably agrees to provide funds to make payment of the principal of and interest on Bonds. "Defeasance Obligations" shall mean to the extent permitted by law: (i) Direct general obligations of, or obligations the payment of the principal of which and the interest on which is unconditionally guaranteed by, the United States of America; and (ii) Evidences of indebtedness issued by the Bank for Cooperatives, Federal Home Loan Banks, Federal Home Loan Mortgage Corporation (including participation certificates), Federal Land Banks, Federal Financing Banks, or any other agency or instrumentality of the United States of America created by an act of Congress which is substantially similar to the foregoing in its legal relationship to the United States of America; provided that the obligations of such agency or instrumentality are unconditionally guaranteed by the United States of America or any other agency or instrumentality of the United States of America; and (iii) Evidences of ownership of proportionate interests in future interest and principal payments on specified obligations described in (i) above held by a bank or trust company as custodian, under which the owner of the investment is the real party in interest and has the right to proceed directly and individually against the obligor on the underlying obligations described in (i) above, and which underlying obligations are not available to satisfy any claim of the custodian or any person claiming through the custodian or to whom the custodian may be obligated; and (iv) Obligations described in Section 103(a) of the Internal Revenue Code of 1986, as amended, which do not permit redemption prior to maturity at the option of the obligor and provision for the payment of the principal of, premium, if any, and interest on which shall have been made by the irrevocable deposit with a bank or trust company acting as a trustee or escrow agent for holders of such obligations or securities described in clauses (i) or (ii) above, the maturing principal of and interest on which, when due and payable, will provide sufficient monies to pay when due the principal of, premium if any, and interest on such obligations, and which securities described in clauses (i) or (ii) above are not available to satisfy any other claim, including any claim of the trustee or escrow agent or of any person claiming through the trustee or escrow agent or to whom the trustee or escrow agent may be obligated, including in the event of the insolvency of the ffustee or escrow agent or proceedings arising out ofsuch insolvency. "Extendible Maturity Bonds" shall mean Bonds the maturities of which, by their terms, may be extended by and at the option of the Holders of the Bonds or the City. "Fiduciaries" shall mean the Paying Agent and the Registrar appointed and acting under this Resolution. "Fiscal Year" shall mean that period including the next succeeding September 30, by law or by the City in accordance with law. commencing on October l, and continuing to and or such other annual period as may be prescribed 7 oLo-8r26-077 7 /2 /AMERtCAS 622 "lnterest Commencement Date" shall mean, with respect to any particular Capital Appreciation and Income Bonds, the date provided for in the resolution providing for the issuance of such Bonds (which date must be prior to the maturity date for such Bonds) after which interest accruing on such Bonds shall be payable semi-annually or otherwise on a periodic basis prior to maturity, with the first such payment date being the applicable Interest Payment Date immediately succeeding such Interest Commencement Date. "lnterest Payment Date" shall mean such dates on which interest on the Bonds is payable on any Bonds that are Outstanding, as shall be established in the Mayor's Certificate with respect to the Series 2015 Bonds or pursuant to the resolution of the Commission providing for the issuance ofany other Series ofBonds. "Interest Rate Swap" shall mean an agreement in writing by and between the City and another entity (the "Counterparty") pursuant to which (i) the City agrees to pay to the Counterparty an amount, either at one time or periodically, which is determined by reference to a rate of interest or formula and a "notional" amount specified in such agreement, during the period specified in such agreement and (ii) the Counterparty agrees to pay to the City an amount, either at one time or periodically, which is determined by reference to a different rate of interest or formula but the same "notional" amount specified in such agreement, during the period specified in such agreement. "Interim Bonds" shall mean any Bonds issued under this Resolution on an interim basis which are expected to be repaid from the proceeds of Bonds or other indebtedness. "Liquidity Facility" shall mean a letter of credit, line of credit, policy of municipal bond insurance, guaranty, purchase agreement or similar facility in which the entity providing such facility agrees to provide funds to pay the purchase price of Put Bonds upon their tender by the Holders of Put Bonds. "Maximum Annual Debt Service" shall mean, at any time and with respect to all of the Bonds or any particular Series of the Bonds (as appropriate), the greatest Annual Debt Service Requirement in the then current or any succeeding Fiscal Year. "Mayor" shall mean the Mayor of the City or in the absence or disability of the Mayor of the City, the Vice Mayor of the City or the officers succeeding to their principal functions. "Mayor's Certificate" shall mean the certificate to be executed by the Mayor on or prior to the date of initial issuance of the Series 2015 Bonds, which certificate shall provide the details of the Series 2015 Bonds. "Outstanding" when used with reference to the Bonds, shall mean, as of any date of determination, all Bonds theretofore authenticated and delivered except; (i) Bonds theretofore cancelled by the Registrar or delivered to the Registrar for cancellation; (ii) Bonds which are deemed paid and no longer Outstanding as provided herein; oto-8126-07 7 7 I 2 /AMERTCAS 623 (iii) Bonds in lieu of which other Bonds have been issued pursuant to the provisions hereof relating to Bonds destroyed, stolen or lost, unless evidence satisfactory to the Registrar has been received that any such Bond is held by a bona fide purchaser; and (iv) For purposes of any consent or other action to be taken hereunder by the Holders of a specified percentage of principal amount of Bonds, Bonds held by or for the account of the City. "Paying Agent" shall mean the City or any bank or trust company or any successor bank or trust company appointed by the City to act as Paying Agent hereunder. "Permitted Investments" shall mean and include such obligations as shall be permitted to be legal investments of the City by the laws of the State. "Pledged Funds" shall mean, collectively, the Resort Tax Revenues and, except for moneys, securities and instruments in the Rebate Fund and with respect to any Series of Bonds not secured by the Debt Service Reserve Account, moneys, securities and instruments held in the Debt Service Reserve Account, all moneys, securities and instruments held in the Funds and Accounts created and established by this Resolution. "Put Bonds" shall mean the Bonds which by their terms may be tendered by and at the option of the owner thereof for payment by the City prior to the stated maturity thereof. "Registrar" shall mean the City or a bank or trust company appointed by the City, located within or without the State of Florida, who or which shall maintain the registration books of the City and be responsible for the transfer and exchange of the Bonds, and who or which may also be the Paying Agent for the Bonds. "Reserve Account Insurance Policy" shall mean the insurance policy, surety bond or other acceptable evidence of insurance, if any, deposited in the Debt Service Reserve Account in lieu of or in partial substitution for cash or securities on deposit there in. The issuer providing such facility shall be a municipal bond insurer rated, at the time of deposit in the Debt Service Reserve Account, in any of the three highest rating categories (without regard to any gradations within such categories) of Fitch Ratings Inc. or any successors thereof, Moody's Investors Service, Inc. or any successors thereof or Standard & Poor's Ratings Services or any successors thereof. "Reserve Account Letter of Credit" shall mean the irrevocable, transferable letter of credit, if any, deposited in the Debt Service Reserve Account in lieu of or in partial substitution for cash or securities on deposit therein. The issuer providing such letter of credit shall be a banking association, bank or trust company or branch thereof rated, at the time of deposit into the Debt Service Reserve Account, in any of the three highest rating categories (without regard to any gradations within such categories) of Fitch Ratings Inc. or any successors thereof, Moody's Investors Service, Inc. or any successors thereof or Standard & Poor's Ratings Services or any successors thereof. or0-8L26-0777 l2lAMERTCAS 624 "Reserve Account Requirement" shall mean the lesser of (a) Maximum Annual Debt Service for all Outstanding Bonds in the current or any subsequent Fiscal Year, or (b) the maximum amount allowed to be funded from proceeds of Bonds under the Code; provided that, if the Mayor's Certificate inthe case of the Series 2015 Bonds or if the supplemental resolution corresponding to any other Series of Bonds provides for the establishment of a separate subaccount in the Debt Service Reserve Account to secure only the Series 2015 Bonds or such other Series of Bonds (with such Series 2015 Bonds or other Series of Bonds having no claim on the other moneys deposited to the credit of the Debt Service Reserve Account), the Reserve Account Requirement for the Series 2015 Bonds or such other Series of Bonds shall be calculated as provided for in the Mayor's Certificate or in the corresponding supplemental resolution; and provided further that, if the Mayor's Certificate in the case of the Series 2015 Bonds or if the supplemental resolution corresponding to any other Series of Bonds provides that the Series 2015 Bonds or such other Series of Bonds shall not be secured by the Debt Service Reserve Account or any separate subaccount therein, the Reserve Account Requirement shall be calculated without taking into account the Series 2015 Bonds or such other Series of Bonds. The City shall be permitted to provide all or a portion of the Reserve Account Requirement by the execution and delivery of a Reserve Account Insurance Policy or a Reserve Account Letter of Credit. "Resolution" shall mean this Resolution as the same may from time to time be amended and supplemented in accordance with the terms hereof. "Resort Tax" shall mean the tax described in the recitals to this Resolution levied pursuant to the Act. "Resort Tax Revenues" shall mean the proceeds of the Resort Tax. "Serial Bonds" shall mean the bonds of an issue which shall be stated to mature in annual or semi-annual installments but not including Term Bonds. "Series" shall mean all of the Bonds authenticated and delivered on original issuance and pursuant to this Resolution or any supplemental resolution authorizing such Bonds as a separate Series of Bonds, or any Bonds thereafter authenticated and delivered in lieu of or in substitution for such Bonds pursuant to Article II hereof, regardless of variations in maturity, interest rate or other provisions. "Series 2015 Bonds" shall mean the Resort Tax Revenue Bonds, Series 2015 authorized to be issued under this Resolution in the aggregate principal amount not to exceed $240,000,000. "State" shall mean the State of Florida. "Taxable Bonds" shall mean Bonds the interest on which is not intended at the time of issuance thereof to be excluded from gross income of the holders thereof for federal income tax purposes. "Tax-Exempt Bonds" shall mean Bonds the interest on which is excludable from gross income of the holders thereof for federal income tax purposes. ot0-8126-077 7 / 2 IAM ERTCAS l0 625 "Term Bonds" shall mean the Bonds of any Series which shall be stated to mature on one date and for the amortization of which payments are required to be made into the Bond Redemption Account in the Sinking Fund. "Underwriters" shall mean Merrill Lynch, Pierce, Fenner & Smith Incorporated, Citigroup Global Markets Inc., Morgan Stanley & Co., LLC and Siebert Brandford Shank & Co., L.L.C. "Variable Rate Bonds" shall mean Bonds, which may be either Serial Bonds or Term Bonds, issued with a variable, adjustable, convertible or other similar rate which is not fixed in percentage for the entire term thereofat the date ofissue. Words of the masculine gender shall be deemed and construed to include correlative words of the feminine and neuter genders. Words importing singular number shall include the plural number in each case and vice versa. Words defined in Section 101 hereof that appear in this Resolution in lower case form shall have the meanings ascribed to them in the definitions in Section 101 unless the context shall otherwise indicate. The words "Bond", "Owner", "Holder" and "person" shall include the plural as well as the singular number unless the context shall otherwise indicate. The word "person" shall include corporations and associations, including public bodies, as well as natural persons, unless the context shall otherwise indicate. The word "may" shall mean "md!, but shall not be required to" and the word "including" shall mean "including, without limitation." The word "Bond" or "Bonds" and the words "revenue bond" or "revenue bonds" shall mean any Bond or Bonds or all of the Bonds, as the case may be, issued under the provisions of this Resolution. The word "Resolution" shall include this Resolution and each resolution supplemental hereto. SECTION 102. AUTHORITY FOR THIS RESOLUTION. This Resolution is adopted pursuant to the provisions of the Act. SECTION 103. FINDINGS. The recitals to this Resolution are incorporated herein as findings. In addition, it is hereby ascertained, determined and declared that: (a) The City is authorized to levy and collect the Resort Tax pursuant to the Act. (b) The principal of, premium, if any, and interest on the Bonds and all required sinking fund, reserve and other payments shall be payable solely from the Pledged Funds. None of the City, the County, or the State or any political subdivision thereof or governmental authority or body therein shall ever be required to levy ad valorem taxes to pay the principal of or interest on the Bonds or to make any of the sinking fund, reserve or other payments required by this Resolution or the Bonds, and the Bonds shall not constitute a lien upon any property owned by or situated within the corporate territory of the City, except as provided herein with respect to the Pledged Funds. (c) The estimated Pledged Funds will be sufficient to pay all principal of, premium, if any, and interest on the Bonds to be issued hereunder, as the same become due, and to make all sinking fund, reserve or other payments required by this Resolution. u 0to-8!26-07 7 7 I 2 lAMER rCAS 626 (d) Due to the character of the Series 2015 Bonds, prevailing market conditions, the uncertainty inherent in a competitive bidding process and the recommendations of the Financial Advisor that the sale of the Series 2015 Bonds be by negotiation, the sale of the Series 2015 Bonds on the basis of negotiated sale rather than a public sale by competitive bid is in the best interest of the City and is hereby authorized. SECTION 104. RESOLUTION CONSTITUTES CONTRACT. In consideration of the acceptance of the Bonds authorized to be issued hereunder by those who shall own the same from time to time, this Resolution shall be deemed to be and shall constitute a contract between the City and such Bondholders, and the covenants and agreements herein set forth to be performed by the City shall be for the equal benefit, protection and security of the Owners of any and all of such Bonds, all of which shall be of equal rank and without preference, priority, or distinction of any of the Bonds over any other thereof except as expressly provided therein and herein. IEND OF ARTICLE I] oLo-8t26-0777 I 2 /AM ERICAS t2 627 ARTICLE II AUTHORIZATION, TERMS, EXECUTION AND REGISTRATION OF BONDS SECTION 20r. AUTHORIZATION OF THE SERIES 2015 BONDS. Subject and pursuant to the provisions of this Resolution, Bonds of the City to be known as "City of Miami Beach, Florida Resort Tax Revenue Bonds, Series 2075" or such other designation as shall be set forth in the Mayor's Certificate (the "Series 2015 Bonds"), are hereby authorized to be issued in an aggregate principal amount not to exceed Two Hundred Forty Million Dollars ($240,000,000), for the purpose of providing funds to (i) finance the Series 2015 Project, (ii) fund as necessary the Debt Service Reserve Account and (iii) pay certain costs of issuance of the Series 2015 Bonds. Subject to the limitations contained herein, the Series 2015 Bonds shall be issued in such aggregate amount, shall be dated, shall mature on such dates and in such years, but not later than December 31,2045, and in such amounts, shall be issued as Tax-Exempt Bonds, shall be in the form of Serial Bonds or Term Bonds or a combination thereof, shall have such Interest Payment Dates, shall bear interest at such rates not to exceed the maximum rate permitted by law, shall have such Amortization Requirements, if any, shall be subject to redemption at such times, at such prices and pursuant to such notice provisions, as shall be determined by the City Manager, after consultation with the Chief Financial Officer and the Financial Advisor, and set forth in a Mayor's Certificate. The Commission hereby appoints U.S. Bank National Association, as Registrar and Paying Agent for the Series 2015 Bonds. If the City Manager determines, in reliance upon the recommendations of the Chief Financial Officer and the Financial Advisor, that there is an economic benefit to the City to secure and pay for a Credit Facility and/or a Reserve Account Insurance Policy with respect to all or a portion of the Series 2015 Bonds, the City Manager is authorized to secure a Credit Facility and/or a Reserve Account Insurance Policy with respect to all or a portion of the Series 2015 Bonds. The City Manager is authorized to provide for the payment of any premiums for such Credit Facility and/or Reserve Account Insurance Policy from the proceeds of the Series 2015 Bonds. The Mayor is authorized, after consultation with the City Attorney, to enter into, execute and deliver such agreements as may be necessary to secure such Credit Facility and/or Reserve Account Insurance Policy, the execution and delivery by the Mayor of any such agreements for and on behalf of the City to be conclusive evidence of the City's approval of securing such Credit Facility and/or Reserve Account Insurance Policy and of such agreements. Any agreements with any providers of a Credit Facility and/or Reserve Account Insurance Policy shall supplement and be in addition to the provisions of this Resolution. The Commission hereby approves the distribution of copies of the Preliminary Official Statement with respect to the Series 2015 Bonds (the "Preliminary Official Statement") in substantially the form presented at this meeting with such changes, modifications, insertions, omissions and filling-in of blanks as may be approved by the Mayor, after consultation with the Chief Financial Officer and the City Attorney. The Mayor or his designee, after consultation with the Chief Financial Officer and the City Attomey, is hereby authorized to deem the 0 70 -8126 -07 7 7 I 2 lAM E R r CAS 13 628 Preliminary Official Statement "final" for purposes of Securities and Exchange Commission Rule l5c2-12 (the "Rule") and to execute any certificates in connection with such finding. The Mayor and the City Manager are hereby authorized to execute the Official Statement with respect to the Series 2015 Bonds (the "Official Statement") on behalf of the City, in substantially the form of the draft of the Preliminary Official Statement presented at this meeting, with such changes, modifications, insertions, omissions and filling-in of blanks as may be approved by the Mayor, after consultation with the Chief Financial Officer and the City Attorney, with such execution to be deemed conclusive evidence of the City's approval of the Preliminary Official Statement and the Official Statement. The use of the Preliminary Official Statement and the final Official Statement in the marketing and sale of the Series 2015 Bonds is hereby approved. For the reasons contained in this Resolution, the negotiated sale of the Series 20i5 Bonds to the Underwriters is hereby authorized and approved. The Commission hereby approves the form of the Bond Purchase Agreement (the "Bond Purchase Agreement"), for the purchase of the Series 2015 Bonds by the Underwriters, a copy of which has been presented at this meeting. Upon compliance by the Underwriters with the requirements of Florida Statutes, Section 218.385, the Mayor is hereby authorized to execute the Bond Purchase Agreement in connection with the sale of the Series 2015 Bonds to the Underwriters, in substantially the form presented at this meeting, subject to such changes, modifications, insertions, omissions and filling-in of blanks therein as may be necessary to evidence the terms of the Series 2015 Bonds and such additional changes as may be approved by the City Manager, after consultation with the Chief Financial Officer and the City Attorney. The purchase price (not including original issue premium or original issue discount) at which the Series 2015 Bonds shall be awarded to the Underwriters shall be determined by the City Manager, after consultation with the Chief Financial Officer and the Financial Advisor, but shall not be less than 99o/o of the principal amount of the Series 2015 Bonds (the "Minimum Purchase Price") and at a true interest cost rate ("TIC") not to exceed 6.00% (the "Maximum TIC"). The execution and delivery by the Mayor of the Bond Purchase Agreement for and on behalf of the City shall be deemed conclusive evidence of the approval of the City of any such changes, modifications, insertions, omissions or filling-in of blanks. For the benefit of the Holders and beneficial owners from time to time of the Series 2015 Bonds, the City agrees, in accordance with and as the only obligated person with respect to the Series 2015 Bonds under the Rule, to provide or cause to be provided certain financial information and operating data, financial statements and notices, in such manner, as may be required for purposes of paragraph (b)(5) of the Rule. In order to describe and specify the terms of the City's continuing disclosure agreement, the Chief Financial Officer is hereby authorized and directed to enter into and deliver, in the name and on behalf of the City, a Disclosure Dissemination Agent Agreement (the "Continuing Disclosure Agreement"), with Digital Assurance Certification, L.L.C. ("DAC"), which is hereby appointed as disclosure dissemination agent with respect to the Series 2015 Bonds, in substantially the form presented at the meeting at which this Resolution was considered, subject to such changes, modifications, insertions, omissions and filling-in of blanks therein as may be determined and approved by the Chief Financial Officer, after consultation with the City Attomey. The execution of the Continuing Disclosure Agreement, for and on behalf of the City by the Chief Financial Officer, shall be deemed conclusive evidence of the City's approval of the Continuing Disclosure Agreement. Notwithstanding any other provisions of this Resolution, any failure by the City to comply with t4 010-81.26-077 7 / 2 lAM ERTCAS 629 any provisions of the Continuing Disclosure Agreement shall not constitute a default under this Resolution and the remedies therefor shall be solely as provided in the Continuing Disclosure Agreement. The Chief Financial Officer is further authorized to establish procedures in order to ensure compliance by the City with the Continuing Disclosure Agreement, including the timely provision of information and notices. Prior to making any filing in accordance with such agreement, the Chief Financial Officer may consult with, as appropriate, the City Attorney or Bond Counsel. The Chief Financial Officer, acting in the name and on behalf of the City, shall be entitled to rely upon any legal advice provided by the City Attomey or Bond Counsel in determining whether a filing should be made. SECTION 202. DESCRIPTION OF BONDS. Unless otherwise specified by the City in subsequent proceedings, any Bonds issued pursuant to this Resolution shall be issued in fully registered form and, if the Registrar issues notice of the availability of exchanging registered Bonds for coupon Bonds, in coupon form. If the Registrar receives an opinion of counsel of recognized standing in the field of law relating to municipal bonds to the effect that the issuance of any of the Bonds in coupon form will not adversely affect the exclusion from gross income for Federal income tax purposes of the interest on any Tax-Exempt Bonds, the Registrar may, at the written direction of the City, mail notice to the registered owners of the Bonds of the availability of exchanging registered Bonds for coupon Bonds. Registered Bonds may then be exchanged for an equal aggregate principal amount of coupon Bonds of the same Series, interest rate and maturity of any authorized denomination and coupon Bonds may be exchanged for an equal aggregate principal amount in the manner provided in this Resolution. Unless otherwise specified by the City in subsequent proceedings, the Bonds of a Series shall be dated as determined in a Mayor's Certificate as to the Series 2015 Bonds and by subsequent resolution of the City relating to the issuance of any other Series of Bonds; shall bear interest, which may be fixed or variable, from their date of initial issuance at a rate not exceeding the legal rate per annum, with interest paid to the registered Holder thereof on each Interest Payment Date by the Paying Agent at the address shown on the registration books of the City (held by the Registrar) at the close of business on the 15th day of the calendar month preceding an Interest Payment Date (in each case a "Regular Record Date"), except for (i) Capital Appreciation Bonds which shall bear interest as described under the defined term Accreted Value, payable only upon redemption, acceleration or maturity thereof and (ii) Capital Appreciation and Income Bonds which shall bear interest as described under the defined term Appreciated Value, payable on the amount due at maturity but only from and after the Interest Commencement Date; shall be in the denomination of $5,000 or any integral multiple thereof, except for (i) Capital Appreciation Bonds, which may be initially issued in any denomination so long as their Accreted Value at maturity shall be $5,000 or any integral multiple thereof, (ii) Capital Appreciation and Income Bonds, which may be initially issued in any denomination so long as their Appreciated Value at the Interest Commencement Date shall be $5,000 or any integral multiple thereof and (iii) any other Series of Bonds as provided for in a subsequent resolution of the City relating to any other Series of Bonds; and shall mature on such dates, in such years and in such amounts, as determined in a Mayor's Certificate as to the Series 2015 Bonds and as provided for by subsequent resolution of the City relating to any other Series of Bonds. Notwithstanding anl.thing in this paragraph to the contrary, any interest not punctually l5 0 t0-8L26 -07 7 7 / 2 lA M E R I CAS 630 paid on a Regular Record Date shall forthwith cease to be payable to the registered Holder on such Regular Record Date and may be paid at the close of business on a special record date for the payment of such defaulted interest to be fixed by the Paying Agent, notice of which shall be mailed, first-class postage prepaid, not less than 10 days prior to such special record date to such registered Holder. The principal of and redemption premium, if any, on the Bonds shall be payable upon presentation and surrender at the designated office of the Paying Agent. Interest on the Bonds shall be paid by check or draft drawn upon the Paying Agent and mailed to the registered owners of the Bonds on each Interest Payment Date; provided, however, that (i) if ownership of Bonds is maintained in a book-entry only system by a securities depository, such payment may be made by automatic funds transfer to the securities depository or its nominee or (ii) if such Bonds are not maintained in a book-entry only system by a securities depository, upon written request of the Holder of $1,000,000 or more in principal amount of Bonds, such payments may be made by wire transfer to the bank and bank account specified in writing by such Holder (such bank being a bank within the continental United States), if such Holder has advanced to the Paying Agent the amount necessary to pay the cost of such wire transfer or authorized the Paying Agent to deduct the cost of such wire transfer from the payment due to such Holder. The Bonds issued hereunder may be Serial Bonds or Term Bonds and may be Variable Rate Bonds, Capital Appreciation Bonds, Capital Appreciation and Income Bonds, Extendible Maturity Bonds, Balloon Bonds, Interim Bonds, Put Bonds and such other types of bonds as may be marketable from time to time, including, without limitation, Taxable Bonds and Bonds issued in book-entry form, as determined by subsequent proceedings of the City. SECTION 203. REDEMPTION PROVISIONS. The Bonds of each Series, other than the Series 2015 Bonds, may be subject to redemption prior to maturity at such times, at such redemption prices and upon such terms in addition to the terms contained in this Resolution as may be determined by subsequent resolutions of the City, which subsequent resolutions may contain redemption notice provisions. The redemption provisions for the Series 2015 Bonds shall be established in the manner described in the second paragraph of Section 201 of this Resolution. Unless otherwise provided in a supplemental resolution relating to any Series of Bonds with respect to such Bonds, at least thirty (30), but not more than sixty (60), days before the redemption date, a notice of any such redemption, either in whole or in part, signed by the Chief Financial Officer, (a) shall be filed by the City with the Registrar and (b) shall be mailed by the Registrar, first class mail, postage prepaid, to all registered owners of Bonds to be redeemed at their addresses as they appear on the registration books hereinabove provided for, but failure to mail any such notice to any registered owner shall not affect the validity of the proceedings for such redemption. Each such notice shall specify the redemption date and the place or places where amounts due upon such redemption will be payable and, if less than all of the Bonds are to be redeemed, the numbers or other distinguishing marks of such Bonds to be redeemed in part and the respective portions thereof to be redeemed. Subject to the next succeeding paragraph, such notice shall further state that on such date there shall become due and payable upon each of the Bonds to be redeemed the redemption price or the specified portions thereof in the case of Bonds to be redeemed in part only, together with interest accrued to the redemption date, and 0L0-8126-077 7 / 2 IAM ERTCAS 16 631 that from and after such date interest thereon shall cease to accrue and be payable on such Bonds or portions thereof so redeemed. In the case of an optional redemption of Bonds, the redemption notice may state that (a) it is conditioned upon the deposit of moneys with the Registrar or with a bank, trust company or other appropriate fiduciary institution acting as escrow agent (the "escrow agent"), in amounts necessary to effect the redemption, no later than the redemption date, or (b) the City retains the right to rescind such notice on or prior to the scheduled redemption date (in either case, a "Conditional Redemption"), and such notice and optional redemption shall be of no effect if such moneys are not so deposited or if the notice is rescinded as described in this Section. Any such notice of Conditional Redemption shall be captioned "Conditional Notice of Redemption." Any Conditional Redemption may be rescinded at any time prior to the redemption date if the City delivers a written direction to the Registrar directing the Registrar to rescind the redemption notice. The Registrar shall give prompt notice of such rescission to the affected Bondholders. Any Bonds subject to Conditional Redemption where redemption has been rescinded shall remain Outstanding, and neither the rescission nor the failure by the City to make such moneys available shall constitute a default under this Resolution. Notice having been given in the manner and under the conditions described in this Section, and with respect to a Conditional Redemption, the Conditional Redemption not having been rescinded, the Bonds or portions of Bonds so called for redemption shall, on the redemption date designated in such notice, become and be due and payable at the redemption price provided fbr redemption for such Bonds or portions of Bonds on such date. On the date so designated for redemption, moneys for payment of the redemption price being held in separate accounts by the Paying Agent in trust for the registered owners of the Bonds or portions thereof to be redeemed, all as provided in this Resolution, interest on the Bonds or portions of Bonds so called for redemption shall cease to accrue, such Bonds and portions of Bonds shall cease to be entitled to any lien, benef,rt or security under this Resolution and shall be deemed paid hereunder, and the registered owners of such Bonds or portions of Bonds shall have no right in respect thereof except to receive payment of the redemption price thereof and to receive Bonds for any unredeemed portions of the Bonds. Upon the payment of the redemption price of Bonds being redeemed, each check or other transfer of funds issued for such purpose shall bear a description of the issue and maturity of the Bonds being redeemed with the proceeds of such check or other transfer. The provisions concerning the manner of giving notice of redemption may be changed or varied or supplemented in any supplemental resolution applicable to any Series of Bonds issued under this Resolution for the purpose of complying with any governmental or industry standards from time to time in effect. SECTION 204. EXECUTION OF BONDS. The Bonds shall be executed in the name of the City by the Mayor, and the seal of the City or a facsimile thereof shall be affixed thereto or imprinted or reproduced thereon and attested by the City Clerk, either manually or with their facsimile signatures. In case any one or more of the officers who shall have signed or sealed any of the Bonds shall cease to be such officer before the Bonds so signed and sealed shall have been actually sold and delivered, such Bonds may nevertheless be sold and delivered as herein 0L0 -8 L26-07 7 7 / 2 IAM E R rCAS t7 632 provided and may be issued as if the person who signed and sealed such Bonds had not ceased to hold such office. Any Bond may be signed and sealed on behalf of the City by such person as at the actual time of the execution of such Bond shall hold the proper office, although at the date of such Bonds such person may not have held such office or may not have been so authorized. The Bonds of each Series shall bear thereon a certificate of authentication, in the form set forth in Exhibit B hereto, executed manually by the Registrar. Only such Bonds as shall bear thereon such certificate of authentication shall be entitled to any right or benefit under this Resolution and no Bond shall be valid or obligatory for any purpose until such certificate of authentication shall have been duly executed by the Registrar. Such certificate of the Registrar upon any Bond executed on behalf of the City shall be conclusive evidence that the Bond so authenticated has been duly authenticated and delivered under this Resolution and that the Holder thereof is entitled to the benefits of this Resolution. If the Bonds of a Series have been validated, the validation certificate on the back of each of the Bonds of such Series shall be signed with the facsimile signatures of the Mayor and City Clerk, and the City may adopt and use for that purpose the facsimile signature of any person who shall have been such Mayor and City Clerk at any time on or after the date of the Bonds, notwithstanding that he may have ceased to be such Mayor and City Clerk at the time when said Bonds shall be actually delivered. SECTION2O5. NEGOTIABILITY, REGISTRATION AND CANCELLATION. At the option of the registered Holder thereof and upon surrender thereof at the designated corporate trust office of the Registrar with a written instrument of transfer satisfactory to the Registrar duly executed by the registered Holder or his duly authorized attorney and upon payment by such Holder of any charges which the Registrar or the City may make as provided in this Section, the Bonds may be exchanged for Bonds of the same aggregate principal amount of the same Series, interest rate and maturity of any other authorized denominations. The Registrar shall keep books for the registration of Bonds and for the registration of transfers of Bonds. The Bonds shall be transferable by the Holder thereof in person or by his attorney duly authorized in writing only upon the books of the City kept by the Registrar and only upon surrender thereof together with a written instrument of transfer satisfactory to the Registrar duly executed by the Holder or his duly authorized attorney. Upon the transfer of any such Bond, the City shall cause to be issued in the name of the transferee a new Bond or Bonds of the same aggregate principal amount of the same Series, interest rate and maturity of any other authorized denominations. The City, the Paying Agent and the Registrar may deem and treat the person in whose name any Bond shall be registered upon the books kept by the Registrar as the absolute Holder of such Bond, whether such Bond shall be overdue or not, for the purpose of receiving payment of, or on account of, the principal of, premium, if any, and interest on such Bond as the same becomes due and for all other purposes. All such payments so made to any such Holder or upon his order shall be valid and effectual to satisfy and discharge the liability upon such Bond to the extent of the sum or sums so paid, and neither the City, the Paying Agent nor the Registrar shall be affected by any notice to the contrary. In all cases in which the privilege of exchanging Bonds or transferring Bonds exercised, the City shall execute and the Registrar shall authenticate and deliver Bonds is in 0 70-8126-07 7 7 I 2 lA M E R I CAS 18 633 accordance with the provisions of this Resolution. All Bonds surrendered in any such exchanges or transfers shall forthwith be delivered to the Registrar and cancelled by the Registrar in the manner provided in this Section. There shall be no charge for any such exchange or transfer of Bonds, but the City or the Registrar may require the payment of a sum sufficient to pay any tax, fee or other governmental charge required to be paid with respect to such exchange or transfer. Neither the City nor the Registrar shall be required (a) to transfer or exchange Bonds of any Series for a period of 15 days next preceding any selection of Bonds of such Series to be redeemed or thereafter until after the mailing of any notice of redemption; or (b) to transfer or exchange any Bonds of any Series called for redemption. Except as may otherwise be provided with respect to Put Bonds in the proceedings of the City providing for the issuance thereof, all Bonds paid or redeemed, either at or before maturity shall be delivered to the Paying Agent when such payment or redemption is made, and such Bonds, together with all Bonds purchased by the City, shall thereupon be promptly cancelled. Bonds so cancelled may at any time be destroyed by the Paying Agent, who shall execute a certification of destruction in duplicate by the signature of one of its authorized officers describing the Bonds so destroyed, and one executed certificate shall be filed with the City and the other executed certificate shall be retained by the Paying Agent. SECTION 206. BONDS MUTILATED, DESTROYED, STOLEN OR LOST. In case any Bond shall become mutilated, destroyed, stolen or lost, the City may execute and the Registrar shall authenticate and deliver a new Bond of like Series, date, maturity, denomination and interest rate as the Bond so mutilated, destroyed, stolen or lost; provided that, in the case of any mutilated Bond, such mutilated Bond shall first be surrendered to the City and, in the case of any lost, stolen or destroyed Bond, there shall first be furnished to the City and the Registrar evidence of such loss, theft, or destruction satisfactory to the City and the Registrar, together with indemnity satisfactory to them. In the event any such Bond shall be about to mature or have matured or have been called for redemption, instead of issuing a duplicate Bond, the City may direct the Paying Agent to pay the same without surrender thereof. The City and Registrar may charge the Holder of such Bonds their reasonable fees and expenses in connection with this transaction. Any Bond surrendered for replacement shall be cancelled in the same manner as provided in Section 205 hereof. Any such duplicate Bonds issued pursuant to this Section shall constitute additional contractual obligations on the part of the City, whether or not the lost, stolen or destroyed Bonds be at any time found by anyone, and such duplicate Bonds shall be entitled to equal and proportionate benefits and rights as to lien on and source and security for payment from the Pledged Funds, with all other Bonds issued hereunder. SECTION 207. PREPARATION OF DEFINITIVE BONDS; TEMPORARY BONDS. Unless otherwise specified by the City in subsequent proceedings, the definitive Bonds of each Series shall be lithographed, printed or typewritten. Until the definitive Bonds are prepared, the Mayor and City Clerk may execute and the Registrar may authenticate, in the same manner as is provided in Section204, and deliver, in lieu of definitive Bonds, but subject to the same provisions, limitations and conditions as the definitive Bonds, one or more printed, lithographed or typewritten temporary fully registered Bonds, substantially of the tenor of the definitive Bonds in lieu of which such temporary Bond or Bonds are issued, in authorized 070 -8726-07 7 7 / 2 lA M E R r CAS 19 634 denominations or any whole multiples thereof, and with such omissions, insertions and variations as may be appropriate to such temporary Bonds. The City at its own expense shall prepare and execute and, upon the surrender at the designated corporate trust office of the Registrar of such temporary Bonds for which no payment or only partial payment has been provided, the Registrar shall authenticate and, without charge to the Holder thereof, deliver in exchange therefor, at the principal corporate trust office of the Registrar, definitive Bonds of the same aggregate principal amount, Series and maturity as the temporary Bonds surrendered. Until so exchanged, the temporary Bonds shall in all respects be entitled to the same benefits and security as definitive Bonds issued pursuant to this Resolution. SECTION 208. FORM OF BONDS. The text of the Bonds shall be of the tenor set forth in Exhibit B to this Resolution, with such changes, modifications, insertions, omissions and filling-in of blanks as may be necessary and desirable and authorized or permitted by this Resolution or a Mayor's Certificate. SECTION 209. BOOK.ENTRY ONLY SYSTEM FOR THE BONDS; QUALIFICATION FOR THE DEPOSITORY TRUST COMPANY. The Series 2015 Bonds shall be issued, and any future Series of Bonds may be issued, as uncertificated securities through the book-entry only system maintained by The Depository Trust Company, New York, New York ("DTC") or, with respect to any Series of Bonds other than the Series 2015 Bonds, such other securities depository as may be selected by the City. The City, the Registrar and the Paying Agent are hereby authorized to take such actions as may be necessary to qualify the Bonds for deposit with DTC, including but not limited to those actions as may be set forth in a letter of representations with DTC, the execution and delivery of which with respect to the Series 2015 Bonds by the Mayor or the City Manager is hereby authorized. IEND OF ARTICLE II] 0 70 -8126-077 7 / 2 lA M E R r CAS 20 635 ARTICLE III COVENANTS, FUNDS AND APPLICATION THEREOF SECTION 301. BONDS NOT TO BE INDEBTEDNESS OF THE CITY. The Bonds shall not be and shall not constitute an indebtedness of the City, within the meaning of any constitutional, statutory or charter provisions or limitations; but shall be payable solely, as provided in this Resolution, from the Pledged Funds. No holder or holders of any Bonds issued hereunder shall ever have the right to compel the exercise of the ad valorem taxing power of the City, or taxation in any form of any real or personal property therein, or the application of any other funds of the City to pay the Bonds or the interest thereon or the making of any sinking fund or reserve payments provided for herein. SECTION 302. BONDS SECURED BY PLEDGE OF PLEDGED FUNDS. The payment of the principal of, interest and premium, if any, on all of the Bonds issued hereunder and any additional parity Bonds hereafter issued, as provided herein, shall be secured forthwith equally and ratably by a first lien on and pledge of the Pledged Funds. The Resort Tax Revenues in an amount sufficient to pay the principal of and interest on the Bonds herein authorized and to make the payments into the Sinking Fund (hereinafter created and established) and all other payments provided for in this Resolution, as well as moneys held in the funds and accounts created under this resolution (other than the Rebate Fund), are hereby irrevocably pledged to the payment of the principal of and interest on the Bonds authorized herein, and other payments provided for herein, as the same become due and payable. The Bonds and the obligation evidenced thereby shall not constitute a lien upon any property of or in the City, but shall constitute a lien only on the Pledged Funds all in the manner provided in this Resolution. SECTION 303. APPLICATION OF BOND PROCEEDS; CONSTRUCTION FUND; COST OF ISSUANCE FUND. (a) All moneys received by the City from the sale of the Series 2015 Bonds issued pursuant to this Resolution, together with other moneys lawfully available therefor, if any, shall be disbursed as provided in the Mayor's Certificate. (b) All moneys received by the City from the sale of any Series of Bonds, other than the Series 2015 Bonds, shall be disbursed in accordance with the provisions of a subsequent resolution of the Commission relating to such Series of Bonds. (c) There is hereby created and established a special fund designated as the "Construction Fund", which fund shall be held and administered by the City. There shall be created separate accounts within the Construction Fund for the deposit of proceeds of each Series of Bonds and other available moneys to fund projects being funded from proceeds of such Series of Bonds and other available moneys. Proceeds and other moneys on deposit in the Construction Fund shall be disbursed by the City to pay costs of projects for which the applicable Series of Bonds was issued, including, but not limited to, the payment of caprtahzed interest on such Bonds in such amounts as the City shall determine to be appropriate. If for any reason the moneys in the Construction Fund, or any part thereof including any investment earnings on or0-8t26-o777 /2/AM ER rCAS 2l 636 deposit therein, are not necessary for, or are not applied to the purposes provided in this Resolution or a supplemental resolution relating to a Series of Bonds for the Construction Fund, then such unapplied proceeds, upon certification of a duly authorized ofhcer of the City that such surplus proceeds are not needed for the purposes of the Construction Fund, shall be disbursed in the following order: First, to the Debt Service Reserve Account, hereinafter created and established, to the full extent necessary to make the amount then on deposit therein equal to the Reserve Account Requirement, as applicable, on the Bonds then Outstanding. Second, the balance, if any, to the redemption or purchase or payment of principal of Outstanding Bonds or for any other lawful purpose. Moneys on deposit in the Construction Fund may be invested and reinvested to the fullest extent practicable in Permitted Investments maturing not later than such date or dates on which such moneys will be needed for the purposes of the Construction Fund. The earnings and investment income derived from the moneys and investments on deposit in the Construction Fund shall be deposited and maintained in the Construction Fund and used for the purposes thereof. (d) There is hereby created and established a special fund designated as the "Cost of Issuance Fund", which fund shall be held and administered by the City. There shall be created separate accounts within the Cost of Issuance Fund for the deposit of proceeds of each Series of Bonds to pay the costs of issuance of such Series of Bonds as the City shall determine are appropriate. (e) The proceeds of the sale of the Bonds shall be and constitute trust funds for the purposes hereinabove provided and there is hereby created a lien upon such moneys, until so applied, in favor of the holders of said Bonds. SECTION 304. COVENANTS OF THE CITY. The City hereby covenants and agrees with the holders of any and all of the Bonds issued pursuant to this Resolution as follows: A. TAX COVENANTS. (1) The City will not take any action or omit to take any action which action or omission, if reasonably expected on the date of initial issuance and delivery of the Bonds, would result in inclusion in gross income for Federal income tax purposes under Section 103(a) of the Code, of interest on Tax-Exempt Bonds. Particularly, the City will not take any action or omit to take any action, which action or omission, if reasonably expected on the date of the initial issuance and delivery of the Tax-Exempt Bonds, would have caused any of the Tax- Exempt Bonds to be "arbitrage bonds" within the meaning of Section 148 of the Code. (2) The City shall comply with the arbitrage rebate covenants as provided in Section 304(E) hereof. B. LEVY AND COLLECTION OF RESORT TAX. The City does fuither hereby covenant and agree that as long as any of the principal of or interest on any Series of Bonds 0Lo-8t26-0777 /2 /AM ERTCAS 22 637 issued pursuant to this Resolution is unpaid, or payment thereof not duly provided for, it will not repeal the Miami Beach City Code provisions pursuant to which the Resort Tax is levied, will not reduce the rates of the Resort Tax, or amend or modify said City Code provisions, in any manner so as to impair or adversely affect the power and obligation of the City to levy and collect the Resort Tax, or impair or adversely affect in any manner the pledge of the Pledged Funds made herein, or the rights of holders of Bonds issued pursuant to this Resolution, and the City shall be unconditionally and irrevocably obligated, as long as any of the Bonds, or interest thereon, are Outstanding and unpaid, to levy and collect the Resort Tax at not less than the rates being levied by the City on the date of issuance of the Series 2015 Bonds, to the full extent necessary to pay the principal of and interest on the Bonds and any other payments provided herein. C. RESORT TAX FUND. As soon as the same are received by the City, all of the Resort Tax Revenues shall be forthwith deposited in a special fund designated as the "Resort Tax Fund". The Resort Tax Fund shall constitute a trust fund for the purposes provided in this Resolution and shall be held and administered by the City separate and distinct from all other funds of the City and used only for the purposes and in the manner provided in this Resolution. D. DISPOSITION OF RESORT TAX REVENUES. There is hereby created and established the "Resort Tax Sinking Fund" (hereinafter referred to as the "Sinking Fund"). There are also hereby created four (4) separate accounts in the Sinking Fund to be known as the "Interest Account," the "Principal Account," the "Bond Redemption Account" and the "Debt Service Reserve Account." The Resort Tax Fund and the Sinking Fund shall be held and administered by the City. All Resort Tax Revenues at any time on deposit in the Resort Tax Fund shall be disposed of only in the following manner: (1) Resort Tax Revenues shall first be used, to the full extent necessary, for deposit into the Interest Account in the Sinking Fund, on the fifteenth (15th) day of each month, beginning with the fifteenth (l5th) day of the first full calendar month following the date on which any or all of the Bonds are delivered to the purchaser thereof, of such sums as shall be sufficient to pay one-sixth (l/6th) of the interest becoming due on the Bonds on the next semi- annual Interest Payment Date; provided, however, that such monthly deposits for interest shall not be required to be made into the Interest Account to the extent that money on deposit therein is sufficient for such purpose and, provided further, that in the event the City has issued additional parity Variable Rate Bonds or entered into any Interest Rate Swaps pursuant to the provisions of this Resolution, Resort Tax Revenues shall be deposited at such other or additional times and amounts as necessary to pay the interest becoming due on the Variable Rate Bonds on the next Interest Payment Date or make the payments due under the Interest Rate Swaps on a parity with interest due on the Bonds, all in the manner provided in the applicable supplemental resolution. The City shall, on each Interest Payment Date, transfer to the Paying Agent moneys in an amount equal to the interest due on such Interest Payment Date or shall advise the Paying Agent of the amount of any deficiency in the amount so transferred so that the Paying Agent may give appropriate notice required to provide for the payment of such deficiency from 0L0 -8726-07 7 7 I 2 / AM E R rCAS L) 638 any Reserve Account Insurance Policy or Reserve Account Letter of Credit on deposit in the Debt Service Reserve Account. In the event that the period to elapse between the date of the delivery of the Bonds and the next semi-annual Interest Payment Date will be other than six (6) months, then such monthly payments shall be adjusted to provide the required interest amount becoming due and payable on the next Interest Payment Date. (2) (a) Resort Tax Revenues shall next be used, to the full extent necessary, for deposit in the Principal Account in the Sinking Fund, on the fifteenth (15th) day of each month in each year, of one-sixth (1/6th) of the next maturing principal amount of Serial Bonds which will mature and become due on such semi-annual maturity dates and one-twelfth (1ll2th) of the next maturing principal amount of Serial Bonds which will mature and become due on such annual maturity dates, beginning on such dates, as shall hereafter be determined by subsequent proceedings of the City; provided, however, that such monthly deposits for principal shall not be required to be made into the Principal Account to the extent that money on deposit therein is sufficient for such purpose. The City shall, on the business day prior to each principal payment date, transfer to the Paying Agent moneys in an amount equal to the principal due on such principal payment date or shall advise the Paying Agent of the amount of any deficiency in the amount so transferred so that the Paying Agent may give appropriate notice required to provide for the payment of such deficiency from any Reserve Account Insurance Policy or Reserve Account Letter of Credit on deposit in the Debt Service Reserve Account. In the event the period to elapse between the date of delivery of the Bonds and the next principal payment date will be other than six (6) months, in the case of Serial Bonds which mature semi-annually, or twelve (12) months, in the case of Serial Bonds which mature annually, then such monthly payments shall be increased or decreased, as appropriate, in sufficient amounts to provide the required principal amount maturing on the next principal payment date. Any monthly payment of Resort Tax Revenues to be deposited as set forth above for the pu{pose of meeting payments of principal of the Bonds, shall be adjusted, as appropriate, to reflect the frequency of principal payments applicable to such Series. (b) Resort Tax Revenues shall next be used, to the full extent necessary, for deposit into the Bond Redemption Account in the Sinking Fund on the hfteenth (15th) day of each month in each year, beginning on such date, of such Amortrzatron Requirements as may be required for the payment of the Term Bonds payable from the Bond Redemption Account, as shall hereafter be determined by subsequent proceedings of the City. The moneys in the Bond Redemption Account shall be used solely for the purchase or redemption of the Term Bonds payable therefrom. The City may at any time purchase any of said Term Bonds at prices not greater than the then redemption price of said Term Bonds. If the Term Bonds are not then redeemable, the City may purchase said Term Bonds at prices not greater than the redemption price of such Term Bonds on the next ensuing redemption date. The City shall be mandatorily obligated to use any moneys in the Bond Redemption Account for the redemption prior to maturity of such Term Bonds in such manner and at such times as shall be 010-8L26-0777 I 2 IAM ERICAS 24 639 determined by subsequent proceedings of the City. If, by the application of moneys in the Bond Redemption Account, the City shall purchase or call for redemption in any year Term Bonds in excess of the Amortization Requirements for such year, such excess of Term Bonds so purchased or redeemed shall be credited in such manner and at such times as the Chief Financial Officer shall determine over the remaining payment dates. No distinction or preference shall exist in the use of the moneys on deposit in the Resort Tax Fund for payment into the Interest Account, the Principal Account and the Bond Redemption Account, such accounts being on a parity with each other as to payment from the Resort Tax Fund. (3) Resort Tax Revenues shall next be used, to the full extent necessary, for deposit into the Debt Service Reserve Account on the fifteenth (15th) day of each month in each year, beginning with the fifteenth (15th) day of the first full calendar month following the date on which any or all of the Bonds issued hereunder are delivered to the purchaser thereof, such sums as shall be at least sufficient to pay an amount equal to one-sixtieth (l/60th) of the difference between the amount on deposit in the Debt Service Reserve Account (including any Reserve Account Insurance Policy or Reserve Account Letter of Credit) and the applicable Reserve Account Requirement for the Bonds Outstanding, and, provided, further, that no payments shall be required to be made into the Debt Service Reserve Account whenever and as long as the amount deposited therein (including any Reserve Account Insurance Policy or Reserve Account Letter of Credit) shall be equal to the applicable Reserve Account Requirement for the Bonds Outstanding. Notwithstanding the foregoing provisions, in lieu of or in substitute for the required deposits of Resort Tax Revenues (including existing deposits of Resort Tax Revenues) into the Debt Service Reserve Account, the City may cause to be deposited into the Debt Service Reserve Account a Reserve Account Insurance Policy or a Reserve Account Letter of Credit for the benefit of the holders of the Bonds Outstanding in an amount equal to the difference between the applicable Reserve Account Requirement for the Bonds Outstanding and the sums then on deposit in the Debt Service Reserve Account, if any, which Reserve Account Insurance Policy or Reserve Account Letter of Credit shall be payable or available to be drawn upon, as the case may be, (upon the giving of notice as required thereunder) on any Interest Payment Date on which a deficiency exists which cannot be cured by moneys in any other fund or account held pursuant to this Resolution and available for such purpose. If a disbursement is made under the Reserve Account Insurance Policy or the Reserve Account Letter of Credit, the City shall be obligated to either reinstate the maximum limits of such Reserve Account Insurance Policy or Reserve Account Letter of Credit immediately following such disbursement equal to the applicable Reserve Account Requirement for the Bonds Outstanding, or to deposit into the Debt Service Reserve Account from the Resort Tax Revenues, as herein provided, funds in the amount of the disbursements made under such Reserve Account Insurance Policy or Reserve Account Letter of Credit, or a combination of such alternatives as shall equal the applicable Reserve Account Requirement for the Bonds Outstanding. Moneys in the Debt Service Reserve Account shall be used only for the purpose of making payments of principal of and interest on the Bonds when the moneys in the Resort Tax o70-8L26-O77 7 / 2 lAM E R rCAS 25 640 Fund or any other fund or account held pursuant to this Resolution and available for such purpose are insufficient therefor. In the event that any moneys shall be withdrawn from the Debt Service Reserve Account for payments into the Interest Account, Principal Account and Bond Redemption Account, such withdrawals shall be subsequently restored in the manner described in the first paragraph of this clause (3), from the first Resort Tax Revenues or funds available after all required payments have been made into the Interest Account, Principal Account and Bond Redemption Account, including any deficiencies for prior payments unless restored by the reinstatement of the maximum limits of a Reserve Account Insurance Policy or Reserye Account Letter of Credit. Any moneys in the Debt Service Reserve Account in excess of the applicable Reserve Account Requirement for the Bonds Outstanding may, in the discretion of the City, be transferred to and deposited in the Interest Account, the Principal Account or the Bond Redemption Account as the City at its option may determine. The Debt Service Reserve Account shall be valued at least once in each Fiscal Year and the value of securities on deposit therein shall be the lower of par, or if purchased at other than par, amortized value. Amortized value, when used with respect to securities purchased at a premium above or a discount below par, shall mean the value at any given date obtained by dividing the total premium or discount at which such securities were purchased by the number of interest payment dates remaining to maturity on such securities after such purchase and by multiplying the amount so calculated by the number of interest payment dates having passed since the date of purchase; and (i) in the case of securities purchased at a premium, by deducting the product thus obtained from the purchase price, and (ii) in the case of securities purchased at a discount, by adding the product thus obtained to the purchase price. (4) Resort Tax Revenues shall next be used for the payment of any subordinated obligations hereafter issued by the City in accordance with Section 30a(G) of this Resolution, which subordinate obligations shall have such lien on the Resort Tax Revenues as the City shall determine in the proceedings authorizing the issuance of such subordinated obligations. (5) Resort Tax Revenues shall next be used to make payments required under Interest Rate Swap affangements which are not payable from amounts deposited therefor pursuant to Section 304(DXl). (6) Thereafter, the balance of any Resort Tax Revenues remaining in said Resort Tax Fund shall, subject to Section 304(,4.), be used by the City for any lawful pu{poses; provided, however, that none of such Resort Tax Revenues shall ever be used for the purposes provided in this paragraph (6) unless all payments required in paragraphs (1) through (5) above, including any deficiencies for prior payments and any amount due to the issuer of any Reserve Account Insurance Policy or Reserve Account Letter of Credit, have been made in full to the date of such use. Notwithstanding anlthing in Section 304(DX1) and (2) to the contrary, failure to make the scheduled payments specified therein shall not constitute a breach of the City's obligations 26 ot) -8t26-o7 7 7 I 2 lA M ER r CAS 641 under this Resolution so long as, on the date that any interest or principal payment is due on the Bonds, monies sufficient to make such payment are on deposit in the Interest Account, Principal Account or Bond Redemption Account, as the case may be. If the amounts deposited in any month pursuant to such sections shall be less than the amounts required, the requirement shall be cumulative and the amount of the dehciency in any month shall be added to the amount otherwise required to be deposited in each month thereafter until such time as all such deficiencies have been made up. Notwithstanding the foregoing or any other provision herein to the contrary, if any amount applied to the payment of principal of and premium, if any, and interest on the Bonds that would have been paid from an account in the Sinking Fund, is paid instead under a Credit Facility or a Liquidity Facility, amounts deposited in such relevant account may be paid, to the extent required, to the issuer of the Credit Facility or Liquidity Facility having theretofore made said corresponding payment. E. REBATE FUND. There is hereby created and established the "Rebate Fund," which fund shall be maintained separate and apart from all other funds and accounts held by the City. Notwithstanding anything in this Resolution to the contrary, the City shall transfer or cause to be transferred from Pledged Funds to the Rebate Fund the amounts required to be transferred in order to comply with the arbitrage rebate covenants contained in a certificate to be executed and delivered by the City in connection with the issuance of each Series of Tax-Exempt Bonds. The City shall make or cause to be made payments from the Rebate Fund of amounts required to be deposited therein to the United States of America in the amounts and at the times required by such arbitrage rebate covenants. The City covenants for the benefit of the holders of Tax- Exempt Bonds that it will comply with the requirements of the arbitrage rebate covenants. There shall be excluded from the pledge and lien of this Resolution the Rebate Fund, together with all moneys and securities from time to time held therein and all investment earnings derived therefrom. The City shall not be required to comply with the requirements of this Section 304(E) in the event that the City obtains an opinion of Bond Counsel that (i) such compliance is not required in order to maintain the exclusion from gross income for Federal income tax purposes of interest on Tax-Exempt Bonds and/or (ii) compliance with some other requirement is necessary to maintain the exclusion from gross income for Federal income tax purposes of interest on Tax-Exempt Bonds. F. INVESTMENT OF FUNDS. The Resort Tax Fund, the Sinking Fund, including the Interest Account, Principal Account, Bond Redemption Account and Debt Service Reserve Account and the Cost of Issuance Fund and all other special funds (other than the Rebate Fund) created and established by this Resolution shall constitute trust funds in favor of the Bondholders and shall be invested at the direction of the City as provided in this Section 304(F). Moneys on deposit in the Resort Tax Fund, Interest Account, Principal Account, Bond Redemption Account, Cost of Issuance Fund and Rebate Fund may be invested in Permitted Investments maturing not later than the dates on which such moneys will be needed for the purposes of such fund or account. Moneys on deposit in the Debt Service Reserve Account may be invested in Permitted Investments maturing not later than the final maturity of any of the Bonds. 010-8126-0777 /2/AMERTCAS 27 642 All income and earnings received from the investment and reinvestment of moneys in the Interest Account, the Principal Account and the Bond Redemption Account in the Sinking Fund shall be retained in the respective accounts and applied as a credit against the obligation of the City to transfer moneys from the Resort Tax Fund to such accounts pursuant to Section 304(DX1) and Section 304(D)(2Xa) and Section 304(DX2Xb) of this Resolution, respectively. All income and earnings received from the investment and reinvestment of moneys in the Debt Service Reserve Account in the Sinking Fund shall be retained in the Debt Service Reserve Account and applied as a credit against the obligation of the City to transfer moneys from the Resort Tax Fund to such account, unless the amount in such account shall exceed the applicable Reserve Account Requirement, in which event such excess may be applied in the manner set forth for excess amounts in the Debt Service Reserve Account, as described in Section 304(D)(3). All income and earnings received from the investment and reinvestment of moneys in the Cost of Issuance Fund shall be transferred to the Resort Tax Fund. All income and earnings received from the investment and reinvestment of moneys in the Rebate Fund shall be retained therein. For the purpose of investing or reinvesting, the City may commingle moneys in the funds and accounts created and established hereunder (other than the Rebate Fund) in order to achieve greater investment income; provided that the City shall separately account for the amounts so commingled. The amounts required to be accounted for in each of the funds and accounts designated herein (other than the Rebate Fund) may be deposited in a single bank account provided that adequate accounting procedures are maintained to reflect and control the restricted allocations of the amounts on deposit therein for the various purposes of such funds and accounts as herein provided. The designation and establishment of funds and accounts in and by this Resolution (other than the Rebate Fund) shall not be construed to require the establishment of any completely independent funds and accounts but rather is intended solely to constitute an allocation of certain revenues and assets for certain purposes and to establish such certain priorities for application ofcertain revenues and assets as herein provided. G. ISSUANCE OF OTHER OBLIGATIONS PAYABLE OUT OF RESORT TAX REVENUES. Except upon the conditions and in the manner provided in this Resolution, the City will not issue any other obligations payable from the Pledged Funds, nor voluntarily create or cause to be created any debt, lien, pledge, assignment, encumbrance or any other charge having priority to or being on a parity with the lien of the Bonds issued pursuant to this Resolution and the interest thereon, upon any of the Pledged Funds; provided that the City may enter into agreements with issuers of Credit Facilities and Liquidity Facilities which involve liens on Resort Tax Revenues on a parity with that of the Series of Bonds or portion thereof which is supported by such Credit Facilities or Liquidity Facilities and may enter into Interest Rate Swaps which involve a lien on the Resort Tax Revenues on a parity with the lien of the Bonds. Any other obligations in addition to the Bonds authorized by this Resolution or additional parity Bonds issued under the terms, restrictions and conditions contained in this Resolution, shall provide that such obligations are junior, inferior and subordinate in all respects 0r0 -$.26 -o7 7 7 / 2 lA M E R r CAS 28 643 to the Bonds issued pursuant to this Resolution as to lien on and source and security for payment from the Resort Tax Revenues and in all other respects. H. ISSUANCE OF ADDITIONAL PARITY BONDS. No additional parity Bonds, as in this subsection defined, payable on a parity with Bonds issued pursuant to this Resolution out of Pledged Funds shall be issued after the issuance of any Bonds pursuant to this Resolution unless the following, among other conditions, are complied with: (1) The City must be current in all deposits into the various funds and accounts and all payments theretofore required to have been deposited or made by it under the provisions of this Resolution and the City must be currently in compliance with the covenants and provisions of this Resolution and any supplemental resolution hereafter adopted for the issuance of additional parity Bonds; unless upon the issuance of such additional parity Bonds the City will be in compliance with all such covenants and provisions. (2) The amount of the Resort Tax Revenues during the immediately preceding Fiscal Year or any twelve (12) consecutive months selected by the City of the eighteen (18) months immediately preceding the issuance of said additional parity Bonds, as certified by an independent certified public accountant, were at least equal to one hundred fifty percent (150%) of the Maximum Annual Debt Service on (i) the Bonds originally issued pursuant to this Resolution and then Outstanding, (ii) any additional parity Bonds theretofore issued and then Outstanding, and (iii) the additional parity Bonds then proposed to be issued. (3) The City need not comply with subparagraph (2) above in the issuance of additional parity Bonds if and to the extent the Bonds to be issued are refunding Bonds, that is, delivered in lieu of or in substitution for Bonds originally issued under this Resolution or previously issued additional parrty Bonds, if the City shall cause to be delivered a certificate of the Chief Financial Officer setting forth (i) the Maximum Annual Debt Service (A) with respect to the Bonds of all Series Outstanding immediately prior to the date of authentication and delivery of such refunding Bonds, and (B) with respect to the Bonds of all Series to be Outstanding immediately thereafter, and (ii) that the Maximum Annual Debt Service set forth pursuant to (B) above is no greater than that set forth pursuant to (A) above. Simultaneously with the delivery of any Bonds issued pursuant to subparagraphs (2) and (3) above for the purpose of refunding any Bonds issued under this Resolution, the City may withdraw from the Sinking Fund amounts theretofore deposited which are allocable to the Bonds being refunded and shall transfer said amounts in accordance with the resolution providing for the issuance of the refunding Bonds, provided that after such withdrawal the City shall be in compliance with the provisions of this Resolution. The term "additional parity Bonds" as used in this Resolution shall be deemed to mean additional obligations evidenced by Bonds issued upon the provisions and within the limitations of this subsection payable from the Pledged Funds on a parity with Bonds originally authorized and issued pursuant to this Resolution. Such Bonds shall be deemed to have been issued pursuant to this Resolution the same as the Bonds originally authorized and issued pursuant to this Resolution and all of the covenants and other provisions of this Resolution (except as to details of such Bonds evidencing such additional parity obligations inconsistent therewith), shall 29 010-8126-07 7 7 / 2 IAMERICAS 644 be forthe equal benefit, protection and security of the holders of any Bonds originally authorized and issued pursuant to this Resolution and the holders of any Bonds evidencing additional obligations subsequently issued within the limitations of and in compliance with this subsection. All of such Bonds, regardless of the time or times of their issuance, shall rank equally with respect to their lien on the Pledged Funds and their sources and security for payment therefrom without preference of any Bonds over any other. The term "additional parity Bonds" as used in this Resolution shall not be deemed to include bonds, notes, certificates or other obligations subsequently issued in accordance with this Resolution, the lien of which on the Pledged Funds is subject to the prior and superior lien on the Pledged Funds of Bonds and the City shall not issue any obligations whatsoever payable from the Pledged Funds, which rank equally as to lien and source and security for their payment from such Pledged Funds, with Bonds except in the manner and under the conditions provided in subsection (G) above and this subsection. I. BOOKS AND RECORDS. The City will keep separately identifiable accounting records for the receipt of the Pledged Funds by the use of a fund established in accordance with generally accepted accounting principles, and any holder of a Bond or Bonds issued pursuant to this Resolution, shall have the right at all reasonable times to inspect all records, accounts and data of the City relating thereto. The City shall promptly after the close of each Fiscal Year cause the books, records and accounts relating to the Pledged Funds for such Fiscal Year to be properly audited by a qualified, recognized and nationally known independent firm of certified public accountants and shall file the report of such certified public accountants in the office of the Chief Financial Officer, and shall mail upon request, and make available generally, said report, or a reasonable summary thereof, to any holder or holders of Bonds issued pursuant to this Resolution. Such audited books, records and accounts shall contain the statements required by generally accepted accounting principles applicable to governmental entities, and a certificate of such certified public accountants disclosing any breach on the part of the City of any covenant herein. J. NO IMPAIRMENT OF CONTRACT. The City has full power and authority to irrevocably pledge the Pledged Funds to the payment of the principal of and interest on the Bonds. The pledge of such Pledged Funds, in the manner provided herein, shall not be subject to repeal, modification or impairment by any subsequent resolution, ordinance or other proceedings of the City so long as any Bonds are Outstanding hereunder. The City shall take all actions necessary and pursue such legal remedies which may be available to it either in law or in equity to prevent or cure any impairment by any entity other than the City within the meaning of this subsection. K. REMEDIES. Any Holder of Bonds issued under the provisions of this Resolution or any trustee acting for such Bondholders in the manner hereinafter provided, may either at law or in equity, by suit, action, mandamus or other proceedings in any court of competent jurisdiction, protect and enforce any and all rights under the laws of the State, or granted and contained in this Resolution, and may enforce and compel the performance of all oto -8 t26-01 7 7 / 2 lA M E R I CAS 30 645 duties required by this Resolution or by any applicable statutes to be performed by the City or by any officer thereof. Nothing herein, however, shall be construed to grant any Holder of such Bonds any lien on any property of or within the corporate boundaries of the City, except as provided herein. No Holder of Bonds, however, shall have any right in any manner whatever to affect adversely, or prejudice the security of this Resolution or to express any right hereunder except in the manner herein provided, and all proceedings at law or in equity shall be instituted and maintained for the benefit of all Holders of Bonds. The Holder or Holders of Bonds in an aggregate principal amount of more than twenty- five per centum (25%) of Bonds issued under this Resolution then Outstanding may by a duly executed certificate in writing appoint a trustee for Holders of Bonds issued pursuant to this Resolution with authority to represent such Bondholders in any legal proceedings for the enforcement and protection of the rights of such Bondholders. Such certificate shall be executed by such Bondholders or their duly authorized attorneys or representatives, and shall be filed in the office of the Chief Financial Officer. Notwithstanding anything in this Resolution to the contrary, so long as the issuer of a Credit Facility or a Liquidity Facility shall not be in default in its payment obligations under such Credit Facility or a Liquidity Facility, said issuer shall be deemed to be the holder of all Bonds so secured for all pu{poses of this Section 304(K). L. ENFORCEMENT OF COLLECTIONS. The City will diligently enforce and collect the Resort Tax Revenues and will take all steps, actions and proceedings for the enforcement and collection of such Resort Tax Revenues which shall become delinquent to the full extent permitted or authorized by applicable laws and regulations. All such Resort Tax Revenues shall, as collected, be held in trust to be applied as herein provided and not otherwise. M. DISCHARGE AND SATISFACTION OF BONDS. The covenants, liens and pledges entered into, created or imposed pursuant to this Resolution may be fully discharged and satisfied with respect to all or a portion of the Bonds in any one or more of the following ways: (1) by paying the principal of and interest on such Bonds when the same shall become due and payable; or (2) by depositing in the Interest Account, the Principal Account and the Bond Redemption Account and/or in such other accounts which are irrevocably pledged to the payment of Bonds as the City may hereafter create and establish by resolution, certain moneys which together with other moneys lawfully available therefor, if any, shall be sufficient at the time of such deposit to pay when due the principal, redemption premium, if any, and interest due and to become due on said Bonds on or prior to the redemption date or maturity date thereof; or (3) by depositing in the Interest Account, the Principal Account and the Bond Redemption Account and/or such other accounts which are irrevocably pledged to the payment of Bonds as the City may hereafter create and establish by resolution, moneys which together with other moneys lawfully available therefor when invested in such Defeasance Obligations which shall not be subject to redemption prior to their maturity other than at the option of the holder thereof, will provide moneys which shall be sufficient to pay when due the principal, 070-8126-077 7 /2 IAM ER rCAS 3l 646 redemption premium, if any, and interest due and to become due on said Bonds on or prior to the redemption date or maturity date thereof. Upon such payment or deposit in the amount and manner provided in this Section 304(M), Bonds shall be deemed to be paid and shall no longer be deemed to be Outstanding for the purposes of this Resolution and all liability of the City with respect to said Bonds shall cease, terminate and be completely discharged and extinguished, and the Holders thereof shall be entitled to payment solely out of the moneys or Defeasance Obligations so deposited; provided that in the event said Bonds do not mature and are not to be redeemed within the next succeeding sixty (60) days, the City shall have given the Registrar and Paying Agent irrevocable instructions to give, as soon as practicable, a notice to the Holders of said Bonds by first-class mail, postage pre-paid, stating that the deposit of said moneys or Defeasance Obligations has been made with an appropriate fiduciary institution acting as escrow agent solely for the Holders of said Bond and other Bonds being defeased, and that said Bonds are deemed to have been paid in accordance with this Section and stating such maturity or redemption date upon which moneys are to be available for the payment of the principal of and premium, if any, and interest on said Bonds. (4) As to Variable Rate Bonds, whether discharged and satisfied under the provisions of subsection (1), (2) or (3) above, the amount required for the interest thereon shall be calculated at the maximum rate permitted by the terms of the provisions which authorized the issuance of such Variable Rate Bonds; provided however, that if on any date, as a result of such Variable Rate Bonds having borne interest at less than such maximum rate for any period, the total amount of moneys and Defeasance Obligations on deposit for the payment of interest on such Variable Rate Bonds is in excess of the total amount which would have been required to be deposited on such date in respect of such Variable Rate Bonds in order to fully discharge and satisfy such Bonds pursuant to the provisions of this Section, the City may use the amount of such excess free and clear of any trust, lien, security interest, pledge or assignment securing said Variable Rate Bonds or otherwise existing under this Resolution. (5) Notwithstanding any of the provisions of this Resolution to the contrary, Put Bonds and Extendible Maturity Bonds may only be fully discharged and satisfied either pursuant to subsection (1) above or by depositing in the Interest Account, the Principal Account and the Bond Redemption Account, or in such other accounts which are irrevocably pledged to the payment of the Put Bonds as the City may hereafter create and establish by resolution, moneys which together with moneys lawfully available therefor, if any, shall be sufficient at the time of such deposit to pay when due the maximum amount of principal of and redemption premium, if any, and interest on such Put Bonds and Extendible Maturity Bonds which could become payable to the Holders of such Bonds upon the exercise of any options provided to the Holders of such Bonds; provided however, that if, at the time a deposit is made pursuant to this subsection (5), the options originally exercisable by the Holder of a Put Bond or Extendable Maturity Bond are no longer exercisable, such Bond shall not be considered a Put Bond or Extendible Maturity Bond for purposes of this subsection (5). (6) Notwithstanding the foregoing, all references to the discharge and satisfaction of Bonds shall include the discharge and satisfaction of any Series of Bonds, any portion of a Series of Bonds, any maturity or maturities of an issue of Bonds, any portion of a 0 10-8126-07 7 7 / 2 IAM ERTCAS )Z 647 maturity of a Series of Bonds or any combination thereof, provided that the provisions of this subsection (6) shall not affect the requirements regarding Put Bonds and Extendible Maturity Bonds set forth in subsection (5). In the event that the principal and redemption price, if applicable, and interest due on the Bonds shall be paid by the issuer of a Credit Facility or Liquidity Facility pursuant to the terms thereof, the assignment and pledge created hereunder and all covenants, agreements and other obligations of the City to the Bondholders shall continue to exist and the issuer of such Credit Facility or Liquidity Facility shall be subrogated to the rights of such Bondholders. (7) If any portion of the moneys deposited for the payment of the principal of and redemption premium, if any, and interest on any portion of Bonds is not required for such purpose, the City may use the amount of such excess free and clear of any trust, lien, security interest, pledge or assignment securing said Bonds or otherwise existing under this Resolution. N. CONCERNING THE RESERVE ACCOUNT INSURANCE POLICY, THE RESERVE ACCOUNT LETTER OF CREDIT, CREDIT FACILITY AND/OR LIQUIDITY FACILITY. As long as the City shall have a Reserve Account Insurance Policy and/or a Reserve Account Letter of Credit on deposit in the Debt Service Reserve Account, the City covenants that it will comply with the provisions of the Reserve Account Insurance Policy and/or the reimbursement or similar agreement with respect to the Reserve Account Letter of Credit. As long as any Series of Bonds of the City are secured by a Credit Facility or Liquidity Facility, the City covenants to comply with the requirements and conditions imposed on the City by the issuer of the Credit Facility or Liquidity Facility. Notwithstanding anything in this Resolution to the contrary, the right of any issuer of a Credit Facility or Liquidity Facility created under this Resolution shall remain in full force and effect only so long as the applicable Credit Facility or Liquidity Facility shall remain in effect and the issuer of such Credit Facility or Liquidity Facility shall not be in default in its payment obligations to the holders of Bonds secured by such facility. IEND OF ARTICLE III] oto-8126-07?7 /21 AM ERTCAS JJ 648 ARTICLE IV CONCERNING THE FIDUCIARIES SECTION 401. PAYING AGENTS; APPOINTMENT AND ACCEPTANCE OF DUTIES. The City may at any time or from time to time appoint one or more other Paying Agents having the qualifications set forth in Section 408 of this Resolution for a successor Paying Agent; provided that nothing herein shall prevent the City from appointing itself as the Paying Agent hereunder. Each Paying Agent shall signify its acceptance of the duties and obligations imposed upon it by this Resolution by executing and delivering to the City a written acceptance thereof. Unless otherwise provided, the designated corporate trust offices of the Paying Agents are designated as the respective offices or agencies of the City forthe payment of the interest on and principal or redemption price of the Bonds. SECTION 402. RESPONSIBILITIES OF FIDUCIARIES. The recitals of facts herein and in the Bonds contained shall be taken as the statements of the City and no Fiduciary assumes any responsibility for the correctness of the same. No Fiduciary makes any representation as to the validity or sufficiency of this Resolution or of any Bonds issued hereunder or as to the security afforded by this Resolution, and no Fiduciary shall incur any liability in respect thereof. The Registrar shall, however, be responsible for its representation contained in its certificate of authentication of the Bonds. No Fiduciary shall be under any responsibility or duty with respect to the application of any moneys paid by such Fiduciary in accordance with the provisions of this Resolution to or upon the order of the City or any other Fiduciary. No Fiduciary shall be under any obligation or duty to perform any act which would involve it in expense or liability or to institute or defend any suit in respect thereof, or to advance any of its own moneys, unless properly indemnified. No Fiduciary shall be liable in connection with the performance of its duties hereunder except for its own negligence, misconduct or default. SECTION 403. EVIDENCE ON WHICH FIDUCIARIES MAY ACT. (a) Each Fiduciary, upon receipt of any notice, resolution, request, consent, order, certificate, report, opinion, bond, or other paper or document furnished to it pursuant to any provision of this Resolution, shall examine such instrument to determine whether it conforms to the requirements of this Resolution and shall be protected in acting upon any such instrument believed by it to be genuine and to have been signed or presented by the proper party or parties. Each Fiduciary may reasonably consult with counsel, who may or may not be counsel to the City, and the opinion of such counsel shall be full and complete authorization and protection in respect of any action taken or suffered by it under this Resolution in good faith and in accordance therewith. (b) Whenever any Fiduciary shall deem it necessary or desirable that a matter be proved or established prior to taking or suffering any action under this Resolution, such matter (unless other evidence in respect thereof be therein specifically prescribed) may be deemed to be conclusively proved and established by a certificate of the Mayor or the City Manager and such certificate shall be full warrant for any action taken or suffered in good faith under the provisions of this Resolution upon the faith thereof; but in its discretion the Fiduciary may in lieu thereof 0 10-8L26-07 7 1 / 2 /A M E Rl CAs 34 649 accept other evidence of such fact or matter or may require such further or additional evidence as it may deem reasonable. (c) Except as otherwise expressly provided in this Resolution, any request, order, notice or other direction required or permitted to be furnished pursuant to any provision hereof by the City to any Fiduciary shall be sufficiently executed in the name of the City by the Mayor or the City Manager. SECTION 404. COMPENSATION. The City may agree with any Fiduciary to pay to such Fiduciary from time to time reasonable compensation for all services rendered under this Resolution, and also all reasonable expenses, charges, counsel fees and other disbursements, including those of its attorneys, agents and employees, incurred in and about the performance of their powers and duties under this Resolution. The City may also agree with any Fiduciary to indemnify any Fiduciary for any and all of its reasonable fees, costs and expenses resulting from any claim, liability or the like incurred in and about the performance of, its powers and duties under this Resolution, except for any such fees, costs and expenses incurred as a result of gross negligence or willful misconduct on the part of such Fiduciary. SECTION 405. CERTAIN PERMITTED ACTS. Any Fiduciary, individually or otherwise, may become the owner of any Bonds, with the same rights it would have if it were not a Fiduciary. To the extent permitted by law, any Fiduciary may act as depositary for, and permit any of its officers or directors to act as a member of, or in any other capacity with respect to, any committee formed to protect the rights of Bondholders or to effect or aid in any reorganization growing out of the enforcement of the Bonds or this Resolution, whether or not any such committee shall represent the Holders of a majority in principal amount of the Bonds then Outstanding. SECTION 406. MERGER OR CONSOLIDATION. Any entity into which any Fiduciary may be merged or converted or with which it may be consolidated or any entity resulting from any merger, conversion or consolidation to which it shall be a party or any entity to which any Fiduciary may sell or transfer all or substantially all of its corporate trust business, provided such entity shall be a bank or trust company organized under the laws of any state of the United States or a national banking association or shall be a successor entity to the City, if the City is acting as f,rduciary hereunder; and shall be authorized by law to perform all duties imposed upon it by this Resolution, shall be the successor to such Fiduciary without the execution or filing of any paper or the performance of any further act. SECTION 407. ADOPTION OF AUTHENTICATION. In case any of the Bonds contemplated to be issued under this Resolution shall have been authenticated but not delivered, any successor Registrar may adopt the certihcate of authentication of any predecessor Registrar so authenticating such Bonds and deliver such Bonds so authenticated; and in case any of the said Bonds shall not have been authenticated, any successor Registrar may authenticate such Bonds in the name of the predecessor Registrar, or in the name of the successor Registrar, and in all such cases such certificate shall be fully effective. SECTION 408. RESIGNATION OR REMOVAL OF PAYING AGENT AND APPOINTMENT OF SUCCESSOR. Any Paying Agent may at any time resign and be 01,0-8726-077 7 I 2 lAM ERICAS 35 650 discharged of the duties and obligations created by this Resolution by giving at least 60 days' written notice to the issuer of a Credit Facility or Liquidity Facility, the City, and the other Paying Agents. Any Paying Agent may be removed at any time by an instrument filed with such Paying Agent and the issuer of each Credit Facility or Liquidity Facility and signed by the Mayor or the City Manager. Any successor Paying Agent shall be appointed by the City and shall be, if other than the City or its successor entity, a bank or trust company organized under the laws of any state of the United States or a national banking association, willing and able to accept the office on reasonable and customary terms and authorized by law to perform all the duties imposed upon it by this Resolution. The City shall notify the issuer of each Credit Facility or Liquidity Facility of the appointment of any successor Paying Agent. In the event of the resignation or removal of any Paying Agent, such Paying Agent shall pay over, assign and deliver any moneys held by it as Paying Agent to its successor. SECTION 409. REGISTRAR. The Registrar for any Series of Bonds (other than the Series 2015 Bonds) shall be appointed by subsequent proceedings of the City. Any Registrar may at any time resign and be discharged of the duties and obligations created by this Resolution by giving at least 60 days' written notice to the issuer of each Credit Facility or Liquidity Facility and the City. The Registrar may be removed at any time by an instrument filed with such Registrar and the issuer of each Credit Facility or Liquidity Facility and signed by the Mayor, City Manager or his designee, provided that a successor Registrar has been appointed by the City. The resignation or removal of the Paying Agent as Registrar pursuant to this Section 409 shall not simultaneously constitute a resignation or removal of the Paying Agent. Any Paying Agent acting as Registrar, however, who resigns or is removed as Paying Agent pursuant to Section 408 of this Resolution shall automatically cease to be Registrar, and the City may, at its option, appoint a successor Registrar other than the successor Paying Agent. SECTION 410. VACANCY. If at any time hereafter any Fiduciary shall resign, be removed, be dissolved, or otherwise become incapable of acting, or if the bank or trust company acting as any Fiduciary shall be taken over by any governmental official, agency, department or board, the position of Fiduciary shall thereupon become vacant. If the position of such Fiduciary shall become vacant for any of the foregoing reasons or for any other reasons, the City shall appoint a successor Fiduciary, If no appointment of a successor Fiduciary shall be made pursuant to the foregoing provisions of this Section, the Holder of any Bond Outstanding hereunder or any retiring Fiduciary may apply to any court of competent jurisdiction to appoint a successor Fiduciary. Such court may thereupon, after such notice, if any, as such court may deem proper and prescribe, appoint a successor Fiduciary. Any Fiduciary hereafter appointed, if not the City or its successor entity, shall be a bank or trust company authorized by law to exercise corporate trust powers in the State and subject to examination by federal or state authority, of good standing and having at the time of its appointment a combined capital and surplus aggregate not less than Fifty Million Dollars ($50,oo0,ooo). IEND OF ARTICLE IV] 010-8726-0777 l2lAM E RICAS 36 651 ARTICLE V EXECUTION OF INSTRUMENTS BY BONDHOLDERS AND PROOF OF OWNERSHIP OF BONDS SECTION 501. PROOF OF EXECUTION OF DOCUMENTS AND OWNERSHIP. (a) Any request, direction, consent or other instrument in writing required by this Resolution to be signed or executed by Bondholders may be in any number of concurrent instruments of similar tenor and may be signed or executed by such Bondholders in person or by their attorneys or legal representatives appointed by an instrument in writing. Proof of the execution of any such instrument and of the ownership of Bonds shall be sufficient for any purpose of this Resolution and shall be conclusive in favor of the Fiduciary with regard to any action taken by it under such instrument if made in the following manner: (1) The fact and date of the execution by any person of any such instrument may be proved by the verification of any officer in any jurisdiction who, by the laws thereof, has power to take affidavits within such jurisdiction, to the effect that such instrument was subscribed and sworn to before him, or by an affidavit of a witness to such execution. Where such execution is on behalf of a person other than an individual, such verification shall also constitute sufficient approval of the authority of the signor thereof. (2) The ownership of Bonds shall be proved by the registration books required to be maintained pursuant to the provisions of this Resolution. Nothing contained in this Article shall be construed as limiting the Fiduciary to such proof, it being intended that the Fiduciary may accept any other evidence of the matters herein stated which it may deem sufficient. (b) If the City shall solicit from the Holders any request, direction, consent or other instrument in writing required or permitted by this Resolution to be signed or executed by the Holders, the City may, at its option, fix in advance a record date for determination of Holders entitled to give each request, direction, consent or other instrument, but the City shall have no obligation to do so. If such a record date is fixed, such request, direction, consent or other instrument may be given before or after such record date, but only the Holders of record at the close of business on such record date shall be deemed to be Holders for the purposes of determining whether Holders of the requisite proportion of Bonds have authorized or agreed or consented to such request, direction, consent or other instrument, and for that purpose the Bonds shall be computed as of such record date. (c) Any request or consent of the Holder of any Bond shall bind every future Holder of the same Bond in respect of anything done by the Fiduciary in pursuance of such request or consent. IEND OF ARTICLE V] o1.0 -8726-0? 7 7 / 2 IAM ERICAS 37 652 ARTICLE VI MISCELLANEOUS PROVISIONS SECTION 601. MODIFICATION OR AMENDMENT. Except as otherwise provided in the second paragraph hereof, no adverse material modification or amendment of this Resolution, or of any resolution amendatory hereof or supplemental hereto, may be made without the consent in writing of (i) the Holders of more than fifty (50%) per centum in aggregate principal amount of the Bonds then Outstanding or (ii) in case less than all of the several Series of Bonds then Outstanding are affected by the modification or amendment, the Holders of more than fifty (50%) per centum in aggregate principal amount of the Bonds of each Series so affected and Outstanding at the time such consent is given; provided, however, that no modification or amendment shall permit a change in the maturity or principal amount of such Bonds or a reduction in the rate of interest thereon, or affecting the promise of the City to pay the principal of and interest on the Bonds, as the same mature or become due, from the Pledged Funds, or reduce the percentage of Holders of Bonds required above for such modification or amendment, without the consent of the Holders of all the Bonds. For the purposes of this Section 601, to the extent any Series of Bonds is secured by a Credit Facility or Liquidity Facility, then the consent of the issuer of the Credit Facility or Liquidity Facility shall constitute the consent of the Holders of such Series. This Resolution may be amended, changed, modified and altered without the consent of the Holders of Bonds or any Credit Facility or Liquidity Facility: (a) to cure any ambiguity or formal defect or omission in this Resolution or in any supplemental resolutions or to correct or supplement any provision contained herein which may be defective or inconsistent with any other provisions contained herein; or (b) to grant to or confer upon the Bondholders any additional rights, remedies, powers, authority or security that may lawfully be granted to or conferred upon the Bondholders; or (c) to add to the conditions, limitations and restrictions on the issuance of Bonds under the provisions of this Resolution, other conditions, limitations and restrictions thereafter to be observed; or (d) to add to the covenants and agreements of the City in this Resolution other covenants and agreements thereafter to be observed by the City or to surrender any right or power herein reserved to or conferred upon the City; or (e) to permit the issuance of Bonds, the interest on which is intended to be excludible from gross income for Federal income tax purposes under the Code to the Holders thereof in coupon form, if as a condition precedent to the adoption of such supplemental resolution, there shall be delivered to the City an opinion of counsel of recognized standing relating to municipal bonds to the effect that the issuance of Bonds in coupon form is then permitted by law and that the issuance of such Bonds in coupon form would not cause interest on such Bonds to be included in gross income for Federal income tax purposes under the Code to the Holders thereof; or oL0-8L26-07? 7 I 2 lAM ERTCAS 38 653 (0 to qualify the Bonds or any of the Bonds for registration under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended; or (g) to qualify this Resolution as an "indenture" under the Trust Indenture Act of 1939, as amended; or (h) to make such changes as may be necessary to adjust the terms hereof so as to facilitate the issuance of Variable Rate Bonds, Capital Appreciation Bonds, Capital Appreciation and Income Bonds, Put Bonds, Extendible Maturity Bonds, Balloon Bonds, Interim Bonds and such other Bonds as may be marketable from time to time; or (i) to make such changes as may be necessary to comply with the provisions of the Code relating to the exclusion of interest on Tax-Exempt Bonds from gross income thereunder; or 0) to comply with the requirements of issuers of Credit Facilities, Liquidity Facilities, Reserve Account Insurance Policies or Reserve Account Letters of Credit or Counterparties. The City shall cause a notice of a proposed supplemental resolution requiring the consent of Bondholders to be mailed, postage prepaid, to all Holders of Bonds then Outstanding at their addresses as they appear on the registration books. Such notice shall briefly set forth the nature of the proposed supplemental resolution and shall state that a copy thereof is on file at the City for inspection by all Bondholders. The City shall not, however, be subject to any liability to any Bondholder by reason of its failure to mail the notice required by this Section, and any such failure shall not affect the validity of such supplemental resolution when consented to or approved as provided in this Section. Whenever, at any time after the date of the mailing of such notice, the City shall deliver to the City Clerk an instrument or instruments purporting to be executed by the Holders of at least a majority in aggregate principal amount of the Bonds then Outstanding, which instrument or instruments shall refer to the proposed supplemental resolutions described in such notice and shall specifically consent to and approve the adoption thereof, and the City shall deliver to the City Clerk a certificate signed by the Mayor that the Holders of such required percentage of Bonds have filed such consents, the City may adopt such supplemental resolutions in substantially such form without liability or responsibility to any Holder of any Bond, whether or not such Holder shall have consented thereto. It shall not be necessary for the consent of the Holders to approve the particular form of any proposed supplemental resolution, but it shall be sufficient if such consent shall approve the substance thereof. If the Holders of more than fifty per centum (50%) in aggregate principal amount of the Bonds of each Series as affected and Outstanding at the time of the execution of such supplemental resolution shall have consented to and approved the adoption thereof as herein provided, no Holder shall have any right to object to the adoption of such supplemental resolution, or to object to any of the terms and provisions therein contained, or the operation thereof, or in any manner to question the propriety of the adoption thereof, or to enjoin or 0ro-8t26-077 7 I 2 IAMERICAS 39 654 restrain the City from adopting the same or from taking any action pursuant to the provisions thereof. The consent of the Holders of any additional Series of Bonds to be issued hereunder shall be deemed given if the underuriters or initial purchasers for resale consent in writing to such supplemental resolution and the nature of the amendment effected by such supplemental resolution is disclosed in the official statement or other offering document pursuant to which such additional Series of Bonds is offered and sold to the public. SECTION 602. SEVERABILITY OF INVALID PROVISIONS. If any one or more of the covenants, agreements or provisions of this Resolution should be held contrary to any express provision of law or contrary to the policy of express law, though not expressly prohibited, or against public policy, or shall for any reason whatsoever be held invalid, then such covenants, agreements or provisions shall be null and void and shall be deemed separate from the remaining covenants, agreements or provisions, and shall in no way affect the validity of any of the other provisions of this Resolution or of the Bonds issued hereunder. SECTION 603. CAPITAL APPRECIATION BONDS; CAPITAL APPRECIATION AND INCOME BONDS. (a) For the purposes of (i) receiving payment of the redemption price if a Capital Appreciation Bond is redeemed prior to maturity, or (ii) computing the amount of Bonds held by the registered owner of a Capital Appreciation Bond in giving to the City any notice, consent, request or demand pursuant to this Resolution for any purpose whatsoever, the principal amount of a Capital Appreciation Bond shall be deemed to be its Accreted Value. (b) For the purpose of (i) receiving payment of the redemption price if a Capital Appreciation and Income Bond is redeemed prior to maturity, or (ii) computing the amount of Bonds held by the registered owner of a Capital Appreciation and Income Bond in giving to the City any notice, consent, request or demand pursuant to this Resolution for any purpose whatsoever, the principal amount of a Capital Appreciation and Income Bond shall be deemed to be its Appreciated Value. SECTION 604. UNCLAIMED MONEY. Notwithstanding any provisions of this Resolution, any money held by the Paying Agent for the payment of the principal or redemption price of, or interest on, any Bonds and remaining unclaimed for five (5) years after the principal of all of the Bonds has become due and payable (whether at maturity or upon call for redemption), if such money were so held at such date, or five (5) years after the date of deposit of such money if deposited after such date when all of the Bonds became due and payable, shall be repaid to the City free from the provisions of this Resolution, and all liability of the Paying Agent with respect to such money shall thereupon cease. SECTION 605. PAYMENTS DUE ON SATURDAYS, SUNDAYS AND HOLIDAYS. In any case where the date of maturity of interest on or principal of the Bonds or the date fixed for redemption of any Bonds shall be a Saturday, Sunday or a day on which any Paying Agent is required, or authorized or not prohibited, by law (including executive orders) to close and is closed, then payment of such interest or principal and any redemption premium need 0L0-8126-07 7 7 / 2 / AM E R r CAS 40 655 not be paid by the Paying Agent on such date but may be paid on the next succeeding business day on which the Paying Agent is open for business with the same force and effect as if paid on the date of maturity or the date fixed for redemption, and no interest shall accrue for the period after such date of maturity or redemption. SECTION 606. CONTROLLING LAW; MEMBERS OF GOVERNING BODY OF CITY NOT LIABLE. The provisions of this Resolution shall be govemed by, and interpreted in accordance with, the laws of the State. All covenants, stipulations, obligations and agreements of the City contained in this Resolution shall be deemed to be covenants, stipulations, obligations and agreements of the City to the full extent authorized by the Act and provided by the Constitution and laws of the State. No covenant, stipulation, obligation or agreement contained herein shall be deemed to be a covenant, stipulation, obligation or agreement of any present or future member, agent or employee of the Commission in his or her individual capacity, and neither the members of the Commission nor any official executing the Bonds shall be liable personally on the Bonds or this Resolution or shall be subject to any personal liability or accountability by reason of the issuance or the execution by the Commission or such members thereof. SECTION 607. FURTHER AUTHORIZATIONS. The officers and agents of the City are hereby authorized and directed, collectively or individually, to take all action and steps and to execute all instruments, documents and contracts on behalf of the City, that are necessary or desirable in connection with the execution and delivery of the Bonds, and which are not inconsistent with the terms and provisions of this Resolution. SECTION 608. HEADINGS FOR CONVENIENCE ONLY. Any headings preceding the texts of the several articles and sections hereof shall be solely for convenience of reference and shall not constitute a part of this Resolution, nor shall they affect its meaning, construction or effect. SECTION 609. TIME OF TAKING EFFECT. This Resolution shall take effect immediately upon its adoption. PASSED and ADOPTED this day of ,2015. Mayor (sEAL) Attest: ffi'ffiffi. ]FOREXECT'IPN City Clerk 0 ro-8L26-07 7 7 I 2 lAM E R I CAS 41 656 EXHIBIT A SERIES 2015 PROJECT Renovation and expansion of the Miami Beach Convention Center to modernize and upgrade the Convention Center facility and areas in the vicinity of the Convention Center, including but not limited to creation of a new public park and related facilities, restoration of the Carl Fisher Clubhouse and Collins Canal seawall, and streetscape, landscape and other infrastructure improvements. 070-8126-077 7 I 2 lAM ERTCAS A-1 657 No. R- Interest Rate % REGISTERED OWNER: PRINCIPAL AMOUNT: EXHIBIT B FORM OF BOND UNITED STATES OF AMERICA STATE OF FLORIDA CITY OF MIAMI BEACH, FLORIDA RESORT TAX REVENUE BOND, SERIES Maturity Date Date of Original Issuance CUSIP ,20- ,20- Dollars KNOW ALL MEN BY THESE PRESENTS that the City of Miami Beach, Florida (the "City"), a municipal corporation duly organized and existing under the Constitution and laws of the State of Florida, for value received, hereby promises to pay to the registered owner specified above, or registered assigns, on the date specified above, but solely from the sources hereinafter mentioned, upon presentation and surrender hereof at the designated corporate trust office of , as paying agent (said and/or any bank or trust company to become successor paying agent being herein called the "Paying Agent"), the principal sum specified above with interest thereon at the rate per annum specified above, payable on the first of each year, commencing onday of and . Principal of this Bond is payable at the designated office of the Paying Agent. Interest on this Bond is payable by check or draft of the Paying Agent made payable to the registered owner as its name and address shall appear on the registry books of as Registrar (said and any successor Registrar being herein called the "Registrar") at the close of business on the fifteenth day of the calendar month preceding each interest payment date or the date on which the principal of this Bond is to be paid (the "Regular Record Date"); provided, however, that (i) if ownership of the Bonds is maintained in a book-entry only system by a securities depository, such payment may be made by automatic funds transfer (wire) to such securities depository or its nominee or (ii) if such Bonds are not maintained in a book-entry only system by a securities depository, upon written request of the Holder of $1,000,000 or more in principal amount of Bonds, such payments may be made by wire transfer to the bank and bank account specified in writing by such Holder (such bank being a bank within the continental United States), if such Holder has advanced to the Paying Agent the amount necessary to pay the cost of such wire transfer or authorized the Paying Agent to ot0-8726-07 7 7 / 2 I AM E R r CAS B-1 658 deduct the cost of such wire transfer from the payment due such Holder. Any interest not punctually paid on a Regular Record Date shall forthwith cease to be payable to the registered owner on such Regular Record Date and may be paid at the close of business on a special record date for the payment of such defaulted interest to be fixed by the Paying Agent, notice whereof shall be given not less than 10 days prior to such special record date to such registered owner. Such interest shall be payable from the most recent interest payment date next preceding the date of authentication to which interest has been paid, unless the date of authentication is an lor 1 to which interest has been paid, in which case from the date of authentication, or unless the date of authentication is prior to 20_, in which case from , 20_, or unless the date of authentication is between a Regular Record Date and the next succeeding interest payment date, in which case from such interest payment date. All such payments shall be made in such coin or currency of the United States of America as at the time of payment is legal tender for payment of public and private debts. This Bond is one of an authorized issue of Bonds of the City designated as its "Resort Tax Revenue Bonds, Series _" (herein called the "Series _ Bonds"), in the aggregate principal amount of Dollars ($ ) of like date, tenor, and effect, except as to number, date of maturity and interest rate, issued for the purpose of ) under the authority of and in full compliance with the Constitution and Statutes of the State of Florida, including particularly Chapter 67-930, Laws of Florida, as amended, Chapter 166, Florida Statutes, as amended from time to time, and other applicable provisions of law, and a resolution duly adopted by the Mayor and City Commission of the City on , 2015 (hereinafter referred to as the "Resolution") and is subject to all the terms and conditions of the Resolution. This Bond is payable from and secured by a lien on and pledge of the Resort Tax levied by the City within its corporate limits and other moneys held in certain funds and accounts established under the Resolution (collectively, the "Pledged Funds"), all in the manner provided in the Resolution. The City is not obligated to pay this Bond or the interest hereon except from the Pledged Funds pledged thereto, and the full faith and credit of the City are not pledged for the payment of this Bond and this Bond does not constitute an indebtedness of the City within the meaning of any constitutional, statutory or other provision or limitation; and it is expressly agreed by the Holder of this Bond that such Holder shall never have the right to require or compel the exercise of the ad valorem taxing power of the City, or taxation in any form of any real or personal property therein, for the payment of the principal of and interest on this Bond or the making of any other Sinking Fund and other payments provided for in the Resolution. It is further agreed between the City and the Holder of this Bond that this Bond and the obligation evidenced hereby shall not constitute a lien upon property of or in the City, but shall constitute a lien only on the Pledged Funds, all in the manner provided in the Resolution. [Redemption Provisions] Additional parity bonds may be issued by the City from time to time upon the conditions and within the limitations and in the manner provided in the Resolution. 010-8L26-0777 /2 IAMERTCAS B-2 659 The original registered owner, and each successive registered owner of this Bond, shall be conclusively deemed to have agreed and consented to the following terms and conditions: 1. The Registrar shall keep books for the registration of Bonds and for the registration of transfers of Bonds as provided in the Resolution. The Bonds shall be transferable by the registered owner thereof in person or by his attorney duly authorized in writing only upon the books of the City kept by the Registrar and only upon surrender hereof together with a written instrument of transfer satisfactory to the Registrar duly executed by the registered owner or his duly authorized attorney. Upon the transfer of any such Bond, the City shall issue in the name of the transferee a new Bond or Bonds of the same series, interest rate and maturity of any other authorized denominations. 2. The City, the Paying Agent and the Registrar may deem and treat the person in whose name any Bond shall be registered upon the books kept by the Registrar as the absolute owner of such Bond, whether such Bond shall be overdue or not, for the purpose of receiving payment of, or on account of, the principal of and interest on such Bond as the same becomes due, and for all other purposes. All such payments so made to any such registered owner or upon his order shall be valid and effectual to satisfy and discharge the liability upon such Bond to the extent of the sum or sums so paid, and neither the City, the Paying Agent, nor the Registrar shall be affected by any notice to the contrary. 3. At the option of the registered owner thereof and upon surrender hereof at the principal corporate trust office of the Registrar with a written instrument of transfer satisfactory to the Registrar duly executed by the registered owner or his duly authorized attorney and upon payment by such registered owner of any charges which the Registrar or the City may make as provided in the Resolution, the Bonds may be exchanged for Bonds of the same series, interest rate and maturity of any other authorized denominations. 4. In all cases in which the privilege of exchanging Bonds or transferring Bonds is exercised, the City shall execute and the Registrar shall authenticate and deliver Bonds in accordance with the provisions of the Resolution. There shall be no charge for any such exchange or transfer of Bonds, but the City or the Registrar may require payment of a sum sufficient to pay any tax, fee or other governmental charge required to be paid with respect to such exchange or transfer. Neither the City nor the Registrar shall be required (a) to transfer or exchange Bonds for a period of 15 days next preceding an interest payment date on such Bonds or next preceding any selection of Bonds to be redeemed or thereafter until after the mailing of any notice of redemption; or (b) to transfer or exchange any Bonds called for redemption. It is hereby certified and recited that all acts, conditions and things required to exist, to happen, and to be performed, precedent to and in the issuance of this Bond exist, have happened and have been performed in regular and due form and time as required by the Laws and Constitution of the State of Florida applicable thereto, and that the issuance of this Bond, and of the issue of Bonds of which this Bond is one, is in full compliance with all constitutional, statutory or charter limitations or provisions. o L0 -8L2 6 -O7 7 7 / 2 / AM E R I CAS B-3 660 IN WITNESS WHEREOF, the City of Miami Beach, Florida has caused this Bond to be signed by the Mayor, either manually or with his facsimile signature, and the seal of the City of Miami Beach, Florida or a facsimile thereof to be affixed hereto or imprinted or reproduced hereon, and attested by the City Clerk, either manually or with his facsimile signature. CITY OF MIAMI BEACH, FLORIDA Mayor (sEAL) Attest: City Clerk oto -8 126 -O7 7 7 / 2 lA M E Rr CAS B-4 661 FORM OF CERTIFICATE OF AUTHENTICATION This Bond is one of the Bonds delivered pursuant to the within mentioned Resolution. as Registrar By: Authorized Signatory Date of Authentication: B-5 0L0 -8 L26-O7 7 7 I 2 /A M E R r CAS 662 IFORM OF ABBREVTATTONS FOR BONDS] The following abbreviations, when used in the inscription on the face of the within Bond, shall be construed as though they were written out in full according to applicable laws or regulations. TEN COM as tenants in common TEN ENT as tenants by the entireties JT TEN as joint tenants with the right of survivorship and not as tenants in common UNIFORM GIFT MIN ACT Custodian for (Cust) under Uniform Gifts to Minors (Minor) Act (State) Additional abbreviations may also be used though not in the above list. IFORM OF ASSIGNMENT FOR BONDS] For value received, the undersigned hereby sells, assigns and transfers unto. the within Bond, and all rights thereunder, and hereby irrevocably constitutes and appoints , attorney to transfer the said Bond on the bond register, with full power of substitution in the premises. Dated: Please insert Social Security or other identifying number of transferee: Signature guaranteed: NOTICE: The transferor's signature to this Assignment must correspond with the name as it appears on the face of the within Bond in every particular without alteration or any change whatever. 0L0 -8L26-O7 7 7 / 2 lA M E RI CAS B-6 663 SEB DRAFT - O9/21l15 PREt,tNIINARYOF'F'ICIAL STA'[E}IENT DA'I'ED NOVENTBER .20I5 NEW ISSUE - Book-Entry-Only Ratings: See "RATNGS" herein In the opinion of Squire Patton Boggs (US) LLP, Bond Counsel, under existing law (i) assuming continuing compliance with certain covenants and the accuracy ofcertain representations, interest on the Series 2015 Bonds is excludedfrom gross incomeforfederal income tax purposes and is not an item of tax preferencefor purposes of thefederal alternative minimum tar imposed on individuals and corporations and (ii) the Series 20I 5 Bonds and the income thereon are exempt from taxation under the laws of the State of Florida, except estate taxes imposed by Chapter 198, Florida Statutes, as amended, and net income and franchise taxes imposed by Chapter 220, Florida Statutes, as amended. Interest on the Series 2015 Bonds may be subject to certain federal taxes imposed only on certain corporations, including the corporate alternative minimum tax on a portion of that interest. For a more complete discussion of the tax aspects relating to the Series 2015 Bonds, see the discussion under the heading "TAX MATTERS" herein. ---, -. I--$200,000,000* CITY OF MIAMI BEACH, FLORIDA RESORT TAX REVENUE BONDS SERIES 2015 Dated: Date of Delivery Due: [December 1,] as shown on inside cover page The City of Miami Beach, Florida Resort Tax Revenue Bonds, Series 2015 (the "Series 2015 Bonds") will be issued by the City of Miami Beach, Florida (the "City'') as fully registered bonds, without coupons, in denominations of $5,000 or any integral multiple thereof. When issued, the Series 2015 Bonds will be registered in the name of Cede & Co., as nominee of The Depository Trust Company, New York, New York ("DTC"), which will act as securities depository for the Series 2015 Bonds. Purchasers will not receive certificates representing their ownership interests in the Series 2015 Bonds purchased. See "DESCRIPTION OF THE SERIES 2015 BONDS - Book-Entry Only System" herein. Interest on the Series 2015 Bonds will accrue from their date of delivery and will be payable on [June 1,2016 and semiannually on each December I and June ll thereafter. U.S. Bank National Association, Jacksonville, Florida, will serve as the initial bond registrar and payrng agent (the "Paying Agent") for the Series 2015 Bonds. While the Series 2015 Bonds are registered through the DTC book-entry only system, principal of and interest on the Series 2015 Bonds will be payable by the Payng Agent to DTC. The Series 20 I 5 Bonds are being issued for the purpose of providing funds to (i) finance a portion of the costs of acquiring and constructing renovations to the Convention Center and related improvements which constitute a portion of the Series 2015 Project (as such terms are hereinafter defined); (ii) fund a deposit to the Reserve Account, if necessary, including the cost of any Reserve Account lnsurance Policy or Reserve Account Letter of Credit determined by the City to be advisable (as such terms are hereinafter defined); and (iii) pay the costs of issuing the Series 2015 Bonds, including the premium for a municipal bond insurance policy, if any. See "PURPOSE OF THE ISSUE" herein. The Series 2015 Bonds are payable from and secured by a pledge of and first lien on the Pledged Funds derived by the City from (i) Resort Tax Revenues; and (ii) all moneys, securities and instruments held in the funds and accounts created under the Bond Resolution, except the Rebate Fund (as such terms are hereinafter defined), on a parity with any additional Bonds that may be issued under the Bond Resolution. See "SECURITY AND SOURCES OF PAYMENT" herein. 664 The Series 2015 Bonds are subject to optional and mandatory sinking fund redemption prior to maturity as described herein. THE CITY IS OBLIGATED TO PAY THE PRINCIPAL OF AND INTEREST ON THE SERIES 2OI5 BONDS SOLELY FROM THE PLEDGED FUNDS. THE SERIES 2OI5 BONDS SHALL NOT CONSTITUTE AN INDEBTEDNESS OF THE CITY, MIAMI-DADE COUNTY, FLORIDA, THE STATE OF FLORIDA ORANY POLITICAL SUBDIVISION THEREOF WITHIN THE MEANING OF ANY CONSTITUTIONAL OR STATUTORY PROVISION OR LIMITATION AND THE FAITH AND CREDIT OF THE CITY, MIAMI-DADE COUNTY, FLORIDA, THE STATE OF FLORIDA OR ANY POLITICAL SUBDIVISION THEREOF IS NOT PLEDGED TO THE PAYMENT OF THE PRINCIPAL OF OR INTEREST ON THE SERIES 2015 BONDS. ISSUANCE OF THE SERIES 2OI5 BONDS SHALL NOT DIRECTLY, INDIRECTLY OR CONTINGENTLY OBLIGATE THE CITY, MIAMI-DADE COUNTY, FLORIDA, THE STATE OF FLORIDA OR ANY POLITICAL SUBDIVISION THEREOF TO LEVY OR TO PLEDGE ANY TAXES WHATEVER THEREFOR, OR TO MAKE ANY APPROPRTATION FOR THE PAYMENT OF THE PRINCIPAL OF OR INTEREST ON THE SERIES 2OI5 BONDS, EXCEPT AS PROVIDED IN THE BOND RESOLUTION. The City may elect to purchase a municipal bond insurance policy to be delivered by a municipal bond insurance provider concurrently with the delivery of the Series 2015 Bonds to guarantee timely payment of the principal of and interest on the Series 2015 Bonds, or one or more maturities of the Series 2015 Bonds, and may elect to satisfy any Reserve Account Deposit Requirement upon issuance of the Series 2015 Bonds with a Reserve Account Insurance Policy or Reserve Account Letter of Credit. This cover page contains certain information for quick reference only. It is not a summary of this issue. Investors must read the entire Official Statement to obtain information essential to the making of an informed investment decision. The Seies 2015 Bonds are offered when, as and if issued by the City, subject to the opinion on certain legal matters relating to their issuance of Squire Patton Boggs (US) LLP, Miami, Florida, Bond Counsel. Certain legal matters will be passed upon for the City by Raul J. Aguila, Esquire, Miami Beach, Floridq, City Attorney, and certain legal matters relating to disclosure will be passed upon for the City by the Law Offices of Steve E. Bullock, P.A., Miami, Florida, Disclosure Counsel. Moskowitz, Mandell, Salim & Simowitz, P.A., Fort Lauderdale, Florida, is serving as Counsel to the Underwiters and RBC Capital Markets, LLC, St. Petersburg, Florida, is serving as Financial Advisor to the City in connection with the issuance of the Series 2015 Bonds. It is expected that the Seies 2015 Bonds will be availablefor delivery through DTC in Nan York, New York on or about December , 2015. BofA Merrill Lynch Citigroup Morgan Stanley Siebert Brandford Shank & Co., L.L.C. Dated: November ,2015 * Preliminary, subject to change. 665 llecl herring. 'l-his Preliminun'O/licial ,Stotentent und the infitnnntion L'orttctined herein ttre subjecl to rtmentltnerrt nncl c'ontpletion w'ithout noti('e. I'he Series 2015 tsonds tno-t' tlot be soltl ontl o.ffbr,s to btn' tnttl' not be ac.'epte(l prior to the time the O//it'iol Stutement is' cleliveretl in finol /orm. Llnder no cirt'Lrmstances shull thi.s Preliminory Ol/icial Stotement con.ttitute un o.fJbr to sell or the solicitation of'an ollbr to bu.1;, nor shull there be trry sale of'the Series 2015 Bonds in an1-.jurisdic'tion in rvhich such olfer, solicitation or sale yt'ould be unlcnt'ful prlor to registrcttion or tTuali/ication uncler the securities lav,s of ctnv such .jttrisdiction. 666 MATURITIES, PRINCIPAL AMOUNTS, INTEREST RATE S, PRICES, YIELDS AND INITIAL CUSIP NUMBERS*t $ Series 2015 Serial Bonds Due (OecemUer-t) 2016 2017 2018 20t9 2020 2021 2022 2023 2024 202s 2026 2027 2028 2029 2030 2031 2032 2033 2034 2035 2036 2037 2038 2039 2040 2041 2042 2043 2044 2045 Principal Amount Interest Rate Price Yield % Initial CUSIP Number % 667 $_ _% Series 2015 Term Bonds Due Decemb er l, 20-- Price: _ I Yield: _o/o Initial CUSIP Number: * Preliminary, subject to change. t Neither the City nor the Underwriters is responsible for the use of CUSIP Numbers, nor is any representation made as to their correctness. The CUSP Numbers are included solely for the convenience of the readers of this Official Statement. 668 CITY OF MIAMI BEACH, FLORIDA MAYOR Philip Levine * VICE MAYOR Edward L. Tobin * CITY COMMISSION Michael Grieco, Commissioner Joy Malakoff, Commissioner Micky Steinberg, Commissioner Deede Weithom, Commissioner * Jonah Wolfson, Commissioner * ADMINISTRATION City Manager Jimmy L. Morales, Esquire Interim Chief Financial Offtcer John Woodruff Financial Advisor RBC Capital Markets, LLC St. Petersburg, Florida City Attorney Raul J. Aguila, Esquire City Clerk Rafael E. Granado, Esquire Assistant City Manager Kathie G. Brooks CONSULTANTS Bond Counsel Disclosure Counsel Squire Patton Boggs (US) LLP Law Offices of Steve E. Bullock, P.A. Miami, Florida Miami, Florida Independent Auditors Crowe Horwath LLP Fort Lauderdale, Florida * The Mayor is running against a single opponent in the general election of the City to be held on November 3, 2015. In addition, a new commissioner will be elected in such general election for the City Commission seat for Districts IV, V and VI or, if required because a candidate did not receive more than fifty percent (50%) of the votes cast in the general election, in a run-offelection. If required, the run-offelection will be held on November l7 , 2015 . The results of the election are expected to be certified by the current Mayor and City Commission in a meeting to be held sometime after the general election or, if a run-offelection is held, after the run-offelection. The current Mayor and City Commission are expected to serve until newly elected members have been seated. 669 No dealer, broker, salesman or other person has been authorized by the City or the Underwriters to make any representations, other than those contained in this Official Statement, in connection with the offering contained herein, and if given or made, such other information or representations must not be relied upon as having been authorizedby any of the foregoing. This Official Statement does not constitute an offer to sell or the solicitation of an offer to buy nor shall there be any sale of the Series 2015 Bonds by any person in any jurisdiction in which it is unlawful for such person to make such offer, solicitation or sale. The information contained in this Official Statement has been obtained from public documents, records and other sources considered to be reliable and, while not guaranteed as to completeness or accuracy, is believed to be correct. Any statement in this Official Statement involving estimates, assumptions and opinions, whether or not so expressly stated, are intended as such and are not to be construed as representations of fact, and the Underwriters and the City expressly make no representation that such estimates, assumptions and opinions will be realized or fulfilled. Any information, estimates, assumptions and matters of opinion contained in this Official Statement are subject to change without notice, and neither the delivery of this Official Statement, nor any sale hereunder, shall, under any circumstances, create any implication that there has been no change in the affairs of the City since the date hereof. The Underwriters have provided the following sentence for inclusion in this Official Statement. The Underwriters have reviqued the information in this Official Statement in accordance with, and as part of, their responsibilities to investors under the federal securities laws as applied to the facts and circumstances of this transaction, but the Underwriters do not guarantee the accuracy or completeness of such information. The order and placement of materials in this Official Statement, including the Appendices, are not to be deemed a determination of relevance, materiality or importance, and this Official Statement, including the Appendices, must be considered in its entirety. The captions and headings in this Official Statement are for convenience only and in no way define, Iimit or describe the scope or intent, or affect the meaning or construction, of any provisions or sections in this Official Statement. The offering of the Series 2015 Bonds is made only by means of this entire Official Statement. References to website addresses presented in this Official Statement are for informational purposes only and may be in the form of a hyperlink solely for the reader's convenience. Unless specified otherwise, such websites and the information or links contained therein are not incorporated into, and are not part ol this Official Statement. Certain statements included or incorporated by reference in this Official Statement constitute "forward-looking statements." Such statements generally are identifiable by the terminology used, such as "plan," "expect," "estimate," "project," "forecast," "budget" or other similar words. The achievement of certain results or other expectations contained in such forwardlooking statements involve known and unknown risks, uncertainties and other factors that may cause actual results, performance or achievements described to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements. The City does not plan to issue any updates or revisions to those forward-looking statements if or when its expectations or events, conditions or circumstances on which such statements are based occur. THE SERIES 2OI5 BONDS HAVE NOTBEENREGISTERED UNDERTHE SECURITIES ACT OF 1933, AS AMENDED, OR ANY STATE SECURITIES LAW, NOR HAS THE BOND RESOLUTION BEEN QUALIFIED UNDER THE TRUST INDENTURE ACT OF 1939, AS AMENDED, IN RELIANCE UPON EXEMPTIONS CONTAINED IN SUCH ACTS. THE EXEMPTION OF THE SERIES 2OI5 BONDS FROM REGISTRATION OR QUALIFICATION IN CERTAIN STATES CANNOT BE 670 REGARDED AS A RECOMMENDATION THEREOF. IN MAKING AN INVESTMENT DECISION, INVESTORS MUST RELY ON THEIR OWN EXAMINATION OF THE CITY AND THE TERMS OF THIS OFFERING, INCLUDING THE MERITS AND RISKS INVOLVED. NEITHER THE SECURITIES AND EXCHANGE COMMISSION NOR ANY OTHER FEDERAL, STATE OR GOVERNMENTAL ENTITY OR AGENCY WILL HAVE PASSED UPON THE ACCURACY OR ADEQUACY OF THIS OFFICIAL STATEMENT OR APPROVED OR RECOMMENDED THE SERIES 2OI5 BONDS FOR SALE. ANY REPRESENTATION TO THE CONTRARY MAY BE A CRIMINAL OFFENSE. IN CONNECTION WITH THIS OFFERING, THE UNDERWRITERS MAY OVERALLOT OR EFFECT TRANSACTIONS WHICH STABILZE OR MAINTAIN THE MARKET PRICE OF THE SERIES 2OI5 BONDS AT A LEVEL ABOVE THAT WHICH MIGHT OTHERWISE PREVAIL IN THE OPEN MARKET, AND SUCH STABILIZING, IF COMMENCED, MAY BE DISCONTINUED AT ANY TIME. THE UNDERWRITERS MAY OFFER AND SELL THE SERIES 2OI5 BONDS TO CERTAIN DEALERS AND OTHERS AT PRICES LOWER THAN THE PUBLIC OFFERING PRICES STATED ON THE INSIDE COVER PAGE OF THIS OFFICIAL STATEMENT, AND SUCH PUBLIC OFFERING PRICES MAY BE CHANGED FROM TIME TO TIME BY THE UNDERWRITERS. THIS OFFICIAL STATEMENT SHALL NOT CONSTITUTE A CONTRACT BETWEEN THE CITY OR THE UNDERWRITERS AND ANY ONE OR MORE HOLDERS OF THE SERIES 2OI5 BONDS. THIS OFFICIAL STATEMENT IS BEING PROVIDED TO PROSPECTIVE PURCHASERS EITHER IN BOUND PRINTED FORM ("ORIGINAL BOUND FORMAT") OR IN ELECTRONIC FORMAT ON THE WEBSITE: IVIVW.NIUNIOS.CONI. THIS OFFICIAL STATEMENT MAY BE RELIED UPON ONLY IF IT IS IN ITS ORIGINAL BOUND FORMAT OR IF IT IS PRINTED IN FULL DIRECTLY FROM SUCH WEBSITE. THIS PRELIMINARY OFFICIAL STATEMENT IS IN A FORM DEEMED FINAL BY THE CITY FOR PURPOSES OF RULE l5c2-12 UNDER THE SECURITIES EXCHANGE ACT OF 1934, AS AMENDED, EXCEPT FOR CERTAIN FINANCIAL INFORMATION PERMITTED TO BE OMITTED PURSUANT TO RULE lsc2-12(b)(1). 671 TABLE OF CONTENTS Page INTRODUCTION. PURPOSE OF THE ISSUE. General. Series 2015 Project.. ESTIMATED SOURCES AND USES OF FUNDS. DESCRIPTION OF THE SERIES 2015 BONDS. General. Redemption Provisions.. Book-Entry-Only System Discontinuance of Book-Entry Only System. SECURITY AND SOURCES OF PAYMENT Pledged Funds. FlowofFunds. ... Debt Service Reserve Account. Additional Bonds. Other Obligations Secured by Pledged Funds. Limited Liability.. Modifications or Supplements to Bond Resolution. . . MUNICIPAL BOND INSURANCE. . . . . DEBT SERVICE SCHEDULE THE RESORT TAX. General. Summary Statement of Revenues and Expenses. . . . . HISTORICAL AND PROJECTED RESORT TAX REVENUES, DEBTSERVICEANDDEBTSERVICECOVERAGE ......20 THECITY. ......21 General. .......21 CityGovemment... ...21 Organization ....22 PENSION AND OTHERPOSTEMPLOYMENTBENEFITS. .. ..,,. 23 DefinedBenefitPlans.. .......23 Other Retirement and Compensation Plans. . . . 3l OtherPostEmploymentBenefits. .....32 TAXMATTERS.. ....,.34 General. .......34 Riskof FutureLegislativeChanges and/orCourtDecisions. .. ...... 36 Original Issue Discount and Original Issue Premium . . . 36 FINANCIAL STATEMENTS.. .. ....., 37 CONTINUINGDISCLOSURE.. .......37LrTrGATrON..... ......38 LEGALMATTERS. .....38 ENFORCEABILITYOFREMEDIES... .......39 RATINGS. ..... . 39 UNDERWRITING.. .....40 FINANCIALADVISOR. .......41 CONTINGENTFEES. ,..41 DISCLOSUREREQUIREDBYFLORIDABLUESKYLAWS ,.,,,.. 4I I 2 2 2 4 4 4 5 7 9 9 9 10 l3 l4 15 16 t6 t7 l8 19 t9 20 [1 672 AUTHORIZATION CONCERNINGOFFICIALSTATEMENT.. ..... 4I MISCELLANEOUS,. ..., 42 APPENDICES APPENDIX A APPENDX B APPENDX C APPENDX D APPENDX E APPENDIX F IAPPENDX G - General lnformation and Economic Data Regarding the City of Miami Beach, Florida and Miami-Dade County, Florida. - Excerpts from Comprehensive Annual Financial Report of the City of Miami Beach, Florida for the Fiscal Year Ended September 30,2014. A-l B-1 TheBondResolution. ..... C-l Proposed Form of Opinion of Bond Counsel.. . . . . D-l Proposed Form of Opinion of Disclosure Counsel. . . . E-l Form of Disclosure Dissemination Agent Agreement. . . . . . F-l Specimen Municipal Bond Insurance Policy. . . . . . G-l] lv 673 OFFICIAL STATEMENT relating to $200,000,000* CITY OF MIAMI BEACH, FLORIDA RESORT TAX REVENUE BONDS SERIES 2OI5 INTRODUCTION The purpose of this Official Statement, including the cover page and all appendices, is to set forth certain information relating to the City of Miami Beach, Florida (the "City'') and the sale by the City of its $200,000,000* aggregate principal amount of Resort Tax Revenue Bonds, Series 2015 (the "Series 2015 Bonds"). The Series 2015 Bonds are being issued pursuant to the Constitution and Laws of the State of Florida (the "State"), including Chapter 67-930, Laws of Florida, Acts of 1967, as amended, Chapter 166, Florida Statutes, as amended, the City of Miami Beach Charter, Chapter 102, Article IV of the Miami Beach City Code, as amended, including as amended by Ordinance No. 2015-_ enacted by the Mayor and City Commission of the City (collectively, the "City Commission") on October _, 2015 (collectively, the "Act") and other applicable provisions of law, and pursuant and subject to the terms and conditions of Resolution No. 2015- adopted by the City Commission on October _, 2015 (the "Bond Resolution"). For a complete description of the terms and conditions of the Series 2015 Bonds and the provisions of the Bond Resolution, see "APPENDIX C - The Bond Resolution." Enactment of Ordinance No. 2015-_ by the City Commission facilitates the levy of an additional one percent (1%) Resort Tax (as hereinafter described). Such additional one percent (1%) Resort Tax, as set forth in Section 5.03 of the City of Miami Beach Charter, as amended, was approved by the voters of the City in a special election held on August 14,2012. See "SECURITY AND SOURCES OF PAYMENT - Pledged Funds" herein. The Series 2015 Bonds will be issued in book-entry only form and purchasers of the Series 2015 Bonds will not receive certificates representing their interest in the Series 2015 Bonds purchased. The Series 2015 Bonds will contain such other terms and provisions, including provisions regarding redemption, as described in "DESCRIPTION OF THE SERIES 2015 BONDS" herein. The Series 2015 Bonds are solely payable from and secured by a pledge of and first lien on the Pledged Funds derived by the City from (i) Resort Tax Revenues (as described herein); and (ii) except for moneys, securities and instruments in the Rebate Fund, all moneys, securities and instruments held in the funds and accounts established under the Bond Resolution. Additional Bonds may be issued, on a parity with the Series 2015 Bonds, upon satisfaction of the conditions described in the Bond Resolution. See "SECURITY AND SOURCES OF PAYMENT - Additional Bonds" herein. The Series 2015 Bonds and any additional Bonds hereafter issued are collectively referred to herein as the "Bonds." The Series 2015 Bonds shall not be and shall not be deemed to constitute a debt, liability or obligation of the City, Miami-Dade County, Florida (the "County''), the State or any political subdivision thereof within the meaning of any constitutional, statutory or charter provisions or limitations, or a pledge of the faith and credit of the City, the County, the State or any political subdivision thereof but shall be * Preliminary, subject to change. 674 payable solely from the Pledged Funds, and the obligations evidenced thereby shall not constitute a lien upon any property owned by or situated within the corporate territory of the City, but shall constitute a lien only on the Pledged Funds, all in the manner provided in the Bond Resolution. See "SECURITY AND SOURCES OF PAYMENT - Limited Liability" herein. The City may elect to purchase a municipal bond insurance policy (the "Bond Insurance Policy") to be delivered by a municipal bond insurance provider (the 65Bond Insurer") concurrently with the delivery of the Series 2015 Bonds to guarantee timely payment of the principal of and interest on the Series 2015 Bonds, or one or more maturities of the Series 2015 Bonds, and may elect to satisfy any Reserve Account Deposit Requirement upon issuance of the Series 2015 Bonds with a Reserve Account Insurance Policy or Reserve Account Letter of Credit. This introduction is intended to serve as a brief description of this Official Statement and is expressly qualified by reference to this Official Statement as a whole. A full review should be made of this entire Official Statement, as well as the documents and reports summarized or described herein. The description of the Series 2015 Bonds, the documents authorizing and securing the same, including, without limitation, the Resolution, and the information from various reports contained herein are not comprehensive or definitive. All references herein to such documents and reports are qualified by the entire, actual content of such documents and reports. Copies of such documents and reports may be obtained from the City by contacting the City's Interim Chief Financial Officer, 1700 Convention Center Drive, Miami Beach, Florida 33139, Telephone number: (305) 673-7466. Capitalized terms used but not defined in this Official Statement shall have the meanings ascribed to such terms in the Bond Resolution. See "APPENDIX C - The Bond Resolution." PURPOSE OF THE ISSUE General The Series 2015 Bonds are being issued by the City for the purpose of providing funds to (i) finance a portion of the costs of acquiring and constructing renovations to the Miami Beach Convention Center (the "Convention Center") and related improvements, as more particularly described below in "PURPOSE OF THE ISSUE - Series 2015 Project" (collectively, the "Series 2015 Project"); (ii) fund a deposit to the Reserve Account, if necessary, including the cost of any Reserve Account Insurance Policy or Reserve Account Letter of Credit determined by the City to be advisable; and (iii) pay the costs of issuing the Series 2015 Bonds, including the premium for a municipal bond insurance policy, if any. Series 2015 Project Spanning four (4) city blocks and located in the heart of the South Beach area of the City, the Convention Center currently accommodates meetings, conventions, trade shows and consumer shows. The facility originally opened in 1957 and received a major expansion and renovation in 1989, doubling its original size. Currently the Convention Center encompasses over 1,000,000 square feet of flexible space, including; over 500,000 square feet of exhibit space and over 100,000 square feet of versatile, pre-function area space. It cunently has seventy (70) meeting rooms comprised of 127,000 square feet. The Series 2015 Project includes a major renovation and expansion of the Convention Center to transform the building to "Class A" standards, including Silver LEED certification upgrades and enhanced technology. The design modifications will include reorientation of the exhibit halls, facade upgrades, site improvements along the canal and roadways adjacent to the development, the addition of a grand ballroom, 675 junior ballrooms and meeting rooms. The newly renovated Convention Center will be a 1.4 million square foot, state-of+he-art event facility, with new ballrooms, meeting rooms, versatile indoor/outdoor public spaces and a new 5.8 acre public park containing a flexible lawn area, a food pavilion and a public plaza to honor the City's veterans. Such renovations and improvements related to the Convention Center upgrade are currently scheduled to be completed during Fiscal Year 2018 at a total cost of approximately $596 million, including the portion of such renovations and improvements which constitute the Series 2015 Redevelopment Project. The Series 2015 Project will consist of the Convention Center interior renovations, which will include the redistributed division of the four (4) main exhibition hall spaces and the additional programming of more flexible arrangements of private meeting rooms and additional indoor/outdoor versatile exhibition spaces. Currently, the four (4) main exhibit halls are divided into quadrants, two (2) accessible solely from Washington Avenue and the other two (2) accessible solely from Convention Center Drive. The new Convention Center will reorient the halls in an East/West direction, with the primary access from Convention Center Drive leading into a new grand, fully open, double story entry lobby. Washington Avenue will serve as a secondary means of pedestrian entry. The Series 2015 Project includes substantial improvements to the north of the Convention Center. Above a new enclosed ground floor parking area that will be separately financed will be a 60,000 square foot grand ballroom, offering vistas of the upgraded 21" Street Park located along Collins Canal, featuring the to-be-restored, historic Carl Fisher Clubhouse, the oldest public structure in the City. ln addition, Convention Center Drive will become the main access point for vehicular access. Modifications will include a new median along Convention Center Drive and l9s Street, increasing the attractiveness of the streetscape and creating a more sophisticated boulevard experience. The Canal walkway will undergo a significant upgrade to create a more attractive northem portion of the Convention Center property. The Series 2015 Project also includes the demolition of the existing recreation center along Washington Avenue and replacement of an existing 800 vehicle surface parking lot with the new, 5.8 acre urban park, dining pavilion and Veterans Plaza. The City Commission may determine by resolution to undertake other capital improvements to the Convention Center property or related ancillary projects in addition to and/or in lieu of the improvements or any portion of the improvements described above. [TO BE REVISED, AS NEEDED] 676 (l) (2) ESTIMATED SOURCES AND USES OF FUNDS The following table sets forth the estimated sources and uses of funds in connection with the issuance of the Series 2015 Bonds: Sources of Funds Par Amount of Series 2015 Bonds Net Original Issue DiscounVPremium Total Estimated Sources of Funds Uses of Funds Deposit to Series 2015 Construction Account'') Deposit to Debt Service Reserve Account Deposit to Series 2015 Cost of Issuance Account(2) Underwriters' Discount Total Estimated Uses of Funds $: See "PURPOSE OF THE ISSUE - Series 2015 Project" herein. To pay certain costs of issuance of the Series 2015 Bonds, including, without limitation, printing costs, bond counsel fees, disclosure counsel fees, fees ofthe financial advisor and any premiums paid to the Bond Insurer for issuance ofthe Bond Insurance Policy and the Reserve Account Insurance Policy or Reserve Account Letter of Credit. DESCRIPTION OF THE SERIES 2015 BONDS General The Series 2015 Bonds will be dated their date of delivery. The Series 2015 Bonds will bear interest at the rates and will mature on the dates and in the amounts set forth on the inside cover page of this Official Statement. Interest on the Series 2015 Bonds is payable semiannually commencing on [June 1,2016 and on each December I and June 1l thereafter. Such interest shall be calculated on the basis of a 360 day year consisting of twelve 30-day months. The City has appointed U.S. Bank National Association, Jacksonville, Florida, to serve as the paying agent for the Series 2015 Bonds (the "Paying Agent") and as the bond registrar for the Series 2015 Bonds (the "RegistraC'). In any case where the maturity date of, or the date for the payment of the principal of or interest on the Series 2015 Bonds, or the date fixed for redemption of any Series 2015 Bonds shall be a Saturday, Sunday or a day on which any Paying Agent is required, or authorized or not prohibited, by law (including executive orders) to close and is closed, then payment of such interest or principal need not be paid by the Payrng Agent on such date but may be paid on the next succeeding business day on which the Paying Agent is open for business with the same force and effect as if paid on the date of maturity or date fxed for redemption, and no interest shall accrue for the period after such date of maturity or date fixed for redemption. The Series 2015 Bonds will be issued as fully registered bonds, without coupons, in denominations of $5,000 or any integral multiple thereof, and when issued, will be registered in the name of Cede & Co., 677 as registered owner and nominee of The Depository Trust Company, New York, New York ("DTC"). Purchases of beneficial interests in the Series 2015 Bonds will be made in book-entry-only form, without certificates. Unless a securities depository other than DTC is selected by the City, so long as the Series 2015 Bonds shall be in book-entry-only form, the principal of and interest on the Series 2015 Bonds will be payable to Cede & Co. (or such other nominee selected by DTC), as registered owner thereof, and will be distributed by DTC and the DTC Participants to the Beneficial Owners (as such terms are hereinafter defined). See "THE SERIES 2015 BONDS - Book-Entry Only System" herein. Redemption Provisions Optional Redemption The Series 2015 Bonds maturing on or before December 1,20- are not subject to redemption prior to maturity. The Series 2015 Bonds maturing on or after December l, 20- are subject to redemption prior to maturity, at the option of the City, on or after December 1,20-, in whole or in part at any time, in any order of maturity selected by the City and by lot or by such other manner as the Registrar shall deem appropriate within a maturity, at a redemption price equal to one hundred percent (100%) of the principal amount of the Series 2015 Bonds to be redeemed, together with accrued interest to the date fixed for redemption and without premium. Mandatorv Sinkine Fund Redemption The Series 2015 Bonds maturing on December 1,20- are subject to mandatory sinking fund redemption prior to maturity, in part, by lot or by such other manner as the Registrar shall deem appropriate, through the application of Amortization Requirements, at a redemption price equal to one hundred percent (100%) of the principal amount thereof, on December 1 of each year in the following amounts and in the years specified: Due (December 1) * Amortization Requirement $ * Final maturity. Moneys in the Bond Redemption Account shall be used solely for the purchase, redemption or payment at maturity of the Term Bonds payable therefrom at such times as the same are subject to mandatory redemption or payment. However, the City may at any time use money held in the Bond Redemption Account for the payment of Amortization Requirements to purchase any Series 2015 Bonds that are Term Bonds at prices not greater than the then redemption price of said Term Bonds. If the Term Bonds are not then redeemable, the City may purchase said Term Bonds at prices not greater than the redemption price of such Term Bonds on the next ensuing redemption date. If, by the application of moneys in the Bond Redemption Account, the City shall purchase or call for redemption in any year Term Bonds in excess of the Amortization Requirements for such year, such excess of Term Bonds so purchased or redeemed shall be credited in such manner and at such times as the Chief Financial Officer shall determine over the remaining payment dates. 678 Notice of Redemption Mailing of Notice of Redemption. At least thirty (30) days, but not more than sixty (60) days, before the redemption date, a notice of redemption, signed by the Chief Financial Officer, shall be (a) filed by the City with the Registrar and (b) mailed by the Registrar, first class mail, postage prepaid, to all registered owners of Series 2015 Bonds (which, so long as DTC shall act as securities depository for the Series 2015 Bonds, shall be Cede & Co.) to be redeemed at their addresses as they appear on the registration books of the Registrar. Failure so to mail any such notice to any registered owner shall not affect the validity of the proceedings for such redemption. Each such notice shall specify the redemption date and the place or places where amounts due upon such redemption will be payable and, if less than all of the Series 2015 Bonds are to be redeemed, the numbers or other distinguishing marks of such Series 2015 Bonds to be redeemed in part and the respective portions thereof to be redeemed. Subject to the next succeeding paragraph, such notice shall further state that on such date there shall become due and payable upon each of the Series 2015 Bonds to be redeemed the redemption price or the specified portions thereof in the case of Series 2015 Bonds to be redeemed in part only, together with interest accrued to the redemption date, and that from and after such date interest thereon shall cease to accrue and be payable on such Series 2015 Bonds or portions thereof so redeemed. ln the case of an optional redemption of the Series 2015 Bonds, the redemption notice may state that (a) it is conditioned upon the deposit of moneys with the Registrar or with a bank, trust company or other appropriate fiduciary institution acting as escrow agent (the "escrow agent"), in amounts necessary to effect the redemption, no later than the redemption date, or (b) the City retains the right to rescind such notice on or prior to the scheduled redemption date (in either case, a "Conditional Redemption"), and such notice and optional redemption shall be of no effect if such moneys are not so deposited or if the notice is rescinded as described in this paragraph. Any such notice of Conditional Redemption shall be captioned "Conditional Notice of Redemption." Any Conditional Redemption may be rescinded at any time prior to the redemption date if the City delivers a written direction to the Registrar directing the Registrar to rescind the redemption notice. The Registrar shall give prompt notice of such rescission to the affected Bondholders. Any Series 2015 Bonds subject to Conditional Redemption where redemption has been rescinded shall remain Outstanding, and neither the rescission nor the failure by the City to make such moneys available shall constitute an event of default under the Bond Resolution. qfect of Calling for Redemption. Notice having been given in the manner and under the conditions described above, and with respect to a Conditional Redemption, the Conditional Redemption not having been rescinded, the Series 2015 Bonds or portions of Series 2015 Bonds so called for redemption shall, on the redemption date designated in such notice, become and be due and payable at the redemption price provided for redemption of such Series 201 5 Bonds or portions of Series 201 5 Bonds on such date. On the date so designated for redemption, moneys for payment of the redemption price being held in separate accounts by the Paying Agent in trust for the registered owners of the Series 2015 Bonds or portions thereof to be redeemed, all as provided in the Bond Resolution, interest on the Series 2015 Bonds or portions of Series 2015 Bonds so called for redemption shall cease to accrue, such Series 2015 Bonds and portions of Series 2015 Bonds shall cease to be entitled to any [ien, benefit or security under the Bond Resolution and shall be deemed paid thereunder, and the registered owners of such Series 2015 Bonds orportions of Series 2015 Bonds shall have no right in respect thereof except to receive payment of the redemption price thereof and to receive Series 2015 Bonds for any unredeemed portions of the Series 2015 Bonds. 679 Book-Entry Only System The following desciption of the procedures and record keeping with respect to beneficial ownership interests in the Series 2015 Bonds, payment of the principal of and interest on the Series 2015 Bonds to DTC Participants or Beneficial Owners (as such terms are hereinafter defined) of the Series 2015 Bonds, confirmation and transfer of beneficial ownership interest in the Seies 2015 Bonds and other related transactions by and between DTC, the DTC Participants and the Beneficial Owners of the Series 2015 Bonds is based solely on informationfurnished by DTC on its websitefor inclusion in this Official Statement. Accordingly, neither the City nor the Underwriters can make any representation concerning these matters or take any responsibility for the accuracy or completeness of such information. DTC will act as securities depository for the Series 2015 Bonds. The Series 2015 Bonds will be issued as fully-registered securities registered in the name of Cede & Co., as DTC's partnership nominee, or such other name as may be requested by an authorized representative of DTC. One fully-registered Series 2015 Bond certificate will be issued for each maturity of the Series 2015 Bonds, each in the aggregate principal amount of such maturity, as set forth on the inside cover page of this Official Statement, and will be deposited with DTC. DTC, the world's largest depository, is a limited-purpose trust company organized under the New York Banking Law, a "banking organization" within the meaning of the New York Banking Law, a member of the Federal Reserve System, a "clearing corporation" within the meaning of the New York Uniform Commercial Code, and a "clearing agency" registered pursuant to the provisions of Section 17A of the Securities Exchange Act of 1934. DTC holds and provides asset servicing for over 3.5 million issues of U.S. and non-U.S. equity issues, corporate and municipal debt issues, and money market instruments from over one hundred (100) countries that its participants ("Direct Participants") deposit with DTC. DTC also facilitates the post-trade settlement among Direct Participants of sales and other securities transactions in deposited securities, through electronic computerized book-entry transfers and pledges between Direct Participants' accounts, thereby eliminating the need for physical movement of securities certificates. Direct Participants include both U.S. and non-U.S. securities brokers and dealers, banks, trust companies, clearing corporations, and cercain other organizations. DTC is a wholly-owned subsidiary of The Depository Trust & Clearing Corporation ("DTCC"). DTCC is the holding company for DTC, National Securities Clearing Corporation and Fixed lncome Clearing Corporation, all of which are registered clearing agencies. DTCC is owned by the users of its regulated subsidiaries. Access to the DTC system is also available to others such as both U.S. and non-U.S. securities brokers and dealers, banks, trust companies and clearing corporations that clear through or maintain a custodial relationship with a Direct Participant, either directly or indirectly ("Indirect Participants" and, together with Direct Participants, "DTC Participants"). DTC has Standard & Poor's rating of AA+. The DTC rules applicable to the DTC Participants are on file with the Securities and Exchange Commission. More information about DTC can be found at www.dtcc.com. Purchases of Series 2015 Bonds under the DTC system must be made by or through Direct Participants, which will receive a credit for the Series 2015 Bonds on DTC's records. The ownership interest of each actual purchaser of each Series 2015 Bond ("Beneficial Owner") is in turn to be recorded on the DTC Panicipants' records. Beneficial Owners will not receive written confirmation from DTC of their purchase but Beneficial Owners are expected to receive written confirmations providing details of the transaction, as well as periodic statements of their holdings, from the DTC Participant through which the Beneficial Owner entered into the transaction. Transfers of ownership interests in the Series 2015 Bonds are to be accomplished by entries made on the books of DTC Participants acting on behalf of Beneficial Owners. Beneficial Owners will not receive certificates representing their ownership interests in Series 2015 Bonds, except in the event that use of the book-entry system for the Series 2015 Bonds is discontinued. 680 To facilitate subsequent transfers, all Series 2015 Bonds deposited by Direct Participants with DTC are registered in the name of DTC's partnership nominee, Cede & Co., or such other name as may be requested by an authorized representative of DTC. The deposit of Series 2015 Bonds with DTC and their registration in the name of Cede & Co., or such other DTC nominee, will not effect any change in beneficial ownership of the Series 2015 Bonds. DTC has no knowledge of the actual Beneficial Owners of the Series 2015 Bonds; DTC's records reflect only the identity of the Direct Participants to whose accounts such Series 2015 Bonds are credited, which may or may not be the Beneficial Owners. The DTC Participants will remain responsible for keeping account of their holdings on behalf of their customers. Conveyance of notices and other communications by DTC to Direct Participants, by Direct Participants to Indirect Participants, and by DTC Participants to Beneficial Owners, will be governed by arrangements among them, subject to any statutory or regulatory requirements as may be in effect from time to time. Beneficial Owners of Series 2015 Bonds may wish to take certain steps to augment the transmission to them of notices of significant events with respect to the Series 2015 Bonds, such as redemptions, defaults and proposed amendments to the documents securing the Series 2015 Bonds. For example, Beneficial Owners of the Series 2015 Bonds may wish to ascertain that the nominee holding the Series 2015 Bonds for their benefit has agreed to obtain and transmit notices to Beneficial Owners. In the alternative, Beneficial Owners may wish to provide their names and addresses to the Registrar and request that copies of notices are provided directly to them. Redemption notices shall be sent by the Registrar to DTC. If less than all of the Series 2015 Bonds within an issue are being redeemed, DTC's practice is to determine by lot the amount of the interest of each Direct Participant in such issue to be redeemed. Neither DTC nor Cede & Co. (nor any other DTC nominee) will consent or vote with respect to Series 2015 Bonds unless authorized by a Direct Participant in accordance with DTC's Procedures. Under its usual procedures, DTC mails an Omnibus Proxy to the City as soon as possible after the record date. The Omnibus Proxy assigns Cede & Co.'s consenting or voting rights to those Direct Participants to whose accounts the Series 2015 Bonds are credited on the record date (identified in a listing affached to the Omnibus Proxy). Principal and interest payments on the Series 2015 Bonds will be made to Cede & Co., or to such other nominee as may be requested by an authorized representative of DTC. DTC ' s practice is to credit Direct Participants' accounts upon DTC's receipt of funds and corresponding detail information from the City or the Paying Agent on the payable date in accordance with their respective holdings shown on DTC's records. Payments by DTC Participants to Beneficial Owners will be govemed by standing insffuctions and customary practices, as is the case with securities held for the accounts of customers in bearer form or registered in "street name," and will be the responsibility of such Participant and not of DTC, nor its nominee, the Paying Agent or the City, subject to any statutory or regulatory requirements as may be in effect from time to time. Payment of principal and interest to Cede & Co. (or such other nominee as may be requested by an authorized representative of DTC) is the responsibility of the City or the Paying Agent, disbursement of such payments to Direct Participants shall be the responsibility of DTC, and disbursement of such payments to the Beneficial Owners shall be the responsibility of DTC Participants. When reference is made to any action which is required or permitted to be taken by the Beneficial Owners, such reference shall only relate to those permitted to act (by statute, regulation or otherwise) on behalf of such Beneficial Owners for such purposes. When notices are given, they shall be sent by the City only to DTC. 681 NEITHER THE CITY, THE PAYING AGENT NOR THE REGISTRAR WILL HAVE ANY RESPONSIBILITY OR OBLIGATION TO ANY DTC PARTICIPANT OR TTIE PERSONS FOR WHOM THEY ACT AS NOMINEES WITH RESPECT TO THE SERIES 2015 BONDS IN RESPECT OF THE ACCURACY OF ANY RECORDS MAINTAINED BY DTC OR ANY DTC PARTICIPANT, THE PAYMENT BY DTC OR AIIY DTC PARTICIPANT OF ANY AMOUNT IN RESPECT OF THE PRINCIPAL OF OR INTEREST ON THE SERIES 2015 BONDS, A}[Y NOTICE WHICH IS PERMITTED ORREQUIRED TO BE GIVEN TO BONDHOLDERS UNDER THE BOND RESOLUTION, THE SELECTION BY DTC OR ANY DTC PARTICIPANT OR ANY PERSON TO RECEIVE PAYMENT IN THE EVENT OF A PARTIAL REDEMPTION OF THE SERIES 2015 BONDS, OR ANY CONSENT GIVEN OR OTHER ACTION TAKEN BY DTC AS BONDHOLDER. SO LONG AS CEDE & CO. IS THE REGISTER-ED OWNER OF THE SERIES 2015 BONDS, AS NOMINEE OF DTC, REFERENCES TN THIS OFFICIAL STATEMENT TO THE BONDHOLDERS OR R.EGISTERED OWNERS OF THE SERIES 2015 BONDS SHALL MEAII CEDE & CO., AND SHALL NOT MEAN THE BENEFICIAL OWNERS OF THE SERIES 2015 BONDS. Discontinuance of Book-Entry Only System In the event the City determines that it is in the best interest of the Beneficial Owners to obtain Series 2015 Bond certificates, the City may notify DTC and the Registrar, whereupon DTC will notify the DTC Participants, of the availability through DTC of Series 2015 Bond certificates. In such event, the City shall prepare and execute, and the Registrar shall authenticate, transfer and exchange, Series 2015 Bond certificates as requested by DTC in appropriate amounts and within the guidelines set forth in the Bond Resolution. DTC may also determine to discontinue providing its services with respect to the Series 2015 Bonds at any time by giving written notice to the City and the Registrar and discharging its responsibilities with respect thereto under applicable law. Under such circumstances (if there is no successor securities depository), the City and the Registrar shall be obligated to deliver Series 2015 Bond certificates as described herein. ln the event Series 2015 Bond certificates are issued, the provisions of the Bond Resolution shall apply to, among other things, the transfer and exchange of such certificate and the method of payment of principal of and interest on such certificates. Whenever DTC requests the City and the Registrar to do so, the City will direct the Registrar to cooperate with DTC in taking appropriate action after reasonable notice (i) to make available one or more separate certificates evidencing the Series 2015 Bonds to any DTC Participant having Series 2015 Bonds credited to its DTC account; or (ii) to arrange for another securities depository to maintain custody of certificates evidencing the Series 201 5 Bonds. SECURITY AND SOURCES OF PAYMENT Pledged Funds General. The payment of the principal of, redemption premium, if any, and interest on all Bonds are secured equally and ratably by a first lien on and pledge of the Pledged Funds, which consist of (i) the Resort Tax Revenues and (ii) except for moneys, securities and instruments in the Rebate Fund, all moneys, securities and instruments held in the funds and accounts established under the Bond Resolution. "Resort Tax Revenues" means the proceeds of the Resort Tax. "Resort Tax" means the municipal tax imposed, levied and collected by the City pursuant to the Act upon the rent of every occupancy of a room or roons in any hotel, motel, rooming house or apartrnent house in the City, and upon the total sales price of all items of food, beverages, alcoholic beverages and wine sold at retail of any restaurant in the City, as more particularly set forth in the Act. See "THE RESORT TAX" herein. 682 Resort Tax Levy and Collectio,r. Subject to the limitations provided in the Act, the City currently imposes, levies and collects a Resort Tax of three percent (3%) on rentals of rooms in any hotel, motel, rooming house or apartment house in the City and two percent (2%) on the total sales price of all items of food, beverages, alcoholic beverages and wine sold at retail of any restaurant in the City. "Restaurant" means any business or place for serving of food or refreshments required by law to be licensed by the Hotel and Restaurant Commission of the State or any premises licensed by the City for the sale of intoxicating liquor or wine. Subject to the limitations provided in the Act, the City Commission has the authority and power, by ordinance, to determine and fix the amount of the Resort Tax, after public hearing, not in excess of two percent (2Yo), except that an additional tax of up to two percent (2o/o) (hereinafter to as the "Additional Tax") may be imposed, levied and collected on rentals of rooms in any hotel, motel, rooming house or apartrnent house in the City. In addition to the Resort Tax currently collected, the City Commission enacted Ordinance No._ on October _,2015 to provide that an Additional Tax of one percent (l%) on rentals of rooms in any hotel, motel, rooming house or apartment house in the City be levied and collected. Levy of the Additional Tax of one percent (l%) will cornmence prior to issuance of the Series 2015 Bonds. With the imposition of the one percent (1%) Additional Tax, the Resort Tax is currently being imposed by the City in the maximum amount authorized under the Act to be imposed by the City. For more detailed information conceming the imposition, levy and collection of the Resort Tax, see "THE RESORT TAX" herein. The City covenants and agrees in the Bond Resolution that as long as any of the principal of or interest on any Series of Bonds is unpaid, or payment thereof not duly provided for, it will not repeal the Miami Beach City Code provisions pursuant to which the Resort Tax is levied, will not reduce the rates of the Resort Tax, or amend or modify the Miami Beach City Code provisions, in any manner so as to impair or adversely affect the power and obligation of the City to levy and collect the Resort Tax, or impair or adversely affect in any manner the pledge of the Pledged Funds made in the Bond Resolution, or the rights of holders of Bonds. Pursuant to the covenants of the Bond Resolution, the City is unconditionally and irrevocably obligated, as long as any of the Bonds, or the interest thereon, are Outstanding and unpaid, to levy and collect the Resort Tax at not less than the rates being levied by the City on the date of issuance of the Series 2015 Bonds, to the full extent necessary to pay the principal of and interest on the Bonds and any other payments provided in the Bond Resolution. Flow of Funds Creution of Funds and Accounrs. The Bond Resolution created a special fund for the deposit of Resort Tax Revenues (the "Resort Tax Fund"). The Bond Resolution also created the "Resort Tax Sinking Fund" (the "Sinking Fund") and established four (4) separate accounts therein for the benefit of the Holders of Bonds, provided in the Bond Resolution. The accounts created in the Sinking Fund are the "Interest Account," the "Principal Account," the "Bond Redemption Account" and the "Debt Service Reserve Account." The Bond Resolution also created the "Rebate Fund," which fund shall be maintained by the City separate and apart from all other funds and accounts held by the City and which fund shall not be subject to the lien of the Bond Resolution in favor of Holders of the Bonds. The City shall deposit Pledged Funds into the Rebate Fund in the amounts required to be paid to the United States of America to satisfr the arbitrage rebate covenants made by the City in connection with the issuance of Tax-Exempt Bonds. In addition, the Bond Resolution created a special fund designated the "Construction Fund" and a special fund designated the "Cost of Issuance Fund." Separate accounts within the Construction Fund 10 683 and the Cost of Issuance Fund shall be created for the deposit of proceeds of each Series of Bonds and other available moneys to fund projects being funded from proceeds of such Series of Bonds and other available moneys (with respect to the Construction Fund) and to pay costs of issuance of such Series of Bonds (with respect to the Cost of Issuance Fund). If for any reason moneys in the Construction Fund, or any part thereof, including any investment eamings on deposit therein, are not necessary for, or are not applied to the purposes provided for the applicable Series of Bonds, then such unapplied proceeds, upon certification of a duly authorized official of the City that such surplus proceeds are not needed for such purposes, shall be applied: (D First, to the Debt Service Reserve Account, to the full extent necessary, to make the amount then on deposit therein equal to the Reserve Account Requirement, as applicable, on the Bonds then Outstanding; and (iD Second, the balance, if any, to the redemption or purchase or payment of principal of Outstanding Bonds or for any other lawful purpose. Each of the funds and accounts created in the Bond Resolution shall be held and administered by the City. Such funds and accounts shall constitute trust funds (except for the Rebate Fund) held solely for the purposes provided in the Bond Resolution. Deposit and Use of Resort Tax Revenues. As soon as the same are received by the City, all Resort Tax Revenues shall be deposited into the Resort Tax Fund. All Resort Tax Revenues at any time on deposit in the Resort Tax Fund shall be disposed of only in the following manner: (l) Resort Tax Revenues shall first be used, to the full extent necessary, for deposit into the Interest Account in the Sinking Fund, on the fifteenth (15th) day of each month, beginning with the fifteenth (15th) day of the first (lst) full calendar month following the date on which any or all of the Bonds are delivered to the purchaser thereof, of such sums as shall be sufficient to pay one-sixth (l/6th) of the interest becoming due on the Bonds on the next semi-annual lnterest Payment Date; provided, however, that such monthly deposits for interest shall not be required to be made into the lnterest Account to the extent that money on deposit therein is sufficient for such purpose and, provided further, that in the event the City has issued additional parity Variable Rate Bonds or entered into any Interest Rate Swaps pursuant to the provisions of the Bond Resolution, Resort Tax Revenues shall be deposited at such other or additional times and amounts as necessary to pay the interest becoming due on the Variable Rate Bonds on the next lnterest Payment Date or make the payments due under the lnterest Rate Swaps on a parity with interest due on the Bonds, all in the manner provided in the applicable supplemental resolution. The City shall, on each lnterest Payment Date, transfer to the Payrng Agent moneys in an amount equal to the interest due on such lnterest Payment Date or shall advise the Payng Agent of the amount of any deficiency in the amount so transferred so that the Paying Agent may give appropriate notice required to provide for the payment of such deficiency from any Reserve Account Insurance Policy or Reserve Account Letter of Credit on deposit in the Debt Service Reserve Account. ln the event that the period to elapse between the date of the delivery of the Bonds and the next semi-annual Interest Payment Date will be other than six (6) months, then such monthly payments shall be adjusted to provide the required interest amount becoming due and payable on the next Interest Payment Date. 11 684 (2) (a) Resort Tax Revenues shall next be used, to the fulI extent necessary, for deposit in the Principal Account in the Sinking Fund, on the fifteenth (lsth) day of each month in each year, of one-sixth (1/6th) of the next maturing principal amount of Serial Bonds which will mature and become due on such semi-annual maturity dates and one-twelfth (ll|2th) of the next maturing principal amount of Serial Bonds which will mature and become due on such annual maturity dates, beginning on such dates, as shall be determined by the City; provided, however, that such monthly deposits for principal shall not be required to be made into the Principal Account to the extent that money on deposit therein is sufficient for such purpose. The City shall, on the business day prior to each principal payment date, transfer to the Paying Agent moneys in an amount equal to the principal due on such principal payment date or shall advise the Paying Agent of the amount of any deficiency in the amount so transferred so that the Paying Agent may give appropriate notice required to provide for the payment of such deficiency from any Reserve Account lnsurance Policy or Reserve Account Letter of Credit on deposit in the Debt Service Reserve Account. ln the event the period to elapse between the date of delivery of the Bonds and the next principal payment date will be other than six (6) months, in the case of Serial Bonds which mature semi-annually, or twelve (12) months, in the case of Serial Bonds which mature annually, then such monthly payments shall be increased or decreased, as appropriate, in sufficient amounts to provide the required principal amount maturing on the next principal payment date. Any monthly payment of Resort Tax Revenues to be deposited as set forth above for the purpose of meeting payments of principal of the Bonds, shall be adjusted, as appropriate, to reflect the frequency of principal payments applicable to such Series. (b) Resort Tax Revenues shall next be used, to the full extent necessary, for deposit into the Bond Redemption Account in the Sinking Fund on the fifteenth (lsth) day of each month in each year, beginning on such date, of such Amortization Requirements as may be required for the payment of the Term Bonds payable from the Bond Redemption Account. (3) Resort Tax Revenues shall next be used, to the full extent necessary, for deposit into the Debt Service Reserve Account on the fifteenth (lsth) day of each month in each year, beginning with the fifteenth (l5th) day of the first full calendar month following the date on which any or all of the Bonds are delivered to the purchaser thereof, such sums as shall be at least sufficient to pay an amount equal to one-sixtieth (l/60th) of the difference between the amount on deposit in the Debt Service Reserve Account (including any Reserve Account Insurance Policy or Reserve Account Letter of Credit) and the applicable Reserve Account Requirement for the Bonds Outstanding, and, provided, further, that no payments shall be required to be made into the Debt Service Reserve Account whenever and as long as the amount deposited therein (including any Reserve Account lnsurance Policy or Reserve Account Letter of Credit) shall be equal to the applicable Reserve Account Requirement for the Bonds Outstanding. (4) Resort Tax Revenues shall next be used for the payment of any subordinated obligations issued by the City in accordance with the provisions for the issuance of such obligations under the Bond Resolution, which subordinate obligations shall have such lien on the Resort Tax Revenues as the City shall determine in the proceedings authorizing the issuance of such subordinated obligations. t2 685 (5) Resort Tax Revenues shall next be used to make payments required under lnterest Rate Swap arrangements which are not payable from amounts deposited therefor into the lnterest Account. (6) Thereafter, the balance of any Resort Tax Revenues remaining in the Resort Tax Fund shall, subject to the requirement to make deposits into the Rebate Fund, be used by the City for any lawful purposes; provided, however, that none of such Resort Tax Revenues shall ever be used for the purposes provided in this paragraph (6) unless all payments required in paragraphs (l) through (5) above, including any deficiencies for prior payments and any amount due to the issuer of any Reserve Account Insurance Policy or Reserve Account Letter of Credit, have been made in full to the date of such use. Notwithstanding anything in paragraphs (l) and (2) above to the contrary, failure to make the scheduled payments specified therein shall not constitute a breach of the City's obligations under the Bond Resolution so long as, on the date that any interest or principal payment is due on the Bonds, monies sufficient to make such payment are on deposit in the lnterest Account, Principal Account or Bond Redemption Account, as the case may be. If the amounts deposited in any month pursuant to such provisions shall be less than the amounts required, the requirement shall be cumulative and the amount of the deficiency in any month shall be added to the amount otherwise required to be deposited in each month thereafter until such time as all such deficiencies have been satisfied. Notwithstanding the foregoing or any other provision in the Bond Resolution to the contrary, if any amount applied to the payment of principal of and premium, if any, and interest on the Bonds that would have been paid from an account in the Sinking Fund, is paid instead under a Credit Facility or a Liquidity Facility, amounts deposited in such relevant account may be paid, to the extent required, to the issuer of the Credit Facility or Liquidity Facility having therefore made said corresponding payment. Debt Service Reserve Account The Bond Resolution established the Debt Service Reserve Account for the benefit of the Bonds secured by such account and requires that funds be deposited therein, in the amounts and at the times established in the Bond Resolution, until the Reserve Account Requirement has been satisfied. See "SECURITY AND SOURCES OF PAYMENT - Flow of Funds - Deposit and Use of Resort Tax Revenues" herein. The Reserve Account Requirement under the Bond Resolution is an amount equal to the lesser of (i) the Maximum Annual Debt Service for all Outstanding Bonds in the current or any subsequent Fiscal Year, or (ii) the maximum amount allowed to be funded from proceeds of Bonds under the Code; provided that, if the Mayor's Certificate in the case of the Series 2015 Bonds or if the supplemental resolution corresponding to any other Series of Bonds provides for the establishment of a separate subaccount in the Debt Service Reserve Account to secure only the Series 2015 Bonds or such other Series of Bonds (with such Series 2015 Bonds or other Series of Bonds having no claim on the other moneys deposited to the credit of the Debt Service Reserve Account), the Reserve Account Requirement for the Series 2015 Bonds or such other Series of Bonds shall be calculated as provided for in the Mayor's Certificate or in the corresponding supplemental resolution; and provided further that, if the Mayor's Certificate in the case of the Series 2015 Bonds or if the supplemental resolution corresponding to any other Series of Bonds provides that the Series 2015 Bonds or such other Series of Bonds shall not be secured by the Debt Service Reserve Account or any separate subaccount therein, the Reserve Account Requirement shall be calculated without taking into account the Series 2015 Bonds or such other Series of Bonds. 13 686 Moneys in Debt Service Reserve Account shall be used only for the purpose of making payments of principal of and interest on the Bonds when the moneys in the Resort Tax Fund or any other fund or account held pursuant to the Bond Resolution and available for such purpose are insufficient therefor. Any moneys in the Debt Service Reserve Account in excess of the applicable Reserve Account Requirement for the Bonds Outstanding may, in the discretion of the City, be transferred to and deposited in the Interest Account, the Principal Account or the Bond Redemption Account as the City at its option may determine. Notwithstanding the provisions of the Bond Resolution providing for the deposit of funds into the Debt Service Reserve Account to satisft the Debt Service Reserve Requirement, in lieu of or in substitute for the required deposits of Resort Tax Revenues (including existing deposits of Resort Tax Revenues) into the Debt Service Reserve Account, the City may cause to be deposited into the Debt Service Reserve Account a Reserve Account lnsurance Policy or a Reserve Account Letter of Credit for the benefit of the Holders of the Bonds Outstanding in an amount equal to the difference between the applicable Reserve Account Requirement for the Bonds Outstanding and the sums then on deposit in the Debt Service Reserve Account, if any. The Reserve Account Insurance Policy or Reserve Account Letter of Credit so deposited shall be payable or available to be drawn upon, as the case may be (upon the giving of notice as required thereunder) on any lnterest Payment Date on which a deficiency exists which cannot be cured by moneys in any other fund or account held pursuant to the Bond Resolution and available for such purpose. If a disbursement is made under the Reserve Account lnsurance Policy or the Reserve Account Letter of Credit, the City shall be obligated to either reinstate the maximum limits of such Reserve Account Insurance Policy or Reserve Account Letter of Credit immediately following such disbursement equal to the applicable Reserve Account Requirement for the Bonds Outstanding, or to deposit into the Debt Service Reserve Account from the Resort Tax Revenues funds in the amount of the disbursements made under such Reserve Account lnsurance Policy or Reserve Account Letter of Credit, or a combination of such alternatives as shall equal the applicable Reserve Account Requirement for the Bonds Outstanding. In the event that any moneys shall be withdrawn from the Debt Service Reserve Account for payments into the Interest Account, Principal Account and Bond Redemption Account, such withdrawals shall be subsequently restored in the manner described in paragraph (3) under "SECUzuTY AND SOURCES OF PAYMENT - Flow of Funds - Deposit and Use of Resort Tax Revenues" in this Official Statement, from the first Resort Tax Revenues or funds available after all required payments have been made into the Interest Account, Principal Account and Bond Redemption Account, including any deficiencies for prior payments, unless restored by the reinstatement of the maximum limits of a Reserve Account Insurance Policy or Reserve Account Letter of Credit. [The City will, on the date of issuance of the Series 2015 Bonds, deposit into the Debt Service Reserve Account from proceeds of the Series 2015 Bonds an amount equal to the Reserve Account Requirement for the Series 2015 Bonds or, in lieu of such a deposit or any portion thereof, will deposit a Reserve Account Insurance Policy and/or Reserve Account Letter of Credit.] Additional Bonds Pursuant to the Bond Resolution, no additional Bonds, payable out of the Pledged Funds on a parity with the Series 201 5 Bonds shall be issued unless certain conditions set forth in the Bond Resolution are met, including: (i) The City must be current in all deposits and payments required under the Bond Resolution and the City must be currently in compliance with the covenants and provisions of the Bond Resolution and any supplemental resolution hereafter adopted for the issuance of additional t4 687 parity Bonds, unless upon the issuance of such additional parity Bonds the City will be in compliance with all such covenants and provisions; (ii) The amount of the Resort Tax Revenues during the immediately preceding Fiscal Year or any twelve (12) consecutive months selected by the City of the eighteen (18) months immediately preceding the issuance of the additional parity Bonds, as certified by an independent certified public accountant, were at least equal to one hundred fifty percent (150%) of the Maximum Annual Debt Service on (i) the Bonds originally issued pursuant to the Bond Resolution and then Outstanding, (ii) any additional parity Bonds theretofore issued and then Outstanding, and (iii) the additional parity Bonds then proposed to be issued. The City need not comply with the requirement described in subparagraph (ii) above in the issuance of additional parity Bonds if and to the extent the Bonds to be issued are refunding Bonds delivered in lieu of or in substitution for Bonds originally issued under the Bond Resolution or previously issued additional parity Bonds, if the City shall cause to be delivered a certificate of the Chief Financial Officer setting forth (1) the Maximum Annual Debt Service (a) with respect to the Bonds of all Series Outstanding immediately prior to the date of authentication and delivery of such refunding Bonds, and (b) with respect to the Bonds of all Series to be Outstanding immediately thereafter, and (2) that the Maximum Annual Debt Service set forth pursuant to (b) above is no greater than that set forth pursuant to (a) above. The term "additional parity Bonds" shall be deemed to mean additional obligations evidenced by Bonds issued under the provisions and within the limitations set forth in the Bond Resolution, as generally described herein, payable from the Pledged Funds on apaity with Bonds originally authorized and issued pursuant to the Bond Resolution. Such Bonds shall be deemed to have been issued pursuant to the Bond Resolution the same as the Bonds originally authorized and issued pursuant to the Bond Resolution and all of the covenants and other provisions of the Bond Resolution (except as to details of such Bonds evidencing such additional parity obligations inconsistent therewith) shall be for the equal benefit, protection and security of the Holders of any Bonds originally authorized and issued pursuant to the Bond Resolution and the Holders of any Bonds evidencing additional obligations subsequently issued within the limitations of and in compliance with the provisions herein describing the issuance of additionat parity Bonds. All of such Bonds, regardless of the time or times of their issuance, shall rank equally with respect to their lien on the Pledged Funds and their sources and security for payment therefrom, without preference ofany Bonds over any other Bonds. The term "additional parity Bonds" shall not be deemed to include bonds, notes, certificates or other obligations subsequently issued in accordance with the Bond Resolution, the lien of which on the Pledged Funds is subject to the prior and superior lien on the Pledged Funds of the Bonds. The City has covenanted in the Bond Resolution that it shall not issue any obligations whatsoever payable from the Pledged Funds which rank prior to or equally as to lien and source and security for their payment from the Pledged Funds with the Bonds, except in the manner and under the conditions provided in the Bond Resolution for the issuance of additional parity Bonds or pursuant to the provisions of the Bond Resolution relating to the issuance ofother obligations thereunder. Other Obligations Secured by Pledged Funds Except upon the conditions and in the manner provided in the Bond Resolution, the City will not issue any other obligations payable from the Pledged Funds, nor voluntarily create or cause to be created any debt, lien, pledge, assignment, encumbrance or any other charge having priority to or being on a parity with the lien of the Bonds and the interest thereon, upon any of the Pledged Funds; provided, however, that the City may enter into agreements with issuers of Credit Facilities and Liquidity Facilities which involve t5 688 liens on Resort Tax Revenues on a parity with that of the Series of Bonds or portion thereof which is supported by such Credit Facilities or Liquidity Facilities and may enter into Interest Rate Swaps which involve a lien on the Resort Tax Revenues on a parity with the lien of the Bonds. Any other obligations in addition to the Bonds authorized by the Bond Resolution or additional parity Bonds issued under the terms, restrictions and conditions contained in the Bond Resolution, shall provide that such obligations are junior, inferior and subordinate in all respects to the Bonds issued pursuant to the Bond Resolution as to lien on and source and security for payment from the Resort Tax Revenues and in all other respects. Limited Liability The Series 2015 Bonds shall not be and shall not be deemed to constitute a debt, liability or obligation of the City, the County, the State or any political subdivision thereof within the meaning of any constitutional, statutory or charter provisions or limitations, or a pledge of the faith and credit of the City, the County, the State or any political subdivision thereof, but shall be payable solely from the Pledged Funds. No Holder or Holders of any Series 2015 Bonds shall ever have the right to compel the exercise of the ad valorem taxing power of the City, the County, the State or any political subdivision thereof, or taxation in any form of any real or personal property therein, or the application of any funds of the City, the County, the State or any political subdivision thereof to pay the Series 2015 Bonds or the interest thereon or the making of any sinking fund or reserve payments provided for in the Bond Resolution, other than the Pledged Funds. The Series 2015 Bonds and the obligations evidenced thereby shall not constitute a lien upon any property owned by or situated within the corporate territory of the City, but shall constitute a lien only on the Pledged Funds, to the extent, in the manner, and with the priority of application provided in the Bond Resolution. See "APPENDIX D - The Bond Resolution." Modifications or Supplements to Bond Resolution No adverse material modification or amendment may be made to the Bond Resolution, or any resolution supplementing or amending the Bond Resolution, without the consent in writing of (a) the Holders of more than fifty percent (50%) in aggregate principal amount of the Bonds then Outstanding or (b) in case less than all of the several Series of Bonds then Outstanding are affected by the modification or amendment, the Holders of more than fifty percent (50%) in aggregate principal amount of the Bonds of each Series so affected and Outstanding at the time such consent is given. However, no modification or amendment shall permit (i) a change in the maturity or principal amount of any of the Bonds or a reduction in the rate of interest thereon, (ii) a change in the promise of the City to pay the principal of and interest on any Bonds, as the same mature or become due, from the Pledged Funds, or (iii) a reduction in the required percentage of Holders of the Bonds, as described above, for modifications or amendments, without the consent of all of the Holders of the Bonds outstanding. For the purpose of Bondholders' voting rights or consents authorized by the Bond Resolution, the consent of the Holders of any additional Series of Bonds shall be deemed given if the underwriters or initial purchasers for resale consent in writing to such supplemental resolution and the nature of the amendment effected by such supplemental resolution is disclosed in the offrcial statement or other offering document pursuant to which such additional Series of Bonds is offered and sold to the public. In addition, for purposes of providing the written consent of the Holders of any Series of Bonds to any supplemental resolution modifying or amending any term or provision of the Bond Resolution, to the extent any Series of Bonds is secured by a Credit Facility or Liquidity Facility, the consent of the issuer the Credit Facility or Liquidity Facility for such Series of Bonds shall constitute the consent of the Holders of such Bonds. t6 689 Notwithstanding the foregoing, the City may, from time to time, without the consent of the Holders of any Series of Bonds, amend, change, modify or alter the Bond Resolution for any of the specifically authorized reasons set forth in Sections 601(a) through O of the Bond Resolution. See "APPENDIX D - The Bond Resolution." MUNICIPAL BOND INSURANCE TO COME,IF NEEDED [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] t7 690 DEBT SERVICE SCHEDULE table sets forth the Annual Debt Service Requirement for each Fiscal Year for theThe following Series 2015 Bonds. Fiscal Year Ending September 30 2016 20t7 2018 20r9 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 2034 2035 2036 2037 2038 2039 2040 2041 2042 2043 2044 2045 Total Principal Interest Total l8 $: 691 THE RESORT TAX [THIS SECTION SHALL BE UPDATED, AS NEEDED] General l9 692 HISTORICAL AND PROJECTED RESORT TAX R-EVENUES, DEBT SERVICE AND DEBT SERVICE COVERAGE General The information in the following table sets forth the historical and projected collection of Resort Tax Revenues, Maximum Annual Debt Service for the Series 2015 Bonds and coverage provided, or projected to be provided, by the Resort Tax Revenues. Resort Tax Revenues, Debt Service and Debt Service Coverage Fiscal Year 2010 20tt 2012 2013 20t4 2015Q) 20t6 2017 2018 2019 2020 Resort Tax Revenues $ Maximum Annual Debt Service on Series 2015 Bonds(') $12,846,250 12,846,250 12,846,250 12,846,250 12,846,250 12,846,250 12,946,250 12,846,250 12,846,250 12,846,250 12,846,250 Coverage on Maximum Annual Debt Service for Series 2015 Bonds(r) Source: (l) City of Miami Beach Finance Department. Represents the Maximum Annual Debt Service on the Series 2015 Bonds, assuming an aggregate principal amount of $197,420,000, a final maturity of December 1,2045, and a true interest cost of 4.135Yo. The assumed Maximum Annual Debt Service on the Series 2015 Bonds is included in the historical years solely for purposes of showing the amount of coverage that would have been available if the Series 2015 Bonds had been issued prior to Fiscal Year 2010. The assumed Maximum Annual Debt Service occurs in Fiscal Year 2027. AII amounts are preliminary, subject to change. Unaudited.(2) 20 693 THE CITY General The City is located on a barrier island surrounded by the Atlantic Ocean to the east and Biscayne Bay to the west. The City comprises seven (7) square miles of land area and ten (10) square miles of Biscayne Bay. The City is connected to the mainland by four (4) causeways. The climate of the City is tropical, with an average annual temperature of 75 degrees Fahrenheit, 24 degrees Celsius. The City is the home of the Art Deco Historic District, consisting of one of the greatest concentrations of Art Deco architecture in the United States. Within the Art Deco Historic District is the world famous Ocean Drive, which has been called the "Riviera" of Florida. The economy of the area is based on tourism. For Fiscal Year 2014, hotel, food and beverage sales accounted for an estimated$2.2 billion in sales within the City. City Government The City was incorporated as a municipal corporation on March 26,1915. The City operates under a Commission/City Manager form of govemment. The City Commission consists of the Mayor and six (6) Commissioners who serve as the policy-making body of the City. Authority is vested in the City Commission to enact ordinances, hold public hearings, approve contracts, establish the City's budget and tax assessments, and authorize construction of all public improvements. The Mayor and City Commission are elected on a citywide, nonpartisan basis. Elections are held in odd numbered years, with the Mayor elected to serve two-year terms with a limit of three (3) consecutive terms. Commissioners are elected to serve four-year terms with a limit of two (2) consecutive terms. City Commission terms are staggered so that not all Commissioners are up for re-election at the same time. On a rotating basis, the City Commission selects one (1) of its members to serve as Vice Mayor for a three- month term. The Mayor, who is the presiding officer at City Commission meetings, may vote on all matters that come before the City Commission, but has no power of veto. The City Commission appoints the City Manager, the City Attomey and the City Clerk. All other department heads are appointed by the City Manager, with the consent of the City Commission. Philip Levine serves as the Mayor of the City. Mayor Levine was elected as Mayor on November 5,2013 and his current term of office will expire in November 2015. Set forth below is a list which contains the current members of the City Commission and the expiration of their respective terms of office: Miami Beach, Florida City Commission Ciw Commission Members Edward L. Tobin, Vice Mayor Michael Grieco Joy Malakoff Micky Steinberg Deede Weithom Jonah Wolfson Date Term Ends November 2015 November 2017 November 2017 November 2017 November 2015 November 2015 2t 694 The next general election of the City will be held on November 3,2015. The Mayor is running against a single opponent in the upcoming election, as are two (2) of the three (3) City Commissioners. No City Commissioner whose term is expiring in November 2015 is running for reelection. In addition, if noone running for the seat that has more than two (2) candidates on the ballot receives more than fifty percent (50%) of the votes cast in the general election, a run-off election will be held to determine the winner of that race. If required, the run-off election will be held on November 17 , 2015. The results of the election are expected to be certified by the current Mayor and City Commission in a meeting to be held sometime after the general election or, if a run-off election is held, after the run-off election. The current Mayor and City Commission are expected to serve until newly elected members have been seated. Organization On behalf of the City, the Resort Tax is managed by the City Manager, an Assistant City Manager and the Chief Financial Officer. Set forth below is a description of the management offrcials of the City who are responsible for the operation and control of the programs and initiatives relating to the City's Resort Tax Revenues: Jimmy L. Morales, Esq., City Manager. Mr. Morales was appointed City Manager for the City of Miami Beach, Florida in April 2013. Prior to accepting his position as City Manager, Mr. Morales was a shareholder and member of the Board of Directors of the law firm, Steams Weaver Miller Weissler Alhadeff & Sitterson, P.A. from 2000-2013. Mr Morales also served as City Attomey for the City of Doral, Florida ftom2009-2013 and as City Attomey for the City of Marathon, Florida from 2005-2009. In addition, Mr. Morales served as a member of the Board of County Commissioners of Miami-Dade County, Florida from 1996-2004. He has received numerous professional awards, honors and recognitions, including the Greater Miami Chamber of Commerce Bill Colson Leadership Award for Outstanding Leadership and Superior Ability in 2000, the SAVE Dade Champion of Equality award in 2006, and induction into the Miami Beach High School Hall of Fame in 2004. He was selected as one of the Top Lawyers in South Florida by the South Florida Legal Guide in 2008-2009 and,2011 and as one of the Florida Super Lawyers in 2006-2010. Mr. Morales received his Bachelor of Arts, Magna Cum Laude, from Harvard University and his Juris Doctorate, Magna Cum Laude, from Harvard Law School. John Woodruff, Interim Chief Financial Officer. Mr. Woodruff was appointed Interim Chief Financial Officer for the City of Miami Beach, Florida in September 2015. Prior to accepting his position as Interim Chief Financial Officer, Mr. Woodruff served as Director of the Office of Budget and Performance Improvement for the City from June 201 3 to September 2015 . Prior to joining the City, Mr. Woodruff served as co-owner of Panama Realtor Property Management Services from August 2012 to June 2013. He also served in various capacities for Pinellas County, Florida, including serving as Director of the Pinellas County Office of Management and Budget from April 2007 to July 2012 and as a Manager in such office from April2002 to April 2007. Prior to employment in Florida, Mr. Woodruff served in various positions for the City of San Antonio, Texas, including serving as a Senior Budget and Management Analyst in the Office of Management and Budget for the City of San Antonio from February 2000 to April 2002 and as a Budget and Management Analyst in such office from January 1998 to February 2000. He also intemed with the U.S. Department of Commerce, the Intemational Affairs Department for the City of San Antonio and the Mayor's Office for the City of San Antonio. Mr. Woodruff received a Masters in Business Administration, in Intemational Business, from the University of Texas at San Antonio and a Bachelor of Arts in History from the University of Texas at Austin. Kathie G. Brooks, Assistant City Manager. Ms. Brooks was appointed an Assistant City Manager for the City of Miami Beach, Florida in April 2013 and served the City as its interim City Manager from July 2012 to April 2013. Prior to accepting her position in the offrce of the City Manager, 22 695 Ms. Brooks served as the City's Budget and Performance Improvement Director from 2004-2012. Prior to joining the City, Ms. Brooks served in various capacities and senior level positions for Miami-Dade County, Florida for two decades, including in the Miami-Dade County Budget Department from 2003-2004, the Miami-Dade County Manager's Office of Performance lmprovement from 2001-2003, the Miami-Dade County Solid Waste Department from 1989-2001 and in the Miami-Dade County Transit Department from 1984-1989. Prior to her service in govemment, Ms. Brooks was a transportation planner for the firm of Schimpeler Corradino and Associates from 1980-1983. Ms. Brooks received her Bachelor and Master of Arts in Geography from the University of Miami. On September 10, 2015 the Chief Financial Officer and the Assistant Finance Director for the City resigned from their respective positions. The Chief Financial Officer had served in her position for eighteen (18) years and the Assistant Finance Director had been an employee of the City for seventeen (17) years. No explanations were provided by either employee in connection with the submittal of their resignations. However, the City Manager has stated that his decision to accept their resignations had nothing to do with the performance of the City's Finance Department nor the financial status of the City. Each position has been hlled by the City Manager's appointment of experienced City employees who will serve in the position of Interim Chief Financial Officer and Interim Assistant Finance Director, respectively, until permanent replacements are selected. For more detailed information relating to the City, see "APPENDX A - General Information and Economic Data Regarding the City of Miami Beach, Florida and Miami-Dade County, Florida." PENSION AND OTHER POST EMPLOYMENT BENEFITS Defined Benefit Plans The City provides separate defined benefit pension plans for general employees of the City and for the City's police and fire department personnel. Emplovees' Retirement Plan Plan Description All full-time employees of the City who work more than thirty (30) hours per week and hold classified and unclassified positions, except for policemen and firemen and persons who elected to join the defined contribution retirement plan sponsored by the City, are covered by the Miami Beach Employees' Retirement Plan (the "Employee Plan"). A classified employee and/or an unclassified employee is any person employed by the City on a regular basis who receives compensation from the City for personal services and who is within a group or classification of employees designated by the Board of Trustees of the Employee Plan as eligible for membership in the Employee Plan. The Employee Plan is a single employer defined benefit pension plan that was established by the City Commission under Ordinance number 2006-3504. Effective on March 18, 2006, the Employee Plan was created under and by the authority of Chapter I 8691 , Laws of Florida, Act of 1937 , as amended, by merging the Retirement System for General Employees of the City of Miami Beach, created by the City Commission pursuant to Ordinance number 1901, with the Retirement System for Unclassified Employees and Elected Officials of the City of Miami Beach, created by the City Commission pursuant to Ordinance number 88-2603, as amended. All full+ime classified and unclassified employees of the City, except those who joined the City's defined contribution plan, must participate in the Employee Plan. See "PENSION AND OTHER POST EMPLOYMENT BENEFITS - Other Retirement and Compensation Plans" herein. Membership in the Employee PIan consisted of the following as of October 1,2013, the date of the latest accrual valuation: 23 696 Employee Plan Membership lnactive plan members and beneficiaries currently receiving benefits Inactive plan members entitled to benefits but not yet receiving them Active plan members Total members 1,055 125* 1.014 2_J9A Source: City of Miami Beach, Florida Comprehensive Annual Financial Report for Fiscal Year Ended September 30,2014. * Includes members of the Employee Plan who are enrolled in DROP (as hereinafter defined). Plan Benefits. The Employee Plan provides retirement benefits as well as death and disability benefits at three (3) different tiers, depending on (i) whether an employee is a member of one of the unions representing employees of the City, (ii) which union the employee is a member of and (iii) when the employee entered the Employee Plan. The first tier membership of the Employee Plan (the "Employee Plan First Tier") includes any employee who became a member of the Employee Plan prior to the dates which constitute the Employee Plan Second Tier. The second tier membership of the Employee Plan (the "Employee Plan Second Tier") includes any employee who became a member of the Employee Plan on or after (i) April 30, 1993 (but prior to September 30, 2010) for members of the American Federation of State, County and Municipal Employees ("AFSCME") bargaining unit; (ii) August 1,1993 (but prior to September 30, 2010) for members of the Government Supervisors Association of Florida ("GSA1i"; bargaining unit and members of the Employee Plan who are not included in any collective bargaining unit; and (iii) February 21, 1994 (but prior to October 27,2010) for members of the Communications Workers of America ("CWA") bargaining unit. The third tier membership of the Employee Plan (the "Employee Plan Third Tier") includes any employee who became a member of the Employee Plan on or after (i) September 30,2010 for members of AISCME, GSAF and members of the Ernployee Plan who are not included in any collective bargaining unit; and (ii) October 27,2010 for members of CWA. Classified members under the Employee Plan First Tier are eligible for normal retirement at age fifty (50) and five (5) years of creditable service and are entitled to benefits of three percent (3%) of their final average monthly eamings, multiplied by the first fifteen (15) years of creditable service, plus four percent (4%) of their final average monthly earnings, multiplied by the years of creditable service in excess of fifteen (15) years, with the total not to exceed ninety percent (90%) of the employee's final average monthly eamings. Employee Plan First Tier unclassified members accrued four percent (4%) of their final average monthly eamings for creditable service before October 18, 1992 and three percent (3o/o) per year of creditable service after October 18,1992, with the total not to exceed eighty percent (80%) of their final average monthly earnings. Classified and unclassified members under the Employee Plan Second Tier are eligible for normal retirement at age fifty-five (55) and five (5) years of creditable service and are entitled to benefits of three percent (3%) of their final average monthly earnings multiplied by the employee's number of years of creditable service, subject to a maximum of eighty percent (80%) of such employee's final average monthly earnings. Classified and unclassified members under the Employee Plan Third Tier are eligible for normal retirement at age fifty-five (55) and at least thirty (30) years of creditable service, or age sixty-two (62) and at least five (5) years of creditable service and are entitledto benefits of two and one-half percent (2.5%) 24 697 of their final average monthly eamings multiplied by the employee's number of years of creditable service, subject to a maximum of eighty percent (80%) of such employee's final average monthly eamings. For elected officials of the City, the City Manager or the City Attorney, the benefit is four percent (4%) of their final average monthly earnings for each year of creditable service as an elected official, city manager or city attorney, plus the retirement benefit as defined above for any other period of City employment, subject to a maximum eighty percent (80%) of such employee's final average monthly earnings. Any Employee Plan First Tier member who terminates employment may either request a refund of their own contributions, plus interest, or receive their accrued benefit beginning at age fifty (50), if at least five (5) years of creditable service have been completed. Any Employee Plan Second Tier member who terminates employment after five (5) years of creditable service may either request a refund of their own contributions, plus interest, or receive their accrued benefit beginning at age fifty-five (55). Any Employee Plan Third Tier member who terminates employment after five (5) years of creditable service but prior to the normal or early retirement date shall be eligible to receive a normal retirement benefit at age sixty-two (62). A Deferred Retirement Option Plan ("DROP") for the Employee Plan was enacted by the City Commission on January 28,2009 pursuant to Ordinance 2009-3626. Under the DROP, first and second tier members of the Employee Plan who have attained eligibility for normal retirement may continue working with the City for up to three (3) years, while receiving a retirement benefit that is deposited into a DROP account. Employee Plan Third Tier members may participate in a DROP account for up to five (5) years. However, effectiveJuly 17,2013, Employee Planmembers of CWA who were hiredpriorto October 27 ,2010, and members of the Employee Plan not included in any bargaining unit who were hired prior to September 10, 2010, may elect to retire for the purposes of DROP but continue employment with the City for up to sixty (60) months and have their monthly retirement benefit paid into a DROP account during the DROP period. Effective October 1,2013, such benefit was also extended to Employee Plan members of GSAF and, effective April 23,2014, was extended to Employee Plan members of A-FSCME who were hired prior to September 30, 2010. The amount of the benefit is calculated as if the participant had retired on the date of DROP commencement. Upon termination with the City, the accumulated value of the DROP account is distributed to the participant and a member's creditable service, accrued benefit and compensation calculation shall be frozen. Employee Plan First Tier members and Employee Plan Second Tier members receive an annual cost-of-living adjustment of two and one-half percent (2.5%). The cost-of-living adjustment is not payable while members are in the DROP. For Employee Plan Third Tier members, the annual cost-ofJiving adjustment is one and one-half percent (1.5%). As of September 30,2014, there were ninety-four (94) members of the Employee Plan in the DROP and the value of the DROP investment was $7,434,014, which is included in the Plan's net position. The DROP also allows for member loans. Approximately $165,000 of DROP loans for the Employee Plan were outstanding as of September 30,2014. Contributions to the Emplovee Plan The City's policy is to contribute such amounts as are necessary to maintain the actuarial soundness of the Employee Plan and to provide assets sufficient to meet the benefits to be paid to the members of the Employee Plan. All first tier members are required to contribute twelve percent (12%) of their covered salary to the Employee Plan. All second and third tier members are required to contribute ten percent (10%\ of their covered salary to the Employee Plan. For the Fiscal Year ended September 30, 2014, the City was required to make contributions of $25,602,030 or 40.3Yo of covered payroll to the Employee Plan in accordance with actuarially determined requirements computed through an actuarial valuation performed as of October 1,2013. For the Fiscal Year ended September 30,2014, the employees contributed$7,373,407 and buybacks were $1,143,866. 25 698 Net Pension Liabili\t. The components of the City's net pension liability for the Employee Plan as of September 30, 2014 were as follows: Employee Plan Net Pension Liability Total Employee Plan liability Employee Plan's fiduciary net position City net Employee Plan liability s679,514,531 (516,387,785) st63.l25JA4 Percentage of Annual Pension Cost Contributed Source: City of Miami Beach, Florida Comprehensive Annual Financial Report for Fiscal Year Ended September 30,2014. Set forth below is the progress made by the City accumulating sufficient assets to pay benefits of the Employee Plan, when due. Employee Plan Schedule of Employer Contributions Fiscal Year Ended September 30 2012 2013 2014 Annual Required Contribution $16,243,133 21,222,051 25,602,030 Annual Pension Cost $ I 6,3 12,068 21,222,051 25,602,030 100% 100 100 for Fiscal Year Ended valuation dates, is as Source: City of Miami Beach, Florida Comprehensive Annual Financial Report September 30,2014. The funding status for the Employee Plan, as of the three (3) most recent follows: Employee Plan Funding Status Valuation Date t0/l/l I tullt2 tolUt3 Actuarial Value of Plan Assets $425,781,050 421,376,041 440,912,751 Actuarial Accrued Liabilitv $602,577,503 637,363,774 649,797,221 Unfunded Actuarial Accrued Liability (UAAL) s176,796,453 215,997,733 208,884,470 Funded Ratio Annual Covered Pawoll UAAL asa Percent of Covered Payroll 266.s% 332.0 328.8 70.7% $66,346,904 66.1 65,053,945 67.9 63,526,903 Source: City of Miami Beach, Florida Comprehensive Annual Financial Report for Fiscal Year Ended September 30,2014, City of Miami Beach Employees' Retirement PIan Actuarial Valuation Report as of October 1,2013 and City of Miami Beach Employees' Retirement Plan Actuarial Valuation Report as of October 1,2012. 26 699 Police and Firefighters' Retirement Plan Plan Description The pension fund for police officers and fire fighters employed by the City (he "Police and Firefighters' Plan") is officially named the City Pension Fund for Firefighters and Police Officers in the City of Miami Beach. The Police and Firefighters' Plan is a defined benefit pension plan covering substantially all police officers and firefighters of the City, as established by Chapter 23414, Laws of Florida, Special Acts of 1945, as amended. Members of the Police and Firefighters' Plan are divided into three (3) tiers, based on whether they were hired prior to July 14,2010 ("Police and Firefighters' Plan Tier One"), on or after July 14, 2010 but prior to September 30,2013 ("Police and Firefighters' Plan Tier Two") or on or after September 30, 2013 ("Police and Firefighters' Plan Tier Three"). Membership in the Police and Firefighters' Plan consisted of the following as of October l, 2013, the date of the latest accmal valuation: Police and Firefighters' Plan Membership Active members Deferred vested members Retired members a. Service b. Disabled c. Beneficiaries 458 15 540* 58 98 696 696 1.169Total members Source: City of Miami Beach, Florida Comprehensive Annual Financial Report for Fiscal Year Ended September 30,2014. * Includes members of the Police and Firefighters' Plan who are enrolled in DROP. Plan Benefits. Police and Firefighters' Plan Tier One members who were eligible to retire prior to September 30,2013 may retire on a service retirement pension upon the attainment of age fifty (50) or, ifearlier, the date when age and length ofcreditable service equals to at least seventy (70) years. Police and Firefighters' Plan Tier One members eligible to retire on or after September 30,2013 may retire on a service retirement pension upon the attainment of age fifty (50) or, if earlier, the date when the member attains the age offorty-seven (47) and the length ofcreditable service equals to at least seventy (70) years. Upon retirement, Police and Firefighters' Plan Tier One members who were eligible to retire prior to September 30, 2013 will receive a monthly pension, payable for life, equal to three percent (3%) of the member's average monthly salary, as defined in the Police and Firefighters' Plan ordinance, for each of the first fifteen (15) years of creditable service and four percent @%) of the member's average monthly salary for each year ofcreditable service in excess offifteen (15) years; provided, however, that the pension benefit shall not exceed ninety percent (90%) of the member's average monthly salary. Police and Firefighters' Plan Tier One members eligible to retire on or after September 30, 2013 will receive a monthly pension, payable for life, equal to three percent (3%) of the member's average monthly salary, as defined in the Police and Firefighters' Plan ordinance, for each of the first twenty (20) years of creditable service and four percent (4%) of the member's average monthly salary for each year of creditable service in excess of twenty (20) years; provided, however, that the pension benefit does not exceed eighty-five 27 700 percent (85%) of the member's average monthly salary. All Police and Firefighters' Plan members and beneficiaries receiving a monthly pension as of September 30, 2010 will receive a2.5Yo increase in benefits on October I of each year. Members that retire on or after September 30, 2010 will receive a 2.5Yo increase in benefits annually on the anniversary date of the member's retirement. Any Police and Firefighters' Plan Tier Two member may retire on a service retirement pension upon the attainment of age fifty (50) or, if earlier, the date when the member aftains age forty-eight (48) and the length of creditable service equals to at least seventy (70) years. Upon retirement, a Police and Firefighters' Plan Tier Two member will receive a monthly pension, payable for life, equal to three percent (3%) of the member's average monthly salary, as defined in the Police and Firefighters' Plan ordinance, for each of the first twenty (20) years of creditable service and four percent (4%) of the member's average monthly salary for each year of creditable service in excess of twenty (20) years; provided, however, that the pension benefit shall not exceed eighty-five percent (85%) of the member's average monthly salary. The average monthly salary of a Police and Firefighters' Plan Tier Two member is computed based on such member's salary for the three (3) highest paid years prior to the date of retirement or the average of the last three (3) paid years to such member prior to the date of retirement, whichever produces the greater benefit after consideration of overtime limitations. All Police and Firefighters' Plan Tier Two retirees and beneficiaries will receive a l.5o/o increase in benef,rts annually on the anniversary date of the member's retirement. The benefits for Police and Firefighters' Plan Tier Three members are the same as the ones described in the immediately preceding paragraph for Police and Firefighters' Plan Tier Two members, except the average monthly salary of a Police and Firefighters' Plan Tier Three member is computed based on such member's salary for the five (5) highest paid years prior to the date of retirement or the average of the last three (3) paid years to such member prior to the date of retirement, whichever produces the greater benefit after consideration of overtime limitations. Any member of the Police and Firefighters' Plan who becomes totally and permanently disabled at any time as a result of illness or injury suffered in the line of duty may be retired on an accidental disability pension. For a service connected disability, the minimum pension payable is eighty-five percent (85%) of the member's monthly salary at the time of disability retirement, less any offset for worker's compensation. Any Police and Firef,rghters' Plan member who becomes totally or permanently disabled after five (5) years of creditable service as a result of illness or injury not suffered in the line of duty may be retired on an ordinary disability retirement pension. Upon disability retirement, a Police and Firefighters' Plan member receives a monthly pension equal to such member's service retirement benefits. For a non-service connected disability, the pension benefit is the accrued benefit after five (5) years of the member's creditable service. The Police and Firefighters' Plan also provides death benefits for beneficiaries or members for service connected and non-service connected death. If a Police and Firefighters' Plan member resigns or is lawfully discharged before retirement, such member's contributions, with three percent (3%) interest per annum, are returned to that member. The Police and Firefighters' Plan also provides a special provision for vested benefits for members who terminate their employment after five (5) years of service. ln the altemative and in lieu of the normal form of benefit, the Police and Firefighters' Plan member may, at any time prior to retirement, elect to receive a lifetime retirement benefit with one hundred twenty (120) monthly payments guaranteed. If the Police and Firefighters' Plan member should die before one hundred twenty (120) monthly payments are made, benefits will continue to be paid to the member's designated beneficiary for the balance of the one hundred twenty (120) month period. If the retired Police and Firefighters' Plan member is living after one hundred twenty (120) monthly payments are made, the payments shall be continued for the member's remaining 28 701 lifetime. In case of termination of the Police and Firefighters' Plan, benefits accrued to members of the Police and Firef,rghters' Plan are not subject to forfeit. An active Police and Firefighters' Plan Tier One member may enter into a DROP on the first day of any month after becoming eligible to retire. Upon becoming eligible to participate in the DROP, a Police and Firefighters' Plan Tier One member may elect to enter that program for a period not to exceed thirty-six (36) months. Police and Firefighters' Plan Tier One members who enter the DROP on or after September 1,2012 shall be eligible to participate for a period not to exceed sixty (60) months. All Police and Firefighters' Plan Tier One members shall receive a2.5o/o cost of living adjustment increase in benefits annually on the anniversary date of the member's retirement. The exception is for Police and Firefighters' Plan Tier One members who entered the DROP on or after September 1,2012 and before September 30, 2013. Those members shall receive a zero percent (0%) cost of living adjustment for the third and fourth annual adjustment dates, regardless of whether the member remains in the DROP for the maximum sixty (60) month period. Further, any member who exits the DROP within six (6) months following the date of DROP entry shall be eligible to receive the 2.5Yo cost of living adjustment. An active Police and Firefighters' Plan Tier Two member or Police and Firefighters' Plan Tier Three member may enter into the DROP on the first day of any month after attainment of age fifty (50) or, if earlier, the date when the member attains age forty-eight (48) and the age and length of creditable service equals to at least seventy (70) years. Upon becoming eligible to participate in the DROP, a Police and Firefighters' Plan Tier Two member or Police and Firefighters' Plan Tier Three member may elect to enter that program for a period not to exceed sixty (60) months. All of such members shall receive a l.5oh cost of living adjustment increase in benefits annually on the anniversary date of the member's retirement. At September 30,2014, $15,135,801, the total amount of the DROP payable, represents the balance of the self-directed participants as all of the participants are now in the self-directed DROP. Contributions to the Police and Firefishters' Plan The City is required to contribute an actuarially determined amount to the Police and Firefighters' Plan that, when combined with members' contributions, will fully provide for all benefits as they become payable. All Police and Firefighters' Plan Tier One members and Police and Firefighters' Plan Tier Two members are required to contribute ten percent (10%) of their salary to the Police and Firefighters' Plan, while all Police and Firefighters' Plan Tier Three members are required to contribute ten and one-half percent (10.5%) of their salary to the Police and Firefighters' Plan. The actual contribution from the City and from the State of Florida for active employees for the Fiscal Year ended September 30, 2014, was $35,960,326 and covered payroll, excluding DROP members, was approximately $50,750,000. The contribution required from the City and the State of Florida for the Fiscal Year ended September 30, 2014 was actuarially determined by the October 1,2012 valuation to be $35,960,326. The actuarially computed annual covered payroll used in the October 1,2012 valuation was $46,313,650. The annual pension cost was $35,960,326 for the Fiscal Year ended September 30,2014. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] 29 702 Police and Firefighters'Plan Net Pension Total Police and Firefighters' Plan liability Police and Firefighters' Plan's fiduciary net position City net Police and Firefighters' Plan liability Liability $991,506,019 (769,298,572) $222.207.447 Source: City of Miami Beach, Florida Comprehensive Annual Financial Report for Fiscal Year Ended September 30,2014. Set forth below is the progress made by the City accumulating sufficient assets to pay benefits of the Police and Firefighters' Plan, when due. Police and Firefighters' Plan Schedule of Employer Contributions Source: City of Miami Beach, Florida Comprehensive Annual Financial Report for Fiscal Year Ended September 30,2014. The funding status for the Police and Firefighters' Plan, as.of the three (3) most recent valuation dates, is as follows: Police and Firefighters'Plan Funding Status Fiscal Year Ended September 30 2012 20t3 20t4 Annual Required Contribution s36,297,459 39,492,050 35,960,326 Amual Pension Cost $36,297,459 39,492,050 35,960,326 Percentage of Annual Pension Cost Contributed t00% 100 100 Annual Covered Pawoll $49,186,724 46,313,650 47,164,032 Valuation Date r0lUtt t0lUt2 tolUt3 Actuarial Value of Plan Assets $53 I ,821 ,1 8l 545,067,653 663,233.4s4 Achrarial Accrued Liabilitv $871,118,629 902,778,465 955,238,606 Unfunded Actuarial Accrued Liability (UAAL) $339,297,448 357,710,812 292,005,152 Funded Ratio 6t.t% 60.4 69_4 UAAL asa Percent of Covered Pawoll 689.8% 772.4 619. I Source: City of Miami Beach, Florida Comprehensive Annual Financial Report for Fiscal Year Ended September 30,2014, September 30,2013 and September 30,2012. 30 703 Other Retirement and Compensation Plans Firemen's and Police Relief and Pension Funds The City's firefighters and police officers are members of two (2) separate non-contributory money purchase benefit plans established under the provisions of Florida Stafutes, Chapters 175 and 185, respectively. These plans are funded solely from proceeds of certain excise taxes levied by the City and imposed upon property and casualty insurance coverage within City limits. The excise taxes, which are collected from insurers by the State of Florida, are remitted to the Plans' Boards of Trustees. The City is under no obligation to make any further contributions to the plans. The excise taxes received from the State of Florida and remitted to the plans for the year ended September 30, 2014 was $ 1 ,704,136 for firefighters and $7 59,678 for police officers. These payments were recorded on the City's books as revenues and expenditures during the fiscal year. Plan benefits are allocated to participants based upon their service during the year and the level of funding received during the year. Participants are fully vested after ten (10) years of service with no benefits vested prior to ten (10) years of service, except those prior to June 1983. All benefits are paid in a lump sum format, except for the Police Relief Funds, where participants may also elect not to withdraw, or to partially withdraw, his or her retirement funds. Defined Contribution Retirement Plan - 401(a) The City has a defined contribution retirement plan (the "Defined Contribution Plan") that was created in accordance with Section 401(a) of the Intemal Revenue Code of 1986, as amended (the "Code"). The Defined Conkibution Plan provides retirement and other related benefits for eligible employees as an option to the other retirement systems sponsored by the City. However, effective March 19,2006, the Defined Contribution Plan was no longer offered to new employees of the City. Current employees are still participating in the Defined Contribution Plan. The Defined Contribution Plan is administrated by a Board of Trustees, which has the general responsibility for the Plan's proper operation and management. The Defined Contribution Plan complies with the provisions of section aOl (a) of the Code and may be amended by the City Commission. The City has no fiduciary responsibility for the Defined Contribution Plan. Consequently, amounts accrued for benefits are not recorded in the fiduciary fund. Employees in the Defined Contribution Plan hired prior to February 21, 1994 are required to contribute ten percent (10%) of their salary while employees hired after February 21, 1994 are required to contribute eight percent (8%) of their salary. The City matches the employee's contribution one hundred percent (100%). The Defined Contribution Plan of each employee is the immediate property of the employee. Employees have a choice of plan administrators and are responsible for the investment of their funds amongst choices of investment vehicles offered by their selected plan administrator. Defined Contribution Plan information, as of and for the Fiscal Year ended September 30, 2014, is as follows: [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] 31 704 Defined Contribution Plan Information Members in Defined Contribution Plan City's contribution Percentage of covered payroll Employees' contribution Percentage of covered payroll $149,422 149,109 32 8.20% 8.18 Source:F"l:ii.if ?Ti,'r',lila::T3ffi".i'd"ff il*"AnnuarFinancialReport Other Post Employment Benefits Plan Description ln accordance with Section 112.0801, Florida Statutes, the City is required to permit eligible retirees and their eligible dependents to participate in the City's health insurance program at a cost to the retirees that is no greater than the cost at which coverage is available for active employees. Although not required by law, the City pays a portion of such cost of participation for its retirees. The City also provides life insurance to the retirees. As with all govemmental entities providing similar plans, the City is required to comply with the Govemmental Accounting Standard's Board Statement No. 45 - Accounting and Financial Reporting by Employers for Postemployment Benefits Other than Pensions ("GASB 45"). GASB 45 applies accounting methodology similar to that used for pension liabilities to other post employment benefits ("OPEB") and attempts to more fully reveal the costs of employment by requiring govemmental units to include future OPEB costs in their financial statements. While GASB 45 requires recognition and disclosure of the unfunded OPEB liability, there is no requirement that the liability of such plan be funded. The City's single employer OPEB Plan (the "OPEB Plan") currently provides the following post employment benefits: (a) Health and Dental Insurance - Employees of the City hired prior to March 18, 2006 are eligible to receive a fifty percent (50%) health insurance contribution of the total premium cost. At age sixty-five (65), if the retiree is eligible for Medicare Part B, the City contributes fifty percent (50%) of the Medicare Part B payment. Employees hired after March 18, 2006, after vesting in City's retirement plans, are eligible to receive an offset to the retiree premium equal to $10 per year of credible service, up to a maximum of $250 per month until age sixty-five (65) and $5 per year of credible service up to a maximum of $125, thereafter. (b) Life Insurance - Employees of the City are eligible to receive a life insurance benefit of $1,000 towards the cost of such insurance. As of September 30, 2008, the City established an OPEB Trust (the "OPEB Trust") and began funding its OPEB obligation. Stand alone financial statements for the OPEB Trust are not prepared. As of October 1,2012, the date of the most recent actuarial valuation, OPEB Plan participation consisted of the following: 32 705 OPEB Plan Participation OPEB Plan Participants Retirees receiving benefits 1,941 1,175 Source: City of Miami Beach, Florida Comprehensive Annual Financial Report for Fiscal Year Ended September 30,2014. Fundins of OPEB Plan The City has the authority to establish and amend the funding policy of the OPEB Plan. For the Fiscal Year ended September 30, 2014, the City paid $7.9 million in OPEB benefits on a pay-as-go basis and $915,000 to the OPEB Trust. The City's net OPEB obligation as of September 30,2014 was $47.2 million. The City intends to base future OPEB Trust contributions on the annual required contribution in subsequent annual actuarial reports. However, no OPEB Trust contributions are legally or contractually required. The annual cost (expense) of the OPEB Plan is calculated based on the annual required contribution, an amount actuarially determined in accordance with the parameters of GASB 45. The annual required contribution represents a level of funding that, if paid on an ongoing basis, is projected to cover the normal cost each year and amortize any unfunded actuarial liability over a period not to exceed thirty (30) years. The following table shows the components of the City's annual OPEB cost for the year, the amount actually contributed and the change in the net OPEB obligation. OPEB Annual Costs and Net Obligation for Fiscal Year 2014 Annual Required Contribution lnterest on Net OPEB Obligation Adjustrnent to Annual Required Contribution Ar:nual OPEB Cost (expense) Contributions Made Net OPEB Obligation Net OPEB Obligation - Beginning of Year Net OPEB Obligation - End of Year $16,490,000 3,099,000 (2,238,000) 17,351,000 8,882.000 9,469,000 38,733,000 $!l202.000. Source: City of Miami Beach, Florida Comprehensive Annual Financial Report for Fiscal Year Ended September 30,2014. Set forth below is a description of the progress made by the City in accumulating sufficient assets to pay OPEB benefits, when due. 33 706 OPEB Annual Costs and Contributions Source: City of Miami Beach, Florida Comprehensive Annual Financial Report for Fiscal Year Ended September 30, 20t4. OPEB Funding Status Fiscal Year Ended September 30 2012 2013 20r4 Annual OPEB Cost $ 19,064,000 16,212,000 17,351,000 Contribution $11,104,000 9,314,000 8,882,000 $194,823,000 172,338,000 181,642,000 Percent of Annual OPEB Cost Contributed s8% 5l 5l Net OPEB Obligation $30,835,000 38,733,000 47,202,000 Valuation Date t0l,/tt t0llt2 tolt/13 Actuarial Value of Plan Assets $14,136,000 19,015,000 22,167,000 Actuarial Accrued Liabilitv $208,959,000 191,353,000 203,809,000 Participants Covered Pawoll $ 107,418,169 108,263,028 107,951,095 UAAL asa Percent of Participants Covered Pawoll 55 -lo/o 159.2 168.3 Unfunded Actuarial Accrued Liability Funded(UAAL) Ratio 6.8% 9.9 10.9 Source: Cify of Miami Beach, Florida Comprehensive Annual Financial Report for Fiscal Year Ended September 30,2014, September 30,2013 and September 30,2012. TAX MATTERS General ln the opinion of Squire Patton Boggs (US) LLP, Bond Counsel, under existing law: (i) interest on the Series 2015 Bonds is excluded from gross income for federal income tax purposes under Section 103 of the lntemal Revenue Code of 1986, as amended (the "Code"), and is not an item of tax preference for purposes of the federal altemative minimum tax imposed on individuals and corporations; and (ii) the Series 2015 Bonds and the income thereon are exempt from taxation under the laws of the State of Florida, except estate taxes imposed by Chapter 198, Florida Statutes, as amended, and net income and franchise taxes imposed by Chapter 220, Florida Statutes, as amended. Bond Counsel expresses no opinion as to any other tax consequences regarding the Series 2015 Bonds. The opinion on tax mafters will be based on and will assume the accuracy of certain representations and certifications, and continuing compliance with certain covenants, of the City contained in the transcript ofproceedings and that are intended to evidence and assure the foregoing, including that the Series 2015 Bonds are and will remain obligations the interest on which is excluded from gross income for federal 34 707 income tax purposes. Bond Counsel will not independently verify the accuracy of the City's representations and certifications or the continuing compliance with the City's covenants. The opinion of Bond Counsel is based on current legal authority and covers certain matters not directly addressed by such authority. It represents Bond Counsel's legal judgment as to exclusion of interest on the Series 2015 Bonds from gross income for federal income tax purposes but is not a guaranty of that conclusion. The opinion is not binding on the Intemal Revenue Service ("lRS") or any court. Bond Counsel expresses no opinion about (i) the effect of future changes in the Code and the applicable regulations under the Code or (ii) the interpretation and the enforcement of the Code or those regulations by the IRS. The Code prescribes a number of qualifications and conditions for the interest on state and local govemment obligations to be and to remain excluded from gross income for federal income tax purposes, some of which require future or continued compliance after issuance of the obligations. Noncompliance with these requirements by the City may cause loss of such status and result in the interest on the Series 2015 Bonds being included in gross income for federal income tax purposes retroactively to the date of issuance of the Series 2015 Bonds. The City has covenanted to take the actions required of it for the interest on the Series 2015 Bonds to be and to remain excluded from gross income for federal income tax purposes, and not to take any actions that would adversely affect that exclusion. After the date of issuance of the Series 2015 Bonds, Bond Counsel will not undertake to determine (or to so inform any person) whether any actions taken or not taken, or any events occurring or not occurring, or any other matters coming to Bond Counsel's attention, may adversely affect the exclusion from gross income for federal income tax purposes of interest on the Series 2015 Bonds or the market value of the Series 2015 Bonds. A portion of the interest on the Series 2015 Bonds earned by certain corporations may be subject to a federal corporate altemative minimum tax. In addition, interest on the Series 2015 Bonds may be subject to a federal branch profits tax imposed on certain foreign corporations doing business in the United States and to a federal tax imposed on excess net passive income of certain S corporations. Under the Code, the exclusion of interest from gross income for federal income tax purposes may have certain adverse federal income tax consequences on items of income, deduction or credit for certain taxpayers, including financial institutions, certain insurance companies, recipients of Social Security and Railroad Retirement benefits, those that are deemed to incur or continue indebtedness to acquire or carry tax-exempt obligations, and individuals otherwise eligible for the earned income tax credit. The applicability and extent of these and other tax consequences will depend upon the particular tax status or other tax items of the owner of the Series 2015 Bonds. Bond Counsel will express no opinion regarding those consequences. Payments of interest on tax-exempt obligations, including the Series 2015 Bonds, are generally subject to IRS Form 1099-INT information reporting requirements. If a Series 2015 Bond owner is subject to backup withholding under those requirements, then payments of interest will also be subject to backup withholding. Those requirements do not affect the exclusion of such interest from gross income for federal income tax purposes. Bond Counsel's engagement with respect to the Series 2015 Bonds ends with the issuance of the Series 2015 Bonds, and, unless separately engaged, Bond Counsel is not obligated to defend the City or the owners of the Series 2015 Bonds regarding the tax status of interest thereon in the event of an audit examination by the IRS. The IRS has a program to audit tax-exempt obligations to determine whether the interest thereon is includible in gross income for federal income tax purposes. If the IRS does audit the Series 2015 Bonds, under current IRS procedures, the IRS will treat the City as the taxpayer and the beneficial owners of the Series 2015 Bonds will have only limited rights, if any, to obtain and participate in judicial review of such audit. Any action of the IRS, including but not limited to selection of the Series 35 708 2015 Bonds for audit, or the course or result of such audit, or an audit of other obligations presenting similar tax issues, may affect the market value of the Series 2015 Bonds. Prospective purchasers of the Series 2015 Bonds upon their original issuance at prices other than the respective prices indicated on the inside cover page of this Official Statement, and prospective purchasers of the Series 2015 Bonds at other than their original issuance, should consult their own tax advisers regarding other tax considerations such as the consequences of market discount, as to all of which Bond Counsel expresses no opinion. Risk of Future Legislative Changes and/or Court Decisions Legislation affecting tax-exempt obligations is regularly considered by the United States Congress and may also be considered by the State legislature. Court proceedings may also be filed, the outcome of which could modifu the tax treatment of obligations such as the Series 2015 Bonds. There can be no assurance that legislation enacted or proposed, or actions by a court, after the date of issuance of the Series 2015 Bonds will not have an adverse effect on the tax status of interest on the Series 2015 Bonds or the market value or marketability of the Series 2015 Bonds. These adverse effects could result, for example, from changes to federal or state income tax rates, changes in the structure of federal or state income taxes (including replacement with another type of tax), or repeal (or reduction in the benefit) of the exclusion of interest on the Series 2015 Bonds from gross income for federal or state income tax purposes for all or certain taxpayers. For example, recent presidential and legislative proposals would eliminate, reduce or otherwise alter the tax benefits currently provided to certain owners of state and local government bonds, including proposals that would result in additional federal income tax on taxpayers that own tax-exempt obligations if their incomes exceed certain thresholds. lnvestors in the Series 2015 Bonds should be aware that any such future legislative actions (including federal income tax reform) may retroactively change the treatment of all or a portion of the interest on the Series 2015 Bonds for federal income tax purposes for all or certain taxpayers. In such event, the market value of the Series 2015 Bonds may be adversely affected and the ability of holders to sell their Series 201 5 Bonds in the secondary market may be reduced. The Series 2015 Bonds are not subject to special mandatory redemption, and the interest rates on the Series 2015 Bonds are not subject to adjustment in the event ofany such change. Investors should consult their own financial and tax advisers to analyze the importance of these risks. Original Issue Discount and Original Issue Premium Certain of the Series 2015 Bonds ("Discount Bonds") as indicated on the inside cover page of this Official Statement were offered and sold to the public at an original issue discount ("OID"). OID is the excess of the stated redemption price at maturity (the principal amount) over the "issue price" of a Discount Bond. The issue price of a Discount Bond is the initial offering price to the public (other than to bond houses, brokers or similar persons acting in the capacity of underwriters or wholesalers) at which a substantial amount of the Discount Bonds of the same maturity is sold pursuant to that offering. For federal income tax purposes, OID accrues to the owner of a Discount Bond over the period to maturity based on the constant yield method, compounded semiannually (or over a shorter permitted compounding interval selected by the owner). The portion of OID that accrues during the period of ownership of a Discount Bond (i) is interest excluded from the owner's gross income for federal income tax purposes to the same extent, and subject to the same considerations discussed above, as other interest on the Series 2015 Bonds, and (ii) is added to the owner's tax basis for purposes of determining gain or loss on the 36 709 maturity, redemption, prior sale or other disposition of that Discount Bond. The amount of OID that accrues each year to a corporate owner of a Discount Bond is taken into account in computing the corporation's liability for federal alternative minimum tax. A purchaser of a Discount Bond in the initial public offering at the price for that Discount Bond stated on the inside cover page of this Official Statement who holds that Discount Bond to maturity will realize no gain or loss upon the retirement of that Discount Bond. Certain of the Series 2015 Bonds ("Premium Bonds") as indicated on the inside cover page of this Official Statement were offered and sold to the public at a price in excess of their stated redemption price at maturity (the principal amount). That excess constitutes bond premium. For federal income tax purposes, bond premium is amortized over the period to maturity of a Premium Bond, based on the yield to maturity of that Premium Bond (or, in the case of a Premium Bond callable prior to its stated maturity, the amortization period and yield may be required to be determined on the basis of an earlier call date that results in the lowest yield on that Premium Bond), compounded semiannually. No portion of that bond premium is deductible by the owner of a Premium Bond. For purposes of determining the owner's gain or loss on the sale, redemption (including redemption at mahrrity) or other disposition of a Premium Bond, the owner's tax basis in the Premium Bond is reduced by the amount of bond premium that is amortized during the period of ownership. As a result, an owner may realize taxable gain for federal income tax purposes from the sale or other disposition of a Premium Bond for an amount equal to or less than the amount paid by the owner for that Premium Bond. A purchaser of a Premium Bond in the initial public offering at the price for that Premium Bond stated on the inside cover page of this Official Statement who holds that Premium Bond to maturity (or, in the case of a callable Premium Bond, to its earlier call date that results in the lowest yield on that Premium Bond) will realize no gain or loss upon the retirement of that Premium Bond. Owners of Discount Bonds and Premium Bonds should consult their own tax advisers as to the determination for federal income tqx purposes of the amount of OID or bond premium properly accrusble or amortiztble in any period with respect to the Discount Bonds or Premium Bonds and as to other federal tax consequences and the treatment of OID and bond premium for purposes of state and local taxes on, or based on, income. FINAI\CIAL STATEMENTS Excerpts from the Comprehensive Annual Financial Report of the City of Miami Beach, Florida for the Fiscal Year ended Septemb er 30, 2014 and the report of Crowe Horwath LLP, independent certified public accountants ("Crowe Horwath"), in connection therewith, dated March 30, 2015, are included in APPENDIX B to this Official Statement as part of the public records of the City. Such financial statements and report contain information relating to the City and the Resort Tax Revenues. The consent of Crowe Horwath was not requested for the reproduction of its audit report in this Official Statement. The auditor has performed no services in connection with the preparation of this Official Statement and is not associated with the offering of the Series 2015 Bonds. CONTINUING DISCLOSURE The City will covenant for the benefit of the holders of the Series 2015 Bonds to provide certain financial information and operating data relating to the City and the Resort Tax Revenues not later than two hundred fofi Qa$ days following the end of each Fiscal Year, commencing with the Fiscal Year ending September 30,2015 (the "Annual Report"), and to provide, or cause to be provided, notices of the occrurence of certain enumerated events. The Annual Report and notices of events will be filed with the 37 710 Municipal Securities Rulemaking Board (the "MSRB"). Digital Assurance Certification, L.L.C. ("DAC") will act as the initial disclosure dissemination agent for the City. The specific nature of the information to be contained in the Annual Report and the notices of events is contained in "APPENDX F - Form of Disclosure Dissemination Agent Agreement." These covenants have been made in order to assist the Underwriters in complying with Rule 15c2-12 of the Securities and Exchange Commission. On July 28,2014 Standard & Poor's Ratings Services ("S&P") announced that it had raised its rating on the City's general obligation debt two (2) notches ,o "rd{*" from "AA-." The disclosure agreements entered into by the City in connection with the issuance of various series of bonds (the "Disclosure Agreements") require the City to provide, among other things, notice of rating changes affecting such series of bonds. Notice of the ratings increase announced by S&P on July 28,2014 was not provided by the City within the time periods established in the Disclosure Agreements. Such notice was filed by DAC, on behalf of the City, with the MSRB on April 29, 2015 . Documents required to be filed pursuant to the Disclosure Agreements are currently on file and available electronically from the MSRB at http://emma.msrb.org/. Information regarding the Series 2015 Bonds and other outstanding bonds of the City may be found at the DAC intemet site, "http//www.dacbon ." LITIGATION There is no litigation or controversy of any nature now pending for which the City has received service of process or, to the actual knowledge of the City Attomey, threatened against the City that seeks to restrain or enjoin the issuance or delivery of the Series 2015 Bonds or contesting the proceedings or authority under which they are to be issued or the creation, organization or existence of the City or, if determined adversely to the City, would have a material adverse impact on the ability of the City to generate suff,rcient Resort Tax Revenues to pay debt service on the Series 2015 Bonds. LEGAL MATTERS Certain legal matters incident to the issuance of the Series 2015 Bonds and with regard to the tax- exempt status of the interest on the Series 2015 Bonds (see "TAX MATTERS" herein) are subject to the legal opinion of Squire Patton Boggs (US) LLP, Bond Counsel to the City. The signed legal opinion of Bond Counsel, substantially in the form attached hereto as APPENDIX D, dated and premised on law in effect as of the date of issuance of the Series 2015 Bonds, will be delivered on the date of issuance of the Series 2015 Bonds. The actual legal opinion to be delivered may vary from the form attached hereto to reflect facts and law on the date of delivery. The opinion will speak only as of its date, and subsequent distribution of it by recirculation of this Official Statement or otherwise shall create no implication that Bond Counsel has reviewed or expresses any opinion conceming any of the matters referenced in the opinion subsequent to its date ofissuance. While Bond Counsel has participated in the preparation of certain portions of this Official Statement, it has not been engaged by the City to confirm or verify such information. Except as may be set forth in an opinion of Bond Counsel delivered to the Underwriters, Bond Counsel expresses and will express no opinion as to the accuracy, completeness or faimess of any statements in this Official Statement, or in any other reports, financial information, offering or disclosure documents or other information pertaining to the City or the Series 2015 Bonds that may be prepared or made available by the City, the Underwriters or others to the Holders of the Series 2015 Bonds or other parties. 38 711 Certain legal matters incident to the issuance of the Series 2015 Bonds relating to disclosure will be passed on for the City by the Law Offices of Steve E. Bullock, P.A., Miami, Florida, whose legal services as Disclosure Counsel have been retained by the City. The signed legal opinion, dated and premised on law in effect as of the date of original delivery of the Series 2015 Bonds, will be delivered to the City by Disclosure Counsel at the time of original delivery of the Series 2015 Bonds. The proposed text of the form of the legal opinion of Disclosure Counsel is set forth as APPENDIX E to this Official Statement. The actual legal opinion to be delivered may vary from that text if necessary to reflect facts and law on the date of delivery. The opinion will speak only as of its date, and subsequent distribution of it by recirculation of this Official Statement or otherwise shall create no implication that Disclosure Counsel has reviewed or expresses any opinion concerning any of the matters referenced in the opinion subsequent to its date ofissuance. Certain legal matters will be passed on for the City by Raul J. Aguila, Esquire, Miami Beach, Florida, City Attomey. Moskowitz, Mandell, Salim & Simowitz, P.A., Fort Lauderdale, Florida, is serving as counsel to the Underwriters. The legal opinions and other letters of counsel to be delivered concurrently with the delivery of the Series 2015 Bonds express the professional judgment of the attorneys rendering the opinions or advice regarding the legal issues and other matters expressly addressed therein. By rendering a legal opinion or advice, the giver of such opinion or advice does not become an insurer or guarantor of the result indicated by that opinion, or the transaction on which the opinion or advice is rendered, or of the future performance of parties to the transaction. Nor does the rendering of an opinion guarantee the outcome of any legal dispute that may arise out of the transaction. ENFORCEABILITY OF REMEDIES The remedies available to the owners of the Series 2015 Bonds upon the occurrence of a default under the Resolution are in many respects dependent upon judicial actions which are often subject to discretion and delay. Under existing constitutional and statutory law and judicial decisions, the remedies specified by the Resolution and the Series 2015 Bonds may not be readily available or may be limited. The various legal opinions to be delivered concurrently with the delivery of the Series 2015 Bonds (including Bond Counsel's approving opinion) will be qualified, as to the enforceability of the various legal instruments, by limitations imposed by bankruptcy, reorganization, insolvency or other similar laws affecting the rights of creditors enacted before or after such delivery and to general principles of equity (whether sought in a court of law or equity). RATINGS [Moody's Investors Service, Inc. ("Moody's") and S&P are expected to assign ratings of "_," witha,,-outlook,',md..-,',witha,,-outloolg''respectively,totheSeries20l5 Bonds insured by the Bond Insurance Policy, with the understanding that upon delivery of such Series 2015 Bonds the Bond Insurance Policy insuring the payments, when due, of the principal of and interest on such Series 2015 Bonds will be issued by the Bond Insurer. See "MUNICIPAL BOND INSURANCE" herein. ln addition, Moody's has assigned to the Series 2015 Bonds a rating of "_," with a outlook,,,andS&Phasassignedaratingof..-,,'witha,,-outloolg,,eachwithoutregard to the issuance of the Bond Insurance Policy.l Such ratings and outlooks reflect the view of such organizations. An explanation of the significance of such ratings and outlooks may be obtained only from Moody's and S&P, respectively. An explanation of the rating and outlook assigned by Moody's may be obtained from Moody's at 7 World Trade Center, 250 Greenwich Street, 23'd Floor, New York, New York 39 712 10007, (212) 553-0300. An explanation of the rating and outlook assigned by S&P may be obtained from S&P at 55 Water Street, 38'h Floor, New York, New York 10041, (212) 438-2124. There is no assurance that the rating and outlook provided by Moody's and S&P, respectively, will continue for any given period of time or that they will not be revised downward or withdrawn entirely by such rating agencies if, in their judgment, circumstances so warrant. Any such downward revision or withdrawal of such ratings or outlooks may have an adverse effect on the market price of the Series 2015 Bonds. UNDERWRITING The Series 2015 Bonds are being purchased by Merrill Lynch, Pierce, Fenner & Smith lncorporated, Citigroup Global Markets Inc., Morgan Stanley & Co. LLC and Siebert Brandford Shank & Co., L.L.C. (collectively, the "Underwriters"), subject to certain terms and conditions set forth in the purchase contract between the City and the Underwriters, including the delivery of opinions on certain legal matters relating to the issuance of the Series 2015 Bonds by Bond Counsel and the existence of no material adverse change in the condition of the City from that set forth in the Official Statement. The Series 2015 Bonds are being purchased at a purchase price of $(which represents the $principal amount of the Series 2015 Bonds, [plus / minus a net original issue premium / discount of $minus an Underwriters' discount of $ ). The Series 2015 Bonds are offered for sale to the public at the prices and yields set forth on the inside cover page of this Official Statement. The Series 2015 Bonds may be offered and sold to certain dealers at prices lower than or yields higher than such offering prices and yields. After the initial public offering, such public offering prices and yields may be changed, from time to time, by the Underwriters. Citigroup Global Markets Inc., one of the Underwriters of the Series 2015 Bonds, has entered into a retail distribution agreement with each of TMC Bonds L.L.C. ("TMC") and UBS Financial Services Inc. ("UBSFS"). Under these disffibution agreements, Citigroup Global Markets lnc. may distribute municipal securities to retail investors through the financial advisor network of UBSFS and the electronic primary offering platform of TMC. As part of this arrangement, Citigroup Global Markets Inc. may compensate TMC (and TMC may compensate its electronic platform member firms) and UBSFS for their selling efforts with respect to the Series 2015 Bonds. Morgan Stanley, parent company of Morgan Stanley & Co. LLC, the senior managing underwriter of the Series 2015 Bonds, has entered into a retail distribution arrangement with its affrliate Morgan Stanley Smith Barney LLC. As part of the distribution arrangement, Morgan Stanley & Co. LLC may distribute municipal securities to retail investors through the financial advisor network of Morgan Stanley Smith Bamey LLC- As part of this arrangement, Morgan Stanley & Co. LLC may compensate Morgan Stanley Smith Bamey LLC for its selling efforts with respect to the Series 2015 Bonds. SiebertBrandford Shank & Co., L.L.C., one of the Underwriters of the Series 2015 Bonds, has entered into a separate agreement with Credit Suisse Securities USA LLC for retail distribution of certain municipal securities offerings, at the original issue prices. Pursuant to said agreement, if applicable to the Series 2015 Bonds, Siebert Brandford Shank & Co., L.L.C. will share a portion of its underwriting compensation with respect to the Series 2015 Bonds, with Credit Suisse Securities USA LLC. The Underwriters and their respective affiliates are full service financial institutions engaged in various activities, which may include sales and trading, commercial and investment banking, advisory, 40 713 investment management, investment research, principal investment, hedging, market making, brokerage and other financial and non-financial activities and services. In the course of their various business activities, the Underwriters and their respective affiliates, offrcers, directors and employees may purchase, sell or hold a broad array of investments and actively trade securities, derivatives, loans, commodities, currencies, credit default swaps and other financial instruments for their own account and for the accounts of their customers, and such investment and trading activities may involve or relate to assets, securities and/or instruments of the City (directly, as collateral securing other obligations or otherwise) and/or persons and entities with relationships with the Agency. The Underwriters and their respective affrliates may also communicate independent investment recommendations, market color or trading ideas and/or publish or express independent research views in respect of such assets, securities or instruments and may at any time hold, or recommend to clients that they should acquire, long and/or short positions in such assets, securities and instruments. The Underwriters, respectively, may have entered into agreements with other broker- dealers (that have not been designated by the City as Underwriters) for the distribution of the Series 2015 Bonds at the original issue prices. Such agreements generally provide that the relevant Underwriter will share a portion of its underwriting compensation or selling concession with such broker-dealers. FINANCIAL ADVISOR RBC Capital Markets, LLC, St. Petersburg, Florida, is serving as Financial Advisor to the City and has acted in such capacity with respect to the sale and issuance of the Series 2015 Bonds. The Financial Advisor is not obligated to undertake, and has not undertaken to make, an independent verification or to assume responsibility for the accuracy, completeness or faimess of the information in this Official Statement. RBC Capital Markets, LLC did not engage in any underwriting activities with regard to the issuance and sale of the Series 2015 Bonds. CONTINGENT FEES The City has retained Bond Counsel, Disclosure Counsel and the Financial Advisor with respect to the authoization, sale, execution and delivery of the Series 2015 Bonds. Payment of the fees of such professionals and an underwriting discount to the Underwriters (including the fees of Underwriters' Counsel) are each contingent upon the issuance ofthe Series 2015 Bonds. DISCLOSURE REQUIRED BY FLORIDA BLUE SKY LAWS Section 517.051, Florida Statutes, as amended, and Rule 38400.003, Florida Administrative Code, requires the City to disclose each and every default as to payment of principal and interest after December 31, 1975 with respect to obligations issued or guaranteed by the City. Rule 3E400.003 further provides, however, that if the City in good faith believes that such disclosure would not be considered material by reasonable investors, such disclosure may be omitted. The City has not defaulted on the payment of principal or interest with respect to obligations issued or guaranteed by the City after December 31,1975 that would be considered material by a reasonable investor. AUTHORIZATION CONCERNING OFFICIAL STATEMENT The delivery of this Official Statement has been duly authorizedby the City Commission. At the time of the delivery of the Series 2015 Bonds, the Mayor and the City Manager of the City will furnish a certificate to the effect that nothing has come to their attention which would lead them to believe that this Official Statement, as of its date and as of the date of delivery of the Series 2015 Bonds, contains an 4l 714 untrue statement of a material fact or omits to state a material fact which should be included therein for the purpose for which this Official Statement is intended to be used, or which is necessary to make the statements contained herein, in the light of the circumstances under which they were made, not misleading. A limited number of copies of the final Official Statement will be provided, at the City's expense, on a timely basis. MISCELLANEOUS All information included in this Official Statement has been provided by the City, except where attributed to other sources. The summaries of and references to all documents, statutes, reports, and other instruments referred to herein do not purport to be complete, comprehensive or definitive, and each such reference or summary is qualified in its entirety by reference to each such document, statute, report or other instrument. The information in this Official Statement has been compiled from oflicial and other sources and, while not guaranteed by the City, is believed to be correct. To the extent that any statements made in this Official Statement and the appendices attached hereto involve matters of opinion or of estimates, whether or not expressly stated, they are set forth as such and not as representations of fact, and no representation is made that any of the estimates will be realized. This Official Statement has been duly executed and delivered by the Mayor and the City Manager of the City of Miami Beach, Florida. CITY OF MIAMI BEACH, FLORIDA PHILIP LEVINE, Mayor JIMMY L. MORALES, City Manager 42 715 APPENDIXA General Information and Economic Data Regarding the City of Miami Beach, Florida and Miami-Dade County, Florida 716 GENERAL INFORMATION RE GARDING THE CITY OF MIAMI BEACH AND MIAMI-DADE COUNTY, FLORIDA The following information pertaining to the City of Miami Beach, Florida (the "City") and Miami- Dade County, Florida (the "County") is set forth for purposes of providing background information only. The Series 2015 Bonds are payable only from the Resort Tax Revenues collected by the City, and other amounts constituting Pledged Funds, as defined in this Official Statement. The Series 2015 Bonds do not constitute a debt, liability or obligation or a pledge of the faith, credit or taxing power of the City, the County, the State of Florida, or any political subdivision thereof. INTRODUCTION The City The City is located on a barrier island surrounded by the Atlantic Ocean to the east and Biscayne Bay to the west. The City comprises seven (7) square miles of land area and ten (10) square miles of Biscayne Bay. The City is connected to the mainland by four (4) causeways. The climate of the City is tropical, with an average annual temperature of 75 degrees Fahrenheit, 24 degrees Celsius. The City is the home of the Art Deco Historic District, consisting of one of the greatest concentrations of Art Deco architecture in the United States. Within the Art Deco Historic District is the world famous Ocean Drive, which has been called the "Riviera" of Florida. The economy of the area is based on tourism. For Fiscal Year 2014, hotel, food and beverage sales accounted for an estimated$2.2 billion in sales within the City. The demographics of the City have drastically changed over the last thirty- five (35) years. ln the 1980 Census, the average age of the City's population was 65.3 years old. That average declined to 43.7 years of age by the 2000 Census and to 40.3 years of age by the 2010 Census. After the significant changes between 1980 and 2010, the City's demographics are beginning to stabilize with a younger, more affluent population. Based on information provided by the U.S. Census Bureau for 2013 (the most recent year for which City estimates are crurently available from the U.S. Census Bureau), the median age in the City was estimated to be 39.3 years of age and the median family income was estimated to be $52,576. The County The County is the largest county in the southeastern United States in terms of population and one of the largest in terms of land area. The County consists of 2,209 square miles of land area. The population of the County is clustered mainly along the coastal, eastem areas, with the westem area of the County comprising a part of the Florida Everglades. The County was created on January 18, 1836 under the Territorial Act of the United States. It included the land area now forming Palm Beach and Broward Counties, together with the land area of the present Miami-Dade County. In 1909, Palm Beach County was established from the northern portion of what was then Dade County. ln 1915, Palm Beach County and then Dade County contributed nearly equal portions of land to create what is now Broward County. There have been no significant boundary changes to the County since 1915. There are thirty-five (35) incorporated municipalities in the County and the County serves as a municipal govemment for its unincorporated areas. In addition to the City, the municipalities in the County include the cities of Miami, Hialeah and Coral Gables. A-l 717 POPULATION The U.S. Census Bureau estimated the population of the City and of the County to be 91,026 and 2,641,866, respectively, in 2013. For 2014, the population in the County is estimated to be 2,662,874. The U.S. Census Bureau population estimates for the City for 2014 have not been released. Projections by the Nielsen Company, a leading provider of demographic and economic data, provide for the City's population to grow to 96,484 by the year 2020. Set forth below are general population statistics for the City and the County and age data relating to the City's population growth. Population, City of Miami Beach and Miami-Dade County 1980 -2014 Calendar Year City of Miami Beach Miami-Dade Percent Chanee CounW Percent Chanee l 980 l 990 2000 2010 20t3* 20t4* 96,298 92,639 87,933 87,779 91,026 N/A 10.6% (3.8) (s.3) (0.1) 0.4 1,625,598 1,937,094 2,260,ooo 2,496,435 2,641,966 2,662,974 28.20 19.2 16.7 10.5 5.8 6.7 Source: U.S. Department of Commerce, Bureau of Census. * Estimated as of July l, 2013 for City population and as of July l, 2014 for County population. Population estimates for the City for 2014 are not yet available. Population Breakdown City of Miami Beach, f 990 - 2013 Age Group 1990 2010 2013*2000 Under l8 l8 and over 2l and over 65 and over Median Age: t4.zyo 85.8 83.1 23.4 44.5 13.40h 86.6 84.1 19.2 39.0 12.8% 87.2 84.9 16.2 40.3 15.6% 84.4 82. I 16.0 39.3 Source: U.S. Department of Commerce, Bureau of Census. * 2013 is the most recent year for which information is available. A-2 718 GOVERNMENT The City was incorporated as a municipal corporation on March 26,1915. The City operates under a Commissionlcity Manager form of govemment. The City Commission consists of the Mayor and six (6) Commissioners who serve as the policy-making body of the City. Authority is vested in the City Commission to enact ordinances, hold public hearings, approve contracts, establish the City's budget and tax assessments, and authorize construction of all public improvements. The Mayor and City Commission are elected on a citywide, nonpartisan basis. Elections are held in odd numbered years, with the Mayor elected to serve two-year terms with a limit of three (3) consecutive terms. Commissioners are elected to serve four-year terms with a limit of two (2) consecutive terms. City Commission terms are staggered so that not all Commissioners are up for re-election at the same time. On a rotating basis, the City Commission selects one (1) of its members to serve as Vice Mayor for a three- month term. The Mayor, who is the presiding officer at City Commission meetings, may vote on all matters that come before the City Commission, but has no power of veto. The City Commission appoints the City Manager, the City Attomey and the City Clerk. All other department heads are appointed by the City Manager, with the consent of the City Commission. The City Manager is vested with the responsibility to ensure that policies, directives, resolutions, and ordinances adopted by the City Commission are enforced and implemented. As the City's Chief Executive Officer, the City Manager is responsible for providing executive level leadership, vision and guidance to the organization, providing recommendations to the City Commission and implementing policy directives in an effrcient and effective manner. ln addition, the City Manager is responsible for the daily operations of the City, preparing and administering the budget, planning the development of the City, supervising City employees, interacting with citizen groups and other units of govemment, and is otherwise responsible for the health, safety, and welfare of the residents of and visitors to the City. With the exception of the City Attomey's Office and the City Clerk's Office, the City Manager has the power to appoint or remove all heads of the various departments of the City. SCOPE OF SERVICES The City provides a full range of municipal services, including police and fire protection, recreational activities, parks, cultural events, sanitation services, water, sewer and storm water services, neighborhood and community services, and the construction and maintenance of sfreets and infrastructure. ECONOMIC AND DEMOGRAPHIC DATA Family Income The estimated median family income for the City has been consistently higher than the median family income for the County. During the last five years, the median family income for the City has ranged from being 9.6% higher than the median family income for the County in 2010 to being 20.70 higher in 2011. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A-3 719 Estimated Median Family Incomes, 2009 - 2013(') Calendar Year City of Miami Beach Percent Chanse Miami-Dade Countv Percent Change 2009 20t0 20tt 2012 2013Q) $54,643 50,758 57,318 56,457 52,576 2.3% (7.1) 12.9 (l.s) (6.e) $47,697 46,126 46,577 47,382 46,904 (7.8)% (3.3) 1.0 1.7 (1.0) Source: U.S. Department of Commerce, Bureau of Census. (l) Amounts are presented in dollars, adjusted for inflation.(2) 2013 is the most recent year for which information is available. Per Capita Personal Income Between 2009 and 2013, the estimated per capita personal income for the County increased by 12.9 percent, from $35,329 in2009 to $39,880 in 2013. Such increase is slightly higher than the rate of growth in the State of Florida, which experienced a per capita personal income growth rate of approximately 11.1 percent during the same period, and generally consistent with the rate of growth in the United States, which experienced a per capita personal income growth rate of approximately 13.7 percent during the same period. Per Capita Personal Income, 2009 - 2013(r) Miami-Dade State of Yeal2) County % of U.S. Florida % of U.S. United States 2009 2010 20tt 20t2 2013(3) $35,329 36,592 38,242 39,467 39,880 89.7% 91.2 90.3 89.3 89. l $37,350 38,478 40,215 44,041 41,497 94.80 95.8 95.0 92.9 92.7 $39,379 40,144 42,332 44,200 44,765 (l) (2) Source: U.S. Department of Commerce, Bureau of Economic Analysis/Regional Economic Information System. Information provided as of the last available update, dated November 20,2014. Estimates for 2013 are new estimates. Amounts for 2009 through 2012 are revised from estimates previously provided for such years. (3) 2013 is the most recent year for which information is available. A4 720 EMPLOYMENT The following tables provide information relating to the City's labor force and the principal employers in the County for the fiscal year ended September 30, 2014 and comparative data for the fiscal year ended September 30, 2005. City of Miami Beach Employment 2009 - 2014* Labor Force 2009 2010 201t 2012 2013 2014 Labor Force Employed Labor Force Unemployed Total Labor Force Unemployment Rate 42,447 4,315 46,762 9.2% 44,129 4,088 48,217 8.s% 46,295 3,237 49,532 6.s% 46,992 3,042 50,034 6.1% 47,630 49,191 2,477 2,344 50,107 51,535 4.9Yo 4.5o Source: U.S. Department of Labor, Bureau of Labor Statistics. * Data provided for December of each year. Data for years 2010 subject to change. to 2014 represents provisional data, which is [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A-5 721 Miami-Dade County Ten Largest Public Employers 2014 2005 Employers Miami-Dade County Public Schools Miami-Dade County Federal Govemment Florida State Govemment Jackson Health System City of Miami Florida lntemational University Homestead Air Force Base Miami VA Medical Center Miami-Dade College City of Miami Beach TOTAL Employees 33,477 25,502 19,200 17,100 9,797 3,997 3,534 3,250 2,500 2,390 Percentage of Total County Employment 2.74% 2.08 1.57 1.40 0.80 0.33 0.29 0.27 0.20 0.20 Emplovees Rank 54,387 I 32,265 2 20,100 3 18,900 4 11,700 5 3,954 8 5,000 7 2,018 9 7,500 6 1,839 10 157.633. Rank I 2 J 4 5 6 7 8 9 l0 l2oJ47 9.88o/o Source: City of Miami Beach Comprehensive Annual Financial Report for the Fiscal Year ended September 30,2014. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A-6 722 Emplovers University of Miami Baptist Health South Florida American Airlines Camival Cruise Lines Miami Children's Hospital Mount Sinai Medical Center Florida Power & Light Co. Royal Caribbean Intemational Wells Fargo Bank Bank of America Merrill Lynch United Parcel Service Bellsouth Winn-Dixie Stores Precision Response Corporation Publix Super Markets Burdines-Macy's TOTAL Miami-Dade County Ten Largest Private Employers 20t4 2005 Emplovees Rank 9,079 2 10,300 I 9,000 3 3,665 9 Employees 12,818 1 1,353 1 1,031 3,500 3,500 3,321 3,01I 2,ggg 2,050 2,000 Percentage of Total County Emplovment 1.05% 0.93 0.90 0.29 0.29 0.27 0.25 0.24 0.17 0.16 5,000 4,800 4,616 4,196 4,000 3,368 58.44. Rank I 2 3 4 5 6 7 8 9 10 4 5 6 7 8 10 5s.s73 4.s5% Source: City of Miami Beach Comprehensive Annual Financial Report for the Fiscal Year ended September 30,2014. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A-7 723 BUILDING PERMITS The following is a calculation of the total value of the Building Permits issued by the City during the past ten (10) years. City of Miami Beach, Florida Value of Building Permits Issued Fiscal Years 2005 - 2014 Fiscal Year Ended Seotember 30.Number of Permits Total Value 2005 2006 2007 2008 2009 20t0 20ll 2012 2013 2014 12,837 12,226 12,729 I 1,056 10,277 10,188 I 1,159 12,580 13,898 13,972 $ 1,235,909,151 1,177,266,348 1,165,346,118 1,109,923,131 567,660,721 299,508,078 373,852,763 417,811,132 506,646,472 818,831,235 Source: City of Miami Beach Building Department. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A-8 724 PROPERTY TAXES The following table summarizes the direct and overlapping tax (millage) rates for the past ten (10) years. The table reflects the fact that, except during the years when millage rates needed to increase in response to the significant reduction in assessed values experienced throughout Florida and the United States during the economic downturn, millage rates in the City have generally decreased during the past ten (10) years. Tax Roll Fiscal Year Year as of Ended Januarv I September 30 City of Miami Beach, Florida Direct and Overlapping Tax Rates ($1 per $1,000 of Assessed Value) Fiscal Years 2005 - 2014 City of Miami Beach Direct Rates Debt Total School Operating Service Direct District Millaee Millaee Millaee Millaee County State Millaee Millaee Total Overlaonins Rates 2005 2006 2007 2008 2009 2010 20tt 2012 2013 2014 2006 2007 2008 2009 20to 20ll 2012 2013 2014 2015 7.48t0 7.3740 5.6555 5.6555 5.6555 6.2155 6. l 655 6.0909 5.8634 5.7942 0.5920 0.2990 0.24t5 0.2375 0.2568 0.2870 0.2884 0.2568 0.2529 0.2295 8.0730 7.6730 5.8970 s.8930 s.9123 6.5025 6.4s39 6.3477 6.1163 6.0237 8.4380 8.1050 7.9480 7.7970 7.9950 8.2490 8.0050 7.9980 7.9770 7.9740 7.0348 6.8083 5.6711 5.9263 6.0051 6.6565 5.7695 s.6610 5.7980 5.9009 0.7355 24.2813 o.73ss 23.3218 0.6585 20.t746 0.6585 20.2748 0.658s 20.s709 0.6585 22.0665 0.4708 20.6992 0.4634 20.4701 0.4455 20.3368 0.4t87 20.3t73 Source: City of Miami Beach Comprehensive Annual Financial Report for the Fiscal Year ended September 30,2014 ard Miami-Dade County Property Appraiser's Millage Tables. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A-9 725 The following table summarizes the tax levies and collections in the City for the past ten (10) years. City of Miami Beach, Florida Property Tax Levies and Collections Fiscal Years 2005 - 2014 Collected within Fiscal Year of Lew Tax Rol[ Fiscal Year Taxes Year as of Ended Levied for January I September 30 Fiscal Year Collections in Percentage Subsequent Amount of Levy Years Total Collections to Date Percentage Amount of Levy 2004 2005 2006 2007 2008 2009 2010 20tl 20t2 2013 2005 2006 2007 2008 2009 2010 20tr 2012 2013 2014 $110,739,153 135,910,285 165,759,439 150,418,073 150,588,328 138,703,567 136,549,286 134,753,401 139,r33,369 143,266,670 $ 97,731,071 132,497,342 163,120,484 145,433,238 144,321,499 131,355,903 128,719932 129,572,373 134,848,787 141,551,552 88.25Yo $1,086,183 97.48 1,814,064 98.41 2,145,835 96.69 4,646,716 95.84 4,633,049 94.70 3,550,990 94.27 290,254 96.t6 125,152 95.62 3,403,910 97.53 N/A $ 98,817,254 89.23% 134,301,406 98.82 165,266,3t9 99.70 150,079,954 99.78 148,954,548 98.92 134,906,893 97 .26 129,010,186 94.48 129,697,525 96.25 138,252,697 99.37 141,551,552 98.80 Source: City of Miami Beach Comprehensive Annual Financial Miami-Dade County Property Appraiser's Office. Report for the Fiscal Year ended September 30,2014 arrd IREMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A-10 726 The following tables summarize the ten (10) largest taxpayers in the City, the type of property owned by such taxpayers and the assessed value ofsuch property for the Fiscal Year ended September 30, 2014 and, for comparison, for the Fiscal Year ended September 30, 2005. City of Miami Beach Ten Largest Taxpayers Fiscal Year 2Ol4 Taxpayer Fountainbleau Florida Hotel LLC MB Redevelopment Inc. / Loews Hotel 2201 Collins Fee LLC Florida Power & Light Company Di Lido Beach Hotel Corp. 2377 Collins Resort LP VCP Lincoln Road LLC Eden Roc LLP MCZ lCentrum Flamingo II LLC MCZ lCentrum Flamingo III LLC TOTAL Taxable Assessed Value s 327,5r3,062 229,900,000 200,811,436 186,802,731 112,960,000 I10,925,385 98,000,000 97,429,200 95,590,000 79,860,000 $IJl521,&14 Percentage of City's Certified Taxable Assessed ValueTwe of Propertv Hotel Hotel Apartments lndustrial Hotel Hotel Retail Hotel Apartments Apartments 1.33% 0.93 0.81 0.76 0.46 0.45 0.40 0.40 0.39 0.32 025% Source: 2013 Miami-Dade Counfy, Florida Ad Valorem Assessment Roll for the City of Miami Beach and City of Miami Beach, Florida Comprehensive Annual Financial Report for the Fiscal Year Ended September 30,2014. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A-11 727 Taxpayer Loews Miami Beach Hotel Morton Towers Fountainbleau Hotel Sandy Lane Residential LLC Di Lido Beach Hotel Corp. Eden Roc Acquisition LP Shore Club Morton Towers Expansion South Gate Apartments 2201 Collins Fee LLC City of Miami Beach Ten Largest Taxpayers Fiscal Year 2005 Twe of Propertv Hotel Apartments Hotel Hotel Hotel Hotel Hotel Apartments Apartments Apartments Taxable Assessed Value s143,400,000 I10,675,000 104,449,118 72,230,700 61,900,000 49,500,000 48,500,000 48,325,000 48,000,000 44.583.667 $23_!J53.485 Percentage of City's Certified Taxable Assessed Value 1.020h 0.79 0.74 0.51 0.44 0.35 0.35 0.34 0.34 0.32 s.20%TOTAL Source: 2004 Miami-Dade County, Florida Ad Valorem Assessment Roll for the City of Miami Beach and City of Miami Beach, Florida Comprehensive Annual Financial Report for the Fiscal Year Ended September 30,2014. LOCAL ECONOMY Tourism is the largest sector of the City's economy, with over $2.2 billion in direct tourist spending on hotel, food and beverage, and constitutes a large portion of the City's $l billion retail marketplace. In Fiscal Year 2013, the City's hotels hosted more than 5 million ovemight visitors, and approximately 7 million tourists visited South Beach and the Art Deco Historic district. Results reported for Fiscal Year 2014 evidence a continued upward trend. Hotel room sales in the City for Fiscal Year 2014 increased by 7% from Fiscal Year 2013, following the 9o/o increase a year earlier, demonstrating the continued strength of the City's lodging market and its major role in the robust tourist economy of South Florida. The City's hotel room occupancy rates remained stable in Fiscal Year 2014 at77Yo, as was the case in Fiscal Year 2013, reflecting continued absorption of an inventory of hotel rooms that has increased significantly in recent years, from 13,506 rooms at the beginning of 2008 to 17,751 in 2014. This additional inventory has provided the City with additional hotel room resources and product that is expected to continue to attract future visitors to and investment in the City. Evidence of the strength of the local economy is the fact that, with the exception of a de minimis 1% decline in the first quarter of 2008, hotel room demand has increased every quarter from the third quarter of 2007 through the fourth quarter of 2014. A-T2 728 The City is also a regional destination, with approximately 7 to 9 million day trips by residents of the surrounding area, making it one of the most popular destinations in Florida. However, in recent years, the City has diversified beyond its traditional tourism based economy to become a leading multi-industry business center, with entertainment, health care, culture, and professional services industries. The City serves as host for several major television shows, including Bum Notice (USA), Magic City (Starz) and Ballers (HBO), and has been the host for several recent feature productions, including Iron Man 3, Step Up Revolution, Pain & Gain and Ride Along 2. [n addition, the City hosted the inaugural eMerge Americas Conference, showcasing the best and brightest technology innovators and entrepreneurs, including Rokk3rlabs, a tech hub that is based in the City. In December 2014, the world's most prestigious art fair, Art Basel, based in Switzerland, celebrated the thirteenth anniversary of its Miami Beach exhibition. Over 250 of the world's leading art galleries participate in Art Basel Miami Beach and an estimated 73,000 intemational visitors attended the 2014 event. Art Basel Miami Beach has increased in attendance and sales every year since inception. Retail tenants continue to open locations and expand in the City, joining established operations, such as Armani Exchange, Kenneth Cole, Urban Outfitters, Diesel, Nicole Miller, Forever 21, H&M and Gap, which recently opened its new two story location in the City. New retailers that joined the Miami Beach market in 2014 included Athleta & Intermix, with Lululemon, Zadiq and Voltaire and Kiko Milano scheduled to join in 20 I 5. As of September 30 20 14, Class A office space in prime locations continues to generate interest, with a vacancy rate at the low level of approximately 9.9%. Such office space is anchored by corporate tenants, such as LNR Property Corporation, Terranova, and Benetton. Although there are factors beyond the City's control that have impacted the production of entertainment projects, the entertainment industry continues as an important part of the City's economy. The City remains a key location for the production of movies, fashion campaigns and television series. Many international talent and model agencies have established and continue operations in the City and the City continues to grow as an intemational destination for major events. In addition to Art Basel Miami Beach, Design Miami, the South Beach Food and Wine Festival, the Miami International Auto Show, the South Beach Comedy Festival, the Miami Beach lntemational Boat Show and the Winter Music Conference continue to provide a strong base for the special events, meeting and trade show segment of the City's economy. The City also remains a leader in the real estate industry, as the median price of homes and condominiums continued to stabilize through 2014. Development in the City continues to grow, specifically in North Beach, an area historically overlooked for significant projects by developers. Growth management initiatives in the late 1990's resulted in more limited supply, somewhat reducing the exposure of excess new residential inventory that was experienced in some other cities. Since the end of 2008, as recessionary pressures eased on the economy, the City has experienced quarterly increases of units sold, and a decline in the number of condominium units for sale, from over 4,000 in early 2008, to 1,470 in December 2013. In 2014 however, due to rising prices and a strengthening dollar, the sales velocity of the market has eased, with the condo listing inventory increasing to 3,409 in 2014 from record lows in 2013. MIAMI BEACH VISITOR AND CONVENTION ACTIVITY Miami-Dade County and the Miami Beach Convention Center host a large number of conventions and the City welcomes a large number of ovemight visitors each year. Set forth below is information relating to convention center attendance and overnight visitor activity. A-13 729 City of Miami Beach, Florida Convention Center Attendance and Overnight Visitors Fiscal Years 2005 - 2014 Fiscal Year Convention Center Attendance Ovemight Visitors Total Overnight Visitor Soendine 2005 2006 2007 2008 2009 20t0 20tl 2012 20t3 20t4 N/A 649,671 707,133 889,695 632,700 708,875 661,625 661,327 589,663 737,954 5,300,000 5,143,740 4,994,053 4,963,569 5,3g3,og l 5,558,408 5,539,010 5,841,612 5,697,053 6,961,200 s 7,200,000,000 7,889,608,756 7,344,7t9,992 7,468,633,814 7,524,151,558 8,104,378,579 8,088,739,484 9,201340,602 t0,614,t59,967 10,500,000,000 Source: City of Miami Beach Finance Department. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK.] A-14 730 Orisin Tourism and Visitor Activity Domestic and International Overnight Visitors Miami-Dade County Fiscal Years 2010 - 2014 (in 000) Fiscal Year Ended Seotember 30. 20t0 20t1 20t2 2013 2014 Domestic Regions Northeast Southem Midwest Westem Total Domestic Visitors International Regions South America Caribbean Central America Europe Canada Other Intemational Regions Total International Visitors Total Overnight Visitors Expenditures* Domestic Ovemight Visitors lntemational Overnight Visitors Total Expenditures 3,196.0 1,568.5 1,220.6 558.9 6.948.s 2,836.8 688.5 525.1 1,306.5 587.4 11s.8 6.060.1 12.604) $ 6,484.7 12.428.6 $l_E.el33 3,362.1 1,700.1 1,291.2 595.1 6,948.5 3,182.9 702.8 537.6 1,324.7 627.9 I19.8 6,495.7 )3A442 $ 7,088.7 14,528.6 $2re!_2.3 3,423.2 1,750.6 1,300.9 600.2 7,074.9 3,435.6 718.8 550.1 1,364.4 640.5 120.3 6.833.7 13.908 6 s 7,482.3 15.183.0 $us55] 3,401.4 1 ,781 .0 1,263.6 641.2 7.087.2 3,737.1 719.2 561.5 1,332.4 660.6 120.9 7 ,131.7 ll2r8.e. s 7,839.9 15.954.1 $ru 3,520.1 1,833.1 1,270.8 679.2 7,303.2 3,659.0 755.0 59s.3 1,430.2 689.7 t30.7 7,260.0 1!.5632 $ 8,206.3 16,528.2 $2il34; Source: Greater Miami Convention and Visitors Bureau. * Average Daily Expenditures. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK.] A-15 731 Overnight Visitors by Region Fiscal Years 2010 - 2014* Fiscal Year Ended Seotember 30. Resion 2010 20tt 2012 20t3 2014 Miami Beach Downtown Miami Airport Area North Miami-Dade/Sunny Isle South Miami-Dade Coral Gables Key Biscayne Coconut Grove Doral Total 44.1o 18.7 13.8 9.5 5.8 5.4 2.5 1.3 N/A )00% 4r.20 2t.7 13.0 9.8 5.8 5.7 2.4 0.8 0.7 190% 42.0% t7.6 17.2 10.0 5.0 4.9 2.7 0.9 0.7 190% 43.20 18.I 16.5 10.8 4.7 4.2 1.3 0.5 0.9 w% 47.8% t9.2 12.8 8.8 3.9 3.9 1.5 1.5 3.3 100% Source: Greater Miami Convention and Visitors Bureau. * Numbers may not add, due to rounding. TRANSPORTATION Surface Transportation The County has a comprehensive transportation network designed to meet the needs of residents, travelers and area businesses. The County's intemal transportation system includes (i) Metrorail , a24.8 mile above-ground, electric rail system connecting South Miami-Dade and the City of Hialeah with the downtown Miami and civic center areas; (ii) Metromover, a fully automated, 4.4 mile above-ground, electric rail, double-loop people mover system that carries passengers around downtown Miami's central business center, south to the Brickell Avenue business and international banking centers and north to the Andrienne Arsht Performing Arts Center and Omni shopping center areas; and (iii) the County's Metrobus system, which operates over approximately 29.3 million revenue miles per year and provides over 76.8 million passenger trips annually. The County also provides para-transit services to qualified elderly and handicapped riders. The County's para-transit services supply over 1.68 million passenger trips annually. In addition, cargo rail service is available from both Miami Intemational Airport and the Port of Miami, and Amtrak has a passenger station in the City of Miami. Tri-Rail, a 72-mile train system, links the City of West Palm Beach, the Town of Boca Raton, the City of Fort Lauderdale, the City of Hollywood and Miami lntemational Airport. Miami International Airport Miami International Airport is one of the busiest airports in the world for both passenger and cargo traffic. It ranks twetfth (12'h) in the nation and trventy-fifth (25'h) in the world in passenger traffic and has the second highest intemational passenger traflic in the United States. The airport ranks third (3'd) in the A-16 732 nation and eleventh (11'h) in the world in tonnage of domestic and international cargo movement. During Fiscal Year 2014 Miami lntemational Airport handled 40,844,964 passengers and 2,187,943 tons of air freight. More than 88 airlines serve Miami Intemational Airport, flying passengers to more than 150 destinations around the globe. Port of Miami The Port of Miami, known as the "cruise capital of the world," is an island port that encompasses 649 acres of land. It is the world's largest multi-day cruise port and is operated by the Seaport Department of Miami-Dade County. Embarkations and debarkations on cruise ships totaled over 4.7 million passengers at the Port of Miami during Fiscal Year 2014. The Port of Miami is currently home to twenty-eight (28) cruise ships that operate throughout the year. Such ships, owned by eight (8) separate cruise ship companies, include some of the largest cruise ships in the world. The Port of Miami is also a hub for Caribbean and Latin American commerce. These countries accounted for over one-half of the 7.6 million tons of cargo transferred through the Port of Miami during Fiscal Year 2014. The Port of Miami has also expanded its relationships in the global community. As a result, trade with the Far East, Asia and the Pacific coast accounted for almost 39Yo of the total cargo handled at the Port of Miami during Fiscal Year 2014. In August 2014, access to the Port of Miami was increased by the opening of the PortMiami Tunnel. The PortMiani Tunnel consist of two (2) parallel tunnels (one in each direction) that travel undemeath Biscayne Bay connecting MacArthur Causeway on Watson Island with the Port of Miami on Dodge Island. The PortMiami Tunnel provides direct access from highways I-95 and I-395, creating a highly desired additional entrance to the Port of Miami and a major improvement in traffic flow in downtown Miami. The PortMiarni Tunnel is expected to be a significant catalyst for future development at the Port of Miami and in the downtown Miami area. RECREATION There are numerous parks and playgrounds in the City. Each park provides different amenities, from tennis and bocce courts to swimming pools and tot lots, to Vita courses and barbecue pits. There are four (4) Vita courses, two (2) public swimming pools, and numerous tennis courts, including the Holtz Tennis Stadium, which hosts championship, professional and amateur toumaments. Offshore, the Gulf Stream provides a variety of game fish, while the Miami Beach Marina provides an abundance of space to house boats as well as direct access to the Atlantic Ocean and the Gulf Stream. The Marina is a private development on City owned, bay front land in the South Pointe area of the City. Renovation has increased the number of boat slips to 388, making the Marina a first class facility and the largest marina in the area. ln the north part of the City, the public can enjoy a leisurely sail in the quiet waters of Biscayne Bay from the Miami Beach Sailport. The facility, though open to all ages, was specially designed to teach young adults the basic art of sailing on small prams. The City owns two (2) championship golf courses that are open to the public. The two (2) championship courses, Miami Beach Golf Course and Normandy, offer a clubhouse complete with a restaurant, lounge and pro shop. A-t7 733 APPENDIX B Excerpts from Comprehensive Annual Financial Report of the City of Miami Beach, Florida for the Fiscal Year Ended September 34,2014 734 APPENDIX C The Bond Resolution 735 APPENDIX D Proposed Form of Opinion of Bond Counsel 736 APPENDIXE Proposed Form of Opinion of Disclosure Counsel 737 Date of Delivery City Commission of the City of Miami Beach, Florida 1700 Convention Center Drive Miami Beach, Florida 33139 City of Miami Beach, Florida Resort Tax Revenue Bonds Series 2015 Ladies and Gentlemen: We have served as Disclosure Counsel in connection with the issuance by the City of Miami Beach, Florida (the "City") of its $in aggregate principal amount of Resort Tax Revenue Bonds, Series 2015 (the "Series 2015 Bonds"). The Series 2015 Bonds are being issued with the terms, for the purposes and subject to the conditions set forth in Resolution No. No. 2015-_adopted by the Mayor and City Commission of the City on October _, 2015 (the "Bond Resolution"), as described in the Official Statement dated November _, 2015 relating to the Series 2015 Bonds (the "Official Statement"). All capitalized terms used in this opinion that are not defined herein and not normally capitalized shall have the meaning ascribed to such terms in the Official Statement. In connection with the issuance and delivery of this opinion, we have considered such matters of law and fact and have relied upon such certificates and other information furnished to us as we have deemed appropriate. We are not expressing any opinion or views herein on the authorization, issuance, delivery or validity of the Series 2015 Bonds. To the extent that the opinions expressed herein relate to or are dependent upon the determination that the proceedings and actions related to the authoization, issuance and sale of the Series 2015 Bonds are lawful and valid under the laws of the State of Florida, or that the Series 2015 Bonds are valid and binding obligations of the City enforceable in accordance with their terms, or that interest on the Series 2015 Bonds is excluded from the gross income of the owners thereof for federal income tax purposes, we understand that you are relying upon the opinions delivered on the date hereof of Squire Patton Boggs (US) LLP and no opinion is expressed herein as to such matters. The scope of our engagement with respect to the issuance of the Series 2015 Bonds was not to establish factual matters and, because of the wholly or partially non-legal character of many of the determinations involved in the preparation of the Official Statement, we are not passing on and do not assume any responsibility for, except as set forth in the last sentence of this paragraph, the accuracy or completeness of the contents of the Official Statement (including, without limitation, its appendices) and we make no representation that we have independently verified the accuracy, completeness or fairness of such contents. As your counsel, we have participated in the preparation of the Official Statement and in discussions and conferences with officials of the City, Bond Counsel for the City, the Consulting Engineers for the City in connection with the issuance of the Series 2015 Bonds, the Financial Advisors for the City, the Underwriters for the issuance of the Series 2015 Bonds and Moskowitz, Mandell, Salim & Simowitz, P.A., Counsel to the Underwriters, in which the contents of the Official Statement and related matters were discussed. Solely on the basis of our participation in the preparation of the Official Statement, our examination of certificates, documents, instruments and records relating to the City and the issuance of the Series 2015 Bonds and the above-mentioned discussions, nothing has come to our attention which would lead us to E-l 738 City Commission of the City of Miami Beach, Florida Date of Delivery Page 2 believe that the Official Statement (except for the financial, statistical and demographic data and information in the Official Statement, including, without limitation, the appendices thereto, and the information relating to DTC, its operations and the book-entry only system, as to which no opinion is expressed) contains an untrue statement of a material fact or omits to state a material fact that is necessary to make the statements therein, in light of the circumstances under which they were made, not misleading. We are also of the opinion that the continuing disclosure undertaking set forth in the Resolution and in the Disclosure Dissemination Agent Agreement of the City dated December _, 2015 and delivered at the closing for the Series 2015 Bonds, satisfies the requirements set forth in Rule l5c2-12(b)(5) of the United States Securities and Exchange Commission, as such requirements apply to the issuance of the Series 2015 Bonds. ln reaching the conclusions expressed herein we have, with your conculrence, assumed and relied on, without independent verification, the genuineness and authenticity of all signatures not witnessed by us, the authenticity of a[[ documents, records, instruments and letters submitted to us as originals, the conformity to originals of all items submitted to us as certified or photostatic copies, the legal capacity and authority of the persons who executed such items, the accuracy of all warranties, representations and statements of fact contained in the documents and instruments submitted to us, and the continuing accuracy on this date of any certificates or other items supplied to us regarding the matters addressed herein. As to questions of fact material to our opinions, we have relied upon and assumed the correctness of the public records and certificates by, and representations of, public officials and other officers, and representatives of the parties to this transaction. We have no actual knowledge of any factual information that would lead us to form a legal opinion that the public records or certificates which we have relied upon contain any untrue statement of a material fact. The opinions expressed herein are based upon existing law as of the date hereof and we express no opinion herein as of any subsequent date or with respect to any pending legislation. We assume no obligation to supplement this opinion if any applicable laws change after the date hereof or if we become aware of any facts that might change the opinions expressed herein after the date hereof. The opinions expressed herein represent our professional judgment, are not a guarantee of result, and are limited to the laws of the State of Florida and the United States of America. The opinions expressed herein are furnished by us as Disclosure Counsel to our client, the City, and solely for the use of the addressee named above. Such opinions shall not extend to, and may not be relied upon by, any other persons, firms, or corporations without our express prior written consent. The opinions expressed herein are limited to the matters set forth herein, and to the documents referred to herein, and do not extend to any other agreements, documents or instruments executed by the City. No other opinion should be infened beyond the matters expressly stated herein. Respectfully submitted, LAW OFFICES OF STEVE E. BULLOCK, P.A. E-2 739 APPENDIXF Form of Disclosure Dissemination Agent Agreement 740 [APPENDIX G Form of Specimen Municipal Bond Insurance Policyl 741 CITY OF MIAMI BEACH, FLORIDA Resort Tax Revenue Bonds, Series 2015 BOND PURCHASE AGREEMENT November -2015 Mayor and City Commission City of Miami Beactu Florida 1700 Convention Center Drive Miami Beactu Florida 33139 Ladies and Gentlemen: Merrill Ly..ku Pierce, Fenner & Smith Incorporated (the "Senior Managing Underwriter"), acting on behalf of itself and Citigroup Global Markets Inc., Morgan Stanley & Co., LLC and Siebert Brandford Shank & Co., LLC (collectively, with the Senior Managing Underwriter, the "lJnderwriters"), offer to enter into this Bond Purchase Agreement (this "Purchase Agreement") with the City of Miami Beach, Florida (the "City"), Ior the sale by the City and the purchase by the Underwriters of the City's $Resort Tax Revenue Bonds, Series 2015 (the "Series 2015 Bonds"). This offer is made subject to acceptance by the City prior to 5:00 p.m. (Eastern Time) on the date hereof. Upon such acceptance, this Purchase Agreement will be in full force and effect in accordance with its terms and will be binding on the City and the Underwriters. If this offer is not so accepted, it is subject to withdrawal by the Underwriters upon written notice delivered to the City at any time prior to such acceptance. In conformance with Section 218.385, Florida Statutes, as amended, the Underwriters hereby deliver the Disclosure and Truth-in-Bonding Statement attached hereto as Exhibit "A." Capitalized terms used in this Purchase Agreement, but not defined, are used with the meanings ascribed to them in the Bond Resolution hereinafter described. The Senior Managing Underwriter represents that it is authorized on behalf of itself and the other Underwriters to enter into this Purchase Agreement and to take any other actions that may be required on behalf of the Underwriters. SECTION 1. Upon the terms and conditions and upon the basis of the representations and warranties herein set forth, the Underwriters hereby agree to purchase from the (a) 742 (b) City, and the City hereby agrees to sell to the Underwriters all (but not less than all) of the Series 2015 Bonds for a purchase price equal to $100,431 ,270.05 (which purchase price is the aggregate principal amount of the Series 2015 Bonds of plus a net original issue premium of $and less an Underwriters,discountof$-).ThepurchasepricefortheSeries2015 Bonds shall be payable to the City in immediately available funds. In connection with the execution of this Purchase Agreement, the Senior Managing Underwriter, on behalf of the Underwriters, has delivered to the City a wire transfer credited to the order of the City in immediately available federal funds in the aggregate amount of Dollars ($-) (the "Good Faith Deposit"), which is being delivered to the City on account of the purchase price of the Series 2015 Bonds and as security for the performance by the Underwriters of their obligation to accept and to pay for the Series 2015 Bonds, if the City does not accept this offer, the Good Faith Deposit shall be immediately returned to the Senior Managing Underwriter by wire transfer credited to the order of the Senior Managing Underwriter in the amount of the Good Faith Deposit, in federal funds to the Senior Managing Underwriter. In the event the hereinafter defined Closing takes place, the amount of the Good Faith Deposit shall be credited against the purchase price of the Series 2015 Bonds pursuant to Section 1(a). ln the event of the City's failure to deliver the Series 20L5 Bonds at the Closing, or if the City shall be unable at or prior to the Closing to satisfy the conditions to the obligations of the Underwriters contained in this Purchase Agreement (unless such conditions are waived by the Senior Managing Underwriter), or if the obligations of the Underwriters shall be terminated for any reason permitted by this Purchase Agreement, the City shall immediately wire to the Senior Managing Underwriter in federal funds the Good Faith Deposit without interest, and such wire shall constitute a full release and discharge of ali claims by the Underwriters against the City arising out of the transactions contemplated by this Purchase Agreement. In the event that the Underwriters fail other than for a reason permitted under this Purchase Agreement to accept and pay for the Series 2015 Bonds upon their tender by the City at the Closing, the amount of the Good Faith Deposit shall be retained by the City and such retention shall represent full liquidated damages and not a penalty, for such failure and for any and all defaults on the part of the Underwriters and the retention of such funds shall constitute a full release and discharge of all claims, rights and damages for such failure and for any and all such defaults. It is understood by both the City and the Underwriters that actual damages in the circumstances as described in the preceding sentence may be difficult or impossible to compute; therefore, the funds represented by the Good Faith Deposit are a reasonable estimate of the liquidated damages in this type of situation. 743 (c)The Series 2015 Bonds will be issued pursuant to the Constitution and the laws of the State of Florida, in particular Chapter 67-930, Laws of Florida, Acts of 1.967 , as amended, and Chapter 1.66, Florida Statutes, as amended from time to time, and pursuant to the Miami Beach City Charter, as amended, and Chapter 102, Article IV of the Miami Beach City Code, as amended, including as amended by an ordinance (the "Resort Tax Ordinance") to be enacted by the Mayor and City Commission of the City of Miami Beach, Florida (the "Commission") levying the additional tax provided for in Section 5.03, Article IV of the Miami Beach City Charter, as amended (collectively, the " Act"), and pursuant to the terms and conditions of Resolution No. 2000-3582 adopted by the Mayor and City Commission of the City of Miami Beach, Florida (the "Commission") on November 21, 2007, and by Resolution No. 201,5-- adopted by the Commission on October 21.,2015 (the "Bond Resolution"). The Series 2015 Bonds will be secured as provided in the Bond Resolution. The Series 2015 Bonds shall mafure and have such other terms and provisions as are described on Exhibit "B" hereto. Proceeds of the Series 2015 Bonds will provide funds, together with other available funds, to (i) pay the costs of certain capital improvements to the Miami Beach Convention Center as described in the Bond Resolution (the "Series 2015 Project"), and (ii) pay costs of issuance of the Series 2015 Bonds[, including the premium for a Reserve Account Insurance Policy]. It shall be a condition to the obligation of the City to sell and deliver the Series 2015 Bonds to the Underwriters, and to the obligation of the Underwriters to purchase and accept delivery of the Series 2015 Bonds, that the entire aggregate principal amount of the Series 2015 Bonds shall be sold and delivered by the City and accepted and paid for by the Underwriters at the Closing. The Underwriters agree to make a bona fide public offering of substantially all of the Series 2015 Bonds to the public at initial public offering prices not greater than (or yields not less than) the initial public offering prices (or yields) set forth in the Official Statement dated the date hereof (the "Official Statement"); provided, however, that the Underwriters reserve the right to make concessions to certain dealers, certain dealer banks and banks acting as agents and to change such initial public offering prices as the Underwriters shall deem necessary in connection with the marketing of the Series 2015 Bonds. At the Closing, the Underwriters shall deliver to the City a certificate, in a form acceptable to Bond Counsel, stating the facts of the sale of the Series 2015 Bonds in a manner such that the issue price can reasonably be established. The Official Statement shall be provided for distribution, at the expense of the City, in such quantity as may be requested by the Underwriters no later than the earlier of (i) seven (7) business days after the date hereof, or (ii) one (1) business day prior to the Closing date, in order to permit the Underwriters to comply with Rule 15c2-12 (the "Rule") of the Securities and Exchange Commission ("SEC"), and (d) (e) 744 (0 the applicable rules of the Municipal Securities Rulemaking Board ("MSRB"), with respect to distribution of the Official Statement The Senior Managing Underwriter agrees to file the Official Statement with the Electronic Municipal Market Access system ("EMMA") (accompanied by a completed Form G-32) by the date of Closing. The filing of the Official Statement with EMMA shall be in accordance with the terms and conditions applicable to EMMA. From the date hereof until the earlier of (i) ninety days from the "end of the underwriting period" (as defined in the Rule), or (ii) the time when the Official Statement is available to any person from the MSRB (but in no case less than twenty-five (25) days following the end of the underwriting period), if any event occurs or a condition or circumstance exists which may make it necessary to amend or supplement the Official Statement in order to make the statements therein, in the light of the circumstances under which they were made, not misleading, the party discovering such even! condition or occurrence shall notify the other party and if, in the reasonable opinion of the City or the reasonable opinion of the Senior Managing Underwriter, such event requires the preparation and publication of an amendment or supplement to the Official Statement, the City, at its expense, will promptly prepare an appropriate amendment or supplement thereto, in a form and in a metnner reasonably approved by the Senior Managing Underwriter (and file, or cause to be filed, the same with the MSRB, and mail such amendment or supplement to each record owner of the Series 2015 Bonds) so that the statements in the Official Statement, as so amended or supplemented, will not, in light of the circumstances under which they were made, be misleading. Each party will promptly notify the other parties of the occurrence of any event of which it has knowledge or the discovery of such conditions or circumstance, which, in its reasonable opinion, is an event described in the preceding sentence. Notwithstanding the foregoing, if prior to the Closing either the City or the Underwriters hereto does not in good faith approve the form and manner of such supplement or amendment, the other may terminate this Purchase Agreement. The parties agree to cooperate in good faith with regard to the form and manner of the supplement or amendment to the Official Statement. Unless the City is otherwise notified by the Underwriters in writing on or prior to the date of Closing, the end of the underwriting period for the Series 2015 Bonds for all purposes of the Rule and this Purchase Agreement is the date of Closing. In the event the written notice described in the preceding sentence is given by the Underwriters to the City, such written notice shall specify the date after which no participating underwriter, as such term is defined in the Rule, remains obligated to deliver Official Statements pursuant to paragraph (bX4) of the Rule. The City hereby approves and authorizes the delivery and distribution of the Preliminary Official Statement dated as of November 5, 2015 (the "Preliminary (g) 745 (a) Official Statement") and the execution, delivery and distribution of the Official Statement in substantially the form of the Preliminary Official Statement together with such other changes, amendments or supplements as shall be made and approved in writing by the Senior Managing Underwriter and the City prior to the Closing in connection with the public offering and sale of the Series 2015 Bonds. SECTION 2. The City represents and warrants to and agrees with the Underwriters as follows: The Bond Resolution and the Resort Tax Ordinance were adopted and/or enacted by the Commission at meetings duly called and held in open session upon requisite prior public notice pursuant to the laws of the State of Florida and the standing resolutions and rules of procedure of the Commission. The City has full right, power and authority to adopt and/or enact the Bond Resolution and the Resort Tax Ordinance. On the date hereof, the Bond Resolution and the Resort Tax Ordinance are, and, at the Closing shall be, in full force and effect, and no portions thereof have been or shall have been supplemented, repealed, rescinded or revoked. The Bond Resolution and Resort Tax Ordinance constitute the legal, valid and binding obligations of the City, enforceable in accordance with their terms. The Bond Resolution creates a lien upon and pledge of Resort Tax Revenues, for the payment of principal and interest on the Series 2015 Bonds on parity and equal status with any other Bonds hereinafter issued under the Bond Resolution (the "Parity Bonds"). As of their respective dates and, with respect to the Official Statement, at the time of Closing, the statements and information contained in the Preliminary Official Statement and the Official Statement are and will be accurate in all material respects for the purposes for which their use is authorized, and do not and will not contain any untrue statement of a material fact or omit to state any material fact necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading. ln addition, any amendments to the Preliminary Official Statement and the Official Statement prepared and fumished by the City pursuant hereto will not contain any untrue statement of a material fact or omit to state any material fact necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading. The Series 2015 Bonds, the Bond Resolution, the Resort Tax Ordinance and the Disclosure Dissemination Agent Agreement relating to the Series 2015 Bonds (the "Continuing Disclosure Agreement") conform to the descriptions thereof set forth in the Official Statement. The City is not in breach of or default under any applicable constitutional provision, law or administrative regulation of the State of Florida or the United (b) (c) 746 (d) States, or any agency or department of either, or any applicable judgment or decree or any loan agreement, indenture, bond, note, resolution, agreement or other instrument to which the City is a party or to which the City or any of its properties or other assets is otherwise subject, and no event has occurred and is continuing which, with the passage of time or the giving of notice, or both, would constifute a default or event of default under any such instrument, in any such case to the extent that the same would have a material and adverse effect upon the business or properties or financial condition of the City or the Resort Tax Revenues, including the City's receipts of the Resort Tax Revenues in the amount contemplated by the Official Statemen! and the execution and delivery of the Series 2015 Bonds and the Continuing Disclosure Agreement; and this Purchase Contract and the adoption of the Bond Resolution, the adoption and/or enactment of the Resort Tax Ordinance, and compliance with the provisions on the City's part contained in each, will not conflict with or constitute a breach of or default under any constitutional provision, law, administrative regulation, judgment, decree, loan agreement, indenfure, bond, note, resolution, agreement or other instrument to which the City is a party or to which the City or any of its properties or other assets is otherwise subject, nor will any such execution, delivery, adoption or compliance result in the creation or imposition of any lien, charge or other security interest or encumbrance of any nafure whatsoever upon any of the properties or the assets of the City under the terms of any such law, regulation or instrument, except as provided or permitted by the Series 2015 Bonds and the Bond Resolution. As of its date, the Preliminary Official Statement was deemed "final" (except for permitted omissions) by the City for purposes of paragraph (b)(1) of the Rule. On the date hereoi the Commission is the governing body of the City and the City is, and will be on the date of the Closing, duly organized and validly existing as a municipality under the Act, with the power and authority set forth therein. The City has full right, power and authority to issue, sell and deliver the Series 2015 Bonds to the Underwriters as described herein; to provide funds to finance the Series 2015 Project; to have enacted and/or adopted the ordinances and/or resolutions which established the rates, fees, charges and other tax income which comprise the Resort Tax Revenues; to enter into this Purchase Agreement, and the Continuing Disclosure Agreement (collectively, the "Bond Documents"), to issue and deliver the Series 2015 Bonds as provided in this Purchase Agreement and the Bond Resolution, to apply the proceeds of the sale of the Series 2015 Bonds for the purposes described herein and in the Official Statement, to execute and deliver the Bond Documents, and to carry out and consummate the transactions contemplated by the aforesaid documents. (e) (0 747 (e)At meetings of the Commission that were duly called and at which a quorum was present and acting throughout, the Commission approved the execution and delivery of the Series 2015 Bonds and the Bond Documents; authorized the execution and delivery of the Official Statemenf and authorized the use of the Official Statement in connection with the public offering of the Series 2015 Bonds. The City represents that it will have no bonds or other indebtedness outstanding that are secured by the Resort Tax Revenues, other than as described in the Official Statement. All conditions and requirements of the Bond Resolution relating to the issuance of the Series 2015 Bonds have been complied with or fulfilled, or will be complied with or fulfilled on the date of Closing. Since September 30, 201.4, there has been no material adverse change in the financial position, results of operations or condition, financial or otherwise, of the City or its Resort Tax Revenues other than as disclosed in the Official Statement and the City has not incurred liabilities that would materially adversely affect its ability to discharge its obligations under the Bond Resolution or the Bond Documents, direct or contingent, other than as disclosed in the Official Statement. No authorization, approval, consent or license of any govemmental body or authority, not already obtained, is required for the valid and lawful execution and delivery by the City of the Series 2015 Bonds, the Bond Documents, the Official Statement, the adoption of the Bond Resolution and the adoption and/or enactment of the Resort Tax Ordinance, and the performance of its obligations thereunder or as contemplated thereby; provided, however, that no representation is made concerning compliance with the registration requirements of the federal securities laws or the securities or Blue Sky laws of the various states. The City is not and has not been in default on any bond issued since December 31, 1975 that would be considered material by a reasonable investor, and the City has not served as a conduit issuer of bonds since such date. Except as disclosed in the Official Statement, there is no claim, action, suit, proceeding, inquiry or investigation, at law or in equity, before or by any court, govemmental agency, or public board or body, pending or, to the best of its knowledge, threatened: (i) contesting the corporate existence or powers of the Commission, or the titles of the officers of the Commission to their respective offices; (ii) seeking to prohibit, restrain or enjoin the sale, issuance or delivery of the Series 2015 Bonds or the collection of the Resort Tax Revenues, pledged to pay the principal of and interest on the Series 2015 Bonds in the manner and to the extent provided in the Bond Resolution, or the application of the proceeds of the Series 2015 Bonds or in which an unfavorable decision, ruling or finding would materially adversely affect the financial position of the City or the collections of its Resort Tax Revenues or the validity or enforceability of the Series 2015 Bonds, the (h) (i) (j) (k) 748 (l) Bond Resolution, the Resort Tax Ordinance or the Bond Documents; (iii) contesting in any way the completeness or accuracy of the Official Statement; or (iv) adversely affect the exclusion of interest on the Series 2015 Bonds from gross income for federal income tax purposes. When duly executed and delivered, the Series 2015 Bonds and the Bond Documents will have been duly authorized, executed, issued and delivered and will constitute valid and binding obligations of the City, enforceable in accordance with their respective terms, except insofar as the enforcement thereof may be limited by bankruptcy, insolvency or similar laws relating to the enforcement of creditors' rights. The City will fumish such information, execute such instruments and take such other action in cooperation with the Senior Managing Underwriter as the Senior Managing Underwriter may reasonably request to: (i) qualify the Series 2015 Bonds for offer and sale under the "blue sky" or other securities laws and regulations of such states and other jurisdictions of the United States of America as the Senior Managing Underwriter may designate; (ii) determine the eligibility of the Series 2015 Bonds for investment under the laws of such states and other jurisdictions; and (iii) continue such qualifications in effect so long as required for the distribution of the Series 2015 Bonds; provided that the City will not be required to qualify to do business or submit to service of process in any such jurisdiction. The City has not been notified of any listing or the proposed listing of the City by the Internal Revenue Service as an issuer whose arbitrage certifications may not be relied upon. A.y certificate signed by any official of the City and delivered to the Underwriters will be deemed to be a representation by the City to the Underwriters as to the statements made therein. The City will undertake, pursuant to the Continuing Disclosure Agreement, to provide or cause to be provided to the MSRB certain annual financial information and collection data as to the City and the Resort Tax Revenues, and certain notices of material events, as more fully set forth in the Continuing Disclosure Agreement. A description of the undertaking will be set forth in the Official Statement. The Financial Statements included in the Official Statement have been prepared in accordance with generally accepted accounting principles applied on a consistent basis with that of the audited combined financial statements of the City and fairly present the financial condition and results of the operations of the City at the dates and for the periods indicated. (m) (n) (o) (p) (q) 749 (.) (s) The City will provide to the rating agencies rating the Series 2015 Bonds appropriate periodic credit information necessary for maintaining the ratings on the Series 2015 Bonds. Except as disclosed in the Official Statement, within the last five (5) years/ the City has not failed to comply in all material respects with any continuing disclosure undertaking made by it pursuant to the Rule in connection with outstanding bond issues for which the City has agreed to undertake continuing disclosure obligations. At the time of Closing, the City will be in compliance in all respects with the covenants and agreements contained in the Bond Resolution and no event of default, nor an event which, with the lapse of time or giving of notice, or both, would constitute an event of default under the Bond Resolution will have occurred or be continuing. The City will not take or omit to take any action which action or omission will in any way cause the proceeds from the sale of the Series 2015 Bonds to be applied in a manner contrary to that provided for or permitted in the Bond Resolution and as described in the Official Statement. No representation or warranty by the City in this Purchase Agreement, nor any statement, certificate, document or exhibit furnished to or to be furnished by the City pursuant to this Purchase Agreement contains, or will contain on the Closing date, any untrue statement of material fact. Between the date of this Purchase Agreement and the date of Closing, the City will not, without the prior written consent of the Senior Managing lJnderwriter, offer or issue any bonds, notes or other obligations for borrowed money, and the City will not incur any material liabilities, direct or contingent, nor will there be any adverse change of a material nature in the financial position, results of operations or condition, financial or otherwise, of the City, other than (i) as contemplated by the Official Statement, or (ii) in the ordinary course of business. (t) (u) (v) (w) SECTION 3. On or before the acceptance by the City of this Purchase Agreement, the Underwriters shall receive from the City certified copies of the Bond Resolution and the Resort Tax Ordinance. SECTION 4. At 10:00 a.m. (Eastern Time) on December 17,2015, or at such earlier or later time or date as the parties hereto mutually agree upon (the "Closing"), the City will cause to be delivered to the Underwriters, at the offices of Squire Patton Boggs (US) LLP ("Bond Counsel"), in the City of Miami, Florida or at such other place upon which the parties hereto may agree, the documents 750 mentioned in Section 5(b) of this Purchase Agreement and shall release the Series 2015 Bonds, in the form of one typewritten, fully registered bond with a CUSIP identification number thereon for each maturity of the Series 2015 Bonds, duly executed and authenticated and registered in the name of Cede & Co., as nominee for DTC, through the DTC FAST System to the Underwriters. At the Closing, the Underwriters shall evidence their acceptance of delivery of the Series 2015 Bonds and pay the purchase price of the Series 2015 Bonds as set forth in Section 1(a) of this Purchase Agreement. SECTION 5. The Underwriters have entered into this Purchase Agreement in reliance upon the representations and agreements of the City herein and the performance by the City of its obligations hereunder, both as of the date hereof and as of the date of Closing. The City's and the Underwriters' obligations under this Purchase Agreement are and will be subject to the following further conditions: (a) at the time of Closing: (i) the Bond Resolution, the Resort Tax Ordinance and the Bond Documents will be in full force and effect and will not have been amended, modified or supplemented, except as may have been agreed to in writing by the Senior Managing Underwriter; (ii) the proceeds of the sale of the Series 2015 Bonds shall be applied as described in the Official StatemenU and (iii) the Commission shall have duly adopted and there shall be in fulI force and effect, resolutions as, in the opinion of Bond Counsel, shall be necessary in connection with the transactions contemplated hereby; (b) at or prior to the Closing, the Underwriters shall receive the following documents: (ii) the opinion of Bond Counsel with respect to the Series 2015 Bonds, dated the date of Closing, substantially in the form attached to the Official Statement as Appendix E, either addressed to the Underwriters and the City or accompanied by a letter addressed to the Underwriters indicating that it may rely on said opinion as if it were addressed to them; a supplemental opinion of Bond Counsel, dated the date of the Closing and addressed to the Underwriters to the effect that: (A) they have reviewed the statements in the Official Statement under the captions ,,INTRODUCTION", "PURPOSE OF THE SERIES 2015 BONDS", "THE SERIES 2015 BONDS" (except for information under the subheading "Book-Entry Only System"), and "SECURITY FOR THE SERIES 2015 BONDS", and believe that, insofar as such statements purport to summarize certain provisions of the Series 2015 Bonds and the Bond Resolution, such statements present an accurate summary of such provisions; (B) they have reviewed the statements in the Official Statement under the caption "TAX MATIERS" and believe that such statements are (i) 10 751 (iii) accurate; and (C) the Series 2015 Bonds are exempt from the registration requirements of the Securities Act of 1933, as amended (the "L933 Act") and the Bond Resolution is exempt from qualification under the Trust Indenture Act of 1.939, as amended (the "1939 Act"); the opinion of the Law Offices of Steve E. Bullock, P.A., Disclosure Counsel to the City, dated the date of Closing and either addressed to the Underwriters and the City or accompanied by a letter addressed to the Underwriters indicating that they may rely on said opinion as if it were addressed to them, in form and substance acceptable to the City and the Underwriters, (i) to the effect that nothing has come to its attention which leads it to believe that the Official Statement contains any untrue statement of a material fact or omits to state a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances under which they were made, not misleading, (ii) the Continuing Disclosure Agreement complies, in all material respects, with the requirements of Rule 15(c)2-12(b)(5), and (iii) the Series 2015 Bonds are exempt from the registration requirements of the L933 Act and the Bond Resolution is exempt from qualification under the 1939 Act; the opinion of Raul Aguila, Esq., Counsel to the City, dated the date of Closing and addressed to the Underwriters and the City, to the effect that: (A) the Commission is the governing body of the City and the City is validly existing as a municipality under the Act, with all corporate power necessary to conduct the operations described in the Official Statement and to carry out the transactions contemplated by this Purchase Agreement; (B) the City has obtained all govemmental consents, approvals and authorizations necessary for execution and delivery of the Bond Documents, for issuance of the Series 2015 Bonds and for execution and delivery of the Official Statement and consummation of the transactions contemplated thereby and hereby; (C) the City has full legal right power and authority to pledge and grant a lien on the Resort Tax Revenues, for the security of the Series 2015 Bonds on parity and equal status with the Parity Bonds; (D) the Commission has duly adopted the Bond Resolution and duly enacted and/or adopted the Resort Tax Ordinance and approved the form, execution, distribution and delivery of the Official Statemen! (E) the Series 2015 Bonds and the Bond Documents have each been duly authorized, executed and delivered by the City and, assuming due authorization, execution and delivery thereof by the other parties thereto, if any, each constitutes a valid and binding agreement of the City, enforceable in accordance with its terms; (F) the information in the Official Statement with respect to the City (excluding financial, statistical and demographic information and information relating to DTC, (iv) 11 752 (v) as to which no opinion need be expressed) is, to the best knowledge of such counsel after due inquiry with respect thereto, correct in all material respects and does not omit any matter necessary in order to make the statements made therein regarding such matters, in light of the circumstances under which such statements are made, not misleading, and, based on its participation as counsel to the City, such counsel has no reason to believe that the Official Statement (excluding financial, statistical and demographic information (and information relating to DTC) contained as of its date or contains any untrue statement of a material fact or omitted or omits to state any material fact necessary to make the statements therein, in light of the circumstances under which they were made, not misleading; (G) except as disclosed in the Official Statement under the caption "LITIGATION," there is no action, suit, proceeding or investigation at law or in equity before or by any cour! public board or body pending or, to the best of knowledge of such counsel, threatened, against or affecting the Commission or the City challenging the validity of the Series 2015 Bonds, the Bond Resolution, the Resort Tax Ordinance, the Bond Documents, or any of the kansactions contemplated thereby or by the Official Statement, or challenging the existence of the City or the respective powers of the several offices of the officials of the City or the titles of the officials holding their respective offices, or challenging the City's assessment or collection of the Resort Tax Revenues or the pledge of the Resort Tax Revenues for the payment of the Series 2015 Bonds in the manner and to the extent provided in the Bond Resolution, nor is there any basis therefor; (H) the execution and delivery of the Bond Documents and the issuance of the Series 2015 Bonds, and compliance with the provisions thereoi under the circumstances contemplated thereby, do not and will not in any material respect conflict with or constitute on the part of the City a breach of or default under, or result in the creation of a lien on any property of the City (except as contemplated therein) pursuant to any note, mortgage, deed of tmst, indenfure, resolution or other agreement or instrument to which the Commission or the City is a party, or any existing law, regulation, court order or consent decree to which the Commission or the City is subject; a certificate, dated the date of Closing, signed on behalf of the City by the Mayor and the City Manager of the City, setting forth such matters as the Senior Managing Underwriter may reasonably require, including that each of the representations of the City contained in Section 2 hereof were true and accurate in all material respects on the date when made, has been true and accurate in all material respects at all times since, and continues to be true and accurate in all material respects on the date of Closing as if made on such date; and stating that to the best of their knowledge, no 12 753 event affecting the City, the Series 2015 Project, the Resort Tax Revenues or the Series 2015 Bonds has occurred since the date of the Official Statement which should be disclosed therein for the purpose for which it is used or which is necessary to disclose therein in order to make the statements and information therein not misleading in any material respect as of the date of Closing; (vi) a customary signature certificate, dated the date of Closing, signed on behalf of the City by the City Clerk of the City; (vii) letters from Moody's lnvestors Service, Inc. ("Moody'r") and Standard & Poor's Ratings Services ("S&P") addressed to the City, to the effect that the Series 2015 Bonds have been assigned ratings of " _" (_ outlook) and " -" (- outlook), respectively, which ratings shall be in effect as of the Closing date; (viii) a customary authorization and incumbency certificate, dated the date of Closing, signed by authorized officers of the Bond Registrar; (ix) copies of the Blue Sky Survey and Legal lnvestment Survey, If any, prepared by Counsel to the Underwriters, indicating the jurisdictions in which the Series 2015 Bonds may be sold in compliance with the "blue sky" or securities laws of such jurisdictions; (x) such additional documents as may be required by the Bond Resolution to be delivered as a condition precedent to the issuance of the Series 2015 Bonds; the opinion of Moskowitz, Mandell, Salim & Simowitz, P.A., counsel to the Underwriters, dated the date of Closing and addressed to the Underwriters, and covering such matters as the Senior Managing Underwriter may reasonably request; (xii) Executed or certified copies of the Bond Documents; and (xiii) such additional legal opinions, proceedings, instruments and other documents as the Senior Managing Underwriter, IJnderwriters' Counsel or Bond Counsel may reasonably request. All of the opinions, letters, certificates, instruments and other documents mentioned in this Purchase Agreement shall be deemed to be in compliance with the provisions of this Purchase Agreement if, but only if, in the reasonable judgment of the Senior Managing Underwriter and Underwriters' Counsel, they are satisfactory in form and substance. (xi) 13 754 SECTION 5. If the City shall be unable to satisfy the conditions to the Underwriters' obligations contained in this Purchase Agreement or if the Underwriters' obligations are terminated for any reason permitted by this Purchase Agreement, this Purchase Agreement shall terminate and the Underwriters and the City shall have no further obligation hereunder, except that the respective obligations of the parties hereto provided in Section 7 hereof shall continue in full force and effect and the City shall return the Good Faith Deposit as provided in Section 1(b). SECTION 7. (a)The following costs and expenses relating to the transaction contemplated or described in this Purchase Agreement shall be borne and paid by the City regardless of whether the transaction contemplated herein shall close: printing of Series 2015 Bonds; printing or copying of closing documents (including the Preliminary Official Statement and the Official Statement) in such reasonable quantities as the Underwriters may request; fees and disbursements of Bond Counsel; fees and disbursements of the City's Financial Advisor; any accounting fees; the Bond Registrar fees; fees of the rating agencies; and any other fees as described in Schedule A-1 hereto. The City shall pay any expenses incurred by the Underwriters on behalf of the City and its staff in connection with the marketing, issuance and delivery of the Series 2015 Bonds, including, but not limited to, meals, transportation and lodging of the City's employees and representatives; the City's obligations in regard to these expenses survive even if the underlying transaction fails to close or consummate. The Underwriters will pay: (i) the fees and disbursements of Underwriters' Counsel; (ii) all advertising expenses in connection with the public offering of the Series 2015 Bonds; and (iii) the cost of preparing, printing and distributing the Blue Sky and Legal Investment Surveys, if any, and the filing fees, if any, required by the "blue sky" laws of various jurisdictions. (b) SECTION 8. The City acknowledges and agrees that: (i) the kansactions contemplated by this Purchase Agreement are arm's length, commercial transactions between the City and the Underwriters in which the Underwriters are acting solely as a principal and are not acting as a municipal advisor, financial advisor or fiduciary to the City; (ii) the Underwriters have not assumed any advisory or fiduciary responsibility to the City with respect to the transactions contemplated hereby and the discussions, undertakings and procedures leading thereto (irrespective of whether the Underwriters or their affiliates have provided other services or are currently providing other services to the City on other matters); (iii) the only obligations the Underwriters have to the City with respect to the transaction contemplated hereby expressly are set forth in this Purchase Agreemen| (iv) the City has consulted its own financial and/or t4 755 municipal, legal, accounting, tax, and other advisors, as applicable, to the extent it has deemed appropriate and (v) the Underwriters have financial and other interests that differ from those of the City, The primary role of the Underwriters is to purchase the Series 2015 Bonds for resale to investors, in an arm's-length commercial transaction between the City and the Underwriters. SECTION 9. The Underwriters shall have the right to cancel their obligations hereunder if the Senior Managing Underwriter notifies the City in writing of their election to do so between the date hereof and the Closing if, at any time hereafter and on or prior to the Closing: (a)A committee of the House of Representatives or the Senate of the Congress of the United States shall have pending before it legislation, or a tentative decision with respect to legislation shall be reached by a committee of the House of Representatives or the Senate of the Congress of the United States of America, or legislation shall be favorably reported by such a committee or be introduced, by amendment or otherwise, in, or be passed by, the House of Representatives or the Senate, or recommended to the Congress of the United States of America for passage by the President of the United States of America, or be enacted by the Congress of the United States of America, or .u-t announcement or a proposal for any such legislation shall be made by a member of the House of Representatives or the Senate of the Congress of the United States, or a decision by a court established under Article III of the Constitution of the United States of America or the Tax Court of the United States of America shall be rendered, or a ruling, regulation, or order of the Treasury Department of the United States of America or the lntemal Revenue Service shall be made or proposed having the purpose or effect of imposing federal income taxation, or any other event shall have occurred which results in or proposes the imposition of federal income taxation, upon revenues or other income of the general character to be derived by the City, any of its affiliates, state and local governmental units or by any similar body or upon interest received on obligations of the general character of the Series 2015 Bonds which, in the Senior Managing Underwriter's opinion, materially and adversely affects the market price of the Series 2015 Bonds. Any legislation, ordinance, rule, or regulation shall be introduced in or be enacted by any govemmental body, department, or agency of the United States or of any state, or a decision by any court of competent jurisdiction within the United States or any state shall be rendered which, in the Senior Managing lJnderwriter's reasonable opinion, materially adversely affects the market price of the Series 2015 Bonds. A stop order, ruling, regulation, or official statement by, or on behalf of, the SEC or any other govemmental agency having jurisdiction of the subject matter shall be issued or made to the effect that the issuance, offering, or sale of obligations of (b) (c) 15 756 (d) the general character of the Series 2015 Bonds, or the issuance, offering, or sale of the Series 2015 Bonds, including all the underlying obligations, as contemplated hereby or by the Official Statement, is in violation or would be in violation of any provisions of the federal securities laws as amended and then in effect, including without limitation the registration provisions of the 1933 Act, or the registration provisions of the Securities Exchange Act of 1934 (the "1934 Act"), or the qualification provisions of the 1939 Act. Legislation shall be introduced by amendment or otherwise in, or be enacted by, the Congress of the United States of America t or a decision by a court of the United States of America shall be rendered to the effect that obligations of the general character of the Series 2015 Bonds, including all the underlying obligations, are not exempt from registration under or from other requirements of the 1933 Act or the 1934 Act, or with the purpose or effect of otherwise prohibiting the issuance, offering, or sale of obligations of the general character of the Series 2015 Bonds, as contemplated hereby or by the Official Statement. Any event shall have occurred, or information shall have become known, which, in the Senior Managing Underwriter's reasonable opinion, makes untrue it u.y material respect any representation by or certificate of the City hereunder, or any statement or information fumished to the Underwriters by the City for use in connection with the marketing of the Series 2015 Bonds or any material statement or information contained in the Official Statement as originally circulated contains an untrue statement of a material fact or omits to state a material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading; provided, however, that the City shall be granted a reasonable amount of time in which to cure any such untrue or misleading statement or information. Additional material restrictions not in force as of the date hereof shall have been imposed upon trading in securities generally by any govemmental authority or by any national securities exchange. The New York Stock Exchange or any other national securities exchange, or any govemmental authority, shall impose, as to Series 2015 Bonds or obligations of the general character of the Series 2015 Bonds, any material restrictions not now in force, or increase materially those now in force, with respect to the extension of credit by, or a change to the net capital requirements of, the Underwriters. A general banking moratorium or suspension or limitation of banking services shall have been established by federal, Florida or New York authorities or a major financial crisis or material disruption in commercial banking or securities settlement or clearance services shall have occurred. (e) (0 (g) (h) t6 757 Any proceeding shall be pending, or to the knowledge of the Underwriters, threatened, to restrain, enjoin, or otherwise prohibit the issuance, sale, or delivery of the Series 2015 Bonds by the City or the purchase, offering, sale, or distribution of the Series 2015 Bonds by the Underwriters, or for any investigatory or other proceedings under any federal or state securities laws or the rules and regulations of the National Association of Securities Dealers, Inc. relating to the issuance, sale, or delivery of the Series 2015 Bonds by the City or the purchase, offering, sale, or distribution of the Series 20L5 Bonds by the Underwriters. There shall have occurred any new outbreak or escalation of hostilities, any declaration by the United States of war or any national or intemational calamity or crisis, the effect of such outbreak, escalation, declaration, calamity or crisis being such as would cause a major disruption in the municipal bonds market and as, in the reasonable judgment of the Senior Managing Underwriter, would make it impracticable or inadvisable for the Underwriters to market the Series 2015 Bonds or to enforce contracts for the sale of the Series 2015 Bonds. Prior to Closing, any of the rating agencies which have rated the Series 2015 Bonds shall inform the City or the Underwriters that the Series 2015 Bonds will be rated lower than the respective rating published in the Official Statement or there shall have occurred or any notice shall have been given of any downgrading, suspension, withdrawal, or negative change of credit watch status by any national rating service to any Bonds. There shall have occurred, after the signing hereof, either a financial crisis with respect to the City or any agency or political subdivision thereof or proceedings under the bankruptcy laws of the United States or the State of Florida shall have been instituted by the City, in either case the effect of which, in the reasonable judgment of the Senior Managing Underwriter, is such as to materially and adversely affect the market price or the marketability of the Series 20L5 Bonds or the ability of the Underwriters to enforce contracts of the sale of the Series 2015 Bonds. SECTION 1.0. Any notice or other communication to be given under this Purchase Agreement may be given by delivering the same in writing as follows: (i) 0) (k) (t) 77 758 To the City at: City of Miami Beach, Florida 1700 Convention Center Drive Miami Beactr, FL 33139 Attention: John Woodruff, Interim Chief Financial Officer To the Underwriters (as the Senior Managing Underwriter, the representative on behalf of the Underwriters) at: Merrill Ly..tu Pierce, Fenner & Smith Lrcorporated 355 Alhambra Circle, Suite 1360 Coral Gables, Florida 33134 Attention: Jose R. Pagan SECTION 1-1. This Purchase Agreement is made solely for the benefit of the City and the Underwriters (including the successors or assigns of the Underwriters), and no other person, partnership, association or corporation shall acquire or have any right hereunder or by virtue hereof. SECTION 12. All the representations, warranties and agreements of the Underwriters and the City in this Purchase Agreement shall remain operative and in full force and effect and shall survive delivery of and payment for the Series 2015 Bonds hereunder regardless of any investigation made by or on behalf of the Underwriters. SECTION 1-3. This Purchase Agreement shall be govemed by and construed in accordance with the laws of the State of Florida. SECTION 14. This Purchase Agreement may be executed i. *y number of counterparts, each of which shall be deemed an original, but all of which together shall constitute one and the same agreemen! such counterparts may be delivered by facsimile transmission. [Signature Page to Follow] 18 759 If the foregoing is acceptable to you, please sign below and this Purchase Agreement will become a binding agreement between the City and the Underwriters. Very Truly Yours, MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED, on behalf of itself and CITIGROUP GLOBAL MARKETS INC., MORGAN STANLEY & CO., LLC and SIEBERT BRANDFORD SHANK & CO., LLC Name:Jose R. Pagan Title : Authorized Representative Accepted and confirmed as of the date first above written: CITY OF MIAMI BEACH, FLORIDA Name: Philip Levine Title: Mayor By, APPRO/ED AS TO fOnr.ll &LANGUAGE &FOB DGCUNON f^o Cr'\-rst' DdoCltyAitotneY 19 760 EXHIBIT A (Disclosure and Truth-in-Bonding Statement) CITY OF MIAMI BEACH, FLORIDA Resort Tax Revenue Bonds Series 2015 November -2015 Mayor and City Commission City of Miami Beach, Florida 1700 Convention Center Drive Miami Beach, Florida 33139 Ladies and Gentlemen: In connection with the proposed execution and delivery of the $- City of Miami Beach, Florida Resort Tax Revenue Bonds, Series 2015 (the "Series 2015 Bonds"), Merrill Lynch, Pierce, Fenner & Smith lncorporated (the "Senior Managing Underwriter"), acting on behalf of itself and Citigroup Global Markets Inc., Morgan Stanley & Co., LLC and Siebert Brandford Shank & Co., LLC (collectively, with the Senior Managing Underwriter, the "I-Jnderwriters"), has agreed to underwrite a public offering of the Series 2015 Bonds. Arrangements for underwriting the Series 2015 Bonds will include a Bond Purchase Agreement between the City of Miami Beach, Florida (the "City") and the Underwriters which will embody the negotiations in respect thereof (the "Purchase Agreement"). The purpose of this letter is to furnish, pursuant to the provisions of Section 218.385, Florida Stafutes, as amended, certain information in respect of the arrangements contemplated for the underwriting of the Series 2015 Bonds as follows: (a) The nature and estimated amounts of expenses to be incurred by the Underwriters in connection with the purchase and reoffering of the Series 2015 Bonds are set forth in schedule A-1 attached hereto. No person has entered into an understanding with the Underwriters or, to the knowledge of the Underwriters, with the City for any paid or promised compensation or valuable consideration, directly or indirectly, expressly or implied, to act solely as an intermediary between the City and the Underwriters (b) Exhibit A-1 761 (d) (c) (e) (0 or to exercise or attempt to exercise any influence to effect any transaction in connection with the purchase of the Series 2015 Bonds by the Underwriters. The total underwriting spread is $_ ($__J$1,000 of Bonds). The Management Fee is $0 ($0/$1,000 of Bonds). TheUnderwriters,Expensesare$-($/$1,000ofBonds). No other fee, bonus or other compensation has been or will be paid by the Underwriters in connection with the issuance of the Series 2015 Bonds to any person not regularly employed or retained by the LJnderwriters, except Underwriters' Counsel, Moskowitz, Mandell, Salim & Simowitz, P.A., as shown on Schedule A-1 hereto, including any "finder" as defined in Section 218.386(1Xa), Florida Statutes, as amended. The names and addresses of the Underwriters are: Merrill Lynch, Pierce, Fenner & Smith Incorporated 355 Alhambra Circle, Suite 1360 Coral Gables, Florida 331,34 Attention: Jose R. Pagan Citigroup Global Markets Inc. 100 North Tampa Street, Suite 3750 Tampa, Florida 33602 Attn: Kevin Dempsey Morgan Stanley & Co., LLC 2400 East Commercial Blvd., Suite 1200 Fort Lauderdale, Florida 33308 Attn:J.W. Howard Siebert Brandford Shank & Co., LLC 1025 Connecticut Avenue NW, Suite 1202 Washington, DC 20036 Attn:Jon Kim (h)TheCityisproposingtoissue$-principalamountoftheSeries2015 Bonds, as described in the Official Statement dated November 5, 2015 relating to the Series 2015 Bonds (the "Official Statement"). These obligations are expected to be repaid over a period of approximately _ years. At a true interest cost rate of _"/q total interest paid over the life of the Series 2015 Bonds will be $_. Proceeds of the Series 2015 Bonds will provide funds, together with (g) Exhibit A-2 762 other available funds, to (i) pay the costs of certain capital improvements to the Miami Beach Convention Center, and (ii) pay costs of issuance of the Series 2015 Bonds. (i) The anticipated source of repayment or security for the Series 2015 Bonds is the Resort Tax Revenues (as defined in the Bond Resolution, which in turn is defined in the Purchase Agreement). Authorizing these obligations will result in an aVerageannualamountofapproximately$-(totaldebtservicedivided by _ years) of the aforementioned funds not being available each year to finance the other services of the City over a period of approximately _ years, with respect to the Series 2015 Bonds. [Remainder of page intentionally left blank] Exhibit A-3 763 We understand that you do not require any further disclosure from the Underwriters pursuant to Section 218.385, Florida Statutes, as amended. Very Truly Yours, MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED, on behaif of itself and CITIGROUP GLOBAL MARKETS INC., MORGAN STANLEY & CO., LLC and SIEBERTBRANDFORD SHANK & CO., LLC Name:Jose R. Pagan Title: Authorized Representative By, Exhibit A-4 764 SCHEDULE " A-1" DETAILED BREAKDOWN OF UNDERWRITERS' DISCOUNT $_ CITY OF MIAMI BEACH, FLORIDA Resort Tax Revenue Bonds Series 2015 Soread Breakdown+ Average Takedown Expenses Total Expense Breakdown Underwriter's Counsel DTC Ipreo CUSIP Miscellaneous Total s/$1,000 $ $/s1.000 $ Amount $ Amount Schedule A-1 765 EXHIBIT B $ CITY OF MIAMI BEACH, FLORIDA Resort Tax Revenue Bonds Series 2015 MATURITIES, PRINCIPAL AMOUNTS,INTEREST RATES, YIELDS AND PRICES $_ Serial Bonds Maturity Principal (Seotember 1) Amount lnterest Rate Yield Price $- -% Term Bond Due September 1,20 ; Yield -%; Price - * Yield and price to the first optional redemption date of September 1,20-. Exhibit B-1 766 Redemption Provisions Ootional Redemotion The Series 2015 Bonds maturing on or before September 1., 20- are not subject to redemption prior to maturity. The Series 2015 Bonds maturing on or after September 1,,20_are subject to redemption prior to maturity, at the option of the City, on or after September L,20 , in whole or in part at any time, in any order of maturity selected by the City and by lot or by such other manner as the Bond Registrar shall deem appropriate within a maturity, at a redemption price equal to one hundred percent (100%) of the principal amount of the Series 2015 Bonds to be redeemed, together with accrued interest to the date fixed for redemption and without premium. Mandatorv Sinkins Fund Redemotion The Series 2015 Bonds maturing on September 1, 20- are subject to mandatory sinking fund redemption prior to maturity, in part, by lot or by such other manner as the Bond Registrar shall deem appropriate, through the application of Amortization Requirements, at a redemption price equal to one hundred percent (100%) of the principal amount thereof, on September 1 of each year in the following amounts and in the years specified: Due (September 1) Amortization Reouirement+ * Final maturity. Exhibit B-2 767 -8 1 3 1 -5280 I 2t AMERTCAS DISCLOSURE DISSEMINATION AGENT AGREEMENT This Disclosure Dissemination Agent Agreement (the "Disclosure Agreement"), dated as of , 2015, is executed and delivered by the City of Miami Beach, Florida (the "Issuer") and Digital Assurance Certification, L.L.C., as exclusive Disclosure Dissemination Agent (the "Disclosure Dissemination Agent" or "DAC") for the benefit of the Holders (hereinafter defined) of the Bonds (hereinafter defined) and in order to provide certain continuing disclosure with respect to the Bonds in accordance with Rule 15c2-12 of the United States Securities and Exchange Commission under the Securities Exchange Act of 1934, as the same may be amended from time to time (the "Rule"). The services provided under this Disclosure Agreement solely relate to the execution of instructions received from the Issuer through use ofthe DAC system and do not constitute "advice" within the meaning of the Dodd-Frank Wall Street Reform and Consumer Protection Act (the "Act"). DAC will not provide any advice or recommendation to the Issuer or anyone on the Issuer's behalf regarding the "issuance of municipal securities" or any "municipal financial product" as defined in the Act and nothing in this Disclosure Agreement shall be interpreted to the contrary. SECTION 1. Definitions. Capitalized terms not otherwise defined in this Disclosure Agreement shall have the meaning assigned in the Rule or, to the extent not in conflict with the Rule, in the Official Statement (hereinafter dehned). The capitalized terms shall have the following meanings: "Annual Filing Date" means the date, set in Sections 2(a) and2(D,by which the Annual Report is to be filed with the MSRB. "Annual Financial Information" means annual financial information as such term is used in paragraph (bX5Xi) of the Rule and specified in Section 3(a) of this Disclosure Agreement. "Annual Report" means an Annual Report described in and consistent with Section 3 of this Disclosure Agreement. "Audited Financial Statements" means the financial statements (if any) of the Issuer for the prior Fiscal Year, certified by an independent auditor as prepared in accordance with generally accepted accounting principles or otherwise, as such term is used in paragraph (bx5)(i) of the Rule and specified in Section 3(b) of this Disclosure Agreement. "Bonds" means the bonds as listed on the attached Exhibit A, with the 9-digit CUSIP numbers relating thereto. "Certification" means a written certification of compliance signed by the Disclosure Representative stating that the Annual Report, Audited Financial Statements, Voluntary Report, Notice Event notice or Failure to File Event notice delivered to the Disclosure Dissemination Agent is the Annual Report, Audited Financial Statements, Voluntary Report, Notice Event notice or Failure to File Event notice required to be submitted to the MSRB under this Disclosure Agreement. A Certification shall accompany each such document submitted to the Disclosure Dissemination Agent by the Issuer and include the full name of the Bonds and the 9-digit CUSIP numbers for all Bonds to which the document applies. 768 -81 31 -5280 l2l AMERTCAS "Disclosure Dissemination Agent" means Digital Assurance Certification, L.L.C, acting in its capacity as Disclosure Dissemination Agent hereunder, or any successor Disclosure Dissemination Agent designated in writing by the Issuer pursuant to Section t hereof. "Disclosure Representative" means the Chief Financial Officer of the Issuer or his or her designee, or such other person as the Issuer shall designate in writing to the Disclosure Dissemination Agent from time to time as the person responsible for providing Information to the Disclosure Dissemination Agent. "Failure to File Event" means the Issuer's failure to file an Annual Report on or before the Annual Filing Date. "Force Majeure Event" means: (i) acts of God, war, or terrorist action; (ii) failure or shut- down of the Electronic Municipal Market Access system maintained by the MSRB; or (iii) to the extent beyond the Disclosure Dissemination Agent's reasonable control, intemrptions in telecommunications or utilities services, failure, malfunction or error of any telecommunications, computer or other electrical, mechanical or technological application, service or system, computer virus, intemrptions in Internet service or telephone service (including due to a virus, electrical delivery problem or similar occuffence) that affect Internet users generally, or in the local area in which the Disclosure Dissemination Agent or the MSRB is located, or acts of any government, regulatory or any other competent authority the effect of which is to prohibit the Disclosure Dissemination Agent from perfornance of its obligations under this Disclosure Agreement. "Holder" means any person (a) having the power, directly or indirectly, to vote or consent with respect to, or to dispose of ownership of, any Bonds (including persons holding Bonds through nominees, depositories or other intermediaries) or (b) treated as the owner of any Bonds for federal income tax purposes. "Information" means the Annual Financial Information, the Audited Financial Statements (if any), the Notice Event notices, the Failure to File Event notices and the Voluntary Reports. "MSRB" means the Municipal Securities Rulemaking Board established pursuant to Section 15B(b)(1) of the Securities Exchange Act of 1934. 'Notice Event" means any of the events enumerated in paragraph (bX5Xi)(C) of the Rule and listed in Section 4(a) of this Disclosure Agreement. "Obligated Person" means any person, including the Issuer, who is either generally or through an enterprise, fund, or account of such person committed by contract or other arangement to support payment of all, or part of the obligations on the Bonds (other than providers of municipal bond insurance, letters of credit, or other liquidity facilities). "Official Statement" means that Official Statement prepared by the Issuer in connection with the Bonds. "Voluntary Report" means the information provided to the Disclosure Dissemination Agent by the Issuer pursuant to Section 7" 769 -81 31 -5280/2/AMERtCAS SECTION 2. Provision of Annual Reports. (a) The Issuer shall provide, annually, an electronic copy of the Annual Report and Certification to the Disclosure Dissemination Agent, not later than 30 days prior to the Annual Filing Date. Promptly upon receipt of an electronic copy of the Annual Report and the Certification, the Disclosure Dissemination Agent shall provide an Annual Report to the MSRB not later than two hundred forty (240) days after the end of each Fiscal Year, commencing with the Fiscal Year ended September 30,2015. Such date and each anniversary thereof is the Annual Filing Date. The Annual Report may be submitted as a single document or as separate documents comprising a package, and may cross-reference other information as provided in Section 3 of this Disclosure Agreement. (b) If on the fifteenth (15th) day prior to the Annual Filing Date, the Disclosure Dissemination Agent has not received a copy of the Annual Report and Certification, the Disclosure Dissemination Agent shall contact the Disclosure Representative by telephone and in writing (which may be by e-mail) to remind the Issuer of its undertaking to provide the Annual Report pursuant to Section 2(a). Upon such reminder, the Disclosure Representative shall either (i) provide the Disclosure Dissemination Agent with an electronic copy of the Annual Report and the Certification no later than two (2) business days prior to the Annual Filing Date, or (ii) instruct the Disclosure Dissemination Agent in writing that the Issuer will not be able to file the Annual Report within the time required under this Disclosure Agreement, state the date by which the Annual Report for such year will be provided and instruct the Disclosure Dissemination Agent that a Failure to File Event has occurred and to immediately send a notice to the MSRB in substantially the form attached as Exhibit B. (c) If the Disclosure Dissemination Agent has not received an Annual Report and Certification by 10:00 a.m. Eastern time on Annual Filing Date (or, if such Annual Filing Date falls on a Saturday, Sunday or holiday, then the first business day thereafter) for the Annual Report, a Failure to File Event shall have occurred and the Issuer irrevocably directs the Disclosure Dissemination Agent to immediately send a notice to the MSRB in substantially the form attached as Exhibit B, without reference to the anticipated filing date for the Annual Report. (d) If Audited Financial Statements of the Issuer are prepared but not available prior to the Annual Filing Date, the Issuer may provide an electronic copy of its unaudited financial statements to the Disclosure Dissemination Agent and shall, when the Audited Financial Statements are available, provide in a timely manner an electronic copy of the Audited Financial Statements to the Disclosure Dissemination Agent, accompanied by a Certification, in each case for filing with the MSRB. (e) The Disclosure Dissemination Agent shall: (i) verify the filing specifications of the MSRB each year prior to the Annual Filing Date; (ii) upon receipt, promptly file each Annual Report received under Sections 2(a) and 2(b) with the MSRB; 770 -81 31 -5280/2/AMERtCAS (iiD upon receipt, promptly file each of the unaudited financial statements and each of the Audited Financial Statements received under Section 2(d) with the MSRB; (iv) upon receipt, promptly file the text of each Notice Event received under Sections 4(a) and 4(b)(ii) with the MSRB, identifying the Notice Event as instructed by the Issuer pursuant to Section 4(a) or 4(b)(ii) (being any of the categories set forth below) when filing pursuant to the Section of this Disclosure Agreement indicated: 1. "Principal and interest payment delinquencies," pursuant to Sections 4(c) and (a)(1); 2. "Non-Payment related defaults, if material," pursuant to Sections 4(c) and a@)Q); 3. "Unscheduled draws on debt service reseryes reflecting financial difficulties," pursuant to Sections 4(c) and a(a)(3); 4. "Unscheduled draws on credit enhancements reflecting financial difficulties," pursuant to Sections 4(c) and a@)@); 5. "Substitution of credit or liquidity providers, or their failure to perform," pursuant to Sections 4(c) and a(a)(5); 6. "Adverse tax opinions, the issuance by the Intemal Revenue Service of proposed or final determinations of taxability, Notices of Proposed Issue (IRS Form 5701-TEB) or other material notices or determinations with respect to the tax status of the security, or other material events affecting the tax status of the security," pursuant to Sections 4(c) and a@)$); 7 . "Modifications to rights of securities holders, if material," pursuant to Sections 4(c) and a@)Q); 8. "Bond calls, if material, and tender offers" pursuant to Sections 4(c) and a(a)(8); 9. "Defeasances," pursuant to Sections 4(c) and 4(a)(9); 10. "Release, substitution, or sale of property securing repa5rment of the securities, if material," pursuant to Sections 4(c) and a(a)(10); 1 1. "Rating changes," pursuant to Sections 4(c) and a(aX1 1); 12. "Bankruptcy, insolvency, receivership or similar event of the obligated person," pursuant to Sections 4(c) and a@)Q2); 13. "The consummation of a merger, consolidation, or acquisition involving an obligated person or the sale of all or substantially all of the assets of the obligated person, other than in the ordinary course of business, the entry into a definitive agreement to undertake such an action or the termination of a definitive 771 -81 31 -5280/2/AMERTCAS agreement relating to any such actions, other than pursuant to its terms, if material," pursuant to Sections 4(c) and 4(a)(13); and 14. "Appointment of a successor or additional trustee or the change of name of a trustee, if material," pursuant to Sections 4(c) and a(a)(l4). (v) upon receipt (or irrevocable direction pursuant to Section 2(c) of this Disclosure Agreement, as applicable), promptly file a completed copy of Exhibit B to this Disclosure Agreement with the MSRB, identiffing the filing as "Failure to provide annual information as required" when filing pursuant to Section 2(b)(ii) or Section 2(c) of this Disclosure Agreement; (vi) upon receipt, promptly file the text of each Voluntary Report received under Section 7 with the MSRB. (vii) provide the Issuer evidence of the filings of each of the above when made, which shall be by means of the DAC system, for so long as DAC is the Disclosure Dissemination Agent under this Disclosure Agreement. (0 The Issuer may adjust the Annual Filing Date upon change of its Fiscal Year by providing written notice of such change and the new Annual Filing Date to the Disclosure Dissemination Agent and the MSRB, provided that the period between the existing Annual Filing Date and new Annual Filing Date shall not exceed one year. (g) Any Information received by the Disclosure Dissemination Agent before 10:00 a.m. Eastern time on any business day that it is required to file with the MSRB pursuant to the terms of this Disclosure Agreement and that is accompanied by a Certification and all other information required by the terms of this Disclosure Agreement will be filed by the Disclosure Dissemination Agent with the MSRB no later than 11:59 p.m. Eastern time on the same business day; provided, however, the Disclosure Dissemination Agent shall have no liability for any delay in filing with the MSRB if such delay is caused by a Force Majeure Event, provided that the Disclosure Dissemination Agent uses reasonable efforts to make any such filing as soon as possible. SECTION 3. Content of Annual Reports. (a) Each Annual Report shall [with respect to Resort Tax Revenues] for contain the following Annual Financial Information the prior Fiscal Year: the information in the Official " and tt ".Statement under the captions " (b) Audited Financial Statements prepared in accordance with generally accepted accounting principles ("GAAP") will be included in the Annual Report, but may be provided in accordance with Section 2(d). Any or all of the items listed above may be included by specific reference to other documents, including official statements of debt issues with respect to which the Issuer is an Obligated Person, which have been previously filed with the Securities and Exchange Commission or available to the public on the MSRB Internet Website. If the document 772 -81 31 -5280/2iAMERtCAS incorporated by reference is a final official statement, it must be available from the MSRB. The Issuer will clearly identify each such document so incorporated by reference. Any Annual Financial Information containing modified operating data or financial information is required to explain, in narrative form, the reasons for the modification and the impact of the change in the type of operating data or financial information being provided. SECTION 4. Reporting of Notice Events. (a) The occurrence of any of the following events with respect to the Bonds constitutes a Notice Event: 1. Principal and interest payment delinquencies; 2. Non-payrnent related defaults, if material; 3. Unscheduled draws on debt service reserves reflecting financial difficulties; 4. Unscheduled draws on credit enhancements relating to the Bonds reflecting financial diffi culties; 5. Substitution of credit or liquidity providers, or their failure to perform; 6. Adverse tax opinions, the issuance by the Internal Revenue Service of proposed or final determinations of taxability, Notices of Proposed Issue (IRS Form 5701-TEB) or other material notices or determinations with respect to the tax status of the security, or other material events affecting the tax status of the Bonds; 7. Modifications to rights of Bond holders, if material; 8. Bond calls, if material, and tender offers; 9. Defeasances; 10. Release, substitution, or sale of property securing repayment of the Bonds, if material; I l. Rating changes on the Bonds; 12. Bankruptcy, insolvency, receivership or similar event of the Obligated Person; Note: for the purposes of the event identified in this subsection 4(a)(12), the event is considered to occur when any of the following occur: the appointment of a receiver, fiscal agent or similar fficer for an Obligated Person in a proceeding under the U.S. Banhuptcy Code or in any other proceeding under state or federal law in which a court or governmental authority has assumed jurisdiction over substantially all of the assets or business of the Obligated Person, or if such jurisdiction has been assumed by leaving the existing goyernmental body and fficials or oficers in possession but subject to the supervision and orders of a court or governmental authority, or the entry of an order confirming a plan of reorganization, arrangement or liquidation by a court or goyernmental authority having supervision or jurisdiction over substantially all of the assets or business of the Obligated Person. 773 -81 31 -5280/2/AMERtCAS 13. The consummation of a merger, consolidation, or acquisition involving an Obligated Person or the sale of all or substantially all of the assets of the Obligated Person, other than in the ordinary course of business, the entry into a definitive agreement to undertake such an action or the termination of a definitive agreement relating to any such actions, other than pursuant to its terms, if material; and 14. Appointment of a successor or additional trustee or the change of name of a trustee, if material. The Issuer shall, in a timely manner not in excess of ten (10) business days after its occurrence, notify the Disclosure Dissemination Agent in writing of the occurrence of a Notice Event. Such notice shall instruct the Disclosure Dissemination Agent to report the occurrence pursuant to subsection (c) and shall be accompanied by a Certification. Such notice or Certification shall identiff the Notice Event that has occurred (which shall be any of the categories set forth in Section 2(e)(iv) of this Disclosure Agreement), include the text of the disclosure that the Issuer desires to make, contain the written authorization of the Issuer for the Disclosure Dissemination Agent to disseminate such information, and identify the date the Issuer desires for the Disclosure Dissemination Agent to disseminate the information (provided that such date is not later than the tenth (10th) business day after the occurrence of the Notice Event). (b) The Disclosure Dissemination Agent is under no obligation to notify the Issuer or the Disclosure Representative of an event that may constitute a Notice Event. In the event the Disclosure Dissemination Agent so notifies the Disclosure Representative, the Disclosure Representative will within two business days of receipt of such notice (but in any event not later than the tenth (10th) business day after the occurrence of the Notice Event, if the Issuer determines that a Notice Event has occurred), instruct the Disclosure Dissemination Agent that (i) a Notice Event has not occurred and no filing is to be made or (ii) a Notice Event has occurred and the Disclosure Dissemination Agent is to report the occurrence pursuant to Section 4(c), together with a Certification. Such notice or Certification shall identify the Notice Event that has occurred (which shall be any of the categories set forth in Section 2(e)(iv) of this Disclosure Agreement), include the text of the disclosure that the Issuer desires to make, contain the written authorization of the Issuer for the Disclosure Dissemination Agent to disseminate such information, and identify the date the Issuer desires for the Disclosure Dissemination Agent to disseminate the information (provided that such date is not later than the tenth (10th) business day after the occurrence of the Notice Event). (c) If the Disclosure Dissemination Agent has been instructed by the Issuer as prescribed in subsection (a) or (bxii) of this Section 4 to report the occurrence of a Notice Event, the Disclosure Dissemination Agent shall promptly file a notice of such occurrence with the MSRB in accordance with Section 2(e)(iv) hereof. SECTION 5. CUSIP Numbers. Whenever providing information to the Disclosure Dissemination Agent, including but not limited to Annual Reports, documents incorporated by reference to the Annual Reports, Audited Financial Statements, notices of Notice Events, Failure to File Events and Voluntary Reports filed pursuant to Section 7(a), the Issuer shall indicate the full name of the Bonds and the 9-digit CUSIP numbers for the Bonds as to which the provided information relates. 774 -81 31 -5280/2/AMERtCAS SECTION 6. Additional Disclosure Obligations. The Issuer acknowledges and understands that other state and federal laws, including but not limited to the Securities Act of 1933 and Rule 10b-5 promulgated under the Securities Exchange Act of 1934, may apply to the Issuer, and that the failure of the Disclosure Dissemination Agent to so advise the Issuer shall not constitute a breach by the Disclosure Dissemination Agent of any of its duties and responsibilities under this Disclosure Agreement. The Issuer acknowledges and understands that the duties of the Disclosure Dissemination Agent relate exclusively to execution of the mechanical tasks of disseminating information as described in this Disclosure Agreement. SECTION 7.Voluntarlz Reports. (a) The Issuer may instruct the Disclosure Dissemination Agent to file information with the MSRB, from time to time pursuant to a Certification of the Disclosure Representative accompanying such information (a "Voluntary Report"). (b) Nothing in this Disclosure Agreement shall be deemed to prevent the Issuer from disseminating any other information through the Disclosure Dissemination Agent using the means of dissemination set forth in this Disclosure Agreement or including any other information in any Annual Report, Audited Financial Statements, Voluntary Report, Notice Event notice or Failure to File Event notice, in addition to that required by this Disclosure Agreement. If the Issuer chooses to include any information in any Annual Report, Audited Financial Statements, Voluntary Report, Notice Event notice, or Failure to File Event notice in addition to that which is specifically required by this Disclosure Agreement, the Issuer shall have no obligation under this Disclosure Agreement to update such information or include it in any future Annual Report, Audited Financial Statements, Voluntary Report, Notice Event notice or Failure to File Event notice. SECTION 8. Termination of Reportine Oblieation. The obligations of the Issuer and the Disclosure Dissemination Agent under this Disclosure Agreement shall terminate with respect to the Bonds upon the legal defeasance, prior redemption or payment in fulI of all of the Bonds, when the Issuer is no longer an Obligated Person with respect to the Bonds, or upon delivery by the Disclosure Representative to the Disclosure Dissemination Agent of an opinion of nationally recognized bond counsel to the effect that continuing disclosure is no longer required. SECTION 9. Disclosure Dissemination Agent. The Issuer has appointed Digital Assurance Certification, L.L.C. as exclusive Disclosure Dissemination Agent under this Disclosure Agreement. The Issuer may, upon thirty days written notice to the Disclosure Dissemination Agent, replace or appoint a successor Disclosure Dissemination Agent. Upon termination of DAC's services as Disclosure Dissemination Agent, whether by notice of the Issuer or DAC, the Issuer agrees to appoint a successor Disclosure Dissemination Agent or, altemately, agrees to assume all responsibilities of Disclosure Dissemination Agent under this Disclosure Agreement for the benefit of the Holders of the Bonds. Notwithstanding any replacement or appointment of a successor, the Issuer shall remain liable until payment in full for any and all sums owed and payable to the Disclosure Dissemination Agent. The Disclosure 775 -81 31 -5280/2/AMERtCAS Dissemination Agent may resign at any time by providing thirty days' prior written notice to the Issuer. SECTION 10. Remedies in Event of Default. In the event of a failure of the Issuer or the Disclosure Dissemination Agent to comply with any provision of this Disclosure Agreement, the Holders' rights to enforce the provisions of this Disclosure Agreement shall be limited solely to a right, by action in mandamus or for specific performance, to compel performance of the parties' obligation under this Disclosure Agreement. Any failure by a party to perform in accordance with this Disclosure Agreement shall not constitute a default on the Bonds or under any other document relating to the Bonds, including the Bond Resolution, and all rights and remedies shall be limited to those expressly stated herein. SECTION 11. Duties. Immunities and Liabilities of Disclosure Dissemination Agent. (a) The Disclosure Dissemination Agent shall have only such duties as are specifically set forth in this Disclosure Agreement. The Disclosure Dissemination Agent's obligation to deliver the information at the times and with the contents described herein shall be limited to the extent the Issuer has provided such information to the Disclosure Dissemination Agent as required by this Disclosure Agreement. The Disclosure Dissemination Agent shall have no duty with respect to the content of any disclosures or notice made pursuant to the terms hereof. The Disclosure Dissemination Agent shall have no duty or obligation to review or veriff any Information or any other information, disclosures or notices provided to it by the Issuer and shall not be deemed to be acting in any fiduciary capacity for the Issuer, the Holders of the Bonds or any other party. The Disclosure Dissemination Agent shall have no responsibility for the Issuer's failure to report to the Disclosure Dissemination Agent a Notice Event or a duty to determine the materiality thereof. The Disclosure Dissemination Agent shall have no duty to determine, or liability for failing to determine, whether the Issuer has complied with this Disclosure Agreement. The Disclosure Dissemination Agent may conclusively rely upon certifications of the Issuer at all times. The obligations of the Issuer under this Section shall survive resignation or removal of the Disclosure Dissemination Agent and defeasance, redemption or payment of the Bonds. (b) The Disclosure Dissemination Agent may, from time to time, consult with legal counsel (either in-house or extemal) of its own choosing in the event of any disagreement or controversy, or question or doubt as to the construction of any of the provisions hereof or its respective duties hereunder, and shall not incur any liability and shall be fully protected in acting in good faith upon the advice of such legal counsel. The reasonable fees and expenses of such counsel shall be payable by the Issuer. (c) All documents, reports, notices, statements, information and other materials provided to the MSRB under this Disclosure Agreement shall be provided in an electronic format and accompanied by identiffing information as prescribed by the MSRB. SECTION 12. Amendment: Waiver. Notwithstanding any other provision of this Disclosure Agreement, the Issuer and the Disclosure Dissemination Agent may amend this 9 776 -8 1 3 1 -5280 I 2t AMERTCAS Disclosure Agreement and any provision of this Disclosure Agreement may be waived, if such amendment or waiver is supported by an opinion of counsel expert in federal securities laws acceptable to both the Issuer and the Disclosure Dissemination Agent to the effect that such amendment or waiver does not materially impair the interests of Holders of the Bonds and would not, in and of itself, cause the undertakings herein to violate the Rule if such amendment or waiver had been effective on the date hereof but taking into account any subsequent change in or official interpretation of the Rule; provided neither the Issuer or the Disclosure Dissemination Agent shall be obligated to agree to any amendment modifying their respective duties or obligations without their consent thereto. Notwithstanding the preceding paragraph, the Disclosure Dissemination Agent shall have the right to adopt amendments to this Disclosure Agreement necessary to comply with modifications to and interpretations of the provisions of the Rule as announced by the Securities and Exchange Commission from time to time by giving not lqss than 20 days written notice of the intent to do so together with a copy of the proposed amendment to the Issuer. No such amendment shall become effective if the Issuer shall, within 10 days following the giving of such notice, send a notice to the Disclosure Dissemination Agent in writing that it objects to such amendment. SECTION 13. Sources of Payments: No Personal Liability. Notwithstanding anything to the contrary contained in this Disclosure Agreement, the Issuer shall be required to use only Resort Tax Revenues to pay any costs and expenses to be incurred in the performance of this Disclosure Agreernent by it, and the performance of its obligations hereunder shall be subject to the availability of Resort Tax Revenues for that purpose. This Disclosure Agreement does not and shall not constitute a general obligation of the Issuer. No covenant, stipulation, obligation or agreement of the Issuer contained in this Disclosure Agreement shall be deerned to be a covenant, stipulation, obligation or agreement of any present or future officer, agent or employee of the Issuer in other than that person's official capacity. SECTION 14. Beneficiaries. This Disclosure Agreement shall inure solely to the benefit of the Issuer, the Disclosure Dissemination Agent, the Underwriter, and the Holders from time to time of the Bonds, and shall create no rights in any other person or entity. SECTION 15. Governing Law. This Disclosure Agreement shall be governed by the laws of the State of Florida. SECTION 16. Countemarts. This Disclosure Agreement may be executed in several counterparts, each of which shall be an original and all of which shall constitute but one and the same instrument. 10 777 -81 31 -5280/2/AMERTCAS The Disclosure Dissemination Agent and the Issuer have caused this Disclosure Agreement to be executed, on the date first written above, by their respective officers duly authorized. DIGITAL ASSURANCE CERTIFICATION, L.L.C, as Disclosure Dissemination Agent By: Name: Title: CITY OF MIAMI BEACH, FLORIDA, as Issuer By: John Woodruff Interim Chief Financial Officer APPRO/EDASTO FORM & IANGUAGE & FOR EGCI.ITION CltyArbrnsy Rnf Dds - 11 778 -81 31 -5280/2/AMERtCAS EXHIBIT A NAME AND CUSIP NUMBERS OF BONDS Name of Issuer: City of Miami Beach, Florida Obligated Person: City of Miami Beach, Florida Name of Bond Issue: Resort Tax Revenue Bonds, Series 2015 Date of Issuance: Date of Official Statement: CUSIP Numbers: 2015 201s A-1 779 4131-5280t2tAMERtCAS EXHIBIT B NOTICE TO MSRB OF FAILURE TO FILE ANNUAL RE,PORT Issuer:City of Miami Beach, Florida Obligated Person: City of Miami Beach, Florida Name of Bond Issue: Resort Tax Revenue Bonds, Series 2015 Date of Issuance:,2015 NOTICE IS HEREBY GIVEN that the Issuer has not provided an Annual Report with respect to the above-named Bonds as required by the Disclosure Dissemination Agent Agreement, dated as of , 2015, between the Issuer and Digital Assurance Certification, L.L.C., as Disclosure Dissemination Agent. The Issuer has notified the Disclosure Dissemination Agent that it anticipates that the Annual Report will be filed by Dated: Digital Assurance Certification, L.L.C., as Disclosure Dissemination Agent, on behalf of the Issuer cc: City of Miami Beach, Florida B-1 780 RESOLUTION NO. A RESOLUTION OF THE MAYOR AND CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA AUTHORIZING THE ISSUANCE OF NOT TO EXCEED $8O,OOO,OOO IN AGGREGATE PRINCIPAL AMOLINT OF CITY OF MIAMI BEACH, FLORIDA PARKING REVENUE BONDS, SERIES 2015, FOR THE PRINCIPAL PURPOSE OF PAYING THE COST OF CERTAIN IMPROVEMENTS TO THE PARKING SYSTEM, PURSUANT TO SECTION 209 OF RESOLUTION NO. 2010-27491 ADOPTED BY THE CITY ON SEPTEMBER 20, 2010; PROVIDING THAT SAID SERIES 2015 BONDS AND INTEREST THEREON SHALL BE PAYABLE SOLELY AS PROVIDED IN SAID RESOLUTION NO. 2OIO-27491 AND THIS RESOLUTION; PROVIDING CERTAIN DETAILS OF THE SERIES 2OI5 BONDS; DELEGATING OTHER DETAILS AND MATTERS IN CONNECTION WITH THE ISSUANCE OF THE, SERIES 2015 BONDS, INCLUDING WHETHER THE SERIES 2015 BONDS SHALL NOT BE SECURED BY THE RESERVE ACCOLINT AND WHETHER TO SECURE A CREDIT FACILITY AND/OR A RESERVE ACCOLINT INSURANCE POLICY, TO THE CITY MANAGER, WITHIN THE LIMITATIONS AND RESTRICTIONS STATED HEREIN; APPOINTING LINDERWzuTERS, A BOND REGISTRAR AND A DISCLOSURE DISSEMINATION AGENT; AUTHORIZING THE NEGOTIATED SALE OF THE SERIES 2015 BONDS AND APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION OF A BOND PURCHASE AGREEMENT; AUTHORIZING AND DIRECTING THE BOND REGISTRAR TO AUTHENTICATE AND DELIVER THE SERIES 2OI5 BONDS; APPROVING THE FORM OF AND DISTRIBUTION OF A PRELIMINARY OFFICIAL STATEMENT AND AN OFFICIAL STATEMENT AND AUTHORIZING THE EXECUTION OF THE OFFICIAL STATEMENT; PROVIDING FOR THE APPLICATION OF THE PROCEEDS OF THE SERIES 2015 BONDS AND CREATING CERTAIN FUNDS, ACCOLINTS AND SUBACCOUNTS; AUTHORIZING A BOOK-ENTRY REGISTRATION SYSTEM WITH RESPECT TO THE SERIES 2015 BONDS; COVENANTING TO PROVIDE CONTINUING DISCLOSURE IN CONNECTION WITH THE SERIES 2OI5 BONDS AND APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION AND DELIVERY OF A CONTINUING DISCLOSURE AGREEMENT; AUTHORIZING OFFICERS AND EMPLOYEES OF THE CITY TO TAKE ALL NECESSARY RELATED ACTIONS; AND PROVIDING FOR AN EFFECTIVE DATE. WHEREAS, the City of Miami Beach, Florida (the "City") currently owns, maintains and operates a Parking System (as such term and all other capitalized terms used in this resolution and not defined herein are defined in the hereinafter described Original Resolution); and WHEREAS, the City has heretofore issued its (i) $17,155,000 original principal amount of City of Miami Beach, Florida Parking Revenue Refunding Bonds, Series 2010A, currently Outstanding in the principal amount of $10,395,000, and (ii) $27,405,000 original principal 003 -4 43O -s4 4 6 I 2 lAM E R r CAS 781 amount of City of Miami Beach, Florida Parking Revenue Bonds, Series 2010B, all of which are currently Outstanding, pursuant to Resolution No. 2010-27491 adopted by the Commission on September 20,2010 (the "Original Resolution" and as amended and supplemented from time to time, the "Bond Resolution"); and WHEREAS, the City has determined that certain improvements to the Parking System as more particularly described in Exhibit A attached hereto and made a part hereof (the "Series 2015 Project") are necessary and desirable; and WHEREAS, Section 209 of the Original Resolution provides for the issuance of Additional Bonds under the Bond Resolution for the principal purpose of paying all or any part of the Cost of any Improvements, upon meeting certain conditions contained in said Section 209; and WHEREAS, the Series 2015 Project constitutes Improvements under the Bond Resolution; and WHEREAS, the City has determined that it is desirable to issue Additional Bonds (the "Series 2015 Bonds") pursuant to the provisions of Section 209 of the Original Resolution and this resolution, which constitutes a Series Resolution for the Series 2015 Bonds under the Bond Resolution, for the purpose of paying, together with any other available moneys of the City, the Cost of the Series 2015 Project and funding as necessary the Reserve Account; and WHEREAS, the Commission has determined that it is in the best interest of the City to delegate to the City Manager, who shall rely upon the recommendations of the Chief Financial Officer and RBC Capital Markets, LLC, formerly RBC Capital Markets Corporation, the City's Financial Advisor, the determination of various terms of the Series 2015 Bonds, whether the Series 2015 Bonds shall not be secured by the Reserve Account, whether to secure a Credit Facility and/or Reserve Account Insurance Policy with respect to the Series 2015 Bonds, the final award of the Series 2015 Bonds and certain other actions in connection with the issuance of the Series 2015 Bonds, all as provided and subject to the limitations contained herein; and WHEREAS, the City has determined that due to the character of the Series 2015 Bonds, current favorable market conditions, the uncertainty inherent in a competitive bidding process and the recommendations of the Financial Advisor, it is in the best interest of the City to authorize the negotiated sale of the Series 2015 Bonds; and WHEREAS, in connection with the issuance of the Series 2015 Bonds, the requirements of Ordinance No. 2007 -3582, adopted by the Commission on November 21, 2007 , including the holding of two public hearings, have been complied with prior to the adoption of this Series Resolution; NOW, THEREFORE, BE IT DULY RESOLVED BY THE MAYOR AND CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA: SECTION 1. The above recitals are incorporated herein as findings. 003 -4 430 -5 4 46 / 2 IAM E R rCAS 782 SECTION 2. A Series of Additional Bonds of the City in an aggregate principal amount not to exceed $80,000,000 is authorizedto be issued pursuant to, and subject to the conditions of, Section 209 of the Original Resolution and the authority granted to the City by the Act, for the purpose of paying, togetherwith any other available moneys, the Cost of the Series 2015 Project and funding as necessary the Reserve Account. The Series 2015 Bonds shall be designated "City of Miami Beach, Florida Parking Revenue Bonds, Series 2015," shall be issued as Current Interest Bonds, shall be issued in fully registered form as provided in Section 202 of the Original Resolution, shall be in the denominations of $5,000 or any whole multiple thereof and shall be numbered R-1 upwards. The Series 2015 Bonds shall be issued in such aggregate principal amount, shall be dated and issued at such time or times, shall be in the form of Serial Bonds and/or Term Bonds, shall have such Interest Payment Dates, shall bear interest at such fixed rates, but not to exceed the maximum rate permitted by law, shall be stated to mature on such dates, but not later than September 30,2045, as to any Term Bonds, shall have Amortization Requirements payable in such amounts and on such dates, and shall be subject to redemption prior to maturity, all as shall be determined by the City Manager, after consultation with the Chief Financial Officer and the Financial Advisor, and specified in a certificate of the Mayor executed on or prior to the date of initial issuance of the Series 2015 Bonds (the "Series 2015 Mayor's Certificate"). Term Bonds, if any, will be subject to mandatory redemption at par, without premium, each year in amounts equal to the respective Amortization Requirements therefor. Principal of and interest and redemption premium, if any, on the Series 2015 Bonds shall be payable in accordance with the provisions of the Bond Resolution. The execution of the Series 2015 Mayor's Certificate shall be conclusive evidence of the City's approval of the details of the Series 2015 Bonds. If the City Manager determines, in reliance upon the recommendations of the Chief Financial Officer and the Financial Advisor, that there is an economic benefit to the City to secure and pay for a Credit Facility andlor a Reserve Account Insurance Policy with respect to all or a portion of the Series 2015 Bonds, the City Manager is authorized to secure a Credit Facility and/or a Reserve Account Insurance Policy with respect to all or a portion of the Series 2015 Bonds. The City Manager is authorized to provide forthe payment of anypremiums for such Credit Facility and/or Reserve Account Insurance Policy from the proceeds of the Series 2015 Bonds. The Mayor is authorized, after consultation with the City Attomey, to enter into, execute and deliver such agreements as may be necessary to secure such Credit Facility and,/or Reserve Account Insurance Policy, the execution and delivery by the Mayor of any such agreements for and on behalf of the City to be conclusive evidence of the City's approval of securing such Credit Facility and/or Reserve Account Insurance Policy and of such agreements. Any agreements with any providers of Credit Facility andlor Reserve Account Insurance Policy shall supplement and be in addition to the provisions of the Bond Resolution. SECTION 3. In accordance with the provisions of the Bond Resolution, the Series 2015 Bonds shall be limited obligations of the City payable solely from the Net Revenues and, to the extent provided in the Bond Resolution, from certain Funds and Accounts which are pledged to the payment thereof in the manner provided in the Bond Resolution, and nothing shall be construed as obligating the City to pay the principal, interest and premium, if any, thereon except from the Net Revenues and, to the extent provided in the Bond Resolution, said Funds and Accounts or as pledging the full faith and credit of the City or any form of taxation whatever to 003-4430-s446 /2 IAM ERTCAS 783 such payments; provided, however, that to the extent so determined by the City Manager, in reliance upon the recommendations of the Chief Financial Officer and the Financial Advisor, the Series 2015 Bonds shall not be secured by, nor payable from moneys, Reserve Account Insurance Policies or Reserve Account Letters of Credit on deposit in, the Reserve Account created under the Bond Resolution. SECTION 4. It is hereby found and determined that due to the character of the Series 2015 Bonds, current favorable market conditions, the uncertainty inherent in a competitive bidding process and the recommendations of the Financial Advisor, the negotiated sale of the Series 2015 Bonds is in the best interest of the City. The negotiated sale of the Series 2015 Bonds to J.P. Morgan Securities LLC (the o'Senior Managing Underwriter") on behalf of itself and SunTrust Robinson Humphrey, Inc. and Estrada Hinojosa & Company, Inc. (collectively with the Senior Managing Underwriter, the "Underwriters") is hereby authorized at a purchase price (not including original issue premium or original issue discount) of not less than 99Yo of the aggregate principal amount of the Series 2015 Bonds (the "Minimum Purchase Price") and at a true interest cost rate ("TIC") not to exceed 6.00% (the "Maximum TIC"). The City Manager, after consultation with the Chief Financial Officer and the Financial Advisor, is hereby authorized to award the Series 2015 Bonds to the Underwriters at a purchase price of not less than the Minimum Purchase Price and at a TIC not in excess of the Maximum TIC. The execution and delivery of the Series 2015 Bond Purchase Agreement (as hereinafter defined) for and on behalf of the City by the Mayor shall be conclusive evidence of the City's acceptance of the Underwriters' proposal to purchase the Series 2015 Bonds. SECTION 5. Upon compliance with the requirements of Section 278.385, Florida Statutes, by the Underwriters, the Commission hereby authorizes the Mayor to execute and deliver a Bond Purchase Agreement for the Series 2015 Bonds (the "Series 2015 Bond Purchase Agreement") for and on behalf of the City, in substantially the form presented at the meeting at which this Series Resolution was considered, subject to such changes, modifications, insertions and omissions and such filling-in of blanks therein as may be determined and approved by the City Manager, after consultation with the Chief Financial Officer and the City Attomey. The execution of the Series 2015 Bond Purchase Agreement for and on behalf of the City by the Mayor shall be conclusive evidence of the City's approval of the Series 2015 Bond Purchase Agreement. SECTION 6. The Bond Registrar is hereby authorized and directed to authenticate the Series 2015 Bonds and to deliver the Series 20i5 Bonds to or upon the order of the Underwriters upon pa).rnent of the purchase price, as shall be set forth in the Series 2015 Bond Purchase Agreement, and satisfaction of the conditions contained in Section 209 of the Original Resolution. SECTION 7. The proposed Preliminary Official Statement (the "Series 2015 Preliminary Official Statement") and Official Statement (the "Series 2015 Official Statement") in connection with the issuance of the Series 2015 Bonds are hereby approved in substantially the form of the Series 2015 Preliminary Official Statement presented at the meeting at which this Series Resolution was considered, subject to such changes, modifications, insertions and omissions and such filling-in of blanks therein as may be determined and approved by the City Manager, after consultation with the Chief Financial Officer and the City Attorney. The o03 -4 43O -54 46 / 2 / AM E R r CAS 784 execution of the Series 2015 Official Statement, for and on behalf of the City by the Mayor and the City Manager shall be conclusive evidence of the City's approval of the Series 2015 Preliminary Official Statement and the Series 2015 Official Statement. The distribution of said Series 2015 Preliminary Official Statement in connection with the marketing of the Series 2015 Bonds and the execution and delivery of the Series 201 5 Official Statement by the Mayor and the City Manager are hereby authorized. The Mayor or his designee, after consultation with the Chief Financial Officer and the City Attomey, is hereby authorized to make any necessary certifications to the Underwriters regarding a near final or deemed final preliminary official statement, if and to the extent required by Rule l5c2-12 of the United States Securities and Exchange Commission (the "Rule"). SECTION 8. The proceeds of the Series 2015 Bonds shall be applied in accordance with the provisions of Section 209 of the Original Resolution and this Series Resolution, all as specified in a certificate of the Chief Financial Officer delivered concurrently with the issuance of the Series 2015 Bonds, including, to the extent provided in such certificate, for the payment of interest accruing on the Series 2015 Bonds prior to, during and after construction of the Series 2015 Project. In accordance with the provisions of the Bond Resolution, there is hereby created within the Construction Fund a "Series 2015 Construction Account" and within said Series 2015 Construction Account, a "Series 2015 Construction Subaccount" for the deposit of proceeds of the Series 2015 Bonds to be applied to the payment of the Cost of the Series 2015 Project, other than the portion thereof representing expenses incurred in the issuance of the Series 2015 Bonds, and a "Series 2015 Cost of Issuance Subaccount" for the deposit of proceeds of the Series 2015 Bonds to be applied to the payment of expenses incurred in the issuance of the Series 2015 Bonds. The proceeds of the Series 2015 Bonds shall be invested in accordance with the provisions of Section 602 of the Original Resolution in Investment Obligations as determined by the Chief Financial Officer. SECTION9. In connection with the issuance of the Series 2015 Bonds and for the purpose of complying with the covenants contained in Section 605 of the Original Resolution, there is hereby created a special fund designated "Series 2015 Arbitrage Rebate Fund," which shall be held by the City and constitute an Arbitrage Rebate Fund under the Bond Resolution. SECTION 10. The Series 2015 Bonds shall be executed in the form and manner provided in the Bond Resolution. The Series 2015 Bonds are hereby authorized to be issued initially in book-entry form and registered in the name of The Depository Trust Company, New York, New York ("DTC"), or its nominee which will act as securities depository for the Series 2015 Bonds. The Chief Financial Officer is hereby authorized and directed to execute any necessary letters of representations with DTC and, notwithstanding the provisions of the Bond Resolution, to do all other things, comply with all requirements and execute all other such documents as are incidental to such book-entry system. In the event a book-entry system for the Series 2015 Bonds ceases to be in effect, the Series 2015 Bonds shall be issued in fully certificated form. 0o3 -4430-s446 / 2 lA M E R rCAS 785 SECTION I 1. For the benefit of the Holders and beneficial owners from time to time of the Series 2015 Bonds, the City agrees, in accordance with and as the only obligated person with respect to the Series 2015 Bonds under the Rule, to provide or cause to be provided certain financial information and operating data, financial statements and notices, in such manner as may be required for purposes of paragraph (b)(5) of the Rule. In order to describe and specify the terms of the City's continuing disclosure agreement, the Chief Financial Officer is hereby authorized and directed to enter into and deliver, in the name and on behalf of the City, a Disclosure Dissemination Agent Agreement (the "Series 2015 Continuing Disclosure Agreement"), with Digital Assurance Certif,rcation, L.L.C. ("DAC"), which is hereby appointed as disclosure dissemination agent with respect to the Series 2015 Bonds, in substantially the form presented at the meeting at which this Series Resolution was considered, subject to such changes, modifications, insertions and omissions and such filling-in of blanks therein as may be determined and approved by the Chief Financial Officer, after consultation with the City Attomey. The execution of the Series 2015 Continuing Disclosure Agreement, for and on behalf of the City by the Chief Financial Officer, shall be deemed conclusive evidence of the City's approval of the Series 2015 Continuing Disclosure Agreement. Notwithstanding any other provisions of the Bond Resolution, including this Series Resolution, any failure by the City to comply with any provisions of the Series 2015 Continuing Disclosure Agreement shall not constitute an Event of Default under the Bond Resolution and the remedies therefor shall be solely as provided in the Series 2015 Continuing Disclosure Agreement. The Chief Financial Officer is fuither authorized to establish procedures in order to ensure compliance by the City with the Series 2015 Continuing Disclosure Agreement, including the timely provision of information and notices. Prior to making any filing in accordance with such agreement, the Chief Financial Officer may consult with, as appropriate, the City Attorney or Bond Counsel. The Chief Financial Officer, acting in the name and on behalf of the City, shall be entitled to rely upon any legal advice provided by the City Attorney or Bond Counsel in determining whether a filing should be made. SECTION 12. U.S. Bank National Association is hereby appointed as Bond Registrar for the Series 2015 Bonds. SECTION 13. In any case where the date of maturity of interest on or principal of the Series 2015 Bonds or the date fixed for redemption of Series 2015 Bonds shall not be a business day, then payment of such interest or principal or redemption price need not be made by the Bond Registrar on such date but may be made on the next succeeding business day with the same force and effect as if made on the date of maturity or the date fixed for redemption, and no interest shall accrue for the period after such date of maturity or redemption. SECTION 14. The officers, agents and employees of the City, the Bond Registrar and DAC are hereby authorized and directed to do all acts and things and execute and deliver all documents, agreements and certificates required of them by the provisions of the Series 2015 Bonds, the Bond Resolution, the Series 2015 Bond Purchase Agreement, the Series 2015 Continuing Disclosure Agreement and this Series Resolution, for the full, punctual and complete performance of all the terms, covenants, provisions and agreements of the Series 2015 Bonds, the Bond Resolution, the Series 2015 Bond Purchase Agreement, the Series 2015 Continuing Disclosure Agreement and this Series Resolution. 003 -4 430 -s 446 / 2 lA M E RI CAS 786 SECTION 15. This Series Resolution shall become effective immediately upon its adoption. PASSED AND ADOPTED this day of October, 2015. Mayor (Seal) Attest: City Clerk APPROVEDASTCI FORM A LANGUAGE & FOR DGCUNON .!-I.J-1(,;.ls GltyAnmsy oo3-4 430 -5446 I 2 IAM ER I CAS 787 EXHIBIT A SERIES 2015 PROJECT The Series 2015 Project consists of a parking structure and improvements to a surface parking lot to service the Miami Beach Convention Center. The Commission may approve by resolution other Improvements as part of the Series 2015 Project in addition to and/or in lieu of the above Improvements. 003-4430-5446/ 2 IAMERTCAS A-t 788 SEB DRAFT - O9l21l15 PRf,LIMINARYOt'l'tcIAl,S'IATEiVIENTDATEDNOVENTBER .2015 NEW ISSUE - Book-Entry-Only Ratings: See "RATINGS" herein In the opinion of Squire Patton Boggs (US) LLP, Bond Counsel, under existing law (i) assuming continuing compliance with certain covenants and the accuracy ofcertain representations, interest on the Series 2015 Bonds is excludedfrom gross incomeforfederal income tax purposes and is not an item of tax preferencefor purposes of thefederal alternative minimum tax imposed on individuals and corporations and (ii) the Series 2015 Bonds and the income thereon are exemptfrom taxation under the laws of the State of Florida, except estate taxes imposed by Chapter 198, Florida Statutes, as amended, and net income and franchise taxes imposed by Chapter 220, Florida Statutes, as amended. Interest on the Series 2015 Bonds may be subiect to certain federal taxes imposed only on certain corporations, including the corporate alternative minimum tax on a portion of that interest. For a more complete discussion of the tax aspects relating to the Series 2015 Bonds, see the discussion under the heading "TAX MATTERS" herein. ---,.-,---$65,000,000* CITY OF MIAMI BEACH, FLORIDA PARIilNG REVENUE BONDS SERIES 2015 Dated: Date of Delivery Due: September l, as shown on inside cover page The City of Miami Beach, Florida Parking Revenue Bonds, Series 2015 (the "series 2015 Bonds") will be issued by the City of Miami Beach, Florida (the "City") as fully registered bonds, without coupons, in denominations of $5,000 or any whole multiple thereof. When issued, the Series 2015 Bonds will be registered in the name of Cede & Co., as nominee of The Depository Trust Company, New York, New York ("DTC"), which will act as securities depository for the Series 2015 Bonds. Purchasers will not receive certificates representing their ownership interests in the Series 2015 Bonds purchased. See "DESCRIPTION OF THE SERIES 2015 BONDS - Book-Entry Only System" herein. Interest on the Series 2015 Bonds will accrue from their date of delivery and will be payable on March l, 2016 and semiannually on each September 1 and March I thereafter. U.S. Bank National Association, Jacksonville, Florida, will serve as the initial bond registrar and paying agent (collectively, the "Bond Registrar") for the Series 2015 Bonds. While the Series 2015 Bonds are registered through the DTC book-entry only system, principal of and interest on the Series 2015 Bonds will be payable by the Bond Registrar to DTC. The Series 2015 Bonds are being issued for the purpose of providing funds to (i) finance a portion of the costs of acquiring and constructing a new parking garage as a component of the renovations to be made to the City's Convention Center; (ii) fund a deposit to the Reserve Account, if necessary, including the cost of any Reserve Account Insurance Policy or Reserve Account Letter of Credit determined by the City to be advisable (as such terms are hereinafter defined); and (iii) pay the costs of issuing the Series 2015 Bonds, including the premium for a municipal bond insurance policy, if any. See "PURPOSE OF THE ISSUE" herein. The Series 2015 Bonds are payable from and secured by a lien on and a pledge of the Net Revenues derived from the City's ownership or operation of the Parking System and certain other moneys held under the Resolution (as such terms are defined herein). Such lien on and pledge of Net Revenues and certain other moneys held under the Resolution, as described herein (the "Pledged Revenues"), shall be on a parity with the lien on and pledge of the Pledged Revenues (i) granted in favor of the City of Miami Beach, Florida Parking Revenue Refunding Bonds, Series 2010,{ and the City of Miami Beach, 789 Florida Parking Revenue Bonds, Series 20108, and (ii) that may be granted by the City in favor of Additional Bonds, Refunding Bonds, Alternative Parity Debt and parity Short-Term lndebtedness. See "SECURITY AND SOURCES OF PAYMENT" herein. The Series 2015 Bonds are subject to optional and mandatory sinking fund redemption prior to maturity as described herein. THE CITY IS OBLIGATED TO PAY THE PRINCIPAL OF AND INTEREST ON THE SERIES 2OI5 BONDS SOLELY FROM THE PLEDGED REVENUES. THE SERIES 2OI5 BONDS SHALL NOT CONSTITUTE AN INDEBTEDNESS OF THE CITY, MIAMI-DADE COUNTY, FLORIDA, THE STATE OF FLORIDA OR ANY POLITICAL SUBDIVISION THEREOF WITHIN THE MEANING OF ANY CONSTITUTIONAL OR STATUTORY PROVISION OR LIMITATION AND THE FAITH AND CREDIT OF THE CITY, MIAMI-DADE COUNTY, FLORIDA, THE STATE OF FLORIDA OR ANY POLITICAL SUBDIVISION THEREOF IS NOT PLEDGED TO THE PAYMENT OF THE PRINCIPAL OF OR INTEREST ON THE SERIES 2015 BONDS. ISSUANCE OF THE SERIES 2015 BONDS SHALL NOT DIRECTLY, INDIRECTLY OR CONTINGENTLY OBLIGATE THE CITY, MIAMI-DADE COUNTY, FLORIDA, THE STATE OF FLORIDA OR ANY POLITICA.L SUBDIVISION THEREOF TO LEVY OR TO PLEDGE ANY TAXES WHATEVER THEREFOR, OR TO MAKE ANY APPROPRIATION FOR THE PAYMENT OF THE PRINCIPAL OF OR INTEREST ON THE SERIES 2OI5 BONDS, EXCEPT AS PROVIDED IN THE RESOLUTION. The City may elect to purchase a municipal bond insurance policy to be delivered by a municipal bond insurance provider concurrently with the delivery of the Series 2015 Bonds to guarantee timely payment of the principal of and interest on the Series 2015 Bonds, or one or more maturities of the Series 2015 Bonds, and may elect to satisfy any Reserve Account Deposit Requirement upon issuance of the Series 2015 Bonds with a Reserve Account Insurance Policy or Reserve Account Letter of Credit. This cover page contains certain information for quick reference only. It is not a summary of this issue. Investors must read the entire Official Statement to obtain information essential to the making of an informed investment decision. The Series 2015 Bonds are offered when, as and if issued by the City, subject to the opinion on certain legal matters relating to their issuance of Squire Patton Boggs (US) LLP, Miami, Florida, Bond Counsel. Certain legal matters will be passed uponfor the City by Raul J. Aguila, Esquire, Miami Beach, Florida, City Attorney, and certain legal matters relating to disclosure will be passed upon for the City by the Law Offices of Steve E. Bullock, P.A., Miami, Florida, Disclosure Counsel. Greenberg Traurig, P.A., Miami, Florida, is serving as Counsel to the Underwriters. RBC Capital Markets, LLC, St. Petersburg, Florida, is serving as Financial Advisor to the City in connection with the issuance of the Series 2015 Bonds. It is expected that the Series 2015 Bonds will be availablefor delivery through DTC in New York, New York on or about December , 2015. J.P. Morgan SunTrust Robinson Humphrey Dated: November _,2015 Estrada Hinojosa & Company, Inc. 790 * Preliminary, subject to change. Red herring: This Preliminaty Olficictl Stqtement and the inJbnnation contctined herein are subject to amentlment and completion without notic'e. 'lhe Sefies 2015 Bontls may nol be sold and olfers to buy may,, nttt be trcc'epted prictr to the time lhe OlJic'ial Stotement is delivered in final form. Untler no circurnstqnces shall this Preliminttry OfJiciol Statement constitute an offer to sell or the solicitation o-f ttn rffir to buy, nor shall there be on-r- sale of'the Series 2015 Boncls in any jttrisdiction in vvhich such o.f./er, solicitation or strle ,,vould he unlau.,fiil prior to registration nr qualifi<:crtion under the securities /arvs of an.t, such jurisdiction 791 MATURITIES, PRINCIPAL AMOUNTS, INTEREST RATES, PRICES, YIELDS AND INITIAL CUSIP NUMBERS*I $ Series 2015 Serial Bonds Due GgptemUer_1) 2016 2017 2018 20t9 2020 202t 2022 2023 2024 202s 2026 2027 2028 2029 2030 2031 2032 2033 2034 2035 2036 2037 2038 2039 2040 2041 2042 2043 2044 2045 Principal Amount lnterest Rate % Price Yield % Initial CUSIP Number 593235- 593235- 59323s- 593235- 593235- s9323s_ 593235- 593235- 59323s- s93235- 593235- 593235- s9323s_ 593235- 593235- 593235- 593235- 593235- 593235- 593235- 59323s- s9323s_ 593235- 59323s- 593235- 593235- 593235- 593235- 593235- 593235 792 $_ _% Series 2015 Term Bonds Due Septemb er l, 20-- Price: _ I Yield: _o/o Initial CUSIP Number: 593235 * Preliminary, subject to change. t Neither the City nor the Underwriters is responsible for the use of CUSP Numbers, nor is any representation made as to their correctness. The CUSIP Numbers are included solely for the convenience of the readers of this Official Statement. 793 City Manager_ Jimmy L. Morales, Esquire Interim Chief Financial Officer John Woodruff Bond Counsel Squire Patton Boggs (US) LLP Miami, Florida Financial Advisor RBC Capital Markets, LLC St. Petersburg, Florida CITY OF MIAMI BEACH, FLORIDA MAYOR Philip Levine * VICE MAYOR Edward L. Tobin * CITY COMMISSION Michael Grieco, Commissioner Joy Malakoff, Commissioner Micky Steinberg, Commissioner Deede Weithom, Commissioner * Jonah Wolfson, Commissioner * ADMINISTRATION Assistant City Manager Kathie G. Brooks Parking Director Saul Frances CONSULTANTS City Attornelt Raul J. Aguila, Esquire City Clerk Rafael E. Granado, Esquire Disclosure Counsel Law Offices of Steve E. Bullock, P.A. Miami, Florida Independent Auditors Crowe Horwath LLP Fort Lauderdale, Florida * The Mayor is running against a single opponent in the general election of the City to be held on November 3, 2015. In addition, a new commissioner will be elected in such general election for the City Commission seat for Districts IV, V and VI or, if required because a candidate did not receive more than fifty percent (50%) of the votes cast in the general election, in a run-off election. If required, the run-off election will be held on November 17,2015. The results of the election are expected to be certified by the current Mayor and Cify Commission in a meeting to be held sometime after the general election or, if a run-off election is held, after the run-off election. The current Mayor and City Commission are expected to serve until newly elected members have been seated. 794 No dealer, broker, salesman or other person has been authorized by the City or the Underwriters to make any representations, other than those contained in this Official Statement, in connection with the offering contained herein, and if given or made, such other information or representations must not be relied upon as having been authorized,by any of the foregoing. This Official Statement does not constitute an offer to sell or the solicitation of an offer to buy nor shall there be any sale of the Series 2015 Bonds by any person in any jurisdiction in which it is unlawful for such person to make such offer, solicitation or sale. The information contained in this Official Statement has been obtained from public documents, records and other sources considered to be reliable and, while not guaranteed as to completeness or accuracy, is believed to be correct. Any statement in this Official Statement involving estimates, assumptions and opinions, whether or not so expressly stated, are intended as such and are not to be construed as representations of fact, and the Underwriters and the City expressly make no representation that such estimates, assumptions and opinions will be realized or fulfilled. Any information, estimates, assumptions and matters of opinion contained in this Official Statement are subject to change without notice, and neither the delivery of this Official Statement, nor any sale hereunder, shall, under any circumstances, create any implication that there has been no change in the affairs of the City since the date hereof. The Underwriters have provided the following sentence for inclusion in this Official Statement. The Underwriters have reviewed the idormation in this Official Statement in accordance with, and as part of, their responsibilities to investors under the federal securities laws as applied to the facts and circumstances of this transaction, but the Underwriters do not guarantee the accuracy or completeness of such information. The order and placement of materials in this Official Statement, including the Appendices, are not to be deemed a determination of relevance, materiality or importance, and this Official Statement, including the Appendices, must be considered in its entirety. The captions and headings in this Official Statement are for convenience only and in no way define, limit or describe the scope or intent, or affect the meaning or construction, of any provisions or sections in this Official Statement. The offering of the Series 2015 Bonds is made only by means of this entire Official Statement. References to website addresses presented in this Official Statement are for informational purposes only and may be in the form of a hyperlink solely for the reader's convenience. Unless specified otherwise, such websites and the information or links contained therein are not incorporated into, and are not part ol this Official Statement. Certain statements included or incorporated by reference in this Official Statement constitute "forward-looking statements." Such statements generally are identifiable by the terminology used, such as "plan," "expect," "estimate," 'oproject," "forecast," "budget" or other similar words. The achievement of certain results or other expectations contained in such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause actual results, performance or achievements described to be materially different from any future results, performance or achievements expressed or implied by such forwardJooking statements. The City does not plan to issue any updates or revisions to those forward-looking statements if or when its expectations or events, conditions or circumstances on which such statements are based occur. THE SERIES 2OI5 BONDS HAVENOTBEENREGISTEREDUNDERTHE SECURITIES ACT OF 1933, AS AMENDED, OR ANY STATE SECURITIES LAW, NOR HAS THE RESOLUTION BEEN QUALIFIED UNDER THE TRUST INDENTURE ACT OF 1939, AS AMENDED, IN RELIANCE UPON EXEMPTIONS CONTAINED IN SUCH ACTS. THE EXEMPTION OF THE SERIES 2015 BONDS FROM REGISTRATION OR QUALIFICATION IN CERTAIN STATES CANNOT BE REGARDED AS 795 A RECOMMENDATION THEREOF. IN MAKING AN INVESTMENT DECISION, INVESTORS MUST RELY ON THEIR OWN EXAMINATION OF THE CITY AND THE TERMS OF THIS OFFERING, INCLUDING THE MERITS AND RISKS INVOLVED. NEITHER THE SECURITIES AND EXCHANGE COMMISSION NOR ANY OTHER FEDERAL, STATE OR GOVERNMENTAL ENTITY OR AGENCY WILL HAVE PASSED UPON THE ACCURACY OR ADEQUACY OF THIS OFFICIAL STATEMENT OR APPROVED OR RECOMMENDED THE SERIES 2OI5 BONDS FOR SALE. ANY REPRESENTATION TO THE CONTRARY MAY BE A CRIMINAL OFFENSE. IN CONNECTION WITH THIS OFFERING, THE LINDERWRITERS MAY OVERALLOT OR EFFECT TRANSACTIONS WHICH STABILIZE OR MAINTAIN THE MARKET PRICE OF THE SERIES 2OI5 BONDS AT A LEVEL ABOVE THAT WHICH MIGHT OTHERWISE PREVAIL IN THE OPEN MARKET, AND SUCH STABILZING,IF COMMENCED, MAY BE DISCONTINUED AT ANY TIME. THE UNDERWRITERS MAY OFFER AND SELL THE SERIES 2OI5 BONDS TO CERTAIN DEALERS AND OTHERS AT PRICES LOWER THAN THE PUBLIC OFFERING PRICES STATED ON THE INSIDE COVER PAGE OF THIS OFFICIAL STATEMENT, AND SUCH PUBLIC OFFERING PRICES MAY BE CHANGED FROM TIME TO TIME BY THE LTNDERWRITERS. THIS OFFICIAL STATEMENT SHALL NOT CONSTITUTE A CONTRACT BETWEEN THE CITY OR THE UNDERWRITERS AND ANY ONE OR MORE HOLDERS OF THE SERIES 2OI5 BONDS. THIS OFFICIAL STATEMENT IS BEING PROVIDED TO PROSPECTIVE PURCHASERS EITHER IN BOUND PRINTED FORM ("ORIGINAL BOUND FORMAT") OR IN ELECTRONIC FORMAT ON THE WEBSITE: IV}VW.MUNIOS.COM. THIS OFFICIAL STATEMENT MAY BE RELIED UPON ONLY IF IT IS IN ITS ORIGINAL BOUND FORMAT OR IF IT IS PRINTED IN FULL DIRECTLY FROM SUCH WEBSITE. THIS PRELIMINARY OFFICIAL STATEMENT IS IN A FORM DEEMED FINAL BY THE CITY FOR PURPOSES OF RULE l5c2-12 UNDER THE SECURITIES EXCHANGE ACT OF 1934, AS AMENDED, EXCEPT FOR CERTAIN FINANCIAL INFORMATION PERMITTED TO BE OMITTED PURSUANT TO RULE lsc2-12(b)(1). 796 TABLE OF CONTENTS INTRODUCTION. PURPOSE OF THE ISSUE. General. Series 2015 Project.. ESTIMATED SOURCES AND USES OF FUNDS. DESCRIPTION OF THE SERIES 2OI5 BONDS. General. Redemption Provisions.. Book-Entry-Only System Discontinuance of Book-Entry Only System SECURITY AND SOURCES OF PAYMENT General. FlowofFunds. ... Reserve Account. RateCovenant..... Additional Bonds. Refunding Bonds. Limited Liability.. Other Parity lndebtedness Subordinated Indebtedness Modifications or Supplements to Bond Resolution. . . MUNICIPAL BOND INSURANCE. . . . . THE PARKING SYSTEM General. Organization Operations. Parking Rates. . Current Developments. . . . . Future Plans for Parking Projects. Parking System Covenants. Summary Statement of Revenues and Expenses. . . . . HISTORICAL NETREVENUES, DEBT SERVICEAND DEBT SERVICE COVERAGE. . . . . . . . . General. Management Discussion of Parking System.. DEBT SERVICE SCHEDULE THE CITY. General. City Govemment. . . PENSION AND OTHER POST EMPLOYMENT BENEFITS. . . Defined Benefit Plans.. Other Retirement and Compensation Plans. Other Post Employment Benefits. TAX MATTERS. . General. Risk of Future Legislative Changes and/or Court Decisions. . . Original Issue Discount and Original Issue Premium FINANCIAL STATEMENTS.. . . Page 2 3 3 J 4 5 8 8 8 9 l1 t2 l3 l5 15 l5 l6 16 t7 t7 t7 l8 20 21 22 22 23 25 27 27 27 29 30 30 30 3l 3l 39 40 42 42 44 44 45 I 2 2 iii 797 CONTINUINGDISCLOSURE.. .......45LITIGATION,.... ...... 46 LEGALMATTERS. .....46ENFORCEABILITYOFREMEDIES... .......47RATINGS. ..... . 47 UNDERWRITING.. .....48FINANCIALADVISOR. .......49 CONTINGENTFEES. ..,49 DISCLOSUREREQUIREDByFLORIDABLUE SKyLAWS ....... 49 AUTHORZATIONCONCERNINGOFFICIALSTATEMENT..... .....,,. 49 MISCELLANEOUS.. .... 49 APPENDICES APPENDIX A APPENDIXB APPENDIX C APPENDX D APPENDX E APPENDX F [APPENDIX G General Information and Economic Data Regarding the CityofMiami Beach, Florida andMiami-Dade County, Florida. . . . . . . . A-l Excerpts from Comprehensive Annual Financial Report of the City of Miami Beach, Florida for the Fiscal Year Ended September 30,2014. . . . B-1 TheResolution.... ....... C-l Proposed Form of Opinion of Bond Counsel.. . . . . D-l Proposed Form of Opinion of Disclosure Counsel. . . . . . . E-l Form of Disclosure Dissemination Agent Agreement. . . . . . F-l Specimen Municipal Bond Insurance Policy. . . . . . G-ll tv 798 OFFICIAL STATEMENT relating to $65,000,000* CITY OF MIAMI BEACH, FLORIDA PARIflNG REVENUE BONDS SERIES 2OI5 INTRODUCTION The purpose of this Official Statement, including the cover page and all appendices, is to set forth certain information relating to the City of Miami Beach, Florida (the "City"), the facilities owned or leased by the City for public parking of automobiles and other motor vehicles upon payment of a fee or charge for the privilege of parking, excluding Separate Parking Facilities (as hereinafter defined) (the "Parking System") and the sale by the City of its $65,000,000* aggregate principal amount of Parking Revenue Bonds, Series 2015 (the "Series 2015 Bonds"). The Series 2015 Bonds are being issued pursuant to the Constitution and Laws of the State of Florida, including Chapter 166, Florida Statutes, as amended, the City of Miami Beach Charter (collectively, the "Act") and other applicable provisions of law, and pursuant and subject to the terms and conditions of Resolution No. 2010-27491 adopted by the Mayor and City Commission of the City (collectively, the "City Commission") on September 20, 2010 (the "Bond Resolution") and Resolution No. 2015-- adopted by the City Commission on October _, 2015 (the "Series 2015 Resolution" and, collectively with the Bond Resolution, the "Resolution"). For a complete description of the terms and conditions of the Series 201 5 Bonds and the provisions of the Resolution, see "APPENDIX C - The Resolution." The Series 2015 Bonds will be issued in book-entry only form and purchasers of the Series 2015 Bonds will not receive certificates representing their interest in the Series 2015 Bonds purchased. The Series 2015 Bonds will contain such other terms and provisions, including provisions regarding redemption, as described in "DESCRIPTION OF THE SERIES 2015 BONDS" herein. The City has previously issued pursuant to the Bond Resolution its (i) $17,155,000 original principal amount of City of Miami Beach, Florida Parking Revenue Refunding Bonds, Series 20104 (the "Series 2010A Bonds"), $10,395,000 of which are currently Outstanding; and (ii) $27,405,000 original principal amount of City of Miami Beach, Florida Parking Revenue Bonds, Series 20108 (the "Series 20108 Bonds" and, together with the Series 2010A Bonds, the "Outstanding Bonds"), all of which are currently Outstanding. The Series 2015 Bonds, the Outstanding Bonds and any Additional Bonds and Refunding Bonds hereafter issued are collectively referred to herein as the "Bonds." The principal of and interest on the Series 2015 Bonds will be secured by a lien on and pledge of the Pledged Revenues as described herein, on a parity with the Outstanding Bonds and any other Bonds, Altemative Parity Debt or parity Short-Term lndebtedness that may be issued from time to time under the Bond Resolution. See "SECURITY AND SOURCES OF PAYMENT - General and - Reserve Account" herein. The City may elect to purchase a municipal bond insurance policy (the 6Bond Insurance Policy") to be delivered by a municipal bond insurance provider (the 56Bond Insurer") concurrently * Preliminary, subject to change. 799 with the delivery of the Series 2015 Bonds to guarantee timely payment of the principal of and interest on the Series 2015 Bonds, or one or more maturities of the Series 2015 Bonds, and may elect to satisfy any Reserve Account Deposit Requirement upon issuance of the Series 2015 Bonds with a Reserve Account Insurance Policy or Reserve Account Letter of Credit. This introduction is intended to serve as a brief description of this Official Statement and is expressly qualified by reference to this Official Statement as a whole. A full review should be made of this entire Official Statement, as well as the documents and reports summarized or described herein. The description of the Series 2015 Bonds, the documents authorizing and securing the same, including, without limitation, the Resolution, and the information from various reports contained herein are not comprehensive or definitive. Al[ references herein to such documents and reports are qualified by the entire, actual content of such documents and reports. Copies of such documents and reports may be obtained from the City by contacting the City's lnterim Chief Financial Officer, 1700 Convention Center Drive, Miami Beach, Florida 33139, Telephone number: (305) 673-7466. Capitalized terms used but not defined in this Official Statement shall have the meanings ascribed to such terms in the Resolution. See "APPENDX C - The Resolution." PURPOSE OF THE ISSUE General The Series 2015 Bonds are being issued by the City for the purpose of providing funds to (i) finance a portion of the costs of acquiring and constructing a new parking garage as a component of the renovations to be made to the City's Convention Center (the "Series 2015 Project"); (ii) fund a deposit to the Reserve Account, if necessary, including the cost of any Reserve Account lnsurance Policy or Reserve Account Letter of Credit determined by the City to be advisable; and (iii) pay the costs of issuing the Series 2015 Bonds, including the premium for a municipal bond insurance policy, if any. Series 2015 Project The Improvements constituting the Series 2015 Project consist of new parking facilities to service the newly renovated 1.4 million square foot Miami Beach Convention Center (the "Convention Centet''). Renovations to the Convention Center are estimated to cost approximately $596 million, including the cost of constructing the Series 2015 Project, and are expected to provide a state-of-the-art event facility, including new ballrooms, meeting roons, versatile indoor/outdoor public spaces and a new 5.8 acre public park containing a flexible lawn area, a food pavilion and a public plazato honor the City's veterans. Such renovations are currently scheduled to be completed during Fiscal Year 2018. The improvements comprising the Series 2015 Project include the following: an 802-space parking garage; a seventy-two (72) space surface parking lot; and a new internalized loading area that will include enclosed ground floor parking, a truck loading and delivery area and two (2) helix ramping entrance accesses to roof level parking at the Convention Center. [TO BE REVISED BY THE CITY, AS NEEDED] 800 The Commission may determine by resolution to undertake authorized capital improvements to the Parking System in addition to and/or in lieu of the Improvements or any portion of the Improvements described above. The Series 2015 Project will be included among the facilities of the Parking System. See "THE PARKING SYSTEM" herein. ESTIMATED SOURCES AND USES OF FUNDS The following table sets forth the estimated sources and uses of funds in connection with the issuance of the Series 2015 Bonds: Sources of Funds Par Amount of Series 2015 Bonds Net Original Issue Discount/Premium Total Estimated Sources of Funds Uses of Funds Deposit to Series 2015 Construction Subaccount'') Deposit to Reserve Account Deposit to Series 2015 Cost of Issuance Subaccount'2) Underwriters' Discount Total Estimated Uses of Funds (l) See "PURPOSE OF THE ISSUE - Series 2015 Project" herein.(2) To pay certain costs of issuance of the Series 2015 Bonds, including, without limitation, printing costs, bond counsel fees, disclosure counsel fees, fees ofthe financial advisor and any premiums paid to the Bond Insurer for issuance of the Bond Insurance Policy and the Reserve Account Insurance Policy or Reserve Account Letter of Credit. DESCRIPTION OF THE SERIES 2015 BONDS General The Series 2015 Bonds will be dated their date of delivery. The Series 2015 Bonds will bear interest at the rates and will mature on the dates and in the amounts set forth on the inside cover page of this Official Statement. Interest on the Series 2015 Bonds is payable semiannually commencing on March 1,2016 and on each September I and March I thereafter. Such interest shall be calculated on the basis of a 360 day year consisting of twelve 30-day months. The City has appointed U.S. Bank National Association, Jacksonville, Florida, to serve as the paying agent and as the bond regisffar for the Series 201 5 Bonds (collectively, the "Bond Registrar"). In any case where the maturity date of, or the date for the payment of the principal of or interest on the Series 2015 Bonds, or the date fixed for redemption of the Series 2015 Bonds shall not be a business day, then payment of such interest or principal or redemption price need not be made by the Bond Registrar on such date but may be made on the next succeeding business day with the same force and effect as if 801 made on the date of maturity or the date fixed for redemption, and no interest shall accrue for the period after such date of maturity or redemption. The Series 2015 Bonds will be issued as fully registered bonds, without coupons, in denominations of $5,000 or any whole multiple thereof, and when issued, will be registered in the name of Cede & Co., as registered owner and nominee of The Depository Trust Company, New York, New York ("DTC"). Purchases of beneficial interests in the Series 2015 Bonds will be made in book-entry-only form, without certificates. Unless a securities depository other than DTC is selected by the City, so long as the Series 2015 Bonds shall be in book-entry-only form, the principal of and interest on the Series 2015 Bonds will be payable to Cede & Co. (or such other nominee selected by DTC), as registered owner thereof, and will be distributed by DTC and the DTC Participants to the Beneficial Owners (as such terms are hereinafter defined). See "THE SERIES 2015 BONDS - Book-Entry Only System" herein. Redemption Provisions Optional Redemption The Series 2015 Bonds maturing on or before September 1,20_are not subject to redemption prior to maturity. The Series 2015 Bonds maturing on or after September l, 20- are subject to redemption prior to maturity, at the option of the City, on or after September 1,20-, in whole or in part at any time, in any order of maturity selected by the City and by lot or by such other manner as the Bond Registrar shall deem appropriate within a maturity, at a redemption price equal to one hundred percent (100%) of the principal amount of the Series 2015 Bonds to be redeemed, together with accrued interest to the date fixed for redemption and without premium. Mandatorv Sinkins Fund Redemption The Series 2015 Bonds maturing on September I,20_are subject to mandatory sinking fund redemption prior to maturity, in part, by lot or by such other manner as the Bond Registrar shall deem appropriate, through the application of Amortization Requirements, at a redemption price equal to one hundred percent (100%) of the principal amount thereof, on September 1 of each year in the following amounts and in the years specified: Due (September l) {' Amortization Requirement s * Final maturity. Notice of Redemption Mailinq qf Notice of Redemption At least thirty (30) days, but not more than sixty (60) days, before the redemption date, a notice of redemption shall be (a) filed by the City with the Bond Registrar and (b) mailed by the Bond Registrar, ftrst class mail, postage prepaid, to all registered owners of Series 2015 Bonds (which, so long as DTC shall act as securities depository for the Series 2015 Bonds, shall be Cede & Co.) to be redeemed at their addresses as they appear on the registration books of the Bond 802 Registrar. Failure so to mail any such notice to any registered owner shall not affect the validity of the proceedings for such redemption. Each such notice shall specify the redemption date and the place or places where amounts due upon such redemption will be payable and, if less than all of the Series 2015 Bonds are to be redeemed, the numbers or other distinguishing marks of such Series 2015 Bonds to be redeemed in part and the respective portions thereof to be redeemed. Subject to the next succeeding paragraph, such notice shall further state that on such date there shall become due and payable upon each of the Series 2015 Bonds to be redeemed the redemption price or the specified portions thereof in the case of Series 2015 Bonds to be redeemed in part only, together with interest accrued to the redemption date, and that from and after such date interest thereon shall cease to accrue and be payable on such Series 2015 Bonds or portions thereof so redeemed. In the case of an optional redemption of the Series 2015 Bonds, the redemption notice may state that (a) it is conditioned upon the deposit of moneys with the Bond Registrar or with a bank, trust company or other appropriate fiduciary institution acting as escrow agent (the "escrow agent"), in amounts necessary to effect the redemption, no later than the redemption date, or (b) the City retains the right to rescind such notice on or prior to the scheduled redemption date (in either case, a "Conditional Redemption"), and such notice and optional redemption shall be of no effect if such moneys are not so deposited or if the notice is rescinded as described in this paragraph. Any such notice of Conditional Redemption shall be captioned "Conditional Notice of Redemption." Any Conditional Redemption may be rescinded at any time prior to the redemption date if the City delivers a written direction to the Bond Registrar directing the Bond Registrar to rescind the redemption notice. The Bond Registrar shall give prompt notice of such rescission to the affected Bondholders. Any Series 2015 Bonds subject to Conditional Redemption where redemption has been rescinded shall remain Outstanding, and neither the rescission nor the failure by the City to make such moneys available shall constitute an Event of Default under the Bond Resolution. E-ffect of Callinx for Redemption On the date so designated for redemption, notice having been filed and mailed in the manner and under the conditions described above, the Series 2015 Bonds so called for redemption shall become and be due and payable at the redemption price provided for redemption of such Series 2015 Bonds on such date and, moneys for payment of the redemption price being held in separate accounts by the Chief Financial Officer or by the Bond Registrar in trust for the Holders of the Series 2015 Bonds to be redeemed, all as provided in the Resolution, interest on the Series 2015 Bonds so called for redemption shall cease to accrue, such Series 2015 Bonds shall cease to be entitled to any lien, benefit or security under the Resolution and the Holders or registered owners of such Series 2015 Bonds shall have no rights in respect thereof except to receive payment of the redemption price thereof and accrued interest thereon. Book-Entry Only System The following description of the procedures and record keeping with respect to beneficial ownership interests in the Series 2015 Bonds, payment of the principal of and interest on the Series 2015 Bonds to DTC Participants or Beneficial Owners (as such terms are hereinafter defined) of the Series 2015 Bonds, confirmation and transfer of beneficial ownership interest in the Seies 2015 Bonds and other related transactions by and between DTC, the DTC Participants and the Beneficial Owners of the Seies 2015 Bonds is based solely on information furnished by DTC on its website for inclusion in this Official Statement. Accordingly, neither the City nor the Underwriters can make any representation concerning these matters or take any responsibility for the accuracy or completeness of such information. DTC will act as securities depository for the Series 2015 Bonds. The Series 2015 Bonds will be issued as fully-registered securities registered in the name of Cede & Co., as DTC's partnership nominee, 803 or such other name as may be requested by an authorized representative of DTC. One fully-registered Series 2015 Bond certificate will be issued for each maturity of the Series 2015 Bonds, each in the aggregate principal amount of such maturity, as set forth on the inside cover page of this Official Statement, and will be deposited with DTC. DTC, the world's largest depository, is a limited-purpose trust company organized under the New York Banking Law, a "banking organization" within the meaning of the New York Banking Law, a member of the Federal Reserve System, a "clearing corporation" within the meaning of the New York Uniform Commercial Code, and a "clearing agency" registered pursuant to the provisions of Section l7A of the Securities Exchange Act of 1934. DTC holds and provides asset servicing for over 3.5 million issues of U.S. and non-U.S. equity issues, corporate and municipal debt issues, and money market instruments from over one hundred (100) countries that its participants ("Direct Participants") deposit with DTC. DTC also facilitates the post-trade settlement among Direct Participants of sales and other securities transactions in deposited securities, through electronic computerized book-entry transfers and pledges between Direct Participants' accounts, thereby eliminating the need for physical movement of securities certificates. Direct Participants include both U.S. and non-U.S. securities brokers and dealers, banks, trust companies, clearing corporations, and certain other organizations. DTC is a wholly-owned subsidiary of The Depository Trust & Clearing Corporation ("DTCC"). DTCC is the holding company for DTC, National Securities Clearing Corporation and Fixed lncome Clearing Corporation, all of which are registered clearing agencies. DTCC is owned by the users of its regulated subsidiaries. Access to the DTC system is also available to others such as both U.S. and non-U.S. securities brokers and dealers, banks, trust companies and clearing corporations that clear through or maintain a custodial relationship with a Direct Participant, either directly or indirectly ("Indirect Participants" and, together with Direct Participants, "DTC Participants"). DTC has Standard & Poor's rating of AA+. The DTC rules applicable to the DTC Participants are on file with the Securities and Exchange Commission. More information about DTC can be found at rvww.dtcc.com. Purchases of Series 2015 Bonds under the DTC system must be made by or through Direct Participants, which will receive a credit for the Series 2015 Bonds on DTC's records. The ownership interest of each actual purchaser of each Series 2015 Bond ("Beneficial Owner") is in turn to be recorded on the DTC Participants' records. Beneficial Owners will not receive written confirmation from DTC of their purchase but Beneficial Owners are expected to receive written confirmations providing details of the transaction, as well as periodic statements of their holdings, from the DTC Participant through which the Beneficial Owner entered into the transaction. Transfers of ownership interests in the Series 2015 Bonds are to be accomplished by entries made on the books of DTC Participants acting on behalf of Beneficial Owners. Beneficial Owners will not receive certificates representing their ownership interests in Series 2015 Bonds, except in the event that use of the book-entry system for the Series 2015 Bonds is discontinued. To facilitate subsequent transfers, all Series 2015 Bonds deposited by Direct Participants with DTC are registered in the name of DTC's partnership nominee, Cede & Co., or such other name as may be requested by an authorized representative of DTC. The deposit of Series 2015 Bonds with DTC and their registration in the name of Cede & Co., or such other DTC nominee, will not effect any change in beneficial ownership of the Series 2015 Bonds. DTC has no knowledge of the actual Beneficial Owners of the Series 2015 Bonds; DTC's records reflect only the identity of the Direct Participants to whose accounts such Series 2015 Bonds are credited, which may or may not be the Beneficial Owners. The DTC Participants will remain responsible for keeping account of their holdings on behalf of their customers. Conveyance of notices and other communications by DTC to Direct Participants, by Direct Participants to lndirect Participants, and by DTC Participants to Beneficial Owners, will be govemed by arrangements among them, subject to any statutory or regulatory requirements as may be in effect from 804 time to time. Beneficial Owners of Series 2015 Bonds may wish to take certain steps to augment the transmission to them of notices of significant events with respect to the Series 2015 Bonds, such as redemptions, defaults and proposed amendments to the documents securing the Series 2015 Bonds. For example, Beneficial Owners of the Series 2015 Bonds may wish to ascertain that the nominee holding the Series 2015 Bonds for their benefit has agreed to obtain and transmit notices to Beneficial Owners. In the alternative, Beneficial Owners may wish to provide their names and addresses to the Bond Registrar and request that copies of notices are provided directly to them. Redemption notices shall be sent by the Bond Registrar to DTC. If less than all of the Series 2015 Bonds within an issue are being redeemed, DTC's practice is to determine by lot the amount of the interest of each Direct Participant in such issue to be redeemed. Neither DTC nor Cede & Co. (nor any other DTC nominee) will consent or vote with respect to Series 2015 Bonds unless authorized by a Direct Participant in accordance with DTC's Procedures. Under its usual procedures, DTC mails an Omnibus Proxy to the City as soon as possible after the record date. The Omnibus Proxy assigns Cede & Co.'s consenting or voting rights to those Direct Participants to whose accounts the Series 2015 Bonds are credited on the record date (identified in a listing attached to the Omnibus Proxy). Principal and interest payments on the Series 2015 Bonds will be made to Cede & Co., or to such other nominee as may be requested by an authorized representative of DTC. DTC's practice is to credit Direct Participants' accounts upon DTC's receipt of funds and corresponding detail information from the City or the Bond Registrar on the payable date in accordance with their respective holdings shown on DTC's records. Payments by DTC Participants to Beneficial Owners will be govemed by standing instructions and customary practices, as is the case with securities held for the accounts of customers in bearer form or registered in "street name," and will be the responsibility of such Participant and not of DTC, nor its nominee, the Bond Registrar or the City, subject to any statutory or regulatory requirements as may be in effect from time to time. Payment of principal and interest to Cede & Co. (or such other nominee as may be requested by an authorized representative of DTC) is the responsibility of the City or the Bond Registrar, disbursement of such payments to Direct Participants shall be the responsibility of DTC, and disbursement of such payments to the Beneficial Owners shall be the responsibility of DTC Participants. When reference is made to any action which is required or permitted to be taken by the Beneficial Owners, such reference shall only relate to those permitted to act (by statute, regulation or otherwise) on behalf of such Beneficial Owners for such purposes. When notices are given, they shall be sent by the City only to DTC. NEITHER TIIE CITY NOR THE BOND REGISTRAR WILL HAVE ANY RESPONSIBILITY OR OBLIGATION TO ANY DTC PARTICIPAIIT OR THE PERSONS FOR WHONI TIIEY ACT AS NOMINEES WITH R.ESPECT TO THE SERIES 2015 BONDS IN RESPECT OF THE ACCURACY OF AIIY RECORDS MAINTAINED BY DTC OR ANY DTC PARTICIPAIIT, THE PAYMENT BY DTC OR ANY DTC PARTICIPAIIT OF ANY AMOUNT IN RESPECT OF THE PRTNCTPAL OF OR TNTEREST ON THE SERTES 2015 BONDS, ANy NOTICE WHICH IS PERMITTED OR REQUIRED TO BE GIVEN TO BONDHOLDERS UNDER THE BOND RESOLUTION, THE SELECTION BY DTC OR ANY DTC PARTICIPAIIT OR ANY PERSON TO RECEIVE PAYMENT IN THE EVENT OF A PARTIAL REDEMPTION OF THE SERIES 2015 BONDS, OR ANY CONSENT GIVEN OR OTHER ACTION TAKEN BY DTC AS BONDHOLDER. SO LONG AS CEDE & CO. IS THE REGISTERED OWNER OF THE SERIES 2015 BONDS, AS NOMINEE OF DTC, REFERENCES IN THIS OFFICIAL STATEMENT TO 805 THE BONDHOLDERS OR REGISTERED OWNERS OF THE SERIES 2015 BONDS SHALL MEAN CEDE & CO., A}tD SHALL NOT MEAN THE BENEFICIAL OWNERS OF THE SERIES 2015 BONDS. Discontinuance of Book-Entry Only System ln the event the City determines that it is in the best interest of the Beneficial Owners to obtain Series 2015 Bond certificates, the City may notify DTC and the Bond Registrar, whereupon DTC will notify the DTC Participants, of the availability through DTC of Series 2015 Bond certificates. ln such event, the City shall prepare and execute, and the Bond Registrar shall authenticate, transfer and exchange, Series 2015 Bond certificates as requested by DTC in appropriate amounts and within the guidelines set forth in the Bond Resolution. DTC may also determine to discontinue providing its services with respect to the Series 2015 Bonds at any time by giving written notice to the City and the Bond Registrar and discharging its responsibilities with respect thereto under applicable law. Under such circumstances (if there is no successor securities depository), the City and the Bond Registrar shall be obligated to deliver Series 2015 Bond certificates as described herein. ln the event Series 2015 Bond certificates are issued, the provisions of the Bond Resolution shall apply to, among other things, the transfer and exchange of such certificate and the method of payment of principal of and interest on such certificates. Whenever DTC requests the City and the Bond Registrar to do so, the City will direct the Bond Registrar to cooperate with DTC in taking appropriate action after reasonable notice (i) to make available one or more separate certificates evidencing the Series 2015 Bonds to any DTC Participant having Series 2015 Bonds credited to its DTC account; or (ii) to arange for another securities depository to maintain custody of certificates evidencing the Series 2015 Bonds. SECURITY AND SOURCES OF PAYMENT General The Bonds issued under the Bond Resolution are limited obligations of the City, payable solely from and secured by a lien upon and pledge of Net Revenues, and all moneys held in the respective Funds and Accounts established under the Bond Resolution other than the Subordinated Indebtedness Account and the Arbitrage Rebate Fund (collectively, the "Pledged Revenues"). See "APPENDIX C - The Resolution" for a further description of the sources of funds pledged as security for the Bonds and referred to herein as the Pledged Revenues. The Series 2015 Bonds are payable from and secured by the Pledged Revenues on a parity with the Outstanding Bonds and any other Bonds, Altemative Parity Debt or parity Short-Term Indebtedness that may be issued from time to time under the Bond Resolution. "Net Revenues" is defined in the Bond Resolution as being, for any particular period, the amount ofRevenues for such period less Current Expenses for such period. "Revenues" is defined in the Bond Resolution as all moneys received by the City in connection with or as a result of its ownership or operation of the Parking System, including, but not limited to, the income derived by the City from the direct fees and charges made for parking, all indirect revenues received through the supplying of any other services legally suppliable by the City to users of the Parking System, all rents received by the City from the rental of space comprising any part of the Parking System, including receipts from concessionaires, all fees received by the City from the management by other parties of all or any part of the Parking System, income received by the City from parking violation fines imposed upon users of the Parking System which under State law may be applied to purposes consistent with the Bond Resolution, Federal Direct Payments received by the City, any proceeds of use and occupancy 806 insurance on the Parking System or any part thereof, payments made to the City under Interest Rate Swap arrangements, and income from investments made under the Bond Resolution; provided, however, Revenues shall not include grants, contributions or donations, investment income from investments of moneys on deposit in the Constmction Fund and the Subordinated lndebtedness Account, proceeds of insurance (except use and occupancy insurance) and condemnation awards, moneys held in the Subordinated Indebtedness Account and in any Arbitrage Rebate Fund created pursuant to the Bond Resolution, proceeds of sales of property constituting a part of the Parking System, and the proceeds of Bonds or other System Debt; and provided further, however, Revenues shall not include Federal Direct Payments for purposes of the calculations of Net Revenues in connection with the issuance of Additional Bonds and Refunding Bonds and in connection with the rate covenant. No Federal Direct Payments will be received by the City with respect to the Series 2015 Bonds. "Current Expenses" is defined in the Bond Resolution as the City's reasonable and necessary current expenses of maintenance, repair and operation of the Parking System and shall include, without limiting the generality of the foregoing, all ordinary and usual expenses of maintenance, repair and operation, which may include expenses not annually recurring, any reasonable payments to pension or retirement funds properly chargeable to the Parking System, insurance premiums, engineering expenses relating to maintenance, repair and operation, management fees paid by the City to any independent operators or managers of any part of the Parking System, fees and expenses of the Bond Registrar and Escrow Agent, legal and accounting expenses, expenses incurred in the collection of parking violation fines imposed on users of the Parking System which under State law may be applied to purposes consistent with the Bond Resolution, costs of complying with the continuing disclosure requirements under the Rule, any fees, fines, or penalties lawfully imposed on the Parking System, any taxes which may be lawfully imposed on the Parking System or its income or operations and reserves for such taxes, annual fees for the maintenance of Credit Facilities, Liquidity Facilities, Reserve Account lnsurance Policies, Reserve Account Letters of Credit or Interest Rate Swaps (other than payments due under an lnterest Rate Swap on a parity with interest due on the Bonds and termination payments thereunder), and any other expenses required to be paid by the City in connection with the Parking System under the provisions of the Bond Resolution or by law, including any amounts required from time to time to pay artitrage rebate to the United States of America directly or to fund the Arbitrage Rebate Fund, but shall not include any reserves for extraordinary maintenance or repair, or any allowance for depreciation, or any administrative expenses payable to the City's General Fund, or any deposits or transfers to the credit of the Debt Service Account, the Reserve Account, or the Subordinated Indebtedness Account. "Parking System" is defined in the Bond Resolution as the City's parking system pursuant to which parking facilities are made available by the City for public parking of automobiles and other motor vehicles upon payment of a fee or charge for the privilege of parking, whether such facilities are owned by the City, leased by the City as lessor or lessee, or consist of parking spaces on public streets (whether such streets are City streets, County roads or State roads) for which the City lawfully charges a parking fee by meter or otherwise, and shall (i) include the Project, any Improvements and any Separate Parking Facilities consolidated with the Parking System pursuant to Section 709 of the Bond Resolution, and (ii) exclude any Separate Parking Facilities not so consolidated with the Parking System. Flow of Funds The City maintains a special fund designated the "Parking System Enterprise Fund" (the "Enterprise Fund"). The Bond Resolution establishes within the Enterprise Fund the Debt Service Account (and within the Debt Service Account, the Bond Service Subaccount and Redemption Subaccount), Reserve Account and Subordinated Indebtedness Account. The Bond Resolution also establishes the Construction 807 Fund. All such funds and accounts are held by the City; no independent trustee has been appointed to hold the moneys in such funds for the benefit of the Bondholders. The City deposits all Revenues collected from the operation of the Parking System into the Enterprise Fund. Not later than the twentieth (20'h) day of each month, the City withdraws from the Enterprise Fund (except for an amount equal to the next two (2) month's Current Expenses under the Annual Budget, which amount shall be held for the payment of Current Expenses) the amounts required to make the deposits described below, or if the available amounts on deposit in the Enterprise Fund are less than the required amounts, the entire balance of the Enterprise Fund (other than the amount required to be retained therein for the payment of Current Expenses) and deposits the funds withdrawn in the following order; (a) To the Bond Service Subaccount of the Debt Service Account, an amount which will equal one-sixth (l/6) of the interest payable on the Bonds of each Series on the next Interest Payment Date, plus one-twelfth (lll2) or, if principal is payable semiannually, one-sixth (1/6), of the next maturing installment of principal on all Serial Bonds then Outstanding; provided, however, that in each month intervening between the date of delivery of Bonds and the next succeeding Interest Payment Date or principal payment date, respectively, the amount specified in this subparagraph shall be the amount which, when multiplied by the number of deposits to the credit of the Bond Service Subaccount required to be made during such respective periods, as provided above, will equal the amounts required (taking into account any amounts received as accrued interest or capitalized interest from the proceeds of the Bonds) for such next succeeding interest payment and next maturing installment of principal, respectively; (b) To the Redemption Subaccount of the Debt Service Account, an amount which will equal one-twelfth (1/12) or, if any Bonds are required to be retired semiannually, one-sixth (1/6), of the principal amount of Term Bonds of each Series required to be retired in satisfaction of the Amortization Requirements, if any, for such Fiscal Year; (c) To the Reserve Account, the amount, if any, as may be required to make the amount deposited to the credit of the Reserve Account in such month equal to the Reserve Account Deposit Requirement for such month; provided, however, that if the Reserve Account Deposit Requirement is being satisfied by the restoration of any amounts drawn or paid under a Reserve Account Insurance Policy or a Reserye Account Letter of Credit, there shall be paid to the provider thereof such amount, if any, of any balance remaining after the deposits under clauses (a) and (b) above, as may be required to cause the Reserve Account Deposit Requirement to be satisfied; and (d) To the Subordinated Indebtedness Account, an amount, if any, equal to the sum of one-twelfth (1/12) of the principal, redemption premium, if any, and interest coming due on any Subordinated Indebtedness during the succeeding twelve (12) month period and the amount, if any, required to be deposited in any special reserve subaccount established within the Subordinated lndebtedness Account. If the amount deposited in any month to the credit of any of the Accounts or subaccounts created under the Bond Resolution shall be less than the amount required to be deposited under the foregoing provisions of this Section, the requirement therefor shall nevertheless be cumulative and the amount of any deficiency in any month shall be added to the amount otherwise required to be deposited in each month thereafter until such time as all such deficiencies have been satisfied. l0 808 Reserve Account Under the Bond Resolution, the City has established the Reserve Account within the Enterprise Fund. The Reserve Account is held for the benefit of all Bonds Outstanding, except (i) for a Series of Bonds that is not secured by the Reserve Account, and (ii) that the Series Resolution for one or more particular Series of Bonds may establish a separate subaccount within the Reserve Account for such particular Series of Bonds and, in such event, such Series of Bonds shall be secured only by the moneys held for the credit of such subaccount and by no other amounts held for the credit of the Reserve Account, and the Bonds Outstanding of any other Series will have no claim whatsoever on the moneys held for the credit of such separate subaccount in the Reserve Account. No separate subaccount is being established within the Reserve Account for the benefit of the Series 2015 Bonds. The Reserve Account Requirement under the Bond Resolution is an amount equal to the lesser of (i) the Maximum Principal and Interest Requirements for all Bonds Outstanding secured by the Reserve Account in the current or any subsequent Fiscal Year, or (ii) the maximum amount allowed to be funded from Bond proceeds under the Code; provided, however, that if the Series Resolution corresponding to a Series of Bonds provides for the establishment of a separate subaccount in the Reserve Account to secure only such Series of Bonds (with such Series of Bonds having no claim on the other moneys deposited to the credit of the Reserve Account), the Reserve Account Requirement for such Series of Bonds shall be calculated as set forth in the corresponding Series Resolution; and provided fuither that, if the Series Resolution corresponding to a Series of Bonds provides that such Series of Bonds shall not be secured by the Reserve Account or any separate subaccount therein, the Reserve Account Requirement shall be calculated without taking into account such Series of Bonds. Upon the issuance of a Series of Bonds, unless funded from the proceeds of such Series of Bonds, the City is required to provide for the funding of the Reserve Account in equal monthly installments over a period of twelve (12) months (the "Reserve Account Deposit Requirement") in an amount equal to the increase in the Reserve Account Requirement resulting from the issuance of such Series of Bonds, unless the Series Resolution for such Series of Bonds establishes a separate subaccount in the Reserve Account to secure only such Series of Bonds (with such Series of Bonds having no claim on the other moneys deposited to the credit of the Reserve Account). If the Reserve Account contains less than the Reserve Account Requirement, then the City is required to make deposits therein from the Enterprise Fund each month (after making deposits to the Debt Service Account), of one-twelfth (lll2) of the deficiency, until the Reserve Account Requirement is met. Moneys held for the credit of the Reserve Account will first be used for the purpose of paying the interest on and the principal of the Bonds which are secured by the Reserve Account whenever and to the extent that the moneys held for the credit of the Bond Service Subaccount shall be insufficient for such purpose and thereafter for the purpose of making deposits to the credit of the Redemption Subaccount in respect of such Bonds whenever and to the extent that withdrawals from the Enterprise Fund are insuflicient for such purposes; provided, however, that moneys held for the credit ofa separate subaccount in the Reserve Account shall be applied to the foregoing purposes and in the foregoing manner, but only for the benefit of the Series of Bonds for which such separate subaccount was established. Unless otherwise specified by a Series Resolution, if the moneys held in the Reserve Account exceed the Reserve Account Requirement, such excess is required to be withdrawn and deposited to the credit of the Enterprise Fund. The Bond Resolution permits the City to provide all or a portion of the Reserve Account Requirement by depositing in the Reserve Account (or any subaccount therein) an insurance policy, surety bond, letter of credit or other acceptable evidence of insurance maintained by the City, in lieu of or in ll 809 partial substitution for cash or securities on deposit in the Reserve Account (or the applicable subaccount therein), covering such amount of the Reserve Account Requirement; provided, however, that the entity providing such facility is, at the time of so providing, of sufficient credit quality to enable debt backed by its facilities to be rated in one of the two highest rating categories (without regard to any gradations within such categories) by Fitch Rating Inc., Standard & Poor's Ratings Services or Moody's lnvestors Service, Inc. In the event that upon the occurrence of any deficiency in the Debt Service Account, the Reserve Account is then funded with one or more Reserve Account Insurance Policies and/or Reserve Account Letters of Credit, the City or the Bond Registrar, as applicable pursuant to the provisions of any such facilities, shall, on the lnterest Payment Date or principal payment date or redemption date to which such deficiency relates, draw upon or cause to be paid under such facilities, on a pro-rata basis thereunder, an amount sufficient to remedy such deficiency, in accordance with the terms and provisions of such facilities and any corresponding reimbursement or other agreement goveming such facilities; provided however, that if at the time of such deficiency the Reserve Account is only partially funded with one or more Reserve Account Insurance Policies and/or Reserve Account Letters of Credit, prior to drawing on such facilities or causing payments to be made thereunder, there shall first be applied any cash and securities on deposit in the Reserve Account to remedy the deficiency and, if after such application a deficiency still exists, the City or the Bond Registrar, as applicable, shall make up the balance of the deficiency by drawing on such facilities or causing payments to be made thereunder, as provided in this paragraph. Notwithstanding anything to the contrary contained in the Bond Resolution, the Series Resolution for a Series of Bonds may provide that such Series of Bonds shall not be secured by the Reserve Account or any subaccount therein and, in such event, such Series of Bonds shall not be secured by the Reserve Account or any subaccount therein and shall not have a claim upon any moneys held for the credit of the Reserve Account or any subaccount therein and such moneys shall not be applied for the benefit of such Series of Bonds. [The City will, on the date of issuance of the Series 2015 Bonds, deposit into the Reserve Account from proceeds of the Series 2015 Bonds an amount equal to the Reserve Account Requirement for the Series 2015 Bonds or, in lieu of such a deposit or anyportion thereof will deposit a Reserve Account lnsurance Policy and/or Reserve Account Letter of Credit.l Rate Covenant The City has covenanted in the Bond Resolution that it will fix, charge and collect reasonable rates and charges for the use of the services and facilities furnished by the Parking System and that from time to time, and as often as it shall appear necessary, it will adjust such rates and charges by increasing or decreasing the same or any selected categories of rates and charges so that the Net Revenues (excluding from the computation of Current Expenses for any Fiscal Year any amount received from any source other than Revenues and applied to the payment of Current Expenses in such Fiscal Year) will be sufficient to provide an amount in each Fiscal Year at least equal to one hundred thirty-five percent (135%) of the Principal and lnterest Requirements on all Bonds then Outstanding for such Fiscal Year and one hundred percent (100%) of all amounts required to be deposited to the Reserve Account (or paid to the provider of a Reserve Account Insurance Policy or Reserve Account Letter of Credit) and Subordinated Indebtedness Account for such Fiscal Year. If in any Fiscal Year the Net Revenues are less than the amount required under the preceding paragraph, within thirty (30) days of the receipt of the audit report for such Fiscal Year (which may be the City's Consolidated Audited Financial Report relating to the Parking System), the City is required to t2 810 employ a Rate Consultant, to review and analyze the financial status and operations of the Parking System, and to submit, within sixty (60) days thereafter, a written report to the City recommending revisions of the rates, fees and charges of the Parking System and the methods of operation of the Parking System that will result in producing the amount so required in the following Fiscal Year. Promptly upon its receipt of such recommendations, the City is required to transmit copies thereof to the City Manager, the Parking Director and the Chief Financial Officer and to revise its rates, fees and charges, or alter its methods of operation and take such other action as will conform with such recommendations. If the City fails to comply with the recommendations of the Rate Consultant, the registered owners of not less than ten percent (10%) in principal amount of all Bonds then Outstanding may institute and prosecute an action or proceeding in any court or before any board or commission having jurisdiction to compel the City to comply with the recommendations and the requirements of the preceding paragraph. If the City complies with all recommendations of the Rate Consultant in respect to its rates, fees, charges and methods of operation, the failure of Net Revenues to meet the rate covenant described above shall not constitute an Event of Default so long as the Revenues, together with available moneys in the Funds and Accounts created under the Bond Resolution, other than the Construction Fund and the Arbitrage Rebate Fund, are sufficient to pay in cash the Current Expenses and to pay the Principal and lnterest Requirements on all Bonds Outstanding under the Bond Resolution and other System Debt for such Fiscal Year. Additional Bonds Additional Bonds of the City may be issued from time to time under and secured by the Bond Resolution, on a parity as to the pledge of the Net Revenues with the Bonds and any Altemative Parity Debt and parity Shot-Term lndebtedness that may be issued and then Outstanding under the Bond Resolution, subject to the conditions described below, for the purpose of paying all or any part of the Cost of any [mprovements and the funding, as necessary, of the Reserve Account. Before any Additional Bonds are permitted to be issued under the Bond Resolution, the City Commission shall adopt a Series Resolution authorizing the issuance of such Additional Bonds and there shall be filed with the City, among other things, the following: (a) a certif,tcate of the Chief Financial Officer, an Accountant or the Rate Consultant demonstrating that either (D (A) the percentage derived by dividing the Net Revenues for any period of twelve (12) consecutive months selected by the City out of the eighteen (18) months preceding the delivery of such certificate by the Maximum Principal and Interest Requirements, including the Principal and Interest Requirements with respect to the Additional Bonds then to be delivered, for any future Fiscal Year is not less than one hundred ten per centum (ll0%\ and (B) the percentage derived by dividing the Net Revenues projected for the Parking System for the Fiscal Year following the Fiscal Year in which the Completion Date of the Improvements to be financed by the Additional Bonds then to be delivered is expected to occur, including the Net Revenues attributable to the lmprovements, as certified by the Rate Consultant, adjusted as permitted below, by the Maximum Principal and lnterest Requirements, including the Principal and Interest Requirements with respect to the Additional Bonds then to be delivered, for any future Fiscal Year is not less then one hundred fifty per centum (150%); or (ii) the percentage derived by dividing the Net Revenues for any period of twelve (12) consecutive months selected by the City out of the eighteen (18) months preceding the delivery of such certificate, by the Maximum Principal and lnterest Requirements, including the Principal and lnterest Requirements with respect to the Additional Bonds then to be delivered, for any future Fiscal Year is not less than one 13 811 hundred fifty per centum (150%) (the period during which Net Revenues are determined being referred to hereinafter as the "Measurement Period"); and (b) if the certificate described in (a)(i) above is being delivered, a certificate of the Rate Consultant setting forth the projected Net Revenues for the Fiscal Year following the Fiscal Year in which the Completion Date of the Improvements to be financed by the Additional Bonds then to be delivered is expected to occur; (c) a certificate of the Chief Financial Officer to the effect that no event of default under the Bond Resolution and no event which with the passage of time, the giving of notice or both would become an event of default, has occurred within the twelve (12) consecutive calendar months prior to the date of such certificate and is continuing, or, if any such event or event of default has occurred and is continuing, that the issuance of such Series of Additional Bonds witt cure the same; and (d) an opinion of the City Attomey or Bond Counsel that the issuance of such Additional Bonds has been duly authorized and that all conditions precedent to the delivery of such Additional Bonds have been fulfilled. ln determining whether to execute and deliver the certificate mentioned in paragraph (a) above, the following adjustments to Net Revenues may be made: (l) If the City, prior to the issuance of the proposed Additional Bonds, shall have increased the rates, fees, rentals or other charges for the services of the Parking System, the Net Revenues for the Measurement Period shall be adjusted to show the Net Revenues which would have been derived from the Parking System in such Measurement Period as if such increased rates, fees, rentals or other charges for the services ofthe Parking System had been in effect during all of such Measurement Period. (2) If the City shall have acquired or has contracted to acquire any privately or publicly owned existing automobile parking facilities, then the Net Revenues derived from the Parking System during the Measurement Period shall be increased by addition to the Net Revenues for the Measurement Period of the Net Revenues which would have been derived from said existing automobile parking facilities as if such existing automobile parking facilities had been a part of the Parking System during the Measurement Period. For the purposes of this paragraph, the Net Revenues derived from said existing automobile parking facilities during the Measurement Period shall be adjusted by deducting the cost of operation and maintenance of said existing automobile parking facilities from the gross revenues of said existing automobile parking facilities in the same Inanner provided in the Bond Resolution for the determination of Net Revenues. (3) If the City, in connection with the issuance of Additional Bonds, shall enter into a contract (with a duration not less than the final maturity of such Additional Bonds) with any public or private entity whereby the City agrees to furnish services in connection with any automobile parking facilities, then the Net Revenues of the Parking System during the Measurement Period shall be increased by the least amount which said public or private entity shall guarantee to pay in any one year for the furnishing of said services by the City, after deducting therefrom the proportion of operating expenses and repair, renewal and replacement cost attributable in such year to such services. Such payments shall be deemed to be Net Revenues of the Parking System and pledged for the Bonds in the same manner as other Net Revenues of the Parking System. t4 812 For a more detailed description of the conditions required to be satisfied in connection with the issuance of Additional Bonds and the effect of issuing such Bonds, see "APPENDX C - The Resolution" and, in particular, Sections 209 of the Bond Resolution. The Series 2015 Bonds are being issued as Additional Bonds. Refunding Bonds Under the provisions of the Bond Resolution, Refunding Bonds of the City may be issued under and secured by the Bond Resolution, on a parity as to the pledge of the Net Revenues with the Bonds and any Altemative Parity Debt and parity Short-Term Indebtedness that may be issued under the Bond Resolution, for the purpose of refunding all or a portion of any Bonds Outstanding of any one or more Series, funding the Reserve Account, if necessary, and paying any expenses in connection with such refunding. Before any Refunding Bonds are permitted to be issued under the Bond Resolution, the City Commission shall adopt a Series Resolution authorizing the issuance of such Refunding Bonds and there shall be filed with the City, among other things, (A) either: (i) a certificate of the Chief Financial Officer that the issuance of the Refunding Bonds will result in a decrease in total Principal and lnterest Requirements for all Bonds Outstanding, or (ii) the certificates required by (a), (b) and (c) under the caption "Additional Bonds" above; provided, however, that with respect to the certificates required by (a)(i) and (b), the projected Net Revenues shall be computed for the Fiscal Year immediately following the issuance of the Refunding Bonds; (B) an opinion relating to the Refunding Bonds required by (d) under the caption "Additional Bonds" above and (C) an opinion of Bond Counsel to the effect that upon the issuance of such Refunding Bonds and the application of the proceeds thereof, the Bonds to be refunded will no longer be deemed to be Outstanding under the Bond Resolution and that the issuance of the Refunding Bonds will not adversely affect the exclusion of interest on any Bonds then Outstanding from gross income for federal income tax purposes. For a more detailed description of the conditions required to be satisfied in connection with the issuance of Refunding Bonds and the effect of issuing such Bonds, see "APPENDIX C - The Resolution" and, in particular, Sections 210 of the Bond Resolution. Limited Liability The City is not obligated to pay the Series 2015 Bonds or the interest thereon except from the Pledged Revenues and neither the faith and credit nor any physical properties of the City are pledged to the payment of the Series 2015 Bonds. The issuance of the Series 2015 Bonds does not directly or indirectly or contingently obligate the City to levy any form of taxation whatever therefor or to make any appropriation for their payment except from the Pledged Revenues. Neither the full faith and credit nor the taxing power of the City, Miami-Dade County, Florida (the "County''), the State of Florida or any political subdivision thereof is pledged to the payment of the Series 2015 Bonds. Other Parity Indebtedness In addition to the issuance of Additional Bonds and Refunding Bonds, the City may issue other obligations on a parity with the Series 2015 Bonds and other Bonds Outstanding under the Bond Resolution as long as such obligations are issued in accordance with the provisions of the Bond Resolution authorizing their issuance as parity indebtedness. Such obligations include the issuance of Convertible Bonds and Alternative Parity Debt that satisff the conditions established in the Bond Resolution for the issuance of t5 813 Additional Bonds or Refunding Bonds. Such obligations also include the issuance of Short-Term lndebtedness without the delivery of the certificates described under the caption "Additional Bonds" above as long as immediately following the issuance of such Short-Term Indebtedness, the outstanding principal amount of all Short-Term Indebtedness does not exceed ten per cent (10%) of the Net Revenues of the Parking System, as shown on the Annual Budget for the current Fiscal Year. For a more detailed description of the other types of indebtedness that may be issued from time to time on a parity with the Series 2015 Bonds and other Bonds Outstanding under the Bond Resolution, in addition to Additional Bonds and Refunding Bonds, and the tests applicable to the issuance of such other types of indebtedness, see "APPENDIX C - The Resolution" and, in particular, Section 211 of the Bond Resolution. Subordinated Indebtedness The City may issue obligations under the Bond Resolution that are secured by the Net Revenues without satisfying the conditions for the issuance of Additional Bonds, Refunding Bonds or Altemative Parity Debt so long as such obligations are issued as Subordinated lndebtedness. Subordinated Indebtedness is payable solely from amounts on deposit in the Subordinated lndebtedness Account. Net Revenues may be deposited in the Subordinated Indebtedness Account only after the deposit of amounts required to be made to the accounts securing the Bonds or Altemative Parity Debt. As a result, the lien on Net Revenues in favor of Subordinated lndebtedness is junior and subordinate to the pledge of and lien on Net Revenues in favor of the Outstanding Bonds, the Series 2015 Bonds and any other Bonds or Altemative Parity Debt issued under the Bond Resolution. Modifications or Supplements to Resolution Except as set forth in the third (3'u) succeeding paragraph below, no supplemental resolution may be adopted by the City Commission for the purpose of modifying, altering, amending, adding to or rescinding, in any particular, any of the terms or provisions of the Bond Resolution or of any resolution supplemental thereto without the consent in writing of the Holders of not less than a majority in aggregate principal amount of the Bonds then Outstanding; provided, however, that no such supplemental resolution shall permit, or be construed as permitting (i) an extension of the maturity of the principal of or the interest on any Bond, (ii) a reduction in the principal amount of any Bond or the redemption premium or the rate ofinterest thereon, (iii) the creation ofa superior or parity pledge or lien to the pledge and lien created by the Bond Resolution, other than as permiued by the Bond Resolution, (iv) a preference or priority of any Bond or Bonds over any other Bond or Bonds, or (v) a reduction in the aggregate principal amount of the Bonds required for consent to such supplemental resolution. The consent of the Holders of any Additional Bonds or Refunding Bonds issued under the Bond Resolution shall be deemed given if the underwriters or initial purchasers for resale consent in writing to such supplemental resolution and the nature of the amendment effected by such supplemental resolution is disclosed in the offrcial statement or other offering document pursuant to which such Additional Bonds or Refunding Bonds are offered and sold to the public. ln addition, for purposes of providing the written consent of the Holders of any Series of Bonds to any supplemental resolution modifring, altering, amending, adding to or rescinding, in any particular, any of the terms or provisions of the Bond Resolution or of any resolution supplemental thereto, to the extent any Series of Bonds is secured by a Credit Facility, so long as the issuer of such Credit Facility shall not be in default in its obligations under such Credit Facility, the consent of the Credit Facility Issuer for such Series of Bonds shall constitute the consent of the Holders of such Bonds. l6 814 Notwithstanding the foregoing, the City may, from time to time, without the consent of the Holders of any Series of Bonds or providers of Credit Facilities, Liquidity Facilities, Reserve Account Insurance Policies or Reserve Account Letters of Credit, amend, change, modify or alter the Bond Resolution for any of the specifically authorized reasons set forth in Sections l00l(a) through (l) of the Bond Resolution. See "APPENDIX C - The Resolution." MUNICIPAL BOND INSURANCE TO COME,IF NEEDED TTIE PARIilNG SYSTEM [THIS SECTION SHALL BE UPDATED, AS NEEDED, AS MORE SPECIFIC INFORMATION IS PROVIDEDI General The Parking System includes all parking facilities made available by the City for public parking of automobiles and other motor vehicles upon payment of a fee or charge for the privilege of parking, whether such facilities are owned by the City, leased by the City as lessor or lessee, or consist of parking spaces on public streets (whether such streets are City streets, County roads or State roads) for which the City lawfully charges a parking fee by meter or otherwise, and any space within such parking facilities which is intended to be used as retail space as of the date of issuance of the Series 2015 Bonds, and shall (i) include the Series 2015 Project, any Improvements and any Separate Parking Facilities consolidated with the Parking System pursuant to the Bond Resolution and (ii) exclude any Separate Parking Facilities not so consolidated with the Parking System. At the time of issuance of the Series 2015 Bonds, the excluded Separate Parking Facilities consist of the three (3) parking facilities located at (i) Seventh Street and Collins Avenue, (ii) Sixteenth Street between Washington Avenue and Collins Avenue and (iii) Fifth Street and Alton Road. In addition to the Separate Parking Facilities described above, the City Commission may by resolution determine to own or operate additional Separate Parking Facilities; provided, however, that prior to the adoption of any such resolution designating any facility as a Separate Parking Facility, there shall be delivered to the City Manager a certificate of the Chief Financial Officer containing such officer's determination that the ownership and operation of such Separate Parking Facility will not have a material adverse impact on the Net Revenues of the Parking System and stating the Chief Financial Officer's reasons for such determination. The City may incur debt to acquire or improve Separate Parking Facilities without compliance with any test or limit contained in the Bond Resolution so long as such debt is payable solely from the revenues generated by such Separate Parking Facilities and the holders ofsuch debt have no recourse and are in no way payable from the Revenues of the Parking System. The revenues, current expenses and debt service associated with the Separate Parking Facilities and any debt of the City incurred therefor shall not be included in Revenues, Current Expenses and Principal and lnterest Requirements under the Bond Resolution. t7 815 Any of the Separate Parking Facilities may be consolidated with the Parking System upon demonstration of compliance with the tests for the incurrence of Additional Bonds contained in the Bond Resolution. In determining such compliance, the revenues and current expenses of the Separate Parking Facility shall be included in computing Net Revenues and the debt service on any debt payable from revenues of such Separate Parking Facility shall be included in Principal and Interest Requirements. [The City's Parking Department (the "Department") is the single largest provider of parking in the City, serving residential, commercial, visitor and tourist parking needs. The Department is comprised of three (3) divisions: administration, on-street parking and off-street parking. The Departrnent manages and operates 66 surface parking lots and 10 garages. There are 17 residential parking permit zones within the City. The Department is also responsible for ensuring that the regulations governing parking within the City are followed and operates a parking enforcement unit for such purpose. Aso|-,2015theParkingSystemconsistedofl3,377parkingspaces.ofthistotal, 8,447 were metered spaces on streets and in off-steet lots and 4,930 were spaces contained in ten (10) garages. Currently, of the ten ( 1 0) garages have metered spaces and _ of the ten ( I 0) garages have an attendant collecting a flat fee at entry. The remaining _ garages have state-of-the-art revenue control systems and collect the rate of $ 1 .75 per hour. The City is in the process of converting the _ garages without state-of-the-art revenue control systems to ticket dispenser, card reader and cashier operations.l Organization The City exercises exclusive jurisdiction, control and supervision over the Parking System. The City Commission has the legal authority to fix rates, fees and charges, and to acquire, construct, finance and operate the Parking System and any additions thereto, without supervision or regulation by the County or the State or any other political subdivision thereof, or by any other commission, board, bureau or agency. The City uses the concept of private sector expertise with public sector oversight. The City has a parking management team consisting of an Assistant Director, an Operations (Project) Manager, and seven (7) parking operations supervisors, all of whom are employees of the City. The City has competitively bid for contract services, including, but not limited to cashiers, attendants, supervisors, security services, janitorial services and landscaping services, with the objective being to obtain the best value for such contract services at the lowest cost. The City manages and operates all municipal parking facilities by retaining all operating controls. All contracts are based on a unit price - either through an hourly rate or set unit price - and all contracts may be terminated at the convenience of the City, with thirty (30) days' prior notice. Contractors are not entitled to terminate their contracts. Other services that have been successfully outsourced include parking meter collections and towing. The Department is managed by the City Manager, the Assistant City Manager in charge of the Department, the Chief Financial Officer, the Director and the Assistant Director of the Department. In addition to overseeing the office of the Assistant Director, the Director of the Department specifically manages the Department's finances, revenue collections, purchasing and payroll matters. He also specifically oversees the Department's human resources, labor relations, organizational development, customer relations, public information, meter rentals, sales and marketing activities. The Assistant Director of the Department specifically manages all (i) aspects of (a) on-street parking operations, including meter installations, repairs, maintenance and collections, and (b) off-street parking operations, including issues relating to safety, cleanliness and affordable service; (ii) matters relating to (a) enforcement of parking rules and regulations and traffic flow and (b) private contracts to provide services for the Parking System; and l8 816 (iii) parking-related sign installations, maintenance and removals, light maintenance, painting, striping and pressure cleaning. In addition to being in charge of the Department, the Assistant City Manager overseeing the Department is also responsible for the following departments of the City: Transportation, Traffic Management, Tourism, Culture and Real Estate, Housing and Community Development and Education. On September 10, 2015 the Chief Financial Officer and the Assistant Finance Director for the City resigned from their respective positions. The Chief Financial Officer had served in her position for eighteen ( 1 8) years and the Assistant Finance Director had been an employee of the City for seventeen ( I 7) years. No explanations were provided by either employee in connection with the submittal of their resignations. However, the City Manager has stated that his decision to accept their resignations had nothing to do with the performance of the City's Finance Department nor the financial status of the City. Each position has been filled by the City Manager's appointment of experienced City employees who will serve in the position of Interim Chief Financial Officer and Interim Assistant Finance Director, respectively, until permanent replacements axe selected. Set forth below is a description of the management officials of the City who are responsible for the operation of the Parking System: Jimmy L. Morales, Esq., City Manager. Mr. Morales was appointed City Manager for the City of Miami Beach, Florida in April20l3. Prior to accepting his position as City Manager, Mr. Morales was a shareholder and member of the Board of Directors of the law firm, Steams Weaver Miller Weissler Alhadeff & Sitterson, P.A. from 2000-2013. Mr Morales also served as City Attomey for the City of Doral, Florida from2009-2013 and as City Attomey for the City of Marathon, Florida from 2005-2009. ln addition, Mr. Morales served as a member of the Board of County Commissioners of Miami-Dade County, Florida from1996-2004. He has received numerous professional awards, honors and recognitions, including the Greater Miami Chamber of Commerce Bill Colson Leadership Award for Outstanding Leadership and Superior Ability in 2000, the SAVE Dade Champion of Equality award in 2006, and induction into the Miami Beach High School Hall of Fame in 2004. He was selected as one of the Top Lawyers in South Florida by the South Florida Legal Guide in 2008-2009 and 20ll and as one of the Florida Super Lawyers in 2006-2010. Mr. Morales received his Bachelor of Arts, Magna Cum Laude, from Harvard University and his Juris Doctorate, Magna Cum Laude, from Harvard Law School. John Woodruff, Interim Chief Financial Officer. Mr. Woodruff was appointed Lrterim Chief Financial Officer for the City of Miami Beach, Florida in September 2015. Prior to accepting his position as lnterim Chief Financial Officer, Mr. Woodruff served as Director of the Office of Budget and Performance Improvement for the City from June 2013 to September 2015. Prior to joining the City, Mr. Woodruff served as co-owrer of Panama Realtor Property Management Services from August 2012 to June 2013. He also served in various capacities for Pinellas County, Florida, including serving as Director of the Pinellas County Office of Management and Budget from April 2007 to luly 2012 and as a Manager in such office from April2002 to April 2007. Prior to employment in Florida, Mr. Woodruff served in various positions for the City of San Antonio, Texas, including serving as a Senior Budget and Management Analyst in the Office of Management and Budget for the City of San Antonio from February 2000 to April 2002 and as a Budget and Management Analyst in such office from January 1998 to February 2000. He also intemed with the U.S. Departrnent of Commerce, the lntemational Affairs Department for the City of San Antonio and the Mayor's Office for the City of San Antonio. Mr. Woodruff received a Masters in Business Administration, in Intemational Business, from the University of Texas at San Antonio and a Bachelor of Arts in History from the University of Texas at Austin. 19 817 Kathie G. Brooks, Assistant City Manager. Ms. Brooks was appointed an Assistant City Manager for the City of Miami Beach, Florida in April 2013 and served the City as its interim City Manager from July 2012 to April 201 3. Prior to accepting her position in the office of the City Manager, Ms. Brooks served as the City's Budget and Performance Improvement Director from 2004-2012. Pi,'or to joining the City, Ms. Brooks served in various capacities and senior level positions for Miami-Dade County, Florida for two decades, including in the Miami-Dade CountyBudget Departrnent from2003-2004, the Miami-Dade County Manager's Office of Performance Improvement from 2001-2003, the Miami-Dade County Solid Waste Department from 1989-2001 and in the Miami-Dade County Transit Department from 1984-1989. Prior to her service in government, Ms. Brooks was a transportation planner for the firm of Schimpeler Corradino and Associates from 1980-1983. Ms. Brooks received her Bachelor and Master of Arts in Geography from the University of Miami. Saul Frances, Parking Director. Mr. Frances was appointed Parking Director for the City of Miami Beach, Florida in October 2000. Prior to such appointment, Mr. Frances served as Assistant Parking Director for the City from December 1993 to October 2000. Prior to joining the City, Mr Frances served as Director of Planning and Development for the City of Miami Parking System from April 1987 to December 1993. Mr. Frances has received several professional awards, honors and recognitions. He has been designated a Certified Administrator of Public Parking by the International Parking Institute and is also a Certified Parking Enforcement Specialist in the State of Florida. Mr. Frances received his Bachelor of Science in Business Administration from Florida Intemational University. Monica Beltran, Assistant Parking Director. Monica Beltran was appointed Assistant Parking Director for the City of Miami Beach, Florida in December 2014. Prior to joining the City, Ms. Beltran served in various capacities with the Miami-Dade County Aviation Department in a career that spanned over thirty-five (35) years. During her tenure with County government, Ms. Beltran served as Landside Operations Supervisor from 1987 -2006 and as Director of Landside Operations from 2006-2014. Ms. Beltran also served as the American with Disabilities Act Coordinator for the Miami Intemational Airport. Ms. Beltran received her Bachelor of Arts in French and Spanish and her Master in Public Administration from Florida Intemational University. Operations Parking meters are the main collection devices for the Parking System and a major portion of the Revenues collected annually is received from Parking System meter operations. Any on-street and off- street parking spaces that are currently operated with a single space parking meter and not scheduled to be converted to multi-space pay stations will be upgraded with new single space meters, including a new "In- car Meter" option, known as "iPark." An iPark is a device that can be preloaded and reloaded with a value of time that may be purchased via telephone or on-line. All functions of the device can be accomplished remotely from the comfort of the user's home or vehicle. In addition, monthly parking permits, with respect to off-street parking, and semi-annual and annual parking permits, with respect to ovemight on-sfreet parking for residents, provide permit holders identification emblems to park within designated parking locations. A limited number of spaces are also leased to private organizations, provided such an arrangement is legally permissibte and practical, from a financial and operational perspective. Collections for most of the meters of the Parking System are conducted on a rotating, five-day basis by a private contractor retained by the City. However, the most active meters are collected more frequently. Collections involve scheduling of routes, removing the meter coin boxes, which remain locked upon removal, and depositing contents into a larger locked container for transport. The containers are then 20 818 transferred to a secure central site, which offers the capability of close supervision, before they are unlocked. The collections are then counted and delivered to the Parking System's bank depository. ln a continuing effort to strengthen monetary controls, a modern, automated coin counting operation has been established. The standard hours of parking enforcement are from 8:00 a.m. to either 6:00 p.m. or midnight, depending on location, daily. Parking Rates Historical debt service coverage for the Parking System has been at ample levels, which has allowed the City to fund several projects from revenues of the Parking System. One notable example of the strength of revenues of the Parking System historically is the City Hall Garage ("CHG") located on Meridian Avenue and lTth Street. The CHG supports the City Center area of the City and was fully funded without debt. Construction of the CHG was funded with impact fees, excess Net Revenues and funds provided by the Miami Beach Redevelopment Agency. An internal review of the Parking System's rates is conducted annually as a component of the Department's budget process. Rates of the Parking System are reviewed from various perspectives, including, without limitation: (1) Revenues versus Current Expenses and the overall financial position of the Enterprise Fund; (2) local private and public sector rates; and (3) other communities with similar economic generators and land uses. If the intemal review warrants further examination, a rate analysis is conducted by a reputable and nationally recognized firm, which is typically, an engineering firm with experience as a parking consultant. The firm's recommendations are analyzed by City staffand thereafter, provided to the City Commission. The last increase in rates of the Parking System occurred in Fiscal Year 2012, when the hourly meter rate was increased from $1.50 to $1.75 in the South Beach area of the City. Additionally, the Parking System receives parking fine revenue from the Miami-Dade County Clerk of Courts, the entity that performs all processing, collection and adjudication of parking fines for all jurisdictions in the County. The City receives two-thirds (213) and the State receives one-third (l/3) of all revenues collected for parking fines assessed within the City. On-Street Meters: The rates at on-street meters are $1.00 per hour in the Middle and North Beach areas of the City and $1.75 per hour in the South Beach area of the City. Similarly, time limits at the meters range from one (l) hour to twelve (12) hours, depending on rate and location. ln general, the short- term meters are located to serve customers of nearby businesses and promote turnover of the parking spaces, while the longer-term meters serve employees and visitors to some beach areas. Parkins Lots: The rates at metered parking lots are $1.00 per hour north of 23'd Street and $1.50 per hour south of 23'd Street. The lower rates are usually at the long-term lots and the higher rates at the short-term lots. Generally, when lots are used for special events, a flat rate of $15.00 per vehicle is charged upon entry. Parking lots have both transient revenues and monthly permit parking revenues. Monthly parking revenues are at the rate of $70.00 per month, plus tax, for all municipal parking lots. Garages: The l2'h Street and l3'h Street Municipal Parking Garages charge for parking at the rate of $1.00 per hour or any part thereof, up to fifteen (15) hours. A maximum rate of $20.00 per 24-hour maximum is charged. The 4Td Street Garage charges $1.00 per hour up to twenty-fow Q$ hours, with a maximum of $8.00 for the entire day. The l7'h Street Garage charges $1.00 per hour for up to six (6) hours, $8.00 for six (6) hours to seven (7) hours, $10.00 for seven (7) hours to eight (8) hours, $15.00 for eight (8) hours to fifteen (15) hours and $20.00 for fifteen (15) hours to twenty (20) hours. Monthly 2t 819 parking revenues are at the rate of $70.00 per month, plus tax, for all garages. [Rates charged generally for other garages will be provided by the City.l Storage in municipal parking garages is prohibited. Current Developments The current capital budget plan approved by the City for the Parking System includes funding for parking garage expansions, construction of new parking garages, surface lot improvements and technology enhancements. The City engaged Walker Parking Consultants, lnc. ("Walker Parking Consultants"), a nationally recognized consulting firm, to perform a parking supply and demand analysis for the three (3) major geographic areas of the City (South Beach, Middle Beach and North Beach) to plan for anticipated growth within the City. Walker Parking Consultants performed a citywide analysis in 2003, which is still being used to identiff priority areas and sites for parking development and/or enhancements. The City is currently in the process of developing the Collins Park Garage, located on 23'd Street and Liberty Avenue. Architectural and engineering services were awarded to Zaha Hadid Architects. The new garage is expected to be a multi-level structure with 470 parking spaces and 17,000 square feet of retail space on the ground floor. Construction of the Collins Avenue Garage is scheduled to commence soon, with construction anticipated to be completed by the end of Fiscal Year 2016 or early in Fiscal Year 2017. In addition to its development of new parking facilities, the City has several initiatives that were recently developed or are in the process of being developed to increase mobility for residents and visitors of the City. Such initiatives help to reduce the pressure to access limited parking resources in ceratin areas of the City and during peak hours of demand. The initiatives include: (i) Citibike, formerly known as "Deco Bike," which is a point to point, self-service bicycle sharing program that allows users to rent bicycles at their discretion at kiosks throughout the City, and (ii) Car2Go, which is a car sharing service providing for car rentals in a manner similar to the bicycle rentals facilitated by Citibike. The City is also conducting a pilot program for the installation of electric vehicle charging stations within one of its current parking garages. The City recently implemented the first fully integrated license plate enabled parking payment platforms in the country. The platforms include: (i) payment for parking by license plate at multi-space pay stations (currently 750 units throughout the City); (ii) ParkMobile pay by phone services; (iii) commercial and residential virnral parking permits; and (iv) LPR (License Plate Recognition) enabled mobile and handheld enforcement devices. Future Plans for Parking Projects The City approved the Proposed Fiscal Years 20l4ll5 - 20l8ll9 Capital Improvement PIan and Fiscal Years 20l4ll5 Capital Budget (the "CIP") on December 2,2014. The CIP includes capital projects designed to upgrade and enhance the Parking System. The CIP contemplates funding for parking garage improvements, construction of new parking garages, surface lot maintenance and improvements and technology enhancements. Parking structures are contemplated for the North Beach and Middle Beach areas of the City. Municipal Parking Lot No. P55, located on Collins Avenue and 27h Street, has been preliminarily identified as a suitable location for a multiJevel parking structure as well. The City owns the land at this site and is considering it for future development to increase access to parking in the area. Except for issuance ofthe Series 2015 Bonds to finance the Series 2015 Project, no issuance of Bonds is currently planned to finance the projects in the CIP. Future development of parking facilities by the City will be determined based on demand, by location, and identification of available funding sources. 22 820 As a result, funding for the development of future Parking System projects may involve the issuance of obligations secured by Net Revenues. However, such issuance would be required to comply with the provisions of the Bond Resolution. See "SECURITY AND SOURCES OF PAYMENT" herein. Reference is made to the CIP for more specific information conceming the various improvements currently planned for the Parking System, the time period provided for the implementation of such improvements and the sources of funding anticipated to be utilized to acquire, construct and install such improvements. A copy of the CIP is available on the website for the City at rvrvrv.miamibeachfl.qov. Parking System Covenants The Bond Resolution contains the following covenants of the City: Construction of Proiect and Improvements; Operation o-f Parkins SJ)stem. The City covenants that it will construct the Project and all other Improvements for the construction or acquisition of which Bonds or other System Debt shall be issued under the provisions of the Bond Resolution, or for which moneys repayable from the proceeds of Bonds or other System Debt issued under the provisions of the Bond Resolution shall have been advanced to the City, in accordance with the plans theretofore approved by the Consulting Engineers and that, upon the completion of the Project or any such other Improvements, it will operate and maintain the same as a part of the Parking System. Any contract with any person for the construction of all or a portion of the Project or any other Improvements shall provide for such performance and payment bonds or security in lieu thereof and for such ratings as shall be in compliance with the laws of the State of Florida and the normally established practices of the City from time to time in effect. The City further covenants that it will establish and enforce reasonable rules and regulations governing the use of the Parking System and the operations thereof, that all compensation, salaries, fees and wages paid by it in connection with the maintenance, repair and operation of the Parking System will be reasonable, that it will operate the Parking System in an efficient and economical manner, that it will at all times maintain the Parking System or any part thereof in good repair and in sound operating condition and will make all necessary repairs, renewals and replacements, that it will duly observe and comply with all valid requirements of any municipal or governmental authority relative to the Parking System, that, except as permitted by the Bond Resolution, the City will not create or suffer to be created any lien or charge upon the Parking System or any part thereof or upon the Net Revenues ranking equally with or prior to the Bonds, and that, out of the Net Revenues, it will pay or cause to be discharged, within sixty (60) days after the same shall accrue, all lawful claims and demands for labor, materials, supplies or other objects which, if unpaid, might by law become a lien upon the Parking System or any part thereof or upon the Revenues; provided, however, that nothing contained in this paragraph shall require the City to pay or cause to be discharged, or make provision for, any such lien or charge so long as the validity thereofshall be contested in good faith and by appropriate legal proceedings. No Free Parkins. To the extent permitted by law, the City will not permit free parking or services to be supplied by the Parking System, except that (i) the City Commission, officers and employees may use facilities of the Parking System free of charge only while on official City business, (ii) the City may establish the hours during which meter charges shall be applicable and (iii) the City may permit free parking during hours when the volume of parking business does not justify the expense of collecting parking charges. Enforcement qf Collections. The City will diligently enforce and collect, or cause to be enforced and collected, the rates, fees and other charges for the use of the Parking System, will take, or cause to be 23 821 taken, all steps, actions and proceedings for the enforcement and collection ofsuch rates, fees and charges to the fulI extent permitted or authorized by law, and will maintain accurate records with respect thereto. All such rates, fees, charges and revenues pledged under the Bond Resolution shall, as collected, be held in trust to be applied as provided in the Bond Resolution and not otherwise. Manasement bv Others of the Parkins System. All or any part of the Parking System may be managed by independent managers or operators or by any authority created by the City for such purpose under such provisions as are acceptable to the City Commission; provided, however, that prior to the approval of any such management arrangement, there shall be delivered to the City Manager (i) a certificate of the Chief Financial Officer containing the Chief Financial Officer's determination that such management arrangements will not have a material adverse impact on the Net Revenues of the Parking System and stating the Chief Financial Officer's reasons for such determination and (ii) an opinion of Bond Counsel to the effect that such management arrangement will have no adverse impact on the exclusion of interest on any of the Bonds or other System Debt from gross income for federal income tax purposes. Any and all financial considerations received by the City by reason of such management arrangement shall be regarded as Revenues for purposes of the Bond Resolution. Sale or Other Disposition of the Parkinq Svstem. Except as otherwise provided in the Bond Resolution, the City shall not sell, lease or otherwise dispose of all or any part of the Parking System. (a) To the extent permitted by law, the City, without restriction, may in any Fiscal Year sell, lease or otherwise dispose of assets forming a part of the Parking System, the aggregate value of which in each such Fiscal Year does not exceed the lesser of $1,000,000 or one half of one per centum (ll2 of l%) of the book value of the net property, plant and equipment of the Parking System, as shown on the Financial Statements for the latest Fiscal Year for which such Financial Statements are available. (b) To the extent permitted by law, the City may in any Fiscal Year sell, lease or otherwise dispose of assets forming a part of the Parking System in excess of the amount set forth in clause (a) above if, before any such transfer, there is delivered to the City Manager a report of the Consulting Engineers or Rate Consultant demonstrating that the sale, lease or other disposition of such property will not have a material adverse impact on the Net Revenues and stating such consultant's reasons therefor. In determining whether to render such report, the Consulting Engineers or the Rate Consultant shall consider the usefulness of the assets to be disposed of to the operations of the Parking System, the uses to be made of any proceeds of a sale and the rental income to be received with respect to any lease thereof. (c) To the extent permiued by law, the City may in any Fiscal Year sell, lease or otherwise dispose of any assets forming a part of the Parking System, without regard to the limitations and conditions in clauses (a) and (b) above, if the City Commission by resolution declares that such assets are not needed or serve no useful purpose in connection with the maintenance and operation of the Parking System. The proceeds of any disposition pursuant to immediately preceding subparagraphs (a), (b) or (c) above shall be applied as described in "SECURITY AND SOURCES OF PAYMENT - Flow of Funds" herein or to the defeasance of Bonds pursuant to the Bond Resolution. (d) To the extent permitted by law, the City may sell, lease or otherwise dispose of the assets of the entire Parking System if, upon application of the proceeds of any such disposition as hereinafter described, there shall be no Bonds deemed to be Outstanding under the provisions 24 822 of the Bond Resolution and the City shall have paid or made full provision for the payment of all other obligations of the City payable from the Revenues of the Parking System, including but not limited to, Current Expenses then due and payable or to become due and payable, and all other System Debt payable in any way from the Revenues of the Parking System and all fees then due and owing or to become due in the future with respect to Credit Facilities. The proceeds of any sale, lease or other disposition permitted by this clause (d) shall be applied first to the payment or provision for payment of the obligations, including the Bonds, set forth above, and only after all such obligations shall have been paid or full provision for their payment been made, shall the City apply any of such proceeds to any other lawful purpose of the City. No sale, lease or any other disposition of assets of the Parking System pursuant to immediately preceding subparagraphs (a) through (d) above shall be consunmated, nor shall the proceeds ofany such disposition be applied, unless prior to such consummation or application there shall be delivered an opinion of Bond Counsel to the effect that such disposition and the application of the proceeds as described in such immediately preceding subparagraphs will have no adverse impact on the exclusion of interest on any of the Bonds or other System Debt from gross income for federal income tax purposes. The Bond Resolution provides that without complying with the above provisions but subject to compliance with the rate covenant and the tax covenants contained in the Bond Resolution, to the extent permitted by law, the City may permit at such rates as the City shall deem reasonable (i) the exclusive use of parking lots or structures, or any portion thereof, which are part of the Parking System in connection with special events or occasions for periods of no more than one (l) week, including renewals; (ii) the exclusive use of spaces in parking lots or structures which are part of the Parking System by individuals who are members of the general public for periods of no more than one (l) month (however, such use may be renewed for successive periods of no more than one (l) month each); (iii) the exclusive use of parking lots or structures, or any portion thereof, which are part of the Parking System during periods (e.g., at night) when there is little or no reasonably expected demand for use of such lots or structures by members of the general public and when such exclusive use for such periods will not prevent any foreseeable use of such lots or structures by members of the general public; or (iv) the rental of retail space within parking structures that are part of the Parking System and intended, upon initial acquisition or construction by the City of such structures, to be used as retail space. The income from such use as described in this paragraph shall be deposited in the Enterprise Fund and applied as described in "SECURITY AND SOURCES OF PAYMENT - Flow of Funds" herein. Summary Statement of Revenues and Expenses A summary of historical and current comparative financial information of the Enterprise Fund is presented below. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] 25 823 STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET ASSETS OF THE ENTERPRISE FUND Fiscal Year Ended September 30. Nine Month July I Total Period Ended through (Unaudited) Iune 30, September 30, and(Unaudited) (Budeet) (Budget) 2013(tl Operating revenues: Charges for services $ 34,876,171 S 36,821,147 $ 38,600,651 Permits, rentals, and other 5,231,823 5,521,507 1,702,093 Total operating revenues 40,107,994 42,342,654 40,302,744 Operating expenses: Personal services Operating supplies Contrachral services Utilities Insurance Intemal services charges Depreciation Administrative fees Amortization(r) Other operating Total operating expenses Operating income (loss) Non-operating revenues (expenses): Intergovemmental revenues Interest and fiscal charges Gain on disposition of capital assets Unrealized gains (losses) on investments Interest income Total non-operating revenues (expenses) Income (loss) before transfers and capital contributions Capital Contributions Transfers in Transfers out Change in net position Net position - beginning Net position - ending 23,878 14,188 (103,764t (302,070) 3,277,5s4 tt,487 ,990 -0- 3,468,295 (8,264,833) 6,69t,452 t40,794,267 $llL!![U $-tl!Jr1.337 $llz4l3) $14J4t.r82) $1_13161,8_12 Source: Comprehensive Annual Financial Report of the City of Miami Beach, Florida for Fiscal Years ended September 30, 2011 through September 30,2014. Source: City of Miami Beach, Florida, Department of Finance. Represents actual totals for the period indicated. As a result of the implementation of GASB 67, beginning in Fiscal Year 2014, amortization expenses are included with interest expenses and fiscal charges. 201l(t)2012(') 9,952.848 10,342,637 252,28t 225,343 6,220,925 6,363,160 999,985 969,466 271,253 t52,791 2,996,270 3,372,560 3,254,856 3,181,804 3,270,868 3,147,440 24,794 t3,240 323,094 435,036 27.567,174 28,203,477 12,540,820 t4,t39,177 -0- -0- (77 t,se4) (815,935) -0- -0- 643,952 499,677 12,437,056 13,837,107 24s,834 (4,8tt,624) 374,837 4,970,954 (5,363,864) (8,652,304) 7,693,863 5,344,t33 127,756,271 135,450,134 $l_31t5!.r34 $!!u.2.!@- 9,704,448 207,870 7,013,483 t,770,790 48,298 4,459,650 4,977,984 3,425,000 20,780 464,005 32,092,308 8,2t0,436 3,5t9,248 (750,090) 16,440 (9,22r) 501,t77 20t44\ $ 38,483,390 t,565923 40,049,313 11,591,813 56,823 8,107,560 1,728,924 217,s38 3,375,776 6,9t7,62t 1,863,000 -0- 2,308,523 36,t67,578 3,88 I ,735 2,973,729 (666,3 ss) 27,438 18,066 4t7,423 2,770,30t 6,652,036 (5 17,53 8) 4,627,530 (9,010.1 59) t,75t,869 147,003,468 20ls?l $ 30,s23,r37 I,498,288 32,02t,425 8,944,155 t93,124 5,564,467 t,472,t50 118,184 2,450,047 4,866,54t 1,308,751 -0- 1.838,1 53 26,755,572 5,265.853 t,59t,092 (986,653) 35,r44 2,898 179,390 821 ,871 6,087,724 (164,374) r77,007 (7,345,500) (1,245,143) 2015Q) s 9,668,863 523,7 t2 10,192,575 4,310,845 4,276 4,388, l 33 356,850 34,816 913,953 t,632,459 436,249 -0- 607.847 t2,685,428 (2,492,853) 1,3 10,908 (460,347) -0- -0- 67,6t0 9 18, 171 (t,s74,682) -0- -0- (2,470,s00). (4,045,182) 20l5Ql $ 40.192,000 2,022,000 42,2t4,000 13,255,000 t97,400 9,9s2,600 1,829,000 153,000 3,364,000 6,499,000 1,745,000 -0- 2,446,000 39,441,000 2,773,000 2,902,000 ( 1,447,000) 35,144 2,898 247,000 t,740,042 4,5t3,042 (164,374) 177,007 (9.816,000) (5,290,32s) t48,755,337 (l) (2) (3) 26 824 HISTORICAL NET REVENUES, DEBT SERVICE AND DEBT SERVICE COVERAGE General The information in the following table sets forth the historical revenues, expenditures and debt service coverage of the Parking System. Fiscal Year Ended September 30. 201l(')2012t') Revenues(') Current Expenses(n) Net Revenues Available for Debt Service Debt Service(') Debt Service Coverage Ratio $40,7 51,946 $42,842,331 21,016,656 21,960,993 19,735,290 20,991,339 3,789,417 4,030,601 5.21x 5.21x 2014(t)2015(2\ $40,466,736 $42,461,000 27,386,957 31,187,000 4!1"' $40,803,921 23,668,544 17,135,377 13,079,779 11,274,000 4,022,564 4.26x 4,026,993 4,022,s72 3.25x 2.80x (l) Source: Comprehensive Annual Financial Report of the City of Miami Beach, Florida for Fiscal Years ended September 30, 2010 through September 30,2014.(2) Source: City of Miami Beach, Florida, Department of Finance, based on actual totals for the nine month period ended June 30, 2015 (unaudited) and amounts budgeted for the period ended July 1,2015 through September 30, 2015. (3) Revenues include operating revenues and non-operating interest income.(4) Current Expenses do not include interest, depreciation, amortization or administrative fees. (5) Represents Principal and Interest Requirements on the Outstanding Bonds, plus debt service on any other System Debt. Upon issuance of the Series 2015 Bonds, the only other System Debt Outstanding will be the Outstanding Bonds. See "HISTORICAL NET REVENUES, DEBT SERVICE AND DEBT SERVICE COVERAGE - Management Discussion of Parking System" and "DEBT SERVICE SCHEDULE' herein. Management Discussion of Parking System [ADDITIONAL INFORMATION FOR THIS SECTION, AS NEEDED, TO BE PROVIDED BY THE CITYI The Enterprise Fund had a change in net position for Fiscal Year 2014 of $ 1.8 million. Operating revenues of the Parking System decreased by $253,43 I or O.60/o and operating expenses increased by $a. I million or 12.7o/o from Fiscal Year 2013. Net non-operating revenues were $2.7 million and consisted of $666,355 in interest and fiscal charges, $27,438 in gain on disposal ofcapital assets, $18,066 in unrealized gain on investments and $417,423 in interest income. For Fiscal Year 2014 $3.0 million in intergovemmental revenues were received as the City's share in parking ticket revenue from the County. lntergovemmental revenues decreased by $545,519 or 15.5o/o from Fiscal Year 2013. The decrease in revenues were, in part, the result of construction related projects that occupied many parking areas. 27 825 In the past the City has executed loan agreements with the City of Gulf Breeze, Florida Local Government Pool to borrow funds for various purposes. Repayment of the portion of the $22,445,000 Gulf Breeze Note, Series 1985C which was used to finance costs related to the construction of a parking garage was allocated to the Enterprise Fund. The principal of such Note was required to be repaid in fourteen (14) annual installments, commencing December 1,2002, with interest paid semiannually. As of September 30, 2014, the outstanding amount of the Gulf Breeze Note payable from the Enterprise Fund was $1,494,728. Such amount is expected to be paid in full prior to the issuance of the Series 2015 Bonds. [REMAINDEROF PAGE INTENTIONALLY LEFT BLANK] 28 826 DEBT SERVICE SCHEDULE Set forth below are the debt service requirements of the Series 2015 Bonds, all other Bonds Outstanding upon issuance of the Series 2015 Bonds and the total combined debt service on all Bonds Outstanding immediately following issuance of the Series 2015 Bonds. Fiscal Year Ending September 30 20t6 2017 201 8 20t9 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 2034 2035 2036 2037 2038 2039 2040 2041 2042 2043 2044 2045 Total Series 2015 Bonds Total Series 2015 Bonds Outstanding and Outstanding Principal $ Interest S Total Bonds $ 3,243,462.50 3,244,862.s0 3,239,t12.50 3,245,5t2.50 3,244,112.50 3,242,862.50 3,132,362.50 2,230,762.50 2,231,162.50 2,233,662.50 2,234,018.76 2,233,375.00 2,230,418.76 2,230,150.00 2,232,337.50 2,231,750.00 2,233,250.00 2,231,250.00 2,230,750.00 2,23 I,500.00 2,233,250.00 2,230,750.00 2,234,000.00 2,232,500.00 2,231,250.00 -0- -0- -0- -0- -0- s:$: 29 $: $62J-68.425.U 827 THE CITY General The City is located on a barrier island surrounded by the Atlantic Ocean to the east and Biscayne Bay to the west. The City comprises seven (7) square miles of land area and ten (10) square miles of Biscayne Bay. The City is connected to the mainland by four (4) causeways. The climate of the City is tropical, with an average annual temperature of 75 degrees Fahrenheit, 24 degrees Celsius. The City is the home of the Art Deco Historic District, consisting of one of the greatest concentrations of Art Deco architecture in the United States. Within the Art Deco Historic District is the world famous Ocean Drive, which has been called the "Riviera" of Florida. The economy of the area is based on tourism. For Fiscal Year 2014, hotel, food and beverage sales accounted for an estimated$2.2 billion in sales within the City. City Government The City was incorporated as a municipal corporation on March 26,1915. The City operates under a Commissionlcity Manager form of govemment. The City Commission consists of the Mayor and six (6) Commissioners who serve as the policy-making body of the City. Authority is vested in the City Commission to enact ordinances, hold public hearings, approve contracts, establish the City's budget and tax assessments, and authorize construction of all public improvements. The Mayor and City Commission are elected on a citywide, nonpartisan basis. Elections are held in odd numbered years, with the Mayor elected to serve two-year terms with a limit of three (3) consecutive terms. Commissioners are elected to serve four-year terms with a limit of two (2) consecutive terms. City Commission terms are staggered so that not all Commissioners are up for re-election at the same time. On a rotating basis, the City Commission selects one (1) of its members to serve as Vice Mayor for a three- month term. The Mayor, who is the presiding officer at City Commission meetings, may vote on all matters that come before the City Commission, but has no power of veto. The City Commission appoints the City Manager, the City Attomey and the City Clerk. All other department heads are appointed by the City Manager, with the consent of the City Commission. Philip Levine serves as the Mayor of the City. Mayor Levine was elected as Mayor on November 5,2013 and his current term of office will expire in November 2015. Set forth below is a list which contains the current members of the City Commission and the expiration of their respective terms of office: Miami Beach, Florida City Commission CiW Commission Members Edward L. Tobin, Vice Mayor Michael Grieco Joy Malakoff Micky Steinberg Deede Weithorn Jonah Wolfson Date Term Ends November 2015 November 2017 November 2017 November 2017 November 2015 November 2015 30 828 The next general election of the Citywill be held on November 3,2015. The Mayor is running against a single opponent in the upcoming election, as are two (2) of the three (3) City Commissioners. No City Commissioner whose term is expiring in November 2015 is running for reelection. In addition, if noone running for the seat that has more than two (2) candidates on the ballot receives more than fifty percent (50%) of the votes cast in the general election, a run-off election will be held to determine the winner of that race. If required, the run-off election will be held on November 17,2015. The results of the election are expected to be certified by the current Mayor and City Commission in a meeting to be held sometime after the general election or, if a run-off election is held, after the run-off election. The current Mayor and City Commission are expected to serve until newly elected members have been seated. For more detailed information relating to the City, see "APPENDX A - General lnformation and Economic Data Regarding the City of Miami Beach, Florida and Miami-Dade County, Florida." PENSION AIID OTHERPOST EMPLOYMENT BENEFITS Defined Benefit Plans The City provides separate defined benefit pension plans for general employees of the City and for the City's police and fire department personnel. Emplovees' Retirement Plan Plan Description All full-time employees of the City who work more than thirty (30) hours per week and hold classified and unclassified positions, except for policemen and firemen and persons who elected to join the defined contribution retirement plan sponsored by the City, are covered by the Miami Beach Employees' Retirement Plan (the "Employee Plan"). A classified employee and/or an unclassified employee is any person employed by the City on a regular basis who receives compensation from the City for personal services and who is within a group or classification of employees designated by the Board of Trustees of the Employee Plan as eligible for membership in the Employee Plan. The Employee Plan is a single employer defined benefit pension plan that was established by the City Commission under Ordinance number 2006-3504. Effective on March 18, 2006, the Employee Plan was created under and by the authority of Chapter 18691, Laws of Florida, Act of 1937 , as amended, by merging the Retirement System for General Employees of the City of Miami Beach, created by the City Commission pursuant to Ordinance number 1901, with the Retirement System for Unclassified Employees and Elected Officials of the City of Miami Beach, created by the City Commission pursuant to Ordinance number 88-2603, as amended. All full-time classified and unclassified employees of the City, except those who joined the City's defined contribution plan, must participate in the Employee Plan. See "PENSION AND OTHER POST EMPLOYMENT BENEFITS - Other Retirement and Compensation Plans" herein. Membership in the Employee Plan consisted of the following as of October 1,2013, the date of the latest accrual valuation: [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] 3l 829 Employee Plan Membership Inactive plan members and beneficiaries currently receiving benefits lnactive plan members entitled to benefits but not yet receiving them Active plan members Total members 1,055 125* 1,014 2.r94 Source: City of Miami Beach, Florida Comprehensive Annual Financial Report for Fiscal Year Ended September 30,2014. * Includes members of the Employee Plan who are enrolled in DROP (as hereinafter defined). Plan Benefrts. The Employee Plan provides retirement benefits as well as death and disability benefits at three (3) different tiers, depending on (i) whether an employee is a member of one of the unions representing employees of the City, (ii) which union the employee is a member of and (iii) when the employee entered the Employee Plan. The first tier membership of the Employee PIan (the "Employee Plan First Tier") includes any employee who became a member of the Employee Plan prior to the dates which constitute the Employee Plan Second Tier. The second tier membenhip of the Employee Plan (the "Employee Plan Second Tier') includes any employee who became a member of the Employee Plan on or after (i) April 30, 1993 (but prior to September 30, 2010) for members of the American Federation of State, County and Municipal Employees ("AFSCME") bargaining unit; (ii) August l, 1993 (but prior to September 30, 2010) for members of the Government Supervisors Association of Florida ("GSAII"; bargaining unit and members of the Employee Plan who are not included in any collective bargaining unit; and (iii) February 21, 1994 (but prior to October 27, 2010) for members of the Communications Workers of America ("CWA") bargaining unit. The third tier membership of the Employee Plan (the "Employee Plan Third TieC') includes any employee who became a member of the Employee Plan on or after (i) September 30, 2010 for members of AISCME, GSAF and members of the Employee Plan who are not included in any collective bargaining unit; and (ii) October 27, 2010 for members of CWA. Classified members under the Employee Plan First Tier are eligible for normal retirement at age fifty (50) and five (5) years of creditable service and are entitled to benefits of three percent (3%) of their final average monthly eamings, multiplied by the first fifteen (15) years of creditable seryice, plus four percent (4%) of their final average monthly eamings, multiplied by the years of creditable service in excess of fifteen (15) years, with the total not to exceed ninety percent (90%) of the employee's final average monthly eamings. Employee Plan First Tier unclassified members accrued four percent (4%) of their final average monthly eamings for creditable service before October 18, 1992 and three percent (3%) per year of creditable service after October 18,1992, with the total not to exceed eighty percent (80%) of their f,rnal average monthly eamings. Classified and unclassified members under the Employee Plan Second Tier are eligible for normal retirement at age fifty-five (55) and five (5) years of creditable service and are entitled to benefits of three percent (3%) of their final average monthly eamings multiplied by the employee's number of years of creditable service, subject to a maximum of eighty percent (80%) of such employee's final average monthly eamings. Classified and unclassified members under the Employee Plan Third Tier are eligible for normal retirement at age fifty-five (55) and at least thirty (30) years of creditable service, or age sixty-two (62) and, at least five (5) years of creditable service and are entitledto benefits of two and one-half percent (2.5%) 32 830 of their final average monthly earnings multiplied by the employee's number of years of creditable service, subject to a maximum of eighty percent (80%) of such employee's final average monthly earnings. For elected officials of the City, the City Manager or the City Attorney, the benefit is four percent (4%) of their final average monthly eamings for each year of creditable service as an elected official, city manager or city attomey, plus the retirement benefit as defined above for any other period of City employment, subject to a maximum eighty percent (80%) of such employee's final average monthly earnings. Any Employee Plan First Tier member who terminates employment may either request a refund of their own contributions, plus interest, or receive their accrued benefit beginning at age fifty (50), if at least five (5) years of creditable service have been completed. Any Employee Plan Second Tier member who terminates employment after five (5) years of creditable service may either request a refund of their own contributions, plus interest, or receive their accrued benefit beginning at age fifty-five (55). Any Employee Plan Third Tier member who terminates employment after five (5) years of creditable service but prior to the normal or early retirement date shall be eligible to receive a normal retirement benefit at age sixty-two (62). A Deferred Retirement Option Plan ("DROP") for the Employee Plan was enacted by the City Commission on January 28,2009 pursuant to Ordinance 2009-3626. Under the DROP, first and second tier members of the Employee Plan who have attained eligibility for normal retirement may continue working with the City for up to three (3) years, while receiving a retirement benefit that is deposited into a DROP account. Employee Plan Third Tier members may participate in a DROP account for up to five (5) years. However, effective July 17, 2013, Employee Plan members of CWA who were hired prior to October 27,2010, and members of the Employee Plan not included in any bargaining unit who were hired prior to September 10, 2010, may elect to retire for the purposes of DROP but continue employment with the City for up to sixty (60) months and have their monthly retirement benefit paid into a DROP account during the DROP period. Effective October l, 2013, such benefit was also extended to Employee Plan members of GSAF and, effective April 23,2014, was extended to Employee Plan members of A-FSCME who were hired prior to September 30, 2010. The amount of the benefit is calculated as if the participant had retired on the date of DROP commencement. Upon termination with the City, the accumulated value of the DROP account is distributed to the participant and a member's creditable service, accrued benefit and compensation calculation shall be frozen. Employee Plan First Tier members and Employee Plan Second Tier members receive an annual cost-of-living adjustrnent of two and one-half percent (2.5%). The cost-of-living adjustment is not payable while members are in the DROP. For Employee Plan Third Tier members, the annual cost-of-living adjustment is one and one-half percent (1.5%)- As of September 30, 2014, there were ninety-four (94) members of the Employee Plan in the DROP and the value of the DROP investment was $7,434,014, which is included in the Plan's net position. The DROP also allows for member loans. Approximately $165,000 of DROP loans for the Employee Plan were outstanding as of September 30, 2014. Contributions to the Emplqtee Plan The City's policy is to contribute such amounts as are necessary to maintain the actuarial soundness of the Employee Plan and to provide assets sufficient to meet the benefits to be paid to the members of the Employee Plan. All first tier members are required to contribute twelve percent (12%) of their covered salary to the Employee Plan. All second and third tier members are required to contribute ten percent (10%) of their covered salary to the Employee Plan. For the Fiscal Year ended September 30, 2014, lhe City was required to make contributions of $25,602,030 or 40.3%o of covered payroll to the Employee Plan in accordance with actuarially determined requirements computed through an actuarial valuation performed as of October 1,2013. For the Fiscal Year ended September 30,2014, the employees contributed$7,373,407 and buybacks were $1,143,866. 33 831 Net Pension Liabiliy. The components of the City's net pension liability for the Employee Plan as of September 30,2014 were as follows: Source: City of Miami Beach, Florida Comprehensive Annual Financial Report for Fiscal Year Ended September 30,2014. Set forth below is the progress made by the City accumulating sufficient assets to pay benefits of the Employee Plan, when due. Employee Plan Schedule of Employer Contributions Employee Plan Net Pension Liability Total Employee Plan liability Employee Plan's fiduciary net position City net Employee Plan liability $679,514,531 (516,387,785) $163.126.744 Percentage of Annual Pension Cost Contributed 100% 100 100 Financial Report for Fiscal Year Ended (3) most recent valuation dates, is as Fiscal Year Ended September 30 2012 2013 2014 Annual Required Contribution $t6,243,133 21,222,051 25,602,030 Annual Pension Cost $16,312,068 21,222,051 25,602,030 Source: City of Miami Beach, Florida Comprehensive Annual September 30,2014. The funding status for the Employee Plan, as of the three follows: Employee Plan Funding Status Valuation Date Actuarial Value of Plan Assets $425,781,050 421,376,041 440,912,7st Actuarial Accrued Liabilitv $602,577,503 637,363,774 649,797,221 Unfunded Actuarial Accrued Liability (UAAL) $176,796,453 215,987,733 208,884,470 Funded Ratio Annual Covered Pawoll UAAL asa Percent of Covered Pawoll 266.5Yo 332.0 328.8 tolUtt tulUt2 r0lUt3 70.7% $66,346,904 66.1 65,053,945 67.9 63,526,903 Source: City of Miami Beach, Florida Comprehensive Annual Financial Report for Fiscal Year Ended September 30,2014, City of Miami Beach Employees' Retirement Plan Actuarial Valuation Report as of October l, 2Ol3 and City of Miami Beach Employees' Retirement Plan Actuarial Valuation Report as of October 1,2012. 34 832 Police and Firefishters' Retirement Plan Plan Description The pension fund for police officers and fire fighters employed by the City (the "Police and Firefighters' Plan") is officially named the City Pension Fund for Firefighters and Police Officers in the City of Miami Beach. The Police and Firefighters' Plan is a defined benefit pension plan covering substantially all police officers and firefighters of the City, as established by Chapter 23414,Laws of Florida, Special Acts of 1945, as amended. Members of the Police and Firefighters' Plan are divided into three (3) tiers, based on whether they were hired prior to July 14,2010 ("Police and Firefighters' Plan Tier One"), on or after July 14, 2010 but prior to September 30,2013 ("Police and Firefighters' Plan Tier Two") or on or after September 30, 2013 ("Police and Firefighters' Plan Tier Three"). Membership in the Police and Firefighters' Plan consisted of the following as of October l, 2013, the date of the latest accrual valuation: Police and Firefighters' Plan Membership Active members Deferred vested members Retired members a. Service b. Disabled c. Beneficiaries 458 l5 540* 58 98 696 696 1 169Total members Source: City of Miami Beach, Florida Comprehensive Annual Financial Report for Fiscal Year Ended September 30,2014. * Includes members of the Police and Firefighters' Plan who are enrolled in DROP. Plan Benefits. Police and Firefighters' Plan Tier One members who were eligible to retire prior to September 30, 2013 may retire on a service retirement pension upon the attainment of age fifty (50) or, if earlier, the date when age and length of creditable service equals to at least seventy (70) years. Police and Firefighters' Plan Tier One members eligible to retire on or after September 30,2013 may retire on a service retirement pension upon the attainment of age fifty (50) or, if earlier, the date when the member attains the age offorty-seven (47) and the length ofcreditable service equals to at least seventy (70) years. Upon retirement, Police and Firefighters' Plan Tier One members who were eligible to retire prior to September 30, 2013 will receive a monthly pension, payable for life, equal to three percent (3%) of the member's average monthly salary, as defined in the Police and Firefighters' Plan ordinance, for each of the first fifteen (15) years of creditable service and four percent @%) of the member's average monthly salary for each year ofcreditable service in excess offifteen (15) years; provided, however, that the pension benefit shall not exceed ninety percent (90%) of the member's average monthly salary. Police and Firefighters' Plan Tier One members eligible to retire on or after September 30, 2013 will receive a monthly pension, payable for life, equal to three percent (3%) of the member's average monthly salary, as defined in the Police and Firefighters' Plan ordinance, for each of the first twenty (20) years of creditable service and four percent (4%) of the member's average monthly salary for each year of creditable service in excess of twenty (20) years; provided, however, that the pension benefit does not exceed eighty-five 35 833 percent (85%) of the member's average monthly salary. All Police and Firefighters' Plan members and benelrciaries receiving a monthly pension as of September 30, 2010 will receive a2.5Yo increase in benefits on October 1 of each year. Members that retire on or after September 30, 2010 will receive a 2.5Yo increase in benefits annually on the anniversary date of the member's retirement. Any Police and Firefighters' Plan Tier Two member may retire on a service retirement pension upon the attainment of age fifty (50) or, if earlier, the date when the member attains age forty-eight (48) and the length of creditable service equals to at least seventy (70) years. Upon retirement, a Police and Firefighters' Plan Tier Two member will receive a monthly pension, payable for [ife, equal to three percent (3%) of the member's average monthly salary, as defined in the Police and Firefighters' Plan ordinance, for each of the first twenty (20) years of creditable service and four percent (4Yo) of the member's average monthly salary for each year of creditable service in excess of twenty (20) years; provided, however, that the pension benefit shall not exceed eighty-five percent (85%\ of the member's average monthly salary. The average monthly salary of a Police and Firefighters' Plan Tier Two member is computed based on such member's salary for the three (3) highest paid years prior to the date of retirement or the average of the last three (3) paid years to such member prior to the date of retirement, whichever produces the greater benefit after consideration of overtime limitations. All Police and Firefighters' Plan Tier Two retirees and beneficiaries will receive a 1.5%o increase in benefits annually on the anniversary date of the member's retirement. The benefits for Police and Firefighters' Plan Tier Three members are the same as the ones described in the immediately preceding paragraph for Police and Firefighters' Plan Tier Two members, except the average monthly salary of a Police and Firefighters' Plan Tier Three member is computed based on such member's salary for the five (5) highest paid years prior to the date of retirement or the average of the last three (3) paid years to such member prior to the date of retirement, whichever produces the greater benefit after consideration of overtime limitations. Any member of the Police and Firefighters' Plan who becomes totally and permanently disabled at any time as a result of illness or injury suffered in the line of duty may be retired on an accidental disability pension. For a service connected disability, the minimum pension payable is eighty-five percent (85%) of the member's monthly salary at the time of disability retirement, less any offset for worker's compensation. Any Police and Firefighters' Plan member who becomes totally or permanently disabled after five (5) years of creditable service as a result of illness or injury not suffered in the line of duty may be retired on an ordinary disability retirement pension. Upon disability retirement, a Police and Firefighters' Plan member receives a monthly pension equal to such member's seryice retirement benefits. For a non-seryice connected disability, the pension benefit is the accrued benefit after five (5) years of the member's creditable service. The Police and Firefighters' Plan also provides death benefits for beneficiaries or members for service connected and non-service connected death. If a Police and Firefighters' Plan member resigns or is lawfully discharged before retirement, such member's contributions, with three percent (3%) interest per annum, are returned to that member. The Police and Firefighters' Plan also provides a special provision for vested benefits for members who terminate their employment after five (5) years of service. In the altemative and in lieu of the normal form of benefit, the Police and Firefighters'Plan member may, at any time prior to retirement, elect to receive a lifetime retirement benefit with one hundred twenty (120) monthly payments guaranteed. If the Police and Firefighters' Plan member should die before one hundred twenty (120) monthly payments are made, benefits will continue to be paid to the member's designated beneficiary for the balance of the one hundred twenty (120) month period. If the retired Police and Firefighters' Plan member is living after one hundred twenty (120) monthly payments are made, the payments shall be continued for the member's remaining 36 834 lifetime. In case of termination of the Police and Firefighters' Plan, benefits accrued to members of the Police and Firefighters' Plan are not subject to forfeit. An active Police and Firefighters' Plan Tier One member may enter into a DROP on the first day of any month after becoming eligible to retire. Upon becoming eligible to participate in the DROP, a Police and Firefighters' Plan Tier One member may elect to enter that program for a period not to exceed thirty-six (36) months. Police and Firefighters' Plan Tier One members who enter the DROP on or after September 1,2012 shall be eligible to participate for a period not to exceed sixty (60) months. All Police and Firefighters' Plan Tier One members shall receive a2.5o/o cost of living adjustment increase in benefits annually on the anniversary date of the member's retirement. The exception is for Police and Firefighters' Plan Tier One members who entered the DROP on or after September 1,2012 and before September 30, 201 3 . Those members shall receive a zero percent (0%) cost of living adjustment for the third and fourth annual adjustment dates, regardless of whether the member remains in the DROP for the maximum sixty (60) month period. Further, any member who exits the DROP within six (6) months following the date of DROP entry shall be eligible to receive the 2.5Yo cost of living adjustment. An active Police and Firefighten' Plan Tier Two member or Police and Firefighters' Plan Tier Three member may enter into the DROP on the first day of any month after attainment of age fifty (50) or, if earlier, the date when the member attains age forty-eight (48) and the age and length of creditable service equals to at least seventy (70) years. Upon becoming eligible to participate in the DROP, a Police and Firefighters' Plan Tier Two member or Police and Firefighters' Plan Tier Three member may elect to enter that program for a period not to exceed sixty (60) months. All of such members shall receive a l.5Yo cost of living adjustment increase in benefits annually on the anniversary date of the member's retirement. At September 30,2014, $15,135,801, the total amount of the DROP payable, represents the balance of the self-directed participants as all of the participants are now in the self-directed DROP. Contributions to the Police and Firefishters' Plan The City is required to contribute an actuarially determined amount to the Police and Firefighters' Plan that, when combined with members' contributions, will fully provide for all benefits as they become payable. All Police and Firefighters' Plan Tier One members and Police and Firefighters' Plan Tier Two members are required to contribute ten percent (10%) of their salary to the Police and Firefighters' Plan, while all Police and Firefighters' Plan Tier Three members are required to contribute ten and one-half percent (10.5%) of their salary to the Police and Firefighters' Plan. The actual contribution from the City and from the State of Florida for active employees for the Fiscal Year ended September 30, 2014, was $35,960,326 and covered payroll, excluding DROP members, was approximately $50,750,000. The contribution required from the City and the State of Florida for the Fiscal Year ended September 30, 2014 was actuarially determined by the October 1,2012 valuation to be $35,960,326. The actuarially computed annual covered payroll used in the October 1,2012 valuation was $46,313,650. The annual pension cost was $35,960,326 for the Fiscal Year ended September 30,2014. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] 37 835 Police and Firefighters'Plan Net Pension Total Police and Firefighters' Plan liability Police and Firefighters' Plan's fiduciary net position City net Police and Firefighters' Plan liability Liability $991,506,019 (769,298,572) $222.207.447 Source: City of Miami Beach, Florida Comprehensive Annual Financial Report for Fiscal Year Ended September 30,2014. Set forth below is the progress made by the City accumulating sufficient assets to pay benefits of the Police and Firefighters' Plan, when due. Police and Firefighters' Plan Schedule of Employer Contributions Source: City of Miami Beach, Florida Comprehensive Annual Financial Report for Fiscal Year Ended September 30,2014. The funding status for the Police and Firefighters' Plan, as of the three (3) most recent valuation dates, is as follows: Police and Firefighters'Plan Funding Status Fiscal Year Ended September 30 2012 20t3 2014 Annual Required Contribution $36,297,459 39,492,050 35,960,326 Annual Pension Cost $36,297,459 39,492,050 35,960,326 Percentage of Annual Pension Cost Contributed 100% 100 100 Annual Covered Pawoll $49,186,724 46,313,650 47,164,032 Valuation Date tolUtt tLlUt2 rotyt3 Actuarial Value of Plan Assets $531,821,181 545,067,653 663,233,454 Actuarial Accrued Liabiliw $871 , I 18,629 902,778,465 955,238,606 Unfunded Actuarial Accrued Liability (UAAL) $339,297,448 357,710,812 292.00s.1s2 Funded Ratio 6t.r% 60.4 69.4 UAAL asa Percent of Covered Pawoll 689.8Y. 772_4 6t9.1 Source: City of Miami Beach, Florida Comprehensive Annual Financial Report for September 30,2013 and September 30,2012. 38 Fiscal Year Ended September 30,2014, 836 Other Retirement and Compensation Plans Firemen's and Police Relief and Pension Funds The City's firefighters and police officers are members of two (2) separate non-contributory money purchase benefit plans established under the provisions of Florida Statutes, Chapters 175 and 185, respectively. These plans are funded solely from proceeds of certain excise taxes levied by the City and imposed upon property and casualty insurance coverage within City limits. The excise taxes, which are collected from insurers by the State of Florida, are remitted to the Plans' Boards of Trustees. The City is under no obligation to make any further contributions to the plans. The excise taxes received from the State of Florida and remitted to the plans for the year ended September30,2014was$l,704,136forfirefightersand$.759,678forpoliceofficers. Thesepaymentswere recorded on the City's books as revenues and expenditures during the fiscal year. Plan benefits are allocated to participants based upon their service during the year and the level of funding received during the year. Participants are fully vested after ten (10) years of service with no benefits vested prior to ten (10) years of service, except those prior to June 1983. All benefits are paid in a lump sum format, except for the Police Relief Funds, where participants may also elect not to withdraw, or to partially withdraw, his or her retirement funds. Defined Contribution Retirement Plan - 401(a) The City has a defined contribution retirement plan (the "Defured Contribution Plan") that was created in accordance with Section 401(a) of the lntemal Revenue Code of 1986, as amended (the "Code"). The Defined Contribution Plan provides retirement and other related benefits for eligible employees as an option to the other retirement systems sponsored by the City. However, effective March 19, 2006, the Defined Contribution Plan was no longer offered to new employees of the City. Current employees are still participating in the Dehned Contribution Plan. The Defined Contribution Plan is administrated by a Board of Trustees, which has the general responsibility for the Plan's proper operation and management. The Defined Contribution Plan complies with the provisions of section a0l(a) of the Code and may be amended by the City Commission. The City has no fiduciary responsibility for the Defined Contribution Plan. Consequently, amounts accrued for benefits are not recorded in the fiduciary fund. Employees in the Defined Conkibution Plan hired prior to February 21, 1994 are required to contribute ten percent (10%) of their salary while employees hired after February 21, 1994 are required to contribute eight percent (8%) of their salary. The City matches the employee's contribution one hundred percent (100%). The Defined Contribution Plan of each employee is the immediate property of the employee. Employees have a choice of plan administrators and are responsible for the investment of their funds amongst choices of investment vehicles offered by their selected plan administrator. Defined Contribution Plan information, as of and for the Fiscal Year ended September 30, 2014, is as follows: [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] 39 837 Defined Contribution Plan Information Members in Defined Contribution Plan City's contribution Percentage of covered payroll Employees' contribution Percentage of covered payroll $149,422 149,109 32 8.20o/o 8.18 Source:3li,iY?T".""',lih::Tlffi".i'dT;il:"'AnnuarFinanciarReport Other Post Employment Benefits Plan Description In accordance with Section 112.0801, Florida Statutes, the City is required to permit eligible retirees and their eligible dependents to participate in the City's health insurance program at a cost to the retirees that is no greater than the cost at which coverage is available for active employees. Although not required by law, the City pays a portion of such cost of participation for its retirees. The City also provides life insurance to the retirees. As with all govemmental entities providing similar plans, the City is required to comply with the Govemmental Accounting Standard's Board Statement No. 45 - Accounting and Financial Reporting by Employers for Postemployment Benefits Other than Pensions ("GASB 45"). GASB 45 applies accounting methodology similar to that used for pension liabilities to other post employment benefits ("OPEB") and attempts to more fully reveal the costs of employment by requiring governmental units to include future OPEB costs in their financial statements. While GASB 45 requires recognition and disclosure of the unfunded OPEB liability, there is no requirement that the liability of such plan be funded. The City's single employer OPEB Plan (the "OPEB Plan") currently provides the following post employment benefits: (a) Health and Dental Insurance - Employees of the City hired prior to March 18, 2006 are eligible to receive a fifty percent (50%) health insurance contribution of the total premium cost. At age sixty-hve (65), if the retiree is eligible for Medicare Part B, the City contributes fifty percent (50%) of the Medicare Part B payment. Employees hired after March 18, 2006, after vesting in City's retirement plans, are eligible to receive an offset to the retiree premium equal to $10 per year of credible service, up to a maximum of $250 per month until age sixty-five (65) and $5 per year of credible service up to a maximum of $125, thereafter. (b) Life lnsurance - Employees of the City are eligible to receive a life insurance benefit of $1,000 towards the cost of such insurance. As of September 30, 2008, the City established an OPEB Trust (the "OPEB Trust") and began funding its OPEB obligation. Stand alone financial statements for the OPEB Trust are not prepared. As of October 1,2012, the date of the most recent actuarial valuation, OPEB Plan participation consisted of the following: 40 838 OPEB Plan Participation OPEB Plan Participants Retirees receiving benefits 1,941 1,17 5 Source: City of Miami Beach, Florida Comprehensive Annual Financial Report for Fiscal Year Ended September 30,2014. Funding of OPEB Plan The City has the authority to establish and amend the funding policy of the OPEB Plan. For the Fiscal Year ended September 30, 2014, the City paid $7.9 million in OPEB benefits on a pay-as-go basis and$915,000totheOPEBTrust. TheCity'snetOPEBobligationasofSeptember30,2014was$47.2 million. For Fiscal Year 2014, the Parking System contributed $171,079 to the OPEB Trust, which was allocated based on the covered payroll of the Department as a percentage of the City's total covered payroll. The City intends to base future OPEB Trust contributions on the annual required contribution in subsequent annual actuarial reports. However, no OPEB Trust contributions are legally or contractually required. The annual cost (expense) of the OPEB Plan is calculated based on the annual required contribution, an amount actuarially determined in accordance with the parameters of GASB 45. The annual required contribution represents a level of funding that, if paid on an ongoing basis, is projected to cover the normal cost each year and amortize any unfunded actuarial liability over a period not to exceed thirty (30) years. The following table shows the components of the City's annual OPEB cost for the year, the amount actually contributed and the change in the net OPEB obligation. OPEB Annual Costs and Net Obligation for Fiscal Yezr 2014 Annual Required Contribution lnterest on Net OPEB Obligation Adjustment to Annual Required Contribution Annual OPEB Cost (expense) Contributions Made Net OPEB Obligation Net OPEB Obligation - Beginning of Year Net OPEB Obligation - End of Year $16,490,000 3,099,000 (2.238.000) 17,351,000 8.882.000 9,469,000 38.733.000 $fl-292J,00. Source: City of Miami Beach, Florida Comprehensive Annual Financial Report for Fiscal Year Ended September 30,2014. Set forth below is a description of the progress made by the City in accumulating sufficient assets to pay OPEB benefits, when due. 4t 839 OPEB Annual Costs and Contributions Source: City of Miami Beach, Florida Comprehensive Annual Financial Report for Fiscal Year Ended September 30, 2014. OPEB Funding Status Fiscal Year Ended September 30 2012 2013 2014 Annual OPEB Cost $19,064,000 16,212,000 17,351,000 Contribution $ I I ,104,000 8,314,000 8,882,000 Unfunded Actuarial Accrued Liability (UAAL) $ 194,823,000 172,338,000 181,642,000 Percent of Annual OPEB Cost Contributed s8% 51 5l Net OPEB Oblieation $30,835,000 38,733,000 47,202,000 Valuation Date to/t/tt to/t/t2 r0lUt3 Actuarial Value of Plan Assets $14,136,000 19,015,000 22,167,000 Actuarial Accrued Liabiliw $208,959,000 191,353,000 203,809,000 Funded Ratio 6.8% 9.9 10.9 Participants Covered Pawoll $ 107,418,169 108,263,028 107,951,095 UAAL asa Percent of Participants Covered Pawoll 55.lYo 159.2 168.3 Source: City of Miami Beach, Florida Comprehensive Annual Financial Report for Fiscal Year Ended September 30,2014, September 30,2013 and September 30,2012. TAX MATTERS General ln the opinion of Squire Patton Boggs (US) LLP, Bond Counsel, under existing law: (i) interest on the Series 2015 Bonds is excluded from gross income for federal income tax purposes under Section 103 of the Intemal Revenue Code of 1986, as amended (the "Code"), and is not an item of tax preference for purposes of the federal altemative minimum tax imposed on individuals and corporations; and (ii) the Series 2015 Bonds and the income thereon are exempt from taxation under the laws of the State of Florida, except estate taxes imposed by Chapter 198, Florida Statutes, as amended, and net income and franchise taxes imposed by Chapter 220, Florida Statutes, as amended. Bond Counsel expresses no opinion as to any other tax consequences regarding the Series 2015 Bonds. The opinion on tax matters will be based on and will assume the accuracy of certain representations and certifications, and continuing compliance with certain covenants, of the City contained in the transcript of proceedings and that are intended to evidence and assure the foregoing, including that the Series 2015 Bonds are and will remain obligations the interest on which is excluded from gross income for federal 42 840 income tax purposes. Bond Counsel will not independently verify the accuracy of the City's representations and certifications or the continuing compliance with the City's covenants. The opinion of Bond Counsel is based on current legal authority and covers certain matters not directly addressed by such authority. It represents Bond Counsel's legal judgment as to exclusion of interest on the Series 2015 Bonds from gross income for federal income tax purposes but is not a guaranty of that conclusion. The opinion is not binding on the Intemal Revenue Service ("IRS") or any court. Bond Counsel expresses no opinion about (i) the effect of future changes in the Code and the applicable regulations under the Code or (ii) the interpretation and the enforcement of the Code or those regulations by the IRS. The Code prescribes a number of qualifications and conditions for the interest on state and local govemment obligations to be and to remain excluded from gross income for federal income tax purposes, some of which require future or continued compliance after issuance of the obligations. Noncompliance with these requirements by the City may cause loss of such status and result in the interest on the Series 2015 Bonds being included in gross income for federal income tax purposes retroactively to the date of issuance of the Series 2015 Bonds. The City has covenanted to take the actions required of it for the interest on the Series 2015 Bonds to be and to remain excluded from gross income for federal income tax purposes, and not to take any actions that would adversely affect that exclusion. After the date of issuance of the Series 2015 Bonds, Bond Counsel will not undertake to determine (or to so inform any person) whether any actions taken or not taken, or any events occurring or not occurring, or any other matters coming to Bond Counsel's attention, may adversely affect the exclusion from gross income for federal income tax purposes of interest on the Series 2015 Bonds or the market value of the Series 2015 Bonds. A portion of the interest on the Series 2015 Bonds eamed by certain corporations may be subject to a federal corporate altemative minimum tax. In addition, interest on the Series 2015 Bonds may be subject to a federal branch profits tax imposed on certain foreign corporations doing business in the United States and to a federal tax imposed on excess net passive income of certain S corporations. Under the Code, the exclusion of interest from gross income for federal income tax purposes may have certain adverse federal income tax consequences on items of income, deduction or credit for certain taxpayers, including financial institutions, certain insurance companies, recipients of Social Security and Railroad Retirement benefits, those that are deemed to incur or continue indebtedness to acquire or carry tax-exempt obligations, and individuals otherwise eligible for the eamed income tax credit. The applicability and extent of these and other tax consequences will depend upon the particular tax status or other tax items of the owner of the Series 2015 Bonds. Bond Counsel will express no opinion regarding those consequences. Payments of interest on tax-exempt obligations, including the Series 2015 Bonds, are generally subject to IRS Form 1099-INT information reporting requirements. If a Series 2015 Bond owner is subject to backup withholding under those requirements, then payments of interest will also be subject to backup withholding. Those requirements do not affect the exclusion of such interest from gross income for federal income tax purposes. Bond Counsel's engagement with respect to the Series 2015 Bonds ends with the issuance of the Series 2015 Bonds, and, unless separately engaged, Bond Counsel is not obligated to defend the City or the owners of the Series 2015 Bonds regarding the tax status of interest thereon in the event of an audit examination by the IRS. The IRS has a program to audit tax-exempt obligations to determine whether the interest thereon is includible in gross income for federal income tax purposes. If the IRS does audit the Series 2015 Bonds, under current IRS procedures, the IRS will treat the City as the taxpayer and the beneficial owners of the Series 201 5 Bonds will have only limited rights, if any, to obtain and participate in judicial review of such audit. Any action of the IRS, including but not limited to selection of the Series 43 841 2015 Bonds for audit, or the course or result of such audit, or an audit of other obligations presenting similar tax issues, may affect the market value of the Series 2015 Bonds. Prospective purchasers of the Series 2015 Bonds upon their original issuance at prices other than the respective prices indicated on the inside cover page of this Official Statement, and prospective purchasers of the Series 2015 Bonds at other than their original issuance, should consult their own tax advisers regarding other tax considerations such as the consequences of market discount, as to all of which Bond Counsel expresses no opinion. Risk of Future Legislative Changes and/or Court Decisions Legislation affecting tax-exempt obligations is regularly considered by the United States Congress and may also be considered by the State legislature. Court proceedings may also be filed, the outcome of which could modify the tax treatment of obligations such as the Series 2015 Bonds. There can be no assurance that legislation enacted or proposed, or actions by a court, after the date ofissuance ofthe Series 2015 Bonds will not have an adverse effect on the tax status of interest on the Series 2015 Bonds or the market value or marketability of the Series 2015 Bonds. These adverse effects could result, for example, from changes to federal or state income tax rates, changes in the structure of federal or state income taxes (including replacement with another type of tax), or repeal (or reduction in the benefit) of the exclusion of interest on the Series 2015 Bonds from gross income for federal or state income tax purposes for all or certain taxpayers. For example, recent presidential and legislative proposals would eliminate, reduce or otherwise alter the tax benefits currently provided to certain owners of state and local government bonds, including proposals that would result in additional federal income tax on taxpayers that own tax-exempt obligations if their incomes exceed certain thresholds. Investors in the Series 2015 Bonds should be aware that any such future legislative actions (including federal income tax reform) may retroactively change the treatment of all or a portion of the interest on the Series 2015 Bonds for federal income tax purposes for all or certain taxpayers. In such event, the market value of the Series 2015 Bonds may be adversely affected and the ability of holders to sell their Series 201 5 Bonds in the secondary market may be reduced. The Series 20 I 5 Bonds are not subject to special mandatory redemption, and the interest rates on the Series 2015 Bonds are not subject to adjustment in the event ofany such change. lnvestors should consult their own financial and tax advisers to analyze the importance of these risks. Original Issue Discount and Original Issue Premium Certain of the Series 2015 Bonds ("Discount Bonds") as indicated on the inside cover page of this Official Statement were offered and sold to the public at an original issue discount ("OID"). OID is the excess of the stated redemption price at maturity (the principal amount) over the "issue price" of a Discount Bond. The issue price of a Discount Bond is the initial offering price to the public (other than to bond houses, brokers or similar persons acting in the capacity of underwriters or wholesalers) at which a substantial amount of the Discount Bonds of the same manrrity is sold pursuant to that offering. For federal income tax purposes, OID accrues to the owner of a Discount Bond over the period to maturity based on the constant yield method, compounded semiannually (or over a shorter permitted compounding interval selected by the owner). The portion of OID that accrues during the period of ownership of a Discount Bond (i) is interest excluded from the owner's gross income for federal income tax purposes to the same extent, and subject to the same considerations discussed above, as other interest on the Series 2015 Bonds, and (ii) is added to the owner's tax basis for purposes of determining gain or loss on the 44 842 maturity, redemption, prior sale or other disposition of that Discount Bond. The amount of OID that accmes each year to a corporate owner of a Discount Bond is taken into account in computing the corporation's liability for federal alternative minimum tax. A purchaser of a Discount Bond in the initial public offering at the price for that Discount Bond stated on the inside cover page of this Oflicial Statement who holds that Discount Bond to maturity will realize no gain or loss upon the retirement of that Discount Bond. Certain of the Series 2015 Bonds ("Premium Bonds") as indicated on the inside cover page of this Official Statement were offered and sold to the public at a price in excess of their stated redemption price at maturity (the principal amount). That excess constitutes bond premium. For federal income tax purposes, bond premium is amortized over the period to maturity of a Premium Bond, based on the yield to maturity of that Premium Bond (or, in the case of a Premium Bond callable prior to its stated maturity, the amortization period and yield may be required to be determined on the basis of an earlier call date that results in the lowest yield on that Premium Bond), compounded semiannually. No portion of that bond premium is deductible by the owner of a Premium Bond. For purposes of determining the owner's gain or loss on the sale, redemption (including redemption at maturity) or other disposition of a Premium Bond, the owner's tax basis in the Premium Bond is reduced by the amount of bond premium that is amortized during the period of ownership. As a result, an owner may rcalize taxable gain for federal income tax purposes from the sale or other disposition of a Premium Bond for an amount equal to or less than the amount paid by the owner for that Premium Bond. A purchaser of a Premium Bond in the initial public offering at the price for that Premium Bond stated on the inside cover page of this Official Statement who holds that Premium Bond to maturity (or, in the case of a callable Premium Bond, to its earlier call date that results in the lowest yield on that Premium Bond) will realize no gain or loss upon the retirement of that Premium Bond. Owners of Discount Bonds and Premium Bonds should consult their own tax advisers as to the determination for federal income tax purposes of the amoant of OID or bond premium properly accruable or amortizable in any period with respect to the Discount Bonds or Premium Bonds and as to other federal tax consequences and the treatment of OID and bond premium for purposes of state and local toxes on, or based on, income. FINANCIAL STATEMENTS Excerpts from the Comprehensive Annual Financial Report of the City of Miami Beach, Florida for the Fiscal Year ended September 30, 2014 and,the report of Crowe Horwath LLP, independent certified public accountants ("Crowe Horwath"), in connection therewith, dated March 30, 2015, are included in APPENDIX B to this Official Statement as part of the public records of the City. Such financial statements and report contain information relating to the City and the Parking System. In addition, the Financial Report of the Parking System Enterprise Fund of the City of Miami Beach, Florida for the Fiscal Year ended September 30, 2014 and the report of Crowe Horwath in connection therewith, dated March 30, 2015, may be obtained from the Chief Financial Officer for the City. See "INTRODUCTION" herein. The consent of Crowe Horwath was not requested for the reproduction of its audit report in this Official Statement. The auditor has performed no services in connection with the preparation of this Official Statement and is not associated with the offering of the Series 2015 Bonds. CONTINUING DISCLOSURE The City will covenant for the benefit of the holders of the Series 2015 Bonds to provide certain financial information and operating data relating to the Parking System not later than two hundred forty 45 843 (240) days following the end of each Fiscal Year, commencing with the Fiscal Year ending September 30, 2015 (the "Annual Report"), and to provide, or cause to be provided, notices of the occurrence of certain enumerated events. The Annual Report and notices of events will be filed with the Municipal Securities Rulemaking Board (the "MSRB"). Digital Assurance Certification,L.L.C. C'DAC') will act as the initial disclosure dissemination agent for the City. The specific nature of the information to be contained in the Annual Report and the notices of events is contained in "APPENDIX F - Form of Disclosure Dissemination Agent Agreement." These covenants have been made in order to assist the Underwriters in complying with Rule l5c2-12 of the Securities and Exchange Commission. On July 28,2014 Standard & Poor's Ratings Services ("S&P") announced that it had raised its rating on the City's general obligation debt two (2) notches ,o "r4r{*" from "AA-." The disclosure agreements entered into by the City in connection with the issuance of various series of bonds (the "Disclosure Agreements") require the City to provide, among other things, notice of rating changes affecting such series of bonds. Notice of the ratings increase announced by S&P on July 28,2014 was not provided by the City within the time periods established in the Disclosure Agreements. Such notice was filed by DAC, on behalf of the City, with the MSRB on April 29,2015. Documents required to be filed pursuant to the Disclosure Agreements are currently on file and available electronically from the MSRB at http://emma.msrb.ors/. lnformation regarding the Series 2015 Bonds and other outstanding bonds of the City may be found at the DAC intemet site, "http//www.dacb0 ." LITIGATION There is no litigation or controversy of any nature now pending for which the City has received service of process or, to the actual knowledge of the City Attomey, threatened against the City that seeks to restrain or enjoin the issuance or delivery of the Series 2015 Bonds or contesting the proceedings or authority under which they are to be issued or the creation, organization or existence of the City or, if determined adversely to the City, would have a material adverse impact on the ability of the Parking System to generate sufficient Net Revenues to pay debt service on the Series 2015 Bonds. LEGAL MATTERS Certain legal matters incident to the issuance of the Series 2015 Bonds and with regard to the tax- exempt status of the interest on the Series 2015 Bonds (see "TAX MATTERS" herein) are subject to the legal opinion of Squire Patton Boggs (US) LLP, Bond Counsel to the City. The signed legal opinion of Bond Counsel, substantially in the form attached hereto as APPENDIX D, dated and premised on law in effect as of the date of issuance of the Series 2015 Bonds, will be delivered on the date of issuance of the Series 2015 Bonds. The actual legal opinion to be delivered may vary from the form attached hereto to reflect facts and law on the date of delivery. The opinion will speak only as of its date, and subsequent distribution of it by recirculation of this Official Statement or otherwise shall create no implication that Bond Counsel has reviewed or expresses any opinion concerning any of the matters referenced in the opinion subsequent to its date ofissuance. While Bond Counsel has participated in the preparation of certain portions of this Official Statement, it has not been engaged by the City to confirm or verify such information. Except as may be set forth in an opinion of Bond Counsel delivered to the Underwriters, Bond Counsel expresses and will express no opinion as to the accuracy, completeness or fairness of any statements in this Official Statement, or in any other reports, financial information, offering or disclosure documents or other information 46 844 pertaining to the City or the Series 2015 Bonds that may be prepared or made available by the City, the Underwriters or others to the Holders of the Series 2015 Bonds or other parties. Certain legal matters incident to the issuance of the Series 2015 Bonds relating to disclosure will be passed on for the City by the Law Offices of Steve E. Bullock, P.A., Miami, Florida, whose legal services as Disclosure Counsel have been retained by the City. The signed legal opinion, dated and premised on law in effect as of the date of original delivery of the Series 2015 Bonds, will be delivered to the City by Disclosure Counsel at the time of original delivery of the Series 2015 Bonds. The proposed text of the form of the legal opinion of Disclosure Counsel is set forth as APPENDIX E to this Official Statement. The actual legal opinion to be delivered may vary from that text if necessary to reflect facts and law on the date of delivery. The opinion will speak only as of its date, and subsequent distribution of it by recirculation of this Official Statement or otherwise shall create no implication that Disclosure Counsel has reviewed or expresses any opinion concerning any of the matters referenced in the opinion subsequent to its date of issuance. Certain legal matters will be passed on for the City by Raul J. Aguila, Esquire, Miami Beach, Florida, City Attomey. Greenberg Traurig, P.A., Miami, Florida, is serving as counsel to the Under"writers. The legal opinions and other letters of counsel to be delivered concurrently with the delivery of the Series 2015 Bonds express the professional judgment of the attomeys rendering the opinions or advice regarding the legal issues and other matters expressly addressed therein. By rendering a legal opinion or advice, the giver ofsuch opinion or advice does not become an insurer or guarantor ofthe result indicated by that opinion, or the transaction on which the opinion or advice is rendered, or of the future performance of parties to the transaction. Nor does the rendering of an opinion guarantee the outcome of any legal dispute that may arise out of the transaction. ENFORCEABILITY OF REMEDIES The remedies available to the owners of the Series 2015 Bonds upon the occurrence of a default under the Resolution are in many respects dependent upon judicial actions which are often subject to discretion and delay. Under existing constitutional and statutory law and judicial decisions, the remedies specified by the Resolution and the Series 2015 Bonds may not be readily available or may be limited. The various legal opinions to be delivered concurrently with the delivery of the Series 2015 Bonds (including Bond Counsel's approving opinion) will be qualified, as to the enforceability of the various legal instruments, by limitations imposed by bankruptcy, reorganization, insolvency or other similar laws affecting the rights of creditors enacted before or after such delivery and to general principles of equity (whether sought in a court of law or equity). RATINGS [Moody's lnvestors Service, Inc. ("Moody's") and S&P are expected to assign ratings of "_:' witha..-outlook,',and..-,',witha,,-out[oolg''respectively,totheSeries20l5 Bonds insured by the Bond lnsurance Policy, with the understanding that upon delivery of such Series 2015 Bonds the Bond Insurance Policy insuring the payments, when due, of the principal of and interest on such Series 2015 Bonds will be issued by the Bond Insurer. See "MUNICIPAL BOND INSURANCE" herein. In addition, Moody's has assigned to the Series 2015 Bonds a rating of "_," with a out[ook,''andS&Phasassignedaratingof,,-,,,witha,,-outlook,''eachwithoutregard to the issuance of the Bond Insurance Policy.l Such ratings and outlooks reflect the view of such organizations. An explanation of the significance of such ratings and outlooks may be obtained only from 47 845 Moody's and S&P, respectively. An explanation of the rating and outlook assigned by Moody's may be obtained from Moody's at 7 World Trade Center, 250 Greenwich Street, 23'd Floor, New York, New York 10007, (212) 553-0300. An explanation of the rating and outlook assigned by S&P may be obtained from S&P at 55 Water Street, 38'h Floor, New York, New York 10041, (212) 438-2124. There is no assurance that the rating and outlook provided by Moody's and S&P, respectively, will continue for any given period of time or that they will not be revised downward or withdrawn entirely by such rating agencies if, in their judgment, circumstances so warrant. Any such downward revision or withdrawal of such ratings or outlooks may have an adverse effect on the market price of the Series 2015 Bonds. UNDERWRITING The Series 2015 Bonds are being purchased by J.P. Morgan Securities LLC, SunTrust Robinson Humphrey, lnc. and Estrada Hinojosa & Company, Inc. (collectively, the "Underwriters"), subject to certain terms and conditions set forth in the purchase contract between the City and the Underwriters, including the delivery of opinions on certain legal matters relating to the issuance of the Series 2015 Bonds by Bond Counsel and the existence of no material adverse change in the condition of the City or the Parking System from that set forth in the Official Statement. The Series 2015 Bonds are being purchased at a purchase price of$(which represents the $principal amount of the Series 2015 Bonds, [plus / minus a net original issue premium / discount of $,l minus an Underwriters' discount of $ ). The Series 2015 Bonds are offered for sale to the public at the prices and yields set forth on the inside cover page of this Official Statement. The Series 2015 Bonds may be offered and sold to certain dealers at prices lower than or yields higher than such offering prices and yields. After the initial public offering, such public offering prices and yields may be changed, from time to time, by the Underwriters. J.P. Morgan Securities LLC ("JPMS"), one of the Underwriters of the Series 2015 Bonds, has entered into negotiated dealer agreements (each, a "Dealer Agreement") with each of Charles Schwab & Co., Inc. ("CS&Co.") and LPL Financial LLC ("LPL") for the retail distribution of certain securities offerings at the original issue prices. Pursuant to each Dealer Agreement, each of CS&Co. and LPL may purchase Series 2015 Bonds from JPMS at the original issue price less a negotiated portion of the selling concession applicable to any Series 2015 Bonds that such firm sells. SunTrust Robinson Humphrey, lnc. ("STRH"), one of the Underwriters of the Series 2015 Bonds, has entered into an agreement (the "Distribution Agreement") with SunTrust Investment Services, Inc. ("STIS") for the retail distibution of certain municipal securities offerings, including the Series 2015 Bonds. Pursuant to the Distribution Agreement, STRH will share a portion of its underwriting compensation with respect to the Series 2015 Bonds with STIS. STRH and STIS are both subsidiaries of SunTrust Banks, Inc. SunTrust Robinson Humphrey is the trade name for certain capital markets and investment banking services of SunTrust Banks and its subsidiaries. The Underwriters, respectively, may have entered into agreements with other broker- dealers (that have notbeendesignatedbythe Cityas Underwriters) forthe distributionof the Series 2015 Bonds at the original issue prices. Such agreements generally provide that the relevant Underwriter will share a portion of its underwriting compensation or selling concession with such broker-dealers. 48 846 FINANCIAL ADVISOR RBC Capital Markets, LLC, St. Petersburg, Florida, is serving as Financial Advisor to the City and has acted in such capacitywith respect to the sale and issuance of the Series 2015 Bonds. The Financial Advisor is not obligated to undertake, and has not undertaken to make, an independent verification or to assume responsibility for the accuracy, completeness or fairness of the information in this Official Statement. RBC Capital Markets, LLC did not engage in any underwriting activities with regard to the issuance and sale of the Series 2015 Bonds. CONTINGENT FEES The City has retained Bond Counsel, Disclosure Counsel and the Financial Advisor with respect to the authorization, sale, execution and delivery of the Series 2015 Bonds. Payment of the fees of such professionals and an underwriting discount to the Underwriters (including the fees of Underwriters' Counsel) are each contingent upon the issuance of the Series 2015 Bonds. DISCLOSURE REQUIRED BY FLORIDA BLUE SKY LAWS Section 517.051, Florida Statutes, as amended, and Rule 3E400.003, Florida Administrative Code, requires the City to disclose each and every default as to payment of principal and interest after December 31, 1975 with respect to obligations issued or guaranteed by the City. Rule 3E400.003 further provides, however, that if the City in good faith believes that such disclosure would not be considered material by reasonable investors, such disclosure may be omitted. The City has not defaulted on the payment of principal or interest with respect to obligations issued or guaranteed by the City after December 31,1975 that would be considered material by a reasonable investor. AUTHORIZATION CONCERNING OFFICIAL STATEMENT The delivery of this Official Statement has been duly authorizedby the City Commission. At the time of the delivery of the Series 2015 Bonds, the Mayor and the City Manager of the City will furnish a certificate to the effect that nothing has come to their attention which would lead them to believe that this Official Statement, as of its date and as of the date of delivery of the Series 2015 Bonds, contains an untrue statement of a material fact or omits to state a material fact which should be included therein for the purpose for which this Official Statement is intended to be used, or which is necessary to make the statements contained herein, in the light of the circumstances under which they were made, not misleading. A limited number of copies of the final Official Statement will be provided, at the City's expense, on a timely basis. MISCELLANEOUS All information included in this Official Statement has been provided by the City, except where attributed to other sources. The summaries of and references to all documents, statutes, reports, and other instruments referred to herein do not purport to be complete, comprehensive or definitive, and each such reference or surunary is qualified in its entirety by reference to each such document, statute, report or other instrument. The information in this Official Statement has been compiled from offrcial and other sources and, while not guaranteed by the City, is believed to be correct. To the extent that any statements made in this Official Statement and the appendices attached hereto involve matters of opinion or of estimates, whether or not expressly stated, they are set forth as such and not as representations of fact, and no representation is made that any of the estimates will be realized. 49 847 This Official Statement has been duly executed and delivered by the Mayor and the City Manager of the City of Miami Beach, Florida. CITY OF MIAMI BEACH, FLORIDA PHILIP LEVINE, Mayor JIMMY L. MORALES, City Manager 50 848 APPENDIXA General Information and Economic Data Regarding the City of Miami Beach, Florida and Miami-Dade County, Florida 849 GENERAL INFORMATION REGARDING THE CITY OF MIAMI BEACH AltD MIAMI-DADE COUNTY, FLORIDA The following information pertaining to the City of Miami Beach, Florida (the "City") and Miami- Dade County, Florida (the "County") is set forth for purposes of providing background information only. The Series 2015 Bonds are payable only from the Net Revenues of the City's Parking System, and other amounts constituting Pledged Revenues, as defined in this Official Statement. The Series 2015 Bonds do not constitute a debt, liability or obligation or a pledge of the faith, credit or taxing power of the City, the County, the State of Florida, or any political subdivision thereof. INTRODUCTION The City The City is located on a barrier island surrounded by the Atlantic Ocean to the east and Biscayne Bay to the west. The City comprises seven (7) square miles of land area and ten (10) square miles of Biscayne Bay. The City is connected to the mainland by four (4) causeways. The climate of the City is tropical, with an average annual temperature of 75 degrees Fahrenheit, 24 degrees Celsius. The City is the home of the Art Deco Historic District, consisting of one of the greatest concentrations of Art Deco architecture in the United States. Within the Art Deco Historic District is the world famous Ocean Drive, which has been called the "Riviera" of Florida. The economy of the area is based on tourism. For Fiscal Year 2014, hotel, food and beverage sales accounted for an estimated$2.2 billion in sales within the City. The demographics of the City have drastically changed over the last thity- five (35) years. ln the 1980 Census, the average age of the City's population was 65.3 years old. That average declined to 43.7 years of age by the 2000 Census and to 40.3 years of age by the 2010 Census. After the significant changes between 1980 and 2010, the City's demographics are beginning to stabilize with a younger, more affluent population. Based on information provided by the U.S. Census Bureau for 2013 (the most recent year for which City estimates are crrrently available from the U.S. Census Bureau), the median age in the City was estimated to be 39.3 years of age and the median family income was estimated to be $52,576. The County The County is the largest county in the southeastern United States in terms of population and one of the largest in terms of land area. The County consists of 2,209 square miles of land area. The population of the County is clustered mainly along the coastal, eastem areas, with the western area of the County comprising a part of the Florida Everglades. The County was created on January 18, 1836 under the Tenitorial Act of the United States. It included the land area now forming Palm Beach and Broward Counties, together with the land area of the present Miami-Dade County. In 1909, Palm Beach County was established from the northem portion of what was then Dade County. In 1915, Palm Beach County and then Dade County contributed nearly equal portions of land to create what is now Broward County. There have been no significant boundary changes to the County since 1915. There are thirty-five (35) incorporated municipalities in the County and the County serves as a municipal govenrment for its unincorporated areas. ln addition to the City, the municipalities in the County include the cities of Miami, Hialeah and Coral Gables. A-l 850 POPULATION The U.S. Census Bureau estimated the population of the City and of the County to be 91,026 and 2,641,866, respectively, in 2013. For 2014, the population in the County is estimated to be 2,662,874. The U.S. Census Bureau population estimates for the City for 2014 have not been released. Projections by the Nielsen Company, a leading provider of demographic and economic data, provide for the City's population to grow to 96,484 by the year 2020. Set forth below are general population statistics for the City and the County and age data relating to the City's population groMh. Population, City of Miami Beach and Miami-Dade County 1980 -2014 City of Calendar Year Miami Beach Percent Chanse Miami-Dade Countv Percent Chanse 1980 1990 2000 2010 2013* 2014* 96,298 92,639 87,933 87,779 91,026 N/A 10.6% (3.8) (s.3 ) (0.1) 0.4 1,625,598 1,937,094 2,260,000 2,496,435 2,641,866 2,662,974 28.2% t9.2 16.7 10.5 5.8 6.7 Source: U.S. Department of Commerce, Bureau of Census. * Estimated as of July l, 2013 for City population and as of July l, 2014 for County population. Population estimates for the City for 2014 are not yet available. Population Breakdown City of Miami Beach, 1990 - 2013 Age Group 1990 2010 2013*2000 Under 18 l8 and over 2l and over 65 and over Median Age: t4.2% 85.8 83.1 23.4 44.5 13.4% 86.6 84. I 19.2 39.0 12.8% 87.2 84.9 t6.2 40.3 t5.6% 84.4 82.1 16.0 39.3 Source: U.S. Department of Commerce, Bureau of Census. * 2013 is the most recent year for which information is available. A-2 851 GOVERNMENT The City was incorporated as a municipal corporation on March 26,1915. The City operates under a Commission/City Manager form of govemment. The City Commission consists of the Mayor and six (6) Commissioners who serve as the policy-making body of the City. Authority is vested in the City Commission to enact ordinances, hold public hearings, approve contracts, establish the City's budget and tax assessments, and authorize construction of all public improvements. The Mayor and City Commission are elected on a citywide, nonpartisan basis. Elections are held in odd numbered years, with the Mayor elected to serve two-year terms with a limit of three (3) consecutive terms. Commissioners are elected to serve four-year terms with a limit of two (2) consecutive terms. City Commission terms are staggered so that not all Commissioners are up for re-election at the same time. On a rotating basis, the City Commission selects one (1) of its members to serve as Vice Mayor for a three- month term. The Mayor, who is the presiding officer at City Commission meetings, may vote on all matters that come before the City Commission, but has no power of veto. The City Commission appoints the City Manager, the City Attomey and the City Clerk. All other department heads are appointed by the City Manager, with the consent of the City Commission. The City Manager is vested with the responsibility to ensure that policies, directives, resolutions, and ordinances adopted by the City Commission are enforced and implemented. As the City's Chief Executive Officer, the City Manager is responsible for providing executive level leadership, vision and guidance to the organization, providing recommendations to the City Commission and implementing policy directives in an efficient and effective manner. In addition, the City Manager is responsible for the daily operations of the City, preparing and administering the budget, planning the development of the City, supervising City employees, interacting with citizen groups and other units of govemment, and is otherwise responsible for the health, safety, and welfare of the residents of and visitors to the City. With the exception of the City Attomey's Office and the City Clerk's Office, the City Manager has the power to appoint or remove all heads of the various departments of the City. SCOPE OF SERVICES The City provides a full range of municipal services, including police and fire protection, recreational activities, parks, cultural events, sanitation services, water, sewer and storm water services, neighborhood and community services, and the construction and maintenance of streets and infrastructure. ECONOMIC AND DEMOGRAPHIC DATA Family Income The estimated median family income for the City has been consistently higher than the median family income for the County. During the last five years, the median family income for the City has ranged from being 9.6% higher than the median family income for the County in 2010 to being 20.7% higher in 2011. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A-3 852 Estimated Median Family Incomes, 2009 - 2013(') Calendar Year City of Miami Beach Miami-Dade Percent Chanse Countv Percent Chanee 2009 2010 20tt 2012 2013e) $54,643 50,758 57,318 56,457 52,576 23% (7.1) t2.9 (1.5) (6.e) $47,697 46,126 46,577 47,382 46,904 (7.8)% (3.3) 1.0 1.7 (1.0) Source: U.S. Department of Commerce, Bureau of Census. (l) Amounts are presented in dollars, adjusted for inflation.(2) 2013 is the most recent year for which information is available. Per Capita Personal Income Between 2009 and 2013, the estimated per capita personal income for the County increased by 12.9 percent, from 535,329 in2009 to $39,880 in 2013. Such increase is slightly higher than the rate of growth in the State of Florida, which experienced a per capita personal income growth rate of approximately I l.l percent during the same period, and generally consistent with the rate of growth in the United States, which experienced a per capita personal income growth rate of approximately 13.7 percent during the same period. Per Capita Personal Income, 2009 - 2013(t) Miami-Dade Yeal2) Countv % of U.S. State of Florida % of U.S. United States 2009 2010 20tt 2012 2013(3) $35,329 36,592 38,242 39,467 39,880 89.7% 91.2 90.3 89.3 89.1 $37,350 38,478 40,215 44,041 41,497 94.8% 95.8 95.0 92.9 92.7 $39,379 40,144 42,332 44,200 44,765 (l) (2) (3) Source: U.S. Department of Commerce, Bureau of Economic Analysis/Regional Economic Information System. lnformation provided as of the last available update, dated November 20,2014. Estimates for 2013 are new estimates. Amounts for 2009 through 2012 are revised from estimates previously provided for such years. 2013 is the most recent year for which information is available. A4 853 EMPLOYMENT The following tables provide information relating to the City's labor force and the principal employers in the County for the fiscal year ended September 30, 2014 and comparative data for the fiscal year ended September 30, 2005. City of Miami Beach Employmentz00g -2014* Labor Force 2009 2010 20ll 2012 2013 2014 Labor Force Employed 42,447 44,129 46,295 46,992 47,630 49,191 Labor Force Unemployed 4,315 4,088 3,237 3,042 2,477 2,344 Total Labor Force 46,762 48,217 49,532 50,034 50,107 51,535 Unemployment Rate 9.2% 8.5% 6.5% 6.1% 49% 4.5% Source: U.S. Department of Labor, Bureau of Labor Statistics. * Data provided for December of each year. Data for years 201 0 to 20 14 represents provisional data, which is subject to change. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A-5 854 Miami-Dade County Ten Largest Public Employers 20t4 2005 Emplovers Miami-Dade County Public Schools Miami-Dade County Federal Govemment Florida State Govemment Jackson Health System City of Miami Florida lntemational University Homestead Air Force Base Miami VA Medical Center Miami-Dade College City of Miami Beach TOTAL Percentage of Total County Rank Emplovment | 2.74o/o 2 2.08 3 1.57 4 1.40 5 0.80 6 0.33 7 0.29 8 0.27 9 0.20 10 0.20 Employees Rank 54,387 I 32,265 2 20,100 3 18,900 4 11,700 5 3,954 8 5,000 7 2,018 9 7,500 6 I,839 l0 L51.633. Emplovees 33,477 25,502 19,200 17,100 9,797 3,997 3,534 3,250 2,500 2,390 LNJ47 9.88% Source: City of Miami Beach Comprehensive Annual Financial Report for the Fiscal Year ended September 30,2014. IREMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A-6 855 Miami-Dade County Ten Largest Private Employers 2014 2005 Employers University of Miami Baptist Health South Florida American Airlines Camival Cruise Lines Miami Children's Hospital Mount Sinai Medical Center Florida Power & Light Co. Royal Caribbean Intemational Wells Fargo Bank Bank of America Merrill Lynch United Parcel Service Bellsouth Winn-Dixie Stores Precision Response Corporation Publix Super Markets Burdines-Macy's TOTAL 5,000 4 4,800 5 4,616 6 4,196 7 4,000 8 3.368 l0 58p24 Emplovees 12,818 11,353 I 1,031 3,500 3,500 3,321 3,011 2,ggg 2,050 2,000 Percentage of Total County Employment t.05% 0.93 0.90 0.29 0.29 0.27 0.25 0.24 0.17 0.16 Emplovees Rank 9,079 2 10,300 1 9,000 3 3,665 9 Rank I 2 3 4 5 6 7 8 9 10 55.573 4.ss% Source: City of Miami Beach Comprehensive Annual Financial Report for the Fiscal Year ended September 30,2014- [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A-7 856 BUILDING PERMITS The following is a calculation of the total value of the Building Permits issued by the City during the past ten (10) years. City of Miami Beach, Florida Value of Building Permits Issued Fiscal Years 2005 - 2014 Fiscal Year Ended September 30, Number of Permits Total Value 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 12,837 12,226 12,729 I 1,056 10,277 10,1 88 1 1 ,159 12,580 13,898 13,972 $ 1,235,909,151 1,177,266,348 1,165,346,118 1,109,923,131 567,660,721 299,508,078 373,852,763 417,81t,132 506,646,472 818,831,235 Source: Cify of Miami Beach Building Department. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A-8 857 PROPERTY TAXES The following table summarizes the direct and overlapping tax (millage) rates for the past ten (10) years. The table reflects the fact that, except during the years when millage rates needed to increase in response to the significant reduction in assessed values experienced throughout Florida and the United States during the economic downturn, millage rates in the City have generally decreased during the past ten (10) years. City of Miami Beach, Florida Direct and Overlapping Tax Rates ($1 per $1,000 of Assessed Value) Fiscal Years 2005 - 2014 City of Miami Beach Direct Rates Tax Roll Fiscal Year Year as of Ended January I Seotember 30 Millaee Millase Millase Overlappinq Rates School District County State Millase Millaee Millaee Total Operating Debt Total Service Direct 2005 2006 2007 2008 2009 20t0 20tt 2012 2013 2014 2006 2007 2008 2009 2010 20tt 2012 2013 2014 20t5 7.4810 7.3740 5.6555 5.6555 5.6555 6.2155 6.1655 6.0909 5.8634 5.7942 0.5920 0.2990 0.2415 0.2375 0.2568 0.2870 0.2884 0.2568 0.2529 0.2295 8.0730 7.6730 5.8970 5.8930 s.9123 6.5025 6.4s39 6.3477 6.1 1 63 6.0237 8.4380 8.1050 7.9480 7.7970 7.99s0 8.2490 8.0050 7.9980 7.9770 7.9740 7.0348 6.8083 5.67tt s.9263 6.00s 1 6.6s6s 5.7695 5.6610 5.7980 s.9009 0.7355 24.2813 0.7355 23.3218 0.6585 20.1746 0.6585 20.2748 0.6s8s 20.s709 0.6s85 22.0665 0.4708 20.6992 0.4634 20.470r 0.44ss 20.3368 0.4187 20.3173 Source: City of Miami Beach Comprehensive Annual Financial Report for the Fiscal Year ended September 30, 2014 and Miami-Dade County Property Appraiser's Millage Tables. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A-9 858 The following table summarizes the tax levies and collections in the City for the past ten (10) years. City of Miami Beach, Florida Property Tax Levies and Collections Fiscal Years 2005 - 2014 Tax Roll Fiscal Year Taxes Year as of Ended Levied for Januarv I Seotember 30 Fiscal Year Collected within Fiscal Year of Lew Collections in Percentage Subsequent Amount of Lew Years Total Collections to Date Percentage Amount of Levy 2004 2005 2006 2007 2008 2009 2010 20tl 2012 2013 2005 2006 2007 2008 2009 2010 20tt 2012 2013 2014 $110,739,153 135,910,285 165,759,439 150,418,073 150,588,328 138,703,567 136,549,286 134,753,401 139,133,369 143,266,670 $ 97,731,071 132,487,342 163,120,484 145,433,238 144,321,499 131,355,903 128,719,932 129,572,373 134,848,787 t41,551,552 88.25% $1,086,183 97.48 1,814,064 98.41 2,145,835 96.69 4,646,716 95.84 4,633,049 94.70 3,550,990 94.27 290,254 96.16 t25,t52 95.62 3,403,910 97.53 N/A Report for the Fiscal Year s 98,817,254 89.23% 134,30r,406 98.82 165,266,319 99.70 150,079,954 99.78 148,954,548 98.92 t34,906,893 97.26 129,010,186 94.48 t29,697,525 96.25 138,252,697 99.37 141,551,552 98.80 ended September 30, 2014 andSource: City of Miami Beach Comprehensive Annual Financial Miami-Dade County Property Appraiser's Office. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A-10 859 The following tables summarize the ten (10) largest taxpayers in the City, the type of property owned by such taxpayers and the assessed value ofsuch property for the Fiscal Year ended September 30, 2014 and, for comparison, for the Fiscal Year ended September 30, 2005. City of Miami Beach Ten Largest Taxpayers Fiscal Year 2014 Taxpayer Fountainbleau Florida Hotel LLC MB Redevelopment [nc. / Loews Hotel 2201 Collins Fee LLC Florida Power & Light Company Di Lido Beach Hotel Corp. 2377 Collins Resort LP VCP Lincoln Road LLC Eden Roc LLP MCZ lCentrum Flamingo II LLC MCZ lCentrum Flamingo III LLC TOTAL Taxable Assessed Value $ 327,513,062 229,900,000 200,811,436 186,802,731 112,960,000 I10,925,385 98,000,000 97,429,200 95,590,000 79,860,000 $1J3tr9.!,E-!4 Percentage of City's Certified Taxable Assessed ValueTvpe ofPropertv Hotel Hotel Apartments lndustrial Hotel Hotel Retail Hotel Apartments Apartments 1.33% 0.93 0.81 0.76 0.46 0.45 0.40 0.40 0.39 0.32 6.25Yo Source: 2013 Miami-Dade County, Florida Ad Valorem Assessment Roll for the City of Miami Beach and City of Miami Beach, Florida Comprehensive Annual Financial Report for the Fiscal Year Ended September 30.2014. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A-11 860 Taxpayer Loews Miami Beach Hotel Morton Towers Fountainbleau Hotel Sandy Lane Residential LLC Di Lido Beach Hotel Corp. Eden Roc Acquisition LP Shore Club Morton Towers Expansion South Gate Apartments 2201 Collins Fee LLC TOTAL City of Miami Beach Ten Largest Taxpayers Fiscal Year 2005 Type ofProperty Hotel Apartments Hotel Hotel Hotel Hotel Hotel Apartments Apartments Apartments Taxable Assessed Value $143,400,000 110,675,000 104,449,118 72,230,700 61,900,000 49,500,000 48,500,000 48,325,000 48,000,000 44583.667 $731.s63.48s Percentage of City's Certified Taxable Assessed Value 1.02o/o 0.79 0.74 0.51 0.44 0.3s 0.35 0.34 0.34 0.32 5.20% Source: 2004 Miami-Dade County, Florida Ad Valorem Assessment Roll for the City of Miami Beach and City of Miami Beach, Florida Comprehensive Annual Financial Report for the Fiscal Year Ended September 30,20t4. LOCAL ECONOMY Tourism is the largest sector of the City's economy, with over $2.2 billion in direct tourist spending on hotel, food and beverage, and constitutes a large portion of the City's $l billion retail marketplace. In Fiscal Year 2013, the City's hotels hosted more than 5 million ovemight visitors, and approximately 7 million tourists visited South Beach and the Art Deco Historic district. Results reported for Fiscal Year 2014 evidence a continued upward trend. Hotel room sales in the City for Fiscal Year 2014 increased by 7% from Fiscal Year 2013, following the 9o/o increase a year earlier, demonstrating the continued strength of the City's lodging market and its major role in the robust tourist economy of South Florida. The City's hotel room occupancy rates remained stable in Fiscal Year 2014 at77o/o, as was the case in Fiscal Year 2013, reflecting continued absorption of an inventory of hotel rooms that has increased significantly in recent years, from 13,506 rooms at the beginning of 2008 to 17,751 in 2014. This additional inventory has provided the City with additional hotel room resources and product that is expected to continue to attract future visitors to and investment in the City. Evidence of the strength of the local economy is the fact that, with the exception of a de minimis l% decline in the first quarter of 2008, hotel room demand has increased every quarter from the third quarter of2007 through the fourth quarter of2014. A-12 861 The City is also a regional destination, with approximately 7 to 9 million day trips by residents of the surrounding area, making it one of the most popular destinations in Florida. However, in recent years, the City has diversified beyond its traditional tourism based economy to become a leading multi-industry business center, with entertainment, health care, culture, and professional services industries. The City serves as host for several major television shows, including Bum Notice (USA), Magic City (Starz) and Ballers (HBO), and has been the host for several recent feature productions, including Iron Man 3, Step Up Revolution, Pain & Gain and Ride Along 2. In addition, the City hosted the inaugural eMerge Americas Conference, showcasing the best and brightest technology innovaton and entrepreneurs, including Rokk3rlabs, a tech hub that is based in the City. In December 2014, the world's most prestigious art fair, Art Basel, based in Switzerland, celebrated the thirteenth anniversary of its Miami Beach exhibition. Over 250 of the world's leading art galleries participate in Art Basel Miami Beach and an estimated 73,000 international visitors attended the 2014 event. Art Basel Miami Beach has increased in attendance and sales every year since inception. Retail tenants continue to open locations and expand in the City, joining established operations, such as Armani Exchange, Kenneth Cole, Urban Outfitters, Diesel, Nicole Miller, Forever 21, H&M and Gap, which recently opened its new two story location in the City. New retailers that joined the Miami Beach market in2014 included Athleta & Intermix, with Lululemon,Zadiq and Voltaire and Kiko Milano scheduled to join in 2015. As of September 30 2014, Class A offrce space in prime locations continues to generate interest, with a vacancy rate at the low level of approximately 9.9%. Such office space is anchored by corporate tenants, such as LNR Property Corporation, Terranova, and Benetton. Although there are factors beyond the City's control that have impacted the production of entertainment projects, the entertainment industry continues as an important part of the City's economy. The City remains a key location for the production of movies, fashion campaigns and television series. Many intemational talent and model agencies have established and continue operations in the City and the City continues to grow as an international destination for major events. In addition to Art Basel Miami Beach, Design Miami, the South Beach Food and Wine Festival, the Miami lnternational Auto Show, the South Beach Comedy Festival, the Miami Beach Intemational Boat Show and the Winter Music Conference continue to provide a stong base for the special events, meeting and trade show segment of the City's economy. The City also remains a leader in the real estate industry, as the median price of homes and condominiums continued to stabilize through 2014. Development in the City continues to grow, specifically in North Beach, an axea historically overlooked for significant projects by developers. Growth management initiatives in the late 1990's resulted in more limited supply, somewhat reducing the exposure of excess new residential inventory that was experienced in some other cities. Since the end of 2008, as recessionary pressures eased on the economy, the City has experienced quarterly increases ofunits sold, and a decline in the number of condominium units for sale, from over 4,000 in early 2008, to 1,470 in December 2013. In 2014 however, due to rising prices and a strengthening dollar, the sales velocity of the market has eased, with the condo listing inventory increasing to 3,409 in20l4 from record lows in 2013. MIAMI BEACH VISITORAIID CONVENTION ACTIVITY Miami-Dade County and the Miami Beach Convention Center host a large number of conventions and the City welcomes a large number of ovemight visitors each year. Set forth below is information relating to convention center attendance and ovemight visitor activity. A-13 862 City of Miami Beach, Florida Convention Center Attendance and Overnight Visitors Fiscal Years 2005 - 2014 Convention Center Ovemight Total Ovemight Fiscal Year Attendance Visitors Visitor Snendins 2005 2006 2007 2008 2009 2010 20tt 20t2 20t3 20t4 N/A 649,671 707,133 889,695 632,700 708,875 661,625 661,327 589,663 737,954 5,300,000 5,143,740 4,894,053 4,963,569 5,383,091 5,558,408 5,539,010 5,941,612 5,697,053 6,961,200 $ 7,200,000,000 7,889,608,756 7,344,719,992 7,468,633,814 7,524,151,558 8,104,378,579 9,088,739,484 9,201,340,602 10,614,159,967 10,500,000,000 Source: City of Miami Beach Finance Department. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK.] A-14 863 Oriein Tourism and Visitor Activity Domestic and International Overnight Visitors Miami-Dade County Fiscal Years 2010 - 2014 (in 000) Fiscal Year Ended Sentember 30. 2010 20tt 2012 20t3 2014 Domestic Regions Northeast Southem Midwest Westem Total Domestic Visitors International Regions South America Caribbean Cental America Europe Canada Other lntemational Regions Total International Visitors Total Overnight Visitors Expenditures* Domestic Overnight Visitors lnternational Ovemight Visitors Total Expenditures 3,196.0 1,568.5 1,220.6 558.9 6.948.s 2,936.9 688.5 525.1 1,306.5 587.4 115.8 6,060.1 t2.604) $ 6,484.7 12,428.6 $18.913.3 3,362.1 1,700.1 1,291.2 595.1 6.948.s 3,182.9 702.8 537.6 1,324.7 627.9 1 19.8 6,495.7 13,4442 $ 7,088.7 14.s28.6 $21.6.!_73 3,423.2 1,750.6 1,300.9 600.2 7,074.9 3,435.6 718.8 550.1 1,364.4 640.5 t20.3 6.833.7 13.908.6 $ 7,482.3 15,183.0 $22.66s.3 3,401.4 1,781.0 t,263.6 64t.2 7,087.2 3,737.1 7t9.2 561.5 1,332.4 660.6 r20.9 7 ,131.7 !4218s. $ 7,839.9 15,954.I $23.794.0 3,520.1 1,933.1 1,270.8 679.2 7.303.2 3,659.0 755.0 595.3 1,430.2 689.7 t30.7 7.260.0 !1s632 $ 8,206.3 16,528.2 $24.734.s Source: Greater Miami Convention and Visitors Bureau. * Average Daily Expenditures. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK.] A-15 864 Reeion Overnight Visitors by Region Fiscal Years 2010 - 2014* Fiscal Year Ended Septembe 2010 2011 2012 20t3 2014 Miami Beach Downtown Miami Airport Area North Miami-Dade/Sunny Isle South Miami-Dade Coral Gables Key Biscayne Coconut Grove Doral Total 44.t% 18.7 13.8 9.5 5.8 5.4 2.5 1.3 N/A 1000 41.2% 21.7 13.0 0.8 0.7 1000h 42.00h 43.2% 17.6 18.1 17.2 16.5 47.8yo t9.z 12.8 9.8 10.0 5.8 5.0 5.7 4.9 2.4 2.7 r0.8 8.8 4.7 3.9 4.2 3.9 1.3 1.5 0.9 0.5 1.5 0.7 0.9 3.3 1000h 1000h t00% Source: Greater Miami Convention and Visitors Bureau. * Numbers may not add, due to rounding. TRANSPORTATION Surface Transportation The County has a comprehensive transportation network designed to meet the needs of residents, travelers and area businesses. The County's internal transportation system includes (i) Metrorail, a24.8 mile above-ground, electric rail system connecting South Miami-Dade and the City of Hialeah with the downtown Miami and civic center areas; (ii) Metromover, a fully automated, 4.4 mile above-ground, electric rail, double-loop people mover system that carries passengers around downtown Miami's central business center, south to the Brickell Avenue business and intemational banking centers and north to the Andrienne Arsht Performing Arts Center and Omni shopping center areas; and (iii) the County's Metrobus system, which operates over approximately 29.3 million revenue miles per year and provides over 76.8 million passenger trips annually. The County also provides para-transit services to qualified elderly and handicapped riders. The County's para-transit services supply over 1.68 million passenger trips annually. In addition, cargo rail service is available from both Miami lntemational Airport and the Port of Miami, and Amtrak has a passenger station in the City of Miami. Tri-Rail, a 72-mie train system, links the City of West Palm Beach, the Town of Boca Raton, the City of Fort Lauderdale, the City of Hollywood and Miami Intemational Airport. Miami International Airport Miami lntemational Airport is one of the busiest airports in the world for both passenger and cargo traffic. It ranks twelfth (12'h) in the nation and twenty-fifth (25'h) in the world in passenger traffic and has the second highest international passenger traflic in the United States. The airport ranks third (3'd) in the A-16 865 nation and eleventh (l l'h) in the world in tonnage of domestic and intemational cargo movement. During Fiscal Year 2014 Miami International Airport handled 40,844,964 passengers and2,187,943 tons of air freight. More than 88 airlines serve Miami Intemational Airport, flying passengers to more than 150 destinations around the globe. Port of Miami The Port of Miami, known as the "cruise capital of the world," is an island port that encompasses 649 acres of land. It is the world's largest multi-day cruise port and is operated by the Seaport Department of Miami-Dade County. Embarkations and debarkations on cruise ships totaled over 4.7 million passengers at the Port of Miami during Fiscal Year 2014. The Port of Miami is currently home to twenty-eight (28) cruise ships that operate throughout the year. Such ships, owned by eight (8) separate cruise ship companies, include some of the largest cruise ships in the world. The Port of Miami is also a hub for Caribbean and Latin American commerce. These countries accounted for over one-half of the 7.6 million tons of cargo transferred through the Port of Miami during Fiscal Year 2014. The Port of Miami has also expanded its relationships in the global community. As a result, trade with the Far East, Asia and the Pacific coast accounted for almost 39o/o of the total cargo handled at the Port of Miami during Fiscal Year 2014. In August 2014, access to the Port of Miami was increased by the opening of the PortMiami Tunnel. The PortMiarni Tunnel consist of two (2) parallel tunnels (one in each direction) that travel underneath Biscayne Bay connecting MacArthur Causeway on Watson Island with the Port of Miami on Dodge Island. The PortMiani Tunnel provides direct access from highways I-95 and I-395, creating a highly desired additional entrance to the Port of Miami and a major improvement in traffic flow in downtown Miami. The PortMiarni Tunnel is expected to be a signihcant catalyst for future development at the Port of Miami and in the downtown Miami area. RECREATION There are numerous parks and playgrounds in the City. Each park provides different amenities, from tennis and bocce courts to swimming pools and tot lots, to Vita courses and barbecue pits. There are four (4) Vita courses, two (2) public swimming pools, and numerous tennis courts, including the Holtz Tennis Stadium, which hosts championship, professional and amateur tournaments. Offshore, the Gulf Stream provides a variety of game fish, while the Miami Beach Marina provides an abundance of space to house boats as well as direct access to the Atlantic Ocean and the Gulf Stream. The Marina is a private development on City owned, bay front land in the South Pointe area of the City. Renovation has increased the number of boat slips to 388, making the Marina a first class facility and the largest marina in the area. ln the north part of the City, the public can enjoy a leisurely sail in the quiet waters of Biscayne Bay from the Miami Beach Sailport. The facility, though open to all ages, was specially designed to teach young adults the basic art of sailing on small prams. The City owns two (2) championship golf courses that are open to the public. The two (2) championship courses, Miami Beach Golf Course and Normandy, offer a clubhouse complete with a restaurant, lounge and pro shop. A-t7 866 APPENDIXB Excerpts from Comprehensive Annual Financial Report of the City of Miami Beach, Florida for the Fiscal Year Ended September 30,2014 867 APPENDIX C The Resolution 868 APPENDIXD Proposed Form of Opinion of Bond Counsel 869 APPENDIXE Proposed Form of Opinion of Disclosure Counsel 870 Date of Delivery City Commission of the City of Miami Beach, Florida 1700 Convention Center Drive Miami Beach, Florida 33139 City of Miami Beach, Florida Parking Revenue Bonds Series 2015 Ladies and Gentlemen: We have served as Disclosure Counsel in connection with the issuance by the City of Miami Beach, Florida (the "City'') of its $in aggregate principal amount of Parking Revenue Bonds, Series 2015 (the "Series 2015 Bonds"). The Series 2015 Bonds are being issued with the terms, for the purposes and subject to the conditions set forth in Resolution No. 2010-27491 adopted by the Mayor and City Commission of the City (collectively, the "City Commission") on September 20, 2010 (the "Bond Resolution"), and Resolution No. 2015-_ adopted by the City Commission on October _, 2015 (the "Series 2015 Resolution" and, collectively with the Bond Resolution, the "Resolution"), as described in the Official Statement dated November _,2015 relating to the Series 2015 Bonds (the "Official Statement"). All capitalized terms used in this opinion that are not defined herein and not normally capitalized shall have the meaning ascribed to such terms in the Official Statement. ln connection with the issuance and delivery of this opinion, we have considered such matters of law and fact and have relied upon such certificates and other information fumished to us as we have deemed appropriate. We are not expressing any opinion or views herein on the authorization, issuance, delivery or validity of the Series 201 5 Bonds. To the extent that the opinions expressed herein relate to or are dependent upon the determination that the proceedings and actions related to the authorization, issuance and sale of the Series 2015 Bonds are lawful and valid under the laws of the State of Florida, or that the Series 2015 Bonds are valid and binding obligations of the City enforceable in accordance with their terms, or that interest on the Series 2015 Bonds is excluded from the gross income of the owners thereof for federal income tax purposes, we understand that you are relying upon the opinions delivered on the date hereof of Squire Patton Boggs (US) LLP and no opinion is expressed herein as to such matters. The scope of our engagement with respect to the issuance of the Series 2015 Bonds was not to establish factual matters and, because of the wholly or partially non-legal character of many of the determinations involved in the preparation of the Official Statement, we are not passing on and do not assume any responsibility for, except as set forth in the last sentence of this paragraph, the accuracy or completeness of the contents of the Official Statement (including, without limitation, its appendices) and we make no representation that we have independently verified the accuracy, completeness or fairness of such contents. As your counsel, we have participated in the preparation of the Official Statement and in discussions and conferences with officials of the City, Bond Counsel for the City, the Consulting Engineers for the City in connection with the issuance of the Series 2015 Bonds, the Financial Advisors for the City, the Underwriters for the issuance of the Series 2015 Bonds and Greenberg Traurig, P.A., Counsel to the Underwriters, in which the contents of the Official Statement and related matters were discussed. Solely on the basis of our participation in the preparation of the Official Statement, our examination of certificates, documents, instruments and records relating to the City and the issuance of the Series 2015 E-1 871 City Commission of the City of Miami Beach, Florida Date of Delivery Page 2 Bonds and the above-mentioned discussions, nothing has come to our attention which would lead us to believe that the Official Statement (except for the financial, statistical and demographic data and information in the Official Statement, including, without limitation, the appendices thereto, and the information relating to DTC, its operations and the book-entry only system, as to which no opinion is expressed) contains an untrue statement of a material fact or omits to state a material fact that is necessary to make the statements therein, in light of the circumstances under which they were made, not misleading. We are also of the opinion that the continuing disclosure undertaking set forth in the Resolution and in the Disclosure Dissemination Agent Agreement of the City dated December _, 2015 and delivered at the closing for the Series 2015 Bonds, satisfies the requirements set forth in Rule l5c2-12(b)(5) of the United States Securities and Exchange Commission, as such requirements apply to the issuance of the Series 2015 Bonds. ln reaching the conclusions expressed herein we have, with your concurrence, assumed and relied on, without independent verification, the genuineness and authenticity of all signatures not witnessed by us, the authenticity of all documents, records, instruments and letters submitted to us as originals, the conformity to originals of all items submitted to us as certified or photostatic copies, the legal capacity and authority of the persons who executed such items, the accuracy of all warranties, representations and statements of fact contained in the documents and instruments submitted to us, and the continuing accuracy on this date of any certificates or other items supplied to us regarding the matters addressed herein. As to questions of fact material to our opinions, we have relied upon and assumed the correctness of the public records and certificates by, and representations of public oflicials and other officers, and representatives of the parties to this transaction. We have no actual knowledge of any factual information that would lead us to form a legal opinion that the public records or certificates which we have relied upon contain any untrue statement of a material fact. The opinions expressed herein are based upon existing law as of the date hereof and we express no opinion herein as of any subsequent date or with respect to any pending legislation. We assume no obligation to supplement this opinion if any applicable laws change after the date hereof or if we become aware of any facts that might change the opinions expressed herein after the date hereof. The opinions expressed herein represent our professional judgment, are not a guarantee of result, and are limited to the laws of the State of Florida and the United States of America. The opinions expressed herein are furnished by us as Disclosure Counsel to our client, the City, and solely for the use of the addressee named above. Such opinions shall not extend to, and may not be relied upon by, any other persons, firms, or corporations without our express prior written consent. The opinions expressed herein are limited to the matters set forth herein, and to the documents referred to herein, and do not extend to any other agreements, documents or instruments executed by the City. No other opinion should be infened beyond the matters expressly stated herein. Respectfully submitted, LAW OFFICES OF STEVE E. BULLOCK, P.A. E-2 872 APPENDIXF Form of Disclosure Dissemination Agent Agreement 873 IAPPENDIX G Form of Specimen Municipal Bond Insurance Policyl 874 $_ CITY OF MIAMT BPACU, FLORIDA Parking Revenue Bonds, Series 2015 BOND PURCHASE AGREEMENT ,2075 Mayor and City Commission City of Miami Beach, Florida 1700 Convention Center Drive Miami Beach, Florida 33139 Ladies and Gentlemen: J.P. Morgan Securities LLC (the "Senior Managing Underwriter"), acting on behalf of itself and SunTrust Robinson Humphrey, and Estrada Hinojsa & Company, Inc. (collectively, with the Senior Managing Underwriter, the "Underwriters"), offer to enter into this Bond Purchase Agreement (this "Purchase Agreement") with the City of Miami Beach, Florida (the..City,,),forthesalebytheCityandthepurchasebytheUnderwritersoftheCity,s$- Parking Revenue Bonds, Series 2015 (the "Series 2015 Bonds"). This offer is made subject to acceptance by the City prior to 5:00 p.m. (Eastern Time) on the date hereof. Upon such acceptance, this Purchase Agreement will be in full force and effect in accordance with its terms and will be binding on the City and the Underwriters. If this offer is not so accepted, it is subject to withdrawal by the Underwriters upon written notice delivered to the City at any time prior to such acceptance. In conformance with Section 218.385, Florida Statutes, as amended, the Underwriters hereby deliver the Disclosure and Truth-in-Bonding Statement attached hereto as Exhibit "A." Capitalized terms used in this Purchase Agreement, but not defined, are used with the meanings ascribed to them in the Bond Resolution hereinafter described. The Senior Managing Underwriter represents that it is authorized on behalf of itself and the other Underwriters to enter into this Purchase Agreement and to take any other actions that may be required on behalf of the Underwriters. SECTION I. (a) Upon the terms and conditions and upon the basis of the representations and warranties herein set forth, the Underwriters hereby agree to purchase from the City, and the City hereby agrees to sell to the Underwriters all (but not less than all) of the Series 2015 Bonds for apurchase price equal to $(which purchase price is the aggregate principal amount of the Series 2015 Bonds of 875 , plus/minus a net original issue premium/discount of and less an Underwriters' discount of $ ). The purchase price for the Series 2015 Bonds shall be payable to the City in immediately available funds. In connection with the execution of this Purchase Agreement, the Senior Managing Underwriter, on behalf of the Underwriters, has delivered to the City a wire transfer credited to the order of the City in immediately available federal funds in the aggregate amount of Dollars ($_) (the "Good Faith Deposit"), which is being delivered to the City on account of the purchase price of the Series 2015 Bonds and as security for the performance by the Underwriters of their obligation to accept and to pay for the Series 2015 Bonds. If the City does not accept this offer, the Good Faith Deposit shall be immediately returned to the Senior Managing Underwriter by wire transfer credited to the order of the Senior Managing Underwriter in the amount of the Good Faith Deposit, in federal funds to the Senior Managing Underwriter. In the event the hereinafter defined Closing takes place, the amount of the Good Faith Deposit shall be credited against the purchase price of the Series 2015 Bonds pursuant to Section 1(a). In the event of the City's failure to deliver the Series 2015 Bonds at the Closing, or if the City shall be unable at or prior to the Closing to satisfy the conditions to the obligations of the Underwriters contained in this Purchase Agreement (unless such conditions are waived by the Senior Managing Underwriter), or if the obligations of the Underwriters shall be terminated for any reason permitted by this Purchase Agreement, the City shall immediately wire to the Senior Managing Underwriter in federal funds the Good Faith Deposit without interest, and such wire shall constitute a full release and discharge of all claims by the Underwriters against the City arising out of the transactions contemplated by this Purchase Agreement. In the event that the Underwriters fail other than for a reason permitted under this Purchase Agreement to accept and pay for the Series 2015 Bonds upon their tender by the City at the Closing, the amount of the Good Faith Deposit shall be retained by the City and such retention shall represent full liquidated damages and not a penalty, for such failure and for any and all defaults on the part of the Underwriters and the retention of such funds shall constitute a full release and discharge of all claims, rights and damages for such failure and for any and all such defaults. It is understood by both the City and the Underwriters that actual damages in the circumstances as described in the preceding sentence may be difficult or impossible to compute; therefore, the funds represented by the Good Faith Deposit are a reasonable estimate of the liquidated damages in this type of situation. (c) The Series 2015 Bonds will be issued pursuant to Chapter 166, Florida Statutes, as amended, the City of Miami Beach Charter, and other applicable provisions of law (collectively, the "Act"), and pursuant and subject to the terms and conditions of Resolution No. 2010-27491 adopted by the Mayor and City Commission of the City of Miami Beach, Florida (the "Commission") on September 20,2010, as amended and supplemented from time to time, and as particularly $ $ (b) 876 (d) supplemented by Resolution No. 2015-adopted by the Commission on ,2075 (collectively, "Bond Resolution"). The Series 2015 Bonds will be secured as provided in the Bond Resolution. The Series 2015 Bonds shall mature and have such other terms and provisions as are described on Exhibit "B" hereto. Proceeds of the Series 2015 Bonds will provide funds, together with other available funds, to (i) pay the costs of certain capital improvements, including as described in the Bond Resolution (the "Series 2015 Project"), (ii) [fund required reserves, and (iii)] pay costs of issuance of the Series 2015 Bonds. It shall be a condition to the obligation of the City to sell and deliver the Series 2015 Bonds to the Underwriters, and to the obligation of the Underwriters to purchase and accept delivery of the Series 2015 Bonds, that the entire aggregate principal amount of the Series 2015 Bonds shall be sold and delivered by the City and accepted and paid for by the Underwriters at the Closing. The Underwriters agree to make a bona fide public offering of substantially all of the Series 2015 Bonds to the public at initial public offering prices not greater than (or yields not less than) the initial public offering prices (or yields) set forth in the Official Statement; provided, however, that the Underwriters reserve the right to make concessions to certain dealers, certain dealer banks and banks acting as agents and to change such initial public offering prices as the Underwriters shall deem necessary in connection with the marketing of the Series 2015 Bonds. At the Closing, the Underwriters shall deliver to the City a certificate, in a form acceptable to Bond Counsel, stating the facts of the sale of the Series 2015 Bonds in a manner such that the issue price can reasonably be established. The Official Statement shall be provided for distribution, at the expense of the City, in such quantity as may be requested by the Underwriters no later than the earlier of (i) seven (7) business days after the date hereof, or (ii) one (1) business day prior to the Closing date, in order to permit the Underwriters to comply with Rule l5c2-12 (the "Rule") of the Securities and Exchange Commission ("SEC"), and the applicable rules of the Municipal Securities Rulemaking Board ("MSRB"), with respect to distribution of the Official Statement The Senior Managing Underwriter agrees to file the Official Statement with the Electronic Municipal Market Access system ("EMMA") (accompanied by a completed Form G-32) by the date of Closing. The filing of the Official Statement with EMMA shall be in accordance with the terms and conditions applicable to EMMA. From the date hereof until the earlier of (i) ninety days from the "end of the underwriting period" (as defined in the Rule), or (ii) the time when the Official Statement is available to any person from the MSRB (but in no case less than twenty-five (25) days following the end of the underuriting period), if any event (e) (f) 877 occurs or a condition or circumstance exists which may make it necessary to amend or supplement the Official Statement in order to make the statements therein, in the light of the circumstances under which they were made, not misleading, the party discovering such event, condition or occurrence shall notify the other party and if, in the reasonable opinion of the City or the reasonable opinion of the Senior Managing Underwriter, such event requires the preparation and publication of an amendment or supplement to the Official Statement, the City, at its expense, will promptly prepare an appropriate amendment or supplement thereto, in a form and in a manner reasonably approved by the Senior Managing Underwriter (and file, or cause to be filed, the same with the MSRB, and mail such amendment or supplement to each record owner of the Series 2015 Bonds) so that the statements in the Official Statement, as so amended or supplemented, will not, in light of the circumstances under which they were made, be misleading. Each party will promptly notify the other parties of the occulrence of any event of which it has knowledge or the discovery of such conditions or circumstance, which, in its reasonable opinion, is an event described in the preceding sentence. Notwithstanding the foregoing, if prior to the Closing either the City or the Underwriters hereto does not in good faith approve the form and manner of such supplement or amendment, the other may terminate this Purchase Agreement. The parties agree to cooperate in good faith with regard to the form and manner of the supplement or amendment to the Official Statement. Unless the City is otherwise notified by the Underwriters in writing on or prior to the date of Closing, the end of the underwriting period for the Series 2015 Bonds for all purposes of the Rule and this Purchase Agreement is the date of Closing. In the event the written notice described in the preceding sentence is given by the Underwriters to the City, such written notice shall specify the date after which no participating underwriter, as such term is defined in the Rule, remains obligated to deliver Official Statements pursuant to paragraph (bX4) of the Rule. (g) The City hereby approves and authorizes the delivery and distribution of the Preliminary Official Statement and the execution, delivery and distribution of the Official Statement in substantially the form of the Preliminary Official Statement, together with such other changes, amendments or supplements as shall be made and approved in writing by the Senior Managing Underwriter and the City prior to the Closing in connection with the public offering and sale of the Series 2015 Bonds. SECTION 2. The City represents and warrants to and agrees with the Underwriters as follows: (a) The Bond Resolution was adopted by the Commission at meetings duly called and held in open session upon requisite prior public notice pursuant to the laws of the State of Florida and the standing resolutions and rules of procedure of the Commission. The City has full right, power and authority to adopt and/or enact the Bond Resolution and the Rate Instrument. On the date hereof, the Bond Resolution is, and, at the Closing shall be, in full force and effect, and no portions 878 (b) thereof have been or shall have been supplemented, repealed, rescinded or revoked. The Bond Resolution constitutes the legal, valid and binding obligation of the City, enforceable in accordance with its terms. The Bond Resolution creates a lien upon and pledge of Net Revenues, for the payment of principal and interest on the Series 2015 Bonds on parity and equal status with the City's (i)$17,155,000 original aggregate principal amount of Parking Revenue Refunding Bonds, Series 2010A, currently outstanding in the aggregate principal amount of $11,800,000, (ii) $27,405,000 original aggregate principal amount of Parking Revenue Bonds, Series 2010B, all of which are currently outstanding, and (iii) any other Bonds hereinafter issued under the Bond Resolution (the "Parity Bonds"). As of their respective dates and, with respect to the Official Statement, at the time of Closing, the statements and information contained in the Preliminary Official Statement and the Official Statement are and will be accurate in all material respects for the purposes for which their use is authorized, and do not and will not contain any untrue statement of a material fact or omit to state any material fact necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading. In addition, any amendments to the Preliminary Official Statement and the Official Statement prepared and furnished by the City pursuant hereto will not contain any untrue statement of a material fact or omit to state any material fact necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading. The Series 20i5 Bonds, the Bond Resolution and the Disclosure Dissemination Agent Agreement relating to the Series 2015 Bonds (the "Continuing Disclosure Agreement") conform to the descriptions thereof set forth in the Official Statement. The City is not in breach of or default under any applicable constitutional provision, law or administrative regulation of the State of Florida or the United States, or any agency or department of either, or any applicable judgment or decree or any loan agreement, indenture, bond, note, resolution, agreement or other instrument to which the City is a party or to which the City or any of its properties or other assets is otherwise subject, and no event has occurred and is continuing which, with the passage of time or the giving of notice, or both, would constitute a default or event of default under any such instrument, in any such case to the extent that the same would have a material and adverse effect upon the business or properties or financial condition of the City, including the City's receipts of the Net Revenues in the amount contemplated by the Official Statement; and the execution and delivery of the Series 2015 Bonds, the Continuing Disclosure Agreement, and this Purchase Contract and the adoption of the Bond Resolution, the adoption and/or enactment of the Rate Instrument, and compliance with the provisions on the City's part contained in each, will not conflict with or constitute a breach of or default under any constitutional provision, law, administrative regulation, judgment, decree, loan agreement, indenture, bond, note, resolution, agreement or other instrument to which the City is a party or to which the City or any of its properties or other assets is otherwise (c) 879 (d) subject, nor will any such execution, delivery, adoption or compliance result in the creation or imposition of any lien, charge or other security interest or encumbrance of any nature whatsoever upon any of the properties or the assets of the City under the terms of any such law, regulation or instrument, except as provided or permitted by the Series 2015 Bonds and the Bond Resolution. As of its date, the Preliminary Official Statement was deemed "final" (except for permitted omissions) by the City for purposes of paragraph (bX1) of the Rule. On the date hereof, the Commission is the governing body of the City and the City is, and will be on the date of the Closing, duly organized and validly existing as a municipality under the Act, with the power and authority set forth therein. The City has full right, power and authority to issue, sell and deliver the Series 2015 Bonds to the Underwriters as described herein; to provide funds to finance the Series 2015 Project; to have enacted and/or adopted the ordinances and/or resolutions which established the rates, fees, rentals, charges and other income which comprise Revenues of the Parking System, (collectively, the "Rate Instrument"); to enter into this Purchase Agreement, and the Continuing Disclosure Agreement (collectively, the "Bond Documents"), to issue and deliver the Series 2015 Bonds as provided in this Purchase Agreement and the Bond Resolution, to apply the proceeds of the sale of the Series 2015 Bonds for the purposes described herein and in the Official Statement, to execute and deliver the Bond Documents, and to carry out and consummate the transactions contemplated by the aforesaid documents. At meetings of the Commission that were duly called and at which a quonrm was present and acting throughout, the Commission approved the execution and delivery of the Series 2015 Bonds and the Bond Documents; authorized the execution and delivery of the Official Statement; and authorized the use of the Official Statement in connection with the public offering of the Series 2015 Bonds. The City represents that it will have no bonds or other indebtedness outstanding that are secured by the Net Revenues, other than as described in the Official Statement. All conditions and requirements of the Bond Resolution relating to the issuance of the Series 2015 Bonds have been complied with or fulhlled, or will be complied with or fulfilled on the date of Closing. Since September 30, 2014, there has been no material adverse change in the financial position, results of operations or condition, financial or otherwise, of the City or its Parking System other than as disclosed in the Official Statement and the City has not incurred liabilities that would materially adversely affect its ability to discharge its obligations under the Bond Resolution or the Bond Documents, direct or contingent, other than as disclosed in the Official Statement. No authorization, approval, consent or license of any governmental body or authority, not already obtained, is required for the valid and lawful execution and delivery by the City of the Series 2015 Bonds, the Bond Documents, the Official (e) (0 (e) (h) (i) 880 (j) (k) Statement, the adoption of the Bond Resolution, and the performance of its obligations thereunder or as contemplated thereby; provided, however, that no representation is made concerning compliance with the registration requirements of the federal securities laws or the securities or Blue Sky laws of the various states. The City is not and has not been in default on any bond issued since December 31, 1975 that would be considered material by a reasonable investor. Except as disclosed in the Official Statement, there is no claim, action, suit, proceeding, inquiry or investigation, at law or in equity, before or by any court, goverrrmental agency, or public board or body, pending or, to the best of its knowledge, threatened: (i) contesting the corporate existence or powers of the Commission, or the titles of the officers of the Commission to their respective offices; (ii) seeking to prohibit, restrain or enjoin the sale, issuance or delivery of the Series 2015 Bonds or the collection of the Net Revenues, pledged to pay the principal of and interest on the Series 2015 Bonds in the manner and to the extent provided in the Bond Resolution, or the application of the proceeds of the Series 2015 Bonds or in which an unfavorable decision, ruling or finding would materially adversely affect the financial position of the City or the operations of its Parking System or the validity or enforceability of the Series 2015 Bonds, the Bond Resolution or the Bond Documents; (iii) contesting in any way the completeness or accuracy of the Official Statement; (iv) adversely affect the exclusion of interest on the Series 2015 Bonds from gross income for federal income tax purposes; or (v) challenging the City's ownership or operation of the Parking System, nor, to the best knowledge of the City, is there any basis therefor. When duly executed and delivered, the Series 2015 Bonds, and the Bond Documents will have been duly authorized, executed, issued and delivered and will constitute valid and binding obligations of the City, enforceable in accordance with their respective terms, except insofar as the enforcement thereof may be limited by bankruptcy, insolvency or similar laws relating to the enforcement of creditors' rights. The City will furnish such information, execute such instruments and take such other action in cooperation with the Senior Managing Underwriter as the Senior Managing Underwriter may reasonably request to: (i) qualify the Series 2015 Bonds for offer and sale under the "blue sky" or other securities laws and regulations of such states and other jurisdictions of the United States of America as the Senior Managing Underwriter may designate; (ii) determine the eligibility of the Series 2015 Bonds for investment under the laws of such states and other jurisdictions; and (iii) continue such qualifications in effect so long as required for the distribution of the Series 2015 Bonds; provided that the City will not be required to qualify to do business or submit to service of process in any such jurisdiction. (l) (m) 881 (")The City has not been notified of any listing or the proposed listing of the City by the Internal Revenue Service as an issuer whose arbitrage certifications may not be relied upon. Any certificate signed by any ofhcial of the City and delivered to Underwriters will be deemed to be a representation by the City to Underwriters as to the statements made therein. The City will undertake, pursuant to the Continuing Disclosure Agreement, to provide or cause to be provided to the MSRB certain annual financial information and operating data of the Parking System, and certain notices of material events, as more fully set forth in the Continuing Disclosure Agreement. A description of the undertaking will be set forth in the Official Statement. The Financial Statements included in the Official Statement have been prepared in accordance with generally accepted accounting principles applied on a consistent basis with that of the audited combined financial statements of the City and fairly present the financial condition and results of the operations of the City and the Parking System at the dates and for the periods indicated. the the (o) (p) (q) (r) The City will provide to the rating agencies rating the Series 2015 Bonds appropriate periodic credit information necessary for maintaining the ratings on the Series 2015 Bonds. Except as disclosed in the Official Statement, within the last five (5) years, the City has not failed to comply in all material respects with any continuing disclosure undertaking made by it pursuant to the Rule in connection with outstanding bond issues for which the City has agreed to undertake continuing disclosure obligations. At the time of Closing, the City will be in compliance in all respects with the covenants and agreements contained in the Bond Resolution and no Event of Default, nor an event which, with the lapse of time or giving of notice, or both, would constitute an Event of Default under the Bond Resolution will have occurred or be continuing. The City will not take or omit to take any action which action or omission will in any way cause the proceeds from the sale of the Series 2015 Bonds to be applied in a manner contrary to that provided for or permitted in the Bond Resolution and as described in the Official Statement. No representation or warranty by the City in this Purchase Agreement, nor any statement, certificate, document or exhibit furnished to or to be furnished by the City pursuant to this Purchase Agreement contains, or will contain on the Closing date, any untrue statement of material fact. (s) (0 (u) (v) 882 (w) Between the date of this Purchase Agreement and the date of Closing, the City will not, without the prior written consent of the Senior Managing Underwriter, offer or issue any bonds, notes or other obligations for borrowed money, and the City will not incur any material liabilities, direct or contingent, nor will there be any adverse change of a material nature in the financial position, results of operations or condition, financial or otherwise, of the City, other than (i) as contemplated by the Official Statement, or (ii) in the ordinary course of business. SECTION 3. On or before the acceptance by the City of this Purchase Agreement, the Underwriters shall receive from the City certified copies of the Bond Resolution. SECTION 4. At l0:00 a.m. (Eastern Time) on 2075, or at such earlier or later time or date as the parties hereto mutually agree upon (the "Closing"), the City will cause to be delivered to the Underwriters, at the offices of Squire Patton Boggs (US) LLP ("Bond Counsel"), in the City of Miami, Florida or at such other place upon which the parties hereto may agree, the documents mentioned in Section 5(b) of this Purchase Agreement and shall release the Series 2015 Bonds, in the form of one typewritten, fully registered bond with a CUSIP identification number thereon for each maturity of the Series 2015 Bonds, duly executed and authenticated and registered in the name of Cede & Co., as nominee for DTC, through the DTC FAST System to the Underwriters. At the Closing, the Underwriters shall evidence their acceptance of delivery of the Series 2015 Bonds and pay the purchase price of the Series 2015 Bonds as set forth in Section 1(a) of this Purchase Agreement. SECTION 5. The Underwriters have entered into this Purchase Agreement in reliance upon the representations and agreements of the City herein and the performance by the City of its obligations hereunder, both as of the date hereof and as of the date of Closing. The City's and the Undenvriters' obligations under this Purchase Agreement are and will be subject to the following further conditions: (a) at the time of Closing: (i) the Bond Resolution and the Bond Documents will be in full force and effect and will not have been amended, modified or supplemented, except as may have been agreed to in writing by the Senior Managing Underwriter; (ii) the proceeds of the sale of the Series 2015 Bonds shall be applied as described in the Official Statement; and (iii) the Commission shall have duly adopted and there shall be in full force and effect, resolutions as, in the opinion of Bond Counsel, shall be necessary in connection with the transactions contemplated hereby; (b) at or prior to the Closing, the Underwriters shall receive the following documents: (i) the opinion of Bond Counsel with respect to the Series 2015 Bonds, dated the date of Closing, substantially in the form attached to the Official 883 Statement as Appendi* _, either addressed to the Underwriters and the City or accompanied by a letter addressed to the Underwriters indicating that it may rely on said opinion as if it were addressed to them; (ii) a supplemental opinion of Bond Counsel, dated the date of the Closing and addressed to the Undenvriters to the effect that: (A) they have reviewed the statements in the Official Statement under the captions [,'INTRODUCTION", "PURPOSE OF THE SERIES 2015 BONDS", "THE SERIES 2015 BONDS" (except for information under the subheading "Book-Entry Only System"), and .'SECURITY FOR THE SERIES 2015 BONDS" (except for the information under the subheading "RESERVE ACCOUNT"),I and believe that, insofar as such statements purport to summarize certain provisions of the Series 2015 Bonds and the Bond Resolution, such statements present an accurate summary of such provisions; (B) they have reviewed the statements in the Official Statement under the caption "TAX MATTERS" and believe that such statements are accurate; and (C) the Series 2015 Bonds are exempt from the registration requirements of the Securities Act of 1933, as amended (the "1933 Act") and the Bond Resolution is exempt from qualification under the Trust Indenture Act of 1939, as amended (the "1939 Act"); (iii) the opinion of the Law Offices of Steve E. Bullock, P.A., Disclosure Counsel to the City, dated the date of Closing and either addressed to the Underwriters and the City or accompanied by a letter addressed to the Underwriters indicating that it may rely on said opinion as if it were addressed to them, in form and substance acceptable to the City and the Underwriters, (i) to the effect that nothing has come to its attention which leads it to believe that the Official Statement contains any untrue statement of a material fact or omits to state a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances under which they were made, not misleading, (ii) the Continuing Disclosure Agreement complies, in all material respects, with the requirements of Rule 15(c)2-12(b)(5), and (iii) the Series 2015 Bonds are exempt from the registration requirements of the 1933 Act and the Bond Resolution is exempt from qualification under the 1939 Act; (iv) the opinion of Raul Aguila, Esq., Counsel to the City, dated the date of Closing and addressed to the Underwriters and the City, to the effect that: (A) the Commission is the governing body of the City and the City is validly existing as a municipality under the Act, with all corporate power necessary to conduct the operations described in the Official Statement and to carry out the transactions contemplated by this Purchase Agreement; (B) the City has obtained all governmental consents, approvals and authorizations necessary for execution and delivery of the Bond Documents, for issuance of the Series 2015 Bonds and for execution and delivery of the Official Statement and consummation of the 10 884 transactions contemplated thereby and hereby; (C) the City has full legal right, power and authority to pledge and grant a lien on the Net Revenues, for the security of the Series 2015 Bonds on parity and equal status with the Parity Bonds; (D) the Commission has duly adopted the Bond Resolution and duly enacted and/or adopted the Rate Instrument and approved the form, execution, distribution and delivery of the Official Statement; (E) the Series 2015 Bonds and the Bond Documents have each been duly authorized, executed and delivered by the City and, assuming due authorization, execution and delivery thereof by the other parties thereto, if any, each constitutes a valid and binding agreement of the City, enforceable in accordance with its terms; (F) the information in the Official Statement with respect to the City (excluding financial, statistical and demographic information and information relating to DTC, as to which no opinion need be expressed) is, to the best knowledge of such counsel after due inquiry with respect thereto, correct in all material respects and does not omit any matter necessary in order to make the statements made therein regarding such matters, in light of the circumstances under which such statements are made, not misleading, and, based on its participation as counsel to the City, such counsel has no reason to believe that the Official Statement (excluding financial, statistical and demographic information (and information relating to DTC) contained as of its date or contains any untrue statement of a material fact or omitted or omits to state any material fact necessary to make the statements therein, in light of the circumstances under which they were made, not misleading; (G) except as disclosed in the Official Statement under the caption "LITIGATION," there is no action, suit, proceeding or investigation at law or in equity before or by any court, public board or body pending or, to the best of knowledge of such counsel, threatened, against or affecting the Commission or the City challenging the validity of the Series 2015 Bonds, the Bond Resolution, the Rate Instrument, the Bond Documents, or any of the transactions contemplated thereby or by the Official Statement, or challenging the existence of the City or the respective powers of the several offices of the officials of the City or the titles of the officials holding their respective offices, or challenging the City's ownership or operation of the Parking System or the pledge of the Net Revenues for the payment of the Series 2015 Bonds in the manner and to the extent provided in the Bond Resolution, nor is there any basis therefor; (H) the execution and delivery of the Bond Documents and the issuance of the Series 2015 Bonds, and compliance with the provisions thereof, under the circumstances contemplated thereby, do not and will not in any material respect conflict with or constitute on the part of the City a breach of or default under, or result in the creation of a lien on any property of the City (except as contemplated therein) pursuant to any note, mortgage, deed of trust, indenture, resolution or other agreement or instrument to which the Commission or the City is a party, or any existing 11 885 law, regulation, court order or consent decree to which the Commission or the City is subject; (v) a certificate, dated the date of Closing, signed on behalf of the City by the Mayor and the City Manager of the City, setting forth such matters as the Senior Managing Underwriter may reasonably require, including that each of the representations of the City contained in Section 2 hereof were true and accurate in all material respects on the date when made, has been true and accurate in all material respects at all times since, and continues to be true and accurate in all material respects on the date of Closing as if made on such date; and stating that to the best of their knowledge, no event affecting the City, the Series 2015 Project, the Parking System or the Series 2015 Bonds has occurred since the date of the Ofhcial Statement which should be disclosed therein for the purpose for which it is used or which is necessary to disclose therein in order to make the statements and information therein not misleading in any material respect as of the date of Closing; (vi) a customary signature certificate, dated the date of Closing, signed on behalf of the City by the City Clerk of the City; (vii) evidence satisfactory to the Senior Managing Underwriter that the requirements of Section209 of the Bond Resolution have been satisfied; (viii) letters from Moody's Investors Service, Inc. ("Moody's") and Standard & Poor's Ratings Services ("S&P") addressed to the City, to the effect that the Series 2015 Bonds have been assigned ratings of "_" and "_" with a "_ outlook," respectively, which ratings shall be in effect as of the Closing date; (ix)a customary authorization and incumbency certificate, dated the date of Closing, signed by authorized officers of the Bond Registrar; (x) copies of the Blue Sky Survey and Legal Investment Survey, if any, prepared by Counsel to the UnderwTiters, indicating the jurisdictions in which the Series 2015 Bonds may be sold in compliance with the "blue sky" or securities laws of such jurisdictions; (xi)such additional documents as may be required by the Bond Resolution to be delivered as a condition precedent to the issuance of the Series 2015 Bonds; (xii) [one executed copy of a letter from the Consulting Engineers consenting to the references to them in the Official Statement and inclusion of its Report of Consulting Engineer as Appendix _ to the Official Statementl; t2 886 (xiii) one executed copy of certificates of each of the Public Works Director and the Consulting Engineers to the effect that the information contained in the Official Statement under the caption "THE PARKING SYSTEM" is accurate and does not omit to state a material fact necessary in order to make the statements made therein, in light of the circumstances under which they were made, not misleading; (xiv) [a true and correct copy of the 2015 Reserve Account Insurance Policy; l (xv) [an opinion, dated the date of the Closing and addressed to the Issuer and the Underwriters, of counsel for the Insurer and/or a certificate or certificates of the Insurer, in such form as is mutually and reasonably acceptable to the Issuer and the Underwriters; and] such additional legal opinions, proceedings, instruments and other documents as the Senior Managing Underwriter, Underwriters' Counsel or Bond Counsel may reasonably request. All of the opinions, letters, certificates, instruments and other documents mentioned in this Purchase Agreement shall be deemed to be in compliance with the provisions of this Purchase Agreement il but only if, in the reasonable judgment of the Senior Managing Underwriter and Underwriters' Counsel, they are satisfactory in form and substance. SECTION 6. If the City shall be unable to satisS, the conditions to the Underwriters' obligations contained in this Purchase Agreement or if the Underwriters' obligations are terminated for any reason permitted by this Purchase Agreement, this Purchase Agreement shall terminate and the Underwriters and the City shall have no further obligation hereunder, except that the respective obligations of the parties hereto provided in Section 7 hereof shall continue in fulI force and effect and the City shall return the Good Faith Deposit as provided in Section 1(b). SECTION 7. (a) The following costs and expenses relating to the transaction contemplated or described in this Purchase Agreement shall be borne and paid by the City regardless of whether the transaction contemplated herein shall close: printing of Series 2015 Bonds; printing or copying of closing documents (including the Preliminary Official Statement and the Ofhcial Statement) in such reasonable quantities as the Underwriters may request; fees and disbursements of Bond Counsel; fees and disbursements of the City's Financial Advisor; any accounting fees; the Bond Registrar fees; fees of the rating agencies; and any other fees as described in Schedule A-1 hereto. The City shall pay any expenses incurred by the Underwriters on behalf of the City and its staff in connection with the marketing, issuance and delivery of the Series 2015 Bonds, including, but not limited to, meals, transportation and lodging of the City's employees and (x) 13 887 representatives; the City's obligations in regard to these expenses survive even if the underlying transaction fails to close or consummate. (b) The Underwriters will pay: (i) the fees and disbursements of Underwriters' Counsel; (ii) all advertising expenses in connection with the public offering of the Series 2015 Bonds; and (iii) the cost of preparing, printing and distributing the Blue Sky and Legal Investment Surveys, if any, and the filing fees required by the "blue sky" laws of various jurisdictions. SECTION 8. The City acknowledges and agrees that: (i) the transactions contemplated by this Purchase Agreement are arm's length, commercial transactions between the City and the Underwriters in which the Underwriters are acting solely as a principal and are not acting as a municipal advisor, financial advisor or fiduciary to the City; (ii) the Undennriters have not assumed any advisory or fiduciary responsibility to the City with respect to the transactions contemplated hereby and the discussions, undertakings and procedures leading thereto (irrespective of whether the Underwriters or their affiliates have provided other services or are currently providing other services to the City on other matters); (iii) the only obligations the Underwriters have to the City with respect to the transaction contemplated hereby expressly are set forth in this Purchase Agreement; (iv) the City has consulted its own financial and/or municipal, legal, accounting, tax, and other advisors, as applicable, to the extent it has deemed appropriate and (v) the Underwriters have financial and other interests that differ from those of the City. The primary role of the Underwriters, is to purchase the Series 2015 Bonds, for resale to investors, in an arm's-length commercial transaction between the City and the Underwriters. SECTION 9. The Underwriters shall have the right to cancel their obligations hereunder by if the Senior Managing Underwriter notifies the City in writing of their election to do so between the date hereof and the Closing if, at any time hereafter and on or prior to the Closing: (a) A committee of the House of Representatives or the Senate of the Congress of the United States shall have pending before it legislation, or a tentative decision with respect to legislation shall be reached by a committee of the House of Representatives or the Senate of the Congress of the United States of America, or legislation shall be favorably reported by such a committee or be introduced, by amendment or otherwise, in, or be passed by, the House of Representatives or the Senate, or recommended to the Congress of the United States of America for passage by the President of the United States of America, or be enacted by the Congress of the United States of America, or an announcement or a proposal for any such legislation shall be made by a member of the House of Representatives or the Senate of the Congress of the United States, or a decision by a court established under Anicle III of the Constitution of the United States of America or the Tax Court of the United States of America shall be rendered, or a ruling, regulation, or order of the Treasury Department of the United States of America or the Internal Revenue Service shall be made or proposed having the purpose or L4 888 (b) (c) effect of imposing federal income taxation, or any other event shall have occurred which results in or proposes the imposition of federal income taxation, upon revenues or other income of the general character to be derived by the City, any of its affiliates, state and local govemmental units or by any similar body or upon interest received on obligations of the general character of the Series 2015 Bonds which, in the Senior Managing Underwriter's opinion, materially and adversely affects the market price of the Series 2015 Bonds. Any legislation, ordinance, rule, or regulation shall be introduced in or be enacted by any governmental body, department, or agency of the United States or of any state, or a decision by any court of competent jurisdiction within the United States or any state shall be rendered which, in the Senior Managing Underwriter's reasonable opinion, materially adversely affects the market price of the Series 2015 Bonds. A stop order, ruling, regulation, or official statement by, or on behalf ol the SEC or any other governmental agency having jurisdiction of the subject matter shall be issued or made to the effect that the issuance, offering, or sale of obligations of the general character of the Series 2015 Bonds, or the issuance, offering, or sale of the Series 2015 Bonds, including all the underlying obligations, as contemplated hereby or by the Official Statement, is in violation or would be in violation of any provisions of the federal securities laws as amended and then in effect, including without limitation the registration provisions of the 1933 Act, or the registration provisions of the Securities Exchange Act of 1934 (the "1934 Act"), or the qualification provisions of the 1939 Act. Legislation shall be introduced by amendment or otherwise in, or be enacted by, the Congress of the United States of America, or a decision by a court of the United States of America shall be rendered to the effect that obligations of the general character of the Series 2015 Bonds, including all the underlying obligations, are not exempt from registration under or from other requirements of the 1933 Act or the 1934 Act, or with the purpose or effect of otherwise prohibiting the issuance, offering, or sale of obligations of the general character of the Series 2015 Bonds, as contemplated hereby or by the Official Statement. Any event shall have occurred, or information shall have become known, which, in the Senior Managing Underwriter's reasonable opinion, makes untrue in any material respect any representation by or certificate of the City hereunder, or any statement or information fumished to the Underwriters by the City for use in connection with the marketing of the Series 2015 Bonds or any material statement or information contained in the Official Statement as originally circulated contains an untrue statement of a material fact or omits to state a material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading; provided, however, that the City shall be granted a reasonable amount of time in which to cure any such untrue or misleading statement or information. (d) (e) 15 889 (0 (s) (h) (i) (j) (k) (l) Additional material restrictions not in force as of the date hereof shall have been imposed upon trading in securities generally by any governmental authority or by any national securities exchange. The New York Stock Exchange or any other national securities exchange, or any governmental authority, shall impose, as to Series 2015 Bonds or obligations of the general character of the Series 2015 Bonds, any material restrictions not now in force, or increase materially those now in force, with respect to the extension of credit by, or a change to the net capital requirements of, the Underwriters. A general banking moratorium or suspension or limitation of banking services shall have been established by federal, Florida or New York authorities or a major financial crisis or material disruption in commercial banking or securities settlement or clearance services shall have occurred. Any proceeding shall be pending, or to the knowledge of the Underwriters, threatened, to restrain, enjoin, or otherwise prohibit the issuance, sale, or delivery of the Series 2015 Bonds by the City or the purchase, offering, sale, or distribution of the Series 2015 Bonds by the Underwriters, or for any investigatory or other proceedings under any federal or state securities laws or the rules and regulations of the National Association of Securities Dealers, Inc. relating to the issuance, sale, or delivery of the Series 2015 Bonds by the City or the purchase, offering, sale, or distribution of the Series 2015 Bonds by the Underwriters. There shall have occurred any new outbreak or escalation of hostilities, any declaration by the United States of war or any national or intemational calamity or crisis, the effect of such outbreak, escalation, declaration, calamity or crisis being such as would cause a major disruption in the municipal bonds market and as, in the reasonable judgment of the Senior Managing Underwriter, would make it impracticable or inadvisable for the Underwriters to market the Series 2015 Bonds or to enforce contracts for the sale of the Series 2015 Bonds. Prior to Closing, any of the rating agencies which have rated the Series 2015 Bonds shall inform the City or the Undenzvriters that the Series 2015 Bonds will be rated lower than the respective rating published in the Official Statement or there shall have occurred or any notice shall have been given of any downgrading, suspension, withdrawal, or negative change of credit watch status by any national rating service to any Bonds. There shall have occurred, after the signing hereof, either a financial crisis with respect to the City or any agency or political subdivision thereof or proceedings under the bankruptcy laws of the United States or the State of Florida shall have been instituted by the City, in either case the effect of which, in the reasonable judgment of the Senior Managing Underwriter, is such as to materially and adversely affect the market price or the marketability of the Series 2015 Bonds or 16 890 the ability of the Underwriters to enforce contracts of the sale of the Series 2015 Bonds. (m) [The Insurer shall inform the City or the Underwriters that it will not deliver the 2015 Reserve Account Insurance Policy at Closing.l SECTION 10. Any notice or other communication to be given under this Purchase Agreement may be given by delivering the same in writing as follows: To the City at: City of Miami Beach, Florida 1700 Convention Center Drive Miami Beach, FL 33139 Attention: John Woodruff, Interim Chief Financial Officer To the Underwriters (as the Senior Managing Underwriter, the representative on behalf of the Underwriters) at: J.P. Morgan Securities LLC 1450 Brickell Avenue, 33'd Floor Miami, Florida 33131 Attention: T.J. Whitehouse SECTION 11. This Purchase Agreement is made solely for the benefit of the City and the Underwriters (including the successors or assigns of the Underwriters), and no other person, partnership, association or corporation shall acquire or have any right hereunder or by virtue hereof. SECTION 12. All the representations, warranties and agreements of the Underwriters and the City in this Purchase Agreement shall remain operative and in full force and effect and shall survive delivery of and payment for the Series 2015 Bonds hereunder regardless of any investigation made by or on behalf of the Underwriters. SECTION 13. This Purchase Agreement shall be governed by and construed in accordance with the Iaws of the State of Florida. SBCTION 14. This Purchase Agreement may be executed in any number of counterparts, each of which shall be deemed an original, but all of which together shall constitute one and the same 17 891 agreement; such counterparts may be delivered by facsimile transmission. [Signature Page to Follow] 18 892 If the foregoing is acceptable to you, please sign below and this Purchase Agreement will become a binding agreement between the City and the Underwriters. Very Truly Yours, J.P. MORGAN SECURITIES LLC, on behalf of itself and SUNTRUST ROBINSON HUMPHREY, AND ESTRADA HINOJOSA & COMPANY,INC. By: Name: Title: Accepted and confirmed as of the date first above written: CITY OF FLORIDA By: MIAMI BEACH, Name: Philip Levine Title: Mayor APPROVED ASTO rONU & TANGUAGE &FORE(EOLmOT{ -.Q-OrtF t9 893 EXHIBIT A (Disclosure and Truth-in-Bonding Statement) CITY OF MIAMI BEACH, FLORIDA Parking Revenue Bonds Series 2015 ,2015 Mayor and City Commission City of Miami Beach, Florida 1700 Convention Center Drive Miami Beach, Florida 33139 Ladies and Gentlemen: In connection with the proposed execution and delivery of the $City of Miami Beach, Florida Parking Revenue Bonds, Series 2015 (the "Series 2015 Bonds"), J.P. Morgan Securities LLC (the "Senior Managing Underwriter"), acting on behalf of itself and SunTrust Robinson Humphrey, and Estrada Hinojosa & Company, Inc. (collectively, with the Senior Managing Underwriter, the "Underwriters"), has agreed to underwrite a public offering of the Series 2015 Bonds. Arrangements for underwriting the Series 2015 Bonds will include a Bond Purchase Agreement between the City of Miami Beach, Florida (the "City") and the Underwriters which will embody the negotiations in respect thereof (the "Purchase Agreement"). The purpose of this letter is to fumish, pursuant to the provisions of Section 218.385, Florida Statutes, as amended, certain information in respect of the arrangements contemplated for the underwriting of the Series 2015 Bonds as follows: (a) The nature and estimated amounts of expenses to be incurred by the Underwriters in connection with the purchase and reoffering of the Series 2015 Bonds are set forth in schedule A-l attached hereto. No person has entered into an understanding with the Underwriters or, to the knowledge of the Underwriters, with the City for any paid or promised compensation or valuable consideration, directly or indirectly, expressly or implied, to act solely as an intermediary between the City and the Underwriters or to exercise or attempt to exercise any influence to effect any transaction in connection with the purchase of the Series 2015 Bonds by the Underwriters. (c)The total underwriting spread is $($ (d) The Management Fee is $_ ($_/$1,000 of Bonds). (b) Exhibit A-1 /$1,000 of Bonds). 894 (0 (e) The Underwriters' Expenses are $($/$1,000 of Bonds). No other fee, bonus or other compensation has been or will be paid by the Underwriters in connection with the issuance of the Series 2015 Bonds to any person not regularly employed or retained by the Undenvriters, except Underwriters' Counsel, Bryant Miller Olive P.A., as shown on Schedule A-1 hereto, including any "finder" as defined in Section 218.386(1)(a), Florida Statutes, as amended. The names and addresses of the Underwriters are: J.P. Morgan Securities LLC 1450 Brickell Ave, 33rd Floor Miami, Florida 33131 Attn: T.J. Whitehouse SunTrust Robinson Humphrey 3333 Peachtree Road, I lth Floor Atlanta, Georgia 30326 Attn: Doug McCuean Estrada Hinojosa & Company, Inc. 2937 SW 27th Avenue, Suite 2008 Miami, Florida 33131 Attn: Lourdes Reyes Abadin TheCityisproposingtoissue$-principalamountoftheSeries2015 Bonds, as described in the Official Statement dated , 2015 relating to the Series 2015 Bonds (the "Official Statement"). These obligations are expected to be repaid over a period of approximately _ years. At a true (g) (h) interest cost rate of Bonds will be $ Yo,total interest paid over the life of the Series 2015 . Proceeds of the Series 2015 Bonds will provide funds, together with other available funds, to (i) pay the costs of certain improvements to the City's Parking System, (ii) [fund required reserves, and (iii)l pay costs of issuance of the Series 2015 Bonds. (i) The anticipated source of repayment or security for the Series 2015 Bonds is the Net Revenues (as defined in the Bond Resolution, which in turn is defined in the Purchase Agreement). Authorizing these obligations will result in an annual amount of approximately $(total debt service divided by _ years) of the aforementioned funds not being available each year to finance the other services of the City over a period of approximately _ years, with respect to the Series 2015 Bonds. fRemainder of page intentionally left blank] Exhibit A-2 895 We understand that you do not require any further disclosure from the Underwriters pursuant to Section 218.385, Florida Statutes, as amended. Very Truly Yours, J.P. MORGAN SECURITIES LLC, on behalf of itself and SUNTRUST ROBINSON HUMPHREY, AND ESTRADA HINOJOSA & COMPANY, INC. By: Name: Title: Exhibit A-3 896 SCHEDULE "A.l" DETAILED BREAKDOWN OF UNDERWRITERS' DISCOUNT CITY OF MIAMI BEACH, FLORIDA Parking Revenue Bonds Series 2015 Spread Breakdown Underwriter/Takedown: Expenses: Total Expense Breakdown Total $/$1.000 Amount $ $/$1.000 Amount 59 IOO loo987 622.DOCv5Schedule A-1 897 EXHIBIT B q_ CITY OF MIAMI BEACH, FLORIDA Parking Revenue Bonds Series 2015 MATURITIES, PRINCIPAL AMOUNTS, INTEREST RATES, YIELDS AND PRICES $ Serial Bonds Maturity Principal (September 1) Amount Interest Rate Yield Price Yo Term Bond Due September 1, _t Yield _Yq Pnce _oh o/o Term Bond Due September 1, _; Yield o/o; Prrce Yo [Insert Redemption Provisions] MIA 184733517v1 Exhibit B-1 898 of DISCLOSURE DISSEMINATION AGENT AGREEMENT This Disclosure Dissemination Agent Agreement (the "Disclosure Agreement"), dated as , 2015, is executed and delivered by the City of Miami Beach, Florida (the "Issuer") and Digital Assurance Certification, L.L.C., as exclusive Disclosure Dissemination Agent (the "Disclosure Dissemination Agent" or "DAC") for the benefit of the Holders (hereinafter defined) of the Bonds (hereinafter defined) and in order to provide certain continuing disclosure with respect to the Bonds in accordance with Rule 15c2-12 of the United States Securities and Exchange Commission under the Securities Exchange Act of 1934, as the same may be amended from time to time (the "Rule"). The services provided under this Disclosure Agreement solely relate to the execution of instructions received from the Issuer through use ofthe DAC system and do not constitute "advice" within the meaning of the Dodd-Frank Wall Street Reform and Consumer Protection Act (the "Act"). DAC will not provide any advice or recommendation to the Issuer or anyone on the Issuer's behalf regarding the "issuance of municipal securities" or any "municipal financial product" as defined in the Act and nothing in this Disclosure Agreement shall be interpreted to the contrary. SECTION 1. Definitions. Capitalized terms not otherwise defined in this Disclosure Agreement shall have the meaning assigned in the Rule or, to the extent not in conflict with the Rule, in the Official Statement (hereinafter defined). The capitalized terms shall have the following meanings: "Annual Filing Date" means the date, set in Sections 2(a) and 2(D,by which the Annual Report is to be filed with the MSRB. "Annual Financial Information" means annual financial information as such term is used in paragraph (b)(5)(i) of the Rule and specified in Section 3(a) of this Disclosure Agreement. "Annual Report" means an Annual Report described in and consistent with Section 3 of this Disclosure Agreement. "Audited Financial Statements" means the financial statements (if any) of the Issuer for the prior Fiscal Year, certified by an independent auditor as prepared in accordance with generally accepted accounting principles or otherwise, as such term is used in paragraph (bxs)(i) of the Rule and specified in Section 3(b) of this Disclosure Agreement. "Bonds" means the bonds as listed on the attached Exhibit A, with the 9-digit CUSIP numbers relating thereto. "Certification" means a written certification of compliance signed by the Disclosure Representative stating that the Annual Report, Audited Financial Statements, Voluntary Report, Notice Event notice or Failure to File Event notice delivered to the Disclosure Dissemination Agent is the Annual Report, Audited Financial Statements, Voluntary Report, Notice Event notice or Failure to File Event notice required to be submitted to the MSRB under this Disclosure Agreement. A Certification shall accompany each such document submitted to the Disclosure Dissemination Agent by the Issuer and include the full name of the Bonds and the g-digit CUSIP numbers for all Bonds to which the document applies. 344305450t2tAMERtCAS 899 "Disclosure Dissemination Agent" means Digital Assurance Certification, L.L.C, acting in its capacity as Disclosure Dissemination Agent hereunder, or any successor Disclosure Dissemination Agent designated in writing by the Issuer pursuant to Section t hereof. "Disclosure Representative" means the Chief Financial Officer of the Issuer or his or her designee, or such other person as the Issuer shall designate in writing to the Disclosure Dissemination Agent from time to time as the person responsible for providing Information to the Disclosure Dissemination Agent. "Failure to File Event" means the Issuer's failure to file an Annual Report on or before the Annual Filing Date. "Force Majeure Event" means: (i) acts of God, war, or terrorist action; (ii) failure or shut- down of the Electronic Municipal Market Access system maintained by the MSRB; or (iii) to the extent beyond the Disclosure Dissemination Agent's reasonable control, intemrptions in telecommunications or utilities services, failure, malfunction or eror of any telecommunications, computer or other electrical, mechanical or technological application, service or system, computer virus, intemrptions in Intemet service or telephone service (including due to a virus, electrical delivery problem or similar occuffence) that affect Internet users generally, or in the local area in which the Disclosure Dissemination Agent or the MSRB is located, or acts of any goveflrment, regulatory or any other competent authority the effect of which is to prohibit the Disclosure Dissemination Agent from perforrnance of its obligations under this Disclosure Agreement. "Holder" means any person (a) having the power, directly or indirectly, to vote or consent with respect to, or to dispose of ownership of, any Bonds (including persons holding Bonds through nominees, depositories or other intermediaries) or (b) treated as the owner of any Bonds for federal income tax purposes. "Information" means the Annual Financial Information, the Audited Financial Statements (if any), the Notice Event notices, the Failure to File Event notices and the Voluntary Reports. "MSRB" means the Municipal Securities Rulemaking Board established pursuant to Section 15B(bXl) of the Securities Exchange Act of 1934. "Notice Event" means any of the events enumerated in paragraph (bX5Xi)(C) of the Rule and listed in Section 4(a) of this Disclosure Agreement. "Obligated Person" means any person, including the Issuer, who is either generally or through an enterprise, fund, or account of such person committed by contract or other arrangement to support payment of all, or part of the obligations on the Bonds (other than providers of municipal bond insurance, letters of credit, or other liquidity facilities). "Official Statement" means that Official Statement prepared by the Issuer in connection with the Bonds. "Voluntary Report" means the information provided to the Disclosure Dissemination Agent by the Issuer pursuant to Section 7. 344305450t2lAMERtCAS 900 SECTION 2. Provision of Annual Reports. (a) The Issuer shall provide, annually, an electronic copy of the Annual Report and Certification to the Disclosure Dissemination Agent, not later than 30 days prior to the Annual Filing Date. Promptly upon receipt of an electronic copy of the Annual Report and the Certification, the Disclosure Dissemination Agent shall provide an Annual Report to the MSRB not later than two hundred forty (240) days after the end of each Fiscal Year, commencing with the Fiscal Year ended S eptember 30 , 2015 . Such date and each anniversary thereof is the Annual Filing Date. The Annual Report may be submitted as a single document or as separate documents comprising a package, and may cross-reference other information as provided in Section 3 of this Disclosure Agreement. (b) If on the fifteenth (15th) day prior to the Annual Filing Date, the Disclosure Dissemination Agent has not received a copy of the Annual Report and Certification, the Disclosure Dissemination Agent shall contact the Disclosure Representative by telephone and in writing (which may be by e-mail) to remind the Issuer of its undertaking to provide the Annual Report pursuant to Section 2(a). Upon such reminder, the Disclosure Representative shall either (i) provide the Disclosure Dissemination Agent with an electronic copy of the Annual Report and the Certification no later than two (2) business days prior to the Annual Filing Date, or (ii) instruct the Disclosure Dissemination Agent in writing that the Issuer will not be able to file the Annual Report within the time required under this Disclosure Agreement, state the date by which the Annual Report for such year will be provided and instruct the Disclosure Dissemination Agent that aFailure to File Event has occurred and to immediately send a notice to the MSRB in substantially the form attached as Exhibit B. (c) If the Disclosure Dissemination Agent has not received an Annual Report and Certification by 10:00 a.m. Eastern Time on the Annual Filing Date (or, if such Annual Filing Date falls on a Saturday, Sunday or holiday, then the first business day thereafter) for the Annual Report, a Failure to File Event shall have occurred and the Issuer irrevocably directs the Disclosure Dissemination Agent to immediately send a notice to the MSRB in substantially the form attached as Exhibit B, without reference to the anticipated filing date for the Annual Report. (d) If Audited Financial Statements of the Issuer are prepared but not available prior to the Annual Filing Date, the Issuer may provide an electronic copy of its unaudited financial statements to the Disclosure Dissemination Agent and shall, when the Audited Financial Statements are available, provide in a timely manner an electronic copy of the Audited Financial Statements to the Disclosure Dissemination Agent, accompanied by a Certification, in each case for filing with the MSRB. (e) The Disclosure Dissemination Agent shall: (i) verify the filing specifications of the MSRB each year prior to the Annual Filing Date; (ii) upon receipt, promptly file each Annual Report received under Sections 2(a) and 2(b) with the MSRB; 34430545012lAMERtCAS 901 (iii) upon receipt, promptly file each of the unaudited financial statements and each of the Audited Financial Statements received under Section 2(d) with the MSRB; (iv) upon receipt, promptly file the text of each Notice Event received under Sections 4(a) and 4(bxii) with the MSRB, identiffing the Notice Event as instructed by the Issuer pursuant to Section 4(a) or 4(b)(ii) (being any of the categories set forth below) when filing pursuant to the Section of this Disclosure Agreement indicated: 1. "Principal and interest payment delinquencies," pursuant to Sections 4(c) and a(aX1); 2. 'Non-Payment related defaults, if material," pursuant to Sections 4(c) and a@)Q); 3. "Unscheduled draws on debt service reserves reflecting financial difficulties," pursuant to Sections 4(c) and a(aX3); 4. "Unscheduled draws on credit enhancements reflecting financial difficulties," pursuant to Sections 4(c) and a@)(9; 5. "substitution of credit or liquidity providers, or their failure to perform," pursuant to Sections 4(c) and a(a)(5); 6. "Adverse tax opinions, the issuance by the Internal Revenue Service of proposed or final determinations of taxability, Notices of Proposed Issue (IRS Form 5701-TEB) or other material notices or determinations with respect to the tax status of the security, or other material events affecting the tax status of the security," pursuant to Sections 4(c) and a@)6); 7. "Modifications to rights of securities holders, if material," pursuant to Sections 4(c) and a@)0); 8. "Bond calls, if material, and tender offers" pursuant to Sections 4(c) and a(aX8); 9. "Defeasances," pursuant to Sections 4(c) and a(ax9); 10. "Release, substitution, or sale of property securing repayment of the securities, if material," pursuant to Sections 4(c) and 4(a)(10); 11. "Rating changes," pursuant to Sections 4(c) and a(a)(l1); 12. "Bankruptcy, insolvency, receivership or similar event of the obligated person," pursuant to Sections 4(c) and a@)02); 13. "The consummation of a merger, consolidation, or acquisition involving an obligated person or the sale of all or substantially all of the assets of the obligated person, other than in the ordinary course of business, the entry into a definitive agreement to undertake such an action or the termination of a definitive 34430545012lAMERlCAS 902 agreement relating to any such actions, other than pursuant to its terms, if material," pursuant to Sections 4(c) and a(a)(l3); and 14. "Appointment of a successor or additional trustee or the change of name of a trustee, if material," pursuant to Sections 4(c) and 4(a)(14). (v) upon receipt (or irrevocable direction pursuant to Section 2(c) of this Disclosure Agreement, as applicable), promptly file a completed copy of Exhibit B to this Disclosure Agreement with the MSRB, identifying the filing as "Failure to provide annual information as required" when filing pursuant to Section 2(b)(ii) or Section 2(c) of this Disclosure Agreement; (vi) upon receipt, promptly file the text of each Voluntary Report received under Section 7 with the MSRB. (vii) provide the Issuer evidence of the filings of each of the above when made, which shall be by means of the DAC system, for so long as DAC is the Disclosure Dissemination Agent under this Disclosure Agreement. (0 The Issuer may adjust the Annual Filing Date upon change of its Fiscal Year by providing written notice of such change and the new Annual Filing Date to the Disclosure Dissemination Agent and the MSRB, provided that the period between the existing Annual Filing Date and new Annual Filing Date shall not exceed one year. (g) Any Information received by the Disclosure Dissemination Agent before 10:00 a.m. Eastern time on any business day that it is required to file with the MSRB pursuant to the terms of this Disclosure Agreement and that is accompanied by a Certification and all other information required by the terms of this Disclosure Agreement will be filed by the Disclosure Dissemination Agent with the MSRB no later than 1 1:59 p.m. Eastem time on the same business day; provided, however, the Disclosure Dissemination Agent shall have no liability for any delay in filing with the MSRB if such delay is caused by a Force Majeure Event, provided that the Disclosure Dissemination Agent uses reasonable efforts to make any such filing as soon as possible. SECTION 3. Content of Annual Reports. (a) Each Annual Report shall contain the following Annual Financial Information with respect to the Parking System for the prior Fiscal Year: Number of parking spaces, parking rates, Revenues, Current Expenses, Net Revenues, Principal and Interest Requirements, debt service coverage ratio, incurrence of additional Parking System debt, major expansion of the Parking System and changes in the senior management of the Parking System. (b) Audited Financial Statements prepared in accordance with generally accepted accounting principles ("GAAP") will be included in the Annual Report, but may be provided in accordance with Section 2(d). 344305450t2lAMERrCAS 903 Any or all of the items listed above may be included by specific reference to other documents, including official statements of debt issues with respect to which the Issuer is an Obligated Person, which have been previously filed with the Securities and Exchange Commission or available to the public on the MSRB Internet Website. If the document incorporated by reference is a final official statement, it must be available from the MSRB. The Issuer will clearly identiff each such document so incorporated by reference. Any Annual Financial Information containing modified operating data or financial information is required to explain, in narrative form, the reasons for the modification and the impact of the change in the type of operating data or financial information being provided. SECTION 4. Reporting of Notice Events. (a) The occurrence of any of the following events with respect to the Bonds constitutes a Notice Event: 1. Principal and interest payment delinquencies; 2. Non-payment related defaults, if material; 3. Unscheduled draws on debt service reserves reflecting financial difficulties; 4. Unscheduled draws on credit enhancements relating to the Bonds reflecting financial diffi culties; 5. Substitution of credit or liquidity providers, or their failure to perform; 6. Adverse tax opinions, the issuance by the Internal Revenue Service of proposed or final determinations of taxability, Notices of Proposed Issue (IRS Form 5701-TEB) or other material notices or determinations with respect to the tax status of the security, or other material events affecting the tax status of the Bonds; 7. Modifications to rights of Bond holders, if material; 8. Bond calls, if material, and tender offers; 9. Defeasances; 10. Release, substitution, or sale of property securing repayrnent of the Bonds, if material; 11. Rating changes on the Bonds; 12. Bankruptcy, insolvency, receivership or similar event of the Obligated Person; Note: for the purposes ofthe event identified in this subsection 4(a)(12), the event is considered to occur when any of the following occur: the appointment of a receiver, fiscal agent or similar fficer for an Obligated Person in a proceeding under the U.S. Banhuptcy Code or in any other proceeding under state 34430545012lAMERlCAS 904 or federal law in which a court or governmental authority ltas assumed jurisdiction over substctntially all of the assets or business of the Obligated Person, or if such jurisdiction has been assumed by leaving the existing governmental body and fficials or fficers in possession but subject to the superttision and orders of a court or governmental authority, or the entry of an order conJirming a plan of reorganization, qrrangement or liquidation by a court or governmental authority having supertision or jurisdiction over substantially all of the assets or business of the Obligated Person. 13. The consummation of a merger, consolidation, or acquisition involving an Obligated Person or the sale of all or substantially all of the assets of the Obligated Person, other than in the ordinary course of business, the entry into a definitive agreement to undertake such an action or the termination of a definitive agreement relating to any such actions, other than pursuant to its terms, if material; and 14. Appointment of a successor or additional trustee or the change of name of a trustee, if material. The Issuer shall, in a timely manner not in excess of ten (10) business days after its occurrence, notify the Disclosure Dissemination Agent in writing of the occurrence of a Notice Event. Such notice shall instruct the Disclosure Dissemination Agent to report the occurrence pursuant to subsection (c) and shall be accompanied by a Certification. Such notice or Certification shall identify the Notice Event that has occured (which shall be any of the categories set forth in Section 2(e)(iv) of this Disclosure Agreement), include the text of the disclosure that the Issuer desires to make, contain the written authorization of the Issuer for the Disclosure Dissemination Agent to disseminate such information, and identify the date the Issuer desires for the Disclosure Dissemination Agent to disseminate the information (provided that such date is not later than the tenth (1Oth) business day after the occurrence of the Notice Event). (b) The Disclosure Dissemination Agent is under no obligation to notiff the Issuer or the Disclosure Representative of an event that may constitute a Notice Event. In the event the Disclosure Dissemination Agent so notifies the Disclosure Representative, the Disclosure Representative will within two business days of receipt of such notice (but in any event not later than the tenth (10th) business day after the occurrence of the Notice Event, if the Issuer determines that a Notice Event has occurred), instruct the Disclosure Dissemination Agent that (i) a Notice Event has not occurred and no filing is to be made or (ii) a Notice Event has occurred and the Disclosure Dissemination Agent is to report the occurrence pursuant to Section 4(c), together with a Certification. Such notice or Certification shall identify the Notice Event that has occurred (which shall be any of the categories set forth in Section 2(e)(iv) of this Disclosure Agreement), include the text of the disclosure that the Issuer desires to make, contain the written authorization of the Issuer for the Disclosure Dissemination Agent to disseminate such information, and identiff the date the Issuer desires for the Disclosure Dissemination Agent to disseminate the information (provided that such date is not later than the tenth (10th) business day after the occurrence of the Notice Event). (c) If the Disclosure Dissemination Agent has been instructed by the Issuer as prescribed in subsection (a) or (b)(ii) of this Section 4 to report the occurrence of a Notice Event, the Disclosure Dissemination Agent shall promptly file a notice of such occulrence with the MSRB in accordance with Section 2(e)(iv) hereof. 344305450/2/AMERTCAS 905 SECTION 5. CUSIP Numbers. Whenever providing information to the Disclosure Dissemination Agent, including but not limited to Annual Reports, documents incorporated by reference to the Annual Reports, Audited Financial Statements, notices of Notice Events, Failure to File Events and Voluntary Reports filed pursuant to Section 7(a), the Issuer shall indicate the full name of the Bonds and the 9-digit CUSIP numbers for the Bonds as to which the provided information relates. SECTION 6. Additional Disclosure Obligations. The Issuer acknowledges and understands that other state and federal laws, including but not limited to the Securities Act of 1933 and Rule 10b-5 promulgated under the Securities Exchange Act of 1934, may apply to the Issuer, and that the failure of the Disclosure Dissemination Agent to so advise the Issuer shall not constitute a breach by the Disclosure Dissemination Agent of any of its duties and responsibilities under this Disclosure Agreement. The Issuer acknowledges and understands that the duties of the Disclosure Dissemination Agent relate exclusively to execution of the mechanical tasks of disseminating information as described in this Disclosure Agreement. SECTION 7. Voluntary Reports. (a) The Issuer may instruct the Disclosure Dissemination Agent to file information with the MSRB, from time to time pursuant to a Certification of the Disclosure Representative accompanying such information (a "Voluntary Report"). (b) Nothing in this Disclosure Agreement shall be deemed to prevent the Issuer from disseminating any other information through the Disclosure Dissemination Agent using the means of dissemination set forth in this Disclosure Agreement or including any other information in any Annual Report, Audited Financial Statements, Voluntary Report, Notice Event notice or Failure to File Event notice, in addition to that required by this Disclosure Agreement. If the Issuer chooses to include any information in any Annual Report, Audited Financial Statements, Voluntary Report, Notice Event notice, or Failure to File Event notice in addition to that which is specifically required by this Disclosure Agreement, the Issuer shall have no obligation under this Disclosure Agreement to update such information or include it in any future Annual Report, Audited Financial Statements, Voluntary Report, Notice Event notice or Failure to File Event notice. SECTION 8. Termination of Reportine Obligation. The obligations of the Issuer and the Disclosure Dissemination Agent under this Disclosure Agreement shall terminate with respect to the Bonds upon the legal defeasance, prior redemption or payment in full of all of the Bonds, when the Issuer is no longer an Obligated Person with respect to the Bonds, or upon delivery by the Disclosure Representative to the Disclosure Dissemination Agent of an opinion of nationally recognized bond counsel to the effect that continuing disclosure is no longer required. SECTION 9. Disclosure Dissemination Agent. The Issuer has appointed Digital Assurance Certification, L.L.C. as exclusive Disclosure Dissemination Agent under this Disclosure Agreement. The Issuer may, upon thirty days written notice to the Disclosure Dissemination Agent, replace or appoint a successor Disclosure Dissemination Agent. Upon 344305450t2lAMERrCAS 906 termination of DAC's services as Disclosure Dissemination Agent, whether by notice of the Issuer or DAC, the Issuer agrees to appoint a successor Disclosure Dissemination Agent or, alternately, agrees to assume all responsibilities of Disclosure Dissemination Agent under this Disclosure Agreement for the benefit of the Holders of the Bonds. Notwithstanding any replacement or appointment of a successor, the Issuer shall remain liable until payment in full for any and all sums owed and payable to the Disclosure Dissemination Agent. The Disclosure Dissemination Agent may resign at any time by providing thirty days' prior written notice to the Issuer. SECTION 10. Remedies in Event of Default. In the event of a failure of the Issuer or the Disclosure Dissemination Agent to comply with any provision of this Disclosure Agreement, the Holders' rights to enforce the provisions of this Disclosure Agreement shall be limited solely to a right, by action in mandamus or for specific performance, to compel performance of the parties' obligation under this Disclosure Agreement. Any failure by a party to perform in accordance with this Disclosure Agreement shall not constitute a default on the Bonds or under any other document relating to the Bonds, including the Bond Resolution, and all rights and remedies shall be limited to those expressly stated herein. SECTION 11. Duties. Immunities and Liabilities of Disclosure Dissemination Agent. (a) The Disclosure Dissemination Agent shall have only such duties as are specifically set forth in this Disclosure Agreement. The Disclosure Dissemination Agent's obligation to deliver the information at the times and with the contents described herein shall be limited to the extent the Issuer has provided such information to the Disclosure Dissemination Agent as required by this Disclosure Agreement. The Disclosure Dissemination Agent shall have no duty with respect to the content of any disclosures or notice made pursuant to the terms hereof. The Disclosure Dissemination Agent shall have no duty or obligation to review or verify any Information or any other information, disclosures or notices provided to it by the Issuer and shall not be deemed to be acting in any fiduciary capacity for the Issuer, the Holders of the Bonds or any other party. The Disclosure Dissemination Agent shall have no responsibility for the Issuer's failure to report to the Disclosure Dissemination Agent a Notice Event or a duty to determine the materiality thereof. The Disclosure Dissemination Agent shall have no duty to determine, or liability for failing to determine, whether the Issuer has complied with this Disclosure Agreement. The Disclosure Dissemination Agent may conclusively rely upon certifications of the Issuer at all times. The obligations of the Issuer under this Section shall survive resignation or removal of the Disclosure Dissemination Agent and defeasance, redemption or payment of the Bonds. (b) The Disclosure Dissemination Agent may, from time to time, consult with legal counsel (either in-house or external) of its own choosing in the event of any disagreement or controversy, or question or doubt as to the construction of any of the provisions hereof or its respective duties hereunder, and shall not incur any liability and shall be fully protected in acting in good faith upon the advice of such legal counsel. The reasonable fees and expenses of such counsel shall be payable by the Issuer. 344305450/2/AMERICAS 907 (c) All documents, reports, notices, statements, information and other materials provided to the MSRB under this Disclosure Agreement shall be provided in an electronic format and accompanied by identifying information as prescribed by the MSRB. SECTION 12. Amendment: Waiver. Notwithstanding any other provision of this Disclosure Agreement, the Issuer and the Disclosure Dissemination Agent may amend this Disclosure Agreement and any provision of this Disclosure Agreement may be waived, if such amendment or waiver is supported by an opinion of counsel expert in federal securities laws acceptable to both the Issuer and the Disclosure Dissemination Agent to the effect that such amendment or waiver does not materially impair the interests of Holders of the Bonds and would not, in and of itself, cause the undertakings herein to violate the Rule if such amendment or waiver had been effective on the date hereof but taking into account any subsequent change in or official interpretation of the Rule; provided neither the Issuer or the Disclosure Dissemination Agent shall be obligated to agree to any amendment modiffing their respective duties or obligations without their consent thereto. Notwithstanding the preceding paragraph, the Disclosure Dissemination Agent shall have the right to adopt amendments to this Disclosure Agreement necessary to comply with modifications to and interpretations of the provisions of the Rule as announced by the Securities and Exchange Commission from time to time by giving not less than 20 days written notice of the intent to do so together with a copy of the proposed amendment to the Issuer. No such amendment shall become effective if the Issuer shall, within 10 days following the giving of such notice, send a notice to the Disclosure Dissemination Agent in writing that it objects to such amendment. SECTION 13. Sources of Payments: No Personal Liability. Notwithstanding anything to the contrary contained in this Disclosure Agreement, the Issuer shall be required to use only Revenues to pay any costs and expenses to be incurred in the performance of this Disclosure Agreement by it, and the performance of its obligations hereunder shall be subject to the availability of Revenues for that pulpose; provided, that any such costs and expenses shall constitute Current Expenses under the Bond Resolution. This Disclosure Agreement does not and shall not constitute a general obligation of the Issuer. No eovenant, stipulation, obligation or agreonent of the Issuer contained in this Disclosure Agreernent shall be deemed to be a covenant, stipulation, obligation or agreement of any present or future officer, agent or employee of the Issuer in other than that person's official capacity. SECTION 14. Beneficiaries. This Disclosure Agreement shall inure solely to the benefit of the Issuer, the Disclosure Dissemination Agent, the Underwriters, and the Holders from time to time of the Bonds, and shall create no rights in any other person or entity. SECTION 15. Governing Law. This Disclosure Agreement shall be governed by the laws of the State of Florida. SECTION 16. Counterparts. This Disclosure Agreement may be executed in several counterparts, each of which shall be an original and all of which shall constitute but one and the same instrument. 9 344305450t2tAMERtCAS 908 The Disclosure Dissemination Agent Agreement to be executed, on the date first authorized. and the Issuer have written above, by their caused this Disclosure respective officers duly DIGITAL AS SURANCE CERTIFICATION, L.L.C' as Disclosure Dissemination Agent By: Name: Title: CITY OF MIAMI BEACH, FLORIDA, as Issuer By: John Woodruff Interim Chief Financial Officer APPRO\GDAS TO FOHM & LANGUAGE & FOR EGCUTION Maba,lv -Effi'y aAf Dato 344305450/2/AMERICAS 10 909 a EXHIBIT A NAME AND CUSIP NUMBERS OF BONDS Name of Issuer: City of Miami Beach, Florida Obligated Person: City of Miami Beach, Florida Name of Bond Issue: Parking Revenue Bonds, Series 2015 Date of Issuance: Date of Official Statement: CUSIP Numbers: 20t5 20t5 A-1 344305450/2/AMERtCAS 910 EXHIBIT B NOTICE TO MSRB OF FAILURE TO FILE ANNUAL REPORT Issuer: City of Miami Beach, Florida Obligated Person: City of Miami Beach, Florida Name of Bond Issue: Parking Revenue Bonds, Series 2015 Date of Issuance:,2015 NOTICE IS HEREBY GIVEN that the Issuer has not provided an Annual Report with respect to the above-named Bonds as required by the Disclosure Dissemination Agent Agreement, dated as of , 2075, between the Issuer and Digital Assurance Certification, L.L.C., as Disclosure Dissemination Agent. 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