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HomeMy WebLinkAbout2005-25951 ResoRESOLUTION NO. 2005-25951 A RESOLUTION OF THE MAYOR AND CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA, AUTHORIZING THE ISSUANCE OF NOT TO EXCEED $60,000,000 IN AGGREGATE PRINCIPAL AMOUNT OF CITY OF MIAMI BEACH, FLORIDA TAXABLE SPECIAL OBLIGATION REFUNDING BONDS (PENSION FUNDING PROJECT), SERIES 2005, FOR THE PRINCIPAL PURPOSES OF, TOGETHER WITH OTHER AVAILABLE MONEYS: (i) REFUNDING CERTAIN OUTSTANDING CITY OF MIAMI BEACH, FLORIDA TAXABLE SPECIAL OBLIGATION BONDS (PENSION FUNDING PROJECT), SERIES 1994, AND (ii) MAKING ANY REQUIRED TERMINATION PAYMENT WITH RESPECT TO A HEDGE AGREEMENT; PROVIDING FOR THE RIGHTS AND SECURITY OF ALL HOLDERS OF BONDS ISSUED PURSUANT TO THIS RESOLUTION; PROVIDING CERTAIN DETAILS OF THE BONDS; DELEGATING OTHER DETAILS AND MATTERS IN CONNECTION WITH THE ISSUANCE OF THE BONDS, THE REFUNDING OF THE PRIOR BONDS TO BE REFUNDED AND THE HEDGE AGREEMENT TO THE MAYOR, WITHIN THE LIMITATIONS AND RESTRICTIONS STATED HEREIN; APPOINTING A BOND REGISTRAR; AUTHORIZING A BOOK-ENTRY REGISTRATION SYSTEM FOR THE BONDS; AUTHORIZING THE NEGOTIATED SALE AND AWARD BY THE MAYOR OF THE BONDS TO THE UNDERWRITERS, WITHIN THE LIMITATIONS AND RESTRICTIONS STATED HEREIN; APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION AND DELIVERY OF A BOND PURCHASE AGREEMENT; APPROVING THE FORM OF AND DISTRIBUTION OF A PRELIMINARY OFFICIAL STATEMENT AND OFFICIAL STATEMENT AND AUTHORIZING THE EXECUTION AND DELIVERY OF THE OFFICIAL STATEMENT; COVENANTING TO PROVIDE CONTINUING DISCLOSURE IN CONNECTION WITH THE BONDS IN ACCORDANCE WITH SECURITIES AND EXCHANGE COMMISSION RULE 15c2-12 AND AUTHORIZING THE EXECUTION AND DELIVERY OF A COMMITMENT WITH RESPECT THERETO; AUTHORIZING THE REFUNDING, DEFEASANCE AND REDEMPTION OF THE BONDS TO BE REFUNDED; APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION AND DELIVERY OF AN ESCROW DEPOSIT AGREEMENT AND APPOINTING AN ESCROW AGENT; APPROVING THE FORM OF AND, IF NECESSARY, AUTHORIZING THE EXECUTION AND DELIVERY OF AN AUCTION AGENT AGREEMENT AND THE APPOINTMENT OF AN AUCTION AGENT; CREATING CERTAIN FUNDS AND ACCOUNTS AND PROVIDING FOR THE APPLICATION OF THE PROCEEDS OF THE BONDS; PROVIDING FOR A BOND INSURANCE POLICY FOR THE BONDS; PROVIDING FOR THE DEPOSIT OF A RESERVE ACCOUNT INSURANCE POLICY TO THE CREDIT OF THE DEBT SERVICE RESERVE ACCOUNT AND APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION AND DELIVERY OF A GUARANTY AGREEMENT WITH Miami/16317.4 THE PROVIDER THEREOF; PROVIDING COVENANTS FOR THE PROVIDER OF SUCH CREDIT FACILITY AND RESERVE ACCOUNT INSURANCE POLICY; PROVIDING FOR A SURETY BOND FOR THE HEDGE AGREEMENT IF NOT TERMINATED OR ASSIGNED; AUTHORIZING OFFICERS AND EMPLOYEES OF THE CITY TO TAKE ALL NECESSARY RELATED ACTIONS; AND PROVIDING FOR AN EFFECTIVE DATE. WHEREAS, pursuant to Resolution No. 94-21170, adopted by the Mayor and City Commission (collectively, the "Commission") of the City of Miami Beach, Florida (the "City") on May 18, 1994, Resolution No. 94-21390, adopted by the Commission on November 2, 1994, and Resolution No. 95-21487, adopted by the Commission on February 1, 1995 (collectively, the "Prior Resolution"), the City issued on March 1, 1995 its $57,710,000 principal amount of City of Miami Beach, Florida Taxable Special Obligation Bonds (Pension Funding Project), Series 1994 (the "Prior Bonds"), $43,525,000 principal amount of which are currently Outstanding (as defined in the Prior Resolution), for purpose of discharging certain of the City's unfunded actuarial liabilities with respect to three pension plans maintained by the City, all as more particularly described in the Prior Resolution; and WHEREAS, pursuant to Resolution No. 96-21909, adopted by the Commission on March 6, 1996 (the "Swap Resolution"), and an ISDA Master Agreement dated as of March 1, 1995, a Schedule to the Master Agreement dated as of March 1, 1995 and a Confirmation dated March 26, 1996 (collectively, the "Swap Agreement"), each between the City and Morgan Stanley Capital Services Inc. (the "Swap Provider"), the City sold on March 26, 1996 to the Swap Provider an option, exercisable on August 1, 2005 (the "Option"), to enter into a swap transaction with the City on September 1, 2005 (the "Related Swap Transaction"), for which the Swap Provider paid a premium of $1,400,000 to the City (the "Swap Premium"), all as more particularly described in the Swap Resolution and the Swap Agreement; and WHEREAS, under the provisions of the Swap Agreement, if the Swap Provider exercises the Option, the City is entitled to a payment from the Swap Provider of $1,567,615 on September 1, 2005 (the "Swap Exercise Payment"), and the Related Swap Transaction shall terminate on September 1, 2005 (the "Mandatory Early Termination Date"), unless the City takes certain actions to keep the Related Swap Transaction in effect; and WHEREAS, based on current market conditions, the City expects that the Swap Provider will exercise the Option and that the City will either (i) permit the Related Swap Transaction to terminate on the Mandatory Early Termination Date, or (ii) pursuant to a bidding process, assign the City's rights and obligations under the Related Swap Transaction to another party (the "Swap Assignee"), and in either case the City will be required to make a payment with respect to the Related Swap Transaction (the "Termination Payment"); and WHEREAS, the City has determined that, whether or not the Swap Provider exercises the Option, it is beneficial to provide for the issuance of bonds (the "Bonds") for the principal purposes of, together with other available moneys, (1) refunding the Prior Bonds maturing on September 1, 2015 and September 1, 2021 (the "Prior Bonds to be Refunded"), and (2), if the Miami/16317.4 2 Option is exercised by the Swap Provider and the Related Swap Transaction terminates on the Mandatory Early Termination Date or is assigned to the Swap Assignee, making any required Termination Payment, all as more particularly set forth in this Resolution; and WHEREAS, the City Commission has determined that it is in the best interest of the City to delegate to the Mayor, who shall rely upon the recommendations of the Chief Financial Officer (as such term is defined in this Resolution) and RBC Dain Rauscher Inc., the City's financial advisor (the "Financial Advisor"), various matters in connection with the Related Swap Transaction as set forth in this Resolution, the final terms of the Bonds, the final award of the Bonds to the Underwriters (as such term is defined in this Resolution), and other matters in connection with the issuance of the Bonds and the refunding of the Prior Bonds to be Refunded not set forth in this Resolution; and WHEREAS, for the reasons more fully set forth in this Resolution, the Commission finds and determines it to be in the best interests of the City to authorize the sale of the Bonds on the basis of a negotiated sale rather than a public sale by competitive bid; NOW THEREFORE, BE IT DULY RESOLVED BY THE MAYOR AND CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA AS FOLLOWS: ARTICLE I DEFINITIONS, AUTHORITY AND FINDINGS; RESOLUTION CONSTITUTES A CONTRACT SECTION 101. DEFINITIONS. In addition to the terms defined elsewhere in this Resolution, including the recitals and Exhibit B hereto, and except as otherwise defined in Exhibit B if the Bonds are issued as Variable Rate Bonds, the following terms shall have the following meanings in this Resolution: "Account" shall mean an account created and established under this Resolution other than any accounts in the Liquidity Facility Proceeds Fund or the Remarketing Proceeds Fund. "Act" shall mean the Constitution of the State, Chapter 166, Florida Statutes, as amended, Chapter 159, Part VII, Florida Statutes, as amended, and the City of Miami Beach Charter. "Ambac Assurance" shall mean Ambac Assurance Corporation, a Wisconsin-domiciled stock insurance company. "Amortization Requirements" shall mean such moneys required to be deposited in the Bond Redemption Account for the purpose of the mandatory redemption or payment at maturity of any Term Bonds, the specific amounts and times of such deposits to be set forth in the Mayor's Certificate. "Annual Debt Service Requirement" for any Fiscal Year, as applied to the Bonds, shall mean the respective amounts which are needed to provide: Miami/16317.4 (a) for paying the interest on all Bonds then Outstanding which is payable on each Interest Payment Date in such Fiscal Year; (b) for paying the principal of all Serial Bonds then Outstanding which is payable upon the maturity of such Serial Bonds in such Fiscal Year; and (c) the Amortization Requirements, if any, for the Term Bonds of such Series for such Fiscal Year. For purposes of computing (a), (b) and (c) above, any principal, interest or Amortization Requirements due on October 1 in a Fiscal Year shall be deemed due in the preceding Fiscal Year. The following rules shall apply in determining the amount of the Annual Debt Service Requirement for any Fiscal Year: (a) With respect to Variable Rate Bonds, the interest rate shall be assumed to be the average rate of interest for all Variable Rate Bonds for the prior Fiscal Year or portion thereof while said Bonds were Outstanding or if there were no Variable Rate Bonds Outstanding during such prior Fiscal Year, then the lesser of (i) the initial rate of interest on such Variable Rate Bonds and (ii) the average rate of interest for the prior Fiscal Year under a published variable interest rate index selected by the Financial Advisor which is generally consistent with the rate of interest such Bonds shall bear; "average rate" with respect to Outstanding Variable Rate Bonds shall mean the rate determined by dividing the total annualized amount of interest paid on Variable Rate Bonds in such Fiscal Year or portion thereof by the average principal amount of Variable Rate Bonds Outstanding during such Fiscal Year or portion thereof; (b) With respect to Put Bonds, (i) the "put" date or dates and the terms of the reimbursement obligation to any Liquidity Facility Provider securing payment of the Bonds shall be ignored and the stated dates for Amortization Requirements and principal and interest payments shall be used; provided, however, that during any period of time after the Liquidity Facility Provider has advanced funds thereunder, the reimbursement obligation of which is payable from and secured on a parity with the Bonds and before such amount is repaid, Annual Debt Service Requirements shall include the principal amount so advanced and interest thereon, in accordance with the principal repayment schedule and interest rate or rates specified in the Liquidity Facility; (c) To the extent that the City has entered into a Hedge Agreement with respect to any Bonds, while the Hedge Agreement is in effect and the Counterparty has not defaulted thereunder, the interest rate with respect to the principal amount of such Bonds equal to the "notional" amount specified in the Hedge Agreement shall be assumed to be (i) if the City's payment obligations under the Hedge Agreement are computed based upon a fixed rate of interest, the actual rate of interest upon which the City's payment obligations are computed under such Hedge Agreement and (ii) if the City's payment obligations under the Hedge Agreement are computed based upon a variable rate of interest, the average rate of interest for the City's payment obligations Miami~16317.4 4 under the Hedge Agreement for the prior Fiscal Year or portion thereof which the Hedge Agreement was in effect or if the Hedge Agreement was not in effect during such prior Fiscal Year, then the lesser of (x) the initial rate of interest for the City's payment obligations under the Hedge Agreement and (y) the average rate of interest for the prior Fiscal Year under a published variable interest rate index agreed upon by the City and the Counterparty which is generally consistent with the formula which shall be used to determine the City's payment obligations; "average rate" with respect to the City's payment obligations for the prior Fiscal Year shall mean the rate determined by dividing the total annualized amount paid by the City under the Hedge Agreement in such Fiscal Year or portion thereof by the "notional" amount specified in the Hedge Agreement for such Fiscal Year; and (d) If all or a portion of the principal of or interest on Bonds is payable from funds irrevocably set aside or deposited for such purpose, together with projected earnings thereon to the extent such earnings are projected to be from Permitted Investments, such principal or interest shall not be included in determining Annual Debt Service Requirements if such funds and/or Permitted Investments will provide moneys which shall be sufficient to pay when due such principal and interest. "Bond Insurance Policy" shall mean the financial guaranty insurance policy issued by Ambac Assurance insuring the payment when due of the principal of and interest on the Bonds as provided therein. "Bond Insurer" shall mean Ambac Insurance or, if permitted by the terms of Exhibit B hereto, the provider of any Substitute Bond Insurance Policy. "Bond Purchase Agreement" shall mean the Bond Purchase Agreement to be entered into between the City and the Underwriters providing for the sale of the Bonds to the Underwriters. "Bond Registrar" shall mean Wachovia Bank, National Association. "Bonds" shall mean the City's Taxable Special Obligation Refunding Bonds (Pension Funding Project), Series 2005, authorized to be issued pursuant to this Resolution. "Bondholder", "Holder", "Holder of Bonds" or "Owner" or any similar term, shall mean any person who shall be the registered owner of any Outstanding Bond or Bonds. "Chief Financial Officer" shall mean the Chief Financial Officer of the City or his or her designee or the officer succeeding to his or her principal functions. "City" shall mean the City of Miami Beach, Florida. "City Attorney" shall mean the City Attorney of the City or his or her designee or the officer succeeding to his or her principal functions. "City Clerk" shall mean the Clerk of the City or his or her designee or the officer succeeding to his or her principal functions. Miami/16317.4 "City Manager" shall mean the City Manager of the City or his or her designee or the officer succeeding to his or her principal functions. "Commission" shall mean the Mayor and City Commission of the City. "Continuing Disclosure Commitment" shall mean the Continuing Disclosure Commitment to be delivered by the City in connection with the City's continuing disclosure obligations with respect to the Bonds under the Rule. "Counterparty" shall mean a financial institution, investment bank or insurance company, or any subsidiary of any of the foregoing, which enters into a Hedge Agreement with the City. "Defeasance Obligations" shall mean to the extent permitted by law: (i) Direct general obligations of, or obligations the payment of the principal of which and the interest on which is unconditionally guaranteed by, the United States of America; and (ii) Evidences of indebtedness issued by the Bank for Cooperatives, Federal Home Loan Banks, Federal Home Loan Mortgage Corporation (including participation certificates), Federal Land Banks, Federal Financing Banks, or any other agency or instrumentality of the United States of America created by an act of Congress which is substantially similar to the foregoing in its legal relationship to the United States of America; provided that the obligations of such agency or instrumentality are unconditionally guaranteed by the United States of America or any other agency or instrumentality of the United States of America; and (iii) Evidences of ownership of proportionate interests in future interest and principal payments on specified obligations described in (i) above held by a bank or trust company as custodian, under which the owner of the investment is the real party in interest and has the right to proceed directly and individually against the obligor on the underlying obligations described in (i) above, and which underlying obligations are not available to satisfy any claim of the custodian or any person claiming through the custodian or to whom the custodian may be obligated; and (iv) Municipal obligations which do not permit redemption prior to maturity at the option of the obligor and provision for the payment of the principal of, premium, if any, and interest on which shall have been made by the irrevocable deposit with a bank or trust company acting as a trustee or escrow agent for holders of such obligations of securities described in clauses (i) or (ii) above, the maturing principal of and interest on which, when due and payable, will provide sufficient moneys to pay when due the principal of, premium if any, and interest on such obligations, and which securities described in clauses (i) or (ii) above are not available to satisfy any other claim, including any claim of the trustee or escrow agent or of any person claiming through the trustee or escrow agent or to whom the trustee or escrow agent may be obligated, including in the event of the insolvency of the trustee or escrow agent or proceedings arising out of such insolvency. Miami/16317.4 6 "DTC" shall mean The Depository Trust Company, New York, New York. "Escrow Agent" shall mean Wachovia Bank, National Association. "Escrow Deposit Agreement" shall mean the Escrow Deposit Agreement to be entered into between the City and the Escrow Agent in connection with the refunding of the Prior Bonds to be Refunded. "Fiduciaries" shall mean the Bond Registrar and any other fiduciaries appointed by the City in connection with the Bonds pursuant to this Resolution. "Financial Advisor" shall mean RBC Dain Rauscher Inc. "Fiscal Year" shall mean that period commencing on October 1 and continuing to and including the next succeeding September 30, or such other annual period as may be prescribed by law or by the City in accordance with law. "Fixed Rate Bonds" shall mean Bonds, which may be either Serial or Term Bonds, issued on the date of original issuance of the Bonds with a rate of interest which is fixed in percentage for the entire term thereof. "Fund" shall mean a fund created and established under this Resolution other than (i) the Escrow Deposit Trust Fund, (ii) the Liquidity Facility Proceeds Fund and (iii) the Remarketing Proceeds Fund. "Guaranty Agreement" shall mean the Guaranty Agreement to be executed by the City and Ambac Assurance in connection with the delivery of the Reserve Account Surety Bond by Ambac Assurance. "Hedge Agreement" shall mean and include an interest rate exchange agreement, interest swap agreement, interest cap agreement or other financial product which is used by the City as a hedging device with respect to its obligation to pay interest on any of the Bonds, entered into between the City and a Counterparty. "Interest Payment Date" shall mean such dates of each Fiscal Year on which interest on the Bonds is payable on any Bonds that are Outstanding, as set forth in the Mayor's Certificate. "Mandatory Early Termination Date" shall have the meaning assigned to such term in the recitals to this Resolution. "Maximum Annual Debt Service" shall mean, at any time and with respect to all of the Bonds, the greatest Annual Debt Service Requirement in the then current or any succeeding Fiscal Year. "Mayor" shall mean the Mayor of the City or in the absence or disability of the Mayor of the City, the Vice Mayor of the City, or the officers succeeding to their principal functions. Miami/16317.4 7 "Mayor's Certificate" shall mean the certificate of the Mayor dated on or prior to the date of the original issuance of the Bonds fixing certain terms and details of the Bonds and other matters. "Non-Ad Valorem Funds" shall mean all revenues of the City derived from any source other than ad valorem taxation on real or personal property, which are legally available to make the payments required herein. "Official Statement" shall mean the final Official Statement with respect to the Bonds. "Option" shall have the meaning assigned to such term in the recitals to this Resolution. "Outstanding" when used with reference to the Bonds, shall mean, as of any date of determination, all Bonds theretofore authenticated and delivered except: (i) Bonds theretofore canceled by the Bond Registrar or delivered to the Bond Registrar for cancellation; (ii) herein; Bonds which are deemed paid and no longer Outstanding as provided (iii) Bonds in lieu of which other Bonds have been issued pursuant to the provisions hereof relating to Bonds destroyed, stolen or lost, unless evidence satisfactory to the Bond Registrar has been received that any such Bond is held by a bona fide purchaser; and (iv) For purposes of any consent or other action to be taken hereunder by the Holders of a specified percentage of principal amount of Bonds, Bonds held by or for the account of the City. "Permitted Investments" shall mean and include such obligations as shall be permitted to be legal investments of the City by the laws of the State. "Pledged Funds" shall mean, collectively, all moneys, securities and instruments held in the Funds and Accounts created and established by this Resolution. "Preliminary Official Statement" shall mean the Preliminary Official Statement with respect to the Bonds. "Prior Bonds" shall have the meaning assigned to such term in the recitals to this Resolution. "Prior Bonds to be Refunded" shall have the meaning assigned to such term in the recitals to this Resolution. "Prior Resolution" shall have the meaning assigned to such term in the recitals to this Resolution. Miami/16317.4 "Put Bonds" shall mean Bonds which by their terms may be tendered by and at the option of the owner thereof for payment prior to the stated maturity thereof. "Regular Record Date" shall have the meaning assigned to such term in Section 202 of this Resolution. "Related Swap Transaction" shall have the meaning assigned to such term in the recitals to this Resolution. "Reserve Account Insurance Policy" shall mean the insurance policy, surety bond or other acceptable evidence of insurance, if any, deposited in the Debt Service Reserve Account in lieu of or in partial substitution for cash or securities on deposit therein. The issuer providing such insurance shall be a municipal bond insurer rated, at the rime of deposit in the Debt Service Reserve Account, in any of the two highest rating categories of Moody's and S&P. "Reserve Account Letter of Credit" shall mean the irrevocable, transferable letter of credit, if any, deposited in the Debt Service Reserve Account in lieu of or in partial substitution for cash or securities on deposit therein. The issuer providing such letter of credit shall be a banking association, bank or trust company or branch thereof rated, at the time of deposit into the Debt Service Reserve Account, in any of the two highest rating categories of Moody's and S&P. "Reserve Account Requirement" shall mean the Maximum Annual Debt Service. "Reserve Account Surety Bond" shall mean the surety bond issued by Ambac Assurance in satisfaction of the Reserve Account Requirement. "Resolution" shall mean this Resolution as the same may from time to time be further amended and supplemented in accordance with the terms hereof. "Rule" means Rule 15c2-12 promulgated by the United States Securities and Exchange Commission pursuant to the Securities Exchange Act of 1934. "Serial Bonds" shall mean the Bonds which shall be stated to mature in annual or semi° annual installments but not including Term Bonds. "State" shall mean the State of Florida. "Swap Agreement" shall have the meaning assigned to such term in the recitals to this Resolution. "Swap Assignee" shall have the meaning assigned to such term in the recitals to this Resolution. "Swap Exercise Payment" shall have the meaning assigned to such term in the recitals to this Resolution. "Swap Premium" shall have the meaning assigned to such term in the recitals to this Resolution. Miami/16317.4 9 "Swap Provider" shall have the meaning assigned to such term in the recitals to this Resolution. "Swap Resolution" shall have the meaning assigned to such term in the recitals to this Resolution. "Swap Surety Bond" shall mean the surety bond issued by Ambac Assurance insuring certain payment obligations of the City under the Swap Agreement. "Term Bonds" shall mean the Bonds which shall be stated to mature on one date and for the amortization of which Amortization Requirements are required to be deposited into the Bond Redemption Account in the Sinking Fund. "Termination Payment" shall have the meaning assigned to such term in the recitals to this Resolution. "Underwriters" shall mean UBS Financial Services Inc., J.P. Morgan Securities Inc., SunTrust Capital Markets, Inc. and Estrada Hinojosa & Company, Inc. "Variable Rate Bonds" shall mean Bonds, which may be either Serial Bonds or Term Bonds, issued on the date of original issuance of the Bonds with a variable, adjustable, convertible or other similar rate which is not fixed in percentage for the entire term thereof. Words importing singular number shall include the plural number in each case and vice versa. Words defined in Section 101 hereof that appear in this Resolution in lower case form shall have the meanings ascribed to them in the definitions in Section 101 unless the context shall otherwise indicate. The word "person" shall include corporations and associations, including public bodies, as well as natural persons, unless the context shall otherwise indicate. The word "Bond" or "Bonds" shall mean any Bond or Bonds or all of the Bonds, as the case may be, issued under the provisions of this Resolution. SECTION 102. AUTHORITY FOR THIS RESOLUTION. This Resolution is adopted pursuant to the provisions of the Act. SECTION 103. FINDINGS. It is hereby ascertained, determined and declared: (a) The recitals to this Resolution are incorporated herein as findings. (b) The issuance of the Bonds and the refunding of the Prior Bonds to be Refunded and the payment of any required Termination Payment with the proceeds thereof and any other available moneys will serve a valid public and municipal purpose in accordance with the Act. (c) The principal of and interest on the Bonds and all required sinking fund, reserve and other payments shall be payable solely from the Pledged Funds and, solely to the extent provided in Section 304(A) hereof, the Non Ad-Valorem Funds. None of the City, the State of Florida or any political subdivision thereof shall ever be required to levy ad valorem taxes to pay the principal of or interest on the Bonds or to make any of Miami/16317.4 10 the sinking fund, reserve or other payments required by this Resolution or the Bonds, and the Bonds shall not constitute a lien upon any property owned by or situated within the corporate territory of the City, except as provided herein with respect to the Pledged Funds. Notwithstanding the foregoing or anything else contained in the Resolution, the Purchase Price of tendered Bonds shall not be payable from or secured by a lien on or pledge of the Pledged Funds or Non-Ad Valorem Funds, but shall be payable solely from remarketing proceeds and amounts paid under a Liquidity Facility in the manner and to the extent provided in Exhibit B hereto and such Liquidity Facility. (d) Due to the character of the Bonds, the provisions of the Swap Agreement, the complexity of structuring the financing, prevailing market conditions and the recommendation of the Financial Advisor that the sale of the Bonds be by negotiation, the sale of the Bonds on the basis of negotiated sale rather than a public sale by competitive bid is in the best interest of the City and is hereby authorized. SECTION 104. RESOLUTION CONSTITUTES CONTRACT. In consideration of the acceptance of the Bonds authorized to be issued hereunder by those who shall own the same from time to time, this Resolution shall be deemed to be and shall constitute a contract between the City and such Bondholders, and the covenants and agreements herein set forth to be performed by the City shall be for the equal benefit, protection and security of the owners of any and all of such Bonds, all of which shall be of equal rank and without preference, priority, or distinction of any of the Bonds over any other thereof except as expressly provided therein and herein. [END OF ARTICLE I] 11 Miami/16317.4 ARTICLE II AUTHORIZATION AND DETAILS OF BONDS, CERTAIN DOCUMENTS, REFUNDING AND RELATED SWAP TRANSACTION SECTION 201. AUTHORIZATION OF BONDS. Subject and pursuant to the provisions of this Resolution, bonds of the City to be known as "Taxable Special Obligation Refunding Bonds (Pension Funding Project), Series 2005" (the "Bonds"), are hereby authorized to be issued in an aggregate principal amount not to exceed Sixty Million Dollars ($60,000,000), for the purpose of, together with other available moneys, (i) refunding the Prior Bonds to be Refunded, (ii) paying any required Termination Payment and (iii) paying certain costs of issuance of the Bonds and refunding the Prior Bonds to be Refunded. Subject to the limitations contained herein, the Bonds shall be issued in such aggregate principal amount, shall be dated, shall mature on such date or dates, but not later than September 30, 2021, and in such principal amounts, shall, subject to the provisions of the next succeeding paragraph, be issued as Fixed Rate Bonds, shall be in the form of Serial Bonds or Term Bonds or a combination thereof, shall have such Interest Payment Dates, shall bear interest at such rates not to exceed the maximum rate permitted by law, with respect to any Term Bonds shall have such Amortization Requirements, shall be subject to redemption at such times and at such prices, all as shall be determined by the Mayor, after consultation with the Chief Financial Officer and the Financial Advisor, and set forth in the Mayor's Certificate. Notwithstanding the provisions of the foregoing paragraph or anything else contained in this Resolution, if the Related Swap Transaction does not terminate on the Mandatory Early Termination Date or is not assigned to the Swap Assignee, as more particularly described in Section 215 of this Resolution, the Bonds shall be issued as Variable Rate Bonds, initially in a DUtch Auction Mode, in accordance with, and subject to the provisions of Exhibit B hereto, all as shall be determined by the Mayor, after consultation with the Chief Financial Officer and the Financial Advisor, and set forth in the Mayor's Certificate. If the Bonds are issued as Variable Rate Bonds, the Bonds shall be subject to the provisions of Exhibit B hereto and, to the extent of any conflict between the provisions of Exhibit B and any other provisions of this Resolution, the provisions of Exhibit B shall control. The Commission hereby appoints Wachovia Bank, National Association, as Bond Registrar for the Bonds. The payment of principal of and interest on the Bonds when due will be insured by the Bond Insurance Policy and the Reserve Account Requirement will be satisfied by the Reserve Account Surety Bond. SECTION 202. CERTAIN DETAILS OF BONDS. The Bonds shall be issued as fully registered bonds in denominations of $5,000 or any integral multiple thereof and shall be numbered consecutively from 1 upward preceded by the letter "R". The principal of and redemption premium, if any, on the Bonds shall be payable upon presentation and surrender at the designated corporate trust office of the Bond Registrar. Interest on the Bonds shall be paid on each Interest Payment Date by check or draft drawn upon the Bond 12 Miami/16317.4 Registrar and mailed to the Holders of the Bonds at the addresses as they appear on the registration books maintained by the Bond Registrar at the close of business on the 15th day (whether or not a business day) of the month next preceding the Interest Payment Date (the "Regular Record Date"); provided, however, that (i) if ownership of Bonds is maintained in a book-entry only system by a securities depository, such payment may be made by automatic funds transfer to the securities depository or its nominee or (ii) if such Bonds are not maintained in a book-entry only system by a securities depository, upon written request of the Holder of $1,000,000 or more in principal amount of Bonds, such payments may be made by wire transfer to the bank and bank account specified in writing by such Holder (such bank being a bank within the continental United States), if such Holder has advanced to the Bond Registrar the amount necessary to pay the cost of such wire transfer or authorized the Bond Registrar to deduct the cost of such wire transfer from the payment due to such Holder. Notwithstanding anything in this paragraph to the contrary, any interest not punctually paid on a Regular Record Date shall forthwith cease to be payable to the Holder on such Regular Record Date and may be paid at the close of business on a special record date for the payment of such defaulted interest to be fixed by the Bond Registrar, notice of which shall be given not less than 10 days prior to such special record date to such Holder. SECTION 203. REDEMPTION PROVISIONS. The Bonds may be subject to redemption prior to maturity at such times, at such redemption prices and upon such terms in addition to the terms contained in this Resolution as may be set forth in the Mayor's Certificate. Notice of redemption for Bonds being redeemed shall be given by deposit in the U.S. mail of a copy of a redemption notice, postage prepaid, at least thirty (30) and not more than sixty (60) days before the redemption date, to all registered owners of the Bonds or portions of the Bonds to be redeemed at their addresses as they appear on the registration books to be maintained in accordance with the provisions hereof. Failure to mail any such notice to a registered owner of a Bond, or any defect therein, shall not affect the validity of the proceedings for redemption of any Bond or portion thereof with respect to which no failure or defect occurred. Such notice shall set forth the date fixed for redemption, the rate of interest borne by each Bond being redeemed, the name and address of the Bond Registrar, the redemption price to be paid and, if less than all of the Bonds then Outstanding shall be called for redemption, the distinctive numbers and letters, including CUSIP numbers, if any, of such Bonds to be redeemed and, in the case of Bonds to be redeemed in part only, the portion of the principal amount thereof to be redeemed. If any Bond is to be redeemed in part only, the notice of redemption which relates to such Bond shall also state that on or after the redemption date, upon surrender of such Bond, a new Bond or Bonds in a principal amount equal to the unredeemed portion of such Bond will be issued. Any notice mailed as provided in this section shall be conclusively presumed to have been duly given, whether or not the owner of such Bond receives such notice. SECTION 204. EXECUTION OF BONDS. The Bonds shall be executed in the name of the City by the Mayor, and the seal of the City or a facsimile thereof shall be affixed thereto or imprinted or reproduced thereon and attested by the City Clerk, either manually or with their facsimile signatures. In case any one or more of the officers who shall have signed or sealed any of the Bonds shall cease to be such officer before the Bonds so signed and sealed shall have been actually sold and delivered, such Bonds may nevertheless be sold and delivered as herein provided and may be issued as if the person who signed and sealed such Bonds had not 13 Miami/16317.4 ceased to hold such office. Any Bond may be signed and sealed on behalf of the City by such person as at the actual time of the execution of such Bond shall hold the proper office, although at the date of such Bonds such person may not have held such office or may not have been so authorized. The Bonds shall bear thereon a certificate of authentication, in the form set forth in Exhibit A hereto, executed manually by the Bond Registrar. Only such Bonds as shall bear thereon such certificate of authentication shall be entitled to any right or benefit under this Resolution and no Bond shall be valid or obligatory for any purpose until such certificate of authentication shall have been duly executed by the Bond Registrar. Such certificate of the Bond Registrar upon any Bond executed on behalf of the City shall be conclusive evidence that the Bond so authenticated has been duly authenticated and delivered under this Resolution and that the Holder thereof is entitled to the benefits of this Resolution. SECTION 205. NEGOTIABILITY, REGISTRATION AND CANCELLATION. At the option of the Holder thereof and upon surrender thereof at the designated corporate trust office of the Bond Registrar with a written instrument of transfer satisfactory to the Bond Registrar duly executed by the Holder or his duly authorized attorney and upon payment by such Holder of any charges which the Bond Registrar or the City may make as provided in this Section, the Bonds may be exchanged for Bonds of the same aggregate principal amount of the same maturity of any other authorized denominations. The Bond Registrar shall keep books for the registration of Bonds and for the registration of transfers of Bonds. The Bonds shall be transferable by the Holder thereof in person or by his attorney duly authorized in writing only upon the books of the City kept by the Bond Registrar and only upon surrender thereof together with a written instrument of transfer satisfactory to the Bond Registrar duly executed by the Holder or his duly authorized attorney. Upon the transfer of any such Bond, the City shall cause to be issued in the name of the transferee a new Bond or Bonds. The City, the Bond Registrar and any other Fiduciaries may deem and treat the person in whose name any Bond shall be registered upon the books kept by the Bond Registrar as the absolute Holder of such Bond, whether such Bond shall be overdue or not, for the purpose of receiving payment of, or on account of, the principal of, premium, if any, and interest on such Bond as the same becomes due and for all other purposes. All such payments so made to any such Holder or upon his order shall be valid and effectual to satisfy and discharge the liability upon such Bond to the extent of the sum or sums so paid, and neither the City, the Bond Registrar nor any other Fiduciary shall be affected by any notice to the contrary. In all cases in which the privilege of exchanging Bonds or transferring Bonds is exercised, the City shall execute and the Bond Registrar shall authenticate and deliver Bonds in accordance with the provisions of this Resolution. All Bonds surrendered in any such exchanges or transfers shall forthwith be delivered to the Bond Registrar and canceled by the Bond Registrar in the manner provided in this Section. There shall be no charge for any such exchange or transfer of Bonds, but the City or the Bond Registrar may require the payment of a sum sufficient to pay any tax, fee or other governmental charge required to be paid with respect to such exchange or transfer. Neither the City nor the Bond Registrar shall be required (a) to Miami/16317.4 14 transfer or exchange Bonds for a period of 15 days next preceding any selection of Bonds to be redeemed or thereafter until after the mailing of any notice of redemption; or (b) to transfer or exchange any Bonds called for redemption. All Bonds paid or redeemed, either at or before maturity shall be delivered to the Bond Registrar when such payment or redemption is made, and such Bonds, together with all Bonds purchased by the City, shall thereupon be promptly canceled. Bonds so canceled may at any time be destroyed by the Bond Registrar, who shall execute a certification of destruction in duplicate by the signature of one of its authorized officers describing the Bonds so destroyed, and one executed certificate shall be filed with the City and the other executed certificate shall be retained by the Bond Registrar. SECTION 206. BONDS MUTILATED, DESTROYED, STOLEN OR LOST. In case any Bond shall become mutilated, destroyed, stolen or lost, the City may execute and the Bond Registrar shall authenticate and deliver a new Bond of like maturity, denomination and interest rate as the Bond so mutilated, destroyed, stolen or lost; provided that, in the case of any mutilated Bond, such mutilated Bond shall first be surrendered to the City and, in the case of any lost, stolen or destroyed Bond, there shall first be furnished to the City and the Bond Registrar evidence of such loss, theft, or destruction satisfactory to the City and the Bond Registrar, together with indemnity satisfactory to them. In the event any such Bond shall be about to mature or has matured or has been called for redemption, instead of issuing a duplicate Bond, the City may direct the Bond Registrar to pay the same without surrender thereof. The City and Bond Registrar may charge the Holder of such Bonds their reasonable fees and expenses in connection with this transaction. Any Bond surrendered for replacement shall be canceled in the same manner as provided in Section 205 hereof. Any such duplicate Bonds issued pursuant to this Section shall constitute additional contractual obligations on the part of the City, whether or not the lost, stolen or destroyed Bonds be at any time found by anyone, and such duplicate Bonds shall be entitled to equal and proportionate benefits and rights as to lien on and source and security for payment from the Pledged Funds, with all other Bonds issued hereunder. SECTION207. PREPARATION OF DEFINITIVE BONDS; TEMPORARY BONDS. The definitive Bonds shall be lithographed, printed or typewritten. Until the definitive Bonds are prepared, the Mayor and City Clerk may execute and the Bond Registrar may authenticate, in the same manner as is provided in Section 204, and deliver, in lieu of definitive Bonds, but subject to the same provisions, limitations and conditions as the definitive Bonds, one or more printed, lithographed or typewritten temporary fully registered Bonds, substantially of the tenor of the definitive Bonds in lieu of which such temporary Bond or Bonds are issued, in authorized denominations, and with such omissions, insertions and variations as may be appropriate to such temporary Bonds. The City at its own expense shall prepare and execute and, upon the surrender at the designated corporate trust office of the Bond Registrar of such temporary Bonds for which no payment or only partial payment has been provided, the Bond Registrar shall authenticate and, without charge to the Holder thereof, deliver in exchange therefor, at the principal corporate trust office of the Bond Registrar, definitive Bonds of the same aggregate principal amount and maturity as the temporary Bonds surrendered. Until so 15 Miami/16317.4 exchanged, the temporary Bonds shall in all respects be entitled to the same benefits and security as definitive Bonds issued pursuant to this Resolution. SECTION 208. FORM OF BONDS. The text of the Bonds shall be of the tenor set forth in Exhibit A to this Resolution, with such omissions, insertions and variations as may be necessary and desirable and authorized or permitted by this Resolution, including Exhibit B hereto. SECTION 209. BOOK-ENTRY ONLY SYSTEM FOR THE BONDS; QUALIFICATION FOR DTC. The Bonds shall initially be issued as uncertificated securities through the book-entry only system maintained by DTC. The City, the Bond Registrar and any other Fiduciaries are hereby authorized to take such actions as may be necessary to qualify the Bonds for deposit with DTC, including but not limited to those actions as are set forth in the letter of representations between the City and DTC, wire transfers of interest and principal payments with respect to the Bonds, utilization of electronic book entry data received from DTC in place of actual delivery of Bonds and provisions of notices with respect to Bonds registered by DTC (or any of its designees identified to the City and the Bond Registrar) by overnight delivery, courier service, telegram, telecopy or other similar means of communication. SECTION 210. NEGOTIATED SALE; BOND PURCHASE AGREEMENT. The negotiated sale of the Bonds to the Underwriters is hereby authorized at a purchase price (not including original issue premium or original issue discount) of not less than 99% of the aggregate principal amount of the Bonds (the "Minimum Purchase Price") and at a true interest cost rate computed, as applicable, by including the Termination Payment or based upon the scheduled payments by the City under the Swap Agreement ("TIC") not to exceed 9.00% (the "Maximum TIC"). The Mayor, after consultation with the Chief Financial Officer and the Financial Advisor, is hereby authorized to award the Bonds to the Underwriters at a purchase price of not less than the Minimum Purchase Price and at a TIC not in excess of the Maximum TIC. The execution and delivery of the Bond Purchase Agreement for and on behalf of the City by the Mayor shall be conclusive evidence of the City's acceptance of the Underwriters' proposal to purchase the Bonds. Upon compliance with the requirements of Section 218.385, Florida Statutes, by the Underwriters, the Commission hereby authorizes the Mayor to execute and deliver the Bond Purchase Agreement for and on behalf of the City, in substantially the form presented at the meeting at which this Resolution was considered, subject to such changes, modifications, insertions and omissions and such filling-in of blanks therein as may be determined and approved by the Mayor, after consultation with the Chief Financial Officer and the City Attorney. The execution of the Bond Purchase Agreement for and on behalf of the City by the Mayor shall be conclusive evidence of the City's approval of the Bond Purchase Agreement. SECTION 211. PRELIMINARY OFFICIAL STATEMENT; OFFICIAL STATEMENT. The Preliminary Official Statement and the Official Statement in connection with the issuance of the Bonds are hereby approved in substantially the form of the Preliminary Official Statement presented at the meeting at which this Resolution was considered, subject to such changes, modifications, insertions and omissions and such filling-in of blanks therein as may be determined and approved by the Mayor, after consultation with the Chief Financial Miami/16317.4 16 Officer and the City Attomey. The execution of the Official Statement, for and on behalf of the City by the Mayor and the City Manager shall be conclusive evidence of the City's approval of the Preliminary Official Statement and the Official Statement. The distribution of the Preliminary Official Statement and the Official Statement in connection with the marketing of the Bonds and the execution and delivery of the Official Statement by the Mayor and the City Manager are hereby authorized. The Mayor or his designee, after consultation with the Chief Financial Officer and the City Attorney, is hereby authorized to make any necessary certifications to the Underwriters regarding a near final or deemed final Official Statement, if and to the extent required by the Rule. SECTION 212. CONTINUING DISCLOSURE. For the benefit of the Holders and beneficial owners from time to time of the Bonds, the City agrees, in accordance with and as the only obligated person with respect to the Bonds under the Rule, to provide or cause to be provided certain financial information and operating data, financial statements and notices, in such manner, as may be required for purposes of paragraph (b)(5) of the Rule. In order to describe and specify the terms of the City's continuing disclosure agreement, including provisions for enforcement, amendment and termination, the Chief Financial Officer is hereby authorized and directed to sign and deliver, in the name and on behalf of the City, the Continuing Disclosure Commitment, in substantially the form presented at the meeting at which this Resolution was considered, subject to such changes, modifications, insertions and omissions and such filling-in of blanks therein as may be determined and approved by the Chief Financial Officer, after consultation with the City Attorney. The execution of the Continuing Disclosure Commitment, for and on behalf of the City by the Chief Financial Officer, shall be deemed conclusive evidence of the City's approval of the Continuing Disclosure Commitment. The agreement formed, collectively, by this paragraph and the Continuing Disclosure Commitment, shall be the City's continuing disclosure agreement for purposes of the Rule, and its performance shall be subject to the availability of funds to meet costs the City would be required to incur to perform it. Notwithstanding any other provisions of this Resolution, any failure by the City to comply with any provisions of the Continuing Disclosure Commitment shall not constitute a default under this Resolution and the remedies therefor shall be solely as provided in the Continuing Disclosure Commitment. The Chief Financial Officer is further authorized to establish, or cause to be established, procedures in order to ensure compliance by the City with the Continuing Disclosure Commitment, including the timely provision of information and notices. Prior to making any filing in accordance with such agreement, the Chief Financial Officer may consult with, as appropriate, the City Attorney or bond counsel. The Chief Financial Officer, acting in the name and on behalf of the City, shall be entitled to rely upon any legal advice provided by the City Attomey or bond counsel in determining whether a filing should be made. SECTION 213. GUARANTY AGREEMENT. The Commission hereby authorizes the Mayor to execute and deliver the Guaranty Agreement, in substantially the form presented at the meeting at which this Resolution was considered, subject to such changes, modifications, insertions and omissions and such filling-in of blanks therein as may be necessary to secure delivery of the Reserve Account Surety Bond. The execution and delivery of the Guaranty Agreement by the Mayor shall be conclusive evidence of the City's approval of the Guaranty Agreement. 17 Miami/16317.4 SECTION 214. REFUNDING; ESCROW DEPOSIT AGREEMENT. The refunding, defeasance and redemption of the Prior Bonds to be Refunded is hereby authorized and approved. The Mayor, after consultation with the Chief Financial Officer and the Financial Advisor, is hereby authorized to determine the date on which the Prior Bonds to be Refunded which will be redeemed as shall be set forth in the Escrow Deposit Agreement. The Mayor and the City Clerk are hereby authorized to execute and deliver the Escrow Deposit Agreement to provide for the defeasance and redemption of the Prior Bonds to be Refunded with Wachovia Bank, National Association, which is hereby appointed Escrow Agent with respect to the Prior Bonds to be Refunded, in substantially the form presented at the meeting at which this Resolution was considered, subject to such changes, modifications, insertions and omissions and such filling-in of blanks therein as may be determined and approved by the Mayor, after consultation with the Chief Financial Officer and the City Attorney. There is hereby established the Escrow Deposit Trust Fund (as defined in the Escrow Deposit Agreement) under the Escrow Deposit Agreement for the deposit of proceeds of the Bonds and any other available moneys to be applied as provided in the Escrow Deposit Agreement. The purchase of Defeasance Obligations (as defined in the Prior Resolution) from the proceeds of the Bonds and any other available moneys in order to provide for the defeasance and redemption of the Prior Bonds to be Refunded is hereby authorized and approved. The execution and delivery of the Escrow Deposit Agreement by the Mayor and the City Clerk shall be conclusive evidence of the City's approval of the date of redemption of the Prior Bonds to be Refunded, the Escrow Deposit Agreement and the purchase of such Defeasance Obligations. SECTION 215. CONCERNING THE RELATED SWAP TRANSACTION AND THE VARIABLE RATE BONDS. If the Swap Provider exercises the Option, the City is authorized, as determined by the Mayor, after consultation with the Chief Financial Officer and the Financial Advisor, to either (i) permit the Related Swap Transaction to terminate on the Mandatory Early Termination Date, in which case the City shall pay the Termination Payment to the Swap Provider, or (ii) conduct (or cause to be conducted) a bidding process for the assignment of the City's rights and obligations under the Related Swap Transaction on or prior to the Mandatory Early Termination Date and, with the consent of the Swap Provider, assign such rights and obligations to the bidder agreeing to the lowest Termination Payment by the City, which bidder shall be the Swap Assignee, in which case the City will take all actions required for the Related Swap Transaction to be assigned to the Swap Assignee and shall pay the Termination Payment to the Swap Assignee; provided, however, that if based on the then current market conditions, the Mayor, after consultation with the Chief Financial Office and the Financial Advisor, determines that it is beneficial for the City not to permit the Related Swap Transaction to terminate on the Mandatory Early Termination Date, (A) the City shall take the actions required for the Related Swap Termination not to so terminate and to secure the Swap Surety Bond, (B) the City hereby ratifies the Related Swap Transaction, (C) for all purposes of this Resolution, the Swap Agreement shall be treated as a Hedge Agreement and the Swap Provider shall be treated as a Counterparty, (D) all references in the Swap Agreement to (1) the "Bonds" shall mean the Bonds issued under this Resolution and (2) the "Resolution" shall mean this Resolution, and (v) the Bonds shall be issued as Variable Rate Bonds as provided in Section 201 hereof. If the Bonds are issued as Variable Rate Bonds, the Mayor, after consultation with the Chief Financial Officer and the Financial Advisor, is authorized to appoint the initial Auction 18 Miami/16317.4 Agent and Broker-Dealer(s) and to execute and deliver an Auction Agent Agreement with the Auction Agent in connection with the initial issuance of the Bonds in a Dutch Auction Mode, such Auction Agent Agreement to be in substantially the form presented at the meeting at which this Resolution was considered, subject to such changes, modifications, insertions and omissions and such filling-in of blanks therein as may be determined and approved by the Mayor, after consultation with the Chief Financial Officer and the City Attorney. The execution and delivery of the Auction Agent Agreement by the Mayor shall be conclusive evidence of the City's approval of the appointment of such Auction Agent and Broker-Dealer(s) and of the Auction Agent Agreement. After the issuance of the Bonds as Variable Rate Bonds, the Mayor is also authorized, based upon the recommendations of the Chief Financial Officer and the Financial Advisor, to take such additional actions from time to time, including appointment of other agents or fiduciaries and securing Liquidity Facilities and/or Substitute Bond Insurance Policies, as shall be necessary to change the Bonds from one Interest Mode to another Interest Mode, and to execute and deliver a Subsequent Bond Series Certificate in connection therewith. [END OF ARTICLE II] Miami/16317.4 19 ARTICLE III COVENANTS, FUNDS AND APPLICATION THEREOF SECTION 301. BONDS NOT TO BE INDEBTEDNESS OF THE CITY. The Bonds shall not be and shall not constitute an indebtedness of the City, within the meaning of any constitutional, statutory or charter provisions or limitations, but shall be payable solely, as provided in this Resolution, from the Pledged Funds and, solely to the extent provided in Section 304(A) hereof, the Non-Ad Valorem Funds. No holder or holders of any Bonds issued hereunder shall ever have the right to compel the exercise of the ad valorem taxing power of the City, the State or any political subdivision thereof, or taxation in any form of any real or personal property therein, or the application of any funds of the City, except the Pledged Funds and, solely to the extent provided in Section 304(A) hereof, the Non-Ad Valorem Funds to pay the Bonds or the interest thereon or the making of any sinking fund, reserve or other payments provided for herein. Notwithstanding the foregoing or anything else contained in this Resolution, the Purchase Price of tendered Bonds shall not be payable from or secured by a lien on or pledge of the Pledged Funds or Non-Ad Valorem Funds, but shall be payable solely from remarketing proceeds and amounts paid under a Liquidity Facility in the manner and to the extent provided in Exhibit B hereto and such Liquidity Facility. SECTION 302. BONDS SECURED BY PLEDGE OF PLEDGED FUNDS. The payment of the principal of, interest and premium, if any, on all of the Bonds issued hereunder shall be secured forthwith equally and ratably by a first lien on and pledge of the Pledged Funds. The Pledged Funds are hereby irrevocably pledged to the payment of the principal of and interest on the Bonds authorized herein, and other payments provided for herein, as the same become due and payable. The Bonds and the obligation evidenced thereby shall not constitute a lien upon any property of or in the City, but shall constitute a lien only on the Pledged Funds all in the manner provided in this Resolution. The Bonds shall be payable from the Non-Ad Valorem Funds solely in accordance with the provisions of Section 304(A) hereto. Notwithstanding the foregoing or anything else contained in this Resolution, the Purchase Price of tendered Bonds shall not be payable from or secured by a lien on or pledge of the Pledged Funds or Non-Ad Valorem Funds, but shall be payable solely from remarketing proceeds and amounts paid under a Liquidity Facility in the manner and to the extent provided in Exhibit B hereto and such Liquidity Facility. SECTION 303. APPLICATION OF BOND PROCEEDS AND OTHER MONEYS. Proceeds (net of Underwriters' discount) from the sale of the Bonds and available moneys not to exceed $3,342,615.00 (representing an amount equal to the Swap Premium, investment earnings thereon and, whether paid by the Swap Provider or applied as a credit against any Termination Payment, the Swap Exercise Payment) shall be applied as follows: (1) An amount equal to the accrued interest on the Bonds, if any, shall be deposited in the Interest Account, hereinafter created and established, and used for the purpose of paying interest on the Bonds as the same becomes due and payable. 20 Miami/16317.4 (2) The mount set forth in the Escrow Deposit Agreement shall be deposited with the Escrow Agent to be applied as provided in the Escrow Deposit Agreement. (3) The amount necessary to pay any Termination Payment (or balance thereof) shall be paid to the Swap Provider or the Swap Assignee, as applicable. (4) The balance of the proceeds derived from the sale of the Bonds shall (i) be deposited in a Cost of Issuance Fund which is hereby created and established and used for the purpose of paying such costs of issuance of the Bonds and refunding the Prior Bonds to be Refunded as the City shall determine are appropriate and/or (ii) applied directly to the payment of any premiums due Ambac Assurance. SECTION 304. COVENANTS OF THE CITY. The City hereby covenants and agrees with the holders of any and all of the Bonds issued pursuant to this Resolution as follows: (A) Covenant to Budget and Appropriate. The City covenants and agrees to budget and appropriate in its annual budget, by amendment, if necessary, from Non-Ad Valorem Funds lawfully available in each Fiscal Year, amounts sufficient to satisfy (i) the Annual Debt Service Requirement for such Fiscal Year, (ii) any deposits required to be made into the Debt Service Reserve Account during such Fiscal Year, (iii) any other amounts due the Bond Insurer, any Liquidity Facility Providers, the issuers of any Reserve Account Insurance Policies or Reserve Account Letters of Credit and any Fiduciaries during such Fiscal Year and (iv) to the extent not included under (i) above, any amounts due Counterparties under any Hedge Agreements during such Fiscal Year. Notwithstanding (i) above, if at any time the City determines that the Annual Debt Service Requirement for a Fiscal Year will not be sufficient to pay the interest becoming due on the Bonds during such Fiscal Year, the City's covenant and agreement under this Section 304(A) shall, subject to all the provisions of this Section 304(A), include amounts sufficient to pay the interest becoming due on the Bonds during such Fiscal Year. Such covenant and agreement on the part of the City to budget and appropriate such amounts of Non-Ad Valorem Funds shall be cumulative to the extent not paid, and shall continue until such Non-Ad Valorem Funds or other legally available funds in amounts sufficient to make all such required payments shall have been budgeted, appropriated and actually paid. Notwithstanding the foregoing covenant of the City, the City does not covenant to maintain any services or programs, now provided or maintained by the City, which generate Non-Ad Valorem Funds. Such covenant to budget and appropriate does not create any lien upon or pledge of such Non-Ad Valorem Funds, nor does it preclude the City from pledging in the future its Non-Ad Valorem Funds, nor does it require the City to levy and collect any particular Non-Ad Valorem Funds, nor does it give the Bondholders, the Bond Insurer, any Liquidity Facility Providers, the issuers of any Reserve Account Insurance Policies or Reserve Account Letters of Credit, any Fiduciaries or any Counterparties a prior claim on the Non-Ad Valorem Funds as opposed to claims of general creditors of the City. Such covenant to budget and appropriate Non-Ad Valorem Funds is subject in all respects to the payment of obligations secured by a pledge of such Non-Ad Valorem Funds heretofore or hereinafter entered into (including the payment of debt service on bonds and other debt instruments). However, the covenant to budget and appropriate in its general annual budget for the purposes and in the manner stated herein shall have the effect of making available in the manner described herein Non-Ad Valorem Funds and Miami/16317.4 21 placing on the City a positive duty to budget and appropriate, by amendment, if necessary, amounts sufficient to meet its obligations hereunder; subject, however, in all respects to the restrictions of Section 166.241(3), Florida Statutes, which provides, in part, that the governing body of each municipality make appropriations for each fiscal year which, in any one year, shall not exceed the amount to be received from taxation or other revenue sources; and subject further, to the payment of services and programs which are for essential public purposes affecting the health, welfare and safety of the inhabitants of the City or which are legally mandated by applicable law. (B) Disposition of Non-Ad Valorem Funds. There is hereby created and established the "Taxable Special Obligation Refunding Bonds (Pension Funding Project) Sinking Fund" (hereinafter referred to as thc "Sinking Fund"). There are also hereby created four (4) separate Accounts in the Sinking Fund to be known as the "Interest Account," the "Principal Account," the "Bond Redemption Account" and thc "Debt Service Reserve Account." The Sinking Fund and the Accounts therein shall bc held by the City. Non Ad-Valorem Funds appropriated in each Fiscal Year for the purposes hereunder under the provisions of Section 304(A) above shall be applied in the following manner: (1) To the full extent necessary, for deposit into the Interest Account in the Sinking Fund, on the fifth (5th) day preceding each Interest Payment Date, such sums as shall be sufficient to pay the interest becoming due on the Bonds on each such Interest Payment Date; provided, however, that such deposits for interest shall not be required to be made into the Interest Account to the extent that money on deposit therein is sufficient for such purpose and, provided further, that in the event the City has issued Variable Rate Bonds or entered into a Hedge Agreement pursuant to the provisions of this Resolution, sums shall be deposited at such other times and/or in such other amounts or transferred to such other parties as necessary to pay the interest becoming due on the Variable Rate Bonds or the payments due under the Hedge Agreement on the next Interest Payment Date which under the terms of such Hedge Agreement are payable from the Interest Account. The City shall, on each Interest Payment Date, transfer to the Bond Registrar moneys in an amount equal to the interest due on such Interest Payment Date or shall, prior to such Interest Payment Date, advise the Bond Registrar of the amount of any deficiency in the amount so to be transferred so that the Bond Registrar may give the appropriate notice required to provide for the payment of such deficiency on such Interest Payment Date from any Reserve Account Insurance Policy or Reserve Account Letter of Credit on deposit in the Debt Service Reserve Account or from the Bond Insurance Policy, as applicable. (2) (a) To the full extent necessary, for deposit in the Principal Account in the Sinking Fund, on the fifth (5th) day preceding each principal maturity date, the principal amount of Serial Bonds which will mature and become due on such maturity dates; provided, however, that such deposits for principal shall not be required to be made into the Principal Account to the extent that money on deposit therein is sufficient for such purpose. 22 Miami/16317.4 The City shall, on each principal payment date, transfer to the Bond Registrar moneys in an amount equal to the principal due on such principal payment date or shall, prior to such principal payment date, advise the Bond Registrar of the amount of any deficiency in the amount so to be transferred so that the Bond Registrar may give the appropriate notice required to provide for the payment of such deficiency on such principal payment date from any Reserve Account Insurance Policy or Reserve Account Letter of Credit on deposit in the Debt Service Reserve Account or from the Bond Insurance Policy, as applicable. (b) To the full extent necessary, for deposit into the Bond Redemption Account in the Sinking Fund on the fifth (5th) day preceding each redemption or maturity date, the Amortization Requirements as may be necessary for the payment of the Term Bonds payable from the Bond Redemption Account on such redemption or maturity dates. The moneys in the Bond Redemption Account shall be used solely for the purchase or redemption of the Term Bonds payable therefrom. The City may at any time purchase any of said Term Bonds at prices not greater than the then redemption price of said Term Bonds. If the Term Bonds are not then redeemable, the City may purchase said Term Bonds at prices not greater than the redemption price of such Term Bonds on the next ensuing redemption date. The City shall be mandatorily obligated to use any moneys in the Bond Redemption Account for the redemption prior to maturity of such Term Bonds in such manner and at such times as the same are subject to mandatory redemption. If, by the application of moneys in the Bond Redemption Account, the City shall purchase or call for redemption in any year Term Bonds in excess of the Amortization Requirements for such year, such excess of Term Bonds so purchased or redeemed shall be credited in such manner and at such times as the Chief Financial Officer shall determine over the remaining payment dates. The City shall, on each redemption or maturity date, transfer to the Bond Registrar moneys in an amount equal to the payments due on the Term Bonds on such redemption or maturity date or shall, prior to such redemption or maturity date, advise the Bond Registrar of the amount of any deficiency in the amount so to be transferred so that the Bond Registrar may give the appropriate notice required to provide for the payment of such deficiency on such redemption or maturity date from any Reserve Account Insurance Policy or Reserve Account Letter of Credit on deposit in the Debt Service Reserve Account or from the Bond Insurance Policy, as applicable. (3) To the full extent necessary, for deposit into the Debt Service Reserve Account in the Sinking Fund on the fifteenth (15th) day of each month in each year, beginning with the fifteenth (15th) day of the first full calendar month following the date on which there is a deficiency in the amount required to be on deposit in the Debt Service Reserve Account, 'such sums as shall be at least sufficient to pay an amount equal to one- twelfth (1/12) of the difference between the amount on deposit in the Debt Service Reserve Account (including any Reserve Account Insurance Policy or Reserve Account Letter of Credit) and the Reserve Account Requirement; provided, however, that no payments shall be required to be made into the Debt Service Reserve Account whenever Miami/16317.4 23 and as long as the amount on deposit therein (including any Reserve Account Insurance Policy or Reserve Account Letter of Credit) shall be equal to the Reserve Account Requirement. Moneys in Debt Service Reserve Account shall be used only for the purpose of making payments of principal of and interest on the Bonds when the moneys in any other Fund or Account held pursuant to this Resolution and available for such purpose are insufficient therefor. Any moneys in the Debt Service Reserve Account in excess of the Reserve Account Requirement for the Bonds Outstanding may, in the discretion of the City, be transferred to and deposited in the Interest Account, the Principal Account or the Bond Redemption Account as the City at its option may determine. Notwithstanding the foregoing provisions, in lieu of or in substitute for the required deposits (including existing deposits therein) into the Debt Service Reserve Account, the City may cause to be deposited into the Debt Service Reserve Account a Reserve Account Insurance Policy or a Reserve Account Letter of Credit for the benefit of the Holders of the Bonds Outstanding, which Reserve Account Insurance Policy or Reserve Account Letter of Credit shall be payable or available to be drawn upon, as the case may be (upon the giving of notice as required thereunder), on any Interest Payment Date or principal payment date or mandatory redemption date on which a deficiency exists which cannot be cured by moneys in any other fund or account held pursuant to this Resolution and available for such purpose. If a disbursement is made under the Reserve Account Insurance Policy or the Reserve Account Letter of Credit, the City shall be obligated to either (i) reinstate the maximum limits of such Reserve Account Insurance Policy or Reserve Account Letter of Credit within twelve months by increasing the amount payable or available to be drawn thereunder in equal monthly amounts over such twelve month period, or (ii) deposit, on a monthly basis in accordance with the first paragraph of this Section 304(B)(3), into the Debt Service Reserve Account from the Non-Ad Valorem Funds appropriated in accordance with Section 304(A) hereof, funds in the amount of the disbursements made under such Reserve Account Insurance Policy or Reserve Account Letter of Credit, or a combination of such alternatives as shall equal the Reserve Account Requirement for the Bonds Outstanding. The City shall satisfy the Reserve Account Requirement on the date of original issuance of the Bonds by causing the Reserve Account Surety Bond to be provided by Ambac Assurance. In the event that upon the occurrence of any deficiency in the Interest Account, the Principal Account or the Bond Redemption Account, the Debt Service Reserve Account is then funded with one or more Reserve Account Insurance Policies and/or Reserve Account Letters of Credit, the City or the Bond Registrar, as applicable, shall, on an interest or principal payment date or mandatory redemption date to which such deficiency relates, draw upon or cause to be paid under such facilities, on a pro-rata basis thereunder, an amount sufficient to remedy such deficiency, in accordance with the terms and provisions of such facilities and any corresponding reimbursement or other agreement governing such facilities; provided however, that if at the time of such deficiency the Debt Service Reserve Account is only partially funded with one or more Miami/16317.4 24 Reserve Account Insurance Policies and/or Reserve Account Letters of Credit, prior to drawing on such facilities or causing payments to be made thereunder, the City shall first apply any cash and securities on deposit in the Debt Service Reserve Account to remedy the deficiency and, if after such application a deficiency still exists, the City or the Bond Registrar, as applicable, shall make up the balance of the deficiency by drawing on such facilities or causing payments to be made thereunder, as provided in this paragraph. Amounts drawn or paid under a Reserve Account Insurance Policy or Reserve Account Letter of Credit shall be applied as set forth in the second paragraph of this Section 304(B)(3). Any amounts drawn or paid under a Reserve Account Insurance Policy or Reserve Account Letter of Credit shall be reimbursed to the issuer thereof in accordance with the terms and provisions of the reimbursement or other agreement governing such facility, including with respect to the Reserve Account Surety Bond, the Guaranty Agreement. The Debt Service Reserve Account shall be valued on the last day of each Fiscal Year and the value of securities on deposit therein shall be the lower of par, or if purchased at other than par, amortized value. Amortized value, when used with respect to securities purchased at a premium above or a discount below par, shall mean the value at any given date obtained by dividing the total premium or discount at which such securities were purchased by the number of interest payment dates remaining to maturity on such securities after such purchase and by multiplying the amount so calculated by the number of interest payment dates having passed since the date of purchase; and (i) in the case of securities purchased at a premium, by deducting the product thus obtained from the purchase price, and (ii) in the case of securities purchased at a discount, by adding the product thus obtained to the purchase price. (4) To the various Fiduciaries, Liquidity Facility Providers, issuers of Reserve Account Insurance Policies or Reserve Account Letters of Credit and Counterparties, as applicable, in payment of amounts payable to such parties during such Fiscal Year not paid pursuant to the above provisions. Notwithstanding the foregoing or any other provision herein to the contrary, if any amount applied to the payment of principal of and premium, if any, and interest on the Bonds that would have been paid from an account in the Sinking Fund, is paid instead under the Bond Insurance Policy or a Liquidity Facility, amounts deposited in such relevant account may be paid, to the extent required, to the Bond Insurer or the Liquidity Facility Provider having theretofore made said corresponding payment. (C) Investment of Funds. The Sinking Fund, including the Interest Account, Principal Account, Bond Redemption Account and Debt Service Reserve Account, and the Cost of Issuance Fund shall constitute trust funds in favor of the Bondholders and shall be invested by the City as provided in this Section 304(C). Moneys on deposit in the Interest Account, Principal Account, Bond Redemption Account and Cost of Issuance Fund may be invested in Permitted Investments maturing not later than the dates on which such moneys will be needed for the purposes of such fund or account. Miami/16317.4 25 Moneys on deposit in the Debt Service Reserve Account may be invested in Permitted Investments maturing not later than the final maturity of any of the Bonds. All income and earnings received from the investment and reinvestment of moneys in the Interest Account, the Principal Account and the Bond Redemption Account in the Sinking Fund shall be retained in the respective accounts and applied as a credit against the obligation of the City to deposit moneys to such accounts pursuant to Section 304(B)(1) and Section 304(B)(2)(a) and Section 304(B)(2)(b) of this Resolution, respectively. All income and earnings received from the investment and reinvestment of moneys in the Debt Service Reserve Account in the Sinking Fund shall be retained in the Debt Service Reserve Account and applied as a credit against the obligation of the City to deposit moneys to such Account, unless the amount in such Account shall exceed the Reserve Account Requirement, in which event such excess may be applied in the manner set forth for excess amounts in the Debt Service Reserve Account, as described in Section 304(B)(3). All income and earnings received from the investment and reinvestment of moneys in the Cost of Issuance Fund shall be transferred to the Interest Account. For the purpose of investing or reinvesting, the City may commingle moneys in the Funds and Accounts created and established hereunder in order to achieve greater investment income; provided that the City shall separately account for the amounts so commingled. The amounts required to be accounted for in each of the Funds and Accounts designated herein may be deposited in a single bank account provided that adequate accounting procedures are maintained to reflect and control the restricted allocations of the amounts on deposit therein for the various purposes of such Funds and Accounts as herein provided. The designation and establishment of Funds and Accounts in and by this Resolution shall not be construed to require the establishment of any completely independent Funds and Accounts but rather is intended solely to constitute an allocation of certain revenues and assets for certain purposes and to establish such certain priorities for application of certain revenues and assets as herein provided. (D) Books and Records. The City will keep separately identifiable accounting records for the Pledged Funds by the use of a fund established in accordance with generally accepted accounting principles, and any Holder of a Bond or Bonds issued pursuant to this Resolution, shall have the right at all reasonable times to inspect all records, accounts and data of the City relating thereto. Such records and accounts shall contain the statements required by generally accepted accounting principles applicable to governmental entities. (E) No Impairment of Contract. The City has full power and authority to irrevocably pledge the Pledged Funds to the payment of the principal of and interest on the Bonds. The pledge of such Pledged Funds, in the manner provided herein, shall not be subject to repeal, modification or impairment by any subsequent resolution, ordinance or other proceedings of the City so long as any Bonds are Outstanding hereunder. The City shall take all actions necessary and pursue such legal remedies which may be available to it either in law or in equity to prevent or cure any impairment by any entity other than the City within the meaning of this subsection. Miami/16317.4 26 (F) Remedies. Any Holder of Bonds issued under the provisions of this Resolution may, either at law or in equity, by suit, action, mandamus or other proceedings in any court of competent jurisdiction, protect and enforce any and all rights under the laws of the State, or granted and contained in this Resolution, and may enforce and compel the performance of all duties required by this Resolution or by any applicable statutes to be performed by the City or by any officer thereof. Nothing herein, however, shall be construed to grant any Holder of such Bonds any lien on any property of or within the corporate boundaries of the City, except as provided herein. No Holder of Bonds, however, shall have any right in any manner whatever to affect adversely, or prejudice the security of this Resolution or to express any right hereunder except in the manner herein provided, and all proceedings at law or in equity shall be instituted and maintained for the benefit of all Holders of Bonds. Notwithstanding anything in this Resolution to the contrary, so long as the Bond Insurer shall not be in default in its payment obligations under the Bond Insurance Policy, the Bond Insurer shall be deemed to be the Holder of all Bonds so secured for all purposes of this Section 304(F). (G) Discharge and Satisfaction of Bonds. The covenants, liens and pledges entered into, created or imposed pursuant to this Resolution may be fully discharged and satisfied with respect to all or a portion of the Bonds in any one or more of the following ways: (1) by paying the principal of and interest on such Bonds when the same shall become due and payable; or (2) by depositing in the Interest Account, the Principal Account and the Bond R~demption Account and/or in such other accounts which are irrevocably pledged to the payment of Bonds as the City may hereafter create and establish by resolution, certain moneys which together with other moneys lawfully available therefor, if any, shall be sufficient at the time of such deposit to pay when due the principal, redemption premium, if any, and interest due and to become due on said Bonds on or prior to the redemption date or maturity date thereof; or (3) by depositing in the Interest Account, the Principal Account and the Bond Redemption Account and/or such other accounts which are irrevocably pledged to the payment of Bonds as the City may hereafter create and establish by resolution, moneys which together with other moneys lawfully available therefor, when invested in Defeasance Obligations which shall not be subject to redemption prior to their maturity other than at the option of the holder thereof, will provide moneys which shall be sufficient to pay when due the principal, redemption premium, if any, and interest due and to become due on said Bonds on or prior to the redemption date or maturity date thereof and delivering a verification report of a nationally recognized certified public accountant as to the adequacy of such deposit, together with investment earnings thereon, to pay when due the principal, redemption premium, if any, and interest due or to become due on or prior to the redemption date or maturity date of the Bonds. (4) As to Variable Rate Bonds, whether discharged and satisfied under the provisions of subsection (2) or (3) above, the amount required for the interest thereon Miami/16317.4 27 shall be calculated at the maximum rate permitted by the terms of the provisions which authorized the issuance of such Variable Rate Bonds; provided however, that if on any date, as a result of such Variable Rate Bonds having borne interest at less than such maximum rate for any period, the total amount of moneys and Defeasance Obligations on deposit for the payment of interest on such Variable Rate Bonds is in excess of the total amount which would have been required to be deposited on such date in respect of such Variable Rate Bonds in order to fully discharge and satisfy such Bonds pursuant to the provisions of this Section, the City may use the amount of such excess free and clear of any trust, lien, security interest, pledge or assignment securing said Variable Rate Bonds or otherwise existing under this Resolution. (5) Notwithstanding any of the provisions of this Resolution to the contrary, Put Bonds may only be fully discharged and satisfied either pursuant to subsection (1) above or by depositing in the Interest Account, the Principal Account and the Bond Redemption Account, or in such other accounts which are irrevocably pledged to the payment of the Put Bonds as the City may hereafter create and establish by resolution, moneys which together with moneys lawfully available therefor, if any, shall be sufficient at the time of such deposit to pay when due the maximum amount of principal of and redemption premium, if any, and interest on such Put Bonds which could become payable to the Holders of such Bonds upon the exercise of any options provided to the Holders of such Bonds; provided however, that if, at the time a deposit is made pursuant to this subsection (5), the options originally exercisable by the Holder of a Put Bond are no longer exercisable, such Bond shall not be considered a Put Bond for purposes of this subsection (5). (6) Notwithstanding the foregoing, all references to the discharge and satisfaction of Bonds shall include the discharge and satisfaction of any portion of the Bonds, any maturity or maturities of the Bonds, any portion of a maturity of the Bonds or any combination thereof. Upon such payment or deposit in the amount and manner provided in this Section 304(G), Bonds shall be deemed to be paid and shall no longer be deemed to be Outstanding for the purposes of this Resolution and all liability of the City with respect to said Bonds shall cease, terminate and be completely discharged and extinguished, and the Holders thereof shall be entitled to payment solely out of the moneys or securities so deposited; provided that in the event said Bonds do not mature and are not to be redeemed within the next succeeding sixty (60) days, the City shall have given the Bond Registrar irrevocable instructions to give, as soon as practicable, a notice to the Holders of said Bonds by first-class mail, postage prepaid, stating that the deposit of said moneys or Defeasance Obligations has been made with an appropriate fiduciary institution acting as escrow agent solely for the Holders of said Bonds and other Bonds being defeased, and that said Bonds are deemed to have been paid in accordance with this Section and stating such maturity or redemption date upon which moneys are to be available for the payment of the principal of and premium, if any, and interest on said Bonds, In the event that the principal and redemption price, if applicable, and interest due on the Bonds shall be paid by the Bond Insurer pursuant to the terms of the Bond Insurance Policy, the assignment and pledge created hereunder and all covenants, agreements and other obligations of Miami/16317.4 28 the City to the Bondholders shall continue to exist and the Bond Insurer shall be subrogated to the rights of such Bondholders. If any portion of the moneys deposited for the payment of the principal of and redemption premium, if any, and interest on any portion of Bonds is not required for such purpose, the City may use the amount of such excess free and clear of any trust, lien, security interest, pledge or assignment securing said Bonds or otherwise existing under this Resolution. SECTION 305. COVENANTS FOR AMBAC ASSURANCE. The Commission hereby authorizes the City to secure the Bond Insurance Policy and the Reserve Account Surety Bond in connection with the issuance of the Bonds and to pay the premiums with respect thereto. For all purposes of this Resolution, the Reserve Account Surety Bond shall be treated as a Reserve Account Insurance Policy hereunder. For so long as the Bond Insurance Policy and the Reserve Account Surety Bond are in effect and Ambac Assurance has not defaulted in its obligations thereunder, and notwithstanding any provisions to the contrary contained in this Resolution, the City and the Bond Registrar, as applicable, covenant and agree, but solely for the benefit of Ambac Assurance, as follows: (A) Consent of Ambac Assurance. Any provision of this Resolution expressly recognizing or granting rights in or to Ambac Assurance may not be amended in any manner which affects the rights of Ambac Assurance without the prior written consent of Ambac Assurance. (B) Consent of Ambac Assurance in Lieu of Bondholder Consent. Ambac Assurance's consent shall be required in lieu of Bondholder consent, when required, for the following purposes: (i) execution and delivery of any supplemental resolution or any amendment, supplement or change to or modification of this Resolution; (ii) removal of the Bond Registrar and selection and appointment of any successor Bond Registrar; and (iii) initiation or approval of any action not described in (i) or (ii) above which requires Bondholder consent. (C) Rights of Ambac Assurance in the Event of Insolvency. In the event of any reorganization or liquidation, Ambac Assurance shall have the right to vote on behalf of all Bondholders but shall in no event vote to reduce the principal amount of Bonds Outstanding or to reduce the interest rate which the Bonds bear. (D) Consent of Ambac Assurance Upon Default. Anything in this Resolution to the contrary notwithstanding, upon the occurrence and continuance of a default under this Resolution, Ambac Assurance shall be entitled to control and direct the enforcement of all rights and remedies granted to the Bondholders under this Resolution. (E) Notices to Ambac Assurance; Accountings. (1) Assurance: The City or the Bond Registrar, as applicable, shall furnish to Ambac Miami/16317.4 29 (a) as soon as practicable after filing thereof, a copy of any financial statement of the City and a copy of any audit and annual report of the City; (b) a copy of any notice to be given to the registered owners of the Bonds, including, without limitation, notice of any redemption of or defeasance of Bonds, and any certificate rendered pursuant to this Resolution relating to the security for the Bonds; (c) all information and notices to be provided under the Continuing Disclosure Commitment; and (d) such additional information it may reasonably request. (2) The Bond Registrar or the City, as applicable, shall notify Ambac Assurance of any failure of the City to provide relevant notices or certificates. (3) The City will permit Ambac Assurance to discuss the affairs, finances and accounts of the City or any information Ambac Assurance may reasonably request regarding the security for the Bonds with appropriate officers of the City. The Bond Registrar and the City will permit Ambac Assurance to have access to and to make copies of all books and records relating to the Bonds at any reasonable time. (4) Ambac Assurance shall have the right to direct an accounting at the City's expense, and the City's failure to comply with such direction within thirty (30) days after receipt of written notice of the direction from Ambac Assurance shall be deemed as a default hereunder; provided, however, that if compliance cannot occur within such period, then such period will be extended so long as compliance is begun within such period and diligently pursued, but only if such extension would not materially adversely affect the interests of any registered owner of the Bonds. (5) Notwithstanding any other provision of this Resolution, the Bond Registrar or the City, as applicable, shall immediately notify Ambac Assurance if at any time there are insufficient moneys to make any payments of principal of and/or interest on the Bonds as required and immediately upon the occurrence of any default under this Resolution. (F) Defeasance of Bonds. In the event that the principal and/or interest due on the Bonds shall be paid by Ambac Assurance pursuant to the Bond Insurance Policy, the Bonds shall remain Outstanding for all purposes, not be defeased or otherwise satisfied and not be considered paid by the City, and the assignment and pledge created under this Resolution and all covenants, agreements and other obligations of the City to the registered owners shall continue to exist and shall run to the benefit of Ambac Assurance, and Ambac Assurance shall be subrogated to the rights of such registered owners. (G) Payment Procedure Pursuant to the Bond Insurance Policy. (1) At least one (1) day prior to all Interest Payment Dates the Bond Registrar will determine whether there will be sufficient funds in the Funds and Accounts 30 Miami/16317.4 established under the Resolution to pay the principal of or interest on the Bonds on such Interest Payment Date. If the Bond Registrar determines that there will be insufficient funds in such Funds or Accounts, the Bond Registrar shall so notify Ambac Assurance. Such notice shall specify the amount of the anticipated deficiency, the Bonds to which such deficiency is applicable and whether such Bonds will be deficient as to principal or interest, or both. If the Bond Registrar has not so notified Ambac Assurance at least one (1) day prior to an Interest Payment Date, Ambac Assurance will make payments of principal or interest due on the Bonds on or before the first (1 st) day next following the date on which Ambac Assurance shall have received notice of nonpayment from the Bond Registrar. (2) The Bond Registrar and the City, as applicable, shall, after the giving of notice to Ambac Assurance as provided in (1) above, make available to Ambac Assurance and, at Ambac Assurance's direction, to The Bank of New York, in New York, New York, as insurance trustee for Ambac Assurance or any successor insurance trustee (the "Insurance Trustee"), the registration books maintained by the Bond Registrar, and all records relating to the Funds and Accounts maintained under this Resolution. (3) The Bond Registrar shall provide Ambac Assurance and the Insurance Trustee with a list of registered owners of Bonds entitled to receive principal or interest payments from Ambac Assurance under the terms of the Bond Insurance Policy, and the Bond Registrar shall make arrangements with the Insurance Trustee (i) to mail checks or drafts to the registered owners of Bonds entitled to receive full or partial interest payments from Ambac Assurance and (ii) to pay principal upon Bonds surrendered to the Insurance Trustee by the registered owners of Bonds entitled to receive full or partial principal payments from Ambac Assurance. (4) The Bond Registrar shall, at the time it provides notice to Ambac Assurance pursuant to (1) above, notify registered owners of Bonds entitled to receive the payment of principal or interest thereon from Ambac Assurance (i) as to the fact of such entitlement, (ii) that Ambac Assurance will remit to them all or a part of the interest payments next coming due upon proof of Bondholder entitlement to interest payments and delivery to the Insurance Trustee, in form satisfactory to the Insurance Trustee, of an appropriate assignment of the registered owner's right to payment, (iii) that should they be entitled to receive full payment of principal from Ambac Assurance, they must surrender their Bonds (along with an appropriate instrument of assignment in form satisfactory to the Insurance Trustee to permit ownership of such Bonds to be registered in the name of Ambac Assurance) for payment to the Insurance Trustee, and not the Bond Registrar and (iv) that should they be entitled to receive partial payment of principal from Ambac Assurance, they must surrender their Bonds for payment thereon first to the Bond Registrar who shall note on such Bonds the portion of the principal paid by the Bond Registrar and then, along with an appropriate instrument of assignment in form satisfactory to the Insurance Trustee, to the Insurance Trustee, which will then pay the unpaid portion of principal. Miami/16317.4 31 (5) In the event that the Bond Registrar has notice that any payment of principal of or interest on a Bond which has become Due for Payment (as defined in the Bond Insurance Policy) and which is made to a Bondholder by or on behalf of the City has been deemed a preferential transfer and theretofore recovered from its registered owner pursuant to the United States Bankruptcy Code by a trustee in bankruptcy in accordance with the final, nonappealable order of a court having competent jurisdiction, the Bond Registrar shall, at the time Ambac Assurance is notified pursuant to (1) above, notify all registered owners that in the event that any registered owner's payment is so recovered, such registered owner will be entitled to payment from Ambac Assurance to the extent of such recovery if sufficient funds are not otherwise available, and the Bond Registrar shall furnish to Ambac Assurance its records evidencing the payments of principal of and interest on the Bonds which have been made by the Bond Registrar and subsequently recovered from registered owners and the dates on which such payments were made. (6) In addition to those rights granted Ambac Assurance under this Resolution, Ambac Assurance shall, to the extent it makes payment of principal of or interest on Bonds, become subrogated to the rights of the recipients of such payments in accordance with the terms of the Bond Insurance Policy, and to evidence such subrogation (i) in the case of subrogation as to claims for past due interest, the Bond Registrar shall note Ambac Assurance's rights as subrogee on the registration books maintained by the Bond Registrar upon receipt from Ambac Assurance of proof of the payment of interest thereon to the registered owners of the Bonds, and (ii) in the case of subrogation as to claims for past due principal, the Bond Registrar shall note Ambac Assurance's rights as subrogee on the registration books maintained by the Bond Registrar upon surrender of the Bonds by the registered owners thereof together with proof of the payment of principal thereof. (H) Payment Procedure Pursuant to the Reserve Account Surety Bond. (1) In the event and to the extent that moneys on deposit in the Sinking Fund, including all amounts on deposit in and credited to the Debt Service Reserve Account in excess of the amount of the Reserve Account Surety Bond, are insufficient to pay the amount of principal and interest coming due on the Bonds, then upon the later of: (i) one (1) day after receipt by the General Counsel of Ambac Assurance of a demand for payment in the form attached to the Reserve Account Surety Bond as Attachment 1 (the "Demand for Payment"), duly executed, certifying that payment due under this Resolution has not been made; or (ii) the payment date of the Bonds as specified in the Demand for Payment presented to the General Counsel of Ambac Assurance, Ambac Assurance will make a deposit of funds in an account with the Bond Registrar, sufficient for the payment to the Bond Registrar, of amounts which are then due to the Bond Registrar under this Resolution (as specified in the Demand for Payment) up to but not in excess of the Surety Bond Coverage, as defined in the Reserve Account Surety Bond; provided, however, that in the event that the amount on deposit in, or credited to, the Debt Service Reserve Account, in addition to the amount available under the Reserve Account Surety Bond, includes amounts available under any other Reserve Account Insurance Policy or Reserve Account Letter of Credit (the "Additional Funding 32 Miami/16317.4 Instrument"), draws on the Reserve Account Surety Bond and the Additional Funding Instrument shall be made on a pro rata basis to fund the insufficiency. (2) The City shall, after the submission to Ambac Assurance of the Demand for Payment as provided in (1) above, make available to Ambac Assurance all records relating to the Funds and Accounts maintained under this Resolution. (3) The Bond Registrar shall, upon receipt of moneys received from the draw on the Reserve Account Surety Bond, as specified in the Demand for Payment, cause the City to credit the Debt Service Reserve Account to the extent of moneys received pursuant to such Demand. (4) The Debt Service Reserve Account shall be replenished under the provisions of Section 304(B)(3) of this Resolution in the following priority: (i) principal and interest on the Reserve Account Surety Bond, as provided under the Guaranty Agreement, and on any Additional Funding Instrument shall be paid from Non Ad- Valorem Funds appropriated in each Fiscal Year under the provisions of Section 304(A) of this Resolution on a pro rata basis and (ii) after all such amounts are paid in full, amounts necessary to fund the Debt Service Reserve Account to the required level, after taking into account the amounts available under the Reserve Account Surety Bond and any Additional Funding Instrument, shall be deposited from next available Non Ad- Valorem Funds appropriated in each Fiscal Year under the provisions of Section 304(A) of this Resolution. For purposes of clause (ii) of the first paragraph of such Section 304(A) of this Resolution, the payment of principal and interest on the Reserve Account Surety Bond, as provided under the Guaranty Agreement, and on any Additional Funding Instrument during any Fiscal Year shall be included in the computation of "any deposits required to be made into the Debt Service Reserve Account during such Fiscal Year." (I) Interested Parties. To the extent that this Resolution confers upon or gives or grants to Ambac Assurance any right, remedy or claim thereunder, Ambac Assurance is hereby explicitly recognized as being a third-party beneficiary hereunder and may enforce any such right, remedy or claim conferred, given or granted hereunder. [END OF ARTICLE III] Miami/16317.4 33 ARTICLE IV CONCERNING THE BOND REGISTRAR SECTION 401. APPOINTMENT AND ACCEPTANCE OF DUTIES. The Bond Registrar shall signify its acceptance of the duties and obligations imposed upon it by this Resolution by executing and delivering to the City a written acceptance thereof. SECTION 402. RESPONSIBILITIES OF BOND REGISTRAR. The recitals of facts contained herein and in the Bonds shall be taken as the statements of the City and the Bond Registrar assumes no responsibility for the correctness of the same. The Bond Registrar makes no representation as to the validity or sufficiency of this Resolution or of any Bonds issued thereunder or as to the security afforded by this Resolution, and the Bond Registrar shall not incur any liability in respect thereof. The Bond Registrar shall, however, be responsible for its representation contained in its certificate of authentication of the Bonds. The Bond Registrar shall be under no responsibility or duty with respect to the application of any moneys paid by the Bond Registrar in accordance with the provisions of this Resolution to or upon the order of the City. The Bond Registrar shall be under no obligation or duty to perform any act which would involve it in expense or liability or to institute or defend any suit in respect thereof, or to advance any of its own moneys, unless properly indemnified. The Bond Registrar shall not be liable in connection with the performance of its duties hereunder except for its own negligence, misconduct or default. SECTION 403. EVIDENCE ON WHICH BOND REGISTRAR MAY ACT. (a) The Bond Registrar, upon receipt of any notice, resolution, request, consent, order, certificate, report, opinion, bond, or other paper or document furnished to it pursuant to any provision of this Resolution, shall examine such instrument to determine whether it conforms to the requirements of this Resolution and shall be protected in acting upon any such instrument believed by it to be genuine and to have been signed or presented by the proper party or parties. The Bond Registrar may reasonably consult with counsel, who may or may not be counsel to the City, and the opinion of such counsel shall be full and complete authorization and protection in respect of any action taken or suffered by it under this Resolution in good faith and in accordance therewith. (b) Whenever the Bond Registrar shall deem it necessary or desirable that a matter be proved or established prior to taking or suffering any action under this Resolution, such matter (unless other evidence in respect thereof be therein specifically prescribed) may be deemed to be conclusively proved and established by a certificate of the Mayor, City Manager or Chief Financial Officer, and such certificate shall be full warrant for any action taken or suffered in good faith under the provisions of this Resolution upon the faith thereof; but in its discretion the Bond Registrar may in lieu thereof accept other evidence of such fact or matter or may require such further or additional evidence as it may deem reasonable. (c) Except as otherwise expressly provided in this Resolution, any request, order, notice or other direction required or permitted to be furnished pursuant to any provision hereof Miami/16317.4 34 by the City to the Bond Registrar shall be sufficiently executed in the name of the City by the Mayor, City Manager or Chief Financial Officer. SECTION 404. COMPENSATION. The City may agree with the Bond Registrar to pay to the Bond Registrar from time to time reasonable compensation for all services rendered under this Resolution, and also all reasonable expenses, charges, counsel fees and other disbursements, including those of its attorneys, agents and employees, incurred in and about the performance of their powers and duties under this Resolution. The City may also agree with the Bond Registrar to indemnify the Bond Registrar for any and all of its reasonable fees, costs and expenses resulting from any claim, liability or the like incurred in and about the performance of its powers and duties under this Resolution. SECTION 405. CERTAIN PERMITTED ACTS. The Bond Registrar, individually or otherwise, may become the owner of any Bonds, with the same rights it would have if it were not a Fiduciary. To the extent permitted by law, the Bond Registrar may act as depositary for, and permit any of its officers or directors to act as a member of, or in any other capacity with respect to, any committee formed to protect the rights of Bondholders or to effect or aid in any reorganization growing out of the enforcement of the Bonds or this Resolution, whether or not any such committee shall represent the Holders of a majority in principal amount of the Bonds then Outstanding. SECTION 406. MERGER OR CONSOLIDATION. Any entity into which the Bond Registrar may be merged or converted or with which it may be consolidated or any entity resulting from any merger, conversion or consolidation to which it shall be a party or any entity to which the Bond Registrar may sell or transfer all or substantially all of its business, provided such entity shall be authorized by law to perform all duties imposed upon it by this Resolution, shall be the successor to the Bond Registrar without the execution or filing of any paper or the performance of any further act. SECTION 407. ADOPTION OF AUTHENTICATION. In case any of the Bonds contemplated to be issued under this Resolution shall have been authenticated but not delivered, any successor Bond Registrar may adopt the certificate of authentication of any predecessor Bond Registrar so authenticating such Bonds and deliver such Bonds so authenticated; and in case any of the said Bonds shall not have been authenticated, any successor Bond Registrar may authenticate such Bonds in the name of the predecessor Bond Registrar, or in the name of the successor Bond Registrar, and in all such cases such certificate shall be fully effective. SECTION 408. RESIGNATION OR REMOVAL OF BOND REGISTRAR AND APPOINTMENT OF SUCCESSOR. The Bond Registrar may at any time resign and be discharged of the duties and obligations created by this Resolution by giving at least 60 days' written notice to the Bond Insurer, any Liquidity Facility Provider, the City, and any other Fiduciaries. The Bond Registrar may be removed by the City at any time by an instrument filed with the Bond Registrar, the Bond Insurer, any Liquidity Facility Provider and any other Fiduciaries signed by the Mayor or the City Manager. Any successor Bond Registrar shall be appointed by the City and shall be fully qualified to act in such capacity under the laws of the State, be willing and able to accept the office on reasonable and customary terms and be authorized by law to perform all the duties imposed upon it by this Resolution. The City shall Miami/16317.4 35 notify the Bond Insurer, any Liquidity Facility Provider and any other Fiduciaries of the appointment of any successor Bond Registrar. In the event of the resignation or removal of the Bond Registrar, the Bond Registrar shall pay over, assign and deliver any moneys held by it as Bond Registrar to its successor. SECTION 409. VACANCY. If at any time hereafter the Bond Registrar shall resign, be removed, be dissolved, or otherwise become incapable of acting, by bankruptcy or otherwise, or if the bank, trust company or securities firm acting as Bond Registrar shall be taken over by any governmental official, agency, department or board, the position of Bond Registrar shall thereupon become vacant. If the position of Bond Registrar shall become vacant for any of the foregoing reasons or for any other reasons, the City shall appoint a successor Bond Registrar. If no appointment of a successor Bond Registrar shall be made pursuant to the foregoing provisions of this Section, the Holder of any Bond Outstanding hereunder or any retiring Bond Registrar may apply to any court of competent jurisdiction to appoint a successor Bond Registrar. Such court may thereupon, after such notice, if any, as such court may deem proper and prescribe, appoint a successor Bond Registrar. [END OF ARTICLE IV] 36 Miami/16317.4 ARTICLE V EXECUTION OF INSTRUMENTS BY BONDHOLDERS AND PROOF OF OWNERSHIP OF BONDS SECTION 501. PROOF OF EXECUTION OF DOCUMENTS AND OWNERSHIP. (a) Any request, direction, consent or other instrument in writing required by this Resolution to be signed or executed by Bondholders may be in any number of concurrent instruments of similar tenor and may be signed or executed by such Bondholders in person or by their attorneys or legal representatives appointed by an instrument in writing. Proof of the execution of any such instrument and of the ownership of Bonds shall be sufficient for any purpose of this Resolution and shall be conclusive in favor of the Fiduciaries with regard to any action taken by it under such instrument if made in the following manner: (1) The fact and date of the execution by any person of any such instrument may be proved by the verification of any officer in any jurisdiction who, by the laws thereof, has power to take affidavits within such jurisdiction, to the effect that such instrument was subscribed and sworn to before him, or by an affidavit of a witness to such execution. Where such execution is on behalf of a person other than an individual, such verification shall also constitute sufficient approval of the authority of the signor thereof. (2) The ownership of Bonds shall be proved by the registration books required to be maintained pursuant to the provisions of this Resolution. Nothing contained in this Article shall be construed as limiting the Fiduciaries to such proof, it being intended that the Fiduciaries may accept any other evidence of the matters herein stated which it may deem sufficient. (b) If the City shall solicit from the Holders any request, direction, consent or other instrument in writing required or permitted by this Resolution to be signed or executed by the Holders, the City may, at its option, fix in advance a record date for determination of Holders entitled to give each request, direction, consent or other instrument, but the City shall have no obligation to do so. If such a record date is fixed, such request, direction, consent or other instrument may be given before or after such record date, but only the Holders of record at the close of business on such record date shall be deemed to be Holders for the purposes of determining whether Holders of the requisite proportion of Bonds have authorized or agreed or consented to such request, direction, consent or other instrument, and for that purpose the Bonds shall be computed as of such record date. (c) Any request or consent of the Holder of any Bond shall bind every future Holder of the same Bond in respect of anything done in pursuance of such request or consent. [END OF ARTICLE V] Miami/16317.4 37 ARTICLE VI MISCELLANEOUS PROVISIONS SECTION601. MODIFICATION OR AMENDMENT. Except as otherwise provided in the third paragraph hereof, no adverse material modification or amendment of this Resolution, or of any resolution amendatory hereof or supplemental hereto, may be made after the issuance of any Bonds without the consent in writing of the Holders of more than fifty per centum (50%) in aggregate principal amount of the Bonds then Outstanding; provided, however, that no modification or amendment shall permit a change in the maturity of such Bonds or a reduction in the rate of interest thereon, or affect the promise of the City to pay the principal of and interest on the Bonds, as the same mature or become due, from the Pledged Funds or the Non-Ad Valorem Funds as provided in Section 304(A) hereof, or reduce the percentage of Holders of Bonds required above for such modification or amendment, without the consent of the Holders of all the Bonds. For the purposes of this Section 601, so long as the Bond Insurance Policy is in effect and the Bond Insurer has not defaulted in its obligations thereunder, the Bond Insurer shall be deemed the sole Holder of the Bonds. This Resolution may be amended, changed, modified and altered without the consent of the Holders of Bonds or the Bond Insurer or any Liquidity Facility Provider: (a) to cure any ambiguity or formal defect or omission in this Resolution or supplemental resolutions or to correct or supplement any provision contained herein which may be defective or inconsistent with any other provisions contained herein; or (b) to grant to or confer upon the Bondholders any additional rights, remedies, powers, authority or security that may lawfully be granted to or conferred upon the Bondholders; or (c) to add to the conditions, limitations and restrictions on the issuance of Bonds under the provisions of this Resolution, other conditions, limitations and restrictions thereafter to be observed; or (d) to add to the covenants and agreements of the City in this Resolution other covenants and agreements thereafter to be observed by the City or to surrender any right or power herein reserved to or conferred upon the City; or (e) to qualify the Bonds or any of the Bonds for registration under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended; or (f) to qualify this Resolution as an "indenture" under the Trust Indenture Act of 1939, as amended; or (g) to make such changes as may be necessary to adjust the terms hereof so as to facilitate the issuance of Variable Rate Bonds or Put Bonds; or 38 Miami/16317.4 (h) bonds; or to permit Bonds to be issued in book entry form with or without physical (i) to make such changes as may be necessary for the Bond Insurance Policy, a Liquidity Facility, a Reserve Account Insurance Policy or a Reserve Account Letter of Credit deposited in the Debt Service Reserve Account or any Hedge Agreement entered into in connection with the issuance of the Bonds. If at any time the City shall so request the Bond Registrar, the Bond Registrar shall cause a notice of a proposed supplemental resolution requiring the consent of Bondholders to be mailed, postage prepaid, to all Holders of Bonds then Outstanding at their addresses as they appear on the registration books. Such notice shall briefly set forth the nature of the proposed supplemental resolution and shall state that a copy thereof is on file at the designated corporate trust office of the Bond Registrar for inspection by all Bondholders. The Bond Registrar shall not, however, be subject to any liability to any Bondholder by reason of its failure to mail the notice required by this Section, and any such failure shall not affect the validity of such supplemental resolution when consented to or approved as provided in this Section. Whenever, at any time after the date of the mailing of such notice, the City shall have received an instrument or instruments purporting to be executed by the Holders of more than fifty per centum (50%) in aggregate principal amount of the Bonds then Outstanding, which instrument or instruments shall refer to the proposed supplemental resolutions described in such notice and shall specifically consent to and approve the adoption thereof, and the City shall file with the City Clerk a certificate signed by the Mayor that the Holders of such required percentage of Bonds have filed such consents, the City may adopt such supplemental resolution in substantially such form without liability or responsibility to any Holder of any Bond, whether or not such Holder shall have consented thereto. It shall not be necessary for the consent of the Holders to approve the particular form of any proposed supplemental resolution, but it shall be sufficient if such consent shall approve the substance thereof. If the Holders of more than fifty per centum (50%) in aggregate principal amount of the Bonds Outstanding at the time of the execution of such supplemental resolution shall have consented to and approved the adoption thereof as herein provided, no Holder shall have any right to object to the adoption of such supplemental resolution, or to object to any of the terms and provisions therein contained, or the operation thereof, or in any manner to question the propriety of the adoption thereof, or to enjoin or restrain the City from adopting the same or from taking any action pursuant to the provisions thereof. SECTION 602. SEVERABILITY OF INVALID PROVISIONS. If any one or more of the covenants, agreements or provisions of this Resolution should be held contrary to any express provision of law or contrary to the policy of express law, though not expressly prohibited, or against public policy, or shall for any reason whatsoever be held invalid, then such covenants, agreements or provisions shall be null and void and shall be deemed separate from the remaining covenants, agreements or provisions, and shall in no way affect the validity of any of the other provisions of this Resolution or of the Bonds issued hereunder. Miami/16317.4 39 SECTION 603. UNCLAIMED MONEY. Notwithstanding any provisions of this Resolution, any money held by the Bond Registrar for the payment of the principal or redemption price of, or interest on, any Bonds and remaining unclaimed for five (5) years after the principal of all of the Bonds has become due and payable (whether at maturity or upon call for redemption), if such money were so held at such date, or five (5) years after the date of deposit of such money if deposited after such date when all of the Bonds became due and payable, shall be repaid to the City free from the provisions of this Resolution, and all liability of the Bond Registrar with respect to such money shall thereupon cease; provided, however, that before the repayment of such money to the City as aforesaid, the City shall first publish at least once in a financial newspaper or journal published and of general circulation in New York, New York, a notice, in such form as may be deemed appropriate by the City with respect to the Bonds so payable and not presented, and with respect to the provisions relating to the repayment to the City of the money held for the payment thereof. SECTION 604. PAYMENTS DUE ON SATURDAYS, SUNDAYS AND HOLIDAYS. In any case where the date of maturity of interest on or principal of the Bonds or the date fixed for redemption of any Bonds shall be a Saturday, Sunday or a day on which the Bond Registrar is required, or authorized or not prohibited, by law (including executive orders) to close and is closed, then payment of such interest, principal or redemption price, as applicable, need not be paid by the Bond Registrar on such date but may be paid on the next succeeding business day on which the Bond Registrar is open for business with the same force and effect as if paid on the date of maturity or the date fixed for redemption, and no interest shall accrue for the period after such date of maturity. SECTION 605. CONTROLLING LAW; MEMBERS OF COMMISSION NOT LIABLE. The provisions of this Resolution shall be governed by, and interpreted in accordance with, the laws of the State. All covenants, stipulations, obligations and agreements of the City contained in this Resolution shall be deemed to be covenants, stipulations, obligations and agreements of the City to the full extent authorized by the Act and provided by the Constitution and laws of the State. No covenant, stipulation, obligation or agreement contained herein shall be deemed to be a covenant, stipulation, obligation or agreement of any present or future member, agent or employee of the Commission or the City in his individual capacity, and neither the members of the Commission nor any official executing the Bonds shall be liable personally on the Bonds or this Resolution or shall be subject to any personal liability or accountability by reason of the issuance or the execution of such Bonds. SECTION 606. FURTHER AUTHORIZATIONS. The Mayor, the City Clerk, the City Manager, the Chief Financial Officer, the City Attorney and such other officers, employees and staff of the City as may be designated by the Mayor and the City Manager or either of them are each designated as agents of the City in connection with the issuance and delivery of the Bonds and are authorized and empowered, collectively or individually, to take all action and steps and to execute all instruments, documents and contracts on behalf of the City, that are necessary or desirable in connection with the execution and delivery of the Bonds, and which are not inconsistent with the terms and provisions of this Resolution. SECTION607. HEADINGS FOR CONVENIENCE ONLY. Any headings preceding the texts of the several articles and sections hereof shall be solely for convenience of Miami/16317.4 40 reference and shall not constitute a part of this Resolution, nor shall they affect its meaning, construction or effect. SECTION 608. TIME OF TAKING EFFECT. immediately upon its adoption. PASSED AND ADOPTED this 6th day of (SEAL) Attest: This Resolution shall take effect ,2005. Mayor Dav±d Dermer City Clerk Robert Parcher APIsflOVED A~ TO FORM & LANGUAGE & FOR EXECUTION Miami/16317.4 41 CITY OF MIAMI BEACH COMMISSION ITEM SUMMARY Condensed Title: A Resolution of the Mayor and City Commission of the City of Miami Beach, Florida authorizing the issuance of not to exceed $60,000,000 in aggregate principal amount of City of Miami Beach, Florida Taxable Special Obligation Refunding Bonds (Pension Funding Project), Series 2005, for the principal purposes of, together with other available moneys, (i) refunding certain outstanding City Of Miami Beach, Florida Taxable Special Obligation Bonds (Pension Funding Project), Series 1994, and (ii) making any required termination payment with respect to a hedge agreement; providing for the rights and security of all holders of bonds issued pursuant to this resolution; ........................... Issue: IShall the City Commission authorize the issue of not to exceed $60,000,000 in aggregate principal amount of City of Miami Beach, Florida Taxable Special Obligation Refunding Bonds (Pension Funding Project), Series 2005. Item Summary/Recommendation: The Administration recommends the City Commission adopt the proposed Resolution which authorizes the City of Miami Beach to: adopt an authorizing and delegating resolution which authorizes the City to issue refunding bonds (whether or not Morgan Stanley Capital Sources Inc. exercises its option under the Swap) and, if Morgan Stanley exercises their option, delegates to the appropriate City official, after consultation with the Chief Financial Officer, and RBC Dain Rauscher as Financial Advisor, and Squire Sanders & Dempsey L.L.P as Bond Counsel, authorization to determine in August, 2005 whether to maintain the Swap and issue variable rate bonds or terminate the Swap and issue fixed rate bonds. On February 1, 1995 the City of Miami Beach issued $57,710,000 of Taxable Special Obligation Bonds (Pension Funding Project), Series 1994. The bonds were issued by the City for the purpose of providing the required funding: to discharge the Unfunded Actuarial Accrued Liabilities as of October 1, 1993 with respect to the Pension Plans ($56,081,416): Fire and Police Base and Supplemental Plans = $50,520,480; Unclassified Employees' and Elected Officials' Plan = $5,560,936; and to pay the cost of issuing the bonds. Advisory Board Recommendation: Finance and Citywide Projects Commission Committee - May 24, 2005 - approved the City Manager's recommendation to adopt an authorizing and delegating resolution which authorizes the Administration, in concert with the City's Financial Advisor, RBC Dain Rauscher, and Bond Counsel, Squire Sanders & Dempsey L.L.P. to determine whether to: issue refunding bonds, at a fixed or variable rate depending on market conditions, if Morgan Stanley does not exercise its option under the Swap Agreement; or, if Morgan Stanley exercises its option under the Swap Agreement: uphold the Swap and issue variable rate bonds; or, terminate the Swap and issue fixed rate bonds. Financial Information: Source of Amount Account Approved Funds: 1 $60,000,000.00 Special Obligation Refunding Bonds Series 2005 (Pension Funding Project) 2 , 4 Finance Dept. Total $60,000,0O0.00 City Clerk's Office Legislative Tracking: IPatricia D. Walker, Chief Financial Officer Slain-Offs: Department Director AsSistant City Manager City Manager PDW PDW F:\fina\$CIP\$MAN~vlanuel\Debt Service~Pension Bonds\Pension 05 Summ.doc AGENDAITEM DATE CITY OF MIAMI BEACH CITY HALL 1700 CONVENTION CENTER DRIVE MIAMI BEACH, FLORIDA 33139 www.miamibeachfl.gov To: From: Subject: COMMISSION MEMORANDUM Mayor David Dermer and Date: July 6, 2005 Members of the City Commission Jorge M. Gonzalez .¢.,,~ City Manager A RESOLUTION OP'THE MAYOR AND CITY COMMISSION OF THE CITY OF MIAMI BEACH, FLORIDA, AUTHORIZING THE ISSUANCE OF NOT TO EXCEED $60,000,000 IN AGGREGATE PRINCIPAL AMOUNT OF CITY OF MIAMI BEACH, FLORIDA TAXABLE SPECIAL OBLIGATION REFUNDING BONDS (PENSION FUNDING PROJECT), SERIES 2005, FOR THE PRINCIPAL PURPOSES OF, TOGETHER WITH OTHER AVAILABLE MONEYS: (i) REFUNDING CERTAIN OUTSTANDING CITY OF MIAMI BEACH, FLORIDA TAXABLE SPECIAL OBLIGATION BONDS (PENSION FUNDING PROJECT), SERIES lg94, AND (ii) MAKING ANY REQUIRED TERMINATION PAYMENT WITH RESPECT TO A HEDGE AGREEMENT; PROVIDING FOR THE RIGHTS AND SECURITY OF ALL HOLDERS OF BONDS ISSUED PURSUANT TO THIS RESOLUTION; PROVIDING CERTAIN DETAILS OF THE BONDS; DELEGATING OTHER DETAILS AND MATFERS IN CONNECTION WITH THE ISSUANCE OF THE BONDS, THE REFUNDING OF THE PRIOR BONDS TO BE REFUNDED AND THE HEDGE AGREEMENT TO THE MAYOR, WITHIN THE LIMITATIONS AND RESTRICTIONS STATED HEREIN; APPOINTING A BOND REGISTRAR; AUTHORIZING A BOOK-ENTRY REGISTRATION SYSTEM FOR THE BONDS; AUTHORIZING THE NEGOTIATED SALE AND AWARD BY THE MAYOR OF THE BONDS TO THE UNDERWRITERS, WITHIN THE LIMITATIONS AND RESTRICTIONS STATED HEREIN; APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION AND DELIVERY OF A BOND PURCHASE AGREEMENT; APPROVING THE FORM OF AND DISTRIBUTION OF A PRELIMINARY OFFICIAL STATEMENT AND OFFICIAL STATEMENT AND AUTHORIZING THE EXECUTION AND DELIVERY OF THE OFFICIAL STATEMENT; COVENANTING TO PROVIDE CONTINUING DISCLOSURE IN CONNECTION WITH THE BONDS IN ACCORDANCE WITH SECURITIES AND EXCHANGE COMMISSION RULE 15c2-12 AND AUTHORIZING THE EXECUTION AND DELIVERY OF A COMMITMENT WITH RESPECT THERETO; AUTHORIZING THE REFUNDING, DEFEASANCE AND REDEMPTION OF THE BONDS TO BE REFUNDED; APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION AND DELIVERY OF AN ESCROW DEPOSIT AGREEMENT AND APPOINTING AN ESCROW AGENT; APPROVING THE FORM OF AND, IF NECESSARY, AUTHORIZING THE EXECUTION AND DELIVERY OF AN AUCTION AGENT AGREEMENT AND THE APPOINTMENT OF AN AUCTION AGENT; CREATING CERTAIN FUNDS AND ACCOUNTS AND PROVIDING FOR THE APPLICATION OF THE PROCEEDS OF THE BONDS; PROVIDING FORA City Commission Memorandum Pension Special Obligation Bonds, Series 2005 July 6, 2005 BOND INSURANCE POLICY FOR THE BONDS; PROVIDING FOR THE DEPOSIT OF A RESERVE ACCOUNT INSURANCE POLICY TO THE CREDIT OF THE DEBT SERVICE RESERVE ACCOUNT AND APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION AND DELIVERY OF A GUARANTY AGREEMENT WITH THE PROVIDER THEREOF; PROVIDING COVENANTS FOR THE PROVIDER OF SUCH CREDIT FACILITY AND RESERVE ACCOUNT INSURANCE POLICY; PROVIDING FOR A SURETY BOND FOR THE HEDGE AGREEMENT IF NOT TERMINATED OR ASSIGNED; AUTHORIZING OFFICERS AND EMPLOYEES OF THE CITY TO TAKE ALL NECESSARY RELATED ACTIONS; AND PROVIDING FOR AN EFFECTIVE DATE. ADMINISTRATIVE RECOMMENDATION Adopt the Resolution. ANALYSIS This resolution authorizes the City of Miami Beach to issue bonds to refund the City's Taxable Special Obligation Bonds (Pension Funding Project), Series 1994 (whether or not Morgan Stanley Capital Sources Inc. exercises its option under the Swap) and, if Morgan Stanley exercises their option, delegates to the appropriate City official, after consultation with the Chief Financial Officer and RBC Dain Rauscher as Financial Advisor, authorization to determine in August whether to remain in the swap transaction and issue variable rate bonds or terminate the Swap and issue fixed rate bonds. The resolution was drafted by our Bond Counsel, Squire, Sanders & Dempsey L.L.P. BACKGROUND On February 1, 1995 the City of Miami Beach issued $57,710,000 of Taxable Special Obligation Bonds (Pension Funding Project), Series 1994. The bonds were issued by the City for the purpose of providing the required funding: · To discharge the Unfunded Actuarial Accrued Liabilities as of October 1, 1993 with respect to the Pension Plans ($56,081,416) o Fire and Police Base and Supplemental Plans = $50,520,480 o Unclassified Employees' and Elected Officials' Plan = $5,560,936 · To pay the cost of issuing the bonds. In March 1996 interest rates had declined by approximately one and one half percent and in an effort to capture these savings, the City Commission approved the execution of a transaction which allowed the City to: receive a payment of $1.4 million from Morgan Stanley representing the present value savings from the reduction in interest rates as though a traditional refunding of the Series 1994 Bonds had been accomplished; and, obtain a bond insurance commitment if refunding bonds were issued in the future. City Commission Memorandum Pension Special Obligation Bonds, Series 2005 July 6, 2005 In exchange for this payment, the City contractually agreed to grant a one day option (August 1, 2005) to Morgan Stanley that if exercised, could obligate the City to enter into an interest rate swap agreement (the "Swap") and issue variable rate bonds on September 1,2005. The City can also choose to terminate the swap.on September, 2005 and make a calculated termination payment to Morgan Stanley. If the Swap is exercised, Morgan Stanley is also required to pay the City an additional sum of $1,567,615 (the "Swap Exercise Fee") which should approximate the cost of issuance and the call premium for the City to issue the bonds to refund the Series 1994 Bonds. City's Current Position Current market conditions make it highly likely that Morgan Stanley will exercise their option on August 1,2005 and since the City Commission is in recess during the month of August, the Administration is seeking authorization to take certain actions during August and early September depending on the following foreseeable scenarios with respect to the Swap Agreement: · Option Expires Unexercised (this is a highly unlikely event) If Morgan Stanley elects not to exercise its option, the City retains the original payment of $1,400,000. If current market conditions continue into August the City would refund the Series 1994 Bonds at rates of approximately 5% compared to the average rates on the remaining outstanding Series 1994 Bonds of 8.58% and would achieve substantial savings. · Option is Exercised; Swap Becomes Effective; Refunding Accomplished with Variable rate Bonds. If Morgan Stanley elects to exercise its option, and the City determines that it is in its best interests to remain in the Swap through maturity (December 1,2022), the transaction must be completed with a variable rate refunding issue, with the City's rate fixed throughout the Swap at 8.27%. Given market conditions on June 23, 2005 this action would reduce the original $1.4 million benefit by approximately $100,000. Variable rate bond interest rates are generally set periodically by a remarketing agent or other agent. Pricing at each adjustment date reflects the interest rate necessary to remarket all available bonds at par. Variable rate bonds contain long maturities, full redemption flexibility and multiple adjustment frequencies with daily, weekly or monthly adjustment periods being most commonly used (quarterly, semiannual and annual also possible). Bonds would be generally redeemable on any interest rate adjustment date. City Commission Memorandum Pension Special Obligation Bonds, Series 2005 July 6, 2005 Third-party liquidity support is generally required and investors have a demand feature (a.k.a. the "put" option), unless the bonds are issued as auction rate securities which typically require only 1 to 7 days notice of intent to tender bonds to the remarketing agent. Despite long maturities, investor demand feature permits treatment as a short-term investment and facilitates purchases by money market funds. Variable rate bonds must carry high short-term ratings to be eligible for purchase by most money market funds. In addition, the City may achieve greater or lesser savings during the life of the Swap depending on the relationship of the variable rate paid on the bonds to the variable rate received from Morgan Stanley pursuant to the Swap. Also the City may be exposed to liquidity facility renewal risk and counterparty risk. · Option is Exercised; Swap is Terminated; Refunding Accomplished with Fixed Rate Bonds. If Morgan Stanley elects to exercise its option, and the City determines that it is in its best interests to terminate the Swap (to avoid the potential additional risks and costs) the City would sell fixed rate taxable refunding bonds, using the proceeds to refund the Series 1994 Bonds and to pay any termination payment due under the Swap. Under the assumption of termination, although expenses associated with a fixed rate bond sale have been provided for in the Swap Exercise Fee, but the City would need to issue sufficient fixed rate bonds to pay the termination payment due Morgan Stanley, which as of June 23, 2005 we estimate to be approximately $12.5 million. This transaction would reduce the original $1.4 million benefit by $355,000 but this is subject to change based upon market conditions. Under this scenario, the City's resulting debt payment remains essentially unchanged relative to the Series 1994 debt service; however, the City eliminates interest rate, counterparty and liquidity facility renewal risk. FINANCE AND CITYWIDE PROJECTS COMMITTEE RECOMMENDATION On May 24, 2005 the Finance and Citywide Projects Commission Committee approved the City Manager's recommendation to adopt an authorizing and delegating resolution prepared by Bond Counsel, Squire Sanders & Dempsey L.L.P. which authorizes the Administration, in concert with the Chief Financial Officer and the City's Financial Advisor, RBC Dain Rauscher, to take all necessary actions to: · Issue refunding bonds, at a fixed or variable rate depending on market conditions, if Morgan Stanley does not exercise its option under the Swap Agreement; or, City Commission Memorandum Pension Special Obligation Bonds, Series 2005 July 6, 2005 If Morgan Stanley exercises its option under the Swap Agreement: o Maintain the Swap and issue variable rate bonds; or, o Terminate the Swap and issue fixed rate bonds