Exhibit G-Debt Reserve Policy
DEBT RESERVE FUND POLICY AGREEMENT
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DEBT SERVICE RESERVE FUND POLICY AGREEMENT
AGREEMENT, dated as of , by and between [the] City of Miami
Beach, Florida (the "Issuer") and Financial Guaranty Insurance Company (the "Insurer").
In consideration of the issuance by the Insurer of its Municipal Bond Debt Service
Reserve Fund Policy (the "Reserve Policy") with respect to the Issuer's Florida Storrnwater
Revenue Bonds Series 2000, together with any parity obligations secured by the same reserve
fund (the "Bonds"), issued under the docwnent authorizing the issuance of the Bonds, as
amended and supplemented (the "Authorizing Docwnent") and the Issuer's payment to the
Insurer of the insurance premiwn for the Reserve Policy, the Insurer and the Issuer hereby
covenant and agree as follows:
1. Upon any payment by the Insurer under the Reserve Policy, the Insurer shall furnish to
the Issuer written instructions as to the manner in which repayment of amounts owed to
the Insurer as a result of such payment shall be made.
2. The Issuer shall repay the Insurer the principal amount of any draws under the Reserve
Policy and related reasonable expenses incurred by the Insurer and shall pay interest
thereon at a rate equal to the lower of (i) the prime rate of Morgan Guaranty Trust
Company of New York in effect from time to time plus 2% per annwn and (ii) the
highest rate permitted by law.
3. Repayment of draws, expenses and the interest thereon (collectively, "Policy Costs")
shall enjoy the same priority as the obligation to maintain and refill the reserve fund.
4. Payment of Policy Costs shall commence in the first month following each draw, and
each such monthly payment shall be in an amount at least equal to 1/12th of the
aggregate of Policy Costs related to such draw.
5. Amounts paid to the Insurer shall be credited first to interest due under the Reserve
Policy and hereunder, then to the expenses due hereunder and then to principal due
under the Reserve Policy and hereunder. As and to the extent that payments are made to
the Insurer on account of principal due under the Reserve Policy and hereunder, the
coverage under the Reserve Policy will be increased by a like amount.
6. If the Issuer shall fail to repay any Policy Costs in accordance with the requirements of
the Authorizing Docwnent and this Agreement, the Insurer shall be entitled to exercise
any and all remedies available at law or under the Authorizing Docwnent other than (i)
acceleration of the maturity of the Bonds or (ii) remedies which would adversely affect
Bondholders.
7. The Issuer shall ascertain the necessity for a claim upon the Reserve Policy and provide
notice to the Insurer in accordance with the terms of the Reserve Policy at least two
business days prior to each date upon which interest or principal is due on the Bonds.
8. All cash and investments in the reserve fund shall be utilized for making required
transfers to the debt service fund for payment of debt service on the Bonds before
making any draws on any alternative credit instrument. Repayment of any Policy Costs
shall be made prior to replenishment of any such cash amounts. Draws on all alternative
credit instruments on which there is available coverage shall be made on a pro rata basis
(calculated by reference to coverage then available under each such alternative credit
instrument) after applying available cash and investments in the reserve fund.
Repayment of Policy Costs and reimbursement of amounts with respect to alternative
credit instruments shall be made on a pro rata basis (calculated by reference to the
coverage then available under each such alternative credit instrument) prior to
replenishment of any cash draws on the reserve fund.
9. The Authorizing Document shall not be modified or amended without the prior written
consent of the Insurer.
10. The Authorizing Document shall not be discharged until all Policy Costs owing to
Financial Guaranty shall have been paid in full.
II. As security for the Issuer's repayment obligations with respect to the Reserve Policy, to
the extent that the Authorizing Document pledges or grants a security interest in any
revenues or collateral of the Issuer (or other obligor) as security for the Bonds, the Issuer
hereby pledges and grants a security interest in all such revenues and collateral,
subordinate only to that of the Bondholders. The Issuer shall evidence the Insurer's
pledge or security interest by the filing of appropriate Uniform Commercial Code
financing and continuation statements.
12. The rate covenant and the additional bonds test (in each case, if applicable) in the
Authorizing Document shall be calculated with at least one times coverage of the
Issuer's obligations with respect to repayment of Policy Costs then due and owing.
Furthermore, no additional bonds may be issued under the Authorizing Document
without the Insurer's prior written consent if any Policy Costs are past due and owing to
the Insurer.
13. The Issuer shall provide Financial Guaranty with the following information:
(a) Budget for each year and annual audited financial statements, within 120 days
after the end of its fiscal year.
(b) Official statement or similar disclosure document, if any, prepared in connection
with the issuance of additional debt.
(c) Notice of the redemption, other than mandatory sinking fund redemption, of any
of the Bonds.
(d) Such additional information as Financial Guaranty may reasonably request from
time to time.
14. Notices to the Insurer shall be sent to the following address (or such other address as the
Insurer may designate in writing): Financial Guaranty Insurance Company, 115
Broadway, New York, New York 10006, Attention: Risk Management.
15. This Agreement may be executed in counterparts, each of which alone and all of which
together shall be deemed one original Agreement.
16. If any one or more of the agreements, provisions or terms of this Agreement shall be for
any reason whatsoever held invalid, then such agreements, provisions or terms shall be
deemed severable from the remaining agreements, provisions or terms of this Agreement
and shall in no way affect the validity or enforceability of the other provisions of this
Agreement.
17. All capitalized terms used herein and not otherwise defmed shall have the meanings
ascribed to them in the Authorizing Document.
18. This Agreement and the rights and obligations of the parties of the Agreement shall be
governed by and construed and interpreted in accordance with Florida law.
IN WITNESS WHEREOF, the parties hereto have set their hands as of the date written
above.
City of Miami Beach, Florida
By:
Name:
Title:
Financial Guaranty Insurance Company
By:
Name:
Title: